EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.04 - Schedule 6

 

Loan ID Redaction ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN Primary Appraisal Occupancy
XXXX 2186751 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 117.97 0.84 0.848 XXXX XXXX XXXX 12                                       Yes         XXXX               No 2.5 1 1 N/A 6.21 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX Tenant
XXXX 2186774 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1025   N/A     XXXX Appraisal - 1025 No 78.83 1.26 1.269 XXXX                                             Yes     XXXX   XXXX               No 0.8 1 1 N/A 18.22 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                   XXXX XXXX XXXX XXXX         Yes 2 Full Recourse XXXX Vacant
XXXX 2186781 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 67.75 1.47 1.476 XXXX                                             Yes         XXXX               No 42.9 1 1 N/A 94.25 No     Vested Individual XXXX XXXX                                     0     Vacant
XXXX 2186764 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1025   N/A     XXXX Appraisal - 1025 No 96.32 1.03 1.038 XXXX                                             Yes     XXXX   XXXX               No 2.8 1 1 N/A 8.33 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                   XXXX XXXX XXXX XXXX         Yes 2 Full Recourse XXXX Tenant
XXXX 2186766 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 95.74 1.04 1.044 XXXX                                             Yes         XXXX               No 5.2 1 1 N/A 44.94 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX Individual Guarantor XXXX XXXX                             Yes 2 Full Recourse XXXX Tenant
XXXX 2186770 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1025   N/A     XXXX Appraisal - 1025 No 86.22 1.15 1.16 XXXX                                             Yes     XXXX   XXXX               No 8.2 1 1 N/A 36.1 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX Vacant
XXXX 2186776 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 77.28 1.29 1.294 XXXX XXXX XXXX 1                                       Yes         XXXX               No 4.9 1 1 N/A 22.63 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX Tenant
XXXX 2186780 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 74.61 1.36 1.34 XXXX XXXX XXXX 1 XXXX XXXX 1                                 Yes     XXXX   XXXX               No 5.0 1 1 N/A 39.95 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                   XXXX XXXX XXXX XXXX         Yes 2 Full Recourse XXXX Tenant
XXXX 2186754 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 107.34 0.93 0.932 XXXX                                             No         XXXX               No 0.0 1 1 N/A 19.38 No     Vested Individual XXXX XXXX Vested Individual XXXX XXXX                               0     Owner
XXXX 2186772 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 82.53 1.21 1.212 XXXX XXXX XXXX 12                                       Yes     XXXX   XXXX               No 0.8 1 1 N/A 27.88 Yes XXXX Corporation Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX Tenant
XXXX 2186773 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 80.36 1.21 1.244 XXXX XXXX XXXX 1 XXXX XXXX 1 XXXX XXXX 1 XXXX XXXX 1 XXXX XXXX 1 XXXX XXXX 1         Yes         XXXX               No 0.0 1 1 N/A 17.9 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX Tenant
XXXX 2186784 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1025   N/A     XXXX Appraisal - 1025 No 57.16 1.74 1.75 XXXX                                             Yes         XXXX               No 8.9 1 1 N/A 73.48 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX Individual Guarantor XXXX XXXX                             Yes 2 Full Recourse XXXX Vacant
XXXX 2186755 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 106.17 0.94 0.942 XXXX                                             Yes         XXXX               No 0.0 1 1   47.01 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX Vacant
XXXX 2186749 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 122.53 0.81 0.816 XXXX                                             Yes         XXXX               No 0.0 1 1 N/A 17.29 No     Vested Individual XXXX XXXX                                     0     Vacant
XXXX 2186748 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 123.29 0.81 0.811 XXXX XXXX XXXX 12                                       No         XXXX               No 0.2 1 1 N/A 25.91 No     Vested Individual XXXX XXXX                                     0     Tenant
XXXX 2186771 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 112.54 0.889 0.889 XXXX                                             Yes         XXXX               No 3.8 1 1 N/A 6.23 No     Vested Individual XXXX XXXX                                     0     Tenant
XXXX 2186746 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 123.79 0.8 0.808 XXXX                                             Yes         XXXX               No 0.0 1 1 N/A 3.81 No     Vested Individual XXXX XXXX                                     0     Tenant
XXXX 2186786 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1025   N/A     XXXX Appraisal - 1025 No 47.52 2.1 2.105 XXXX                                             Yes     XXXX   XXXX               No 1.5 1 1 N/A 25.86 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX Tenant
XXXX 2196733 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1025   N/A     XXXX Appraisal - 1025 No 68.92 1.45 1.451 XXXX XXXX XXXX 12 XXXX XXXX 1 XXXX XXXX 12 XXXX XXXX 1                     Yes     XXXX   XXXX               No 1.9 1 1 N/A 5.97 No     Vested Individual XXXX XXXX Vested Individual XXXX XXXX                               0     Tenant
XXXX 2196696 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1007   N/A     XXXX Appraisal - 1007 No 104.94 1.0 0.953 XXXX                                             Yes         XXXX               No 0.0 1 1 N/A 20.66 No     Vested Individual XXXX XXXX                                     0     Owner