Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
| | | | | |
| Collection Period | August 2026 |
| Payment Date | 9/15/2026 |
| Transaction Month | 30 | |
Additional information about the structure, cashflows, defined terms and parties for this transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the registration number 333-258040 and at https://www.ford.com/finance/investor-center/asset-backed-securitization.
I. ORIGINAL DEAL PARAMETERS
| | | | | | | | | | | | | | | | | |
| Dollar Amount | | # of Receivables | | Weighted Avg Remaining Term at Cutoff |
| Initial Pool Balance | $ | 1,696,683,364.30 | | | 46,551 | | | 55.8 months |
| | | | | |
| Dollar Amount | | Note Interest Rate | | Final Scheduled Payment Date |
| Original Securities | | | | | |
| Class A-1 Notes | $ | 305,000,000.00 | | | 5.524 | % | | April 15, 2025 |
| Class A-2a Notes | $ | 150,000,000.00 | | | 5.32 | % | | January 15, 2027 |
| Class A-2b Notes | $ | 410,000,000.00 | | | 3.99650 | % | * | January 15, 2027 |
| Class A-3 Notes | $ | 560,000,000.00 | | | 5.09 | % | | December 15, 2028 |
| Class A-4 Notes | $ | 75,000,000.00 | | | 5.01 | % | | September 15, 2029 |
| Class B Notes | $ | 47,350,000.00 | | | 5.26 | % | | November 15, 2029 |
| Class C Notes | $ | 31,560,000.00 | | | 0.00 | % | | September 15, 2031 |
| Total | $ | 1,578,910,000.00 | | | | | |
| | | * 30-day average SOFR + 0.36% |
II. AVAILABLE FUNDS
| | | | | |
| Interest: | |
| Interest Collections | $ | 2,219,904.75 | |
| |
| Principal: | |
| Principal Collections | $ | 17,316,632.07 | |
| Prepayments in Full | $ | 9,534,822.54 | |
| Liquidation Proceeds | $ | 443,569.04 | |
| Recoveries | $ | 77,785.16 | |
| Sub Total | $ | 27,372,808.81 | |
| Collections | $ | 29,592,713.56 | |
| |
| Purchase Amounts: | |
| Purchase Amounts Related to Principal | $ | 0.00 | |
| Purchase Amounts Related to Interest | $ | 0.00 | |
| Sub Total | $ | 0.00 | |
| |
| Clean-up Call | $ | 0.00 | |
| |
| Reserve Account Draw Amount | $ | 0.00 | |
| |
| Available Funds - Total | $ | 29,592,713.56 | |
Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
| | | | | |
| Collection Period | August 2026 |
| Payment Date | 9/15/2026 |
| Transaction Month | 30 | |
III. DISTRIBUTIONS
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Calculated Amount | | Amount Paid | | Shortfall | | Carryover Shortfall | | Remaining Available Funds |
| Trustee and Other Fees/Expenses | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 29,592,713.56 | |
| Servicing Fee | $ | 421,004.30 | | | $ | 421,004.30 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 29,171,709.26 | |
| Interest - Class A-1 Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 29,171,709.26 | |
| Interest - Class A-2a Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 29,171,709.26 | |
| Interest - Class A-2b Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 29,171,709.26 | |
| Interest - Class A-3 Notes | $ | 1,215,028.63 | | | $ | 1,215,028.63 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 27,956,680.63 | |
| Interest - Class A-4 Notes | $ | 313,125.00 | | | $ | 313,125.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 27,643,555.63 | |
| First Priority Principal Payment | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 27,643,555.63 | |
| Interest - Class B Notes | $ | 207,550.83 | | | $ | 207,550.83 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 27,436,004.80 | |
| Second Priority Principal Payment | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 27,436,004.80 | |
| Interest - Class C Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 27,436,004.80 | |
| Reserve Account Deposit | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 27,436,004.80 | |
| Regular Principal Payment | $ | 25,640,609.68 | | | $ | 25,640,609.68 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 1,795,395.12 | |
| Additional Trustee and Other Fees/Expenses | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 1,795,395.12 | |
| Residual Released to Depositor | $ | 0.00 | | | $ | 1,795,395.12 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | |
| Total | | | $ | 29,592,713.56 | | | | | | | |
| | | | | | | | | |
| Principal Payment: | | | | | | | | | |
| First Priority Principal Payment | | | | | | | | | $ | 0.00 | |
| Second Priority Principal Payment | | | | | | | | | $ | 0.00 | |
| Regular Principal Payment | | | | | | | | | $ | 25,640,609.68 | |
| Total | | | | | | | | | $ | 25,640,609.68 | |
| | | | | | | | | |
IV. NOTEHOLDER PAYMENTS
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Noteholder Principal Payments | | Noteholder Interest Payments | | Total Payment |
| | | Per $1,000 of | | | | Per $1,000 of | | | | Per $1,000 of |
| Actual | | Original Balance | | Actual | | Original Balance | | Actual | | Original Balance |
| Class A-1 Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | |
| Class A-2a Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | |
| Class A-2b Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | |
| Class A-3 Notes | $ | 25,640,609.68 | | | $ | 45.79 | | | $ | 1,215,028.63 | | | $ | 2.17 | | | $ | 26,855,638.31 | | | $ | 47.96 | |
| Class A-4 Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 313,125.00 | | | $ | 4.18 | | | $ | 313,125.00 | | | $ | 4.18 | |
| Class B Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 207,550.83 | | | $ | 4.38 | | | $ | 207,550.83 | | | $ | 4.38 | |
| Class C Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | |
| Total | $ | 25,640,609.68 | | | $ | 16.24 | | | $ | 1,735,704.46 | | | $ | 1.10 | | | $ | 27,376,314.14 | | | $ | 17.34 | |
| | | | | | | | | | | |
Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
| | | | | |
| Collection Period | August 2026 |
| Payment Date | 9/15/2026 |
| Transaction Month | 30 | |
V. NOTE BALANCE AND POOL INFORMATION
| | | | | | | | | | | | | | | | | | | | | | | |
| Beginning of Period | | End of Period |
| Balance | | Note Factor | | Balance | | Note Factor |
| Class A-1 Notes | $ | 0.00 | | | 0.0000000 | | $ | 0.00 | | | 0.0000000 |
| Class A-2a Notes | $ | 0.00 | | | 0.0000000 | | $ | 0.00 | | | 0.0000000 |
| Class A-2b Notes | $ | 0.00 | | | 0.0000000 | | $ | 0.00 | | | 0.0000000 |
| Class A-3 Notes | $ | 286,450,758.48 | | | 0.5115192 | | $ | 260,810,148.80 | | | 0.4657324 |
| Class A-4 Notes | $ | 75,000,000.00 | | | 1.0000000 | | $ | 75,000,000.00 | | | 1.0000000 |
| Class B Notes | $ | 47,350,000.00 | | | 1.0000000 | | $ | 47,350,000.00 | | | 1.0000000 |
| Class C Notes | $ | 31,560,000.00 | | | 1.0000000 | | $ | 31,560,000.00 | | | 1.0000000 |
| Total | $ | 440,360,758.48 | | | 0.2789017 | | $ | 414,720,148.80 | | | 0.2626623 |
| | | | | | | | | | | |
| Pool Information | | | |
| Weighted Average APR | 5.316 | % | | 5.331 | % |
| Weighted Average Remaining Term | 34.48 | | 33.77 |
| Number of Receivables Outstanding | 22,944 | | 22,161 |
| Pool Balance | $ | 505,205,155.09 | | | $ | 477,396,344.41 | |
| Adjusted Pool Balance (Pool Balance - YSOC Amount) | $ | 475,569,830.99 | | | $ | 449,512,089.15 | |
| Pool Factor | 0.2977604 | | 0.2813703 |
| | | |
VI. OVERCOLLATERALIZATION INFORMATION
| | | | | |
| Specified Reserve Balance | $ | 3,947,285.02 | |
| Yield Supplement Overcollateralization Amount | $ | 27,884,255.26 | |
| Targeted Overcollateralization Amount | $ | 62,676,195.61 | |
| Actual Overcollateralization Amount (EOP Pool Balance - EOP Note Balance) | $ | 62,676,195.61 | |
| |
VII. RECONCILIATION OF RESERVE ACCOUNT
| | | | | |
| Beginning Reserve Account Balance | $ | 3,947,285.02 | |
| Reserve Account Deposits Made | $ | 0.00 | |
| Reserve Account Draw Amount | $ | 0.00 | |
| Ending Reserve Account Balance | $ | 3,947,285.02 | |
| Change in Reserve Account Balance | $ | 0.00 | |
| Specified Reserve Balance | $ | 3,947,285.02 | |
| |
Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
| | | | | |
| Collection Period | August 2026 |
| Payment Date | 9/15/2026 |
| Transaction Month | 30 | |
VIII. NET LOSS AND DELINQUENT RECEIVABLES
| | | | | | | | | | | | | | | | | |
| | | # of Receivables | | Amount |
| Current Collection Period Loss: | | | | | |
| Realized Loss (Charge-Offs) | | | 69 | | $ | 513,787.03 | |
| (Recoveries) | | | 67 | | $ | 77,785.16 | |
| Net Loss for Current Collection Period | | | | | $ | 436,001.87 | |
| Ratio of Net Loss for Current Collection Period to Beginning of Period Pool Balance (annualized) | | | | | 1.0356 | % |
| | | | | |
| Prior and Current Collection Periods Average Loss: | | | | | |
| | | | | |
| Ratio of Net Loss to the Average Pool Balance (annualized) | | | | | |
| Third Prior Collection Period | | | | | 0.4930 | % |
| Second Prior Collection Period | | 0.8875 | % |
| Prior Collection Period | | | | | 0.4925 | % |
| Current Collection Period | | | | | 1.0649 | % |
| Four Month Average (Current and Prior Three Collection Periods) | | | | | 0.7345 | % |
| | | | | |
| Cumulative Loss: | | | | | |
| Cumulative Realized Loss (Charge-Offs) | | | 2,240 | | $ | 11,502,390.61 | |
| (Cumulative Recoveries) | | | | | $ | 1,525,650.96 | |
| Cumulative Net Loss for All Collection Periods | | | | | $ | 9,976,739.65 | |
| Ratio of Cumulative Net Loss for all Collection Periods to Initial Pool Balance | | | | 0.5880 | % |
| | | | | |
| Average Realized Loss for Receivables that have experienced a Realized Loss | | | | | $ | 5,135.00 | |
| Average Net Loss for Receivables that have experienced a Realized Loss | | | | | $ | 4,453.90 | |
| | | | | |
| % of EOP Pool Balance | | # of Receivables | | Amount |
| Delinquent Receivables: | | | | | |
| 31-60 Days Delinquent | 1.28 | % | | 212 | | $ | 6,098,638.83 | |
| 61-90 Days Delinquent | 0.27 | % | | 41 | | $ | 1,292,910.04 | |
| 91-120 Days Delinquent | 0.08 | % | | 10 | | $ | 381,963.31 | |
| Over 120 Days Delinquent | 0.09 | % | | 14 | | $ | 449,596.72 | |
| Total Delinquent Receivables | 1.72 | % | | 277 | | $ | 8,223,108.90 | |
|
| Repossession Inventory: | | | | | |
| Repossessed in the Current Collection Period | | | 17 | | $ | 610,589.50 | |
| Total Repossessed Inventory | | | 31 | | $ | 1,190,026.69 | |
| | | | | |
| Number of 61+ Delinquent Receivables to EOP Number of Outstanding Receivables: | | |
| Second Prior Collection Period | | | | | 0.3101 | % |
| Prior Collection Period | | | | | 0.2702 | % |
| Current Collection Period | | | | | 0.2933 | % |
| Three Month Average | | | | | 0.2912 | % |
| | | | | |
| Delinquency Trigger (61+ Delinquent Receivables) | | | | | |
| Transaction Month | Trigger | | | | |
| 1-12 | 0.80% | | | | |
| 13-24 | 1.30% | | | | |
| 25-36 | 2.40% | | | | |
| 37+ | 4.75% | | | | |
| 61+ Delinquent Receivables Balance to EOP Pool Balance | | | | | 0.4450 | % |
| Delinquency Trigger Occurred | | | | | No |
Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
| | | | | |
| Collection Period | August 2026 |
| Payment Date | 9/15/2026 |
| Transaction Month | 30 | |
| | | | | | | | | | | | | | |
| Receivables Granted Extensions in the Current Collection Period: | # of Receivables | Amount |
| | | | |
| 1 Month Extended | | | 70 | $2,363,274.86 | |
| 2 Months Extended | | | 110 | $3,501,798.24 | |
| 3+ Months Extended | | | 23 | $863,068.68 | |
| | | | |
| Total Receivables Extended | 203 | $6,728,141.78 | |
IX. REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)
| | |
| No Activity to report |
|
| Most Recent Form ABS-15G for repurchase demand activity |
|
| Filed by: Ford Motor Credit Company LLC |
| CIK#: 0000038009 |
| Date: February 6, 2026 |
|
X. FLOATING RATE BENCHMARK: BENCHMARK TRANSITION
| | | | | |
| Benchmark Transition Event: | N/A |
| |
| Benchmark Replacement Date: | N/A |
| |
| Unadjusted Benchmark Replacement: | N/A |
| |
| Benchmark Replacement Adjustment: | N/A |
| |
| Benchmark Replacement Conforming Changes: | N/A |
| |
SERVICER CERTIFICATION
THIS REPORT IS ACCURATE IN ALL MATERIAL RESPECTS.
Ford Motor Credit Company LLC
/s/ Ryan M. Hershberger
Assistant Treasurer