|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Field Name
|
Verified Value
|
Bid Tape Value
|
Comment
|
|
409035243
|
Assumable Flag
|
XXX
|
XXX
|
Per Final CD.
|
||
|
409035243
|
Property Type
|
XXX
|
XXX
|
Per appraisal there are XXX units.
|
||
|
409031650
|
XXXXX
|
Cash out Include Debt Paid at Close
|
XXX
|
XXX
|
Audit confirmed Cash Out amount to be XXX (not XXX) based on Final CD.
|
|
|
409031650
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Audit confirmed XXX to be XXX% (not XXX%) based on XXX value of XXX & loan amt of XXX.
|
|
|
409031650
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Audit confirmed XXX to be XXX% (not XXX%) based on XXX value of XXX & loan amt of XXX.
|
|
|
409031650
|
XXXXX
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Audit confirmed Qualifying DTI to be XXX% (not XXX%). Lenders XXX shows XXX% which does not match info on Final 1003. Income of XXX/mth.
Subject PITI of XXX/mth + Other Liabs XXX/mth = XXX/mth. These amts are on Final 1003 & match Audit however XXX is missing the inclusion of XXX having a monthly payment of XXX
|
|
|
409050280
|
Loan Purpose
|
XXX
|
XXX
|
updated per note
|
||
|
409050208
|
Loan Purpose
|
XXX
|
XXX
|
XXX confirmed using Appraisal
|
||
|
409050163
|
Loan Purpose
|
XXX
|
XXX
|
Per the final CD, the subject loan transaction is a XXX NOT a XXX.
|
||
|
409050267
|
Loan Purpose
|
XXX
|
XXX
|
Transaction is a XXX
|
||
|
409050267
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
Homeowners was higher on policy than what is on the XXX From XXX to XXX
|
||
|
409051908
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
The difference is immaterial.
|
||
|
409051945
|
Loan Purpose
|
XXX
|
XXX
|
Updated as per the XXX.
|
||
|
409048803
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Verified property shows as PUD per appraisal.
|
|
|
409049719
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Verified: The XXX is XXX per the appraisal.
|
|
|
409049719
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Verified: CLTV calculated based on all loan amounts/appraisal amount
|
|
|
409049719
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Verified: LTV calculated based on loan amount/appraisal amount
|
|
|
409043257
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX per appraisal in file is XXX
|
|
|
409043257
|
XXXXX
|
Number of Units
|
XXX
|
XXX
|
The subject property has XXX Units per appraisal in file.
|
|
|
409043257
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Loan Amount $XXX/ value XXX = XXX% LTV
|
|
|
409043257
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Loan Amount $XXX/ value XXX = XXX% CLTV
|
|
|
409043257
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
The subject property is XXX per appraisal in file.
|
|
|
409043257
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
The subject property is XXX - XXX Units per appraisal in file.
|
|
|
409049310
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
XXX is verified XXX per Appraisal.
|
|
|
409049310
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
XXX is XXX Months Business Statement verified with XXX Months Business Bank Statements in file.
|
|
|
409049310
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Updated As Per Final CD, Showing Escrow waiver file.
|
|
|
409050526
|
XXXXX
|
Property City
|
XXX
|
XXX
|
The Note and Appraisal confirm subject city as XXX.
|
|
|
409050526
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audit value of $XXX confirmed by appraisal. XXX is $XXX. Tape data value XXX.
|
|
|
409050526
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
The Appraisal and Mortgage PUD Rider confirm subject is a PUD.
|
|
|
409053647
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
The difference is in the HOI monthly payment per the policy in file on page XXX
|
||
|
409053688
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
True data is correct the net rental income was calculated at XXX unable to validate due to missing hazard insurance, Rental income was
calculated at $XXX.
|
||
|
409053735
|
Loan Purpose
|
XXX
|
XXX
|
XXX Updated as per Contract of Sale & Final CD
|
||
|
409053774
|
Loan Purpose
|
XXX
|
XXX
|
XXX updated as per Final 1003 and final CD
|
||
|
409053800
|
Loan Purpose
|
XXX
|
XXX
|
XXX updated as per Final 1003
|
||
|
409053816
|
Loan Purpose
|
XXX
|
XXX
|
The XXX is XXX
|
||
|
409053816
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
The DTI is XXX% income decreased/ updated, and caused increase. additional large deposit of XXX was excluded in audit income calc from
XX/XX/XXXX Statement.
|
||
|
409053820
|
Loan Purpose
|
XXX
|
XXX
|
XXX updated as per Final 1003 and XXX
|
||
|
409051611
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
The FCD and First Payment Letter show flood insurance escrows.
|
|
|
409051611
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
The subject qualifying P&L is for one year. not XXX
|
|
|
409045051
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Updated as per Final CD
|
|
|
409053762
|
Loan Purpose
|
XXX
|
XXX
|
The auditor confirmed the XXX is XXX of XXX.
|
||
|
409053762
|
Qualifying Total Debt Income Ratio
|
XXX
|
XXX
|
auditor's DTI XXX% differs from lender due to lender including items they indicated would be excluded and lower income being used.
|
||
|
409051822
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX is XXX is XXX
|
|
|
409051822
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Per Exception request, priced at XXX Mos XXX Input as XXX W2 and XXX and system is reading it as XXX months XXX instead of XXX year W2 and
XXX year XXX
|
|
|
409051822
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Per Appraisal property is a pud.
|
|
|
409049276
|
XXXXX
|
Property City
|
XXX
|
XXX
|
XXX confirmed using Note document available in the file.
|
|
|
409049276
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX confirmed using Appraisal Report & Desk Review available in the file.
|
|
|
409051063
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX confirmed using Appraisal Report, tape data reflects XXX.
|
|
|
409051509
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Subject is a delayed financing transacation and per guideance we input on 1003 as no cash out.
|
|
|
409051760
|
XXXXX
|
Borrower 3 First Name
|
XXX
|
XXX
|
Borrower XXX First Name confirmed using Final 1003. Tape data reflects Borrower 2 first name.
|
|
|
409051760
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX confirmed using appraisal report.
|
|
|
409051760
|
XXXXX
|
Borrower 3 SSN
|
XXX
|
XXX
|
Borrower XXX SSN confirmed using Final 1003. Tape data reflects Borrower 2 SSN.
|
|
|
409051760
|
XXXXX
|
Borrower 2 SSN
|
XXX
|
XXX
|
Borrower 2 SSN confirmed using Final 1003. Tape data reflects borrower XXX SSN.
|
|
|
409051760
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Subject property PUD confirmed using appraisal report.
|
|
|
409053523
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX confirmed using appraisal report, tape value reflect sale price.
|
|
|
409053523
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
XXX No confirmed using Final closing Disclosure and XXX
|
|
|
409054663
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Audit confirms appraisal States property is XXX, duplex
|
|
|
409054664
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Per Final CD/ Letter of Explanation
|
|
|
409054661
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
Audited XXX matches lender's XXX final CD and appraisal.
|
|
|
409054661
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Audited CLTV figure matches lender's XXX
|
|
|
409054661
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Audited LTV figure matches lender's XXX
|
|
|
409054656
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
XXX is XXX per the sale contract. Tape data is reflecting the appraised value XXX from the appraisal report.
|
|
|
409054656
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Based on the loan amount of XXX and the XXX price XXX the CLTV is XXX%, this matches lender's XXX
|
|
|
409054656
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Property is a semi-XXX end unit (townhome) per the appraisal report. Selected "XXX" per lender SOP.
|
|
|
409054656
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Based on the loan amount of XXX and the XXX price XXX the LTV is XXX%, this matches lender's XXX
|
|
|
409054668
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Per settlement Statement, there is limited cash out to borrower of $XXX.
|
|
|
409054650
|
XXXXX
|
Property City
|
XXX
|
XXX
|
City is XXX per note and 1003.
|
|
|
409054650
|
XXXXX
|
Property Zip Code
|
XXX
|
XXX
|
Zip code is XXX per note and 1003.
|
|
|
409054650
|
XXXXX
|
Property State
|
XXX
|
XXX
|
Property is XXX per note and 1003.
|
|
|
409054650
|
XXXXX
|
Borrower 1 SSN
|
XXX
|
XXX
|
Social XXX last four digits are XXX per note and 1003.
|
|
|
409054655
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
Audit verified. True XXX is XXX per property valuation/XXX contract; tape reflects XXX
|
|
|
409054655
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
XXX% CLTV per XXX
|
|
|
409054655
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
XXX% LTV Per XXX
|
|
|
409053352
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Audit value captured based on the XXX months bank Statements found in the loan file.
|
|
|
409052871
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
XXX is XXX per the XXX agreement addendum. Tape data is showing the original XXX price of XXX before the adjustment.
|
|
|
409050553
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audit value captured from the appraisal and supported with CDA.
|
|
|
409050553
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Audit value captured from the appraisal.
|
|
|
409056365
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
XXX was confirmed with Final CD
|
|
|
409056365
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
The borrower has XXX businesses. Two business XXX months business bank Statements were used. The third business with the highest income
used personal bank statments.
|
|
|
409055305
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
Audit verified the XXX of XXX on the Appraisal and the Contract of Sale Addendum.
|
|
|
409053883
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
XXX per Contract of Sale. Unable to determine where the tape data XXX figure comes from.
|
|
|
409053883
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Based on the loan amount XXX and the XXX of XXX the LTV is XXX%. This matches lender's final XXX Appears tape data had a non-final number.
|
|
|
409053883
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Based on the loan amount XXX and the XXX of XXX the CLTV is XXX%. This matches lender's final XXX Appears tape data had a non-final
number.
|
|
|
409052456
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraised value verified at XXX per appraisal however LTV based on XXX of XXX
|
|
|
409052915
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
XXX FICO confirmed on credit report.
|
|
|
409055307
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
The Note confirms the XXX of XXX%.
|
|
|
409055307
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
The appraisal confirms the value of XXX vs XXX of $XXX.
|
|
|
409055307
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Credit report confirms midscore of XXX vs borrower's lowest score of XXX
|
|
|
409055307
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
The FCD and signed Escrow Waiver confirm no escrows in place.
|
|
|
409057188
|
XXXXX
|
Property City
|
XXX
|
XXX
|
Mount is spelled out and not abbreviated on the Note.
|
|
|
409057188
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
File documented with XXX months of business bank Statements
|
|
|
409052345
|
XXXXX
|
Property City
|
XXX
|
XXX
|
Verified XXX: XXX Beach from Note and Appraisal
|
|
|
409052345
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraisal Reflects a XXX of XXX however the tape data show XXX of XXX
|
|
|
409052345
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Manual Calculation of CLTV: Loan Amount $XXX/Appraised Value $XXX*XXX = XXX% and Tape Data Show XXX%
|
|
|
409052345
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Manual Calculation of LTV: Loan Amount $XXX/Appraised Value $XXX*XXX = XXX% and Tape Data show XXX%.
|
|
|
409052345
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Verified Doc type: Bank Statements XXX Month Business from Assets Documents
|
|
|
409056301
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Subject was appraised at XXX
|
|
|
409056320
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Property has an appraised value of XXX and a XXX price of XXX
|
|
|
409056320
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Subject marked as XXX.
|
|
|
409057359
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
XXX% is rate shown on Note.
|
|
|
409057359
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
PUD is XXX per Appraisal.
|
|
|
409054653
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
Per contract of sale and Appraisal Report shows the XXX
|
|
|
409054653
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
The Qualifying LTV XXX% thru XXX.
|
|
|
409054653
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
The Qualifying CLTV XXX% thru XXX.
|
|
|
409054653
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Per Appraisal Report shows PUD XXX
|
|
|
409050652
|
XXXXX
|
Borrower 1 SSN
|
XXX
|
XXX
|
updated as per Final 1003 & XXX
|
|
|
409050652
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraisal confirms value of XXX
|
|
|
409050652
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Appraisal and mortgage confirm property is a PUD.
|
|
|
409057291
|
XXXXX
|
Property City
|
XXX
|
XXX
|
Verified subject XXX as per the Note in file.
|
|
|
409052601
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Updated as per Appraisal Report.
|
|
|
409052601
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Reviewed LTV against DU and Manually checked
|
|
|
409052601
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Reviewed LTV against DU and Manually checked.
|
|
|
409054106
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Qualifying FICO XXX confirmed using credit report, matches final XXX
|
|
|
409050126
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Audit LTV XXX% matches the Lender's Final XXX Tape data value XXX.
|
|
|
409050126
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Audit CLTV XXX% matches the Lender's Final XXX Tape data value XXX.
|
|
|
409052914
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Loan is asset utilization program.
|
|
|
409052640
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Verified XXX as per the Appraisal in file. CDA Desk Review value XXX
|
|
|
409052640
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Verified Qualifying FICO XXX Borrower 1 middle score and representative score from Credit Rep[ort in file.
|
|
|
409052640
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Verified Qualifying CLTV XXX%, subject loan XXX divided by Appraised Value XXX as per XXX URAR in file. No subordinate financing.
|
|
|
409052640
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Verified LTV XXX% subject loan XXX divided by Appraised Value XXX
|
|
|
409052361
|
XXXXX
|
Property City
|
XXX
|
XXX
|
Audited City from Recent XXX Appraisal & Note as XXX
|
|
|
409055371
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
value of XXX Updated as per Appraisal Report in file.
|
|
|
409051242
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX of XXX updated as per Appraisal.
|
|
|
409052599
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Value per appraisal is XXX
|
|
|
409052599
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Property is a PUD per appraisal
|
|
|
409054034
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Escrows per Final CD and first payment letter.
|
|
|
409052323
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
value per appraisal report XXX
|
|
|
409052323
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
loan amount confirmed at XXX and value at XXX
|
|
|
409052323
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
loan amount confirmed at XXX and value at XXX
|
|
|
409052323
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
per loan audit. no cash out
|
|
|
409057742
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Verified XXX as per the Appraisal in file. Verified XXX Price XXX per Contract of Sale in file.
|
|
|
409057742
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Verified XXX PUD as per Appraisal in file. XXX home.
|
|
|
409056168
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Appraisal / LA XXX
|
|
|
409056168
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
appraisal / LA = XXX
|
|
|
409056168
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Escrow is not showing on the closing Statement
|
|
|
409057520
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
As per XXX appraisal report document property is XXX.
|
|
|
409052896
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Subject property is an XXX condo.
|
|
|
409054619
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX verified per appraisal in file
|
|
|
409054619
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Verified per credit report in file
|
|
|
409054619
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Verified XXX Bank Statement per program documents in file
|
|
|
409054619
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
XXX verified as PUD per appraisal in file
|
|
|
409055780
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX verified per Appraisal Document
|
|
|
409055780
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
XXX verified per Appraisal Document
|
|
|
409055840
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Updated as per the Appraisal Document
|
|
|
409053254
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX confirmed using 1004D.
|
|
|
409053254
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Qualifying FICO XXX confirmed using credit report.
|
|
|
409053254
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
XXX confirmed using sales contract.
|
|
|
409054662
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraisal confirms value of $XXX vs PP of $XXX.
|
|
|
409053429
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
XXX has been verified as per Appraisal document PUD
|
|
|
409056963
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
XXX PUD confirmed using appraisal report.
|
|
|
409058375
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraised Value verified per Appraisal in file at XXX
|
|
|
409054016
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Confirmed on the Appraisal Report
|
|
|
409054016
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Confirmed on the Appraisal Report
|
|
|
409053934
|
XXXXX
|
Number of Units
|
XXX
|
XXX
|
Provided Appraisal XXX Form verified XXX units
|
|
|
409053934
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Provided Appraisal XXX Form verified XXX units
|
|
|
409056402
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Confirmed with lender Approval
|
|
|
409056402
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Confirmed with appraisal, Loan amount $XXX/$XXX appraised value XXX%
|
|
|
409056402
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Updated as per the Appraisal document
|
|
|
409056402
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Updated as per the bank Statement document
|
|
|
409056402
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Updated as per the Final Closing Disclosure
|
|
|
409050359
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
XXX is Limited cash out per the CD
|
|
|
409051971
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
The appraisal reflects a XXX of XXX While the Sale Price is XXX and Tape Data Shows a Property Valuation of XXX
|
|
|
409057314
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per Settlement Statement (HUD-XXX) line XXX
|
|
|
409053924
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Qualifying FICO score is XXX
|
|
|
409053924
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Qualifying CLTV is XXX%. XXX/XXX=XXX%
|
|
|
409053924
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Qualifying LTV is XXX%. XXX/XXX = XXX%
|
|
|
409047418
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audited XXX is XXX as per XXX
|
|
|
409047418
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Audited FICO Score is XXX based on Credit Report
|
|
|
409047418
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Audited CLTV is XXX as per Appraised Value XXX with Loan amount XXX
|
|
|
409047418
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Audited LTV is XXX as per Appraised Value XXX with Loan amount XXX
|
|
|
409051035
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraisal and Desk Review value of $XXX both match final XXX Tape data value XXX.
|
|
|
409051035
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Audit LTV XXX% matches the lender's final XXX Tape data value unknow.
|
|
|
409051035
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Audit CLTV XXX% matches the lender's final XXX Tape data value XXX.
|
|
|
409051035
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
The bank Statements used to qualify are from a business account
|
|
|
409047733
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
XXX confirmed using Final Closing Disclosure.
|
|
|
409053180
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audit verified the XXX of XXX on the Appraisal document (Page XXX)
|
|
|
409058786
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Qualifying document type is Bank Statements.
|
|
|
409056602
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Confirmed the appraisal reflects the property is located in a PUD and also the Planned Unit Development Rider was provided.
|
|
|
409058180
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Using Initial XXX price. this is a delayed financing.
|
|
|
409054037
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audit verified the XXX of XXX on the Appraisal document.
|
|
|
409054037
|
XXXXX
|
Number of Units
|
XXX
|
XXX
|
Audit verified the XXX as XXX on the Appraisal document.
|
|
|
409054037
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
Audit verified the XXX price change from XXX to XXX on the Contract of Sale Addendum (Page XXX in loan file).
|
|
|
409054037
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Audit verified the XXX as XXX on the Appraisal document.
|
|
|
409054037
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Audit verified the XXX as XX/XX/XXXX unit on the Appraisal document.
|
|
|
409058886
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX has been captured from Appraisal document. Verified XXX as per Appraisal in file. XXX Price XXX per Sales Contract in file.
|
|
|
409058886
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
XXX is PUD XXX verified on Appraisal. Verified XXX PUD as per the Appraisal in file. XXX SFR.
|
|
|
409053385
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Confirmed the appraisal reflects a value of XXX
|
|
|
409058102
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
XXX Audit verified the loan file reflects an escrow account was established at closing per the Closing Disclosure (Section G, Initial
Escrow Payment of XXX monthly escrow of XXX for hazard insurance and county property tax) and confirmed via source XXX GET1 as "Yes." Tape data reporting "No" is inaccurate and should be corrected to reflect XXX = Yes.
|
|
|
409058113
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Value XXX per appraisal
|
|
|
409058113
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Subject is a PUD per note
|
|
|
409058113
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Loan includes escrows per note
|
|
|
409058106
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Property is escrowing based on final cd
|
|
|
409058108
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Escrow account per final CD
|
|
|
409053019
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audit verified the XXX of XXX on the Appraisal document.
|
|
|
409054702
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per final CD, taxes and insurance are being escrowed.
|
|
|
409058098
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Final CD shows no escrows.
|
|
|
409058117
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Per appraisal value
|
|
|
409058117
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per CD
|
|
|
409058118
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Semi XXX per appraisal
|
|
|
409058118
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per final closing disclosure
|
|
|
409058118
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Pud per appraisal
|
|
|
409058133
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
First payment letter and CD indicate escrows are included in payment.
|
|
|
409058125
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Escrows Per Final CD.
|
|
|
409058107
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Lowest mid score of XXX used in Qualifying FICO.
|
|
|
409058107
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
No escrows per first payment letter and CD.
|
|
|
409058124
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per Final CD.
|
|
|
409058136
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Per XXX Appraisal the value is XXX The AVM value is XXX
|
|
|
409058136
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Final CD verifies XXX
|
|
|
409058130
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Final CD reflects escrows for taxes and insurance.
|
|
|
409058122
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX $XXX; appraisal XXX verified per docs in file.
|
|
|
409058122
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Verified and updated to PUD as per apprasial.
|
|
|
409058122
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Verified escrows on CD.
|
|
|
409058123
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
It's correct based on the final CD
|
|
|
409058101
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Verified subject XXX as per the Appraisal in file. XXX Price XXX as per the Sales Contract. Lower value used for LTV.
|
|
|
409058101
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Verified Qualifying FICO XXX from lower Borrower 2 middle score. Borrower 1 middle score XXX per Credit Report.
|
|
|
409058101
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Verified XXX PUD as per the Appraisal in file.
|
|
|
409058101
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Verified XXX No as per the Final CD in file.
|
|
|
409058127
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
per credit audit, min score is XXX
|
|
|
409058127
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per CD Escrow account established
|
|
|
409058127
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
per appraisal audit XXX is PUD
|
|
|
409058104
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
XXX is yes.
|
|
|
409058096
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Escrows Per Final CD.
|
|
|
409058121
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Escrows per final CD
|
|
|
409058121
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Subject is a PUD per appraisal
|
|
|
409058120
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
No escrow for taxes per CD
|
|
|
409058120
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Cash out per CD
|
|
|
409058132
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per Final CD EscrowFlag is Yes - Property Taxes, and Homeowner's Insurance
|
|
|
409058110
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
No Escrow
|
|
|
409058138
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Per Appraisal.
|
|
|
409058138
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per Final CD.
|
|
|
409058115
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Confirmed escrows are included per CD and first payment letter.
|
|
|
409058115
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Full documentation, along with asset utilization per income calculator.
|
|
|
409058115
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Subject property is a PUD per appraisal and rider.
|
|
|
409058111
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per Final CD
|
|
|
409058129
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Lower Qualifying FICO of XXX per credit report.
|
|
|
409058129
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Escrows are included in payment per CD and first payment letter.
|
|
|
409058114
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Per appraisal value is XXX
|
|
|
409058114
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Per appraisal, property is a PUD
|
|
|
409058114
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
XXX per Final CD
|
|
|
409056387
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
XXX PUD confirmed using appraisal report.
|
|
|
409055171
|
XXXXX
|
Property City
|
XXX
|
XXX
|
Updated XXX using Note document
|
|
|
409058852
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
XXX as per the Appraisal document
|
|
|
409053246
|
XXXXX
|
Number of Units
|
XXX
|
XXX
|
Audit verified the XXX as XXX on the Appraisal document.
|
|
|
409053246
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audit verified the XXX of XXX on the Appraisal document.
|
|
|
409057580
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
XXX% updated as per Note
|
|
|
409057580
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX updated as per Appraisal
|
|
|
409055387
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX confirmed using appraisal report, tape data reflects sale price.
|
|
|
409056603
|
XXXXX
|
Property City
|
XXX
|
XXX
|
XXX is an unincorporated area of XXX
|
|
|
409056603
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Validated this is a XXX month bank Statement product
|
|
|
409055420
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
LTV of XXX% matches XXX
|
|
|
409055420
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
CLTV of XXX% matches XXX
|
|
|
409055420
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Loan is a cash out XXX.
|
|
|
409055420
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Subject property is a PUD>
|
|
|
409054116
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Subjects has an appraised value of XXX and a XXX price of XXX
|
|
|
409054116
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Transaction submitted with XXX Months Business Bank Statements.
|
|
|
409052033
|
XXXXX
|
ULI
|
XXX
|
XXX
|
Audit ULI captured from the final application/initial application. Unable to determine tape value.
|
|
|
409052033
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audit XXX captured from the appraisal. Tape value is the XXX price.
|
|
|
409056909
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraised value of XXX is correct, using lessor of the XXX and appraised value.
|
|
|
409058131
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Subject property appraised at XXX
|
|
|
409058131
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Subject property is a PUD.
|
|
|
409058131
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
There is an Escrow.
|
|
|
409055428
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Doc Level confirmed on Lock confirmation and business bank Statements in file.
|
|
|
409056081
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX is XXX while Value is XXX
|
|
|
409059458
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
FCD confirms borrower is getting XXX cash back.
|
|
|
409059315
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Fico of XXX matches the XXX approval
|
|
|
409057538
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX confirmed using appraisal report, tape data reflects sale price.
|
|
|
409057236
|
XXXXX
|
Property City
|
XXX
|
XXX
|
The Note confirms city is XXX with reference to "Area of XXX".
|
|
|
409057236
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Credit report middle score reflects XXX vs XXX is highest score.
|
|
|
409057236
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Audit LTV of XXX% matches XXX Tape data value XXX.
|
|
|
409057236
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Audit CLTV of XXX% matches XXX Tape data value XXX.
|
|
|
409056582
|
XXXXX
|
Property City
|
XXX
|
XXX
|
Matches Note XXX - XXX
|
|
|
409056582
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Matches Appraisal and Desk Review - XXX
|
|
|
409056582
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Matches XXX
|
|
|
409056582
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Matches XXX
|
|
|
409056582
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Per Appraisal PUD
|
|
|
409052423
|
XXXXX
|
Property Zip Code
|
XXX
|
XXX
|
Per Note Zip Code XXX
|
|
|
409052423
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Per Appraisal Value $XXX
|
|
|
409052423
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Matches XXX loan amount/appraised value
|
|
|
409052423
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Matches XXX loan amount/appraised value
|
|
|
409057206
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audit verified the XXX of XXX on the Appraisal document.
|
|
|
409057206
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Audit verified the Qualifying FICO score of XXX on the Credit Report document dated XX/XX/XXXX.
|
|
|
409057206
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Audit verified on the Final CD that Escrow of Prop Tax and HOI were indicated as yes.
|
|
|
409059460
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
The FCD confirms no escrows in place.
|
|
|
409055720
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audit verified the XXX of XXX on the Appraisal document.
|
|
|
409055720
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Audit verified the XXX as "XXX" on the Appraisal document.
|
|
|
409051851
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Subject is a PUD per appraisal
|
|
|
409058901
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
Per Note XXX%
|
|
|
409055831
|
XXXXX
|
Number of Units
|
XXX
|
XXX
|
Property Units captured from the appraisal.
|
|
|
409055831
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
XXX captured from the appraisal.
|
|
|
409056921
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Subject has an appraised value of $XXX; Desk review XXX and XXX price of XXX
|
|
|
409059674
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
As per Credit Repot.
|
|
|
409059674
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Appraisal does not have property marked as PUD.
|
|
|
409055794
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
Confirmed XX/XX/XXXX rate with note.
|
|
|
409055794
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX is confirmed as XXX per appraisal.
|
|
|
409055794
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
Confirmed XXX of XXX with contract.
|
|
|
409058208
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Per appraisal report, subject property is XXX.
|
|
|
409057239
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
The appraisal confirms value of $XXX vs XXX price of $XXX.
|
|
|
409057375
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraised value is XXX with a XXX of XXX
|
|
|
409056122
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
updated per Note
|
|
|
409056122
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
updated per credit report
|
|
|
409056122
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Appraisal confirms property is a PUD.
|
|
|
409053980
|
XXXXX
|
ULI
|
XXX
|
XXX
|
Audit value captured from the final application.
|
|
|
409054406
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX has been verified as per Appraisal document
|
|
|
409056474
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
The appraisal supports a value of XXX
|
|
|
409056474
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Loan amount of XXX / XXX Appraised Value = XXX%
|
|
|
409056474
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Loan amount of XXX / XXX Appraised Value = XXX%
|
|
|
409055119
|
XXXXX
|
Property Zip Code
|
XXX
|
XXX
|
Per note and appraisal report, subject XXX is XXX
|
|
|
409055119
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Per appraisal report, subject XXX was XXX
|
|
|
409055119
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Per appraisal report, subject property is XXX.
|
|
|
409059758
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Confirmed semi XXX townhome with appraisal.
|
|
|
409059644
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Confirmed property as semi XXX per appaisal.
|
|
|
409057761
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
XXX per the executed Note in file is XXX%
|
|
|
409057271
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
XXX% rate as per Note.
|
|
|
409057271
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX value as per Appraisal.
|
|
|
409055115
|
XXXXX
|
Property Zip Code
|
XXX
|
XXX
|
Per note and appraisal report, subject XXX is XXX
|
|
|
409055115
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Per appraisal report, subject property is XXX.
|
|
|
409053522
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
The appraisal confirms the value of XXX vs the XXX of XXX
|
|
|
409061016
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Property is XXX per appraisal.
|
|
|
409058141
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Value per appraisal
|
|
|
409059904
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Confirmed the CD reflects the taxes and insurance are both escrowed.
|
|
|
409056509
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Verified XXX per XXX URAR dated XX/XX/XXXX and updated XX/XX/XXXX provided in the file. Additional XXX URAR XXX dated XX/XX/XXXX also in
file.
|
|
|
409056509
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Verified LTV XXX% subject loan XXX divided by Appraised Value XXX per XXX URAR dated XX/XX/XXXX and updated XX/XX/XXXX. Additional XXX
URAR dated XX/XX/XXXX showed Appraised Value XXX
|
|
|
409056509
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Verified CLTV XXX% subject loan XXX divided by Appraised Value XXX dated XX/XX/XXXX and updated XX/XX/XXXX per XXX URAR in file.
Additional XXX URAR dated XX/XX/XXXX indicated value at XXX No subordinate financing.
|
|
|
409056947
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Updated as per Appraisal Report.
|
|
|
409056947
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Updated as per Credit Report.
|
|
|
409059377
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Audited XXX as XXX from XXX
|
|
|
409055358
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX captured as per Appraisal document
|
|
|
409055358
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
XXX is PUD verified via the appraisal.
|
|
|
409058810
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Lowest Mid Fico supports a score of XXX
|
|
|
409057254
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Audit verified the XXX as XXX on the Appraisal document.
|
|
|
409059304
|
XXXXX
|
Prepayment Penalty Total Term
|
XXX
|
XXX
|
Prepayment addendum reflects XXX months but Tape shows XXX which is placement issue
|
|
|
409059273
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Income verified through Business Bank Statements in file.
|
|
|
409059419
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
XXX is PUD XXX verified on Appraisal
|
|
|
409060964
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Audit verified the Qualifying FICO score of XXX on the credit report.
|
|
|
409055139
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Audited XXX is PUD from Rider
|
|
|
409055834
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Per Appraisal.
|
|
|
409055834
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Per Credit Report.
|
|
|
409058450
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Verified with XXX Mortgage document and appraisal.
|
|
|
409057506
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Per Appraisal Report the XXX vs XXX of $XXX.
|
|
|
409057506
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Per Appraisal Report it shows as XXX
|
|
|
409057757
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Audit LTV of 80% matches the lender’s final XXX CLTV of XXX%.
|
|
|
409057757
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Audit CLTV of 80% matches the lender’s final XXX CLTV of XXX%
|
|
|
409058329
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Confirmed the appraisal reflected a value of XXX
|
|
|
409058329
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Confirmed the subject is located in a PUD.
|
|
|
409056347
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Verified per Appraisal
|
|
|
409056347
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
Verified per contract addendum and final CD
|
|
|
409059857
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
XXX, PUD updated as per the mortgage document and appraisal
|
|
|
409059279
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Final CD only reflects escrows established for Flood Ins.
|
|
|
409058365
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX is the value per the Appraisal.
|
|
|
409058764
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
The Note confirms the XXX of XXX%.
|
|
|
409059935
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Verified XXX as per the Appraisal in file.
|
|
|
409059935
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Verified XXX PUD as per Appraisal in file.
|
|
|
409059425
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX per appraisal is XXX
|
|
|
409059383
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Updated as Per the Document
|
|
|
409057315
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
Verified XXX with Note document
|
|
|
409057315
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Verified XXX with 1003, XXX & Appraisal documents
|
|
|
409057315
|
XXXXX
|
Occupancy
|
XXX
|
XXX
|
As per Final 1003 & XXX is XXX.
|
|
|
409053120
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
Per note, XXX is XXX%
|
|
|
409053120
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Per appraisal report, subject XXX was XXX
|
|
|
409053120
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Per credit report and XXX qualifying credit score was XXX
|
|
|
409053120
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Per bank Statements in file, XXX and borrower LOE, personal bank Statements were provided.
|
|
|
409057502
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
CLTV of XXX has been verified with XXX also it is matching
|
|
|
409057502
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
LTV of XXX has been verified with XXX also it is matching
|
|
|
409057502
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
XXX is XXX
|
|
|
409054547
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
Verified and updated as per Note
|
|
|
409054547
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Verified and updated as per Appraisal
|
|
|
409054547
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Verified and updated as per Credit Report
|
|
|
409054547
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Verified and updated as per Appraisal
|
|
|
409056115
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
XXX Yes confirmed using Final CD.
|
|
|
409056115
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
XXX Bank Statement XXX months Business confirmed using XXX
|
|
|
409060226
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
True Data value captured from the appraisal. Tape date is the XXX price.
|
|
|
409060226
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
The loan amount of XXX / XXX of XXX = XXX% which matches the XXX
|
|
|
409060226
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
The loan amount of XXX / XXX of XXX = XXX% which matches the XXX
|
|
|
409061863
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Preliminary CD and first payment letter indicate escrows are included in final payment.
|
|
|
409061874
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
File is not escrow waiver. IEAD is available in pg. XXX
|
|
|
409061874
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
The XXX is PUD per appraisal and PUD available in pg. XXX
|
|
|
409059053
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX as per Appraisal is XXX
|
|
|
409059053
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
The XXX reflected on the Appraisal, Contract of Sale, and tape data is XXX However, the XXX shown on the XXX Closing Disclosure, Lender
Approval, and Credit Memo (Page XXX) is XXX The CD/XXX approval reflect $XXX while the contract reflects XXX missing documentation to determine.
|
|
|
409059053
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Taxes and Insurance has collected on CD
|
|
|
409061856
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Subject is an XXX end unit per appraisal
|
|
|
409061856
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Loan contains escrows per Settlement Statement
|
|
|
409061856
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Subject is a PUD Per Appraisal
|
|
|
409061845
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
XXX cash to borrower on Settlement Agreement confirms limited cashout
|
|
|
409061845
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Monthly escrow payment confirmed on Settlement Agreement
|
|
|
409061867
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audit confirmed XXX of subject and supports Tape Data. Amount did not carryover to True Data
|
|
|
409061867
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Monthly escrow payment confirmed on Final CD/Settlement Statement
|
|
|
409061862
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Final XXX confirmed by the XXX of subject XXX Tape data is correct. True Value not carrying correct data
|
|
|
409061862
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Monthly escrow payment confirmed on Final Settlement Statement
|
|
|
409061846
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Same LTV, rounded up.
|
|
|
409061846
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Same CLTV, rounded up.
|
|
|
409061846
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per settlement Statement and first payment letter, an escrow account was established.
|
|
|
409061830
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Escrow is collected on the settlement Statement
|
|
|
409061876
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Audit verified on the First Payment Letter, Note and the Lender Approval that T&I are being escrowed.
|
|
|
409061836
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Escrow is collected on the settlement Statement. Impound authorization and IEAD signed at closing
|
|
|
409061861
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Monthly escrow payment confirmed on Final CD/Settlement Statement
|
|
|
409061858
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Subject is a PUD per note
|
|
|
409061832
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Per guidleines limited cash out.
|
|
|
409061832
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per Settlement Statement
|
|
|
409061868
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Confirmed XXX with appraisal.
|
|
|
409061833
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Impounds verified per closing Statement in file
|
|
|
409061857
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Subject is attacked end unit per appraisal
|
|
|
409061857
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
escrows present
|
|
|
409061854
|
XXXXX
|
Amortization Term
|
XXX
|
XXX
|
Per note, term was XXX
|
|
|
409061854
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Per credit reports, the lowest of the XXX borrowers middle score was XXX
|
|
|
409061854
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per settlement Statement and first payment letter, an escrow account was established
|
|
|
409061854
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Per settlement Statement, borrower received limited cash back.
|
|
|
409061866
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Updated it by IEAD, settlement Statement document
|
|
|
409058309
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
Audited XXX is XXX from Note Document
|
|
|
409058309
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Audited XXX is PUD as per Appraisal & Deed of Trust
|
|
|
409061859
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Subject is an XXX end unit per appraisal
|
|
|
409061859
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Subject is a PUD per Appraisal
|
|
|
409061859
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Loan has escrows per settlement Statement
|
|
|
409061870
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
The Settlement Statement has provided the escrowed amount and the Disclosure: IEAD is available, hence updated escrow. Verified escrow for
taxes only per Settlement Statement in file.
|
|
|
409059101
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Subject property was appraised at $XXX.
|
|
|
409058194
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX of XXX confirmed using appraisal report, tape data reflects sale price.
|
|
|
409055362
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX of XXX confirmed using appraisal report, tape value reflects sale price of XXX
|
|
|
409058221
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
updated per appraisal
|
|
|
409058221
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
XXX/XXX= XXX%
|
|
|
409058221
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
XXX/XXX = XXX%
|
|
|
409057248
|
XXXXX
|
Property City
|
XXX
|
XXX
|
Confirmed the Note reflects the XXX as XXX.
|
|
|
409057248
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Confirmed the CLTV of XXX%. XXX loan amount/$XXX value = XXX%.
|
|
|
409057248
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Confirmed the LTV of XXX%. XXX loan amount/$XXX value = XXX%.
|
|
|
409057589
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX of XXX confirmed using appraisal report, tape data reflects sale price of XXX
|
|
|
409062301
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Income type confirmed income documentation in file
|
|
|
409062301
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Loan is escrowed per Final Cd
|
|
|
409059767
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Audit verified taxes and insurance are escrowed as indicated on the final CD and the First Payment Letter.
|
|
|
409057664
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraisal confirms value of $XXX vs XXX of $XXX.
|
|
|
409057664
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Appraisal confirms subject is a XXX PUD.
|
|
|
409059940
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
True Data value captured from the appraisal.
|
|
|
409059940
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Loan amount of XXX / XXX price of XXX = XXX% LTV which matches the XXX
|
|
|
409059940
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Loan amount of XXX / XXX Price of XXX = XXX% CLTV which matches the XXX
|
|
|
409058202
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
XXX confirmed on Final Loan Approval
|
|
|
409057412
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX is XXX as per Appraisal, Tape shows XXX which is XXX.
|
|
|
409058306
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Per appraisal report, subject property is a XXX PUD.
|
|
|
409055301
|
XXXXX
|
Property Zip Code
|
XXX
|
XXX
|
Updated zip code as per the Note Document.
|
|
|
409055301
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
As per the XXX Final, updated primary XXX as XXX
|
|
|
409055301
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Updated as per the recent Document. CLTV = $XXX+$XXX/$XXX= XXX%
|
|
|
409055301
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Updated as per the recent Document. LTV = $XXX/$XXX= XXX%
|
|
|
409051691
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Updated as per appraisal XXX Verified subject XXX as per the Appraisal in file. Subject XXX Price XXX LTV calculated per lower XXX%.
|
|
|
409059621
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraisal confirms value of $XXX vs XXX of $XXX.
|
|
|
409059621
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Appraisal confirms subject property is a XXX PUD.
|
|
|
409059242
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX confirmed using Appraisal. Verified subject XXX as per the Appraisal in file. Verified XXX Price XXX as per the Contract of Sale
provided in file.
|
|
|
409059242
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
Verified XXX is XXX confirmed using Contract of Sale in file. Verified XXX as per the Appraisal in file.
|
|
|
409059078
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX is updated as Per Appraisal Document
|
|
|
409059078
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
LTV is Matching With Final XXX
|
|
|
409059078
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
CLTV is Matching With Final XXX
|
|
|
409056565
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraisal confirms subject value of $XXX vs XXX of XXX
|
|
|
409056565
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Appraisal confirms the subject is a XXX PUD.
|
|
|
409061304
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Loan is XXX months business bank Statements, not changing in the system.
|
|
|
409059335
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Value XXX per Appraisal Report.
|
|
|
409056229
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
Sales values figure was transposed audit corrected as per Final CD.
|
|
|
409056229
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Value of XXX per Appraisal.
|
|
|
409056229
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
As per XXX. Final XXX loan amount of XXX seems to be transposed for all the other closing documents shows XXX used by Audit.
|
|
|
409056229
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
As per XXX. Final XXX loan amount of XXX seems to be transposed for all the other closing documents shows XXX used by Audit
|
|
|
409056233
|
XXXXX
|
Prepayment Penalty Total Term
|
XXX
|
XXX
|
The Note Addendum confirms PPP period is XXX months.
|
|
|
409059407
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Per appraisal report, subject XXX was XXX
|
|
|
409059407
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Per final XXX CLTV was XXX%
|
|
|
409059407
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Per final XXX LTV was XXX%
|
|
|
409059932
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
The appraisal confirms the subject value of $XXX vs XXX price of $XXX.
|
|
|
409060648
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
The Note confirms the XXX of XXX% and matches the XXX Tape data value XXX.
|
|
|
409059683
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
XXX per note is XXX%.
|
|
|
409059683
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Subject property was appraised at XXX
|
|
|
409059683
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Subject property is PUD.
|
|
|
409059452
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
True Data value is the appraised value. Tape Data is the XXX price.
|
|
|
409060536
|
XXXXX
|
Property City
|
XXX
|
XXX
|
True Data value captured from the note.
|
|
|
409060536
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
True Data value captured from the appraisal and supported with the PUD Rider on the mortgage.
|
|
|
409059703
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Value of XXX Updated as per Appraisal report
|
|
|
409059703
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Subject is XXX Updated as per Appraisal report
|
|
|
409059266
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Subject propety value is XXX
|
|
|
409059266
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
XXX is XXX.
|
|
|
409059266
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Qualifying CLTV is XXX%.
|
|
|
409059266
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Subject property is a PUD.
|
|
|
409059266
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Loan is XXX months business bank Statements.
|
|
|
409058842
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
XXX per contract/appraisal/CD.
|
|
|
409058842
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
CLTV XXX matches XXX and confirmed Per Appraisal Report.
|
|
|
409058842
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
LTV XXX matches XXX Per Appraisal Report.
|
|
|
409058842
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Bank Statement program
|
|
|
409057677
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Audit CLTV XXX matches Lender's Final XXX Tape data value XXX.
|
|
|
409057677
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Audit LTV XXX% matches Lender's Final XXX Tape data value XXX.
|
|
|
409061007
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audit verified the XXX of XXX on the Appraisal document.
|
|
|
409059327
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX of XXX verified with appraisal Report
|
|
|
409061882
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Appraisal identifies the subject as a Twin-style dwelling. XXX is considered XXX.
|
|
|
409061962
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
XXX updated as per Note doc.
|
|
|
409059861
|
XXXXX
|
Prepayment Penalty Total Term
|
XXX
|
XXX
|
Audit verified that there is no Prepayment Penalty in Final 1003, Note & Final CD
|
|
|
409061411
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
The appraisal reflects a XXX of XXX while the sale price is XXX and the Tape Data shows a property valuation of XXX
|
|
|
409059725
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Value of XXX Confirmed with Appraisal and XXX
|
|
|
409059725
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
LTV XXX% matches XXX
|
|
|
409059725
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
CLTV XXX% matches XXX
|
|
|
409059299
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Audit LTV matches the Lender's Final XXX Tape data value XXX.
|
|
|
409059299
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Audit CLTV matches the Lender's Final XXX Tape data value XXX.
|
|
|
409056412
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Subject XXX is XXX per appraisal
|
|
|
409056412
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Qualifying LTV is XXX% atches XXX
|
|
|
409056412
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Qualifying CLTV is XXX% matches XXX
|
|
|
409057584
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Value of XXX matches per per Appraisal.
|
|
|
409057584
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
LTV XXX% matches XXX
|
|
|
409057584
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
CLTV XXX% matches XXX
|
|
|
409059439
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
LTV XXX% is matching with XXX in file.
|
|
|
409059439
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
CLTV XXX% is matching with XXX in file.
|
|
|
409059439
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Escrows for subject property XXX was updated as per Escrow Waiver & Final CD document in file.
|
|
|
409059902
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
XXX PUD per appraisal
|
|
|
409059902
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
HOI only being escrowed, verified per final CD in file and first payment letter.
|
|
|
409059779
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraisal confirms value of $XXX vs XXX confirmed by sales contract of XXX
|
|
|
409059779
|
XXXXX
|
Sales Price
|
XXX
|
XXX
|
XXX of XXX confirmed by contract vs appraised value of $XXX.
|
|
|
409059779
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Audit LTV of XXX% matches approval. Tape data value XXX.
|
|
|
409059779
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Audit CLTV of XXX% matches approval. Tape data value XXX.
|
|
|
409062317
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Updated as per XXX & Final CD
|
|
|
409057527
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Bank Statement program
|
|
|
409060611
|
XXXXX
|
Property City
|
XXX
|
XXX
|
Verified XXX as per the Note in file. In caps and lower case format.
|
|
|
409059029
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Subject appraised value is XXX
|
|
|
409059029
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Subject property is a XXX PUD.
|
|
|
409057164
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
reviewed the discrepancy for the XXX and validated against the appraisal dated XX/XX/XXXX. The value is XXX
|
|
|
409061182
|
XXXXX
|
Interest Rate
|
XXX
|
XXX
|
Updated XXX of XXX% as per Note
|
|
|
409061182
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Verified FICO Score of XXX with Credit Report
|
|
|
409061199
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Per appraisal report, subject property is XXX.
|
|
|
409061199
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Per final CD, an escrow account was established for Flood Insurance
|
|
|
409061199
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Per final CD, borrower received limited cash back
|
|
|
409059688
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX of XXX confirmed using Appraisal.
|
|
|
409061214
|
XXXXX
|
Borrower 1 SSN
|
XXX
|
XXX
|
Per Final 1003, B1's social XXX number is XXX
|
|
|
409061214
|
XXXXX
|
Borrower 2 SSN
|
XXX
|
XXX
|
Per Final 1003, B2's social XXX number is XXX
|
|
|
409059824
|
XXXXX
|
ULI
|
XXX
|
XXX
|
Updated as per Final XXX
|
|
|
409061378
|
XXXXX
|
Property City
|
XXX
|
XXX
|
XXX of XXX updated as per Note doc.
|
|
|
409052546
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Loan audit reviewed as limited cash out
|
|
|
409062521
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX of XXX confirmed with Appraisal.
|
|
|
409059134
|
XXXXX
|
Property City
|
XXX
|
XXX
|
Updated the XXX as per the Note and Mortgage document.
|
|
|
409059134
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Doc Type verified per Loan details
|
|
|
409059134
|
XXXXX
|
Refinance Purpose
|
XXX
|
XXX
|
Limited Cash out verified per URLA
|
|
|
409059699
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Audit verified the XXX of XXX on the appraisal document.
|
|
|
409059699
|
XXXXX
|
ULI
|
XXX
|
XXX
|
Audit verified the ULI of XXX on the Final 1003
|
|
|
409059699
|
XXXXX
|
Qualifying FICO
|
XXX
|
XXX
|
Audit verified the Qualifying FICO XXX on the credit report
|
|
|
409059699
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Audit's CLTV of XXX matches the Lender's CLTV of XXX on the XXX
|
|
|
409059699
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Audit's LTV of XXX matches the Lender's LTV of XXX on the XXX
|
|
|
409058346
|
XXXXX
|
Property City
|
XXX
|
XXX
|
XXX is the city per Note.
|
|
|
409058346
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
XXX Value per Appraisal.
|
|
|
409058346
|
XXXXX
|
Property Attachment Type
|
XXX
|
XXX
|
Semi-XXX End unit entered as XXX.
|
|
|
409058346
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
No evidence of PUD on the appraisal nor was there a PUD rider.
|
|
|
409050504
|
Note Date
|
XXX
|
XXX
|
Note reflects XX/XX/XXXX
|
||
|
409050489
|
Note Date
|
XXX
|
XXX
|
Note reflects XX/XX/XXXX
|
||
|
409050489
|
Qualifying FICO
|
XXX
|
XXX
|
FICO scores present
|
||
|
409050501
|
Note Date
|
XXX
|
XXX
|
Note reflects XX/XX/XXXX
|
||
|
409058134
|
XXXXX
|
Property Value
|
XXX
|
XXX
|
Appraisal is showing XXX. XXX verified as XXX
|
|
|
409058134
|
XXXXX
|
Escrow Flag
|
XXX
|
XXX
|
Verified escrows on Final CD.
|
|
|
409058134
|
XXXXX
|
Pricing Doc Type
|
XXX
|
XXX
|
Verified docs in file show primary residenc with full income documentation. Tape data is incorrect, loan is not DSCR.
|
|
|
409055747
|
XXXXX
|
Qualifying CLTV
|
XXX
|
XXX
|
Audit CLTV of XXX% matches the lender’s final XXX CLTV of XXX%.
|
|
|
409055747
|
XXXXX
|
Qualifying LTV
|
XXX
|
XXX
|
Audit LTV of XXX% matches the lender’s final XXX LTV of XXX%.
|
|
|
409062504
|
XXXXX
|
Subject Property Type
|
XXX
|
XXX
|
Per appraisal report, subject property is an SFR.
|