|
Seller
|
Loan ID
|
RWT Loan Id
|
Seller Loan ID
|
Investor Loan ID
|
Queue
|
Created Date
|
Last Modified Date
|
Finding Status
|
Event Level
|
Finding Category
|
Finding Sub Category
|
Finding Name
|
Reviewer Comments
|
Seller Comments
|
Finding Resolution
|
Finding Document
|
Reviewer Comp Factors
|
Originator Comp Factors
|
State
|
Occupancy
|
Loan Purpose
|
Refinance Purpose
|
Unique Finding ID
|
Acknowledged / Waived By
|
Waiver in File?
|
|
XXXXXXXXX
|
XXXXXXXXXXXX
|
409058039
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Compliance
|
Missing Doc
|
Final HUD-1 Document is Missing
|
Resolved-Final HUD-1 provided. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see XXXXX upl final ss - Buyer-XX/XX/XXXX
Open-Final HUD-1 Document is Missing - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-Final HUD-1 provided. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX_XXXXX final ss.pdf
|
XX
|
Investment
|
Refinance
|
Cash Out - Other
|
XXXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXXXXXX
|
XXXXXXXXXXXX
|
409057954
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Acknowledged
|
2 - Non-Material
|
Compliance
|
Missing Doc
|
Privacy Notice Required - Missing or Incomplete
|
Acknowledged-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-XX/XX/XXXX
Open-Privacy Notice Required - Missing or Incomplete. Privacy Notice is missing in loan package - Due Diligence Vendor-XX/XX/XXXX
|
|
Acknowledged-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-XX/XX/XXXX
|
XX
|
Primary Residence
|
Refinance
|
Cash Out - Other
|
XXXXXXXX
|
Investor Post-Close
|
No
|
|||||
|
XXXXXXXXX
|
XXXXXXXXXXXX
|
409057979
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Property
|
Missing Doc
|
Missing Appraisal (Property)
|
Resolved-XXXXX or other primary XXXXX product was provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Upload is XXXXX and 2nd review - Buyer-XX/XX/XXXX
Open-XXXXX or other primary XXXXX product is missing including form XXXXX - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-XXXXX or other primary XXXXX product was provided - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX_XXXXX XXXXX & AVM.pdf
|
XX
|
Investment
|
Refinance
|
Cash Out - Other
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXXXXXX
|
XXXXXXXXXXXX
|
409057979
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Property
|
Value
|
Missing XXXXX Review Product - 1
|
Resolved-A valid secondary XXXXX supporting XXXXX origination XXXXX value was provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Upload is XXXXX and 2nd review - Buyer-XX/XX/XXXX
Open-A valid secondary XXXXX supporting XXXXX origination XXXXX value is not present. - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-A valid secondary XXXXX supporting XXXXX origination XXXXX value was provided. - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX_XXXXX XXXXX & AVM.pdf
|
XX
|
Investment
|
Refinance
|
Cash Out - Other
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXXXXXX
|
XXXXXXXXXXXX
|
409057966
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Acknowledged
|
2 - Non-Material
|
Compliance
|
Missing Doc
|
Privacy Notice Required - Missing or Incomplete
|
Acknowledged-Privacy Notice Required - Missing or Incomplete. Privacy Notice is missing in loan file. This finding is non-material and will be rated a B for
all agencies.
- Due Diligence Vendor-XX/XX/XXXX
|
|
Acknowledged-Privacy Notice Required - Missing or Incomplete. Privacy Notice is missing in loan file. This finding is non-material and will be rated a B for
all agencies.
- Due Diligence Vendor-XX/XX/XXXX
|
XX
|
Primary Residence
|
Refinance
|
Cash Out - Other
|
XXXXXXXX
|
Investor Post-Close
|
No
|
|||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409055274
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Compliance
|
Missing Doc
|
RESPA: IEADS Required - Missing or Incomplete
|
Resolved-RESPA: IEADS received. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-RESPA: IEADS Required - Missing This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-RESPA: IEADS received. Resolved. - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX - Initial XXXXX Acct Discl XXXXX.pdf
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409055274
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Credit
|
Missing Doc
|
Borrower 1 Gap Credit Report is Missing
|
Resolved-Borrower 1 Gap Credit Report received. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-Borrower 1 Gap Credit Report received. Resolved - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX Pre-Close Credit Report.pdf
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409057325
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Compliance
|
Missing Doc
|
RESPA: IEADS Required - Missing or Incomplete
|
Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see XXXXX attached IEADS. Thank you. - Buyer-XX/XX/XXXX
Open-RESPA: IEADS Required - Missing , this finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX IEADS.pdf
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409057325
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Acknowledged
|
1 - Information
|
Property
|
Value
|
S&P value equals B, secondary product within tolerance
|
Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. -
Due Diligence Vendor-XX/XX/XXXX
|
|
Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. -
Due Diligence Vendor-XX/XX/XXXX
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
Investor Post-Close
|
No
|
|||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409057332
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Compliance
|
QM-ATR
|
ATR Risk - Credit History taken into consideration does not meet requirements
|
Resolved-Pre-close credit report document uploaded. Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
Open-ATR Risk - Credit History taken into consideration does not meet requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see XXXXX attached Pre-Close Credit Report. Thank you. - Buyer-XX/XX/XXXX
Open-ATR Risk - Credit History taken into consideration does not meet requirements Missing gap credit - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-Pre-close credit report document uploaded. Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX Pre-Close Credit Report.pdf
|
XX
|
Second Home
|
Refinance
|
No Cash Out - Borrower Initiated
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409057332
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Credit
|
Missing Doc
|
Borrower 1 Gap Credit Report is Missing
|
Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see XXXXX attached Pre-Close Credit Report. Thank you. - Buyer-XX/XX/XXXX
Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX Pre-Close Credit Report.pdf
|
XX
|
Second Home
|
Refinance
|
No Cash Out - Borrower Initiated
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409057332
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Compliance
|
Missing Doc
|
RESPA: IEADS Required - Missing or Incomplete
|
Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see XXXXX attached IEADS. Thank you. - Buyer-XX/XX/XXXX
Open-RESPA: IEADS Required - Missing This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX IEADS.pdf
|
XX
|
Second Home
|
Refinance
|
No Cash Out - Borrower Initiated
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409057334
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Credit
|
Missing Doc
|
Borrower 1 Gap Credit Report is Missing
|
Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Borrower 1 Gap Credit Report is Missing XXXXX lender guideline 12.1.6 requires a pre-close credit report or a Debt Monitoring Service within 10 business
days of closing. - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX Pre-Close Credit Report.pdf
|
XX
|
Investment
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409057334
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Credit
|
Missing Doc
|
Borrower 2 Gap Credit Report is Missing
|
Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Borrower 2 Gap Credit Report is Missing XXXXX lender guideline 12.1.6 requires a pre-close credit report or a Debt Monitoring Service within 10 business
days of closing. - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX Pre-Close Credit Report.pdf
|
XX
|
Investment
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409057334
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Compliance
|
Missing Doc
|
RESPA: IEADS Required - Missing or Incomplete
|
Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-RESPA: IEADS Required - Missing IEADS Required - Missing - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX IEADS.pdf
|
XX
|
Investment
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409057336
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Compliance
|
Missing Doc
|
RESPA: IEADS Required - Missing or Incomplete
|
Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see XXXXX attached IEADS. Thank you. - Buyer-XX/XX/XXXX
Open-RESPA: IEADS Required - Missing This finding is non-material and will be rated an EVB.
- Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX IEADS.pdf
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409055260
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Compliance
|
Missing Doc
|
RESPA: IEADS Required - Missing or Incomplete
|
Resolved-XXXXX lender provided XXXXX required documentation. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see XXXXX attached IEADS. Thank you. - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Acknowledged- - Due Diligence Vendor-XX/XX/XXXX
Open-RESPA: IEADS Required - Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-XXXXX lender provided XXXXX required documentation. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX IEADS.pdf
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409055221
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Compliance
|
QM-ATR
|
ATR Risk - Credit History taken into consideration does not meet requirements
|
Resolved-Lender provided GAP report for B1 and B2 within 10 days of Note. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see XXXXX attached Pre-Close Credit Report. Thank you. - Seller-XX/XX/XXXX
Open-ATR Risk - Credit History taken into consideration does not meet requirements Missing Gap credit reports - Due Diligence Vendor-XX/XX/XXXX
|
Ready for Review-Document Uploaded. Please see XXXXX attached Pre-Close Credit Report. Thank you. - Seller-XX/XX/XXXX
|
Resolved-Lender provided GAP report for B1 and B2 within 10 days of Note. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX Pre-Close Credit Report.pdf
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409055221
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Credit
|
Missing Doc
|
Borrower 2 Gap Credit Report is Missing
|
Resolved-Lender provided GAP report for B1 and B2 within 10 days of Note. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see XXXXX attached Pre-Close Credit Report. Thank you. - Buyer-XX/XX/XXXX
Open-Borrower 2 Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-Lender provided GAP report for B1 and B2 within 10 days of Note. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX Pre-Close Credit Report.pdf
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409055221
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Credit
|
Missing Doc
|
Borrower 1 Gap Credit Report is Missing
|
Resolved-Lender provided GAP report for B1 and B2 within 10 days of Note. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see XXXXX attached Pre-Close Credit Report. Thank you. - Buyer-XX/XX/XXXX
Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-Lender provided GAP report for B1 and B2 within 10 days of Note. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX Pre-Close Credit Report.pdf
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409055221
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Compliance
|
Missing Doc
|
RESPA: IEADS Required - Missing or Incomplete
|
Resolved-RESPA: IEADS Required is Provided. condition resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see XXXXX attached IEADS. Thank you. - Buyer-XX/XX/XXXX
Open-RESPA: IEADS Required - Missing - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-RESPA: IEADS Required is Provided. condition resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-RESPA: IEADS Required is Provided or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX IEADS.pdf
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409057345
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Credit
|
Missing Doc
|
Borrower 1 Gap Credit Report is Missing
|
Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see pre-close report - Buyer-XX/XX/XXXX
Open-Borrower 1 Gap Credit Report is Missing XXXXX lender guideline 12.1.6 requires a pre-close credit report or a Debt Monitoring Service within 10 business
days of closing. - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX Pre-Close Credit Report.pdf
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|
||||
|
XXXXX XXXXXXXX
|
XXXXXXXXXX
|
409057345
|
Closed
|
XX/XX/XXXX
|
XX/XX/XXXX
|
Resolved
|
1 - Information
|
Credit
|
Missing Doc
|
Borrower 2 Gap Credit Report is Missing
|
Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Pre close report updated - Buyer-XX/XX/XXXX
Open-Borrower 2 Gap Credit Report is Missing XXXXX lender guideline 12.1.6 requires a pre-close credit report or a Debt Monitoring Service within 10 business
days of closing. - Due Diligence Vendor-XX/XX/XXXX
|
|
Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
|
XXXXX Pre-Close Credit Report.pdf
|
XX
|
Primary Residence
|
Purchase
|
NA
|
XXXXXXX
|
N/A
|
N/A
|