Exhibit 99.35
| Loan ID | Seller Loan ID | Field Name | Verified Value | Bid Tape Value | Comment |
| GCAT2026CES1000282 | Property Address | XXX | XXX | Confirmed XXX using the note. | |
| GCAT2026CES1000282 | Qualifying CLTV | 60.69 | 60.68 | Confirmed XXX using AUS. The variance is due to rounding. | |
| GCAT2026CES1000282 | Total Qualified Assets Post-Close | XXX | XXX | Confirmed XXX using the asset documents. | |
| GCAT2026CES1000282 | Escrow Waiver in File | Yes | No | Completed by compliance analyst. N/A for credit review. | |
| GCAT2026CES1000283 | Loan Type | Conventional | Other | Confirmed | |
| GCAT2026CES1000283 | Borrower 1 Last Name | XXXXX | XXXXX | Confirmed with the note. | |
| GCAT2026CES1000283 | Qualifying LTV | 25.07 | 25.06 | Due to rounding | |
| GCAT2026CES1000283 | Qualifying CLTV | 87.29 | 87.64 | File is missing appraisal. Exception has been set. | |
| GCAT2026CES1000283 | Total Qualified Assets Post-Close | XXX | XXX | Confirmed with asset stmts and system calculations. | |
| GCAT2026CES1000283 | Escrow Waiver in File | Yes | No | ||
| GCAT2026CES1000285 | Loan Type | Conventional | Other | XXX per the 1003 | |
| GCAT2026CES1000285 | Qualifying LTV | 13.28 | 13.27 | All terms match the lender XXX 1st lien balance used by Audit to calculate the LTV/CLTV is: XXX / Credit Report 1st lien balance used by Lender to calculate the LTV/CLTV is: XXX / 1003 Appraised Value XXX Subject 2nd lien loan amount: XXX | |
| GCAT2026CES1000285 | Escrow Waiver in File | N/A | No | Escrow is not requried | |
| GCAT2026CES1000286 | Borrower 1 Last Name | XXXXX | XXXXX | Confirmed with the note. | |
| GCAT2026CES1000286 | Qualifying LTV | 15.87 | 15.86 | Due to rounding | |
| GCAT2026CES1000286 | Qualifying CLTV | 75.0 | 74.99 | Due to rounding | |
| GCAT2026CES1000286 | Total Qualified Assets Post-Close | XXX | XXX | Confirmed with system calculation. | |
| GCAT2026CES1000286 | Escrow Waiver in File | Yes | No | Compliance | |
| GCAT2026CES1000287 | Qualifying CLTV | 59.88 | 59.98 | Audit used the lowest balance available for the 1st lien in the file: Lender LTV__14670__% CLTV__59987__%. Audit LTV__1467__% CLTV__5988__% 1st lien balance used by Audit to calculate the LTV/CLTV is: XXX / Mortgage Statement 1st lien balance used by Lender to calculate the LTV/CLTV is: XXX / 1003 Appraised Value XXX Subject 2nd lien loan amount: XXX | |
| GCAT2026CES1000287 | Escrow Waiver in File | Yes | No | Escrow waiver present. Escrow is Not required. | |
| GCAT2026CES1000288 | Borrower 1 Last Name | XXXXX | XXXXX | Borrower name as per doc updated | |
| GCAT2026CES1000288 | Qualifying CLTV | 31.92 | 32.13 | CLTV is mismatch due auditor calcuated income is XXX lesser than the UW calculated income | |
| GCAT2026CES1000288 | Qualifying LTV | 11.66 | 11.65 | LTV is XX/XX/XXXX cense differ have updated the data as per doc | |
| GCAT2026CES1000288 | Total Qualified Assets Post-Close | XXX | XXX | Assets updated as per the XXX doc | |
| GCAT2026CES1000288 | Escrow Waiver in File | Yes | No | Escrow Waiver is available in file updated as per doc | |
| GCAT2026CES1000289 | Property Address | XXX | XXX | XXX has been updated as per Note Document. | |
| GCAT2026CES1000289 | Qualifying CLTV | 79.15 | 79.14 | XXX Ratios matching as per XXX | |
| GCAT2026CES1000289 | Qualifying LTV | 11.61 | 11.6 | XXX Ratios matching as per XXX | |
| GCAT2026CES1000289 | Escrow Waiver in File | Yes | No | There is no Escrow In Final CD. Escrow Waiver Document has been provided. | |
| GCAT2026CES1000290 | Note Date | XX/XX/XXXX | XX/XX/XXXX | ||
| GCAT2026CES1000291 | Qualifying LTV | 14.37 | 14.36 | All terms match the XXX Difference is due to system rounding.1st lien balance used by Audit to calculate the LTV/CLTV is: XXX / Credit Report 1st lien balance used by Lender to calculate the LTV/CLTV is: XXX / 1003 Appraised Value XXX Subject 2nd lien loan amount: XXX | |
| GCAT2026CES1000291 | Escrow Waiver in File | Yes | No | Escrow waiver confirmed page XXX | |
| GCAT2026CES1000292 | Borrower 1 SSN | XXX | XXX | Per 1003 provided for review | |
| GCAT2026CES1000292 | Qualifying LTV | 11.48 | 73.0 | Per Appraisal Value against Loan Amount | |
| GCAT2026CES1000292 | Qualifying CLTV | 77.83 | 73.0 | Per Appraisal Value against Loan Amount | |
| GCAT2026CES1000293 | Loan Type | Conventional | Other | Per XXX provided in file per review | |
| GCAT2026CES1000293 | Borrower 1 Last Name | XXXXX | XXXXX | Per 1003 entry provided for review | |
| GCAT2026CES1000293 | Qualifying FICO | XXX | XXX | Per Credit Report in file for review | |
| GCAT2026CES1000294 | Escrow Waiver in File | N/A | No | ||
| GCAT2026CES1000295 | Qualifying LTV | 25.2 | 25.19 | Rounding issue. | |
| GCAT2026CES1000295 | Total Qualified Assets Post-Close | XXX | XXX | Per Asset Statement in file. | |
| GCAT2026CES1000295 | Escrow Waiver in File | N/A | No | 1st lien mortgage XXX taxes and insurance. | |
| GCAT2026CES1000296 | Qualifying CLTV | 37.25 | 37.24 | Rounding. | |
| GCAT2026CES1000296 | Total Qualified Assets Post-Close | XXX | XXX | As per audit, post-closing assets include bank Statement assets plus cash-out for reserves. Tape data is pre-closing assets. | |
| GCAT2026CES1000297 | Property Address | XXX | XXX | Confirmed XXX using the note. | |
| GCAT2026CES1000298 | Property Address | XXX | XXX | Per Note provided for review | |
| GCAT2026CES1000298 | Qualifying CLTV | 85.01 | 85.15 | Per Appraisal value against loan amount | |
| GCAT2026CES1000298 | Total Qualified Assets Post-Close | XXX | XXX | Per assets and cash back borrower | |
| GCAT2026CES1000298 | Escrow Waiver in File | Yes | No | Per disclosures provided for review | |
| GCAT2026CES1000299 | Property Address | XXX | XXX | Difference due to caps | |
| GCAT2026CES1000299 | Qualifying LTV | 19.37 | 19.36 | Difference due to rounding | |
| GCAT2026CES1000299 | Qualifying CLTV | 79.21 | 79.07 | Confirmed with 1st mtg stmt and new note. | |
| GCAT2026CES1000299 | Total Qualified Assets Post-Close | XXX | XXX | Confirmed with asset stmts and system calculation. | |
| GCAT2026CES1000299 | Escrow Waiver in File | Yes | No | Compliance | |
| GCAT2026CES1000300 | Qualifying CLTV | 89.92 | 90.0 | Discrepancy is due to data entry, True data is correct | |
| GCAT2026CES1000300 | Total Qualified Assets Post-Close | XXX | XXX | Discrepancy is due to data entry, True data is correct | |
| GCAT2026CES1000300 | Escrow Waiver in File | Yes | No | ||
| GCAT2026CES1000301 | Qualifying CLTV | 75.67 | 75.66 | Rounding. | |
| GCAT2026CES1000301 | Escrow Waiver in File | N/A | No | As per audit, escrow waiver is N/A since 2nd lien does not collect escrows. Tape data States "No" for no escrows. | |
| GCAT2026CES1000302 | Loan Type | Conventional | Other | Per Final 1003 provided | |
| GCAT2026CES1000302 | Qualifying LTV | 48.65 | 48.64 | Per Appraisal Value against Loan Amount | |
| GCAT2026CES1000302 | Qualifying CLTV | 65.08 | 64.9 | Per Appraisal Value against Loan Amount | |
| GCAT2026CES1000302 | Escrow Waiver in File | Yes | No | Per Disclosures provided for review | |
| GCAT2026CES1000307 | Qualifying Total Debt Income Ratio | XXX | XXX | B1 income was calculated using the XXX Sch C income = XXX vs the lender's income of $XXX. | |
| GCAT2026CES1000322 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender using a higher bonus income | |
| GCAT2026CES1000326 | Qualifying Total Debt Income Ratio | XXX | XXX | difference - borrowers income original uw XXX vs XXX ytd XXX average. | |
| GCAT2026CES1000332 | Qualifying Total Debt Income Ratio | XXX | XXX | The total qualifying DTI is XXX the discrepancy is from the XXX difference in the borrower's income. | |
| GCAT2026CES1000333 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit income XXX lower due to omitting income insufficiently documented resulting in a higher DTI | |
| GCAT2026CES1000339 | Qualifying Total Debt Income Ratio | XXX | XXX | U/W Notes: Initial review lender qualified the borrowers with $XXX. Auditor verified XXX for all income b2 income variance $XXX. Auditor included XXX monthly payment for HOA dues as the lender qualified the borrower with the debt included. XXX is not in a PUD however this is the most conservative approach and the borrower sill qualifies with the debt included | |
| GCAT2026CES1000342 | Qualifying Total Debt Income Ratio | XXX | XXX | Variance in lender income $ XXX used UW as most conservative of XXX. | |
| GCAT2026CES1000353 | Qualifying Total Debt Income Ratio | XXX | XXX | Qualifying total debt to income ratio is XXX% difference is Originator calculated 1st td payments at XXX actual XXX payment is XXX difference of XXX per month. | |
| GCAT2026CES1000356 | Qualifying Total Debt Income Ratio | XXX | XXX | XXX calculated higher taxes then lender | |
| GCAT2026CES1000361 | Qualifying Total Debt Income Ratio | XXX | XXX | XXX vs XXX Income was updated based on the YTD earnings from XXX to XXX | |
| GCAT2026CES1000362 | Qualifying Total Debt Income Ratio | XXX | XXX | Line item was corrected. the reviewed DTI is XXX%. The lender DTI is XXX% | |
| GCAT2026CES1000369 | Qualifying Total Debt Income Ratio | XXX | XXX | Variance due to auditor calculated overtime income as XXX vs Lender's income of XXX | |
| GCAT2026CES1000380 | Qualifying Total Debt Income Ratio | XXX | XXX | Income calculation is slightly lower than lender. Within variance. | |
| GCAT2026CES1000394 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender used higher HOI amount XXX versus lower documented amount $XXX. | |
| GCAT2026CES1000395 | Qualifying Total Debt Income Ratio | XXX | XXX | Final DTI XXX% vs XXX% / SSI XXX per month. (XXX $XXX/XXX*XXX*XXX) vs SSI XXX reflected on Lender XXX Tax returns provided evidence only a portion of the SSI is nontaxable. | |
| GCAT2026CES1000396 | Qualifying Total Debt Income Ratio | XXX | XXX | The qualifying total DTI is XXX the child support of XXX is the discrepancy | |
| GCAT2026CES1000407 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI variance is due to other lien amount. Lender used XXX calculated at XXX | |
| GCAT2026CES1000412 | Qualifying Total Debt Income Ratio | XXX | XXX | Borrower disclosed that they opened a new debt XXXd with XXX. With a balance XXX and XXX monthly payment. This debt was not included in the lender’s calculation. This caused the DTI to increase to XXX%. | |
| GCAT2026CES1000419 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI variance is XXX | |
| GCAT2026CES1000447 | Qualifying Total Debt Income Ratio | XXX | XXX | Income calculation is slightly lower than lender's. Within variance. | |
| GCAT2026CES1000459 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is within guidelines, my income was a XXX less. | |
| GCAT2026CES1000464 | Qualifying Total Debt Income Ratio | XXX | XXX | The borrower income higher in the initial UW but with my calculations it came out lower so I used a lower amount which was more conservative. | |
| GCAT2026CES1000468 | Qualifying Total Debt Income Ratio | XXX | XXX | Variance is due to Total Income calculated as XXX per auditor and Lender used $XXX. Missing 1120S Statement #XXX | |
| GCAT2026CES1000475 | Qualifying Total Debt Income Ratio | XXX | XXX | Auditor's DTI XXX% vs Lender's DTI XXX does not match due to the lender has the 1st mortgage payment at XXX which is XXX higher than the mortgage Statement in LM. | |
| GCAT2026CES1000497 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is off due to 1st lien amount lender consider included the escrow value, but still in the threshold of XXX% | |
| GCAT2026CES1000508 | Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed XXX% DTI due to Lender use of Partial XXX with incorrect "Second Mortgage P&I" value. | |
| GCAT2026CES1000522 | Qualifying Total Debt Income Ratio | XXX | XXX | Per final income and liability review | |
| GCAT2026CES1000528 | Qualifying Total Debt Income Ratio | XXX | XXX | Variance is due to auditor calculate HOA as XXX vs Lender's XXX and B2 Overtime income of XXX not used by auditor or Lender per XXX | |
| GCAT2026CES1000533 | Qualifying Total Debt Income Ratio | XXX | XXX | b2 SSA grossed to XXX this is lower than lender used income. Lender grossed at XXX% however tax returns not provided to evidence income as non taxable vs lender XXX | |
| GCAT2026CES1000539 | Qualifying Total Debt Income Ratio | XXX | XXX | Updated the DTI ratio according to the liabilities in file and income borrower verified by lender | |
| GCAT2026CES1000544 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI Mismatching with Decimal. | |
| GCAT2026CES1000555 | Qualifying Total Debt Income Ratio | XXX | XXX | B2 income decreased by $XXX. Total monthly obligations $XXX/Total monthly income $XXX=DTI XXX% | |
| GCAT2026CES1000571 | Qualifying Total Debt Income Ratio | XXX | XXX | Based on the credit and the income the DTI XXX | |
| GCAT2026CES1000587 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI variance is due to the difference in the monthly HOA for the Investment property. | |
| GCAT2026CES1000597 | Qualifying Total Debt Income Ratio | XXX | XXX | True data is correct. The lender used for the REO investment property shows on the Final 1003 a loss of $XXX; however, per the HELOC Statement shows payment for Principal and Interest payment is XXX taxes XXX and insurance of XXX total REO loss is $XXX. | |
| GCAT2026CES1000607 | Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed. Used documented HOA of XXX per month vs XXX per month reflected on XXX | |
| GCAT2026CES1000629 | Qualifying Total Debt Income Ratio | XXX | XXX | Subject first lien is lower than Stated (not including Escrows) and is calculated correctly. Lender double calculated the Escrow fees. | |
| GCAT2026CES1000638 | Qualifying Total Debt Income Ratio | XXX | XXX | The XXX reflects the First Mortgage P&I as $XXX; however, when adding the P&I and Mortgage Insurance amounts shown on the mortgage Statement, the total is $XXX. As a result, the DTI does not match exactly. | |
| GCAT2026CES1000649 | Qualifying Total Debt Income Ratio | XXX | XXX | Auditor's DTI XXX% vs Lender's DTI XXX% does not match by XXX due to the lender had a different amount for the 1st mortgage payment and missing the XXX/XXX debt was not included in the lender's calculation. | |
| GCAT2026CES1000657 | Qualifying Total Debt Income Ratio | XXX | XXX | Auditor's DTI XXX% vs Lender's DTI XXX% doesn't match due the lender had the borrower's 1st lien payment at XXX which is XXX higher than what is reflected on the mortgage Statement in LM | |
| GCAT2026CES1000671 | Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed XXX% DTI using Audit verified income of XXX vs lender value used for loan approval of $XXX. | |
| GCAT2026CES1000673 | Qualifying Total Debt Income Ratio | XXX | XXX | Bonus Income - Auditor Qualifying income is Ytd +Prior XXX Years Average is XXX not matching with Lender income, Lender Qualified Higher Income XXX Hence taken Conservative amount of XXX is used per Qualification. DTI is mis match not exceeds more than XXX% | |
| GCAT2026CES1000683 | Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed XXX% DTI due to Audit inclusion of XXX negative Sched C income validated with XXX in file and supported with Lender F1003. | |
| GCAT2026CES1000690 | Qualifying Total Debt Income Ratio | XXX | XXX | True data is correct Lender calculated REO's loss at XXX however, per the tax record REO loss is $XXX. | |
| GCAT2026CES1000699 | Qualifying Total Debt Income Ratio | XXX | XXX | Hazard Insurance Premium is Slightly High Compare to the Lender Calculations. | |
| GCAT2026CES1000720 | Qualifying Total Debt Income Ratio | XXX | XXX | The total DTI is XXX% the discrepancy is due to the XXX difference in the other mortgage lien XXX Mtg #XXX | |
| GCAT2026CES1000732 | Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed XXX% DTI due to Audit validation of taxes at XXX vs lender value used for loan approval of $XXX. | |
| GCAT2026CES1000739 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is within guidelines. | |
| GCAT2026CES1000761 | Qualifying Total Debt Income Ratio | XXX | XXX | Auditor = VA Retirement with gross up is XXX (not XXX the lender used to qualify) | |
| GCAT2026CES1000771 | Qualifying Total Debt Income Ratio | XXX | XXX | True data is correct Lender calculated the 1st mortgage Principal and interest payment at $XXX; however, per the current mortgage Statement the Principal XXX and interest is XXX totaling $XXX. | |
| GCAT2026CES1000777 | Qualifying Total Debt Income Ratio | XXX | XXX | The qualifying total DTI is XXX% the discrepancy is due to the XXX difference from the HOA Dues. | |
| GCAT2026CES1000801 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit used slightly lower income for Borrower 2 | |
| GCAT2026CES1000808 | Qualifying Total Debt Income Ratio | XXX | XXX | HOA dues updated as per the document available in the file, So the DTI discrepancy had occured. | |
| GCAT2026CES1000809 | Qualifying Total Debt Income Ratio | XXX | XXX | Qualifying DTI matches Lender's figure and is within tolerance | |
| GCAT2026CES1000811 | Qualifying Total Debt Income Ratio | XXX | XXX | The qualifying total DTI is XXX the discrepancy is due to the XXX | |
| GCAT2026CES1000815 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI increased due to the following reason: Lender did not include housing expenses for the property located at XXX. address. $XXX. Auditor included this amount now reflecting total monthly obligations $XXX/Total income $XXX=XXX% DTI | |
| GCAT2026CES1000821 | Qualifying Total Debt Income Ratio | XXX | XXX | The P&I payment on the first lien is slightly higher than lender Stated; resulting in a higher DTI. | |
| GCAT2026CES1000829 | Qualifying Total Debt Income Ratio | XXX | XXX | XXX off on income | |
| GCAT2026CES1000831 | Qualifying Total Debt Income Ratio | XXX | XXX | The qualifying total DTI is XXX% the discrepancy is due to the XXX difference with the other mortgage lien XXX Mtg #XXX. | |
| GCAT2026CES1000835 | Qualifying Total Debt Income Ratio | XXX | XXX | Auditor's DTI XXX% vs Lender's DTI XXX% due to XXX difference ins HOA see page XXX Not all of the borrowers income used to qualify for subject transaction which could result in a lower DTI. XXX not used. | |
| GCAT2026CES1000867 | Qualifying Total Debt Income Ratio | XXX | XXX | Per final liabilities, lender not using Insurance | |
| GCAT2026CES1000869 | Qualifying Total Debt Income Ratio | XXX | XXX | Qualifying DTI reflects XXX account that Lender excluded stating assets covered the balance however no asset Statements provided | |
| GCAT2026CES1000890 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is XXX% Higher due to Commission income is XXX Lower than lender qualified Commission. | |
| GCAT2026CES1000905 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is within guidelines. | |
| GCAT2026CES1000907 | Qualifying CLTV | 64.98 | 0.66 | Confirmed. XXX (subject loan amount) + XXX (1st lien balance) / XXX (AVM value) | |
| GCAT2026CES1000909 | Qualifying Total Debt Income Ratio | XXX | XXX | lender used additional principal payment from Statement to 1st mortgage payment | |
| GCAT2026CES1000914 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender has included the entire 1st lien PITI as the "Second Mortgage P&I in the "Total Primary Housing Expense" calculated on the XXX in the loan file images, double counting Taxes and Insurance amounts. A corrected/updated F1008 will need to be provided with a valid Back End DTI for comparison with Review value of XXX%. | |
| GCAT2026CES1000918 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit confirms insurance is higher on the HOI renewal which resulted in DTI being slightly higher. | |
| GCAT2026CES1000931 | Qualifying Total Debt Income Ratio | XXX | XXX | XXX% DTI is less than guideline XXX% DTI (DTI lower due to lower HOA amount of XXX per month pg. XXX was used. Lender use XXX to qualify | |
| GCAT2026CES1000955 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit is using the most recent mortgage Statement to confirm the P&I payment. The Lender is doubling up on the tax and insurance payments. | |
| GCAT2026CES1000963 | Qualifying Total Debt Income Ratio | XXX | XXX | Variance in 2nd mtg P&I XXX on XXX Per REO Statement in file P/I XXX | |
| GCAT2026CES1000977 | Qualifying Total Debt Income Ratio | XXX | XXX | Variance is due to income calculated as XXX vs Lender's XXX no Lender Income worksheet provided | |
| GCAT2026CES1000985 | Qualifying Total Debt Income Ratio | XXX | XXX | Income disrecepancy | |
| GCAT2026CES1000993 | Qualifying Total Debt Income Ratio | XXX | XXX | Updated the DTI Ratio according to the liabilities and income on file | |
| GCAT2026CES1001003 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI XXX% vs XXX% Lender XXX / Variance is XXX / Income XXX vs XXX per month. USPS XXX Pay Period Dates for XXX begin on XX/XX/XXXX / Pay Period XXX includes earnings good through XX/XX/XXXX = XXX / XXX W2 = XXX per month. | |
| GCAT2026CES1001034 | Qualifying Total Debt Income Ratio | XXX | XXX | Per final income review | |
| GCAT2026CES1001035 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI Discrepancy: The lender used an HOI premium of XXX per month. However, the available document reflects a premium of XXX per month. I have updated the amount per the HOI document cause the DTI discrepancy. | |
| GCAT2026CES1001045 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender is using YTD OF XXX as monthly income for B1, however, per paystub provided dated XX/XX/XXXX reflects actual monthly income of XXX which increased qualifying DTI to XXX | |
| GCAT2026CES1001052 | Qualifying Total Debt Income Ratio | XXX | XXX | The total qualified lender income is $XXX; however, the Audited income is $XXX. The resulting income variance of XXX caused DTI ratio to increase from XXX% to XXX%. | |
| GCAT2026CES1001055 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender did not provide an income calculation worksheet. Per review calculation which includes K-XXX and W2 income for B1 results in slightly lower income than what Lender is using for qualifying. Figure still meets guidelines | |
| GCAT2026CES1001067 | Qualifying Total Debt Income Ratio | XXX | XXX | Only paystub given for XXX and year end paystub given for XXX and XXX borrower is a pilot W-2 also not given hence not able to find out the components profit sharing only excluded in total earnings YTD+prior YR Avg = $XXX+$XXX=$XXX/XXX=$XXX used as qualified income | |
| GCAT2026CES1001068 | Qualifying Total Debt Income Ratio | XXX | XXX | There is difference in the bonus income. Hence there is a mismatch in the DTI. | |
| GCAT2026CES1001103 | Qualifying Total Debt Income Ratio | XXX | XXX | DTI is XXX% Higher due to the Qualified income is XXX% lower than the lender qualified income. | |
| GCAT2026CES1001135 | Qualifying Total Debt Income Ratio | XXX | XXX | HOA fee updated as XXX as per HOA document page# XXX which has Semi-monthly pay of $XXX=$XXX. Verified with XXX it shows XXX per monthnthly. However lender has taken XXX as monthly. Lender use HOA not able to match with HOA document. Included higher HOA fee for DTI. | |
| GCAT2026CES1001139 | Qualifying Total Debt Income Ratio | XXX | XXX | Per applicable guidelines, the shortage amount should not be included in the first lien payment; however, the lender included it, resulting in a DTI discrepancy. Lender shows 1st lien P&I payment of $XXX. The mortgage Statement provided reflects P&I amount of $XXX. Ratios are XXX / XXX vs lenders XXX / XXX | |
| GCAT2026CES1001155 | Qualifying Total Debt Income Ratio | XXX | XXX | Correct qualifying DTI is XXX. Lender used a P/I on first lien of XXX which is XXX higher than verified per mortgage Statement provided | |
| GCAT2026CES1001162 | Qualifying Total Debt Income Ratio | XXX | XXX | Updated the DTI ratio according to the liabilities and income in file | |
| GCAT2026CES1001164 | Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed. Due to slightly lower calculation of retirement income for B1. XXX per month vs lender's calculation of XXX per month. | |
| GCAT2026CES1001179 | Qualifying Total Debt Income Ratio | XXX | XXX | Variance is due to Lender used XXX for HOA vs Auditor XXX per Statement in file XXX | |
| GCAT2026CES1001198 | Qualifying CLTV | 69.35 | 69.34 | True data verified per appraisal and loan documents. | |
| GCAT2026CES1001198 | Qualifying LTV | 30.08 | 30.07 | True data verified per appraisal and loan documents. | |
| GCAT2026CES1001198 | Total Qualified Assets Post-Close | XXX | XXX | True data verified per final CD and bank Statements. | |
| GCAT2026CES1001198 | Escrow Waiver in File | Yes | No | True data verified per loan documents. | |
| GCAT2026CES1001199 | Property Address | XXX | XXX | Confirmed XXX using the note. | |
| GCAT2026CES1001199 | Qualifying CLTV | 86.44 | 86.43 | Confirmed XXX using AUS. The variance is due to rounding. | |
| GCAT2026CES1001199 | Qualifying LTV | 13.98 | 13.97 | Confirmed XXX using AUS. The variance is due to rounding. | |
| GCAT2026CES1001199 | Escrow Waiver in File | Yes | No | Final CD reflects escrows were waived. | |
| GCAT2026CES1001203 | Borrower 1 Self-Employment Flag | No | Yes | B! is self XXX. | |
| GCAT2026CES1001203 | Loan Purpose | Refinance | Other | Confirmed this is a cash out XXX. | |
| GCAT2026CES1001203 | Borrower 1 FTHB | XXX | XXX | B1 is not a 1st time homebuyer This is property we are refinancing. | |
| GCAT2026CES1001203 | Escrow Waiver in File | Yes | No | Compliance | |
| GCAT2026CES1001204 | Loan Purpose | Refinance | Other | Confirmed XXX using the XXX | |
| GCAT2026CES1001204 | Qualifying LTV | 24.73 | 24.74 | Confirmed XXX using AUS. The variance is due to rounding. | |
| GCAT2026CES1001204 | Escrow Waiver in File | Yes | No | Final CD reflects escrows were waived. | |
| GCAT2026CES1001205 | Loan Purpose | Refinance | Other | Confirmed XXX. | |
| GCAT2026CES1001205 | Qualifying CLTV | 84.98 | 84.99 | Due to rounding | |
| GCAT2026CES1001205 | Qualifying LTV | 46.01 | 46.02 | Due to rounding | |
| GCAT2026CES1001205 | Escrow Waiver in File | Yes | No | Compliance | |
| GCAT2026CES1001207 | Borrower 1 FTHB | XXX | XXX | This is a XXX of the property. | |
| GCAT2026CES1001207 | Property Type | PUD | Single Family Detached | Confirmed with PUD rider. | |
| GCAT2026CES1001207 | Escrow Waiver in File | Yes | No | Confirmed with Final 1003. |