EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.08 - Schedule 2

 

Infinity Loan ID Loan Number Redacted ID Loan Number 2 Borrower Name State QM/ATR Status Initial Overall Loan Grade Final Overall Grade Final Credit Grade Final Property Grade Final Compliance Grade Material (level 3) TRID exception? Material (level 3) Non-TRID exception? Active Material Exceptions Active Non Material Exceptions Satisfied Exceptions Waived Exceptions Compensating Factors Property Type Note Date LTV CLTV Occupancy Purpose Credit Score Brwr 1 Yrs in Property Brwr 1 Occupation Brwr 1 Yrs on Job Total Monthly Income Mortgage History Cash Out Amount DTI FTHB Flag Loan Doc Type Loan Status Review Date
xxx xxx 2199190   xxx xxx Not Covered/Exempt 3 1 1 1 1 No No     *** (CURED) Required Documentation Missing - EV R
COMMENT:   Provide a copy of VOM for the subject property "xxx".

08/04/2026 Resolved: Resolved as the property does not have mortgage.
    2 Family xxx 70.000% 70.000% Investor Cash Out xxx     3   Mos Reviewed:24
Times 1X30:0
Times 1X60:0
Times 1X90:0
Currently Delinquent? :No
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:0
Max Days Dlq Last 12 Mos:0
Verification Type:Credit Report
xxx     DSCR QC Complete 08/03/2026
xxx xxx 2199191   xxx xxx Not Covered/Exempt 1 1 1 1 1 No No           2 Family xxx 70.000% 70.000% Investor Cash Out xxx     3   Mos Reviewed:24
Times 1X30:0
Times 1X60:0
Times 1X90:0
Currently Delinquent? :No
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:0
Max Days Dlq Last 12 Mos:0
Verification Type:Credit Report
xxx     DSCR QC Complete 08/03/2026