Exhibit 99.6
| SitusAMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | TILA Status Loan Designation | Exempt QM/ATR Equivalency | CDFI Bank Originated Loan | Application Date | TRID Tested | GSE | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Original P&I | Qualifying P&I | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Foreign National Indicator | Co Borrower Foreign National Indicator | Co Borrower 2 Foreign National Indicator | Co Borrower 3 Foreign National Indicator | Borrower Country Name | Co Borrower Country Name | Co Borrower2 Country Name | Co Borrower3 Country Name | Residual Income | Num Units | Annual Property Tax | Annual Insurance Costs | Monthly Property Tax | Monthly Insurance Costs | HOA Name | HOA Address State | Fee Amount | Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Document Type | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy (7, 11) | Months Bankruptcy (13) | Most Recent Deed-in -Lieu Date | Number of Deed-in-Lieu Events | Months Deed-in-Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Waiver (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Is Equity Shared Loan | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | Total DSCR | Total Inverse DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | Duration of Payout Months | Seller VSH Indicator | Seller Indicated VSH Guideline | Validated VSH | IO Remaining Amortization Term at Recast | Maturity Date | Borrower Own Funds Cash Amount | Borrower Own Funds Percent | Is the Note an eNote | Borrower WVOE - # of Months of Income provided | Co Borrower WVOE - # of Months of Income provided | Co Borrower2 WVOE - # of Months of Income provided | Co Borrower3 WVOE - # of Months of Income provided | Were the origination guidelines utilized for this diligence review? | Title Evidence | Ownership Type | Borrower Type | Borrower Designation | Co Borrower Type | Co Borrower Designation | Co Borrower2 Type | Co Borrower2 Designation | Co Borrower3 Type | Co Borrower3 Designation | Senior Lien Position | Senior Lien Original Loan Amount | Senior Lien Original Interest Rate | Senior Lien Note Projected Closing Date | Senior Lien Current Balance | Senior Lien Current P&I | Loan Closed in the Name of an Entity | Note Executed by | Assumable Mortgage Flag | Leasehold Flag | Buydown Flag | Borrower Experian FICO Model Used | Borrower Equifax FICO Model Used | Borrower TransUnion FICO Model Used | Co Borrower Experian FICO Model Used | Co Borrower Equifax FICO Model Used | Co Borrower TransUnion FICO Model Used | Co Borrower2 Experian FICO Model Used | Co Borrower2 Equifax FICO Model Used | Co Borrower2 TransUnion FICO Model Used | Co Borrower3 Experian FICO Model Used | Co Borrower3 Equifax FICO Model Used | Co Borrower3 TransUnion FICO Model Used | Borrower Documentation Used to Determine Legal Residency | Co Borrower Documentation Used to Determine Legal Residency | Co Borrower2 Documentation Used to Determine Legal Residency | Co Borrower3 Documentation Used to Determine Legal Residency | Delayed Financing? | Months Reserves | Correspondent Type | Departure Residence | Rate Increase on Default | Default Interest Rate | Default Interest Accrual Start Days | MERS Min Number | Co Borrower Other Income | Co Borrower Wage Income | Primary Housing Lates 0 6 Months 30 | Primary Housing Lates 0 6 Months 60 | Primary Housing Lates 0 6 Months 90 | Primary Housing Lates 7 12 Months 30 | Primary Housing Lates 7 12 Months 60 | Primary Housing Lates 7 12 Months 90 | Primary Housing Lates 13 24 Months 30 | Primary Housing Lates 13 24 Months 60 | Primary Housing Lates 13 24 Months 90 | Primary Housing Lates 25 36 Months 30 | Primary Housing Lates 25 36 Months 60 | Primary Housing Lates 25 36 Months 90 | Borrower 1 ITIN Flag | Borrower 2 ITIN Flag | Borrower 3 ITIN Flag | Borrower 4 ITIN Flag | Total Number of Mortgaged Properties | Amortization Term Less IO | Flood Zone Designation | Flood Policy Expiration Date | Flood Policy Coverage Amount |
| GCAT2026CES1001827 | Safe Harbor QM (APOR) | Yes | No | $1,449.00 | $2,869.58 | 8.016% | $1,305.12 | $1,305.12 | 7.875% | No | No | Employed | US Citizen | $6,614.58 | 1 | $5,099.40 | $2,916.96 | $424.95 | $243.08 | 48.106% | 48.106% | 48.106% | 10/01/2025 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,449.00 | 6.540% | $0.00 | None | N/A | No | 7.875% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 11 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $304,668.48 | $1,764.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001848 | N/A | No | No | $2,683.00 | $2,019.75 | 8.671% | $644.95 | $644.95 | 8.375% | No | No | Employed | US Citizen | $8,948.00 | 1 | $5,741.04 | $1,183.20 | $478.42 | $98.60 | 46.312% | 46.312% | 46.312% | 11/17/2025 | 729 | No | No | [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redacted] | $2,683.00 | 5.890% | $0.00 | None | N/A | No | 8.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $343,008.24 | $1,750.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 24.33 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001855 | Non QM | Yes | No | $5,995.00 | $2,125.23 | 7.671% | $2,374.04 | $2,374.04 | 7.500% | No | No | Self-Employed | US Citizen | $6,413.03 | 1 | $6,889.56 | $2,259.00 | $574.13 | $188.25 | 49.814% | 49.814% | 49.814% | 11/13/2025 | 749 | No | No | Borrower Prepared | [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Wages]; Other - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2023 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,995.00 | 5.820% | $0.00 | 2.3 | None | No | No | 7.500% | 2 | 2 | 0 | 3 | 2 | 10.97 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $125,119.49 | $1,769.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001849 | Non QM | Yes | No | $4,980.41 | $3,538.84 | 8.739% | $1,099.55 | $1,099.55 | 8.500% | No | No | Employed | US Citizen | $3,982.09 | 1 | $2,749.56 | $2,328.96 | $229.13 | $194.08 | 44.543% | 44.543% | 44.543% | 11/12/2025 | 696 | No | No | [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,980.41 | 6.230% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 1 | 0.00 | No | [Redacted] | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $242,371.23 | $1,110.42 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001850 | Safe Harbor QM (APOR) | Yes | No | $2,995.00 | $6,831.50 | 8.218% | $1,450.14 | $1,450.14 | 7.875% | No | No | Employed | US Citizen | $13,115.97 | 1 | $3,295.20 | $2,970.96 | $274.60 | $247.58 | 27.885% | 27.885% | 27.885% | 10/27/2025 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,995.00 | 6.260% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 34 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $410,000.00 | $2,360.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001851 | Safe Harbor QM (APOR) | Yes | No | $3,050.20 | $1,616.34 | 7.944% | $573.13 | $573.13 | 7.750% | No | No | Employed | US Citizen | $3,213.82 | 1 | $1,990.56 | $1,238.04 | $165.88 | $103.17 | 39.075% | 39.075% | 39.075% | 12/01/2025 | 691 | No | No | [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,050.20 | 6.190% | $0.00 | 1.0 | None | N/A | No | 7.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $19,449.00 | $490.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001854 | Safe Harbor QM (APOR) | Yes | No | $3,563.00 | $883.00 | 8.899% | $933.31 | $933.31 | 8.750% | No | No | Employed | US Citizen | $3,822.93 | 1 | $4,580.64 | $2,158.80 | $381.72 | $179.90 | 47.028% | 47.028% | 47.028% | 11/26/2025 | 731 | No | No | [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,563.00 | 5.690% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 31 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $259,577.52 | $1,235.99 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001856 | N/A | No | No | $0.00 | 7.769% | $1,185.56 | $1,185.56 | 7.875% | No | No | Employed | US Citizen | $9,752.25 | 1 | $11,742.84 | $4,350.24 | $978.57 | $362.52 | 39.871% | 39.871% | 39.871% | 12/08/2025 | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 5.700% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $7,299.75 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $184,622.76 | $1,071.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 1.13 | Broker | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002388 | Non QM | Yes | No | $11,035.16 | $4,262.04 | 8.108% | $2,721.32 | $2,721.32 | 8.000% | No | No | Employed | Employed | US Citizen | US Citizen | $24,115.27 | 1 | $6,315.96 | $3,429.72 | $526.33 | $285.81 | 35.188% | 35.188% | 35.188% | 12/12/2025 | 796 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $11,035.16 | 5.940% | $0.00 | 1.5 | None | No | No | 8.000% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $301,053.29 | $2,699.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $22,519.88 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001823 | N/A | No | No | $795.00 | $1,791.46 | 9.391% | $1,151.75 | $1,151.75 | 9.250% | No | No | Employed | US Citizen | $7,283.97 | 1 | $6,411.72 | $1,794.00 | $534.31 | $149.50 | 29.181% | 29.181% | 29.181% | 08/26/2025 | 745 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $795.00 | 6.220% | $0.00 | 4.2 | None | N/A | No | 9.250% | 1 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | $3,769.25 | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $420,410.56 | $2,703.35 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0.83 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001824 | Safe Harbor QM (APOR) | Yes | No | $4,790.00 | $8,002.12 | 9.115% | $1,322.24 | $1,322.24 | 8.625% | No | No | Employed | US Citizen | $7,859.64 | 1 | $13,228.08 | $2,054.04 | $1,102.34 | $171.17 | 45.947% | 45.947% | 45.947% | 08/06/2025 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,790.00 | 6.310% | $0.00 | 1.0 | None | N/A | No | 8.625% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | $8,256.88 | No | 31 | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $384,989.07 | $1,983.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 1.8 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001828 | Non QM | Yes | No | $4,739.20 | $6,126.97 | 9.655% | $852.90 | $852.90 | 9.000% | No | No | Employed | US Citizen | $3,529.41 | 1 | $4,430.16 | $987.96 | $369.18 | $82.33 | 47.550% | 47.550% | 47.550% | 08/28/2025 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,739.20 | 6.220% | $0.00 | 1.0 | None | N/A | No | 9.000% | 1 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | $67,370.06 | No | 32 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.490% | [Redacted] | $325,202.12 | $1,500.30 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 19.44 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001825 | Safe Harbor QM (APOR) | Yes | No | $2,667.50 | $3,983.50 | 8.873% | $1,345.13 | $1,345.13 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $8,677.79 | 1 | $0.00 | $0.00 | $0.00 | $0.00 | 42.896% | 42.896% | 42.896% | 09/05/2025 | 663 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,667.50 | 5.860% | $0.00 | 1.0 | None | N/A | No | 8.500% | 1 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $422,430.93 | $2,671.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $5,566.71 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001829 | Non QM | Yes | No | $8,893.00 | $12,273.07 | 9.861% | $2,904.31 | $2,904.31 | 9.500% | No | No | Employed | Employed | US Citizen | US Citizen | $7,985.53 | 1 | $15,479.76 | $2,418.24 | $1,289.98 | $201.52 | 49.504% | 49.504% | 49.504% | 09/19/2025 | 697 | Yes | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $8,893.00 | 6.160% | $0.00 | 4.4 | None | N/A | No | 9.500% | 2 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | 60 | [Redacted] | $14,890.07 | No | 32 | 32 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $438,584.82 | $2,032.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 2.32 | Retail | No | $0.00 | $7,542.38 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001841 | Safe Harbor QM (APOR) | Yes | No | $3,095.00 | $4,163.74 | 9.656% | $822.68 | $822.68 | 9.250% | No | No | Employed | US Citizen | $10,166.05 | 1 | $4,089.84 | $4,765.20 | $340.82 | $397.10 | 30.435% | 30.435% | 30.435% | 09/27/2025 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,095.00 | 6.310% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 14 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $434,586.42 | $2,358.07 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001839 | Safe Harbor QM (APOR) | Yes | No | $2,295.00 | $2,985.00 | 9.517% | $482.77 | $482.77 | 9.000% | No | No | Self-Employed | US Citizen | $3,527.16 | 1 | $2,796.36 | $1,587.60 | $233.03 | $132.30 | 44.443% | 44.443% | 44.443% | 10/01/2025 | 726 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2024 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2014 |
[Borrower]; 1040 - 2024 [Borrower]; Transcripts (1040) - 2024 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,295.00 | 6.310% | $0.00 | None | N/A | No | 9.000% | 0 | 1 | 0 | 0 | 1 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.365% | [Redacted] | $327,930.00 | $1,680.44 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001836 | Non QM | Yes | No | $2,997.32 | $4,132.76 | 9.681% | $782.50 | $782.50 | 9.250% | No | No | Employed | US Citizen | $9,474.34 | 1 | $6,255.12 | $2,718.00 | $521.26 | $226.50 | 26.650% | 26.650% | 26.650% | 10/07/2025 | 717 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,997.32 | 6.160% | $0.00 | None | N/A | No | 9.250% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 33 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $332,274.46 | $1,799.43 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001840 | Safe Harbor QM (APOR) | Yes | No | $2,095.02 | $2,637.52 | 9.553% | $402.32 | $402.32 | 9.000% | No | No | Employed | Employed | US Citizen | US Citizen | $6,253.07 | 1 | $3,490.20 | $3,528.96 | $290.85 | $294.08 | 35.841% | 35.841% | 35.841% | 10/10/2025 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,095.02 | 6.290% | $0.00 | None | N/A | No | 9.000% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 34 | 33 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.900% | [Redacted] | $336,164.00 | $1,855.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $3,679.55 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001826 | Safe Harbor QM (APOR) | Yes | No | $5,265.00 | $6,472.06 | 9.508% | $2,056.69 | $2,056.69 | 9.250% | No | No | Employed | US Citizen | $6,222.27 | 1 | $9,801.96 | $1,467.96 | $816.83 | $122.33 | 42.671% | 42.671% | 42.671% | 10/01/2025 | 674 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,265.00 | 6.290% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $346,427.30 | $1,635.42 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001835 | Higher Priced QM (APOR) | Yes | No | $1,420.02 | $2,706.59 | 9.936% | $415.88 | $415.88 | 9.375% | No | No | Employed | US Citizen | $3,874.06 | 1 | $2,952.48 | $2,640.96 | $246.04 | $220.08 | 31.206% | 31.206% | 31.206% | 09/23/2025 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,420.02 | 6.220% | $0.00 | 1.0 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 33 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $204,665.58 | $875.34 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001837 | Safe Harbor QM (APOR) | Yes | No | $4,093.00 | $5,257.83 | 8.824% | $1,152.60 | $1,152.60 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $11,569.08 | 1 | $7,323.12 | $4,227.00 | $610.26 | $352.25 | 38.861% | 38.861% | 38.861% | 10/08/2025 | 810 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,093.00 | 6.160% | $0.00 | None | N/A | No | 8.500% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 31 | 33 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.600% | [Redacted] | $500,813.95 | $2,364.36 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $11,665.33 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001842 | Non QM | Yes | No | $3,000.00 | $4,883.74 | 9.947% | $1,566.34 | $1,566.34 | 9.500% | No | No | Employed | Employed | US Citizen | US Citizen | $18,263.67 | 1 | $12,182.40 | $2,892.96 | $1,015.20 | $241.08 | 33.400% | 33.400% | 33.400% | 10/09/2025 | 715 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,000.00 | 5.680% | $0.00 | 2.0 | None | N/A | No | 9.500% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $348,633.50 | $1,653.78 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $13,156.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001834 | Non QM | Yes | No | $2,896.95 | $4,248.65 | 9.736% | $732.18 | $732.18 | 9.250% | No | No | Employed | US Citizen | $3,036.43 | 1 | $9,716.76 | $1,275.00 | $809.73 | $106.25 | 47.120% | 47.120% | 47.120% | 10/07/2025 | 714 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,896.95 | 6.160% | $0.00 | 1.0 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $194,990.58 | $1,057.56 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001844 | Non QM | Yes | No | $3,079.00 | $4,121.59 | 10.671% | $888.93 | $888.93 | 10.250% | No | No | Employed | US Citizen | $10,022.01 | 1 | $6,691.20 | $2,175.00 | $557.60 | $181.25 | 35.033% | 35.033% | 35.033% | 10/05/2025 | 715 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,079.00 | 6.290% | $0.00 | 1.0 | None | N/A | No | 10.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.300% | [Redacted] | $390,361.00 | $2,386.62 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001838 | Safe Harbor QM (APOR) | Yes | No | $2,595.00 | $3,246.87 | 8.929% | $576.69 | $576.69 | 8.500% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,764.01 | 1 | $3,343.08 | $5,403.00 | $278.59 | $450.25 | 40.332% | 40.332% | 40.332% | 09/26/2025 | 763 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,595.00 | 6.220% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $6,373.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $261,791.00 | $1,238.67 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 2.5 | Retail | No | $3,741.41 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001830 | Safe Harbor QM (APOR) | Yes | No | $1,790.00 | $2,944.16 | 8.685% | $1,153.37 | $1,153.37 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $14,280.54 | 1 | $16,515.60 | $1,484.04 | $1,376.30 | $123.67 | 40.953% | 40.953% | 40.953% | 10/24/2025 | 648 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $1,790.00 | 6.160% | $0.00 | 1.1 | None | N/A | No | 8.500% | 2 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | $1,321.92 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $358,849.75 | $1,820.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0.29 | Retail | No | $0.00 | $9,634.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001845 | Non QM | Yes | No | $4,643.60 | $6,162.97 | 10.256% | $1,116.90 | $1,116.90 | 9.750% | No | No | Employed | Employed | US Citizen | US Citizen | $9,691.49 | 1 | $7,137.96 | $1,998.96 | $594.83 | $166.58 | 44.893% | 44.893% | 44.893% | 10/22/2025 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,643.60 | 6.170% | $0.00 | None | N/A | No | 9.750% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 34 | 34 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 9.750% | [Redacted] | $101,293.00 | $677.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $9,042.30 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001843 | Higher Priced QM (APOR) | Yes | No | $2,195.02 | $2,842.45 | 9.781% | $452.48 | $452.48 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,736.65 | 1 | $2,813.52 | $2,613.96 | $234.46 | $217.83 | 37.163% | 37.163% | 37.163% | 10/15/2025 | 773 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,195.02 | 6.240% | $0.00 | 1.5 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 9.250% | [Redacted] | $436,763.00 | $1,896.58 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $1,246.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002373 | Safe Harbor QM (APOR) | Yes | No | $3,960.00 | $5,104.34 | 9.577% | $895.00 | $895.00 | 9.125% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $4,412.37 | 1 | $2,759.40 | $8,493.00 | $229.95 | $707.75 | 49.568% | 49.568% | 49.568% | 09/05/2025 | 692 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2009 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,960.00 | 6.170% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 1 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $397,096.00 | $2,503.99 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 13.9 | Retail | No | $2,156.33 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002364 | Safe Harbor QM (APOR) | Yes | No | $2,495.00 | $3,265.00 | 9.458% | $563.24 | $563.24 | 9.000% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,383.81 | 1 | $4,383.48 | $4,171.56 | $365.29 | $347.63 | 39.707% | 39.707% | 39.707% | 11/14/2025 | 727 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,495.00 | 6.230% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.430% | [Redacted] | $290,719.00 | $1,683.45 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002374 | Safe Harbor QM (APOR) | Yes | No | $2,262.75 | $3,545.88 | 9.084% | $583.34 | $583.34 | 8.625% | No | No | Employed | US Citizen | $8,417.61 | 1 | $10,328.16 | $1,935.00 | $860.68 | $161.25 | 33.421% | 33.421% | 33.421% | 11/19/2025 | 820 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,262.75 | 6.230% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $366,742.00 | $1,839.12 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002354 | Non QM | Yes | No | $4,693.00 | $6,522.13 | 10.340% | $1,578.75 | $1,578.75 | 10.000% | No | No | Employed | Employed | US Citizen | US Citizen | $8,554.05 | 1 | $4,685.04 | $4,028.76 | $390.42 | $335.73 | 39.809% | 39.809% | 39.809% | 11/01/2025 | 699 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,693.00 | 6.170% | $0.00 | None | Yes | No | 10.000% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $613,238.17 | $2,844.50 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $5,045.58 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002367 | Higher Priced QM (APOR) | Yes | No | $2,655.00 | $3,885.08 | 10.638% | $691.72 | $691.72 | 10.125% | No | No | Employed | US Citizen | $5,262.80 | 2 | $3,435.72 | $1,962.12 | $286.31 | $163.51 | 45.084% | 45.084% | 45.084% | 10/03/2025 | 699 | No | No | [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,655.00 | 6.160% | $0.00 | None | N/A | No | 10.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $169,838.41 | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 10.125% | [Redacted] | $444,309.36 | $2,051.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 53.2 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002362 | Non QM | Yes | No | $2,072.00 | $3,128.56 | 9.921% | $401.88 | $401.88 | 9.250% | No | No | Employed | US Citizen | $2,027.81 | 1 | $2,052.00 | $1,883.04 | $171.00 | $156.92 | 49.481% | 49.481% | 49.481% | 10/01/2025 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,072.00 | 6.160% | $0.00 | None | No | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $11,482.22 | No | 22 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $192,561.80 | $1,256.35 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 5.78 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002366 | Higher Priced QM (APOR) | Yes | No | $2,095.02 | $3,189.43 | 10.305% | $425.00 | $425.00 | 9.625% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $3,863.33 | 1 | $2,077.20 | $1,392.96 | $173.10 | $116.08 | 39.917% | 39.917% | 39.917% | 11/06/2025 | 724 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,095.02 | 6.230% | $0.00 | None | Yes | No | 9.625% | 0 | 2 | 1 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.370% | [Redacted] | $145,929.83 | $776.42 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $4,192.93 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002365 | Higher Priced QM (APOR) | Yes | No | $2,095.02 | $3,175.65 | 11.082% | $452.71 | $452.71 | 10.375% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $2,410.08 | 1 | $3,867.48 | $3,619.20 | $322.29 | $301.60 | 44.647% | 44.647% | 44.647% | 10/28/2025 | 686 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,095.02 | 6.160% | $0.00 | 1.6 | None | N/A | No | 10.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 32 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.240% | [Redacted] | $182,359.00 | $867.36 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $1,185.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002369 | Non QM | Yes | No | $2,645.00 | $3,575.69 | 10.210% | $665.84 | $665.84 | 9.750% | No | No | Employed | US Citizen | $5,400.62 | 1 | $3,190.68 | $2,097.96 | $265.89 | $174.83 | 43.619% | 43.619% | 43.619% | 10/30/2025 | 700 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,645.00 | 6.170% | $0.00 | 1.0 | None | Yes | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $283,327.00 | $1,540.32 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002357 | Higher Priced QM (APOR) | Yes | No | $1,000.02 | $2,683.35 | 9.812% | $411.35 | $411.35 | 9.250% | No | No | Employed | US Citizen | $5,931.48 | 1 | $4,370.52 | $4,098.24 | $364.21 | $341.52 | 39.416% | 39.416% | 39.416% | 11/24/2025 | 734 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,000.02 | 6.190% | $0.00 | 1.0 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $414,608.00 | $2,264.27 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002360 | Safe Harbor QM (APOR) | Yes | No | $4,325.00 | $5,866.99 | 9.217% | $1,324.75 | $1,324.75 | 8.875% | No | No | Employed | US Citizen | $9,088.31 | 1 | $12,545.64 | $2,629.80 | $1,045.47 | $219.15 | 40.606% | 40.606% | 40.606% | 11/12/2025 | 748 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,325.00 | 6.260% | $0.00 | 1.0 | None | Yes | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $446,957.00 | $2,189.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002376 | Safe Harbor QM (APOR) | Yes | No | $2,095.02 | $2,646.56 | 9.036% | $384.46 | $384.46 | 8.500% | No | No | Employed | US Citizen | $5,229.81 | 1 | $3,409.44 | $1,737.96 | $284.12 | $144.83 | 37.904% | 37.904% | 37.904% | 11/15/2025 | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,095.02 | 6.230% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $278,944.00 | $2,378.94 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002358 | Higher Priced QM (APOR) | Yes | No | $2,290.00 | $3,190.01 | 10.586% | $526.54 | $526.54 | 10.000% | No | No | Employed | US Citizen | $6,569.31 | 1 | $6,605.40 | $8,256.12 | $550.45 | $688.01 | 43.842% | 43.842% | 43.842% | 10/25/2025 | 727 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,290.00 | 6.190% | $0.00 | 1.0 | None | N/A | No | 10.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.235% | [Redacted] | $495,963.00 | $2,338.51 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002359 | Safe Harbor QM (APOR) | Yes | No | $2,495.00 | $3,138.62 | 8.945% | $538.24 | $538.24 | 8.500% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $11,183.01 | 1 | $3,096.84 | $4,144.92 | $258.07 | $345.41 | 21.381% | 21.381% | 21.381% | 11/04/2025 | 772 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,495.00 | 6.170% | $0.00 | None | N/A | No | 8.500% | 0 | 2 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | 23 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.835% | [Redacted] | $216,664.20 | $983.66 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $10,243.09 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002375 | Safe Harbor QM (APOR) | Yes | No | $2,295.00 | $3,281.67 | 9.060% | $461.35 | $461.35 | 8.500% | No | No | Non-Employment Income | US Citizen | $3,786.05 | 1 | $198.36 | $2,458.92 | $16.53 | $204.91 | 44.057% | 44.057% | 44.057% | 11/20/2025 | 766 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,295.00 | 6.230% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.800% | [Redacted] | $290,648.00 | $1,304.82 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002370 | Safe Harbor QM (APOR) | Yes | No | $2,415.00 | $3,047.92 | 9.215% | $519.22 | $519.22 | 8.750% | No | No | Employed | US Citizen | $3,201.84 | 1 | $2,608.32 | $2,930.04 | $217.36 | $244.17 | 45.974% | 45.974% | 45.974% | 11/05/2025 | 741 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,415.00 | 6.260% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $10,603.35 | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 8.750% | [Redacted] | $208,970.00 | $1,144.85 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 4.99 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002368 | Higher Priced QM (APOR) | Yes | No | $2,095.02 | $2,572.76 | 9.197% | $488.72 | $488.72 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $12,129.78 | 1 | $4,243.80 | $5,983.08 | $353.65 | $498.59 | 26.933% | 26.933% | 26.933% | 11/14/2025 | 757 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,095.02 | 5.680% | $0.00 | 1.0 | None | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 38 | 38 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 8.375% | [Redacted] | $318,407.00 | $1,506.06 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $8,897.12 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002390 | N/A | No | No | $0.00 | 7.462% | $1,433.39 | $1,433.39 | 7.500% | No | No | Not Employed | Employed | US Citizen | $5,810.10 | 2 | $6,470.88 | $897.96 | $539.24 | $74.83 | 48.692% | 48.692% | 48.692% | 11/10/2025 | 781 | No | No | [Coborrower(s) - | Primary Income - Wages]; Military VOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.180% | $0.00 | None | N/A | No | 7.500% | 0 | 2 | 1 | 0 | 3 | 2 | 0.00 | No | [Redacted] | $16,412.69 | No | 0 | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Trustee | 1 | [Redacted] | 2.875% | [Redacted] | $328,542.00 | $1,495.69 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 4.54 | No | No | $5,089.74 | $6,017.10 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001852 | Safe Harbor QM (APOR) | Yes | No | $3,837.54 | $2,346.29 | 8.127% | $627.19 | $627.19 | 7.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,209.08 | 1 | $5,172.72 | $3,119.04 | $431.06 | $259.92 | 41.835% | 41.835% | 41.835% | 12/02/2025 | 748 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,837.54 | 6.190% | $0.00 | 1.0 | None | No | No | 7.875% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $163,130.61 | $968.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $3,836.61 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002382 | N/A | No | No | $8,608.38 | $11,174.02 | 8.133% | $2,025.37 | $2,025.37 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $10,077.33 | 1 | $2,959.92 | $931.92 | $246.66 | $77.66 | 49.664% | 49.664% | 49.664% | 12/04/2025 | 716 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | [Redacted] | $8,608.38 | 6.270% | $0.00 | 2.8 | None | No | No | 7.750% | 1 | 1 | 2 | 0 | 3 | 2 | 0.00 | No | [Redacted] | No | 16 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $348,785.93 | $1,610.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $9,103.47 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002383 | Safe Harbor QM (APOR) | Yes | No | $2,795.00 | $3,712.25 | 7.911% | $629.29 | $629.29 | 7.500% | No | No | Employed | US Citizen | $5,435.95 | 1 | $5,427.24 | $2,332.32 | $452.27 | $194.36 | 38.020% | 38.020% | 38.020% | 11/26/2025 | 745 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,795.00 | 6.270% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $376,373.81 | $1,610.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002393 | Non QM | Yes | No | $11,757.50 | $4,368.97 | 7.858% | $2,507.44 | $2,507.44 | 7.750% | No | No | Employed | US Citizen | $12,725.71 | 1 | $23,532.36 | $4,344.96 | $1,961.03 | $362.08 | 43.441% | 43.441% | 43.441% | 12/01/2025 | 738 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $11,757.50 | 6.180% | $0.00 | 1.2 | None | Yes | No | 7.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $740,789.10 | $3,355.74 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002384 | Safe Harbor QM (APOR) | Yes | No | $995.00 | $1,453.40 | 7.889% | $716.41 | $716.41 | 7.750% | No | No | Self-Employed | US Citizen | $7,203.97 | 1 | $6,612.60 | $4,218.96 | $551.05 | $351.58 | 40.466% | 40.466% | 40.466% | 12/04/2025 | 756 | No | No | Borrower Prepared | [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2010 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $995.00 | 6.270% | $0.00 | None | N/A | No | 7.750% | 2 | 2 | 0 | 3 | 2 | 12.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $291,738.19 | $1,435.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001853 | N/A | No | No | $6,930.50 | $4,693.17 | 8.333% | $1,100.65 | $1,100.65 | 8.000% | No | No | Employed | Employed | US Citizen | US Citizen | $9,395.69 | 1 | $6,734.64 | $858.96 | $561.22 | $71.58 | 49.132% | 49.132% | 49.132% | 12/02/2025 | 709 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | 0 | [Redacted] | $6,930.50 | 6.190% | $0.00 | None | N/A | No | 8.000% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $365,908.71 | $1,986.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $8,606.24 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002410 | N/A | No | No | $0.00 | 8.175% | $1,346.07 | $1,346.07 | 8.250% | No | No | Not Employed | Self-Employed | Employed | 7.27 | US Citizen | US Citizen | $20,369.12 | 1 | $7,052.28 | $517.44 | $587.69 | $43.12 | 46.193% | 46.193% | 46.193% | 11/25/2025 | 722 | 779 | 781 | 776 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 5.500% | $0.00 | None | N/A | No | 8.250% | 0 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 4.625% | [Redacted] | $233,023.36 | $1,533.68 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $30,953.83 | $4,211.75 | No | No | No | No | 3 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001833 | Non QM | Yes | No | $1,000.02 | $1,745.56 | 10.091% | $429.59 | $429.59 | 9.750% | No | No | Employed | US Citizen | $5,683.52 | 1 | $3,988.20 | $2,038.56 | $332.35 | $169.88 | 47.537% | 47.537% | 47.537% | 09/18/2025 | 685 | No | No | [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,000.02 | 6.160% | $0.00 | 2.1 | None | N/A | No | 9.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $129,432.34 | No | 21 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $174,935.00 | $1,095.47 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 63.85 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002377 | Safe Harbor QM (APOR) | Yes | No | $2,220.00 | $2,153.50 | 9.551% | $1,181.08 | $1,181.08 | 9.375% | No | No | Employed | US Citizen | $6,576.48 | 1 | $6,681.00 | $1,065.00 | $556.75 | $88.75 | 48.168% | 48.168% | 48.168% | 10/20/2025 | 682 | No | No | [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Auto Allowance]; Paystubs - 2025 [Borrower - | Non-Primary Income - Auto Allowance]; VVOE - 2025 [Borrower - | Non-Primary Income - Auto Allowance]; Paystubs - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,220.00 | 6.260% | $0.00 | 1.9 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $500,535.08 | $2,436.07 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002353 | Higher Priced QM (APOR) | Yes | No | $1,402.50 | $2,356.67 | 9.973% | $462.47 | $462.47 | 9.500% | No | No | Self-Employed | US Citizen | $3,671.52 | 1 | $10,684.32 | $2,703.00 | $890.36 | $225.25 | 49.555% | 49.555% | 49.555% | 09/08/2025 | 684 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,402.50 | 6.260% | $0.00 | 1.0 | None | N/A | No | 9.500% | 0 | 2 | 0 | 3 | 1 | No | Not Stated | [Redacted] | $3,837.89 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $291,010.00 | $1,718.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | No | 8.48 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001847 | Non QM | Yes | No | $9,368.00 | $13,687.38 | 9.930% | $4,701.54 | $4,701.54 | 9.625% | No | No | Not Employed | Employed | Employed | 10.63 | US Citizen | US Citizen | $32,929.95 | 1 | $12,449.40 | $1,522.56 | $1,037.45 | $126.88 | 48.709% | 48.709% | 48.709% | 10/17/2025 | 655 | 622 | 662 | 664 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $9,368.00 | 5.890% | $0.00 | 2.1 | None | N/A | No | 9.625% | 0 | 1 | 2 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $30,085.48 | No | 35 | 35 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Trustee | Individual | Trustee | 1 | [Redacted] | 2.875% | [Redacted] | $1,022,686.26 | $4,719.41 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 2.84 | Retail | No | No | $0.00 | $64,202.08 | No | No | No | No | 5 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002356 | Safe Harbor QM (APOR) | Yes | No | $2,315.00 | $3,407.61 | 9.161% | $505.56 | $505.56 | 8.625% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $5,621.61 | 1 | $2,683.92 | $2,286.96 | $223.66 | $190.58 | 35.449% | 35.449% | 35.449% | 10/18/2025 | 744 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,315.00 | 6.240% | $0.00 | None | N/A | No | 8.625% | 0 | 2 | 2 | 0 | 3 | 2 | No | Not Stated | [Redacted] | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 8.625% | [Redacted] | $159,176.00 | $854.40 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $9,081.29 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002363 | Non QM | Yes | No | $4,195.00 | $5,333.96 | 9.841% | $1,303.32 | $1,303.32 | 9.500% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $5,109.27 | 1 | $4,957.56 | $7,431.96 | $413.13 | $619.33 | 51.137% | 51.137% | 51.137% | 11/10/2025 | 737 | No | No | [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,195.00 | 6.260% | $0.00 | 1.0 | None | Yes | No | 9.500% | 0 | 1 | 1 | 0 | 3 | 1 | No | [Redacted] | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $486,667.22 | $2,373.20 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $5,720.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002371 | Higher Priced QM (APOR) | Yes | No | $2,515.00 | $3,263.51 | 9.995% | $597.01 | $597.01 | 9.500% | No | No | Employed | Employed | US Citizen | US Citizen | $6,718.64 | 1 | $3,626.88 | $4,041.24 | $302.24 | $336.77 | 49.248% | 49.248% | 49.248% | 10/15/2025 | 758 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,515.00 | 6.240% | $0.00 | 1.0 | None | N/A | No | 9.500% | 0 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | Yes | 23 | 22 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $367,398.57 | $1,742.06 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | No | $0.00 | $7,773.34 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002355 | Safe Harbor QM (APOR) | Yes | No | $3,252.00 | $3,677.00 | 9.565% | $1,352.89 | $1,352.89 | 9.375% | No | No | Employed | US Citizen | $7,238.06 | 1 | $9,331.08 | $2,015.52 | $777.59 | $167.96 | 37.533% | 37.533% | 37.533% | 11/10/2025 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; 1099 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; 1099 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,252.00 | 6.230% | $0.00 | 1.0 | None | Yes | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $376,674.00 | $1,708.50 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002372 | Safe Harbor QM (APOR) | Yes | No | $3,095.00 | $4,386.81 | 9.040% | $977.43 | $977.43 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $15,013.53 | 1 | $7,422.24 | $2,968.20 | $618.52 | $247.35 | 40.595% | 40.595% | 40.595% | 11/14/2025 | 753 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,095.00 | 5.680% | $0.00 | None | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 11 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $243,074.00 | $1,426.25 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $20,416.68 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002407 | Non QM | Yes | No | $1,700.00 | $2,927.09 | 10.971% | $785.48 | $785.48 | 10.625% | No | No | Employed | US Citizen | $3,610.66 | 1 | $2,083.56 | $1,425.96 | $173.63 | $118.83 | 36.877% | 36.877% | 36.877% | 10/30/2025 | 726 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,700.00 | 6.270% | $0.00 | 1.9 | None | N/A | No | 10.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $178,345.15 | $792.40 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 18.24 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002395 | Higher Priced QM (APOR) | Yes | No | $1,849.00 | $2,510.36 | 10.577% | $344.73 | $344.73 | 9.875% | No | No | Employed | US Citizen | $5,126.91 | 1 | $2,352.12 | $1,143.00 | $196.01 | $95.25 | 33.632% | 33.632% | 33.632% | 12/08/2025 | 739 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,849.00 | 6.220% | $0.00 | 1.0 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $263,500.00 | $1,397.11 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002404 | Higher Priced QM (APOR) | Yes | No | $2,095.02 | $2,717.92 | 10.459% | $434.18 | $434.18 | 9.875% | No | No | Non-Employment Income | US Citizen | $3,740.31 | 1 | $3,361.44 | $2,599.68 | $280.12 | $216.64 | 40.438% | 40.438% | 40.438% | 12/09/2025 | 684 | No | No | [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; WVOE - 2025 [Borrower - | Non-Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Non-Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Non-Primary Income - Wages]; Year End Summary - 2023 [Borrower - | Non-Primary Income - Wages]; Year End Summary - 2022 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $2,095.02 | 6.220% | $0.00 | 1.0 | None | N/A | No | 9.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $322,499.22 | $1,585.13 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002406 | Non QM | Yes | No | $4,555.00 | $5,962.42 | 9.453% | $1,407.59 | $1,407.59 | 9.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $8,130.20 | 1 | $4,152.60 | $4,371.00 | $346.05 | $364.25 | 32.553% | 32.553% | 32.553% | 12/15/2025 | 698 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,555.00 | 6.270% | $0.00 | 1.0 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.125% | [Redacted] | $98,936.25 | $1,323.11 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $10,094.40 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002401 | Non QM | Yes | No | $2,920.36 | $4,212.62 | 11.000% | $834.86 | $834.86 | 10.500% | No | No | Employed | US Citizen | $7,012.82 | 1 | $12,666.12 | $3,416.28 | $1,055.51 | $284.69 | 43.980% | 43.980% | 43.980% | 12/13/2025 | 698 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,920.36 | 6.250% | $0.00 | 1.0 | None | N/A | No | 10.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $336,732.41 | $1,644.60 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002400 | Safe Harbor QM (APOR) | Yes | No | $3,495.00 | $4,960.00 | 8.861% | $1,164.17 | $1,164.17 | 8.250% | No | No | Employed | US Citizen | $5,767.69 | 1 | $811.08 | $9,879.00 | $67.59 | $823.25 | 43.463% | 43.463% | 43.463% | 11/07/2025 | 777 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,495.00 | 5.640% | $0.00 | 4.3 | None | N/A | No | 8.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 18 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $210,482.73 | $1,147.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | AE | 02/19/2026 | $250,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002405 | Non QM | Yes | No | $2,355.00 | $3,374.50 | 10.831% | $706.22 | $706.22 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $13,806.48 | 1 | $1,444.32 | $1,725.12 | $120.36 | $143.76 | 30.015% | 30.015% | 30.015% | 12/09/2025 | 702 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,355.00 | 6.270% | $0.00 | 1.0 | None | Yes | No | 10.375% | 0 | 0 | 0 | 0 | 3 | 2 | 0.00 | No | [Redacted] | No | 35 | 23 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $289,829.00 | $1,471.84 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $8,154.19 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002399 | Non QM | Yes | No | $3,654.00 | $5,315.84 | 11.055% | $1,182.38 | $1,182.38 | 10.625% | No | No | Self-Employed | US Citizen | $3,883.92 | 1 | $9,052.68 | $4,583.04 | $754.39 | $381.92 | 48.370% | 48.370% | 48.370% | 11/20/2025 | 693 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2016 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,654.00 | 6.230% | $0.00 | None | N/A | No | 10.625% | 0 | 1 | 0 | 3 | 1 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $263,450.13 | $1,263.55 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002402 | Higher Priced QM (APOR) | Yes | No | $3,475.00 | $4,696.40 | 10.393% | $637.49 | $637.49 | 9.625% | No | No | Employed | US Citizen | $7,411.69 | 1 | $2,599.92 | $2,352.24 | $216.66 | $196.02 | 44.412% | 44.412% | 44.412% | 12/05/2025 | 721 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,475.00 | 6.220% | $0.00 | None | Yes | No | 9.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $374,150.00 | $2,166.47 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002398 | Non QM | Yes | No | $3,095.00 | $4,231.79 | 8.744% | $962.88 | $962.88 | 8.125% | No | No | Employed | Employed | US Citizen | US Citizen | $17,614.70 | 1 | $10,836.12 | $4,470.00 | $903.01 | $372.50 | 22.131% | 22.131% | 22.131% | 12/11/2025 | 812 | No | No | [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,095.00 | 5.770% | $0.00 | None | N/A | No | 8.125% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $359,617.42 | $2,387.74 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $8,557.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002403 | Higher Priced QM (APOR) | Yes | No | $2,095.02 | $3,109.04 | 9.911% | $411.35 | $411.35 | 9.250% | No | No | Employed | US Citizen | $2,965.61 | 1 | $2,780.16 | $2,165.04 | $231.68 | $180.42 | 42.969% | 42.969% | 42.969% | 11/05/2025 | 707 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,095.02 | 6.190% | $0.00 | 1.9 | None | No | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 4 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $116,721.00 | $615.94 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002378 | N/A | No | No | $0.00 | 8.350% | $1,455.54 | $1,455.54 | 8.375% | No | No | Self-Employed | US Citizen | $20,651.73 | 1 | $3,040.56 | $3,614.04 | $253.38 | $301.17 | 45.926% | 45.926% | 45.926% | 11/04/2025 | 755 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2015 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.270% | $0.00 | None | N/A | No | 8.375% | 0 | 2 | 0 | 5 | 2 | No | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.999% | [Redacted] | $369,772.08 | $2,334.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001857 | N/A | No | No | $0.00 | 7.721% | $909.84 | $909.84 | 7.750% | No | No | Employed | US Citizen | $7,579.48 | 1 | $9,480.48 | $1,444.92 | $790.04 | $120.41 | 49.470% | 49.470% | 49.470% | 11/18/2025 | 764 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | 6.220% | $0.00 | 1.0 | None | N/A | No | 7.750% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $121,219.21 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $277,850.10 | $2,733.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 26.28 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001846 | Safe Harbor QM (APOR) | Yes | No | $2,934.00 | $3,534.53 | 9.209% | $1,337.55 | $1,337.55 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $6,900.78 | 1 | $2,184.00 | $2,812.44 | $182.00 | $234.37 | 43.700% | 43.700% | 43.700% | 10/22/2025 | 664 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,934.00 | 5.770% | $0.00 | None | N/A | No | 8.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $137,268.54 | $590.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $3,586.27 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002385 | N/A | No | No | $0.00 | 7.481% | $1,208.24 | $1,208.24 | 7.500% | No | No | Not Employed | Employed | US Citizen | $11,741.36 | 2 | $5,617.08 | $1,158.00 | $468.09 | $96.50 | 32.407% | 32.407% | 32.407% | 12/16/2025 | 794 | No | No | [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | 6.270% | $0.00 | None | N/A | No | 7.500% | 0 | 1 | 0 | 0 | 0 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | 1 | [Redacted] | 3.750% | [Redacted] | $343,153.97 | $1,771.42 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $16,666.65 | No | No | No | No | 5 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002386 | N/A | No | No | $0.00 | 7.445% | $1,083.78 | $1,083.78 | 7.500% | No | No | Not Employed | Employed | US Citizen | $11,755.73 | 1 | $6,838.20 | $956.04 | $569.85 | $79.67 | 36.889% | 36.889% | 36.889% | 12/16/2025 | 794 | No | No | [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | 6.250% | $0.00 | None | N/A | No | 7.500% | 0 | 1 | 0 | 0 | 0 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | 1 | [Redacted] | 3.375% | [Redacted] | $321,749.96 | $1,599.51 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $16,666.65 | No | No | No | No | 5 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002417 | Safe Harbor QM (APOR) | Yes | No | $3,583.00 | $2,625.49 | 7.576% | $794.28 | $794.28 | 7.375% | No | No | Employed | US Citizen | $5,957.64 | 1 | $8,152.80 | $2,864.52 | $679.40 | $238.71 | 40.419% | 40.419% | 40.419% | 01/28/2026 | 751 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,583.00 | 6.140% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $455,639.84 | $2,240.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 5.2 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002389 | Safe Harbor QM (APOR) | Yes | No | $5,595.00 | $7,928.11 | 8.127% | $1,432.82 | $1,432.82 | 7.750% | No | No | Employed | US Citizen | $12,418.11 | 1 | $6,185.52 | $2,000.04 | $515.46 | $166.67 | 44.175% | 44.175% | 44.175% | 12/01/2025 | 738 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,595.00 | 6.250% | $0.00 | 1.6 | None | Yes | No | 7.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $335,584.86 | $1,565.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002379 | Safe Harbor QM (APOR) | Yes | No | $4,262.00 | $2,298.71 | 7.762% | $1,061.69 | $1,061.69 | 7.625% | No | No | Non-Employment Income | US Citizen | $8,235.37 | 1 | $9,821.64 | $1,993.20 | $818.47 | $166.10 | 44.751% | 44.751% | 44.751% | 12/12/2025 | 694 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,262.00 | 6.270% | $0.00 | 1.0 | None | No | No | 7.625% | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $639,994.54 | $2,931.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Broker | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002419 | Safe Harbor QM (APOR) | Yes | No | $3,628.75 | $2,308.50 | 7.809% | $524.41 | $524.41 | 7.500% | No | No | Employed | US Citizen | $3,070.80 | 1 | $1,373.04 | $1,061.04 | $114.42 | $88.42 | 40.984% | 40.984% | 40.984% | 01/05/2026 | 751 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,628.75 | 6.140% | $0.00 | None | N/A | No | 7.500% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 12 | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $193,303.81 | $937.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002430 | Non QM | Yes | No | $11,042.00 | $3,630.50 | 7.361% | $2,046.53 | $2,046.53 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $26,591.66 | 1 | $7,109.76 | $3,558.96 | $592.48 | $296.58 | 27.184% | 27.184% | 27.184% | 02/26/2026 | 778 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $11,042.00 | 6.100% | $0.00 | 4.1 | None | No | No | 7.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $420,592.45 | $2,013.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $26,862.89 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002423 | Non QM | Yes | No | $4,249.96 | $6,326.59 | 9.356% | $920.44 | $920.44 | 8.750% | No | No | Employed | Employed | US Citizen | US Citizen | $10,347.19 | 1 | $7,890.24 | $1,506.12 | $657.52 | $125.51 | 35.847% | 35.847% | 35.847% | 01/06/2026 | 710 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | 0 | [Redacted] | $4,249.96 | 6.100% | $0.00 | 2.8 | None | No | No | 8.750% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 31 | 1 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.375% | [Redacted] | $440,920.22 | $2,607.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $10,391.56 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002361 | Safe Harbor QM (APOR) | Yes | No | $3,595.00 | $4,275.00 | 9.179% | $994.36 | $994.36 | 8.875% | No | No | Employed | US Citizen | $10,168.63 | 1 | $2,643.24 | $3,744.96 | $220.27 | $312.08 | 37.548% | 37.548% | 37.548% | 10/29/2025 | 757 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,595.00 | 6.170% | $0.00 | 3.5 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 8.875% | [Redacted] | $244,039.00 | $1,216.99 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002394 | Non QM | Yes | No | $2,100.00 | $3,045.83 | 9.319% | $432.69 | $432.69 | 8.750% | No | No | Employed | US Citizen | $3,263.55 | 1 | $3,516.00 | $1,488.96 | $293.00 | $124.08 | 33.047% | 33.047% | 33.047% | 12/10/2025 | 736 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,100.00 | 6.220% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 10 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $104,560.10 | $662.09 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002396 | Non QM | Yes | No | $3,400.00 | $4,385.78 | 10.039% | $714.73 | $714.73 | 9.500% | No | No | Non-Employment Income | US Citizen | $7,813.97 | 1 | $3,979.68 | $1,366.32 | $331.64 | $113.86 | 43.602% | 43.602% | 43.602% | 11/13/2025 | 690 | No | No | [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Alimony]; Account Statements - 2025 [Borrower - | Primary Income - Alimony]; Divorce Decree - 2019 [Borrower - | Primary Income - Alimony]; Separation Agreement - 2019 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,400.00 | 6.230% | $0.00 | 3.4 | None | N/A | No | 9.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 23 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.000% | [Redacted] | $446,742.00 | $2,603.58 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002387 | Non QM | Yes | No | $2,936.42 | $3,767.92 | 9.874% | $1,890.02 | $1,890.02 | 9.625% | No | No | Employed | US Citizen | $7,025.57 | 1 | $1,423.32 | $1,937.04 | $118.61 | $161.42 | 41.065% | 41.065% | 41.065% | 12/17/2025 | 665 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | 0 | [Redacted] | $2,936.42 | 5.940% | $0.00 | 1.0 | None | N/A | No | 9.625% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $138,836.94 | $828.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 61.77 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002392 | Safe Harbor QM (APOR) | Yes | No | $2,975.00 | $3,583.52 | 8.618% | $530.35 | $530.35 | 7.875% | No | No | Employed | Employed | US Citizen | US Citizen | $8,036.71 | 1 | $4,735.08 | $1,277.04 | $394.59 | $106.42 | 36.245% | 36.245% | 36.245% | 11/25/2025 | 697 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,975.00 | 5.880% | $0.00 | None | N/A | No | 7.875% | 2 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | $1,759.51 | No | 23 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $111,828.07 | $583.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 1.09 | Retail | No | $0.00 | $1,013.69 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002431 | Safe Harbor QM (APOR) | Yes | No | $7,645.00 | $10,961.81 | 8.872% | $2,172.18 | $2,172.18 | 8.500% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $8,815.77 | 1 | $14,006.52 | $5,961.12 | $1,167.21 | $496.76 | 43.631% | 43.631% | 43.631% | 11/03/2025 | 621 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $7,645.00 | 6.060% | $0.00 | 3.9 | None | N/A | No | 8.500% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $300,605.07 | $1,756.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $7,608.93 | $0.00 | No | No | No | No | 1 | 360 | AE | 08/24/2026 | $251,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002411 | Safe Harbor QM (APOR) | Yes | No | $3,895.00 | $6,941.33 | 8.551% | $1,188.00 | $1,188.00 | 8.125% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $7,632.46 | 1 | $5,271.84 | $1,902.24 | $439.32 | $158.52 | 41.359% | 41.359% | 41.359% | 01/16/2026 | 712 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,895.00 | 6.140% | $0.00 | 1.0 | None | N/A | No | 8.125% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 12 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $435,101.01 | $2,140.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Broker | No | $0.00 | $5,659.53 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002439 | Higher Priced QM (APOR) | Yes | No | $2,295.00 | $2,929.59 | 9.755% | $493.61 | $493.61 | 9.250% | No | No | Not Employed | Employed | US Citizen | US Citizen | $7,031.90 | 1 | $3,891.60 | $5,029.20 | $324.30 | $419.10 | 34.703% | 34.703% | 34.703% | 12/04/2025 | 706 | No | No | [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,295.00 | 6.060% | $0.00 | 1.0 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $151,671.22 | $706.26 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $10,769.17 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002451 | Safe Harbor QM (APOR) | Yes | No | $2,650.63 | $3,523.59 | 9.440% | $521.15 | $521.15 | 8.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $8,706.93 | 1 | $4,641.24 | $1,058.04 | $386.77 | $88.17 | 31.174% | 31.174% | 31.174% | 01/19/2026 | 744 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,650.63 | 6.060% | $0.00 | None | No | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $372,530.88 | $1,864.83 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $1,892.20 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002447 | Non QM | Yes | No | $3,603.64 | $4,148.24 | 10.777% | $1,135.67 | $1,135.67 | 10.375% | No | No | Employed | US Citizen | $6,878.31 | 1 | $3,877.80 | $1,526.64 | $323.15 | $127.22 | 49.511% | 49.511% | 49.511% | 01/08/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,603.64 | 6.180% | $0.00 | 1.0 | None | Yes | No | 10.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $26,203.99 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $418,171.93 | $1,785.09 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 7.77 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002449 | Non QM | Yes | No | $2,129.11 | $3,237.19 | 9.397% | $513.29 | $513.29 | 8.875% | No | No | Employed | US Citizen | $3,307.99 | 1 | $4,348.80 | $2,090.04 | $362.40 | $174.17 | 42.207% | 42.207% | 42.207% | 01/13/2026 | 734 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,129.11 | 6.060% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $279,830.17 | $1,299.96 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002444 | Non QM | Yes | No | $1,995.02 | $2,561.50 | 8.755% | $375.64 | $375.64 | 8.250% | No | No | Self-Employed | US Citizen | $8,655.21 | 1 | $4,164.72 | $6,152.52 | $347.06 | $512.71 | 32.796% | 32.796% | 32.796% | 01/07/2026 | 775 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - Year Not Available |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,995.02 | 6.180% | $0.00 | None | N/A | No | 8.250% | 1 | 1 | 0 | 3 | 1 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $193,749.79 | $2,254.46 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 13.1 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002448 | Non QM | Yes | No | $2,135.02 | $2,718.36 | 9.282% | $409.09 | $409.09 | 8.750% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $5,122.43 | 1 | $2,857.08 | $4,149.96 | $238.09 | $345.83 | 31.332% | 31.332% | 31.332% | 01/13/2026 | 730 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,135.02 | 6.060% | $0.00 | None | N/A | No | 8.750% | 0 | 2 | 0 | 0 | 3 | 1 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $81,763.93 | $637.31 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 20.1 | Retail | No | $0.00 | $5,577.97 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002450 | Non QM | Yes | No | $2,255.00 | $2,878.18 | 9.639% | $583.97 | $583.97 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,204.30 | 1 | $3,248.28 | $2,677.80 | $270.69 | $223.15 | 32.936% | 32.936% | 32.936% | 01/17/2026 | 741 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,255.00 | 5.500% | $0.00 | 1.6 | None | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 25 | 25 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $316,800.82 | $1,502.33 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $4,936.93 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002446 | Non QM | Yes | No | $2,795.00 | $3,117.50 | 9.417% | $683.93 | $683.93 | 9.000% | No | No | Employed | US Citizen | $3,584.97 | 1 | $1,636.68 | $1,452.96 | $136.39 | $121.08 | 44.640% | 44.640% | 44.640% | 01/13/2026 | 756 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,795.00 | 6.060% | $0.00 | 1.0 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $91,162.03 | $611.36 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002438 | Non QM | Yes | No | $1,415.02 | $2,629.04 | 9.792% | $411.35 | $411.35 | 9.250% | No | No | Employed | US Citizen | $2,341.59 | 1 | $2,451.48 | $2,721.96 | $204.29 | $226.83 | 46.311% | 46.311% | 46.311% | 01/05/2026 | 757 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,415.02 | 6.170% | $0.00 | 1.0 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $21,307.73 | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $148,547.72 | $785.31 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 12.89 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002443 | Non QM | Yes | No | $4,845.00 | $5,426.04 | 9.539% | $1,220.45 | $1,220.45 | 9.125% | No | No | Employed | Not Employed | US Citizen | US Citizen | $9,586.37 | 1 | $4,889.52 | $1,323.00 | $407.46 | $110.25 | 40.276% | 40.276% | 40.276% | 01/13/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,845.00 | 6.060% | $0.00 | 1.2 | None | N/A | No | 9.125% | 3 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $398,812.00 | $1,744.57 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002442 | Non QM | Yes | No | $0.00 | $1,362.74 | 9.411% | $864.52 | $864.52 | 9.250% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $7,010.35 | 1 | $5,073.36 | $4,557.96 | $422.78 | $379.83 | 44.004% | 44.004% | 44.004% | 01/10/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2023 [Coborrower(s) - | Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 5.500% | $0.00 | 1.0 | None | N/A | No | 9.250% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $190,662.00 | $1,069.87 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $6,259.35 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002413 | Non QM | Yes | No | $4,590.00 | $5,826.60 | 8.026% | $1,061.69 | $1,061.69 | 7.625% | No | No | Employed | Employed | US Citizen | US Citizen | $9,314.37 | 1 | $3,903.24 | $1,971.00 | $325.27 | $164.25 | 37.572% | 37.572% | 37.572% | 01/05/2026 | 741 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,590.00 | 6.140% | $0.00 | 2.6 | None | Yes | No | 7.625% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $165,611.27 | $992.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 26.6 | No | $0.00 | $8,859.66 | No | No | No | No | 1 | 360 | AE | 11/05/2026 | $500,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002433 | Safe Harbor QM (APOR) | Yes | No | $3,000.00 | $3,299.63 | 7.492% | $2,072.03 | $2,072.03 | 7.375% | No | No | Employed | US Citizen | $13,105.41 | 1 | $6,776.04 | $2,501.04 | $564.67 | $208.42 | 39.686% | 39.686% | 39.686% | 02/26/2026 | 742 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,000.00 | 6.100% | $0.00 | 1.0 | None | Yes | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $20,378.97 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $412,363.00 | $2,229.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 1.88 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002457 | Non QM | Yes | No | $4,995.00 | $3,911.51 | 7.767% | $1,415.59 | $1,415.59 | 7.625% | No | No | Employed | US Citizen | $6,578.93 | 1 | $13,043.28 | $3,116.04 | $1,086.94 | $259.67 | 41.259% | 41.259% | 41.259% | 01/16/2026 | 719 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,995.00 | 6.100% | $0.00 | None | N/A | No | 7.625% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $399,193.40 | $1,858.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002408 | Safe Harbor QM (APOR) | Yes | No | $2,986.16 | $3,930.22 | 8.439% | $700.60 | $700.60 | 7.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,134.03 | 1 | $3,969.96 | $2,205.96 | $330.83 | $183.83 | 49.532% | 49.532% | 49.532% | 01/08/2026 | 745 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,986.16 | 5.500% | $0.00 | 3.7 | None | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.376% | [Redacted] | $248,249.62 | $1,250.63 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $1,860.06 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002424 | N/A | No | No | $0.00 | 7.542% | $1,626.51 | $1,626.51 | 7.625% | No | No | Employed | Employed | US Citizen | US Citizen | $14,685.98 | 1 | $5,137.56 | $2,780.04 | $428.13 | $231.67 | 46.183% | 46.183% | 46.183% | 01/30/2026 | 791 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 5.840% | $0.00 | None | N/A | No | 7.625% | 2 | 2 | 1 | 0 | 3 | 1 | 0.00 | No | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $224,559.08 | $1,336.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $10,875.87 | No | No | No | No | 4 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002455 | N/A | No | No | $0.00 | 7.246% | $852.72 | $852.72 | 7.250% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $9,563.05 | 1 | $8,200.80 | $2,760.60 | $683.40 | $230.05 | 44.263% | 44.263% | 44.263% | 01/22/2026 | 774 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.100% | $0.00 | 1.0 | None | Yes | No | 7.250% | 1 | 1 | 2 | 0 | 3 | 2 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $67,788.24 | $1,023.82 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002432 | Safe Harbor QM (APOR) | Yes | No | $3,425.00 | $2,311.06 | 7.972% | $1,174.61 | $1,174.61 | 7.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $5,759.19 | 1 | $2,993.88 | $1,644.96 | $249.49 | $137.08 | 41.643% | 41.643% | 41.643% | 02/01/2026 | 709 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,425.00 | 6.100% | $0.00 | 1.0 | None | No | No | 7.875% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $273,261.45 | $1,339.55 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $7,699.92 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002422 | Safe Harbor QM (APOR) | Yes | No | $3,583.00 | $1,047.35 | 7.299% | $784.50 | $784.50 | 7.250% | No | No | Employed | US Citizen | $4,231.35 | 1 | $2,439.00 | $2,494.44 | $203.25 | $207.87 | 40.460% | 40.460% | 40.460% | 01/29/2026 | 811 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,583.00 | 5.990% | $0.00 | None | N/A | No | 7.250% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $298,595.72 | $1,479.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002381 | Safe Harbor QM (APOR) | Yes | No | $1,845.00 | $2,363.27 | 9.753% | $515.68 | $515.68 | 9.375% | No | No | Employed | US Citizen | $5,427.86 | 1 | $2,519.64 | $1,631.04 | $209.97 | $135.92 | 40.356% | 40.356% | 40.356% | 12/03/2025 | 656 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,845.00 | 6.270% | $0.00 | 1.0 | None | N/A | No | 9.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 24 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $312,178.91 | $1,551.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002397 | Higher Priced QM (APOR) | Yes | No | $2,235.00 | $2,758.56 | 10.966% | $516.08 | $516.08 | 10.375% | No | No | Employed | US Citizen | $2,019.61 | 1 | $1,008.12 | $1,695.12 | $84.01 | $141.26 | 44.973% | 44.973% | 44.973% | 09/04/2025 | 733 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,235.00 | 6.290% | $0.00 | 4.9 | None | N/A | No | 10.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 32 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $70,395.22 | $401.72 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 6.31 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002441 | Non QM | Yes | No | $2,695.00 | $3,615.00 | 11.052% | $731.79 | $731.79 | 10.500% | No | No | Employed | US Citizen | $4,282.04 | 1 | $1,118.16 | $7,689.00 | $93.18 | $640.75 | 47.561% | 47.561% | 47.561% | 12/29/2025 | 689 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,695.00 | 6.060% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $240,740.93 | $1,221.34 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002445 | Non QM | Yes | No | $2,049.32 | $2,667.58 | 10.158% | $448.08 | $448.08 | 9.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,959.43 | 1 | $4,238.40 | $2,921.04 | $353.20 | $243.42 | 48.568% | 48.568% | 48.568% | 01/06/2026 | 726 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,049.32 | 6.060% | $0.00 | 1.0 | None | N/A | No | 9.625% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.990% | [Redacted] | $447,284.35 | $2,603.81 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $1,901.06 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002415 | Safe Harbor QM (APOR) | Yes | No | $309.00 | $2,345.70 | 7.434% | $2,072.03 | $2,072.03 | 7.375% | No | No | Employed | Employed | US Citizen | US Citizen | $7,232.07 | 1 | $3,329.04 | $3,165.96 | $277.42 | $263.83 | 48.938% | 48.938% | 48.938% | 01/22/2026 | 745 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 4506-C - 2020 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $309.00 | 6.140% | $0.00 | 1.4 | None | N/A | No | 7.375% | 2 | 2 | 0 | 0 | 6 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 13 | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $737,444.07 | $3,427.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $3,870.53 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002429 | Non QM | Yes | No | $3,420.00 | $4,484.58 | 8.392% | $537.31 | $537.31 | 7.750% | No | No | Employed | Permanent Resident Alien | $3,908.19 | 1 | $3,392.76 | $1,715.04 | $282.73 | $142.92 | 41.627% | 41.627% | 41.627% | 01/27/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,420.00 | 6.100% | $0.00 | 2.6 | None | Yes | No | 7.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $173,506.28 | $958.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002462 | Safe Harbor QM (APOR) | Yes | No | $3,595.00 | $2,242.67 | 7.676% | $699.21 | $699.21 | 7.500% | No | No | Employed | Employed | US Citizen | US Citizen | $20,551.43 | 1 | $2,397.00 | $1,809.84 | $199.75 | $150.82 | 16.979% | 16.979% | 16.979% | 02/13/2026 | 787 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,595.00 | 5.990% | $0.00 | None | N/A | No | 7.500% | 1 | 1 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.959% | [Redacted] | $303,875.15 | $1,425.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 38.61 | No | $0.00 | $10,829.17 | No | No | No | No | 1 | 360 | Other | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002425 | Safe Harbor QM (APOR) | Yes | No | $4,945.00 | $5,335.35 | 8.228% | $1,496.88 | $1,496.88 | 8.000% | No | No | Employed | US Citizen | $3,742.55 | 1 | $2,288.28 | $4,563.00 | $190.69 | $380.25 | 49.139% | 49.139% | 49.139% | 02/03/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,945.00 | 6.100% | $0.00 | None | N/A | No | 8.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $107,793.32 | $845.96 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 66.13 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002437 | Non QM | Yes | No | $9,300.00 | $3,317.49 | 7.491% | $2,778.17 | $2,778.17 | 7.375% | No | No | Employed | Employed | US Citizen | US Citizen | $12,709.60 | 1 | $15,600.00 | $7,328.04 | $1,300.00 | $610.67 | 49.463% | 49.463% | 49.463% | 01/26/2026 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $9,300.00 | 5.610% | $0.00 | 2.2 | None | No | No | 7.375% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $37,184.43 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $294,082.67 | $2,786.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 4.97 | No | No | $0.00 | $15,585.72 | No | No | No | No | 2 | 180 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002435 | Safe Harbor QM (APOR) | Yes | No | $4,099.53 | $2,346.79 | 8.027% | $768.24 | $768.24 | 7.750% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $6,102.55 | 1 | $2,853.72 | $2,208.00 | $237.81 | $184.00 | 32.548% | 32.548% | 32.548% | 02/10/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,099.53 | 5.860% | $0.00 | 2.6 | None | No | No | 7.750% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $160,571.90 | $761.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $3,023.88 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002436 | Non QM | Yes | No | $7,181.50 | $3,134.07 | 7.353% | $1,466.68 | $1,466.68 | 7.250% | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | $8,460.14 | 1 | $4,518.60 | $1,209.96 | $376.55 | $100.83 | 49.354% | 49.354% | 49.354% | 01/20/2026 | 817 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Pension]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $7,181.50 | 6.130% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 2 | 0 | 3 | 2 | No | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $488,018.98 | $2,311.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $4,373.30 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002453 | N/A | No | No | $0.00 | 7.208% | $2,046.53 | $2,046.53 | 7.250% | No | No | Not Employed | Self-Employed | US Citizen | $44,362.78 | 1 | $3,987.12 | $2,690.04 | $332.26 | $224.17 | 32.354% | 32.354% | 32.354% | 02/06/2026 | 722 | No | No | [Coborrower(s) - | Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - C-Corp]; 1120 - 2024 [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2024 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | 6.100% | $0.00 | 4.2 | None | Yes | No | 7.250% | 0 | 1 | 0 | 0 | 0 | 0 | 0.00 | No | [Redacted] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 3.250% | [Redacted] | $305,232.09 | $3,407.94 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $65,580.47 | $0.00 | No | No | No | No | 7 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002470 | Non QM | Yes | No | $4,240.00 | $2,121.33 | 7.361% | $1,023.26 | $1,023.26 | 7.250% | No | No | Not Employed | Employed | US Citizen | $6,553.10 | 1 | $8,260.68 | $2,406.96 | $688.39 | $200.58 | 46.381% | 46.381% | 46.381% | 02/12/2026 | 771 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,240.00 | 5.990% | $0.00 | None | N/A | No | 7.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Trust | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 3.250% | [Redacted] | $333,682.00 | $1,584.15 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $6,888.00 | $5,333.48 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002434 | Safe Harbor QM (APOR) | Yes | No | $2,190.00 | $3,824.78 | 7.541% | $1,277.75 | $1,277.75 | 7.375% | No | No | Employed | US Citizen | $8,292.30 | 1 | $8,859.00 | $1,142.88 | $738.25 | $95.24 | 39.049% | 39.049% | 39.049% | 02/06/2026 | 772 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,190.00 | 6.130% | $0.00 | 1.2 | None | Yes | No | 7.375% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $516,219.43 | $2,582.39 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002454 | Safe Harbor QM (APOR) | Yes | No | $3,495.00 | $1,827.91 | 7.984% | $1,108.21 | $1,108.21 | 7.625% | No | No | Employed | US Citizen | $11,837.32 | 1 | $3,132.36 | $1,764.96 | $261.03 | $147.08 | 28.217% | 28.217% | 28.217% | 02/03/2026 | 738 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,495.00 | 5.660% | $0.00 | 1.0 | None | Yes | No | 7.625% | 3 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $239,427.77 | $1,600.78 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002461 | Safe Harbor QM (APOR) | Yes | No | $3,500.00 | $2,179.49 | 8.169% | $1,572.75 | $1,572.75 | 8.000% | No | No | Employed | Employed | US Citizen | US Citizen | $23,969.43 | 1 | $3,506.04 | $3,804.96 | $292.17 | $317.08 | 28.303% | 28.303% | 28.303% | 02/19/2026 | 701 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,500.00 | 5.460% | $0.00 | None | N/A | No | 8.000% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $361,440.33 | $1,816.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $9,564.08 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002483 | Safe Harbor QM (APOR) | Yes | No | $4,995.00 | $6,034.33 | 7.535% | $1,364.35 | $1,364.35 | 7.250% | No | No | Employed | US Citizen | $3,491.08 | 1 | $2,293.80 | $1,777.92 | $191.15 | $148.16 | 45.892% | 45.892% | 45.892% | 01/07/2026 | 776 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,995.00 | 5.980% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $125,751.91 | $797.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 76.2 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002409 | Non QM | Yes | No | $5,756.25 | $2,748.22 | 9.076% | $1,090.03 | $1,090.03 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $9,002.12 | 1 | $2,715.60 | $1,101.00 | $226.30 | $91.75 | 43.994% | 43.994% | 43.994% | 01/20/2026 | 692 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,756.25 | 5.980% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.124% | [Redacted] | $325,395.77 | $1,546.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 4.64 | No | $0.00 | $5,656.78 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002464 | Safe Harbor QM (APOR) | Yes | No | $4,065.60 | $2,376.60 | 8.057% | $870.08 | $870.08 | 7.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $7,273.55 | 1 | $4,354.92 | $3,174.96 | $362.91 | $264.58 | 37.006% | 37.006% | 37.006% | 02/23/2026 | 774 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Pension]; 1099 Transcript - 2024 [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,065.60 | 5.990% | $0.00 | None | N/A | No | 7.875% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $337,199.09 | $1,655.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $8,044.40 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002485 | Safe Harbor QM (APOR) | Yes | No | $3,157.50 | $1,570.27 | 7.817% | $530.85 | $530.85 | 7.625% | No | No | Self-Employed | US Citizen | $1,979.23 | 1 | $8,380.80 | $1,214.04 | $698.40 | $101.17 | 49.882% | 49.882% | 49.882% | 02/18/2026 | 716 | No | No | Borrower Prepared | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,157.50 | 5.980% | $0.00 | None | N/A | No | 7.625% | 0 | 1 | 0 | 3 | 1 | 12.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $96,276.73 | $639.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002469 | Safe Harbor QM (APOR) | Yes | No | $1,895.00 | $2,750.79 | 7.474% | $770.86 | $770.86 | 7.250% | No | No | Not Employed | Employed | US Citizen | $5,678.72 | 1 | $11,807.40 | $1,682.16 | $983.95 | $140.18 | 48.567% | 48.567% | 48.567% | 02/26/2026 | 820 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,895.00 | 6.020% | $0.00 | None | N/A | No | 7.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Preliminary | Fee Simple | Trust | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 2.875% | [Redacted] | $711,412.84 | $3,323.29 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $11,041.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002481 | Safe Harbor QM (APOR) | Yes | No | $4,495.00 | $5,627.67 | 7.429% | $2,005.60 | $2,005.60 | 7.250% | No | No | Employed | US Citizen | $7,490.16 | 1 | $10,387.68 | $2,961.00 | $865.64 | $246.75 | 49.981% | 49.981% | 49.981% | 02/24/2026 | 798 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,495.00 | 5.980% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $354,483.68 | $1,690.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002418 | N/A | No | No | $7,690.26 | $5,004.34 | 8.126% | $1,509.49 | $1,509.49 | 7.875% | No | No | Employed | US Citizen | $11,728.99 | 4 | $9,883.80 | $3,021.96 | $823.65 | $251.83 | 38.387% | 38.387% | 38.387% | 01/09/2026 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $7,690.26 | 6.220% | $0.00 | None | N/A | No | 7.875% | 1 | 1 | 0 | 3 | 1 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.000% | [Redacted] | $916,807.56 | $5,779.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002484 | Safe Harbor QM (APOR) | Yes | No | $3,350.00 | $1,517.33 | 7.496% | $660.75 | $660.75 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $11,415.56 | 1 | $2,838.00 | $2,502.24 | $236.50 | $208.52 | 27.277% | 27.277% | 27.277% | 03/02/2026 | 767 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,350.00 | 5.750% | $0.00 | None | N/A | No | 7.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $2,502.28 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $132,391.68 | $1,228.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0 | No | No | $0.00 | $6,536.51 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002749 | N/A | No | No | $0.00 | 7.373% | $552.54 | $552.54 | 7.375% | No | No | Employed | US Citizen | $6,980.84 | 1 | $4,279.80 | $2,126.28 | $356.65 | $177.19 | 37.948% | 37.948% | 37.948% | 02/26/2026 | 755 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.220% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 14 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $130,095.12 | $667.57 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 42.71 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002486 | Safe Harbor QM (APOR) | Yes | No | $1,968.70 | $4,216.65 | 7.972% | $518.01 | $518.01 | 7.375% | No | No | Employed | Employed | US Citizen | US Citizen | $4,461.32 | 1 | $7,713.96 | $1,437.96 | $642.83 | $119.83 | 41.058% | 41.058% | 41.058% | 03/16/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,968.70 | 5.980% | $0.00 | 1.0 | None | N/A | No | 7.375% | 1 | 1 | 1 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | 26 | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $271,146.93 | $1,303.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | No | $0.00 | $3,013.65 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002465 | N/A | No | No | $2,876.00 | $1,970.61 | 7.531% | $592.78 | $592.78 | 7.250% | No | No | Not Employed | Employed | Employed | 1.24 | US Citizen | US Citizen | $8,081.26 | 1 | $3,560.04 | $1,305.12 | $296.67 | $108.76 | 36.203% | 36.203% | 36.203% | 02/19/2026 | 790 | 747 | 775 | 760 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,876.00 | 5.770% | $0.00 | None | N/A | No | 7.250% | 0 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | [Redacted] | No | Yes | Preliminary | Fee Simple | Trust | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 3.375% | [Redacted] | $309,758.00 | $1,604.81 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $12,667.20 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002568 | Safe Harbor QM (APOR) | Yes | No | $3,139.25 | $1,891.61 | 8.489% | $633.18 | $633.18 | 8.125% | No | No | Non-Employment Income | US Citizen | $4,026.04 | 1 | $0.00 | $1,995.96 | $0.00 | $166.33 | 31.665% | 31.665% | 31.665% | 03/10/2026 | 718 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 1 | 0 | 0 | 0 | [Redacted] | $3,139.25 | 5.700% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $238,878.13 | $1,037.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002751 | Non QM | Yes | No | $4,845.00 | $0.00 | 7.913% | $1,433.48 | $1,433.48 | 8.000% | No | No | Employed | Employed | US Citizen | US Citizen | $14,269.03 | 1 | $5,326.80 | $2,264.04 | $443.90 | $188.67 | 48.154% | 48.154% | 48.154% | 03/07/2026 | 763 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,845.00 | 5.730% | $0.00 | 3.2 | None | Yes | No | 8.000% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $1,064,996.30 | $9,954.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $10,833.33 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002556 | Non QM | Yes | No | $4,723.75 | $3,942.59 | 8.267% | $761.32 | $761.32 | 7.875% | No | No | Employed | Employed | US Citizen | US Citizen | $6,260.76 | 1 | $3,991.08 | $1,394.04 | $332.59 | $116.17 | 46.831% | 46.831% | 46.831% | 02/12/2026 | 736 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,723.75 | 6.120% | $0.00 | None | N/A | No | 7.875% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $283,809.66 | $1,347.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $5,817.83 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002482 | Safe Harbor QM (APOR) | Yes | No | $5,898.00 | $5,470.53 | 7.329% | $3,276.49 | $3,276.49 | 7.250% | No | No | Employed | Not Employed | US Citizen | US Citizen | $11,719.97 | 1 | $15,300.00 | $2,424.00 | $1,275.00 | $202.00 | 42.037% | 42.037% | 42.037% | 02/18/2026 | 765 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,898.00 | 6.430% | $0.00 | 1.2 | None | N/A | No | 7.250% | 2 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | $8,391.70 | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $424,375.70 | $2,106.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0.94 | No | No | $0.00 | $0.00 | No | No | No | No | 9 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002420 | N/A | No | No | $0.00 | 7.475% | $2,013.98 | $2,013.98 | 7.500% | No | No | Non-Employment Income | US Citizen | $15,163.29 | 1 | $8,802.60 | $1,785.96 | $733.55 | $148.83 | 31.076% | 31.076% | 31.076% | 12/03/2025 | 703 | No | No | [Borrower - | Primary Income - Trust Income]; Account Statements - 2026 [Borrower - | Primary Income - Trust Income]; Other - 2026 [Borrower - | Primary Income - Trust Income]; Other - 2026 [Borrower - | Primary Income - Trust Income]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | 5.840% | $0.00 | None | N/A | No | 7.500% | 0 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | $3,840,782.18 | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $318,406.70 | $2,082.02 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 771.49 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002380 | Safe Harbor QM (APOR) | Yes | No | $3,470.25 | $4,396.30 | 9.569% | $596.73 | $596.73 | 8.875% | No | No | Employed | US Citizen | $5,918.32 | 1 | $3,647.04 | $1,599.00 | $303.92 | $133.25 | 38.242% | 38.242% | 38.242% | 11/06/2025 | 657 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,470.25 | 6.270% | $0.00 | 1.0 | None | Yes | No | 8.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 11 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $182,339.18 | $965.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002391 | Safe Harbor QM (APOR) | Yes | No | $3,485.00 | $5,358.67 | 9.110% | $1,313.63 | $1,313.63 | 8.625% | No | No | Employed | US Citizen | $7,257.98 | 1 | $8,956.80 | $2,465.04 | $746.40 | $205.42 | 45.753% | 45.753% | 45.753% | 11/19/2025 | 705 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,485.00 | 5.880% | $0.00 | 2.4 | None | N/A | No | 8.625% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | $135,806.61 | No | 35 | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $644,201.53 | $3,194.11 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 24.88 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002440 | Safe Harbor QM (APOR) | Yes | No | $2,593.00 | $3,637.10 | 9.249% | $589.24 | $589.24 | 8.750% | No | No | Employed | US Citizen | $4,857.66 | 1 | $4,117.56 | $3,055.68 | $343.13 | $254.64 | 43.950% | 43.950% | 43.950% | 01/12/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,593.00 | 6.060% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 8.750% | [Redacted] | $176,340.00 | $891.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002414 | Safe Harbor QM (APOR) | Yes | No | $2,225.51 | $2,764.71 | 8.367% | $687.13 | $687.13 | 7.750% | No | No | Employed | US Citizen | $5,664.06 | 1 | $10,186.80 | $1,944.00 | $848.90 | $162.00 | 48.470% | 48.470% | 48.470% | 01/28/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,225.51 | 5.610% | $0.00 | 1.0 | None | N/A | No | 7.750% | 2 | 0 | 0 | 6 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $191,103.24 | $1,596.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 20.65 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002456 | Non QM | Yes | No | $2,638.00 | $3,171.20 | 7.813% | $1,274.03 | $1,274.03 | 7.625% | No | No | Employed | Employed | US Citizen | US Citizen | $15,754.18 | 1 | $9,520.08 | $4,618.68 | $793.34 | $384.89 | 30.840% | 30.840% | 30.840% | 02/04/2026 | 787 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 4506-C - 2020 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,638.00 | 6.100% | $0.00 | None | N/A | No | 7.625% | 2 | 2 | 0 | 0 | 6 | 0 | 0.00 | No | [Redacted] | No | 25 | 0 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.490% | [Redacted] | $666,286.56 | $3,216.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $12,114.27 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002452 | Non QM | Yes | No | $6,445.00 | $8,898.37 | 8.167% | $1,504.47 | $1,504.47 | 7.750% | No | No | Employed | US Citizen | $6,012.96 | 1 | $11,808.96 | $2,012.40 | $984.08 | $167.70 | 40.708% | 40.708% | 40.708% | 01/08/2026 | 806 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $6,445.00 | 6.100% | $0.00 | 1.0 | None | N/A | No | 7.750% | 1 | 1 | 0 | 5 | 1 | 0.00 | No | [Redacted] | $34,748.38 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $293,061.82 | $1,447.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 8.47 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002458 | Safe Harbor QM (APOR) | Yes | No | $4,200.00 | $5,780.21 | 8.610% | $1,596.15 | $1,596.15 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $8,028.10 | 1 | $3,852.96 | $1,401.12 | $321.08 | $116.76 | 48.905% | 48.905% | 48.905% | 12/19/2025 | 723 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,200.00 | 5.980% | $0.00 | None | N/A | No | 8.375% | 2 | 3 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 13 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $476,960.54 | $2,335.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.57 | Retail | No | $0.00 | $9,848.92 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002642 | Non QM | Yes | No | $4,043.07 | $5,321.82 | 9.273% | $1,144.41 | $1,144.41 | 8.750% | No | No | Non-Employment Income | US Citizen | $4,838.23 | 1 | $4,518.72 | $4,033.08 | $376.56 | $336.09 | 38.524% | 38.524% | 38.524% | 12/13/2025 | 723 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,043.07 | 5.940% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | $167,300.00 | $882.16 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | AE | 12/15/2026 | $250,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002466 | Safe Harbor QM (APOR) | Yes | No | $1,495.00 | $2,398.11 | 8.349% | $362.53 | $362.53 | 7.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,602.78 | 1 | $4,932.48 | $1,710.00 | $411.04 | $142.50 | 37.291% | 37.291% | 37.291% | 01/28/2026 | 734 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,495.00 | 5.990% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $267,479.64 | $1,285.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002474 | Safe Harbor QM (APOR) | Yes | No | $1,870.00 | $2,772.28 | 7.596% | $538.92 | $538.92 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $9,409.27 | 1 | $1,642.20 | $2,793.00 | $136.85 | $232.75 | 18.540% | 18.540% | 18.540% | 03/16/2026 | 800 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,870.00 | 5.980% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 26 | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $121,228.69 | $759.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $4,270.76 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002740 | Non QM | Yes | No | $2,275.00 | $3,130.77 | 8.808% | $443.25 | $443.25 | 8.250% | No | No | Employed | US Citizen | $3,270.32 | 1 | $1,915.80 | $1,431.00 | $159.65 | $119.25 | 37.974% | 37.974% | 37.974% | 02/25/2026 | 762 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,275.00 | 5.980% | $0.00 | None | N/A | No | 8.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $121,588.95 | $583.57 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002732 | Non QM | Yes | No | $2,395.00 | $2,707.26 | 10.847% | $588.51 | $588.51 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $6,089.62 | 1 | $1,926.48 | $1,910.16 | $160.54 | $159.18 | 41.608% | 41.608% | 41.608% | 03/01/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,395.00 | 5.980% | $0.00 | 1.0 | None | N/A | No | 10.375% | 0 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | No | 26 | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $303,326.10 | $1,366.09 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $6,228.37 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002731 | Non QM | Yes | No | $1,164.00 | $1,853.83 | 9.897% | $1,000.06 | $1,000.06 | 9.750% | No | No | Employed | US Citizen | $4,843.03 | 1 | $7,866.00 | $4,041.72 | $655.50 | $336.81 | 49.061% | 49.061% | 49.061% | 02/20/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,164.00 | 5.990% | $0.00 | 1.0 | None | N/A | No | 9.750% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | $37,153.85 | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $458,628.82 | $2,210.48 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 8.69 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002736 | Non QM | Yes | No | $1,994.50 | $2,473.61 | 11.277% | $415.61 | $415.61 | 10.625% | No | No | Employed | US Citizen | $3,878.71 | 1 | $2,225.16 | $4,003.44 | $185.43 | $333.62 | 49.614% | 49.614% | 49.614% | 03/01/2026 | 699 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,994.50 | 5.980% | $0.00 | 1.0 | None | N/A | No | 10.625% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.650% | [Redacted] | $270,221.10 | $1,226.14 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002467 | Safe Harbor QM (APOR) | Yes | No | $1,670.00 | $2,127.03 | 8.179% | $489.42 | $489.42 | 7.875% | No | No | Non-Employment Income | US Citizen | $4,006.28 | 1 | $1,683.36 | $2,690.52 | $140.28 | $224.21 | 48.626% | 48.626% | 48.626% | 02/24/2026 | 664 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,670.00 | 5.990% | $0.00 | 1.0 | None | N/A | No | 7.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $389,113.00 | $1,970.14 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002728 | Non QM | Yes | No | $2,045.02 | $2,894.30 | 8.730% | $371.26 | $371.26 | 8.125% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $6,799.77 | 1 | $4,928.04 | $4,425.60 | $410.67 | $368.80 | 23.372% | 23.372% | 23.372% | 02/19/2026 | 774 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,045.02 | 5.990% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 2 | 0 | 3 | 2 | No | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $112,382.08 | $590.25 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002730 | Non QM | Yes | No | $1,840.00 | $2,672.85 | 9.563% | $545.13 | $545.13 | 9.125% | No | No | Non-Employment Income | US Citizen | $2,094.16 | 1 | $3,583.44 | $1,233.00 | $298.62 | $102.75 | 43.733% | 43.733% | 43.733% | 02/24/2026 | 746 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,840.00 | 5.980% | $0.00 | None | N/A | No | 9.125% | 0 | 1 | 0 | 4 | 1 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $159,263.20 | $681.17 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002719 | Non QM | Yes | No | $2,095.02 | $2,716.89 | 9.224% | $388.90 | $388.90 | 8.625% | No | No | Employed | US Citizen | $3,875.46 | 1 | $7,648.68 | $1,776.96 | $637.39 | $148.08 | 46.680% | 46.680% | 46.680% | 02/04/2026 | 771 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,095.02 | 5.980% | $0.00 | 1.0 | None | Yes | No | 8.625% | 1 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | No | 12 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $426,200.00 | $1,991.48 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002725 | Safe Harbor QM (APOR) | Yes | No | $1,698.80 | $2,616.37 | 9.334% | $493.30 | $493.30 | 8.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,761.50 | 1 | $12,122.76 | $971.04 | $1,010.23 | $80.92 | 38.026% | 38.026% | 38.026% | 02/27/2026 | 700 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,698.80 | 5.980% | $0.00 | None | No | No | 8.875% | 0 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $179,911.00 | $1,950.72 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002729 | Safe Harbor QM (APOR) | Yes | No | $5,355.00 | $6,298.40 | 8.921% | $1,656.69 | $1,656.69 | 8.625% | No | No | Employed | Employed | US Citizen | US Citizen | $11,294.14 | 1 | $4,413.84 | $4,376.04 | $367.82 | $364.67 | 36.610% | 36.610% | 36.610% | 03/02/2026 | 708 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,355.00 | 5.980% | $0.00 | 1.0 | None | N/A | No | 8.625% | 2 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $117,913.25 | $1,882.47 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 4.67 | Retail | No | $0.00 | $6,392.31 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002722 | Safe Harbor QM (APOR) | Yes | No | $2,095.02 | $2,470.85 | 9.166% | $388.90 | $388.90 | 8.625% | No | No | Employed | Employed | US Citizen | US Citizen | $7,147.57 | 1 | $3,946.44 | $2,744.28 | $328.87 | $228.69 | 26.897% | 26.897% | 26.897% | 03/01/2026 | 757 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,095.02 | 5.980% | $0.00 | None | No | No | 8.625% | 2 | 1 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 6 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $295,175.00 | $1,352.30 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $3,293.33 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002724 | Higher Priced QM (APOR) | Yes | No | $2,095.02 | $2,619.67 | 10.885% | $448.06 | $448.06 | 10.250% | No | No | Non-Employment Income | US Citizen | $2,475.19 | 1 | $882.60 | $1,043.04 | $73.55 | $86.92 | 37.944% | 37.944% | 37.944% | 02/20/2026 | 712 | No | No | [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2015 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 1990 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,095.02 | 5.990% | $0.00 | 1.2 | None | N/A | No | 10.250% | 0 | 1 | 0 | 4 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $189,555.48 | $904.89 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002720 | Safe Harbor QM (APOR) | Yes | No | $3,994.98 | $4,537.48 | 9.326% | $1,206.93 | $1,206.93 | 9.000% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $13,332.35 | 1 | $12,119.64 | $2,669.04 | $1,009.97 | $222.42 | 40.254% | 40.254% | 40.254% | 02/16/2026 | 709 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - IRA Distribution]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,994.98 | 5.980% | $0.00 | 1.0 | None | N/A | No | 9.000% | 2 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 3 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $386,608.56 | $1,800.25 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | No | $9,320.18 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002738 | Higher Priced QM (APOR) | Yes | No | $1,995.02 | $2,366.17 | 9.916% | $415.88 | $415.88 | 9.375% | No | No | Employed | US Citizen | $2,804.45 | 1 | $4,132.92 | $3,112.56 | $344.41 | $259.38 | 45.468% | 45.468% | 45.468% | 02/24/2026 | 710 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,995.02 | 5.980% | $0.00 | 1.0 | None | N/A | No | 9.375% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $275,228.97 | $1,318.68 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 6.38 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002721 | Safe Harbor QM (APOR) | Yes | No | $2,287.56 | $3,284.70 | 9.414% | $540.07 | $540.07 | 8.875% | No | No | Self-Employed | US Citizen | $9,953.37 | 1 | $3,944.04 | $1,725.24 | $328.67 | $143.77 | 34.144% | 34.144% | 34.144% | 02/24/2026 | 760 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $2,287.56 | 5.990% | $0.00 | None | N/A | No | 8.875% | 0 | 2 | 0 | 4 | 2 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $232,122.48 | $1,132.04 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002734 | Safe Harbor QM (APOR) | Yes | No | $2,095.02 | $2,905.75 | 9.255% | $388.90 | $388.90 | 8.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,002.79 | 1 | $4,852.56 | $1,696.92 | $404.38 | $141.41 | 35.415% | 35.415% | 35.415% | 02/15/2026 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,095.02 | 5.990% | $0.00 | None | No | No | 8.625% | 2 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $106,625.44 | $963.52 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002737 | Safe Harbor QM (APOR) | Yes | No | $5,343.00 | $6,073.33 | 8.929% | $1,652.03 | $1,652.03 | 8.625% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $9,279.18 | 1 | $14,028.96 | $1,629.96 | $1,169.08 | $135.83 | 43.659% | 43.659% | 43.659% | 02/26/2026 | 707 | No | No | Borrower Prepared | [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,343.00 | 5.990% | $0.00 | None | N/A | No | 8.625% | 1 | 1 | 1 | 0 | 3 | 1 | 12.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $506,048.14 | $2,605.54 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 5.79 | Retail | No | $8,234.83 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002743 | Safe Harbor QM (APOR) | Yes | No | $1,615.00 | $2,576.35 | 9.398% | $437.60 | $437.60 | 8.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,235.22 | 1 | $3,087.12 | $2,709.96 | $257.26 | $225.83 | 39.396% | 39.396% | 39.396% | 03/05/2026 | 750 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Other]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,615.00 | 5.980% | $0.00 | None | N/A | No | 8.875% | 0 | 1 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 12 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.190% | [Redacted] | $273,956.16 | $1,295.76 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 18.97 | Retail | No | $0.00 | $1,746.34 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002727 | Non QM | Yes | No | $3,535.50 | $4,597.69 | 11.214% | $1,139.08 | $1,139.08 | 10.750% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $2,917.28 | 1 | $734.16 | $1,113.96 | $61.18 | $92.83 | 44.606% | 44.606% | 44.606% | 02/21/2026 | 697 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,535.50 | 5.980% | $0.00 | 1.0 | None | Yes | No | 10.750% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $176,794.94 | $821.08 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $996.90 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002742 | Safe Harbor QM (APOR) | Yes | No | $5,295.00 | $6,138.12 | 8.682% | $1,596.15 | $1,596.15 | 8.375% | No | No | Employed | US Citizen | $12,780.28 | 1 | $8,404.20 | $5,912.04 | $700.35 | $492.67 | 41.014% | 41.014% | 41.014% | 03/05/2026 | 728 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,295.00 | 6.020% | $0.00 | 1.8 | None | N/A | No | 8.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $278,027.15 | $2,827.34 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002562 | Safe Harbor QM (APOR) | Yes | No | $1,590.00 | $2,554.09 | 7.952% | $2,392.73 | $2,392.73 | 7.875% | No | No | Employed | US Citizen | $8,700.72 | 1 | $15,374.40 | $3,332.04 | $1,281.20 | $277.67 | 49.531% | 49.531% | 49.531% | 02/18/2026 | 650 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,590.00 | 6.020% | $0.00 | 2.2 | None | No | No | 7.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $623,116.00 | $2,725.41 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002506 | Safe Harbor QM (APOR) | Yes | No | $1,221.47 | $1,975.00 | 7.767% | $272.87 | $272.87 | 7.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,376.51 | 1 | $2,909.28 | $2,773.80 | $242.44 | $231.15 | 39.393% | 39.393% | 39.393% | 03/19/2026 | 750 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,221.47 | 5.980% | $0.00 | 1.0 | None | No | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $120,986.54 | $696.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $2,174.50 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002460 | Safe Harbor QM (APOR) | Yes | No | $8,831.99 | $3,785.55 | 7.328% | $2,281.88 | $2,281.88 | 7.250% | No | No | Employed | US Citizen | $6,407.51 | 1 | $3,385.08 | $2,733.00 | $282.09 | $227.75 | 42.368% | 42.368% | 42.368% | 02/19/2026 | 759 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $8,831.99 | 6.100% | $0.00 | 1.0 | None | No | No | 7.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $7,613.55 | No | 26 | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $210,145.14 | $1,030.82 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 1.45 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002601 | Safe Harbor QM (APOR) | Yes | No | $3,665.35 | $4,252.91 | 8.192% | $931.11 | $931.11 | 7.875% | No | No | Employed | US Citizen | $8,366.04 | 1 | $2,809.68 | $1,962.24 | $234.14 | $163.52 | 42.633% | 42.633% | 42.633% | 03/09/2026 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,665.35 | 6.020% | $0.00 | None | N/A | No | 7.875% | 1 | 2 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | $3,326.07 | No | 2 | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $409,770.27 | $2,585.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 0.79 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001485 | Non QM | Yes | No | $5,029.00 | $6,782.92 | 9.274% | $1,753.93 | $1,753.93 | 8.250% | No | No | Employed | US Citizen | $13,538.00 | 1 | $10,393.08 | $2,973.96 | $866.09 | $247.83 | 26.978% | 26.978% | 26.978% | 02/20/2026 | 724 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,029.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 8.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $9,005.79 | No | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $202,539.50 | $1,833.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 1.8 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002649 | Non QM | Yes | No | $5,390.00 | $6,551.21 | 7.632% | $1,125.59 | $1,125.59 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $7,115.97 | 1 | $8,053.68 | $4,636.68 | $671.14 | $386.39 | 41.358% | 41.358% | 41.358% | 03/26/2026 | 756 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,390.00 | 6.120% | $0.00 | None | N/A | No | 7.250% | 2 | 2 | 0 | 0 | 3 | 2 | 0.00 | No | [Redacted] | $4,560.96 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $360,999.48 | $1,574.43 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 4.53 | No | $0.00 | $6,353.50 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002768 | N/A | No | No | $0.00 | 7.572% | $5,967.76 | $5,967.76 | 7.625% | No | No | Self-Employed | US Citizen | $54,395.13 | 1 | $13,485.60 | $7,503.00 | $1,123.80 | $625.25 | 33.199% | 33.199% | 33.199% | 03/26/2026 | 787 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | 5.700% | $0.00 | 1.9 | None | No | No | 7.625% | 0 | 1 | 0 | 3 | 1 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $62,194.81 | $4,489.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Yes | No | $0.00 | $0.00 | No | No | No | No | 5 | 120 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002599 | Safe Harbor QM (APOR) | Yes | No | $2,500.00 | $4,598.06 | 8.223% | $2,338.87 | $2,338.87 | 8.125% | No | No | Employed | US Citizen | $10,750.26 | 1 | $17,888.76 | $2,613.96 | $1,490.73 | $217.83 | 46.016% | 46.016% | 46.016% | 01/09/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,500.00 | 6.020% | $0.00 | None | N/A | No | 8.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.600% | [Redacted] | $632,396.79 | $2,830.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002619 | Safe Harbor QM (APOR) | Yes | No | $5,409.00 | $2,961.73 | 8.013% | $1,390.32 | $1,390.32 | 7.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $5,388.02 | 1 | $2,690.88 | $2,894.52 | $224.24 | $241.21 | 39.651% | 39.651% | 39.651% | 03/16/2026 | 717 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Pension]; Account Statements - 2025 [Borrower - | Primary Income - Pension]; Paystubs - 2025 [Borrower - | Primary Income - Pension]; 1099 Transcript - 2024 [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Borrower - | Primary Income - Pension]; 1099 Transcript - 2023 [Borrower - | Primary Income - Pension]; 1099-R - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,409.00 | 6.120% | $0.00 | None | No | No | 7.875% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 12 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $192,406.83 | $1,305.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $1,950.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002459 | Non QM | Yes | No | $4,033.00 | $4,846.14 | 8.475% | $733.76 | $733.76 | 8.000% | No | No | Employed | US Citizen | $7,805.74 | 1 | $2,073.72 | $1,226.04 | $172.81 | $102.17 | 21.485% | 21.485% | 21.485% | 02/10/2026 | 733 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,033.00 | 6.100% | $0.00 | None | N/A | No | 8.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $171,946.05 | $773.18 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002767 | N/A | Yes | No | $3,995.00 | $4,942.22 | 7.579% | $989.16 | $989.16 | 7.250% | No | No | Not Employed | Employed | US Citizen | $6,780.83 | 1 | $7,646.52 | $969.72 | $637.21 | $80.81 | 42.983% | 42.983% | 42.983% | 03/03/2026 | 796 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,995.00 | 6.220% | $0.00 | None | N/A | No | 7.250% | 0 | 1 | 0 | 0 | 0 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 27 | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 3.625% | [Redacted] | $437,918.94 | $2,293.94 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $11,892.62 | No | No | No | No | 12 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002803 | Safe Harbor QM (APOR) | Yes | No | $4,595.00 | $1,843.19 | 7.338% | $1,193.81 | $1,193.81 | 7.250% | No | No | Not Employed | Employed | Employed | 2.48 | US Citizen | US Citizen | $16,893.70 | 1 | $3,308.76 | $1,155.96 | $275.73 | $96.33 | 30.057% | 30.057% | 30.057% | 03/30/2026 | 800 | 800 | 790 | 800 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,595.00 | 6.430% | $0.00 | 3.7 | None | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 26 | Yes | Commitment | Fee Simple | Trust | Business Entity | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $268,267.79 | $1,268.00 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $24,153.57 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002648 | Safe Harbor QM (APOR) | Yes | No | $1,995.00 | $3,313.81 | 7.618% | $1,565.05 | $1,565.05 | 7.500% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $10,785.32 | 1 | $6,158.52 | $1,786.92 | $513.21 | $148.91 | 31.358% | 31.358% | 31.358% | 757 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099 Transcript - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099 Transcript - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Primary Income - Pension]; Account Statements - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099 Transcript - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099 Transcript - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Pension]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,995.00 | 6.430% | $0.00 | 2.0 | None | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | $63,634.20 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $544,728.00 | $2,411.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.38 | Retail | No | $7,234.18 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002647 | Safe Harbor QM (APOR) | Yes | No | $7,162.50 | $1,837.01 | 7.453% | $1,994.92 | $1,994.92 | 7.375% | No | No | Not Employed | Employed | Employed | 5.45 | US Citizen | US Citizen | $14,768.46 | 1 | $2,737.20 | $1,541.16 | $228.10 | $128.43 | 33.873% | 33.873% | 33.873% | 03/18/2026 | 712 | 707 | 678 | 716 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $7,162.50 | 5.750% | $0.00 | 2.8 | None | Yes | No | 7.375% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 25 | Yes | Commitment | Fee Simple | Trust | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 2.875% | [Redacted] | $318,959.97 | $1,516.43 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $22,333.34 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002864 | Safe Harbor QM (APOR) | Yes | No | $3,337.50 | $4,139.13 | 7.655% | $1,032.56 | $1,032.56 | 7.375% | No | No | Employed | US Citizen | $6,075.46 | 1 | $1,752.36 | $2,405.76 | $146.03 | $200.48 | 42.877% | 42.877% | 42.877% | 03/31/2026 | 728 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,337.50 | 6.430% | $0.00 | None | N/A | No | 7.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $89,086.82 | $815.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002426 | Safe Harbor QM (APOR) | Yes | No | $3,520.00 | $4,464.37 | 7.837% | $929.96 | $929.96 | 7.500% | No | No | Not Employed | Employed | Employed | 10.59 | US Citizen | US Citizen | $22,968.44 | 1 | $8,852.28 | $1,309.56 | $737.69 | $109.13 | 21.260% | 21.260% | 21.260% | 02/03/2026 | 761 | 745 | 741 | 761 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,520.00 | 6.100% | $0.00 | None | N/A | No | 7.500% | 0 | 3 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 25 | Yes | Preliminary | Fee Simple | Trust | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 3.375% | [Redacted] | $496,470.25 | $2,416.74 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $29,169.96 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002645 | Non QM | Yes | No | $10,984.14 | $7,440.12 | 7.659% | $1,781.94 | $1,781.94 | 7.375% | No | No | Self-Employed | US Citizen | $7,695.72 | 1 | $13,439.40 | $4,697.88 | $1,119.95 | $391.49 | 46.667% | 46.667% | 46.667% | 03/16/2026 | 713 | No | No | [Borrower - | Primary Income - C-Corp]; Third Party Verification - 2026 [Borrower - | Primary Income - C-Corp]; Paystubs - 2025 [Borrower - | Primary Income - C-Corp]; 1120 - 2024 [Borrower - | Primary Income - C-Corp]; W-2 - 2024 [Borrower - | Primary Income - C-Corp]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $10,984.14 | 6.120% | $0.00 | 2.6 | None | Yes | No | 7.375% | 1 | 1 | 0 | 3 | 1 | No | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $625,994.96 | $3,300.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 2.76 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002569 | N/A | No | No | $7,704.60 | $4,960.04 | 8.077% | $1,146.26 | $1,146.26 | 7.750% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $7,983.21 | 1 | $3,129.48 | $1,292.04 | $260.79 | $107.67 | 48.031% | 48.031% | 48.031% | 03/09/2026 | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $7,704.60 | 6.020% | $0.00 | None | N/A | No | 7.750% | 2 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | [Redacted] | $0.00 | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $253,139.98 | $1,389.51 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $5,463.76 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002646 | Safe Harbor QM (APOR) | Yes | No | $3,315.00 | $3,706.00 | 7.881% | $2,120.58 | $2,120.58 | 7.750% | No | No | Employed | US Citizen | $9,483.46 | 1 | $5,050.80 | $1,845.00 | $420.90 | $153.75 | 42.903% | 42.903% | 42.903% | 03/18/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,315.00 | 6.300% | $0.00 | 2.7 | None | Yes | No | 7.750% | 2 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $322,651.02 | $2,069.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002421 | N/A | No | No | $0.00 | 7.614% | $920.13 | $920.13 | 7.625% | No | No | Employed | US Citizen | $5,742.52 | 1 | $0.00 | $787.44 | $0.00 | $65.62 | 32.909% | 32.909% | 32.909% | 01/23/2026 | 769 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.100% | $0.00 | None | N/A | No | 7.625% | 2 | 2 | 0 | 6 | 2 | 0.00 | No | [Redacted] | $0.00 | No | 12 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $100,899.87 | $1,143.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002585 | N/A | No | No | $0.00 | 7.363% | $1,036.01 | $1,036.01 | 7.375% | No | No | Not Employed | Self-Employed | US Citizen | $10,039.67 | 1 | $2,383.44 | $1,755.96 | $198.62 | $146.33 | 49.996% | 49.996% | 49.996% | 03/03/2026 | 763 | No | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.020% | $0.00 | None | N/A | No | 7.375% | 0 | 2 | 2 | 0 | 2 | 1 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 7.375% | [Redacted] | $299,941.00 | $1,872.00 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | No | $20,077.75 | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002578 | N/A | No | No | $0.00 | 7.328% | $1,077.62 | $1,077.62 | 7.375% | No | No | Employed | US Citizen | $28,786.80 | 1 | $7,335.12 | $1,235.04 | $611.26 | $102.92 | 38.496% | 38.496% | 38.496% | 03/10/2026 | 768 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Note Receivable]; Account Statements - 2026 [Borrower - | Non-Primary Income - Note Receivable]; Note - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.020% | $0.00 | None | N/A | No | 7.375% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $102,091.25 | No | 16 | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.499% | [Redacted] | $365,303.00 | $2,083.03 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 28.58 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 8 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002643 | N/A | No | No | $0.00 | 8.192% | $1,368.57 | $1,368.57 | 8.250% | No | No | Employed | Employed | US Citizen | US Citizen | $21,743.96 | 1 | $5,918.88 | $1,203.00 | $493.24 | $100.25 | 33.716% | 33.716% | 33.716% | 03/18/2026 | 704 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.120% | $0.00 | None | N/A | No | 8.250% | 3 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $299,257.00 | $1,449.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $9,757.67 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002428 | Safe Harbor QM (APOR) | Yes | No | $1,599.00 | $2,415.68 | 7.925% | $859.69 | $859.69 | 7.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $9,094.21 | 1 | $4,140.72 | $4,824.96 | $345.06 | $402.08 | 35.971% | 35.971% | 35.971% | 02/05/2026 | 749 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Royalty]; Schedule E - 2024 [Borrower - | Non-Primary Income - Royalty]; Schedule E - 2023 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,599.00 | 6.100% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 2 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | $571,552.32 | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 3.250% | [Redacted] | $178,586.51 | $898.27 | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 228.16 | Retail | No | $7,868.90 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002528 | Safe Harbor QM (APOR) | Yes | No | $1,890.00 | $2,578.03 | 8.567% | $1,009.38 | $1,009.38 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $8,921.33 | 1 | $8,281.20 | $1,553.04 | $690.10 | $129.42 | 49.792% | 49.792% | 49.792% | 02/23/2026 | 708 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,890.00 | 6.020% | $0.00 | 1.0 | None | Yes | No | 8.375% | 2 | 1 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | 13 | 14 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $563,179.00 | $2,757.14 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $10,499.99 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002471 | Safe Harbor QM (APOR) | Yes | No | $3,587.50 | $4,423.60 | 8.271% | $2,130.97 | $2,130.97 | 8.125% | No | No | Employed | Employed | US Citizen | US Citizen | $14,069.83 | 1 | $12,662.64 | $1,772.04 | $1,055.22 | $147.67 | 39.007% | 39.007% | 39.007% | 03/02/2026 | 715 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,587.50 | 5.980% | $0.00 | None | N/A | No | 8.125% | 3 | 3 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $427,153.73 | $2,156.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $12,017.83 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002475 | Safe Harbor QM (APOR) | Yes | No | $2,614.82 | $2,934.98 | 8.156% | $735.22 | $735.22 | 7.875% | No | No | Employed | US Citizen | $8,135.36 | 1 | $3,412.08 | $2,205.00 | $284.34 | $183.75 | 40.649% | 40.649% | 40.649% | 02/23/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,614.82 | 5.980% | $0.00 | 2.9 | None | Yes | No | 7.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.950% | [Redacted] | $330,539.17 | $1,541.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002739 | Safe Harbor QM (APOR) | Yes | No | $2,315.00 | $3,090.25 | 9.380% | $525.13 | $525.13 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $6,172.74 | 1 | $2,948.64 | $1,815.60 | $245.72 | $151.30 | 41.940% | 41.940% | 41.940% | 02/18/2026 | 751 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,315.00 | 6.100% | $0.00 | None | N/A | No | 8.875% | 1 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $113,622.65 | $527.15 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $4,144.40 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002723 | Safe Harbor QM (APOR) | Yes | No | $1,995.02 | $2,909.93 | 9.509% | $397.83 | $397.83 | 8.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,228.37 | 1 | $4,225.20 | $1,092.60 | $352.10 | $91.05 | 44.310% | 44.310% | 44.310% | 02/09/2026 | 711 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Other - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $1,995.02 | 6.130% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $108,094.64 | $973.40 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | No | $2,604.41 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002726 | Higher Priced QM (APOR) | Yes | No | $1,500.03 | $2,180.03 | 9.865% | $416.17 | $416.17 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $10,900.45 | 1 | $1,998.24 | $1,896.48 | $166.52 | $158.04 | 24.302% | 24.302% | 24.302% | 02/25/2026 | 707 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,500.03 | 5.980% | $0.00 | 1.0 | None | Yes | No | 9.375% | 1 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $178,828.77 | $868.72 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $6,066.67 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002741 | Higher Priced QM (APOR) | Yes | No | $1,810.02 | $2,453.60 | 10.196% | $425.00 | $425.00 | 9.625% | No | No | Employed | US Citizen | $4,580.51 | 1 | $3,196.44 | $1,295.04 | $266.37 | $107.92 | 44.346% | 44.346% | 44.346% | 03/02/2026 | 714 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,810.02 | 5.980% | $0.00 | 1.0 | None | N/A | No | 9.625% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $239,887.00 | $1,133.48 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002735 | Non QM | Yes | No | $3,217.00 | $4,148.67 | 10.026% | $1,099.93 | $1,099.93 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $7,629.95 | 1 | $10,824.12 | $1,575.96 | $902.01 | $131.33 | 44.545% | 44.545% | 44.545% | 02/23/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,217.00 | 5.460% | $0.00 | 2.5 | None | Yes | No | 9.375% | 2 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $280,503.00 | $1,490.58 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $7,046.36 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002744 | Non QM | Yes | No | $1,520.00 | $2,469.06 | 8.644% | $378.67 | $378.67 | 8.125% | No | No | Non-Employment Income | US Citizen | $1,276.46 | 1 | $220.08 | $2,145.96 | $18.34 | $178.83 | 36.912% | 36.912% | 36.912% | 01/21/2026 | 781 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,520.00 | 6.020% | $0.00 | 3.7 | None | N/A | No | 8.125% | 0 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.300% | [Redacted] | $21,000.00 | $171.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | No | 5.94 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002733 | Safe Harbor QM (APOR) | Yes | No | $3,924.00 | $4,624.00 | 9.362% | $1,138.89 | $1,138.89 | 9.000% | No | No | Employed | Employed | US Citizen | US Citizen | $9,865.61 | 1 | $4,026.24 | $1,515.96 | $335.52 | $126.33 | 38.930% | 38.930% | 38.930% | 02/25/2026 | 756 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,924.00 | 5.980% | $0.00 | None | N/A | No | 9.000% | 2 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $437,568.38 | $2,081.90 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 35.63 | Retail | No | $0.00 | $6,193.20 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002477 | Non QM | Yes | No | $6,363.00 | $7,774.80 | 8.303% | $3,266.99 | $3,266.99 | 8.125% | No | No | Self-Employed | US Citizen | $31,530.39 | 1 | $15,339.12 | $13,426.08 | $1,278.26 | $1,118.84 | 25.778% | 25.778% | 25.778% | 02/27/2026 | 675 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,363.00 | 5.980% | $0.00 | 1.0 | None | N/A | No | 8.125% | 3 | 2 | 0 | 3 | 0 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $454,522.00 | $2,254.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 11/25/2026 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002554 | Safe Harbor QM (APOR) | Yes | No | $2,361.90 | $2,977.65 | 7.563% | $648.07 | $648.07 | 7.250% | No | No | Employed | US Citizen | $3,279.26 | 1 | $2,317.56 | $1,493.04 | $193.13 | $124.42 | 40.879% | 40.879% | 40.879% | 03/09/2026 | 759 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,361.90 | 6.020% | $0.00 | None | N/A | No | 7.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $72,755.19 | $686.79 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002476 | Safe Harbor QM (APOR) | Yes | No | $3,522.80 | $4,701.62 | 8.544% | $1,239.59 | $1,239.59 | 8.250% | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | $4,306.91 | 1 | $3,922.92 | $774.96 | $326.91 | $64.58 | 44.368% | 44.368% | 44.368% | 03/16/2026 | 689 | No | No | [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,522.80 | 5.980% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 1 | 0 | 3 | 3 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $295,194.93 | $1,781.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | No | Retail | No | $3,015.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002463 | Non QM | Yes | No | $2,877.50 | $3,840.70 | 8.956% | $972.24 | $972.24 | 8.625% | No | No | Not Employed | Non-Employment Income | Non-Employment Income | 0 | US Citizen | US Citizen | $5,126.38 | 1 | $7,238.28 | $3,496.80 | $603.19 | $291.40 | 43.181% | 43.181% | 43.181% | 01/30/2026 | 660 | 663 | 695 | 674 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $2,877.50 | 5.980% | $0.00 | 1.5 | None | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | [Redacted] | No | Yes | Preliminary | Fee Simple | Trust | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 3.500% | [Redacted] | $396,871.13 | $1,975.80 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | No | $8,738.73 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002555 | Safe Harbor QM (APOR) | Yes | No | $2,116.00 | $4,075.33 | 7.625% | $764.72 | $764.72 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $5,390.93 | 1 | $4,619.16 | $2,076.96 | $384.93 | $173.08 | 43.461% | 43.461% | 43.461% | 03/16/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,116.00 | 6.020% | $0.00 | None | N/A | No | 7.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | 27 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $212,315.00 | $1,383.96 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | No | $0.00 | $1,220.53 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002545 | Safe Harbor QM (APOR) | Yes | No | $1,785.00 | $1,927.83 | 8.458% | $666.95 | $666.95 | 8.125% | No | No | Employed | US Citizen | $6,190.26 | 1 | $8,731.44 | $950.04 | $727.62 | $79.17 | 46.476% | 46.476% | 46.476% | 03/17/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,785.00 | 5.750% | $0.00 | None | N/A | No | 8.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $254,404.00 | $1,253.39 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002514 | Safe Harbor QM (APOR) | Yes | No | $1,449.00 | $3,628.05 | 7.831% | $1,026.30 | $1,026.30 | 7.625% | No | No | Employed | US Citizen | $5,691.70 | 1 | $5,915.28 | $1,883.04 | $492.94 | $156.92 | 36.342% | 36.342% | 36.342% | 03/09/2026 | 773 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,449.00 | 5.980% | $0.00 | None | N/A | No | 7.625% | 2 | 0 | 0 | 6 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $241,115.33 | $1,177.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002491 | Safe Harbor QM (APOR) | Yes | No | $2,995.00 | $3,998.97 | 7.830% | $1,415.59 | $1,415.59 | 7.625% | No | No | Employed | Employed | US Citizen | US Citizen | $18,279.20 | 1 | $14,763.84 | $3,435.96 | $1,230.32 | $286.33 | 38.675% | 38.675% | 38.675% | 03/03/2026 | 735 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,995.00 | 5.980% | $0.00 | None | N/A | No | 7.625% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $793,447.00 | $3,874.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 28.3 | Retail | No | $0.00 | $6,666.66 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002516 | Higher Priced QM (APOR) | Yes | No | $2,334.49 | $3,308.27 | 10.006% | $411.34 | $411.34 | 9.250% | No | No | Employed | US Citizen | $4,942.46 | 1 | $3,891.84 | $1,619.04 | $324.32 | $134.92 | 31.828% | 31.828% | 31.828% | 03/07/2026 | 677 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,334.49 | 6.020% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $151,668.68 | $712.96 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002492 | Safe Harbor QM (APOR) | Yes | No | $4,936.13 | $6,473.77 | 8.369% | $1,290.83 | $1,290.83 | 8.000% | No | No | Employed | US Citizen | $6,863.50 | 1 | $6,546.12 | $5,902.68 | $545.51 | $491.89 | 42.487% | 42.487% | 42.487% | 03/04/2026 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,936.13 | 6.020% | $0.00 | 1.0 | None | N/A | No | 8.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $382,531.00 | $1,901.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 26.91 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002505 | Non QM | Yes | No | $2,167.25 | $3,090.15 | 8.147% | $502.07 | $502.07 | 7.250% | No | No | Non-Employment Income | US Citizen | $3,616.37 | 1 | $800.04 | $1,809.96 | $66.67 | $150.83 | 43.240% | 43.240% | 43.240% | 03/05/2026 | 721 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Annuity]; 1099 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,167.25 | 5.530% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $152,571.55 | $1,013.38 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002479 | Higher Priced QM (APOR) | Yes | No | $655.36 | $1,503.32 | 9.118% | $274.07 | $274.07 | 8.250% | No | No | Employed | US Citizen | $1,803.28 | 1 | $405.24 | $1,938.96 | $33.77 | $161.58 | 46.456% | 46.456% | 46.456% | 03/03/2026 | 666 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $655.36 | 5.580% | $0.00 | 1.0 | None | N/A | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $62,466.00 | $346.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | None | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002500 | Safe Harbor QM (APOR) | Yes | No | $3,950.95 | $4,972.40 | 8.838% | $674.45 | $674.45 | 8.250% | No | No | Non-Employment Income | US Citizen | $4,185.13 | 1 | $11,574.12 | $2,927.04 | $964.51 | $243.92 | 46.939% | 46.939% | 46.939% | 03/05/2026 | 645 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,950.95 | 6.020% | $0.00 | 1.1 | None | N/A | No | 8.250% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $323,355.49 | $1,630.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002472 | Safe Harbor QM (APOR) | Yes | No | $10.25 | $708.49 | 7.347% | $504.81 | $504.81 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $13,100.37 | 1 | $9,368.04 | $692.04 | $780.67 | $57.67 | 27.533% | 27.533% | 27.533% | 03/03/2026 | 755 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $10.25 | 5.980% | $0.00 | 1.4 | None | Yes | No | 7.250% | 1 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $303,127.43 | $1,490.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $4,211.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002815 | Safe Harbor QM (APOR) | Yes | No | $2,306.41 | $3,189.71 | 8.583% | $1,117.41 | $1,117.41 | 8.250% | No | No | Employed | Employed | US Citizen | US Citizen | $11,608.86 | 1 | $12,186.60 | $2,335.08 | $1,015.55 | $194.59 | 47.856% | 47.856% | 47.856% | 02/27/2026 | 708 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,306.41 | 5.750% | $0.00 | None | N/A | No | 8.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 23 | 26 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $591,241.00 | $2,893.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $9,583.60 | No | No | No | No | 1 | 240 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002468 | Safe Harbor QM (APOR) | Yes | No | $2,628.00 | $3,498.00 | 7.910% | $913.05 | $913.05 | 7.625% | No | No | Self-Employed | US Citizen | $10,559.59 | 1 | $3,595.92 | $1,239.00 | $299.66 | $103.25 | 31.539% | 31.539% | 31.539% | 03/18/2026 | 799 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; W-2 - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; W-2 - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 1040 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,628.00 | 6.220% | $0.00 | None | N/A | No | 7.625% | 2 | 2 | 0 | 0 | 0 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $359,773.00 | $1,629.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002563 | N/A | No | No | $1,790.00 | $2,935.77 | 7.525% | $613.96 | $613.96 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $7,276.89 | 1 | $2,164.32 | $1,993.68 | $180.36 | $166.14 | 42.883% | 42.883% | 42.883% | 03/10/2026 | 713 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,790.00 | 6.020% | $0.00 | None | N/A | No | 7.250% | 1 | 1 | 1 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 6 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $179,331.61 | $804.07 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | No | $0.00 | $8,333.87 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002507 | Safe Harbor QM (APOR) | Yes | No | $7,690.28 | $8,737.28 | 7.787% | $2,139.60 | $2,139.60 | 7.500% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $10,775.56 | 1 | $5,812.32 | $1,314.96 | $484.36 | $109.58 | 42.423% | 42.423% | 42.423% | 03/06/2026 | 767 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $7,690.28 | 5.980% | $0.00 | 1.0 | None | N/A | No | 7.500% | 1 | 1 | 1 | 0 | 2 | 1 | 0.00 | No | Not Stated | [Redacted] | No | 10 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $374,108.00 | $2,450.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $10,548.43 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002473 | Safe Harbor QM (APOR) | Yes | No | $2,625.00 | $3,077.56 | 8.207% | $1,196.04 | $1,196.04 | 8.000% | No | No | Non-Employment Income | US Citizen | $3,416.88 | 1 | $2,424.00 | $1,812.00 | $202.00 | $151.00 | 41.682% | 41.682% | 41.682% | 03/03/2026 | 723 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,625.00 | 6.120% | $0.00 | 1.0 | None | N/A | No | 8.000% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $73,720.01 | $404.14 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002625 | N/A | No | No | $695.00 | $1,842.00 | 7.427% | $1,243.22 | $1,243.22 | 7.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $8,020.21 | 1 | $7,750.68 | $1,362.96 | $645.89 | $113.58 | 47.810% | 47.810% | 47.810% | 03/04/2026 | 782 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $695.00 | 6.120% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $232,136.41 | $1,575.88 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002567 | Non QM | Yes | No | $6,327.15 | $7,750.30 | 8.340% | $1,160.11 | $1,160.11 | 7.875% | No | No | Employed | Employed | US Citizen | US Citizen | $6,361.36 | 1 | $1,383.60 | $2,573.04 | $115.30 | $214.42 | 48.172% | 48.172% | 48.172% | 03/11/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,327.15 | 6.020% | $0.00 | 1.7 | None | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 26 | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $290,011.00 | $1,454.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0 | Retail | No | $0.00 | $5,286.67 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002691 | Safe Harbor QM (APOR) | Yes | No | $1,690.00 | $2,727.19 | 8.736% | $768.91 | $768.91 | 8.500% | No | No | Not Employed | Employed | US Citizen | US Citizen | $6,283.14 | 1 | $7,142.88 | $3,387.00 | $595.24 | $282.25 | 41.505% | 41.505% | 41.505% | 03/09/2026 | 657 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 2 | 2 | 1 | [Redacted] | $1,690.00 | 6.220% | $0.00 | 5.0 | None | N/A | No | 8.500% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $650,186.89 | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $224,199.11 | $1,299.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 219.17 | Retail | No | $0.00 | $10,741.29 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002577 | N/A | No | No | $0.00 | $812.91 | 7.375% | $1,305.00 | $1,305.00 | 7.375% | No | No | Non-Employment Income | US Citizen | $26,096.97 | 1 | $2,344.56 | $2,037.00 | $195.38 | $169.75 | 44.243% | 44.243% | 44.243% | 03/10/2026 | 768 | No | No | [Borrower - | Primary Income - Note Receivable]; Note - 2024 [Borrower - | Non-Primary Income - Wages]; Other - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; Other - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.020% | $0.00 | None | N/A | No | 7.375% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $97,092.52 | No | 16 | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.124% | [Redacted] | $244,315.43 | $1,275.33 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 29 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 9 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002697 | Safe Harbor QM (APOR) | Yes | No | $3,395.00 | $7,378.53 | 8.366% | $1,087.60 | $1,087.60 | 7.875% | No | No | Employed | US Citizen | $7,077.80 | 1 | $13,080.60 | $1,935.00 | $1,090.05 | $161.25 | 46.851% | 46.851% | 46.851% | 02/26/2026 | 728 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,395.00 | 6.220% | $0.00 | 2.6 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $254,697.11 | $1,285.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002810 | Safe Harbor QM (APOR) | Yes | No | $2,289.25 | $3,772.37 | 8.330% | $465.67 | $465.67 | 7.750% | No | No | Employed | US Citizen | $2,686.16 | 1 | $4,540.20 | $1,802.04 | $378.35 | $150.17 | 45.085% | 45.085% | 45.085% | 03/09/2026 | 646 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,289.25 | 6.430% | $0.00 | 1.0 | None | No | No | 7.750% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $249,599.79 | $1,211.12 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002641 | Safe Harbor QM (APOR) | Yes | No | $1,590.00 | $3,043.01 | 7.625% | $759.74 | $759.74 | 7.375% | No | No | Employed | US Citizen | $5,514.87 | 1 | $7,434.48 | $1,581.96 | $619.54 | $131.83 | 32.877% | 32.877% | 32.877% | 03/06/2026 | 685 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,590.00 | 6.120% | $0.00 | 1.0 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $180,018.78 | $746.02 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002576 | Safe Harbor QM (APOR) | Yes | No | $3,389.97 | $4,324.84 | 9.404% | $719.58 | $719.58 | 8.875% | No | No | Employed | US Citizen | $7,821.95 | 1 | $3,146.76 | $1,193.52 | $262.23 | $99.46 | 33.715% | 33.715% | 33.715% | 03/12/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,389.97 | 6.020% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $245,825.00 | $1,183.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002499 | Non QM | Yes | No | $541.63 | $2,021.80 | 9.262% | $436.89 | $436.89 | 8.875% | No | No | Non-Employment Income | US Citizen | $2,153.93 | 1 | $1,686.84 | $1,599.96 | $140.57 | $133.33 | 43.154% | 43.154% | 43.154% | 03/03/2026 | 646 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $541.63 | 5.980% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $173,803.00 | $822.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002546 | Higher Priced QM (APOR) | Yes | No | $1,137.01 | $2,087.64 | 9.895% | $345.47 | $345.47 | 9.125% | No | No | Employed | US Citizen | $5,384.95 | 1 | $7,394.04 | $4,380.96 | $616.17 | $365.08 | 40.946% | 40.946% | 40.946% | 03/10/2026 | 661 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,137.01 | 5.750% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $196,678.75 | $1,107.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | AE | 04/10/2027 | $245,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002564 | Higher Priced QM (APOR) | Yes | No | $3,281.22 | $4,390.86 | 10.145% | $644.35 | $644.35 | 9.250% | No | No | Employed | US Citizen | $3,494.82 | 1 | $3,826.92 | $1,620.72 | $318.91 | $135.06 | 47.847% | 47.847% | 47.847% | 03/11/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,281.22 | 5.750% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $267,194.00 | $1,629.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002532 | Non QM | Yes | No | $3,112.75 | $4,161.72 | 8.041% | $1,445.88 | $1,445.88 | 7.625% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $8,358.83 | 1 | $3,482.64 | $1,512.96 | $290.22 | $126.08 | 31.746% | 31.746% | 31.746% | 03/09/2026 | 641 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Annuity]; 1099 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,112.75 | 5.610% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 16 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $58,470.82 | $557.49 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $3,981.34 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002535 | Higher Priced QM (APOR) | Yes | No | $2,670.09 | $3,543.10 | 9.182% | $684.92 | $684.92 | 7.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,730.51 | 1 | $3,485.52 | $5,030.52 | $290.46 | $419.21 | 32.906% | 32.906% | 32.906% | 03/09/2026 | 685 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,670.09 | 5.650% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.650% | [Redacted] | $122,676.00 | $925.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $3,021.04 | $0.00 | No | No | No | No | 1 | 120 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002536 | Non QM | Yes | No | $2,581.81 | $3,658.83 | 9.028% | $1,278.36 | $1,278.36 | 8.250% | No | No | Employed | US Citizen | $12,200.03 | 1 | $11,001.96 | $3,320.04 | $916.83 | $276.67 | 37.767% | 37.767% | 37.767% | 03/08/2026 | 669 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,581.81 | 5.650% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $255,579.36 | $1,762.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002494 | Safe Harbor QM (APOR) | Yes | No | $791.40 | $2,256.01 | 8.615% | $681.65 | $681.65 | 8.250% | No | No | Employed | US Citizen | $11,645.72 | 1 | $5,210.64 | $2,189.04 | $434.22 | $182.42 | 45.339% | 45.339% | 45.339% | 03/04/2026 | 745 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $791.40 | 5.750% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 18 | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.940% | [Redacted] | $373,622.00 | $2,166.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002526 | Higher Priced QM (APOR) | Yes | No | $782.60 | $1,609.43 | 9.235% | $260.35 | $260.35 | 8.500% | No | No | Employed | US Citizen | $2,214.26 | 1 | $3,892.80 | $2,244.96 | $324.40 | $187.08 | 43.520% | 43.520% | 43.520% | 03/07/2026 | 672 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $782.60 | 5.700% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $121,855.81 | $894.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002523 | Non QM | Yes | No | $5,216.97 | $5,622.96 | 8.909% | $867.24 | $867.24 | 8.375% | No | No | Employed | US Citizen | $2,350.86 | 1 | $1,802.16 | $1,653.00 | $150.18 | $137.75 | 45.455% | 45.455% | 45.455% | 03/07/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,216.97 | 6.020% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $500.00 | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $134,311.00 | $680.83 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002496 | Safe Harbor QM (APOR) | Yes | No | $852.48 | $1,662.72 | 8.686% | $318.68 | $318.68 | 7.875% | No | No | Non-Employment Income | US Citizen | $4,611.40 | 1 | $3,138.48 | $2,114.04 | $261.54 | $176.17 | 38.423% | 38.423% | 38.423% | 03/04/2026 | 699 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $852.48 | 5.530% | $0.00 | 1.0 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $218,981.75 | $1,033.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002541 | Safe Harbor QM (APOR) | Yes | No | $1,290.18 | $1,703.97 | 9.455% | $329.36 | $329.36 | 9.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,879.21 | 1 | $2,468.64 | $1,605.96 | $205.72 | $133.83 | 38.898% | 38.898% | 38.898% | 03/09/2026 | 734 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,290.18 | 6.020% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $153,312.00 | $789.17 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $1,751.20 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002584 | N/A | No | No | $1,990.00 | $4,103.02 | 7.548% | $3,496.07 | $3,496.07 | 7.500% | No | No | Not Employed | Self-Employed | Employed | 18.64 | US Citizen | US Citizen | $24,170.44 | 1 | $7,467.84 | $0.00 | $622.32 | $0.00 | 25.221% | 25.221% | 25.221% | 03/12/2026 | 773 | 762 | 780 | 773 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,990.00 | 6.020% | $0.00 | 1.0 | None | N/A | No | 7.500% | 0 | 3 | 2 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $61,074.75 | No | 26 | Yes | Commitment | Fee Simple | Trust | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 2.875% | [Redacted] | $377,048.13 | $1,784.04 | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 8.04 | Retail | No | No | $16,560.61 | $15,762.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002652 | Non QM | Yes | No | $1,170.25 | $2,216.47 | 7.927% | $551.95 | $551.95 | 7.375% | No | No | Not Employed | Non-Employment Income | Self-Employed | 15.28 | US Citizen | US Citizen | $3,366.32 | 1 | $3,219.36 | $2,535.00 | $268.28 | $211.25 | 46.200% | 46.200% | 46.200% | 03/13/2026 | 708 | 719 | 726 | 703 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,170.25 | 5.610% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Trust | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 3.625% | [Redacted] | $208,872.79 | $1,039.80 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $6,257.10 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002824 | Non QM | Yes | No | $6,311.51 | $8,869.95 | 9.842% | $2,245.28 | $2,245.28 | 9.375% | No | No | Employed | US Citizen | $7,502.06 | 1 | $8,853.24 | $5,321.04 | $737.77 | $443.42 | 48.461% | 48.461% | 48.461% | 02/25/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,311.51 | 5.990% | $0.00 | 1.4 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $561,198.07 | $2,388.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002859 | Non QM | Yes | No | $4,139.00 | $4,993.73 | 8.110% | $739.64 | $739.64 | 7.625% | No | No | Employed | US Citizen | $5,170.65 | 1 | $1,753.44 | $869.04 | $146.12 | $72.42 | 46.779% | 46.779% | 46.779% | 03/02/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,139.00 | 6.430% | $0.00 | 2.0 | None | N/A | No | 7.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $231,096.00 | $1,073.56 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002635 | Non QM | Yes | No | $4,044.00 | $4,863.84 | 8.850% | $1,076.48 | $1,076.48 | 8.500% | No | No | Employed | US Citizen | $8,436.24 | 1 | $12,892.44 | $2,802.96 | $1,074.37 | $233.58 | 43.171% | 43.171% | 43.171% | 04/02/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,044.00 | 6.120% | $0.00 | 1.0 | None | No | No | 8.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $408,836.96 | $1,966.26 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002838 | Safe Harbor QM (APOR) | Yes | No | $4,716.25 | $5,155.33 | 9.126% | $1,515.56 | $1,515.56 | 8.750% | No | No | Employed | US Citizen | $10,963.46 | 1 | $2,426.40 | $1,093.20 | $202.20 | $91.10 | 44.294% | 44.294% | 44.294% | 03/27/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,716.25 | 5.990% | $0.00 | None | N/A | No | 8.750% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $186,301.60 | $1,681.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.37 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002542 | Non QM | Yes | No | $5,864.42 | $5,885.07 | 9.368% | $1,454.44 | $1,454.44 | 9.000% | No | No | Employed | US Citizen | $6,450.43 | 1 | $1,088.04 | $6,891.96 | $90.67 | $574.33 | 40.130% | 40.130% | 40.130% | 03/09/2026 | 650 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $5,864.42 | 6.300% | $0.00 | 2.6 | None | N/A | No | 9.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 12 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $107,383.60 | $1,111.27 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002548 | Non QM | Yes | No | $2,499.92 | $3,600.84 | 7.482% | $1,064.19 | $1,064.19 | 7.250% | No | No | Non-Employment Income | US Citizen | $5,650.75 | 1 | $1,988.88 | $1,034.64 | $165.74 | $86.22 | 47.422% | 47.422% | 47.422% | 03/10/2026 | 757 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,499.92 | 6.020% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $279,317.07 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $240,903.98 | $1,611.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 86.69 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002638 | N/A | No | No | $1,590.00 | $2,901.56 | 7.695% | $587.07 | $587.07 | 7.375% | No | No | Employed | US Citizen | $5,325.50 | 2 | $6,293.76 | $5,456.04 | $524.48 | $454.67 | 41.585% | 41.585% | 41.585% | 03/18/2026 | 751 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,590.00 | 6.120% | $0.00 | None | N/A | No | 7.375% | 2 | 2 | 0 | 2 | 2 | 0.00 | No | [Redacted] | $44,351.12 | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $214,275.42 | $1,055.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.92 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002606 | Safe Harbor QM (APOR) | Yes | No | $3,733.17 | $4,738.44 | 8.046% | $908.13 | $908.13 | 7.250% | No | No | Employed | US Citizen | $7,212.90 | 1 | $3,234.72 | $1,902.84 | $269.56 | $158.57 | 30.756% | 30.756% | 30.756% | 03/15/2026 | 754 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,733.17 | 5.730% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $129,610.67 | $1,252.52 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002711 | Safe Harbor QM (APOR) | Yes | No | $621.03 | $1,963.94 | 9.324% | $553.39 | $553.39 | 9.000% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $3,615.63 | 1 | $2,507.28 | $1,685.04 | $208.94 | $140.42 | 39.170% | 39.170% | 39.170% | 03/16/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $621.03 | 6.650% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $188,123.72 | $899.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,807.33 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002660 | Safe Harbor QM (APOR) | Yes | No | $6,666.35 | $7,627.35 | 8.741% | $1,755.39 | $1,755.39 | 8.375% | No | No | Non-Employment Income | US Citizen | $3,397.36 | 1 | $53.88 | $2,028.60 | $4.49 | $169.05 | 49.574% | 49.574% | 49.574% | 03/19/2026 | 713 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Annuity]; Account Statements - 2026 [Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $6,666.35 | 6.220% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $8,934.63 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.000% | [Redacted] | $307,858.67 | $1,147.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 2.37 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002490 | Higher Priced QM (APOR) | Yes | No | $2,672.45 | $3,366.86 | 9.750% | $579.57 | $579.57 | 8.750% | No | No | Employed | US Citizen | $5,815.41 | 1 | $5,385.96 | $3,743.28 | $448.83 | $311.94 | 30.215% | 30.215% | 30.215% | 03/03/2026 | 667 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,672.45 | 5.530% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $153,838.89 | $871.58 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002684 | Safe Harbor QM (APOR) | Yes | No | $1,490.00 | $2,212.90 | 9.314% | $450.69 | $450.69 | 8.750% | No | No | Employed | US Citizen | $7,660.52 | 1 | $1,691.52 | $3,006.96 | $140.96 | $250.58 | 37.610% | 37.610% | 37.610% | 03/23/2026 | 718 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,490.00 | 5.940% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | $2,869.07 | No | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $175,776.99 | $864.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 1.64 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002848 | Safe Harbor QM (APOR) | Yes | No | $3,132.00 | $4,534.58 | 7.639% | $832.94 | $832.94 | 7.250% | No | No | Employed | US Citizen | $3,259.30 | 1 | $5,817.72 | $1,290.00 | $484.81 | $107.50 | 45.249% | 45.249% | 45.249% | 01/29/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 2 | 0 | 0 | [Redacted] | $3,132.00 | 6.430% | $0.00 | 1.0 | None | Yes | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $192,451.39 | $1,177.38 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002708 | Safe Harbor QM (APOR) | Yes | No | $1,000.00 | $1,305.13 | 7.709% | $1,086.46 | $1,086.46 | 7.625% | No | No | Employed | US Citizen | $7,627.14 | 1 | $5,652.60 | $2,596.32 | $471.05 | $216.36 | 41.805% | 41.805% | 41.805% | 03/26/2026 | 795 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,000.00 | 6.220% | $0.00 | None | N/A | No | 7.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.125% | [Redacted] | $196,418.55 | $1,753.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001482 | Safe Harbor QM (APOR) | Yes | No | $3,195.00 | $4,686.97 | 7.924% | $990.91 | $990.91 | 7.625% | No | No | Employed | Employed | US Citizen | US Citizen | $7,611.94 | 1 | $2,841.48 | $1,734.00 | $236.79 | $144.50 | 48.355% | 48.355% | 48.355% | 04/14/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,195.00 | 6.300% | $0.00 | None | N/A | No | 7.625% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 2 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $285,642.90 | $1,387.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $6,822.40 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002817 | Non QM | Yes | No | $7,313.10 | $3,464.08 | 7.398% | $1,671.33 | $1,671.33 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $11,856.05 | 1 | $9,897.36 | $4,208.04 | $824.78 | $350.67 | 38.972% | 38.972% | 38.972% | 03/10/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $7,313.10 | 6.430% | $0.00 | None | N/A | No | 7.250% | 2 | 2 | 0 | 0 | 3 | 2 | 0.00 | No | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $378,337.59 | $1,743.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 4.04 | No | $0.00 | $7,771.39 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002834 | Safe Harbor QM (APOR) | Yes | No | $3,972.00 | $2,833.85 | 7.826% | $1,018.16 | $1,018.16 | 7.625% | No | No | Employed | Employed | US Citizen | US Citizen | $4,885.56 | 1 | $1,031.04 | $672.00 | $85.92 | $56.00 | 43.023% | 43.023% | 43.023% | 713 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,972.00 | 6.430% | $0.00 | None | N/A | No | 7.625% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $115,604.64 | $796.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 67.66 | No | $0.00 | $5,049.97 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002801 | N/A | No | No | $11,219.75 | $8,856.72 | 7.891% | $3,539.26 | $3,539.26 | 7.750% | No | No | Employed | Not Employed | US Citizen | US Citizen | $22,180.31 | 1 | $15,730.32 | $3,634.92 | $1,310.86 | $302.91 | 33.532% | 33.532% | 33.532% | 03/26/2026 | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $11,219.75 | 6.430% | $0.00 | 2.6 | None | Yes | No | 7.750% | 2 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $335,474.00 | $3,463.68 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | AE | 05/20/2026 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002973 | Safe Harbor QM (APOR) | Yes | No | $3,458.00 | $2,964.23 | 7.863% | $743.18 | $743.18 | 7.625% | No | No | Employed | US Citizen | $7,686.00 | 1 | $2,316.48 | $1,496.64 | $193.04 | $124.72 | 26.332% | 26.332% | 26.332% | 04/13/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,458.00 | 6.370% | $0.00 | None | N/A | No | 7.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $309,666.11 | $1,445.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002802 | Safe Harbor QM (APOR) | Yes | No | $2,000.00 | $3,960.44 | 8.920% | $608.06 | $608.06 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $8,108.40 | 1 | $7,914.36 | $1,332.96 | $659.53 | $111.08 | 36.982% | 36.982% | 36.982% | 03/23/2026 | 756 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,000.00 | 6.430% | $0.00 | 1.7 | None | Yes | No | 8.375% | 2 | 2 | 2 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | $35,476.65 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $458,970.54 | $2,108.69 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 10.17 | No | No | $0.00 | $2,060.40 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002427 | Safe Harbor QM (APOR) | Yes | No | $5,295.88 | $7,936.07 | 7.752% | $1,320.23 | $1,320.23 | 7.375% | No | No | Employed | US Citizen | $6,312.83 | 1 | $6,813.72 | $2,203.56 | $567.81 | $183.63 | 49.811% | 49.811% | 49.811% | 02/05/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,295.88 | 6.100% | $0.00 | 1.0 | None | No | No | 7.375% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $587,347.17 | $2,728.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002955 | Safe Harbor QM (APOR) | Yes | No | $4,796.00 | $2,534.59 | 7.357% | $1,122.18 | $1,122.18 | 7.250% | No | No | Employed | Not Employed | US Citizen | US Citizen | $4,835.61 | 1 | $930.00 | $1,707.96 | $77.50 | $142.33 | 38.888% | 38.888% | 38.888% | 778 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,796.00 | 6.370% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $74,576.38 | $607.26 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002920 | Safe Harbor QM (APOR) | Yes | No | $2,595.00 | $2,096.75 | 7.998% | $537.31 | $537.31 | 7.750% | No | No | Employed | US Citizen | $3,807.98 | 1 | $4,660.44 | $924.96 | $388.37 | $77.08 | 40.528% | 40.528% | 40.528% | 04/07/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,595.00 | 6.260% | $0.00 | None | N/A | No | 7.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $270,885.00 | $1,361.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002750 | Safe Harbor QM (APOR) | Yes | No | $6,870.00 | $4,537.42 | 7.750% | $1,946.43 | $1,946.43 | 7.625% | No | No | Employed | US Citizen | $27,442.91 | 1 | $5,475.36 | $3,992.28 | $456.28 | $332.69 | 40.271% | 40.271% | 40.271% | 03/19/2026 | 758 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,870.00 | 6.220% | $0.00 | 1.4 | None | No | No | 7.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $238,333.86 | $1,136.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | AE | 09/26/2026 | $250,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002412 | Non QM | Yes | No | $6,120.00 | $6,546.84 | 8.074% | $1,082.92 | $1,082.92 | 7.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,333.96 | 1 | $6,488.40 | $2,379.72 | $540.70 | $198.31 | 49.495% | 49.495% | 49.495% | 04/08/2026 | 702 | No | No | [Borrower - | Primary Income - Pension]; 1099 Transcript - 2025 [Borrower - | Primary Income - Pension]; 1099 Transcript - 2024 [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099 Transcript - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099 Transcript - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099 Transcript - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $6,120.00 | 6.140% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $313,310.66 | $1,445.34 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $1,460.45 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002849 | N/A | No | No | $4,442.00 | $7,550.81 | 8.055% | $2,537.74 | $2,537.74 | 7.875% | No | No | Employed | US Citizen | $8,676.51 | 1 | $13,271.64 | $1,566.12 | $1,105.97 | $130.51 | 38.446% | 38.446% | 38.446% | 03/30/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,442.00 | 6.430% | $0.00 | 1.5 | None | No | No | 7.875% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $559,075.37 | $2,812.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002873 | Safe Harbor QM (APOR) | Yes | No | $5,071.00 | $6,664.86 | 7.687% | $1,373.06 | $1,373.06 | 7.375% | No | No | Employed | US Citizen | $4,607.66 | 1 | $1,973.16 | $1,974.00 | $164.43 | $164.50 | 40.073% | 40.073% | 40.073% | 04/07/2026 | 768 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,071.00 | 6.430% | $0.00 | 1.3 | None | Yes | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $145,578.22 | $855.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003048 | Safe Harbor QM (APOR) | Yes | No | $1,322.74 | $2,247.91 | 7.667% | $825.07 | $825.07 | 7.500% | No | No | Employed | Employed | US Citizen | US Citizen | $6,353.99 | 1 | $1,588.32 | $2,084.04 | $132.36 | $173.67 | 43.237% | 43.237% | 43.237% | 04/10/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,322.74 | 6.260% | $0.00 | None | N/A | No | 7.500% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $257,304.29 | $1,220.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $4,789.79 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002932 | Safe Harbor QM (APOR) | Yes | No | $0.00 | $322.75 | 7.523% | $2,013.98 | $2,013.98 | 7.500% | No | No | Employed | US Citizen | $12,353.03 | 1 | $2,975.04 | $2,132.88 | $247.92 | $177.74 | 23.986% | 23.986% | 23.986% | 04/09/2026 | 807 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 5.980% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $295,814.36 | $1,433.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001481 | Safe Harbor QM (APOR) | Yes | No | $3,495.00 | $2,911.81 | 8.286% | $1,188.00 | $1,188.00 | 8.125% | No | No | Not Employed | Employed | US Citizen | US Citizen | $9,304.86 | 1 | $1,925.40 | $1,182.00 | $160.45 | $98.50 | 27.521% | 27.521% | 27.521% | 689 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,495.00 | 6.300% | $0.00 | None | N/A | No | 8.125% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $278,663.30 | $1,325.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $12,837.91 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003072 | Safe Harbor QM (APOR) | Yes | No | $1,760.95 | $3,381.60 | 7.633% | $579.85 | $579.85 | 7.250% | No | No | Employed | US Citizen | $7,545.72 | 1 | $1,993.20 | $1,347.12 | $166.10 | $112.26 | 27.561% | 27.561% | 27.561% | 04/16/2026 | 787 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,760.95 | 6.260% | $0.00 | None | N/A | No | 7.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $137,966.75 | $783.73 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002855 | N/A | No | No | $4,879.80 | $3,013.80 | 7.783% | $966.71 | $966.71 | 7.500% | No | No | Not Employed | Employed | Employed | 15.65 | US Citizen | US Citizen | $15,882.95 | 1 | $7,808.52 | $1,569.12 | $650.71 | $130.76 | 33.851% | 33.851% | 33.851% | 03/24/2026 | 767 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,879.80 | 5.990% | $0.00 | None | N/A | No | 7.500% | 0 | 2 | 0 | 0 | 0 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | 1 | [Redacted] | 5.500% | [Redacted] | $158,607.08 | $953.89 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $24,010.83 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002707 | N/A | Yes | No | $2,754.75 | $2,063.44 | 8.135% | $543.80 | $543.80 | 7.875% | No | No | Employed | Employed | US Citizen | US Citizen | $5,958.67 | 1 | $1,245.96 | $1,269.24 | $103.83 | $105.77 | 49.713% | 49.713% | 49.713% | 05/11/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,754.75 | 6.220% | $0.00 | None | N/A | No | 7.875% | 2 | 2 | 0 | 0 | 3 | 2 | 0.00 | No | [Redacted] | No | 28 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $176,885.51 | $926.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $4,052.22 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002665 | Safe Harbor QM (APOR) | Yes | No | $3,985.35 | $3,198.48 | 8.369% | $611.96 | $611.96 | 8.000% | No | No | Employed | US Citizen | $4,308.60 | 1 | $3,302.16 | $3,520.92 | $275.18 | $293.41 | 48.093% | 48.093% | 48.093% | 03/19/2026 | 756 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,985.35 | 6.120% | $0.00 | 1.0 | None | Yes | No | 8.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $487,022.26 | $2,771.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.95 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002887 | Safe Harbor QM (APOR) | Yes | No | $3,985.00 | $2,133.04 | 7.817% | $1,656.35 | $1,656.35 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $11,468.53 | 1 | $4,332.84 | $3,837.00 | $361.07 | $319.75 | 38.809% | 38.809% | 38.809% | 04/07/2026 | 764 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,985.00 | 6.260% | $0.00 | 2.0 | None | No | No | 7.750% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $432,820.22 | $3,166.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $8,386.52 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002886 | Safe Harbor QM (APOR) | Yes | No | $3,337.10 | $2,143.93 | 7.896% | $931.34 | $931.34 | 7.750% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $4,874.77 | 2 | $18,602.76 | $1,214.76 | $1,550.23 | $101.23 | 43.746% | 43.746% | 43.746% | 03/09/2026 | 704 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | 0 | [Redacted] | $3,337.10 | 6.430% | $0.00 | None | No | No | 7.750% | 0 | 1 | 1 | 0 | 3 | 1 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $193,237.19 | $1,057.11 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.92 | No | $0.00 | $4,036.93 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002781 | Safe Harbor QM (APOR) | Yes | No | $4,039.00 | $2,736.67 | 7.581% | $790.38 | $790.38 | 7.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,397.15 | 1 | $2,169.96 | $2,108.64 | $180.83 | $175.72 | 48.283% | 48.283% | 48.283% | 03/26/2026 | 782 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,039.00 | 5.940% | $0.00 | 2.8 | None | Yes | No | 7.250% | 0 | 2 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $248,838.93 | $1,153.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $4,812.51 | No | No | No | No | 1 | 240 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002515 | N/A | No | No | $0.00 | 7.688% | $567.05 | $567.05 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $14,038.48 | 1 | $1,469.04 | $1,133.04 | $122.42 | $94.42 | 40.469% | 40.469% | 40.469% | 03/06/2026 | 768 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 5.980% | $0.00 | 3.5 | None | N/A | No | 7.750% | 1 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $40,318.91 | No | 12 | 27 | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | [Redacted] | 4.875% | [Redacted] | $51,689.55 | $405.62 | No | Trustee | No | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 33.9 | Retail | No | No | $0.00 | $17,106.74 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002640 | Non QM | Yes | No | $2,665.00 | $3,508.61 | 9.142% | $786.70 | $786.70 | 8.750% | No | No | Employed | US Citizen | $11,563.24 | 1 | $8,023.68 | $2,306.04 | $668.64 | $192.17 | 47.776% | 47.776% | 47.776% | 03/13/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,665.00 | 6.120% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $694,184.00 | $4,265.72 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002511 | Non QM | Yes | No | $1,590.00 | $2,225.95 | 7.885% | $604.20 | $604.20 | 7.500% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $17,082.44 | 1 | $4,416.60 | $4,499.04 | $368.05 | $374.92 | 44.702% | 44.702% | 44.702% | 01/16/2026 | 733 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,590.00 | 5.750% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 1 | 0 | 2 | 0 | No | [Redacted] | $83,227.56 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $377,153.12 | $2,423.58 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 22.07 | Retail | No | No | $5,679.25 | $0.00 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002552 | Safe Harbor QM (APOR) | Yes | No | $2,368.56 | $3,239.14 | 8.732% | $696.72 | $696.72 | 8.000% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,228.18 | 1 | $1,527.72 | $1,818.96 | $127.31 | $151.58 | 37.520% | 37.520% | 37.520% | 03/10/2026 | 747 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,368.56 | 5.580% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $110,011.36 | $1,005.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $6,590.89 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002544 | Higher Priced QM (APOR) | Yes | No | $591.38 | $2,157.78 | 9.776% | $492.54 | $492.54 | 9.375% | No | No | Employed | US Citizen | $7,540.53 | 1 | $2,966.76 | $3,440.04 | $247.23 | $286.67 | 45.160% | 45.160% | 45.160% | 03/10/2026 | 697 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $591.38 | 6.020% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $328,641.78 | $1,674.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 14.38 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002504 | Safe Harbor QM (APOR) | Yes | No | $2,395.40 | $3,895.40 | 8.419% | $660.39 | $660.39 | 8.000% | No | No | Employed | US Citizen | $3,273.35 | 1 | $1,938.00 | $2,750.64 | $161.50 | $229.22 | 45.480% | 45.480% | 45.480% | 03/13/2026 | 721 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,395.40 | 5.980% | $0.00 | None | N/A | No | 8.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $233,983.27 | $1,117.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002539 | Higher Priced QM (APOR) | Yes | No | $1,279.18 | $2,105.53 | 10.054% | $229.81 | $229.81 | 8.875% | No | No | Non-Employment Income | US Citizen | $2,130.98 | 1 | $1,884.00 | $1,503.24 | $157.00 | $125.27 | 45.989% | 45.989% | 45.989% | 03/09/2026 | 657 | No | No | [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,279.18 | 5.700% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $68,543.33 | $431.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002478 | Safe Harbor QM (APOR) | Yes | No | $3,652.25 | $4,656.75 | 7.905% | $1,277.95 | $1,277.95 | 7.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,192.69 | 1 | $3,905.76 | $1,464.96 | $325.48 | $122.08 | 43.241% | 43.241% | 43.241% | 03/03/2026 | 675 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,652.25 | 5.530% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $100,187.71 | $681.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $1,512.24 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002530 | Non QM | Yes | No | $5,503.32 | $5,664.28 | 8.627% | $1,186.86 | $1,186.86 | 8.250% | No | No | Employed | Not Employed | US Citizen | Permanent Resident Alien | $4,888.69 | 1 | $7,908.96 | $2,968.56 | $659.08 | $247.38 | 48.241% | 48.241% | 48.241% | 03/09/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,503.32 | 6.020% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $182,515.93 | $1,227.02 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002551 | Non QM | Yes | No | $4,652.85 | $4,781.05 | 9.498% | $860.95 | $860.95 | 9.000% | No | No | Employed | Not Employed | US Citizen | US Citizen | $7,427.32 | 1 | $8,126.64 | $2,775.00 | $677.22 | $231.25 | 40.033% | 40.033% | 40.033% | 03/05/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,652.85 | 6.020% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $242,596.58 | $1,063.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002573 | Higher Priced QM (APOR) | Yes | No | $1,951.60 | $2,873.37 | 9.780% | $508.78 | $508.78 | 9.250% | No | No | Employed | US Citizen | $7,312.67 | 1 | $5,764.56 | $1,773.96 | $480.38 | $147.83 | 25.475% | 25.475% | 25.475% | 03/11/2026 | 678 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,951.60 | 6.020% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $254,915.00 | $1,255.73 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002654 | Safe Harbor QM (APOR) | Yes | No | $2,683.40 | $3,511.02 | 8.114% | $478.78 | $478.78 | 7.375% | No | No | Employed | US Citizen | $6,712.50 | 1 | $4,403.88 | $3,402.00 | $366.99 | $283.50 | 34.099% | 34.099% | 34.099% | 02/16/2026 | 700 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,683.40 | 5.750% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $328,817.77 | $1,568.92 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002745 | Safe Harbor QM (APOR) | Yes | No | $4,375.00 | $6,128.69 | 7.778% | $2,392.34 | $2,392.34 | 7.625% | No | No | Employed | Employed | US Citizen | US Citizen | $14,738.55 | 1 | $13,871.52 | $2,594.04 | $1,155.96 | $216.17 | 40.077% | 40.077% | 40.077% | 03/25/2026 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,375.00 | 6.220% | $0.00 | 2.0 | None | N/A | No | 7.625% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $620.00 | No | 27 | 27 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $675,380.00 | $3,225.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0 | Retail | No | $0.00 | $12,278.50 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002537 | Higher Priced QM (APOR) | Yes | No | $2,782.86 | $3,826.36 | 9.994% | $496.64 | $496.64 | 9.250% | No | No | Employed | US Citizen | $2,856.63 | 1 | $4,606.56 | $3,966.96 | $383.88 | $330.58 | 48.282% | 48.282% | 48.282% | 03/09/2026 | 666 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,782.86 | 6.020% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $315,865.35 | $1,455.79 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002586 | Safe Harbor QM (APOR) | Yes | No | $3,982.88 | $5,106.13 | 8.392% | $1,006.03 | $1,006.03 | 8.000% | No | No | Employed | Employed | US Citizen | US Citizen | $12,054.22 | 1 | $7,026.12 | $1,938.96 | $585.51 | $161.58 | 40.959% | 40.959% | 40.959% | 03/11/2026 | 659 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,982.88 | 6.020% | $0.00 | None | N/A | No | 8.000% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $352,057.57 | $1,756.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $5,833.34 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002604 | Higher Priced QM (APOR) | Yes | No | $500.00 | $1,855.67 | 9.733% | $497.48 | $497.48 | 9.375% | No | No | Employed | US Citizen | $3,069.30 | 1 | $2,247.36 | $3,371.04 | $187.28 | $280.92 | 44.328% | 44.328% | 44.328% | 03/14/2026 | 668 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.120% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.340% | [Redacted] | $184,365.94 | $907.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002609 | Higher Priced QM (APOR) | Yes | No | $2,320.95 | $3,077.24 | 9.981% | $411.34 | $411.34 | 9.250% | No | No | Non-Employment Income | US Citizen | $4,202.63 | 1 | $2,945.28 | $824.04 | $245.44 | $68.67 | 27.453% | 27.453% | 27.453% | 03/15/2026 | 649 | No | No | [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,320.95 | 6.120% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $130,484.09 | $864.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002580 | Safe Harbor QM (APOR) | Yes | No | $2,878.09 | $4,503.81 | 9.045% | $983.73 | $983.73 | 8.500% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $7,229.40 | 1 | $2,536.44 | $2,184.96 | $211.37 | $182.08 | 30.966% | 30.966% | 30.966% | 03/12/2026 | 676 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,878.09 | 5.750% | $0.00 | None | N/A | No | 8.500% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $284,443.54 | $1,276.52 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $7,035.76 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002627 | Safe Harbor QM (APOR) | Yes | No | $3,804.73 | $4,664.74 | 8.646% | $2,034.24 | $2,034.24 | 8.000% | No | No | Employed | US Citizen | $10,036.78 | 1 | $8,274.96 | $1,578.96 | $689.58 | $131.58 | 36.814% | 36.814% | 36.814% | 03/17/2026 | 679 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,804.73 | 5.680% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $159,220.71 | $1,762.28 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002524 | N/A | No | No | $2,167.32 | $3,205.21 | 9.348% | $388.89 | $388.89 | 8.625% | No | No | Employed | US Citizen | $5,215.80 | 1 | $1,637.64 | $690.00 | $136.47 | $57.50 | 33.808% | 33.808% | 33.808% | 719 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,167.32 | 6.020% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $83,196.02 | $809.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002668 | Higher Priced QM (APOR) | Yes | No | $1,454.77 | $2,276.50 | 9.695% | $493.61 | $493.61 | 9.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,146.23 | 1 | $5,711.64 | $3,164.88 | $475.97 | $263.74 | 42.216% | 42.216% | 42.216% | 03/19/2026 | 652 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,454.77 | 6.120% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $182,278.28 | $877.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,146.95 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002593 | Safe Harbor QM (APOR) | Yes | No | $770.00 | $1,521.00 | 8.018% | $429.85 | $429.85 | 7.750% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,247.41 | 1 | $8,723.04 | $3,408.84 | $726.92 | $284.07 | 43.657% | 43.657% | 43.657% | 03/09/2026 | 712 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $770.00 | 6.120% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 13 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $382,336.28 | $1,833.53 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $5,416.67 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002547 | Safe Harbor QM (APOR) | Yes | No | $6,117.18 | $7,142.26 | 9.253% | $1,704.22 | $1,704.22 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,244.50 | 1 | $5,750.88 | $1,574.04 | $479.24 | $131.17 | 47.576% | 47.576% | 47.576% | 03/10/2026 | 715 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,117.18 | 6.120% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $415,792.35 | $1,944.81 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $898.42 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002591 | Higher Priced QM (APOR) | Yes | No | $1,775.11 | $2,530.79 | 9.529% | $579.73 | $579.73 | 8.250% | No | No | Employed | US Citizen | $6,159.88 | 1 | $6,929.28 | $1,998.00 | $577.44 | $166.50 | 24.097% | 24.097% | 24.097% | 03/12/2026 | 669 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,775.11 | 5.700% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 14 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.875% | [Redacted] | $57,814.95 | $354.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002559 | Higher Priced QM (APOR) | Yes | No | $2,991.48 | $4,058.11 | 9.972% | $539.03 | $539.03 | 9.250% | No | No | Employed | US Citizen | $5,190.59 | 1 | $2,063.40 | $953.04 | $171.95 | $79.42 | 34.098% | 34.098% | 34.098% | 03/10/2026 | 701 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,991.48 | 6.020% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $166,076.20 | $808.28 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002531 | Non QM | Yes | No | $500.00 | $1,308.02 | 9.266% | $1,164.63 | $1,164.63 | 9.125% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $3,978.72 | 1 | $3,041.88 | $1,554.24 | $253.49 | $129.52 | 47.834% | 47.834% | 47.834% | 03/05/2026 | 713 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 5.750% | $0.00 | 1.7 | None | N/A | No | 9.125% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $108,218.72 | $958.39 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $1,252.16 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002540 | Safe Harbor QM (APOR) | Yes | No | $4,890.46 | $5,819.34 | 8.469% | $1,320.42 | $1,320.42 | 8.125% | No | No | Employed | US Citizen | $9,466.47 | 1 | $4,886.16 | $1,644.96 | $407.18 | $137.08 | 36.326% | 36.326% | 36.326% | 03/06/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,890.46 | 6.020% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $310,032.00 | $1,492.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002888 | Non QM | Yes | No | $3,329.00 | $4,557.60 | 7.724% | $1,349.48 | $1,349.48 | 7.500% | No | No | Employed | US Citizen | $7,629.33 | 1 | $6,821.76 | $1,809.96 | $568.48 | $150.83 | 9.333% | 9.333% | 9.333% | 03/20/2026 | 767 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,329.00 | 6.430% | $0.00 | 1.0 | None | N/A | No | 7.500% | 1 | 1 | 0 | 2 | 1 | 0.00 | No | [Redacted] | $71,159.35 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $487,570.00 | $2,264.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.9 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002510 | Higher Priced QM (APOR) | Yes | No | $1,378.28 | $2,302.54 | 10.651% | $338.04 | $338.04 | 9.375% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $2,598.31 | 1 | $1,220.04 | $1,659.96 | $101.67 | $138.33 | 45.830% | 45.830% | 45.830% | 03/11/2026 | 693 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,378.28 | 5.610% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | Yes | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $185,343.08 | $1,039.25 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $1,153.37 | $1,908.05 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002579 | Higher Priced QM (APOR) | Yes | No | $1,740.64 | $2,568.43 | 9.502% | $487.46 | $487.46 | 8.000% | No | No | Employed | US Citizen | $4,749.37 | 1 | $4,374.36 | $6,551.52 | $364.53 | $545.96 | 46.723% | 46.723% | 46.723% | 03/12/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,740.64 | 5.650% | $0.00 | None | N/A | No | 8.000% | 0 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $281,177.24 | $1,499.11 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002550 | Safe Harbor QM (APOR) | Yes | No | $4,562.58 | $5,293.53 | 9.362% | $1,352.81 | $1,352.81 | 9.000% | No | No | Employed | US Citizen | $4,094.01 | 1 | $4,571.52 | $1,542.84 | $380.96 | $128.57 | 46.247% | 46.247% | 46.247% | 667 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $4,562.58 | 6.020% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.875% | [Redacted] | $135,324.46 | $1,388.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002653 | Non QM | Yes | No | $2,593.80 | $3,496.90 | 9.655% | $912.84 | $912.84 | 9.000% | No | No | Employed | US Citizen | $6,999.69 | 1 | $15,278.52 | $1,980.00 | $1,273.21 | $165.00 | 46.624% | 46.624% | 46.624% | 03/07/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,593.80 | 5.610% | $0.00 | 1.0 | None | N/A | No | 9.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $439,617.86 | $2,904.11 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002656 | Safe Harbor QM (APOR) | Yes | No | $3,010.75 | $4,358.91 | 8.912% | $1,166.68 | $1,166.68 | 8.625% | No | No | Employed | Employed | US Citizen | US Citizen | $10,527.35 | 1 | $6,426.60 | $1,191.96 | $535.55 | $99.33 | 35.945% | 35.945% | 35.945% | 03/19/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,010.75 | 6.120% | $0.00 | 2.3 | None | N/A | No | 8.625% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $274,133.16 | $1,326.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,434.75 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002780 | Safe Harbor QM (APOR) | Yes | No | $0.00 | $914.12 | 7.267% | $2,046.53 | $2,046.53 | 7.250% | No | No | Employed | Not Employed | US Citizen | US Citizen | $18,330.27 | 1 | $4,766.76 | $3,590.28 | $397.23 | $299.19 | 22.548% | 22.548% | 22.548% | 03/16/2026 | 788 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.220% | $0.00 | 1.4 | None | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $364,810.97 | $1,858.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002870 | Safe Harbor QM (APOR) | Yes | No | $995.00 | $2,680.42 | 7.796% | $2,844.16 | $2,844.16 | 7.750% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $9,117.95 | 1 | $9,364.44 | $3,878.04 | $780.37 | $323.17 | 43.602% | 43.602% | 43.602% | 03/10/2026 | 764 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1099 - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $995.00 | 6.370% | $0.00 | 2.6 | None | N/A | No | 7.750% | 0 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $1,215,758.27 | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $240,279.53 | $1,146.76 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 238.64 | Retail | No | No | $2,358.75 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002626 | Safe Harbor QM (APOR) | Yes | No | $1,281.02 | $2,180.72 | 9.164% | $234.76 | $234.76 | 8.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,854.19 | 1 | $7,031.76 | $1,494.96 | $585.98 | $124.58 | 45.824% | 45.824% | 45.824% | 03/16/2026 | 727 | No | No | [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,281.02 | 5.750% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.375% | [Redacted] | $405,693.78 | $2,314.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $1,296.75 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002634 | Safe Harbor QM (APOR) | Yes | No | $4,526.24 | $6,904.35 | 7.901% | $1,114.52 | $1,114.52 | 7.500% | No | No | Employed | Employed | US Citizen | US Citizen | $8,912.69 | 1 | $8,940.12 | $2,313.00 | $745.01 | $192.75 | 44.553% | 44.553% | 44.553% | 03/17/2026 | 713 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,526.24 | 6.120% | $0.00 | None | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $486,087.76 | $2,287.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,722.99 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002667 | Safe Harbor QM (APOR) | Yes | No | $1,384.43 | $2,362.99 | 9.718% | $239.92 | $239.92 | 8.875% | No | No | Employed | US Citizen | $7,172.90 | 1 | $3,316.80 | $1,965.00 | $276.40 | $163.75 | 33.936% | 33.936% | 33.936% | 03/20/2026 | 725 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,384.43 | 6.220% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $195,803.54 | $1,185.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002617 | Safe Harbor QM (APOR) | Yes | No | $6,879.89 | $9,260.00 | 9.489% | $1,992.15 | $1,992.15 | 9.125% | No | No | Employed | US Citizen | $9,920.76 | 1 | $8,817.12 | $987.00 | $734.76 | $82.25 | 41.836% | 41.836% | 41.836% | 03/16/2026 | 677 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,879.89 | 6.120% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 18 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $349,614.82 | $1,714.65 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002672 | Safe Harbor QM (APOR) | Yes | No | $3,483.97 | $4,978.79 | 9.397% | $755.85 | $755.85 | 8.875% | No | No | Employed | US Citizen | $6,129.32 | 1 | $1,333.80 | $3,618.00 | $111.15 | $301.50 | 23.500% | 23.500% | 23.500% | 03/20/2026 | 671 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,483.97 | 6.120% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $97,814.06 | $714.34 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002945 | Safe Harbor QM (APOR) | Yes | No | $3,050.00 | $0.00 | 8.240% | $514.62 | $514.62 | 8.250% | No | No | Non-Employment Income | US Citizen | $2,116.77 | 1 | $1,248.00 | $1,308.72 | $104.00 | $109.06 | 48.698% | 48.698% | 48.698% | 03/20/2026 | 697 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,050.00 | 6.370% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $266,102.93 | $1,265.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003060 | Safe Harbor QM (APOR) | Yes | No | $2,095.02 | $2,426.11 | 8.780% | $375.64 | $375.64 | 8.250% | No | No | Employed | US Citizen | $3,770.11 | 1 | $3,655.32 | $7,079.04 | $304.61 | $589.92 | 42.625% | 42.625% | 42.625% | 03/30/2026 | 793 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,095.02 | 6.430% | $0.00 | None | No | No | 8.250% | 2 | 1 | 0 | 4 | 1 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.152% | [Redacted] | $254,975.16 | $1,203.57 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003065 | Safe Harbor QM (APOR) | Yes | No | $4,029.00 | $4,670.81 | 9.082% | $1,154.09 | $1,154.09 | 8.750% | No | No | Employed | US Citizen | $3,460.48 | 1 | $1,961.28 | $2,247.00 | $163.44 | $187.25 | 44.293% | 44.293% | 44.293% | 03/24/2026 | 745 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,029.00 | 6.220% | $0.00 | None | No | No | 8.750% | 2 | 0 | 0 | 4 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $171,996.68 | $775.66 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003055 | Safe Harbor QM (APOR) | Yes | No | $2,095.02 | $2,425.41 | 8.650% | $371.26 | $371.26 | 8.125% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $3,706.85 | 1 | $3,373.44 | $3,674.64 | $281.12 | $306.22 | 40.923% | 40.923% | 40.923% | 03/26/2026 | 775 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,095.02 | 6.300% | $0.00 | 1.0 | None | Yes | No | 8.125% | 2 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 15 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $198,505.11 | $1,121.19 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $2,370.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003062 | Non QM | Yes | No | $3,035.00 | $3,533.11 | 10.291% | $842.30 | $842.30 | 9.875% | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | $3,791.64 | 1 | $665.40 | $4,140.36 | $55.45 | $345.03 | 48.636% | 48.636% | 48.636% | 03/28/2026 | 706 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Interest / Dividends]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,035.00 | 6.370% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 2 | 0 | 4 | 2 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $491,521.52 | $2,347.50 | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003056 | Higher Priced QM (APOR) | Yes | No | $2,175.02 | $2,606.52 | 10.304% | $463.95 | $463.95 | 9.750% | No | No | Employed | US Citizen | $7,315.72 | 1 | $2,904.72 | $6,440.04 | $242.06 | $536.67 | 24.992% | 24.992% | 24.992% | 03/24/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,175.02 | 6.430% | $0.00 | None | N/A | No | 9.750% | 1 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 14 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $232,712.76 | $1,095.83 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003064 | Non QM | Yes | No | $2,361.50 | $2,823.58 | 10.480% | $599.60 | $599.60 | 10.000% | No | No | Employed | Employed | US Citizen | US Citizen | $5,037.49 | 1 | $2,169.96 | $9,308.52 | $180.83 | $775.71 | 46.736% | 46.736% | 46.736% | 03/07/2026 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,361.50 | 6.430% | $0.00 | 1.0 | None | N/A | No | 10.000% | 2 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 27 | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $275,923.00 | $1,239.92 | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,367.30 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003059 | Higher Priced QM (APOR) | Yes | No | $2,446.80 | $3,276.90 | 10.586% | $593.15 | $593.15 | 10.000% | No | No | Employed | US Citizen | $4,727.07 | 1 | $7,694.16 | $2,442.96 | $641.18 | $203.58 | 48.457% | 48.457% | 48.457% | 02/26/2026 | 735 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,446.80 | 5.980% | $0.00 | 1.0 | None | N/A | No | 10.000% | 0 | 1 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.886% | [Redacted] | $278,489.31 | $1,941.07 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | AE | 10/19/2026 | $250,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003066 | Safe Harbor QM (APOR) | Yes | No | $1,500.02 | $2,295.21 | 8.864% | $380.04 | $380.04 | 8.375% | No | No | Employed | US Citizen | $4,179.60 | 1 | $2,464.56 | $1,193.04 | $205.38 | $99.42 | 27.935% | 27.935% | 27.935% | 03/28/2026 | 806 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,500.02 | 6.370% | $0.00 | None | N/A | No | 8.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $79,097.24 | $483.29 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002912 | Safe Harbor QM (APOR) | Yes | No | $2,459.05 | $2,849.67 | 8.981% | $1,062.05 | $1,062.05 | 8.750% | No | No | Employed | Employed | US Citizen | US Citizen | $5,629.87 | 1 | $3,978.12 | $3,080.76 | $331.51 | $256.73 | 47.142% | 47.142% | 47.142% | 04/07/2026 | 656 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,459.05 | 6.370% | $0.00 | 1.0 | None | Yes | No | 8.750% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $267,794.70 | $1,686.55 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,383.54 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003057 | Non QM | Yes | No | $4,816.00 | $5,355.24 | 8.466% | $901.80 | $901.80 | 8.000% | No | No | Employed | Employed | US Citizen | US Citizen | $13,213.39 | 1 | $2,600.52 | $3,353.04 | $216.71 | $279.42 | 17.214% | 17.214% | 17.214% | 03/30/2026 | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,816.00 | 6.430% | $0.00 | None | No | No | 8.000% | 2 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $62,786.00 | $1,192.16 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 6.28 | Retail | No | No | $0.00 | $3,510.02 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003063 | Safe Harbor QM (APOR) | Yes | No | $3,495.00 | $4,288.34 | 9.516% | $976.36 | $976.36 | 9.125% | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | $10,085.25 | 1 | $7,056.36 | $2,985.96 | $588.03 | $248.83 | 29.714% | 29.714% | 29.714% | 03/20/2026 | 726 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,495.00 | 6.220% | $0.00 | None | No | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $502,061.21 | $2,420.32 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003054 | Non QM | Yes | No | $5,743.44 | $6,983.48 | 10.211% | $2,018.23 | $2,018.23 | 9.875% | No | No | Employed | US Citizen | $5,780.60 | 1 | $3,266.28 | $6,306.96 | $272.19 | $525.58 | 44.506% | 44.506% | 44.506% | 02/20/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,743.44 | 5.980% | $0.00 | 3.8 | None | N/A | No | 9.875% | 2 | 0 | 0 | 0 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $402,683.25 | $1,820.08 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003061 | Non QM | Yes | No | $4,354.00 | $5,137.79 | 10.243% | $1,414.97 | $1,414.97 | 9.875% | No | No | Self-Employed | US Citizen | $6,264.72 | 1 | $2,673.96 | $1,814.04 | $222.83 | $151.17 | 36.312% | 36.312% | 36.312% | 03/24/2026 | 739 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,354.00 | 6.430% | $0.00 | 2.0 | None | N/A | No | 9.875% | 0 | 2 | 0 | 3 | 3 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $342,787.78 | $1,584.89 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002796 | Safe Harbor QM (APOR) | Yes | No | $2,169.38 | $3,481.51 | 8.858% | $1,009.73 | $1,009.73 | 8.375% | No | No | Employed | US Citizen | $4,566.95 | 1 | $4,113.12 | $3,518.04 | $342.76 | $293.17 | 40.457% | 40.457% | 40.457% | 03/14/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,169.38 | 5.870% | $0.00 | None | N/A | No | 8.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.490% | [Redacted] | $249,174.77 | $1,263.39 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002583 | Safe Harbor QM (APOR) | Yes | No | $2,081.79 | $2,929.08 | 7.869% | $580.35 | $580.35 | 7.500% | No | No | Employed | US Citizen | $7,006.41 | 1 | $7,265.76 | $2,894.04 | $605.48 | $241.17 | 35.804% | 35.804% | 35.804% | 03/04/2026 | 662 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,081.79 | 6.300% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 2 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $313,292.82 | $1,945.62 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003058 | Safe Harbor QM (APOR) | Yes | No | $2,735.00 | $3,207.32 | 9.553% | $667.18 | $667.18 | 9.125% | No | No | Employed | Not Employed | US Citizen | US Citizen | $9,477.21 | 1 | $4,465.80 | $4,038.00 | $372.15 | $336.50 | 32.306% | 32.306% | 32.306% | 03/27/2026 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,735.00 | 6.370% | $0.00 | None | No | No | 9.125% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 12 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $384,885.08 | $1,810.96 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002752 | Safe Harbor QM (APOR) | Yes | No | $827.23 | $2,678.35 | 9.360% | $1,101.54 | $1,101.54 | 9.125% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $8,307.74 | 1 | $3,552.72 | $4,323.00 | $296.06 | $360.25 | 23.663% | 23.663% | 23.663% | 03/25/2026 | 641 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $827.23 | 5.940% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $197,568.07 | $736.58 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $1,376.76 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002687 | Safe Harbor QM (APOR) | Yes | No | $4,001.18 | $6,148.89 | 9.569% | $1,138.31 | $1,138.31 | 9.125% | No | No | Employed | US Citizen | $6,484.77 | 1 | $1,862.40 | $2,649.96 | $155.20 | $220.83 | 44.416% | 44.416% | 44.416% | 03/23/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,001.18 | 6.430% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 14 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $263,188.17 | $1,278.74 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002800 | Safe Harbor QM (APOR) | Yes | No | $2,195.00 | $3,136.00 | 7.920% | $1,112.41 | $1,112.41 | 7.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $16,870.86 | 1 | $3,091.56 | $2,018.28 | $257.63 | $168.19 | 36.488% | 36.488% | 36.488% | 03/27/2026 | 788 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,195.00 | 5.870% | $0.00 | 1.6 | None | N/A | No | 7.500% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $166,322.00 | $2,428.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002673 | Safe Harbor QM (APOR) | Yes | No | $1,271.88 | $3,255.53 | 9.552% | $1,289.30 | $1,289.30 | 9.375% | No | No | Employed | US Citizen | $8,523.76 | 1 | $4,681.32 | $7,917.00 | $390.11 | $659.75 | 44.912% | 44.912% | 44.912% | 03/20/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,271.88 | 6.120% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.125% | [Redacted] | $401,936.21 | $2,551.96 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | VE | 04/29/2026 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002790 | Non QM | Yes | No | $4,259.05 | $4,757.40 | 8.274% | $846.79 | $846.79 | 7.875% | No | No | Non-Employment Income | US Citizen | $4,412.09 | 1 | $6,705.36 | $1,446.96 | $558.78 | $120.58 | 42.988% | 42.988% | 42.988% | 03/28/2026 | 692 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $4,259.05 | 6.430% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $42,633.17 | $740.96 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002778 | Safe Harbor QM (APOR) | Yes | No | $3,884.12 | $5,082.83 | 7.822% | $761.59 | $761.59 | 7.375% | No | No | Non-Employment Income | US Citizen | $4,794.83 | 1 | $12,038.16 | $9,287.76 | $1,003.18 | $773.98 | 48.201% | 48.201% | 48.201% | 03/27/2026 | 799 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,884.12 | 6.220% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $144,837.16 | $1,539.94 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002867 | Non QM | Yes | No | $1,615.55 | $2,118.76 | 8.306% | $380.66 | $380.66 | 7.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,665.31 | 1 | $1,802.40 | $2,087.04 | $150.20 | $173.92 | 41.802% | 41.802% | 41.802% | 03/31/2026 | 785 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,615.55 | 6.430% | $0.00 | None | N/A | No | 7.875% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | 28 | 16 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $294,304.51 | $1,410.07 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,901.44 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002799 | Safe Harbor QM (APOR) | Yes | No | $3,594.08 | $5,378.05 | 8.585% | $1,747.76 | $1,747.76 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $13,422.62 | 1 | $3,586.56 | $4,725.96 | $298.88 | $393.83 | 25.481% | 25.481% | 25.481% | 03/30/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,594.08 | 6.430% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.235% | [Redacted] | $237,798.48 | $1,151.99 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $10,245.91 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002657 | Safe Harbor QM (APOR) | Yes | No | $3,061.88 | $3,912.12 | 8.683% | $741.54 | $741.54 | 8.250% | No | No | Employed | US Citizen | $2,109.78 | 1 | $1,144.68 | $2,931.48 | $95.39 | $244.29 | 49.867% | 49.867% | 49.867% | 04/09/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,061.88 | 6.120% | $0.00 | 1.3 | None | N/A | No | 8.250% | 2 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $2,563.36 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $129,019.68 | $597.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0.33 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002659 | Non QM | Yes | No | $4,491.53 | $6,699.72 | 9.428% | $1,295.23 | $1,295.23 | 9.000% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $5,186.15 | 1 | $8,581.92 | $3,773.64 | $715.16 | $314.47 | 43.418% | 43.418% | 43.418% | 03/19/2026 | 673 | No | No | [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,491.53 | 6.120% | $0.00 | None | N/A | No | 9.000% | 0 | 2 | 2 | 0 | 3 | 0 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $327,813.51 | $1,587.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,307.20 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002840 | Safe Harbor QM (APOR) | Yes | No | $4,663.70 | $6,151.54 | 9.363% | $1,379.93 | $1,379.93 | 9.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,563.39 | 1 | $3,558.48 | $840.00 | $296.54 | $70.00 | 37.323% | 37.323% | 37.323% | 03/18/2026 | 765 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,663.70 | 6.120% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $147,026.79 | $705.91 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $2,134.03 | $944.36 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002612 | Higher Priced QM (APOR) | Yes | No | $1,443.66 | $2,838.86 | 9.942% | $493.76 | $493.76 | 9.375% | No | No | Non-Employment Income | US Citizen | $8,451.77 | 1 | $0.00 | $2,722.80 | $0.00 | $226.90 | 40.208% | 40.208% | 40.208% | 03/13/2026 | 650 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,443.66 | 6.120% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $306,339.91 | $1,512.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 24.32 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002685 | Safe Harbor QM (APOR) | Yes | No | $1,372.00 | $2,860.10 | 7.914% | $345.34 | $345.34 | 7.375% | No | No | Not Employed | Employed | US Citizen | US Citizen | $2,864.45 | 1 | $4,899.96 | $3,291.12 | $408.33 | $274.26 | 46.932% | 46.932% | 46.932% | 03/19/2026 | 785 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,372.00 | 6.220% | $0.00 | None | N/A | No | 7.375% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $62,143.44 | $499.57 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $5,397.73 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002714 | N/A | No | No | $2,307.46 | $3,378.43 | 8.418% | $652.46 | $652.46 | 8.000% | No | No | Employed | US Citizen | $5,790.02 | 1 | $3,848.28 | $1,410.96 | $320.69 | $117.58 | 40.725% | 40.725% | 40.725% | 03/30/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,307.46 | 6.220% | $0.00 | 1.0 | None | Yes | No | 8.000% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 2 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $276,570.00 | $1,357.73 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002986 | Non QM | Yes | No | $13,300.00 | $16,630.23 | 7.733% | $2,203.43 | $2,203.43 | 7.250% | No | No | Employed | US Citizen | $6,137.85 | 1 | $9,253.08 | $1,560.00 | $771.09 | $130.00 | 40.855% | 40.855% | 40.855% | 04/06/2026 | 786 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $13,300.00 | 6.300% | $0.00 | 1.0 | None | N/A | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.000% | [Redacted] | $170,000.00 | $1,019.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002917 | Non QM | Yes | No | $5,675.90 | $6,438.15 | 9.369% | $944.04 | $944.04 | 8.750% | No | No | Employed | Employed | US Citizen | US Citizen | $5,923.83 | 1 | $5,546.52 | $1,011.96 | $462.21 | $84.33 | 42.339% | 42.339% | 42.339% | 04/08/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,675.90 | 6.370% | $0.00 | None | N/A | No | 8.750% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $291,590.35 | $1,524.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,016.27 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002488 | Non QM | Yes | No | $6,142.74 | $7,674.20 | 7.946% | $1,680.93 | $1,680.93 | 7.625% | No | No | Employed | US Citizen | $14,496.37 | 1 | $10,252.44 | $3,695.16 | $854.37 | $307.93 | 31.130% | 31.130% | 31.130% | 03/03/2026 | 657 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $6,142.74 | 5.980% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $522,366.00 | $2,945.42 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002816 | N/A | Yes | No | $8,267.86 | $5,837.25 | 7.862% | $1,726.36 | $1,726.36 | 7.625% | No | No | Self-Employed | US Citizen | $10,926.28 | 1 | $13,108.92 | $7,395.00 | $1,092.41 | $616.25 | 43.522% | 43.522% | 43.522% | 03/04/2026 | 804 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Primary Income - Sole Proprietor]; W-2 - 2025 [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2025 [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; W-2 - 2024 [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2024 [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Primary Income - Sole Proprietor]; W-2 - 2023 [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2023 [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; W-2 Transcript - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $8,267.86 | 6.430% | $0.00 | 1.0 | None | Yes | No | 7.625% | 3 | 2 | 0 | 3 | 2 | 12.00 | No | [Redacted] | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $210,783.36 | $1,037.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 52.58 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002933 | Safe Harbor QM (APOR) | Yes | No | $1,800.00 | $3,894.13 | 8.864% | $1,086.01 | $1,086.01 | 7.875% | No | No | Employed | Employed | US Citizen | US Citizen | $10,214.15 | 1 | $3,848.76 | $1,134.96 | $320.73 | $94.58 | 43.793% | 43.793% | 43.793% | 04/13/2026 | 695 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,800.00 | 6.020% | $0.00 | None | N/A | No | 7.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $379,700.67 | $1,899.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $12,119.42 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002600 | Non QM | Yes | No | $5,633.00 | $3,244.11 | 7.565% | $1,139.61 | $1,139.61 | 7.375% | No | No | Employed | US Citizen | $6,653.87 | 1 | $5,602.08 | $3,600.00 | $466.84 | $300.00 | 44.574% | 44.574% | 44.574% | 03/13/2026 | 715 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,633.00 | 6.020% | $0.00 | 1.4 | None | No | No | 7.375% | 3 | 2 | 0 | 3 | 3 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $200,539.51 | $845.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001484 | N/A | Yes | No | $3,845.00 | $6,166.45 | 8.173% | $1,390.52 | $1,390.52 | 7.500% | No | No | Not Employed | Employed | US Citizen | $9,256.14 | 1 | $4,361.64 | $1,118.52 | $363.47 | $93.21 | 44.658% | 44.658% | 44.658% | 05/11/2026 | 729 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,845.00 | 5.850% | $0.00 | None | N/A | No | 7.500% | 0 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | [Redacted] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 4.125% | [Redacted] | $169,287.06 | $1,072.29 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $16,725.45 | No | No | No | No | 2 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002954 | Safe Harbor QM (APOR) | Yes | No | $3,405.00 | $4,066.88 | 7.807% | $511.63 | $511.63 | 7.250% | No | No | Not Employed | Employed | US Citizen | $8,359.16 | 1 | $12,817.20 | $2,751.96 | $1,068.10 | $229.33 | 44.273% | 44.273% | 44.273% | 04/07/2026 | 693 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,405.00 | 6.370% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 1 | 0 | 2 | 1 | 0.00 | No | Not Stated | [Redacted] | No | 4 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 2.875% | [Redacted] | $610,553.76 | $2,836.62 | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $15,000.27 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003031 | Safe Harbor QM (APOR) | Yes | No | $0.00 | $1,629.44 | 7.385% | $3,108.04 | $3,108.04 | 7.375% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $11,399.17 | 1 | $27,813.12 | $2,682.00 | $2,317.76 | $223.50 | 46.717% | 46.717% | 46.717% | 04/21/2026 | 794 | No | No | [Borrower - | Non-Primary Income - Wages]; Other - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.300% | $0.00 | 2.9 | None | No | No | 7.375% | 2 | 0 | 2 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $784,943.90 | $3,726.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003032 | N/A | No | No | $4,086.93 | $5,794.62 | 8.760% | $899.09 | $899.09 | 8.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $7,942.99 | 1 | $3,707.76 | $3,543.24 | $308.98 | $295.27 | 36.640% | 36.640% | 36.640% | 04/14/2026 | 704 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; Other - 2026 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,086.93 | 6.300% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | [Redacted] | $4,527.23 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $653,303.37 | $3,319.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0.94 | No | No | $2,582.45 | $0.00 | No | No | No | No | 4 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002988 | Non QM | Yes | No | $6,642.14 | $7,821.70 | 7.847% | $1,329.41 | $1,329.41 | 7.250% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $14,705.87 | 1 | $5,406.72 | $3,140.04 | $450.56 | $261.67 | 34.322% | 34.322% | 34.322% | 04/17/2026 | 754 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $6,642.14 | 6.030% | $0.00 | 1.8 | None | No | No | 7.250% | 1 | 1 | 1 | 0 | 3 | 1 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $510,800.55 | $3,151.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $15,746.50 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002874 | Non QM | Yes | No | $4,231.00 | $4,892.35 | 8.377% | $725.07 | $725.07 | 7.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,012.36 | 1 | $2,648.64 | $1,300.08 | $220.72 | $108.34 | 43.091% | 43.091% | 43.091% | 04/01/2026 | 778 | No | No | [Borrower - | Primary Income - Social Security]; 1099 Transcript - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,231.00 | 6.430% | $0.00 | 1.0 | None | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $272,394.34 | $1,201.96 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,322.92 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003095 | Safe Harbor QM (APOR) | Yes | No | $3,842.50 | $6,325.22 | 7.955% | $786.68 | $786.68 | 7.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,545.87 | 1 | $3,766.08 | $2,049.96 | $313.84 | $170.83 | 41.604% | 41.604% | 41.604% | 05/01/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,842.50 | 6.260% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.592% | [Redacted] | $214,152.67 | $959.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003117 | Non QM | Yes | No | $3,740.00 | $3,273.65 | 8.127% | $958.90 | $958.90 | 7.875% | No | No | Employed | US Citizen | $3,665.74 | 1 | $2,594.16 | $1,045.20 | $216.18 | $87.10 | 37.159% | 37.159% | 37.159% | 03/06/2026 | 820 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,740.00 | 6.320% | $0.00 | None | N/A | No | 7.875% | 1 | 1 | 0 | 3 | 1 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $178,014.44 | $879.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 59.81 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003070 | Safe Harbor QM (APOR) | Yes | No | $3,610.00 | $4,367.94 | 7.905% | $1,075.85 | $1,075.85 | 7.625% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $4,786.61 | 1 | $5,607.12 | $2,970.96 | $467.26 | $247.58 | 48.310% | 48.310% | 48.310% | 04/24/2026 | 720 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; W-2 - 2025 [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; W-2 - 2024 [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,610.00 | 6.260% | $0.00 | None | N/A | No | 7.625% | 2 | 0 | 1 | 0 | 3 | 1 | No | Not Stated | [Redacted] | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $535,222.76 | $2,653.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $2,770.04 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001486 | Safe Harbor QM (APOR) | Yes | No | $3,767.20 | $5,728.27 | 8.466% | $1,044.13 | $1,044.13 | 7.875% | No | No | Employed | Employed | US Citizen | US Citizen | $8,050.88 | 1 | $3,683.40 | $2,160.00 | $306.95 | $180.00 | 51.772% | 51.772% | 51.772% | 03/03/2026 | 700 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,767.20 | 5.750% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $313,452.00 | $2,358.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $8,013.20 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002512 | Safe Harbor QM (APOR) | Yes | No | $2,795.00 | $3,344.42 | 7.619% | $948.45 | $948.45 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $10,301.78 | 1 | $4,347.84 | $3,574.80 | $362.32 | $297.90 | 29.247% | 29.247% | 29.247% | 03/06/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,795.00 | 5.750% | $0.00 | None | N/A | No | 7.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $172,066.08 | $918.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $2,903.55 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002498 | Safe Harbor QM (APOR) | Yes | No | $2,268.57 | $3,247.45 | 7.687% | $1,137.81 | $1,137.81 | 7.500% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,878.27 | 1 | $2,703.00 | $2,961.00 | $225.25 | $246.75 | 47.840% | 47.840% | 47.840% | 03/04/2026 | 748 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,268.57 | 6.620% | $0.00 | None | N/A | No | 7.500% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $164,109.00 | $1,626.68 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | No | $6,163.27 | $1,527.28 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002529 | Higher Priced QM (APOR) | Yes | No | $1,301.80 | $2,148.39 | 9.921% | $304.39 | $304.39 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,541.57 | 1 | $1,953.00 | $1,361.04 | $162.75 | $113.42 | 49.154% | 49.154% | 49.154% | 03/09/2026 | 718 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,301.80 | 6.020% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.750% | [Redacted] | $212,975.00 | $1,450.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $1,321.78 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002594 | Safe Harbor QM (APOR) | Yes | No | $4,183.42 | $5,473.79 | 9.160% | $1,145.42 | $1,145.42 | 8.750% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,086.21 | 1 | $7,909.44 | $1,689.96 | $659.12 | $140.83 | 49.976% | 49.976% | 49.976% | 03/13/2026 | 735 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,183.42 | 6.020% | $0.00 | None | N/A | No | 8.750% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $523,915.00 | $2,806.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $8,274.28 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002522 | Higher Priced QM (APOR) | Yes | No | $1,589.06 | $2,555.28 | 9.992% | $447.68 | $447.68 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $11,255.48 | 1 | $11,430.72 | $2,772.00 | $952.56 | $231.00 | 41.132% | 41.132% | 41.132% | 03/07/2026 | 677 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,589.06 | 5.750% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $310,257.39 | $2,789.15 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $13,171.60 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002533 | Safe Harbor QM (APOR) | Yes | No | $4,312.89 | $5,583.87 | 9.390% | $1,279.35 | $1,279.35 | 9.000% | No | No | Employed | US Citizen | $4,489.42 | 1 | $4,951.44 | $642.96 | $412.62 | $53.58 | 43.105% | 43.105% | 43.105% | 03/09/2026 | 651 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 2 | 0 | 0 | [Redacted] | $4,312.89 | 6.020% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $291,188.00 | $1,318.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002549 | Higher Priced QM (APOR) | Yes | No | $1,236.94 | $2,018.00 | 9.289% | $403.94 | $403.94 | 7.875% | No | No | Non-Employment Income | US Citizen | $2,132.97 | 1 | $0.00 | $2,022.00 | $0.00 | $168.50 | 33.878% | 33.878% | 33.878% | 02/24/2026 | 724 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,236.94 | 5.740% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $38,083.69 | $520.39 | No | Individual | No | No | Fair Isaac (VER. 2) | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002602 | Higher Priced QM (APOR) | Yes | No | $743.36 | $1,840.57 | 9.789% | $264.52 | $264.52 | 9.125% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $7,065.45 | 1 | $6,722.28 | $1,673.88 | $560.19 | $139.49 | 39.033% | 39.033% | 39.033% | 03/13/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $743.36 | 6.020% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $518,813.45 | $2,441.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $5,535.13 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002615 | Higher Priced QM (APOR) | Yes | No | $560.77 | $1,338.63 | 9.938% | $337.53 | $337.53 | 8.750% | No | No | Non-Employment Income | US Citizen | $1,575.22 | 1 | $385.56 | $1,493.04 | $32.13 | $124.42 | 39.667% | 39.667% | 39.667% | 03/16/2026 | 682 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $560.77 | 5.680% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $111,710.84 | $541.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002581 | Safe Harbor QM (APOR) | Yes | No | $3,750.21 | $4,907.14 | 7.637% | $1,315.76 | $1,315.76 | 7.375% | No | No | Employed | US Citizen | $7,443.10 | 1 | $7,904.28 | $3,092.64 | $658.69 | $257.72 | 49.905% | 49.905% | 49.905% | 03/11/2026 | 737 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2024 [Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Rations]; W-2 - 2025 [Borrower - | Non-Primary Income - Rations]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,750.21 | 6.120% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $6,078.22 | Yes | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $277,734.52 | $2,768.78 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 1.22 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002590 | Non QM | Yes | No | $5,174.63 | $6,344.27 | 9.199% | $1,745.33 | $1,745.33 | 8.750% | No | No | Employed | US Citizen | $7,275.86 | 1 | $2,703.12 | $2,865.00 | $225.26 | $238.75 | 49.150% | 49.150% | 49.150% | 03/07/2026 | 664 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,174.63 | 5.700% | $0.00 | 1.0 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $199,806.72 | $1,816.27 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002509 | Safe Harbor QM (APOR) | Yes | No | $3,319.21 | $4,104.25 | 9.025% | $946.21 | $946.21 | 8.500% | No | No | Employed | US Citizen | $7,833.70 | 1 | $7,260.24 | $1,767.48 | $605.02 | $147.29 | 41.105% | 41.105% | 41.105% | 03/06/2026 | 738 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,319.21 | 5.750% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 23 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $545,076.32 | $2,447.32 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002605 | Non QM | Yes | No | $3,464.26 | $4,617.66 | 10.191% | $1,732.42 | $1,732.42 | 9.375% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $15,134.98 | 1 | $5,151.48 | $4,158.36 | $429.29 | $346.53 | 29.721% | 29.721% | 29.721% | 03/14/2026 | 668 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,464.26 | 5.650% | $0.00 | 1.0 | None | N/A | No | 9.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $511,250.87 | $2,240.23 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $10,785.32 | $0.00 | No | No | No | No | 1 | 120 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002607 | Safe Harbor QM (APOR) | Yes | No | $2,015.37 | $2,159.69 | 7.613% | $1,347.20 | $1,347.20 | 7.500% | No | No | Employed | US Citizen | $7,529.02 | 1 | $9,204.48 | $4,662.96 | $767.04 | $388.58 | 47.749% | 47.749% | 47.749% | 03/14/2026 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,015.37 | 6.120% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $402,686.70 | $1,894.79 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002503 | Safe Harbor QM (APOR) | Yes | No | $4,137.34 | $4,931.64 | 9.442% | $796.75 | $796.75 | 8.875% | No | No | Non-Employment Income | US Citizen | $6,758.66 | 1 | $1,249.56 | $1,335.96 | $104.13 | $111.33 | 25.003% | 25.003% | 25.003% | 03/05/2026 | 660 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,137.34 | 5.980% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $122,028.43 | $600.99 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002572 | Safe Harbor QM (APOR) | Yes | No | $2,784.96 | $3,630.25 | 9.315% | $468.98 | $468.98 | 8.625% | No | No | Employed | US Citizen | $9,534.21 | 1 | $833.40 | $2,162.16 | $69.45 | $180.18 | 22.363% | 22.363% | 22.363% | 03/11/2026 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,784.96 | 6.020% | $0.00 | None | No | No | 8.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $155,699.24 | $809.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 02/24/2027 | $217,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002561 | Higher Priced QM (APOR) | Yes | No | $1,748.36 | $2,898.17 | 9.629% | $743.91 | $743.91 | 8.500% | No | No | Employed | US Citizen | $13,952.88 | 1 | $8,863.56 | $2,502.00 | $738.63 | $208.50 | 21.741% | 21.741% | 21.741% | 03/10/2026 | 644 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,748.36 | 5.650% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $476,542.00 | $1,876.56 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002518 | Safe Harbor QM (APOR) | Yes | No | $1,208.88 | $2,227.91 | 8.663% | $249.48 | $249.48 | 8.000% | No | No | Employed | US Citizen | $2,288.44 | 1 | $5,114.76 | $1,647.60 | $426.23 | $137.30 | 48.022% | 48.022% | 48.022% | 03/21/2026 | 718 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,208.88 | 6.020% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $129,930.44 | $841.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002674 | Higher Priced QM (APOR) | Yes | No | $2,645.15 | $3,842.42 | 9.950% | $478.34 | $478.34 | 9.250% | No | No | Employed | US Citizen | $4,597.25 | 1 | $2,836.20 | $1,725.96 | $236.35 | $143.83 | 30.369% | 30.369% | 30.369% | 03/16/2026 | 692 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,645.15 | 6.120% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 8 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $153,147.75 | $730.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002675 | Safe Harbor QM (APOR) | Yes | No | $3,311.98 | $4,651.93 | 8.166% | $589.16 | $589.16 | 7.375% | No | No | Employed | US Citizen | $11,364.07 | 1 | $5,760.00 | $1,973.04 | $480.00 | $164.42 | 29.142% | 29.142% | 29.142% | 03/20/2026 | 758 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,311.98 | 5.940% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $249,950.63 | $1,819.08 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002589 | Safe Harbor QM (APOR) | Yes | No | $9,712.61 | $10,863.70 | 8.601% | $2,530.84 | $2,530.84 | 8.250% | No | No | Employed | US Citizen | $7,873.52 | 1 | $8,265.60 | $3,651.00 | $688.80 | $304.25 | 47.826% | 47.826% | 47.826% | 03/12/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $9,712.61 | 6.020% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $598,086.16 | $3,103.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002502 | Safe Harbor QM (APOR) | Yes | No | $3,355.46 | $4,364.16 | 8.137% | $1,280.67 | $1,280.67 | 7.750% | No | No | Employed | US Citizen | $7,832.39 | 1 | $9,275.16 | $2,170.56 | $772.93 | $180.88 | 44.280% | 44.280% | 44.280% | 03/04/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,355.46 | 5.750% | $0.00 | None | N/A | No | 7.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $448,845.77 | $2,065.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0.81 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002560 | Higher Priced QM (APOR) | Yes | No | $500.00 | $2,184.78 | 9.241% | $463.75 | $463.75 | 8.750% | No | No | Non-Employment Income | US Citizen | $6,633.82 | 1 | $1,200.48 | $2,156.76 | $100.04 | $179.73 | 26.706% | 26.706% | 26.706% | 03/11/2026 | 699 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.900% | [Redacted] | $142,078.00 | $664.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002571 | Higher Priced QM (APOR) | Yes | No | $3,528.24 | $4,851.15 | 9.921% | $636.50 | $636.50 | 9.250% | No | No | Employed | US Citizen | $6,216.76 | 1 | $4,631.28 | $906.96 | $385.94 | $75.58 | 30.908% | 30.908% | 30.908% | 03/11/2026 | 652 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,528.24 | 6.020% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $156,630.17 | $927.95 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 4.24 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002527 | Safe Harbor QM (APOR) | Yes | No | $3,237.21 | $4,508.55 | 8.772% | $651.86 | $651.86 | 7.750% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $7,100.80 | 1 | $1,375.92 | $2,130.96 | $114.66 | $177.58 | 27.126% | 27.126% | 27.126% | 03/07/2026 | 697 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,237.21 | 5.580% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.125% | [Redacted] | $47,957.45 | $566.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $7,024.13 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002833 | Safe Harbor QM (APOR) | Yes | No | $1,853.37 | $2,813.47 | 9.211% | $330.53 | $330.53 | 8.500% | No | No | Non-Employment Income | US Citizen | $1,679.77 | 1 | $3,577.80 | $3,966.00 | $298.15 | $330.50 | 45.748% | 45.748% | 45.748% | 04/01/2026 | 709 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,853.37 | 6.430% | $0.00 | 2.6 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $73,571.95 | $457.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002616 | Safe Harbor QM (APOR) | Yes | No | $3,663.60 | $4,878.07 | 8.548% | $1,038.84 | $1,038.84 | 7.375% | No | No | Self-Employed | US Citizen | $4,927.54 | 1 | $2,187.48 | $1,398.00 | $182.29 | $116.50 | 27.352% | 27.352% | 27.352% | 03/16/2026 | 773 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,663.60 | 5.680% | $0.00 | None | N/A | No | 7.375% | 0 | 1 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $72,006.00 | $500.58 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002698 | Higher Priced QM (APOR) | Yes | No | $1,409.47 | $2,464.20 | 10.006% | $252.23 | $252.23 | 9.125% | No | No | Employed | US Citizen | $3,977.80 | 1 | $1,284.96 | $3,227.04 | $107.08 | $268.92 | 35.184% | 35.184% | 35.184% | 03/24/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,409.47 | 6.220% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $142,415.63 | $683.04 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002718 | Higher Priced QM (APOR) | Yes | No | $1,376.20 | $3,189.02 | 9.747% | $440.83 | $440.83 | 9.125% | No | No | Employed | US Citizen | $2,314.63 | 1 | $2,661.00 | $1,692.72 | $221.75 | $141.06 | 43.696% | 43.696% | 43.696% | 03/25/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,376.20 | 6.220% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $219,128.87 | $983.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002655 | Safe Harbor QM (APOR) | Yes | No | $4,133.48 | $5,580.07 | 9.304% | $912.51 | $912.51 | 8.625% | No | No | Employed | US Citizen | $11,214.16 | 1 | $7,908.12 | $5,708.64 | $659.01 | $475.72 | 39.195% | 39.195% | 39.195% | 03/19/2026 | 675 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,133.48 | 5.990% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $312,325.18 | $1,856.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.29 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002508 | Higher Priced QM (APOR) | Yes | No | $2,062.44 | $3,210.61 | 9.821% | $483.32 | $483.32 | 9.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $5,391.78 | 1 | $4,202.88 | $2,566.08 | $350.24 | $213.84 | 38.989% | 38.989% | 38.989% | 03/06/2026 | 703 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2020 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,062.44 | 5.980% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.125% | [Redacted] | $133,871.15 | $853.18 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $1,883.06 | $2,891.02 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002489 | Higher Priced QM (APOR) | Yes | No | $836.54 | $2,365.17 | 9.787% | $309.94 | $309.94 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $7,374.78 | 1 | $4,867.68 | $1,161.48 | $405.64 | $96.79 | 33.830% | 33.830% | 33.830% | 03/03/2026 | 652 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $836.54 | 6.120% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $248,820.89 | $1,188.11 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,768.57 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002519 | Non QM | Yes | No | $5,280.94 | $5,425.01 | 8.761% | $1,256.80 | $1,256.80 | 8.250% | No | No | Not Employed | Employed | Employed | 3.05 | US Citizen | US Citizen | $4,232.90 | 1 | $6,385.08 | $700.80 | $532.09 | $58.40 | 47.633% | 47.633% | 47.633% | 03/06/2026 | 656 | 665 | 626 | 693 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,280.94 | 5.750% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 2.990% | [Redacted] | $264,861.81 | $1,235.41 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,083.08 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002690 | Higher Priced QM (APOR) | Yes | No | $1,222.54 | $2,204.48 | 9.798% | $274.83 | $274.83 | 8.500% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,254.13 | 1 | $924.96 | $4,392.72 | $77.08 | $366.06 | 35.105% | 35.105% | 35.105% | 03/23/2026 | 755 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,222.54 | 5.730% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $60,224.00 | $1,030.30 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $3,160.70 | $0.00 | No | No | No | No | 1 | 180 | A | 05/25/2026 | $122,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002624 | N/A | No | No | $950.00 | $527.14 | 7.510% | $2,618.18 | $2,618.18 | 7.500% | No | No | Employed | Employed | US Citizen | Permanent Resident Alien | $12,661.62 | 2 | $10,795.92 | $3,962.16 | $899.66 | $330.18 | 49.618% | 49.618% | 49.618% | 04/02/2026 | 727 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $950.00 | 5.750% | $0.00 | None | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | 13 | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $205,642.41 | $2,147.55 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Retail | No | No | $0.00 | $9,297.93 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002868 | Non QM | Yes | No | $10,432.75 | $9,920.33 | 7.904% | $2,446.84 | $2,446.84 | 7.625% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $11,857.51 | 1 | $20,307.60 | $2,130.96 | $1,692.30 | $177.58 | 39.781% | 39.781% | 39.781% | 03/18/2026 | 732 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $10,432.75 | 6.120% | $0.00 | None | N/A | No | 7.625% | 3 | 1 | 2 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $274,616.16 | $2,820.49 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $6,611.25 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002946 | N/A | No | No | $1,390.00 | $4,123.00 | 7.824% | $3,430.90 | $3,430.90 | 7.750% | No | No | Self-Employed | US Citizen | $21,035.62 | 3 | $14,935.32 | $3,508.92 | $1,244.61 | $292.41 | 36.312% | 36.312% | 36.312% | 12/31/2025 | 781 | No | No | Borrower Prepared | [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,390.00 | 6.370% | $0.00 | None | N/A | No | 7.750% | 3 | 2 | 0 | 3 | 2 | 12.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $1,261,090.33 | $6,321.53 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 6 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002947 | N/A | No | No | $1,390.00 | $4,100.58 | 7.820% | $3,562.00 | $3,562.00 | 7.750% | No | No | Self-Employed | US Citizen | $17,835.77 | 3 | $12,480.72 | $3,196.80 | $1,040.06 | $266.40 | 40.848% | 40.848% | 40.848% | 02/18/2026 | 781 | No | No | Borrower Prepared | [Borrower - | Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,390.00 | 6.370% | $0.00 | None | N/A | No | 7.750% | 3 | 2 | 0 | 3 | 2 | 12.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $1,387,771.00 | $7,305.31 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 6 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002748 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,986.59 | 8.885% | $2,421.11 | $2,421.11 | 8.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $10,085.44 | 1 | $7,486.32 | $2,520.24 | $623.86 | $210.02 | 33.271% | 33.271% | 33.271% | 03/25/2026 | 727 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.220% | $0.00 | None | N/A | No | 8.875% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $140,121.32 | $1,265.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,139.45 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002495 | Higher Priced QM (APOR) | Yes | No | $1,943.03 | $2,843.95 | 10.165% | $419.08 | $419.08 | 9.250% | No | No | Employed | US Citizen | $6,653.59 | 1 | $2,238.48 | $1,745.52 | $186.54 | $145.46 | 34.886% | 34.886% | 34.886% | 03/04/2026 | 658 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,943.03 | 5.750% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $227,081.94 | $1,211.76 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002520 | Higher Priced QM (APOR) | Yes | No | $1,024.30 | $2,320.04 | 9.781% | $307.73 | $307.73 | 9.125% | No | No | Employed | US Citizen | $3,832.28 | 1 | $6,264.60 | $2,802.00 | $522.05 | $233.50 | 39.106% | 39.106% | 39.106% | 03/07/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,024.30 | 5.980% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $406,279.23 | $767.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002613 | Safe Harbor QM (APOR) | Yes | No | $4,078.84 | $5,329.30 | 8.534% | $758.65 | $758.65 | 7.750% | No | No | Employed | US Citizen | $5,832.04 | 1 | $2,795.52 | $1,260.12 | $232.96 | $105.01 | 28.133% | 28.133% | 28.133% | 03/13/2026 | 778 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,078.84 | 5.750% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $167,316.23 | $1,156.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002598 | Higher Priced QM (APOR) | Yes | No | $618.57 | $2,038.52 | 9.653% | $325.45 | $325.45 | 9.125% | No | No | Employed | US Citizen | $2,621.14 | 1 | $1,174.56 | $2,596.08 | $97.88 | $216.34 | 35.174% | 35.174% | 35.174% | 02/23/2026 | 642 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $618.57 | 6.020% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $57,607.61 | $354.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002663 | Higher Priced QM (APOR) | Yes | No | $2,707.04 | $4,520.44 | 9.633% | $799.56 | $799.56 | 8.750% | No | No | Employed | US Citizen | $5,518.62 | 1 | $1,973.88 | $1,479.36 | $164.49 | $123.28 | 33.777% | 33.777% | 33.777% | 03/19/2026 | 641 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,707.04 | 5.610% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $140,356.49 | $685.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002775 | Non QM | Yes | No | $4,133.80 | $5,526.30 | 9.609% | $772.44 | $772.44 | 9.000% | No | No | Employed | US Citizen | $4,642.37 | 1 | $3,444.72 | $970.32 | $287.06 | $80.86 | 41.360% | 41.360% | 41.360% | 03/27/2026 | 695 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,133.80 | 6.220% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $222,284.30 | $1,008.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002713 | Safe Harbor QM (APOR) | Yes | No | $1,624.79 | $2,644.26 | 9.824% | $283.07 | $283.07 | 9.000% | No | No | Employed | US Citizen | $4,117.77 | 1 | $1,345.32 | $4,050.00 | $112.11 | $337.50 | 44.379% | 44.379% | 44.379% | 03/25/2026 | 759 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,624.79 | 6.430% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $288,460.52 | $1,340.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002804 | Safe Harbor QM (APOR) | Yes | No | $4,138.88 | $5,669.75 | 8.758% | $831.45 | $831.45 | 8.250% | No | No | Employed | Employed | US Citizen | US Citizen | $7,917.64 | 1 | $2,245.32 | $2,424.96 | $187.11 | $202.08 | 31.504% | 31.504% | 31.504% | 03/15/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,138.88 | 6.020% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | 5 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $215,471.89 | $1,018.12 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,586.67 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003008 | N/A | No | No | $1,890.00 | $2,669.19 | 8.390% | $1,466.43 | $1,466.43 | 8.250% | No | No | Employed | US Citizen | $7,574.16 | 2 | $12,566.16 | $5,513.64 | $1,047.18 | $459.47 | 49.154% | 49.154% | 49.154% | 03/17/2026 | 745 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,890.00 | 6.300% | $0.00 | None | No | No | 8.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $460,306.19 | $2,124.49 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002487 | Higher Priced QM (APOR) | Yes | No | $1,701.96 | $2,425.51 | 9.965% | $669.06 | $669.06 | 8.875% | No | No | Employed | US Citizen | $6,093.71 | 1 | $708.84 | $2,340.00 | $59.07 | $195.00 | 37.044% | 37.044% | 37.044% | 03/03/2026 | 719 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,701.96 | 5.680% | $0.00 | 2.0 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 1.990% | [Redacted] | $157,474.81 | $1,366.48 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002632 | Safe Harbor QM (APOR) | Yes | No | $2,398.56 | $4,539.94 | 8.075% | $1,355.88 | $1,355.88 | 7.875% | No | No | Employed | US Citizen | $4,828.48 | 1 | $6,684.24 | $1,212.60 | $557.02 | $101.05 | 45.000% | 45.000% | 45.000% | 03/17/2026 | 653 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,398.56 | 6.120% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 1.990% | [Redacted] | $199,892.72 | $1,800.54 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002688 | Higher Priced QM (APOR) | Yes | No | $1,849.72 | $2,896.69 | 10.013% | $343.84 | $343.84 | 9.250% | No | No | Non-Employment Income | US Citizen | $4,376.81 | 1 | $1,829.64 | $1,355.04 | $152.47 | $112.92 | 29.905% | 29.905% | 29.905% | 03/23/2026 | 694 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2017 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,849.72 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $245,252.00 | $1,175.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002696 | Higher Priced QM (APOR) | Yes | No | $1,290.08 | $2,386.69 | 10.076% | $229.37 | $229.37 | 9.125% | No | No | Employed | US Citizen | $3,578.17 | 1 | $3,787.56 | $2,987.04 | $315.63 | $248.92 | 42.585% | 42.585% | 42.585% | 03/24/2026 | 682 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,290.08 | 6.220% | $0.00 | None | No | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.375% | [Redacted] | $295,714.70 | $1,741.06 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002757 | Higher Priced QM (APOR) | Yes | No | $1,414.05 | $2,494.96 | 9.947% | $427.33 | $427.33 | 9.250% | No | No | Non-Employment Income | US Citizen | $4,075.55 | 1 | $0.00 | $1,539.96 | $0.00 | $128.33 | 37.606% | 37.606% | 37.606% | 03/26/2026 | 663 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; Other - 2026 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,414.05 | 5.940% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $215,281.37 | $945.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002611 | Safe Harbor QM (APOR) | Yes | No | $3,524.42 | $5,081.43 | 9.645% | $821.77 | $821.77 | 9.125% | No | No | Not Employed | Employed | US Citizen | US Citizen | $2,445.69 | 1 | $5,111.40 | $1,955.04 | $425.95 | $162.92 | 49.080% | 49.080% | 49.080% | 03/14/2026 | 647 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,524.42 | 6.220% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $56,152.90 | $345.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,803.02 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002682 | Safe Harbor QM (APOR) | Yes | No | $3,705.06 | $5,174.98 | 9.651% | $834.17 | $834.17 | 9.125% | No | No | Employed | US Citizen | $4,920.65 | 1 | $1,118.16 | $5,171.88 | $93.18 | $430.99 | 39.202% | 39.202% | 39.202% | 03/22/2026 | 665 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,705.06 | 6.220% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $79,241.20 | $626.42 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 02/27/2027 | $186,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002595 | Higher Priced QM (APOR) | Yes | No | $2,171.73 | $3,631.83 | 9.584% | $588.52 | $588.52 | 8.875% | No | No | Employed | US Citizen | $5,492.33 | 1 | $4,693.20 | $3,064.20 | $391.10 | $255.35 | 47.086% | 47.086% | 47.086% | 03/11/2026 | 685 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,171.73 | 5.700% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $347,197.80 | $1,609.37 | No | Individual | No | No | Fair Isaac (VER. 2) | 17.04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002628 | Safe Harbor QM (APOR) | Yes | No | $2,942.84 | $4,147.55 | 8.786% | $478.93 | $478.93 | 8.125% | No | No | Employed | US Citizen | $2,711.39 | 1 | $6,718.32 | $1,089.48 | $559.86 | $90.79 | 49.540% | 49.540% | 49.540% | 03/17/2026 | 733 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,942.84 | 6.220% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.312% | [Redacted] | $276,959.86 | $1,333.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002701 | Higher Priced QM (APOR) | Yes | No | $1,907.10 | $2,940.25 | 10.204% | $384.05 | $384.05 | 9.250% | No | No | Employed | US Citizen | $6,473.42 | 1 | $3,696.24 | $1,667.04 | $308.02 | $138.92 | 32.943% | 32.943% | 32.943% | 03/24/2026 | 676 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,907.10 | 5.940% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $239,089.96 | $1,230.24 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002703 | Higher Priced QM (APOR) | Yes | No | $2,295.14 | $3,538.88 | 10.001% | $427.79 | $427.79 | 9.250% | No | No | Employed | US Citizen | $4,703.18 | 1 | $3,163.68 | $2,012.52 | $263.64 | $167.71 | 46.489% | 46.489% | 46.489% | 03/24/2026 | 714 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,295.14 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $250,780.76 | $1,388.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002755 | Higher Priced QM (APOR) | Yes | No | $2,512.63 | $3,596.38 | 9.870% | $520.75 | $520.75 | 9.250% | No | No | Employed | US Citizen | $7,526.25 | 1 | $5,000.88 | $1,194.60 | $416.74 | $99.55 | 46.589% | 46.589% | 46.589% | 03/25/2026 | 655 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,512.63 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 1 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $235,869.42 | $1,319.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002683 | Higher Priced QM (APOR) | Yes | No | $1,562.54 | $2,925.31 | 10.035% | $525.39 | $525.39 | 9.125% | No | No | Employed | US Citizen | $4,343.48 | 1 | $4,473.96 | $3,369.00 | $372.83 | $280.75 | 47.633% | 47.633% | 47.633% | 03/20/2026 | 649 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,562.54 | 5.610% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $295,107.81 | $1,425.84 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002774 | Safe Harbor QM (APOR) | Yes | No | $5,238.38 | $7,026.92 | 9.638% | $1,497.27 | $1,497.27 | 9.250% | No | No | Employed | US Citizen | $4,848.30 | 1 | $15,114.48 | $3,389.52 | $1,259.54 | $282.46 | 48.501% | 48.501% | 48.501% | 03/27/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,238.38 | 6.220% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $308,900.00 | $1,526.75 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002706 | Safe Harbor QM (APOR) | Yes | No | $3,533.92 | $4,950.96 | 9.633% | $826.50 | $826.50 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $10,644.36 | 1 | $7,728.36 | $4,792.32 | $644.03 | $399.36 | 36.540% | 36.540% | 36.540% | 03/24/2026 | 654 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,533.92 | 6.430% | $0.00 | None | N/A | No | 9.125% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $497,431.89 | $2,440.08 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,500.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002789 | Non QM | Yes | No | $3,873.36 | $5,164.46 | 9.784% | $940.35 | $940.35 | 9.125% | No | No | Employed | US Citizen | $3,459.55 | 1 | $4,227.12 | $2,073.24 | $352.26 | $172.77 | 39.847% | 39.847% | 39.847% | 03/28/2026 | 749 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,873.36 | 5.990% | $0.00 | 3.6 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $143,054.43 | $797.27 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002497 | Safe Harbor QM (APOR) | Yes | No | $1,060.60 | $2,194.36 | 9.386% | $357.78 | $357.78 | 8.875% | No | No | Employed | US Citizen | $4,103.55 | 1 | $1,360.44 | $2,052.00 | $113.37 | $171.00 | 34.343% | 34.343% | 34.343% | 03/04/2026 | 682 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,060.60 | 5.980% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.499% | [Redacted] | $260,383.39 | $1,273.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002832 | Non QM | Yes | No | $2,826.13 | $3,917.08 | 9.840% | $491.79 | $491.79 | 9.125% | No | No | Employed | US Citizen | $2,819.81 | 1 | $467.28 | $2,946.00 | $38.94 | $245.50 | 47.128% | 47.128% | 47.128% | 03/31/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,826.13 | 6.430% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $161,290.31 | $839.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002570 | Safe Harbor QM (APOR) | Yes | No | $3,262.81 | $4,334.55 | 9.136% | $553.58 | $553.58 | 8.500% | No | No | Employed | US Citizen | $3,156.35 | 1 | $3,252.24 | $3,077.04 | $271.02 | $256.42 | 38.791% | 38.791% | 38.791% | 03/11/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,262.81 | 6.020% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $45,706.71 | $331.30 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002610 | Safe Harbor QM (APOR) | Yes | No | $508.64 | $1,513.89 | 9.133% | $449.77 | $449.77 | 8.750% | No | No | Employed | US Citizen | $3,223.94 | 1 | $638.64 | $1,428.00 | $53.22 | $119.00 | 19.504% | 19.504% | 19.504% | 03/15/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $508.64 | 5.700% | $0.00 | 1.0 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $33,104.19 | $159.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002704 | Safe Harbor QM (APOR) | Yes | No | $2,914.37 | $4,453.64 | 9.181% | $909.64 | $909.64 | 7.875% | No | No | Employed | Employed | US Citizen | US Citizen | $12,832.53 | 1 | $1,942.20 | $1,409.64 | $161.85 | $117.47 | 18.460% | 18.460% | 18.460% | 03/24/2026 | 755 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,914.37 | 5.700% | $0.00 | None | N/A | No | 7.875% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $102,262.64 | $1,451.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,154.37 | No | No | No | No | 1 | 120 | A | 11/29/2026 | $232,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002793 | Safe Harbor QM (APOR) | Yes | No | $694.34 | $2,427.04 | 9.623% | $786.24 | $786.24 | 9.375% | No | No | Non-Employment Income | US Citizen | $3,913.31 | 1 | $2,630.16 | $1,152.00 | $219.18 | $96.00 | 33.241% | 33.241% | 33.241% | 03/27/2026 | 675 | No | No | [Borrower - | Non-Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $694.34 | 6.220% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $148,367.39 | $812.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002517 | Higher Priced QM (APOR) | Yes | No | $1,676.36 | $2,457.63 | 10.496% | $454.15 | $454.15 | 8.750% | No | No | Employed | US Citizen | $2,477.73 | 1 | $3,243.72 | $2,550.00 | $270.31 | $212.50 | 49.068% | 49.068% | 49.068% | 03/07/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,676.36 | 5.640% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.375% | [Redacted] | $239,813.15 | $1,420.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002694 | Non QM | Yes | No | $2,322.97 | $3,398.67 | 10.029% | $623.23 | $623.23 | 8.500% | No | No | Employed | US Citizen | $6,602.95 | 1 | $5,169.72 | $1,806.12 | $430.81 | $150.51 | 47.143% | 47.143% | 47.143% | 03/23/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,322.97 | 5.700% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.125% | [Redacted] | $77,939.88 | $533.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002543 | Safe Harbor QM (APOR) | Yes | No | $1,855.93 | $2,803.11 | 8.330% | $285.95 | $285.95 | 7.625% | No | No | Non-Employment Income | US Citizen | $3,409.94 | 1 | $2,558.16 | $4,707.96 | $213.18 | $392.33 | 47.525% | 47.525% | 47.525% | 03/03/2026 | 717 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Annuity]; Other - 2026 [Borrower - | Non-Primary Income - Annuity]; 1099 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,855.93 | 6.020% | $0.00 | None | N/A | No | 7.625% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $366,932.46 | $2,086.77 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 03/09/2027 | $250,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002493 | Higher Priced QM (APOR) | Yes | No | $2,117.98 | $2,992.23 | 9.724% | $378.17 | $378.17 | 9.000% | No | No | Employed | US Citizen | $7,168.97 | 1 | $1,210.80 | $1,230.00 | $100.90 | $102.50 | 21.153% | 21.153% | 21.153% | 03/04/2026 | 664 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,117.98 | 5.980% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $87,232.66 | $521.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002630 | Higher Priced QM (APOR) | Yes | No | $1,519.48 | $2,482.32 | 9.856% | $368.33 | $368.33 | 9.250% | No | No | Employed | US Citizen | $2,519.19 | 1 | $2,260.20 | $1,794.24 | $188.35 | $149.52 | 30.961% | 30.961% | 30.961% | 03/17/2026 | 668 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,519.48 | 6.120% | $0.00 | 1.0 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $61,639.13 | $349.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002814 | N/A | No | No | $2,653.80 | $3,734.58 | 8.137% | $1,150.53 | $1,150.53 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $18,051.96 | 2 | $7,944.00 | $1,806.12 | $662.00 | $150.51 | 39.827% | 39.827% | 39.827% | 04/09/2026 | 791 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,653.80 | 5.760% | $0.00 | None | N/A | No | 7.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $123,335.52 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $377,105.76 | $2,672.78 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 26.24 | Retail | No | No | $0.00 | $10,000.03 | No | No | No | No | 2 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002769 | Safe Harbor QM (APOR) | Yes | No | $2,135.43 | $3,328.93 | 9.649% | $711.40 | $711.40 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $6,911.80 | 1 | $2,347.20 | $1,326.96 | $195.60 | $110.58 | 39.664% | 39.664% | 39.664% | 03/27/2026 | 735 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,135.43 | 6.220% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.590% | [Redacted] | $129,030.43 | $888.02 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $1,547.20 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002953 | Safe Harbor QM (APOR) | Yes | No | $1,545.26 | $2,420.03 | 8.010% | $349.61 | $349.61 | 7.500% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $7,777.51 | 1 | $7,028.88 | $1,140.00 | $585.74 | $95.00 | 39.596% | 39.596% | 39.596% | 04/14/2026 | 686 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2016 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2018 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,545.26 | 6.370% | $0.00 | None | N/A | No | 7.500% | 0 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $361,368.00 | $2,473.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $4,806.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002863 | Safe Harbor QM (APOR) | Yes | No | $1,584.75 | $2,055.23 | 7.801% | $345.34 | $345.34 | 7.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $8,354.61 | 1 | $4,471.92 | $1,120.20 | $372.66 | $93.35 | 31.398% | 31.398% | 31.398% | 04/02/2026 | 754 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,584.75 | 6.430% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $212,450.66 | $1,376.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $8,177.91 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002952 | Safe Harbor QM (APOR) | Yes | No | $2,115.25 | $2,378.13 | 9.395% | $805.50 | $805.50 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $11,568.33 | 1 | $16,345.92 | $1,719.00 | $1,362.16 | $143.25 | 34.716% | 34.716% | 34.716% | 04/01/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,115.25 | 6.370% | $0.00 | 2.6 | None | Yes | No | 9.125% | 2 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $428,415.39 | $2,110.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $9,797.67 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002521 | Safe Harbor QM (APOR) | Yes | No | $1,301.90 | $2,997.47 | 9.102% | $403.67 | $403.67 | 8.500% | No | No | Employed | US Citizen | $3,876.51 | 1 | $4,327.56 | $3,659.28 | $360.63 | $304.94 | 35.790% | 35.790% | 35.790% | 03/07/2026 | 676 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,301.90 | 5.980% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $166,332.46 | $1,059.78 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002621 | Higher Priced QM (APOR) | Yes | No | $1,543.37 | $3,792.88 | 9.734% | $553.27 | $553.27 | 9.125% | No | No | Employed | US Citizen | $2,735.82 | 1 | $3,554.04 | $357.96 | $296.17 | $29.83 | 35.645% | 35.645% | 35.645% | 03/13/2026 | 651 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,543.37 | 6.120% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $61,629.89 | $383.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002765 | Safe Harbor QM (APOR) | Yes | No | $3,944.82 | $5,440.59 | 8.938% | $767.72 | $767.72 | 8.375% | No | No | Employed | US Citizen | $7,664.55 | 1 | $1,496.40 | $2,210.52 | $124.70 | $184.21 | 30.322% | 30.322% | 30.322% | 03/26/2026 | 669 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,944.82 | 6.220% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $188,749.12 | $968.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002746 | Safe Harbor QM (APOR) | Yes | No | $2,290.25 | $3,038.76 | 8.775% | $922.70 | $922.70 | 8.500% | No | No | Not Employed | Employed | US Citizen | $7,355.11 | 1 | $4,793.16 | $2,679.00 | $399.43 | $223.25 | 42.995% | 42.995% | 42.995% | 03/25/2026 | 706 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,290.25 | 6.220% | $0.00 | None | N/A | No | 8.500% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 27 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 2.875% | [Redacted] | $361,103.10 | $1,655.43 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,240.00 | $11,662.52 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002826 | Safe Harbor QM (APOR) | Yes | No | $756.15 | $2,403.94 | 9.390% | $684.36 | $684.36 | 9.000% | No | No | Employed | US Citizen | $3,807.24 | 1 | $4,798.92 | $3,222.00 | $399.91 | $268.50 | 45.481% | 45.481% | 45.481% | 04/01/2026 | 664 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $756.15 | 5.990% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $308,015.30 | $1,466.65 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002677 | Higher Priced QM (APOR) | Yes | No | $1,441.75 | $2,346.40 | 10.062% | $268.68 | $268.68 | 9.250% | No | No | Non-Employment Income | US Citizen | $6,129.36 | 1 | $4,701.00 | $1,382.52 | $391.75 | $115.21 | 30.901% | 30.901% | 30.901% | 03/19/2026 | 681 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,441.75 | 6.120% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $255,433.53 | $1,534.43 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002710 | Safe Harbor QM (APOR) | Yes | No | $6,639.96 | $8,454.97 | 9.053% | $2,295.80 | $2,295.80 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $7,585.84 | 1 | $2,266.68 | $2,253.00 | $188.89 | $187.75 | 40.568% | 40.568% | 40.568% | 03/24/2026 | 644 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,639.96 | 5.730% | $0.00 | None | N/A | No | 8.500% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $175,170.53 | $1,155.94 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,813.54 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002715 | Non QM | Yes | No | $5,930.10 | $6,800.18 | 8.863% | $1,197.11 | $1,197.11 | 8.375% | No | No | Employed | US Citizen | $5,742.58 | 1 | $6,086.64 | $1,962.00 | $507.22 | $163.50 | 41.207% | 41.207% | 41.207% | 03/30/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,930.10 | 6.220% | $0.00 | 1.0 | None | N/A | No | 8.375% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 2 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $468,205.38 | $2,156.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002972 | N/A | No | No | $2,357.63 | $3,815.71 | 7.506% | $850.67 | $850.67 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $7,899.91 | 2 | $4,821.24 | $887.04 | $401.77 | $73.92 | 44.456% | 44.456% | 44.456% | 04/29/2026 | 735 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,357.63 | 6.300% | $0.00 | None | N/A | No | 7.250% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 26 | 21 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $315,668.51 | $1,493.61 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $6,933.33 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002770 | Higher Priced QM (APOR) | Yes | No | $1,750.30 | $2,908.20 | 9.993% | $308.55 | $308.55 | 9.125% | No | No | Employed | US Citizen | $3,859.67 | 1 | $1,093.20 | $846.00 | $91.10 | $70.50 | 31.888% | 31.888% | 31.888% | 03/26/2026 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,750.30 | 6.220% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $209,131.49 | $953.76 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002960 | Safe Harbor QM (APOR) | Yes | No | $3,610.00 | $6,101.68 | 8.184% | $931.34 | $931.34 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $11,662.85 | 1 | $13,072.92 | $2,121.12 | $1,089.41 | $176.76 | 30.777% | 30.777% | 30.777% | 04/07/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,610.00 | 6.370% | $0.00 | None | N/A | No | 7.750% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | 27 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $339,663.89 | $1,807.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,477.50 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002670 | Higher Priced QM (APOR) | Yes | No | $1,161.70 | $2,967.47 | 9.624% | $400.77 | $400.77 | 9.000% | No | No | Employed | Employed | US Citizen | US Citizen | $7,538.50 | 1 | $3,112.08 | $1,467.96 | $259.34 | $122.33 | 29.140% | 29.140% | 29.140% | 03/20/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,161.70 | 6.120% | $0.00 | None | N/A | No | 9.000% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $239,509.14 | $1,102.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,138.60 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002480 | Safe Harbor QM (APOR) | Yes | No | $4,137.26 | $5,414.46 | 9.422% | $831.23 | $831.23 | 8.875% | No | No | Employed | US Citizen | $4,782.99 | 1 | $4,629.48 | $2,114.28 | $385.79 | $176.19 | 37.562% | 37.562% | 37.562% | 03/03/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,137.26 | 5.980% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $171,666.81 | $826.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002844 | Higher Priced QM (APOR) | Yes | No | $1,379.72 | $2,304.78 | 10.364% | $226.92 | $226.92 | 9.375% | No | No | Employed | US Citizen | $2,932.82 | 1 | $714.24 | $3,377.16 | $59.52 | $281.43 | 34.418% | 34.418% | 34.418% | 04/02/2026 | 651 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,379.72 | 6.430% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.250% | [Redacted] | $59,469.25 | $409.31 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002847 | Safe Harbor QM (APOR) | Yes | No | $1,435.86 | $3,075.11 | 9.749% | $441.09 | $441.09 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $4,286.04 | 1 | $902.88 | $1,392.96 | $75.24 | $116.08 | 46.109% | 46.109% | 46.109% | 04/03/2026 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,435.86 | 6.430% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $246,078.51 | $2,095.74 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,443.32 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002829 | Safe Harbor QM (APOR) | Yes | No | $4,138.20 | $5,327.68 | 9.807% | $863.81 | $863.81 | 9.250% | No | No | Employed | US Citizen | $4,512.70 | 1 | $5,792.52 | $4,475.04 | $482.71 | $372.92 | 43.445% | 43.445% | 43.445% | 04/01/2026 | 665 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,138.20 | 6.430% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $312,014.62 | $1,596.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002812 | Safe Harbor QM (APOR) | Yes | No | $3,679.32 | $4,834.73 | 9.923% | $661.90 | $661.90 | 9.250% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $3,438.44 | 1 | $675.00 | $902.04 | $56.25 | $75.17 | 27.519% | 27.519% | 27.519% | 03/31/2026 | 659 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,679.32 | 6.430% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 15 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $86,466.90 | $512.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,277.27 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002842 | Safe Harbor QM (APOR) | Yes | No | $2,137.10 | $2,911.41 | 9.653% | $906.76 | $906.76 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $8,066.91 | 1 | $2,626.20 | $2,898.00 | $218.85 | $241.50 | 33.723% | 33.723% | 33.723% | 04/02/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,137.10 | 6.430% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 12 | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $246,456.74 | $1,190.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,250.58 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002795 | Higher Priced QM (APOR) | Yes | No | $1,530.28 | $2,702.23 | 9.851% | $407.35 | $407.35 | 9.250% | No | No | Employed | Employed | Permanent Resident Alien | US Citizen | $8,294.38 | 1 | $8,849.16 | $942.12 | $737.43 | $78.51 | 36.903% | 36.903% | 36.903% | 03/28/2026 | 717 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,530.28 | 6.220% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $286,094.75 | $1,509.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | Retail | No | $0.00 | $7,260.84 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002854 | Higher Priced QM (APOR) | Yes | No | $1,677.14 | $2,742.74 | 9.986% | $295.28 | $295.28 | 9.125% | No | No | Employed | US Citizen | $4,418.20 | 1 | $1,651.68 | $3,683.04 | $137.64 | $306.92 | 35.709% | 35.709% | 35.709% | 04/03/2026 | 685 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,677.14 | 6.430% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $324,294.65 | $1,542.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002811 | Non QM | Yes | No | $3,639.75 | $5,124.57 | 8.919% | $1,377.37 | $1,377.37 | 8.625% | No | No | Employed | US Citizen | $8,032.21 | 1 | $9,183.00 | $3,877.56 | $765.25 | $323.13 | 40.270% | 40.270% | 40.270% | 03/31/2026 | 682 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,639.75 | 6.430% | $0.00 | None | N/A | No | 8.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $406,459.77 | $1,777.12 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002843 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,494.76 | 9.706% | $399.66 | $399.66 | 9.375% | No | No | Non-Employment Income | US Citizen | $2,761.64 | 1 | $0.00 | $1,882.80 | $0.00 | $156.90 | 37.815% | 37.815% | 37.815% | 04/02/2026 | 641 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2017 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.430% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $209,760.63 | $1,122.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002716 | Higher Priced QM (APOR) | Yes | No | $2,999.61 | $4,008.13 | 9.964% | $526.97 | $526.97 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,313.13 | 1 | $5,618.04 | $858.00 | $468.17 | $71.50 | 39.880% | 39.880% | 39.880% | 03/25/2026 | 722 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,999.61 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.950% | [Redacted] | $252,921.16 | $1,131.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $4,152.70 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002835 | Non QM | Yes | No | $2,555.68 | $4,359.88 | 9.725% | $662.63 | $662.63 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $4,802.62 | 1 | $3,538.08 | $2,206.08 | $294.84 | $183.84 | 38.999% | 38.999% | 38.999% | 04/02/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,555.68 | 6.430% | $0.00 | None | N/A | No | 9.125% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $234,915.00 | $1,140.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 1.99 | Retail | No | $0.00 | $1,787.41 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002865 | Safe Harbor QM (APOR) | Yes | No | $1,314.67 | $2,240.84 | 9.878% | $331.18 | $331.18 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,774.74 | 1 | $3,375.60 | $2,609.04 | $281.30 | $217.42 | 43.095% | 43.095% | 43.095% | 04/07/2026 | 661 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,314.67 | 6.430% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $198,389.31 | $1,015.71 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,172.38 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002650 | Higher Priced QM (APOR) | Yes | No | $2,907.96 | $3,897.67 | 9.955% | $518.68 | $518.68 | 9.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $3,978.22 | 1 | $4,373.76 | $686.04 | $364.48 | $57.17 | 37.628% | 37.628% | 37.628% | 03/18/2026 | 706 | No | No | [Borrower - | Primary Income - Pension]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,907.96 | 6.120% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $289,242.67 | $1,268.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,316.17 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002806 | Safe Harbor QM (APOR) | Yes | No | $4,134.28 | $5,528.99 | 7.955% | $853.06 | $853.06 | 7.500% | No | No | Employed | US Citizen | $3,878.79 | 1 | $4,221.00 | $2,313.00 | $351.75 | $192.75 | 49.511% | 49.511% | 49.511% | 03/30/2026 | 700 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,134.28 | 6.370% | $0.00 | None | N/A | No | 7.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $133,218.62 | $2,155.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002754 | Safe Harbor QM (APOR) | Yes | No | $4,969.53 | $6,262.75 | 9.642% | $1,414.38 | $1,414.38 | 9.250% | No | No | Employed | US Citizen | $5,406.08 | 1 | $2,527.08 | $2,391.00 | $210.59 | $199.25 | 40.642% | 40.642% | 40.642% | 03/26/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,969.53 | 6.220% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $196,297.07 | $979.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002686 | Higher Priced QM (APOR) | Yes | No | $1,603.13 | $2,537.44 | 9.823% | $453.08 | $453.08 | 8.875% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $6,189.05 | 1 | $1,960.80 | $894.12 | $163.40 | $74.51 | 39.035% | 39.035% | 39.035% | 04/02/2026 | 716 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,603.13 | 5.730% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $325,229.51 | $2,058.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $3,498.42 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002644 | Safe Harbor QM (APOR) | Yes | No | $1,040.39 | $0.00 | 8.965% | $319.40 | $319.40 | 9.000% | No | No | Employed | US Citizen | $4,095.80 | 1 | $8,399.88 | $1,865.04 | $699.99 | $155.42 | 43.018% | 43.018% | 43.018% | 03/18/2026 | 656 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,040.39 | 5.750% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $192,055.67 | $1,155.24 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002692 | Safe Harbor QM (APOR) | Yes | No | $3,827.75 | $5,066.17 | 9.212% | $711.76 | $711.76 | 8.375% | No | No | Employed | US Citizen | $3,599.25 | 1 | $2,510.40 | $2,601.96 | $209.20 | $216.83 | 44.431% | 44.431% | 44.431% | 03/22/2026 | 685 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,827.75 | 5.940% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $108,151.14 | $661.82 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002822 | Safe Harbor QM (APOR) | Yes | No | $3,285.18 | $4,651.26 | 9.630% | $822.75 | $822.75 | 9.125% | No | No | Employed | US Citizen | $3,948.22 | 1 | $2,139.00 | $1,129.80 | $178.25 | $94.15 | 32.200% | 32.200% | 32.200% | 04/01/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,285.18 | 6.370% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $160,287.00 | $759.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002513 | Non QM | Yes | No | $2,764.90 | $3,720.37 | 9.530% | $825.33 | $825.33 | 9.125% | No | No | Non-Employment Income | US Citizen | $4,826.51 | 1 | $2,472.00 | $3,117.96 | $206.00 | $259.83 | 48.261% | 48.261% | 48.261% | 03/06/2026 | 669 | No | No | [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,764.90 | 6.370% | $0.00 | 2.0 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $16,414.50 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $598,562.00 | $3,088.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.55 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002876 | Safe Harbor QM (APOR) | Yes | No | $2,912.39 | $3,894.56 | 9.806% | $527.95 | $527.95 | 9.125% | No | No | Employed | US Citizen | $6,384.53 | 1 | $2,769.36 | $1,281.00 | $230.78 | $106.75 | 36.977% | 36.977% | 36.977% | 04/08/2026 | 685 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | 0 | [Redacted] | $2,912.39 | 6.370% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $194,710.66 | $970.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002782 | Safe Harbor QM (APOR) | Yes | No | $3,816.83 | $4,821.91 | 8.555% | $1,366.71 | $1,366.71 | 7.625% | No | No | Employed | US Citizen | $6,334.79 | 1 | $2,721.96 | $2,954.04 | $226.83 | $246.17 | 49.322% | 49.322% | 49.322% | 03/29/2026 | 641 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,816.83 | 5.760% | $0.00 | None | N/A | No | 7.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.000% | [Redacted] | $218,828.10 | $631.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002818 | Safe Harbor QM (APOR) | Yes | No | $1,027.85 | $2,484.60 | 9.479% | $362.57 | $362.57 | 8.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,737.77 | 1 | $263.76 | $1,179.96 | $21.98 | $98.33 | 22.264% | 22.264% | 22.264% | 04/14/2026 | 654 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,027.85 | 6.370% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $43,684.76 | $301.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $2,156.65 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002773 | Non QM | Yes | No | $3,906.81 | $4,800.08 | 9.608% | $732.21 | $732.21 | 9.000% | No | No | Employed | Not Employed | US Citizen | US Citizen | $6,284.23 | 1 | $4,033.08 | $1,671.96 | $336.09 | $139.33 | 39.347% | 39.347% | 39.347% | 03/25/2026 | 724 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,906.81 | 6.220% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $59,376.58 | $702.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002791 | Higher Priced QM (APOR) | Yes | No | $2,159.41 | $3,052.29 | 9.784% | $543.15 | $543.15 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,219.23 | 1 | $1,728.12 | $1,743.00 | $144.01 | $145.25 | 42.799% | 42.799% | 42.799% | 03/27/2026 | 691 | No | No | [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,159.41 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 7.250% | [Redacted] | $115,093.73 | $1,148.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $700.21 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002861 | Safe Harbor QM (APOR) | Yes | No | $4,634.00 | $5,897.18 | 9.630% | $1,390.28 | $1,390.28 | 9.250% | No | No | Employed | US Citizen | $12,830.10 | 1 | $3,223.44 | $1,794.00 | $268.62 | $149.50 | 20.337% | 20.337% | 20.337% | 04/06/2026 | 734 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,634.00 | 6.430% | $0.00 | 2.0 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $214,506.39 | $1,013.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002852 | Safe Harbor QM (APOR) | Yes | No | $4,681.24 | $6,375.69 | 9.428% | $1,311.41 | $1,311.41 | 9.000% | No | No | Employed | Employed | US Citizen | Permanent Resident Alien | $6,537.74 | 1 | $7,346.16 | $1,923.96 | $612.18 | $160.33 | 41.886% | 41.886% | 41.886% | 04/03/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,681.24 | 6.430% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $214,217.74 | $1,792.27 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Retail | No | $0.00 | $4,713.83 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002819 | Safe Harbor QM (APOR) | Yes | No | $3,147.71 | $4,114.05 | 9.193% | $1,100.38 | $1,100.38 | 8.875% | No | No | Employed | US Citizen | $3,409.74 | 1 | $4,369.08 | $2,037.00 | $364.09 | $169.75 | 46.474% | 46.474% | 46.474% | 03/31/2026 | 643 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,147.71 | 6.430% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $270,777.91 | $1,326.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002845 | Safe Harbor QM (APOR) | Yes | No | $2,950.38 | $3,915.62 | 9.779% | $702.10 | $702.10 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $6,491.31 | 1 | $1,859.28 | $2,666.04 | $154.94 | $222.17 | 38.229% | 38.229% | 38.229% | 04/03/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,950.38 | 6.300% | $0.00 | None | N/A | No | 9.250% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $205,595.83 | $1,074.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,675.38 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002866 | Safe Harbor QM (APOR) | Yes | No | $2,235.47 | $3,830.17 | 9.733% | $577.68 | $577.68 | 9.125% | No | No | Employed | US Citizen | $3,823.75 | 1 | $1,439.64 | $2,094.96 | $119.97 | $174.58 | 46.958% | 46.958% | 46.958% | 04/07/2026 | 664 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,235.47 | 6.430% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $92,527.86 | $567.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002839 | Higher Priced QM (APOR) | Yes | No | $1,275.97 | $2,903.78 | 9.561% | $638.90 | $638.90 | 9.000% | No | No | Employed | Non-Permanent Resident Alien | United States of America | $6,841.67 | 1 | $5,369.04 | $2,115.96 | $447.42 | $176.33 | 42.820% | 42.820% | 42.820% | 04/02/2026 | 668 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,275.97 | 5.950% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $367,267.96 | $1,694.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | VISA | 21.58 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002881 | Safe Harbor QM (APOR) | Yes | No | $2,421.88 | $2,751.23 | 9.846% | $441.51 | $441.51 | 9.250% | No | No | Employed | US Citizen | $5,335.13 | 1 | $853.44 | $1,281.96 | $71.12 | $106.83 | 33.000% | 33.000% | 33.000% | 04/08/2026 | 663 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,421.88 | 6.430% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $180,926.75 | $835.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002857 | N/A | No | No | $806.16 | $1,841.32 | 9.410% | $405.04 | $405.04 | 9.000% | No | No | Employed | US Citizen | $5,823.03 | 1 | $760.44 | $1,409.88 | $63.37 | $117.49 | 37.941% | 37.941% | 37.941% | 04/04/2026 | 749 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $806.16 | 6.430% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $97,285.77 | $478.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002905 | Higher Priced QM (APOR) | Yes | No | $500.00 | $1,852.80 | 9.928% | $324.38 | $324.38 | 9.375% | No | No | Employed | US Citizen | $3,565.42 | 1 | $5,011.08 | $2,037.60 | $417.59 | $169.80 | 46.519% | 46.519% | 46.519% | 04/12/2026 | 673 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.370% | $0.00 | 1.0 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $252,859.41 | $1,204.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002900 | Non QM | Yes | No | $2,337.69 | $3,248.94 | 9.747% | $402.31 | $402.31 | 9.000% | No | No | Non-Employment Income | US Citizen | $4,659.80 | 1 | $3,003.96 | $1,235.04 | $250.33 | $102.92 | 47.953% | 47.953% | 47.953% | 04/10/2026 | 709 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Other - 2014 [Borrower - | Primary Income - Disability]; Account Statements - 2026 [Borrower - | Primary Income - Disability]; Award Letter / Continuance Letter - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,337.69 | 6.430% | $0.00 | None | N/A | No | 9.000% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $128,212.40 | $639.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002901 | Higher Priced QM (APOR) | Yes | No | $1,302.35 | $2,182.29 | 10.077% | $255.03 | $255.03 | 9.250% | No | No | Employed | US Citizen | $2,319.58 | 1 | $3,725.16 | $2,146.32 | $310.43 | $178.86 | 49.501% | 49.501% | 49.501% | 04/13/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,302.35 | 6.430% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.990% | [Redacted] | $174,175.00 | $1,164.43 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002813 | Higher Priced QM (APOR) | Yes | No | $211.87 | $1,122.25 | 9.685% | $333.03 | $333.03 | 9.250% | No | No | Employed | US Citizen | $3,079.78 | 1 | $7,052.04 | $1,537.32 | $587.67 | $128.11 | 44.925% | 44.925% | 44.925% | 04/10/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $211.87 | 5.990% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.990% | [Redacted] | $140,337.24 | $795.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002858 | Safe Harbor QM (APOR) | Yes | No | $4,138.14 | $5,179.42 | 9.004% | $854.42 | $854.42 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $4,836.22 | 1 | $2,644.92 | $2,560.08 | $220.41 | $213.34 | 46.421% | 46.421% | 46.421% | 04/04/2026 | 672 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,138.14 | 6.370% | $0.00 | None | N/A | No | 8.500% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 15 | 7 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.490% | [Redacted] | $256,916.79 | $1,269.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $2,359.68 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002763 | Higher Priced QM (APOR) | Yes | No | $1,379.75 | $2,367.05 | 11.085% | $259.17 | $259.17 | 9.375% | No | No | Employed | US Citizen | $2,332.11 | 1 | $566.04 | $2,399.28 | $47.17 | $199.94 | 47.586% | 47.586% | 47.586% | 03/26/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,379.75 | 5.730% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $136,780.51 | $649.05 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | A | 08/09/2026 | $163,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002931 | Safe Harbor QM (APOR) | Yes | No | $6,275.80 | $7,368.89 | 9.610% | $1,899.80 | $1,899.80 | 9.250% | No | No | Employed | Permanent Resident Alien | $10,986.74 | 1 | $13,422.60 | $2,610.96 | $1,118.55 | $217.58 | 37.219% | 37.219% | 37.219% | 04/14/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,275.80 | 6.300% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $452,127.58 | $1,957.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002766 | N/A | No | No | $1,690.00 | $1,836.54 | 7.928% | $683.13 | $683.13 | 7.625% | No | No | Employed | US Citizen | $7,938.26 | 1 | $8,812.56 | $1,655.04 | $734.38 | $137.92 | 41.062% | 41.062% | 41.062% | 03/26/2026 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,690.00 | 5.990% | $0.00 | None | N/A | No | 7.625% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $163,874.25 | $1,608.49 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 5 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002575 | Higher Priced QM (APOR) | Yes | No | $1,684.02 | $2,767.69 | 10.013% | $300.52 | $300.52 | 9.125% | No | No | Employed | US Citizen | $4,786.15 | 1 | $3,568.32 | $1,321.08 | $297.36 | $110.09 | 31.004% | 31.004% | 31.004% | 03/11/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,684.02 | 6.020% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $136,711.00 | $646.77 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002872 | Higher Priced QM (APOR) | Yes | No | $2,387.95 | $3,383.88 | 9.965% | $448.00 | $448.00 | 9.250% | No | No | Employed | US Citizen | $3,146.95 | 1 | $5,082.36 | $3,060.96 | $423.53 | $255.08 | 43.721% | 43.721% | 43.721% | 04/06/2026 | 650 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,387.95 | 6.430% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.125% | [Redacted] | $91,526.33 | $751.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002603 | Higher Priced QM (APOR) | Yes | No | $500.00 | $1,849.95 | 9.767% | $510.86 | $510.86 | 9.125% | No | No | Employed | US Citizen | $3,308.74 | 1 | $3,360.96 | $2,256.12 | $280.08 | $188.01 | 49.571% | 49.571% | 49.571% | 03/14/2026 | 652 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 5.580% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $137,717.88 | $645.02 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002851 | Higher Priced QM (APOR) | Yes | No | $2,822.81 | $3,895.13 | 9.971% | $613.42 | $613.42 | 9.375% | No | No | Employed | US Citizen | $3,812.48 | 1 | $3,564.24 | $1,247.04 | $297.02 | $103.92 | 45.067% | 45.067% | 45.067% | 04/03/2026 | 677 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,822.81 | 6.430% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $180,603.84 | $872.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002669 | Higher Priced QM (APOR) | Yes | No | $2,889.28 | $3,967.45 | 10.149% | $659.56 | $659.56 | 9.125% | No | No | Self-Employed | US Citizen | $11,918.04 | 1 | $2,263.68 | $6,095.88 | $188.64 | $507.99 | 25.012% | 25.012% | 25.012% | 03/20/2026 | 655 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,889.28 | 5.610% | $0.00 | None | N/A | No | 9.125% | 0 | 2 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $163,179.58 | $811.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002699 | Higher Priced QM (APOR) | Yes | No | $2,887.28 | $3,738.40 | 9.971% | $505.94 | $505.94 | 9.250% | No | No | Employed | US Citizen | $4,320.11 | 1 | $5,116.44 | $4,086.00 | $426.37 | $340.50 | 37.409% | 37.409% | 37.409% | 03/24/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,887.28 | 6.220% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $212,704.15 | $1,074.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002664 | Non QM | Yes | No | $1,328.73 | $2,287.87 | 10.419% | $222.66 | $222.66 | 9.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,237.28 | 1 | $1,338.72 | $1,764.48 | $111.56 | $147.04 | 48.977% | 48.977% | 48.977% | 03/17/2026 | 693 | No | No | [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,328.73 | 6.120% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 13 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.125% | [Redacted] | $238,950.63 | $1,481.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $2,773.88 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002892 | Safe Harbor QM (APOR) | Yes | No | $3,477.09 | $5,121.70 | 9.342% | $859.24 | $859.24 | 8.625% | No | No | Employed | Employed | US Citizen | US Citizen | $11,507.52 | 1 | $3,465.60 | $3,854.88 | $288.80 | $321.24 | 43.937% | 43.937% | 43.937% | 04/09/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,477.09 | 5.980% | $0.00 | None | N/A | No | 8.625% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $228,188.82 | $1,073.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $9,128.75 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002968 | Safe Harbor QM (APOR) | Yes | No | $2,126.26 | $2,928.79 | 8.368% | $533.62 | $533.62 | 7.750% | No | No | Employed | US Citizen | $3,165.26 | 1 | $3,326.76 | $2,050.80 | $277.23 | $170.90 | 40.504% | 40.504% | 40.504% | 04/17/2026 | 738 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,126.26 | 5.980% | $0.00 | None | N/A | No | 7.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $192,536.65 | $954.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002695 | Higher Priced QM (APOR) | Yes | No | $1,424.71 | $2,361.66 | 10.131% | $263.26 | $263.26 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $5,504.10 | 1 | $1,188.72 | $2,758.32 | $99.06 | $229.86 | 31.385% | 31.385% | 31.385% | 03/23/2026 | 650 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,424.71 | 6.220% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 16 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $83,615.61 | $558.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,553.33 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002779 | Safe Harbor QM (APOR) | Yes | No | $3,923.93 | $4,892.23 | 9.461% | $761.96 | $761.96 | 8.875% | No | No | Employed | US Citizen | $2,258.18 | 1 | $2,300.52 | $1,277.04 | $191.71 | $106.42 | 44.698% | 44.698% | 44.698% | 04/08/2026 | 692 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,923.93 | 6.220% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $116,359.49 | $639.07 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002975 | Safe Harbor QM (APOR) | Yes | No | $2,222.58 | $2,354.53 | 9.625% | $911.33 | $911.33 | 9.375% | No | No | Employed | US Citizen | $6,152.14 | 1 | $4,940.88 | $2,273.04 | $411.74 | $189.42 | 34.853% | 34.853% | 34.853% | 04/19/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,222.58 | 6.300% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.550% | [Redacted] | $255,879.73 | $1,481.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002553 | Higher Priced QM (APOR) | Yes | No | $500.00 | $1,152.49 | 9.918% | $228.97 | $228.97 | 9.250% | No | No | Non-Employment Income | US Citizen | $2,356.47 | 1 | $50.04 | $2,823.60 | $4.17 | $235.30 | 41.527% | 41.527% | 41.527% | 03/05/2026 | 684 | No | No | [Borrower - | Primary Income - Pension]; Paystubs - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 5.700% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $176,689.95 | $1,205.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002608 | Higher Priced QM (APOR) | Yes | No | $557.01 | $2,135.24 | 9.987% | $578.03 | $578.03 | 9.375% | No | No | Employed | US Citizen | $6,158.83 | 1 | $1,802.88 | $2,658.96 | $150.24 | $221.58 | 26.733% | 26.733% | 26.733% | 03/15/2026 | 657 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $557.01 | 5.580% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $212,884.16 | $1,000.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002909 | Safe Harbor QM (APOR) | Yes | No | $4,045.16 | $5,033.86 | 9.742% | $756.68 | $756.68 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $7,548.99 | 1 | $9,185.04 | $2,714.52 | $765.42 | $226.21 | 49.346% | 49.346% | 49.346% | 04/13/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,045.16 | 6.300% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $514,355.46 | $3,413.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,852.13 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002700 | Safe Harbor QM (APOR) | Yes | No | $5,171.15 | $6,690.25 | 9.420% | $1,448.32 | $1,448.32 | 9.000% | No | No | Employed | Employed | US Citizen | US Citizen | $5,181.05 | 1 | $10,448.16 | $6,273.00 | $870.68 | $522.75 | 47.287% | 47.287% | 47.287% | 03/24/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,171.15 | 6.370% | $0.00 | None | N/A | No | 9.000% | 2 | 1 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 24 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $260,433.38 | $1,768.07 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,910.12 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002831 | Higher Priced QM (APOR) | Yes | No | $1,646.94 | $2,406.41 | 9.998% | $319.81 | $319.81 | 9.250% | No | No | Employed | US Citizen | $2,248.40 | 1 | $646.20 | $444.96 | $53.85 | $37.08 | 49.290% | 49.290% | 49.290% | 03/31/2026 | 651 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,646.94 | 6.430% | $0.00 | 1.3 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $104,027.33 | $663.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002891 | Safe Harbor QM (APOR) | Yes | No | $4,137.91 | $4,928.59 | 9.911% | $905.02 | $905.02 | 9.375% | No | No | Employed | US Citizen | $8,169.37 | 1 | $6,036.48 | $3,180.96 | $503.04 | $265.08 | 39.464% | 39.464% | 39.464% | 04/09/2026 | 640 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,137.91 | 6.430% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $331,606.00 | $1,528.73 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002979 | Higher Priced QM (APOR) | Yes | No | $2,237.97 | $3,103.99 | 9.646% | $802.24 | $802.24 | 8.500% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,051.66 | 1 | $933.60 | $3,134.76 | $77.80 | $261.23 | 35.467% | 35.467% | 35.467% | 04/18/2026 | 708 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,237.97 | 6.020% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $162,504.79 | $774.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $6,123.08 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002761 | Higher Priced QM (APOR) | Yes | No | $2,998.52 | $4,083.17 | 9.434% | $635.33 | $635.33 | 8.375% | No | No | Employed | US Citizen | $2,780.52 | 1 | $1,266.00 | $1,926.96 | $105.50 | $160.58 | 47.896% | 47.896% | 47.896% | 03/25/2026 | 720 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,998.52 | 5.730% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 18 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $248,070.73 | $1,198.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002797 | Safe Harbor QM (APOR) | Yes | No | $4,134.90 | $5,243.12 | 9.211% | $1,190.10 | $1,190.10 | 8.000% | No | No | Employed | US Citizen | $8,858.03 | 1 | $4,117.80 | $2,646.96 | $343.15 | $220.58 | 36.241% | 36.241% | 36.241% | 03/30/2026 | 656 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,134.90 | 5.760% | $0.00 | None | N/A | No | 8.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 14 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $177,894.70 | $1,593.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002853 | Safe Harbor QM (APOR) | Yes | No | $3,854.19 | $5,213.59 | 9.426% | $1,078.19 | $1,078.19 | 9.000% | No | No | Employed | US Citizen | $2,579.43 | 1 | $3,120.24 | $1,638.00 | $260.02 | $136.50 | 49.391% | 49.391% | 49.391% | 04/03/2026 | 739 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,854.19 | 6.370% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 18 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $76,881.58 | $429.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002939 | Higher Priced QM (APOR) | Yes | No | $2,721.78 | $3,695.91 | 9.995% | $482.87 | $482.87 | 9.250% | No | No | Employed | US Citizen | $2,870.85 | 1 | $5,724.60 | $2,451.00 | $477.05 | $204.25 | 48.747% | 48.747% | 48.747% | 04/09/2026 | 662 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,721.78 | 6.370% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $174,200.27 | $853.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002823 | Higher Priced QM (APOR) | Yes | No | $2,076.49 | $3,571.94 | 9.907% | $716.79 | $716.79 | 9.250% | No | No | Not Employed | Employed | US Citizen | US Citizen | $7,843.91 | 1 | $2,595.36 | $1,226.04 | $216.28 | $102.17 | 46.570% | 46.570% | 46.570% | 04/01/2026 | 667 | No | No | [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,076.49 | 5.990% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $219,497.68 | $1,045.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $5,930.59 | $8,750.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002907 | Safe Harbor QM (APOR) | Yes | No | $2,787.58 | $3,714.44 | 9.725% | $480.05 | $480.05 | 9.000% | No | No | Employed | US Citizen | $6,361.66 | 1 | $3,719.52 | $1,568.16 | $309.96 | $130.68 | 32.583% | 32.583% | 32.583% | 04/13/2026 | 701 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,787.58 | 6.370% | $0.00 | None | N/A | No | 9.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $142,168.44 | $677.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002916 | Safe Harbor QM (APOR) | Yes | No | $8,702.24 | $9,851.65 | 9.499% | $2,442.84 | $2,442.84 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $12,960.65 | 1 | $9,855.00 | $3,507.96 | $821.25 | $292.33 | 44.791% | 44.791% | 44.791% | 04/13/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $8,702.24 | 6.370% | $0.00 | None | N/A | No | 9.125% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.000% | [Redacted] | $78,905.36 | $986.42 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,579.22 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003007 | Safe Harbor QM (APOR) | Yes | No | $3,720.00 | $6,419.35 | 9.034% | $3,317.13 | $3,317.13 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $15,137.97 | 1 | $12,229.68 | $1,551.00 | $1,019.14 | $129.25 | 44.980% | 44.980% | 44.980% | 04/15/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,720.00 | 6.030% | $0.00 | 2.6 | None | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $695,925.06 | $3,181.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 4.41 | Retail | No | $0.00 | $11,719.25 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002798 | Safe Harbor QM (APOR) | Yes | No | $3,654.95 | $4,432.90 | 8.261% | $907.94 | $907.94 | 7.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $5,983.50 | 1 | $10,050.60 | $4,014.96 | $837.55 | $334.58 | 44.849% | 44.849% | 44.849% | 04/07/2026 | 662 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,654.95 | 6.430% | $0.00 | None | N/A | No | 7.875% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.800% | [Redacted] | $227,620.81 | $2,070.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,989.52 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002984 | Safe Harbor QM (APOR) | Yes | No | $2,649.24 | $4,214.98 | 7.807% | $1,214.30 | $1,214.30 | 7.375% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $7,177.10 | 1 | $12,891.00 | $2,986.92 | $1,074.25 | $248.91 | 41.420% | 41.420% | 41.420% | 04/20/2026 | 747 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,649.24 | 5.790% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $281,587.69 | $1,349.14 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,933.90 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002805 | Safe Harbor QM (APOR) | Yes | No | $3,637.70 | $4,245.76 | 9.414% | $980.87 | $980.87 | 8.875% | No | No | Employed | US Citizen | $9,461.73 | 1 | $9,882.24 | $3,342.24 | $823.52 | $278.52 | 46.437% | 46.437% | 46.437% | 03/30/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,637.70 | 5.990% | $0.00 | None | N/A | No | 8.875% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $575,708.95 | $2,920.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002760 | Safe Harbor QM (APOR) | Yes | No | $4,138.12 | $5,127.02 | 9.165% | $940.06 | $940.06 | 8.250% | No | No | Non-Employment Income | US Citizen | $3,268.66 | 1 | $1,139.64 | $1,758.96 | $94.97 | $146.58 | 35.841% | 35.841% | 35.841% | 03/26/2026 | 644 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Other - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,138.12 | 5.730% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $29,623.54 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $38,071.55 | $635.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002978 | Non QM | Yes | No | $5,210.69 | $5,523.64 | 9.102% | $1,020.81 | $1,020.81 | 8.625% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,265.89 | 1 | $5,713.80 | $1,804.08 | $476.15 | $150.34 | 37.103% | 37.103% | 37.103% | 04/19/2026 | 667 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,210.69 | 6.370% | $0.00 | None | N/A | No | 8.625% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $105,243.35 | $640.93 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,940.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002869 | Safe Harbor QM (APOR) | Yes | No | $2,921.85 | $3,858.81 | 9.734% | $1,031.37 | $1,031.37 | 9.375% | No | No | Employed | US Citizen | $7,103.96 | 1 | $3,905.88 | $1,108.68 | $325.49 | $92.39 | 32.702% | 32.702% | 32.702% | 04/07/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,921.85 | 6.430% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $216,029.14 | $953.70 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002871 | Safe Harbor QM (APOR) | Yes | No | $942.03 | $1,771.86 | 9.783% | $320.84 | $320.84 | 9.250% | No | No | Non-Employment Income | US Citizen | $1,939.95 | 1 | $1,125.96 | $2,748.00 | $93.83 | $229.00 | 43.683% | 43.683% | 43.683% | 04/07/2026 | 679 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $942.03 | 6.430% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $179,750.98 | $861.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002951 | Non QM | Yes | No | $1,346.60 | $2,327.68 | 9.320% | $265.38 | $265.38 | 8.250% | No | No | Employed | US Citizen | $4,557.70 | 1 | $1,107.84 | $1,272.00 | $92.32 | $106.00 | 36.844% | 36.844% | 36.844% | 04/15/2026 | 710 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,346.60 | 5.980% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.125% | [Redacted] | $178,500.02 | $1,130.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002895 | Higher Priced QM (APOR) | Yes | No | $1,713.04 | $2,674.15 | 10.251% | $430.44 | $430.44 | 9.125% | No | No | Employed | US Citizen | $4,226.03 | 1 | $3,514.20 | $1,733.04 | $292.85 | $144.42 | 31.507% | 31.507% | 31.507% | 04/09/2026 | 666 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,713.04 | 5.890% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $115,371.09 | $1,076.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002764 | Safe Harbor QM (APOR) | Yes | No | $810.03 | $2,352.86 | 9.769% | $333.96 | $333.96 | 9.125% | No | No | Non-Employment Income | US Citizen | $2,640.80 | 1 | $1,395.84 | $3,055.80 | $116.32 | $254.65 | 38.701% | 38.701% | 38.701% | 03/26/2026 | 658 | No | No | [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $810.03 | 6.430% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $66,393.37 | $316.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002944 | Higher Priced QM (APOR) | Yes | No | $3,769.07 | $4,613.24 | 9.913% | $678.64 | $678.64 | 9.250% | No | No | Employed | US Citizen | $6,547.57 | 1 | $7,932.96 | $1,685.04 | $661.08 | $140.42 | 34.408% | 34.408% | 34.408% | 04/15/2026 | 718 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,769.07 | 6.370% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $415,843.25 | $1,954.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002889 | Higher Priced QM (APOR) | Yes | No | $3,083.91 | $4,018.91 | 9.631% | $689.48 | $689.48 | 8.625% | No | No | Employed | US Citizen | $4,501.11 | 1 | $7,159.20 | $1,904.04 | $596.60 | $158.67 | 48.102% | 48.102% | 48.102% | 04/08/2026 | 668 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,083.91 | 5.890% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $129,460.90 | $1,436.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002941 | Safe Harbor QM (APOR) | Yes | No | $3,454.47 | $3,434.49 | 9.163% | $778.54 | $778.54 | 8.625% | No | No | Employed | US Citizen | $8,957.87 | 1 | $12,376.56 | $4,359.96 | $1,031.38 | $363.33 | 28.692% | 28.692% | 28.692% | 04/15/2026 | 642 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,454.47 | 5.980% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $321,892.05 | $1,431.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002792 | Safe Harbor QM (APOR) | Yes | No | $9,028.04 | $11,528.87 | 8.859% | $2,462.38 | $2,462.38 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $10,182.27 | 1 | $10,001.76 | $4,760.16 | $833.48 | $396.68 | 35.064% | 35.064% | 35.064% | 03/30/2026 | 714 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $9,028.04 | 6.430% | $0.00 | None | N/A | No | 8.500% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $359,978.43 | $1,770.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $9,847.07 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002948 | Safe Harbor QM (APOR) | Yes | No | $1,577.00 | $1,773.55 | 9.747% | $386.24 | $386.24 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $5,348.50 | 1 | $5,065.32 | $2,924.04 | $422.11 | $243.67 | 37.423% | 37.423% | 37.423% | 04/16/2026 | 696 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,577.00 | 6.260% | $0.00 | None | N/A | No | 9.375% | 0 | 3 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $206,671.58 | $1,074.55 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,038.67 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002828 | Safe Harbor QM (APOR) | Yes | No | $545.75 | $2,116.76 | 9.312% | $603.47 | $603.47 | 9.000% | No | No | Employed | Employed | US Citizen | US Citizen | $4,809.70 | 1 | $2,055.24 | $2,065.32 | $171.27 | $172.11 | 34.695% | 34.695% | 34.695% | 03/31/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $545.75 | 6.300% | $0.00 | None | N/A | No | 9.000% | 1 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $77,212.64 | $398.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,516.93 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002877 | Safe Harbor QM (APOR) | Yes | No | $61.25 | $492.27 | 8.733% | $272.23 | $272.23 | 8.625% | No | No | Employed | US Citizen | $7,277.87 | 1 | $3,960.48 | $2,300.04 | $330.04 | $191.67 | 35.798% | 35.798% | 35.798% | 01/14/2026 | 657 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $61.25 | 6.430% | $0.00 | 1.0 | None | Yes | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $160,222.00 | $1,100.01 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002894 | Non QM | Yes | No | $1,219.65 | $2,175.20 | 11.195% | $354.68 | $354.68 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $8,541.80 | 1 | $5,291.04 | $2,726.04 | $440.92 | $227.17 | 39.484% | 39.484% | 39.484% | 04/09/2026 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,219.65 | 5.970% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 2 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.875% | [Redacted] | $371,277.00 | $2,200.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,983.33 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002679 | Safe Harbor QM (APOR) | Yes | No | $5,977.98 | $7,465.95 | 9.372% | $1,673.61 | $1,673.61 | 9.000% | No | No | Employed | US Citizen | $9,917.17 | 1 | $10,350.00 | $3,638.04 | $862.50 | $303.17 | 33.516% | 33.516% | 33.516% | 03/20/2026 | 692 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,977.98 | 6.120% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $332,627.02 | $1,777.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002923 | Non QM | Yes | No | $787.62 | $2,224.13 | 9.492% | $1,151.16 | $1,151.16 | 9.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,479.81 | 1 | $4,399.56 | $2,733.96 | $366.63 | $227.83 | 39.586% | 39.586% | 39.586% | 04/14/2026 | 641 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $787.62 | 5.980% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $324,308.27 | $2,475.30 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,809.42 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003030 | Safe Harbor QM (APOR) | Yes | No | $1,195.00 | $3,335.42 | 7.660% | $3,008.12 | $3,008.12 | 7.625% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $25,720.33 | 1 | $9,543.96 | $2,855.04 | $795.33 | $237.92 | 41.339% | 41.339% | 41.339% | 04/06/2026 | 672 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,195.00 | 6.300% | $0.00 | 1.0 | None | No | No | 7.625% | 2 | 2 | 2 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | 27 | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $199,077.66 | $2,054.53 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $7,100.04 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002882 | Safe Harbor QM (APOR) | Yes | No | $3,687.80 | $5,164.64 | 9.414% | $972.08 | $972.08 | 8.750% | No | No | Employed | US Citizen | $5,741.09 | 1 | $966.36 | $1,362.48 | $80.53 | $113.54 | 35.686% | 35.686% | 35.686% | 04/08/2026 | 667 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,687.80 | 5.980% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.040% | [Redacted] | $72,378.94 | $308.76 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003103 | Safe Harbor QM (APOR) | Yes | No | $3,975.60 | $6,668.74 | 8.985% | $1,076.48 | $1,076.48 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $15,779.86 | 1 | $12,384.84 | $3,807.00 | $1,032.07 | $317.25 | 36.094% | 36.094% | 36.094% | 04/21/2026 | 666 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,975.60 | 6.320% | $0.00 | None | N/A | No | 8.500% | 3 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | 16 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $309,306.52 | $1,835.51 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,522.76 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002712 | Non QM | Yes | No | $4,786.80 | $4,994.60 | 8.567% | $866.79 | $866.79 | 8.125% | No | No | Employed | US Citizen | $4,732.22 | 1 | $6,224.76 | $4,032.96 | $518.73 | $336.08 | 41.296% | 41.296% | 41.296% | 03/25/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,786.80 | 6.220% | $0.00 | None | N/A | No | 8.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $181,999.40 | $1,178.59 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003013 | Safe Harbor QM (APOR) | Yes | No | $2,695.00 | $6,450.77 | 7.719% | $1,174.15 | $1,174.15 | 7.375% | No | No | Employed | US Citizen | $9,324.61 | 1 | $11,655.12 | $7,380.96 | $971.26 | $615.08 | 42.454% | 42.454% | 42.454% | 04/06/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,695.00 | 6.300% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 0 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $154,328.00 | $1,034.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002753 | Higher Priced QM (APOR) | Yes | No | $503.39 | $1,343.85 | 9.945% | $333.46 | $333.46 | 8.750% | No | No | Employed | US Citizen | $7,126.99 | 1 | $3,790.68 | $2,141.28 | $315.89 | $178.44 | 16.644% | 16.644% | 16.644% | 03/25/2026 | 651 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $503.39 | 5.700% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $107,140.11 | $595.25 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003020 | Safe Harbor QM (APOR) | Yes | No | $1,620.25 | $1,817.22 | 7.557% | $368.38 | $368.38 | 7.250% | No | No | Employed | Not Employed | US Citizen | US Citizen | $2,628.63 | 1 | $3,049.68 | $1,325.04 | $254.14 | $110.42 | 42.556% | 42.556% | 42.556% | 761 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,620.25 | 6.300% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $48,945.81 | $691.43 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002999 | Safe Harbor QM (APOR) | Yes | No | $4,138.45 | $6,061.26 | 9.196% | $855.57 | $855.57 | 8.625% | No | No | Employed | US Citizen | $3,823.92 | 1 | $5,045.28 | $2,172.96 | $420.44 | $181.08 | 40.083% | 40.083% | 40.083% | 04/30/2026 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,138.45 | 6.260% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.490% | [Redacted] | $239,392.22 | $1,076.04 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002911 | Non QM | Yes | No | $3,113.00 | $4,139.31 | 7.510% | $1,023.26 | $1,023.26 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $7,949.22 | 1 | $2,034.48 | $844.08 | $169.54 | $70.34 | 46.367% | 46.367% | 46.367% | 04/10/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,113.00 | 6.370% | $0.00 | 2.5 | None | N/A | No | 7.250% | 2 | 2 | 1 | 0 | 2 | 1 | 0.00 | No | [Redacted] | $0.00 | No | 28 | 28 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $272,387.53 | $1,342.87 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $5,932.02 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003131 | Higher Priced QM (APOR) | Yes | No | $2,823.00 | $3,088.49 | 9.911% | $751.96 | $751.96 | 8.750% | No | No | Non-Employment Income | US Citizen | $2,478.06 | 1 | $0.00 | $2,445.36 | $0.00 | $203.78 | 44.165% | 44.165% | 44.165% | 04/28/2026 | 648 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099 Transcript - 2025 [Borrower - | Primary Income - Social Security]; 1099 Transcript - 2024 [Borrower - | Primary Income - Social Security]; 1099 Transcript - 2023 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099 Transcript - 2024 [Borrower - | Non-Primary Income - Pension]; 1099 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,823.00 | 5.890% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $163,945.81 | $968.14 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002928 | Safe Harbor QM (APOR) | Yes | No | $1,015.26 | $2,441.77 | 9.075% | $899.10 | $899.10 | 8.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,690.04 | 1 | $3,191.76 | $2,130.96 | $265.98 | $177.58 | 41.968% | 41.968% | 41.968% | 04/14/2026 | 655 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,015.26 | 5.980% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $227,405.07 | $1,167.05 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $5,680.04 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003089 | Safe Harbor QM (APOR) | Yes | No | $1,488.00 | $2,751.01 | 9.077% | $393.51 | $393.51 | 8.500% | No | No | Employed | US Citizen | $5,151.42 | 1 | $9,775.32 | $1,194.96 | $814.61 | $99.58 | 36.763% | 36.763% | 36.763% | 04/13/2026 | 671 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,488.00 | 6.320% | $0.00 | None | N/A | No | 8.500% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $15,403.39 | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $259,449.73 | $1,194.11 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.16 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003181 | Safe Harbor QM (APOR) | Yes | No | $6,767.68 | $8,256.79 | 8.141% | $2,056.54 | $2,056.54 | 7.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $13,055.96 | 1 | $10,510.32 | $5,502.96 | $875.86 | $458.58 | 34.280% | 34.280% | 34.280% | 04/18/2026 | 771 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,767.68 | 6.260% | $0.00 | None | Yes | No | 7.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $245,059.72 | $2,533.08 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003180 | Safe Harbor QM (APOR) | Yes | No | $2,088.00 | $2,761.17 | 8.762% | $410.94 | $410.94 | 8.250% | No | No | Employed | US Citizen | $4,653.91 | 1 | $5,647.68 | $7,903.92 | $470.64 | $658.66 | 44.881% | 44.881% | 44.881% | 04/22/2026 | 786 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,088.00 | 6.300% | $0.00 | None | No | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.125% | [Redacted] | $221,588.64 | $2,006.28 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003195 | Safe Harbor QM (APOR) | Yes | No | $2,306.68 | $2,620.71 | 9.317% | $482.03 | $482.03 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $10,048.50 | 1 | $6,103.20 | $2,898.60 | $508.60 | $241.55 | 35.381% | 35.381% | 35.381% | 04/20/2026 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,306.68 | 6.300% | $0.00 | None | No | No | 8.875% | 2 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $366,916.07 | $1,737.50 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,975.17 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003196 | Safe Harbor QM (APOR) | Yes | No | $2,995.00 | $3,956.25 | 9.107% | $865.37 | $865.37 | 8.750% | No | No | Employed | Employed | US Citizen | US Citizen | $13,442.79 | 1 | $1,988.88 | $1,608.96 | $165.74 | $134.08 | 26.147% | 26.147% | 26.147% | 04/16/2026 | 776 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,995.00 | 6.260% | $0.00 | 1.0 | None | N/A | No | 8.750% | 2 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $340,226.77 | $1,539.07 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,536.64 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003192 | Safe Harbor QM (APOR) | Yes | No | $4,055.00 | $4,965.14 | 8.316% | $1,085.97 | $1,085.97 | 8.000% | No | No | Employed | Employed | US Citizen | US Citizen | $11,055.14 | 1 | $4,554.84 | $4,497.96 | $379.57 | $374.83 | 30.873% | 30.873% | 30.873% | 04/16/2026 | 782 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,055.00 | 6.300% | $0.00 | None | No | No | 8.000% | 2 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $253,911.46 | $1,189.21 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,909.16 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003185 | Non QM | Yes | No | $0.00 | $1,542.28 | 9.564% | $1,227.65 | $1,227.65 | 9.500% | No | No | Employed | Employed | US Citizen | US Citizen | $6,075.80 | 1 | $1,463.52 | $1,542.00 | $121.96 | $128.50 | 33.648% | 33.648% | 33.648% | 04/16/2026 | 765 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.260% | $0.00 | None | No | No | 9.500% | 1 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | No | 15 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $135,726.83 | $790.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,797.57 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003182 | Safe Harbor QM (APOR) | Yes | No | $3,357.00 | $4,442.40 | 9.782% | $940.71 | $940.71 | 9.375% | No | No | Employed | US Citizen | $8,982.23 | 1 | $1,725.60 | $3,831.96 | $143.80 | $319.33 | 31.662% | 31.662% | 31.662% | 04/11/2026 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,357.00 | 6.370% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $118,021.42 | $1,161.80 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002776 | Safe Harbor QM (APOR) | Yes | No | $4,032.58 | $5,180.85 | 9.531% | $683.73 | $683.73 | 8.875% | No | No | Self-Employed | US Citizen | $2,009.41 | 1 | $952.44 | $3,351.00 | $79.37 | $279.25 | 36.831% | 36.831% | 36.831% | 03/27/2026 | 664 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Business License - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,032.58 | 6.220% | $0.00 | None | N/A | No | 8.875% | 0 | 1 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.000% | [Redacted] | $17,063.67 | $129.24 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003186 | Higher Priced QM (APOR) | Yes | No | $2,095.02 | $3,098.83 | 10.600% | $434.18 | $434.18 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $6,123.74 | 1 | $2,424.60 | $7,665.60 | $202.05 | $638.80 | 37.415% | 37.415% | 37.415% | 04/26/2026 | 704 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,095.02 | 6.260% | $0.00 | 1.2 | None | N/A | No | 9.875% | 2 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 20 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.562% | [Redacted] | $168,774.76 | $866.90 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,460.00 | No | No | No | No | 1 | 360 | B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003193 | Safe Harbor QM (APOR) | Yes | No | $3,095.00 | $3,669.92 | 8.750% | $760.07 | $760.07 | 8.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,861.02 | 1 | $3,861.24 | $5,442.96 | $321.77 | $453.58 | 43.489% | 43.489% | 43.489% | 04/29/2026 | 814 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,095.00 | 6.260% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 4 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $282,021.35 | $1,370.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Retail | No | $2,392.79 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002942 | Safe Harbor QM (APOR) | Yes | No | $3,852.25 | $5,059.17 | 7.740% | $932.41 | $932.41 | 7.375% | No | No | Employed | US Citizen | $4,809.12 | 1 | $2,391.12 | $1,658.88 | $199.26 | $138.24 | 44.119% | 44.119% | 44.119% | 04/15/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,852.25 | 6.370% | $0.00 | 1.0 | None | Yes | No | 7.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $164,774.00 | $1,666.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002705 | N/A | No | No | $2,166.78 | $3,254.07 | 10.014% | $391.97 | $391.97 | 9.250% | No | No | Employed | US Citizen | $5,937.83 | 1 | $2,237.88 | $3,199.56 | $186.49 | $266.63 | 27.350% | 27.350% | 27.350% | 03/24/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,166.78 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $139,884.08 | $620.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002963 | Safe Harbor QM (APOR) | Yes | No | $3,544.64 | $5,081.97 | 9.696% | $974.43 | $974.43 | 9.250% | No | No | Employed | US Citizen | $6,642.33 | 1 | $6,784.20 | $2,316.96 | $565.35 | $193.08 | 42.131% | 42.131% | 42.131% | 04/16/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,544.64 | 6.370% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $336,805.68 | $1,511.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002676 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $456.08 | 8.560% | $867.82 | $867.82 | 8.500% | No | No | Employed | US Citizen | $3,933.25 | 1 | $3,039.12 | $1,941.96 | $253.26 | $161.83 | 35.086% | 35.086% | 35.086% | 03/21/2026 | 641 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Non-Primary Income - Wages]; Other - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 5.750% | $0.00 | None | No | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $76,295.98 | $326.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002636 | N/A | No | No | $1,679.76 | $2,466.42 | 10.062% | $298.61 | $298.61 | 9.250% | No | No | Employed | US Citizen | $2,334.81 | 1 | $1,338.24 | $1,793.04 | $111.52 | $149.42 | 46.649% | 46.649% | 46.649% | 03/18/2026 | 749 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,679.76 | 6.120% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 14 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $182,473.65 | $867.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003197 | Safe Harbor QM (APOR) | Yes | No | $2,545.00 | $2,991.96 | 9.698% | $471.91 | $471.91 | 9.125% | No | No | Employed | US Citizen | $2,989.99 | 1 | $2,314.56 | $1,008.00 | $192.88 | $84.00 | 42.129% | 42.129% | 42.129% | 04/30/2026 | 709 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,545.00 | 6.260% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $105,060.42 | $622.89 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003198 | Higher Priced QM (APOR) | Yes | No | $2,519.00 | $3,408.21 | 9.910% | $592.21 | $592.21 | 9.375% | No | No | Employed | US Citizen | $3,337.20 | 1 | $7,058.76 | $1,847.52 | $588.23 | $153.96 | 47.195% | 47.195% | 47.195% | 04/30/2026 | 787 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,519.00 | 6.260% | $0.00 | 1.0 | None | N/A | No | 9.375% | 1 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $233,653.46 | $1,089.09 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003189 | Higher Priced QM (APOR) | Yes | No | $2,095.02 | $2,529.23 | 10.330% | $429.59 | $429.59 | 9.750% | No | No | Employed | US Citizen | $9,468.07 | 1 | $6,809.16 | $6,354.24 | $567.43 | $529.52 | 26.020% | 26.020% | 26.020% | 05/01/2026 | 692 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,095.02 | 6.320% | $0.00 | None | Yes | No | 9.750% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $372,573.00 | $1,773.47 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003087 | Safe Harbor QM (APOR) | Yes | No | $1,577.25 | $2,126.17 | 8.430% | $284.64 | $284.64 | 7.625% | No | No | Employed | US Citizen | $4,431.84 | 1 | $1,727.40 | $1,803.96 | $143.95 | $150.33 | 37.638% | 37.638% | 37.638% | 05/01/2026 | 747 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,577.25 | 5.950% | $0.00 | None | N/A | No | 7.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 4 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $201,249.80 | $1,028.91 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001483 | Non QM | Yes | No | $3,095.00 | $4,074.44 | 7.641% | $932.41 | $932.41 | 7.375% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $12,955.68 | 1 | $1,245.48 | $1,602.00 | $103.79 | $133.50 | 38.707% | 38.707% | 38.707% | 04/21/2026 | 782 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - | Non-Primary Income - Pension]; 1099 Transcript - No Results Returned - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099 Transcript - 2024 [Borrower - | Non-Primary Income - Pension]; 1099 Transcript - 2023 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; W-2 Transcript - No Results Returned - 2025 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; W-2 Transcript - 2024 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; W-2 Transcript - 2023 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099 Transcript - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099 Transcript - 2023 [Coborrower(s) - | Primary Income - Pension]; 1099 Transcript - No Results Returned - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099 Transcript - 2024 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Pension]; 1099 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,095.00 | 6.300% | $0.00 | 2.2 | None | N/A | No | 7.375% | 3 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $13,855.18 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.000% | [Redacted] | $734,796.07 | $4,436.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 2.47 | No | $6,991.47 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003088 | Safe Harbor QM (APOR) | Yes | No | $3,878.00 | $1,617.83 | 7.521% | $732.12 | $732.12 | 7.375% | No | No | Employed | Employed | US Citizen | US Citizen | $39,529.02 | 1 | $14,077.44 | $7,036.56 | $1,173.12 | $586.38 | 18.708% | 18.708% | 18.708% | 04/28/2026 | 768 | No | No | [Borrower - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - K-1 (< 25%)]; VVOE - 2026 [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2021 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,878.00 | 6.260% | $0.00 | None | N/A | No | 7.375% | 0 | 2 | 2 | 0 | 3 | 2 | No | Not Stated | [Redacted] | $50.64 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $644,370.36 | $3,037.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0.01 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003071 | Non QM | Yes | No | $5,855.00 | $2,968.78 | 9.073% | $1,273.03 | $1,273.03 | 8.875% | No | No | Self-Employed | Employed | Permanent Resident Alien | US Citizen | $7,957.08 | 1 | $2,077.44 | $1,440.96 | $173.12 | $120.08 | 28.365% | 28.365% | 28.365% | 04/27/2026 | 698 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,855.00 | 6.260% | $0.00 | None | N/A | No | 8.875% | 0 | 1 | 1 | 0 | 3 | 1 | No | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.490% | [Redacted] | $306,313.29 | $1,571.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | No | $0.00 | $5,887.66 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003005 | Safe Harbor QM (APOR) | Yes | No | $12,563.00 | $13,581.67 | 8.181% | $3,312.48 | $3,312.48 | 7.875% | No | No | Self-Employed | US Citizen | $37,205.88 | 1 | $11,605.92 | $4,610.04 | $967.16 | $384.17 | 18.326% | 18.326% | 18.326% | 04/10/2026 | 776 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $12,563.00 | 6.300% | $0.00 | None | Yes | No | 7.875% | 0 | 1 | 0 | 3 | 1 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $285,244.05 | $1,960.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003116 | Safe Harbor QM (APOR) | Yes | No | $2,370.00 | $3,232.27 | 7.612% | $579.85 | $579.85 | 7.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,895.82 | 1 | $1,456.44 | $2,581.92 | $121.37 | $215.16 | 45.320% | 45.320% | 45.320% | 06/03/2026 | 714 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,370.00 | 6.320% | $0.00 | 2.6 | None | No | No | 7.250% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $146,350.29 | $676.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 33.99 | No | $963.25 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002639 | Safe Harbor QM (APOR) | Yes | No | $1,590.00 | $3,693.16 | 7.776% | $1,974.74 | $1,974.74 | 7.625% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $11,154.62 | 1 | $1,899.48 | $6,785.04 | $158.29 | $565.42 | 35.254% | 35.254% | 35.254% | 02/18/2026 | 661 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,590.00 | 6.120% | $0.00 | 1.1 | None | N/A | No | 7.625% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | $5,451.19 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $152,133.92 | $1,381.16 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 1.34 | Retail | No | No | $7,399.90 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002566 | Higher Priced QM (APOR) | Yes | No | $3,069.23 | $3,878.56 | 9.683% | $657.01 | $657.01 | 9.125% | No | No | Employed | US Citizen | $6,982.41 | 1 | $4,059.36 | $2,000.04 | $338.28 | $166.67 | 40.994% | 40.994% | 40.994% | 03/11/2026 | 662 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,069.23 | 6.020% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $207,795.17 | $995.97 | No | Individual | No | No | Fair Isaac (VER. 2) | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002534 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,368.66 | 9.329% | $581.89 | $581.89 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $3,236.06 | 1 | $2,277.24 | $1,353.96 | $189.77 | $112.83 | 41.032% | 41.032% | 41.032% | 03/09/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.020% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 22 | 22 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $130,840.83 | $623.29 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $2,154.64 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002558 | N/A | No | No | $500.00 | $1,897.25 | 8.793% | $381.52 | $381.52 | 8.375% | No | No | Employed | US Citizen | $5,620.34 | 1 | $4,382.28 | $1,523.04 | $365.19 | $126.92 | 40.528% | 40.528% | 40.528% | 03/10/2026 | 739 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.020% | $0.00 | None | N/A | No | 8.375% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.999% | [Redacted] | $172,030.65 | $815.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002565 | Safe Harbor QM (APOR) | Yes | No | $4,137.96 | $4,956.70 | 9.525% | $700.17 | $700.17 | 8.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,902.62 | 1 | $1,894.68 | $2,973.36 | $157.89 | $247.78 | 33.923% | 33.923% | 33.923% | 03/11/2026 | 660 | No | No | [Borrower - | Primary Income - Annuity]; 1099 - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,137.96 | 6.120% | $0.00 | None | N/A | No | 8.875% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $113,730.14 | $570.06 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $2,689.33 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002633 | Safe Harbor QM (APOR) | Yes | No | $2,895.22 | $3,700.25 | 8.172% | $509.61 | $509.61 | 7.625% | No | No | Employed | US Citizen | $4,284.46 | 1 | $3,278.40 | $1,887.96 | $273.20 | $157.33 | 48.887% | 48.887% | 48.887% | 03/17/2026 | 663 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,895.22 | 6.120% | $0.00 | None | N/A | No | 7.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 15 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $171,595.31 | $769.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002614 | Higher Priced QM (APOR) | Yes | No | $2,710.96 | $3,502.25 | 9.938% | $497.96 | $497.96 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,555.81 | 1 | $5,688.00 | $2,876.04 | $474.00 | $239.67 | 46.640% | 46.640% | 46.640% | 03/16/2026 | 658 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,710.96 | 6.120% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $158,932.62 | $688.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,934.84 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002525 | Safe Harbor QM (APOR) | Yes | No | $2,994.38 | $3,400.44 | 9.321% | $535.81 | $535.81 | 8.750% | No | No | Employed | US Citizen | $3,144.44 | 1 | $4,810.44 | $2,253.12 | $400.87 | $187.76 | 47.885% | 47.885% | 47.885% | 03/08/2026 | 759 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,994.38 | 5.980% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $287,832.00 | $1,726.97 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002622 | Safe Harbor QM (APOR) | Yes | No | $3,430.56 | $4,116.25 | 7.763% | $773.56 | $773.56 | 7.375% | No | No | Employed | US Citizen | $4,534.75 | 1 | $6,666.24 | $2,044.20 | $555.52 | $170.35 | 49.688% | 49.688% | 49.688% | 03/16/2026 | 709 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,430.56 | 6.120% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $319,003.41 | $2,979.15 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002631 | Safe Harbor QM (APOR) | Yes | No | $3,851.83 | $6,193.59 | 8.929% | $1,423.36 | $1,423.36 | 8.625% | No | No | Not Employed | Employed | US Citizen | US Citizen | $13,265.38 | 1 | $3,193.92 | $1,254.96 | $266.16 | $104.58 | 43.513% | 43.513% | 43.513% | 03/17/2026 | 711 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,851.83 | 6.120% | $0.00 | None | N/A | No | 8.625% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $169,300.71 | $1,683.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 37.98 | Retail | No | $8,007.20 | $15,476.93 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002618 | Safe Harbor QM (APOR) | Yes | No | $6,171.46 | $8,560.31 | 8.593% | $1,738.87 | $1,738.87 | 8.250% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $4,152.84 | 1 | $7,522.20 | $2,554.20 | $626.85 | $212.85 | 47.054% | 47.054% | 47.054% | 03/16/2026 | 743 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business License - 2021 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,171.46 | 6.120% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 2 | 0 | 3 | 2 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $181,620.47 | $898.09 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | 5.97 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002658 | Safe Harbor QM (APOR) | Yes | No | $4,138.64 | $5,582.01 | 8.014% | $736.82 | $736.82 | 7.500% | No | No | Self-Employed | US Citizen | $3,462.69 | 1 | $2,755.80 | $1,856.04 | $229.65 | $154.67 | 49.095% | 49.095% | 49.095% | 03/19/2026 | 714 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,138.64 | 6.120% | $0.00 | None | N/A | No | 7.500% | 0 | 2 | 0 | 3 | 1 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $231,621.58 | $1,066.38 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002666 | Safe Harbor QM (APOR) | Yes | No | $4,326.62 | $6,232.57 | 8.740% | $1,305.28 | $1,305.28 | 8.250% | No | No | Employed | US Citizen | $12,132.43 | 1 | $6,082.80 | $1,161.96 | $506.90 | $96.83 | 41.193% | 41.193% | 41.193% | 03/19/2026 | 679 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,326.62 | 5.750% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $533,016.31 | $2,324.62 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002651 | Safe Harbor QM (APOR) | Yes | No | $13,651.60 | $16,149.58 | 8.052% | $3,438.78 | $3,438.78 | 7.750% | No | No | Employed | US Citizen | $11,942.18 | 1 | $8,464.68 | $9,058.08 | $705.39 | $754.84 | 40.783% | 40.783% | 40.783% | 03/16/2026 | 748 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $13,651.60 | 6.120% | $0.00 | 3.1 | None | N/A | No | 7.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $465,728.20 | $2,366.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002689 | Higher Priced QM (APOR) | Yes | No | $1,961.51 | $2,827.95 | 10.049% | $358.64 | $358.64 | 9.250% | No | No | Employed | US Citizen | $1,844.98 | 1 | $1,322.76 | $1,956.48 | $110.23 | $163.04 | 47.364% | 47.364% | 47.364% | 03/11/2026 | 658 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,961.51 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $64,774.92 | $342.25 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002702 | Safe Harbor QM (APOR) | Yes | No | $5,608.69 | $7,818.59 | 9.142% | $1,541.14 | $1,541.14 | 8.750% | No | No | Employed | US Citizen | $3,770.56 | 1 | $3,780.96 | $2,142.96 | $315.08 | $178.58 | 46.814% | 46.814% | 46.814% | 03/24/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,608.69 | 6.220% | $0.00 | None | N/A | No | 8.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $185,441.15 | $1,110.97 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002681 | Safe Harbor QM (APOR) | Yes | No | $4,093.10 | $5,653.81 | 9.579% | $1,031.39 | $1,031.39 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $12,813.65 | 1 | $6,315.24 | $2,036.04 | $526.27 | $169.67 | 42.864% | 42.864% | 42.864% | 03/21/2026 | 663 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,093.10 | 6.430% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 2 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $439,882.23 | $2,083.66 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $10,416.68 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002592 | Non QM | Yes | No | $3,254.01 | $4,336.89 | 8.771% | $638.78 | $638.78 | 8.250% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $5,390.82 | 1 | $5,924.40 | $1,203.00 | $493.70 | $100.25 | 45.504% | 45.504% | 45.504% | 03/12/2026 | 651 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,254.01 | 6.020% | $0.00 | None | N/A | No | 8.250% | 0 | 1 | 2 | 0 | 3 | 0 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $361,341.97 | $1,671.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $2,920.35 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002794 | Safe Harbor QM (APOR) | Yes | No | $4,129.15 | $5,646.53 | 7.888% | $745.24 | $745.24 | 7.375% | No | No | Non-Employment Income | US Citizen | $3,781.51 | 1 | $1,772.16 | $1,239.12 | $147.68 | $103.26 | 38.762% | 38.762% | 38.762% | 03/27/2026 | 691 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,129.15 | 6.220% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $235,817.93 | $1,108.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002809 | Non QM | Yes | No | $913.03 | $1,851.99 | 9.871% | $302.51 | $302.51 | 9.125% | No | No | Employed | US Citizen | $5,193.88 | 1 | $5,168.52 | $1,245.96 | $430.71 | $103.83 | 35.372% | 35.372% | 35.372% | 03/31/2026 | 640 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 2 | 0 | 0 | [Redacted] | $913.03 | 5.990% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $207,925.50 | $961.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002709 | Safe Harbor QM (APOR) | Yes | No | $6,250.14 | $8,396.42 | 9.637% | $1,839.94 | $1,839.94 | 9.250% | No | No | Employed | US Citizen | $8,478.98 | 1 | $9,667.68 | $3,509.16 | $805.64 | $292.43 | 47.109% | 47.109% | 47.109% | 03/24/2026 | 646 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,250.14 | 6.220% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $500.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $517,743.21 | $2,622.43 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002756 | Safe Harbor QM (APOR) | Yes | No | $583.05 | $1,491.69 | 9.594% | $216.90 | $216.90 | 9.000% | No | No | Employed | US Citizen | $3,857.92 | 1 | $6,338.04 | $2,219.04 | $528.17 | $184.92 | 44.091% | 44.091% | 44.091% | 03/26/2026 | 653 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $583.05 | 6.430% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $87,693.62 | $637.58 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002597 | Safe Harbor QM (APOR) | Yes | No | $3,760.84 | $5,534.57 | 8.565% | $858.04 | $858.04 | 7.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,288.45 | 1 | $3,868.20 | $3,202.92 | $322.35 | $266.91 | 49.557% | 49.557% | 49.557% | 03/13/2026 | 670 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2013 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,760.84 | 5.700% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $123,480.15 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $205,841.24 | $1,024.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 49.28 | Retail | No | $6,319.44 | $0.00 | No | No | No | No | 1 | 240 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002830 | Safe Harbor QM (APOR) | Yes | No | $1,590.00 | $4,927.38 | 8.936% | $3,182.58 | $3,182.58 | 8.875% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $19,781.70 | 1 | $15,269.76 | $3,578.04 | $1,272.48 | $298.17 | 42.352% | 42.352% | 42.352% | 04/01/2026 | 694 | No | No | Borrower Prepared | [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,590.00 | 6.430% | $0.00 | 1.9 | None | No | No | 8.875% | 2 | 2 | 1 | 0 | 2 | 0 | 12.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $521,404.75 | $2,582.01 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $11,457.17 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002788 | Higher Priced QM (APOR) | Yes | No | $1,733.90 | $2,811.42 | 10.072% | $320.85 | $320.85 | 9.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $3,473.55 | 1 | $1,976.52 | $1,544.04 | $164.71 | $128.67 | 42.500% | 42.500% | 42.500% | 03/27/2026 | 685 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,733.90 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.124% | [Redacted] | $298,526.84 | $1,822.64 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,251.85 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002890 | Safe Harbor QM (APOR) | Yes | No | $2,752.61 | $4,032.99 | 9.840% | $636.73 | $636.73 | 9.250% | No | No | Not Employed | Employed | US Citizen | US Citizen | $5,809.38 | 1 | $4,909.92 | $1,474.80 | $409.16 | $122.90 | 46.773% | 46.773% | 46.773% | 04/06/2026 | 685 | No | No | [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,752.61 | 6.430% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $244,875.94 | $1,554.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $10,914.32 | No | No | No | No | 1 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002821 | Safe Harbor QM (APOR) | Yes | No | $2,045.58 | $2,731.44 | 9.648% | $830.96 | $830.96 | 9.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,971.25 | 1 | $2,228.04 | $3,435.00 | $185.67 | $286.25 | 49.055% | 49.055% | 49.055% | 04/03/2026 | 725 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,045.58 | 6.430% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $259,422.33 | $1,212.67 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | Retail | No | $3,000.75 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002783 | Higher Priced QM (APOR) | Yes | No | $2,420.00 | $3,482.31 | 9.652% | $468.37 | $468.37 | 8.750% | No | No | Employed | Employed | US Citizen | US Citizen | $8,980.03 | 1 | $6,871.68 | $2,859.00 | $572.64 | $238.25 | 38.030% | 38.030% | 38.030% | 03/28/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,420.00 | 5.950% | $0.00 | None | N/A | No | 8.750% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $443,702.80 | $2,034.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $9,665.80 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002777 | N/A | No | No | $1,343.66 | $2,568.02 | 10.690% | $367.03 | $367.03 | 8.625% | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | $1,804.84 | 1 | $1,057.56 | $1,557.36 | $88.13 | $129.78 | 47.037% | 47.037% | 47.037% | 03/27/2026 | 700 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,343.66 | 5.700% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 3 | 1 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $70,711.01 | $752.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002820 | Higher Priced QM (APOR) | Yes | No | $1,379.75 | $2,294.26 | 10.440% | $228.22 | $228.22 | 9.125% | No | No | Not Employed | Non-Employment Income | US Citizen | $3,309.69 | 1 | $3,162.48 | $3,799.56 | $263.54 | $316.63 | 36.386% | 36.386% | 36.386% | 03/31/2026 | 650 | No | No | [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,379.75 | 5.950% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 4.500% | [Redacted] | $73,053.50 | $493.70 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $5,202.78 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002678 | Safe Harbor QM (APOR) | Yes | No | $6,748.61 | $8,697.78 | 8.612% | $1,795.82 | $1,795.82 | 8.250% | No | No | Not Employed | Employed | Employed | 8.75 | US Citizen | US Citizen | $13,138.93 | 1 | $7,340.88 | $3,211.20 | $611.74 | $267.60 | 43.500% | 43.500% | 43.500% | 03/21/2026 | 667 | 658 | 667 | 688 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,748.61 | 6.220% | $0.00 | None | N/A | No | 8.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 2.500% | [Redacted] | $472,706.96 | $2,125.75 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $23,254.84 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002759 | Higher Priced QM (APOR) | Yes | No | $2,424.21 | $3,407.36 | 10.011% | $427.79 | $427.79 | 9.250% | No | No | Employed | US Citizen | $2,730.03 | 1 | $5,092.44 | $1,713.48 | $424.37 | $142.79 | 45.449% | 45.449% | 45.449% | 03/27/2026 | 737 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,424.21 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $186,986.91 | $864.60 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002588 | Non QM | Yes | No | $4,238.41 | $5,396.11 | 8.861% | $1,103.39 | $1,103.39 | 8.500% | No | No | Employed | US Citizen | $3,055.83 | 1 | $5,177.16 | $1,822.08 | $431.43 | $151.84 | 48.201% | 48.201% | 48.201% | 03/13/2026 | 720 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,238.41 | 6.120% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $311,944.32 | $1,156.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002836 | Higher Priced QM (APOR) | Yes | No | $2,487.63 | $3,453.32 | 9.965% | $457.15 | $457.15 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,163.08 | 1 | $996.96 | $3,918.00 | $83.08 | $326.50 | 47.773% | 47.773% | 47.773% | 04/01/2026 | 706 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Annuity]; 1099 - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Annuity]; 1099 - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,487.63 | 6.430% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 1 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $75,605.90 | $385.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,296.86 | $0.00 | No | No | No | No | 1 | 360 | A | 05/22/2026 | $180,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002884 | Safe Harbor QM (APOR) | Yes | No | $3,652.34 | $4,694.11 | 9.765% | $839.78 | $839.78 | 9.250% | No | No | Non-Employment Income | US Citizen | $5,148.12 | 1 | $2,965.32 | $1,794.60 | $247.11 | $149.55 | 45.988% | 45.988% | 45.988% | 04/06/2026 | 684 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,652.34 | 6.430% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $232,857.47 | $2,201.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002771 | Non QM | Yes | No | $1,450.50 | $2,645.41 | 9.784% | $322.35 | $322.35 | 8.750% | No | No | Employed | US Citizen | $8,489.55 | 1 | $7,499.76 | $1,713.84 | $624.98 | $142.82 | 41.045% | 41.045% | 41.045% | 03/26/2026 | 799 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,450.50 | 5.990% | $0.00 | None | N/A | No | 8.750% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $49,466.38 | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $386,863.91 | $1,739.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.8 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002883 | Non QM | Yes | No | $4,130.15 | $5,178.08 | 8.210% | $1,087.67 | $1,087.67 | 7.500% | No | No | Employed | Employed | US Citizen | US Citizen | $9,758.89 | 1 | $3,616.32 | $1,800.00 | $301.36 | $150.00 | 31.334% | 31.334% | 31.334% | 04/03/2026 | 737 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,130.15 | 5.890% | $0.00 | None | N/A | No | 7.500% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $178,488.86 | $944.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,238.83 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002582 | Safe Harbor QM (APOR) | Yes | No | $2,803.99 | $3,899.55 | 9.520% | $643.68 | $643.68 | 9.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,537.24 | 1 | $6,145.80 | $3,172.56 | $512.15 | $264.38 | 43.756% | 43.756% | 43.756% | 03/12/2026 | 655 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - No Results Returned - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,803.99 | 6.020% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $70,335.86 | $524.68 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $2,799.88 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002897 | Non QM | Yes | No | $2,095.00 | $4,199.98 | 7.717% | $2,136.46 | $2,136.46 | 7.625% | No | No | Employed | US Citizen | $29,491.39 | 1 | $9,828.84 | $1,803.12 | $819.07 | $150.26 | 21.356% | 21.356% | 21.356% | 04/10/2026 | 787 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,095.00 | 6.300% | $0.00 | 1.0 | None | N/A | No | 7.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $596,838.28 | $2,917.84 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002879 | Safe Harbor QM (APOR) | Yes | No | $4,137.63 | $5,741.68 | 7.681% | $904.76 | $904.76 | 7.250% | No | No | Employed | US Citizen | $19,125.60 | 1 | $9,075.48 | $5,890.08 | $756.29 | $490.84 | 20.860% | 20.860% | 20.860% | 04/08/2026 | 700 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,137.63 | 6.430% | $0.00 | None | N/A | No | 7.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $201,416.26 | $1,156.19 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 10/16/2026 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002850 | Safe Harbor QM (APOR) | Yes | No | $2,977.50 | $4,276.15 | 8.564% | $939.08 | $939.08 | 8.250% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $6,363.34 | 1 | $3,650.76 | $4,090.20 | $304.23 | $340.85 | 49.222% | 49.222% | 49.222% | 04/03/2026 | 709 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,977.50 | 6.430% | $0.00 | 1.1 | None | Yes | No | 8.250% | 1 | 1 | 1 | 0 | 2 | 0 | No | Not Stated | [Redacted] | $102,331.10 | No | 15 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $399,612.09 | $1,945.22 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 28.99 | Retail | No | $0.00 | $6,644.60 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002875 | Safe Harbor QM (APOR) | Yes | No | $4,019.00 | $5,030.18 | 9.672% | $1,130.79 | $1,130.79 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $4,711.90 | 1 | $8,204.88 | $1,659.00 | $683.74 | $138.25 | 46.374% | 46.374% | 46.374% | 04/08/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,019.00 | 6.430% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $209,459.72 | $978.12 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,961.52 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002902 | Safe Harbor QM (APOR) | Yes | No | $4,137.81 | $5,067.15 | 9.420% | $951.23 | $951.23 | 8.750% | No | No | Employed | US Citizen | $6,429.28 | 1 | $11,816.04 | $2,400.96 | $984.67 | $200.08 | 47.382% | 47.382% | 47.382% | 04/12/2026 | 665 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,137.81 | 5.980% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $300,451.00 | $1,670.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002934 | Safe Harbor QM (APOR) | Yes | No | $1,255.24 | $2,191.32 | 9.262% | $489.40 | $489.40 | 8.500% | No | No | Employed | US Citizen | $14,303.29 | 1 | $3,175.68 | $2,070.96 | $264.64 | $172.58 | 27.224% | 27.224% | 27.224% | 04/14/2026 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,255.24 | 5.850% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.375% | [Redacted] | $223,242.89 | $1,579.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002885 | Safe Harbor QM (APOR) | Yes | No | $4,138.13 | $4,989.77 | 9.693% | $835.98 | $835.98 | 9.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,749.65 | 1 | $6,820.80 | $2,430.96 | $568.40 | $202.58 | 45.667% | 45.667% | 45.667% | 04/08/2026 | 643 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,138.13 | 6.430% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $216,892.61 | $2,237.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $7,303.58 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002903 | Higher Priced QM (APOR) | Yes | No | $1,630.70 | $2,497.43 | 10.226% | $567.00 | $567.00 | 8.875% | No | No | Employed | US Citizen | $5,476.55 | 1 | $3,330.36 | $1,712.40 | $277.53 | $142.70 | 38.734% | 38.734% | 38.734% | 04/13/2026 | 645 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,630.70 | 6.020% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $231,513.09 | $1,600.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002671 | Higher Priced QM (APOR) | Yes | No | $1,289.83 | $2,154.18 | 9.776% | $312.47 | $312.47 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $3,374.24 | 1 | $52.68 | $1,572.00 | $4.39 | $131.00 | 43.534% | 43.534% | 43.534% | 03/19/2026 | 704 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,289.83 | 6.220% | $0.00 | 1.5 | None | N/A | No | 9.125% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $85,486.11 | $397.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,958.93 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002717 | Safe Harbor QM (APOR) | Yes | No | $3,988.42 | $5,166.87 | 9.520% | $874.30 | $874.30 | 9.000% | No | No | Employed | Employed | US Citizen | US Citizen | $7,669.86 | 1 | $4,029.00 | $1,739.04 | $335.75 | $144.92 | 40.843% | 40.843% | 40.843% | 03/20/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,988.42 | 6.220% | $0.00 | None | N/A | No | 9.000% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $245,696.00 | $1,519.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $6,845.82 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002935 | Safe Harbor QM (APOR) | Yes | No | $4,678.55 | $5,737.73 | 9.647% | $1,357.41 | $1,357.41 | 9.250% | No | No | Employed | Non-Employment Income | US Citizen | Permanent Resident Alien | $3,402.56 | 1 | $6,411.12 | $1,653.00 | $534.26 | $137.75 | 48.871% | 48.871% | 48.871% | 04/14/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Annuity]; 1099 - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,678.55 | 6.370% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.499% | [Redacted] | $230,326.66 | $1,127.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | Retail | No | $3,181.24 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002807 | Safe Harbor QM (APOR) | Yes | No | $600.00 | $1,512.20 | 9.060% | $339.95 | $339.95 | 7.875% | No | No | Employed | US Citizen | $5,496.41 | 1 | $953.88 | $1,145.64 | $79.49 | $95.47 | 30.363% | 30.363% | 30.363% | 03/30/2026 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $600.00 | 5.760% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 9.875% | [Redacted] | $53,713.47 | $698.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002899 | Safe Harbor QM (APOR) | Yes | No | $191.38 | $1,110.47 | 9.535% | $248.77 | $248.77 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $6,134.74 | 1 | $5,393.16 | $1,852.80 | $449.43 | $154.40 | 48.878% | 48.878% | 48.878% | 04/10/2026 | 666 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $191.38 | 6.430% | $0.00 | None | N/A | No | 9.125% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $234,970.27 | $1,185.73 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $4,245.24 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002808 | Safe Harbor QM (APOR) | Yes | No | $3,761.00 | $5,130.29 | 9.676% | $818.30 | $818.30 | 9.125% | No | No | Employed | US Citizen | $4,438.45 | 1 | $3,189.72 | $2,670.96 | $265.81 | $222.58 | 38.713% | 38.713% | 38.713% | 03/31/2026 | 739 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,761.00 | 6.430% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $207,435.44 | $976.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002964 | Safe Harbor QM (APOR) | Yes | No | $4,145.03 | $5,055.03 | 8.503% | $1,076.45 | $1,076.45 | 8.125% | No | No | Employed | US Citizen | $10,926.20 | 1 | $11,370.48 | $3,971.04 | $947.54 | $330.92 | 27.301% | 27.301% | 27.301% | 04/16/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,145.03 | 6.370% | $0.00 | None | N/A | No | 8.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.000% | [Redacted] | $275,023.21 | $990.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002758 | Safe Harbor QM (APOR) | Yes | No | $849.24 | $1,699.58 | 9.534% | $383.90 | $383.90 | 9.125% | No | No | Employed | US Citizen | $4,820.61 | 1 | $2,061.84 | $1,800.96 | $171.82 | $150.08 | 41.183% | 41.183% | 41.183% | 03/26/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $849.24 | 6.220% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $259,175.77 | $1,304.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002747 | Safe Harbor QM (APOR) | Yes | No | $721.12 | $2,108.32 | 8.814% | $555.14 | $555.14 | 8.500% | No | No | Non-Employment Income | US Citizen | $6,913.53 | 1 | $3,103.20 | $4,349.04 | $258.60 | $362.42 | 35.259% | 35.259% | 35.259% | 03/25/2026 | 709 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $721.12 | 6.220% | $0.00 | None | N/A | No | 8.500% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $247,138.85 | $1,559.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002538 | Non QM | Yes | No | $5,087.00 | $5,796.52 | 9.389% | $895.20 | $895.20 | 8.875% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $6,312.33 | 1 | $7,456.80 | $2,091.00 | $621.40 | $174.25 | 46.936% | 46.936% | 46.936% | 03/09/2026 | 654 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $5,087.00 | 6.020% | $0.00 | None | N/A | No | 8.875% | 0 | 1 | 2 | 0 | 3 | 0 | No | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.990% | [Redacted] | $374,063.14 | $2,395.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $2,034.71 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002919 | Safe Harbor QM (APOR) | Yes | No | $3,563.27 | $5,031.00 | 9.714% | $813.63 | $813.63 | 9.125% | No | No | Employed | US Citizen | $2,740.44 | 1 | $5,362.92 | $2,209.92 | $446.91 | $184.16 | 47.623% | 47.623% | 47.623% | 04/13/2026 | 655 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,563.27 | 6.300% | $0.00 | None | N/A | No | 9.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $194,990.07 | $1,017.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002936 | Higher Priced QM (APOR) | Yes | No | $1,449.46 | $2,416.02 | 10.128% | $271.06 | $271.06 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $7,411.76 | 1 | $3,009.00 | $939.96 | $250.75 | $78.33 | 40.709% | 40.709% | 40.709% | 04/14/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,449.46 | 6.370% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $321,508.00 | $1,611.64 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,167.20 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002950 | Higher Priced QM (APOR) | Yes | No | $1,606.24 | $2,452.57 | 10.094% | $285.40 | $285.40 | 9.250% | No | No | Employed | US Citizen | $3,782.84 | 1 | $2,676.60 | $1,159.80 | $223.05 | $96.65 | 46.595% | 46.595% | 46.595% | 04/15/2026 | 645 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,606.24 | 6.370% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.990% | [Redacted] | $131,378.40 | $903.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002856 | Safe Harbor QM (APOR) | Yes | No | $2,548.46 | $3,489.26 | 9.205% | $418.83 | $418.83 | 8.500% | No | No | Employed | US Citizen | $3,316.33 | 1 | $3,413.04 | $2,041.20 | $284.42 | $170.10 | 37.881% | 37.881% | 37.881% | 04/04/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,548.46 | 6.430% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.990% | [Redacted] | $148,044.90 | $917.99 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002976 | Safe Harbor QM (APOR) | Yes | No | $1,689.69 | $2,669.20 | 9.775% | $493.52 | $493.52 | 9.250% | No | No | Employed | US Citizen | $3,076.17 | 1 | $3,471.84 | $1,356.96 | $289.32 | $113.08 | 47.233% | 47.233% | 47.233% | 04/18/2026 | 669 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,689.69 | 6.300% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 6 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.161% | [Redacted] | $354,427.47 | $1,857.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002927 | Higher Priced QM (APOR) | Yes | No | $3,641.05 | $4,461.00 | 9.934% | $640.27 | $640.27 | 9.250% | No | No | Employed | US Citizen | $4,382.20 | 1 | $3,695.76 | $2,715.84 | $307.98 | $226.32 | 48.812% | 48.812% | 48.812% | 04/14/2026 | 685 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,641.05 | 6.370% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $120,490.50 | $603.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002992 | Safe Harbor QM (APOR) | Yes | No | $546.89 | $2,187.51 | 9.768% | $293.82 | $293.82 | 9.125% | No | No | Employed | US Citizen | $3,444.36 | 1 | $2,985.12 | $2,067.12 | $248.76 | $172.26 | 38.529% | 38.529% | 38.529% | 04/20/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $546.89 | 6.300% | $0.00 | None | N/A | No | 9.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.250% | [Redacted] | $203,682.49 | $1,268.02 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003022 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $2,188.38 | 9.678% | $561.43 | $561.43 | 9.375% | No | No | Non-Employment Income | US Citizen | $3,850.24 | 1 | $3,950.88 | $1,956.00 | $329.24 | $163.00 | 42.399% | 42.399% | 42.399% | 04/23/2026 | 692 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.300% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $309,934.13 | $1,325.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002623 | Safe Harbor QM (APOR) | Yes | No | $4,131.91 | $4,952.75 | 8.172% | $867.11 | $867.11 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $3,468.44 | 1 | $1,629.48 | $1,394.88 | $135.79 | $116.24 | 38.110% | 38.110% | 38.110% | 03/16/2026 | 718 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,131.91 | 6.120% | $0.00 | None | N/A | No | 7.750% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $177,255.48 | $852.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,272.38 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002904 | Non QM | Yes | No | $4,137.54 | $5,325.18 | 8.715% | $942.04 | $942.04 | 8.250% | No | No | Not Employed | Non-Employment Income | Not Employed | 0 | US Citizen | US Citizen | $4,050.53 | 1 | $6,566.28 | $2,444.04 | $547.19 | $203.67 | 48.944% | 48.944% | 48.944% | 04/12/2026 | 755 | 803 | 801 | 788 | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 | [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,137.54 | 6.370% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 4.625% | [Redacted] | $311,994.14 | $2,005.14 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $7,933.57 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003026 | Safe Harbor QM (APOR) | Yes | No | $770.34 | $2,450.61 | 8.749% | $359.86 | $359.86 | 8.250% | No | No | Non-Employment Income | US Citizen | $4,435.81 | 2 | $4,608.84 | $1,863.96 | $384.07 | $155.33 | 40.414% | 40.414% | 40.414% | 04/06/2026 | 741 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $770.34 | 6.430% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $363,088.35 | $2,014.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 05/18/2026 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002787 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,789.47 | 7.395% | $777.75 | $777.75 | 7.250% | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | $4,678.76 | 1 | $4,968.12 | $2,803.56 | $414.01 | $233.63 | 43.412% | 43.412% | 43.412% | 03/29/2026 | 800 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.300% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $306,015.13 | $1,447.97 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002956 | Safe Harbor QM (APOR) | Yes | No | $3,344.29 | $4,914.44 | 9.596% | $860.61 | $860.61 | 9.125% | No | No | Employed | US Citizen | $7,579.82 | 1 | $12,520.56 | $2,876.04 | $1,043.38 | $239.67 | 44.876% | 44.876% | 44.876% | 04/16/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,344.29 | 6.260% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $245,252.03 | $1,136.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002967 | Higher Priced QM (APOR) | Yes | No | $2,608.46 | $3,816.59 | 9.983% | $460.70 | $460.70 | 9.250% | No | No | Employed | US Citizen | $6,323.40 | 1 | $2,101.32 | $4,423.56 | $175.11 | $368.63 | 46.852% | 46.852% | 46.852% | 04/17/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Other - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,608.46 | 6.370% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.490% | [Redacted] | $410,002.99 | $2,009.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002965 | Safe Harbor QM (APOR) | Yes | No | $979.62 | $3,051.64 | 9.287% | $788.53 | $788.53 | 9.000% | No | No | Employed | Employed | US Citizen | US Citizen | $7,237.41 | 1 | $2,878.92 | $1,824.00 | $239.91 | $152.00 | 44.662% | 44.662% | 44.662% | 04/16/2026 | 640 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $979.62 | 6.260% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $186,156.46 | $1,110.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,050.20 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002784 | Higher Priced QM (APOR) | Yes | No | $1,530.97 | $2,581.08 | 10.533% | $354.33 | $354.33 | 9.250% | No | No | Employed | US Citizen | $13,143.39 | 1 | $1,397.04 | $3,957.36 | $116.42 | $329.78 | 21.171% | 21.171% | 21.171% | 03/29/2026 | 661 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,530.97 | 5.870% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $177,805.48 | $915.37 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002501 | Safe Harbor QM (APOR) | Yes | No | $2,455.55 | $3,194.37 | 8.732% | $388.73 | $388.73 | 8.125% | No | No | Employed | US Citizen | $3,040.33 | 1 | $3,115.44 | $1,503.12 | $259.62 | $125.26 | 32.928% | 32.928% | 32.928% | 03/05/2026 | 656 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,455.55 | 6.120% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $84,610.20 | $484.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003027 | Safe Harbor QM (APOR) | Yes | No | $3,957.28 | $5,318.25 | 9.532% | $673.35 | $673.35 | 8.875% | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | $4,698.12 | 1 | $5,466.72 | $5,921.64 | $455.56 | $493.47 | 39.101% | 39.101% | 39.101% | 04/23/2026 | 680 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,957.28 | 6.300% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $314,282.63 | $1,394.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002961 | Safe Harbor QM (APOR) | Yes | No | $3,533.10 | $5,238.41 | 9.778% | $686.30 | $686.30 | 9.125% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $6,693.12 | 1 | $2,729.52 | $2,088.00 | $227.46 | $174.00 | 46.233% | 46.233% | 46.233% | 04/16/2026 | 673 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,533.10 | 6.370% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $207,878.12 | $1,864.52 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $4,140.87 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002680 | Higher Priced QM (APOR) | Yes | No | $431.69 | $1,431.86 | 9.789% | $223.89 | $223.89 | 9.250% | No | No | Non-Employment Income | US Citizen | $2,827.33 | 1 | $2,695.80 | $1,707.00 | $224.65 | $142.25 | 35.004% | 35.004% | 35.004% | 03/20/2026 | 645 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $431.69 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $56,485.24 | $704.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002974 | Non QM | Yes | No | $1,405.77 | $2,428.56 | 10.170% | $310.31 | $310.31 | 8.875% | No | No | Non-Employment Income | US Citizen | $2,186.61 | 1 | $4,925.76 | $2,071.44 | $410.48 | $172.62 | 46.789% | 46.789% | 46.789% | 04/19/2026 | 662 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Annuity]; 1099 - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,405.77 | 5.700% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 3 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $142,433.44 | $941.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002957 | Higher Priced QM (APOR) | Yes | No | $2,654.23 | $3,878.39 | 10.319% | $598.96 | $598.96 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,683.35 | 1 | $1,503.96 | $825.96 | $125.33 | $68.83 | 40.332% | 40.332% | 40.332% | 04/08/2026 | 701 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,654.23 | 5.850% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $315,873.87 | $1,828.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $5,962.57 | $0.00 | No | No | No | No | 2 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002943 | Safe Harbor QM (APOR) | Yes | No | $3,603.84 | $5,189.83 | 8.360% | $601.79 | $601.79 | 7.750% | No | No | Employed | Not Employed | US Citizen | US Citizen | $6,163.87 | 1 | $9,888.48 | $1,023.96 | $824.04 | $85.33 | 47.131% | 47.131% | 47.131% | 04/15/2026 | 696 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,603.84 | 6.370% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $318,935.00 | $1,613.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003010 | Safe Harbor QM (APOR) | Yes | No | $2,616.94 | $3,954.10 | 9.430% | $578.21 | $578.21 | 8.875% | No | No | Employed | US Citizen | $3,760.24 | 1 | $5,012.28 | $1,153.56 | $417.69 | $96.13 | 39.647% | 39.647% | 39.647% | 04/22/2026 | 701 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,616.94 | 6.300% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $253,053.33 | $1,378.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002966 | Safe Harbor QM (APOR) | Yes | No | $7,493.09 | $10,047.00 | 9.214% | $2,195.98 | $2,195.98 | 8.875% | No | No | Employed | US Citizen | $5,097.66 | 1 | $4,710.24 | $2,687.04 | $392.52 | $223.92 | 48.027% | 48.027% | 48.027% | 04/16/2026 | 664 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $7,493.09 | 6.260% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $210,464.19 | $1,898.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003023 | Safe Harbor QM (APOR) | Yes | No | $2,945.93 | $4,104.87 | 9.790% | $531.59 | $531.59 | 9.125% | No | No | Employed | US Citizen | $3,335.23 | 1 | $3,827.88 | $1,245.00 | $318.99 | $103.75 | 42.881% | 42.881% | 42.881% | 04/23/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,945.93 | 6.300% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $266,348.13 | $1,494.52 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002772 | Non QM | Yes | No | $2,425.42 | $3,642.44 | 9.221% | $484.95 | $484.95 | 8.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,768.23 | 1 | $3,120.00 | $3,705.96 | $260.00 | $308.83 | 45.855% | 45.855% | 45.855% | 03/26/2026 | 714 | No | No | [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,425.42 | 6.370% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $202,824.00 | $869.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,630.96 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002878 | Higher Priced QM (APOR) | Yes | No | $2,234.52 | $3,446.12 | 10.340% | $525.70 | $525.70 | 9.250% | No | No | Employed | US Citizen | $2,860.91 | 1 | $3,386.28 | $3,543.00 | $282.19 | $295.25 | 45.654% | 45.654% | 45.654% | 04/08/2026 | 659 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,234.52 | 5.890% | $0.00 | 2.0 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $130,621.33 | $599.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002937 | Safe Harbor QM (APOR) | Yes | No | $2,651.29 | $4,029.40 | 9.177% | $650.14 | $650.14 | 8.500% | No | No | Employed | US Citizen | $4,254.36 | 1 | $2,515.08 | $1,103.04 | $209.59 | $91.92 | 39.931% | 39.931% | 39.931% | 04/14/2026 | 674 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,651.29 | 5.950% | $0.00 | None | N/A | No | 8.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.100% | [Redacted] | $157,980.65 | $743.39 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002981 | Safe Harbor QM (APOR) | Yes | No | $2,779.11 | $4,047.68 | 9.298% | $483.79 | $483.79 | 8.625% | No | No | Employed | US Citizen | $2,645.61 | 1 | $1,212.12 | $1,746.84 | $101.01 | $145.57 | 27.697% | 27.697% | 27.697% | 04/20/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,779.11 | 6.300% | $0.00 | None | N/A | No | 8.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $43,208.21 | $283.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003003 | Higher Priced QM (APOR) | Yes | No | $1,900.00 | $3,046.94 | 9.881% | $422.93 | $422.93 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $6,310.41 | 1 | $2,407.92 | $1,119.00 | $200.66 | $93.25 | 44.865% | 44.865% | 44.865% | 04/21/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,900.00 | 6.300% | $0.00 | None | N/A | No | 9.250% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $157,188.00 | $1,475.14 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,879.62 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002557 | Higher Priced QM (APOR) | Yes | No | $2,005.23 | $2,775.47 | 9.994% | $366.35 | $366.35 | 9.250% | No | No | Employed | US Citizen | $1,526.30 | 1 | $615.00 | $1,794.96 | $51.25 | $149.58 | 49.745% | 49.745% | 49.745% | 03/10/2026 | 671 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,005.23 | 6.020% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $60,141.81 | $529.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002985 | Non QM | Yes | No | $3,979.85 | $5,714.09 | 8.767% | $794.62 | $794.62 | 8.000% | No | No | Employed | US Citizen | $8,928.43 | 1 | $5,691.24 | $1,898.52 | $474.27 | $158.21 | 37.158% | 37.158% | 37.158% | 04/20/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,979.85 | 6.030% | $0.00 | None | N/A | No | 8.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $284,760.43 | $1,936.09 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002938 | Higher Priced QM (APOR) | Yes | No | $2,414.73 | $3,614.22 | 9.878% | $422.37 | $422.37 | 9.125% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $3,217.96 | 1 | $5,823.48 | $4,304.04 | $485.29 | $358.67 | 49.926% | 49.926% | 49.926% | 04/14/2026 | 678 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,414.73 | 6.260% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.250% | [Redacted] | $287,767.84 | $1,804.06 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,363.95 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002906 | Higher Priced QM (APOR) | Yes | No | $3,334.48 | $4,806.96 | 10.344% | $814.34 | $814.34 | 9.375% | No | No | Employed | US Citizen | $3,654.62 | 1 | $2,622.12 | $876.96 | $218.51 | $73.08 | 47.306% | 47.306% | 47.306% | 04/12/2026 | 716 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,334.48 | 5.850% | $0.00 | 2.5 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $254,247.19 | $1,276.95 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002970 | Higher Priced QM (APOR) | Yes | No | $2,076.39 | $3,190.47 | 10.192% | $417.96 | $417.96 | 9.250% | No | No | Employed | US Citizen | $9,565.12 | 1 | $3,706.80 | $2,799.12 | $308.90 | $233.26 | 16.196% | 16.196% | 16.196% | 04/17/2026 | 644 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,076.39 | 5.980% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 16 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.490% | [Redacted] | $142,137.57 | $737.44 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002908 | Safe Harbor QM (APOR) | Yes | No | $2,009.06 | $3,065.87 | 8.596% | $313.96 | $313.96 | 7.875% | No | No | Employed | US Citizen | $5,852.98 | 1 | $3,376.80 | $2,103.60 | $281.40 | $175.30 | 36.775% | 36.775% | 36.775% | 04/13/2026 | 708 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,009.06 | 6.260% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $252,154.00 | $1,283.75 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002930 | Non QM | Yes | No | $2,332.58 | $3,617.83 | 9.462% | $643.70 | $643.70 | 9.000% | No | No | Not Employed | Employed | US Citizen | US Citizen | $6,554.04 | 1 | $11,089.92 | $1,346.04 | $924.16 | $112.17 | 47.199% | 47.199% | 47.199% | 04/14/2026 | 640 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,332.58 | 6.370% | $0.00 | None | N/A | No | 9.000% | 0 | 2 | 2 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $233,485.72 | $1,605.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $2,417.18 | $9,995.42 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003067 | Non QM | Yes | No | $1,755.07 | $3,638.29 | 8.424% | $1,268.88 | $1,268.88 | 8.250% | No | No | Employed | US Citizen | $9,413.60 | 1 | $7,300.20 | $2,444.16 | $608.35 | $203.68 | 47.823% | 47.823% | 47.823% | 04/28/2026 | 701 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,755.07 | 6.260% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $320,189.54 | $1,816.48 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002993 | Safe Harbor QM (APOR) | Yes | No | $1,312.89 | $2,416.87 | 8.728% | $378.24 | $378.24 | 8.250% | No | No | Non-Employment Income | US Citizen | $3,116.36 | 1 | $9,993.00 | $821.04 | $832.75 | $68.42 | 46.722% | 46.722% | 46.722% | 04/21/2026 | 725 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,312.89 | 6.300% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.032% | [Redacted] | $112,152.63 | $1,453.42 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002989 | Higher Priced QM (APOR) | Yes | No | $1,645.39 | $2,854.72 | 9.721% | $689.03 | $689.03 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,920.66 | 1 | $1,709.64 | $4,452.96 | $142.47 | $371.08 | 44.391% | 44.391% | 44.391% | 04/20/2026 | 670 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,645.39 | 6.030% | $0.00 | 1.0 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $106,066.29 | $1,197.11 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $3,385.69 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002910 | Safe Harbor QM (APOR) | Yes | No | $3,938.83 | $5,237.09 | 9.313% | $735.59 | $735.59 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $8,825.43 | 1 | $3,464.16 | $2,779.20 | $288.68 | $231.60 | 34.255% | 34.255% | 34.255% | 04/13/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,938.83 | 5.950% | $0.00 | None | N/A | No | 8.500% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $207,930.00 | $987.17 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $2,715.27 | No | No | No | No | 1 | 240 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002949 | Higher Priced QM (APOR) | Yes | No | $1,225.36 | $2,196.95 | 10.289% | $261.64 | $261.64 | 8.875% | No | No | Employed | US Citizen | $6,975.05 | 1 | $3,052.08 | $1,893.00 | $254.34 | $157.75 | 30.922% | 30.922% | 30.922% | 04/15/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,225.36 | 5.700% | $0.00 | 1.0 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $75,347.72 | $650.56 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003002 | Safe Harbor QM (APOR) | Yes | No | $2,957.63 | $4,908.00 | 8.777% | $693.23 | $693.23 | 8.250% | No | No | Employed | US Citizen | $6,115.73 | 1 | $4,985.04 | $2,587.68 | $415.42 | $215.64 | 43.014% | 43.014% | 43.014% | 04/21/2026 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,957.63 | 6.300% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $184,096.33 | $865.05 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003019 | Safe Harbor QM (APOR) | Yes | No | $4,076.85 | $5,365.20 | 8.614% | $645.02 | $645.02 | 8.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,412.37 | 1 | $7,321.80 | $1,604.40 | $610.15 | $133.70 | 39.775% | 39.775% | 39.775% | 04/23/2026 | 644 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,076.85 | 6.300% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $190,471.00 | $872.62 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $4,639.86 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002762 | N/A | No | No | $3,035.96 | $4,749.11 | 10.048% | $538.61 | $538.61 | 9.250% | No | No | Not Employed | Non-Employment Income | US Citizen | $2,583.14 | 1 | $1,107.00 | $1,040.04 | $92.25 | $86.67 | 45.618% | 45.618% | 45.618% | 03/26/2026 | 708 | No | No | [Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2026 [Coborrower(s) - | Primary Income - IRA Distribution]; Other - 2026 [Coborrower(s) - | Primary Income - IRA Distribution]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,035.96 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $218,842.48 | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $162,234.82 | $832.32 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 114.93 | Retail | No | $4,749.99 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002846 | Safe Harbor QM (APOR) | Yes | No | $1,748.54 | $3,131.19 | 9.381% | $412.08 | $412.08 | 8.750% | No | No | Non-Employment Income | US Citizen | $4,496.91 | 1 | $3,227.52 | $2,716.68 | $268.96 | $226.39 | 25.285% | 25.285% | 25.285% | 04/02/2026 | 670 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,748.54 | 6.430% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $91,062.15 | $539.40 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002596 | Safe Harbor QM (APOR) | Yes | No | $4,127.89 | $5,696.33 | 7.645% | $905.72 | $905.72 | 7.250% | No | No | Employed | US Citizen | $4,558.80 | 1 | $2,529.24 | $1,044.00 | $210.77 | $87.00 | 40.384% | 40.384% | 40.384% | 03/13/2026 | 727 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,127.89 | 6.020% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $138,830.88 | $918.68 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002913 | Higher Priced QM (APOR) | Yes | No | $1,624.03 | $2,737.69 | 10.056% | $408.25 | $408.25 | 9.250% | No | No | Employed | US Citizen | $8,522.50 | 1 | $1,683.96 | $2,021.64 | $140.33 | $168.47 | 48.407% | 48.407% | 48.407% | 04/13/2026 | 674 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,624.03 | 5.980% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $156,818.71 | $757.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002893 | Safe Harbor QM (APOR) | Yes | No | $3,135.79 | $4,068.25 | 8.745% | $1,059.17 | $1,059.17 | 8.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,426.77 | 1 | $7,377.48 | $1,581.96 | $614.79 | $131.83 | 50.722% | 50.722% | 50.722% | 04/09/2026 | 646 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,135.79 | 5.790% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $139,574.96 | $768.64 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $5,185.53 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002786 | Safe Harbor QM (APOR) | Yes | No | $2,261.57 | $4,152.27 | 9.461% | $579.88 | $579.88 | 8.875% | No | No | Employed | US Citizen | $6,657.08 | 1 | $2,037.72 | $3,119.04 | $169.81 | $259.92 | 31.465% | 31.465% | 31.465% | 03/28/2026 | 685 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,261.57 | 6.260% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $98,545.43 | $640.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002997 | Non QM | Yes | No | $1,490.00 | $2,159.54 | 8.653% | $964.39 | $964.39 | 8.500% | No | No | Employed | US Citizen | $4,582.98 | 2 | $8,413.32 | $3,346.08 | $701.11 | $278.84 | 50.616% | 50.616% | 50.616% | 04/21/2026 | 725 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,490.00 | 6.300% | $0.00 | None | No | No | 8.500% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $3,758.82 | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $333,077.57 | $2,014.80 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 0.95 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003012 | Higher Priced QM (APOR) | Yes | No | $1,850.68 | $2,918.20 | 10.216% | $379.59 | $379.59 | 9.250% | No | No | Non-Employment Income | US Citizen | $3,106.14 | 1 | $1,995.72 | $3,392.04 | $166.31 | $282.67 | 45.264% | 45.264% | 45.264% | 04/22/2026 | 715 | No | No | [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,850.68 | 6.030% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.500% | [Redacted] | $238,346.03 | $1,699.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003039 | Safe Harbor QM (APOR) | Yes | No | $4,009.11 | $5,646.35 | 9.641% | $1,193.74 | $1,193.74 | 9.250% | No | No | Non-Employment Income | US Citizen | $3,531.76 | 1 | $9,700.80 | $836.04 | $808.40 | $69.67 | 49.440% | 49.440% | 49.440% | 04/27/2026 | 691 | No | No | [Borrower - | Primary Income - Pension]; Paystubs - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $4,009.11 | 6.260% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.490% | [Redacted] | $255,257.94 | $1,255.76 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003014 | Safe Harbor QM (APOR) | Yes | No | $4,138.86 | $5,434.83 | 8.984% | $871.09 | $871.09 | 8.500% | No | No | Non-Employment Income | US Citizen | $3,091.93 | 1 | $2,007.00 | $3,991.08 | $167.25 | $332.59 | 48.886% | 48.886% | 48.886% | 04/22/2026 | 701 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,138.86 | 6.300% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $278,204.00 | $1,275.19 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002922 | Safe Harbor QM (APOR) | Yes | No | $3,790.79 | $5,360.44 | 9.037% | $1,003.35 | $1,003.35 | 8.625% | No | No | Employed | US Citizen | $7,309.59 | 1 | $6,073.80 | $1,680.96 | $506.15 | $140.08 | 39.520% | 39.520% | 39.520% | 04/13/2026 | 656 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $3,790.79 | 6.370% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $294,328.00 | $2,680.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002969 | Higher Priced QM (APOR) | Yes | No | $1,651.98 | $2,732.56 | 10.941% | $459.43 | $459.43 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $4,779.91 | 1 | $3,105.00 | $2,433.48 | $258.75 | $202.79 | 44.285% | 44.285% | 44.285% | 04/17/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,651.98 | 6.020% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $158,798.22 | $791.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $3,749.20 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003001 | Safe Harbor QM (APOR) | Yes | No | $3,617.37 | $4,989.73 | 9.684% | $766.56 | $766.56 | 9.125% | No | No | Employed | US Citizen | $5,046.31 | 1 | $2,810.88 | $3,181.44 | $234.24 | $265.12 | 39.907% | 39.907% | 39.907% | 04/21/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,617.37 | 6.260% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $199,941.52 | $925.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003017 | Higher Priced QM (APOR) | Yes | No | $1,843.54 | $2,656.24 | 10.464% | $424.68 | $424.68 | 9.250% | No | No | Employed | US Citizen | $4,764.10 | 1 | $1,501.32 | $3,223.20 | $125.11 | $268.60 | 33.930% | 33.930% | 33.930% | 04/22/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,843.54 | 5.790% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $150,501.03 | $731.76 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003025 | Safe Harbor QM (APOR) | Yes | No | $4,824.93 | $6,469.78 | 9.078% | $1,648.96 | $1,648.96 | 8.500% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $8,436.17 | 1 | $1,899.48 | $3,639.12 | $158.29 | $303.26 | 43.888% | 43.888% | 43.888% | 04/23/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Pension]; Paystubs - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,824.93 | 5.830% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $348,483.72 | $1,686.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $9,136.13 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002959 | Safe Harbor QM (APOR) | Yes | No | $1,240.30 | $2,196.17 | 9.062% | $284.53 | $284.53 | 7.875% | No | No | Non-Employment Income | US Citizen | $2,963.46 | 1 | $0.00 | $1,068.96 | $0.00 | $89.08 | 42.518% | 42.518% | 42.518% | 04/16/2026 | 740 | No | No | [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,240.30 | 5.850% | $0.00 | 1.0 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $127,961.72 | $832.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002982 | Safe Harbor QM (APOR) | Yes | No | $3,128.31 | $5,106.60 | 9.280% | $782.37 | $782.37 | 8.750% | No | No | Employed | Employed | US Citizen | US Citizen | $5,732.11 | 1 | $11,025.36 | $2,489.04 | $918.78 | $207.42 | 45.180% | 45.180% | 45.180% | 04/20/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,128.31 | 6.260% | $0.00 | None | N/A | No | 8.750% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 20 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $422,408.92 | $2,352.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,179.33 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002983 | Safe Harbor QM (APOR) | Yes | No | $4,134.85 | $5,561.04 | 9.567% | $804.43 | $804.43 | 9.000% | No | No | Employed | US Citizen | $4,742.63 | 1 | $6,567.36 | $2,288.04 | $547.28 | $190.67 | 49.202% | 49.202% | 49.202% | 04/20/2026 | 657 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,134.85 | 6.300% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $345,841.54 | $1,783.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003042 | Higher Priced QM (APOR) | Yes | No | $525.53 | $2,105.75 | 9.778% | $282.81 | $282.81 | 9.125% | No | No | Employed | US Citizen | $4,957.50 | 1 | $1,406.04 | $2,739.96 | $117.17 | $228.33 | 28.832% | 28.832% | 28.832% | 04/28/2026 | 672 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $525.53 | 6.260% | $0.00 | None | N/A | No | 9.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $239,495.84 | $1,138.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003047 | Safe Harbor QM (APOR) | Yes | No | $506.28 | $1,586.63 | 9.340% | $222.17 | $222.17 | 8.750% | No | No | Employed | US Citizen | $3,716.93 | 1 | $1,422.96 | $1,635.36 | $118.58 | $136.28 | 41.383% | 41.383% | 41.383% | 04/28/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $506.28 | 6.260% | $0.00 | None | N/A | No | 8.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | 13 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $90,759.97 | $488.07 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002825 | N/A | No | No | $2,743.99 | $3,988.68 | 9.614% | $530.23 | $530.23 | 8.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,665.47 | 1 | $2,117.76 | $669.96 | $176.48 | $55.83 | 49.047% | 49.047% | 49.047% | 03/30/2026 | 734 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Account Transcripts - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,743.99 | 5.990% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 3 | 1 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $119,680.00 | $653.27 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $1,732.50 | $0.00 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003041 | Higher Priced QM (APOR) | Yes | No | $2,800.60 | $4,074.75 | 10.365% | $623.69 | $623.69 | 9.250% | No | No | Employed | US Citizen | $8,614.46 | 1 | $4,762.20 | $3,242.40 | $396.85 | $270.20 | 42.717% | 42.717% | 42.717% | 04/28/2026 | 692 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,800.60 | 5.700% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $381,251.45 | $2,282.01 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003004 | Higher Priced QM (APOR) | Yes | No | $2,604.89 | $3,807.04 | 9.636% | $791.32 | $791.32 | 8.875% | No | No | Employed | US Citizen | $4,091.24 | 1 | $1,924.20 | $2,238.96 | $160.35 | $186.58 | 47.964% | 47.964% | 47.964% | 04/21/2026 | 759 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,604.89 | 5.700% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | 10 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $89,512.86 | $610.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | AE | 03/31/2027 | $169,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002977 | Non QM | Yes | No | $1,379.75 | $2,363.99 | 9.629% | $200.28 | $200.28 | 8.625% | No | No | Employed | US Citizen | $2,549.65 | 1 | $1,335.00 | $1,937.04 | $111.25 | $161.42 | 33.139% | 33.139% | 33.139% | 04/18/2026 | 716 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,379.75 | 6.370% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $132,118.17 | $790.73 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002896 | Safe Harbor QM (APOR) | Yes | No | $5,607.20 | $6,927.65 | 8.253% | $1,448.21 | $1,448.21 | 7.875% | No | No | Non-Employment Income | Non-Employment Income | Employed | 3.31 | US Citizen | US Citizen | US Citizen | $12,479.85 | 2 | $11,916.24 | $6,174.96 | $993.02 | $514.58 | 38.316% | 38.316% | 38.316% | 04/09/2026 | 648 | 648 | 735 | 640 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,607.20 | 6.430% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $454,328.41 | $2,165.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $3,144.56 | $14,386.67 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002898 | Higher Priced QM (APOR) | Yes | No | $1,763.74 | $2,345.50 | 10.166% | $509.60 | $509.60 | 8.750% | No | No | Employed | US Citizen | $3,097.18 | 1 | $1,809.96 | $2,534.64 | $150.83 | $211.22 | 42.195% | 42.195% | 42.195% | 04/10/2026 | 646 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,763.74 | 5.950% | $0.00 | 2.5 | None | N/A | No | 8.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.750% | [Redacted] | $48,352.83 | $413.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003093 | Higher Priced QM (APOR) | Yes | No | $2,558.49 | $3,810.28 | 9.941% | $494.85 | $494.85 | 9.000% | No | No | Employed | US Citizen | $3,301.38 | 1 | $4,125.96 | $1,361.04 | $343.83 | $113.42 | 40.519% | 40.519% | 40.519% | 04/28/2026 | 712 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,558.49 | 5.950% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $211,855.58 | $961.82 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003199 | Safe Harbor QM (APOR) | Yes | No | $1,728.00 | $2,999.06 | 9.076% | $524.23 | $524.23 | 8.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $2,882.67 | 1 | $1,548.36 | $1,683.96 | $129.03 | $140.33 | 42.154% | 42.154% | 42.154% | 03/30/2026 | 741 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,728.00 | 6.260% | $0.00 | 1.0 | None | N/A | No | 8.625% | 2 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $115,937.12 | $536.07 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003034 | Safe Harbor QM (APOR) | Yes | No | $3,640.46 | $3,809.57 | 8.500% | $954.99 | $954.99 | 7.500% | No | No | Employed | US Citizen | $13,677.46 | 1 | $15,020.16 | $4,427.04 | $1,251.68 | $368.92 | 23.683% | 23.683% | 23.683% | 04/25/2026 | 719 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,640.46 | 6.150% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $375,582.40 | $1,668.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003049 | Safe Harbor QM (APOR) | Yes | No | $1,748.53 | $1,893.61 | 9.217% | $325.10 | $325.10 | 8.750% | No | No | Employed | US Citizen | $2,091.90 | 1 | $2,175.24 | $2,643.00 | $181.27 | $220.25 | 37.082% | 37.082% | 37.082% | 04/28/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,748.53 | 6.260% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $104,170.18 | $470.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003043 | Safe Harbor QM (APOR) | Yes | No | $5,662.58 | $7,554.58 | 9.628% | $1,657.20 | $1,657.20 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $9,328.57 | 1 | $9,212.28 | $2,388.00 | $767.69 | $199.00 | 39.393% | 39.393% | 39.393% | 04/28/2026 | 682 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,662.58 | 6.260% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $135,120.85 | $868.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,541.69 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002924 | Safe Harbor QM (APOR) | Yes | No | $3,130.83 | $4,621.91 | 9.789% | $616.86 | $616.86 | 9.125% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $8,640.30 | 1 | $9,822.48 | $2,783.88 | $818.54 | $231.99 | 31.407% | 31.407% | 31.407% | 04/13/2026 | 682 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2017 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,130.83 | 6.370% | $0.00 | None | N/A | No | 9.125% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $475,508.00 | $2,165.74 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $2,722.19 | $4,158.27 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002827 | Safe Harbor QM (APOR) | Yes | No | $1,183.77 | $2,391.96 | 9.821% | $370.20 | $370.20 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $3,438.31 | 1 | $2,302.20 | $2,938.20 | $191.85 | $244.85 | 41.054% | 41.054% | 41.054% | 04/01/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,183.77 | 6.430% | $0.00 | 1.9 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $170,190.89 | $814.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,607.52 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002962 | Safe Harbor QM (APOR) | Yes | No | $3,155.76 | $4,484.05 | 9.553% | $568.15 | $568.15 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $11,137.06 | 1 | $1,562.52 | $2,365.80 | $130.21 | $197.15 | 34.916% | 34.916% | 34.916% | 04/16/2026 | 695 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,155.76 | 6.370% | $0.00 | 1.0 | None | N/A | No | 8.875% | 2 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $156,617.90 | $774.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,659.20 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003082 | Safe Harbor QM (APOR) | Yes | No | $3,382.76 | $4,797.36 | 9.500% | $806.61 | $806.61 | 9.000% | No | No | Self-Employed | US Citizen | $7,926.44 | 1 | $3,490.44 | $2,769.84 | $290.87 | $230.82 | 39.906% | 39.906% | 39.906% | 04/30/2026 | 716 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,382.76 | 6.260% | $0.00 | None | N/A | No | 9.000% | 1 | 1 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $308,707.50 | $2,151.90 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003009 | Safe Harbor QM (APOR) | Yes | No | $581.41 | $2,212.77 | 9.186% | $548.75 | $548.75 | 8.875% | No | No | Employed | US Citizen | $2,528.89 | 1 | $1,112.76 | $2,115.24 | $92.73 | $176.27 | 47.248% | 47.248% | 47.248% | 04/22/2026 | 674 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $581.41 | 6.320% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.250% | [Redacted] | $68,671.49 | $515.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003191 | Safe Harbor QM (APOR) | Yes | No | $3,195.00 | $4,164.63 | 8.529% | $779.62 | $779.62 | 8.125% | No | No | Non-Employment Income | US Citizen | $4,893.54 | 1 | $4,575.48 | $5,736.96 | $381.29 | $478.08 | 41.520% | 41.520% | 41.520% | 02/27/2026 | 754 | No | No | [Borrower - | Primary Income - Pension]; Account Statements - 2026 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,195.00 | 6.300% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $311,323.25 | $1,692.33 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 11/09/2026 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003179 | Higher Priced QM (APOR) | Yes | No | $2,095.02 | $3,135.02 | 10.721% | $438.79 | $438.79 | 10.000% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $2,960.27 | 1 | $2,201.52 | $1,499.04 | $183.46 | $124.92 | 42.551% | 42.551% | 42.551% | 02/12/2026 | 659 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,095.02 | 6.100% | $0.00 | 1.0 | None | N/A | No | 10.000% | 0 | 3 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $109,797.23 | $677.39 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,005.35 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003040 | Higher Priced QM (APOR) | Yes | No | $2,251.04 | $2,864.17 | 10.022% | $404.24 | $404.24 | 9.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,873.83 | 1 | $2,982.00 | $3,105.48 | $248.50 | $258.79 | 45.060% | 45.060% | 45.060% | 04/28/2026 | 692 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,251.04 | 6.260% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $2,414.32 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $220,502.66 | $1,079.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 1.21 | Retail | No | $2,250.23 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002915 | Safe Harbor QM (APOR) | Yes | No | $2,943.61 | $3,846.96 | 9.812% | $846.32 | $846.32 | 9.375% | No | No | Employed | US Citizen | $2,619.41 | 1 | $5,067.96 | $2,689.32 | $422.33 | $224.11 | 48.033% | 48.033% | 48.033% | 04/13/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,943.61 | 6.370% | $0.00 | 1.0 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $129,860.93 | $693.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002991 | Higher Priced QM (APOR) | Yes | No | $1,873.48 | $2,909.67 | 9.856% | $356.70 | $356.70 | 9.125% | No | No | Non-Employment Income | US Citizen | $3,415.37 | 1 | $3,957.48 | $779.64 | $329.79 | $64.97 | 34.168% | 34.168% | 34.168% | 04/20/2026 | 644 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,873.48 | 6.300% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $64,690.70 | $315.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003011 | Higher Priced QM (APOR) | Yes | No | $1,231.75 | $2,318.44 | 10.016% | $271.33 | $271.33 | 9.250% | No | No | Employed | US Citizen | $2,623.24 | 1 | $2,507.64 | $1,331.88 | $208.97 | $110.99 | 41.409% | 41.409% | 41.409% | 04/22/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,231.75 | 6.300% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $151,818.74 | $715.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003006 | N/A | No | No | $4,125.25 | $6,190.81 | 7.809% | $2,123.38 | $2,123.38 | 7.625% | No | No | Not Employed | Employed | Employed | 25.25 | US Citizen | US Citizen | $14,171.79 | 1 | $4,111.56 | $2,178.00 | $342.63 | $181.50 | 47.319% | 47.319% | 47.319% | 04/16/2026 | 722 | 736 | 735 | 762 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | Yes | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,125.25 | 6.300% | $0.00 | 1.0 | None | N/A | No | 7.625% | 0 | 2 | 1 | 0 | 2 | 1 | 0.00 | No | 60 | [Redacted] | $0.00 | No | 28 | 4 | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 2.940% | [Redacted] | $246,972.59 | $1,171.45 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | Yes | No | $5,681.80 | $21,219.15 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003081 | Safe Harbor QM (APOR) | Yes | No | $1,260.24 | $2,375.85 | 8.946% | $369.81 | $369.81 | 7.250% | No | No | Employed | US Citizen | $3,822.80 | 1 | $3,262.44 | $960.96 | $271.87 | $80.08 | 43.086% | 43.086% | 43.086% | 04/30/2026 | 748 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,260.24 | 5.950% | $0.00 | None | N/A | No | 7.250% | 0 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.375% | [Redacted] | $74,524.47 | $688.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002994 | Higher Priced QM (APOR) | Yes | No | $2,875.47 | $4,219.56 | 9.913% | $575.87 | $575.87 | 9.250% | No | No | Employed | US Citizen | $12,634.94 | 1 | $5,671.20 | $5,847.00 | $472.60 | $487.25 | 35.571% | 35.571% | 35.571% | 04/21/2026 | 641 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,875.47 | 6.300% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $344,358.94 | $1,618.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003021 | Safe Harbor QM (APOR) | Yes | No | $3,537.22 | $5,023.29 | 7.973% | $577.95 | $577.95 | 7.375% | No | No | Employed | US Citizen | $10,130.15 | 1 | $9,997.92 | $1,933.32 | $833.16 | $161.11 | 36.475% | 36.475% | 36.475% | 04/23/2026 | 800 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,537.22 | 6.300% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $341,442.18 | $1,608.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002841 | Safe Harbor QM (APOR) | Yes | No | $1,297.71 | $2,166.98 | 8.512% | $593.51 | $593.51 | 7.500% | No | No | Employed | Employed | US Citizen | US Citizen | $9,746.46 | 1 | $9,283.92 | $1,892.04 | $773.66 | $157.67 | 23.431% | 23.431% | 23.431% | 04/02/2026 | 707 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $1,297.71 | 5.760% | $0.00 | None | N/A | No | 7.500% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $255,350.06 | $1,403.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,286.67 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002880 | Safe Harbor QM (APOR) | Yes | No | $2,453.75 | $3,703.42 | 9.324% | $672.82 | $672.82 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,573.35 | 1 | $9,364.56 | $1,194.96 | $780.38 | $99.58 | 21.992% | 21.992% | 21.992% | 04/08/2026 | 643 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,453.75 | 6.430% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $135,335.53 | $582.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,687.04 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003024 | Higher Priced QM (APOR) | Yes | No | $2,121.47 | $3,161.67 | 10.036% | $376.73 | $376.73 | 9.250% | No | No | Employed | US Citizen | $4,010.02 | 1 | $6,026.28 | $1,705.08 | $502.19 | $142.09 | 41.510% | 41.510% | 41.510% | 04/23/2026 | 699 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,121.47 | 6.300% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $277,151.98 | $1,272.64 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003092 | Safe Harbor QM (APOR) | Yes | No | $3,730.96 | $5,117.10 | 8.303% | $1,083.59 | $1,083.59 | 7.625% | No | No | Employed | US Citizen | $7,377.91 | 1 | $5,971.68 | $3,588.96 | $497.64 | $299.08 | 36.889% | 36.889% | 36.889% | 05/01/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,730.96 | 5.700% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.668% | [Redacted] | $254,621.13 | $1,695.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003098 | Higher Priced QM (APOR) | Yes | No | $742.47 | $2,311.33 | 10.099% | $405.50 | $405.50 | 9.125% | No | No | Non-Employment Income | US Citizen | $5,400.82 | 1 | $2,937.84 | $936.00 | $244.82 | $78.00 | 29.953% | 29.953% | 29.953% | 05/04/2026 | 708 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Account Statements - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $742.47 | 5.830% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $235,529.97 | $1,560.28 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003085 | Non QM | Yes | No | $7,068.75 | $8,997.17 | 7.635% | $1,505.73 | $1,505.73 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $27,312.25 | 1 | $14,401.92 | $1,613.04 | $1,200.16 | $134.42 | 29.878% | 29.878% | 29.878% | 04/30/2026 | 724 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $7,068.75 | 6.260% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 8 | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.875% | [Redacted] | $1,033,777.79 | $6,832.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $25,048.58 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003078 | Safe Harbor QM (APOR) | Yes | No | $1,119.17 | $2,197.94 | 9.736% | $322.71 | $322.71 | 9.125% | No | No | Employed | US Citizen | $3,623.69 | 1 | $2,397.00 | $4,182.96 | $199.75 | $348.58 | 42.705% | 42.705% | 42.705% | 05/04/2026 | 655 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $1,119.17 | 6.260% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.150% | [Redacted] | $255,365.67 | $1,241.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003190 | Non QM | Yes | No | $5,355.28 | $6,250.72 | 9.685% | $1,771.74 | $1,771.74 | 9.375% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $5,111.34 | 1 | $4,722.00 | $8,163.96 | $393.50 | $680.33 | 47.239% | 47.239% | 47.239% | 04/13/2026 | 712 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,355.28 | 6.260% | $0.00 | 2.3 | None | No | No | 9.375% | 0 | 0 | 1 | 0 | 4 | 2 | No | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $281,394.19 | $1,326.80 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $2,657.20 | $3,906.24 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003015 | Safe Harbor QM (APOR) | Yes | No | $3,250.11 | $4,625.56 | 9.021% | $1,067.18 | $1,067.18 | 7.875% | No | No | Employed | US Citizen | $7,650.20 | 1 | $3,855.36 | $4,075.32 | $321.28 | $339.61 | 38.980% | 38.980% | 38.980% | 04/22/2026 | 725 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,250.11 | 6.150% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 14 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $139,281.59 | $1,528.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003184 | Safe Harbor QM (APOR) | Yes | No | $2,275.00 | $2,752.41 | 8.859% | $448.44 | $448.44 | 8.375% | No | No | Employed | US Citizen | $11,655.63 | 1 | $1,844.76 | $2,701.56 | $153.73 | $225.13 | 23.027% | 23.027% | 23.027% | 04/20/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,275.00 | 6.260% | $0.00 | None | No | No | 8.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $239,755.27 | $1,344.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003096 | Safe Harbor QM (APOR) | Yes | No | $2,852.09 | $4,069.82 | 9.088% | $473.45 | $473.45 | 8.375% | No | No | Employed | US Citizen | $7,189.03 | 1 | $7,328.16 | $1,896.96 | $610.68 | $158.08 | 27.198% | 27.198% | 27.198% | 05/01/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,852.09 | 6.320% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $195,421.03 | $944.56 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003083 | Higher Priced QM (APOR) | Yes | No | $1,641.99 | $2,750.41 | 10.100% | $302.60 | $302.60 | 9.250% | No | No | Employed | US Citizen | $3,125.88 | 1 | $2,254.08 | $2,388.48 | $187.84 | $199.04 | 41.526% | 41.526% | 41.526% | 04/30/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,641.99 | 6.260% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $171,822.72 | $804.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003188 | Safe Harbor QM (APOR) | Yes | No | $6,061.00 | $7,288.48 | 8.163% | $1,800.35 | $1,800.35 | 7.875% | No | No | Employed | US Citizen | $7,426.72 | 1 | $6,550.08 | $2,469.96 | $545.84 | $205.83 | 43.132% | 43.132% | 43.132% | 04/15/2026 | 790 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,061.00 | 6.300% | $0.00 | 1.0 | None | Yes | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 1.875% | [Redacted] | $315,593.39 | $3,019.84 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003045 | Safe Harbor QM (APOR) | Yes | No | $3,793.68 | $5,129.82 | 8.521% | $589.72 | $589.72 | 7.875% | No | No | Employed | US Citizen | $3,781.46 | 1 | $5,326.20 | $711.96 | $443.85 | $59.33 | 39.746% | 39.746% | 39.746% | 04/28/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,793.68 | 6.260% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $69,529.23 | $664.49 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003075 | Higher Priced QM (APOR) | Yes | No | $925.19 | $1,668.74 | 9.947% | $218.83 | $218.83 | 9.250% | No | No | Employed | US Citizen | $2,486.93 | 1 | $1,274.40 | $1,521.96 | $106.20 | $126.83 | 49.950% | 49.950% | 49.950% | 04/21/2026 | 676 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $925.19 | 6.260% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.875% | [Redacted] | $246,328.11 | $1,567.12 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003183 | Safe Harbor QM (APOR) | Yes | No | $2,195.00 | $2,638.38 | 9.093% | $466.67 | $466.67 | 8.625% | No | No | Employed | Employed | US Citizen | US Citizen | $8,278.50 | 1 | $5,608.68 | $4,017.96 | $467.39 | $334.83 | 42.192% | 42.192% | 42.192% | 04/23/2026 | 744 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,195.00 | 6.260% | $0.00 | None | No | No | 8.625% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $284,527.96 | $2,552.22 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,432.61 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003076 | Safe Harbor QM (APOR) | Yes | No | $3,452.30 | $4,753.26 | 7.936% | $587.07 | $587.07 | 7.375% | No | No | Employed | US Citizen | $8,204.43 | 1 | $2,979.96 | $2,619.00 | $248.33 | $218.25 | 26.359% | 26.359% | 26.359% | 04/30/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $3,452.30 | 6.260% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $99,712.06 | $1,298.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002837 | Non QM | Yes | No | $4,066.90 | $5,534.85 | 9.582% | $1,480.83 | $1,480.83 | 9.000% | No | No | Employed | US Citizen | $14,287.26 | 1 | $6,927.24 | $3,452.04 | $577.27 | $287.67 | 34.059% | 34.059% | 34.059% | 04/01/2026 | 675 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,066.90 | 5.870% | $0.00 | 3.2 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $271,193.07 | $2,417.34 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003000 | Higher Priced QM (APOR) | Yes | No | $1,730.14 | $2,748.21 | 10.066% | $312.21 | $312.21 | 9.250% | No | No | Non-Employment Income | US Citizen | $1,377.07 | 1 | $1,282.92 | $2,040.96 | $106.91 | $170.08 | 44.065% | 44.065% | 44.065% | 04/21/2026 | 670 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,730.14 | 6.260% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.000% | [Redacted] | $103,558.62 | $343.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.79 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002693 | Higher Priced QM (APOR) | Yes | No | $2,378.69 | $3,538.63 | 10.385% | $541.73 | $541.73 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $8,150.27 | 1 | $887.04 | $948.00 | $73.92 | $79.00 | 24.113% | 24.113% | 24.113% | 03/23/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,378.69 | 5.730% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 9 | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $121,972.40 | $654.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,023.33 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002914 | Safe Harbor QM (APOR) | Yes | No | $1,248.76 | $3,244.08 | 9.615% | $764.85 | $764.85 | 9.250% | No | No | Employed | US Citizen | $6,544.18 | 1 | $7,230.48 | $1,419.96 | $602.54 | $118.33 | 39.592% | 39.592% | 39.592% | 04/13/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,248.76 | 6.370% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 2 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $450,782.35 | $2,186.43 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003053 | Safe Harbor QM (APOR) | Yes | No | $2,916.55 | $3,297.52 | 9.184% | $835.43 | $835.43 | 8.875% | No | No | Employed | US Citizen | $2,451.25 | 1 | $2,812.32 | $1,640.04 | $234.36 | $136.67 | 46.518% | 46.518% | 46.518% | 04/29/2026 | 674 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,916.55 | 6.260% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.125% | [Redacted] | $154,018.71 | $925.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002980 | Higher Priced QM (APOR) | Yes | No | $2,529.77 | $3,803.16 | 10.220% | $712.18 | $712.18 | 8.750% | No | No | Employed | US Citizen | $15,001.67 | 1 | $7,644.48 | $3,438.00 | $637.04 | $286.50 | 40.207% | 40.207% | 40.207% | 04/18/2026 | 730 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,529.77 | 6.150% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 16 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.875% | [Redacted] | $498,734.87 | $3,399.61 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002990 | Safe Harbor QM (APOR) | Yes | No | $768.59 | $1,674.93 | 9.427% | $260.22 | $260.22 | 8.875% | No | No | Non-Employment Income | US Citizen | $6,458.85 | 1 | $3,676.80 | $1,118.04 | $306.40 | $93.17 | 18.887% | 18.887% | 18.887% | 04/21/2026 | 677 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $768.59 | 6.260% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $161,986.94 | $815.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002921 | Safe Harbor QM (APOR) | Yes | No | $3,427.36 | $5,166.47 | 9.109% | $1,543.62 | $1,543.62 | 8.625% | No | No | Employed | US Citizen | $8,722.93 | 1 | $393.48 | $4,169.52 | $32.79 | $347.46 | 39.348% | 39.348% | 39.348% | 04/13/2026 | 669 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,427.36 | 5.700% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $437,041.59 | $1,911.23 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003097 | Higher Priced QM (APOR) | Yes | No | $1,373.25 | $2,404.22 | 10.927% | $311.64 | $311.64 | 8.625% | No | No | Employed | US Citizen | $2,181.00 | 1 | $1,452.24 | $1,613.04 | $121.02 | $134.42 | 46.517% | 46.517% | 46.517% | 05/03/2026 | 673 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,373.25 | 5.890% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 11 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.250% | [Redacted] | $198,365.77 | $1,244.88 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003077 | Safe Harbor QM (APOR) | Yes | No | $1,514.63 | $2,908.35 | 9.140% | $375.48 | $375.48 | 8.500% | No | No | Employed | US Citizen | $2,611.52 | 1 | $6,563.76 | $3,223.32 | $546.98 | $268.61 | 47.770% | 47.770% | 47.770% | 04/30/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,514.63 | 6.260% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.999% | [Redacted] | $179,101.57 | $1,197.43 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003119 | Safe Harbor QM (APOR) | Yes | No | $4,450.16 | $6,126.70 | 9.669% | $1,278.99 | $1,278.99 | 9.250% | No | No | Employed | US Citizen | $6,768.62 | 1 | $7,182.12 | $2,275.56 | $598.51 | $189.63 | 39.802% | 39.802% | 39.802% | 05/05/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,450.16 | 6.320% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $365,364.16 | $1,897.17 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003037 | Safe Harbor QM (APOR) | Yes | No | $2,410.73 | $3,701.47 | 8.972% | $413.65 | $413.65 | 8.250% | No | No | Employed | Employed | US Citizen | US Citizen | $4,323.48 | 1 | $5,155.44 | $2,078.04 | $429.62 | $173.17 | 43.904% | 43.904% | 43.904% | 04/27/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,410.73 | 6.260% | $0.00 | None | N/A | No | 8.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $222,845.44 | $1,142.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,500.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003035 | Higher Priced QM (APOR) | Yes | No | $1,243.24 | $2,280.44 | 10.199% | $230.35 | $230.35 | 9.250% | No | No | Employed | US Citizen | $2,498.95 | 1 | $2,941.44 | $6,450.48 | $245.12 | $537.54 | 47.848% | 47.848% | 47.848% | 04/26/2026 | 641 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,243.24 | 6.260% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $63,256.06 | $421.71 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002785 | Higher Priced QM (APOR) | Yes | No | $1,131.56 | $2,639.44 | 9.869% | $389.38 | $389.38 | 9.250% | No | No | Employed | US Citizen | $4,421.30 | 1 | $1,298.76 | $1,269.00 | $108.23 | $105.75 | 29.242% | 29.242% | 29.242% | 03/29/2026 | 752 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2001 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,131.56 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $176,200.41 | $774.46 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003044 | Higher Priced QM (APOR) | Yes | No | $1,290.03 | $2,342.22 | 10.025% | $257.33 | $257.33 | 8.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $1,848.31 | 1 | $260.28 | $2,298.96 | $21.69 | $191.58 | 34.977% | 34.977% | 34.977% | 04/29/2026 | 644 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - No Results Returned - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,290.03 | 5.950% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 7.625% | [Redacted] | $46,854.75 | $406.63 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $1,014.57 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003187 | Safe Harbor QM (APOR) | Yes | No | $3,147.64 | $3,903.79 | 9.111% | $846.74 | $846.74 | 8.750% | No | No | Employed | US Citizen | $4,386.97 | 1 | $2,410.32 | $2,958.00 | $200.86 | $246.50 | 34.782% | 34.782% | 34.782% | 04/21/2026 | 758 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,147.64 | 6.260% | $0.00 | 1.0 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $208,254.61 | $1,045.53 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003051 | Safe Harbor QM (APOR) | Yes | No | $0.00 | $1,472.74 | 7.974% | $172.67 | $172.67 | 7.375% | No | No | Not Employed | Employed | Not Employed | 0 | US Citizen | US Citizen | $5,555.48 | 1 | $1,259.04 | $0.00 | $104.92 | $0.00 | 31.295% | 31.295% | 31.295% | 04/09/2026 | 777 | 800 | 781 | 767 | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 6.260% | $0.00 | None | N/A | No | 7.375% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 6.490% | [Redacted] | $206,922.49 | $1,312.70 | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,086.02 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003068 | Safe Harbor QM (APOR) | Yes | No | $3,106.69 | $4,289.93 | 9.586% | $531.24 | $531.24 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $8,653.26 | 1 | $6,150.84 | $1,973.04 | $512.57 | $164.42 | 34.468% | 34.468% | 34.468% | 04/29/2026 | 659 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,106.69 | 6.260% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $252,202.34 | $1,220.19 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,588.26 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003038 | Safe Harbor QM (APOR) | Yes | No | $2,654.63 | $3,864.29 | 9.692% | $492.77 | $492.77 | 9.000% | No | No | Self-Employed | US Citizen | $2,489.09 | 1 | $1,942.80 | $1,548.00 | $161.90 | $129.00 | 46.045% | 46.045% | 46.045% | 04/27/2026 | 659 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; Transcripts (1040) - 2026 [Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,654.63 | 6.260% | $0.00 | None | N/A | No | 9.000% | 0 | 2 | 0 | 3 | 2 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $95,051.58 | $554.77 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002620 | Non QM | Yes | No | $3,039.32 | $4,053.46 | 9.011% | $621.17 | $621.17 | 8.000% | No | No | Employed | US Citizen | $16,205.81 | 1 | $2,636.04 | $4,041.00 | $219.67 | $336.75 | 27.992% | 27.992% | 27.992% | 03/16/2026 | 704 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,039.32 | 5.610% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $16,928.71 | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.625% | [Redacted] | $74,204.87 | $962.81 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 7.91 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003111 | Safe Harbor QM (APOR) | Yes | No | $992.03 | $2,584.55 | 9.639% | $825.94 | $825.94 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $10,545.04 | 1 | $2,530.68 | $1,428.00 | $210.89 | $119.00 | 24.674% | 24.674% | 24.674% | 05/05/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $992.03 | 6.320% | $0.00 | None | N/A | No | 9.375% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $286,132.05 | $1,362.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $558.28 | $1,300.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003107 | Higher Priced QM (APOR) | Yes | No | $1,420.01 | $3,719.30 | 10.012% | $614.93 | $614.93 | 9.250% | No | No | Employed | US Citizen | $6,525.68 | 1 | $2,695.68 | $1,494.96 | $224.64 | $124.58 | 23.917% | 23.917% | 23.917% | 05/01/2026 | 658 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,420.01 | 6.020% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 4 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $130,721.37 | $733.25 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003109 | Higher Priced QM (APOR) | Yes | No | $2,903.98 | $4,105.41 | 9.745% | $582.48 | $582.48 | 8.875% | No | No | Employed | US Citizen | $4,804.84 | 1 | $5,948.04 | $4,181.04 | $495.67 | $348.42 | 32.148% | 32.148% | 32.148% | 05/05/2026 | 666 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,903.98 | 6.020% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $186,533.00 | $744.93 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003100 | Higher Priced QM (APOR) | Yes | No | $1,772.24 | $3,032.05 | 10.123% | $330.14 | $330.14 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $8,320.61 | 1 | $6,156.00 | $2,070.00 | $513.00 | $172.50 | 34.644% | 34.644% | 34.644% | 05/02/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,772.24 | 6.320% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $238,787.00 | $1,444.86 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $5,356.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002987 | Safe Harbor QM (APOR) | Yes | No | $2,183.65 | $3,117.81 | 8.023% | $788.05 | $788.05 | 7.750% | No | No | Not Employed | Self-Employed | Non-Employment Income | 0 | US Citizen | US Citizen | $4,479.80 | 1 | $3,016.20 | $2,088.84 | $251.35 | $174.07 | 42.849% | 42.849% | 42.849% | 04/17/2026 | 681 | 681 | 671 | 697 | Level 1-Not Stated/Not Verified | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,183.65 | 6.410% | $0.00 | 1.0 | None | N/A | No | 7.750% | 0 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 2.625% | [Redacted] | $334,782.29 | $1,530.29 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $7,838.56 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002925 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $2,034.86 | 9.184% | $527.90 | $527.90 | 8.875% | No | No | Employed | US Citizen | $3,264.20 | 1 | $1,430.88 | $2,321.76 | $119.24 | $193.48 | 40.287% | 40.287% | 40.287% | 04/14/2026 | 667 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.370% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.490% | [Redacted] | $188,922.80 | $1,361.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003118 | Higher Priced QM (APOR) | Yes | No | $882.17 | $2,055.44 | 9.845% | $394.47 | $394.47 | 9.375% | No | No | Employed | US Citizen | $2,886.75 | 1 | $4,569.96 | $1,407.00 | $380.83 | $117.25 | 47.563% | 47.563% | 47.563% | 05/05/2026 | 659 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $882.17 | 6.320% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $87,746.23 | $483.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003016 | Safe Harbor QM (APOR) | Yes | No | $653.24 | $2,202.39 | 9.461% | $531.94 | $531.94 | 9.125% | No | No | Employed | US Citizen | $3,310.83 | 1 | $1,410.00 | $1,433.04 | $117.50 | $119.42 | 38.457% | 38.457% | 38.457% | 04/23/2026 | 641 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $653.24 | 6.300% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $72,132.56 | $776.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003029 | Safe Harbor QM (APOR) | Yes | No | $1,852.84 | $2,863.89 | 9.660% | $318.78 | $318.78 | 8.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $4,491.67 | 1 | $2,645.64 | $1,335.00 | $220.47 | $111.25 | 26.708% | 26.708% | 26.708% | 04/24/2026 | 682 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | 0 | [Redacted] | $1,852.84 | 6.300% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $166,429.06 | $816.88 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003036 | Non QM | Yes | No | $3,723.79 | $5,274.49 | 9.925% | $889.54 | $889.54 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $6,740.58 | 1 | $2,450.88 | $3,225.96 | $204.24 | $268.83 | 36.855% | 36.855% | 36.855% | 04/27/2026 | 696 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,723.79 | 6.260% | $0.00 | 1.0 | None | N/A | No | 9.375% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $257,051.47 | $2,542.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,300.00 | No | No | No | No | 1 | 360 | AE | 07/10/2026 | $250,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003128 | Higher Priced QM (APOR) | Yes | No | $2,020.16 | $3,099.30 | 9.938% | $354.96 | $354.96 | 9.125% | No | No | Employed | US Citizen | $5,246.32 | 1 | $3,559.44 | $4,173.00 | $296.62 | $347.75 | 38.612% | 38.612% | 38.612% | 05/06/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,020.16 | 6.320% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $305,311.27 | $1,464.53 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002995 | Safe Harbor QM (APOR) | Yes | No | $4,072.15 | $5,293.76 | 9.533% | $867.65 | $867.65 | 9.000% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $5,275.34 | 1 | $1,035.84 | $980.04 | $86.32 | $81.67 | 34.285% | 34.285% | 34.285% | 04/21/2026 | 707 | No | No | [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,072.15 | 6.260% | $0.00 | None | N/A | No | 9.000% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $195,526.85 | $971.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,470.31 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002998 | Safe Harbor QM (APOR) | Yes | No | $1,241.82 | $2,134.61 | 9.480% | $343.09 | $343.09 | 7.750% | No | No | Employed | US Citizen | $3,311.01 | 1 | $2,284.08 | $1,498.08 | $190.34 | $124.84 | 40.398% | 40.398% | 40.398% | 04/21/2026 | 786 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,241.82 | 6.150% | $0.00 | None | N/A | No | 7.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $192,412.41 | $1,084.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003046 | Higher Priced QM (APOR) | Yes | No | $1,822.17 | $2,955.15 | 10.805% | $527.43 | $527.43 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $6,519.21 | 1 | $3,608.88 | $951.96 | $300.74 | $79.33 | 28.274% | 28.274% | 28.274% | 04/28/2026 | 658 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,822.17 | 5.950% | $0.00 | None | N/A | No | 9.125% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $100,283.85 | $622.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,255.72 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003124 | Higher Priced QM (APOR) | Yes | No | $3,125.69 | $4,321.09 | 9.975% | $754.26 | $754.26 | 9.250% | No | No | Employed | US Citizen | $4,652.20 | 1 | $3,980.76 | $7,823.04 | $331.73 | $651.92 | 43.558% | 43.558% | 43.558% | 05/06/2026 | 651 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,125.69 | 6.020% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $170,981.00 | $833.26 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003120 | Higher Priced QM (APOR) | Yes | No | $2,663.69 | $3,836.86 | 9.995% | $485.27 | $485.27 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $6,297.81 | 1 | $5,360.64 | $5,004.00 | $446.72 | $417.00 | 39.912% | 39.912% | 39.912% | 05/06/2026 | 671 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,663.69 | 6.320% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $252,890.26 | $1,323.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,489.33 | No | No | No | No | 1 | 360 | AE | 07/30/2026 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003121 | Safe Harbor QM (APOR) | Yes | No | $2,221.60 | $3,426.45 | 9.168% | $724.01 | $724.01 | 7.875% | No | No | Employed | US Citizen | $9,523.46 | 1 | $7,891.56 | $2,028.96 | $657.63 | $169.08 | 38.714% | 38.714% | 38.714% | 05/06/2026 | 701 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,221.60 | 5.850% | $0.00 | None | N/A | No | 7.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $359,221.61 | $2,235.15 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003129 | Safe Harbor QM (APOR) | Yes | No | $2,392.37 | $3,697.05 | 8.233% | $442.37 | $442.37 | 7.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,491.21 | 1 | $3,690.72 | $1,574.04 | $307.56 | $131.17 | 48.124% | 48.124% | 48.124% | 05/06/2026 | 704 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - No Results Returned - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - No Results Returned - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,392.37 | 6.410% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $116,523.70 | $838.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,622.38 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003074 | Higher Priced QM (APOR) | Yes | No | $2,847.85 | $4,027.21 | 10.150% | $580.32 | $580.32 | 9.250% | No | No | Employed | US Citizen | $6,163.34 | 1 | $2,838.96 | $3,121.68 | $236.58 | $260.14 | 37.177% | 37.177% | 37.177% | 04/30/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,847.85 | 5.950% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $216,219.53 | $1,210.23 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003073 | Higher Priced QM (APOR) | Yes | No | $1,693.24 | $3,284.91 | 9.782% | $758.10 | $758.10 | 9.250% | No | No | Employed | US Citizen | $10,536.76 | 1 | $1,870.32 | $3,549.00 | $155.86 | $295.75 | 21.420% | 21.420% | 21.420% | 04/29/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,693.24 | 5.950% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $275,634.47 | $1,606.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002971 | Safe Harbor QM (APOR) | Yes | No | $1,027.70 | $2,028.16 | 8.844% | $343.45 | $343.45 | 8.375% | No | No | Employed | US Citizen | $2,527.70 | 1 | $20.04 | $1,179.96 | $1.67 | $98.33 | 21.526% | 21.526% | 21.526% | 04/17/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,027.70 | 6.370% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $7,067.67 | $249.92 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 20 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003018 | Safe Harbor QM (APOR) | Yes | No | $907.64 | $1,790.21 | 7.989% | $170.54 | $170.54 | 7.250% | No | No | Non-Employment Income | US Citizen | $3,441.32 | 1 | $2,391.96 | $1,624.68 | $199.33 | $135.39 | 40.243% | 40.243% | 40.243% | 04/22/2026 | 726 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $907.64 | 6.260% | $0.00 | 1.3 | None | N/A | No | 7.250% | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.000% | [Redacted] | $222,882.13 | $1,490.28 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003050 | Safe Harbor QM (APOR) | Yes | No | $2,888.54 | $4,343.17 | 7.966% | $504.96 | $504.96 | 7.375% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $5,703.32 | 1 | $3,495.60 | $1,089.96 | $291.30 | $90.83 | 41.187% | 41.187% | 41.187% | 04/28/2026 | 686 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Alimony]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Alimony]; Divorce Decree - 2021 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,888.54 | 6.260% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $443,525.34 | $2,555.91 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $3,604.81 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003086 | Safe Harbor QM (APOR) | Yes | No | $3,526.00 | $4,765.47 | 8.732% | $1,033.70 | $1,033.70 | 8.375% | No | No | Employed | US Citizen | $33,680.50 | 1 | $27,746.64 | $6,807.00 | $2,312.22 | $567.25 | 39.326% | 39.326% | 39.326% | 04/30/2026 | 653 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,526.00 | 6.260% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $717,102.34 | $4,381.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003139 | Higher Priced QM (APOR) | Yes | No | $1,113.72 | $2,349.84 | 10.102% | $416.76 | $416.76 | 9.125% | No | No | Employed | US Citizen | $10,226.62 | 1 | $8,110.56 | $3,645.00 | $675.88 | $303.75 | 37.936% | 37.936% | 37.936% | 05/08/2026 | 685 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,113.72 | 5.830% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $368,610.00 | $2,095.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003154 | Safe Harbor QM (APOR) | Yes | No | $2,769.22 | $3,854.82 | 8.496% | $833.83 | $833.83 | 7.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,366.40 | 1 | $2,751.24 | $1,033.44 | $229.27 | $86.12 | 36.928% | 36.928% | 36.928% | 05/11/2026 | 728 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,769.22 | 5.850% | $0.00 | None | N/A | No | 7.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $64,018.30 | $444.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,614.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003155 | Non QM | Yes | No | $3,017.00 | $4,165.57 | 8.944% | $613.91 | $613.91 | 7.875% | No | No | Employed | US Citizen | $9,516.73 | 1 | $2,288.16 | $2,442.96 | $190.68 | $203.58 | 39.576% | 39.576% | 39.576% | 05/12/2026 | 760 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,017.00 | 5.860% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $180,670.48 | $926.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003122 | Safe Harbor QM (APOR) | Yes | No | $4,078.97 | $5,391.95 | 9.650% | $1,204.45 | $1,204.45 | 9.250% | No | No | Non-Employment Income | US Citizen | $5,038.90 | 1 | $8,065.32 | $4,991.64 | $672.11 | $415.97 | 48.692% | 48.692% | 48.692% | 05/04/2026 | 680 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,078.97 | 6.320% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $498,223.00 | $1,821.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002940 | Safe Harbor QM (APOR) | Yes | No | $1,588.14 | $2,571.85 | 9.311% | $269.17 | $269.17 | 8.500% | No | No | Employed | US Citizen | $5,605.33 | 1 | $3,085.08 | $1,280.16 | $257.09 | $106.68 | 21.352% | 21.352% | 21.352% | 04/15/2026 | 651 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,588.14 | 6.260% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $137,098.87 | $652.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003099 | Safe Harbor QM (APOR) | Yes | No | $3,622.64 | $5,312.35 | 8.036% | $707.74 | $707.74 | 7.500% | No | No | Employed | US Citizen | $7,332.97 | 1 | $4,749.36 | $4,270.44 | $395.78 | $355.87 | 37.536% | 37.536% | 37.536% | 05/03/2026 | 709 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,622.64 | 6.320% | $0.00 | None | N/A | No | 7.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $121,333.11 | $615.19 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003113 | Safe Harbor QM (APOR) | Yes | No | $4,128.13 | $5,305.79 | 8.669% | $1,012.14 | $1,012.14 | 8.250% | No | No | Employed | US Citizen | $5,399.27 | 1 | $3,463.08 | $2,313.96 | $288.59 | $192.83 | 42.580% | 42.580% | 42.580% | 05/05/2026 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,128.13 | 6.320% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $288,191.00 | $1,664.29 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003112 | Higher Priced QM (APOR) | Yes | No | $3,248.00 | $4,488.94 | 10.337% | $732.74 | $732.74 | 9.250% | No | No | Employed | US Citizen | $2,990.71 | 1 | $1,265.76 | $1,609.44 | $105.48 | $134.12 | 40.645% | 40.645% | 40.645% | 05/05/2026 | 700 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,248.00 | 5.830% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 14 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $157,538.36 | $792.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003123 | Safe Harbor QM (APOR) | Yes | No | $1,253.55 | $2,834.11 | 9.607% | $1,043.68 | $1,043.68 | 9.375% | No | No | Employed | US Citizen | $4,033.16 | 1 | $1,759.68 | $2,579.04 | $146.64 | $214.92 | 41.815% | 41.815% | 41.815% | 05/06/2026 | 695 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,253.55 | 6.320% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $145,993.00 | $685.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003148 | Safe Harbor QM (APOR) | Yes | No | $3,885.38 | $5,000.09 | 8.774% | $622.49 | $622.49 | 8.125% | No | No | Employed | US Citizen | $2,824.09 | 1 | $2,621.88 | $4,170.00 | $218.49 | $347.50 | 43.262% | 43.262% | 43.262% | 05/11/2026 | 655 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,885.38 | 6.410% | $0.00 | None | N/A | No | 8.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $165,794.02 | $924.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003028 | Safe Harbor QM (APOR) | Yes | No | $3,965.63 | $5,437.65 | 8.462% | $1,160.15 | $1,160.15 | 8.125% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $6,081.15 | 1 | $4,670.88 | $3,942.00 | $389.24 | $328.50 | 36.452% | 36.452% | 36.452% | 04/24/2026 | 708 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,965.63 | 6.300% | $0.00 | None | N/A | No | 8.125% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $197,444.26 | $1,012.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $413.30 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003133 | Higher Priced QM (APOR) | Yes | No | $1,567.18 | $2,617.09 | 10.106% | $292.04 | $292.04 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,982.05 | 1 | $1,505.28 | $2,711.40 | $125.44 | $225.95 | 43.296% | 43.296% | 43.296% | 05/07/2026 | 668 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,567.18 | 6.320% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $203,554.87 | $1,095.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $3,881.20 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003125 | Higher Priced QM (APOR) | Yes | No | $2,992.69 | $4,170.34 | 9.830% | $659.25 | $659.25 | 9.250% | No | No | Employed | US Citizen | $5,994.86 | 1 | $3,666.48 | $2,451.48 | $305.54 | $204.29 | 47.141% | 47.141% | 47.141% | 05/06/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,992.69 | 6.320% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.999% | [Redacted] | $198,379.00 | $940.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003126 | Higher Priced QM (APOR) | Yes | No | $1,893.88 | $2,902.70 | 10.258% | $384.72 | $384.72 | 9.250% | No | No | Employed | US Citizen | $3,796.76 | 1 | $3,193.92 | $1,809.36 | $266.16 | $150.78 | 41.008% | 41.008% | 41.008% | 05/06/2026 | 676 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,893.88 | 6.020% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $61,829.73 | $599.02 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002918 | Safe Harbor QM (APOR) | Yes | No | $2,730.09 | $2,944.64 | 9.410% | $477.39 | $477.39 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $3,704.52 | 1 | $2,229.36 | $1,438.08 | $185.78 | $119.84 | 47.978% | 47.978% | 47.978% | 04/13/2026 | 701 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,730.09 | 6.370% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 1 | 8 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $159,128.60 | $1,120.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $2,675.09 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003127 | Safe Harbor QM (APOR) | Yes | No | $1,636.25 | $1,878.42 | 7.897% | $1,258.01 | $1,258.01 | 7.750% | No | No | Employed | US Citizen | $10,190.43 | 1 | $4,549.32 | $1,582.08 | $379.11 | $131.84 | 25.965% | 25.965% | 25.965% | 05/06/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,636.25 | 6.020% | $0.00 | None | N/A | No | 7.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 14 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $283,192.44 | $1,388.51 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003115 | Safe Harbor QM (APOR) | Yes | No | $4,405.49 | $5,588.41 | 9.649% | $1,287.51 | $1,287.51 | 9.250% | No | No | Employed | US Citizen | $7,928.62 | 1 | $7,436.04 | $1,788.96 | $619.67 | $149.08 | 41.915% | 41.915% | 41.915% | 05/05/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,405.49 | 6.320% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $186,070.18 | $1,093.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003079 | Higher Priced QM (APOR) | Yes | No | $1,547.01 | $2,657.87 | 10.146% | $283.55 | $283.55 | 9.250% | No | No | Employed | US Citizen | $6,960.45 | 1 | $1,477.68 | $2,238.96 | $123.14 | $186.58 | 38.929% | 38.929% | 38.929% | 04/30/2026 | 640 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,547.01 | 6.260% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $109,874.14 | $539.64 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002637 | Safe Harbor QM (APOR) | Yes | No | $4,057.58 | $4,989.25 | 9.357% | $914.72 | $914.72 | 8.875% | No | No | Employed | US Citizen | $3,076.64 | 1 | $2,984.28 | $1,001.04 | $248.69 | $83.42 | 44.442% | 44.442% | 44.442% | 03/18/2026 | 646 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $4,057.58 | 6.120% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $36,536.86 | $509.65 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003140 | Safe Harbor QM (APOR) | Yes | No | $4,973.50 | $6,035.79 | 9.623% | $1,480.08 | $1,480.08 | 9.250% | No | No | Employed | US Citizen | $6,229.15 | 1 | $5,725.32 | $1,130.04 | $477.11 | $94.17 | 41.822% | 41.822% | 41.822% | 05/08/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,973.50 | 6.320% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $299,459.68 | $1,429.52 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003153 | Safe Harbor QM (APOR) | Yes | No | $3,229.74 | $4,231.53 | 8.872% | $942.92 | $942.92 | 8.500% | No | No | Not Employed | Employed | US Citizen | US Citizen | $6,511.89 | 1 | $13,300.92 | $1,611.96 | $1,108.41 | $134.33 | 33.161% | 33.161% | 33.161% | 05/12/2026 | 659 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 2 | 0 | 0 | [Redacted] | $3,229.74 | 6.410% | $0.00 | None | N/A | No | 8.500% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $230,713.68 | $1,045.10 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $9,742.65 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002574 | Safe Harbor QM (APOR) | Yes | No | $2,997.60 | $3,598.18 | 8.663% | $476.95 | $476.95 | 8.000% | No | No | Employed | US Citizen | $2,443.40 | 1 | $3,138.12 | $6,347.88 | $261.51 | $528.99 | 48.266% | 48.266% | 48.266% | 03/11/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,997.60 | 6.020% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $161,934.28 | $803.17 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003135 | Safe Harbor QM (APOR) | Yes | No | $3,388.81 | $4,416.54 | 8.004% | $505.76 | $505.76 | 7.375% | No | No | Employed | US Citizen | $7,748.46 | 1 | $1,398.36 | $1,467.00 | $116.53 | $122.25 | 23.677% | 23.677% | 23.677% | 05/05/2026 | 810 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,388.81 | 6.320% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $251,311.96 | $1,202.14 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002587 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $0.00 | 7.216% | $914.12 | $914.12 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $7,102.28 | 1 | $6,796.80 | $6,255.84 | $566.40 | $521.32 | 41.720% | 41.720% | 41.720% | 03/11/2026 | 724 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.020% | $0.00 | None | N/A | No | 7.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $302,534.07 | $1,471.40 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,156.12 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003159 | Safe Harbor QM (APOR) | Yes | No | $1,847.89 | $2,916.20 | 9.008% | $484.41 | $484.41 | 8.500% | No | No | Employed | US Citizen | $3,121.26 | 1 | $3,337.08 | $1,877.04 | $278.09 | $156.42 | 39.976% | 39.976% | 39.976% | 05/13/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,847.89 | 6.410% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $150,842.96 | $998.82 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002661 | N/A | No | No | $3,625.66 | $4,739.23 | 8.701% | $845.17 | $845.17 | 8.250% | No | No | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | Nepal | Nepal | $9,271.27 | 1 | $5,391.00 | $690.00 | $449.25 | $57.50 | 49.651% | 49.651% | 49.651% | 03/14/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,625.66 | 6.120% | $0.00 | None | N/A | No | 8.250% | 0 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $209,954.26 | $2,063.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | VISA | VISA | Retail | No | No | $0.00 | $6,790.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003152 | Higher Priced QM (APOR) | Yes | No | $605.28 | $2,003.83 | 9.748% | $275.73 | $275.73 | 8.500% | No | No | Employed | US Citizen | $3,305.18 | 1 | $4,014.96 | $4,169.04 | $334.58 | $347.42 | 46.518% | 46.518% | 46.518% | 05/12/2026 | 667 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $605.28 | 5.860% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 22 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $107,483.75 | $606.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002929 | Higher Priced QM (APOR) | Yes | No | $1,453.08 | $2,409.50 | 10.063% | $283.82 | $283.82 | 9.250% | No | No | Employed | US Citizen | $2,884.19 | 1 | $4,039.32 | $3,826.80 | $336.61 | $318.90 | 49.333% | 49.333% | 49.333% | 03/23/2026 | 729 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,453.08 | 6.370% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $203,073.04 | $970.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003165 | Higher Priced QM (APOR) | Yes | No | $2,012.83 | $2,992.01 | 10.044% | $367.05 | $367.05 | 9.250% | No | No | Non-Employment Income | Permanent Resident Alien | $2,305.29 | 1 | $0.00 | $1,091.04 | $0.00 | $90.92 | 30.983% | 30.983% | 30.983% | 05/14/2026 | 751 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,012.83 | 6.410% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $124,384.56 | $576.90 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 5.77 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003091 | Safe Harbor QM (APOR) | Yes | No | $4,132.76 | $5,170.29 | 8.861% | $840.36 | $840.36 | 7.875% | No | No | Non-Employment Income | US Citizen | $2,776.35 | 1 | $1,388.04 | $3,204.00 | $115.67 | $267.00 | 39.210% | 39.210% | 39.210% | 05/01/2026 | 659 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - IRA Distribution]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,132.76 | 5.700% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $50,564.46 | $383.71 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003147 | Safe Harbor QM (APOR) | Yes | No | $4,739.59 | $5,857.25 | 9.640% | $1,401.64 | $1,401.64 | 9.250% | No | No | Employed | US Citizen | $4,875.22 | 1 | $6,576.48 | $3,173.04 | $548.04 | $264.42 | 46.802% | 46.802% | 46.802% | 05/11/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,739.59 | 6.410% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $272,660.27 | $1,323.03 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002996 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,096.15 | 7.732% | $1,187.53 | $1,187.53 | 7.500% | No | No | Employed | US Citizen | $11,642.00 | 1 | $8,856.36 | $318.00 | $738.03 | $26.50 | 35.021% | 35.021% | 35.021% | 04/21/2026 | 754 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.150% | $0.00 | None | N/A | No | 7.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $138,926.18 | $1,381.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003156 | Higher Priced QM (APOR) | Yes | No | $527.76 | $1,842.99 | 9.869% | $488.13 | $488.13 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $6,178.08 | 1 | $1,500.96 | $1,653.00 | $125.08 | $137.75 | 38.088% | 38.088% | 38.088% | 05/12/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $527.76 | 6.100% | $0.00 | None | N/A | No | 9.375% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $183,127.00 | $849.34 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,473.86 | No | No | No | No | 1 | 240 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003167 | Safe Harbor QM (APOR) | Yes | No | $1,563.87 | $3,057.27 | 9.453% | $478.18 | $478.18 | 8.875% | No | No | Employed | US Citizen | $2,405.82 | 1 | $3,076.20 | $5,268.00 | $256.35 | $439.00 | 49.851% | 49.851% | 49.851% | 05/14/2026 | 736 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,563.87 | 6.410% | $0.00 | 1.0 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.990% | [Redacted] | $112,527.49 | $779.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 08/31/2026 | $220,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003160 | Safe Harbor QM (APOR) | Yes | No | $1,863.65 | $2,909.67 | 9.277% | $325.52 | $325.52 | 8.500% | No | No | Employed | US Citizen | $3,492.51 | 1 | $699.96 | $2,263.92 | $58.33 | $188.66 | 25.270% | 25.270% | 25.270% | 05/13/2026 | 708 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,863.65 | 6.410% | $0.00 | None | N/A | No | 8.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $77,347.48 | $497.48 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003130 | Safe Harbor QM (APOR) | Yes | No | $2,952.77 | $4,003.26 | 9.604% | $503.40 | $503.40 | 8.875% | No | No | Employed | US Citizen | $2,228.48 | 1 | $3,065.64 | $4,637.04 | $255.47 | $386.42 | 49.503% | 49.503% | 49.503% | 05/06/2026 | 789 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,952.77 | 6.410% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $146,820.00 | $693.97 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 05/24/2027 | $250,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003158 | Higher Priced QM (APOR) | Yes | No | $658.39 | $2,124.10 | 10.216% | $476.21 | $476.21 | 8.875% | No | No | Employed | US Citizen | $5,046.95 | 1 | $765.00 | $2,205.00 | $63.75 | $183.75 | 44.729% | 44.729% | 44.729% | 05/13/2026 | 747 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $658.39 | 5.850% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $256,990.16 | $1,596.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003169 | Safe Harbor QM (APOR) | Yes | No | $1,323.23 | $2,366.88 | 7.469% | $719.14 | $719.14 | 7.250% | No | No | Employed | US Citizen | $3,812.59 | 1 | $2,982.72 | $1,470.96 | $248.56 | $122.58 | 38.440% | 38.440% | 38.440% | 05/07/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,323.23 | 6.410% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $81,987.00 | $477.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003157 | Safe Harbor QM (APOR) | Yes | No | $4,996.91 | $6,276.14 | 8.524% | $2,218.05 | $2,218.05 | 7.750% | No | No | Employed | US Citizen | $13,827.64 | 1 | $6,298.68 | $2,375.52 | $524.89 | $197.96 | 30.837% | 30.837% | 30.837% | 05/12/2026 | 739 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,996.91 | 5.850% | $0.00 | None | N/A | No | 7.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 23 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $210,606.82 | $2,146.71 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003106 | Safe Harbor QM (APOR) | Yes | No | $526.19 | $1,668.64 | 9.467% | $256.32 | $256.32 | 8.875% | No | No | Non-Employment Income | US Citizen | $3,715.81 | 1 | $3,184.56 | $5,259.24 | $265.38 | $438.27 | 37.664% | 37.664% | 37.664% | 05/04/2026 | 681 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $526.19 | 6.320% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $201,385.00 | $1,039.17 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003161 | Higher Priced QM (APOR) | Yes | No | $2,284.03 | $3,285.11 | 10.680% | $708.93 | $708.93 | 9.250% | No | No | Employed | US Citizen | $5,580.06 | 1 | $2,047.20 | $2,946.96 | $170.60 | $245.58 | 44.857% | 44.857% | 44.857% | 05/13/2026 | 642 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,284.03 | 5.850% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $99,111.00 | $912.74 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003170 | Higher Priced QM (APOR) | Yes | No | $1,899.48 | $2,987.07 | 9.892% | $459.75 | $459.75 | 8.750% | No | No | Employed | US Citizen | $2,694.22 | 1 | $2,172.24 | $1,945.20 | $181.02 | $162.10 | 44.976% | 44.976% | 44.976% | 05/14/2026 | 661 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,899.48 | 5.860% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 22 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $92,225.12 | $590.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002958 | Safe Harbor QM (APOR) | Yes | No | $2,043.68 | $2,902.15 | 9.485% | $563.13 | $563.13 | 8.000% | No | No | Non-Employment Income | US Citizen | $2,610.37 | 1 | $1,158.12 | $1,905.72 | $96.51 | $158.81 | 41.468% | 41.468% | 41.468% | 04/16/2026 | 710 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,043.68 | 6.020% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $134,520.25 | $884.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003090 | Safe Harbor QM (APOR) | Yes | No | $1,796.63 | $2,232.38 | 9.426% | $486.80 | $486.80 | 9.000% | No | No | Self-Employed | US Citizen | $4,476.40 | 1 | $1,890.00 | $2,262.84 | $157.50 | $188.57 | 40.637% | 40.637% | 40.637% | 05/04/2026 | 689 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,796.63 | 6.260% | $0.00 | 1.0 | None | N/A | No | 9.000% | 1 | 2 | 0 | 2 | 1 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $215,758.44 | $1,297.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002860 | N/A | No | No | $2,564.94 | $3,157.94 | 7.465% | $968.69 | $968.69 | 7.250% | No | No | Non-Employment Income | US Citizen | $5,100.45 | 2 | $9,100.68 | $3,093.00 | $758.39 | $257.75 | 49.127% | 49.127% | 49.127% | 04/06/2026 | 816 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,564.94 | 6.430% | $0.00 | None | N/A | No | 7.250% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $199,392.56 | $1,291.72 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003137 | Non QM | Yes | No | $2,883.20 | $3,825.37 | 10.141% | $1,299.53 | $1,299.53 | 9.250% | No | No | Employed | US Citizen | $7,098.43 | 1 | $7,025.16 | $1,149.00 | $585.43 | $95.75 | 49.237% | 49.237% | 49.237% | 05/07/2026 | 669 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,883.20 | 5.820% | $0.00 | 1.5 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 1.875% | [Redacted] | $163,407.21 | $1,371.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003114 | Safe Harbor QM (APOR) | Yes | No | $9,102.11 | $10,226.78 | 7.802% | $2,504.57 | $2,504.57 | 7.375% | No | No | Employed | Employed | US Citizen | US Citizen | $17,244.39 | 1 | $20,969.88 | $3,621.24 | $1,747.49 | $301.77 | 42.930% | 42.930% | 42.930% | 05/05/2026 | 709 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $9,102.11 | 6.020% | $0.00 | None | N/A | No | 7.375% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 14 | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $695,319.89 | $3,163.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $10,154.66 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002926 | Higher Priced QM (APOR) | Yes | No | $1,154.35 | $2,648.28 | 10.498% | $646.48 | $646.48 | 9.250% | No | No | Non-Employment Income | US Citizen | $9,843.46 | 1 | $7,198.32 | $3,033.00 | $599.86 | $252.75 | 32.116% | 32.116% | 32.116% | 04/14/2026 | 675 | No | No | [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 1 | 0 | [Redacted] | $1,154.35 | 6.020% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $483,745.51 | $2,247.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003080 | Safe Harbor QM (APOR) | Yes | No | $632.14 | $1,593.18 | 8.747% | $263.42 | $263.42 | 8.250% | No | No | Non-Employment Income | US Citizen | $11,052.16 | 1 | $5,892.72 | $2,411.28 | $491.06 | $200.94 | 26.412% | 26.412% | 26.412% | 04/30/2026 | 651 | No | No | [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Annuity]; 1099 - 2025 [Borrower - | Primary Income - Annuity]; 1099 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $632.14 | 6.260% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $302,690.31 | $1,413.43 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003146 | Safe Harbor QM (APOR) | Yes | No | $3,408.79 | $4,463.88 | 7.896% | $616.84 | $616.84 | 7.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,739.30 | 1 | $6,274.92 | $3,897.00 | $522.91 | $324.75 | 45.413% | 45.413% | 45.413% | 05/11/2026 | 756 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,408.79 | 6.410% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $460,690.66 | $2,280.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $2,983.85 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003149 | Safe Harbor QM (APOR) | Yes | No | $4,137.63 | $5,111.07 | 9.805% | $1,143.45 | $1,143.45 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $6,701.28 | 1 | $2,700.36 | $1,506.00 | $225.03 | $125.50 | 36.938% | 36.938% | 36.938% | 05/11/2026 | 678 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,137.63 | 6.410% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | 17 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $221,321.66 | $1,464.13 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,160.30 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003171 | Higher Priced QM (APOR) | Yes | No | $1,684.47 | $2,657.60 | 10.166% | $341.04 | $341.04 | 9.125% | No | No | Non-Employment Income | US Citizen | $2,528.57 | 1 | $2,932.08 | $3,553.92 | $244.34 | $296.16 | 43.030% | 43.030% | 43.030% | 05/15/2026 | 642 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,684.47 | 6.100% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $202,150.06 | $973.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003094 | Safe Harbor QM (APOR) | Yes | No | $1,572.69 | $2,536.81 | 9.736% | $274.50 | $274.50 | 8.875% | No | No | Non-Employment Income | US Citizen | $4,515.41 | 1 | $919.56 | $6,702.96 | $76.63 | $558.58 | 37.024% | 37.024% | 37.024% | 04/27/2026 | 678 | No | No | [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Primary Income - Disability]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,572.69 | 6.260% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $113,260.00 | $777.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 01/18/2027 | $156,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003110 | Higher Priced QM (APOR) | Yes | No | $2,037.84 | $3,265.34 | 9.883% | $852.22 | $852.22 | 8.750% | No | No | Employed | Employed | US Citizen | US Citizen | $6,030.59 | 1 | $2,509.44 | $918.96 | $209.12 | $76.58 | 42.868% | 42.868% | 42.868% | 05/06/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,037.84 | 5.890% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $122,476.02 | $634.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,515.68 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002629 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,363.80 | 9.161% | $1,007.69 | $1,007.69 | 9.000% | No | No | Employed | Not Employed | US Citizen | US Citizen | $7,895.39 | 1 | $7,818.00 | $4,748.04 | $651.50 | $395.67 | 40.088% | 40.088% | 40.088% | 03/17/2026 | 676 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 5.750% | $0.00 | 1.4 | None | N/A | No | 9.000% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $299,300.03 | $1,934.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003101 | Safe Harbor QM (APOR) | Yes | No | $976.17 | $1,953.70 | 9.692% | $417.47 | $417.47 | 9.250% | No | Yes | Not Employed | Non-Employment Income | US Citizen | US Citizen | $11,508.68 | 1 | $3,021.12 | $2,675.04 | $251.76 | $222.92 | 23.008% | 23.008% | 23.008% | 05/06/2026 | 649 | No | No | [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Other - 2026 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $976.17 | 6.320% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $113,373.58 | $696.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | No | $14,947.87 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003194 | Non QM | Yes | No | $4,387.50 | $5,192.29 | 8.278% | $906.34 | $906.34 | 7.875% | No | No | Employed | US Citizen | $6,687.94 | 1 | $8,302.92 | $6,194.64 | $691.91 | $516.22 | 42.521% | 42.521% | 42.521% | 04/11/2026 | 808 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,387.50 | 6.260% | $0.00 | None | No | No | 7.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 8 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $411,906.79 | $2,770.47 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003162 | Safe Harbor QM (APOR) | Yes | No | $6,661.83 | $7,839.65 | 9.639% | $1,894.62 | $1,894.62 | 9.250% | No | No | Employed | US Citizen | $15,667.38 | 1 | $4,976.52 | $7,059.96 | $414.71 | $588.33 | 46.283% | 46.283% | 46.283% | 05/13/2026 | 654 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,661.83 | 6.410% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $248,050.00 | $2,437.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003102 | Safe Harbor QM (APOR) | Yes | No | $651.10 | $2,103.93 | 9.761% | $313.25 | $313.25 | 9.125% | No | No | Non-Employment Income | US Citizen | $1,056.03 | 1 | $1,257.72 | $1,343.76 | $104.81 | $111.98 | 46.496% | 46.496% | 46.496% | 05/04/2026 | 667 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $651.10 | 6.320% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $52,868.95 | $342.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003132 | Safe Harbor QM (APOR) | Yes | No | $3,057.79 | $4,287.29 | 8.536% | $615.71 | $615.71 | 7.750% | No | No | Employed | US Citizen | $3,080.38 | 1 | $3,522.72 | $1,412.76 | $293.56 | $117.73 | 47.003% | 47.003% | 47.003% | 05/07/2026 | 749 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,057.79 | 6.020% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $95,080.77 | $1,704.98 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003052 | Safe Harbor QM (APOR) | Yes | No | $3,750.00 | $3,730.70 | 9.716% | $793.70 | $793.70 | 9.250% | No | No | Employed | US Citizen | $5,495.31 | 1 | $1,235.52 | $1,944.84 | $102.96 | $162.07 | 29.223% | 29.223% | 29.223% | 04/24/2026 | 699 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,750.00 | 6.260% | $0.00 | None | N/A | No | 9.250% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $231,959.68 | $1,114.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003203 | N/A | No | No | $5,485.00 | $7,446.53 | 8.063% | $978.90 | $978.90 | 7.500% | No | No | Employed | US Citizen | $5,417.14 | 3 | $3,367.44 | $4,482.96 | $280.62 | $373.58 | 41.922% | 41.922% | 41.922% | 02/17/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,485.00 | 6.420% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 26 | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $274,550.80 | $1,301.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 40.8 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003143 | Safe Harbor QM (APOR) | Yes | No | $2,145.00 | $3,985.02 | 7.430% | $1,159.70 | $1,159.70 | 7.250% | No | No | Employed | US Citizen | $6,673.91 | 1 | $10,357.32 | $3,807.48 | $863.11 | $317.29 | 49.946% | 49.946% | 49.946% | 05/07/2026 | 748 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,145.00 | 6.320% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $563,026.25 | $3,177.33 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003069 | Non QM | Yes | No | $3,705.19 | $4,650.45 | 7.958% | $584.72 | $584.72 | 7.375% | No | No | Employed | US Citizen | $5,275.89 | 1 | $3,342.36 | $1,861.08 | $278.53 | $155.09 | 42.727% | 42.727% | 42.727% | 04/24/2026 | 786 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Housing Allowance]; Other - 2026 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2024 [Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Rations]; Other - 2026 [Borrower - | Non-Primary Income - Rations]; W-2 - 2025 [Borrower - | Non-Primary Income - Rations]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,705.19 | 6.260% | $0.00 | None | N/A | No | 7.375% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $8,385.77 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $64,346.21 | $673.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 4.93 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003172 | Higher Priced QM (APOR) | Yes | No | $2,735.81 | $3,794.54 | 9.990% | $505.15 | $505.15 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $6,456.94 | 1 | $1,547.04 | $1,645.32 | $128.92 | $137.11 | 38.228% | 38.228% | 38.228% | 05/16/2026 | 716 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,735.81 | 6.420% | $0.00 | None | N/A | No | 9.250% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $156,392.48 | $732.65 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $1,027.44 | $2,117.59 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003175 | Higher Priced QM (APOR) | Yes | No | $3,041.26 | $4,101.77 | 10.150% | $619.60 | $619.60 | 9.250% | No | No | Employed | US Citizen | $5,571.36 | 1 | $2,155.20 | $1,686.00 | $179.60 | $140.50 | 19.552% | 19.552% | 19.552% | 05/18/2026 | 652 | No | No | [Borrower - | Primary Income - Wages]; Borrower Attestation of Employment - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,041.26 | 6.150% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $60,622.96 | $322.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003145 | Safe Harbor QM (APOR) | Yes | No | $823.27 | $2,041.37 | 9.230% | $286.84 | $286.84 | 8.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,912.39 | 1 | $3,886.20 | $1,884.96 | $323.85 | $157.08 | 41.846% | 41.846% | 41.846% | 05/08/2026 | 724 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $823.27 | 6.410% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.999% | [Redacted] | $195,493.70 | $937.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003173 | Safe Harbor QM (APOR) | Yes | No | $4,133.64 | $5,100.64 | 7.901% | $838.87 | $838.87 | 7.250% | No | No | Non-Employment Income | US Citizen | $6,127.38 | 1 | $3,102.36 | $1,194.96 | $258.53 | $99.58 | 27.271% | 27.271% | 27.271% | 05/16/2026 | 808 | No | No | [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,133.64 | 6.150% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $212,384.50 | $1,030.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002662 | Safe Harbor QM (APOR) | Yes | No | $3,997.18 | $5,728.00 | 9.533% | $1,130.95 | $1,130.95 | 9.125% | No | No | Employed | US Citizen | $8,061.04 | 1 | $6,188.16 | $3,035.64 | $515.68 | $252.97 | 49.749% | 49.749% | 49.749% | 03/11/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,997.18 | 6.430% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | 3 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $470,626.90 | $3,028.67 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003141 | Safe Harbor QM (APOR) | Yes | No | $2,489.21 | $3,544.72 | 9.261% | $834.51 | $834.51 | 8.875% | No | No | Employed | US Citizen | $10,408.59 | 1 | $4,406.64 | $4,802.88 | $367.22 | $400.24 | 44.486% | 44.486% | 44.486% | 05/08/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,489.21 | 6.320% | $0.00 | 1.0 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $481,514.03 | $2,302.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1002862 | Higher Priced QM (APOR) | Yes | No | $1,655.37 | $2,462.09 | 10.042% | $408.22 | $408.22 | 9.250% | No | No | Non-Employment Income | US Citizen | $2,079.56 | 1 | $2,754.72 | $2,213.04 | $229.56 | $184.42 | 44.012% | 44.012% | 44.012% | 04/03/2026 | 664 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,655.37 | 5.950% | $0.00 | 1.0 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $159,832.86 | $801.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003084 | Safe Harbor QM (APOR) | Yes | No | $3,855.92 | $4,784.56 | 8.111% | $588.93 | $588.93 | 7.500% | No | No | Employed | Employed | US Citizen | US Citizen | $12,240.49 | 1 | $1,077.72 | $5,476.20 | $89.81 | $456.35 | 27.975% | 27.975% | 27.975% | 04/30/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,855.92 | 6.260% | $0.00 | None | N/A | No | 7.500% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $124,726.00 | $993.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,911.42 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003142 | N/A | No | No | $2,239.00 | $3,096.11 | 8.506% | $1,850.78 | $1,850.78 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $13,358.27 | 2 | $4,998.36 | $1,176.24 | $416.53 | $98.02 | 28.129% | 28.129% | 28.129% | 05/11/2026 | 756 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 4506-C - 2020 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,239.00 | 6.320% | $0.00 | None | N/A | No | 8.375% | 1 | 1 | 1 | 0 | 6 | 1 | 0.00 | No | [Redacted] | No | 16 | 16 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $285,825.35 | $1,778.14 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $10,086.14 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003150 | Higher Priced QM (APOR) | Yes | No | $1,640.22 | $2,823.32 | 10.097% | $305.01 | $305.01 | 9.250% | No | No | Employed | US Citizen | $6,582.08 | 1 | $2,743.44 | $2,547.72 | $228.62 | $212.31 | 33.671% | 33.671% | 33.671% | 05/11/2026 | 655 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,640.22 | 6.410% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $310,001.34 | $1,374.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003105 | Non QM | Yes | No | $1,620.00 | $3,145.30 | 7.470% | $1,422.68 | $1,422.68 | 7.250% | No | No | Not Employed | Employed | Employed | 2.1 | US Citizen | US Citizen | $5,120.09 | 1 | $4,374.00 | $1,665.12 | $364.50 | $138.76 | 41.713% | 41.713% | 41.713% | 04/08/2026 | 739 | 735 | 751 | 739 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 4506-C - 2020 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,620.00 | 5.950% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 6 | 0 | 0.00 | No | [Redacted] | No | 3 | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $103,513.02 | $1,680.31 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,784.34 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003177 | Safe Harbor QM (APOR) | Yes | No | $4,137.65 | $5,525.57 | 9.776% | $719.32 | $719.32 | 9.125% | No | No | Employed | US Citizen | $5,469.77 | 1 | $2,342.28 | $1,092.00 | $195.19 | $91.00 | 43.894% | 43.894% | 43.894% | 05/19/2026 | 673 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,137.65 | 6.420% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.490% | [Redacted] | $280,362.42 | $1,430.67 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003205 | Safe Harbor QM (APOR) | Yes | No | $915.41 | $2,262.45 | 9.658% | $351.40 | $351.40 | 9.125% | No | No | Employed | US Citizen | $4,180.11 | 1 | $2,891.28 | $2,607.00 | $240.94 | $217.25 | 41.545% | 41.545% | 41.545% | 05/22/2026 | 701 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $915.41 | 6.420% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.990% | [Redacted] | $176,067.70 | $1,196.34 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003207 | Safe Harbor QM (APOR) | Yes | No | $3,849.30 | $4,378.92 | 9.931% | $694.92 | $694.92 | 9.375% | No | No | Employed | US Citizen | $3,270.51 | 1 | $4,650.96 | $3,056.04 | $387.58 | $254.67 | 47.672% | 47.672% | 47.672% | 05/26/2026 | 676 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,849.30 | 6.600% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.875% | [Redacted] | $244,588.98 | $1,642.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003104 | Safe Harbor QM (APOR) | Yes | No | $3,794.05 | $5,347.63 | 7.960% | $874.14 | $874.14 | 7.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,687.98 | 1 | $8,617.32 | $3,279.96 | $718.11 | $273.33 | 43.261% | 43.261% | 43.261% | 05/04/2026 | 710 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,794.05 | 6.020% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $204,416.58 | $1,965.19 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $6,250.05 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003144 | Safe Harbor QM (APOR) | Yes | No | $2,633.23 | $4,013.71 | 9.340% | $461.88 | $461.88 | 8.625% | No | No | Employed | US Citizen | $2,969.49 | 1 | $5,146.20 | $2,237.04 | $428.85 | $186.42 | 47.961% | 47.961% | 47.961% | 05/08/2026 | 692 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,633.23 | 6.320% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $202,884.00 | $909.45 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003202 | Safe Harbor QM (APOR) | Yes | No | $2,361.73 | $3,644.04 | 8.119% | $583.58 | $583.58 | 7.500% | No | No | Employed | US Citizen | $3,739.01 | 1 | $2,046.12 | $1,508.64 | $170.51 | $125.72 | 40.493% | 40.493% | 40.493% | 05/21/2026 | 762 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,361.73 | 6.150% | $0.00 | None | N/A | No | 7.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.125% | [Redacted] | $71,557.56 | $588.24 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003201 | Safe Harbor QM (APOR) | Yes | No | $3,948.29 | $5,421.28 | 9.548% | $672.11 | $672.11 | 8.875% | No | No | Employed | US Citizen | $3,350.08 | 1 | $2,925.72 | $1,758.24 | $243.81 | $146.52 | 43.255% | 43.255% | 43.255% | 05/21/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,948.29 | 6.420% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $214,854.40 | $1,019.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003206 | Safe Harbor QM (APOR) | Yes | No | $3,786.69 | $5,313.11 | 9.874% | $747.61 | $747.61 | 9.250% | No | No | Employed | US Citizen | $7,765.25 | 1 | $3,584.16 | $2,172.00 | $298.68 | $181.00 | 30.889% | 30.889% | 30.889% | 05/24/2026 | 641 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,786.69 | 6.520% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $196,087.00 | $915.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003151 | Higher Priced QM (APOR) | Yes | No | $1,718.46 | $2,914.47 | 10.069% | $320.95 | $320.95 | 9.250% | No | No | Employed | US Citizen | $2,643.53 | 1 | $2,015.52 | $1,809.96 | $167.96 | $150.83 | 41.503% | 41.503% | 41.503% | 05/12/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,718.46 | 6.410% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 6 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $211,975.23 | $1,194.81 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003211 | Safe Harbor QM (APOR) | Yes | No | $1,863.97 | $3,655.92 | 9.729% | $520.73 | $520.73 | 9.125% | No | No | Non-Employment Income | US Citizen | $3,411.15 | 1 | $5,267.28 | $5,196.12 | $438.94 | $433.01 | 48.884% | 48.884% | 48.884% | 05/26/2026 | 668 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,863.97 | 6.600% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.990% | [Redacted] | $268,189.34 | $1,794.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003176 | Safe Harbor QM (APOR) | Yes | No | $3,145.00 | $4,404.37 | 7.878% | $755.15 | $755.15 | 7.500% | No | No | Employed | Employed | US Citizen | US Citizen | $6,308.52 | 1 | $1,403.28 | $2,882.04 | $116.94 | $240.17 | 36.689% | 36.689% | 36.689% | 05/05/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,145.00 | 6.420% | $0.00 | None | N/A | No | 7.500% | 2 | 2 | 0 | 0 | 0 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $103,791.64 | $760.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,500.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003136 | Safe Harbor QM (APOR) | Yes | No | $1,894.10 | $3,170.86 | 9.482% | $580.78 | $580.78 | 8.875% | No | No | Employed | US Citizen | $4,644.44 | 1 | $10,946.52 | $3,837.96 | $912.21 | $319.83 | 43.814% | 43.814% | 43.814% | 05/07/2026 | 651 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,894.10 | 6.020% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $136,690.82 | $824.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003108 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,437.61 | 9.681% | $249.55 | $249.55 | 9.125% | No | No | Employed | US Citizen | $3,194.10 | 1 | $1,378.80 | $1,338.96 | $114.90 | $111.58 | 18.577% | 18.577% | 18.577% | 05/04/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Other - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.320% | $0.00 | 1.0 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $45,209.00 | $225.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003178 | Higher Priced QM (APOR) | Yes | No | $2,678.63 | $3,951.80 | 9.986% | $484.30 | $484.30 | 9.250% | No | No | Employed | US Citizen | $5,184.79 | 1 | $3,585.72 | $1,490.40 | $298.81 | $124.20 | 38.952% | 38.952% | 38.952% | 05/19/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,678.63 | 6.420% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $80,403.25 | $1,250.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003209 | Safe Harbor QM (APOR) | Yes | No | $1,770.77 | $3,037.22 | 9.968% | $380.28 | $380.28 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $8,508.75 | 1 | $2,047.56 | $3,905.88 | $170.63 | $325.49 | 39.910% | 39.910% | 39.910% | 05/27/2026 | 734 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,770.77 | 6.600% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $191,170.04 | $1,179.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,160.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003204 | Non QM | Yes | No | $3,453.83 | $5,336.66 | 9.714% | $776.68 | $776.68 | 9.125% | No | No | Employed | US Citizen | $4,236.79 | 1 | $1,536.36 | $2,595.00 | $128.03 | $216.25 | 36.129% | 36.129% | 36.129% | 05/22/2026 | 677 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,453.83 | 6.420% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $90,321.69 | $986.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003168 | Safe Harbor QM (APOR) | Yes | No | $3,968.75 | $5,467.95 | 9.326% | $737.65 | $737.65 | 8.500% | No | No | Employed | US Citizen | $2,570.51 | 1 | $502.44 | $1,601.04 | $41.87 | $133.42 | 48.863% | 48.863% | 48.863% | 05/15/2026 | 677 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,968.75 | 6.100% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.990% | [Redacted] | $98,395.33 | $536.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003164 | Safe Harbor QM (APOR) | Yes | No | $4,336.66 | $6,165.88 | 9.646% | $1,284.14 | $1,284.14 | 9.250% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $20,991.49 | 1 | $20,128.68 | $4,321.44 | $1,677.39 | $360.12 | 36.373% | 36.373% | 36.373% | 05/13/2026 | 679 | No | No | [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,336.66 | 6.410% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 2 | 0 | 3 | 2 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $620,139.91 | $2,691.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $16,495.71 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003033 | Safe Harbor QM (APOR) | Yes | No | $3,580.13 | $4,794.63 | 8.995% | $604.26 | $604.26 | 8.375% | No | No | Employed | US Citizen | $5,774.97 | 1 | $2,039.16 | $3,582.00 | $169.93 | $298.50 | 42.057% | 42.057% | 42.057% | 04/23/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,580.13 | 6.300% | $0.00 | None | N/A | No | 8.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $129,113.71 | $673.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003163 | Higher Priced QM (APOR) | Yes | No | $1,767.10 | $2,785.14 | 10.029% | $323.66 | $323.66 | 9.250% | No | No | Employed | US Citizen | $3,713.15 | 1 | $2,625.84 | $2,534.76 | $218.82 | $211.23 | 42.034% | 42.034% | 42.034% | 05/13/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,767.10 | 6.410% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.000% | [Redacted] | $257,571.85 | $1,392.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003200 | Higher Priced QM (APOR) | Yes | No | $1,484.95 | $2,680.03 | 10.367% | $306.12 | $306.12 | 9.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,484.36 | 1 | $1,636.32 | $3,838.68 | $136.36 | $319.89 | 33.117% | 33.117% | 33.117% | 05/21/2026 | 739 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,484.95 | 6.150% | $0.00 | None | N/A | No | 9.250% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $284,989.79 | $1,392.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,160.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003134 | Safe Harbor QM (APOR) | Yes | No | $4,549.12 | $5,308.42 | 9.632% | $1,425.13 | $1,425.13 | 9.250% | No | No | Employed | US Citizen | $9,156.47 | 1 | $2,306.40 | $3,096.00 | $192.20 | $258.00 | 33.536% | 33.536% | 33.536% | 05/07/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,549.12 | 6.320% | $0.00 | 1.1 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $218,768.48 | $1,236.84 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003138 | Higher Priced QM (APOR) | Yes | No | $1,757.53 | $2,926.55 | 10.217% | $416.49 | $416.49 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $10,557.97 | 1 | $3,358.80 | $1,616.04 | $279.90 | $134.67 | 29.465% | 29.465% | 29.465% | 05/11/2026 | 682 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,757.53 | 6.020% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 4 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $82,228.74 | $509.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $10,645.26 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003174 | Safe Harbor QM (APOR) | Yes | No | $995.00 | $3,307.56 | 7.302% | $2,353.51 | $2,353.51 | 7.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,519.81 | 1 | $8,566.08 | $2,663.04 | $713.84 | $221.92 | 49.898% | 49.898% | 49.898% | 04/29/2026 | 743 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2019 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $995.00 | 6.420% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 2 | 0 | 2 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $147,231.31 | $661.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,320.12 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003208 | Safe Harbor QM (APOR) | Yes | No | $3,712.35 | $5,042.03 | 9.936% | $673.49 | $673.49 | 9.250% | No | No | Employed | US Citizen | $2,525.66 | 1 | $961.32 | $3,774.00 | $80.11 | $314.50 | 40.064% | 40.064% | 40.064% | 05/26/2026 | 652 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,712.35 | 6.600% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $124,018.19 | $620.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003166 | N/A | No | No | $4,125.25 | $6,140.25 | 7.699% | $2,097.64 | $2,097.64 | 7.500% | No | No | Not Employed | Employed | Not Employed | 0 | US Citizen | US Citizen | $8,848.52 | 4 | $9,525.12 | $4,170.00 | $793.76 | $347.50 | 39.359% | 39.359% | 39.359% | 05/04/2026 | 722 | 718 | 752 | 723 | Level 1-Not Stated/Not Verified | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $4,125.25 | 6.410% | $0.00 | None | No | No | 7.500% | 0 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 3.625% | [Redacted] | $635,875.93 | $3,169.56 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $14,591.68 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003210 | Safe Harbor QM (APOR) | Yes | No | $2,165.00 | $2,881.56 | 7.688% | $632.30 | $632.30 | 7.250% | No | No | Employed | US Citizen | $3,439.45 | 1 | $5,162.52 | $4,812.72 | $430.21 | $401.06 | 41.972% | 41.972% | 41.972% | 05/06/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,165.00 | 6.250% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $177,707.00 | $842.23 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001488 | Non QM | Yes | No | $12,737.06 | $14,082.92 | 8.691% | $3,040.28 | $3,040.28 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $12,455.42 | 1 | $9,306.24 | $3,201.00 | $775.52 | $266.75 | 46.973% | 46.973% | 46.973% | 03/19/2026 | 729 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $12,737.06 | 6.120% | $0.00 | None | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $4,135.48 | No | 26 | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $404,023.38 | $2,396.99 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | 0.62 | Retail | No | $0.00 | $10,165.96 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001500 | Higher Priced QM (APOR) | Yes | No | $500.25 | $2,108.16 | 9.804% | $416.50 | $416.50 | 9.375% | No | No | Employed | US Citizen | $3,294.26 | 1 | $2,434.56 | $1,434.96 | $202.88 | $119.58 | 37.549% | 37.549% | 37.549% | 03/25/2026 | 713 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.25 | 6.220% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.990% | [Redacted] | $183,290.72 | $899.46 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001527 | Safe Harbor QM (APOR) | Yes | No | $1,690.00 | $1,956.26 | 7.486% | $1,222.50 | $1,222.50 | 7.375% | No | No | Employed | US Citizen | $8,212.42 | 1 | $724.68 | $5,661.96 | $60.39 | $471.83 | 33.823% | 33.823% | 33.823% | 04/02/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,690.00 | 6.370% | $0.00 | 1.5 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $426,076.58 | $1,970.58 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 15.98 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 10/30/2026 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001487 | Non QM | Yes | No | $955.75 | $2,264.64 | 9.479% | $274.41 | $274.41 | 8.125% | No | No | Employed | US Citizen | $6,597.51 | 1 | $3,803.28 | $2,337.00 | $316.94 | $194.75 | 43.898% | 43.898% | 43.898% | 03/06/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $955.75 | 5.530% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $51,411.14 | $658.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | AE | 06/22/2026 | $2,000,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001496 | Safe Harbor QM (APOR) | Yes | No | $4,122.06 | $5,619.52 | 9.484% | $795.64 | $795.64 | 8.875% | No | No | Employed | US Citizen | $10,647.23 | 1 | $6,593.28 | $1,872.96 | $549.44 | $156.08 | 28.059% | 28.059% | 28.059% | 03/19/2026 | 664 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,122.06 | 6.120% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $500.00 | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $374,534.20 | $1,812.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001491 | Safe Harbor QM (APOR) | Yes | No | $5,542.27 | $7,171.25 | 9.560% | $1,561.49 | $1,561.49 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $7,615.24 | 1 | $4,275.48 | $2,548.92 | $356.29 | $212.41 | 38.339% | 38.339% | 38.339% | 03/16/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,542.27 | 6.120% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $315,450.84 | $1,559.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,683.47 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001520 | Non QM | Yes | No | $1,389.60 | $3,077.95 | 10.048% | $246.65 | $246.65 | 8.875% | No | No | Employed | US Citizen | $5,740.69 | 1 | $3,281.64 | $3,807.96 | $273.47 | $317.33 | 26.586% | 26.586% | 26.586% | 04/08/2026 | 668 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,389.60 | 6.430% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $209,725.00 | $1,241.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001494 | Non QM | Yes | No | $6,151.94 | $7,498.77 | 9.600% | $1,892.15 | $1,892.15 | 9.250% | No | No | Employed | US Citizen | $6,088.47 | 1 | $9,149.52 | $6,095.40 | $762.46 | $507.95 | 47.076% | 47.076% | 47.076% | 03/16/2026 | 653 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $6,151.94 | 6.120% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 8.990% | [Redacted] | $360,857.00 | $1,084.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AH | 07/03/2026 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001503 | Higher Priced QM (APOR) | Yes | No | $927.84 | $1,973.56 | 9.936% | $278.89 | $278.89 | 9.250% | No | No | Employed | US Citizen | $1,910.23 | 1 | $1,855.08 | $1,842.96 | $154.59 | $153.58 | 46.241% | 46.241% | 46.241% | 03/26/2026 | 671 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $927.84 | 6.220% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $100.00 | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $80,451.37 | $488.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001507 | Safe Harbor QM (APOR) | Yes | No | $1,980.31 | $3,219.16 | 9.794% | $454.82 | $454.82 | 9.125% | No | No | Non-Employment Income | US Citizen | $2,331.39 | 1 | $4,674.84 | $2,228.64 | $389.57 | $185.72 | 49.696% | 49.696% | 49.696% | 03/31/2026 | 646 | No | No | [Borrower - | Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,980.31 | 6.430% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $325,233.44 | $1,273.14 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001493 | Safe Harbor QM (APOR) | Yes | No | $0.00 | $1,220.79 | 9.174% | $465.64 | $465.64 | 8.875% | No | No | Employed | US Citizen | $5,876.02 | 1 | $7,492.92 | $737.64 | $624.41 | $61.47 | 44.450% | 44.450% | 44.450% | 03/17/2026 | 707 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | 5.750% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $212,257.14 | $1,115.96 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001506 | Safe Harbor QM (APOR) | Yes | No | $4,725.05 | $0.00 | 8.856% | $1,312.81 | $1,312.81 | 8.875% | No | No | Non-Employment Income | Non-Employment Income | Employed | 26.75 | US Citizen | US Citizen | US Citizen | $10,449.27 | 1 | $16,341.72 | $4,017.00 | $1,361.81 | $334.75 | 47.578% | 47.578% | 47.578% | 03/29/2026 | 685 | 692 | 601 | 685 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,725.05 | 6.220% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $489,937.00 | $2,369.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $3,232.85 | $14,386.67 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001489 | Higher Priced QM (APOR) | Yes | No | $1,255.00 | $2,144.63 | 10.324% | $261.78 | $261.78 | 8.875% | No | No | Employed | US Citizen | $3,448.89 | 1 | $1,457.76 | $2,679.00 | $121.48 | $223.25 | 52.833% | 52.833% | 52.833% | 03/13/2026 | 653 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | 0 | [Redacted] | $1,255.00 | 5.580% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.375% | [Redacted] | $79,381.42 | $579.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001505 | Higher Priced QM (APOR) | Yes | No | $1,379.75 | $2,283.38 | 10.494% | $207.94 | $207.94 | 9.375% | No | No | Non-Employment Income | US Citizen | $1,062.47 | 1 | $786.12 | $1,929.96 | $65.51 | $160.83 | 44.370% | 44.370% | 44.370% | 03/27/2026 | 653 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,379.75 | 6.220% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $89,529.39 | $413.13 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001490 | Higher Priced QM (APOR) | Yes | No | $2,575.57 | $3,501.96 | 10.003% | $453.16 | $453.16 | 9.250% | No | No | Employed | US Citizen | $2,019.41 | 1 | $2,569.20 | $2,421.00 | $214.10 | $201.75 | 44.338% | 44.338% | 44.338% | 03/14/2026 | 718 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,575.57 | 6.020% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $470.38 | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.490% | [Redacted] | $110,118.24 | $719.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0.3 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001519 | Safe Harbor QM (APOR) | Yes | No | $4,138.54 | $5,134.86 | 9.820% | $841.46 | $841.46 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $9,995.97 | 1 | $2,365.08 | $3,968.04 | $197.09 | $330.67 | 29.671% | 29.671% | 29.671% | 04/08/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,138.54 | 6.370% | $0.00 | None | N/A | No | 9.250% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $160,025.58 | $1,030.07 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,830.66 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001501 | Safe Harbor QM (APOR) | Yes | No | $4,138.61 | $4,982.42 | 8.910% | $790.48 | $790.48 | 8.375% | No | No | Employed | US Citizen | $2,776.67 | 1 | $3,429.72 | $7,861.08 | $285.81 | $655.09 | 48.429% | 48.429% | 48.429% | 03/26/2026 | 736 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,138.61 | 6.220% | $0.00 | None | N/A | No | 8.375% | 2 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $188,582.11 | $872.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AH | 01/27/2027 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001524 | Safe Harbor QM (APOR) | Yes | No | $3,968.49 | $5,275.83 | 9.406% | $1,188.23 | $1,188.23 | 9.000% | No | No | Employed | Employed | US Citizen | US Citizen | $9,902.09 | 1 | $8,909.76 | $1,058.04 | $742.48 | $88.17 | 44.343% | 44.343% | 44.343% | 04/14/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,968.49 | 6.300% | $0.00 | None | N/A | No | 9.000% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $592,728.36 | $2,848.29 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,624.99 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001513 | Safe Harbor QM (APOR) | Yes | No | $2,576.03 | $3,491.78 | 9.859% | $530.63 | $530.63 | 9.250% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $10,643.09 | 1 | $3,233.28 | $1,464.96 | $269.44 | $122.08 | 32.169% | 32.169% | 32.169% | 04/02/2026 | 663 | No | No | [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,576.03 | 6.430% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $356,862.62 | $1,851.82 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $6,527.07 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001518 | Higher Priced QM (APOR) | Yes | No | $2,356.14 | $3,816.67 | 9.571% | $692.90 | $692.90 | 8.875% | No | No | Employed | US Citizen | $8,638.74 | 1 | $6,305.16 | $2,433.96 | $525.43 | $202.83 | 34.025% | 34.025% | 34.025% | 04/06/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,356.14 | 5.950% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 7 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.749% | [Redacted] | $194,667.86 | $1,862.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001521 | Non QM | Yes | No | $5,011.68 | $5,119.94 | 9.635% | $943.81 | $943.81 | 9.125% | No | No | Employed | US Citizen | $7,828.95 | 1 | $12,449.40 | $1,932.00 | $1,037.45 | $161.00 | 48.771% | 48.771% | 48.771% | 04/08/2026 | 650 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,011.68 | 6.300% | $0.00 | 1.0 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $496,857.25 | $2,461.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001538 | Non QM | Yes | No | $5,622.68 | $7,772.04 | 9.636% | $1,629.25 | $1,629.25 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $12,409.02 | 1 | $8,076.84 | $6,609.00 | $673.07 | $550.75 | 51.199% | 51.199% | 51.199% | 04/22/2026 | 695 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,622.68 | 6.300% | $0.00 | None | N/A | No | 9.250% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 17 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $249,219.00 | $1,597.19 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $10,844.30 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001537 | Safe Harbor QM (APOR) | Yes | No | $4,135.33 | $5,820.20 | 8.930% | $1,223.01 | $1,223.01 | 8.250% | No | No | Employed | Employed | US Citizen | US Citizen | $7,296.74 | 1 | $9,686.16 | $1,118.04 | $807.18 | $93.17 | 47.790% | 47.790% | 47.790% | 04/21/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,135.33 | 5.790% | $0.00 | None | N/A | No | 8.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $195,719.96 | $1,089.74 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,165.93 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001497 | Safe Harbor QM (APOR) | Yes | No | $3,596.53 | $4,419.11 | 9.414% | $601.04 | $601.04 | 8.750% | No | No | Employed | Employed | US Citizen | US Citizen | $2,577.88 | 1 | $1,416.36 | $2,442.48 | $118.03 | $203.54 | 44.298% | 44.298% | 44.298% | 03/20/2026 | 670 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,596.53 | 6.430% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $58,624.44 | $346.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $2,275.53 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001528 | Safe Harbor QM (APOR) | Yes | No | $4,115.00 | $6,879.33 | 7.560% | $2,154.91 | $2,154.91 | 7.375% | No | No | Employed | Employed | US Citizen | US Citizen | $19,800.96 | 1 | $15,862.56 | $4,150.68 | $1,321.88 | $345.89 | 34.952% | 34.952% | 34.952% | 03/17/2026 | 782 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,115.00 | 6.370% | $0.00 | None | N/A | No | 7.375% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | $68.56 | No | 28 | 27 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.490% | [Redacted] | $132,860.16 | $1,199.37 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0.01 | Retail | No | No | $0.00 | $8,779.78 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001504 | Safe Harbor QM (APOR) | Yes | No | $3,429.20 | $4,332.80 | 8.842% | $1,076.48 | $1,076.48 | 8.500% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,890.65 | 1 | $7,227.24 | $1,066.56 | $602.27 | $88.88 | 49.556% | 49.556% | 49.556% | 03/10/2026 | 713 | No | No | [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,429.20 | 6.220% | $0.00 | None | N/A | No | 8.500% | 2 | 2 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | $363.50 | No | 17 | 4 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $231,448.31 | $1,648.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | No | $1,654.09 | $568.21 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001499 | Higher Priced QM (APOR) | Yes | No | $1,952.10 | $3,216.59 | 9.838% | $395.92 | $395.92 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $5,951.26 | 1 | $1,781.52 | $2,670.96 | $148.46 | $222.58 | 42.538% | 42.538% | 42.538% | 04/06/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,952.10 | 5.940% | $0.00 | None | N/A | No | 8.875% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $157,674.00 | $1,240.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,619.16 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001516 | Higher Priced QM (APOR) | Yes | No | $500.00 | $1,953.41 | 9.932% | $461.99 | $461.99 | 9.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $9,456.42 | 1 | $1,451.88 | $1,409.04 | $120.99 | $117.42 | 30.168% | 30.168% | 30.168% | 04/06/2026 | 697 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 5.950% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 7.125% | [Redacted] | $161,028.52 | $1,131.85 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001526 | Safe Harbor QM (APOR) | Yes | No | $2,590.80 | $3,942.98 | 9.244% | $629.36 | $629.36 | 8.750% | No | No | Employed | US Citizen | $2,607.17 | 1 | $1,708.92 | $2,481.48 | $142.41 | $206.79 | 37.092% | 37.092% | 37.092% | 04/07/2026 | 703 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,590.80 | 6.370% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $96,053.73 | $545.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001509 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $2,149.73 | 9.754% | $292.91 | $292.91 | 9.125% | No | No | Employed | US Citizen | $4,100.91 | 1 | $4,248.12 | $3,773.04 | $354.01 | $314.42 | 42.740% | 42.740% | 42.740% | 03/22/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.430% | $0.00 | 1.1 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $161,649.77 | $804.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001523 | Higher Priced QM (APOR) | Yes | No | $1,460.21 | $2,278.45 | 10.014% | $551.81 | $551.81 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $13,056.54 | 1 | $7,350.12 | $1,608.00 | $612.51 | $134.00 | 29.092% | 29.092% | 29.092% | 04/13/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,460.21 | 5.850% | $0.00 | None | N/A | No | 9.250% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.125% | [Redacted] | $230,356.37 | $1,470.42 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,500.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001542 | Safe Harbor QM (APOR) | Yes | No | $3,413.09 | $4,579.29 | 9.154% | $568.69 | $568.69 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $6,447.91 | 1 | $567.48 | $2,386.92 | $47.29 | $198.91 | 49.510% | 49.510% | 49.510% | 04/23/2026 | 650 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,413.09 | 6.260% | $0.00 | None | N/A | No | 8.500% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 3 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $77,977.82 | $857.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,671.54 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001560 | Safe Harbor QM (APOR) | Yes | No | $1,554.27 | $2,894.54 | 8.835% | $639.43 | $639.43 | 8.500% | No | No | Non-Employment Income | US Citizen | $1,924.74 | 1 | $786.00 | $2,688.00 | $65.50 | $224.00 | 43.956% | 43.956% | 43.956% | 04/29/2026 | 716 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,554.27 | 6.260% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $98,294.54 | $501.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001540 | Safe Harbor QM (APOR) | Yes | No | $2,287.09 | $3,539.63 | 9.709% | $662.14 | $662.14 | 9.250% | No | No | Employed | US Citizen | $3,555.51 | 1 | $5,866.44 | $1,785.00 | $488.87 | $148.75 | 49.838% | 49.838% | 49.838% | 04/23/2026 | 653 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,287.09 | 6.300% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $136,822.50 | $1,043.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001565 | Safe Harbor QM (APOR) | Yes | No | $4,074.33 | $5,594.47 | 8.164% | $732.57 | $732.57 | 7.625% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,071.59 | 1 | $3,759.48 | $2,277.48 | $313.29 | $189.79 | 33.509% | 33.509% | 33.509% | 04/30/2026 | 709 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,074.33 | 6.260% | $0.00 | None | N/A | No | 7.625% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $359,553.49 | $1,824.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,337.45 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001550 | Non QM | Yes | No | $1,513.06 | $2,724.04 | 10.118% | $307.06 | $307.06 | 9.000% | No | No | Employed | US Citizen | $4,509.29 | 1 | $5,272.80 | $1,983.00 | $439.40 | $165.25 | 39.876% | 39.876% | 39.876% | 04/28/2026 | 674 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,513.06 | 5.950% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 3 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $313,096.29 | $2,049.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001510 | Safe Harbor QM (APOR) | Yes | No | $4,138.30 | $5,298.84 | 9.458% | $784.39 | $784.39 | 8.875% | No | No | Employed | US Citizen | $5,640.77 | 1 | $1,355.16 | $3,623.28 | $112.93 | $301.94 | 29.110% | 29.110% | 29.110% | 04/01/2026 | 735 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,138.30 | 6.260% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $201,108.83 | $1,117.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001559 | Higher Priced QM (APOR) | Yes | No | $500.00 | $2,044.83 | 9.232% | $381.20 | $381.20 | 8.375% | No | No | Employed | US Citizen | $2,240.84 | 1 | $3,172.32 | $2,081.28 | $264.36 | $173.44 | 48.851% | 48.851% | 48.851% | 04/29/2026 | 662 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 5.700% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $151,004.30 | $731.15 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001552 | Safe Harbor QM (APOR) | Yes | No | $2,878.76 | $4,043.29 | 7.776% | $967.97 | $967.97 | 7.500% | No | No | Employed | Employed | US Citizen | US Citizen | $3,617.80 | 2 | $7,675.80 | $2,550.00 | $639.65 | $212.50 | 46.930% | 46.930% | 46.930% | 04/28/2026 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,878.76 | 6.260% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $260,979.11 | $1,347.13 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $2,071.28 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001567 | Higher Priced QM (APOR) | Yes | No | $2,526.03 | $3,661.82 | 9.856% | $457.59 | $457.59 | 9.125% | No | No | Self-Employed | US Citizen | $3,513.23 | 1 | $1,207.08 | $1,906.44 | $100.59 | $158.87 | 37.729% | 37.729% | 37.729% | 04/30/2026 | 662 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,526.03 | 6.260% | $0.00 | None | N/A | No | 9.125% | 0 | 1 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $139,434.03 | $1,283.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001547 | Safe Harbor QM (APOR) | Yes | No | $4,136.65 | $5,435.58 | 7.772% | $1,034.35 | $1,034.35 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $6,356.42 | 1 | $6,107.16 | $2,994.36 | $508.93 | $249.53 | 29.244% | 29.244% | 29.244% | 04/25/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,136.65 | 5.950% | $0.00 | None | N/A | No | 7.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $145,253.47 | $799.40 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $2,622.86 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001531 | Non QM | Yes | No | $2,156.06 | $3,182.73 | 9.952% | $611.44 | $611.44 | 8.500% | No | No | Employed | US Citizen | $2,505.15 | 1 | $2,861.88 | $2,496.96 | $238.49 | $208.08 | 44.119% | 44.119% | 44.119% | 04/16/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,156.06 | 5.890% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $106,020.88 | $633.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001577 | Safe Harbor QM (APOR) | Yes | No | $3,347.78 | $4,521.76 | 7.883% | $808.77 | $808.77 | 7.500% | No | No | Employed | US Citizen | $4,124.27 | 1 | $8,874.84 | $2,661.96 | $739.57 | $221.83 | 49.680% | 49.680% | 49.680% | 05/02/2026 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,347.78 | 6.320% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $215,221.82 | $1,410.71 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001498 | Safe Harbor QM (APOR) | Yes | No | $573.47 | $1,533.69 | 9.556% | $307.48 | $307.48 | 9.125% | No | No | Non-Employment Income | US Citizen | $2,381.40 | 1 | $389.52 | $629.04 | $32.46 | $52.42 | 31.779% | 31.779% | 31.779% | 03/23/2026 | 652 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $573.47 | 6.220% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $49,479.00 | $386.02 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001561 | N/A | No | No | $3,889.00 | $5,170.37 | 9.088% | $922.73 | $922.73 | 8.625% | No | No | Employed | Employed | US Citizen | US Citizen | $6,828.49 | 1 | $2,237.64 | $737.04 | $186.47 | $61.42 | 51.028% | 51.028% | 51.028% | 04/29/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,889.00 | 6.260% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $15,900.35 | No | 28 | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $101,871.12 | $985.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7 | Retail | No | No | $0.00 | $4,187.50 | No | No | No | No | 3 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001587 | Safe Harbor QM (APOR) | Yes | No | $2,010.84 | $3,140.05 | 9.615% | $573.65 | $573.65 | 9.125% | No | No | Non-Employment Income | US Citizen | $2,013.23 | 1 | $563.40 | $2,103.96 | $46.95 | $175.33 | 38.698% | 38.698% | 38.698% | 05/06/2026 | 744 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,010.84 | 6.320% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.000% | [Redacted] | $69,081.08 | $406.97 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001609 | Safe Harbor QM (APOR) | Yes | No | $2,225.01 | $3,196.30 | 8.280% | $595.31 | $595.31 | 7.875% | No | No | Employed | US Citizen | $4,445.69 | 1 | $10,644.60 | $1,851.96 | $887.05 | $154.33 | 40.835% | 40.835% | 40.835% | 05/12/2026 | 742 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,225.01 | 6.410% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $308,915.15 | $1,431.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001594 | Safe Harbor QM (APOR) | Yes | No | $131.34 | $1,351.52 | 8.508% | $207.72 | $207.72 | 8.000% | No | No | Non-Employment Income | US Citizen | $1,150.46 | 1 | $0.00 | $2,665.80 | $0.00 | $222.15 | 42.477% | 42.477% | 42.477% | 05/08/2026 | 743 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $131.34 | 6.320% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $82,024.72 | $387.67 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001575 | Higher Priced QM (APOR) | Yes | No | $2,347.19 | $3,389.43 | 9.972% | $450.65 | $450.65 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $1,936.05 | 1 | $1,282.20 | $1,719.48 | $106.85 | $143.29 | 45.454% | 45.454% | 45.454% | 05/04/2026 | 664 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,347.19 | 6.320% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | $500.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $161,793.79 | $812.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | No | $1,188.64 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001548 | Safe Harbor QM (APOR) | Yes | No | $1,046.55 | $1,974.40 | 8.755% | $307.16 | $307.16 | 8.250% | No | No | Non-Employment Income | US Citizen | $2,150.95 | 1 | $2,294.28 | $1,063.32 | $191.19 | $88.61 | 40.943% | 40.943% | 40.943% | 04/25/2026 | 738 | No | No | [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,046.55 | 6.260% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $94,114.84 | $521.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001551 | Safe Harbor QM (APOR) | Yes | No | $2,495.00 | $3,307.50 | 7.716% | $1,048.82 | $1,048.82 | 7.500% | No | No | Self-Employed | US Citizen | $4,261.34 | 1 | $2,227.08 | $3,540.84 | $185.59 | $295.07 | 48.795% | 48.795% | 48.795% | 04/28/2026 | 691 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $2,495.00 | 6.260% | $0.00 | 2.6 | None | N/A | No | 7.500% | 1 | 2 | 0 | 2 | 2 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $344,450.05 | $1,613.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001529 | Safe Harbor QM (APOR) | Yes | No | $3,977.96 | $5,224.15 | 9.659% | $852.28 | $852.28 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $11,592.62 | 1 | $6,174.24 | $1,197.12 | $514.52 | $99.76 | 44.123% | 44.123% | 44.123% | 04/15/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,977.96 | 6.260% | $0.00 | None | N/A | No | 9.125% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.900% | [Redacted] | $314,360.42 | $2,165.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $9,287.55 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001604 | Safe Harbor QM (APOR) | Yes | No | $3,076.35 | $4,157.80 | 9.618% | $772.95 | $772.95 | 9.125% | No | No | Self-Employed | US Citizen | $3,287.44 | 1 | $4,648.56 | $4,565.04 | $387.38 | $380.42 | 49.854% | 49.854% | 49.854% | 05/18/2026 | 715 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,076.35 | 6.410% | $0.00 | None | N/A | No | 9.125% | 0 | 2 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $227,017.22 | $1,054.66 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001554 | Safe Harbor QM (APOR) | Yes | No | $1,900.38 | $2,945.47 | 9.728% | $574.28 | $574.28 | 9.250% | No | No | Non-Employment Income | US Citizen | $4,089.66 | 1 | $17,734.20 | $4,251.96 | $1,477.85 | $354.33 | 47.706% | 47.706% | 47.706% | 04/29/2026 | 672 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,900.38 | 6.260% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.490% | [Redacted] | $296,949.05 | $1,324.33 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001522 | Safe Harbor QM (APOR) | Yes | No | $3,159.23 | $5,058.29 | 9.580% | $1,302.67 | $1,302.67 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $4,165.52 | 1 | $2,637.24 | $2,118.96 | $219.77 | $176.58 | 40.581% | 40.581% | 40.581% | 04/13/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,159.23 | 6.370% | $0.00 | None | N/A | No | 9.250% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 9 | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $198,547.59 | $931.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,063.70 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001495 | Safe Harbor QM (APOR) | Yes | No | $2,794.24 | $3,623.42 | 7.810% | $457.06 | $457.06 | 7.250% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $5,749.62 | 1 | $4,155.12 | $5,273.04 | $346.26 | $439.42 | 48.417% | 48.417% | 48.417% | 03/18/2026 | 658 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 2 | 0 | 0 | [Redacted] | $2,794.24 | 6.370% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 2 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $406,368.18 | $1,866.69 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,905.20 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001653 | Safe Harbor QM (APOR) | Yes | No | $1,000.02 | $1,430.02 | 9.565% | $411.61 | $411.61 | 9.250% | No | No | Employed | US Citizen | $4,648.99 | 1 | $3,243.84 | $1,656.96 | $270.32 | $138.08 | 39.360% | 39.360% | 39.360% | 05/01/2026 | 728 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,000.02 | 6.260% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $182,899.60 | $850.53 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001593 | Safe Harbor QM (APOR) | Yes | No | $3,989.11 | $5,666.14 | 9.079% | $1,079.07 | $1,079.07 | 8.625% | No | No | Not Employed | Employed | US Citizen | US Citizen | $5,538.79 | 1 | $8,735.16 | $2,187.96 | $727.93 | $182.33 | 41.000% | 41.000% | 41.000% | 05/08/2026 | 641 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,989.11 | 6.320% | $0.00 | None | N/A | No | 8.625% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $290,803.47 | $1,413.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $9,387.73 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001618 | Safe Harbor QM (APOR) | Yes | No | $2,775.00 | $4,680.72 | 9.356% | $763.82 | $763.82 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $6,563.87 | 1 | $8,924.16 | $3,206.04 | $743.68 | $267.17 | 38.642% | 38.642% | 38.642% | 04/22/2026 | 671 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,775.00 | 6.420% | $0.00 | 1.0 | None | Yes | No | 8.875% | 2 | 2 | 1 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | 0 | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $308,643.00 | $1,496.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 26.58 | Retail | No | $0.00 | $4,224.61 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001629 | Safe Harbor QM (APOR) | Yes | No | $822.35 | $2,197.74 | 8.989% | $302.99 | $302.99 | 8.375% | No | No | Non-Employment Income | US Citizen | $800.38 | 1 | $426.96 | $1,209.48 | $35.58 | $100.79 | 49.343% | 49.343% | 49.343% | 05/15/2026 | 711 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $822.35 | 6.410% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.125% | [Redacted] | $53,322.62 | $340.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001563 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,530.83 | 9.269% | $931.61 | $931.61 | 9.125% | No | No | Self-Employed | US Citizen | $3,995.71 | 1 | $4,319.16 | $2,177.04 | $359.93 | $181.42 | 49.999% | 49.999% | 49.999% | 04/29/2026 | 685 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.260% | $0.00 | None | N/A | No | 9.125% | 0 | 2 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $117,785.29 | $706.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001569 | Safe Harbor QM (APOR) | Yes | No | $1,595.65 | $2,623.74 | 9.189% | $277.64 | $277.64 | 8.375% | No | No | Non-Employment Income | US Citizen | $2,671.12 | 1 | $3,663.96 | $673.80 | $305.33 | $56.15 | 44.463% | 44.463% | 44.463% | 04/30/2026 | 781 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,595.65 | 6.260% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $254,368.00 | $1,474.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001557 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,917.03 | 9.681% | $312.52 | $312.52 | 9.125% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $4,112.33 | 1 | $405.00 | $1,177.44 | $33.75 | $98.12 | 39.796% | 39.796% | 39.796% | 04/29/2026 | 656 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.260% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $67,894.57 | $592.96 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $1,987.75 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001582 | Safe Harbor QM (APOR) | Yes | No | $2,001.09 | $2,929.38 | 9.092% | $674.03 | $674.03 | 8.375% | No | No | Employed | US Citizen | $11,657.77 | 1 | $10,760.28 | $4,368.00 | $896.69 | $364.00 | 26.595% | 26.595% | 26.595% | 05/05/2026 | 675 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,001.09 | 5.830% | $0.00 | None | N/A | No | 8.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.000% | [Redacted] | $132,136.00 | $1,164.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001579 | Safe Harbor QM (APOR) | Yes | No | $1,550.00 | $2,913.63 | 9.506% | $529.00 | $529.00 | 9.000% | No | No | Employed | US Citizen | $3,141.63 | 1 | $968.64 | $2,452.44 | $80.72 | $204.37 | 35.539% | 35.539% | 35.539% | 05/02/2026 | 712 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,550.00 | 6.260% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $52,164.73 | $395.05 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001562 | Higher Priced QM (APOR) | Yes | No | $1,150.36 | $2,159.09 | 10.036% | $232.23 | $232.23 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $3,615.88 | 1 | $5,925.24 | $1,793.04 | $493.77 | $149.42 | 49.237% | 49.237% | 49.237% | 04/30/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,150.36 | 6.260% | $0.00 | 1.0 | None | N/A | No | 9.125% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $248,378.01 | $1,445.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,333.33 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001581 | Higher Priced QM (APOR) | Yes | No | $1,409.40 | $2,877.94 | 9.883% | $678.64 | $678.64 | 8.625% | No | No | Employed | US Citizen | $7,581.85 | 1 | $450.96 | $3,126.00 | $37.58 | $260.50 | 42.050% | 42.050% | 42.050% | 05/05/2026 | 646 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,409.40 | 5.890% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $115,780.05 | $1,113.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001612 | Higher Priced QM (APOR) | Yes | No | $1,284.82 | $2,229.77 | 10.321% | $285.77 | $285.77 | 9.250% | No | No | Employed | US Citizen | $1,659.52 | 1 | $1,900.68 | $1,235.04 | $158.39 | $102.92 | 44.012% | 44.012% | 44.012% | 05/12/2026 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,284.82 | 6.100% | $0.00 | 1.8 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $54,458.99 | $245.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001624 | Higher Priced QM (APOR) | Yes | No | $2,810.61 | $3,806.94 | 10.061% | $844.38 | $844.38 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,214.51 | 1 | $1,521.12 | $1,548.96 | $126.76 | $129.08 | 46.354% | 46.354% | 46.354% | 05/13/2026 | 644 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,810.61 | 5.860% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $61,397.00 | $813.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,294.70 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001630 | Non QM | Yes | No | $1,367.25 | $2,832.76 | 11.102% | $306.63 | $306.63 | 8.250% | No | No | Employed | US Citizen | $4,102.33 | 1 | $1,218.36 | $929.40 | $101.53 | $77.45 | 49.324% | 49.324% | 49.324% | 05/16/2026 | 786 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,367.25 | 5.820% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $106,327.60 | $469.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001634 | Safe Harbor QM (APOR) | Yes | No | $2,817.94 | $3,664.19 | 9.559% | $805.50 | $805.50 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $8,017.53 | 1 | $8,747.28 | $2,142.00 | $728.94 | $178.50 | 48.563% | 48.563% | 48.563% | 05/27/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,817.94 | 6.420% | $0.00 | None | N/A | No | 9.125% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $273,090.55 | $1,242.62 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | No | $0.00 | $6,041.22 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001517 | N/A | No | No | $3,018.14 | $5,227.17 | 10.044% | $666.11 | $666.11 | 8.750% | No | No | Employed | Employed | US Citizen | US Citizen | $15,497.71 | 1 | $6,172.68 | $1,443.00 | $514.39 | $120.25 | 38.070% | 38.070% | 38.070% | 04/10/2026 | 758 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,018.14 | 5.890% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 28 | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $350,885.69 | $1,626.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $11,666.66 | No | No | No | No | 2 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001600 | Higher Priced QM (APOR) | Yes | No | $2,221.40 | $3,645.18 | 10.230% | $454.92 | $454.92 | 9.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,279.72 | 1 | $1,692.00 | $2,295.00 | $141.00 | $191.25 | 40.568% | 40.568% | 40.568% | 05/14/2026 | 717 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,221.40 | 6.100% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $101,529.46 | $454.39 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,307.33 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003333 | N/A | No | No | $4.46 | $867.41 | 7.303% | $1,014.45 | $1,014.45 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $9,727.13 | 1 | $6,895.80 | $2,004.96 | $574.65 | $167.08 | 43.737% | 43.737% | 43.737% | 05/01/2026 | 780 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4.46 | 6.410% | $0.00 | None | N/A | No | 7.250% | 1 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | $21,350.50 | No | 16 | 2 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $246,526.83 | $1,372.30 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.82 | Retail | No | No | $0.00 | $7,303.84 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001642 | Safe Harbor QM (APOR) | Yes | No | $2,441.64 | $3,504.50 | 9.607% | $1,093.71 | $1,093.71 | 9.375% | No | No | Employed | US Citizen | $10,204.08 | 1 | $5,270.52 | $2,144.04 | $439.21 | $178.67 | 27.633% | 27.633% | 27.633% | 05/19/2026 | 720 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,441.64 | 6.420% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $434,072.96 | $2,110.75 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001572 | Safe Harbor QM (APOR) | Yes | No | $2,413.95 | $3,243.49 | 7.940% | $1,232.71 | $1,232.71 | 7.250% | No | No | Employed | US Citizen | $6,167.13 | 1 | $4,826.16 | $1,615.68 | $402.18 | $134.64 | 34.943% | 34.943% | 34.943% | 05/01/2026 | 793 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,413.95 | 5.950% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $167,438.42 | $900.94 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001549 | Safe Harbor QM (APOR) | Yes | No | $1,631.92 | $2,864.21 | 8.960% | $264.04 | $264.04 | 8.125% | No | No | Employed | US Citizen | $4,934.64 | 1 | $3,583.32 | $3,795.48 | $298.61 | $316.29 | 40.186% | 40.186% | 40.186% | 05/19/2026 | 744 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,631.92 | 6.260% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.000% | [Redacted] | $181,817.17 | $1,296.96 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001674 | Safe Harbor QM (APOR) | Yes | No | $2,713.56 | $3,656.54 | 9.979% | $508.96 | $508.96 | 9.250% | No | No | Employed | US Citizen | $3,439.74 | 1 | $1,309.32 | $1,314.96 | $109.11 | $109.58 | 40.371% | 40.371% | 40.371% | 05/24/2026 | 697 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,713.56 | 6.600% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $132,222.68 | $642.06 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001668 | Safe Harbor QM (APOR) | Yes | No | $725.40 | $2,329.01 | 9.610% | $399.89 | $399.89 | 9.125% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $7,128.56 | 1 | $1,192.68 | $3,935.04 | $99.39 | $327.92 | 28.101% | 28.101% | 28.101% | 05/23/2026 | 701 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $725.40 | 6.600% | $0.00 | None | N/A | No | 9.125% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $143,522.25 | $691.98 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,516.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001647 | Safe Harbor QM (APOR) | Yes | No | $2,198.50 | $3,756.04 | 9.738% | $521.46 | $521.46 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $6,004.19 | 1 | $4,420.56 | $1,474.56 | $368.38 | $122.88 | 39.677% | 39.677% | 39.677% | 05/19/2026 | 667 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,198.50 | 6.420% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | 25 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $261,436.71 | $1,131.81 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,753.13 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001717 | Safe Harbor QM (APOR) | Yes | No | $8,304.57 | $11,163.10 | 8.608% | $2,163.64 | $2,163.64 | 8.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,899.05 | 1 | $4,228.80 | $3,749.04 | $352.40 | $312.42 | 49.880% | 49.880% | 49.880% | 05/09/2026 | 678 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $8,304.57 | 6.320% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $374,801.29 | $1,757.07 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $2,012.85 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001644 | Safe Harbor QM (APOR) | Yes | No | $630.63 | $1,946.02 | 9.781% | $258.15 | $258.15 | 9.125% | No | No | Non-Employment Income | US Citizen | $1,507.51 | 1 | $1,104.60 | $1,379.40 | $92.05 | $114.95 | 49.055% | 49.055% | 49.055% | 05/20/2026 | 654 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $630.63 | 6.420% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $194,690.86 | $986.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001673 | Safe Harbor QM (APOR) | Yes | No | $4,137.64 | $5,649.89 | 9.731% | $802.73 | $802.73 | 9.125% | No | No | Employed | US Citizen | $5,785.69 | 1 | $2,304.00 | $1,914.00 | $192.00 | $159.50 | 40.520% | 40.520% | 40.520% | 05/25/2026 | 721 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,137.64 | 6.520% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $244,354.08 | $1,132.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001670 | Non QM | Yes | No | $4,327.65 | $4,937.76 | 7.856% | $1,094.19 | $1,094.19 | 7.250% | No | No | Employed | US Citizen | $10,083.15 | 1 | $14,006.76 | $1,468.68 | $1,167.23 | $122.39 | 34.982% | 34.982% | 34.982% | 05/23/2026 | 780 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,327.65 | 5.900% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 29 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $405,387.40 | $1,948.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001650 | Safe Harbor QM (APOR) | Yes | No | $3,617.62 | $4,492.07 | 7.980% | $559.14 | $559.14 | 7.375% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,468.61 | 1 | $4,471.08 | $4,205.04 | $372.59 | $350.42 | 38.836% | 38.836% | 38.836% | 05/20/2026 | 723 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,617.62 | 6.420% | $0.00 | None | N/A | No | 7.375% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $155,781.66 | $1,204.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,022.09 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001591 | Higher Priced QM (APOR) | Yes | No | $3,616.29 | $4,936.93 | 9.905% | $666.37 | $666.37 | 9.250% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $5,607.50 | 1 | $8,522.64 | $3,086.04 | $710.22 | $257.17 | 48.754% | 48.754% | 48.754% | 04/24/2026 | 754 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,616.29 | 6.320% | $0.00 | 1.5 | None | N/A | No | 9.250% | 0 | 1 | 1 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $554,211.05 | $2,376.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $3,523.83 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001590 | Safe Harbor QM (APOR) | Yes | No | $4,168.46 | $6,224.85 | 9.666% | $1,234.01 | $1,234.01 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $4,940.04 | 1 | $4,527.12 | $5,601.00 | $377.26 | $466.75 | 47.994% | 47.994% | 47.994% | 05/06/2026 | 644 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,168.46 | 6.320% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 9 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $325,876.48 | $1,657.95 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,249.00 | No | No | No | No | 1 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001631 | Safe Harbor QM (APOR) | Yes | No | $520.74 | $1,636.28 | 9.069% | $222.98 | $222.98 | 8.500% | No | No | Non-Employment Income | US Citizen | $1,092.20 | 1 | $1,506.72 | $1,958.04 | $125.56 | $163.17 | 48.933% | 48.933% | 48.933% | 05/16/2026 | 778 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $520.74 | 6.420% | $0.00 | None | N/A | No | 8.500% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $84,526.95 | $405.83 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001564 | Higher Priced QM (APOR) | Yes | No | $1,022.50 | $1,781.00 | 9.934% | $203.41 | $203.41 | 9.125% | No | No | Not Employed | Non-Employment Income | Non-Employment Income | 0 | US Citizen | US Citizen | $3,464.20 | 1 | $4,662.00 | $1,623.12 | $388.50 | $135.26 | 42.297% | 42.297% | 42.297% | 04/30/2026 | 718 | 794 | 798 | 801 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,022.50 | 6.260% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individually and as Trustee | 1 | [Redacted] | 3.750% | [Redacted] | $161,368.76 | $815.08 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $6,003.48 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001583 | Safe Harbor QM (APOR) | Yes | No | $6,677.64 | $8,988.31 | 8.585% | $1,848.12 | $1,848.12 | 8.250% | No | No | Employed | US Citizen | $4,168.88 | 1 | $9,154.92 | $3,920.88 | $762.91 | $326.74 | 48.865% | 48.865% | 48.865% | 05/22/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,677.64 | 6.320% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $216,523.10 | $1,021.08 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 04/17/2027 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001606 | Safe Harbor QM (APOR) | Yes | No | $178.32 | $1,267.66 | 7.850% | $172.67 | $172.67 | 7.375% | No | No | Non-Employment Income | US Citizen | $1,783.07 | 1 | $2,958.84 | $1,391.04 | $246.57 | $115.92 | 47.108% | 47.108% | 47.108% | 05/11/2026 | 771 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $178.32 | 6.410% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $110,799.02 | $900.65 | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001555 | Safe Harbor QM (APOR) | Yes | No | $3,831.04 | $5,453.79 | 8.437% | $1,354.36 | $1,354.36 | 7.875% | No | No | Non-Employment Income | US Citizen | $7,134.12 | 1 | $3,523.80 | $6,391.80 | $293.65 | $532.65 | 45.759% | 45.759% | 45.759% | 04/29/2026 | 661 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,831.04 | 5.700% | $0.00 | 1.1 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 9.770% | [Redacted] | $543,571.26 | $2,394.11 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001635 | Safe Harbor QM (APOR) | Yes | No | $3,046.95 | $4,648.50 | 9.188% | $1,604.08 | $1,604.08 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $5,131.57 | 1 | $2,191.44 | $3,027.96 | $182.62 | $252.33 | 46.727% | 46.727% | 46.727% | 05/17/2026 | 738 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,046.95 | 5.820% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $299,741.17 | $2,008.05 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,416.67 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001603 | Higher Priced QM (APOR) | Yes | No | $2,302.96 | $3,309.45 | 9.685% | $667.92 | $667.92 | 8.250% | No | No | Not Employed | Non-Employment Income | US Citizen | $6,075.98 | 1 | $1,181.04 | $1,721.04 | $98.42 | $143.42 | 41.984% | 41.984% | 41.984% | 05/11/2026 | 731 | No | No | [Coborrower(s) - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,302.96 | 5.850% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 3.000% | [Redacted] | $28,000.37 | $706.11 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $10,472.85 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001556 | Safe Harbor QM (APOR) | Yes | No | $6,855.35 | $9,341.54 | 7.891% | $2,114.24 | $2,114.24 | 7.625% | No | No | Not Employed | Non-Employment Income | US Citizen | $4,978.06 | 1 | $5,804.88 | $1,951.56 | $483.74 | $162.63 | 49.958% | 49.958% | 49.958% | 04/29/2026 | 704 | No | No | [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - VA Service Related Disability]; Other - 2026 [Coborrower(s) - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $6,855.35 | 6.260% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 2.750% | [Redacted] | $258,690.83 | $1,196.15 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $9,144.49 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001684 | Safe Harbor QM (APOR) | Yes | No | $2,282.71 | $3,516.71 | 10.018% | $415.03 | $415.03 | 9.250% | No | No | Employed | US Citizen | $3,197.08 | 1 | $1,345.68 | $1,257.96 | $112.14 | $104.83 | 32.523% | 32.523% | 32.523% | 05/27/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,282.71 | 6.600% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $196,062.91 | $858.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001544 | Safe Harbor QM (APOR) | Yes | No | $3,872.70 | $4,829.89 | 9.345% | $1,279.59 | $1,279.59 | 8.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $3,988.43 | 1 | $4,559.40 | $3,844.44 | $379.95 | $320.37 | 45.701% | 45.701% | 45.701% | 04/24/2026 | 674 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,872.70 | 6.030% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $169,967.75 | $1,376.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,066.97 | No | No | No | No | 1 | 240 | AE | 04/01/2027 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001660 | Safe Harbor QM (APOR) | Yes | No | $3,988.83 | $6,058.83 | 8.161% | $781.47 | $781.47 | 7.625% | No | No | Employed | US Citizen | $5,089.47 | 1 | $2,394.48 | $2,070.00 | $199.54 | $172.50 | 33.142% | 33.142% | 33.142% | 05/21/2026 | 769 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,988.83 | 6.420% | $0.00 | None | N/A | No | 7.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $77,109.99 | $621.32 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001585 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $2,349.85 | 9.482% | $715.26 | $715.26 | 9.250% | No | No | Employed | US Citizen | $2,426.12 | 1 | $1,594.08 | $1,665.96 | $132.84 | $138.83 | 40.753% | 40.753% | 40.753% | 05/06/2026 | 667 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.320% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $88,004.23 | $681.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001638 | Safe Harbor QM (APOR) | Yes | No | $3,137.94 | $4,880.13 | 9.852% | $877.50 | $877.50 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $15,797.95 | 1 | $13,770.72 | $1,851.00 | $1,147.56 | $154.25 | 38.948% | 38.948% | 38.948% | 05/02/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,137.94 | 6.420% | $0.00 | 1.0 | None | N/A | No | 9.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $523,155.93 | $2,464.37 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $10,460.95 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001586 | Safe Harbor QM (APOR) | Yes | No | $4,137.56 | $6,100.52 | 8.807% | $1,028.13 | $1,028.13 | 8.375% | No | No | Employed | US Citizen | $7,754.15 | 1 | $3,596.28 | $2,743.44 | $299.69 | $228.62 | 31.736% | 31.736% | 31.736% | 05/05/2026 | 642 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,137.56 | 6.410% | $0.00 | None | N/A | No | 8.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $276,734.00 | $1,215.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001573 | Higher Priced QM (APOR) | Yes | No | $2,449.77 | $3,794.27 | 9.468% | $546.34 | $546.34 | 8.375% | No | No | Employed | US Citizen | $6,482.67 | 1 | $858.48 | $1,682.16 | $71.54 | $140.18 | 31.338% | 31.338% | 31.338% | 05/01/2026 | 717 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,449.77 | 5.700% | $0.00 | 1.9 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $129,041.00 | $673.71 | No | Individual | No | No | Fair Isaac (VER. 2) | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001658 | Safe Harbor QM (APOR) | Yes | No | $6,363.08 | $8,776.55 | 9.645% | $1,818.63 | $1,818.63 | 9.250% | No | No | Not Employed | Employed | US Citizen | $5,252.57 | 1 | $4,043.76 | $2,820.36 | $336.98 | $235.03 | 45.262% | 45.262% | 45.262% | 05/21/2026 | 674 | No | No | [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,363.08 | 6.420% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 2.875% | [Redacted] | $414,480.08 | $1,952.56 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Retail | No | $1,802.70 | $7,793.07 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001576 | Safe Harbor QM (APOR) | Yes | No | $2,033.57 | $3,410.61 | 9.783% | $552.32 | $552.32 | 9.250% | No | No | Employed | US Citizen | $3,035.68 | 1 | $3,383.76 | $4,042.92 | $281.98 | $336.91 | 47.325% | 47.325% | 47.325% | 05/04/2026 | 679 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $2,033.57 | 6.320% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $109,331.60 | $613.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001687 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $884.16 | 7.376% | $1,056.61 | $1,056.61 | 7.250% | No | No | Employed | US Citizen | $19,466.53 | 1 | $6,519.12 | $3,462.96 | $543.26 | $288.58 | 23.281% | 23.281% | 23.281% | 05/26/2026 | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 5.910% | $0.00 | None | N/A | No | 7.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $444,367.89 | $2,003.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001690 | N/A | No | No | $1,390.00 | $2,575.00 | 7.593% | $704.49 | $704.49 | 7.375% | No | No | Self-Employed | US Citizen | $4,912.31 | 1 | $7,958.76 | $1,691.52 | $663.23 | $140.96 | 41.439% | 41.439% | 41.439% | 05/15/2026 | 786 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Other - 2026 [Borrower - | Non-Primary Income - Wages]; Other - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,390.00 | 6.600% | $0.00 | None | N/A | No | 7.375% | 2 | 1 | 0 | 3 | 0 | 17.00 | No | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $307,991.00 | $2,050.60 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001541 | Non QM | Yes | No | $995.00 | $2,558.10 | 7.835% | $1,468.65 | $1,468.65 | 7.750% | No | No | Not Employed | Self-Employed | US Citizen | $15,104.77 | 1 | $2,997.60 | $1,580.04 | $249.80 | $131.67 | 34.305% | 34.305% | 34.305% | 04/21/2026 | 794 | No | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $995.00 | 6.300% | $0.00 | None | N/A | No | 7.750% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $554.00 | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 4.250% | [Redacted] | $219,080.00 | $1,180.66 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.77 | Retail | No | No | $22,992.12 | $0.00 | No | No | No | No | 7 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001589 | Safe Harbor QM (APOR) | Yes | No | $4,721.03 | $6,204.20 | 8.981% | $1,304.89 | $1,304.89 | 8.625% | No | No | Self-Employed | US Citizen | $4,377.90 | 1 | $1,212.00 | $1,806.36 | $101.00 | $150.53 | 33.832% | 33.832% | 33.832% | 05/05/2026 | 696 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,721.03 | 6.320% | $0.00 | None | N/A | No | 8.625% | 0 | 2 | 0 | 3 | 2 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $151,544.02 | $681.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001619 | N/A | No | No | $1,990.00 | $2,767.66 | 7.492% | $682.18 | $682.18 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $11,770.54 | 1 | $8,441.76 | $2,754.96 | $703.48 | $229.58 | 48.409% | 48.409% | 48.409% | 05/07/2026 | 781 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,990.00 | 6.410% | $0.00 | None | N/A | No | 7.250% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $133,333.16 | No | 29 | 25 | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $416,963.00 | $1,937.02 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 11.84 | Retail | No | No | $0.00 | $12,137.88 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001617 | Safe Harbor QM (APOR) | Yes | No | $3,075.50 | $5,660.79 | 7.600% | $1,023.26 | $1,023.26 | 7.250% | No | No | Employed | US Citizen | $7,403.58 | 1 | $6,469.80 | $3,144.96 | $539.15 | $262.08 | 29.675% | 29.675% | 29.675% | 05/06/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,075.50 | 6.410% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $287,436.00 | $1,299.64 | No | Individual | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001502 | N/A | No | No | $9,271.14 | $10,559.66 | 7.842% | $1,507.74 | $1,507.74 | 7.375% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $7,205.01 | 1 | $3,224.40 | $835.20 | $268.70 | $69.60 | 47.188% | 47.188% | 47.188% | 03/24/2026 | 792 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $9,271.14 | 6.220% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $150,677.66 | $808.45 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $1,314.31 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001620 | Higher Priced QM (APOR) | Yes | No | $2,047.79 | $3,533.00 | 9.695% | $707.16 | $707.16 | 8.375% | No | No | Employed | US Citizen | $2,028.12 | 1 | $1,805.16 | $2,040.96 | $150.43 | $170.08 | 49.930% | 49.930% | 49.930% | 05/13/2026 | 663 | No | No | [Borrower - | Primary Income - Wages]; Borrower Attestation of Employment - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,047.79 | 5.850% | $0.00 | None | N/A | No | 8.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $102,597.07 | $924.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001716 | Safe Harbor QM (APOR) | Yes | No | $4,134.70 | $5,557.43 | 9.699% | $854.31 | $854.31 | 9.125% | No | No | Employed | US Citizen | $8,193.09 | 1 | $1,632.96 | $3,884.52 | $136.08 | $323.71 | 26.026% | 26.026% | 26.026% | 06/01/2026 | 678 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,134.70 | 6.520% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $190,814.65 | $959.61 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001655 | Safe Harbor QM (APOR) | Yes | No | $1,520.22 | $3,633.97 | 7.620% | $1,216.70 | $1,216.70 | 7.375% | No | No | Employed | US Citizen | $4,827.47 | 1 | $3,427.56 | $2,034.00 | $285.63 | $169.50 | 46.902% | 46.902% | 46.902% | 05/21/2026 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,520.22 | 6.150% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $82,770.53 | $1,231.03 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001708 | Safe Harbor QM (APOR) | Yes | No | $1,929.85 | $3,063.09 | 9.419% | $326.18 | $326.18 | 8.625% | No | No | Employed | US Citizen | $5,819.99 | 1 | $3,777.00 | $2,660.52 | $314.75 | $221.71 | 28.573% | 28.573% | 28.573% | 05/30/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,929.85 | 6.520% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $258,339.00 | $1,240.34 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001546 | Non QM | Yes | No | $500.00 | $1,559.51 | 9.103% | $287.78 | $287.78 | 8.625% | No | No | Employed | US Citizen | $2,156.30 | 1 | $2,817.96 | $993.00 | $234.83 | $82.75 | 36.179% | 36.179% | 36.179% | 04/26/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.300% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 4 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.000% | [Redacted] | $83,911.08 | $0.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001682 | Safe Harbor QM (APOR) | Yes | No | $2,956.00 | $4,481.03 | 9.089% | $777.79 | $777.79 | 8.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,883.64 | 1 | $10,858.80 | $1,230.96 | $904.90 | $102.58 | 43.528% | 43.528% | 43.528% | 05/26/2026 | 711 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,956.00 | 6.600% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 1 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $471,379.52 | $1,208.15 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $3,134.66 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001667 | N/A | No | No | $1,590.00 | $5,475.21 | 8.454% | $3,557.65 | $3,557.65 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $14,187.26 | 1 | $12,114.24 | $1,914.00 | $1,009.52 | $159.50 | 49.793% | 49.793% | 49.793% | 04/27/2026 | 787 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,590.00 | 6.420% | $0.00 | 1.0 | None | Yes | No | 8.375% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 28 | 29 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $161,931.73 | $1,888.74 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $13,750.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001640 | Safe Harbor QM (APOR) | Yes | No | $2,697.74 | $4,003.64 | 9.364% | $458.90 | $458.90 | 8.625% | No | No | Non-Employment Income | US Citizen | $1,734.04 | 1 | $3,262.20 | $1,519.44 | $271.85 | $126.62 | 49.980% | 49.980% | 49.980% | 05/18/2026 | 692 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,697.74 | 6.420% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $76,949.83 | $495.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001492 | Safe Harbor QM (APOR) | Yes | No | $2,195.35 | $2,997.63 | 8.784% | $626.31 | $626.31 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $6,808.18 | 1 | $13,039.92 | $1,952.04 | $1,086.66 | $162.67 | 49.289% | 49.289% | 49.289% | 03/13/2026 | 642 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,195.35 | 6.120% | $0.00 | None | N/A | No | 8.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $374,494.06 | $1,771.77 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,518.93 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001729 | Non QM | Yes | No | $1,379.75 | $2,403.04 | 9.883% | $298.39 | $298.39 | 7.625% | No | No | Non-Employment Income | US Citizen | $5,771.76 | 1 | $3,536.28 | $2,433.96 | $294.69 | $202.83 | 29.449% | 29.449% | 29.449% | 06/02/2026 | 780 | No | No | [Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,379.75 | 6.020% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.990% | [Redacted] | $207,699.73 | $1,550.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001739 | Safe Harbor QM (APOR) | Yes | No | $854.16 | $1,901.63 | 9.668% | $394.88 | $394.88 | 9.250% | No | No | Employed | US Citizen | $4,001.02 | 1 | $7,845.00 | $2,955.00 | $653.75 | $246.25 | 41.205% | 41.205% | 41.205% | 06/03/2026 | 704 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $854.16 | 6.520% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $222,097.91 | $1,349.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001683 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,628.34 | 9.458% | $1,188.30 | $1,188.30 | 9.375% | No | No | Employed | US Citizen | $3,664.38 | 1 | $7,232.76 | $3,329.04 | $602.73 | $277.42 | 47.652% | 47.652% | 47.652% | 05/26/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.600% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.800% | [Redacted] | $158,466.18 | $1,051.15 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001525 | Safe Harbor QM (APOR) | Yes | No | $4,133.57 | $5,760.35 | 9.514% | $777.70 | $777.70 | 8.875% | No | No | Non-Employment Income | Employed | US Citizen | Permanent Resident Alien | $8,466.97 | 1 | $2,280.72 | $3,123.96 | $190.06 | $260.33 | 27.566% | 27.566% | 27.566% | 04/14/2026 | 665 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,133.57 | 6.260% | $0.00 | None | N/A | No | 8.875% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $343,492.40 | $1,567.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | Retail | No | $2,875.02 | $5,000.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001795 | Non QM | Yes | No | $3,235.00 | $4,021.31 | 8.910% | $822.74 | $822.74 | 8.500% | No | No | Employed | US Citizen | $4,009.40 | 1 | $4,320.00 | $2,504.76 | $360.00 | $208.73 | 44.550% | 44.550% | 44.550% | 03/04/2026 | 778 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,235.00 | 6.260% | $0.00 | 1.9 | None | N/A | No | 8.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $77,885.44 | $758.52 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001722 | Safe Harbor QM (APOR) | Yes | No | $3,504.54 | $4,629.11 | 9.852% | $693.55 | $693.55 | 9.250% | No | No | Employed | US Citizen | $3,796.47 | 1 | $5,026.92 | $1,200.96 | $418.91 | $100.08 | 43.395% | 43.395% | 43.395% | 06/02/2026 | 692 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,504.54 | 6.520% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $336,022.00 | $1,697.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001702 | Non QM | Yes | No | $3,050.28 | $4,604.52 | 9.855% | $856.70 | $856.70 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $10,602.95 | 1 | $9,960.84 | $2,446.44 | $830.07 | $203.87 | 39.399% | 39.399% | 39.399% | 05/29/2026 | 664 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,050.28 | 6.600% | $0.00 | None | N/A | No | 9.375% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 11 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $437,962.68 | $2,625.61 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $9,162.45 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001723 | Safe Harbor QM (APOR) | Yes | No | $4,137.68 | $5,648.47 | 9.835% | $1,096.83 | $1,096.83 | 9.375% | No | No | Employed | US Citizen | $5,972.47 | 1 | $1,413.60 | $4,645.08 | $117.80 | $387.09 | 30.493% | 30.493% | 30.493% | 06/02/2026 | 700 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,137.68 | 6.520% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $180,530.80 | $870.42 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001706 | Higher Priced QM (APOR) | Yes | No | $1,809.20 | $2,957.27 | 10.949% | $519.81 | $519.81 | 9.250% | No | No | Employed | US Citizen | $5,495.96 | 1 | $2,712.72 | $3,987.00 | $226.06 | $332.25 | 26.480% | 26.480% | 26.480% | 05/29/2026 | 668 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,809.20 | 5.910% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $144,267.31 | $886.42 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001601 | Higher Priced QM (APOR) | Yes | No | $1,756.25 | $2,933.80 | 9.907% | $490.61 | $490.61 | 8.250% | No | No | Employed | US Citizen | $6,786.41 | 1 | $4,694.16 | $1,282.08 | $391.18 | $106.84 | 42.548% | 42.548% | 42.548% | 05/11/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,756.25 | 5.850% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $184,551.73 | $1,138.01 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001731 | Safe Harbor QM (APOR) | Yes | No | $3,479.14 | $5,030.77 | 9.625% | $593.69 | $593.69 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,983.95 | 1 | $1,732.44 | $1,139.04 | $144.37 | $94.92 | 47.087% | 47.087% | 47.087% | 06/02/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,479.14 | 6.520% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 29 | 5 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $298,035.00 | $1,482.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,510.60 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001675 | Non QM | Yes | No | $4,274.75 | $6,330.16 | 9.891% | $1,629.32 | $1,629.32 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $9,928.37 | 1 | $3,630.72 | $3,128.04 | $302.56 | $260.67 | 38.466% | 38.466% | 38.466% | 05/24/2026 | 736 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,274.75 | 5.900% | $0.00 | 2.1 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.490% | [Redacted] | $132,101.94 | $1,047.35 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,191.50 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001718 | Higher Priced QM (APOR) | Yes | No | $1,893.68 | $3,056.93 | 10.076% | $347.39 | $347.39 | 9.250% | No | No | Employed | US Citizen | $4,447.60 | 1 | $955.44 | $2,457.00 | $79.62 | $204.75 | 33.286% | 33.286% | 33.286% | 06/01/2026 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,893.68 | 6.520% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $171,124.73 | $819.30 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001566 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $0.00 | 9.189% | $954.30 | $954.30 | 9.250% | No | No | Employed | US Citizen | $4,722.04 | 1 | $9,710.64 | $2,409.00 | $809.22 | $200.75 | 47.964% | 47.964% | 47.964% | 04/30/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.260% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $477,798.68 | $2,195.20 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001689 | Safe Harbor QM (APOR) | Yes | No | $3,358.52 | $4,720.28 | 8.516% | $974.43 | $974.43 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $11,523.09 | 1 | $6,207.72 | $2,572.20 | $517.31 | $214.35 | 38.050% | 38.050% | 38.050% | 05/26/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,358.52 | 5.910% | $0.00 | None | N/A | No | 7.250% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $278,708.78 | $1,306.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,078.11 | No | No | No | No | 1 | 120 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001733 | Higher Priced QM (APOR) | Yes | No | $1,370.50 | $2,454.14 | 10.196% | $301.67 | $301.67 | 7.875% | No | No | Employed | US Citizen | $6,004.53 | 1 | $2,075.40 | $1,167.00 | $172.95 | $97.25 | 33.405% | 33.405% | 33.405% | 06/03/2026 | 695 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,370.50 | 5.980% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $3,116.27 | $353.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001530 | Higher Priced QM (APOR) | Yes | No | $2,415.74 | $3,682.73 | 9.936% | $600.52 | $600.52 | 9.375% | No | No | Employed | US Citizen | $3,987.56 | 1 | $2,118.48 | $636.00 | $176.54 | $53.00 | 46.005% | 46.005% | 46.005% | 04/16/2026 | 736 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,415.74 | 6.370% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $188,641.58 | $956.47 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001599 | Higher Priced QM (APOR) | Yes | No | $3,711.74 | $5,033.29 | 9.948% | $653.70 | $653.70 | 9.250% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $3,939.81 | 1 | $4,967.64 | $2,917.92 | $413.97 | $243.16 | 43.718% | 43.718% | 43.718% | 05/10/2026 | 640 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,711.74 | 6.320% | $0.00 | None | No | No | 9.250% | 2 | 0 | 1 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $310,761.32 | $1,540.71 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $2,642.83 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001602 | Non QM | Yes | No | $2,835.98 | $4,665.31 | 10.215% | $919.44 | $919.44 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $7,771.05 | 1 | $5,723.52 | $6,648.96 | $476.96 | $554.08 | 40.735% | 40.735% | 40.735% | 05/08/2026 | 658 | No | No | [Borrower - | Primary Income - Wages]; Borrower Attestation of Employment - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,835.98 | 5.860% | $0.00 | 1.0 | None | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 29 | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $199,757.54 | $1,027.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,652.69 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001726 | Safe Harbor QM (APOR) | Yes | No | $2,861.66 | $4,310.80 | 9.921% | $589.54 | $589.54 | 9.250% | No | No | Employed | US Citizen | $2,837.43 | 1 | $4,035.48 | $2,257.20 | $336.29 | $188.10 | 49.981% | 49.981% | 49.981% | 06/02/2026 | 674 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,861.66 | 6.520% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.670% | [Redacted] | $483,530.00 | $1,330.38 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001625 | Higher Priced QM (APOR) | Yes | No | $1,594.39 | $2,874.49 | 10.329% | $384.17 | $384.17 | 9.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,715.41 | 1 | $1,025.04 | $3,004.56 | $85.42 | $250.38 | 47.083% | 47.083% | 47.083% | 05/14/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,594.39 | 6.100% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 7.625% | [Redacted] | $301,279.70 | $2,169.39 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001664 | Safe Harbor QM (APOR) | Yes | No | $1,399.91 | $3,238.72 | 8.146% | $2,380.60 | $2,380.60 | 7.875% | No | No | Employed | US Citizen | $6,769.31 | 1 | $7,617.12 | $1,442.04 | $634.76 | $120.17 | 41.754% | 41.754% | 41.754% | 05/22/2026 | 731 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,399.91 | 5.820% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $117,102.32 | $1,179.16 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001535 | Safe Harbor QM (APOR) | Yes | No | $2,346.80 | $3,906.31 | 9.775% | $528.86 | $528.86 | 9.125% | No | No | Employed | US Citizen | $2,578.32 | 1 | $3,655.08 | $1,622.52 | $304.59 | $135.21 | 47.256% | 47.256% | 47.256% | 04/20/2026 | 641 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,346.80 | 6.300% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $204,483.14 | $917.37 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001649 | Safe Harbor QM (APOR) | Yes | No | $3,743.32 | $5,209.08 | 8.326% | $815.35 | $815.35 | 7.875% | No | No | Employed | US Citizen | $3,513.83 | 1 | $3,097.80 | $4,763.04 | $258.15 | $396.92 | 43.531% | 43.531% | 43.531% | 05/20/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,743.32 | 6.520% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | 33 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $245,737.78 | $1,178.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001728 | Safe Harbor QM (APOR) | Yes | No | $5,218.34 | $6,931.20 | 9.638% | $1,536.84 | $1,536.84 | 9.250% | No | No | Employed | US Citizen | $7,442.68 | 1 | $7,196.76 | $2,211.96 | $599.73 | $184.33 | 45.975% | 45.975% | 45.975% | 06/02/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,218.34 | 6.520% | $0.00 | 1.9 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $304,467.06 | $1,358.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001592 | Safe Harbor QM (APOR) | Yes | No | $2,722.55 | $4,123.80 | 9.627% | $931.87 | $931.87 | 9.250% | No | No | Non-Employment Income | US Citizen | $9,143.33 | 1 | $1,872.00 | $4,083.00 | $156.00 | $340.25 | 29.329% | 29.329% | 29.329% | 05/07/2026 | 681 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Trust Income]; Account Statements - 2026 [Borrower - | Non-Primary Income - Trust Income]; Other - 2026 [Borrower - | Non-Primary Income - Trust Income]; Other - 2026 [Borrower - | Non-Primary Income - Trust Income]; Trust Agreement - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,722.55 | 6.320% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $75,082.37 | $1,111.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001787 | Safe Harbor QM (APOR) | Yes | No | $722.41 | $1,743.67 | 8.854% | $264.21 | $264.21 | 7.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,823.21 | 1 | $5,327.04 | $1,106.04 | $443.92 | $92.17 | 32.902% | 32.902% | 32.902% | 03/24/2026 | 807 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $722.41 | 5.730% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $144,920.87 | $665.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $3,117.69 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001639 | Higher Priced QM (APOR) | Yes | No | $2,087.17 | $3,340.36 | 10.038% | $387.18 | $387.18 | 9.250% | No | No | Employed | US Citizen | $4,353.26 | 1 | $3,212.76 | $1,013.04 | $267.73 | $84.42 | 41.609% | 41.609% | 41.609% | 05/19/2026 | 663 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,087.17 | 6.420% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 5 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $165,367.49 | $951.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001663 | Safe Harbor QM (APOR) | Yes | No | $2,359.74 | $3,565.64 | 9.898% | $414.87 | $414.87 | 9.125% | No | No | Employed | Not Employed | US Citizen | US Citizen | $3,727.33 | 1 | $2,990.04 | $6,634.68 | $249.17 | $552.89 | 49.383% | 49.383% | 49.383% | 05/22/2026 | 716 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,359.74 | 6.420% | $0.00 | None | N/A | No | 9.125% | 1 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $10,809.27 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $136,894.65 | $730.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 5.55 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 03/18/2027 | $188,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001699 | Safe Harbor QM (APOR) | Yes | No | $2,324.79 | $3,541.42 | 10.011% | $426.50 | $426.50 | 9.250% | No | No | Non-Employment Income | US Citizen | $5,784.09 | 1 | $2,420.52 | $1,692.96 | $201.71 | $141.08 | 31.223% | 31.223% | 31.223% | 05/28/2026 | 668 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,324.79 | 6.600% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $211,986.37 | $1,015.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001574 | Safe Harbor QM (APOR) | Yes | No | $4,012.61 | $5,921.11 | 9.705% | $881.12 | $881.12 | 9.125% | No | No | Employed | US Citizen | $4,962.34 | 1 | $3,483.48 | $2,493.36 | $290.29 | $207.78 | 38.547% | 38.547% | 38.547% | 05/03/2026 | 650 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,012.61 | 6.320% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $261,833.38 | $1,288.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001694 | Safe Harbor QM (APOR) | Yes | No | $2,121.88 | $3,746.60 | 9.590% | $728.91 | $728.91 | 8.750% | No | No | Employed | US Citizen | $3,918.86 | 1 | $3,717.60 | $2,160.00 | $309.80 | $180.00 | 32.611% | 32.611% | 32.611% | 05/28/2026 | 729 | No | No | [Borrower - | Primary Income - Wages]; Borrower Attestation of Employment - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,121.88 | 6.090% | $0.00 | None | N/A | No | 8.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $146,220.38 | $677.68 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001636 | Safe Harbor QM (APOR) | Yes | No | $3,984.52 | $6,264.40 | 9.217% | $860.32 | $860.32 | 8.625% | No | No | Employed | US Citizen | $4,275.08 | 1 | $4,903.20 | $1,518.96 | $408.60 | $126.58 | 29.588% | 29.588% | 29.588% | 03/30/2026 | 651 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,984.52 | 6.420% | $0.00 | 2.0 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.750% | [Redacted] | $236,082.73 | $0.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 47.82 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001744 | Safe Harbor QM (APOR) | Yes | No | $598.63 | $2,155.97 | 9.783% | $296.13 | $296.13 | 9.125% | No | No | Non-Employment Income | US Citizen | $1,447.14 | 1 | $1,010.28 | $4,989.00 | $84.19 | $415.75 | 44.436% | 44.436% | 44.436% | 06/04/2026 | 672 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $598.63 | 6.520% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $61,017.75 | $331.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001666 | Safe Harbor QM (APOR) | Yes | No | $4,962.84 | $6,751.09 | 8.209% | $1,449.52 | $1,449.52 | 7.750% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,463.33 | 1 | $5,075.64 | $2,455.32 | $422.97 | $204.61 | 46.827% | 46.827% | 46.827% | 05/22/2026 | 646 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,962.84 | 6.150% | $0.00 | None | N/A | No | 7.750% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 7.450% | [Redacted] | $146,622.74 | $1,725.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,863.67 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001659 | Higher Priced QM (APOR) | Yes | No | $1,752.18 | $2,951.11 | 9.995% | $309.50 | $309.50 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $7,208.63 | 1 | $732.36 | $3,353.04 | $61.03 | $279.42 | 23.613% | 23.613% | 23.613% | 05/21/2026 | 675 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,752.18 | 6.420% | $0.00 | None | N/A | No | 9.125% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $126,621.10 | $606.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $4,641.87 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001665 | Higher Priced QM (APOR) | Yes | No | $3,253.61 | $4,499.70 | 9.976% | $575.87 | $575.87 | 9.250% | No | No | Employed | US Citizen | $1,991.90 | 1 | $0.00 | $3,851.04 | $0.00 | $320.92 | 47.100% | 47.100% | 47.100% | 05/22/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,253.61 | 6.420% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.350% | [Redacted] | $153,351.13 | $876.71 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001652 | Safe Harbor QM (APOR) | Yes | No | $1,474.50 | $2,683.38 | 9.917% | $312.35 | $312.35 | 9.125% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $3,095.25 | 1 | $3,434.04 | $1,175.52 | $286.17 | $97.96 | 47.615% | 47.615% | 47.615% | 05/20/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,474.50 | 6.420% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $158,836.59 | $757.11 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $2,504.27 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001536 | Safe Harbor QM (APOR) | Yes | No | $4,135.95 | $5,370.23 | 9.657% | $711.60 | $711.60 | 9.000% | No | No | Non-Employment Income | US Citizen | $9,717.74 | 1 | $2,502.00 | $1,864.44 | $208.50 | $155.37 | 19.259% | 19.259% | 19.259% | 04/21/2026 | 650 | No | No | [Borrower - | Primary Income - Annuity]; 1099 - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,135.95 | 6.520% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.000% | [Redacted] | $148,662.34 | $1,242.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001611 | Safe Harbor QM (APOR) | Yes | No | $2,725.25 | $3,384.35 | 8.041% | $566.23 | $566.23 | 7.625% | No | No | Employed | US Citizen | $6,827.42 | 1 | $6,490.80 | $2,144.16 | $540.90 | $178.68 | 36.257% | 36.257% | 36.257% | 05/08/2026 | 743 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,725.25 | 6.410% | $0.00 | 1.1 | None | N/A | No | 7.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 1 | Yes | Short Form | Fee Simple | Individual | Individually and as Trustee | 1 | [Redacted] | 2.990% | [Redacted] | $306,928.99 | $1,431.63 | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001676 | Safe Harbor QM (APOR) | Yes | No | $7,797.51 | $10,361.04 | 8.089% | $2,204.23 | $2,204.23 | 7.625% | No | No | Employed | US Citizen | $7,692.15 | 1 | $9,383.52 | $3,564.96 | $781.96 | $297.08 | 47.056% | 47.056% | 47.056% | 05/25/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $7,797.51 | 6.250% | $0.00 | None | N/A | No | 7.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $265,867.16 | $2,612.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001704 | Safe Harbor QM (APOR) | Yes | No | $9,147.23 | $12,100.03 | 9.488% | $4,108.46 | $4,108.46 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $23,299.23 | 1 | $31,032.60 | $7,851.48 | $2,586.05 | $654.29 | 49.123% | 49.123% | 49.123% | 06/01/2026 | 654 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $9,147.23 | 6.600% | $0.00 | 1.1 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 7.000% | [Redacted] | $899,440.01 | $8,597.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $28,750.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001681 | Safe Harbor QM (APOR) | Yes | No | $1,976.27 | $3,193.40 | 9.955% | $348.88 | $348.88 | 9.125% | No | No | Employed | US Citizen | $2,219.49 | 1 | $1,513.08 | $3,728.76 | $126.09 | $310.73 | 49.036% | 49.036% | 49.036% | 05/26/2026 | 715 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,976.27 | 6.600% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $247,607.73 | $1,190.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001646 | Safe Harbor QM (APOR) | Yes | No | $3,458.54 | $5,130.34 | 8.637% | $1,183.61 | $1,183.61 | 7.500% | No | No | Employed | US Citizen | $8,265.38 | 1 | $8,983.20 | $2,952.96 | $748.60 | $246.08 | 35.481% | 35.481% | 35.481% | 05/19/2026 | 758 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,458.54 | 5.820% | $0.00 | None | N/A | No | 7.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.300% | [Redacted] | $301,958.81 | $1,817.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001657 | Safe Harbor QM (APOR) | Yes | No | $3,995.10 | $5,621.80 | 7.523% | $1,245.70 | $1,245.70 | 7.250% | No | No | Employed | US Citizen | $4,190.39 | 1 | $12,804.24 | $1,959.96 | $1,067.02 | $163.33 | 45.842% | 45.842% | 45.842% | 05/21/2026 | 721 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,995.10 | 6.420% | $0.00 | None | N/A | No | 7.250% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $222,684.63 | $1,070.94 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001669 | Higher Priced QM (APOR) | Yes | No | $2,471.57 | $3,752.56 | 10.188% | $502.81 | $502.81 | 9.250% | No | No | Employed | US Citizen | $2,877.46 | 1 | $2,223.12 | $1,820.04 | $185.26 | $151.67 | 42.451% | 42.451% | 42.451% | 05/25/2026 | 661 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,471.57 | 6.250% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $89,228.42 | $898.77 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001637 | Higher Priced QM (APOR) | Yes | No | $1,234.45 | $1,930.44 | 9.805% | $274.49 | $274.49 | 8.625% | No | No | Employed | US Citizen | $2,472.19 | 1 | $1,052.04 | $2,544.48 | $87.67 | $212.04 | 28.335% | 28.335% | 28.335% | 05/18/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,234.45 | 5.900% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $39,876.73 | $403.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001743 | Safe Harbor QM (APOR) | Yes | No | $7,125.74 | $8,910.95 | 9.375% | $1,984.15 | $1,984.15 | 9.000% | No | No | Employed | US Citizen | $9,215.60 | 1 | $3,983.28 | $1,659.96 | $331.94 | $138.33 | 46.928% | 46.928% | 46.928% | 06/04/2026 | 682 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $7,125.74 | 6.510% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $145,930.17 | $865.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001651 | Safe Harbor QM (APOR) | Yes | No | $11,291.28 | $14,210.86 | 7.676% | $2,963.00 | $2,963.00 | 7.375% | No | No | Not Employed | Employed | US Citizen | US Citizen | $12,556.87 | 1 | $34,458.00 | $6,360.00 | $2,871.50 | $530.00 | 46.185% | 46.185% | 46.185% | 05/20/2026 | 727 | No | No | [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $11,291.28 | 6.420% | $0.00 | 1.0 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $1,255.26 | No | Yes | Final | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 5.500% | [Redacted] | $474,716.25 | $2,838.95 | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0.12 | Retail | No | $0.00 | $23,333.32 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001738 | Safe Harbor QM (APOR) | Yes | No | $2,330.96 | $3,112.12 | 9.929% | $424.92 | $424.92 | 9.250% | No | No | Employed | US Citizen | $3,422.06 | 1 | $1,929.96 | $1,473.00 | $160.83 | $122.75 | 35.070% | 35.070% | 35.070% | 06/03/2026 | 675 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $2,330.96 | 6.520% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $53,238.56 | $357.84 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001762 | Higher Priced QM (APOR) | Yes | No | $1,384.44 | $2,400.42 | 11.105% | $398.71 | $398.71 | 9.250% | No | No | Employed | US Citizen | $4,962.89 | 1 | $5,594.28 | $2,948.04 | $466.19 | $245.67 | 44.597% | 44.597% | 44.597% | 06/08/2026 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,384.44 | 5.980% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $228,967.87 | $1,097.93 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001691 | Safe Harbor QM (APOR) | Yes | No | $2,525.20 | $3,774.35 | 8.889% | $583.06 | $583.06 | 8.375% | No | No | Employed | US Citizen | $3,565.39 | 1 | $7,556.16 | $1,493.04 | $629.68 | $124.42 | 40.706% | 40.706% | 40.706% | 05/27/2026 | 741 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 2 | 0 | 0 | [Redacted] | $2,525.20 | 6.600% | $0.00 | None | N/A | No | 8.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $175,074.96 | $1,110.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001705 | Safe Harbor QM (APOR) | Yes | No | $2,595.39 | $3,892.58 | 8.308% | $907.09 | $907.09 | 8.000% | No | No | Employed | US Citizen | $3,949.39 | 1 | $3,224.04 | $2,658.48 | $268.67 | $221.54 | 36.042% | 36.042% | 36.042% | 05/29/2026 | 814 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,595.39 | 6.600% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $163,649.20 | $758.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001703 | Safe Harbor QM (APOR) | Yes | No | $1,766.32 | $2,877.38 | 9.330% | $294.89 | $294.89 | 8.500% | No | No | Non-Employment Income | US Citizen | $1,275.36 | 1 | $883.56 | $2,856.96 | $73.63 | $238.08 | 46.423% | 46.423% | 46.423% | 05/19/2026 | 710 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,766.32 | 6.600% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.990% | [Redacted] | $74,104.00 | $498.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001534 | Non QM | Yes | No | $6,230.76 | $8,074.29 | 9.647% | $1,779.37 | $1,779.37 | 9.250% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $3,930.03 | 1 | $6,960.96 | $2,771.16 | $580.08 | $230.93 | 49.546% | 49.546% | 49.546% | 04/20/2026 | 717 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,230.76 | 6.300% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $202,593.47 | $1,022.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $3,057.63 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001671 | Safe Harbor QM (APOR) | Yes | No | $3,345.82 | $4,947.87 | 8.077% | $1,011.08 | $1,011.08 | 7.750% | No | No | Employed | US Citizen | $4,419.19 | 1 | $3,284.52 | $4,100.52 | $273.71 | $341.71 | 38.571% | 38.571% | 38.571% | 05/24/2026 | 740 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,345.82 | 6.420% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $184,392.19 | $1,118.27 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001693 | Non QM | Yes | No | $4,594.08 | $6,237.97 | 8.124% | $1,141.75 | $1,141.75 | 7.750% | No | No | Not Employed | Employed | US Citizen | US Citizen | $4,906.94 | 1 | $3,043.20 | $734.04 | $253.60 | $61.17 | 38.854% | 38.854% | 38.854% | 05/28/2026 | 747 | No | No | [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,594.08 | 6.600% | $0.00 | None | N/A | No | 7.750% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $140,818.57 | $731.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,024.94 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001707 | Safe Harbor QM (APOR) | Yes | No | $4,094.00 | $5,217.79 | 9.406% | $843.37 | $843.37 | 8.875% | No | No | Employed | US Citizen | $3,661.36 | 1 | $5,925.72 | $1,683.96 | $493.81 | $140.33 | 45.206% | 45.206% | 45.206% | 05/31/2026 | 664 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,094.00 | 6.520% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $304,875.45 | $1,503.13 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001740 | Safe Harbor QM (APOR) | Yes | No | $2,432.29 | $3,582.11 | 9.859% | $539.04 | $539.04 | 9.250% | No | No | Employed | US Citizen | $2,085.60 | 1 | $1,461.60 | $2,051.04 | $121.80 | $170.92 | 42.703% | 42.703% | 42.703% | 06/03/2026 | 685 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,432.29 | 6.520% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $132,591.59 | $657.64 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001745 | Higher Priced QM (APOR) | Yes | No | $1,783.75 | $2,918.26 | 10.290% | $366.35 | $366.35 | 9.250% | No | No | Employed | US Citizen | $5,540.40 | 1 | $1,936.68 | $990.96 | $161.39 | $82.58 | 41.566% | 41.566% | 41.566% | 06/04/2026 | 666 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,783.75 | 6.280% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $288,402.77 | $1,624.67 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001727 | Safe Harbor QM (APOR) | Yes | No | $3,108.68 | $4,081.21 | 9.904% | $575.79 | $575.79 | 9.250% | No | No | Non-Employment Income | US Citizen | $2,003.90 | 1 | $1,700.64 | $1,161.96 | $141.72 | $96.83 | 49.596% | 49.596% | 49.596% | 06/02/2026 | 707 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Other - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,108.68 | 6.520% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $263,575.31 | $1,157.47 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001648 | Safe Harbor QM (APOR) | Yes | No | $2,291.93 | $3,544.19 | 9.797% | $480.04 | $480.04 | 9.125% | No | No | Employed | US Citizen | $1,841.41 | 1 | $651.36 | $897.96 | $54.28 | $74.83 | 44.087% | 44.087% | 44.087% | 05/19/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,291.93 | 6.420% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $133,792.98 | $756.77 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001748 | Safe Harbor QM (APOR) | Yes | No | $1,474.48 | $2,765.95 | 9.791% | $374.30 | $374.30 | 9.125% | No | No | Employed | US Citizen | $3,522.26 | 1 | $5,416.56 | $969.00 | $451.38 | $80.75 | 47.519% | 47.519% | 47.519% | 06/04/2026 | 735 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $1,474.48 | 6.520% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $251,826.06 | $1,279.78 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001700 | Higher Priced QM (APOR) | Yes | No | $1,120.38 | $2,187.11 | 10.533% | $255.82 | $255.82 | 9.375% | No | No | Employed | US Citizen | $3,060.06 | 1 | $380.04 | $1,506.96 | $31.67 | $125.58 | 46.489% | 46.489% | 46.489% | 05/28/2026 | 729 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,120.38 | 6.250% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.999% | [Redacted] | $142,492.47 | $910.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001697 | Higher Priced QM (APOR) | Yes | No | $1,506.63 | $2,537.21 | 10.331% | $311.74 | $311.74 | 9.250% | No | No | Non-Employment Income | US Citizen | $2,107.58 | 1 | $1,395.96 | $1,845.96 | $116.33 | $153.83 | 42.406% | 42.406% | 42.406% | 05/28/2026 | 667 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,506.63 | 6.250% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $130,015.11 | $853.29 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001578 | Higher Priced QM (APOR) | Yes | No | $1,270.75 | $2,320.63 | 10.668% | $315.17 | $315.17 | 8.500% | No | No | Employed | US Citizen | $4,511.15 | 1 | $1,281.24 | $2,063.64 | $106.77 | $171.97 | 39.216% | 39.216% | 39.216% | 05/02/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,270.75 | 5.890% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $197,373.30 | $1,202.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001645 | Safe Harbor QM (APOR) | Yes | No | $4,136.21 | $5,571.00 | 9.010% | $882.71 | $882.71 | 8.500% | No | No | Employed | US Citizen | $5,201.10 | 1 | $3,329.28 | $2,994.00 | $277.44 | $249.50 | 48.088% | 48.088% | 48.088% | 05/19/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,136.21 | 6.420% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $163,627.67 | $921.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001580 | Higher Priced QM (APOR) | Yes | No | $3,195.21 | $4,392.83 | 10.130% | $641.11 | $641.11 | 9.250% | No | No | Employed | US Citizen | $3,635.93 | 1 | $982.92 | $1,371.96 | $81.91 | $114.33 | 40.525% | 40.525% | 40.525% | 05/04/2026 | 640 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,195.21 | 6.020% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.125% | [Redacted] | $79,844.09 | $486.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001721 | Safe Harbor QM (APOR) | Yes | No | $2,009.40 | $3,294.73 | 9.672% | $534.26 | $534.26 | 9.125% | No | No | Employed | US Citizen | $2,541.67 | 1 | $2,455.68 | $2,535.00 | $204.64 | $211.25 | 42.453% | 42.453% | 42.453% | 06/02/2026 | 650 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,009.40 | 6.520% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 0 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $88,321.88 | $576.42 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001734 | Safe Harbor QM (APOR) | Yes | No | $4,138.16 | $5,250.90 | 8.371% | $894.83 | $894.83 | 7.750% | No | No | Employed | US Citizen | $8,482.18 | 1 | $6,485.64 | $2,361.72 | $540.47 | $196.81 | 32.159% | 32.159% | 32.159% | 06/03/2026 | 741 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,138.16 | 6.280% | $0.00 | None | N/A | No | 7.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $284,280.63 | $1,641.66 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001766 | Higher Priced QM (APOR) | Yes | No | $1,305.92 | $2,318.25 | 10.394% | $270.56 | $270.56 | 9.250% | No | No | Employed | US Citizen | $6,405.48 | 1 | $7,086.84 | $1,211.04 | $590.57 | $100.92 | 33.162% | 33.162% | 33.162% | 06/08/2026 | 655 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,305.92 | 6.220% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $238,108.56 | $1,328.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001584 | Safe Harbor QM (APOR) | Yes | No | $3,878.35 | $5,026.70 | 7.979% | $746.36 | $746.36 | 7.500% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $3,808.28 | 1 | $8,185.20 | $3,805.68 | $682.10 | $317.14 | 49.387% | 49.387% | 49.387% | 05/06/2026 | 692 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,878.35 | 6.320% | $0.00 | None | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $396,421.65 | $1,742.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Retail | No | $1,604.91 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001756 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $2,024.43 | 8.454% | $1,440.42 | $1,440.42 | 8.125% | No | No | Employed | US Citizen | $6,182.96 | 1 | $12,662.04 | $2,488.44 | $1,055.17 | $207.37 | 47.435% | 47.435% | 47.435% | 06/05/2026 | 775 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 5.980% | $0.00 | None | N/A | No | 8.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $541,925.44 | $2,576.48 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001678 | Safe Harbor QM (APOR) | Yes | No | $895.00 | $1,677.47 | 7.949% | $1,232.62 | $1,232.62 | 7.875% | No | No | Employed | US Citizen | $4,061.46 | 1 | $9,686.28 | $1,496.04 | $807.19 | $124.67 | 45.854% | 45.854% | 45.854% | 05/27/2026 | 657 | No | No | [Borrower - | Primary Income - Wages]; WVOE - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $895.00 | 6.600% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.575% | [Redacted] | $78,289.24 | $458.00 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001749 | Safe Harbor QM (APOR) | Yes | No | $2,081.47 | $3,153.07 | 9.842% | $496.51 | $496.51 | 9.250% | No | No | Employed | US Citizen | $2,744.15 | 1 | $2,430.60 | $939.48 | $202.55 | $78.29 | 47.228% | 47.228% | 47.228% | 06/05/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,081.47 | 6.520% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $167,567.64 | $1,003.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001616 | Safe Harbor QM (APOR) | Yes | No | $3,967.97 | $5,520.20 | 8.490% | $1,138.94 | $1,138.94 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $6,255.51 | 1 | $1,768.44 | $1,761.00 | $147.37 | $146.75 | 33.598% | 33.598% | 33.598% | 05/12/2026 | 748 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,967.97 | 5.860% | $0.00 | 1.3 | None | No | No | 7.750% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $169,917.35 | $796.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,582.76 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001632 | Safe Harbor QM (APOR) | Yes | No | $2,345.07 | $3,374.95 | 9.191% | $703.65 | $703.65 | 8.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $12,615.21 | 1 | $19,001.52 | $3,064.08 | $1,583.46 | $255.34 | 31.366% | 31.366% | 31.366% | 05/15/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,345.07 | 6.150% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $407,327.52 | $2,199.80 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001568 | Higher Priced QM (APOR) | Yes | No | $2,034.24 | $3,199.25 | 10.033% | $377.04 | $377.04 | 9.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,675.25 | 1 | $1,297.56 | $527.28 | $108.13 | $43.94 | 30.399% | 30.399% | 30.399% | 04/30/2026 | 695 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,034.24 | 6.260% | $0.00 | None | N/A | No | 9.250% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 16 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $69,470.39 | $446.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,182.21 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001688 | Safe Harbor QM (APOR) | Yes | No | $2,066.95 | $3,150.49 | 9.986% | $384.67 | $384.67 | 9.250% | No | No | Employed | US Citizen | $2,414.83 | 1 | $1,535.52 | $1,470.00 | $127.96 | $122.50 | 38.518% | 38.518% | 38.518% | 05/26/2026 | 665 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,066.95 | 6.600% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $154,066.86 | $719.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001607 | Higher Priced QM (APOR) | Yes | No | $1,226.37 | $2,203.16 | 10.130% | $345.57 | $345.57 | 8.250% | No | No | Employed | US Citizen | $4,212.15 | 1 | $749.16 | $1,190.04 | $62.43 | $99.17 | 32.800% | 32.800% | 32.800% | 05/12/2026 | 759 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,226.37 | 5.850% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $150,575.00 | $707.74 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001737 | Higher Priced QM (APOR) | Yes | No | $1,378.75 | $2,369.93 | 9.758% | $296.75 | $296.75 | 7.500% | No | No | Employed | US Citizen | $2,434.13 | 1 | $919.08 | $2,970.00 | $76.59 | $247.50 | 47.840% | 47.840% | 47.840% | 06/03/2026 | 745 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,378.75 | 6.020% | $0.00 | None | N/A | No | 7.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.625% | [Redacted] | $102,588.47 | $743.18 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001623 | Safe Harbor QM (APOR) | Yes | No | $4,064.86 | $5,022.50 | 8.245% | $1,037.73 | $1,037.73 | 7.875% | No | No | Employed | US Citizen | $4,831.58 | 3 | $11,471.64 | $4,127.04 | $955.97 | $343.92 | 45.023% | 45.023% | 45.023% | 03/20/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,064.86 | 6.410% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $222,065.58 | $1,192.10 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001732 | Higher Priced QM (APOR) | Yes | No | $2,810.27 | $3,935.53 | 10.085% | $720.71 | $720.71 | 9.375% | No | No | Employed | US Citizen | $4,722.22 | 1 | $3,665.04 | $2,816.04 | $305.42 | $234.67 | 40.079% | 40.079% | 40.079% | 06/03/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,810.27 | 6.280% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $142,621.15 | $792.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001633 | Higher Priced QM (APOR) | Yes | No | $1,926.48 | $2,698.88 | 10.066% | $356.38 | $356.38 | 9.250% | No | No | Non-Employment Income | US Citizen | $1,294.46 | 1 | $2,205.96 | $2,075.04 | $183.83 | $172.92 | 49.441% | 49.441% | 49.441% | 05/17/2026 | 667 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,926.48 | 6.420% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $114,180.86 | $552.72 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001597 | Safe Harbor QM (APOR) | Yes | No | $1,134.48 | $2,732.83 | 8.931% | $380.04 | $380.04 | 8.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,216.50 | 1 | $793.80 | $1,551.96 | $66.15 | $129.33 | 41.176% | 41.176% | 41.176% | 05/14/2026 | 733 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,134.48 | 6.410% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $119,300.73 | $728.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,137.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001760 | Non QM | Yes | No | $5,552.55 | $5,936.39 | 9.247% | $1,356.57 | $1,356.57 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $13,121.50 | 1 | $5,256.60 | $4,722.96 | $438.05 | $393.58 | 27.612% | 27.612% | 27.612% | 06/05/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,552.55 | 6.510% | $0.00 | None | N/A | No | 8.875% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $157,131.30 | $1,067.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,409.37 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001714 | Safe Harbor QM (APOR) | Yes | No | $3,499.29 | $4,645.41 | 7.973% | $551.38 | $551.38 | 7.375% | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | $4,421.50 | 1 | $3,592.68 | $699.96 | $299.39 | $58.33 | 28.616% | 28.616% | 28.616% | 06/05/2026 | 736 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,499.29 | 6.520% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $142,910.36 | $669.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001736 | Safe Harbor QM (APOR) | Yes | No | $2,853.34 | $4,044.26 | 10.004% | $510.06 | $510.06 | 9.250% | No | No | Employed | US Citizen | $3,154.42 | 1 | $552.12 | $1,783.92 | $46.01 | $148.66 | 28.633% | 28.633% | 28.633% | 06/03/2026 | 669 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,853.34 | 6.520% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $82,629.27 | $510.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001661 | Higher Priced QM (APOR) | Yes | No | $1,546.08 | $2,619.32 | 10.169% | $275.97 | $275.97 | 9.250% | No | No | Employed | US Citizen | $5,578.11 | 1 | $2,188.44 | $1,143.96 | $182.37 | $95.33 | 49.290% | 49.290% | 49.290% | 05/22/2026 | 751 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,546.08 | 6.420% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.000% | [Redacted] | $108,510.00 | $1,163.47 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001698 | Higher Priced QM (APOR) | Yes | No | $1,976.42 | $3,140.31 | 10.316% | $391.05 | $391.05 | 9.250% | No | No | Employed | Not Employed | US Citizen | US Citizen | $4,977.10 | 1 | $2,363.04 | $2,837.04 | $196.92 | $236.42 | 44.992% | 44.992% | 44.992% | 05/28/2026 | 703 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,976.42 | 6.250% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.850% | [Redacted] | $350,756.28 | $1,629.51 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001627 | Safe Harbor QM (APOR) | Yes | No | $3,486.56 | $5,423.72 | 9.152% | $1,456.03 | $1,456.03 | 8.875% | No | No | Employed | US Citizen | $4,340.22 | 1 | $2,647.92 | $8,681.88 | $220.66 | $723.49 | 43.359% | 43.359% | 43.359% | 05/15/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,486.56 | 6.410% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $191,416.92 | $887.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001679 | Safe Harbor QM (APOR) | Yes | No | $1,411.20 | $2,068.53 | 7.749% | $418.90 | $418.90 | 7.250% | No | No | Non-Employment Income | US Citizen | $1,994.86 | 1 | $5,548.68 | $948.96 | $462.39 | $79.08 | 48.380% | 48.380% | 48.380% | 05/26/2026 | 752 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,411.20 | 6.250% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $138,782.89 | $823.27 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001686 | Higher Priced QM (APOR) | Yes | No | $869.26 | $2,001.71 | 10.041% | $357.59 | $357.59 | 9.125% | No | No | Employed | US Citizen | $2,846.87 | 1 | $2,194.56 | $1,857.36 | $182.88 | $154.78 | 42.147% | 42.147% | 42.147% | 05/27/2026 | 655 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $869.26 | 6.090% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $108,616.59 | $671.63 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001608 | Higher Priced QM (APOR) | Yes | No | $1,682.86 | $2,876.47 | 10.110% | $309.82 | $309.82 | 9.250% | No | No | Employed | US Citizen | $6,126.66 | 1 | $3,663.84 | $2,622.96 | $305.32 | $218.58 | 18.855% | 18.855% | 18.855% | 05/27/2026 | 643 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,682.86 | 6.410% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $120,975.51 | $547.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001758 | Safe Harbor QM (APOR) | Yes | No | $4,133.84 | $5,251.16 | 9.263% | $709.21 | $709.21 | 8.625% | No | No | Employed | US Citizen | $5,424.19 | 1 | $4,264.32 | $2,036.04 | $355.36 | $169.67 | 41.508% | 41.508% | 41.508% | 06/07/2026 | 667 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,133.84 | 6.520% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $186,265.70 | $1,049.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001558 | Safe Harbor QM (APOR) | Yes | No | $6,357.24 | $8,176.59 | 9.174% | $2,239.95 | $2,239.95 | 8.625% | No | No | Employed | US Citizen | $10,454.36 | 1 | $16,595.28 | $1,169.04 | $1,382.94 | $97.42 | 39.101% | 39.101% | 39.101% | 04/29/2026 | 654 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $6,357.24 | 5.700% | $0.00 | None | N/A | No | 8.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $289,787.46 | $1,964.99 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.19 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001724 | Safe Harbor QM (APOR) | Yes | No | $865.79 | $2,356.60 | 9.668% | $720.84 | $720.84 | 9.375% | No | No | Employed | US Citizen | $5,449.92 | 1 | $2,243.76 | $3,030.96 | $186.98 | $252.58 | 31.277% | 31.277% | 31.277% | 06/02/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $865.79 | 6.520% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $142,913.52 | $657.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001615 | Safe Harbor QM (APOR) | Yes | No | $1,157.67 | $2,442.85 | 9.891% | $446.18 | $446.18 | 9.375% | No | No | Employed | US Citizen | $2,913.41 | 1 | $3,940.32 | $1,728.00 | $328.36 | $144.00 | 43.356% | 43.356% | 43.356% | 05/12/2026 | 652 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,157.67 | 6.410% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $207,956.56 | $1,017.39 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001553 | Non QM | Yes | No | $3,583.31 | $5,216.35 | 9.824% | $848.43 | $848.43 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $5,690.72 | 1 | $4,096.32 | $2,489.04 | $341.36 | $207.42 | 37.131% | 37.131% | 37.131% | 04/28/2026 | 653 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redacted] | $3,583.31 | 6.260% | $0.00 | 1.0 | None | N/A | No | 9.250% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $138,020.00 | $883.07 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,776.67 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001628 | Safe Harbor QM (APOR) | Yes | No | $4,798.39 | $6,240.62 | 9.518% | $1,402.05 | $1,402.05 | 9.125% | No | No | Employed | US Citizen | $5,375.27 | 1 | $5,556.36 | $1,583.04 | $463.03 | $131.92 | 48.315% | 48.315% | 48.315% | 05/15/2026 | 697 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,798.39 | 6.410% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $310,940.95 | $1,480.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001626 | Non QM | Yes | No | $4,138.17 | $5,316.14 | 9.635% | $947.97 | $947.97 | 9.125% | No | No | Employed | US Citizen | $5,726.24 | 1 | $1,605.96 | $2,158.20 | $133.83 | $179.85 | 42.611% | 42.611% | 42.611% | 05/14/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,138.17 | 6.410% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $86,061.98 | $651.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001613 | Safe Harbor QM (APOR) | Yes | No | $1,023.24 | $2,116.82 | 8.844% | $537.98 | $537.98 | 7.750% | No | No | Employed | US Citizen | $3,012.80 | 1 | $281.40 | $1,575.96 | $23.45 | $131.33 | 28.559% | 28.559% | 28.559% | 05/18/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,023.24 | 5.850% | $0.00 | None | N/A | No | 7.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $19,128.41 | $381.64 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001712 | Safe Harbor QM (APOR) | Yes | No | $3,078.15 | $4,227.08 | 7.922% | $536.34 | $536.34 | 7.375% | No | No | Employed | US Citizen | $5,691.61 | 1 | $3,324.84 | $1,458.00 | $277.07 | $121.50 | 33.395% | 33.395% | 33.395% | 05/31/2026 | 734 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,078.15 | 6.600% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $185,580.43 | $896.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001741 | Safe Harbor QM (APOR) | Yes | No | $3,541.20 | $5,185.26 | 7.567% | $1,091.48 | $1,091.48 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $10,553.59 | 1 | $20,251.68 | $1,054.44 | $1,687.64 | $87.87 | 46.360% | 46.360% | 46.360% | 05/06/2026 | 717 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,541.20 | 6.520% | $0.00 | 1.0 | None | Yes | No | 7.250% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 0 | 28 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $282,555.66 | $1,177.51 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,333.33 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001532 | Higher Priced QM (APOR) | Yes | No | $721.89 | $1,555.05 | 10.152% | $231.40 | $231.40 | 9.250% | No | No | Self-Employed | US Citizen | $3,699.41 | 1 | $4,869.24 | $2,042.16 | $405.77 | $170.18 | 49.363% | 49.363% | 49.363% | 04/16/2026 | 702 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040-ES - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040-ES - 2024 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $721.89 | 5.980% | $0.00 | 2.4 | None | N/A | No | 9.250% | 0 | 2 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $309,132.00 | $1,447.03 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001754 | Safe Harbor QM (APOR) | Yes | No | $1,995.00 | $3,973.29 | 8.164% | $716.41 | $716.41 | 7.750% | No | No | Non-Employment Income | US Citizen | $7,008.28 | 1 | $10,805.88 | $4,426.92 | $900.49 | $368.91 | 46.783% | 46.783% | 46.783% | 05/06/2026 | 661 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,995.00 | 6.510% | $0.00 | None | No | No | 7.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $173,896.68 | $1,449.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 08/07/2026 | $250,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001696 | Safe Harbor QM (APOR) | Yes | No | $4,129.35 | $5,450.23 | 9.599% | $823.68 | $823.68 | 9.000% | No | No | Not Employed | Non-Employment Income | US Citizen | $7,215.05 | 1 | $4,543.80 | $2,734.56 | $378.65 | $227.88 | 36.655% | 36.655% | 36.655% | 05/26/2026 | 646 | No | No | [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,129.35 | 6.510% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 2.375% | [Redacted] | $72,311.25 | $1,743.90 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $11,390.16 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001641 | N/A | No | No | $2,515.79 | $3,693.70 | 7.778% | $631.97 | $631.97 | 7.375% | No | No | Employed | US Citizen | $3,965.34 | 1 | $5,090.16 | $1,149.12 | $424.18 | $95.76 | 49.993% | 49.993% | 49.993% | 04/21/2026 | 809 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,515.79 | 6.420% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 6 | 0 | 0.00 | No | [Redacted] | No | 28 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $217,057.00 | $1,169.77 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001610 | Safe Harbor QM (APOR) | Yes | No | $2,330.91 | $3,771.71 | 8.481% | $682.21 | $682.21 | 7.625% | No | No | Not Employed | Employed | US Citizen | US Citizen | $6,093.31 | 1 | $1,116.24 | $1,959.96 | $93.02 | $163.33 | 29.560% | 29.560% | 29.560% | 05/12/2026 | 742 | No | No | [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,330.91 | 5.860% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $138,357.61 | $959.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $8,650.33 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001622 | Safe Harbor QM (APOR) | Yes | No | $2,428.25 | $3,366.61 | 8.293% | $616.31 | $616.31 | 7.875% | No | No | Employed | US Citizen | $2,816.51 | 1 | $7,409.28 | $2,217.96 | $617.44 | $184.83 | 46.820% | 46.820% | 46.820% | 05/19/2026 | 739 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,428.25 | 6.410% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $185,160.41 | $876.76 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001725 | Safe Harbor QM (APOR) | Yes | No | $3,317.54 | $4,379.01 | 9.052% | $541.93 | $541.93 | 8.375% | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | $1,345.75 | 1 | $3,474.24 | $1,077.96 | $289.52 | $89.83 | 49.207% | 49.207% | 49.207% | 06/02/2026 | 723 | No | No | [Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,317.54 | 6.520% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $57,516.93 | $311.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001701 | Safe Harbor QM (APOR) | Yes | No | $1,378.09 | $2,373.03 | 9.113% | $200.07 | $200.07 | 8.125% | No | No | Non-Employment Income | US Citizen | $1,124.69 | 1 | $2,312.04 | $1,485.96 | $192.67 | $123.83 | 45.928% | 45.928% | 45.928% | 05/29/2026 | 755 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,378.09 | 6.600% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.875% | [Redacted] | $61,889.44 | $409.74 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001755 | Safe Harbor QM (APOR) | Yes | No | $709.50 | $1,960.35 | 8.370% | $849.82 | $849.82 | 8.125% | No | No | Employed | US Citizen | $6,749.01 | 1 | $8,035.32 | $1,371.96 | $669.61 | $114.33 | 36.230% | 36.230% | 36.230% | 06/07/2026 | 779 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $709.50 | 6.220% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $142,041.39 | $996.57 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001605 | Safe Harbor QM (APOR) | Yes | No | $5,767.87 | $7,249.61 | 9.653% | $1,645.35 | $1,645.35 | 9.250% | No | No | Not Employed | Employed | US Citizen | $4,123.88 | 1 | $6,136.92 | $3,494.04 | $511.41 | $291.17 | 49.683% | 49.683% | 49.683% | 04/30/2026 | 682 | No | No | [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; 1065 - 2025 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; 1065 - 2024 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,767.87 | 6.410% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 1.999% | [Redacted] | $345,882.60 | $1,453.93 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $7,618.66 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001680 | Safe Harbor QM (APOR) | Yes | No | $4,137.04 | $5,538.56 | 7.751% | $722.12 | $722.12 | 7.250% | No | No | Employed | US Citizen | $6,938.40 | 1 | $6,587.04 | $1,200.00 | $548.92 | $100.00 | 40.908% | 40.908% | 40.908% | 05/27/2026 | 763 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,137.04 | 6.600% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $125,893.28 | $1,201.16 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001752 | Safe Harbor QM (APOR) | Yes | No | $1,971.45 | $2,990.54 | 8.849% | $334.12 | $334.12 | 8.125% | No | No | Non-Employment Income | US Citizen | $1,073.49 | 1 | $775.68 | $3,558.00 | $64.64 | $296.50 | 49.962% | 49.962% | 49.962% | 06/05/2026 | 759 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,971.45 | 6.520% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $113,288.40 | $376.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001656 | Higher Priced QM (APOR) | Yes | No | $2,373.16 | $2,408.81 | 9.436% | $496.03 | $496.03 | 8.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $4,044.11 | 1 | $5,765.64 | $1,537.20 | $480.47 | $128.10 | 46.079% | 46.079% | 46.079% | 05/21/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,373.16 | 5.900% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $231,243.52 | $1,821.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.52 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001588 | Safe Harbor QM (APOR) | Yes | No | $1,465.41 | $2,461.97 | 8.851% | $288.69 | $288.69 | 7.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $4,026.18 | 1 | $4,622.88 | $2,601.96 | $385.24 | $216.83 | 28.759% | 28.759% | 28.759% | 05/07/2026 | 677 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,465.41 | 6.020% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $139,829.59 | $655.53 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001765 | Higher Priced QM (APOR) | Yes | No | $2,441.93 | $3,544.93 | 10.179% | $502.66 | $502.66 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $5,272.39 | 1 | $802.44 | $2,586.00 | $66.87 | $215.50 | 44.163% | 44.163% | 44.163% | 06/09/2026 | 654 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,441.93 | 6.220% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $119,141.58 | $602.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,916.67 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001621 | Higher Priced QM (APOR) | Yes | No | $1,366.92 | $2,508.63 | 9.973% | $450.18 | $450.18 | 9.250% | No | No | Employed | US Citizen | $5,865.23 | 1 | $1,072.92 | $2,010.00 | $89.41 | $167.50 | 44.854% | 44.854% | 44.854% | 05/13/2026 | 724 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,366.92 | 6.100% | $0.00 | 1.9 | None | No | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $390,847.99 | $1,861.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001677 | Safe Harbor QM (APOR) | Yes | No | $3,295.01 | $4,747.45 | 8.347% | $581.41 | $581.41 | 7.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,364.84 | 1 | $1,672.20 | $1,676.04 | $139.35 | $139.67 | 38.330% | 38.330% | 38.330% | 05/27/2026 | 731 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,295.01 | 6.510% | $0.00 | None | N/A | No | 7.750% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 1.750% | [Redacted] | $273,657.83 | $1,135.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,795.91 | $1,388.20 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001711 | Safe Harbor QM (APOR) | Yes | No | $1,801.96 | $2,828.75 | 9.917% | $402.73 | $402.73 | 9.250% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $3,037.66 | 1 | $2,368.44 | $1,377.96 | $197.37 | $114.83 | 48.513% | 48.513% | 48.513% | 05/31/2026 | 644 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,801.96 | 6.600% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $162,058.19 | $837.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $2,276.28 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001771 | Safe Harbor QM (APOR) | Yes | No | $3,414.85 | $4,540.81 | 9.974% | $599.32 | $599.32 | 9.250% | No | No | Employed | US Citizen | $6,510.56 | 1 | $5,307.84 | $2,511.96 | $442.32 | $209.33 | 40.351% | 40.351% | 40.351% | 06/09/2026 | 669 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,414.85 | 6.510% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $3,065.37 | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $96,724.00 | $1,087.27 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 1.06 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003275 | Non QM | Yes | No | $1,145.53 | $1,982.09 | 10.108% | $285.79 | $285.79 | 8.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $15,019.06 | 1 | $2,216.04 | $945.00 | $184.67 | $78.75 | 19.118% | 19.118% | 19.118% | 04/03/2026 | 726 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,145.53 | 5.790% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $97,778.91 | $466.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | Yes | No | $0.00 | $15,495.80 | No | No | No | No | 2 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001545 | Safe Harbor QM (APOR) | Yes | No | $4,496.35 | $6,046.37 | 9.400% | $1,255.33 | $1,255.33 | 9.000% | No | No | Employed | US Citizen | $3,285.84 | 1 | $3,069.00 | $1,242.00 | $255.75 | $103.50 | 43.671% | 43.671% | 43.671% | 04/24/2026 | 671 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,496.35 | 6.300% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $142,289.31 | $740.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001742 | Safe Harbor QM (APOR) | Yes | No | $995.00 | $1,640.25 | 7.332% | $1,227.92 | $1,227.92 | 7.250% | No | No | Employed | US Citizen | $7,066.69 | 1 | $7,382.88 | $1,510.20 | $615.24 | $125.85 | 43.467% | 43.467% | 43.467% | 06/03/2026 | 763 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $995.00 | 6.520% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 5 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $443,271.31 | $2,127.30 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001757 | Safe Harbor QM (APOR) | Yes | No | $3,649.81 | $4,764.26 | 9.664% | $811.31 | $811.31 | 9.125% | No | No | Employed | US Citizen | $5,178.86 | 1 | $2,194.32 | $6,278.04 | $182.86 | $523.17 | 46.889% | 46.889% | 46.889% | 06/07/2026 | 674 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,649.81 | 6.520% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $121,285.33 | $782.96 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001764 | Safe Harbor QM (APOR) | Yes | No | $4,028.20 | $5,856.39 | 9.709% | $1,171.38 | $1,171.38 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $9,483.02 | 1 | $3,865.20 | $2,736.96 | $322.10 | $228.08 | 46.203% | 46.203% | 46.203% | 06/08/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,028.20 | 6.510% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $215,182.46 | $1,023.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,653.46 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001746 | Higher Priced QM (APOR) | Yes | No | $727.52 | $1,965.53 | 9.923% | $317.88 | $317.88 | 9.125% | No | No | Employed | US Citizen | $3,261.86 | 1 | $1,973.04 | $1,104.36 | $164.42 | $92.03 | 35.556% | 35.556% | 35.556% | 06/04/2026 | 644 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Plaid Payroll Report - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $727.52 | 6.280% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $133,175.36 | $663.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001543 | Non QM | Yes | No | $4,275.00 | $5,019.64 | 8.276% | $716.41 | $716.41 | 7.750% | No | No | Employed | US Citizen | $7,032.34 | 1 | $7,164.60 | $1,719.00 | $597.05 | $143.25 | 45.912% | 45.912% | 45.912% | 03/06/2026 | 769 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,275.00 | 6.570% | $0.00 | 4.2 | None | N/A | No | 7.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.000% | [Redacted] | $562,713.75 | $3,253.68 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001713 | Safe Harbor QM (APOR) | Yes | No | $1,963.40 | $3,630.04 | 9.945% | $580.24 | $580.24 | 9.375% | No | No | Employed | US Citizen | $5,651.15 | 1 | $5,552.88 | $3,212.04 | $462.74 | $267.67 | 44.810% | 44.810% | 44.810% | 05/30/2026 | 659 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,963.40 | 6.600% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $337,575.00 | $1,686.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001719 | Non QM | Yes | No | $2,968.42 | $4,341.51 | 9.526% | $962.71 | $962.71 | 9.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,848.32 | 1 | $3,421.56 | $1,583.64 | $285.13 | $131.97 | 22.239% | 22.239% | 22.239% | 747 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; Account Statements - 2026 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,968.42 | 6.220% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $120,026.24 | $570.75 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $3,670.79 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001598 | Safe Harbor QM (APOR) | Yes | No | $3,062.15 | $4,245.65 | 7.966% | $496.82 | $496.82 | 7.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,006.65 | 1 | $3,556.44 | $1,164.00 | $296.37 | $97.00 | 28.254% | 28.254% | 28.254% | 05/10/2026 | 789 | No | No | [Borrower - | Primary Income - Wages]; Borrower Attestation of Employment - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,062.15 | 6.320% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.300% | [Redacted] | $81,527.31 | $413.43 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001715 | Safe Harbor QM (APOR) | Yes | No | $559.49 | $2,123.49 | 8.988% | $277.53 | $277.53 | 8.375% | No | No | Employed | US Citizen | $3,989.70 | 1 | $654.60 | $3,086.88 | $54.55 | $257.24 | 38.025% | 38.025% | 38.025% | 06/01/2026 | 704 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $559.49 | 6.520% | $0.00 | None | N/A | No | 8.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $163,196.79 | $1,060.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001570 | Safe Harbor QM (APOR) | Yes | No | $5,957.42 | $8,123.22 | 9.621% | $1,785.21 | $1,785.21 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $5,725.31 | 1 | $5,982.36 | $1,152.00 | $498.53 | $96.00 | 39.692% | 39.692% | 39.692% | 04/30/2026 | 685 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,957.42 | 6.260% | $0.00 | 1.0 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $173,462.86 | $1,011.91 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,570.85 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001788 | Safe Harbor QM (APOR) | Yes | No | $6,245.00 | $7,496.96 | 8.088% | $2,682.76 | $2,682.76 | 7.875% | No | No | Employed | US Citizen | $13,408.86 | 1 | $16,539.00 | $4,612.08 | $1,378.25 | $384.34 | 44.223% | 44.223% | 44.223% | 06/03/2026 | 728 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,245.00 | 6.570% | $0.00 | 1.3 | None | Yes | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $101,742.24 | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $259,296.24 | $2,502.76 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.64 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | 01/29/2027 | $250,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001571 | N/A | No | No | $4,692.00 | $4,854.73 | 9.032% | $768.91 | $768.91 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $7,038.80 | 1 | $1,828.56 | $298.08 | $152.38 | $24.84 | 49.520% | 49.520% | 49.520% | 04/30/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,692.00 | 6.260% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $15,900.35 | No | 29 | 28 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $88,200.00 | $847.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.88 | No | No | $0.00 | $4,187.50 | No | No | No | No | 3 | 360 | AE | 02/20/2027 | $1,762,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001514 | Safe Harbor QM (APOR) | Yes | No | $3,074.66 | $4,256.99 | 9.809% | $549.20 | $549.20 | 9.125% | No | No | Non-Employment Income | US Citizen | $2,087.57 | 1 | $2,124.60 | $2,046.96 | $177.05 | $170.58 | 43.497% | 43.497% | 43.497% | 04/04/2026 | 642 | No | No | [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - No Results Returned - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,074.66 | 6.320% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $100,098.90 | $563.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001508 | Safe Harbor QM (APOR) | Yes | No | $3,901.16 | $5,029.10 | 9.053% | $751.03 | $751.03 | 8.500% | No | No | Employed | US Citizen | $6,833.08 | 1 | $4,800.24 | $8,223.96 | $400.02 | $685.33 | 42.720% | 42.720% | 42.720% | 04/01/2026 | 658 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,901.16 | 6.430% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $197,865.95 | $1,245.77 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001782 | Safe Harbor QM (APOR) | Yes | No | $2,929.94 | $3,975.31 | 9.759% | $582.88 | $582.88 | 9.125% | No | No | Employed | US Citizen | $6,333.82 | 1 | $3,379.44 | $2,237.16 | $281.62 | $186.43 | 44.242% | 44.242% | 44.242% | 06/10/2026 | 676 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,929.94 | 6.510% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $198,474.28 | $918.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001709 | Safe Harbor QM (APOR) | Yes | No | $4,094.00 | $5,010.26 | 9.959% | $820.24 | $820.24 | 9.375% | No | No | Non-Employment Income | US Citizen | $4,053.97 | 1 | $5,536.56 | $2,487.96 | $461.38 | $207.33 | 48.391% | 48.391% | 48.391% | 05/29/2026 | 682 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,094.00 | 6.520% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $356,630.61 | $1,643.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001774 | Safe Harbor QM (APOR) | Yes | No | $1,753.46 | $2,864.72 | 8.961% | $282.15 | $282.15 | 8.125% | No | No | Employed | US Citizen | $3,663.20 | 1 | $4,621.08 | $5,426.88 | $385.09 | $452.24 | 42.876% | 42.876% | 42.876% | 06/10/2026 | 773 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,753.46 | 6.510% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 0 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $165,392.84 | $988.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001777 | Safe Harbor QM (APOR) | Yes | No | $3,224.53 | $4,403.00 | 9.567% | $574.80 | $574.80 | 8.875% | No | No | Employed | US Citizen | $7,218.73 | 1 | $1,026.12 | $1,575.24 | $85.51 | $131.27 | 25.009% | 25.009% | 25.009% | 06/10/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,224.53 | 6.510% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.500% | [Redacted] | $41,796.00 | $495.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001672 | Safe Harbor QM (APOR) | Yes | No | $3,654.42 | $4,927.25 | 7.862% | $717.14 | $717.14 | 7.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,320.55 | 1 | $3,018.48 | $1,256.16 | $251.54 | $104.68 | 39.540% | 39.540% | 39.540% | 05/24/2026 | 751 | No | No | [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,654.42 | 6.600% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $160,963.18 | $941.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,682.97 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001595 | Safe Harbor QM (APOR) | Yes | No | $4,754.26 | $6,640.31 | 7.644% | $1,649.89 | $1,649.89 | 7.250% | No | No | Self-Employed | US Citizen | $28,571.97 | 1 | $6,045.12 | $3,990.96 | $503.76 | $332.58 | 18.599% | 18.599% | 18.599% | 05/09/2026 | 718 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,754.26 | 6.100% | $0.00 | None | N/A | No | 7.250% | 0 | 2 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $166,769.09 | $2,103.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001596 | Safe Harbor QM (APOR) | Yes | No | $8,842.63 | $10,542.49 | 8.938% | $2,808.13 | $2,808.13 | 8.625% | No | No | Employed | Permanent Resident Alien | $13,731.26 | 1 | $14,577.48 | $1,998.96 | $1,214.79 | $166.58 | 48.837% | 48.837% | 48.837% | 05/10/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $8,842.63 | 6.410% | $0.00 | 1.3 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $40,161.10 | No | 28 | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $986,900.73 | $4,813.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 4.46 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001735 | Safe Harbor QM (APOR) | Yes | No | $3,231.52 | $4,313.64 | 9.776% | $769.20 | $769.20 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $6,153.93 | 1 | $7,610.28 | $1,806.96 | $634.19 | $150.58 | 40.461% | 40.461% | 40.461% | 06/03/2026 | 642 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,231.52 | 6.510% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $342,265.90 | $1,507.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $2,823.41 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001710 | Higher Priced QM (APOR) | Yes | No | $2,691.49 | $3,719.96 | 10.345% | $624.13 | $624.13 | 9.250% | No | No | Employed | US Citizen | $2,601.01 | 1 | $1,479.72 | $2,681.04 | $123.31 | $223.42 | 45.917% | 45.917% | 45.917% | 05/29/2026 | 710 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,691.49 | 5.980% | $0.00 | 2.5 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $239,357.00 | $1,237.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001802 | Non QM | Yes | No | $6,573.51 | $8,198.53 | 8.865% | $1,860.61 | $1,860.61 | 8.500% | No | No | Employed | US Citizen | $14,733.80 | 1 | $1,736.04 | $2,283.60 | $144.67 | $190.30 | 34.965% | 34.965% | 34.965% | 06/16/2026 | 789 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $6,573.51 | 6.570% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | $23,279.17 | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $182,253.00 | $979.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.33 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001775 | Higher Priced QM (APOR) | Yes | No | $1,823.96 | $2,942.76 | 10.189% | $356.57 | $356.57 | 9.375% | No | No | Employed | US Citizen | $4,410.22 | 1 | $1,068.36 | $3,615.00 | $89.03 | $301.25 | 32.151% | 32.151% | 32.151% | 06/10/2026 | 715 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,823.96 | 6.510% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $102,945.00 | $567.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001654 | Safe Harbor QM (APOR) | Yes | No | $4,138.96 | $5,264.12 | 9.755% | $975.03 | $975.03 | 9.250% | No | No | Employed | US Citizen | $4,395.40 | 1 | $1,714.20 | $3,951.00 | $142.85 | $329.25 | 42.590% | 42.590% | 42.590% | 05/08/2026 | 682 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,138.96 | 6.420% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $156,767.09 | $887.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001750 | Safe Harbor QM (APOR) | Yes | No | $2,797.15 | $4,482.16 | 9.683% | $732.27 | $732.27 | 9.125% | No | No | Employed | US Citizen | $5,532.57 | 1 | $5,414.04 | $4,110.96 | $451.17 | $342.58 | 44.674% | 44.674% | 44.674% | 06/05/2026 | 641 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,797.15 | 6.520% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $192,396.59 | $1,780.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001692 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,807.52 | 9.330% | $275.35 | $275.35 | 8.750% | No | No | Employed | US Citizen | $2,540.63 | 1 | $8,110.32 | $2,982.00 | $675.86 | $248.50 | 47.652% | 47.652% | 47.652% | 05/27/2026 | 699 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.600% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $135,811.27 | $1,112.99 | No | Individual | No | No | Fair Isaac (VER. 2) | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001791 | Safe Harbor QM (APOR) | Yes | No | $3,994.58 | $4,733.23 | 9.380% | $835.43 | $835.43 | 8.875% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $6,500.42 | 1 | $4,437.96 | $2,448.96 | $369.83 | $204.08 | 37.643% | 37.643% | 37.643% | 06/12/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,994.58 | 6.490% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $285,842.25 | $1,294.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,206.41 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001780 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,686.22 | 9.509% | $398.78 | $398.78 | 9.125% | No | No | Employed | US Citizen | $3,181.89 | 1 | $2,165.64 | $1,047.00 | $180.47 | $87.25 | 48.580% | 48.580% | 48.580% | 06/10/2026 | 692 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.510% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $157,532.72 | $794.61 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001786 | Safe Harbor QM (APOR) | Yes | No | $619.93 | $1,604.43 | 9.203% | $240.63 | $240.63 | 8.625% | No | No | Non-Employment Income | US Citizen | $2,486.03 | 1 | $583.92 | $1,424.04 | $48.66 | $118.67 | 40.566% | 40.566% | 40.566% | 06/12/2026 | 766 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $619.93 | 6.510% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $97,338.84 | $424.88 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001796 | Non QM | Yes | No | $500.00 | $1,997.09 | 8.603% | $448.59 | $448.59 | 7.375% | No | No | Employed | US Citizen | $5,486.16 | 1 | $3,564.36 | $2,105.04 | $297.03 | $175.42 | 34.991% | 34.991% | 34.991% | 06/15/2026 | 732 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.060% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $169,854.00 | $971.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001761 | Safe Harbor QM (APOR) | Yes | No | $1,873.19 | $2,887.19 | 9.973% | $329.78 | $329.78 | 9.125% | No | No | Employed | US Citizen | $2,585.60 | 1 | $2,861.04 | $2,925.00 | $238.42 | $243.75 | 47.879% | 47.879% | 47.879% | 06/08/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | 0 | [Redacted] | $1,873.19 | 6.510% | $0.00 | None | N/A | No | 9.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $129,920.82 | $862.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001792 | Non QM | Yes | No | $2,923.47 | $4,390.23 | 9.723% | $696.62 | $696.62 | 9.125% | No | No | Non-Employment Income | US Citizen | $5,170.66 | 1 | $2,380.56 | $4,278.00 | $198.38 | $356.50 | 36.883% | 36.883% | 36.883% | 06/13/2026 | 662 | No | No | [Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $2,923.47 | 6.570% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $136,302.00 | $709.03 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003343 | Safe Harbor QM (APOR) | Yes | No | $4,134.44 | $5,311.03 | 9.386% | $943.01 | $943.01 | 8.875% | No | No | Employed | US Citizen | $7,337.28 | 1 | $7,578.24 | $1,696.80 | $631.52 | $141.40 | 32.487% | 32.487% | 32.487% | 06/15/2026 | 643 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,134.44 | 6.570% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $381,355.73 | $1,814.79 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001730 | Higher Priced QM (APOR) | Yes | No | $1,271.71 | $2,222.30 | 9.542% | $332.58 | $332.58 | 7.625% | No | No | Non-Employment Income | US Citizen | $2,873.36 | 1 | $3,374.76 | $1,833.00 | $281.23 | $152.75 | 45.773% | 45.773% | 45.773% | 06/02/2026 | 797 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,271.71 | 6.020% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $97,135.15 | $627.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001614 | Non QM | Yes | No | $3,357.40 | $4,872.38 | 9.628% | $1,217.83 | $1,217.83 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,928.71 | 1 | $3,585.48 | $2,631.48 | $298.79 | $219.29 | 49.892% | 49.892% | 49.892% | 05/12/2026 | 692 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2009 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,357.40 | 6.410% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 1 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $243,690.52 | $1,180.20 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | No | $1,388.55 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001753 | Safe Harbor QM (APOR) | Yes | No | $1,567.21 | $2,523.20 | 10.009% | $277.22 | $277.22 | 9.125% | No | No | Employed | US Citizen | $4,265.13 | 1 | $6,253.32 | $2,107.08 | $521.11 | $175.59 | 48.875% | 48.875% | 48.875% | 06/05/2026 | 640 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,567.21 | 6.520% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $259,420.35 | $1,225.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001798 | Safe Harbor QM (APOR) | Yes | No | $1,960.91 | $2,921.20 | 9.937% | $347.28 | $347.28 | 9.125% | No | No | Employed | US Citizen | $6,455.31 | 1 | $5,359.92 | $2,889.60 | $446.66 | $240.80 | 44.375% | 44.375% | 44.375% | 06/15/2026 | 685 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,960.91 | 6.570% | $0.00 | None | No | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $271,270.31 | $1,297.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001784 | Safe Harbor QM (APOR) | Yes | No | $2,556.11 | $3,630.90 | 9.605% | $452.96 | $452.96 | 8.875% | No | No | Employed | US Citizen | $7,022.42 | 1 | $2,530.56 | $2,069.04 | $210.88 | $172.42 | 42.175% | 42.175% | 42.175% | 06/11/2026 | 752 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,556.11 | 6.490% | $0.00 | None | N/A | No | 8.875% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $139,077.90 | $714.77 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001779 | Safe Harbor QM (APOR) | Yes | No | $2,803.31 | $4,207.05 | 9.972% | $692.86 | $692.86 | 9.375% | No | No | Employed | US Citizen | $8,214.35 | 1 | $4,116.60 | $2,159.04 | $343.05 | $179.92 | 22.150% | 22.150% | 22.150% | 06/11/2026 | 707 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,803.31 | 6.510% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $197,265.43 | $1,101.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001533 | Safe Harbor QM (APOR) | Yes | No | $3,987.34 | $5,572.10 | 9.627% | $1,025.18 | $1,025.18 | 9.125% | No | No | Employed | US Citizen | $6,804.91 | 1 | $4,317.36 | $2,708.76 | $359.78 | $225.73 | 46.618% | 46.618% | 46.618% | 04/20/2026 | 713 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,987.34 | 6.300% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $117,280.32 | $804.50 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001785 | Safe Harbor QM (APOR) | Yes | No | $4,128.91 | $5,293.61 | 9.717% | $956.24 | $956.24 | 9.000% | No | No | Employed | Employed | US Citizen | US Citizen | $4,729.30 | 1 | $3,082.56 | $1,974.48 | $256.88 | $164.54 | 48.562% | 48.562% | 48.562% | 06/11/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,128.91 | 6.220% | $0.00 | None | N/A | No | 9.000% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $245,076.00 | $1,213.12 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,947.41 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001747 | Safe Harbor QM (APOR) | Yes | No | $5,563.84 | $7,023.81 | 8.249% | $1,445.49 | $1,445.49 | 7.875% | No | No | Non-Employment Income | US Citizen | $3,472.02 | 2 | $5,214.24 | $2,057.04 | $434.52 | $171.42 | 48.567% | 48.567% | 48.567% | 06/04/2026 | 691 | No | No | [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,563.84 | 6.520% | $0.00 | None | N/A | No | 7.875% | 0 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $271,868.07 | $1,227.13 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001662 | Safe Harbor QM (APOR) | Yes | No | $1,975.02 | $3,489.06 | 9.630% | $592.38 | $592.38 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $6,221.60 | 1 | $4,054.32 | $1,877.04 | $337.86 | $156.42 | 32.821% | 32.821% | 32.821% | 05/27/2026 | 682 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,975.02 | 6.150% | $0.00 | None | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $206,990.46 | $1,009.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,187.87 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001751 | Higher Priced QM (APOR) | Yes | No | $1,260.00 | $2,204.26 | 9.897% | $300.03 | $300.03 | 7.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $7,690.19 | 1 | $4,648.80 | $1,758.00 | $387.40 | $146.50 | 30.535% | 30.535% | 30.535% | 06/05/2026 | 742 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,260.00 | 6.020% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.000% | [Redacted] | $171,094.63 | $1,721.47 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $2,462.40 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001776 | Non QM | Yes | No | $3,813.35 | $4,802.55 | 10.037% | $720.37 | $720.37 | 9.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,530.17 | 1 | $3,550.44 | $2,729.52 | $295.87 | $227.46 | 43.433% | 43.433% | 43.433% | 06/10/2026 | 674 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,813.35 | 6.510% | $0.00 | 1.5 | None | N/A | No | 9.375% | 0 | 0 | 1 | 0 | 3 | 2 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $101,607.78 | $509.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $3,145.38 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001807 | Safe Harbor QM (APOR) | Yes | No | $500.52 | $1,881.78 | 8.682% | $324.22 | $324.22 | 7.750% | No | No | Non-Employment Income | US Citizen | $2,584.58 | 1 | $1,582.08 | $2,463.00 | $131.84 | $205.25 | 39.116% | 39.116% | 39.116% | 06/17/2026 | 756 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.52 | 6.040% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.000% | [Redacted] | $46,547.27 | $161.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001769 | Non QM | Yes | No | $2,285.40 | $3,271.14 | 9.907% | $402.64 | $402.64 | 9.125% | No | No | Employed | US Citizen | $2,655.17 | 1 | $3,172.20 | $923.04 | $264.35 | $76.92 | 47.557% | 47.557% | 47.557% | 06/09/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,285.40 | 6.510% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.125% | [Redacted] | $260,231.60 | $1,663.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001799 | Safe Harbor QM (APOR) | Yes | No | $3,508.78 | $4,564.64 | 9.262% | $945.69 | $945.69 | 7.875% | No | No | Employed | US Citizen | $5,467.20 | 1 | $4,206.12 | $3,380.88 | $350.51 | $281.74 | 33.076% | 33.076% | 33.076% | 06/15/2026 | 733 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,508.78 | 6.060% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $116,594.96 | $944.22 | No | Individual | No | No | Fair Isaac (VER. 2) | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001512 | Safe Harbor QM (APOR) | Yes | No | $3,869.14 | $4,605.09 | 8.468% | $1,084.34 | $1,084.34 | 8.125% | No | No | Not Employed | Non-Employment Income | US Citizen | $3,298.78 | 1 | $2,499.00 | $990.96 | $208.25 | $82.58 | 40.237% | 40.237% | 40.237% | 03/30/2026 | 660 | No | No | [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; 1099-R - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,869.14 | 6.430% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 3.250% | [Redacted] | $150,069.42 | $739.86 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | No | $5,519.81 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001811 | Higher Priced QM (APOR) | Yes | No | $1,949.60 | $3,054.11 | 10.113% | $351.69 | $351.69 | 9.250% | No | No | Employed | US Citizen | $2,475.42 | 1 | $2,801.28 | $3,621.72 | $233.44 | $301.81 | 41.728% | 41.728% | 41.728% | 06/17/2026 | 710 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,949.60 | 6.570% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $72,196.55 | $334.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001685 | Non QM | Yes | No | $538.65 | $1,814.37 | 9.379% | $436.75 | $436.75 | 9.000% | No | No | Employed | US Citizen | $3,701.17 | 1 | $2,639.88 | $1,937.04 | $219.99 | $161.42 | 44.657% | 44.657% | 44.657% | 05/27/2026 | 718 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $538.65 | 6.600% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.690% | [Redacted] | $162,733.12 | $1,608.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003212 | Non QM | Yes | No | $560.08 | $1,419.08 | 10.011% | $253.57 | $253.57 | 9.000% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,641.68 | 1 | $14,608.92 | $1,851.96 | $1,217.41 | $154.33 | 40.495% | 40.495% | 40.495% | 05/09/2026 | 707 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $560.08 | 5.830% | $0.00 | None | N/A | No | 9.000% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $428,394.20 | $2,682.64 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,165.89 | $4,435.02 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001511 | Safe Harbor QM (APOR) | Yes | No | $1,694.72 | $2,984.95 | 8.428% | $342.09 | $342.09 | 7.750% | No | No | Non-Employment Income | US Citizen | $1,199.38 | 1 | $968.52 | $2,546.04 | $80.71 | $212.17 | 47.708% | 47.708% | 47.708% | 04/02/2026 | 700 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - No Results Returned - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,694.72 | 6.260% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $63,516.86 | $399.28 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001772 | Safe Harbor QM (APOR) | Yes | No | $4,126.60 | $5,258.95 | 9.524% | $721.35 | $721.35 | 8.875% | No | No | Employed | US Citizen | $7,302.28 | 1 | $4,287.12 | $2,722.32 | $357.26 | $226.86 | 45.761% | 45.761% | 45.761% | 06/09/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,126.60 | 6.510% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $138,915.16 | $848.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001783 | Safe Harbor QM (APOR) | Yes | No | $1,380.00 | $2,359.29 | 7.951% | $337.37 | $337.37 | 7.500% | No | No | Employed | US Citizen | $4,400.73 | 1 | $2,427.84 | $5,214.48 | $202.32 | $434.54 | 40.638% | 40.638% | 40.638% | 06/11/2026 | 758 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,380.00 | 6.510% | $0.00 | None | N/A | No | 7.500% | 3 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.490% | [Redacted] | $204,422.75 | $1,113.41 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001759 | Safe Harbor QM (APOR) | Yes | No | $769.51 | $1,998.68 | 9.678% | $640.68 | $640.68 | 9.375% | No | No | Employed | US Citizen | $3,383.22 | 1 | $1,640.40 | $1,133.04 | $136.70 | $94.42 | 35.438% | 35.438% | 35.438% | 06/11/2026 | 642 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $769.51 | 6.520% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $190,597.91 | $939.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001767 | Safe Harbor QM (APOR) | Yes | No | $3,602.23 | $4,547.18 | 9.958% | $631.55 | $631.55 | 9.250% | No | No | Employed | US Citizen | $3,799.53 | 1 | $3,276.48 | $3,179.52 | $273.04 | $264.96 | 45.907% | 45.907% | 45.907% | 06/09/2026 | 651 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,602.23 | 6.510% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $192,127.02 | $1,049.99 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001806 | Higher Priced QM (APOR) | Yes | No | $1,847.25 | $2,814.25 | 10.078% | $337.30 | $337.30 | 9.250% | No | No | Employed | US Citizen | $4,019.87 | 1 | $2,998.80 | $1,441.08 | $249.90 | $120.09 | 48.682% | 48.682% | 48.682% | 06/17/2026 | 644 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,847.25 | 6.570% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $191,885.54 | $1,297.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001803 | Safe Harbor QM (APOR) | Yes | No | $5,497.69 | $6,727.31 | 9.405% | $1,530.26 | $1,530.26 | 9.000% | No | No | Employed | US Citizen | $4,819.48 | 1 | $2,703.24 | $959.76 | $225.27 | $79.98 | 44.903% | 44.903% | 44.903% | 06/16/2026 | 704 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,497.69 | 6.570% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $317,154.02 | $1,563.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001794 | Safe Harbor QM (APOR) | Yes | No | $3,457.81 | $4,403.88 | 9.829% | $598.55 | $598.55 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $4,644.68 | 1 | $1,392.12 | $1,237.08 | $116.01 | $103.09 | 40.583% | 40.583% | 40.583% | 06/13/2026 | 695 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,457.81 | 6.510% | $0.00 | None | N/A | No | 9.125% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $247,115.00 | $1,179.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,669.26 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001808 | Higher Priced QM (APOR) | Yes | No | $1,406.56 | $2,367.56 | 10.045% | $252.23 | $252.23 | 9.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,236.02 | 1 | $1,602.48 | $1,457.52 | $133.54 | $121.46 | 48.062% | 48.062% | 48.062% | 06/17/2026 | 714 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,406.56 | 6.490% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 1 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $295,613.58 | $1,551.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $2,315.75 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001695 | Safe Harbor QM (APOR) | Yes | No | $2,921.89 | $4,065.70 | 9.417% | $869.43 | $869.43 | 9.000% | No | No | Employed | US Citizen | $2,425.93 | 1 | $1,648.08 | $737.04 | $137.34 | $61.42 | 43.406% | 43.406% | 43.406% | 05/28/2026 | 707 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,921.89 | 6.600% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $168,142.01 | $763.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001818 | Higher Priced QM (APOR) | Yes | No | $1,998.09 | $3,310.89 | 10.117% | $397.07 | $397.07 | 9.375% | No | No | Employed | US Citizen | $3,261.75 | 1 | $2,143.08 | $3,271.08 | $178.59 | $272.59 | 47.829% | 47.829% | 47.829% | 06/20/2026 | 695 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,998.09 | 6.570% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $127,412.45 | $562.99 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001804 | Safe Harbor QM (APOR) | Yes | No | $1,303.65 | $3,118.68 | 9.740% | $424.26 | $424.26 | 9.125% | No | No | Employed | US Citizen | $2,403.17 | 1 | $2,533.08 | $4,217.28 | $211.09 | $351.44 | 41.401% | 41.401% | 41.401% | 06/16/2026 | 712 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,303.65 | 6.570% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $147,699.95 | $711.11 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001820 | Safe Harbor QM (APOR) | Yes | No | $3,432.67 | $4,888.16 | 9.904% | $652.69 | $652.69 | 9.250% | No | No | Employed | US Citizen | $2,861.22 | 1 | $4,157.52 | $990.96 | $346.46 | $82.58 | 39.975% | 39.975% | 39.975% | 06/20/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,432.67 | 6.570% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $105,455.00 | $562.72 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001814 | Safe Harbor QM (APOR) | Yes | No | $2,561.69 | $3,897.61 | 9.966% | $474.16 | $474.16 | 9.250% | No | No | Employed | US Citizen | $5,309.92 | 1 | $1,146.84 | $2,696.76 | $95.57 | $224.73 | 29.577% | 29.577% | 29.577% | 06/18/2026 | 656 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,561.69 | 6.570% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $125,322.85 | $586.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001819 | Safe Harbor QM (APOR) | Yes | No | $2,984.85 | $4,345.87 | 9.982% | $526.97 | $526.97 | 9.250% | No | No | Employed | US Citizen | $3,312.00 | 1 | $1,113.96 | $1,229.04 | $92.83 | $102.42 | 48.045% | 48.045% | 48.045% | 06/20/2026 | 676 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,984.85 | 6.490% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $73,977.00 | $389.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001790 | Safe Harbor QM (APOR) | Yes | No | $4,136.85 | $5,059.78 | 8.146% | $863.18 | $863.18 | 7.500% | No | No | Non-Employment Income | US Citizen | $2,806.46 | 1 | $2,860.44 | $1,835.04 | $238.37 | $152.92 | 46.797% | 46.797% | 46.797% | 06/13/2026 | 665 | No | No | [Borrower - | Primary Income - Pension]; Account Statements - 2026 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,136.85 | 6.250% | $0.00 | None | N/A | No | 7.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.999% | [Redacted] | $257,430.97 | $1,209.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001815 | Safe Harbor QM (APOR) | Yes | No | $4,137.65 | $5,119.81 | 9.822% | $1,126.55 | $1,126.55 | 9.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,193.49 | 1 | $4,177.32 | $1,852.92 | $348.11 | $154.41 | 46.673% | 46.673% | 46.673% | 06/19/2026 | 652 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,137.65 | 6.570% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $260,537.88 | $1,165.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $1,725.16 | $0.00 | No | No | No | No | 1 | 360 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001805 | Safe Harbor QM (APOR) | Yes | No | $2,191.95 | $3,577.42 | 9.651% | $565.19 | $565.19 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $10,308.81 | 1 | $2,806.08 | $1,559.04 | $233.84 | $129.92 | 19.155% | 19.155% | 19.155% | 06/17/2026 | 654 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $2,191.95 | 6.570% | $0.00 | None | N/A | No | 9.125% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $146,176.67 | $699.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,968.23 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001822 | Safe Harbor QM (APOR) | Yes | No | $2,629.11 | $3,958.62 | 9.841% | $481.37 | $481.37 | 9.125% | No | No | Non-Employment Income | US Citizen | $2,404.21 | 1 | $2,167.80 | $2,807.04 | $180.65 | $233.92 | 37.897% | 37.897% | 37.897% | 06/21/2026 | 657 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,629.11 | 6.570% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.375% | [Redacted] | $96,315.27 | $571.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001720 | Safe Harbor QM (APOR) | Yes | No | $1,590.00 | $2,360.00 | 7.763% | $545.39 | $545.39 | 7.500% | No | No | Non-Employment Income | US Citizen | $10,407.70 | 1 | $1,865.52 | $1,750.20 | $155.46 | $145.85 | 33.643% | 33.643% | 33.643% | 06/02/2026 | 795 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Trust Income]; Account Statements - 2026 [Borrower - | Primary Income - Trust Income]; K-1 - 2025 [Borrower - | Primary Income - Trust Income]; Other - 2025 [Borrower - | Primary Income - Trust Income]; Other - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,590.00 | 6.520% | $0.00 | None | N/A | No | 7.500% | 0 | 2 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $497,316.39 | $3,201.55 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001793 | Safe Harbor QM (APOR) | Yes | No | $5,000.74 | $7,149.35 | 7.748% | $1,201.77 | $1,201.77 | 7.375% | No | No | Employed | US Citizen | $4,821.87 | 1 | $7,800.00 | $2,473.08 | $650.00 | $206.09 | 49.985% | 49.985% | 49.985% | 06/14/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,000.74 | 6.490% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $522,459.01 | $2,553.12 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001515 | Higher Priced QM (APOR) | Yes | No | $2,067.65 | $3,084.43 | 10.007% | $375.85 | $375.85 | 9.250% | No | No | Non-Employment Income | US Citizen | $3,838.56 | 1 | $2,782.68 | $2,818.20 | $231.89 | $234.85 | 39.049% | 39.049% | 39.049% | 04/06/2026 | 737 | No | No | [Borrower - | Non-Primary Income - Child Support]; Child Support Order - 2017 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2023 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Foster Care]; Account Statements - 2026 [Borrower - | Non-Primary Income - Foster Care]; Other - 2026 [Borrower - | Non-Primary Income - Foster Care]; Account Statements - 2026 [Borrower - | Non-Primary Income - Foster Care]; Other - 2026 [Borrower - | Primary Income - Foster Care]; Account Statements - 2026 [Borrower - | Primary Income - Foster Care]; Other - 2026 [Borrower - | Non-Primary Income - Foster Care]; Account Statements - 2026 [Borrower - | Non-Primary Income - Foster Care]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,067.65 | 6.430% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $152,469.09 | $713.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001813 | Safe Harbor QM (APOR) | Yes | No | $2,887.66 | $4,886.58 | 8.626% | $1,283.22 | $1,283.22 | 8.375% | No | No | Employed | Permanent Resident Alien | $6,087.60 | 1 | $5,019.72 | $3,662.76 | $418.31 | $305.23 | 43.371% | 43.371% | 43.371% | 06/19/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,887.66 | 6.570% | $0.00 | None | N/A | No | 8.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $418,597.95 | $2,538.64 | No | Individual | No | No | Fair Isaac (VER. 2) | Resident Alien Card | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001797 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,930.28 | 9.656% | $520.91 | $520.91 | 9.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $3,323.86 | 1 | $4,281.12 | $2,182.56 | $356.76 | $181.88 | 46.172% | 46.172% | 46.172% | 06/15/2026 | 703 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $500.00 | 6.570% | $0.00 | 1.0 | None | N/A | No | 9.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $209,148.21 | $962.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001801 | Safe Harbor QM (APOR) | Yes | No | $4,910.00 | $6,229.86 | 8.399% | $1,284.09 | $1,284.09 | 8.000% | No | No | Employed | US Citizen | $4,431.53 | 1 | $6,067.32 | $2,477.04 | $505.61 | $206.42 | 47.966% | 47.966% | 47.966% | 05/22/2026 | 741 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,910.00 | 6.570% | $0.00 | 1.0 | None | Yes | No | 8.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $421,680.97 | $2,088.99 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001539 | Safe Harbor QM (APOR) | Yes | No | $700.69 | $2,108.18 | 9.353% | $351.48 | $351.48 | 8.875% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $5,813.38 | 1 | $3,431.28 | $4,636.80 | $285.94 | $386.40 | 39.555% | 39.555% | 39.555% | 04/22/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $700.69 | 6.260% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $308,771.16 | $1,876.36 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $3,385.38 | $0.00 | No | No | No | No | 1 | 360 | A | 09/16/2026 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001810 | Safe Harbor QM (APOR) | Yes | No | $1,318.86 | $2,235.98 | 9.161% | $185.62 | $185.62 | 8.125% | No | No | Non-Employment Income | US Citizen | $1,705.90 | 1 | $1,810.20 | $1,973.28 | $150.85 | $164.44 | 46.037% | 46.037% | 46.037% | 05/18/2026 | 714 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,318.86 | 6.570% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $150,863.50 | $954.42 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001800 | Safe Harbor QM (APOR) | Yes | No | $11,116.04 | $11,640.79 | 9.562% | $3,702.03 | $3,702.03 | 9.250% | No | No | Employed | US Citizen | $8,768.98 | 1 | $4,370.04 | $2,267.04 | $364.17 | $188.92 | 49.180% | 49.180% | 49.180% | 06/15/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $11,116.04 | 6.570% | $0.00 | 1.1 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $501,477.91 | $2,610.89 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001812 | Safe Harbor QM (APOR) | Yes | No | $2,169.39 | $3,464.18 | 9.539% | $368.63 | $368.63 | 8.750% | No | No | Employed | US Citizen | $4,631.87 | 1 | $4,054.32 | $3,435.72 | $337.86 | $286.31 | 35.594% | 35.594% | 35.594% | 06/19/2026 | 725 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,169.39 | 6.570% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $261,095.23 | $1,253.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001816 | Higher Priced QM (APOR) | Yes | No | $1,272.66 | $2,458.87 | 10.533% | $297.83 | $297.83 | 9.125% | No | No | Employed | US Citizen | $4,529.68 | 1 | $1,546.80 | $2,687.04 | $128.90 | $223.92 | 21.922% | 21.922% | 21.922% | 06/19/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,272.66 | 6.040% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $128,548.80 | $621.14 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001770 | Non QM | Yes | No | $7,139.60 | $10,220.42 | 9.742% | $2,319.17 | $2,319.17 | 9.250% | No | No | Employed | US Citizen | $10,968.29 | 1 | $21,947.88 | $9,773.04 | $1,828.99 | $814.42 | 44.022% | 44.022% | 44.022% | 06/09/2026 | 675 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $7,139.60 | 6.220% | $0.00 | 1.0 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $621,957.33 | $3,072.13 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001768 | Non QM | Yes | No | $1,306.61 | $2,412.52 | 9.018% | $212.09 | $212.09 | 8.125% | No | No | Non-Employment Income | US Citizen | $1,135.36 | 1 | $2,756.88 | $735.00 | $229.74 | $61.25 | 46.797% | 46.797% | 46.797% | 06/09/2026 | 764 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,306.61 | 6.510% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $87,894.35 | $495.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001643 | Higher Priced QM (APOR) | Yes | No | $3,694.84 | $4,979.76 | 9.964% | $649.59 | $649.59 | 9.250% | No | No | Employed | US Citizen | $4,167.91 | 1 | $3,622.08 | $1,067.04 | $301.84 | $88.92 | 48.815% | 48.815% | 48.815% | 05/19/2026 | 661 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,694.84 | 6.420% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.490% | [Redacted] | $267,113.33 | $1,166.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001789 | Safe Harbor QM (APOR) | Yes | No | $3,711.26 | $5,177.33 | 9.943% | $658.14 | $658.14 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $6,692.06 | 1 | $3,438.48 | $678.96 | $286.54 | $56.58 | 21.896% | 21.896% | 21.896% | 06/12/2026 | 644 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,711.26 | 6.510% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $104,234.31 | $874.84 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $0.00 | $3,520.40 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001809 | Safe Harbor QM (APOR) | Yes | No | $2,330.65 | $4,205.49 | 9.923% | $665.65 | $665.65 | 9.375% | No | No | Employed | US Citizen | $3,310.31 | 1 | $4,273.80 | $2,976.96 | $356.15 | $248.08 | 41.251% | 41.251% | 41.251% | 06/18/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,330.65 | 6.570% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 12 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $140,864.96 | $718.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001817 | Safe Harbor QM (APOR) | Yes | No | $842.19 | $2,139.99 | 9.810% | $329.07 | $329.07 | 9.250% | No | No | Employed | US Citizen | $2,023.32 | 1 | $4,424.76 | $1,790.04 | $368.73 | $149.17 | 43.335% | 43.335% | 43.335% | 06/19/2026 | 652 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $842.19 | 6.570% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $99,212.70 | $585.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001778 | Safe Harbor QM (APOR) | Yes | No | $4,136.90 | $5,746.34 | 9.620% | $787.33 | $787.33 | 9.000% | No | No | Employed | US Citizen | $4,380.56 | 1 | $2,000.16 | $6,109.68 | $166.68 | $509.14 | 36.510% | 36.510% | 36.510% | 06/09/2026 | 679 | No | No | [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,136.90 | 6.510% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 18 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $194,646.89 | $1,015.87 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001821 | Safe Harbor QM (APOR) | Yes | No | $1,975.35 | $3,410.55 | 9.789% | $447.50 | $447.50 | 9.125% | No | No | Employed | US Citizen | $3,763.93 | 1 | $5,772.96 | $2,772.00 | $481.08 | $231.00 | 47.917% | 47.917% | 47.917% | 06/20/2026 | 643 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,975.35 | 6.490% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.249% | [Redacted] | $456,857.20 | $2,207.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003216 | Safe Harbor QM (APOR) | Yes | No | $5,095.00 | $5,483.03 | 9.562% | $1,645.35 | $1,645.35 | 9.250% | No | No | Employed | US Citizen | $6,886.64 | 1 | $6,282.72 | $5,729.04 | $523.56 | $477.42 | 43.918% | 43.918% | 43.918% | 06/11/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,095.00 | 6.510% | $0.00 | 1.0 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $523,504.00 | $2,649.59 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003223 | Safe Harbor QM (APOR) | Yes | No | $1,915.00 | $2,220.18 | 9.369% | $322.55 | $322.55 | 8.750% | No | No | Employed | US Citizen | $5,028.90 | 1 | $5,084.40 | $4,396.80 | $423.70 | $366.40 | 31.323% | 31.323% | 31.323% | 06/08/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,915.00 | 6.490% | $0.00 | None | No | No | 8.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $7,471.22 | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $250,463.00 | $1,115.98 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 3.26 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003217 | Safe Harbor QM (APOR) | Yes | No | $5,795.00 | $6,194.49 | 9.041% | $1,848.75 | $1,848.75 | 8.750% | No | No | Employed | Not Employed | US Citizen | US Citizen | $11,790.49 | 1 | $7,930.32 | $4,669.68 | $660.86 | $389.14 | 36.499% | 36.499% | 36.499% | 06/01/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,795.00 | 6.520% | $0.00 | 2.2 | None | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $338,372.00 | $1,718.43 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003218 | Non QM | Yes | No | $4,246.50 | $4,964.46 | 9.114% | $891.35 | $891.35 | 8.625% | No | No | Employed | Employed | US Citizen | US Citizen | $10,756.50 | 1 | $5,780.04 | $3,823.80 | $481.67 | $318.65 | 36.116% | 36.116% | 36.116% | 04/30/2026 | 741 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,246.50 | 6.320% | $0.00 | None | Yes | No | 8.625% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 29 | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $252,481.92 | $1,239.36 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $10,462.33 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003219 | Safe Harbor QM (APOR) | Yes | No | $1,630.02 | $2,372.52 | 9.477% | $402.32 | $402.32 | 9.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,225.19 | 1 | $2,667.00 | $1,976.04 | $222.25 | $164.67 | 43.727% | 43.727% | 43.727% | 06/02/2026 | 767 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,630.02 | 6.520% | $0.00 | None | No | No | 9.000% | 0 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.375% | [Redacted] | $197,720.35 | $1,175.94 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $1,513.90 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003224 | Safe Harbor QM (APOR) | Yes | No | $1,995.02 | $2,613.60 | 8.498% | $366.89 | $366.89 | 8.000% | No | No | Employed | US Citizen | $5,126.79 | 1 | $4,033.08 | $2,011.80 | $336.09 | $167.65 | 38.540% | 38.540% | 38.540% | 06/17/2026 | 760 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,995.02 | 6.490% | $0.00 | None | N/A | No | 8.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 18 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $241,393.00 | $1,147.25 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003215 | Safe Harbor QM (APOR) | Yes | No | $1,995.02 | $2,692.77 | 9.628% | $402.32 | $402.32 | 9.000% | No | No | Non-Employment Income | US Citizen | $1,949.15 | 1 | $3,299.52 | $825.48 | $274.96 | $68.79 | 44.728% | 44.728% | 44.728% | 06/05/2026 | 729 | No | No | [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,995.02 | 6.490% | $0.00 | None | No | No | 9.000% | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $135,015.00 | $831.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003222 | Safe Harbor QM (APOR) | Yes | No | $3,495.00 | $3,809.33 | 8.709% | $950.09 | $950.09 | 8.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $6,406.80 | 1 | $4,700.64 | $1,685.16 | $391.72 | $140.43 | 40.335% | 40.335% | 40.335% | 06/09/2026 | 778 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,495.00 | 6.490% | $0.00 | None | No | No | 8.375% | 0 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $242,827.12 | $1,109.96 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003213 | Safe Harbor QM (APOR) | Yes | No | $2,465.00 | $3,174.54 | 8.918% | $398.17 | $398.17 | 8.250% | No | No | Employed | US Citizen | $6,297.49 | 1 | $3,652.32 | $6,098.04 | $304.36 | $508.17 | 43.646% | 43.646% | 43.646% | 06/09/2026 | 759 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,465.00 | 6.510% | $0.00 | None | No | No | 8.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $294,384.00 | $1,383.94 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003214 | Safe Harbor QM (APOR) | Yes | No | $3,235.00 | $4,167.44 | 8.739% | $813.28 | $813.28 | 8.375% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $9,279.55 | 1 | $4,758.60 | $5,726.04 | $396.55 | $477.17 | 31.861% | 31.861% | 31.861% | 06/12/2026 | 738 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,235.00 | 6.570% | $0.00 | None | No | No | 8.375% | 2 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $322,581.58 | $1,530.95 | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,788.36 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003220 | Higher Priced QM (APOR) | Yes | No | $2,150.80 | $2,595.36 | 10.336% | $461.97 | $461.97 | 9.750% | No | No | Employed | US Citizen | $4,425.02 | 1 | $2,208.60 | $927.00 | $184.05 | $77.25 | 27.741% | 27.741% | 27.741% | 06/08/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,150.80 | 6.490% | $0.00 | 1.2 | None | Yes | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $133,483.00 | $817.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003221 | Safe Harbor QM (APOR) | Yes | No | $3,200.00 | $3,885.25 | 8.954% | $856.08 | $856.08 | 8.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,382.45 | 1 | $2,483.04 | $1,558.80 | $206.92 | $129.90 | 41.782% | 41.782% | 41.782% | 05/28/2026 | 740 | No | No | [Borrower - | Primary Income - Pension]; Account Statements - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2022 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,200.00 | 6.600% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $306,847.69 | $1,458.37 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 0.87 | Retail | No | $4,645.39 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001763 | Higher Priced QM (APOR) | Yes | No | $2,337.02 | $3,988.28 | 10.142% | $417.41 | $417.41 | 9.250% | No | No | Non-Employment Income | US Citizen | $1,401.26 | 1 | $2,015.52 | $1,667.04 | $167.96 | $138.92 | 48.281% | 48.281% | 48.281% | 06/08/2026 | 644 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,337.02 | 6.510% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $104,594.53 | $554.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001773 | Safe Harbor QM (APOR) | Yes | No | $4,108.44 | $5,107.08 | 8.249% | $622.86 | $622.86 | 7.625% | No | No | Employed | US Citizen | $2,111.21 | 1 | $2,408.52 | $2,412.60 | $200.71 | $201.05 | 49.941% | 49.941% | 49.941% | 06/17/2026 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,108.44 | 6.510% | $0.00 | 4.5 | None | N/A | No | 7.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $23,083.98 | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $103,790.06 | $610.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.29 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1001781 | Safe Harbor QM (APOR) | Yes | No | $1,761.07 | $2,763.04 | 9.978% | $309.29 | $309.29 | 9.125% | No | No | Employed | US Citizen | $3,656.39 | 1 | $2,318.88 | $3,336.96 | $193.24 | $278.08 | 38.059% | 38.059% | 38.059% | 06/10/2026 | 650 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,761.07 | 6.510% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $157,597.00 | $891.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003383 | N/A | No | No | $0.00 | $871.25 | 7.281% | $1,227.92 | $1,227.92 | 7.250% | No | No | Employed | US Citizen | $14,860.60 | 1 | $8,501.16 | $1,362.96 | $708.43 | $113.58 | 35.956% | 35.956% | 35.956% | 07/13/2026 | 816 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | 6.490% | $0.00 | 1.0 | None | Yes | No | 7.250% | 2 | 1 | 0 | 2 | 1 | 0.00 | No | [Redacted] | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $436,670.41 | $1,968.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003453 | Higher Priced QM (APOR) | Yes | No | $1,229.74 | $2,271.59 | 10.113% | $312.20 | $312.20 | 8.000% | No | No | Employed | US Citizen | $3,221.20 | 1 | $2,025.00 | $1,394.04 | $168.75 | $116.17 | 23.016% | 23.016% | 23.016% | 07/10/2026 | 731 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,229.74 | 5.970% | $0.00 | None | N/A | No | 8.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $60,991.03 | $336.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003511 | Safe Harbor QM (APOR) | Yes | No | $729.46 | $2,472.66 | 9.763% | $358.51 | $358.51 | 9.125% | No | No | Employed | US Citizen | $3,013.57 | 1 | $2,742.72 | $2,045.04 | $228.56 | $170.42 | 44.365% | 44.365% | 44.365% | 06/23/2026 | 669 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $729.46 | 6.490% | $0.00 | None | N/A | No | 9.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 9 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $173,966.64 | $837.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003411 | Safe Harbor QM (APOR) | Yes | No | $4,137.92 | $5,325.17 | 9.942% | $891.54 | $891.54 | 9.375% | No | No | Employed | US Citizen | $12,847.84 | 1 | $7,836.24 | $1,551.00 | $653.02 | $129.25 | 26.512% | 26.512% | 26.512% | 07/07/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,137.92 | 6.490% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $548,035.55 | $2,587.30 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003269 | Safe Harbor QM (APOR) | Yes | No | $1,590.00 | $2,272.10 | 7.383% | $1,023.26 | $1,023.26 | 7.250% | No | No | Not Employed | Self-Employed | Not Employed | 0 | US Citizen | US Citizen | $19,001.31 | 1 | $4,604.40 | $2,870.88 | $383.70 | $239.24 | 15.990% | 15.990% | 15.990% | 06/30/2026 | 773 | 781 | 800 | 787 | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,590.00 | 6.520% | $0.00 | None | N/A | No | 7.250% | 0 | 1 | 1 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 2.500% | [Redacted] | $154,325.10 | $1,331.65 | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $22,617.94 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003368 | Higher Priced QM (APOR) | Yes | No | $1,758.36 | $2,594.14 | 10.009% | $324.08 | $324.08 | 9.250% | No | No | Employed | US Citizen | $7,086.55 | 1 | $541.08 | $2,368.08 | $45.09 | $197.34 | 23.167% | 23.167% | 23.167% | 06/26/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,758.36 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $206,898.42 | $1,058.19 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003455 | Safe Harbor QM (APOR) | Yes | No | $2,889.38 | $4,001.43 | 9.600% | $494.28 | $494.28 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $5,619.58 | 1 | $2,851.32 | $2,766.96 | $237.61 | $230.58 | 40.997% | 40.997% | 40.997% | 06/18/2026 | 664 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,889.38 | 6.570% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 1 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $267,288.67 | $1,262.67 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $1,956.05 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003280 | Safe Harbor QM (APOR) | Yes | No | $3,901.50 | $5,143.27 | 9.850% | $795.44 | $795.44 | 9.250% | No | No | Employed | US Citizen | $3,629.42 | 1 | $3,007.80 | $1,734.24 | $250.65 | $144.52 | 34.730% | 34.730% | 34.730% | 07/08/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,901.50 | 6.490% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $143,016.24 | $730.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003310 | Safe Harbor QM (APOR) | Yes | No | $1,774.22 | $2,904.14 | 9.323% | $295.26 | $295.26 | 8.500% | No | No | Non-Employment Income | US Citizen | $1,949.73 | 1 | $4,094.76 | $702.96 | $341.23 | $58.58 | 47.758% | 47.758% | 47.758% | 06/24/2026 | 726 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,774.22 | 6.490% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $83,174.71 | $654.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003433 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,719.33 | 8.285% | $742.50 | $742.50 | 8.125% | No | No | Employed | US Citizen | $7,290.61 | 1 | $9,783.60 | $1,934.04 | $815.30 | $161.17 | 34.142% | 34.142% | 34.142% | 06/24/2026 | 757 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.490% | $0.00 | None | N/A | No | 8.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $221,487.42 | $1,052.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003371 | Safe Harbor QM (APOR) | Yes | No | $1,700.39 | $2,805.33 | 9.443% | $488.17 | $488.17 | 8.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $3,469.24 | 1 | $2,837.88 | $1,368.96 | $236.49 | $114.08 | 46.790% | 46.790% | 46.790% | 06/15/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,700.39 | 6.040% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 1 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $152,640.09 | $807.96 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003229 | Safe Harbor QM (APOR) | Yes | No | $2,010.49 | $3,476.01 | 9.683% | $723.95 | $723.95 | 9.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,486.29 | 1 | $4,185.48 | $2,066.88 | $348.79 | $172.24 | 49.909% | 49.909% | 49.909% | 06/10/2026 | 677 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,010.49 | 6.510% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $250,653.97 | $1,611.77 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $5,149.63 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003277 | Safe Harbor QM (APOR) | Yes | No | $1,585.72 | $2,806.23 | 9.666% | $463.77 | $463.77 | 9.125% | No | No | Employed | US Citizen | $4,516.10 | 1 | $2,716.56 | $1,413.96 | $226.38 | $117.83 | 28.108% | 28.108% | 28.108% | 07/07/2026 | 675 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,585.72 | 6.490% | $0.00 | None | N/A | No | 9.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $157,034.29 | $916.71 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003446 | Safe Harbor QM (APOR) | Yes | No | $1,534.73 | $2,651.20 | 8.571% | $655.08 | $655.08 | 7.500% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $6,019.96 | 1 | $933.48 | $2,193.96 | $77.79 | $182.83 | 26.368% | 26.368% | 26.368% | 07/08/2026 | 753 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,534.73 | 5.970% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $98,152.20 | $489.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $2,080.44 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003357 | Safe Harbor QM (APOR) | Yes | No | $1,761.40 | $2,837.71 | 8.639% | $309.79 | $309.79 | 7.625% | No | No | Employed | US Citizen | $2,543.35 | 1 | $2,806.08 | $1,953.24 | $233.84 | $162.77 | 41.889% | 41.889% | 41.889% | 07/09/2026 | 790 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,761.40 | 6.150% | $0.00 | None | N/A | No | 7.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $112,009.56 | $497.92 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003435 | Safe Harbor QM (APOR) | Yes | No | $2,150.18 | $3,269.63 | 9.024% | $449.57 | $449.57 | 7.875% | No | No | Employed | US Citizen | $7,634.79 | 1 | $3,158.16 | $1,504.80 | $263.18 | $125.40 | 45.774% | 45.774% | 45.774% | 06/23/2026 | 763 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,150.18 | 5.970% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.000% | [Redacted] | $138,121.70 | $1,329.07 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003439 | Higher Priced QM (APOR) | Yes | No | $1,559.64 | $2,647.27 | 10.166% | $278.85 | $278.85 | 9.250% | No | No | Employed | US Citizen | $2,274.63 | 1 | $1,198.80 | $1,593.96 | $99.90 | $132.83 | 44.379% | 44.379% | 44.379% | 06/25/2026 | 703 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,559.64 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $57,533.08 | $348.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003335 | Safe Harbor QM (APOR) | Yes | No | $3,425.12 | $4,599.73 | 9.290% | $938.86 | $938.86 | 8.875% | No | No | Employed | US Citizen | $3,337.19 | 1 | $7,328.88 | $1,316.04 | $610.74 | $109.67 | 46.519% | 46.519% | 46.519% | 06/29/2026 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,425.12 | 6.490% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $231,903.83 | $1,140.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003463 | Safe Harbor QM (APOR) | Yes | No | $3,985.46 | $5,364.46 | 9.252% | $1,186.31 | $1,186.31 | 8.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $4,490.90 | 1 | $2,296.56 | $1,629.96 | $191.38 | $135.83 | 44.132% | 44.132% | 44.132% | 07/02/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,985.46 | 6.490% | $0.00 | 1.0 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 9.250% | [Redacted] | $219,651.11 | $1,077.71 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003276 | Non QM | Yes | No | $10,420.00 | $12,591.41 | 8.359% | $1,957.69 | $1,957.69 | 7.875% | No | No | Employed | US Citizen | $6,479.68 | 2 | $8,581.44 | $2,982.00 | $715.12 | $248.50 | 49.480% | 49.480% | 49.480% | 06/30/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $10,420.00 | 6.410% | $0.00 | None | No | No | 7.875% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | [Redacted] | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $713,380.00 | $3,425.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003461 | Safe Harbor QM (APOR) | Yes | No | $3,285.58 | $4,434.35 | 9.838% | $573.44 | $573.44 | 9.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,937.95 | 1 | $1,190.04 | $3,924.00 | $99.17 | $327.00 | 48.633% | 48.633% | 48.633% | 07/12/2026 | 677 | No | No | [Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,285.58 | 6.490% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $253,993.14 | $1,275.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $5,205.23 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003337 | Higher Priced QM (APOR) | Yes | No | $1,473.20 | $2,838.15 | 9.807% | $517.44 | $517.44 | 9.125% | No | No | Employed | US Citizen | $7,260.10 | 1 | $8,023.68 | $1,163.04 | $668.64 | $96.92 | 43.716% | 43.716% | 43.716% | 06/19/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,473.20 | 6.260% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $4,773.46 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $440,921.14 | $2,115.52 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 1.24 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003353 | Safe Harbor QM (APOR) | Yes | No | $2,444.08 | $3,532.69 | 9.880% | $433.93 | $433.93 | 9.125% | No | No | Employed | US Citizen | $4,028.27 | 1 | $1,266.84 | $4,375.32 | $105.57 | $364.61 | 36.398% | 36.398% | 36.398% | 07/02/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,444.08 | 6.520% | $0.00 | None | N/A | No | 9.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $92,183.87 | $471.22 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003299 | Safe Harbor QM (APOR) | Yes | No | $1,525.45 | $2,549.14 | 8.132% | $241.39 | $241.39 | 7.375% | No | No | Employed | US Citizen | $1,952.97 | 1 | $620.16 | $1,916.04 | $51.68 | $159.67 | 33.267% | 33.267% | 33.267% | 07/06/2026 | 786 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,525.45 | 6.490% | $0.00 | None | N/A | No | 7.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.875% | [Redacted] | $63,150.10 | $483.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003403 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,514.77 | 9.198% | $221.67 | $221.67 | 8.625% | No | No | Non-Employment Income | US Citizen | $1,229.90 | 1 | $1,118.76 | $1,956.96 | $93.23 | $163.08 | 42.485% | 42.485% | 42.485% | 07/01/2026 | 682 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.520% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $83,445.82 | $430.51 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003466 | Safe Harbor QM (APOR) | Yes | No | $1,393.06 | $2,427.32 | 9.814% | $272.78 | $272.78 | 9.000% | No | No | Employed | US Citizen | $4,753.88 | 1 | $774.12 | $2,171.04 | $64.51 | $180.92 | 39.597% | 39.597% | 39.597% | 06/28/2026 | 714 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,393.06 | 6.520% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $104,570.30 | $490.67 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003389 | Higher Priced QM (APOR) | Yes | No | $438.65 | $1,695.16 | 9.870% | $285.09 | $285.09 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $7,971.57 | 1 | $824.04 | $3,627.48 | $68.67 | $302.29 | 30.230% | 30.230% | 30.230% | 06/24/2026 | 703 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $438.65 | 6.260% | $0.00 | None | N/A | No | 9.125% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $122,345.21 | $606.21 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,925.51 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003481 | Higher Priced QM (APOR) | Yes | No | $1,379.73 | $2,407.38 | 10.444% | $223.17 | $223.17 | 9.375% | No | No | Non-Employment Income | US Citizen | $1,701.91 | 1 | $5,461.92 | $1,176.96 | $455.16 | $98.08 | 40.354% | 40.354% | 40.354% | 06/17/2026 | 651 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,379.73 | 6.570% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $54,099.50 | $375.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003475 | Safe Harbor QM (APOR) | Yes | No | $4,884.86 | $6,347.85 | 9.651% | $1,395.98 | $1,395.98 | 9.250% | No | No | Non-Employment Income | US Citizen | $4,112.77 | 1 | $5,470.44 | $1,286.64 | $455.87 | $107.22 | 48.580% | 48.580% | 48.580% | 06/23/2026 | 680 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Annuity]; 1099 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,884.86 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $256,112.00 | $1,434.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003517 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $2,070.75 | 8.221% | $311.89 | $311.89 | 7.250% | No | No | Non-Employment Income | US Citizen | $3,181.14 | 1 | $2,561.64 | $1,658.52 | $213.47 | $138.21 | 36.557% | 36.557% | 36.557% | 07/02/2026 | 808 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Annuity]; 1099 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 5.980% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $173,203.57 | $1,122.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003331 | Safe Harbor QM (APOR) | Yes | No | $2,889.52 | $3,794.06 | 10.013% | $522.95 | $522.95 | 9.250% | No | No | Employed | US Citizen | $2,260.50 | 1 | $695.64 | $3,468.00 | $57.97 | $289.00 | 35.752% | 35.752% | 35.752% | 06/17/2026 | 673 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,889.52 | 6.570% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.500% | [Redacted] | $18,261.43 | $352.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003470 | Non QM | Yes | No | $4,138.18 | $5,419.65 | 9.939% | $723.95 | $723.95 | 9.250% | No | No | Employed | US Citizen | $3,446.35 | 1 | $2,410.32 | $2,265.96 | $200.86 | $188.83 | 33.678% | 33.678% | 33.678% | 05/27/2026 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,138.18 | 6.600% | $0.00 | None | N/A | No | 9.250% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $81,254.54 | $509.43 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003346 | Safe Harbor QM (APOR) | Yes | No | $3,130.07 | $4,392.35 | 8.350% | $672.18 | $672.18 | 7.875% | No | No | Employed | US Citizen | $10,170.37 | 1 | $4,123.56 | $2,337.60 | $343.63 | $194.80 | 27.883% | 27.883% | 27.883% | 07/01/2026 | 762 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,130.07 | 6.520% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 425 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.359% | [Redacted] | $249,229.88 | $1,118.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003255 | Safe Harbor QM (APOR) | Yes | No | $2,375.03 | $3,536.42 | 9.569% | $735.60 | $735.60 | 9.000% | No | No | Employed | Employed | US Citizen | US Citizen | $9,302.05 | 1 | $8,078.40 | $2,289.00 | $673.20 | $190.75 | 27.423% | 27.423% | 27.423% | 07/05/2026 | 658 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,375.03 | 6.150% | $0.00 | None | N/A | No | 9.000% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $272,521.95 | $1,246.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,977.70 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003313 | Safe Harbor QM (APOR) | Yes | No | $5,784.87 | $7,747.77 | 9.627% | $1,727.62 | $1,727.62 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,744.94 | 1 | $4,385.64 | $6,483.96 | $365.47 | $540.33 | 46.861% | 46.861% | 46.861% | 06/16/2026 | 672 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,784.87 | 6.570% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $297,612.48 | $1,473.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $2,031.66 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003464 | Safe Harbor QM (APOR) | Yes | No | $4,411.98 | $5,958.55 | 9.640% | $1,314.98 | $1,314.98 | 9.250% | No | No | Employed | US Citizen | $6,739.95 | 1 | $2,721.00 | $2,726.04 | $226.75 | $227.17 | 43.097% | 43.097% | 43.097% | 06/26/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,411.98 | 6.490% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $212,918.85 | $1,049.69 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003323 | N/A | No | No | $1,445.00 | $1,901.65 | 7.777% | $355.67 | $355.67 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $6,931.58 | 1 | $2,067.96 | $395.04 | $172.33 | $32.92 | 48.986% | 48.986% | 48.986% | 06/24/2026 | 776 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,445.00 | 6.260% | $0.00 | None | N/A | No | 7.250% | 2 | 2 | 1 | 0 | 2 | 1 | 0.00 | No | [Redacted] | $0.00 | No | 29 | 22 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $130,885.69 | $615.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | Yes | No | $0.00 | $8,259.33 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003507 | Safe Harbor QM (APOR) | Yes | No | $2,014.84 | $2,099.50 | 9.890% | $363.06 | $363.06 | 9.375% | No | No | Employed | US Citizen | $5,968.20 | 1 | $3,961.56 | $2,040.96 | $330.13 | $170.08 | 37.451% | 37.451% | 37.451% | 06/17/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,014.84 | 6.520% | $0.00 | 1.1 | None | No | No | 9.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $363,519.00 | $2,108.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003252 | Non QM | Yes | No | $5,446.18 | $7,104.59 | 8.169% | $1,641.90 | $1,641.90 | 7.750% | No | No | Employed | US Citizen | $3,596.95 | 1 | $2,276.88 | $2,352.00 | $189.74 | $196.00 | 36.559% | 36.559% | 36.559% | 06/04/2026 | 697 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,446.18 | 6.250% | $0.00 | 1.0 | None | N/A | No | 7.750% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $265,027.92 | $1,607.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003529 | Safe Harbor QM (APOR) | Yes | No | $1,608.19 | $3,475.08 | 8.442% | $1,208.18 | $1,208.18 | 8.250% | No | No | Non-Employment Income | US Citizen | $10,455.88 | 1 | $2,223.36 | $2,409.24 | $185.28 | $200.77 | 34.192% | 34.192% | 34.192% | 05/21/2026 | 680 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,608.19 | 6.420% | $0.00 | 1.7 | None | N/A | No | 8.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.125% | [Redacted] | $17,726.06 | $1,091.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003451 | Safe Harbor QM (APOR) | Yes | No | $1,399.10 | $2,590.16 | 9.986% | $277.75 | $277.75 | 9.125% | No | No | Employed | US Citizen | $2,943.96 | 1 | $2,233.56 | $975.96 | $186.13 | $81.33 | 33.395% | 33.395% | 33.395% | 06/23/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,399.10 | 6.490% | $0.00 | 1.0 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.875% | [Redacted] | $113,963.09 | $753.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003317 | Safe Harbor QM (APOR) | Yes | No | $532.62 | $1,967.69 | 8.529% | $639.84 | $639.84 | 7.750% | No | No | Employed | US Citizen | $11,442.69 | 1 | $2,042.16 | $2,069.04 | $170.18 | $172.42 | 27.730% | 27.730% | 27.730% | 07/01/2026 | 803 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $532.62 | 6.090% | $0.00 | None | N/A | No | 7.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 5 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $135,042.59 | $1,279.20 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003416 | Safe Harbor QM (APOR) | Yes | No | $3,987.89 | $5,465.05 | 9.914% | $913.25 | $913.25 | 9.375% | No | No | Employed | US Citizen | $7,983.16 | 1 | $1,452.60 | $5,008.68 | $121.05 | $417.39 | 45.715% | 45.715% | 45.715% | 06/27/2026 | 668 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,987.89 | 6.520% | $0.00 | 1.0 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $275,201.00 | $1,302.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003444 | Safe Harbor QM (APOR) | Yes | No | $2,418.88 | $3,722.77 | 9.842% | $467.84 | $467.84 | 9.125% | No | No | Employed | US Citizen | $3,383.86 | 1 | $2,824.20 | $1,970.64 | $235.35 | $164.22 | 47.864% | 47.864% | 47.864% | 06/25/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,418.88 | 6.490% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 24 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $128,212.00 | $618.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003256 | Safe Harbor QM (APOR) | Yes | No | $3,970.46 | $5,423.99 | 9.659% | $1,135.29 | $1,135.29 | 9.250% | No | No | Employed | US Citizen | $8,243.30 | 1 | $10,563.48 | $4,201.68 | $880.29 | $350.14 | 30.798% | 30.798% | 30.798% | 06/17/2026 | 661 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $3,970.46 | 6.570% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $257,817.23 | $1,203.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003449 | Higher Priced QM (APOR) | Yes | No | $1,381.47 | $2,485.82 | 10.033% | $368.60 | $368.60 | 8.125% | No | No | Employed | US Citizen | $2,235.20 | 1 | $2,097.00 | $1,293.36 | $174.75 | $107.78 | 38.341% | 38.341% | 38.341% | 07/01/2026 | 712 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,381.47 | 6.090% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $97,323.02 | $552.79 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003457 | Safe Harbor QM (APOR) | Yes | No | $3,987.67 | $5,492.13 | 9.813% | $1,106.87 | $1,106.87 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $4,840.79 | 1 | $1,176.00 | $2,805.00 | $98.00 | $233.75 | 39.880% | 39.880% | 39.880% | 06/30/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,987.67 | 6.490% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 11 | 11 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.125% | [Redacted] | $184,455.99 | $1,154.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,054.59 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003494 | Safe Harbor QM (APOR) | Yes | No | $2,199.93 | $4,427.63 | 9.833% | $679.74 | $679.74 | 9.250% | No | No | Employed | US Citizen | $11,226.07 | 1 | $3,443.16 | $1,620.00 | $286.93 | $135.00 | 31.458% | 31.458% | 31.458% | 06/22/2026 | 654 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,199.93 | 6.490% | $0.00 | 1.0 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $165,680.96 | $928.53 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003240 | Safe Harbor QM (APOR) | Yes | No | $2,869.47 | $4,092.38 | 9.074% | $470.67 | $470.67 | 8.375% | No | No | Non-Employment Income | US Citizen | $2,517.58 | 1 | $0.00 | $2,370.96 | $0.00 | $197.58 | 42.434% | 42.434% | 42.434% | 06/08/2026 | 657 | No | No | [Borrower - | Primary Income - Pension]; Account Statements - 2026 [Borrower - | Primary Income - Pension]; Other - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,869.47 | 6.490% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $216,745.19 | $1,187.52 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003324 | Safe Harbor QM (APOR) | Yes | No | $846.77 | $2,090.50 | 9.470% | $734.66 | $734.66 | 9.250% | No | No | Employed | Permanent Resident Alien | $6,638.38 | 1 | $9,813.00 | $568.56 | $817.75 | $47.38 | 47.364% | 47.364% | 47.364% | 06/23/2026 | 668 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $846.77 | 6.490% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $296,744.65 | $1,962.78 | No | Individual | No | No | Fair Isaac (VER. 2) | Passport | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003379 | Higher Priced QM (APOR) | Yes | No | $1,379.75 | $2,544.46 | 10.576% | $209.91 | $209.91 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $3,825.18 | 1 | $1,924.68 | $1,474.92 | $160.39 | $122.91 | 43.512% | 43.512% | 43.512% | 06/18/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,379.75 | 6.490% | $0.00 | None | N/A | No | 9.375% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $131,074.53 | $758.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $1,135.23 | $1,516.67 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003474 | Safe Harbor QM (APOR) | Yes | No | $3,472.06 | $4,727.66 | 9.440% | $584.24 | $584.24 | 8.750% | No | No | Employed | US Citizen | $3,977.33 | 1 | $3,347.04 | $2,612.04 | $278.92 | $217.67 | 49.009% | 49.009% | 49.009% | 06/09/2026 | 659 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,472.06 | 6.490% | $0.00 | None | N/A | No | 8.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $230,319.96 | $884.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003345 | Higher Priced QM (APOR) | Yes | No | $3,417.20 | $4,868.66 | 9.941% | $1,031.82 | $1,031.82 | 8.625% | No | No | Employed | US Citizen | $4,643.47 | 1 | $5,641.68 | $1,983.00 | $470.14 | $165.25 | 44.878% | 44.878% | 44.878% | 06/26/2026 | 656 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,417.20 | 6.030% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 1.990% | [Redacted] | $189,316.45 | $1,795.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003322 | Safe Harbor QM (APOR) | Yes | No | $2,783.70 | $2,977.59 | 9.732% | $540.19 | $540.19 | 9.250% | No | No | Employed | US Citizen | $6,240.17 | 1 | $9,371.04 | $3,097.92 | $780.92 | $258.16 | 42.188% | 42.188% | 42.188% | 06/30/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,783.70 | 6.520% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $250,336.34 | $1,246.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003235 | Safe Harbor QM (APOR) | Yes | No | $4,137.76 | $5,687.60 | 9.883% | $995.07 | $995.07 | 9.375% | No | No | Employed | US Citizen | $5,959.69 | 1 | $3,523.92 | $1,199.04 | $293.66 | $99.92 | 28.369% | 28.369% | 28.369% | 06/29/2026 | 699 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,137.76 | 6.520% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $160,439.25 | $737.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003404 | Safe Harbor QM (APOR) | Yes | No | $3,724.63 | $5,008.78 | 9.424% | $629.35 | $629.35 | 8.750% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $7,428.03 | 1 | $3,102.96 | $2,969.16 | $258.58 | $247.43 | 33.558% | 33.558% | 33.558% | 06/10/2026 | 680 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,724.63 | 6.510% | $0.00 | None | N/A | No | 8.750% | 0 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $308,123.22 | $1,532.33 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | No | $0.00 | $7,355.92 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003502 | Safe Harbor QM (APOR) | Yes | No | $4,137.69 | $5,708.78 | 9.839% | $1,087.78 | $1,087.78 | 9.375% | No | No | Non-Employment Income | US Citizen | $4,294.25 | 1 | $1,211.88 | $3,258.96 | $100.99 | $271.58 | 37.942% | 37.942% | 37.942% | 06/26/2026 | 659 | No | No | [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,137.69 | 6.490% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.880% | [Redacted] | $92,581.36 | $1,090.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003485 | Safe Harbor QM (APOR) | Yes | No | $3,333.62 | $5,057.07 | 10.011% | $613.33 | $613.33 | 9.250% | No | No | Employed | US Citizen | $3,758.71 | 1 | $2,292.60 | $3,116.64 | $191.05 | $259.72 | 46.417% | 46.417% | 46.417% | 06/29/2026 | 657 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,333.62 | 6.520% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $240,371.21 | $1,171.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003499 | N/A | No | No | $1,791.94 | $2,905.53 | 9.567% | $306.81 | $306.81 | 8.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $1,994.43 | 1 | $3,149.88 | $1,332.00 | $262.49 | $111.00 | 45.988% | 45.988% | 45.988% | 06/30/2026 | 741 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,791.94 | 6.490% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 1 | 0 | 3 | 1 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $117,824.19 | $574.73 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $2,876.13 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003375 | Safe Harbor QM (APOR) | Yes | No | $2,027.88 | $3,197.03 | 9.891% | $451.03 | $451.03 | 9.250% | No | No | Employed | US Citizen | $4,404.13 | 1 | $2,715.24 | $1,810.08 | $226.27 | $150.84 | 49.667% | 49.667% | 49.667% | 06/29/2026 | 667 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,027.88 | 6.520% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $130,675.02 | $651.07 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003486 | Safe Harbor QM (APOR) | Yes | No | $2,594.00 | $3,793.22 | 9.876% | $454.38 | $454.38 | 9.125% | No | No | Non-Employment Income | US Citizen | $2,543.31 | 1 | $400.68 | $1,589.04 | $33.39 | $132.42 | 46.744% | 46.744% | 46.744% | 06/23/2026 | 709 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,594.00 | 6.490% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $41,682.89 | $190.45 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003406 | Safe Harbor QM (APOR) | Yes | No | $3,954.99 | $5,377.19 | 9.664% | $864.71 | $864.71 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $7,223.08 | 1 | $2,575.44 | $1,839.96 | $214.62 | $153.33 | 35.215% | 35.215% | 35.215% | 06/16/2026 | 707 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,954.99 | 6.570% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 21 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $126,019.00 | $1,158.82 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $0.00 | $6,052.08 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003382 | Safe Harbor QM (APOR) | Yes | No | $0.00 | $616.18 | 7.350% | $341.09 | $341.09 | 7.250% | No | No | Employed | US Citizen | $4,520.97 | 1 | $7,174.32 | $1,965.60 | $597.86 | $163.80 | 45.748% | 45.748% | 45.748% | 06/11/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | 6.490% | $0.00 | None | N/A | No | 7.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $440,810.55 | $1,992.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003477 | Safe Harbor QM (APOR) | Yes | No | $1,159.00 | $1,992.37 | 7.567% | $395.66 | $395.66 | 7.250% | No | No | Employed | US Citizen | $3,506.21 | 1 | $4,841.88 | $1,749.00 | $403.49 | $145.75 | 39.176% | 39.176% | 39.176% | 06/01/2026 | 728 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,159.00 | 6.520% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $73,445.00 | $694.39 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003281 | Safe Harbor QM (APOR) | Yes | No | $3,023.48 | $4,463.24 | 9.930% | $705.12 | $705.12 | 9.375% | No | No | Self-Employed | US Citizen | $2,049.88 | 1 | $2,213.16 | $2,158.56 | $184.43 | $179.88 | 46.082% | 46.082% | 46.082% | 06/18/2026 | 645 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,023.48 | 6.570% | $0.00 | None | N/A | No | 9.375% | 2 | 2 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $98,067.38 | $527.37 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003242 | Higher Priced QM (APOR) | Yes | No | $2,898.35 | $4,365.84 | 10.156% | $596.28 | $596.28 | 9.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,025.72 | 1 | $6,397.92 | $2,316.00 | $533.16 | $193.00 | 41.668% | 41.668% | 41.668% | 06/08/2026 | 669 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $2,898.35 | 6.220% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $220,137.00 | $1,061.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $3,213.07 | $2,345.04 | No | No | No | No | 1 | 240 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003534 | Safe Harbor QM (APOR) | Yes | No | $1,200.00 | $1,730.61 | 7.787% | $276.27 | $276.27 | 7.375% | No | No | Employed | Employed | US Citizen | US Citizen | $13,312.71 | 1 | $12,193.68 | $1,547.04 | $1,016.14 | $128.92 | 28.618% | 28.618% | 28.618% | 06/18/2026 | 759 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,200.00 | 6.520% | $0.00 | None | N/A | No | 7.375% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | 17 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $266,015.85 | $1,370.90 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $10,435.00 | No | No | No | No | 1 | 360 | None | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003248 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $2,117.02 | 9.350% | $366.00 | $366.00 | 8.875% | No | No | Employed | US Citizen | $3,501.99 | 1 | $660.72 | $1,761.96 | $55.06 | $146.83 | 40.905% | 40.905% | 40.905% | 06/09/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.490% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $197,278.68 | $1,111.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003328 | Safe Harbor QM (APOR) | Yes | No | $3,886.00 | $4,939.18 | 9.149% | $1,062.05 | $1,062.05 | 8.750% | No | No | Employed | Employed | US Citizen | US Citizen | $8,213.26 | 1 | $9,433.92 | $1,683.00 | $786.16 | $140.25 | 41.861% | 41.861% | 41.861% | 05/06/2026 | 656 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,886.00 | 6.410% | $0.00 | None | N/A | No | 8.750% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $312,750.65 | $1,559.22 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,489.48 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003526 | Safe Harbor QM (APOR) | Yes | No | $526.11 | $2,002.89 | 8.648% | $647.11 | $647.11 | 7.875% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $7,088.31 | 1 | $5,226.48 | $2,958.00 | $435.54 | $246.50 | 34.377% | 34.377% | 34.377% | 05/26/2026 | 708 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $526.11 | 5.910% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 1 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $193,514.85 | $1,338.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003500 | Safe Harbor QM (APOR) | Yes | No | $2,128.82 | $3,921.85 | 9.753% | $549.45 | $549.45 | 9.125% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,806.57 | 1 | $297.36 | $1,224.84 | $24.78 | $102.07 | 31.744% | 31.744% | 31.744% | 06/23/2026 | 674 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,128.82 | 6.490% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $58,470.16 | $513.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $3,839.82 | $3,090.90 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003273 | Higher Priced QM (APOR) | Yes | No | $1,296.20 | $2,405.02 | 10.181% | $242.38 | $242.38 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,069.03 | 1 | $4,401.72 | $1,867.80 | $366.81 | $155.65 | 43.778% | 43.778% | 43.778% | 06/02/2026 | 676 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,296.20 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $207,861.66 | $1,012.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | $1,624.52 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003308 | N/A | No | No | $0.00 | $984.00 | 8.309% | $766.29 | $766.29 | 8.250% | No | No | Employed | Employed | US Citizen | US Citizen | $25,871.76 | 1 | $2,224.44 | $2,176.92 | $185.37 | $181.41 | 25.096% | 25.096% | 25.096% | 06/10/2026 | 748 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | 6.510% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | 30 | 30 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $297,879.54 | $1,389.41 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $10,416.66 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003258 | N/A | No | No | $2,300.25 | $3,348.18 | 8.208% | $919.83 | $919.83 | 7.875% | No | No | Employed | US Citizen | $15,927.74 | 1 | $7,447.08 | $2,127.96 | $620.59 | $177.33 | 44.881% | 44.881% | 44.881% | 06/12/2026 | 776 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,300.25 | 6.160% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $61,253.99 | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $328,465.41 | $1,543.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.47 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003414 | Safe Harbor QM (APOR) | Yes | No | $2,515.67 | $3,721.92 | 9.979% | $465.24 | $465.24 | 9.250% | No | No | Employed | US Citizen | $4,572.23 | 1 | $2,665.20 | $3,626.64 | $222.10 | $302.22 | 36.368% | 36.368% | 36.368% | 06/26/2026 | 671 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2020 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,515.67 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $211,757.68 | $954.68 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003265 | Safe Harbor QM (APOR) | Yes | No | $3,753.42 | $5,509.11 | 9.011% | $1,103.08 | $1,103.08 | 8.625% | No | No | Employed | US Citizen | $3,719.12 | 1 | $7,717.56 | $2,418.96 | $643.13 | $201.58 | 48.260% | 48.260% | 48.260% | 06/11/2026 | 668 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,753.42 | 6.520% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $237,645.17 | $1,156.61 | No | Individual | No | No | VantageScore 4.0 | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003363 | Safe Harbor QM (APOR) | Yes | No | $2,455.00 | $4,300.71 | 8.134% | $1,061.91 | $1,061.91 | 7.875% | No | No | Employed | US Citizen | $10,039.32 | 1 | $5,220.84 | $1,675.68 | $435.07 | $139.64 | 44.032% | 44.032% | 44.032% | 06/22/2026 | 755 | No | No | [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,455.00 | 6.490% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $141,414.60 | $616.76 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003355 | N/A | No | No | $1,390.00 | $5,836.60 | 7.693% | $3,538.97 | $3,538.97 | 7.625% | No | No | Employed | US Citizen | $12,367.28 | 2 | $9,213.96 | $2,516.04 | $767.83 | $209.67 | 47.922% | 47.922% | 47.922% | 06/09/2026 | 801 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Housing Allowance]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,390.00 | 6.490% | $0.00 | None | No | No | 7.625% | 1 | 2 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $843,628.12 | $4,232.25 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003386 | N/A | No | No | $1,390.00 | $1,899.56 | 7.859% | $349.61 | $349.61 | 7.500% | No | No | Employed | US Citizen | $4,760.16 | 2 | $8,178.24 | $2,604.00 | $681.52 | $217.00 | 35.994% | 35.994% | 35.994% | 06/23/2026 | 782 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,390.00 | 6.570% | $0.00 | None | N/A | No | 7.500% | 2 | 1 | 0 | 2 | 1 | 0.00 | No | [Redacted] | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $213,813.45 | $872.95 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003291 | Safe Harbor QM (APOR) | Yes | No | $1,423.30 | $2,555.79 | 8.708% | $413.20 | $413.20 | 8.250% | No | No | Employed | Employed | US Citizen | US Citizen | $3,698.40 | 1 | $9,489.36 | $2,229.96 | $790.78 | $185.83 | 49.710% | 49.710% | 49.710% | 05/29/2026 | 665 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,423.30 | 6.490% | $0.00 | None | N/A | No | 8.250% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $164,033.00 | $1,946.99 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,516.85 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003484 | Safe Harbor QM (APOR) | Yes | No | $1,422.74 | $2,532.16 | 9.517% | $241.11 | $241.11 | 8.625% | No | No | Employed | US Citizen | $12,345.62 | 1 | $5,016.60 | $4,210.92 | $418.05 | $350.91 | 46.234% | 46.234% | 46.234% | 04/28/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,422.74 | 6.260% | $0.00 | None | N/A | No | 8.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $165,651.31 | $758.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003231 | Safe Harbor QM (APOR) | Yes | No | $1,995.02 | $2,366.73 | 8.774% | $375.64 | $375.64 | 8.250% | No | No | Non-Employment Income | US Citizen | $2,382.53 | 1 | $5,410.92 | $3,693.96 | $450.91 | $307.83 | 45.655% | 45.655% | 45.655% | 04/03/2026 | 758 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2020 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,995.02 | 6.430% | $0.00 | None | N/A | No | 8.250% | 0 | 2 | 0 | 4 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $182,290.00 | $867.13 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003521 | Safe Harbor QM (APOR) | Yes | No | $2,795.00 | $3,742.23 | 9.245% | $668.70 | $668.70 | 8.750% | No | No | Non-Employment Income | US Citizen | $2,229.96 | 1 | $990.60 | $4,431.60 | $82.55 | $369.30 | 48.513% | 48.513% | 48.513% | 04/10/2026 | 733 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,795.00 | 6.260% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 4 | 1 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $137,504.52 | $764.37 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003271 | Safe Harbor QM (APOR) | Yes | No | $3,604.08 | $4,982.81 | 9.826% | $633.84 | $633.84 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $8,155.23 | 1 | $3,237.12 | $4,989.96 | $269.76 | $415.83 | 44.357% | 44.357% | 44.357% | 06/03/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,604.08 | 6.570% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.900% | [Redacted] | $238,149.54 | $1,222.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $10,019.71 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003490 | Safe Harbor QM (APOR) | Yes | No | $1,836.12 | $2,980.53 | 9.295% | $308.36 | $308.36 | 8.500% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,816.48 | 1 | $847.80 | $2,955.00 | $70.65 | $246.25 | 20.274% | 20.274% | 20.274% | 06/25/2026 | 807 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,836.12 | 6.490% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $122,434.91 | $595.37 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $3,744.05 | $0.00 | No | No | No | No | 1 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003274 | Non QM | Yes | No | $2,368.00 | $3,053.25 | 9.673% | $686.63 | $686.63 | 9.250% | No | No | Employed | US Citizen | $5,729.93 | 1 | $2,681.04 | $2,467.44 | $223.42 | $205.62 | 45.184% | 45.184% | 45.184% | 06/04/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,368.00 | 6.520% | $0.00 | None | No | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $127,103.76 | $647.33 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003476 | Safe Harbor QM (APOR) | Yes | No | $2,278.45 | $3,565.95 | 9.768% | $483.01 | $483.01 | 9.125% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $6,644.11 | 1 | $3,076.68 | $2,079.96 | $256.39 | $173.33 | 42.617% | 42.617% | 42.617% | 06/23/2026 | 695 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,278.45 | 6.490% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $386,029.44 | $2,365.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $2,581.82 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003497 | Safe Harbor QM (APOR) | Yes | No | $3,466.48 | $5,282.21 | 9.616% | $1,594.79 | $1,594.79 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $10,793.10 | 1 | $5,731.32 | $2,600.04 | $477.61 | $216.67 | 43.492% | 43.492% | 43.492% | 06/12/2026 | 704 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2002 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,466.48 | 6.250% | $0.00 | 1.0 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $219,203.50 | $1,096.64 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $7,083.34 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003230 | Non QM | Yes | No | $2,095.02 | $2,512.65 | 9.245% | $488.72 | $488.72 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $4,773.40 | 1 | $1,964.40 | $1,159.68 | $163.70 | $96.64 | 37.862% | 37.862% | 37.862% | 06/13/2026 | 735 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,095.02 | 5.970% | $0.00 | None | No | No | 8.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 30 | 30 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $235,225.07 | $1,561.44 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,297.64 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003487 | Safe Harbor QM (APOR) | Yes | No | $2,846.79 | $4,087.73 | 9.852% | $503.57 | $503.57 | 9.125% | No | No | Non-Employment Income | US Citizen | $1,575.55 | 1 | $2,891.52 | $1,227.12 | $240.96 | $102.26 | 49.376% | 49.376% | 49.376% | 06/18/2026 | 697 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,846.79 | 6.570% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.249% | [Redacted] | $137,923.70 | $664.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003482 | Safe Harbor QM (APOR) | Yes | No | $6,930.47 | $9,311.62 | 9.755% | $2,037.79 | $2,037.79 | 9.375% | No | No | Employed | US Citizen | $5,160.37 | 1 | $7,747.08 | $1,474.20 | $645.59 | $122.85 | 49.733% | 49.733% | 49.733% | 06/09/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $6,930.47 | 6.510% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $500.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $342,981.18 | $1,786.07 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | 0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003236 | Safe Harbor QM (APOR) | Yes | No | $2,998.80 | $4,347.77 | 8.143% | $840.09 | $840.09 | 7.625% | No | No | Employed | US Citizen | $5,958.54 | 1 | $0.00 | $2,492.04 | $0.00 | $207.67 | 38.072% | 38.072% | 38.072% | 06/26/2026 | 771 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,998.80 | 6.260% | $0.00 | None | N/A | No | 7.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $126,074.45 | $627.78 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003251 | Safe Harbor QM (APOR) | Yes | No | $4,137.77 | $5,940.63 | 9.877% | $1,017.24 | $1,017.24 | 9.375% | No | No | Employed | US Citizen | $7,529.65 | 1 | $3,706.68 | $1,989.96 | $308.89 | $165.83 | 32.153% | 32.153% | 32.153% | 06/24/2026 | 650 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,137.77 | 6.490% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $193,957.57 | $1,009.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003513 | Safe Harbor QM (APOR) | Yes | No | $805.20 | $2,462.75 | 9.121% | $315.25 | $315.25 | 8.500% | No | No | Non-Employment Income | US Citizen | $1,531.60 | 1 | $3,723.24 | $3,353.04 | $310.27 | $279.42 | 49.622% | 49.622% | 49.622% | 06/16/2026 | 765 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $805.20 | 6.490% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $78,115.50 | $546.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003405 | Higher Priced QM (APOR) | Yes | No | $2,115.02 | $2,436.33 | 11.490% | $480.88 | $480.88 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $3,670.90 | 1 | $2,799.24 | $1,556.76 | $233.27 | $129.73 | 49.515% | 49.515% | 49.515% | 05/26/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,115.02 | 6.570% | $0.00 | 2.3 | None | Yes | No | 10.875% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 12 | 18 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 7.625% | [Redacted] | $242,019.14 | $1,769.49 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,470.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003465 | Non QM | Yes | No | $3,237.09 | $4,515.48 | 8.585% | $570.61 | $570.61 | 7.750% | No | No | Not Employed | Employed | US Citizen | $2,954.98 | 1 | $2,265.24 | $3,898.32 | $188.77 | $324.86 | 45.610% | 45.610% | 45.610% | 06/05/2026 | 727 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,237.09 | 6.280% | $0.00 | None | N/A | No | 7.750% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 3.250% | [Redacted] | $140,160.00 | $714.70 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,432.92 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003448 | Higher Priced QM (APOR) | Yes | No | $2,750.84 | $4,420.21 | 10.051% | $499.74 | $499.74 | 9.250% | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | $4,811.82 | 1 | $2,460.24 | $495.96 | $205.02 | $41.33 | 37.846% | 37.846% | 37.846% | 06/09/2026 | 721 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,750.84 | 6.510% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 2 | 0 | 3 | 2 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $136,054.41 | $590.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $2,780.24 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003369 | Non QM | Yes | No | $1,855.00 | $2,383.56 | 8.487% | $388.90 | $388.90 | 8.000% | No | No | Employed | US Citizen | $5,156.83 | 1 | $4,760.04 | $1,640.04 | $396.67 | $136.67 | 40.726% | 40.726% | 40.726% | 06/05/2026 | 797 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,855.00 | 6.510% | $0.00 | None | No | No | 8.000% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $169,224.86 | $1,021.55 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003351 | Higher Priced QM (APOR) | Yes | No | $3,583.34 | $4,510.42 | 10.114% | $731.22 | $731.22 | 9.250% | No | No | Self-Employed | US Citizen | $3,460.63 | 1 | $1,790.40 | $2,907.00 | $149.20 | $242.25 | 39.908% | 39.908% | 39.908% | 06/18/2026 | 675 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,583.34 | 6.250% | $0.00 | None | N/A | No | 9.250% | 0 | 1 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $138,934.00 | $637.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003394 | Higher Priced QM (APOR) | Yes | No | $1,379.74 | $2,514.99 | 10.595% | $323.67 | $323.67 | 8.375% | No | No | Employed | US Citizen | $5,528.22 | 1 | $4,446.48 | $2,102.76 | $370.54 | $175.23 | 27.034% | 27.034% | 27.034% | 06/26/2026 | 724 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,379.74 | 6.030% | $0.00 | None | N/A | No | 8.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $79,036.61 | $512.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003341 | Safe Harbor QM (APOR) | Yes | No | $2,435.00 | $3,594.52 | 7.581% | $682.18 | $682.18 | 7.250% | No | No | Not Employed | Non-Employment Income | US Citizen | $6,638.44 | 1 | $3,598.32 | $835.20 | $299.86 | $69.60 | 41.282% | 41.282% | 41.282% | 06/10/2026 | 693 | No | No | [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Disability]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2025 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,435.00 | 6.570% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 1 | 0 | 2 | 2 | 0.00 | No | Not Stated | [Redacted] | $149,218.96 | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 3.250% | [Redacted] | $224,463.03 | $1,113.70 | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 68.91 | Retail | No | No | $11,305.67 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003338 | Safe Harbor QM (APOR) | Yes | No | $4,138.44 | $5,556.16 | 9.665% | $962.71 | $962.71 | 9.000% | No | No | Not Employed | Employed | Employed | 31.48 | US Citizen | US Citizen | $8,554.70 | 1 | $10,289.40 | $5,367.96 | $857.45 | $447.33 | 47.323% | 47.323% | 47.323% | 06/17/2026 | 644 | 644 | 630 | 652 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,138.44 | 6.260% | $0.00 | None | N/A | No | 9.000% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 2.625% | [Redacted] | $508,665.19 | $2,346.64 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $16,239.83 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003304 | Safe Harbor QM (APOR) | Yes | No | $2,693.62 | $4,948.98 | 9.941% | $773.53 | $773.53 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $6,304.83 | 1 | $5,762.40 | $1,907.64 | $480.20 | $158.97 | 36.247% | 36.247% | 36.247% | 06/01/2026 | 663 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,693.62 | 6.520% | $0.00 | None | N/A | No | 9.375% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $221,659.86 | $1,018.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,604.15 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003424 | Safe Harbor QM (APOR) | Yes | No | $2,647.35 | $3,912.33 | 9.983% | $481.08 | $481.08 | 9.250% | No | No | Non-Employment Income | US Citizen | $2,492.75 | 1 | $2,593.32 | $4,463.64 | $216.11 | $371.97 | 43.857% | 43.857% | 43.857% | 06/22/2026 | 648 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,647.35 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $169,676.00 | $801.05 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003381 | Higher Priced QM (APOR) | Yes | No | $2,731.28 | $4,006.43 | 10.340% | $620.62 | $620.62 | 9.250% | No | No | Employed | US Citizen | $5,256.72 | 1 | $7,801.32 | $2,282.04 | $650.11 | $190.17 | 47.426% | 47.426% | 47.426% | 06/26/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,731.28 | 5.970% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $261,500.49 | $1,212.13 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003427 | Safe Harbor QM (APOR) | Yes | No | $4,751.74 | $6,567.25 | 8.352% | $1,367.32 | $1,367.32 | 7.875% | No | No | Employed | US Citizen | $9,791.56 | 1 | $13,386.12 | $5,106.60 | $1,115.51 | $425.55 | 43.697% | 43.697% | 43.697% | 06/24/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $4,751.74 | 6.260% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $490,679.06 | $2,386.02 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003505 | Non QM | Yes | No | $4,873.10 | $6,820.86 | 8.973% | $1,654.38 | $1,654.38 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $13,791.00 | 1 | $4,848.48 | $6,356.04 | $404.04 | $529.67 | 49.587% | 49.587% | 49.587% | 06/19/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,873.10 | 5.970% | $0.00 | None | N/A | No | 8.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $360,651.82 | $3,202.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $14,378.57 | No | No | No | No | 1 | 180 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003473 | Higher Priced QM (APOR) | Yes | No | $1,465.39 | $2,636.04 | 9.749% | $280.24 | $280.24 | 8.625% | No | No | Non-Employment Income | US Citizen | $1,379.08 | 1 | $1,516.92 | $1,459.32 | $126.41 | $121.61 | 44.255% | 44.255% | 44.255% | 06/03/2026 | 708 | No | No | [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Unemployment]; Other - 2025 [Borrower - | Non-Primary Income - Unemployment]; Other - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,465.39 | 6.160% | $0.00 | None | N/A | No | 8.625% | 2 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $97,045.09 | $566.57 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003297 | Safe Harbor QM (APOR) | Yes | No | $1,199.64 | $2,336.71 | 9.495% | $424.90 | $424.90 | 8.875% | No | No | Non-Employment Income | US Citizen | $1,225.15 | 1 | $2,221.56 | $1,851.96 | $185.13 | $154.33 | 43.926% | 43.926% | 43.926% | 06/05/2026 | 663 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,199.64 | 6.220% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $41,190.53 | $195.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003437 | Safe Harbor QM (APOR) | Yes | No | $4,041.06 | $6,408.58 | 9.694% | $1,198.11 | $1,198.11 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $12,619.06 | 1 | $8,952.36 | $2,357.04 | $746.03 | $196.42 | 35.323% | 35.323% | 35.323% | 06/23/2026 | 707 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,041.06 | 6.490% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $422,705.77 | $2,144.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $10,497.58 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003396 | Safe Harbor QM (APOR) | Yes | No | $5,335.03 | $7,242.84 | 7.660% | $1,606.34 | $1,606.34 | 7.250% | No | No | Employed | US Citizen | $19,225.42 | 1 | $2,099.04 | $1,706.88 | $174.92 | $142.24 | 39.752% | 39.752% | 39.752% | 06/03/2026 | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $5,335.03 | 6.280% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $191,942.13 | $1,412.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003407 | Safe Harbor QM (APOR) | Yes | No | $4,087.43 | $5,864.37 | 9.713% | $1,046.28 | $1,046.28 | 9.250% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $6,328.86 | 1 | $1,860.96 | $2,397.00 | $155.08 | $199.75 | 49.296% | 49.296% | 49.296% | 05/10/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,087.43 | 6.420% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $164,820.59 | $722.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $1,648.59 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003410 | Higher Priced QM (APOR) | Yes | No | $2,434.36 | $3,802.09 | 10.187% | $504.39 | $504.39 | 9.250% | No | No | Employed | US Citizen | $3,922.64 | 1 | $3,086.04 | $3,437.64 | $257.17 | $286.47 | 39.388% | 39.388% | 39.388% | 06/19/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,434.36 | 6.250% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.250% | [Redacted] | $168,797.15 | $1,061.02 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003307 | Safe Harbor QM (APOR) | Yes | No | $4,528.35 | $5,099.63 | 9.635% | $1,334.28 | $1,334.28 | 9.250% | No | No | Employed | US Citizen | $13,599.76 | 1 | $16,810.56 | $3,144.96 | $1,400.88 | $262.08 | 30.299% | 30.299% | 30.299% | 06/18/2026 | 672 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,528.35 | 6.570% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $446,918.84 | $2,014.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003532 | Safe Harbor QM (APOR) | Yes | No | $4,134.53 | $5,799.24 | 9.478% | $986.80 | $986.80 | 9.000% | No | No | Employed | US Citizen | $4,518.18 | 1 | $1,420.44 | $4,029.00 | $118.37 | $335.75 | 42.635% | 42.635% | 42.635% | 06/12/2026 | 664 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,134.53 | 6.490% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $150,359.07 | $731.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003325 | Higher Priced QM (APOR) | Yes | No | $1,638.42 | $2,761.59 | 10.153% | $302.93 | $302.93 | 9.250% | No | No | Employed | US Citizen | $2,163.56 | 1 | $786.72 | $3,429.96 | $65.56 | $285.83 | 43.263% | 43.263% | 43.263% | 06/06/2026 | 643 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $1,638.42 | 6.510% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 1 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $44,245.41 | $276.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003428 | Safe Harbor QM (APOR) | Yes | No | $2,852.58 | $4,234.93 | 9.975% | $521.58 | $521.58 | 9.250% | No | No | Employed | US Citizen | $6,005.79 | 1 | $6,250.20 | $1,706.64 | $520.85 | $142.22 | 35.340% | 35.340% | 35.340% | 06/23/2026 | 645 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,852.58 | 6.490% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.163% | [Redacted] | $250,058.58 | $1,161.19 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003447 | Higher Priced QM (APOR) | Yes | No | $2,306.35 | $3,589.34 | 10.006% | $423.31 | $423.31 | 9.250% | No | No | Employed | US Citizen | $2,910.38 | 1 | $2,727.12 | $2,634.84 | $227.26 | $219.57 | 44.077% | 44.077% | 44.077% | 06/22/2026 | 724 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,306.35 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.347% | [Redacted] | $173,945.88 | $757.78 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003498 | Safe Harbor QM (APOR) | Yes | No | $1,932.94 | $3,125.06 | 10.044% | $357.33 | $357.33 | 9.250% | No | No | Employed | US Citizen | $2,206.50 | 1 | $2,501.40 | $1,437.96 | $208.45 | $119.83 | 48.901% | 48.901% | 48.901% | 06/18/2026 | 655 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,932.94 | 6.570% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.125% | [Redacted] | $118,089.02 | $680.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003450 | Non QM | Yes | No | $1,069.93 | $2,073.64 | 10.618% | $283.34 | $283.34 | 9.250% | No | No | Employed | US Citizen | $4,813.90 | 1 | $1,157.64 | $2,414.52 | $96.47 | $201.21 | 47.402% | 47.402% | 47.402% | 06/05/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,069.93 | 5.980% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.000% | [Redacted] | $184,517.48 | $1,127.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003293 | Safe Harbor QM (APOR) | Yes | No | $3,435.50 | $4,488.38 | 7.687% | $897.88 | $897.88 | 7.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,607.06 | 1 | $7,318.20 | $1,938.24 | $609.85 | $161.52 | 38.281% | 38.281% | 38.281% | 06/30/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,435.50 | 6.490% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $273,721.48 | $1,591.62 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003344 | Safe Harbor QM (APOR) | Yes | No | $1,343.26 | $2,816.06 | 9.474% | $387.52 | $387.52 | 8.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $11,983.91 | 1 | $11,498.16 | $2,028.24 | $958.18 | $169.02 | 33.839% | 33.839% | 33.839% | 06/16/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,343.26 | 6.570% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.250% | [Redacted] | $495,064.68 | $3,137.70 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003232 | Safe Harbor QM (APOR) | Yes | No | $2,630.97 | $3,934.57 | 9.757% | $526.10 | $526.10 | 8.875% | No | No | Employed | US Citizen | $4,648.10 | 1 | $1,009.08 | $4,581.96 | $84.09 | $381.83 | 44.721% | 44.721% | 44.721% | 05/01/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,630.97 | 6.280% | $0.00 | 1.4 | None | No | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $65,717.91 | $482.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | A | 06/26/2027 | $135,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003528 | Safe Harbor QM (APOR) | Yes | No | $513.76 | $2,082.64 | 9.644% | $272.53 | $272.53 | 9.000% | No | No | Employed | US Citizen | $3,198.17 | 1 | $1,370.16 | $2,096.88 | $114.18 | $174.74 | 47.547% | 47.547% | 47.547% | 06/20/2026 | 709 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $513.76 | 6.490% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.125% | [Redacted] | $124,036.16 | $1,093.14 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003434 | Safe Harbor QM (APOR) | Yes | No | $2,565.30 | $3,780.25 | 8.702% | $516.82 | $516.82 | 7.625% | No | No | Employed | Employed | US Citizen | US Citizen | $5,837.77 | 1 | $2,328.72 | $1,301.16 | $194.06 | $108.43 | 40.580% | 40.580% | 40.580% | 06/24/2026 | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,565.30 | 5.970% | $0.00 | None | N/A | No | 7.625% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $93,467.39 | $596.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $4,824.50 | No | No | No | No | 2 | 180 | A | 03/16/2027 | $177,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003227 | Safe Harbor QM (APOR) | Yes | No | $1,981.29 | $3,509.17 | 9.788% | $457.13 | $457.13 | 9.125% | No | No | Employed | US Citizen | $5,676.57 | 1 | $3,224.64 | $1,365.00 | $268.72 | $113.75 | 32.556% | 32.556% | 32.556% | 06/23/2026 | 641 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,981.29 | 6.490% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $243,152.42 | $1,070.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003329 | Safe Harbor QM (APOR) | Yes | No | $3,886.74 | $5,080.47 | 9.677% | $1,145.75 | $1,145.75 | 9.250% | No | No | Employed | Non-Employment Income | US Citizen | Permanent Resident Alien | $8,706.71 | 1 | $6,798.84 | $2,798.28 | $566.57 | $233.19 | 39.376% | 39.376% | 39.376% | 06/16/2026 | 669 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,886.74 | 6.570% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 12 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $452,287.96 | $2,201.64 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | Retail | No | $2,324.83 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003430 | Safe Harbor QM (APOR) | Yes | No | $2,083.69 | $3,695.65 | 9.336% | $829.61 | $829.61 | 9.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,698.78 | 1 | $2,698.32 | $3,000.96 | $224.86 | $250.08 | 49.786% | 49.786% | 49.786% | 06/08/2026 | 699 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,083.69 | 6.510% | $0.00 | 1.2 | None | N/A | No | 9.000% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $348,685.52 | $1,907.68 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $3,920.96 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003336 | Safe Harbor QM (APOR) | Yes | No | $4,092.85 | $6,474.60 | 8.369% | $1,718.88 | $1,718.88 | 8.125% | No | No | Non-Employment Income | Employed | Employed | 3.05 | US Citizen | US Citizen | US Citizen | $6,803.97 | 2 | $3,184.44 | $3,621.00 | $265.37 | $301.75 | 44.658% | 44.658% | 44.658% | 05/29/2026 | 641 | 642 | 672 | 641 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099 Transcript - 2025 [Borrower - | Primary Income - Social Security]; 1099 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,092.85 | 6.490% | $0.00 | None | N/A | No | 8.125% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $413,483.12 | $1,886.37 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $10,171.74 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003438 | Safe Harbor QM (APOR) | Yes | No | $1,877.09 | $3,072.18 | 8.587% | $316.86 | $316.86 | 7.875% | No | No | Employed | US Citizen | $3,132.31 | 1 | $2,956.32 | $1,446.96 | $246.36 | $120.58 | 39.763% | 39.763% | 39.763% | 06/17/2026 | 677 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,877.09 | 6.490% | $0.00 | 1.6 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $1,226.16 | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $120,522.05 | $617.89 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 0.4 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003426 | Safe Harbor QM (APOR) | Yes | No | $1,491.91 | $2,799.17 | 9.894% | $321.22 | $321.22 | 9.125% | No | No | Employed | US Citizen | $3,085.36 | 1 | $2,316.84 | $1,637.04 | $193.07 | $136.42 | 44.938% | 44.938% | 44.938% | 06/19/2026 | 699 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,491.91 | 6.570% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 18 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $147,307.27 | $923.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003266 | Safe Harbor QM (APOR) | Yes | No | $10,714.75 | $13,532.91 | 8.074% | $2,686.55 | $2,686.55 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $16,917.42 | 1 | $8,251.92 | $2,580.72 | $687.66 | $215.06 | 48.782% | 48.782% | 48.782% | 06/22/2026 | 727 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $10,714.75 | 6.490% | $0.00 | None | N/A | No | 7.750% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $453,240.87 | $2,152.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $17,991.65 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003245 | Safe Harbor QM (APOR) | Yes | No | $6,376.40 | $8,928.83 | 7.562% | $2,450.96 | $2,450.96 | 7.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $9,489.15 | 1 | $209.04 | $2,316.00 | $17.42 | $193.00 | 35.304% | 35.304% | 35.304% | 06/16/2026 | 740 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $6,376.40 | 6.260% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $363,230.83 | $1,619.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $1,650.56 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003388 | Safe Harbor QM (APOR) | Yes | No | $992.19 | $2,196.19 | 9.418% | $328.60 | $328.60 | 8.875% | No | No | Non-Employment Income | US Citizen | $1,384.47 | 1 | $2,585.04 | $795.00 | $215.42 | $66.25 | 49.826% | 49.826% | 49.826% | 06/12/2026 | 649 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $992.19 | 6.490% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 1.000% | [Redacted] | $2,889.51 | $87.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003419 | Safe Harbor QM (APOR) | Yes | No | $3,545.03 | $5,001.46 | 9.762% | $671.47 | $671.47 | 9.125% | No | No | Employed | US Citizen | $10,483.47 | 1 | $8,577.00 | $5,085.60 | $714.75 | $423.80 | 32.490% | 32.490% | 32.490% | 06/22/2026 | 674 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,545.03 | 6.490% | $0.00 | None | N/A | No | 9.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $304,326.75 | $1,588.27 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003496 | Safe Harbor QM (APOR) | Yes | No | $4,732.98 | $7,101.27 | 8.798% | $1,653.16 | $1,653.16 | 8.500% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $8,854.25 | 1 | $5,041.32 | $2,133.84 | $420.11 | $177.82 | 44.836% | 44.836% | 44.836% | 06/16/2026 | 723 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,732.98 | 6.570% | $0.00 | None | N/A | No | 8.500% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $138,573.15 | $897.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $5,218.97 | $6,214.99 | No | No | No | No | 1 | 360 | AE | 07/10/2026 | $2,500,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003290 | Safe Harbor QM (APOR) | Yes | No | $2,065.02 | $3,647.18 | 8.735% | $445.50 | $445.50 | 8.125% | No | No | Not Employed | Non-Employment Income | US Citizen | $2,214.55 | 1 | $1,608.12 | $1,000.56 | $134.01 | $83.38 | 24.063% | 24.063% | 24.063% | 05/17/2026 | 780 | No | No | [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,065.02 | 6.420% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 6.490% | [Redacted] | $130,033.00 | $827.15 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Retail | Yes | No | $2,322.50 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003349 | Safe Harbor QM (APOR) | Yes | No | $2,195.38 | $3,683.75 | 8.943% | $703.55 | $703.55 | 7.625% | No | No | Non-Employment Income | US Citizen | $3,562.94 | 1 | $4,162.20 | $894.96 | $346.85 | $74.58 | 42.211% | 42.211% | 42.211% | 06/19/2026 | 751 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,195.38 | 6.060% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $263,031.00 | $1,331.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003298 | Safe Harbor QM (APOR) | Yes | No | $3,666.95 | $4,819.24 | 8.616% | $644.25 | $644.25 | 8.000% | No | No | Employed | US Citizen | $8,651.70 | 1 | $3,336.12 | $7,958.76 | $278.01 | $663.23 | 33.277% | 33.277% | 33.277% | 06/02/2026 | 743 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,666.95 | 6.520% | $0.00 | None | N/A | No | 8.000% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.999% | [Redacted] | $233,569.55 | $1,104.47 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003264 | Higher Priced QM (APOR) | Yes | No | $633.72 | $2,144.10 | 9.915% | $305.37 | $305.37 | 8.000% | No | No | Non-Employment Income | US Citizen | $3,303.29 | 1 | $7,182.48 | $2,048.04 | $598.54 | $170.67 | 48.510% | 48.510% | 48.510% | 05/27/2026 | 781 | No | No | [Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $633.72 | 5.910% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $109,481.03 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $132,191.27 | $1,587.55 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 41.13 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003417 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $185.04 | 7.897% | $892.94 | $892.94 | 7.875% | No | No | Employed | US Citizen | $5,526.10 | 1 | $3,540.60 | $2,108.04 | $295.05 | $175.67 | 43.393% | 43.393% | 43.393% | 05/06/2026 | 695 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 5.820% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $105,040.82 | $1,210.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003377 | Non QM | Yes | No | $2,291.64 | $3,241.59 | 10.003% | $424.71 | $424.71 | 9.250% | No | No | Employed | US Citizen | $5,869.98 | 1 | $1,143.24 | $1,716.00 | $95.27 | $143.00 | 29.123% | 29.123% | 29.123% | 06/16/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $2,291.64 | 6.570% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 29 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $216,402.00 | $1,209.99 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003348 | N/A | No | No | $995.00 | $1,770.69 | 7.628% | $894.99 | $894.99 | 7.500% | No | No | Employed | US Citizen | $11,504.95 | 1 | $5,806.32 | $2,873.04 | $483.86 | $239.42 | 38.603% | 38.603% | 38.603% | 06/09/2026 | 725 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $995.00 | 6.510% | $0.00 | None | N/A | No | 7.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | No | 0 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 8.750% | [Redacted] | $214,252.00 | $887.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003321 | Safe Harbor QM (APOR) | Yes | No | $1,078.40 | $2,072.13 | 10.014% | $228.00 | $228.00 | 9.125% | No | No | Employed | US Citizen | $3,813.29 | 1 | $1,158.96 | $3,313.20 | $96.58 | $276.10 | 26.236% | 26.236% | 26.236% | 06/16/2026 | 721 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,078.40 | 6.570% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $77,198.75 | $463.62 | No | Individual | No | No | Fair Isaac (VER. 2) | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003516 | Safe Harbor QM (APOR) | Yes | No | $1,219.56 | $2,613.05 | 9.070% | $771.68 | $771.68 | 8.125% | No | No | Employed | US Citizen | $5,580.88 | 1 | $1,562.28 | $2,057.04 | $130.19 | $171.42 | 41.902% | 41.902% | 41.902% | 05/14/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,219.56 | 5.820% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $204,173.70 | $1,287.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003413 | Higher Priced QM (APOR) | Yes | No | $2,663.37 | $4,096.75 | 10.095% | $477.75 | $477.75 | 9.250% | No | No | Employed | US Citizen | $5,028.32 | 1 | $1,311.36 | $1,317.00 | $109.28 | $109.75 | 31.306% | 31.306% | 31.306% | 06/15/2026 | 663 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,663.37 | 6.570% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $107,327.85 | $521.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003352 | Safe Harbor QM (APOR) | Yes | No | $1,394.30 | $2,347.12 | 9.616% | $451.48 | $451.48 | 9.125% | No | No | Employed | US Citizen | $3,363.15 | 1 | $2,951.64 | $1,620.00 | $245.97 | $135.00 | 40.972% | 40.972% | 40.972% | 06/09/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,394.30 | 6.510% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $59,560.03 | $533.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003312 | Higher Priced QM (APOR) | Yes | No | $1,795.45 | $2,576.71 | 9.621% | $496.56 | $496.56 | 8.125% | No | No | Not Employed | Non-Employment Income | US Citizen | $3,800.65 | 1 | $1,218.60 | $749.04 | $101.55 | $62.42 | 33.671% | 33.671% | 33.671% | 06/06/2026 | 725 | No | No | [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,795.45 | 5.980% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | 5.625% | [Redacted] | $144,932.52 | $1,206.77 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $5,729.95 | $0.00 | No | No | No | No | 1 | 120 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003445 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,239.37 | 9.387% | $294.23 | $294.23 | 9.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,140.31 | 1 | $179.16 | $2,000.40 | $14.93 | $166.70 | 45.505% | 45.505% | 45.505% | 06/16/2026 | 695 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.490% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $147,166.51 | $923.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,035.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003392 | Higher Priced QM (APOR) | Yes | No | $1,797.04 | $2,811.04 | 10.515% | $411.68 | $411.68 | 9.250% | No | No | Employed | US Citizen | $4,445.11 | 1 | $813.96 | $3,868.80 | $67.83 | $322.40 | 44.862% | 44.862% | 44.862% | 06/18/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,797.04 | 6.040% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.875% | [Redacted] | $90,555.94 | $579.71 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003350 | Safe Harbor QM (APOR) | Yes | No | $5,247.06 | $6,417.72 | 9.484% | $1,655.01 | $1,655.01 | 9.125% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $8,570.89 | 1 | $3,566.52 | $1,223.04 | $297.21 | $101.92 | 38.075% | 38.075% | 38.075% | 03/05/2026 | 680 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,247.06 | 6.260% | $0.00 | None | N/A | No | 9.125% | 0 | 2 | 2 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $401,181.53 | $2,018.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $4,427.83 | $4,985.07 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003469 | Higher Priced QM (APOR) | Yes | No | $1,380.00 | $2,332.42 | 11.280% | $342.99 | $342.99 | 9.125% | No | No | Employed | US Citizen | $2,660.58 | 1 | $4,790.88 | $1,056.96 | $399.24 | $88.08 | 36.025% | 36.025% | 36.025% | 05/26/2026 | 653 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,380.00 | 5.910% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $173,076.39 | $667.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003372 | Safe Harbor QM (APOR) | Yes | No | $1,863.83 | $2,752.18 | 8.850% | $486.08 | $486.08 | 8.375% | No | No | Employed | US Citizen | $4,471.90 | 1 | $10,099.32 | $5,363.16 | $841.61 | $446.93 | 48.742% | 48.742% | 48.742% | 05/18/2026 | 726 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,863.83 | 6.570% | $0.00 | None | N/A | No | 8.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $312,703.00 | $1,589.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | CX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003292 | Safe Harbor QM (APOR) | Yes | No | $4,138.81 | $4,987.31 | 9.829% | $1,064.83 | $1,064.83 | 9.375% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,448.88 | 1 | $5,469.12 | $2,540.64 | $455.76 | $211.72 | 49.930% | 49.930% | 49.930% | 05/27/2026 | 655 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,138.81 | 6.520% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $267,268.01 | $1,263.19 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,169.46 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003268 | Safe Harbor QM (APOR) | Yes | No | $1,439.59 | $2,527.88 | 8.087% | $428.06 | $428.06 | 7.500% | No | No | Employed | US Citizen | $6,480.77 | 1 | $15,369.00 | $1,977.00 | $1,280.75 | $164.75 | 38.066% | 38.066% | 38.066% | 04/28/2026 | 781 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,439.59 | 5.950% | $0.00 | None | N/A | No | 7.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $267,291.62 | $1,548.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003462 | Non QM | Yes | No | $2,892.32 | $3,861.43 | 9.806% | $668.11 | $668.11 | 9.250% | No | No | Employed | US Citizen | $2,283.29 | 1 | $3,844.32 | $1,143.96 | $320.36 | $95.33 | 49.961% | 49.961% | 49.961% | 06/02/2026 | 655 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,892.32 | 6.520% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $206,815.15 | $938.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003495 | Safe Harbor QM (APOR) | Yes | No | $2,212.53 | $3,285.77 | 9.681% | $446.12 | $446.12 | 8.750% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $3,312.70 | 1 | $4,877.52 | $1,743.72 | $406.46 | $145.31 | 44.183% | 44.183% | 44.183% | 06/05/2026 | 693 | No | No | [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,212.53 | 6.220% | $0.00 | None | N/A | No | 8.750% | 0 | 2 | 1 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.675% | [Redacted] | $124,255.18 | $638.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $2,688.80 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003493 | Higher Priced QM (APOR) | Yes | No | $1,357.55 | $2,343.34 | 10.032% | $359.95 | $359.95 | 8.125% | No | No | Non-Employment Income | US Citizen | $1,809.51 | 1 | $1,020.12 | $730.92 | $85.01 | $60.91 | 36.170% | 36.170% | 36.170% | 06/03/2026 | 701 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,357.55 | 6.020% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 8.925% | [Redacted] | $64,008.13 | $519.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003380 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $949.93 | 9.311% | $433.74 | $433.74 | 9.125% | No | No | Non-Employment Income | US Citizen | $2,341.09 | 1 | $4,363.44 | $4,050.12 | $363.62 | $337.51 | 46.913% | 46.913% | 46.913% | 05/28/2026 | 694 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.600% | $0.00 | None | N/A | No | 9.125% | 0 | 1 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $113,379.00 | $532.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003241 | Safe Harbor QM (APOR) | Yes | No | $3,339.36 | $4,442.36 | 9.531% | $1,476.36 | $1,476.36 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $10,929.80 | 1 | $10,579.68 | $1,455.24 | $881.64 | $121.27 | 39.927% | 39.927% | 39.927% | 06/11/2026 | 678 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,339.36 | 6.510% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $264,629.45 | $1,263.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,987.64 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003376 | Safe Harbor QM (APOR) | Yes | No | $3,984.74 | $5,233.04 | 9.600% | $909.54 | $909.54 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,735.22 | 1 | $4,324.56 | $3,543.00 | $360.38 | $295.25 | 32.898% | 32.898% | 32.898% | 05/13/2026 | 688 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,984.74 | 6.150% | $0.00 | None | N/A | No | 8.875% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 21 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $142,363.89 | $681.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,026.67 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003454 | Higher Priced QM (APOR) | Yes | No | $1,317.31 | $2,310.28 | 10.119% | $502.12 | $502.12 | 8.750% | No | No | Non-Employment Income | US Citizen | $5,043.68 | 1 | $3,597.60 | $2,288.64 | $299.80 | $190.72 | 32.751% | 32.751% | 32.751% | 05/15/2026 | 646 | No | No | [Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,317.31 | 6.060% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $173,438.42 | $981.68 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003508 | Safe Harbor QM (APOR) | Yes | No | $2,552.58 | $3,644.17 | 9.609% | $451.90 | $451.90 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $10,208.15 | 1 | $3,766.92 | $2,024.04 | $313.91 | $168.67 | 32.464% | 32.464% | 32.464% | 06/02/2026 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,552.58 | 6.520% | $0.00 | None | N/A | No | 8.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $250,928.38 | $1,182.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,194.11 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003226 | Higher Priced QM (APOR) | Yes | No | $2,519.29 | $3,676.97 | 9.943% | $594.26 | $594.26 | 9.125% | No | No | Employed | US Citizen | $4,089.23 | 1 | $4,261.44 | $837.72 | $355.12 | $69.81 | 46.242% | 46.242% | 46.242% | 05/30/2026 | 663 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,519.29 | 6.250% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $226,894.00 | $1,211.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003340 | Higher Priced QM (APOR) | Yes | No | $2,987.36 | $4,097.97 | 9.653% | $1,026.28 | $1,026.28 | 8.500% | No | No | Employed | US Citizen | $13,201.42 | 1 | $8,499.00 | $3,098.04 | $708.25 | $258.17 | 37.336% | 37.336% | 37.336% | 05/06/2026 | 719 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,987.36 | 5.890% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $455,924.64 | $2,093.54 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003296 | Safe Harbor QM (APOR) | Yes | No | $2,405.38 | $3,584.15 | 9.273% | $399.84 | $399.84 | 8.500% | No | No | Employed | US Citizen | $2,663.56 | 1 | $4,277.76 | $2,426.04 | $356.48 | $202.17 | 49.107% | 49.107% | 49.107% | 05/24/2026 | 661 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,405.38 | 6.510% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $136,773.91 | $454.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003261 | Non QM | Yes | No | $3,506.98 | $4,839.07 | 10.228% | $1,061.29 | $1,061.29 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $10,601.45 | 1 | $8,369.52 | $1,644.60 | $697.46 | $137.05 | 37.270% | 37.270% | 37.270% | 05/28/2026 | 710 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,506.98 | 5.910% | $0.00 | 3.1 | None | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $424,571.00 | $2,276.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,973.33 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003503 | Higher Priced QM (APOR) | Yes | No | $1,064.90 | $2,211.75 | 10.209% | $333.28 | $333.28 | 9.125% | No | No | Employed | US Citizen | $2,516.91 | 1 | $597.00 | $2,436.00 | $49.75 | $203.00 | 44.158% | 44.158% | 44.158% | 04/16/2026 | 643 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,064.90 | 5.890% | $0.00 | 1.0 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 22 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $59,479.00 | $325.25 | No | Individual | No | No | Fair Isaac (VER. 2) | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003504 | Non QM | Yes | No | $1,757.41 | $2,848.36 | 9.974% | $309.18 | $309.18 | 9.125% | No | No | Employed | US Citizen | $4,014.11 | 1 | $2,158.68 | $1,380.36 | $179.89 | $115.03 | 38.245% | 38.245% | 38.245% | 05/26/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,757.41 | 6.600% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $108,983.97 | $494.79 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003238 | Safe Harbor QM (APOR) | Yes | No | $3,471.49 | $4,115.09 | 9.702% | $1,172.77 | $1,172.77 | 9.375% | No | No | Employed | US Citizen | $10,314.53 | 1 | $16,776.00 | $2,549.04 | $1,398.00 | $212.42 | 37.190% | 37.190% | 37.190% | 06/08/2026 | 669 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 1 | 2 | [Redacted] | $3,471.49 | 6.570% | $0.00 | 1.0 | None | Yes | No | 9.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.490% | [Redacted] | $611,153.73 | $1,919.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003309 | Safe Harbor QM (APOR) | Yes | No | $3,554.05 | $4,916.56 | 8.494% | $614.50 | $614.50 | 7.875% | No | No | Employed | US Citizen | $4,556.19 | 1 | $6,562.92 | $1,285.68 | $546.91 | $107.14 | 46.671% | 46.671% | 46.671% | 05/23/2026 | 682 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,554.05 | 6.420% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $373,757.69 | $2,150.86 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003384 | Higher Priced QM (APOR) | Yes | No | $2,730.46 | $3,557.22 | 9.980% | $510.06 | $510.06 | 9.250% | No | No | Employed | US Citizen | $1,425.80 | 1 | $1,527.36 | $1,752.96 | $127.28 | $146.08 | 49.574% | 49.574% | 49.574% | 05/03/2026 | 654 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,730.46 | 6.320% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $52,169.09 | $330.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003303 | Safe Harbor QM (APOR) | Yes | No | $2,150.17 | $3,298.66 | 9.339% | $592.06 | $592.06 | 8.875% | No | No | Employed | US Citizen | $5,999.67 | 1 | $9,319.08 | $2,748.00 | $776.59 | $229.00 | 38.306% | 38.306% | 38.306% | 05/21/2026 | 652 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,150.17 | 6.420% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.749% | [Redacted] | $201,987.00 | $1,018.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | A | 02/28/2027 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003525 | Safe Harbor QM (APOR) | Yes | No | $2,916.55 | $4,224.34 | 9.585% | $1,136.05 | $1,136.05 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $3,379.00 | 1 | $2,014.32 | $3,570.00 | $167.86 | $297.50 | 41.311% | 41.311% | 41.311% | 05/18/2026 | 660 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,916.55 | 6.420% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $169,348.97 | $622.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,813.33 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003272 | Safe Harbor QM (APOR) | Yes | No | $5,273.41 | $6,356.86 | 9.649% | $1,498.68 | $1,498.68 | 9.250% | No | No | Employed | US Citizen | $4,069.95 | 1 | $3,030.00 | $4,561.44 | $252.50 | $380.12 | 45.877% | 45.877% | 45.877% | 04/30/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,273.41 | 6.430% | $0.00 | 1.8 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $178,057.00 | $1,200.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003284 | Higher Priced QM (APOR) | Yes | No | $2,552.25 | $3,743.08 | 9.623% | $547.17 | $547.17 | 8.500% | No | No | Employed | US Citizen | $6,117.11 | 1 | $3,894.00 | $2,163.00 | $324.50 | $180.25 | 45.204% | 45.204% | 45.204% | 05/27/2026 | 667 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,552.25 | 6.090% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $106,502.63 | $651.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003423 | Safe Harbor QM (APOR) | Yes | No | $4,596.54 | $5,890.65 | 9.474% | $1,620.01 | $1,620.01 | 8.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,166.18 | 1 | $3,884.64 | $1,800.96 | $323.72 | $150.08 | 38.413% | 38.413% | 38.413% | 05/28/2026 | 683 | No | No | [Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,596.54 | 5.980% | $0.00 | None | N/A | No | 8.875% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $500.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.000% | [Redacted] | $99,408.22 | $922.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0.1 | Retail | No | $0.00 | $4,211.95 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003479 | Safe Harbor QM (APOR) | Yes | No | $1,989.39 | $3,018.85 | 9.254% | $435.01 | $435.01 | 8.125% | No | No | Employed | US Citizen | $4,136.86 | 1 | $667.92 | $1,193.52 | $55.66 | $99.46 | 22.711% | 22.711% | 22.711% | 06/08/2026 | 738 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,989.39 | 6.020% | $0.00 | None | N/A | No | 8.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $45,872.39 | $600.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003399 | Safe Harbor QM (APOR) | Yes | No | $3,194.73 | $4,303.67 | 9.960% | $575.98 | $575.98 | 9.250% | No | No | Non-Employment Income | US Citizen | $5,920.62 | 1 | $11,901.12 | $9,565.68 | $991.76 | $797.14 | 40.289% | 40.289% | 40.289% | 06/05/2026 | 655 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Account Statements - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,194.73 | 6.520% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $333,785.05 | $1,629.97 | No | Individual | No | No | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003302 | Safe Harbor QM (APOR) | Yes | No | $6,759.63 | $8,256.98 | 7.725% | $1,616.82 | $1,616.82 | 7.375% | No | No | Employed | US Citizen | $5,399.67 | 1 | $4,530.36 | $2,205.96 | $377.53 | $183.83 | 46.245% | 46.245% | 46.245% | 06/06/2026 | 710 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $6,759.63 | 6.520% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $498,744.15 | $2,437.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003247 | Safe Harbor QM (APOR) | Yes | No | $2,471.63 | $3,580.85 | 8.078% | $1,118.22 | $1,118.22 | 7.250% | No | No | Employed | US Citizen | $2,985.82 | 1 | $3,158.16 | $1,988.64 | $263.18 | $165.72 | 46.988% | 46.988% | 46.988% | 06/02/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,471.63 | 6.020% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $99,167.94 | $683.52 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003401 | Higher Priced QM (APOR) | Yes | No | $2,020.43 | $3,131.16 | 10.158% | $388.61 | $388.61 | 9.375% | No | No | Employed | US Citizen | $3,585.99 | 1 | $3,201.72 | $1,352.40 | $266.81 | $112.70 | 47.216% | 47.216% | 47.216% | 06/02/2026 | 724 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,020.43 | 6.520% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $153,761.00 | $1,011.59 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | Other | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003254 | Non QM | Yes | No | $1,229.74 | $2,235.81 | 9.703% | $303.51 | $303.51 | 7.625% | No | No | Non-Employment Income | US Citizen | $1,603.33 | 1 | $1,279.68 | $1,162.68 | $106.64 | $96.89 | 40.894% | 40.894% | 40.894% | 04/28/2026 | 766 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,229.74 | 5.890% | $0.00 | 4.3 | None | N/A | No | 7.625% | 0 | 1 | 0 | 3 | 2 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $41,531.14 | $250.28 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003334 | Safe Harbor QM (APOR) | Yes | No | $1,380.00 | $1,530.27 | 8.061% | $197.59 | $197.59 | 7.250% | No | No | Employed | US Citizen | $5,495.97 | 1 | $6,943.68 | $1,134.00 | $578.64 | $94.50 | 44.170% | 44.170% | 44.170% | 05/26/2026 | 752 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,380.00 | 6.250% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $202,270.27 | $1,199.42 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003472 | Safe Harbor QM (APOR) | Yes | No | $3,375.81 | $4,546.94 | 8.245% | $532.85 | $532.85 | 7.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,496.07 | 1 | $2,475.96 | $2,889.96 | $206.33 | $240.83 | 40.777% | 40.777% | 40.777% | 05/29/2026 | 699 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,375.81 | 6.600% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $255,618.63 | $1,212.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,459.16 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003527 | Safe Harbor QM (APOR) | Yes | No | $609.16 | $2,085.38 | 9.177% | $556.95 | $556.95 | 8.875% | No | No | Non-Employment Income | US Citizen | $3,990.64 | 1 | $1,925.88 | $2,696.04 | $160.49 | $224.67 | 32.878% | 32.878% | 32.878% | 06/03/2026 | 640 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $609.16 | 6.510% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.750% | [Redacted] | $129,150.33 | $843.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003522 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $736.54 | 7.577% | $1,187.02 | $1,187.02 | 7.500% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $8,917.86 | 1 | $6,504.00 | $2,154.00 | $542.00 | $179.50 | 46.992% | 46.992% | 46.992% | 756 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2021 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 5.980% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.125% | [Redacted] | $236,793.45 | $2,113.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $4,640.11 | $0.00 | No | No | No | No | 2 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003287 | Safe Harbor QM (APOR) | Yes | No | $3,918.36 | $5,221.37 | 9.409% | $1,084.42 | $1,084.42 | 9.000% | No | No | Employed | Employed | US Citizen | US Citizen | $13,593.50 | 1 | $12,052.32 | $1,607.04 | $1,004.36 | $133.92 | 44.727% | 44.727% | 44.727% | 06/03/2026 | 657 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,918.36 | 6.510% | $0.00 | None | N/A | No | 9.000% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $352,354.62 | $1,565.02 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,009.87 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003456 | Safe Harbor QM (APOR) | Yes | No | $1,610.82 | $2,801.27 | 8.589% | $610.94 | $610.94 | 8.125% | No | No | Employed | US Citizen | $7,777.23 | 1 | $2,181.96 | $2,388.12 | $181.83 | $199.01 | 24.121% | 24.121% | 24.121% | 04/21/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Borrower Attestation of Employment - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,610.82 | 6.030% | $0.00 | 5.0 | None | No | No | 8.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $167,049.77 | $885.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003402 | Non QM | Yes | No | $1,795.00 | $2,935.74 | 7.712% | $552.54 | $552.54 | 7.375% | No | No | Employed | Employed | US Citizen | US Citizen | $11,853.82 | 1 | $8,662.80 | $5,152.92 | $721.90 | $429.41 | 30.555% | 30.555% | 30.555% | 05/14/2026 | 714 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,795.00 | 6.420% | $0.00 | None | N/A | No | 7.375% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $0.00 | No | 28 | 29 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $425,891.30 | $2,061.64 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $7,819.07 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003431 | Safe Harbor QM (APOR) | Yes | No | $2,562.34 | $3,865.68 | 9.527% | $574.41 | $574.41 | 8.750% | No | No | Employed | US Citizen | $4,551.80 | 1 | $2,820.72 | $1,570.68 | $235.06 | $130.89 | 42.254% | 42.254% | 42.254% | 05/15/2026 | 710 | No | No | [Borrower - | Primary Income - Wages]; Borrower Attestation of Employment - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,562.34 | 6.100% | $0.00 | 2.8 | None | N/A | No | 8.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $355,019.88 | $2,142.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003244 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,896.85 | 9.401% | $788.95 | $788.95 | 9.250% | No | No | Employed | US Citizen | $6,872.02 | 1 | $2,172.48 | $1,557.00 | $181.04 | $129.75 | 39.558% | 39.558% | 39.558% | 03/07/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 5.980% | $0.00 | 1.6 | None | N/A | No | 9.250% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $104,567.46 | $585.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003362 | N/A | No | No | $1,685.00 | $2,823.21 | 8.251% | $500.30 | $500.30 | 7.875% | No | No | Employed | US Citizen | $6,159.93 | 1 | $4,369.32 | $377.04 | $364.11 | $31.42 | 29.905% | 29.905% | 29.905% | 05/12/2026 | 815 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,685.00 | 6.410% | $0.00 | 1.0 | None | N/A | No | 7.875% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | [Redacted] | $164,464.46 | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $122,702.71 | $709.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 77.64 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003285 | Safe Harbor QM (APOR) | Yes | No | $3,021.55 | $4,458.52 | 8.304% | $857.49 | $857.49 | 7.500% | No | No | Not Employed | Non-Employment Income | US Citizen | $3,796.48 | 1 | $3,941.28 | $2,054.04 | $328.44 | $171.17 | 45.557% | 45.557% | 45.557% | 05/08/2026 | 727 | No | No | [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,021.55 | 5.830% | $0.00 | None | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | [Redacted] | $259,659.00 | $1,424.78 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $6,973.36 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003510 | Higher Priced QM (APOR) | Yes | No | $2,478.66 | $3,868.17 | 9.844% | $831.70 | $831.70 | 9.000% | No | No | Employed | US Citizen | $3,671.01 | 1 | $2,140.92 | $2,563.20 | $178.41 | $213.60 | 38.146% | 38.146% | 38.146% | 04/30/2026 | 675 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $2,478.66 | 5.700% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $128,219.98 | $777.21 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003354 | Non QM | Yes | No | $1,967.44 | $3,708.81 | 8.863% | $2,145.80 | $2,145.80 | 8.750% | No | No | Not Employed | Non-Employment Income | Non-Employment Income | 0 | US Citizen | US Citizen | $11,064.40 | 1 | $2,503.08 | $2,112.96 | $208.59 | $176.08 | 34.583% | 34.583% | 34.583% | 04/21/2026 | 656 | 704 | 699 | 786 | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,967.44 | 6.300% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 2.250% | [Redacted] | $482,075.53 | $2,071.77 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $16,913.64 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003391 | Safe Harbor QM (APOR) | Yes | No | $3,675.04 | $4,725.36 | 8.009% | $542.26 | $542.26 | 7.375% | No | No | Employed | US Citizen | $6,559.07 | 1 | $4,010.16 | $9,833.52 | $334.18 | $819.46 | 48.578% | 48.578% | 48.578% | 05/11/2026 | 774 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,675.04 | 6.410% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $321,744.69 | $1,656.53 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003295 | Safe Harbor QM (APOR) | Yes | No | $7,876.00 | $9,438.69 | 7.687% | $3,496.07 | $3,496.07 | 7.500% | No | No | Employed | Permanent Resident Alien | $10,203.74 | 1 | $21,848.16 | $1,599.96 | $1,820.68 | $133.33 | 49.941% | 49.941% | 49.941% | 05/07/2026 | 640 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $7,876.00 | 6.320% | $0.00 | None | N/A | No | 7.500% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $16,027.28 | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $718,477.19 | $3,306.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 0.53 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003319 | Safe Harbor QM (APOR) | Yes | No | $1,299.18 | $2,222.41 | 8.088% | $353.90 | $353.90 | 7.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,714.16 | 3 | $16,139.28 | $1,965.96 | $1,344.94 | $163.83 | 49.379% | 49.379% | 49.379% | 04/06/2026 | 654 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,299.18 | 6.260% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 1 | 0 | 5 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 7.125% | [Redacted] | $98,396.57 | $673.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $2,102.18 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003489 | Safe Harbor QM (APOR) | Yes | No | $5,158.17 | $6,231.23 | 8.478% | $2,164.14 | $2,164.14 | 8.250% | No | No | Employed | US Citizen | $12,331.22 | 1 | $8,164.92 | $6,874.80 | $680.41 | $572.90 | 30.201% | 30.201% | 30.201% | 04/27/2026 | 650 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,158.17 | 6.420% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $382,076.70 | $1,787.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003420 | Higher Priced QM (APOR) | Yes | No | $250.00 | $1,500.00 | 9.483% | $254.51 | $254.51 | 8.750% | No | No | Employed | US Citizen | $2,933.91 | 1 | $3,738.00 | $1,458.96 | $311.50 | $121.58 | 43.798% | 43.798% | 43.798% | 04/14/2026 | 666 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $250.00 | 5.950% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $124,580.66 | $782.75 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003491 | Safe Harbor QM (APOR) | Yes | No | $2,122.93 | $3,277.19 | 9.891% | $397.38 | $397.38 | 9.125% | No | No | Employed | US Citizen | $3,984.65 | 1 | $1,454.52 | $2,260.08 | $121.21 | $188.34 | 32.546% | 32.546% | 32.546% | 04/01/2026 | 672 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,122.93 | 6.430% | $0.00 | 3.1 | None | N/A | No | 9.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $125,759.93 | $636.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003320 | Safe Harbor QM (APOR) | Yes | No | $1,236.97 | $2,071.06 | 9.759% | $399.39 | $399.39 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,279.70 | 1 | $5,050.68 | $1,046.40 | $420.89 | $87.20 | 43.972% | 43.972% | 43.972% | 04/21/2026 | 691 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,236.97 | 6.300% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.490% | [Redacted] | $118,342.00 | $757.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,165.01 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003314 | Higher Priced QM (APOR) | Yes | No | $513.21 | $2,207.59 | 9.907% | $474.67 | $474.67 | 9.375% | No | No | Employed | US Citizen | $8,366.58 | 1 | $2,084.28 | $908.04 | $173.69 | $75.67 | 21.103% | 21.103% | 21.103% | 04/24/2026 | 708 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $513.21 | 6.030% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $310,579.84 | $1,248.77 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003471 | Higher Priced QM (APOR) | Yes | No | $1,432.38 | $2,867.16 | 9.746% | $398.79 | $398.79 | 9.125% | No | No | Self-Employed | US Citizen | $4,243.25 | 1 | $4,159.32 | $657.96 | $346.61 | $54.83 | 41.399% | 41.399% | 41.399% | 03/16/2026 | 699 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,432.38 | 6.120% | $0.00 | None | N/A | No | 9.125% | 1 | 1 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 1.500% | [Redacted] | $259,022.00 | $1,009.43 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003283 | Non QM | Yes | No | $1,597.62 | $2,688.89 | 9.349% | $739.91 | $739.91 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $9,545.37 | 1 | $8,485.44 | $1,701.00 | $707.12 | $141.75 | 38.458% | 38.458% | 38.458% | 05/20/2026 | 697 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,597.62 | 5.820% | $0.00 | 1.1 | None | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $182,332.68 | $1,832.38 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $0.00 | $6,153.34 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003249 | Safe Harbor QM (APOR) | Yes | No | $890.11 | $1,900.72 | 9.164% | $408.05 | $408.05 | 7.875% | No | No | Employed | US Citizen | $6,738.69 | 1 | $3,147.96 | $3,048.00 | $262.33 | $254.00 | 30.253% | 30.253% | 30.253% | 05/29/2026 | 804 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $890.11 | 5.910% | $0.00 | None | N/A | No | 7.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $348,491.41 | $1,900.07 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003518 | Safe Harbor QM (APOR) | Yes | No | $1,490.00 | $1,969.67 | 7.511% | $897.88 | $897.88 | 7.375% | No | No | Employed | US Citizen | $2,982.16 | 3 | $5,878.56 | $4,655.04 | $489.88 | $387.92 | 47.835% | 47.835% | 47.835% | 04/30/2026 | 741 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,490.00 | 6.320% | $0.00 | None | No | No | 7.375% | 2 | 0 | 0 | 2 | 3 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $164,867.59 | $958.93 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003441 | Safe Harbor QM (APOR) | Yes | No | $895.00 | $1,449.09 | 9.120% | $286.38 | $286.38 | 8.500% | No | No | Non-Employment Income | US Citizen | $913.53 | 1 | $109.68 | $972.00 | $9.14 | $81.00 | 43.521% | 43.521% | 43.521% | 06/03/2026 | 707 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $895.00 | 6.220% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $40,443.50 | $262.41 | No | Individual | No | No | FICO II | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003530 | Safe Harbor QM (APOR) | Yes | No | $3,620.49 | $4,638.47 | 9.604% | $1,234.01 | $1,234.01 | 9.250% | No | No | Self-Employed | US Citizen | $8,058.04 | 1 | $3,347.04 | $4,753.32 | $278.92 | $396.11 | 35.108% | 35.108% | 35.108% | 05/08/2026 | 668 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,620.49 | 6.320% | $0.00 | None | N/A | No | 9.250% | 2 | 1 | 0 | 3 | 2 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $186,171.11 | $862.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003460 | Non QM | Yes | No | $1,302.25 | $2,254.85 | 9.289% | $187.82 | $187.82 | 8.250% | No | No | Non-Employment Income | US Citizen | $656.08 | 1 | $719.52 | $1,045.20 | $59.96 | $87.10 | 48.391% | 48.391% | 48.391% | 05/29/2026 | 737 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,302.25 | 6.570% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.625% | [Redacted] | $24,559.99 | $280.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003239 | Safe Harbor QM (APOR) | Yes | No | $1,448.47 | $2,371.86 | 8.870% | $536.27 | $536.27 | 7.625% | No | No | Non-Employment Income | US Citizen | $3,836.75 | 1 | $5,426.88 | $1,134.96 | $452.24 | $94.58 | 42.750% | 42.750% | 42.750% | 06/05/2026 | 760 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,448.47 | 5.980% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $58,077.95 | $1,088.95 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003306 | Non QM | Yes | No | $1,595.00 | $4,121.48 | 7.506% | $1,084.66 | $1,084.66 | 7.250% | No | No | Employed | US Citizen | $5,220.02 | 2 | $5,186.04 | $2,952.96 | $432.17 | $246.08 | 48.717% | 48.717% | 48.717% | 05/28/2026 | 749 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,595.00 | 6.600% | $0.00 | None | N/A | No | 7.250% | 0 | 1 | 0 | 2 | 1 | 0.00 | No | [Redacted] | $0.00 | No | 29 | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $165,570.98 | $784.13 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003506 | Safe Harbor QM (APOR) | Yes | No | $795.00 | $988.44 | 7.453% | $272.87 | $272.87 | 7.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $8,108.71 | 1 | $7,024.20 | $309.96 | $585.35 | $25.83 | 46.426% | 46.426% | 46.426% | 06/10/2026 | 761 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2008 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2008 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2008 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $795.00 | 6.520% | $0.00 | 1.0 | None | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $60,194.44 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $149,175.31 | $948.10 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 22.76 | No | No | $5,000.46 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003262 | Safe Harbor QM (APOR) | Yes | No | $2,881.00 | $4,402.96 | 9.650% | $896.72 | $896.72 | 9.250% | No | No | Employed | US Citizen | $5,196.37 | 1 | $7,258.20 | $3,334.56 | $604.85 | $277.88 | 39.215% | 39.215% | 39.215% | 04/30/2026 | 649 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,881.00 | 6.410% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $107,083.52 | $691.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003488 | Higher Priced QM (APOR) | Yes | No | $1,354.96 | $2,477.86 | 10.169% | $248.81 | $248.81 | 9.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $3,153.47 | 1 | $1,961.88 | $2,421.96 | $163.49 | $201.83 | 41.552% | 41.552% | 41.552% | 05/22/2026 | 644 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,354.96 | 6.420% | $0.00 | None | N/A | No | 9.250% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $120,955.45 | $624.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $3,705.34 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003360 | Higher Priced QM (APOR) | Yes | No | $2,529.93 | $4,085.96 | 10.501% | $567.27 | $567.27 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $5,939.38 | 1 | $5,756.28 | $2,263.56 | $479.69 | $188.63 | 39.779% | 39.779% | 39.779% | 06/22/2026 | 659 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,529.93 | 5.970% | $0.00 | None | N/A | No | 9.250% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.309% | [Redacted] | $141,222.33 | $688.37 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,466.67 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003246 | Safe Harbor QM (APOR) | Yes | No | $2,677.72 | $3,757.72 | 7.978% | $773.37 | $773.37 | 7.500% | No | No | Employed | US Citizen | $3,775.12 | 1 | $5,098.32 | $2,093.04 | $424.86 | $174.42 | 49.665% | 49.665% | 49.665% | 06/04/2026 | 649 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,677.72 | 6.250% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $129,104.00 | $751.75 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003332 | Safe Harbor QM (APOR) | Yes | No | $4,800.00 | $5,305.00 | 9.124% | $1,910.75 | $1,910.75 | 8.875% | No | No | Employed | US Citizen | $5,707.40 | 1 | $5,782.56 | $8,702.52 | $481.88 | $725.21 | 48.127% | 48.127% | 48.127% | 03/17/2026 | 745 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,800.00 | 6.220% | $0.00 | 1.0 | None | N/A | No | 8.875% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 172 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.752% | [Redacted] | $458,653.03 | $2,127.49 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003520 | Safe Harbor QM (APOR) | Yes | No | $2,442.49 | $4,143.28 | 8.929% | $964.46 | $964.46 | 8.625% | No | No | Employed | US Citizen | $5,552.87 | 1 | $5,486.04 | $1,295.04 | $457.17 | $107.92 | 47.952% | 47.952% | 47.952% | 06/18/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,442.49 | 6.490% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $256,353.90 | $1,180.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003478 | Higher Priced QM (APOR) | Yes | No | $2,438.88 | $3,660.80 | 10.009% | $446.75 | $446.75 | 9.250% | No | No | Employed | US Citizen | $2,738.95 | 1 | $921.00 | $1,392.00 | $76.75 | $116.00 | 33.178% | 33.178% | 33.178% | 06/26/2026 | 667 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,438.88 | 6.490% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $106,216.80 | $508.42 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003397 | Safe Harbor QM (APOR) | Yes | No | $6,449.68 | $7,858.11 | 8.218% | $1,616.90 | $1,616.90 | 7.875% | No | No | Not Employed | Non-Employment Income | Employed | 6.7 | US Citizen | US Citizen | $7,119.94 | 1 | $6,648.12 | $1,461.00 | $554.01 | $121.75 | 47.333% | 47.333% | 47.333% | 06/25/2026 | 715 | 715 | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $6,449.68 | 6.490% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | [Redacted] | $515,389.00 | $2,483.30 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $4,540.62 | $8,978.28 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003286 | Safe Harbor QM (APOR) | Yes | No | $1,364.46 | $2,397.89 | 9.134% | $367.99 | $367.99 | 7.375% | No | No | Employed | US Citizen | $3,577.24 | 1 | $2,886.84 | $1,917.24 | $240.57 | $159.77 | 47.014% | 47.014% | 47.014% | 07/03/2026 | 797 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,364.46 | 6.090% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $153,405.65 | $1,091.78 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003370 | Safe Harbor QM (APOR) | Yes | No | $2,134.79 | $3,243.88 | 8.352% | $327.84 | $327.84 | 7.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,926.12 | 1 | $1,155.00 | $1,788.96 | $96.25 | $149.08 | 43.372% | 43.372% | 43.372% | 06/16/2026 | 760 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,134.79 | 6.570% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.990% | [Redacted] | $74,104.12 | $498.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $1,451.13 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003459 | Safe Harbor QM (APOR) | Yes | No | $4,227.65 | $5,725.95 | 9.651% | $1,234.32 | $1,234.32 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,356.98 | 1 | $3,572.04 | $2,406.24 | $297.67 | $200.52 | 37.595% | 37.595% | 37.595% | 06/28/2026 | 642 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,227.65 | 6.520% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $225,250.83 | $1,465.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $5,610.88 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003492 | Safe Harbor QM (APOR) | Yes | No | $3,987.81 | $5,346.70 | 9.870% | $990.81 | $990.81 | 9.375% | No | No | Employed | US Citizen | $8,570.10 | 1 | $1,195.80 | $3,479.04 | $99.65 | $289.92 | 30.844% | 30.844% | 30.844% | 06/19/2026 | 675 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,987.81 | 6.490% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $163,722.00 | $1,027.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003533 | Safe Harbor QM (APOR) | Yes | No | $3,646.31 | $4,811.01 | 8.133% | $900.88 | $900.88 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $21,341.40 | 1 | $12,801.00 | $1,752.96 | $1,066.75 | $146.08 | 20.694% | 20.694% | 20.694% | 07/02/2026 | 737 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,646.31 | 6.490% | $0.00 | None | N/A | No | 7.750% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $238,436.84 | $1,576.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $13,981.41 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003519 | Safe Harbor QM (APOR) | Yes | No | $2,891.64 | $4,470.04 | 9.459% | $666.59 | $666.59 | 8.875% | No | No | Non-Employment Income | US Citizen | $3,666.24 | 1 | $1,417.56 | $1,730.04 | $118.13 | $144.17 | 49.362% | 49.362% | 49.362% | 07/08/2026 | 679 | No | No | [Borrower - | Primary Income - Pension]; Other - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,891.64 | 6.490% | $0.00 | None | N/A | No | 8.875% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $162,547.96 | $1,028.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003267 | Safe Harbor QM (APOR) | Yes | No | $4,138.38 | $5,579.14 | 9.764% | $1,255.94 | $1,255.94 | 9.375% | No | No | Employed | US Citizen | $28,818.96 | 1 | $34,564.68 | $9,722.04 | $2,880.39 | $810.17 | 37.122% | 37.122% | 37.122% | 06/22/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $4,138.38 | 6.490% | $0.00 | 1.4 | None | N/A | No | 9.375% | 1 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.125% | [Redacted] | $814,449.53 | $5,164.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003452 | Safe Harbor QM (APOR) | Yes | No | $3,647.65 | $4,833.21 | 9.932% | $662.69 | $662.69 | 9.250% | No | No | Employed | US Citizen | $3,809.09 | 1 | $4,412.76 | $2,037.00 | $367.73 | $169.75 | 44.257% | 44.257% | 44.257% | 07/01/2026 | 640 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,647.65 | 6.520% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 7.375% | [Redacted] | $104,242.17 | $725.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003243 | Safe Harbor QM (APOR) | Yes | No | $1,200.09 | $2,243.22 | 7.694% | $340.90 | $340.90 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $7,393.88 | 1 | $4,628.28 | $1,590.96 | $385.69 | $132.58 | 27.777% | 27.777% | 27.777% | 07/09/2026 | 776 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,200.09 | 6.490% | $0.00 | None | N/A | No | 7.250% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $221,932.34 | $1,140.13 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $0.00 | $5,244.50 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003259 | Safe Harbor QM (APOR) | Yes | No | $1,974.09 | $3,053.97 | 8.936% | $531.23 | $531.23 | 7.375% | No | No | Employed | Employed | US Citizen | US Citizen | $3,898.52 | 1 | $5,384.04 | $1,184.04 | $448.67 | $98.67 | 33.014% | 33.014% | 33.014% | 07/07/2026 | 775 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,974.09 | 5.970% | $0.00 | None | N/A | No | 7.375% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $176,229.07 | $842.79 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $0.00 | $3,819.88 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003512 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $2,018.62 | 9.815% | $415.87 | $415.87 | 9.375% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $6,792.64 | 1 | $2,258.16 | $1,356.00 | $188.18 | $113.00 | 25.304% | 25.304% | 25.304% | 06/29/2026 | 653 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.520% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 7.125% | [Redacted] | $98,538.00 | $673.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,899.35 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003279 | Higher Priced QM (APOR) | Yes | No | $2,061.07 | $3,224.43 | 10.022% | $383.41 | $383.41 | 9.250% | No | No | Employed | US Citizen | $6,444.83 | 1 | $3,455.40 | $1,774.80 | $287.95 | $147.90 | 34.217% | 34.217% | 34.217% | 06/28/2026 | 644 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,061.07 | 6.490% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $217,186.76 | $1,363.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003483 | Safe Harbor QM (APOR) | Yes | No | $2,185.15 | $3,256.35 | 9.965% | $429.30 | $429.30 | 9.250% | No | No | Non-Employment Income | US Citizen | $5,737.01 | 1 | $4,501.56 | $3,552.00 | $375.13 | $296.00 | 27.838% | 27.838% | 27.838% | 07/09/2026 | 645 | No | No | [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,185.15 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $121,743.82 | $602.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003440 | Non QM | Yes | No | $1,507.87 | $2,645.23 | 10.379% | $312.62 | $312.62 | 9.250% | No | No | Employed | US Citizen | $4,399.22 | 1 | $2,803.56 | $2,432.04 | $233.63 | $202.67 | 34.012% | 34.012% | 34.012% | 07/01/2026 | 646 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,507.87 | 6.160% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 6 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $140,033.94 | $656.02 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003425 | Safe Harbor QM (APOR) | Yes | No | $4,055.27 | $5,352.62 | 8.131% | $1,014.30 | $1,014.30 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $7,979.63 | 1 | $7,342.68 | $1,706.04 | $611.89 | $142.17 | 24.477% | 24.477% | 24.477% | 07/01/2026 | 791 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,055.27 | 6.490% | $0.00 | None | N/A | No | 7.750% | 1 | 1 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $168,018.54 | $817.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $4,506.67 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003318 | Higher Priced QM (APOR) | Yes | No | $1,260.54 | $2,231.41 | 10.016% | $504.80 | $504.80 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $8,666.83 | 1 | $8,226.00 | $4,237.80 | $685.50 | $353.15 | 37.655% | 37.655% | 37.655% | 07/08/2026 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,260.54 | 5.980% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $421,049.06 | $2,470.15 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,640.35 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003418 | Higher Priced QM (APOR) | Yes | No | $2,433.45 | $3,506.70 | 10.695% | $798.03 | $798.03 | 9.375% | No | No | Employed | US Citizen | $13,021.04 | 1 | $8,396.52 | $2,588.04 | $699.71 | $215.67 | 32.064% | 32.064% | 32.064% | 07/01/2026 | 644 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,433.45 | 5.970% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $265,454.65 | $1,288.21 | No | Individual | No | No | Fair Isaac (VER. 2) | Other | FICO Risk Score Classic 04 | 7.33 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003412 | Safe Harbor QM (APOR) | Yes | No | $1,322.04 | $2,456.19 | 9.653% | $262.08 | $262.08 | 8.500% | No | No | Non-Employment Income | US Citizen | $6,113.09 | 1 | $1,950.24 | $6,478.44 | $162.52 | $539.87 | 45.848% | 45.848% | 45.848% | 07/02/2026 | 763 | No | No | [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,322.04 | 6.160% | $0.00 | None | N/A | No | 8.500% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $135,742.73 | $612.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003234 | Higher Priced QM (APOR) | Yes | No | $1,812.85 | $2,826.25 | 9.521% | $485.53 | $485.53 | 7.875% | No | No | Employed | US Citizen | $2,536.42 | 1 | $6,070.92 | $1,811.04 | $505.91 | $150.92 | 43.848% | 43.848% | 43.848% | 07/12/2026 | 762 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,812.85 | 5.990% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $141,621.83 | $838.28 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003301 | Higher Priced QM (APOR) | Yes | No | $2,533.38 | $3,600.12 | 9.992% | $460.91 | $460.91 | 9.250% | No | No | Non-Employment Income | US Citizen | $1,961.18 | 1 | $571.32 | $626.04 | $47.61 | $52.17 | 38.940% | 38.940% | 38.940% | 06/23/2026 | 643 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,533.38 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $90,245.67 | $535.13 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003347 | Non QM | Yes | No | $4,500.70 | $4,736.33 | 9.416% | $771.78 | $771.78 | 8.875% | No | No | Employed | US Citizen | $5,505.15 | 1 | $6,587.28 | $1,641.96 | $548.94 | $136.83 | 36.606% | 36.606% | 36.606% | 06/25/2026 | 644 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,500.70 | 6.520% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $299,895.17 | $1,686.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003327 | Safe Harbor QM (APOR) | Yes | No | $2,757.00 | $3,895.26 | 9.955% | $520.42 | $520.42 | 9.250% | No | No | Not Employed | Non-Employment Income | Non-Employment Income | 0 | US Citizen | US Citizen | $3,102.20 | 1 | $2,252.04 | $1,128.00 | $187.67 | $94.00 | 39.669% | 39.669% | 39.669% | 07/09/2026 | 662 | 697 | 671 | 696 | Level 1-Not Stated/Not Verified | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,757.00 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | [Redacted] | 2.875% | [Redacted] | $244,906.51 | $1,127.68 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $5,141.97 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003442 | Safe Harbor QM (APOR) | Yes | No | $2,669.27 | $3,739.45 | 9.987% | $483.82 | $483.82 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,184.76 | 1 | $3,883.92 | $2,055.96 | $323.66 | $171.33 | 40.332% | 40.332% | 40.332% | 06/30/2026 | 653 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,669.27 | 6.520% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.734% | [Redacted] | $98,936.66 | $1,143.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,245.93 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003253 | Higher Priced QM (APOR) | Yes | No | $1,772.65 | $2,988.03 | 9.634% | $482.67 | $482.67 | 7.875% | No | No | Employed | Employed | US Citizen | US Citizen | $5,391.16 | 1 | $1,724.76 | $779.04 | $143.73 | $64.92 | 37.855% | 37.855% | 37.855% | 07/02/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,772.65 | 5.970% | $0.00 | None | N/A | No | 7.875% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $125,321.50 | $840.63 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $0.00 | $3,549.64 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003233 | Safe Harbor QM (APOR) | Yes | No | $4,072.35 | $4,578.61 | 9.947% | $712.24 | $712.24 | 9.250% | No | No | Employed | US Citizen | $8,044.98 | 1 | $1,640.40 | $4,752.96 | $136.70 | $396.08 | 25.767% | 25.767% | 25.767% | 06/30/2026 | 662 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,072.35 | 6.490% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $165,032.98 | $800.78 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003342 | Safe Harbor QM (APOR) | Yes | No | $5,642.02 | $6,986.19 | 9.643% | $1,611.83 | $1,611.83 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,679.97 | 1 | $9,870.96 | $5,271.36 | $822.58 | $439.28 | 48.898% | 48.898% | 48.898% | 07/08/2026 | 708 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $5,642.02 | 6.570% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $96,307.58 | $647.61 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $3,815.78 | $0.00 | No | No | No | No | 1 | 360 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003468 | Higher Priced QM (APOR) | Yes | No | $1,926.95 | $3,061.87 | 10.842% | $543.89 | $543.89 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $7,376.29 | 1 | $1,477.20 | $3,586.68 | $123.10 | $298.89 | 25.724% | 25.724% | 25.724% | 06/16/2026 | 656 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,926.95 | 5.940% | $0.00 | None | N/A | No | 9.125% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | 30 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $188,985.88 | $1,114.71 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $3,626.64 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003467 | Safe Harbor QM (APOR) | Yes | No | $3,133.20 | $4,217.81 | 9.846% | $544.82 | $544.82 | 9.125% | No | No | Non-Employment Income | US Citizen | $2,942.62 | 1 | $0.00 | $1,972.68 | $0.00 | $164.39 | 34.364% | 34.364% | 34.364% | 07/07/2026 | 643 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,133.20 | 6.490% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $58,364.32 | $413.40 | No | Individual | No | No | Fair Isaac (VER. 2) | VantageScore 4.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003359 | Safe Harbor QM (APOR) | Yes | No | $2,555.60 | $3,389.88 | 9.696% | $445.95 | $445.95 | 9.000% | No | No | Employed | US Citizen | $6,829.61 | 1 | $5,871.12 | $4,365.96 | $489.26 | $363.83 | 28.735% | 28.735% | 28.735% | 07/08/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,555.60 | 6.490% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $122,480.22 | $839.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003361 | Safe Harbor QM (APOR) | Yes | No | $2,200.89 | $3,231.32 | 9.756% | $473.67 | $473.67 | 9.125% | No | No | Employed | US Citizen | $3,054.48 | 1 | $2,124.00 | $1,722.96 | $177.00 | $143.58 | 44.383% | 44.383% | 44.383% | 06/24/2026 | 741 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,200.89 | 6.490% | $0.00 | 1.5 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $68,473.84 | $341.30 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003278 | Safe Harbor QM (APOR) | Yes | No | $870.38 | $1,869.06 | 8.542% | $310.75 | $310.75 | 7.875% | No | No | Self-Employed | US Citizen | $2,121.69 | 1 | $2,137.20 | $3,264.96 | $178.10 | $272.08 | 43.880% | 43.880% | 43.880% | 07/10/2026 | 691 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $870.38 | 6.150% | $0.00 | None | N/A | No | 7.875% | 0 | 2 | 0 | 3 | 0 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $74,610.23 | $898.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003514 | Safe Harbor QM (APOR) | Yes | No | $1,245.00 | $2,331.46 | 8.378% | $172.67 | $172.67 | 7.375% | No | No | Not Employed | Employed | US Citizen | $3,141.32 | 1 | $2,089.08 | $1,243.08 | $174.09 | $103.59 | 39.829% | 39.829% | 39.829% | 06/15/2026 | 739 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,245.00 | 6.510% | $0.00 | None | N/A | No | 7.375% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 31 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individually and as Trustee | 1 | [Redacted] | [Redacted] | $111,366.00 | $894.00 | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,387.33 | $3,833.34 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003436 | Safe Harbor QM (APOR) | Yes | No | $4,535.85 | $6,076.99 | 9.398% | $1,266.81 | $1,266.81 | 9.000% | No | No | Employed | US Citizen | $5,110.22 | 1 | $7,442.88 | $2,907.00 | $620.24 | $242.25 | 42.514% | 42.514% | 42.514% | 06/26/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,535.85 | 6.490% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $260,028.72 | $1,392.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003531 | Safe Harbor QM (APOR) | Yes | No | $2,394.96 | $3,523.78 | 8.072% | $1,296.32 | $1,296.32 | 7.875% | No | No | Non-Employment Income | US Citizen | $3,433.93 | 1 | $4,044.00 | $2,850.36 | $337.00 | $237.53 | 49.824% | 49.824% | 49.824% | 07/07/2026 | 683 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,394.96 | 6.490% | $0.00 | None | N/A | No | 7.875% | 0 | 1 | 0 | 3 | 2 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.990% | [Redacted] | $263,765.30 | $1,538.92 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003373 | Higher Priced QM (APOR) | Yes | No | $1,749.91 | $2,851.44 | 10.269% | $567.98 | $567.98 | 9.375% | No | No | Non-Employment Income | US Citizen | $3,531.53 | 1 | $2,785.92 | $2,314.92 | $232.16 | $192.91 | 48.240% | 48.240% | 48.240% | 07/07/2026 | 645 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,749.91 | 5.980% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $116,815.60 | $902.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003270 | Safe Harbor QM (APOR) | Yes | No | $1,263.02 | $1,576.47 | 7.700% | $238.76 | $238.76 | 7.250% | No | No | Non-Employment Income | US Citizen | $2,056.18 | 1 | $1,857.12 | $3,620.40 | $154.76 | $301.70 | 43.452% | 43.452% | 43.452% | 07/01/2026 | 763 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,263.02 | 6.520% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.375% | [Redacted] | $148,978.74 | $884.75 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003228 | Safe Harbor QM (APOR) | Yes | No | $3,090.00 | $4,430.33 | 8.990% | $1,573.40 | $1,573.40 | 8.750% | No | No | Employed | US Citizen | $7,031.10 | 1 | $6,309.60 | $1,433.04 | $525.80 | $119.42 | 38.930% | 38.930% | 38.930% | 06/24/2026 | 663 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $3,090.00 | 6.530% | $0.00 | 2.6 | None | No | No | 8.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $268,089.02 | $1,292.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003408 | Safe Harbor QM (APOR) | Yes | No | $294.13 | $1,344.71 | 9.471% | $350.50 | $350.50 | 9.125% | No | No | Employed | US Citizen | $2,545.22 | 1 | $4,796.88 | $727.32 | $399.74 | $60.61 | 36.025% | 36.025% | 36.025% | 06/24/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $294.13 | 6.490% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $80,421.69 | $382.41 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003422 | Higher Priced QM (APOR) | Yes | No | $1,321.55 | $1,990.54 | 10.257% | $261.98 | $261.98 | 9.250% | No | No | Employed | US Citizen | $6,764.63 | 1 | $1,714.80 | $2,930.52 | $142.90 | $244.21 | 39.497% | 39.497% | 39.497% | 07/13/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,321.55 | 6.170% | $0.00 | None | N/A | No | 9.250% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $63,228.77 | $319.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003237 | Safe Harbor QM (APOR) | Yes | No | $1,510.36 | $2,491.55 | 9.263% | $324.73 | $324.73 | 8.000% | No | No | Employed | US Citizen | $3,397.83 | 1 | $5,923.68 | $1,628.04 | $493.64 | $135.67 | 47.389% | 47.389% | 47.389% | 07/08/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,510.36 | 5.980% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.000% | [Redacted] | $145,720.72 | $896.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003257 | Safe Harbor QM (APOR) | Yes | No | $1,302.02 | $2,214.10 | 8.483% | $470.64 | $470.64 | 7.750% | No | No | Employed | US Citizen | $6,206.57 | 1 | $5,377.44 | $1,085.04 | $448.12 | $90.42 | 33.203% | 33.203% | 33.203% | 07/14/2026 | 774 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,302.02 | 6.030% | $0.00 | None | N/A | No | 7.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $95,415.07 | $672.93 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003429 | Non QM | Yes | No | $4,978.36 | $5,354.74 | 9.715% | $1,076.87 | $1,076.87 | 9.250% | No | No | Employed | US Citizen | $49,177.54 | 1 | $8,101.80 | $6,552.00 | $675.15 | $546.00 | 19.837% | 19.837% | 19.837% | 07/08/2026 | 647 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,978.36 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $234,066.49 | $2,219.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003282 | Higher Priced QM (APOR) | Yes | No | $1,379.73 | $2,347.36 | 9.672% | $327.67 | $327.67 | 7.625% | No | No | Employed | US Citizen | $4,250.65 | 1 | $1,200.96 | $2,553.00 | $100.08 | $212.75 | 31.990% | 31.990% | 31.990% | 06/28/2026 | 765 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,379.73 | 6.090% | $0.00 | None | N/A | No | 7.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $101,694.33 | $931.86 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003356 | Safe Harbor QM (APOR) | Yes | No | $3,948.66 | $5,142.18 | 7.842% | $1,048.81 | $1,048.81 | 7.500% | No | No | Employed | Employed | US Citizen | US Citizen | $7,040.37 | 1 | $1,731.36 | $957.96 | $144.28 | $79.83 | 37.040% | 37.040% | 37.040% | 07/11/2026 | 780 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,948.66 | 6.490% | $0.00 | None | N/A | No | 7.500% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.875% | [Redacted] | $91,787.04 | $590.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | No | $0.00 | $9,350.87 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003315 | Higher Priced QM (APOR) | Yes | No | $1,028.69 | $1,930.84 | 9.957% | $354.99 | $354.99 | 9.000% | No | No | Non-Employment Income | US Citizen | $2,488.06 | 1 | $4,244.52 | $2,050.44 | $353.71 | $170.87 | 49.214% | 49.214% | 49.214% | 07/09/2026 | 695 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,028.69 | 5.980% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $181,308.37 | $1,066.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003288 | Safe Harbor QM (APOR) | Yes | No | $3,533.72 | $4,540.85 | 9.287% | $969.46 | $969.46 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $5,903.82 | 1 | $10,322.28 | $1,891.92 | $860.19 | $157.66 | 49.475% | 49.475% | 49.475% | 06/24/2026 | 736 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,533.72 | 6.490% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | 30 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $232,626.65 | $1,114.09 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $5,359.72 | No | No | No | No | 1 | 360 | AE | 08/10/2026 | $4,000,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003400 | Higher Priced QM (APOR) | Yes | No | $1,535.77 | $2,630.70 | 10.125% | $286.69 | $286.69 | 9.250% | No | No | Non-Employment Income | US Citizen | $2,256.05 | 1 | $2,751.72 | $1,322.04 | $229.31 | $110.17 | 37.525% | 37.525% | 37.525% | 07/10/2026 | 697 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,535.77 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $126,798.90 | $639.89 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003390 | Safe Harbor QM (APOR) | Yes | No | $648.34 | $1,625.00 | 8.103% | $504.82 | $504.82 | 7.250% | No | No | Employed | US Citizen | $3,868.13 | 1 | $3,236.16 | $1,467.00 | $269.68 | $122.25 | 35.997% | 35.997% | 35.997% | 07/13/2026 | 801 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $648.34 | 5.990% | $0.00 | None | N/A | No | 7.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $162,515.87 | $866.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003365 | Safe Harbor QM (APOR) | Yes | No | $2,768.62 | $3,826.93 | 8.375% | $468.03 | $468.03 | 7.750% | No | No | Non-Employment Income | US Citizen | $2,946.93 | 1 | $2,009.64 | $3,287.04 | $167.47 | $273.92 | 39.748% | 39.748% | 39.748% | 07/09/2026 | 791 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,768.62 | 6.490% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $99,253.53 | $475.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003316 | Safe Harbor QM (APOR) | Yes | No | $2,672.00 | $3,679.97 | 7.491% | $1,023.26 | $1,023.26 | 7.250% | No | No | Employed | US Citizen | $13,791.78 | 1 | $16,998.00 | $2,142.96 | $1,416.50 | $178.58 | 35.814% | 35.814% | 35.814% | 06/25/2026 | 709 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,672.00 | 6.520% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $431,716.76 | $2,099.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003358 | Safe Harbor QM (APOR) | Yes | No | $7,260.04 | $8,697.23 | 9.639% | $2,066.17 | $2,066.17 | 9.250% | No | No | Employed | US Citizen | $5,895.79 | 1 | $3,872.28 | $1,513.92 | $322.69 | $126.16 | 45.323% | 45.323% | 45.323% | 07/09/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $7,260.04 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 31 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $474,348.68 | $2,343.11 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003225 | Non QM | Yes | No | $4,137.19 | $5,425.95 | 9.550% | $1,239.26 | $1,239.26 | 9.000% | No | No | Employed | US Citizen | $4,686.09 | 1 | $8,267.40 | $2,864.76 | $688.95 | $238.73 | 47.334% | 47.334% | 47.334% | 07/14/2026 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,137.19 | 6.170% | $0.00 | None | N/A | No | 9.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $423,911.06 | $2,034.78 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003409 | Safe Harbor QM (APOR) | Yes | No | $1,652.35 | $2,695.94 | 9.684% | $306.69 | $306.69 | 8.875% | No | No | Employed | US Citizen | $3,218.15 | 1 | $1,467.00 | $3,025.32 | $122.25 | $252.11 | 46.993% | 46.993% | 46.993% | 07/14/2026 | 675 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,652.35 | 6.530% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $104,454.65 | $622.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003443 | Safe Harbor QM (APOR) | Yes | No | $3,074.54 | $4,171.39 | 9.861% | $650.00 | $650.00 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $5,031.58 | 1 | $5,508.96 | $1,026.84 | $459.08 | $85.57 | 43.293% | 43.293% | 43.293% | 07/10/2026 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,074.54 | 6.490% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $171,558.87 | $834.53 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $0.00 | $4,004.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003501 | Safe Harbor QM (APOR) | Yes | No | $3,160.36 | $4,178.06 | 9.051% | $521.73 | $521.73 | 8.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,400.83 | 1 | $5,988.72 | $1,581.60 | $499.06 | $131.80 | 41.288% | 41.288% | 41.288% | 07/12/2026 | 738 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,160.36 | 6.490% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.750% | [Redacted] | $176,491.39 | $1,091.28 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | Retail | No | $3,546.18 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003330 | Safe Harbor QM (APOR) | Yes | No | $1,995.02 | $2,339.30 | 9.014% | $384.46 | $384.46 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $9,005.87 | 1 | $3,132.00 | $2,571.96 | $261.00 | $214.33 | 31.267% | 31.267% | 31.267% | 07/01/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,995.02 | 6.490% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $260,317.00 | $1,226.01 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $6,386.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003326 | Higher Priced QM (APOR) | Yes | No | $1,000.02 | $1,505.02 | 10.350% | $439.07 | $439.07 | 10.000% | No | No | Employed | US Citizen | $2,702.11 | 1 | $2,806.56 | $3,198.72 | $233.88 | $266.56 | 42.580% | 42.580% | 42.580% | 06/20/2026 | 745 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,000.02 | 6.490% | $0.00 | 2.0 | None | N/A | No | 10.000% | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $174,188.38 | $843.21 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003378 | Safe Harbor QM (APOR) | Yes | No | $3,987.79 | $5,166.61 | 9.869% | $1,006.39 | $1,006.39 | 9.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $8,580.08 | 1 | $2,559.00 | $2,615.04 | $213.25 | $217.92 | 42.800% | 42.800% | 42.800% | 06/08/2026 | 701 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,987.79 | 6.510% | $0.00 | 2.1 | None | No | No | 9.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $234,148.79 | $1,060.37 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003523 | Safe Harbor QM (APOR) | Yes | No | $0.00 | $835.33 | 9.743% | $319.10 | $319.10 | 9.500% | No | No | Non-Employment Income | US Citizen | $2,127.78 | 1 | $3,635.52 | $1,527.96 | $302.96 | $127.33 | 49.989% | 49.989% | 49.989% | 07/09/2026 | 751 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | 6.490% | $0.00 | None | No | No | 9.500% | 0 | 0 | 0 | 4 | 1 | 0.00 | No | Not Stated | [Redacted] | $14,263.32 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $285,878.33 | $1,353.67 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 6.78 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003311 | Safe Harbor QM (APOR) | Yes | No | $3,268.24 | $3,633.13 | 9.759% | $903.80 | $903.80 | 9.375% | No | No | Employed | US Citizen | $8,039.14 | 1 | $1,806.84 | $3,249.96 | $150.57 | $270.83 | 22.361% | 22.361% | 22.361% | 07/07/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,268.24 | 6.490% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $213,802.47 | $959.90 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003515 | Safe Harbor QM (APOR) | Yes | No | $500.00 | $1,893.95 | 9.565% | $544.67 | $544.67 | 9.125% | No | No | Employed | US Citizen | $11,524.82 | 1 | $1,890.60 | $3,359.04 | $157.55 | $279.92 | 25.245% | 25.245% | 25.245% | 07/06/2026 | 669 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $500.00 | 6.150% | $0.00 | 1.2 | None | N/A | No | 9.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $452,895.48 | $2,091.54 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | AE | 07/13/2027 | $250,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003393 | Safe Harbor QM (APOR) | Yes | No | $1,400.02 | $2,142.57 | 8.712% | $375.64 | $375.64 | 8.250% | No | No | Non-Employment Income | US Citizen | $3,202.92 | 1 | $1,931.64 | $1,674.00 | $160.97 | $139.50 | 29.620% | 29.620% | 29.620% | 07/01/2026 | 767 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,400.02 | 6.520% | $0.00 | None | No | No | 8.250% | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.999% | [Redacted] | $72,056.62 | $671.89 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003432 | Safe Harbor QM (APOR) | Yes | No | $3,215.00 | $4,004.78 | 9.296% | $843.38 | $843.38 | 8.875% | No | No | Employed | US Citizen | $4,582.10 | 1 | $6,557.40 | $4,421.52 | $546.45 | $368.46 | 44.117% | 44.117% | 44.117% | 07/07/2026 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,215.00 | 6.490% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 31 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $323,973.67 | $1,587.05 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003366 | Safe Harbor QM (APOR) | Yes | No | $2,175.02 | $2,596.52 | 9.551% | $434.50 | $434.50 | 9.000% | No | No | Non-Employment Income | US Citizen | $3,356.75 | 1 | $2,740.92 | $1,211.04 | $228.41 | $100.92 | 38.453% | 38.453% | 38.453% | 07/09/2026 | 766 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,175.02 | 6.530% | $0.00 | None | No | No | 9.000% | 0 | 1 | 0 | 3 | 1 | 0.00 | No | Not Stated | [Redacted] | $3,516.79 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $249,590.02 | $1,086.34 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 1.9 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003458 | Safe Harbor QM (APOR) | Yes | No | $1,379.50 | $2,538.66 | 8.806% | $199.49 | $199.49 | 7.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,536.12 | 1 | $1,221.00 | $1,540.08 | $101.75 | $128.34 | 31.725% | 31.725% | 31.725% | 07/15/2026 | 792 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,379.50 | 6.170% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $84,284.09 | $1,382.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $1,673.39 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003385 | Non QM | Yes | No | $2,212.78 | $3,104.71 | 9.997% | $403.11 | $403.11 | 9.250% | No | No | Employed | US Citizen | $10,889.74 | 1 | $2,429.76 | $1,262.28 | $202.48 | $105.19 | 33.975% | 33.975% | 33.975% | 07/15/2026 | 704 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,212.78 | 6.530% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.490% | [Redacted] | $449,884.13 | $1,982.88 | No | Individual | No | No | Fair Isaac (VER. 2) | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003524 | Safe Harbor QM (APOR) | Yes | No | $4,912.87 | $6,416.83 | 8.904% | $2,320.17 | $2,320.17 | 8.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $7,313.96 | 1 | $8,755.92 | $2,367.00 | $729.66 | $197.25 | 38.492% | 38.492% | 38.492% | 06/25/2026 | 669 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 1 | 0 | 0 | [Redacted] | $4,912.87 | 5.940% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.760% | [Redacted] | $130,326.74 | $1,300.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $10,620.05 | $0.00 | No | No | No | No | 1 | 120 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003364 | Safe Harbor QM (APOR) | Yes | No | $2,015.02 | $2,730.52 | 9.634% | $402.32 | $402.32 | 9.000% | No | No | Employed | US Citizen | $3,304.89 | 1 | $4,520.04 | $5,192.28 | $376.67 | $432.69 | 43.976% | 43.976% | 43.976% | 07/07/2026 | 729 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,015.02 | 6.610% | $0.00 | None | No | No | 9.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $165,167.00 | $786.48 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003300 | Safe Harbor QM (APOR) | Yes | No | $3,782.31 | $4,761.42 | 8.367% | $1,005.26 | $1,005.26 | 8.000% | No | No | Employed | US Citizen | $11,220.38 | 1 | $9,458.64 | $3,674.04 | $788.22 | $306.17 | 31.977% | 31.977% | 31.977% | 07/02/2026 | 764 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,782.31 | 6.490% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $315,169.70 | $1,399.99 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003387 | Safe Harbor QM (APOR) | Yes | No | $1,766.11 | $3,201.64 | 9.585% | $301.00 | $301.00 | 8.625% | No | No | Employed | US Citizen | $3,404.01 | 1 | $1,694.28 | $1,934.04 | $141.19 | $161.17 | 49.322% | 49.322% | 49.322% | 07/07/2026 | 665 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,766.11 | 6.490% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $172,400.60 | $1,422.86 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003509 | Higher Priced QM (APOR) | Yes | No | $2,715.00 | $3,643.56 | 10.161% | $688.49 | $688.49 | 9.625% | No | No | Employed | Employed | US Citizen | US Citizen | $16,093.36 | 1 | $5,672.40 | $2,442.96 | $472.70 | $203.58 | 22.791% | 22.791% | 22.791% | 06/18/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,715.00 | 6.570% | $0.00 | 1.0 | None | Yes | No | 9.625% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $284,079.04 | $1,423.93 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $10,134.80 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003480 | Higher Priced QM (APOR) | Yes | No | $3,543.68 | $5,126.06 | 10.161% | $736.58 | $736.58 | 9.250% | No | No | Employed | US Citizen | $2,922.83 | 1 | $3,500.64 | $1,932.00 | $291.72 | $161.00 | 47.350% | 47.350% | 47.350% | 03/20/2026 | 664 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $3,543.68 | 5.750% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $115,178.49 | $429.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003374 | Safe Harbor QM (APOR) | Yes | No | $995.00 | $1,719.46 | 7.432% | $2,038.44 | $2,038.44 | 7.375% | No | No | Employed | US Citizen | $13,312.88 | 1 | $15,540.48 | $1,742.04 | $1,295.04 | $145.17 | 44.912% | 44.912% | 44.912% | 07/09/2026 | 795 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $995.00 | 6.490% | $0.00 | 2.3 | None | Yes | No | 7.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 3 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.875% | [Redacted] | $983,822.68 | $5,862.14 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 30.94 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003421 | Safe Harbor QM (APOR) | Yes | No | $2,815.00 | $4,414.76 | 7.603% | $886.83 | $886.83 | 7.250% | No | No | Employed | US Citizen | $4,376.38 | 1 | $6,069.48 | $2,279.16 | $505.79 | $189.93 | 38.955% | 38.955% | 38.955% | 07/10/2026 | 772 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,815.00 | 6.490% | $0.00 | 1.0 | None | Yes | No | 7.250% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 31 | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | 1 | [Redacted] | 2.625% | [Redacted] | $166,201.83 | $798.28 | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003289 | Safe Harbor QM (APOR) | Yes | No | $1,925.00 | $2,451.19 | 8.719% | $405.68 | $405.68 | 8.250% | No | No | Employed | Employed | Permanent Resident Alien | US Citizen | $3,643.30 | 1 | $5,637.84 | $2,901.96 | $469.82 | $241.83 | 45.044% | 45.044% | 45.044% | 04/24/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,925.00 | 6.260% | $0.00 | 2.6 | None | Yes | No | 8.250% | 1 | 1 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 27 | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $177,518.46 | $964.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | Retail | No | $709.86 | $2,439.77 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003260 | Safe Harbor QM (APOR) | Yes | No | $2,225.00 | $3,102.65 | 7.692% | $981.50 | $981.50 | 7.375% | No | No | Employed | US Citizen | $5,747.80 | 1 | $7,738.44 | $4,162.56 | $644.87 | $346.88 | 45.840% | 45.840% | 45.840% | 05/22/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,225.00 | 6.280% | $0.00 | None | N/A | No | 7.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | $62,870.74 | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $171,203.00 | $2,835.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.07 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003398 | Safe Harbor QM (APOR) | Yes | No | $3,042.20 | $3,703.75 | 8.540% | $607.18 | $607.18 | 7.625% | No | No | Employed | US Citizen | $1,387.42 | 1 | $1,276.68 | $1,812.00 | $106.39 | $151.00 | 49.973% | 49.973% | 49.973% | 04/27/2026 | 658 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2026 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 7 | 1 | 0 | [Redacted] | $3,042.20 | 5.700% | $0.00 | 1.0 | None | Yes | No | 7.625% | 0 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | [Redacted] | $13,943.66 | $189.34 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003415 | Safe Harbor QM (APOR) | Yes | No | $4,100.00 | $4,353.42 | 9.633% | $1,028.34 | $1,028.34 | 9.250% | No | No | Employed | US Citizen | $3,923.22 | 1 | $8,520.36 | $4,068.60 | $710.03 | $339.05 | 49.378% | 49.378% | 49.378% | 06/23/2026 | 648 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $4,100.00 | 6.490% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $268,928.90 | $1,710.35 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003250 | Safe Harbor QM (APOR) | Yes | No | $1,000.02 | $2,784.05 | 9.119% | $384.46 | $384.46 | 8.500% | No | No | Employed | US Citizen | $6,471.97 | 1 | $5,299.92 | $1,842.96 | $441.66 | $153.58 | 35.209% | 35.209% | 35.209% | 07/07/2026 | 728 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,000.02 | 6.490% | $0.00 | None | No | No | 8.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redacted] | $0.00 | No | 31 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $150,756.87 | $1,051.31 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003294 | Safe Harbor QM (APOR) | Yes | No | $1,690.00 | $1,981.28 | 7.363% | $1,197.22 | $1,197.22 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $15,454.72 | 1 | $9,374.04 | $2,598.96 | $781.17 | $216.58 | 26.812% | 26.812% | 26.812% | 06/29/2026 | 787 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,690.00 | 6.520% | $0.00 | None | N/A | No | 7.250% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | 30 | 30 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $391,228.00 | $1,864.81 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Retail | No | $0.00 | $12,367.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003367 | Safe Harbor QM (APOR) | Yes | No | $2,320.00 | $3,611.67 | 7.123% | $788.31 | $788.31 | 6.875% | No | No | Employed | Non-Permanent Resident Alien | India | $12,122.74 | 1 | $4,183.68 | $1,621.92 | $348.64 | $135.16 | 39.133% | 39.133% | 39.133% | 05/29/2026 | 712 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $2,320.00 | 6.610% | $0.00 | 1.0 | None | No | No | 6.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $527,823.87 | $5,144.82 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | VISA | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| GCAT2026CES1003395 | N/A | No | No | $1,890.00 | $2,572.04 | 7.601% | $804.64 | $804.64 | 7.375% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $17,030.28 | 1 | $2,009.64 | $1,132.20 | $167.47 | $94.35 | 32.495% | 32.495% | 32.495% | 07/08/2026 | 801 | No | No | Borrower Prepared | [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Full | 0 | 0 | 0 | [Redacted] | $1,890.00 | 6.530% | $0.00 | None | N/A | No | 7.375% | 1 | 1 | 1 | 0 | 4 | 1 | 6.73 | No | [Redacted] | $60,244.32 | No | 4 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $311,636.01 | $1,515.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.49 | Retail | No | No | $0.00 | $11,416.69 | No | No | No | No | 3 | 360 | X-500 |