EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.03 - Schedule 2

 

Loan ID Seller Loan ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN
2193298   xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1025   N/A     xxx Appraisal - 1025 No 50.38 1.98 1.985 xxx xxx xxx 12 xxx xxx 12 xxx xxx 12                                 xxx 0 xxx             No No 0.8 1 1 N/A 143.96 Yes xxx xxx Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2187026   xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 120.94 0.82 0.827 xxx xxx xxx 12                                           0   0 xxx 0 0 0 0 0 0 No No 14.4 1 1 N/A 99.37 No     Vested Individual xxx xxx Vested Individual xxx xxx                             N/A 0 N/A  
2194055   xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                   0 0                 No 0.0 1 1 N/A 34.74 Yes xxx xxx Individual Guarantor xxx xxx Individual Guarantor xxx xxx                             Yes 2 Full Recourse xxx
2194053   xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 95.13 1.05 1.051 xxx                                                 0     xxx 0 0 0 0 0 0 No No 15.4 1 1 N/A 16.42 No     Vested Individual xxx xxx                                     0    
2198249   xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 78.41 1.28 1.275 xxx                                                       xxx             No No 1.5 1 1 N/A 39.1 No     Vested Individual xxx xxx Vested Individual xxx xxx                             N/A 0 N/A  
2194054   xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Actual In Place Rent No 97.71 1.02 1.023 xxx xxx xxx 12                                           0 0 0 xxx 0 0 0 0 0 0 No No 0.2 1 1 N/A 92.46 Yes xxx xxx Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2194162   xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 61.09 0.91 1.556 xxx                                                 0 xxx   xxx 0 0 0 0 0 0 No No 0.8 1 1 N/A 104.34 No     Vested Individual xxx xxx                                   N/A 0 N/A  
2194160   xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 90.41 1.106 1.106 xxx xxx xxx 12                                             0 0 xxx             No No 3.7 1 1 N/A 89.82 Yes xxx xxx Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2196011   xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 55.95 1.787 1.787 xxx                                                   xxx 0 xxx             No No 0.0 1 1 N/A 31.46 Yes xxx xxx Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2198250   xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                                       No 0.0 1 1 N/A 20.42 No     Vested Individual xxx xxx                                   N/A 0 N/A  
2198254   xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                                       No 19.7 1 1 N/A 20.08 Yes xxx xxx Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2198253   xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                   xxx                   No 0.8 1 1 N/A 13.93 Yes xxx xxx Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2196815   xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Actual In Place Rent No 99.97 1.0 1.0 xxx xxx xxx 12                                                 xxx             No No 18.4 1 1 N/A 216.4 Yes xxx xxx Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2196814   xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 79.05 1.265 1.265 xxx                                                       xxx             No No 18.4 1 1 N/A 108.56 Yes xxx xxx Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2196821   xxx xxx 12 Month Bank Statement Present No                   No     0 xxx xxx   xxx                                               0                 No 4.2 1 1 N/A 33.55 No     Vested Individual xxx xxx                                   N/A 0 N/A  
2198247   xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                                       No 0.0 1 1 N/A 23.55 Yes xxx xxx Individual Guarantor xxx xxx Individual Guarantor xxx xxx                             Yes 2 Full Recourse xxx
2198252   xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 96.81 1.033 1.033 xxx                                                 0 xxx   xxx 0 0 0 0 0 0 No No 1.6 1 1 N/A 12.16 Yes xxx xxx Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2196816   xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 99.62 1 1.004 xxx                                                 0   0 xxx 0 0 0 0 0 0 No No 0.0 1 1 N/A 31.52 No     Vested Individual xxx xxx                                     0    
2198251   xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                   0 0                 No 0.0 1 1 N/A 9.07 Yes xxx xxx Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2198248   xxx xxx 12 Month Bank Statement Present No                   No   N/A 0 xxx                                                   0 0                 No 3.7 1 1 N/A 38.11 Yes xxx xxx Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx