Ford Credit Auto Owner Trust 2024-B
Monthly Investor Report
| | | | | |
| Collection Period | August 2026 |
| Payment Date | 9/15/2026 |
| Transaction Month | 27 | |
Additional information about the structure, cashflows, defined terms and parties for this transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the registration number 333-258040 and at https://www.ford.com/finance/investor-center/asset-backed-securitization.
I. ORIGINAL DEAL PARAMETERS
| | | | | | | | | | | | | | | | | |
| Dollar Amount | | # of Receivables | | Weighted Avg Remaining Term at Cutoff |
| Initial Pool Balance | $ | 1,999,478,618.95 | | | 53,438 | | | 57.0 months |
| | | | | |
| Dollar Amount | | Note Interest Rate | | Final Scheduled Payment Date |
| Original Securities | | | | | |
| Class A-1 Notes | $ | 350,000,000.00 | | | 5.507 | % | | July 15, 2025 |
| Class A-2a Notes | $ | 323,350,000.00 | | | 5.40 | % | | April 15, 2027 |
| Class A-2b Notes | $ | 330,000,000.00 | | | 4.03650 | % | * | April 15, 2027 |
| Class A-3 Notes | $ | 653,300,000.00 | | | 5.10 | % | | April 15, 2029 |
| Class A-4 Notes | $ | 93,350,000.00 | | | 4.96 | % | | May 15, 2030 |
| Class B Notes | $ | 55,260,000.00 | | | 5.23 | % | | May 15, 2030 |
| Class C Notes | $ | 36,830,000.00 | | | 0.00 | % | | December 15, 2031 |
| Total | $ | 1,842,090,000.00 | | | | | |
| | | * 30-day average SOFR + 0.40% |
II. AVAILABLE FUNDS
| | | | | |
| Interest: | |
| Interest Collections | $ | 2,918,557.01 | |
| |
| Principal: | |
| Principal Collections | $ | 22,408,343.24 | |
| Prepayments in Full | $ | 11,539,510.57 | |
| Liquidation Proceeds | $ | 361,643.05 | |
| Recoveries | $ | 104,892.66 | |
| Sub Total | $ | 34,414,389.52 | |
| Collections | $ | 37,332,946.53 | |
| |
| Purchase Amounts: | |
| Purchase Amounts Related to Principal | $ | 134,208.28 | |
| Purchase Amounts Related to Interest | $ | 699.28 | |
| Sub Total | $ | 134,907.56 | |
| |
| Clean-up Call | $ | 0.00 | |
| |
| Reserve Account Draw Amount | $ | 0.00 | |
| |
| Available Funds - Total | $ | 37,467,854.09 | |
Ford Credit Auto Owner Trust 2024-B
Monthly Investor Report
| | | | | |
| Collection Period | August 2026 |
| Payment Date | 9/15/2026 |
| Transaction Month | 27 | |
III. DISTRIBUTIONS
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Calculated Amount | | Amount Paid | | Shortfall | | Carryover Shortfall | | Remaining Available Funds |
| Trustee and Other Fees/Expenses | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 37,467,854.09 | |
| Servicing Fee | $ | 596,554.28 | | | $ | 596,554.28 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 36,871,299.81 | |
| Interest - Class A-1 Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 36,871,299.81 | |
| Interest - Class A-2a Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 36,871,299.81 | |
| Interest - Class A-2b Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 36,871,299.81 | |
| Interest - Class A-3 Notes | $ | 1,878,564.04 | | | $ | 1,878,564.04 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 34,992,735.77 | |
| Interest - Class A-4 Notes | $ | 385,846.67 | | | $ | 385,846.67 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 34,606,889.10 | |
| First Priority Principal Payment | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 34,606,889.10 | |
| Interest - Class B Notes | $ | 240,841.50 | | | $ | 240,841.50 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 34,366,047.60 | |
| Second Priority Principal Payment | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 34,366,047.60 | |
| Interest - Class C Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 34,366,047.60 | |
| Reserve Account Deposit | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 34,366,047.60 | |
| Regular Principal Payment | $ | 32,194,326.37 | | | $ | 32,194,326.37 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 2,171,721.23 | |
| Additional Trustee and Other Fees/Expenses | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 2,171,721.23 | |
| Residual Released to Depositor | $ | 0.00 | | | $ | 2,171,721.23 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | |
| Total | | | $ | 37,467,854.09 | | | | | | | |
| | | | | | | | | |
| Principal Payment: | | | | | | | | | |
| First Priority Principal Payment | | | | | | | | | $ | 0.00 | |
| Second Priority Principal Payment | | | | | | | | | $ | 0.00 | |
| Regular Principal Payment | | | | | | | | | $ | 32,194,326.37 | |
| Total | | | | | | | | | $ | 32,194,326.37 | |
| | | | | | | | | |
IV. NOTEHOLDER PAYMENTS
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Noteholder Principal Payments | | Noteholder Interest Payments | | Total Payment |
| | | Per $1,000 of | | | | Per $1,000 of | | | | Per $1,000 of |
| Actual | | Original Balance | | Actual | | Original Balance | | Actual | | Original Balance |
| Class A-1 Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | |
| Class A-2a Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | |
| Class A-2b Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | |
| Class A-3 Notes | $ | 32,194,326.37 | | | $ | 49.28 | | | $ | 1,878,564.04 | | | $ | 2.88 | | | $ | 34,072,890.41 | | | $ | 52.16 | |
| Class A-4 Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 385,846.67 | | | $ | 4.13 | | | $ | 385,846.67 | | | $ | 4.13 | |
| Class B Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 240,841.50 | | | $ | 4.36 | | | $ | 240,841.50 | | | $ | 4.36 | |
| Class C Notes | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | | | $ | 0.00 | |
| Total | $ | 32,194,326.37 | | | $ | 17.48 | | | $ | 2,505,252.21 | | | $ | 1.36 | | | $ | 34,699,578.58 | | | $ | 18.84 | |
| | | | | | | | | | | |
Ford Credit Auto Owner Trust 2024-B
Monthly Investor Report
| | | | | |
| Collection Period | August 2026 |
| Payment Date | 9/15/2026 |
| Transaction Month | 27 | |
V. NOTE BALANCE AND POOL INFORMATION
| | | | | | | | | | | | | | | | | | | | | | | |
| Beginning of Period | | End of Period |
| Balance | | Note Factor | | Balance | | Note Factor |
| Class A-1 Notes | $ | 0.00 | | | 0.0000000 | | $ | 0.00 | | | 0.0000000 |
| Class A-2a Notes | $ | 0.00 | | | 0.0000000 | | $ | 0.00 | | | 0.0000000 |
| Class A-2b Notes | $ | 0.00 | | | 0.0000000 | | $ | 0.00 | | | 0.0000000 |
| Class A-3 Notes | $ | 442,015,067.95 | | | 0.6765882 | | $ | 409,820,741.58 | | | 0.6273087 |
| Class A-4 Notes | $ | 93,350,000.00 | | | 1.0000000 | | $ | 93,350,000.00 | | | 1.0000000 |
| Class B Notes | $ | 55,260,000.00 | | | 1.0000000 | | $ | 55,260,000.00 | | | 1.0000000 |
| Class C Notes | $ | 36,830,000.00 | | | 1.0000000 | | $ | 36,830,000.00 | | | 1.0000000 |
| Total | $ | 627,455,067.95 | | | 0.3406213 | | $ | 595,260,741.58 | | | 0.3231442 |
| | | | | | | | | | | |
| Pool Information | | | |
| Weighted Average APR | 4.881 | % | | 4.897 | % |
| Weighted Average Remaining Term | 37.30 | | 36.57 |
| Number of Receivables Outstanding | 29,080 | | 28,238 |
| Pool Balance | $ | 715,865,140.24 | | | $ | 680,976,444.61 | |
| Adjusted Pool Balance (Pool Balance - YSOC Amount) | $ | 664,297,044.22 | | | $ | 632,102,717.85 | |
| Pool Factor | 0.3580259 | | 0.3405770 |
| | | |
VI. OVERCOLLATERALIZATION INFORMATION
| | | | | |
| Specified Reserve Balance | $ | 4,605,247.03 | |
| Yield Supplement Overcollateralization Amount | $ | 48,873,726.76 | |
| Targeted Overcollateralization Amount | $ | 85,715,703.03 | |
| Actual Overcollateralization Amount (EOP Pool Balance - EOP Note Balance) | $ | 85,715,703.03 | |
| |
VII. RECONCILIATION OF RESERVE ACCOUNT
| | | | | |
| Beginning Reserve Account Balance | $ | 4,605,247.03 | |
| Reserve Account Deposits Made | $ | 0.00 | |
| Reserve Account Draw Amount | $ | 0.00 | |
| Ending Reserve Account Balance | $ | 4,605,247.03 | |
| Change in Reserve Account Balance | $ | 0.00 | |
| Specified Reserve Balance | $ | 4,605,247.03 | |
| |
Ford Credit Auto Owner Trust 2024-B
Monthly Investor Report
| | | | | |
| Collection Period | August 2026 |
| Payment Date | 9/15/2026 |
| Transaction Month | 27 | |
VIII. NET LOSS AND DELINQUENT RECEIVABLES
| | | | | | | | | | | | | | | | | |
| | | # of Receivables | | Amount |
| Current Collection Period Loss: | | | | | |
| Realized Loss (Charge-Offs) | | | 78 | | $ | 444,990.49 | |
| (Recoveries) | | | 102 | | $ | 104,892.66 | |
| Net Loss for Current Collection Period | | | | | $ | 340,097.83 | |
| Ratio of Net Loss for Current Collection Period to Beginning of Period Pool Balance (annualized) | | | | | 0.5701 | % |
| | | | | |
| Prior and Current Collection Periods Average Loss: | | | | | |
| | | | | |
| Ratio of Net Loss to the Average Pool Balance (annualized) | | | | | |
| Third Prior Collection Period | | | | | 0.3220 | % |
| Second Prior Collection Period | | 0.9321 | % |
| Prior Collection Period | | | | | 0.9532 | % |
| Current Collection Period | | | | | 0.5843 | % |
| Four Month Average (Current and Prior Three Collection Periods) | | | | | 0.6979 | % |
| | | | | |
| Cumulative Loss: | | | | | |
| Cumulative Realized Loss (Charge-Offs) | | | 2,356 | | $ | 15,152,231.81 | |
| (Cumulative Recoveries) | | | | | $ | 2,368,093.76 | |
| Cumulative Net Loss for All Collection Periods | | | | | $ | 12,784,138.05 | |
| Ratio of Cumulative Net Loss for all Collection Periods to Initial Pool Balance | | | | 0.6394 | % |
| | | | | |
| Average Realized Loss for Receivables that have experienced a Realized Loss | | | | | $ | 6,431.34 | |
| Average Net Loss for Receivables that have experienced a Realized Loss | | | | | $ | 5,426.20 | |
| | | | | |
| % of EOP Pool Balance | | # of Receivables | | Amount |
| Delinquent Receivables: | | | | | |
| 31-60 Days Delinquent | 1.28 | % | | 246 | | $ | 8,698,766.46 | |
| 61-90 Days Delinquent | 0.24 | % | | 45 | | $ | 1,604,993.52 | |
| 91-120 Days Delinquent | 0.03 | % | | 5 | | $ | 217,034.18 | |
| Over 120 Days Delinquent | 0.06 | % | | 10 | | $ | 391,292.33 | |
| Total Delinquent Receivables | 1.60 | % | | 306 | | $ | 10,912,086.49 | |
|
| Repossession Inventory: | | | | | |
| Repossessed in the Current Collection Period | | | 24 | | $ | 1,072,031.80 | |
| Total Repossessed Inventory | | | 43 | | $ | 1,710,190.40 | |
| | | | | |
| Number of 61+ Delinquent Receivables to EOP Number of Outstanding Receivables: | | |
| Second Prior Collection Period | | | | | 0.2127 | % |
| Prior Collection Period | | | | | 0.2098 | % |
| Current Collection Period | | | | | 0.2125 | % |
| Three Month Average | | | | | 0.2117 | % |
| | | | | |
| Delinquency Trigger (61+ Delinquent Receivables) | | | | | |
| Transaction Month | Trigger | | | | |
| 1-12 | 0.80% | | | | |
| 13-24 | 1.30% | | | | |
| 25-36 | 2.40% | | | | |
| 37+ | 4.75% | | | | |
| 61+ Delinquent Receivables Balance to EOP Pool Balance | | | | | 0.3250 | % |
| Delinquency Trigger Occurred | | | | | No |
Ford Credit Auto Owner Trust 2024-B
Monthly Investor Report
| | | | | |
| Collection Period | August 2026 |
| Payment Date | 9/15/2026 |
| Transaction Month | 27 | |
| | | | | | | | | | | | | | |
| Receivables Granted Extensions in the Current Collection Period: | # of Receivables | Amount |
| | | | |
| 1 Month Extended | | | 89 | $3,126,457.85 | |
| 2 Months Extended | | | 117 | $3,884,389.97 | |
| 3+ Months Extended | | | 26 | $916,521.72 | |
| | | | |
| Total Receivables Extended | 232 | $7,927,369.54 | |
IX. REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)
| | |
| No Activity to report |
|
| Most Recent Form ABS-15G for repurchase demand activity |
|
| Filed by: Ford Motor Credit Company LLC |
| CIK#: 0000038009 |
| Date: February 6, 2026 |
|
X. FLOATING RATE BENCHMARK: BENCHMARK TRANSITION
| | | | | |
| Benchmark Transition Event: | N/A |
| |
| Benchmark Replacement Date: | N/A |
| |
| Unadjusted Benchmark Replacement: | N/A |
| |
| Benchmark Replacement Adjustment: | N/A |
| |
| Benchmark Replacement Conforming Changes: | N/A |
| |
SERVICER CERTIFICATION
THIS REPORT IS ACCURATE IN ALL MATERIAL RESPECTS.
Ford Motor Credit Company LLC
/s/ Ryan M. Hershberger
Assistant Treasurer