|
Loan ID
|
RWT Loan Id
|
Seller Loan ID
|
Investor Loan ID
|
Loan Program
|
Guideline Product Name
|
Originator Name
|
Originating Entity CDFI Flag
|
Guideline Name
|
Guideline Author
|
Guideline Date
|
Guideline Version
|
Application Date
|
TILA Status
|
TRID
|
GSE
|
Verified Safe Harbor Flag
|
Verified Safe Harbor Reference Document
|
QM Regulation Failures
|
ATR QM Total Points and Fees Audit
|
Loan Regulation Benchmark Date
|
Benchmark Rate
|
AUS Decision System
|
Rating Result
|
Property Inspection Waiver (PIW)
|
Calculated APR
|
HUD 1 Page 1 Credits Total
|
Verified Qualifying Rate
|
Originator Qualifying Rate
|
Qualifying P&I
|
Default Interest Rate Present
|
Default Interest Rate
|
Annual Property Tax
|
Monthly Property Tax
|
Annual Insurance Costs
|
Monthly Insurance Cost
|
Annual HOA Costs
|
Monthly HOA Costs
|
Monthly Other Costs
|
PITIA
|
Residual Income
|
HOA Questionnaire Flag
|
HOA Name
|
HOA Address State
|
HOA Fee Amount
|
HOA Next Due Date
|
HOA Payment Frequency
|
Originator DTI
|
TPR Verified DTI
|
QM DTI
|
Is Borrower Non Occupant
|
Is Co Borrower Non Occupant
|
Co Borrower 2 Asset Verification Level
|
Co Borrower 3 Asset Verification Level
|
Co Borrower 2 Income Verification Level
|
Co Borrower 3 Income Verification Level
|
Co Borrower 2 Employment Verification Level
|
Co Borrower 3 Employment Verification Level
|
Borrower Employment Indicator
|
Co Borrower Employment Indicator
|
Co Borrower 2 Employment Indicator
|
Co Borrower 3 Employment Indicator
|
Co Borrower 2 Length of Employment
|
Co Borrower 3 Length of Employment
|
Document Level
|
Borrower Years of W2s/1099
|
CoBorrower Years of W2s/1099
|
Borrower Months of Paystubs Verified
|
Co Borrower Months of Paystubs Verified
|
Borrower Employment Gap Letter
|
Borrower Months of Employment Gap
|
Co Borrower Employment Gap Letter
|
Co Borrower Months of Employment Gap
|
Borrower Years of Personal Tax Returns
|
Borrower Years of Business Tax Returns
|
CoBorrower Years of Personal Tax Returns
|
CoBorrower Years of Business Tax Returns
|
Years of 4506T
|
Years of Tax Transcripts
|
Borrower Award/Offer Letter
|
Co Borrower Award/Offer Letter
|
Asset Depletion Flag
|
Partial Asset Depletion Flag
|
Asset Depletion Months Amortized
|
Asset Utilization Flag (No DTI)
|
Borrower Bank Statements Flag
|
Borrower Bank Statement Summary/Lender Worksheet
|
Borrower Number of Personal Bank Statements
|
Borrower Number of Business Bank Statements
|
CoBorrower Bank Statements Flag
|
Co Borrower Bank Statement Summary/Lender Worksheet
|
CoBorrower Number of Personal Bank Statements
|
CoBorrower Number of Business Bank Statements
|
Percent of Income From Statements
|
Borrower Business Ownership %
|
CoBorrower Business Ownership %
|
Bespoke Eligible Assets
|
Borrower P&L Type
|
Borrower Number of Months P&L
|
Borrower P&L Prepared By
|
CoBorrower P&L Type
|
CoBorrower P&L Prepared By
|
CoBorrower Number of Months P&L
|
Borrower CPA Letter Flag
|
# of Months CPA verified income
|
CoBorrower CPA Letter Flag
|
CoBorrower # of Months CPA verified income
|
Borrower WVOE Flag
|
Borrower # of Months Employment Validated WVOE
|
Borrower # of Months Income Validated WVOE
|
Borrower WVOE Form Type
|
CoBorrower WVOE Flag
|
CoBorrower # of Months WVOE
|
CoBorrower # of Months Income Validated WVOE
|
CoBorrower WVOE Form Type
|
DSCR Flag
|
TPR DSCR
|
Originator DSCR
|
Expense Letter
|
Income Doc Detail
|
Tax Return Doc Details
|
Property Address
|
Property City
|
Property State
|
Property Zip
|
Property County
|
Original Credit Report Date
|
Borrower 1 Credit Report Date
|
Borrower 2 Credit Report Date
|
Borrower 3 Credit Report Date
|
Borrower 4 Credit Report Date
|
Qualifying Credit Score
|
Third Wage Earner Original FICO Equifax
|
Third Wage Earner Original FICO Experian
|
Third Wage Earner Original FICO Transunion
|
Fourth Wage Earner Original FICO Equifax
|
Fourth Wage Earner Original FICO Experian
|
Fourth Wage Earner Original FICO Transunion
|
Most Recent Co Borrower 2 FICO
|
Most Recent Co Borrower 3 FICO
|
Updated Credit Report Flag
|
Updated Credit Report Date
|
Updated FICO Method
|
Primary Wage Earner Updated FICO Equifax
|
Primary Wage Earner Updated FICO Experian
|
Primary Wage Earner Updated FICO Transunion
|
Secondary Wage Earner Updated FICO Equifax
|
Secondary Wage Earner Updated FICO Experian
|
Secondary Wage Earner Updated FICO Transunion
|
Third Wage Earner Updated FICO Equifax
|
Third Wage Earner Updated FICO Experian
|
Third Wage Earner Updated FICO Transunion
|
Fourth Wage Earner Updated FICO Equifax
|
Fourth Wage Earner Updated FICO Experian
|
Fourth Wage Earner Updated FICO Transunion
|
Updated Primary Borrower FICO
|
Updated Co Borrower FICO
|
Updated Co Borrower 2 FICO
|
Updated Co Borrower 3 FICO
|
Updated Qualifying FICO
|
Most Recent Bankruptcy Type
|
Most Recent Bankruptcy Filing Date
|
Most Recent Bankruptcy Discharge Date
|
Number of Bankruptcy Events
|
Months Bankruptcy 7 11
|
Months Bankruptcy 13
|
Most Recent Deed in Lieu Date
|
Number of Deed in Lieu Events
|
Months Deed in Lieu
|
Most Recent Short Sale Date
|
Number of Short Sale Events
|
Months Short Sale (or Pre FC)
|
Most Recent Foreclosure Date
|
Number of Foreclosure Events
|
Months Foreclosure
|
Prior Mortgage/Rent Lates 30d in 0-12m
|
Prior Mortgage/Rent Lates 60d in 0-12m
|
Prior Mortgage/Rent Lates 90d in 0-12m
|
Prior Mortgage/Rent Lates 120d+ in 0-12m
|
Prior Mortgage/Rent Lates 30d in 13-24m
|
Prior Mortgage/Rent Lates 60d in 13-24m
|
Prior Mortgage/Rent Lates 90d in 13-24m
|
Prior Mortgage/Rent Lates 120d+ in 13-24m
|
Prior Mortgage/Rent Late 30d in 24m
|
Prior Mortgage/Rent Late 60d in 24m
|
Prior Mortgage/Rent Late 90d in 24m
|
Has ACH
|
Is Equity Shared Loan
|
Subordinate Lien Type
|
Subordinate Lien Max Draw Amount (HELOC)
|
Subordinate Lien 2 Type
|
Subordinate Lien 2 Max Draw Amount (HELOC)
|
Subordinate Lien 3 Type
|
Subordinate Lien 3 Max Draw Amount (HELOC)
|
Is Shared Appreciation Mortgage
|
Borrower Originator Citizenship Designation
|
Borrower Verified Citizenship Designation
|
Borrower Individual Tax Identification Number (ITIN)?
|
Borrower Photo Identification Type
|
Borrower Photo Identification Other Type
|
Borrower Photo ID State of Issuance
|
Borrower Photo ID Country of Issuance
|
Borrower Photo ID Expiration Date
|
Borrower Passport Country of Origin
|
Borrower Passport Expiration Date
|
Borrower Non-US Citizen Identification Document
|
Borrower Date of Resident Since/Valid Date
|
Borrower Non-US Document Expiration Date
|
Co Borrower Originator Citizenship Designation
|
Co Borrower Verified Citizenship Designation
|
Co Borrower Individual Tax Identification Number (ITIN)?
|
Co Borrower Photo Identification Type
|
Co Borrower Photo Identification Other Type
|
Co Borrower Photo ID State of Issuance
|
Co Borrower Photo ID Country of Issuance
|
Co Borrower Photo ID Expiration Date
|
Co Borrower Passport Country of Origin
|
Co Borrower Passport Expiration Date
|
Co Borrower Non-US Citizen Identification Document
|
Co Borrower Date of Resident Since/Valid Date
|
Co Borrower Non-US Document Expiration Date
|
Co Borrower 2 Originator Citizenship Designation
|
Co Borrower 2 Verified Citizenship Designation
|
Co Borrower 2 Individual Tax Identification Number (ITIN)?
|
Co Borrower 2 Photo Identification Type
|
Co Borrower 2 Photo Identification Other Type
|
Co Borrower 2 Photo ID State of Issuance
|
Co Borrower 2 Photo ID Country of Issuance
|
Co Borrower 2 Photo ID Expiration Date
|
Co Borrower 2 Passport Country of Origin
|
Co Borrower 2 Passport Expiration Date
|
Co Borrower 2 Non-US Citizen Identification Document
|
Co Borrower 2 Date of Resident Since/Valid Date
|
Co Borrower 2 Non-US Document Expiration Date
|
Co Borrower 3 Originator Citizenship Designation
|
Co Borrower 3 Verified Citizenship Designation
|
Co Borrower 3 Individual Tax Identification Number (ITIN)?
|
Co Borrower 3 Photo Identification Type
|
Co Borrower 3 Photo Identification Other Type
|
Co Borrower 3 Photo ID State of Issuance
|
Co Borrower 3 Photo ID Country of Issuance
|
Co Borrower 3 Photo ID Expiration Date
|
Co Borrower 3 Passport Country of Origin
|
Co Borrower 3 Passport Expiration Date
|
Co Borrower 3 Non-US Citizen Identification Document
|
Co Borrower 3 Date of Resident Since/Valid Date
|
Co Borrower 3 Non-US Document Expiration Date
|
Property Rights
|
Leasehold Lease Expiration Date
|
Buydown Flag
|
Assumable Mortgage Flag
|
Foreign National Alternative Credit Documentation
|
Liquid / Cash Reserves (ASF)
|
Months Liquid Reserves
|
Total Assets Available for Reserves
|
Months Reserves
|
Blanket Mortgage Flag
|
Qualifying HCLTV
|
Condo Warrantability Flag
|
E-Note Flag
|
O&E in lieu of Title Insurance
|
Business Purpose Flag
|
Borrower Note Executed As
|
Co Borrower Note Executed As
|
Co Borrower 2 Note Executed As
|
Co Borrower 3 Note Executed As
|
Maturity Date
|
Borrower 1 Trust Name
|
Borrower 2 Trust Name
|
Borrower 3 Trust Name
|
Borrower 4 Trust Name
|
Number of Units
|
Property Type
|
Property Listed for Sale Flag
|
Date Listed for Sale
|
FC Completed Date
|
Any other Credit Event Resolution Date (Short Sale/ Deed in Lieu)
|
ITIN Flag
|
Delayed Financing Flag
|
Title Company Name
|
Settlement Agent Company
|
Neighborhood Location
|
Gift Funds
|
Gift Funds Percentage of Total Funds Required
|
|
XXXXXXXXXXXX
|
409058039
|
DSCR
|
XXXXXXXXX
|
XXXXXXXX XXXXXX XXXXXXXXX XXX
|
No
|
XXX XXX XXXXXX XXXXXXXXXX XXXXXXXXXX X XXXXXXX XXXXXXXXX
|
XXXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
ATR/QM: Exempt
|
No
|
No
|
No
|
N/A
|
N/A
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.63%
|
6.63%
|
$X,XXX.XX
|
Yes
|
20.00%
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$4,405.06
|
N/A
|
$X,XXX.XX
|
0.00%
|
0.00%
|
0.00%
|
Yes
|
Unknown
|
Debt Service Coverage Ratio
|
0
|
0
|
0
|
No
|
No
|
0
|
No
|
No
|
X
|
X
|
No
|
0.00%
|
0
|
0
|
No
|
0
|
0
|
0
|
Yes
|
1.027
|
1.027
|
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance
Sheet Verified, null W2 XXXXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable
Verified, null Personal XXXXX Statements Verified, null Business XXXXX Statements Verified, null Lease Agreements Verified, null XXXXX Schedule E Verified
|
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXXXX
Schedule E Verified
|
XXXXX XXXXX XXX
|
XXXXXX XXXXXXX
|
XX
|
XXXXX
|
XXX XXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
756
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Real ID Driver's License
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
0
|
$X,XXX.XX
|
55
|
No
|
70
|
N/A
|
No
|
No
|
Yes
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXXXX
|
409057954
|
XXXXX 30 Yr XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
XXXXXXXX XXXXXX XXXXXXXXX XXX XXX XXXXXXXXX
|
No
|
XXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX
|
XXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
Non-QM: Lender documented all ATR UW factors
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.51%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
7.74%
|
7.13%
|
7.13%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$1,492.66
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
22.53%
|
22.53%
|
22.53%
|
No
|
Self-Employed
|
12 XXXXX XXXXX Statement
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
X
|
XX
|
No
|
100.00%
|
33.30%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - SEPartnership - 3 YRS Executed 4506T Verified, Business XXXXX Statements Verified
|
Borrower - 3 YRS Executed 4506T Verified
|
XXXX XXXX XXXXXX XXXXX
|
XXXXXXXXXXXX
|
XX
|
XXXXX
|
XXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
650
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Real ID Driver's License
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
15.8
|
$X,XXX.XX
|
15.8
|
No
|
70
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXXXX
|
409057969
|
DSCR
|
XXXXXXXXX
|
XXXXXXXX XXXXXX XXXXXXXXX XXX
|
No
|
XXX XXX XXXXXX XXXXXXXXXX XXXXXXXXXX X XXXXXXX XXXXXXXXX
|
XXXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
ATR/QM: Exempt
|
No
|
No
|
No
|
N/A
|
N/A
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.75%
|
6.75%
|
$X,XXX.XX
|
Yes
|
20.00%
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$1,316.85
|
N/A
|
$X,XXX.XX
|
0.00%
|
0.00%
|
0.00%
|
Yes
|
Unknown
|
Debt Service Coverage Ratio
|
0
|
0
|
0
|
No
|
No
|
0
|
No
|
No
|
X
|
X
|
No
|
0.00%
|
0
|
0
|
No
|
0
|
0
|
0
|
Yes
|
1.898
|
1.898
|
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance
Sheet Verified, null W2 XXXXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable
Verified, null Personal XXXXX Statements Verified, null Business XXXXX Statements Verified, null Lease Agreements Verified, null XXXXX Schedule E Verified
|
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXXXX
Schedule E Verified
|
XXX XXXXX XX
|
XXXXXXXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
742
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Standard Driver's License - Not for federal use
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
0
|
$X,XXX.XX
|
84.6
|
No
|
70
|
N/A
|
No
|
No
|
Yes
|
Member on Behalf of Entity
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
2
|
Suburban
|
No
|
No
|
XXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXXXX
|
409057979
|
DSCR
|
XXXXXXXXX
|
XXXXXXXX XXXXXX XXXXXXXXX XXXX X XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX
|
No
|
XXX XXX XXXXXX XXXXXXXXXX XXXXXXXXXXX X XXXXXXX XXXXXXXXX
|
XXXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
ATR/QM: Exempt
|
No
|
No
|
No
|
N/A
|
N/A
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.75%
|
6.75%
|
$X,XXX.XX
|
Yes
|
20.00%
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$1,179.32
|
N/A
|
$X,XXX.XX
|
0.00%
|
0.00%
|
0.00%
|
Yes
|
Unknown
|
Debt Service Coverage Ratio
|
0
|
0
|
0
|
No
|
No
|
0
|
No
|
No
|
X
|
X
|
No
|
0.00%
|
0
|
0
|
No
|
0
|
0
|
0
|
Yes
|
2.989
|
2.989
|
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance
Sheet Verified, null W2 XXXXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable
Verified, null Personal XXXXX Statements Verified, null Business XXXXX Statements Verified, null Lease Agreements Verified, null XXXXX Schedule E Verified
|
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXXXX
Schedule E Verified
|
XXX X XXXXXXXXX XX
|
XXXXXXXXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
742
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Enhanced Driver's License (XX, XX, XX, XX, XX)
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
0
|
$X,XXX.XX
|
89
|
No
|
70
|
N/A
|
No
|
No
|
Yes
|
Member on Behalf of Entity
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
4
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXXXX
|
409057827
|
DSCR
|
XXXXXXXXX
|
XXXXXXXX XXXXXX XXXXXXXXX XXX
|
No
|
XXX XXX XXXXXX XXXXXXXXXX XXXXXXXXXXX X XXXXXXX XXXXXXXXX
|
XXXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
ATR/QM: Exempt
|
No
|
No
|
No
|
N/A
|
N/A
|
Manual Underwriting
|
Out of Scope
|
No
|
7.25%
|
7.25%
|
$X,XXX.XX
|
Yes
|
20.00%
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$2,329.25
|
N/A
|
$X,XXX.XX
|
0.00%
|
0.00%
|
0.00%
|
Yes
|
Unknown
|
Debt Service Coverage Ratio
|
0
|
0
|
0
|
No
|
No
|
0
|
No
|
No
|
X
|
X
|
No
|
0.00%
|
0
|
0
|
No
|
0
|
0
|
0
|
Yes
|
1.159
|
1.159
|
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance
Sheet Verified, null W2 XXXXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable
Verified, null Personal XXXXX Statements Verified, null Business XXXXX Statements Verified, null Lease Agreements Verified, null XXXXX Schedule E Verified
|
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXXXX
Schedule E Verified
|
XXX XXXXXXXXX XXXXXXXXXX XXXXX
|
XXXX XXXXXX
|
XX
|
XXXXX
|
XXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
722
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Real ID Driver's License
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
5.5
|
$X,XXX.XX
|
5.5
|
No
|
80
|
N/A
|
No
|
No
|
Yes
|
Member on Behalf of Entity
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXXXX
|
409057817
|
DSCR
|
XXXXXXXXX
|
XXXXXXXX XXXXXX XXXXXXXXX XXX
|
No
|
XXX XXX XXXXXX XXXXXXXXXX XXXXXXXXXX XXX XXXXXXXXXXXXXX
|
XXXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
ATR/QM: Exempt
|
No
|
No
|
No
|
N/A
|
N/A
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.50%
|
6.50%
|
$X,XXX.XX
|
Yes
|
20.00%
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$2,388.71
|
N/A
|
$X,XXX.XX
|
0.00%
|
0.00%
|
0.00%
|
Yes
|
Unknown
|
Debt Service Coverage Ratio
|
0
|
0
|
0
|
No
|
No
|
0
|
No
|
No
|
X
|
X
|
No
|
0.00%
|
0
|
0
|
No
|
0
|
0
|
0
|
Yes
|
1.005
|
1.008
|
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance
Sheet Verified, null W2 XXXXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable
Verified, null Personal XXXXX Statements Verified, null Business XXXXX Statements Verified, null Lease Agreements Verified, null XXXXX Schedule E Verified
|
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXXXX
Schedule E Verified
|
XXXX X XXXXXX
|
XXXX XXXXXXXX
|
XX
|
XXXXX
|
XXXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
784
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Real ID Driver's License
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
18.4
|
$X,XXX.XX
|
18.4
|
No
|
80
|
N/A
|
No
|
No
|
Yes
|
Member on Behalf of Entity
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXXXX
|
409057966
|
XXXXX 30 Yr XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
XXXXXXXX XXXXXX XXXXXXXXX XXX XXX XXXXXXXXXX X XXXXXXX XXXXXXXXX XXXXXXXXXXX
|
No
|
XXX XXX XXXXXX XXXXXXXXXXXXXXXXXXXX X XXXXXXXXXXXXXXXXXX
|
XXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
Non-QM: Lender documented all ATR UW factors
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.51%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
7.01%
|
6.88%
|
6.88%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$3,084.20
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
24.76%
|
24.94%
|
24.94%
|
No
|
Self-Employed
|
2YR Business P&L
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
X
|
X
|
No
|
0.00%
|
100.00%
|
Third-Party Prepared (Unaudited)
|
24
|
CPA
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - SESoleProprietor - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
XXX XXXXXXXX XXXX
|
XXXXXXXXXX XXXXXXXX
|
XX
|
XXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
742
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
Non Permanent Resident Alien
|
Non-Permanent Non-US Citizen
|
XXX
|
Real ID Driver's License
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
Work Visa
|
XX/XX/XXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
0
|
$X,XXX.XX
|
109.6
|
No
|
17.33
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXX
|
409055274
|
XXXXX 1-XXXXX XXXXX XXXXX XXXXX IO
|
XXXXXXXXX
|
XXXXX XXXXXXXX XXXXXXX XXX
|
No
|
XXXXX XXXXXXXX XXXX XXXX XX XX
|
XXXXX XXXXXXXX
|
XX/XX/XXXX
|
NA
|
XX/XX/XXXX
|
Non-QM: Lender documented all ATR UW factors
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.37%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.50%
|
6.38%
|
6.38%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$6,995.42
|
$X,XXX.XX
|
Yes
|
XXXXXXX XXXX XXXXX XXX XXX X
|
XX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Monthly
|
49.34%
|
49.34%
|
49.34%
|
No
|
Self-Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
1
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
X
|
X
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
180
|
48
|
Work Number
|
0
|
No
|
0
|
Borrower - Wage, Wage, SESoleProprietor - 2 YRS W2 XXXXX Verified, 1 XXXXX Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS
Transcripts Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX, XXXX, XXXX
|
XXXX XXXXXXX XXXX XXXX XX
|
XXXXXXXXX
|
XX
|
XXXXX
|
XXXXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
776
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Standard Driver's License - Not for federal use
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
31.2
|
$X,XXX.XX
|
31.2
|
No
|
80
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Rural
|
No
|
No
|
XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Rural
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXX
|
409057325
|
XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
XXXXX XXXXXXXX XXXXXXX XXX
|
No
|
XXXXX XXXXXXXX XXXX XXX XXXXXXXXXXX XXX XXXXXXXXXXXX XXXXXXXXXX
|
XXXXX XXXXXXXX
|
XX/XX/XXXX
|
NA
|
XX/XX/XXXX
|
Non-QM: Lender documented all ATR UW factors
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.42%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.75%
|
6.63%
|
6.63%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$5,488.49
|
$X,XXX.XX
|
Yes
|
XXXXXXXX XXXXX XXXXXX
|
XX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Annually
|
49.89%
|
49.89%
|
49.89%
|
No
|
No
|
Retired
|
Employed
|
Retirement Income XXXXX Verified
|
0
|
0
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
X
|
X
|
No
|
N/A
|
X
|
X
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
X
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
360
|
26
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - Wage - 1 XXXXX Paystubs Verified,
Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
XXX XXXX XXXXXX XXXXX
|
XXXXXX
|
XX
|
XXXXX
|
XXXXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
783
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Other
|
Patriot Act Form
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
XXX
|
Other
|
Patriot Act Form
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
176.2
|
$X,XXX.XX
|
176.2
|
No
|
55.56
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXX
|
409057332
|
10 XXXXX XXXXX XXXXX, XXXXX XXXXX
|
XXXXXXXXX
|
XXXXX XXXXXXXX XXXXXXX XXX
|
No
|
XXXXX XXXXXXXX XXXX XXXX XXXXX XXXXXXXXX X XXXXX XXXXXXXXXXX XXXXXXXXXXXXXXXXX
|
XXXXX XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
Non-QM: Lender documented all ATR UW factors
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
0.00%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.93%
|
6.88%
|
6.88%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$7,093.64
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
26.72%
|
27.18%
|
27.18%
|
Yes
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
1
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
X
|
X
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
25
|
25
|
Work Number
|
0
|
No
|
0
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 XXXXX Verified, 1 XXXXX Paystubs Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX, XXXX, XXXX
|
XXXXX XXXX XXX
|
XXXXXXXX
|
XX
|
XXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
772
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Real ID Driver's License
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
41.3
|
$X,XXX.XX
|
41.3
|
No
|
75
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXX
|
409057334
|
XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
XXXXX XXXXXXXX XXXXXXX XXX
|
No
|
XXXXX XXXXXXXX XXXXXXXXXXXX XXXXXXXXXX
|
XXXXX XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
ATR/QM: Exempt
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
0.00%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
0.00%
|
7.38%
|
7.38%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$2,923.54
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
30.47%
|
30.46%
|
30.46%
|
Yes
|
Yes
|
Not Employed
|
Employed
|
2YR Full Doc
|
1
|
NA
|
Less than 1 XXXXX
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
X
|
X
|
No
|
N/A
|
X
|
X
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
X
|
NA
|
0
|
No
|
0
|
0
|
0
|
Yes
|
57
|
27
|
FNMA 1005
|
No
|
0
|
N/A
|
Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - null W2 XXXXX Verified,
null Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 1 YR W2 XXXXX Verified, Less than 1 XXXXX Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
XXXX X XXXXX XXXXX
|
XXXXX
|
XX
|
XXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
791
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Real ID Driver's License
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
XXX
|
Real ID Driver's License
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
21.9
|
$X,XXX.XX
|
21.9
|
No
|
80
|
N/A
|
No
|
No
|
Yes
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXX
|
409057336
|
XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
XXXXX XXXXXXXX XXXXXXX XXXX X XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXXX
|
No
|
XXXXX XXXXXXXX XXXXXXXXXXXX XXXXXXXXXX
|
XXXXX XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
Non-QM: Lender documented all ATR UW factors
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.42%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.57%
|
6.50%
|
6.50%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$12,193.51
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
43.39%
|
43.42%
|
43.42%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
1YR Full Doc
|
1
|
1
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
1
|
1
|
1
|
1
|
2
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
X
|
X
|
No
|
N/A
|
X
|
X
|
0.00%
|
100.00%
|
100.00%
|
Stocks/Bonds,Stocks/Bonds,Stocks/Bonds
|
Borrower Prepared
|
12
|
Borrower
|
N/A
|
N/A
|
X
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), YTD Profit
And Loss Verified, Balance Sheet Verified, 1 YR W2 XXXXX Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX || Co Borrower - SESCorp, SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns
Verified(1120S, K1), 1 YR W2 XXXXX Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified -
XXXX || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX
|
XXX XXXXXXXXX XXXX
|
XXXXXXXXXXX
|
XX
|
XXXXX
|
XXXXX XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
785
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Real ID Driver's License
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
XXX
|
Real ID Driver's License
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
30.8
|
$X,XXX.XX
|
30.8
|
No
|
79.15
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
$X,XXX.XX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXX
|
409044272
|
DSCR
|
XXXXXXXXX
|
XXXXX XXXXXXXX XXXXXXX XXX
|
No
|
XXXXX XXXX XXXXXXXXXXXX XXXXXXXXXX X XXXXXXXX
|
XXXXX XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
ATR/QM: Exempt
|
No
|
No
|
No
|
N/A
|
N/A
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.75%
|
6.75%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$5,788.91
|
N/A
|
XXXXXX XXXX XXX XXX
|
XX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Monthly
|
0.00%
|
0.00%
|
0.00%
|
Yes
|
Unknown
|
Debt Service Coverage Ratio
|
0
|
0
|
0
|
No
|
No
|
0
|
No
|
No
|
X
|
X
|
No
|
0.00%
|
Stocks/Bonds
|
0
|
0
|
No
|
0
|
0
|
0
|
Yes
|
1.084
|
1.001
|
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance
Sheet Verified, null W2 XXXXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable
Verified, null Personal XXXXX Statements Verified, null Business XXXXX Statements Verified, null Lease Agreements Verified, null XXXXX Schedule E Verified
|
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXXXX
Schedule E Verified
|
XX X XXXXX XX
|
XXXXXXX XXX
|
XX
|
XXXXX
|
XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
707
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Enhanced Driver's License (XX, XX, XX, XX, XX)
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
39.2
|
$X,XXX.XX
|
39.2
|
No
|
75
|
N/A
|
No
|
No
|
Yes
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
4
|
Suburban
|
No
|
No
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXX
|
409055260
|
XXXXX XXXXX XXXXX 12-XXXXX XXXXX XXXXX 30 Yr XXXXX
|
XXXXXXXXX
|
XXXXX XXXXXXXX XXXXXXX XXX
|
No
|
XXXXX XXXX XXXXXXXXX XXXXXXXXXXXX XXXXXXXXXX
|
XXXXX XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
Non-QM: Lender documented all ATR UW factors
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.41%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
7.06%
|
6.88%
|
6.88%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$4,207.99
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
46.68%
|
46.68%
|
46.68%
|
No
|
Self-Employed
|
12 XXXXX XXXXX Statement
|
2
|
Less than 1 XXXXX
|
N/A
|
0
|
0
|
0
|
3
|
1
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
XX
|
X
|
No
|
100.00%
|
100.00%
|
N/A
|
0
|
N/A
|
0
|
No
|
Yes
|
20
|
20
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, SESCorp - null CPA Letter Verified, 2 YRS W2 XXXXX Verified, Less than 1 XXXXX Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T
Verified, 1 YR IRS Transcripts Verified, Personal XXXXX Statements Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX, XXXX, XXXX
|
XX XXXXXXX XXX
|
XXXXX XXXXXXXXX
|
XX
|
XXXXX
|
XXXXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
740
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Standard Driver's License - Not for federal use
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
8.9
|
$X,XXX.XX
|
7.6
|
No
|
85
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
Yes
|
$X,XXX.XX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXX
|
409055221
|
XXXXX XXXXX XXXXX 30 YR XXXXX
|
XXXXXXXXX
|
XXXXX XXXXXXXX XXXXXXXX XXX
|
No
|
XXXXX XXXXXXXX XXXX XXXX XXXXX XXXXXXXXX XX
|
XXXXX XXXXXXXX
|
XX/XX/XXXX
|
NA
|
XX/XX/XXXX
|
Non-QM: Lender documented all ATR UW factors
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.26%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.41%
|
6.38%
|
6.38%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$9,059.03
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
35.10%
|
35.08%
|
35.08%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
Yes
|
12
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
X
|
X
|
No
|
N/A
|
X
|
X
|
0.00%
|
0.00%
|
0.00%
|
Proceeds from Sale,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
X
|
NA
|
0
|
No
|
0
|
Yes
|
41
|
41
|
Work Number
|
Yes
|
48
|
48
|
Work Number
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 XXXXX Verified, 1 XXXXX Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
XXXX, XXXX, XXXX || Co Borrower - Wage - 2 YRS W2 XXXXX Verified, 1 XXXXX Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
XXXX X XXXXXXXX XXXXXX
|
XXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
801
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Other
|
Patriot Act Form
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
XXX
|
Other
|
Patriot Act Form
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
10.5
|
$X,XXX.XX
|
10.5
|
No
|
80
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXX
|
409045764
|
XXXXX XXXXX XXXXX 12-XXXXX XXXXX XXXXX XXXXX FI
|
XXXXXXXXX
|
XXXXX XXXXXXXX XXXXXXX XXX
|
No
|
XXXXX XXXXXXXX XXXXXXXXXXXX XXXXXXXXXX
|
XXXXX XXXXXXXX
|
XX/XX/XXXX
|
NA
|
XX/XX/XXXX
|
Non-QM: Lender documented all ATR UW factors
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.14%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.94%
|
6.88%
|
6.88%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$6,907.97
|
$X,XXX.XX
|
Yes
|
XXXXXXXXXX XXXXXXXXXXXXXXX XXXXXX
|
XX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Annually
|
12.89%
|
12.89%
|
12.89%
|
No
|
Self-Employed
|
12 XXXXX XXXXX Statement
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
Yes
|
Yes
|
X
|
XX
|
No
|
100.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business XXXXX Statements Verified - XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX
|
XXX X XXXX XXX
|
XXXXXXXXXX
|
XX
|
XXXXX
|
XXXXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
768
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Other
|
Patriot Act Form
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
6.5
|
$X,XXX.XX
|
6.5
|
No
|
85
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXX
|
409057353
|
XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
XXXXX XXXXXXXX XXXXXXX XXX
|
No
|
XXXXX XXXXXXXX XXXXXXXXXXXX XXXXXXXXXX
|
XXXXX XXXXXXXX
|
XX/XX/XXXX
|
NA
|
XX/XX/XXXX
|
Non-QM: Lender documented all ATR UW factors
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
0.00%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
7.02%
|
6.75%
|
6.75%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$6,802.74
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
24.54%
|
24.54%
|
24.54%
|
Yes
|
Self-Employed
|
1YR Full Doc
|
2
|
NA
|
N/A
|
0
|
1
|
1
|
2
|
1
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
X
|
X
|
No
|
0.00%
|
100.00%
|
Stocks/Bonds,Stocks/Bonds
|
Borrower Prepared
|
16
|
Borrower
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns
Verified, 1 YR Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 XXXXX Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX
|
Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX
|
XXX X XXXXXX XXX
|
XXXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
744
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Other
|
Patriot Act Form
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
147.1
|
$X,XXX.XX
|
147.1
|
No
|
80
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXX
|
409057345
|
XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
XXXXX XXXXXXXX XXXXXXX XXX
|
No
|
XXXXX XXXXXXXX XXXXXXXXXXXX XXXXXXXXXX
|
XXXXX XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
Non-QM: Lender documented all ATR UW factors
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.32%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.66%
|
6.63%
|
6.63%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$9,707.50
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
45.15%
|
45.15%
|
45.15%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
Less than 1 XXXXX
|
Less than 1 XXXXX
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
X
|
X
|
No
|
N/A
|
X
|
X
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
X
|
NA
|
0
|
No
|
0
|
Yes
|
45
|
45
|
FNMA 1005
|
Yes
|
65
|
28
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 XXXXX Verified, Less than 1 XXXXX Paystubs Verified, Written VOE Verified, 3 YRS Executed
4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX || Co Borrower - Wage - 2 YRS W2 XXXXX Verified, Less than 1 XXXXX Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX,
XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS
Transcripts Verified - XXXX, XXXX, XXXX
|
XXX XX XXXX XX
|
XXXXXXX
|
XX
|
XXXXX
|
XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
816
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Other
|
Patriot Act Form
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
XXX
|
Other
|
Patriot Act Form
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
107.3
|
$X,XXX.XX
|
107.3
|
No
|
75
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Urban
|
No
|
No
|
XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Urban
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXXXXXXXX
|
409057317
|
XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
XXXXX XXXXXXXX XXXXXXX XXX
|
No
|
XXXXX XXXXXXXX XXXX XXX XXX XXX
|
XXXXX XXXXXXXX
|
XX/XX/XXXX
|
NA
|
XX/XX/XXXX
|
ATR/QM: Exempt
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$X,XXX.XX
|
0.00%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
0.00%
|
7.38%
|
7.38%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$2,564.98
|
$X,XXX.XX
|
Yes
|
XXXXXXX XXXXXXXXXX XXXXXXXXXXXX XXXX
|
XX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Annually
|
37.04%
|
37.04%
|
37.04%
|
Yes
|
Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
X
|
X
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
4
|
4
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 XXXXX
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX
|
XXXXX XXXXXXXXXX XXXXX
|
XXXXXXXX
|
XX
|
XXXXX
|
XXXXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
820
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
XXX
|
Real ID Driver's License
|
XX
|
XXXXXX XXXXXX
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
715.5
|
$X,XXX.XX
|
715.5
|
No
|
80
|
N/A
|
No
|
No
|
Yes
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
XXXXX XXXXX XXXXX XXXXX
|
XXXXXXXXX
|
Suburban
|
No
|