The following is a summary of the terms of the notes offered by the preliminary pricing supplement hyperlinked below.  Summary of Terms  Issuer:   JPMorgan Chase Financial Company LLC  Guarantor:   JPMorgan Chase & Co.  Minimum Denomination:   $1,000  Reference Stock:   The common stock of Salesforce, Inc.  Pricing Date:   September 25, 2026  Final Review Date:   September 25, 2028  Maturity Date:   September 28, 2028  Review Dates:   Quarterly  Contingent Interest Rate:   At least 14.00% per annum, payable quarterly at a rate of at least 3.50%, if applicable*  Interest Barrier/  Trigger Value:   An   amount that represents 60.00% of the Initial Value  CUSIP:   46661PYY7  Preliminary Pricing  Supplement:   http://sp.jpmorgan.com/document/cusip/46661PYY7/doctype/Product_Termsheet/document.pdf  Estimated Value:   The estimated value of the notes, when the terms of the notes are set, will not be less than $940.00 per $1,000  principal amount note.   For information about the estimated value of the notes, which likely will be lower than the  price you paid for the notes, please see the hyperlink above.  Automatic Call  If the closing price of one share of the Reference Stock on any Review Date (other than the first and final Review Dates) is   gre ater than or equal  to the Initial Value, the notes will be automatically called for a cash payment, for each $1,000 principal amount note, equal   to   (a) $1,000   plus   (b)  the Contingent Interest Payment applicable to that Review Date   plus   (c) any previously unpaid Contingent Interest Payments for any prior  Review Dates, payable on the applicable Call Settlement Date. No further payments will be made on the notes.  Payment at Maturity  If the notes have not been automatically called and the Final Value is greater than or equal to the Trigger Value, you will r ece ive a cash payment  at maturity, for each $1,000 principal amount note, equal to (a) $1,000   plus   (b) the Contingent Interest Payment applicable to the final Review  Date   plus   (c) any previously unpaid Contingent Interest Payments for any prior Review Dates.  If the notes have not been automatically called and the Final Value is less than the Trigger Value, your payment at maturity   per   $1,000 principal  amount note will be calculated as follows:  $1,000 + ($1,000   ×   Stock Return)  If the notes have not been automatically called and the Final Value is less than the Trigger Value, you will lose more than 4 0.0 0% of your  principal amount at maturity and could lose   all of   your principal amount at maturity.  Capitalized terms used but not defined herein shall have the meanings set forth in the preliminary pricing supplement.  Any payment on the notes is subject to the credit risk of JPMorgan Chase Financial Company LLC, as issuer of the notes, and t he   credit risk of  JPMorgan Chase & Co., as guarantor of the notes.  Hypothetical Payment at Maturity**  J.P. Morgan Structured Investments | 1 800 576 3529 | jpm_structured_inv e stments@jpmorgan.com  2yNC6m CRM Auto Callable Contingent Interest Notes  North America Structured Investments  Stock Return  Payment at Maturity (assuming  14.00% per annum Contigent  Interest Rate)  60.00%   $1,035.00  40.00%   $1,035.00  20.00%   $1,035.00  5.00%   $1,035.00  0.00%   $1,035.00  - 5.00%   $1,035.00  - 10.00%   $1,035.00  - 20.00%   $1,035.00  - 30.00%   $1,035.00  - 40.00%   $1,035.00  - 40.01%   $599.90  - 50.00%   $500.00  - 60.00%   $400.00  - 80.00%   $200.00  - 100.00%   $0.00  This table does not demonstrate how your interest payments can vary  over the term of your notes.  Contingent Interest  *If the notes have not been automatically called and the closing price of  one share of the Reference Stock on any Review Date is greater than or  equal to the Interest Barrier, you will receive on the applicable Interest  Payment Date for each $1,000 principal amount note a Contingent  Interest Payment equal to at least $35.00 (equivalent to a Contingent  Interest Rate of at least 14.00% per annum, payable at a rate of at least  3.50% per quarter),   plus   any previously unpaid Contingent Interest  Payments for any prior Review Dates.  **This table assumes that no previously unpaid Contingent Interest  Payment is payable at maturity. The hypothetical payments on the notes  shown above apply only if you hold the notes for their entire term or until  automatically called. These hypotheticals do not reflect fees or  expenses that would be associated with any sale in the secondary  market. If these fees and expenses were included, the hypothetical  payments shown above would likely be lower.

 

J.P. Morgan Structured Investments | 1 800 576 3529 | jpm_structured_investments@jpmorgan.com  Selected Risks  •   Your investment in the notes may result in a loss. The notes do not guarantee any return of principal.  •   The notes do not guarantee the payment of interest and may not pay interest at all.  •   Any payment on the notes is subject to the credit risks of JPMorgan Chase Financial Company LLC and  JPMorgan Chase & Co. Therefore the value of the notes prior to maturity will be subject to changes in  the market’s view of the creditworthiness of JPMorgan Chase Financial Company LLC or JPMorgan  Chase & Co.  •   The appreciation potential of the notes is limited to the sum of any Contingent Interest Payments that  may be paid over the term of the notes.  •   The benefit provided by the Trigger Value may terminate on the final Review Date.  •   The automatic call feature may force a potential early exit.  •   No dividend payments or voting rights.  •   We may accelerate your notes if an acceleration event occurs.  •   The anti - dilution protection for the Reference Stock is limited and may be discretionary.  •   As a finance subsidiary, JPMorgan Chase Financial Company LLC has no independent activities and  has limited assets.  Selected Risks (continued)  •   The estimated value of the notes will be lower than the original issue price (price to public) of the notes.  •   The estimated value of the notes is determined by reference to an internal funding rate.  •   The estimated value of the notes does not represent future values and may differ from others’ estimates.  •   The value of the notes, which may be reflected in customer account statements, may be higher than the  then - current estimated value of the notes for a limited time period.  •   Lack of liquidity: J.P. Morgan Securities LLC (who we refer to as JPMS) intends to offer to purchase the  notes in the secondary market but is not required to do so. The price, if any, at which JPMS will be willing  to purchase notes from you in the secondary market, if at all, may result in a significant loss of your  principal.  •   Potential conflicts: We and our affiliates play a variety of roles in connection with the issuance of notes,  including acting as calculation agent and hedging our obligations under the notes, and making the  assumptions used to determine the pricing of the notes and the estimated value of the notes when the  terms of the notes are set. It is possible that such hedging or other trading activities of J.P. Morgan or its  affiliates could result in substantial returns for J.P. Morgan and its affiliates while the value of the notes  declines.  •   The tax consequences of the notes may be uncertain. You should consult your tax adviser regarding the  U.S. federal income tax consequences of an investment in the notes.  Additional Information  SEC Legend: JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. have filed a registration statement (including a pr osp ectus) with the SEC for any offerings to which these materials relate. Before you  invest, you should read the prospectus in that registration statement and the other documents relating to this offering that   JPM organ Chase Financial Company LLC and JPMorgan Chase & Co. has filed with the SEC for  more complete information about JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. and this offering. You may get   the se documents without cost by visiting EDGAR on the SEC web site at  www.sec.gov. Alternatively, JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co., any agent or any dealer participat ing   in this offering will arrange to send you the prospectus and each prospectus  supplement as well as any product supplement and preliminary pricing supplement if you so request by calling toll - free 1 - 866 - 535 - 9248.  IRS Circular 230 Disclosure: JPMorgan Chase & Co. and its affiliates do not provide tax advice. Accordingly, any discussion o f U .S. tax matters contained herein (including any attachments) is not intended or written to be  used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with JPMorgan   Cha se & Co. of any of the matters addressed herein or for the purpose of avoiding U.S.  tax - related penalties.  Investment suitability must be determined individually for each investor, and the financial instruments described herein may   not   be suitable for all investors. This information is not intended to provide and should not be  relied upon as providing accounting, legal, regulatory or tax advice. Investors should consult with their own advisers as to   the se matters.  This material is not a product of J.P. Morgan Research Departments.  Free Writing Prospectus Filed Pursuant to Rule 433, Registration Statement Nos. 333 - 293684 and 333 - 293684 - 01  North America Structured Investments  2yNC6m CRM Auto Callable Contingent Interest Notes  The risks identified above are not exhaustive. Please see “Risk Factors” in the prospectus supplement and the applicable prod uct   supplement and “Selected Risk Considerations” in the applicable preliminary pricing  supplement for additional information.