| Seller Loan ID | Loan ID | Investor Loan ID | Lender Name | Transaction ID | ULI | Borrower 1 First Name | Borrower 1 Last Name | Borrower 1 SSN | Borrower 1 Birthdate | Borrower 1 Gender | Borrower 1 Ethnicity | Borrower 1 Race | Borrower 1 Citizen | Borrower 1 Self-Employment Flag | Borrower 1 FTHB | Borrower 1 FICO Date | Borrower 1 Origination FICO | Borrower 1 Origination Equifax | Borrower 1 Origination Experian | Borrower 1 Origination TransUnion | Borrower 2 First Name | Borrower 2 Last Name | Borrower 2 SSN | Borrower 2 Birthdate | Borrower 2 Gender | Borrower 2 Ethnicity | Borrower 2 Race | Borrower 2 Citizen | Borrower 2 Self-Employment Flag | Borrower 2 FTHB | Borrower 2 FICO Date | Borrower 2 Origination FICO | Borrower 2 Origination Equifax | Borrower 2 Origination Experian | Borrower 2 Origination TransUnion | Borrower 3 First Name | Borrower 3 Last Name | Borrower 3 SSN | Borrower 3 Birthdate | Borrower 3 Gender | Borrower 3 Ethnicity | Borrower 3 Race | Borrower 3 Citizen | Borrower 3 Self-Employment Flag | Borrower 3 FTHB | Borrower 3 FICO Date | Borrower 3 Origination FICO | Borrower 3 Origination Equifax | Borrower 3 Origination Experian | Borrower 3 Origination TransUnion | Borrower 4 First Name | Borrower 4 Last Name | Borrower 4 SSN | Borrower 4 Birthdate | Borrower 4 Gender | Borrower 4 Ethnicity | Borrower 4 Race | Borrower 4 Citizen | Borrower 4 Self-Employment Flag | Borrower 4 FTHB | Borrower 4 FICO Date | Borrower 4 Origination FICO | Borrower 4 Origination Equifax | Borrower 4 Origination Experian | Borrower 4 Origination TransUnion | Subject Address | Subject City | Subject Sate | Subject Zip Code | Subject County | Originator Doc Type | Occupancy | Loan Purpose | Refinance Type | Qualifying Front End DTI | Qualifying DTI | Borrower 1 Qualifying Income | Borrower 2 Qualifying Income | Borrower 3 Qualifying Income | Borrower 4 Qualifying Income | All Borrower Total Qualifying Income | Borrower 1 Employment Status | Borrower 2 Employment Status | Borrower 3 Employment Status | Borrower 4 Employment Status | Borrower 1 Length of Employment | Borrower 2 Length of Employment | Borrower 3 Length of Employment | Borrower 4 Length of Employment | 4506-T Flag | All Borrower Residual Income | All Borrower Monthly Debt | Escrow Flag | Months Reserves | Liquid Cash Reserves | Original Note Loan Amount | Original Qualifying Loan Amount | Original Qualifying Base LTV | Original Qualifying LTV | Original Qualifying CLTV | Application Date | Note Date | Cash Disbursement Date | Mortgage Type | Loan Product | Loan Program | Original Note Interest Rate | Original Qualifying Interest Rate | Original P&I Payment | Original Qualifying P&I Payment | Monthly Escrow Payment | Original Total Housing Expense (PITIA) | First Payment Date | Amortization Type | Original Amortization Term | Original Term to Maturity | Maturity Date | ARM Gross Margin | ARM Rounding Method | ARM Rounding Factor | ARM Lookback Days | ARM Rate Index Type | Origination ARM Rate Index Value | ARM Initial Interest Rate Cap | ARM Subsequent Interest Rate Cap | ARM Initial Interest Rate Floor | ARM Lifetime Interest Rate Floor | ARM Initial Interest Rate Maximum | ARM Lifetime Interest Rate Maximum | ARM First Rate Reset Date | ARM First Payment Reset Date | ARM Subsequent Interest Rate Reset Frequency | ARM Subsequent Payment Reset Frequency | Interest Only Flag | Original Interest Only Term | Balloon Flag | Buydown Flag | Assumable Flag | Prepayment Penalty Flag | Prepayment Penalty Total Term | Prepayment Penalty Type | Origination Channel | PMI Flag | MI Certificate Number | Mortgage Insurance Percent | Mortgage Insurance Type | Mortgage Insurance Company Name | MERS MOM Flag | MERS Loan ID | Property Type | Number of Units | Year Built | Primary Value Property Valuation Date | Primary Value Property Valuation Type | Primary Value Property Value | Secondary Value Property Valuation Date | Secondary Value Property Form Type | Secondary Value Property Value | Sales Price | Qualifying Property Value | Date of Prior Sale | Days Since Prior Sale | Total Adjusted Prior Purchase Price | Flood Zone Flag | Flood Zone Code | Flood Policy Number | Other Lien Amount | Other Lien Position | Originator QM Status | Final QM Status | Total Number of Borrowers | Cash Out Amount | Total Origination and Discount Points | Number of Mortgaged Properties | Credit Report: Max Trade Line | Credit Report: Longest Trade Line | Credit Report: Number of Trade Lines | Credit Line Usage Ratio | Borrower 1 Years in Home | GSE Eligible Flag | AUS Case Number | AUS Recommendation | QM Points and Fees | Annual Percent Rate (APR) | Higher Priced Mortgage Loan (HPML) Flag | Covered/High Cost Loan Flag | Guideline Name | UW Guideline Author | Blanket Mortgage Flag |
| XXXX | 1000612100 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 726 | 664 | 726 | 754 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OH | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2790.54 | No Escrow | 14.84 | 29547.17 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Correspondent - DSCR | 7.25 | 7.25 | 1699.22 | 1699.22 | 0 | 1991.54 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 60 | 1%, 1%, 1%, 1%, 1% | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 29547.17 | 6778.75 | 2 | 19500 | 131 | 5 | 0.3661891891891892 | 13.25 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000601792 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 730 | 728 | 762 | 730 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NC | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 10.63 | 19.63 | 23102.73 | .00 | .00 | .00 | 23102.73 | Employed | 3.65 | NA | 18568.74 | 4533.99 | Taxes and Insurance | 12.11 | 29740.79 | XXXX | XXXX | 85.0 | 85.0 | 85.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 6.99 | 6.99 | 1862.82 | 1862.82 | 536.18 | 2455.99 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 9208.02 | 1 | 40654 | 230 | 16 | 0.33435834868781433 | 3.42 | No | XXXX | Manual Underwriting | 0.0 | 7.027 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000601762 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 771 | 771 | 762 | 777 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 16.04 | 37.89 | 24069.00 | .00 | .00 | .00 | 24069.00 | Employed | 4.24 | 1 YR | 14948.15 | 9120.85 | Taxes and Insurance | 6.23 | 24069.66 | XXXX | XXXX | 89.9 | 89.9 | 89.9 | XXXX | XXXX | XXXX | Conventional | Fixed | Wholesale - Expanded Prime | 8.875 | 8.875 | 2943.56 | 2943.56 | 657.53 | 3861.09 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 1945.00 | 2 | 12370 | 103 | 8 | 0.08298256163559832 | 0.25 | No | XXXX | Manual Underwriting | 0 | 9.270 | Yes | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000601774 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | Yes | true | XXXX | 708 | 708 | 730 | 708 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 1.72 | 2.26 | 158252.31 | .00 | .00 | .00 | 158252.31 | Employed | 3.6 | NA | 154674.37 | 3577.94 | No Escrow | 50.4 | 137032.88 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Wholesale - Expanded Prime | 6.25 | 6.25 | 2118.01 | 2118.01 | 0 | 2718.94 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 13124.68 | 1 | 32626 | 43 | 5 | 0.0648421052631579 | 0.75 | No | XXXX | Manual Underwriting | 13124.68 | 6.678 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000601794 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 735 | 735 | 736 | 727 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 801 | 814 | 797 | 801 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 7.49 | 29.92 | .00 | 47917.77 | .00 | .00 | 47917.77 | Not Employed | Employed | 16.21 | 3 YRS | 33579.2 | 14338.57 | Taxes and Insurance | 5.33 | 19140.47 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 6.75 | 6.75 | 2587.91 | 2587.91 | 1001.13 | 3589.04 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0.0 | 4588.50 | 3 | 28998 | 507 | 7 | 0.19488430443267354 | 3.05 | No | XXXX | Manual Underwriting | 4588.5 | 6.915 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| XXXX | 1000603674 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 711 | 704 | 716 | 711 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 15.34 | 17.27 | 14775.56 | .00 | .00 | .00 | 14775.56 | Employed | 6.3 | NA | 12223.98 | 2551.58 | Taxes and Insurance | 72.04 | 163285.64 | XXXX | XXXX | 35.2 | 35.2 | 35.2 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 7.25 | 7.25 | 1500.79 | 1500.79 | 765.8 | 2266.58 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 163285.64 | 8205.00 | 1 | 22500 | 241 | 4 | 0.19810234541577826 | 4.00 | No | XXXX | Manual Underwriting | 8205.0 | 7.699 | Yes | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000601820 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 757 | 757 | 757 | 730 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 22.16 | 39.15 | 100220.41 | .00 | .00 | .00 | 100220.41 | Employed | 4.89 | 2 YRS | 60979.65 | 39240.76 | No Escrow | 14.4 | 247503.97 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 6.625 | 6.625 | 13781.1 | 18795.15 | 0 | 17191.71 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 63362.0 | 14379.00 | 1 | 46000 | 316 | 10 | 0.0941282894736842 | 6.00 | No | XXXX | Manual Underwriting | 39341.0 | 6.793 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000603720 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 706 | 718 | 706 | 659 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OH | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 33.04 | 39.95 | 5051.00 | .00 | .00 | .00 | 5051.00 | Employed | 11.04 | NA | 3033.01 | 2017.99 | Taxes and Insurance | 18.16 | 30311.46 | XXXX | XXXX | 64.0 | 64.0 | 64.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 6.75 | 6.75 | 1245.31 | 1245.31 | 423.68 | 1668.99 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 32302.46 | 5426.00 | 1 | 7000 | 180 | 2 | 0.9955 | 22.67 | No | XXXX | Manual Underwriting | 5426.0 | 7.098 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000603634 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 780 | 765 | 794 | 780 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 13670.38 | ALL | 18.99 | 178070.84 | XXXX | XXXX | 79.41 | 79.41 | 79.41 | XXXX | XXXX | XXXX | DSCR | Fixed | Wholesale - DSCR | 6.875 | 6.875 | 7734.38 | 7734.38 | 1395 | 9379.37 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 1945.00 | 2 | 35000 | 228 | 13 | 0.06684626241789263 | 39.50 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000603738 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 747 | 735 | 747 | 748 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 8049.98 | Taxes and Insurance | 365.93 | 787111.4 | XXXX | XXXX | 74.29 | 74.29 | 74.29 | XXXX | XXXX | XXXX | DSCR | Fixed | Correspondent - DSCR | 6.375 | 6.375 | 1622.06 | 1622.06 | 528.92 | 2150.98 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 3% | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 232652.99 | 14960.80 | 2 | 180000 | 303 | 24 | 0.08699605367008682 | 0.08 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674924 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 760 | 776 | 760 | 758 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 27.23 | 41.17 | 10433.02 | .00 | .00 | .00 | 10433.02 | Employed | 5.07 | NA | 6137.86 | 4295.16 | Taxes and Insurance | 19.65 | 55830.02 | XXXX | XXXX | 54.47 | 54.47 | 54.47 | XXXX | XXXX | XXXX | Conventional | Fixed | Diamond - Full Doc & Alt Doc | 6.625 | 6.625 | 2497.21 | 2497.21 | 343.56 | 2840.75 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 55830.02 | 1898.00 | 1 | 32532 | 229 | 14 | 0.2581830108232207 | 0.91 | No | XXXX | Manual Underwriting | 12623.0 | 7.019 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674922 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 759 | 759 | 765 | 747 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CO | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 20707.99 | No Escrow | 97.35 | 331973.73 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond - DSCR 1-4 (1.00) | 6.375 | 6.375 | 2877.91 | 2877.91 | 0 | 3409.99 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 331973.73 | 10112.50 | 5 | 29500 | 339 | 3 | 0.18851157708088492 | 1.25 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674988 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 708 | 708 | 647 | 713 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 16621 | Taxes and Insurance | 25.1 | 54534.39 | XXXX | XXXX | 65.0 | 65.0 | 65.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond - DSCR 1-4 (1.00) | 6.99 | 6.99 | 1287.33 | 1287.33 | 367.11 | 2172.44 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 36 | 6 Months Interest | Wholesale | No | XXXX | Yes | XXXX | Townhouse | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 54534.39 | 8079.00 | 6 | 6900 | 358 | 10 | 0.5286203674867642 | 18.92 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674950 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 739 | 737 | 739 | 762 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Investment | Purchase | NA | 4.43 | 19.53 | 214411.00 | .00 | .00 | .00 | 214411.00 | Employed | 9.26 | Yes | 172531.11 | 41879.89 | Taxes and Insurance | 120.41 | 1296963.77 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Diamond - Full and Alt Doc | 6.99 | 6.99 | 8379.83 | 8379.83 | 2391.22 | 10771.03 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 6 Months Interest | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 13095.19 | 5 | 22200 | 261 | 3 | 0.3340888888888889 | 4.33 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674944 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 725 | 706 | 743 | 725 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 725 | 706 | 743 | 725 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 116383 | Taxes and Insurance | 105.21 | 139423.28 | XXXX | XXXX | 51.72 | 51.72 | 51.72 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond DSCR 1-4 Unit 1.00+ | 6.75 | 6.75 | 972.9 | 972.9 | 352.27 | 1325.17 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 139423.28 | 5424.00 | 3 | 25000 | 487 | 6 | 0.7045484596059765 | 31.08 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674946 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 754 | 757 | 754 | 733 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 568 | 568 | 599 | 568 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CO | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 27850 | Taxes and Insurance | 41.53 | 94296.16 | XXXX | XXXX | 60.61 | 60.61 | 60.61 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond DSCR 1-4 (1.00) | 6.5 | 6.5 | 1896.2 | 1896.2 | 374.41 | 2270.61 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 94296.16 | 6806.00 | 6 | 35000 | 140 | 7 | 0.702783150827272 | 1.75 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674952 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 681 | 644 | 714 | 681 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | LA | XXXX | XXXX | 1YR Full Doc | Investment | Refinance | Cash Out - Other | 0 | 40.63 | 18806.00 | .00 | .00 | .00 | 18806.00 | Employed | 4.62 | Yes | 11164.85 | 7641.15 | No Escrow | 21.97 | 200134.67 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Diamond - Full and Alt Doc | 8.25 | 8.25 | 6909.38 | 7550.23 | 0 | 9110.3 | XXXX | Fixed | 360 | 480 | XXXX | Yes | 120 | No | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 200134.67 | 13104.00 | 1 | 198856 | 313 | 21 | 0.5470889598684419 | 10 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000675002 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 789 | 789 | 805 | 761 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MD | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 21541.8 | No Escrow | 48.88 | 101407.29 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond DSCR 1-4 Unit | 6.5 | 6.5 | 1592.81 | 1592.81 | 0 | 2074.8 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | Yes | Y | 36 | 5%, 4%, 3% | Retail | No | XXXX | Yes | XXXX | Townhouse | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 8530.00 | 13 | 30600 | 231 | 15 | 0.0312927054478301 | 10.33 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000675016 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 754 | 747 | 756 | 754 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 33313 | Taxes | 152.98 | 746853.99 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond - DSCR 1-4 (1.00) | 6.625 | 6.625 | 4244.14 | 4244.14 | 637.88 | 4882.01 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 746853.99 | 9602.63 | 14 | 95000 | 371 | 3 | 0.079635687732342 | 9.00 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000675014 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 754 | 747 | 756 | 754 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 781 | 769 | 825 | 781 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 33355 | Taxes and Insurance | 135.24 | 814548.6 | XXXX | XXXX | 71.83 | 71.83 | 71.83 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond - DSCR 1-4 (1.00) | 6.625 | 6.625 | 4659.58 | 4659.58 | 1363.24 | 6022.81 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AE | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 814548.6 | 9903.00 | 13 | 95000 | 372 | 7 | 0.0876365118174409 | 9 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000675018 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 757 | 735 | 757 | 772 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 3034.09 | Taxes and Insurance | 114.29 | 376497.71 | XXXX | XXXX | 60.15 | 60.15 | 60.15 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond DSCR 1-4 Unit | 6.375 | 6.375 | 2495.48 | 2495.48 | 798.63 | 3294.11 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Retail | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 376497.71 | 13144.00 | 2 | 2800 | 72 | 3 | 0.04264150943396226 | 20.25 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674954 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 743 | 740 | 750 | 743 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 35 | Taxes and Insurance | 4.28 | 10456.06 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond DSCR 1-4 Unit | 7.125 | 7.125 | 1566.4 | 1566.4 | 809.51 | 2440.49 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 24 | 6 months interest on amount that exceeds 20% | Retail | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 7007.75 | 1 | 4000 | 15 | 2 | 0.0104 | 2.58 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000675030 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 646 | 638 | 646 | 680 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 11894 | Taxes and Insurance | 28.74 | 137295.86 | XXXX | XXXX | 53.28 | 53.28 | 53.28 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond - DSCR 1-4 (1.00) | 6.99 | 6.99 | 3786.25 | 3786.25 | 991.46 | 4777.71 | XXXX | Fixed | 120 | 360 | XXXX | Yes | 120 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 137295.86 | 16143.00 | 3 | 29900 | 384 | 12 | 0.6174509803921568 | 15.00 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000675008 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 717 | 753 | 702 | 717 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 761 | 761 | 761 | 749 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 2YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 33.27 | 46.6 | 7916.66 | 15894.13 | .00 | .00 | 23810.79 | Employed | Retired | 0.93 | Yes | 12716.01 | 11094.78 | No Escrow | 7.86 | 62245.54 | XXXX | XXXX | 44.07 | 44.07 | 44.07 | XXXX | XXXX | XXXX | Conventional | Fixed | Diamond - Full and Alt Doc | 6.625 | 6.625 | 6499.16 | 6499.16 | 0 | 7921.95 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 62245.54 | 2344.00 | 2 | 23321 | 132 | 9 | 0.23275507203763598 | 0.50 | No | XXXX | Manual Underwriting | 0 | 6.685 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||
| XXXX | 1000675020 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 796 | 796 | 805 | 785 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2145 | Taxes and Insurance | 114.59 | 228182.95 | XXXX | XXXX | 61.2 | 61.2 | 61.2 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond - DSCR 1-4 (1.00) | 6.99 | 6.99 | 1570.19 | 1570.19 | 421.04 | 1991.23 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 6 months interest on amount that exceeds 20% | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AE | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 227666.73 | 2215.00 | 1 | 33000 | 171 | 7 | 0.005626506024096385 | 5.08 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000675032 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 693 | 692 | 706 | 693 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 739 | 740 | 726 | 739 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NY | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2871 | Taxes and Insurance | 17.44 | 65024.71 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond - DSCR 1-4 (1.00) | 6.25 | 6.25 | 2304.69 | 2304.69 | 1424.73 | 3729.42 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0.0 | 8375.00 | 4 | 50000 | 322 | 5 | 0.0309457422758101 | 3 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000675012 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 663 | 668 | 644 | 663 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 3324 | Taxes and Insurance | 173.21 | 186359.64 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond - DSCR 1-4 (1.00) | 7.125 | 7.125 | 735.7 | 735.7 | 340.21 | 1075.91 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 7920.98 | 4342.00 | 2 | 66756 | 251 | 8 | 0.8562961404247111 | 4.75 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000675022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 776 | 785 | 750 | 776 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 767 | 788 | 763 | 767 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 2.07 | 3.86 | 824000.00 | .00 | .00 | .00 | 824000.00 | Employed | Not Employed | 12.56 | NA | 792173.67 | 31826.33 | No Escrow | 110.67 | 1889319.85 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Diamond - Full Doc & Alt Doc | 6.999 | 6.999 | 12824.41 | 12824.41 | 0 | 17072.33 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 1889319.85 | 2344.00 | 1 | 441257 | 178 | 7 | 0.19857389801210026 | 5.50 | No | XXXX | Manual Underwriting | 2344.0 | 7.047 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||
| XXXX | 1000675010 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 807 | 807 | 764 | 812 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 804 | 808 | 764 | 804 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | VA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 9376.24 | Taxes and Insurance | 41.21 | 94335.04 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Diamond - DSCR 1-4 (1.00) | 6.25 | 6.25 | 1897.95 | 1897.95 | 523.29 | 2437.82 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0.0 | 7966.75 | 5 | 30000 | 230 | 2 | 0.047458624975469356 | 8.33 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000675028 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 744 | 746 | 671 | 744 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 2YR Business P&L | Primary Residence | Refinance | Cash Out - Other | 6.58 | 39.03 | 190161.33 | .00 | .00 | .00 | 190161.33 | Employed | 5.13 | NA | 115936.5 | 74224.83 | Taxes and Insurance | 13.8 | 172821.88 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Diamond - Full Doc and Alt Doc | 7.125 | 7.125 | 9408.48 | 9408.48 | 3113.36 | 12521.84 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 172821.88 | 16309.00 | 6 | 82660 | 327 | 9 | 0.9542638888888889 | 0.17 | No | XXXX | Manual Underwriting | 0 | 7.280 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674992 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 687 | 704 | 687 | 687 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 1YR Business P&L | Primary Residence | Refinance | Cash Out - Other | 38.99 | 44.78 | 37466.67 | .00 | .00 | .00 | 37466.67 | Employed | 24.95 | Yes | 20690.25 | 16776.42 | Taxes and Insurance | 16.45 | 240312.93 | XXXX | XXXX | 65.0 | 65.0 | 65.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Diamond - Full and Alt Doc | 7.625 | 7.625 | 12191.75 | 12191.75 | 2417.67 | 14609.42 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 257279.93 | 46597.50 | 1 | 18125 | 502 | 19 | 0.3289800423066311 | 17.00 | No | XXXX | Manual Underwriting | 46597.5 | 7.942 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000707992 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 750 | 745 | 772 | 750 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 696 | 698 | 696 | 672 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | PA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 32.46 | 33.32 | 4536.50 | 4580.04 | .00 | .00 | 9116.54 | Employed | Employed | 18.21 | 2 YRS | 6078.48 | 3038.06 | Taxes and Insurance | 7.99 | 23641.61 | XXXX | XXXX | 78.65 | 78.65 | 78.65 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 7.125 | 7.125 | 2358.01 | 2358.01 | 610.01 | 2959.59 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 107354.61 | 10073.50 | 1 | 19200 | 391 | 7 | 0.42873983739837396 | 21.00 | No | XXXX | Manual Underwriting | 10073.5 | 7.433 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674998 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 699 | 713 | 675 | 699 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 705 | 705 | 696 | 714 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 1YR Business P&L | Primary Residence | Refinance | Cash Out - Other | 30.27 | 30.56 | 9800.23 | .00 | .00 | .00 | 9800.23 | Employed | Not Employed | 19.91 | NA | 6805.06 | 2995.17 | Taxes and Insurance | 5.64 | 16716.11 | XXXX | XXXX | 43.29 | 43.29 | 43.29 | XXXX | XXXX | XXXX | Conventional | Fixed | Diamond - Full and Alt Doc | 7.125 | 7.125 | 2479.28 | 2479.28 | 486.89 | 2966.17 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 37501.12 | 14830.00 | 1 | 9900 | 364 | 4 | 0.6022107100313046 | 32.00 | No | XXXX | Manual Underwriting | 17230.0 | 7.686 | Yes | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||
| XXXX | 1000708024 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 816 | 816 | 820 | 805 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 2YR Full Doc | Primary Residence | Purchase | NA | 46.39 | 50.43 | 16737.22 | .00 | .00 | .00 | 16737.22 | Employed | 3.84 | 2 YRS | 8296.46 | 8440.76 | Taxes and Insurance | 29.64 | 230175.03 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 7.0 | 7.0 | 6360.29 | 6360.29 | 1404.89 | 7765.18 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 13848.00 | 2 | 50600 | 221 | 6 | 0.32914519390097446 | 15.00 | No | XXXX | Manual Underwriting | 13848.0 | 7.234 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000731217 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 704 | 704 | 685 | 709 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CT | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 5851.33 | Taxes and Insurance | 43.73 | 118093.84 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Correspondent - DSCR | 7.5 | 7.5 | 1966.54 | 1966.54 | 733.79 | 2700.32 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 3%, 2%, 1% | Correspondent Bulk | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 118093.84 | 8845.63 | 2 | 20500 | 145 | 5 | 0.40611890403775563 | 0.58 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000707786 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 785 | 785 | 786 | 767 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 13860.48 | Taxes and Insurance | 51.88 | 92994.04 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Wholesale - DSCR | 6.99 | 6.99 | 1541.94 | 1541.94 | 250.54 | 1792.48 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 1945.00 | 6 | 35938 | 326 | 7 | 0.06967609254498715 | 0.58 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000707978 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 756 | 754 | 773 | 756 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 4.74 | 15.94 | 152401.64 | .00 | .00 | .00 | 152401.64 | Employed | 2.09 | 3 YRS | 128108.89 | 24292.75 | No Escrow | 8.54 | 61143.71 | XXXX | XXXX | 85.0 | 85.0 | 85.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 6.99 | 6.99 | 5790.6 | 5790.6 | 0 | 7222.31 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 19620.00 | 4 | 70055 | 202 | 15 | 0.04065581704882328 | 12.00 | No | XXXX | Manual Underwriting | 22552.5 | 7.309 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000707719 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 797 | 797 | 807 | 774 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 14.55 | 27.43 | 48955.95 | .00 | .00 | .00 | 48955.95 | Employed | 5.92 | 3 YRS | 35529.67 | 13426.28 | Taxes and Insurance | 17.59 | 125328.32 | XXXX | XXXX | 85.0 | 85.0 | 85.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 7.5 | 7.5 | 5794.74 | 5794.74 | 1061.54 | 7123.28 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 4246.81 | 2 | 38409 | 109 | 6 | 0.07095652173913043 | 3.08 | No | XXXX | Manual Underwriting | 0 | 7.603 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000708006 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 776 | 701 | 783 | 776 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 743 | 711 | 743 | 749 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 9.66 | 12.88 | 19873.78 | 29810.69 | .00 | .00 | 49684.47 | Employed | Employed | 3.17 | 3.17 | 3 YRS | 43284.55 | 6399.92 | Taxes and Insurance | 29.05 | 139479.1 | XXXX | XXXX | 85.0 | 85.0 | 85.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 7.25 | 7.25 | 3769.02 | 3769.02 | 882.36 | 4801.37 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0.0 | 8510.00 | 1 | 28820 | 315 | 14 | 0.042545010241851436 | 2.5 | No | XXXX | Manual Underwriting | 8510.0 | 7.453 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| XXXX | 1000708050 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 768 | 790 | 768 | 759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OH | XXXX | XXXX | 2YR Full Doc | Investment | Refinance | Cash Out - Other | 12.12 | 25.47 | 15141.09 | .00 | .00 | .00 | 15141.09 | Employed | 3.83 | 2 YRS | 11284.5 | 3856.59 | Taxes and Insurance | 18.05 | 41070.38 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 7.375 | 7.375 | 1740.5 | 1740.5 | 535.09 | 2275.59 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 1%, 1%, 1%, 1%, 1% | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 41070.38 | 2809.00 | 2 | 27000 | 223 | 14 | 0.10839285714285714 | 6.83 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000707729 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 694 | 706 | 694 | 691 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | SC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 1903 | Taxes and Insurance | 72.51 | 112655.04 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Vontive DSCR | 6.99 | 6.99 | 1271.11 | 1271.11 | 282.56 | 1553.67 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 4363.75 | 1 | 36764 | 276 | 7 | 0.07512035010940919 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000731108 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 744 | 769 | 744 | 737 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | GA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 8.78 | 28.93 | 28353.56 | .00 | .00 | .00 | 28353.56 | Employed | 6.17 | 2 YRS | 20151.93 | 8201.63 | Taxes and Insurance | 86.17 | 214581.09 | XXXX | XXXX | 85.0 | 85.0 | 85.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 7.5 | 7.5 | 2020.73 | 2020.73 | 469.56 | 2490.29 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 6881.40 | 1 | 13107 | 206 | 7 | 0.03429784381633337 | 3 | No | XXXX | Manual Underwriting | 6881.4 | 7.821 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000731219 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Unknown | XXXX | 702 | 707 | 693 | 702 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 4138.9 | Taxes and Insurance | 39.77 | 53760.21 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Correspondent - DSCR | 6.875 | 6.875 | 1077.08 | 1077.08 | 274.83 | 1351.91 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 60 | 5%, 5%, 5%, 5%, 5% | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 9485.00 | 2 | 11500 | 115 | 6 | 0.7728668941979522 | 36.08 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000708014 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 771 | 771 | 732 | 792 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 2.36 | 10.81 | 444767.26 | .00 | .00 | .00 | 444767.26 | Employed | 6.67 | 1 YR | 396699.82 | 48067.44 | Taxes and Insurance | 110.25 | 1154829.04 | XXXX | XXXX | 85.0 | 85.0 | 85.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 6.875 | 6.875 | 9632.22 | 9632.22 | 842.42 | 10474.64 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 31950.49 | 5 | 87591 | 180 | 14 | 0.8053389049664534 | 1.58 | No | XXXX | Manual Underwriting | 0.0 | 6.880 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674976 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 749 | 749 | 764 | 747 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Asset Depletion – Debt Ratio Calculation | Primary Residence | Purchase | NA | 45.91 | 46.71 | 12684.19 | .00 | .00 | .00 | 12684.19 | Not Employed | 1 YR | 6759.46 | 5924.73 | Taxes and Insurance | 248.35 | 1446339.48 | XXXX | XXXX | 58.35 | 58.35 | 58.35 | XXXX | XXXX | XXXX | Conventional | Fixed | Planet Home Lending – NonQM Bronze | 6.25 | 6.25 | 3915.96 | 3915.96 | 1907.77 | 5823.73 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 7937.28 | 1 | 35000 | 211 | 4 | 0.02371291866028708 | 1 | No | XXXX | Manual Underwriting | 1590.0 | 6.407 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674972 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 685 | 750 | 682 | 685 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 674 | 671 | 707 | 674 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | ID | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 37.71 | 48.84 | 6017.00 | 6017.00 | .00 | .00 | 12034.00 | Employed | Employed | 5.33 | 5.33 | Yes | 6157.09 | 5876.91 | Taxes and Insurance | 7.43 | 33697.68 | XXXX | XXXX | 69.13 | 69.13 | 69.13 | XXXX | XXXX | XXXX | Conventional | Fixed | Planet Home Lending – NonQM Bronze | 7.375 | 7.375 | 4109.52 | 4109.52 | 402.38 | 4537.73 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | C | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0.0 | 2083.85 | 2 | 44314 | 266 | 4 | 0.1817885373536462 | 3.92 | No | XXXX | Manual Underwriting | 0 | 7.456 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674958 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 740 | 740 | 752 | 733 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 797 | 706 | 808 | 797 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | GA | XXXX | XXXX | 1YR Full Doc | Primary Residence | Purchase | NA | 42.22 | 49.46 | 9902.72 | .00 | .00 | .00 | 9902.72 | Retired | Not Employed | NA | 5004.45 | 4898.27 | Taxes and Insurance | 215.56 | 901328.58 | XXXX | XXXX | 63.33 | 63.33 | 63.33 | XXXX | XXXX | XXXX | Conventional | Fixed | Planet Home Lending – NonQM Bronze | 6.625 | 6.625 | 3649.77 | 3649.77 | 502.33 | 4181.27 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0.0 | 1590.00 | 2 | 42800 | 281 | 3 | 0.14054924242424244 | 1.42 | No | XXXX | Manual Underwriting | 1590.0 | 6.686 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000708034 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 806 | 806 | 821 | 786 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 773 | 808 | 773 | 764 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | WA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 10.42 | 12.81 | 32044.70 | 21363.13 | .00 | .00 | 53407.83 | Employed | Employed | 2.5 | 2.5 | NA | 46563.79 | 6844.04 | Taxes and Insurance | 22.51 | 125281.73 | XXXX | XXXX | 85.0 | 85.0 | 85.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 6.625 | 6.625 | 4756.6 | 4756.6 | 715.44 | 5565.04 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0.0 | 16198.59 | 1 | 45690 | 115 | 8 | 0.014526661312288299 | 2.42 | No | XXXX | Manual Underwriting | 5865.44 | 6.735 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| XXXX | 1000708048 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 748 | 748 | 752 | 747 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 33.35 | 40.64 | 14595.76 | .00 | .00 | .00 | 14595.76 | Employed | 7.33 | 2 YRS | 8663.45 | 5932.31 | Taxes and Insurance | 9.9 | 60974.74 | XXXX | XXXX | 85.0 | 85.0 | 85.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 7.375 | 7.375 | 3786.63 | 3786.63 | 1081.38 | 4868.01 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 1898.00 | 1 | 53804 | 73 | 8 | 0.07473821989528796 | 2.83 | No | XXXX | Manual Underwriting | 10121.0 | 7.587 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000674974 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | XXXX | 717 | 717 | 727 | 701 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 9784.64 | Taxes and Insurance | 23.39 | 77749.13 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Planet Home Lending – NonQM DSCR | 8.0 | 8.0 | 2568.18 | 2568.18 | 755.58 | 3323.76 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 77749.13 | 1590.00 | 3 | 53247 | 252 | 18 | 0.4058170957189589 | 13.67 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000708084 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 748 | 731 | 757 | 748 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 12.44 | 15.93 | 103221.00 | .00 | .00 | .00 | 103221.00 | Employed | 10.58 | NA | 86780.51 | 16440.49 | Taxes and Insurance | 29.83 | 432610.92 | XXXX | XXXX | 89.99 | 89.99 | 89.99 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 8.875 | 8.875 | 11004.93 | 11004.93 | 1831.46 | 12836.39 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 23391.19 | 1 | 30000 | 281 | 27 | 0.1626807415949614 | 1.08 | No | XXXX | Manual Underwriting | 23391.19 | 9.116 | Yes | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000708042 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 756 | 761 | 756 | 748 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 765 | 759 | 779 | 765 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | WA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 6.4 | 9.55 | 50042.06 | 50042.06 | .00 | .00 | 100084.12 | Employed | Employed | 9.58 | 6.58 | NA | 90524.09 | 9560.03 | Taxes and Insurance | 26.31 | 168396.84 | XXXX | XXXX | 85.0 | 85.0 | 85.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 7.625 | 7.625 | 5324.38 | 5324.38 | 823.65 | 6401.03 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0.0 | 7397.88 | 1 | 81061 | 172 | 8 | 0.1725 | 5 | No | XXXX | Manual Underwriting | 7397.88 | 7.747 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||
| XXXX | 1000731214 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 773 | 771 | 773 | 778 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 802 | 802 | 801 | 808 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | PA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 21.31 | 53.66 | 18750.00 | 13326.58 | .00 | .00 | 32076.58 | Employed | Employed | 3.77 | 5.05 | Yes | 14864.91 | 17211.67 | Taxes and Insurance | 1.86 | 12702.18 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Wholesale - Expanded Prime | 6.5 | 6.5 | 6320.68 | 6320.68 | 645.16 | 6836.67 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0.0 | 21695.00 | 4 | 35000 | 183 | 5 | 0.0421849710982659 | 2.08 | No | XXXX | Manual Underwriting | 46695.0 | 6.763 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||
| XXXX | 1000731221 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Unknown | XXXX | 702 | 710 | 702 | 702 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 5548.57 | Insurance | 8.05 | 24641.43 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Correspondent - DSCR | 6.99 | 6.99 | 2791.45 | 2791.45 | 269.12 | 3060.57 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Correspondent Bulk | No | XXXX | No | XXXX | Two to Four Unit | 4 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 6348.00 | 1 | 153500 | 346 | 11 | 0.5438474755485064 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000731218 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 749 | 749 | 735 | 764 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | PA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 30.19 | 33.39 | 5034.72 | .00 | .00 | .00 | 5034.72 | Employed | 9.17 | 3 YRS | 3353.84 | 1680.88 | Taxes and Insurance | 105.01 | 159612.5 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | Conventional | Fixed | Correspondent - Expanded Prime | 6.625 | 6.625 | 1165.37 | 1165.37 | 354.57 | 1519.94 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 165429.5 | 10189.30 | 1 | 5817 | 203 | 3 | 0 | 7 | No | XXXX | Manual Underwriting | 8369.3 | 7.238 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000731107 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | XXXX | 753 | 713 | 774 | 753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OH | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 4556.97 | Taxes and Insurance | 16.93 | 27110.28 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Correspondent - DSCR | 7.625 | 7.625 | 1104.16 | 1104.16 | 496.81 | 1600.97 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 2%, 2%, 2% | Correspondent Bulk | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 7462.85 | 2 | 20300 | 408 | 14 | 0.2897109403585803 | 26.58 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000731216 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Unknown | XXXX | 757 | 757 | 777 | 740 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2946.69 | Taxes and Insurance | 103.39 | 194023.19 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | Wholesale - DSCR | 7.375 | 7.375 | 1388.26 | 1388.26 | 488.43 | 1876.69 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 194023.19 | 2711.35 | 2 | 31503 | 248 | 6 | 0.14811463046757165 | 25 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 1000731215 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Unknown | XXXX | 757 | 757 | 777 | 740 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2706.59 | Taxes and Insurance | 105.62 | 172854.93 | XXXX | XXXX | 66.89 | 66.89 | 66.89 | XXXX | XXXX | XXXX | DSCR | Fixed | Wholesale - DSCR | 7.125 | 7.125 | 1212.19 | 1212.19 | 424.4 | 1636.59 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 172854.93 | 3132.71 | 2 | 31503 | 250 | 6 | 0.14811463046757165 | 25 | No | XXXX | Manual Underwriting | XXXX | XXXX | No |