Exhibit 99.12
| Supplemental Data |
| Run Date - 9/16/2026 12:14:48 PM |
| SitusAMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | TILA Status Loan Designation | Exempt QM/ATR Equivalency | CDFI Bank Originated Loan | Application Date | TRID Tested | GSE | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Original P&I | Qualifying P&I | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Foreign National Indicator | Co Borrower Foreign National Indicator | Co Borrower 2 Foreign National Indicator | Co Borrower 3 Foreign National Indicator | Borrower Country Name | Co Borrower Country Name | Co Borrower2 Country Name | Co Borrower3 Country Name | Residual Income | Num Units | Annual Property Tax | Annual Insurance Costs | Monthly Property Tax | Monthly Insurance Costs | HOA Name | HOA Address State | Fee Amount | Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Document Type | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy (7, 11) | Months Bankruptcy (13) | Most Recent Deed-in -Lieu Date | Number of Deed-in-Lieu Events | Months Deed-in-Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Waiver (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Is Equity Shared Loan | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | Total DSCR | Total Inverse DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | Duration of Payout Months | Seller VSH Indicator | Seller Indicated VSH Guideline | Validated VSH | IO Remaining Amortization Term at Recast | Maturity Date | Borrower Own Funds Cash Amount | Borrower Own Funds Percent | Is the Note an eNote | Borrower WVOE - # of Months of Income provided | Co Borrower WVOE - # of Months of Income provided | Co Borrower2 WVOE - # of Months of Income provided | Co Borrower3 WVOE - # of Months of Income provided | Were the origination guidelines utilized for this diligence review? | Title Evidence | Ownership Type | Borrower Type | Borrower Designation | Co Borrower Type | Co Borrower Designation | Co Borrower2 Type | Co Borrower2 Designation | Co Borrower3 Type | Co Borrower3 Designation | Senior Lien Position | Senior Lien Original Loan Amount | Senior Lien Original Interest Rate | Senior Lien Note Projected Closing Date | Senior Lien Current Balance | Senior Lien Current P&I | Loan Closed in the Name of an Entity | Note Executed by | Assumable Mortgage Flag | Leasehold Flag | Buydown Flag | Borrower Experian FICO Model Used | Borrower Equifax FICO Model Used | Borrower TransUnion FICO Model Used | Co Borrower Experian FICO Model Used | Co Borrower Equifax FICO Model Used | Co Borrower TransUnion FICO Model Used | Co Borrower2 Experian FICO Model Used | Co Borrower2 Equifax FICO Model Used | Co Borrower2 TransUnion FICO Model Used | Co Borrower3 Experian FICO Model Used | Co Borrower3 Equifax FICO Model Used | Co Borrower3 TransUnion FICO Model Used | Borrower Documentation Used to Determine Legal Residency | Co Borrower Documentation Used to Determine Legal Residency | Co Borrower2 Documentation Used to Determine Legal Residency | Co Borrower3 Documentation Used to Determine Legal Residency | Delayed Financing? | Months Reserves | Correspondent Type | Departure Residence | Rate Increase on Default | Default Interest Rate | Default Interest Accrual Start Days | MERS Min Number | Co Borrower Other Income | Co Borrower Wage Income | Primary Housing Lates 0 6 Months 30 | Primary Housing Lates 0 6 Months 60 | Primary Housing Lates 0 6 Months 90 | Primary Housing Lates 7 12 Months 30 | Primary Housing Lates 7 12 Months 60 | Primary Housing Lates 7 12 Months 90 | Primary Housing Lates 13 24 Months 30 | Primary Housing Lates 13 24 Months 60 | Primary Housing Lates 13 24 Months 90 | Primary Housing Lates 25 36 Months 30 | Primary Housing Lates 25 36 Months 60 | Primary Housing Lates 25 36 Months 90 | Borrower 1 ITIN Flag | Borrower 2 ITIN Flag | Borrower 3 ITIN Flag | Borrower 4 ITIN Flag | Total Number of Mortgaged Properties | Amortization Term Less IO | Flood Zone Designation | Flood Policy Expiration Date | Flood Policy Coverage Amount |
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000001 | Safe Harbor QM (APOR) | Yes | No | $3,050.71 | $2,843.15 | 9.018% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,978.01 | 1 | $3,498.24 | $947.76 | $291.52 | $78.98 | 43.956% | 43.956% | 43.956% | 03/05/2026 | 733 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,050.71 | 5.750% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 6.990% | [Redacted] | $97,667.44 | $1,160.57 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000002 | Non QM | Yes | No | $3,275.21 | $3,183.98 | 10.350% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,390.29 | 1 | $2,351.16 | $1,898.88 | $195.93 | $158.24 | 43.384% | 43.384% | 43.384% | 02/25/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,275.21 | 5.750% | $0.00 | 1.0 | None | N/A | No | 9.925% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $303,182.00 | $1,389.89 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000003 | Safe Harbor QM (APOR) | Yes | No | $4,129.12 | $4,264.35 | 8.665% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,925.21 | 1 | $2,252.88 | $2,940.96 | $187.74 | $245.08 | 48.041% | 48.041% | 48.041% | 03/03/2026 | 764 | No | No | [Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $4,129.12 | 5.980% | $0.00 | None | N/A | No | 8.400% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $194,765.05 | $997.00 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,041.96 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000004 | Safe Harbor QM (APOR) | Yes | No | $1,777.40 | $1,860.00 | 9.031% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,605.74 | 1 | $2,239.56 | $263.04 | $186.63 | $21.92 | 36.574% | 36.574% | 36.574% | 03/03/2026 | 804 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,777.40 | 5.700% | $0.00 | 3.0 | None | N/A | No | 8.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $107,065.43 | $501.07 | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000005 | Safe Harbor QM (APOR) | Yes | No | $2,110.00 | $1,936.66 | 9.034% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $6,717.89 | 1 | $2,361.24 | $1,077.00 | $196.77 | $89.75 | 38.137% | 38.137% | 38.137% | 03/16/2026 | 775 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,110.00 | 5.610% | $0.00 | None | N/A | No | 8.375% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $122,417.40 | $585.21 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,506.67 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000006 | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,190.41 | 9.059% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,640.32 | 1 | $4,560.12 | $1,257.96 | $380.01 | $104.83 | 49.225% | 49.225% | 49.225% | 01/31/2026 | 771 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,094.00 | 5.980% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $136,699.21 | $1,300.31 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000007 | Higher Priced QM (APOR) | Yes | No | $2,157.03 | $2,071.85 | 9.299% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,158.65 | 1 | $1,487.40 | $1,398.84 | $123.95 | $116.57 | 36.370% | 36.370% | 36.370% | 02/06/2026 | 754 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,157.03 | 5.700% | $0.00 | None | N/A | No | 8.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $169,064.08 | $824.51 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000008 | Safe Harbor QM (APOR) | Yes | No | $1,590.00 | $1,599.37 | 7.722% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $9,563.01 | 1 | $4,357.68 | $1,734.00 | $363.14 | $144.50 | 22.003% | 22.003% | 22.003% | 02/26/2026 | 780 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,590.00 | 5.770% | $0.00 | None | N/A | No | 7.375% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.490% | [Redacted] | $181,445.40 | $1,211.04 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,760.65 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000009 | Safe Harbor QM (APOR) | Yes | No | $2,220.00 | $2,182.54 | 8.985% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $8,360.32 | 1 | $7,553.16 | $2,129.52 | $629.43 | $177.46 | 49.846% | 49.846% | 49.846% | 02/10/2026 | 753 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,220.00 | 5.700% | $0.00 | None | N/A | No | 8.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | 24 | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $397,148.35 | $2,168.95 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000010 | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $1,131.67 | 11.378% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,952.35 | 1 | $3,300.84 | $1,346.04 | $275.07 | $112.17 | 22.051% | 22.051% | 22.051% | 03/05/2026 | 692 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,094.00 | 5.750% | $0.00 | None | N/A | No | 11.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $113,289.91 | $672.18 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000011 | Safe Harbor QM (APOR) | Yes | No | $1,289.00 | $1,188.26 | 8.283% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,459.38 | 1 | $1,277.16 | $1,797.96 | $106.43 | $149.83 | 21.332% | 21.332% | 21.332% | 03/09/2026 | 780 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,289.00 | 5.700% | $0.00 | 4.3 | None | N/A | No | 7.925% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $74,000.00 | $714.89 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000012 | Safe Harbor QM (APOR) | Yes | No | $2,974.38 | $2,870.08 | 8.090% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Not Employed | US Citizen | US Citizen | $3,813.05 | 1 | $3,021.00 | $2,081.04 | $251.75 | $173.42 | 46.346% | 46.346% | 46.346% | 03/05/2026 | 800 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,974.38 | 5.530% | $0.00 | None | N/A | No | 7.375% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $185,278.98 | $872.60 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000013 | Safe Harbor QM (APOR) | Yes | No | $3,195.00 | $3,225.04 | 8.128% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,124.57 | 1 | $4,088.76 | $1,313.04 | $340.73 | $109.42 | 47.162% | 47.161% | 47.161% | 01/09/2026 | 814 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,195.00 | 6.020% | $0.00 | None | N/A | No | 7.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $21,213.30 | $722.39 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000014 | Safe Harbor QM (APOR) | Yes | No | $1,746.68 | $1,651.17 | 8.246% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,027.13 | 1 | $4,336.44 | $2,163.00 | $361.37 | $180.25 | 49.996% | 49.996% | 49.996% | 02/21/2026 | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,746.68 | 5.880% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 6.000% | [Redacted] | $145,697.78 | $911.32 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000015 | Safe Harbor QM (APOR) | Yes | No | $2,501.50 | $2,455.87 | 7.860% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $37,663.85 | 1 | $4,483.32 | $2,619.84 | $373.61 | $218.32 | 10.675% | 10.675% | 10.675% | 02/11/2026 | 776 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,501.50 | 5.750% | $0.00 | None | N/A | No | 7.650% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $279,307.68 | $2,111.31 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000016 | Non QM | Yes | No | $4,610.00 | $4,389.68 | 10.808% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Self-Employed | US Citizen | US Citizen | $13,157.71 | 1 | $2,617.32 | $3,302.04 | $218.11 | $275.17 | 29.938% | 29.938% | 29.938% | 02/11/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,610.00 | 6.220% | $0.00 | 1.0 | None | N/A | No | 10.500% | 2 | 2 | 2 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $178,269.03 | $1,319.56 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $10,862.13 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000017 | Safe Harbor QM (APOR) | Yes | No | $4,726.25 | $5,359.20 | 8.560% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,718.53 | 1 | $4,131.00 | $1,693.08 | $344.25 | $141.09 | 34.058% | 34.058% | 34.058% | 01/13/2026 | 727 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,726.25 | 6.170% | $0.00 | None | N/A | No | 8.275% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $185,946.12 | $1,039.86 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000018 | Higher Priced QM (APOR) | Yes | No | $2,590.00 | $2,353.77 | 11.118% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,498.74 | 1 | $936.24 | $2,045.04 | $78.02 | $170.42 | 41.695% | 41.695% | 41.695% | 03/12/2026 | 692 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,590.00 | 6.220% | $0.00 | 1.0 | None | N/A | No | 10.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $109,263.80 | $568.42 | No | Individual | No | No | Fair Isaac | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000019 | Non QM | Yes | No | $2,853.75 | $2,732.10 | 9.708% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Self-Employed | US Citizen | US Citizen | $11,841.29 | 1 | $4,673.88 | $2,172.96 | $389.49 | $181.08 | 36.032% | 36.032% | 36.032% | 02/16/2026 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,853.75 | 5.610% | $0.00 | 1.0 | None | N/A | No | 9.400% | 2 | 2 | 1 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $87,814.28 | $916.96 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $12,018.17 | $0.00 | No | No | No | No | 2 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000020 | Non QM | Yes | No | $825.00 | $1,859.85 | 10.973% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,010.00 | 1 | $10,014.96 | $1,260.96 | $834.58 | $105.08 | 47.314% | 47.314% | 47.314% | 01/15/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $825.00 | 6.120% | $0.00 | 2.6 | None | N/A | No | 10.775% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | 25 | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.190% | [Redacted] | $740,083.00 | $1.00 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000021 | Safe Harbor QM (APOR) | Yes | No | $1,834.00 | $2,101.27 | 7.941% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $9,923.98 | 1 | $10,771.80 | $2,265.96 | $897.65 | $188.83 | 25.567% | 25.567% | 25.567% | 01/24/2026 | 789 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,834.00 | 5.750% | $0.00 | 1.0 | None | N/A | No | 7.675% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $261,157.91 | $1,419.01 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000022 | Safe Harbor QM (APOR) | Yes | No | $3,630.00 | $3,632.78 | 7.874% | [Redacted] | [Redacted] | [Redacted] | No | No | Self-Employed | US Citizen | $9,310.82 | 1 | $14,825.88 | $1,801.56 | $1,235.49 | $150.13 | 46.795% | 46.795% | 46.795% | 01/20/2026 | 758 | No | No | [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,630.00 | 5.740% | $0.00 | None | N/A | No | 7.500% | 0 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.309% | [Redacted] | $251,786.00 | $3,157.62 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 27.23 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000023 | Safe Harbor QM (APOR) | Yes | No | $2,642.50 | $2,762.71 | 9.234% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $1,817.54 | 1 | $3,101.52 | $2,045.40 | $258.46 | $170.45 | 49.899% | 49.898% | 49.898% | 01/28/2026 | 720 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,642.50 | 6.120% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $176,878.46 | $885.64 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000024 | Safe Harbor QM (APOR) | Yes | No | $2,052.50 | $1,815.07 | 8.431% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,786.59 | 1 | $2,374.20 | $1,918.80 | $197.85 | $159.90 | 33.132% | 33.132% | 33.132% | 01/27/2026 | 778 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,052.50 | 5.610% | $0.00 | None | N/A | No | 8.000% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $259,577.51 | $1,129.31 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000025 | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,091.17 | 8.807% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,444.85 | 1 | $7,287.36 | $2,127.96 | $607.28 | $177.33 | 41.387% | 41.386% | 41.386% | 02/19/2026 | 734 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,094.00 | 5.880% | $0.00 | None | N/A | No | 8.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $272,620.69 | $1,443.05 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000026 | Safe Harbor QM (APOR) | Yes | No | $7,954.60 | $2,234.20 | 7.464% | [Redacted] | [Redacted] | [Redacted] | No | No | Self-Employed | Employed | US Citizen | US Citizen | $18,372.25 | 1 | $13,664.28 | $4,914.12 | $1,138.69 | $409.51 | 35.272% | 35.272% | 35.272% | 02/02/2026 | 788 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $7,954.60 | 6.120% | $0.00 | None | N/A | No | 7.400% | 2 | 2 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $727,444.91 | $3,521.25 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $9,112.66 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000027 | Non QM | Yes | No | $1,750.00 | $1,804.95 | 9.244% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $8,172.89 | 1 | $1,200.48 | $2,943.00 | $100.04 | $245.25 | 30.449% | 30.449% | 30.449% | 01/31/2026 | 766 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,750.00 | 5.750% | $0.00 | 1.3 | None | N/A | No | 9.050% | 1 | 1 | 2 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $185,069.16 | $1,011.16 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | No | $0.00 | $2,816.67 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000028 | Safe Harbor QM (APOR) | Yes | No | $2,355.00 | $2,194.81 | 8.864% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,337.71 | 1 | $2,955.36 | $1,600.32 | $246.28 | $133.36 | 36.787% | 36.787% | 36.787% | 01/27/2026 | 763 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,355.00 | 5.700% | $0.00 | 2.2 | None | N/A | No | 8.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $184,782.06 | $926.99 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000029 | Safe Harbor QM (APOR) | Yes | No | $1,113.09 | $1,169.37 | 8.209% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,343.91 | 1 | $2,589.12 | $1,503.00 | $215.76 | $125.25 | 25.967% | 25.967% | 25.967% | 02/09/2026 | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,113.09 | 5.860% | $0.00 | None | N/A | No | 7.925% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.875% | [Redacted] | $116,901.00 | $922.02 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000030 | Safe Harbor QM (APOR) | Yes | No | $3,735.00 | $3,714.91 | 9.329% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $8,503.03 | 1 | $2,415.00 | $1,611.00 | $201.25 | $134.25 | 43.313% | 43.313% | 43.313% | 03/13/2026 | 717 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,735.00 | 6.020% | $0.00 | None | N/A | No | 8.925% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $173,927.98 | $1,091.26 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000031 | Higher Priced QM (APOR) | Yes | No | $2,305.00 | $2,238.35 | 11.044% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,909.64 | 1 | $1,101.12 | $756.12 | $91.76 | $63.01 | 42.223% | 42.223% | 42.223% | 02/20/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,305.00 | 5.770% | $0.00 | 3.3 | None | N/A | No | 10.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $281,587.69 | $1,349.14 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000032 | Safe Harbor QM (APOR) | Yes | No | $2,624.38 | $2,392.49 | 9.339% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,395.53 | 1 | $1,389.24 | $1,970.76 | $115.77 | $164.23 | 49.972% | 49.971% | 49.971% | 02/05/2026 | 736 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,624.38 | 6.120% | $0.00 | None | N/A | No | 9.000% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $197,079.51 | $1,327.45 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000033 | Higher Priced QM (APOR) | Yes | No | $2,290.30 | $2,120.35 | 10.448% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,302.71 | 1 | $3,969.96 | $3,170.88 | $330.83 | $264.24 | 49.606% | 49.606% | 49.606% | 02/10/2026 | 708 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,290.30 | 5.990% | $0.00 | None | N/A | No | 10.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $249,319.57 | $1,170.57 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000034 | Safe Harbor QM (APOR) | Yes | No | $1,645.00 | $2,185.35 | 8.609% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $12,540.10 | 1 | $2,931.48 | $4,703.52 | $244.29 | $391.96 | 18.584% | 18.584% | 18.584% | 02/06/2026 | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,645.00 | 5.610% | $0.00 | None | N/A | No | 8.125% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.140% | [Redacted] | $115,139.00 | $1,143.77 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,416.93 | No | No | No | No | 1 | 180 | AE | 03/30/2026 | $165,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000035 | Safe Harbor QM (APOR) | Yes | No | $659.63 | $1,413.80 | 9.499% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $2,036.63 | 1 | $1,278.48 | $1,668.96 | $106.54 | $139.08 | 49.257% | 49.257% | 49.257% | 02/04/2026 | 724 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $659.63 | 6.120% | $0.00 | 1.7 | None | N/A | No | 9.175% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $203,742.39 | $1,215.07 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000036 | Higher Priced QM (APOR) | Yes | No | $990.00 | $731.29 | 10.589% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $6,728.66 | 1 | $6,510.48 | $7,804.92 | $542.54 | $650.41 | 43.012% | 43.012% | 43.012% | 02/16/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $990.00 | 5.750% | $0.00 | 999.0 | None | N/A | No | 10.350% | 2 | 1 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | 26 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $355,350.00 | $2,193.80 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,080.33 | No | No | No | No | 1 | 240 | AE | 03/30/2026 | $250,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000037 | Safe Harbor QM (APOR) | Yes | No | $4,525.00 | $4,654.03 | 8.228% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Not Employed | US Citizen | US Citizen | $20,737.22 | 1 | $16,023.00 | $2,951.28 | $1,335.25 | $245.94 | 24.592% | 24.592% | 24.592% | 02/11/2026 | 811 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 1040 - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,525.00 | 6.020% | $0.00 | None | N/A | No | 8.050% | 1 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $287,019.00 | $1,880.25 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000038 | Safe Harbor QM (APOR) | Yes | No | $1,495.00 | $1,358.77 | 8.745% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,757.21 | 1 | $3,248.40 | $2,352.96 | $270.70 | $196.08 | 40.571% | 40.571% | 40.571% | 02/05/2026 | 767 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,495.00 | 5.750% | $0.00 | None | N/A | No | 8.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $155,046.96 | $710.34 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000039 | Higher Priced QM (APOR) | Yes | No | $2,313.75 | $2,509.82 | 11.917% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,645.55 | 1 | $1,625.16 | $1,348.68 | $135.43 | $112.39 | 48.957% | 48.957% | 48.957% | 02/06/2026 | 710 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,313.75 | 6.020% | $0.00 | 1.0 | None | N/A | No | 11.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Final | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $235,714.25 | $1,239.84 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000040 | Higher Priced QM (APOR) | Yes | No | $1,545.00 | $1,367.45 | 11.153% | [Redacted] | [Redacted] | [Redacted] | No | No | Self-Employed | US Citizen | $2,684.75 | 1 | $861.84 | $3,051.84 | $71.82 | $254.32 | 41.733% | 41.733% | 41.733% | 03/04/2026 | 684 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,545.00 | 5.750% | $0.00 | None | N/A | No | 10.875% | 0 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $121,322.00 | $654.49 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000041 | Safe Harbor QM (APOR) | Yes | No | $2,415.00 | $2,469.69 | 7.952% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $8,218.39 | 1 | $2,599.56 | $1,167.96 | $216.63 | $97.33 | 26.943% | 26.943% | 26.943% | 02/06/2026 | 813 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,415.00 | 5.840% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $268,666.61 | $1,409.05 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000042 | Safe Harbor QM (APOR) | Yes | No | $3,165.00 | $2,893.35 | 7.709% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $12,033.74 | 1 | $6,544.68 | $2,472.96 | $545.39 | $206.08 | 32.107% | 32.107% | 32.107% | 02/14/2026 | 755 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,165.00 | 5.750% | $0.00 | 1.1 | None | N/A | No | 7.400% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $286,500.27 | $2,569.67 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000043 | Non QM | Yes | No | $3,185.43 | $3,173.35 | 10.290% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,485.90 | 1 | $2,543.28 | $2,117.04 | $211.94 | $176.42 | 41.726% | 41.726% | 41.726% | 03/09/2026 | 772 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,185.43 | 6.120% | $0.00 | 3.0 | None | N/A | No | 9.925% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $236,820.34 | $1,240.70 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000044 | Safe Harbor QM (APOR) | Yes | No | $2,745.00 | $2,591.35 | 9.323% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $2,104.93 | 1 | $1,620.00 | $5,409.00 | $135.00 | $450.75 | 48.431% | 48.431% | 48.431% | 02/11/2026 | 808 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,745.00 | 6.020% | $0.00 | 3.1 | None | N/A | No | 8.850% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | 14 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $137,284.43 | $848.78 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,606.81 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000045 | Non QM | Yes | No | $4,762.00 | $4,598.35 | 10.485% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $12,248.87 | 1 | $6,006.96 | $3,053.04 | $500.58 | $254.42 | 46.926% | 46.926% | 46.926% | 02/11/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,762.00 | 5.700% | $0.00 | 3.3 | None | N/A | No | 10.150% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $328,052.09 | $2,216.39 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $11,622.80 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000046 | Safe Harbor QM (APOR) | Yes | No | $3,208.74 | $3,132.37 | 8.041% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,904.05 | 1 | $9,604.56 | $2,175.00 | $800.38 | $181.25 | 46.401% | 46.401% | 46.401% | 02/24/2026 | 745 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,208.74 | 5.770% | $0.00 | None | N/A | No | 7.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $272,124.34 | $1,255.35 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000047 | Higher Priced QM (APOR) | Yes | No | $1,780.00 | $2,488.11 | 9.658% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $10,599.17 | 1 | $4,290.72 | $1,799.04 | $357.56 | $149.92 | 29.971% | 29.971% | 29.971% | 02/23/2026 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,780.00 | 5.770% | $0.00 | None | N/A | No | 9.125% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 5.375% | [Redacted] | $287,547.13 | $1,697.83 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,858.66 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000048 | Higher Priced QM (APOR) | Yes | No | $3,131.96 | $3,851.57 | 10.918% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $8,353.71 | 1 | $9,350.28 | $1,421.04 | $779.19 | $118.42 | 41.970% | 41.970% | 41.970% | 02/13/2026 | 772 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,131.96 | 5.750% | $0.00 | 1.0 | None | N/A | No | 10.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $497,323.15 | $2,631.34 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000049 | Higher Priced QM (APOR) | Yes | No | $1,620.00 | $1,471.91 | 9.895% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,748.36 | 1 | $5,584.92 | $630.00 | $465.41 | $52.50 | 42.539% | 42.539% | 42.539% | 02/10/2026 | 775 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,620.00 | 5.860% | $0.00 | None | N/A | No | 9.425% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | 25 | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $254,001.62 | $1,400.77 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000050 | Non QM | Yes | No | $1,645.00 | $1,549.09 | 9.418% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,877.89 | 1 | $6,362.04 | $3,546.36 | $530.17 | $295.53 | 45.666% | 45.666% | 45.666% | 03/05/2026 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,645.00 | 5.700% | $0.00 | 4.9 | None | N/A | No | 9.275% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $301,638.68 | $1,427.23 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000051 | Safe Harbor QM (APOR) | Yes | No | $1,371.50 | $1,734.54 | 8.116% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,204.13 | 1 | $4,732.56 | $1,194.96 | $394.38 | $99.58 | 20.670% | 20.670% | 20.670% | 02/12/2026 | 783 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,371.50 | 5.860% | $0.00 | 1.0 | None | N/A | No | 7.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.875% | [Redacted] | $128,957.66 | $790.64 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000052 | Safe Harbor QM (APOR) | Yes | No | $3,410.00 | $3,479.60 | 8.909% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $1,900.02 | 1 | $1,817.88 | $1,647.00 | $151.49 | $137.25 | 48.639% | 48.638% | 48.638% | 02/20/2026 | 725 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $3,410.00 | 6.120% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $166,334.69 | $758.52 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000053 | Safe Harbor QM (APOR) | Yes | No | $1,629.65 | $1,573.20 | 8.744% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $7,516.34 | 1 | $1,177.08 | $2,700.00 | $98.09 | $225.00 | 21.638% | 21.638% | 21.638% | 02/17/2026 | 795 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,629.65 | 5.700% | $0.00 | None | N/A | No | 8.375% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $104,738.64 | $749.14 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $6,125.17 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000054 | Safe Harbor QM (APOR) | Yes | No | $2,407.50 | $2,604.35 | 7.084% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $9,387.98 | 1 | $2,495.40 | $4,227.00 | $207.95 | $352.25 | 27.163% | 27.163% | 27.163% | 02/13/2026 | 805 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,407.50 | 5.700% | $0.00 | 4.1 | None | N/A | No | 6.825% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $272,352.97 | $1,301.85 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000055 | Higher Priced QM (APOR) | Yes | No | $3,611.47 | $3,481.96 | 10.137% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Not Employed | US Citizen | US Citizen | $12,478.70 | 1 | $3,459.00 | $1,430.76 | $288.25 | $119.23 | 34.890% | 34.890% | 34.890% | 03/20/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,611.47 | 5.750% | $0.00 | 1.0 | None | N/A | No | 9.500% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $329,318.19 | $1,674.04 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000056 | Non QM | Yes | No | $4,396.25 | $4,602.44 | 10.264% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $25,420.18 | 1 | $6,530.16 | $1,224.48 | $544.18 | $102.04 | 21.919% | 21.919% | 21.919% | 02/23/2026 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,396.25 | 5.770% | $0.00 | 1.0 | None | N/A | No | 9.900% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $402,189.19 | $1,913.74 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000057 | Safe Harbor QM (APOR) | Yes | No | $2,455.00 | $2,433.55 | 8.697% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,112.70 | 1 | $13,511.88 | $1,788.96 | $1,125.99 | $149.08 | 45.188% | 45.188% | 45.188% | 02/16/2026 | 807 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,455.00 | 5.750% | $0.00 | None | N/A | No | 8.450% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $350,981.26 | $1,896.96 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000058 | Higher Priced QM (APOR) | Yes | No | $2,212.50 | $2,154.45 | 9.937% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,337.66 | 1 | $1,000.92 | $1,102.44 | $83.41 | $91.87 | 42.359% | 42.359% | 42.359% | 03/08/2026 | 734 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,212.50 | 6.020% | $0.00 | 1.0 | None | N/A | No | 9.425% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.490% | [Redacted] | $217,946.88 | $1,171.35 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,386.10 | $3,477.07 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000059 | Non QM | Yes | No | $4,512.50 | $4,514.90 | 10.545% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $10,721.74 | 1 | $7,818.00 | $2,876.28 | $651.50 | $239.69 | 47.805% | 47.805% | 47.805% | 02/17/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,512.50 | 5.750% | $0.00 | 1.0 | None | N/A | No | 10.025% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | 26 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $217,262.97 | $1,829.27 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $7,615.58 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000060 | Safe Harbor QM (APOR) | Yes | No | $3,695.00 | $3,900.15 | 8.575% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $9,307.37 | 1 | $494.16 | $1,377.96 | $41.18 | $114.83 | 23.652% | 23.652% | 23.652% | 02/19/2026 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,695.00 | 5.880% | $0.00 | 4.1 | None | N/A | No | 8.050% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $121,906.23 | $1,120.74 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,292.13 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000061 | Safe Harbor QM (APOR) | Yes | No | $3,566.73 | $3,398.35 | 7.447% | [Redacted] | [Redacted] | [Redacted] | No | No | Self-Employed | US Citizen | $5,435.42 | 1 | $3,027.36 | $2,516.04 | $252.28 | $209.67 | 44.472% | 44.472% | 44.472% | 03/02/2026 | 761 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,566.73 | 5.700% | $0.00 | 2.5 | None | N/A | No | 7.150% | 2 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $142,641.27 | $943.86 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000062 | Safe Harbor QM (APOR) | Yes | No | $2,653.00 | $2,837.35 | 7.505% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $12,603.39 | 1 | $4,675.92 | $5,804.16 | $389.66 | $483.68 | 31.189% | 31.189% | 31.189% | 02/19/2026 | 783 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,653.00 | 5.880% | $0.00 | 999.0 | None | N/A | No | 7.275% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $238,714.00 | $1,382.50 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $9,158.93 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000063 | Safe Harbor QM (APOR) | Yes | No | $4,610.00 | $4,429.98 | 7.558% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,988.68 | 1 | $1,638.36 | $1,659.96 | $136.53 | $138.33 | 49.613% | 49.613% | 49.613% | 02/26/2026 | 749 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,610.00 | 5.770% | $0.00 | None | N/A | No | 7.275% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.000% | [Redacted] | $148,459.68 | $869.29 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000064 | Safe Harbor QM (APOR) | Yes | No | $1,957.50 | $1,879.27 | 8.740% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $7,110.93 | 1 | $2,346.48 | $1,467.96 | $195.54 | $122.33 | 25.891% | 25.891% | 25.891% | 02/27/2026 | 769 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,957.50 | 5.990% | $0.00 | None | N/A | No | 8.300% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $127,017.52 | $605.75 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $2,679.21 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000065 | Non QM | Yes | No | $3,670.00 | $4,976.22 | 10.279% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,294.48 | 1 | $2,655.00 | $2,180.04 | $221.25 | $181.67 | 44.799% | 44.799% | 44.799% | 02/16/2026 | 687 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,670.00 | 5.750% | $0.00 | 2.9 | None | N/A | No | 9.900% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.375% | [Redacted] | $239,207.66 | $1,528.49 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000066 | Safe Harbor QM (APOR) | Yes | No | $4,800.00 | $4,874.36 | 6.874% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $10,059.13 | 1 | $15,343.68 | $2,562.96 | $1,278.64 | $213.58 | 40.599% | 40.599% | 40.599% | 03/09/2026 | 786 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,800.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 6.625% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $520,505.97 | $2,802.61 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $8,849.41 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000067 | Safe Harbor QM (APOR) | Yes | No | $3,595.00 | $3,419.55 | 7.364% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,325.50 | 1 | $4,686.72 | $2,646.84 | $390.56 | $220.57 | 39.481% | 39.481% | 39.481% | 02/19/2026 | 802 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,595.00 | 5.750% | $0.00 | None | N/A | No | 6.925% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $154,800.04 | $1,614.58 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000068 | Non QM | Yes | No | $1,090.00 | $1,305.03 | 10.467% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $18,383.13 | 1 | $3,152.04 | $4,713.60 | $262.67 | $392.80 | 15.596% | 15.596% | 15.596% | 02/18/2026 | 685 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,090.00 | 5.460% | $0.00 | 1.0 | None | N/A | No | 10.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $236,105.00 | $0.01 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000069 | Non QM | Yes | No | $2,705.00 | $2,737.50 | 9.604% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,145.34 | 1 | $1,080.12 | $750.96 | $90.01 | $62.58 | 43.262% | 43.262% | 43.262% | 03/10/2026 | 717 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,705.00 | 6.020% | $0.00 | 1.4 | None | N/A | No | 9.300% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $121,486.58 | $579.39 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,337.38 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000070 | Non QM | Yes | No | $3,822.00 | $3,817.03 | 11.542% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $6,972.45 | 1 | $3,626.04 | $3,989.04 | $302.17 | $332.42 | 46.989% | 46.989% | 46.989% | 02/18/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,822.00 | 5.750% | $0.00 | 1.4 | None | N/A | No | 11.150% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | 26 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.990% | [Redacted] | $311,955.79 | $2,959.58 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $8,526.41 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000071 | Higher Priced QM (APOR) | Yes | No | $2,884.00 | $3,148.33 | 9.821% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,635.91 | 1 | $6,531.36 | $465.00 | $544.28 | $38.75 | 45.899% | 45.899% | 45.899% | 02/18/2026 | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,884.00 | 6.100% | $0.00 | 1.0 | None | N/A | No | 9.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $258,506.00 | $1,235.99 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000072 | Non QM | Yes | No | $830.00 | $1,689.63 | 11.292% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $2,992.90 | 1 | $3,659.64 | $1,929.00 | $304.97 | $160.75 | 49.966% | 49.966% | 49.966% | 02/19/2026 | 686 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-R - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $830.00 | 5.460% | $0.00 | 4.3 | None | N/A | No | 11.050% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.125% | [Redacted] | $142,662.67 | $1,246.62 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000073 | Non QM | Yes | No | $4,685.00 | $4,802.13 | 9.725% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $3,357.80 | 1 | $3,393.24 | $1,983.96 | $282.77 | $165.33 | 49.833% | 49.833% | 49.833% | 03/03/2026 | 765 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Annuity]; Account Statements - 2026 [Borrower - | Primary Income - Annuity]; 1099 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $4,685.00 | 6.220% | $0.00 | 1.7 | None | N/A | No | 9.400% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.490% | [Redacted] | $335,139.88 | $1,470.30 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 1.83 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000074 | Safe Harbor QM (APOR) | Yes | No | $3,367.50 | $3,116.75 | 9.159% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,034.91 | 1 | $1,242.12 | $821.52 | $103.51 | $68.46 | 38.040% | 38.040% | 38.040% | 03/09/2026 | 732 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,367.50 | 5.980% | $0.00 | None | N/A | No | 8.750% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $82,956.56 | $1,193.56 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,576.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000075 | Higher Priced QM (APOR) | Yes | No | $2,305.25 | $2,296.38 | 10.495% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $12,228.91 | 1 | $11,850.48 | $2,749.56 | $987.54 | $229.13 | 43.441% | 43.441% | 43.441% | 02/18/2026 | 719 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,305.25 | 5.750% | $0.00 | 2.5 | None | N/A | No | 9.875% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $560,113.06 | $3,862.94 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,970.13 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000076 | Non QM | Yes | No | $4,113.60 | $3,960.48 | 8.547% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $12,235.41 | 1 | $4,965.24 | $2,783.04 | $413.77 | $231.92 | 25.295% | 25.295% | 25.295% | 02/17/2026 | 754 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,113.60 | 5.700% | $0.00 | 2.1 | None | N/A | No | 8.150% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.490% | [Redacted] | $359,197.36 | $1,661.50 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000077 | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,221.56 | 8.301% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,464.56 | 1 | $9,075.84 | $1,139.88 | $756.32 | $94.99 | 48.366% | 48.366% | 48.366% | 02/24/2026 | 805 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,094.00 | 5.990% | $0.00 | 1.8 | None | N/A | No | 8.175% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $257,003.03 | $1,441.89 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000078 | Safe Harbor QM (APOR) | Yes | No | $3,037.50 | $3,038.10 | 7.669% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,043.77 | 1 | $1,188.96 | $1,880.04 | $99.08 | $156.67 | 48.957% | 48.957% | 48.957% | 03/03/2026 | 800 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,037.50 | 5.750% | $0.00 | None | N/A | No | 7.125% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $140,052.71 | $771.02 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000079 | Safe Harbor QM (APOR) | Yes | No | $2,671.88 | $2,733.03 | 8.744% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,694.04 | 1 | $918.96 | $2,019.96 | $76.58 | $168.33 | 49.950% | 49.950% | 49.950% | 02/28/2026 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,671.88 | 5.750% | $0.00 | None | N/A | No | 8.425% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | Yes | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $164,357.00 | $1,057.11 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000080 | Safe Harbor QM (APOR) | Yes | No | $1,597.89 | $913.00 | 7.588% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,515.24 | 1 | $10,534.68 | $4,188.00 | $877.89 | $349.00 | 48.910% | 48.910% | 48.910% | 02/18/2026 | 791 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,597.89 | 5.700% | $0.00 | 1.3 | None | N/A | No | 7.525% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $641,511.63 | $2,939.09 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000081 | Safe Harbor QM (APOR) | Yes | No | $1,957.50 | $1,845.31 | 8.473% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $4,312.33 | 1 | $3,558.84 | $2,108.04 | $296.57 | $175.67 | 36.522% | 36.522% | 36.522% | 02/19/2026 | 769 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,957.50 | 5.880% | $0.00 | None | N/A | No | 7.925% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $180,749.00 | $854.53 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000082 | Safe Harbor QM (APOR) | Yes | No | $963.36 | $1,228.55 | 8.743% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,224.52 | 1 | $0.00 | $3,538.92 | $0.00 | $294.91 | 33.995% | 33.995% | 33.995% | 02/18/2026 | 766 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $963.36 | 5.880% | $0.00 | None | N/A | No | 8.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $199,998.67 | $882.62 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000083 | Higher Priced QM (APOR) | Yes | No | $1,935.00 | $1,838.35 | 10.533% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,422.41 | 1 | $1,998.00 | $3,759.96 | $166.50 | $313.33 | 35.615% | 35.615% | 35.615% | 02/18/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,935.00 | 5.940% | $0.00 | 1.0 | None | N/A | No | 10.000% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $275,225.00 | $1,406.36 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | AE | 04/26/2026 | $250,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000084 | Safe Harbor QM (APOR) | Yes | No | $4,475.00 | $4,567.13 | 8.583% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,167.38 | 1 | $1,021.20 | $3,414.12 | $85.10 | $284.51 | 49.991% | 49.991% | 49.991% | 02/19/2026 | 765 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,475.00 | 6.100% | $0.00 | 3.0 | None | N/A | No | 8.275% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $340,160.82 | $1,624.15 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000085 | Safe Harbor QM (APOR) | Yes | No | $2,904.00 | $3,052.32 | 7.669% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $8,124.04 | 1 | $4,456.80 | $1,149.00 | $371.40 | $95.75 | 30.148% | 30.148% | 30.148% | 03/04/2026 | 765 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,904.00 | 5.750% | $0.00 | 1.9 | None | N/A | No | 7.300% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $107,627.55 | $774.01 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000086 | Non QM | Yes | No | $5,532.00 | $5,933.05 | 10.286% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $5,692.39 | 1 | $3,217.32 | $5,819.88 | $268.11 | $484.99 | 49.998% | 49.998% | 49.998% | 03/03/2026 | 728 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $5,532.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 9.900% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $336,476.75 | $1,467.49 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000087 | Non QM | Yes | No | $1,094.00 | $1,182.43 | 11.390% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $4,088.39 | 1 | $8,580.60 | $2,428.08 | $715.05 | $202.34 | 49.489% | 49.489% | 49.489% | 02/19/2026 | 695 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,094.00 | 5.980% | $0.00 | 2.2 | None | N/A | No | 11.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $261,069.53 | $1,298.13 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000088 | Higher Priced QM (APOR) | Yes | No | $2,157.50 | $1,909.47 | 9.152% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,747.25 | 1 | $1,503.12 | $1,619.04 | $125.26 | $134.92 | 23.406% | 23.406% | 23.406% | 02/23/2026 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,157.50 | 5.460% | $0.00 | None | N/A | No | 8.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $25,885.69 | $606.29 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000089 | Higher Priced QM (APOR) | Yes | No | $1,613.75 | $1,590.10 | 10.292% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $9,462.77 | 1 | $1,059.00 | $3,004.08 | $88.25 | $250.34 | 30.572% | 30.572% | 30.572% | 02/25/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,613.75 | 5.750% | $0.00 | None | N/A | No | 9.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | 2 | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 5.125% | [Redacted] | $176,452.32 | $1,033.98 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000090 | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,043.65 | 7.987% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,496.13 | 1 | $4,652.76 | $2,067.96 | $387.73 | $172.33 | 45.534% | 45.534% | 45.534% | 02/24/2026 | 804 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,094.00 | 5.770% | $0.00 | None | N/A | No | 7.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $106,625.40 | $716.00 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000091 | Safe Harbor QM (APOR) | Yes | No | $2,620.00 | $2,435.90 | 8.049% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $17,226.32 | 1 | $0.00 | $8,026.08 | $0.00 | $668.84 | 35.608% | 35.608% | 35.608% | 02/23/2026 | 764 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,620.00 | 5.770% | $0.00 | None | N/A | No | 7.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $794,864.11 | $3,492.78 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000092 | Safe Harbor QM (APOR) | Yes | No | $1,329.00 | $1,322.16 | 7.858% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $8,256.66 | 1 | $2,404.20 | $974.04 | $200.35 | $81.17 | 13.271% | 13.271% | 13.271% | 02/23/2026 | 796 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,329.00 | 5.770% | $0.00 | 1.0 | None | N/A | No | 7.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $44,323.35 | $300.55 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000093 | Safe Harbor QM (APOR) | Yes | No | $3,876.88 | $3,828.01 | 8.692% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,219.30 | 1 | $1,368.84 | $2,875.92 | $114.07 | $239.66 | 40.842% | 40.842% | 40.842% | 02/23/2026 | 743 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,876.88 | 5.750% | $0.00 | 2.5 | None | N/A | No | 8.275% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $149,971.00 | $783.37 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,853.33 | No | No | No | No | 1 | 240 | AE | 09/18/2026 | $250,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000094 | Safe Harbor QM (APOR) | Yes | No | $3,746.25 | $3,978.44 | 8.464% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,624.49 | 1 | $753.00 | $4,238.04 | $62.75 | $353.17 | 48.620% | 48.620% | 48.620% | 02/22/2026 | 751 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,746.25 | 5.580% | $0.00 | 1.3 | None | N/A | No | 7.925% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | 26 | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $185,969.46 | $1,797.03 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000095 | Safe Harbor QM (APOR) | Yes | No | $1,323.45 | $1,350.00 | 8.274% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,503.71 | 1 | $2,439.84 | $1,676.04 | $203.32 | $139.67 | 13.698% | 13.698% | 13.698% | 02/26/2026 | 800 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,323.45 | 5.770% | $0.00 | None | N/A | No | 7.925% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $70,305.51 | $323.74 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000096 | Safe Harbor QM (APOR) | Yes | No | $4,038.13 | $4,007.28 | 8.924% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $7,512.64 | 1 | $4,443.60 | $773.04 | $370.30 | $64.42 | 46.086% | 46.086% | 46.086% | 02/24/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,038.13 | 5.770% | $0.00 | None | N/A | No | 8.525% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | 26 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $270,660.36 | $1,492.34 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,112.13 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000097 | Safe Harbor QM (APOR) | Yes | No | $3,851.25 | $3,975.26 | 8.662% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $12,216.57 | 1 | $11,442.48 | $3,999.36 | $953.54 | $333.28 | 38.917% | 38.917% | 38.917% | 02/27/2026 | 768 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,851.25 | 5.770% | $0.00 | 1.0 | None | N/A | No | 8.400% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $410,070.67 | $1,963.50 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000098 | Safe Harbor QM (APOR) | Yes | No | $3,801.50 | $3,585.31 | 7.618% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $10,683.24 | 1 | $1,507.32 | $7,077.48 | $125.61 | $589.79 | 27.374% | 27.374% | 27.374% | 02/24/2026 | 751 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,801.50 | 5.770% | $0.00 | 4.6 | None | N/A | No | 7.275% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | 26 | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $239,714.21 | $1,557.23 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 15.1 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000099 | Safe Harbor QM (APOR) | Yes | No | $3,713.75 | $3,655.85 | 8.261% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,263.37 | 1 | $587.52 | $2,115.36 | $48.96 | $176.28 | 32.328% | 32.328% | 32.328% | 03/16/2026 | 740 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,713.75 | 5.750% | $0.00 | 5.0 | None | N/A | No | 7.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $58,791.31 | $426.17 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000100 | Safe Harbor QM (APOR) | Yes | No | $2,641.76 | $2,932.88 | 7.635% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $14,378.26 | 1 | $2,642.16 | $1,470.96 | $220.18 | $122.58 | 25.900% | 25.900% | 25.900% | 02/22/2026 | 784 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,641.76 | 5.880% | $0.00 | None | N/A | No | 7.125% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $293,751.43 | $1,364.26 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $10,237.07 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000101 | Safe Harbor QM (APOR) | Yes | No | $2,770.00 | $2,829.83 | 8.293% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $4,101.95 | 1 | $3,589.08 | $1,608.24 | $299.09 | $134.02 | 44.220% | 44.220% | 44.220% | 02/25/2026 | 753 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,770.00 | 5.980% | $0.00 | None | N/A | No | 8.050% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.625% | [Redacted] | $156,208.29 | $941.90 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000102 | Safe Harbor QM (APOR) | Yes | No | $3,536.25 | $3,389.77 | 7.527% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,648.54 | 1 | $6,949.08 | $1,355.04 | $579.09 | $112.92 | 46.104% | 46.104% | 46.104% | 02/23/2026 | 768 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $3,536.25 | 6.120% | $0.00 | None | N/A | No | 7.250% | 0 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $446,355.00 | $2,083.66 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $8,398.26 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000103 | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,065.11 | 8.685% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,831.71 | 1 | $7,479.96 | $1,133.04 | $623.33 | $94.42 | 36.443% | 36.442% | 36.442% | 02/23/2026 | 740 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,094.00 | 5.740% | $0.00 | None | N/A | No | 8.175% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $59,129.46 | $745.12 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000104 | Higher Priced QM (APOR) | Yes | No | $1,907.50 | $1,829.44 | 9.500% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $5,605.56 | 1 | $2,970.24 | $2,322.96 | $247.52 | $193.58 | 24.793% | 24.793% | 24.793% | 03/04/2026 | 728 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,907.50 | 5.640% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $50,431.64 | $677.52 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | None | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000105 | Safe Harbor QM (APOR) | Yes | No | $4,033.70 | $3,944.70 | 8.932% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,947.53 | 1 | $1,137.96 | $1,404.12 | $94.83 | $117.01 | 47.985% | 47.985% | 47.985% | 02/25/2026 | 744 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,033.70 | 5.990% | $0.00 | None | N/A | No | 8.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $276,590.67 | $1,314.33 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000106 | Safe Harbor QM (APOR) | Yes | No | $3,050.00 | $2,908.97 | 8.320% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,211.50 | 1 | $6,817.92 | $2,766.00 | $568.16 | $230.50 | 46.984% | 46.984% | 46.984% | 02/23/2026 | 785 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,050.00 | 5.990% | $0.00 | 1.7 | None | N/A | No | 7.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $396,978.67 | $2,099.64 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000107 | Non QM | Yes | No | $2,291.00 | $2,436.55 | 9.676% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Not Employed | US Citizen | US Citizen | $6,658.60 | 1 | $5,792.64 | $4,317.48 | $482.72 | $359.79 | 46.101% | 46.101% | 46.101% | 02/24/2026 | 731 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,291.00 | 5.990% | $0.00 | 2.5 | None | N/A | No | 9.375% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $247,760.18 | $1,335.49 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000108 | Safe Harbor QM (APOR) | Yes | No | $1,996.00 | $1,855.85 | 8.221% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $8,253.03 | 1 | $3,946.20 | $5,621.28 | $328.85 | $468.44 | 32.146% | 32.146% | 32.146% | 03/02/2026 | 784 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,996.00 | 5.750% | $0.00 | None | N/A | No | 7.875% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $158,978.00 | $748.89 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,418.73 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000109 | Higher Priced QM (APOR) | Yes | No | $2,198.93 | $2,254.93 | 10.016% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,345.44 | 1 | $4,954.20 | $6,722.04 | $412.85 | $560.17 | 46.129% | 46.129% | 46.129% | 03/06/2026 | 735 | No | No | [Borrower - | Primary Income - Pension]; Paystubs - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,198.93 | 5.700% | $0.00 | 1.0 | None | N/A | No | 9.625% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.750% | [Redacted] | $331,952.72 | $2,166.32 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,750.99 | $0.00 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000110 | Non QM | Yes | No | $5,207.50 | $5,111.30 | 8.591% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,673.75 | 1 | $4,742.52 | $2,475.00 | $395.21 | $206.25 | 36.179% | 36.179% | 36.179% | 02/26/2026 | 753 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,207.50 | 5.770% | $0.00 | None | N/A | No | 8.150% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $228,806.16 | $1,087.74 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000111 | Safe Harbor QM (APOR) | Yes | No | $3,770.00 | $3,667.10 | 8.948% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,621.59 | 1 | $1,296.36 | $1,824.96 | $108.03 | $152.08 | 42.942% | 42.942% | 42.942% | 02/25/2026 | 703 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,770.00 | 6.120% | $0.00 | None | N/A | No | 8.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $180,883.99 | $940.47 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000112 | Higher Priced QM (APOR) | Yes | No | $2,354.00 | $2,309.30 | 10.164% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,375.84 | 1 | $967.92 | $1,047.96 | $80.66 | $87.33 | 43.900% | 43.900% | 43.900% | 02/27/2026 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,354.00 | 5.700% | $0.00 | None | N/A | No | 9.500% | 1 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $68,016.82 | $690.10 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000113 | Higher Priced QM (APOR) | Yes | No | $2,046.50 | $1,994.00 | 9.808% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,641.99 | 1 | $6,538.68 | $489.00 | $544.89 | $40.75 | 42.860% | 42.860% | 42.860% | 03/04/2026 | 754 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,046.50 | 6.120% | $0.00 | 2.8 | None | N/A | No | 9.300% | 3 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 6.250% | [Redacted] | $408,431.67 | $2,524.45 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000114 | Safe Harbor QM (APOR) | Yes | No | $5,135.50 | $5,450.07 | 7.393% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $3,892.64 | 1 | $3,060.24 | $3,176.04 | $255.02 | $264.67 | 49.959% | 49.959% | 49.959% | 02/25/2026 | 760 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Pension]; Account Statements - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $5,135.50 | 5.770% | $0.00 | None | N/A | No | 7.025% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.804% | [Redacted] | $389,517.01 | $1,829.43 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000115 | Higher Priced QM (APOR) | Yes | No | $1,866.25 | $2,013.57 | 10.433% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $1,297.74 | 1 | $2,423.88 | $1,071.96 | $201.99 | $89.33 | 49.918% | 49.918% | 49.918% | 02/25/2026 | 706 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,866.25 | 5.990% | $0.00 | 1.0 | None | N/A | No | 9.925% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $87,740.00 | $609.77 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000116 | Safe Harbor QM (APOR) | Yes | No | $4,638.75 | $4,742.99 | 8.265% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,857.22 | 1 | $4,352.04 | $5,531.04 | $362.67 | $460.92 | 48.238% | 48.237% | 48.237% | 02/25/2026 | 763 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,638.75 | 5.750% | $0.00 | 2.9 | None | N/A | No | 7.900% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $192,391.49 | $1,386.08 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000117 | Safe Harbor QM (APOR) | Yes | No | $2,482.69 | $2,522.26 | 7.640% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $12,899.41 | 1 | $3,473.76 | $1,249.56 | $289.48 | $104.13 | 35.503% | 35.503% | 35.503% | 03/05/2026 | 803 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,482.69 | 5.750% | $0.00 | 3.6 | None | N/A | No | 7.400% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $199,505.29 | $0.01 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000118 | Higher Priced QM (APOR) | Yes | No | $2,470.00 | $2,314.60 | 9.509% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,481.66 | 1 | $3,601.80 | $4,152.96 | $300.15 | $346.08 | 43.289% | 43.289% | 43.289% | 02/27/2026 | 758 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,470.00 | 5.770% | $0.00 | None | N/A | No | 9.000% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $239,304.00 | $1,143.88 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000119 | Safe Harbor QM (APOR) | Yes | No | $2,631.00 | $2,559.35 | 8.273% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $2,264.60 | 1 | $2,217.96 | $2,709.48 | $184.83 | $225.79 | 47.689% | 47.689% | 47.689% | 02/26/2026 | 778 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,631.00 | 5.460% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $162,928.00 | $803.29 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000120 | Safe Harbor QM (APOR) | Yes | No | $4,245.00 | $4,609.16 | 8.672% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,306.53 | 1 | $11,933.16 | $2,697.00 | $994.43 | $224.75 | 47.330% | 47.330% | 47.330% | 02/27/2026 | 724 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,245.00 | 5.990% | $0.00 | 2.6 | None | N/A | No | 8.400% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $395,936.99 | $1,917.09 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000121 | Non QM | Yes | No | $4,716.00 | $4,749.31 | 6.885% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $22,044.03 | 1 | $9,329.76 | $1,110.00 | $777.48 | $92.50 | 17.582% | 17.582% | 17.582% | 02/23/2026 | 806 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,716.00 | 5.530% | $0.00 | None | N/A | No | 6.150% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $364,027.00 | $1,708.65 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,666.12 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000122 | Safe Harbor QM (APOR) | Yes | No | $3,800.50 | $4,593.01 | 9.005% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,019.99 | 1 | $2,112.96 | $624.96 | $176.08 | $52.08 | 49.896% | 49.896% | 49.896% | 02/26/2026 | 728 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,800.50 | 5.990% | $0.00 | None | N/A | No | 8.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $116,331.33 | $547.39 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000123 | Safe Harbor QM (APOR) | Yes | No | $1,672.50 | $1,594.44 | 8.140% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,558.22 | 1 | $6,500.04 | $1,554.00 | $541.67 | $129.50 | 42.287% | 42.287% | 42.287% | 03/05/2026 | 797 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,672.50 | 5.750% | $0.00 | 1.0 | None | N/A | No | 7.675% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $165,288.00 | $792.62 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000124 | Non QM | Yes | No | $2,145.00 | $2,173.35 | 11.057% | [Redacted] | [Redacted] | [Redacted] | No | No | Self-Employed | US Citizen | $6,006.18 | 1 | $6,369.12 | $2,252.04 | $530.76 | $187.67 | 40.308% | 40.308% | 40.308% | 03/05/2026 | 689 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,145.00 | 6.020% | $0.00 | 1.1 | None | N/A | No | 10.800% | 0 | 1 | 0 | 2 | 0 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $323,118.34 | $1,729.73 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000125 | Safe Harbor QM (APOR) | Yes | No | $3,980.00 | $3,820.15 | 8.454% | [Redacted] | [Redacted] | [Redacted] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $5,645.85 | 1 | $2,730.96 | $1,605.96 | $227.58 | $133.83 | 38.216% | 38.216% | 38.216% | 02/28/2026 | 751 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,980.00 | 5.980% | $0.00 | None | N/A | No | 8.050% | 0 | 2 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $257,825.56 | $1,183.90 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $5,139.41 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000126 | Non QM | Yes | No | $5,662.50 | $5,638.20 | 6.418% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Not Employed | US Citizen | US Citizen | $3,839.01 | 1 | $2,365.92 | $1,069.56 | $197.16 | $89.13 | 46.160% | 46.160% | 46.160% | 02/26/2026 | 790 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,662.50 | 5.700% | $0.00 | None | N/A | No | 5.875% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $98,996.00 | $928.20 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000127 | Non QM | Yes | No | $3,065.00 | $2,979.59 | 11.611% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,095.04 | 1 | $4,725.36 | $1,715.04 | $393.78 | $142.92 | 49.228% | 49.228% | 49.228% | 03/08/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,065.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 11.175% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | 26 | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 6.000% | [Redacted] | $383,266.29 | $1,963.61 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000128 | Safe Harbor QM (APOR) | Yes | No | $3,857.50 | $3,897.45 | 7.395% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,602.53 | 1 | $4,832.52 | $2,571.96 | $402.71 | $214.33 | 48.797% | 48.797% | 48.797% | 03/02/2026 | 787 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,857.50 | 5.770% | $0.00 | 4.1 | None | N/A | No | 6.925% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $130,663.37 | $786.87 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000129 | Safe Harbor QM (APOR) | Yes | No | $1,781.25 | $1,734.65 | 8.933% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,488.82 | 1 | $3,064.32 | $2,593.80 | $255.36 | $216.15 | 25.298% | 25.298% | 25.298% | 02/26/2026 | 740 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,781.25 | 5.940% | $0.00 | 1.0 | None | N/A | No | 8.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | [Redacted] | $115,023.00 | $695.42 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000130 | Higher Priced QM (APOR) | Yes | No | $2,870.73 | $2,704.23 | 11.726% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,631.18 | 1 | $1,296.72 | $3,547.44 | $108.06 | $295.62 | 47.648% | 47.648% | 47.648% | 02/26/2026 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,870.73 | 5.770% | $0.00 | None | N/A | No | 11.125% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $144,525.59 | $997.38 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000131 | Safe Harbor QM (APOR) | Yes | No | $1,656.50 | $1,552.94 | 9.207% | [Redacted] | [Redacted] | [Redacted] | No | No | Self-Employed | US Citizen | $3,029.61 | 1 | $2,794.68 | $1,182.96 | $232.89 | $98.58 | 45.465% | 45.465% | 45.465% | 03/02/2026 | 725 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,656.50 | 5.750% | $0.00 | 3.5 | None | N/A | No | 8.875% | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $120,458.11 | $1,113.64 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000132 | Safe Harbor QM (APOR) | Yes | No | $1,720.00 | $1,729.99 | 8.722% | [Redacted] | [Redacted] | [Redacted] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $18,806.01 | 1 | $4,419.96 | $3,837.00 | $368.33 | $319.75 | 24.869% | 24.869% | 24.869% | 03/03/2026 | 753 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,720.00 | 5.750% | $0.00 | 4.0 | None | N/A | No | 8.375% | 0 | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | [Redacted] | $402,099.66 | $2,314.07 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000133 | Non QM | Yes | No | $1,690.00 | $1,749.35 | 11.010% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,053.69 | 1 | $4,288.20 | $2,453.40 | $357.35 | $204.45 | 39.463% | 39.463% | 39.463% | 03/02/2026 | 699 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,690.00 | 5.750% | $0.00 | 1.0 | None | N/A | No | 10.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $232,548.71 | $1,113.03 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000134 | Safe Harbor QM (APOR) | Yes | No | $2,520.00 | $2,430.85 | 8.036% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,048.09 | 1 | $2,778.84 | $1,411.20 | $231.57 | $117.60 | 42.813% | 42.813% | 42.813% | 02/27/2026 | 774 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,520.00 | 5.770% | $0.00 | None | N/A | No | 7.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $104,237.00 | $525.38 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000135 | Safe Harbor QM (APOR) | Yes | No | $1,135.00 | $1,466.41 | 9.350% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $1,636.41 | 1 | $2,092.80 | $1,089.96 | $174.40 | $90.83 | 45.255% | 45.255% | 45.255% | 03/03/2026 | 784 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,135.00 | 5.980% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $98,367.00 | $479.21 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000136 | Safe Harbor QM (APOR) | Yes | No | $2,756.65 | $2,585.00 | 9.186% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,279.38 | 1 | $7,670.52 | $1,893.00 | $639.21 | $157.75 | 34.512% | 34.512% | 34.512% | 02/27/2026 | 809 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,756.65 | 5.770% | $0.00 | None | N/A | No | 8.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $204,958.08 | $1,089.96 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000137 | Safe Harbor QM (APOR) | Yes | No | $1,865.00 | $1,888.87 | 8.098% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $1,708.88 | 1 | $738.36 | $4,571.64 | $61.53 | $380.97 | 49.697% | 49.697% | 49.697% | 02/27/2026 | 785 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,865.00 | 5.770% | $0.00 | 1.0 | None | N/A | No | 7.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $138,927.72 | $881.90 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | AE | 07/29/2026 | $224,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000138 | Safe Harbor QM (APOR) | Yes | No | $3,892.64 | $542.04 | 8.325% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,516.87 | 1 | $3,212.76 | $1,971.60 | $267.73 | $164.30 | 49.659% | 49.659% | 49.659% | 02/27/2026 | 755 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,892.64 | 6.120% | $0.00 | None | N/A | No | 8.275% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $157,955.00 | $743.21 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000139 | Safe Harbor QM (APOR) | Yes | No | $3,849.57 | $3,958.12 | 8.132% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $19,801.35 | 1 | $4,713.60 | $1,829.04 | $392.80 | $152.42 | 17.224% | 17.223% | 17.223% | 03/01/2026 | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,849.57 | 5.770% | $0.00 | None | N/A | No | 7.675% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $86,607.47 | $803.87 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $7,072.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000140 | Safe Harbor QM (APOR) | Yes | No | $3,090.00 | $3,131.53 | 7.754% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $7,969.26 | 1 | $9,442.08 | $5,367.96 | $786.84 | $447.33 | 38.784% | 38.784% | 38.784% | 03/01/2026 | 777 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Pension]; Account Statements - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $3,090.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 7.525% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $481,043.86 | $2,261.66 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000141 | Non QM | Yes | No | $4,138.52 | $4,239.61 | 10.636% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,860.94 | 1 | $4,423.32 | $963.00 | $368.61 | $80.25 | 45.599% | 45.599% | 45.599% | 02/28/2026 | 780 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,138.52 | 5.750% | $0.00 | 4.0 | None | N/A | No | 10.150% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | 9 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $613,845.51 | $3,795.14 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000142 | Higher Priced QM (APOR) | Yes | No | $1,358.75 | $1,223.15 | 10.618% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,800.39 | 1 | $2,129.88 | $2,031.00 | $177.49 | $169.25 | 34.179% | 34.179% | 34.179% | 03/06/2026 | 733 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,358.75 | 5.980% | $0.00 | 2.2 | None | N/A | No | 10.300% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $126,140.09 | $702.53 | No | Individual | No | No | Fair Isaac | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,433.72 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000143 | Safe Harbor QM (APOR) | Yes | No | $1,311.00 | $1,243.39 | 8.905% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,165.57 | 1 | $3,342.48 | $2,366.04 | $278.54 | $197.17 | 34.146% | 34.146% | 34.146% | 03/04/2026 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,311.00 | 5.750% | $0.00 | None | N/A | No | 8.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $210,487.61 | $1,086.01 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000144 | Safe Harbor QM (APOR) | Yes | No | $3,654.00 | $4,190.30 | 6.949% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $20,039.79 | 1 | $11,101.92 | $5,730.96 | $925.16 | $477.58 | 25.519% | 25.519% | 25.519% | 03/03/2026 | 789 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Primary Income - IRA Distribution]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2026 [Coborrower(s) - | Primary Income - IRA Distribution]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $3,654.00 | 5.750% | $0.00 | None | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $411,311.93 | $1,970.59 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $12,624.33 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000145 | Safe Harbor QM (APOR) | Yes | No | $2,885.00 | $2,948.75 | 9.160% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $11,640.65 | 1 | $3,792.60 | $1,857.00 | $316.05 | $154.75 | 33.072% | 33.072% | 33.072% | 03/07/2026 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,885.00 | 5.700% | $0.00 | None | N/A | No | 8.900% | 1 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $324,715.42 | $1,924.41 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $8,088.58 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000146 | Safe Harbor QM (APOR) | Yes | No | $3,170.00 | $3,326.46 | 7.947% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $22,734.45 | 1 | $9,279.96 | $3,467.04 | $773.33 | $288.92 | 24.353% | 24.353% | 24.353% | 03/01/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,170.00 | 5.770% | $0.00 | 1.3 | None | N/A | No | 7.500% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $480,442.22 | $2,694.47 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 1.64 | No | $0.00 | $16,866.24 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000147 | Safe Harbor QM (APOR) | Yes | No | $2,370.00 | $2,240.51 | 7.957% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $2,099.59 | 1 | $2,679.72 | $2,255.04 | $223.31 | $187.92 | 45.040% | 45.040% | 45.040% | 03/04/2026 | 774 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,370.00 | 5.750% | $0.00 | None | N/A | No | 7.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $137,267.88 | $900.41 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000148 | Higher Priced QM (APOR) | Yes | No | $2,338.00 | $2,311.33 | 10.043% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $8,384.01 | 1 | $2,812.08 | $3,860.04 | $234.34 | $321.67 | 39.103% | 39.103% | 39.103% | 03/03/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,338.00 | 5.750% | $0.00 | None | N/A | No | 9.500% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | 26 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $201,140.52 | $1,959.19 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $6,489.51 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000149 | Safe Harbor QM (APOR) | Yes | No | $4,111.12 | $4,201.59 | 9.084% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,468.18 | 1 | $1,762.08 | $561.00 | $146.84 | $46.75 | 32.938% | 32.938% | 32.938% | 03/07/2026 | 720 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,111.12 | 6.120% | $0.00 | 1.5 | None | N/A | No | 8.775% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $73,503.92 | $766.74 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000150 | Higher Priced QM (APOR) | Yes | No | $2,835.00 | $2,729.60 | 10.426% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $11,100.00 | 1 | $6,467.88 | $884.04 | $538.99 | $73.67 | 34.815% | 34.815% | 34.815% | 03/02/2026 | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,835.00 | 5.940% | $0.00 | 1.0 | None | N/A | No | 9.750% | 2 | 1 | 0 | 2 | 1 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 5.250% | [Redacted] | $456,979.96 | $2,575.48 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 11.85 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000151 | Safe Harbor QM (APOR) | Yes | No | $2,933.44 | $2,837.19 | 8.291% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,160.86 | 1 | $6,469.68 | $1,673.40 | $539.14 | $139.45 | 33.398% | 33.397% | 33.397% | 03/01/2026 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,933.44 | 5.750% | $0.00 | None | N/A | No | 7.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.190% | [Redacted] | $388,675.00 | $1,835.67 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000152 | Safe Harbor QM (APOR) | Yes | No | $3,186.24 | $3,011.77 | 9.095% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $9,004.85 | 1 | $6,102.24 | $5,043.72 | $508.52 | $420.31 | 37.063% | 37.063% | 37.063% | 03/04/2026 | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,186.24 | 5.980% | $0.00 | None | N/A | No | 8.750% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | 26 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $268,976.00 | $1,427.48 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $8,093.76 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000153 | Safe Harbor QM (APOR) | Yes | No | $1,495.00 | $1,323.35 | 8.490% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,931.26 | 1 | $3,183.12 | $3,480.96 | $265.26 | $290.08 | 32.892% | 32.892% | 32.892% | 03/01/2026 | 781 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,495.00 | 5.750% | $0.00 | None | N/A | No | 8.125% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.000% | [Redacted] | $85,098.95 | $765.78 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000154 | Non QM | Yes | No | $3,004.46 | $2,932.81 | 10.202% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $8,207.49 | 1 | $7,053.60 | $3,740.04 | $587.80 | $311.67 | 44.246% | 44.246% | 44.246% | 03/05/2026 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,004.46 | 5.940% | $0.00 | 1.5 | None | N/A | No | 9.750% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.990% | [Redacted] | $308,152.06 | $1,678.47 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $8,333.35 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000155 | Safe Harbor QM (APOR) | Yes | No | $1,745.00 | $1,573.35 | 8.984% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,617.87 | 1 | $2,771.88 | $2,486.04 | $230.99 | $207.17 | 44.248% | 44.248% | 44.248% | 03/05/2026 | 773 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,745.00 | 5.730% | $0.00 | 1.4 | None | N/A | No | 8.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 5.875% | [Redacted] | $231,902.98 | $1,765.15 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000156 | Higher Priced QM (APOR) | Yes | No | $2,855.00 | $2,627.63 | 11.063% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $2,103.70 | 1 | $526.80 | $3,108.96 | $43.90 | $259.08 | 47.542% | 47.541% | 47.541% | 03/04/2026 | 712 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,855.00 | 6.120% | $0.00 | None | N/A | No | 10.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $132,743.02 | $838.47 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0.86 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000157 | Higher Priced QM (APOR) | Yes | No | $2,047.50 | $1,889.35 | 11.454% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,180.38 | 1 | $2,888.64 | $1,746.12 | $240.72 | $145.51 | 32.890% | 32.890% | 32.890% | 03/03/2026 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 1 | 0 | 0 | [Redacted] | $2,047.50 | 5.750% | $0.00 | 4.4 | None | N/A | No | 10.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $173,400.00 | $1,327.44 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000158 | Higher Priced QM (APOR) | Yes | No | $2,020.00 | $2,103.35 | 12.186% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,844.06 | 1 | $5,356.08 | $693.00 | $446.34 | $57.75 | 47.471% | 47.471% | 47.471% | 03/06/2026 | 695 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,020.00 | 5.940% | $0.00 | 1.0 | None | N/A | No | 11.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $221,801.53 | $1,057.56 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000159 | Higher Priced QM (APOR) | Yes | No | $2,421.25 | $2,408.09 | 11.746% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,818.09 | 1 | $4,451.04 | $1,446.48 | $370.92 | $120.54 | 48.552% | 48.552% | 48.552% | 03/05/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,421.25 | 5.750% | $0.00 | None | N/A | No | 11.125% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $158,472.55 | $908.51 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000160 | Safe Harbor QM (APOR) | Yes | No | $1,623.93 | $1,800.00 | 8.770% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $1,510.29 | 1 | $202.56 | $1,461.00 | $16.88 | $121.75 | 46.653% | 46.653% | 46.653% | 03/03/2026 | 748 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2020 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2019 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2020 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,623.93 | 5.750% | $0.00 | 1.8 | None | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $134,043.00 | $595.18 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,108.05 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000161 | Safe Harbor QM (APOR) | Yes | No | $2,307.50 | $2,069.71 | 8.499% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,277.06 | 1 | $6,263.16 | $2,414.04 | $521.93 | $201.17 | 44.626% | 44.626% | 44.626% | 03/02/2026 | 742 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,307.50 | 5.750% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $175,193.58 | $1,238.20 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000162 | Higher Priced QM (APOR) | Yes | No | $1,673.11 | $1,746.46 | 12.560% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $4,515.13 | 1 | $3,456.48 | $3,528.84 | $288.04 | $294.07 | 47.900% | 47.900% | 47.900% | 03/13/2026 | 744 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,673.11 | 6.220% | $0.00 | 1.4 | None | N/A | No | 12.050% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.990% | [Redacted] | $215,304.59 | $1,543.63 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,982.66 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000163 | Safe Harbor QM (APOR) | Yes | No | $2,520.00 | $2,505.91 | 8.414% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,793.25 | 1 | $5,006.76 | $1,674.00 | $417.23 | $139.50 | 25.892% | 25.892% | 25.892% | 03/03/2026 | 747 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,520.00 | 5.750% | $0.00 | None | N/A | No | 7.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $237,964.28 | $1,096.46 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000164 | Safe Harbor QM (APOR) | Yes | No | $3,963.75 | $3,692.10 | 9.067% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $8,691.91 | 1 | $6,865.08 | $3,852.96 | $572.09 | $321.08 | 42.003% | 42.003% | 42.003% | 03/04/2026 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,963.75 | 5.750% | $0.00 | None | N/A | No | 8.650% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 5.500% | [Redacted] | $562,741.45 | $3,427.98 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000165 | Safe Harbor QM (APOR) | Yes | No | $3,140.43 | $2,978.35 | 8.612% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,814.27 | 1 | $5,362.44 | $943.80 | $446.87 | $78.65 | 47.253% | 47.253% | 47.253% | 03/02/2026 | 747 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,140.43 | 5.980% | $0.00 | None | N/A | No | 8.300% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $316,764.91 | $2,106.62 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000166 | Safe Harbor QM (APOR) | Yes | No | $3,284.89 | $3,265.00 | 7.692% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $7,683.49 | 1 | $6,474.12 | $0.96 | $539.51 | $0.08 | 22.164% | 22.164% | 22.164% | 03/03/2026 | 792 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2021 [Borrower - | Primary Income - IRA Distribution]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $3,284.89 | 5.750% | $0.00 | None | N/A | No | 7.125% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $180,362.00 | $839.00 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 37.79 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000167 | Safe Harbor QM (APOR) | Yes | No | $3,701.96 | $3,505.06 | 8.618% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $8,678.37 | 1 | $0.00 | $3,517.44 | $0.00 | $293.12 | 40.286% | 40.286% | 40.286% | 03/02/2026 | 751 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,701.96 | 5.700% | $0.00 | 1.2 | None | N/A | No | 8.175% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $205,686.50 | $1,006.99 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $8,857.28 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000168 | Safe Harbor QM (APOR) | Yes | No | $3,520.00 | $1,186.63 | 6.414% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $112,112.97 | 1 | $10,540.68 | $10,638.00 | $878.39 | $886.50 | 4.598% | 4.598% | 4.598% | 03/02/2026 | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,520.00 | 5.750% | $0.00 | None | N/A | No | 6.400% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | 26 | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 5.000% | [Redacted] | $132,457.88 | $779.60 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000169 | Non QM | Yes | No | $2,481.03 | $2,924.22 | 11.318% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,498.56 | 1 | $8,661.72 | $1,188.72 | $721.81 | $99.06 | 49.524% | 49.524% | 49.524% | 03/03/2026 | 744 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,481.03 | 5.700% | $0.00 | 1.3 | None | N/A | No | 11.025% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $273,230.00 | $1,309.11 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000170 | Safe Harbor QM (APOR) | Yes | No | $2,188.00 | $2,140.48 | 8.322% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $13,055.52 | 1 | $3,857.64 | $4,563.96 | $321.47 | $380.33 | 21.387% | 21.386% | 21.386% | 03/02/2026 | 806 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,188.00 | 5.530% | $0.00 | None | N/A | No | 7.625% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $183,676.63 | $842.23 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 2.66 | No | $6,672.15 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000171 | Safe Harbor QM (APOR) | Yes | No | $3,135.00 | $3,113.61 | 8.081% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,244.86 | 1 | $4,401.00 | $2,654.04 | $366.75 | $221.17 | 49.900% | 49.900% | 49.900% | 03/06/2026 | 775 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,135.00 | 6.020% | $0.00 | None | N/A | No | 7.800% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $393,036.00 | $1,808.93 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000172 | Non QM | Yes | No | $8,885.00 | $8,039.46 | 7.868% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Self-Employed | US Citizen | US Citizen | $7,147.40 | 1 | $5,544.84 | $2,493.00 | $462.07 | $207.75 | 49.420% | 49.420% | 49.420% | 03/02/2026 | 763 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $8,885.00 | 6.220% | $0.00 | 1.0 | None | N/A | No | 7.525% | 0 | 1 | 2 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.864% | [Redacted] | $451,532.00 | $2,062.00 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $10,231.44 | $0.00 | No | No | No | No | 1 | 360 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000173 | Safe Harbor QM (APOR) | Yes | No | $3,842.52 | $3,783.85 | 6.712% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,316.08 | 1 | $3,887.64 | $2,754.84 | $323.97 | $229.57 | 46.474% | 46.474% | 46.474% | 03/17/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,842.52 | 5.750% | $0.00 | None | N/A | No | 6.275% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $333,222.80 | $1,599.87 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000174 | Safe Harbor QM (APOR) | Yes | No | $2,595.00 | $2,593.15 | 8.844% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $6,548.32 | 1 | $1,001.04 | $1,779.96 | $83.42 | $148.33 | 43.991% | 43.991% | 43.991% | 03/05/2026 | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,595.00 | 5.980% | $0.00 | None | N/A | No | 8.375% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $205,249.72 | $1,113.52 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,205.87 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000175 | Higher Priced QM (APOR) | Yes | No | $1,705.00 | $1,671.70 | 9.589% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,219.95 | 1 | $2,365.56 | $1,779.96 | $197.13 | $148.33 | 49.200% | 49.200% | 49.200% | 03/03/2026 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,705.00 | 5.750% | $0.00 | None | N/A | No | 9.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $185,815.00 | $889.16 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000176 | Higher Priced QM (APOR) | Yes | No | $2,077.50 | $1,931.21 | 10.672% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,593.90 | 1 | $3,418.20 | $4,207.20 | $284.85 | $350.60 | 34.405% | 34.405% | 34.405% | 03/03/2026 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,077.50 | 5.750% | $0.00 | 1.1 | None | N/A | No | 10.050% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $232,950.00 | $1,194.82 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000177 | Safe Harbor QM (APOR) | Yes | No | $2,459.23 | $2,290.85 | 8.954% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,775.19 | 1 | $3,194.28 | $1,077.00 | $266.19 | $89.75 | 38.339% | 38.339% | 38.339% | 03/17/2026 | 727 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,459.23 | 6.120% | $0.00 | None | N/A | No | 8.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $124,750.66 | $599.73 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000178 | Safe Harbor QM (APOR) | Yes | No | $1,825.88 | $1,682.34 | 8.612% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $3,776.22 | 1 | $3,394.44 | $1,884.00 | $282.87 | $157.00 | 31.220% | 31.220% | 31.220% | 03/05/2026 | 812 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,825.88 | 5.700% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $114,156.07 | $609.29 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000179 | Safe Harbor QM (APOR) | Yes | No | $2,580.16 | $2,426.57 | 9.065% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $10,498.00 | 1 | $14,038.08 | $2,520.00 | $1,169.84 | $210.00 | 43.913% | 43.913% | 43.913% | 03/03/2026 | 721 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,580.16 | 5.610% | $0.00 | 1.8 | None | N/A | No | 8.775% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $360,352.04 | $1,709.22 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $11,714.84 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000180 | Safe Harbor QM (APOR) | Yes | No | $2,809.50 | $2,720.67 | 8.261% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $3,449.26 | 1 | $3,576.48 | $1,532.40 | $298.04 | $127.70 | 34.940% | 34.939% | 34.939% | 03/03/2026 | 771 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,809.50 | 5.980% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $183,018.00 | $851.82 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000181 | Safe Harbor QM (APOR) | Yes | No | $1,823.87 | $1,552.22 | 8.880% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $3,852.61 | 1 | $3,401.04 | $2,213.04 | $283.42 | $184.42 | 45.738% | 45.738% | 45.738% | 03/10/2026 | 749 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,823.87 | 5.700% | $0.00 | None | N/A | No | 8.425% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $224,972.16 | $1,084.93 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $1,585.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000182 | Safe Harbor QM (APOR) | Yes | No | $2,940.00 | $2,890.31 | 8.052% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,253.93 | 1 | $2,678.28 | $1,746.00 | $223.19 | $145.50 | 22.970% | 22.970% | 22.970% | 03/06/2026 | 793 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,940.00 | 5.750% | $0.00 | None | N/A | No | 7.675% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.125% | [Redacted] | $104,814.96 | $708.63 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000183 | Higher Priced QM (APOR) | Yes | No | $1,595.00 | $1,470.26 | 11.552% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $9,913.11 | 1 | $2,067.96 | $5,790.00 | $172.33 | $482.50 | 20.695% | 20.695% | 20.695% | 03/09/2026 | 683 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,595.00 | 6.020% | $0.00 | None | N/A | No | 11.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $235,163.00 | $1,298.72 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000184 | Non QM | Yes | No | $2,125.00 | $1,953.35 | 9.434% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $10,597.31 | 1 | $5,835.96 | $3,981.12 | $486.33 | $331.76 | 36.721% | 36.721% | 36.721% | 03/09/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,125.00 | 5.700% | $0.00 | None | N/A | No | 8.875% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $160,437.17 | $903.87 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $8,413.60 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000185 | Higher Priced QM (APOR) | Yes | No | $1,888.75 | $1,731.46 | 11.087% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $10,163.05 | 1 | $2,503.68 | $2,123.04 | $208.64 | $176.92 | 42.513% | 42.513% | 42.513% | 03/04/2026 | 699 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,888.75 | 5.750% | $0.00 | 1.5 | None | N/A | No | 10.550% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $156,962.24 | $752.04 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $6,594.29 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000186 | Non QM | Yes | No | $2,064.96 | $2,138.80 | 10.948% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $11,233.47 | 1 | $10,059.24 | $1,337.28 | $838.27 | $111.44 | 42.173% | 42.173% | 42.173% | 03/05/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,064.96 | 6.020% | $0.00 | 1.0 | None | N/A | No | 10.775% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.990% | [Redacted] | $337,939.11 | $1,930.36 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,548.67 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000187 | Safe Harbor QM (APOR) | Yes | No | $3,805.00 | $3,969.03 | 8.986% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $13,914.51 | 1 | $3,198.36 | $2,135.04 | $266.53 | $177.92 | 24.706% | 24.706% | 24.706% | 03/04/2026 | 737 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,805.00 | 5.750% | $0.00 | None | N/A | No | 8.650% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $262,635.11 | $1,790.35 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000188 | Safe Harbor QM (APOR) | Yes | No | $3,389.99 | $3,269.18 | 9.417% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,480.26 | 1 | $3,759.96 | $3,284.28 | $313.33 | $273.69 | 28.031% | 28.031% | 28.031% | 03/09/2026 | 791 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,389.99 | 6.020% | $0.00 | None | N/A | No | 9.050% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $204,722.00 | $989.68 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000189 | Safe Harbor QM (APOR) | Yes | No | $5,742.50 | $5,644.37 | 8.059% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $8,822.06 | 1 | $2,390.64 | $3,827.04 | $199.22 | $318.92 | 40.967% | 40.967% | 40.967% | 03/04/2026 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,742.50 | 6.020% | $0.00 | 1.0 | None | N/A | No | 7.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $464,370.09 | $2,147.44 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000190 | Safe Harbor QM (APOR) | Yes | No | $2,807.50 | $3,046.27 | 8.951% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $2,088.48 | 1 | $639.60 | $1,881.96 | $53.30 | $156.83 | 44.784% | 44.784% | 44.784% | 03/06/2026 | 758 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,807.50 | 5.980% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $177,350.61 | $907.08 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000191 | Non QM | Yes | No | $3,207.50 | $3,044.20 | 9.621% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $10,928.60 | 1 | $0.00 | $2,934.96 | $0.00 | $244.58 | 44.083% | 44.083% | 44.083% | 03/05/2026 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,207.50 | 5.750% | $0.00 | 1.0 | None | N/A | No | 9.125% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $470,136.00 | $2,231.65 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000192 | Safe Harbor QM (APOR) | Yes | No | $3,230.00 | $2,940.57 | 8.512% | [Redacted] | [Redacted] | [Redacted] | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | $8,005.41 | 1 | $1,230.60 | $1,833.96 | $102.55 | $152.83 | 25.267% | 25.267% | 25.267% | 03/09/2026 | 772 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; Business License - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,230.00 | 5.750% | $0.00 | None | N/A | No | 8.000% | 0 | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $211,845.00 | $1,136.12 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $2,988.11 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000193 | Safe Harbor QM (APOR) | Yes | No | $3,889.00 | $3,742.24 | 8.143% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $3,271.33 | 1 | $9,895.44 | $3,715.20 | $824.62 | $309.60 | 49.814% | 49.814% | 49.814% | 03/05/2026 | 768 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2020 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $3,889.00 | 5.980% | $0.00 | None | N/A | No | 7.800% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $227,806.14 | $1,070.43 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000194 | Safe Harbor QM (APOR) | Yes | No | $1,445.00 | $1,383.71 | 8.455% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,705.59 | 1 | $2,798.52 | $1,128.96 | $233.21 | $94.08 | 32.886% | 32.886% | 32.886% | 03/05/2026 | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,445.00 | 5.700% | $0.00 | None | N/A | No | 8.050% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $112,426.83 | $1,000.65 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000195 | Higher Priced QM (APOR) | Yes | No | $1,882.50 | $1,747.72 | 10.477% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $9,650.20 | 1 | $891.72 | $2,204.04 | $74.31 | $183.67 | 21.457% | 21.457% | 21.457% | 03/12/2026 | 716 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,882.50 | 5.700% | $0.00 | None | N/A | No | 9.925% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $65,410.32 | $468.35 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000196 | Safe Harbor QM (APOR) | Yes | No | $3,707.50 | $3,635.85 | 9.144% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,977.94 | 1 | $1,734.00 | $2,133.96 | $144.50 | $177.83 | 33.755% | 33.755% | 33.755% | 03/09/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,707.50 | 5.940% | $0.00 | 2.4 | None | N/A | No | 8.675% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $100,698.34 | $491.78 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000197 | Higher Priced QM (APOR) | Yes | No | $2,885.00 | $2,791.37 | 9.742% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $6,481.57 | 1 | $946.80 | $1,814.04 | $78.90 | $151.17 | 42.185% | 42.185% | 42.185% | 03/10/2026 | 738 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,885.00 | 5.700% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.750% | [Redacted] | $209,556.49 | $1,168.96 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 14.51 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000198 | Safe Harbor QM (APOR) | Yes | No | $3,204.00 | $3,075.13 | 9.240% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,943.21 | 1 | $3,915.60 | $1,145.16 | $326.30 | $95.43 | 47.424% | 47.424% | 47.424% | 03/08/2026 | 744 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,204.00 | 5.750% | $0.00 | None | N/A | No | 8.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $362,536.00 | $1,768.39 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000199 | Higher Priced QM (APOR) | Yes | No | $2,432.60 | $2,290.01 | 9.655% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $7,687.26 | 1 | $8,482.44 | $2,906.04 | $706.87 | $242.17 | 32.368% | 32.368% | 32.368% | 03/06/2026 | 756 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,432.60 | 5.640% | $0.00 | 3.4 | None | N/A | No | 8.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $163,123.40 | $914.49 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000200 | Safe Harbor QM (APOR) | Yes | No | $3,020.00 | $2,984.95 | 7.292% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $4,195.28 | 1 | $5,509.92 | $4,211.52 | $459.16 | $350.96 | 49.775% | 49.775% | 49.775% | 03/08/2026 | 785 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $3,020.00 | 5.750% | $0.00 | None | N/A | No | 7.025% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.874% | [Redacted] | $436,703.50 | $2,011.97 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000201 | Non QM | Yes | No | $3,612.00 | $3,719.85 | 11.194% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,118.57 | 1 | $6,717.48 | $1,995.00 | $559.79 | $166.25 | 49.038% | 49.038% | 49.038% | 03/05/2026 | 754 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,612.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 10.775% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.375% | [Redacted] | $502,174.00 | $2,777.02 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000202 | Safe Harbor QM (APOR) | Yes | No | $1,495.00 | $1,383.25 | 8.997% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $14,682.10 | 1 | $10,143.72 | $4,184.04 | $845.31 | $348.67 | 18.497% | 18.497% | 18.497% | 03/05/2026 | 758 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,495.00 | 5.750% | $0.00 | None | N/A | No | 8.625% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $254,866.11 | $1,165.20 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,938.16 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000203 | Safe Harbor QM (APOR) | Yes | No | $2,857.50 | $2,782.10 | 8.053% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $12,242.23 | 1 | $7,147.20 | $2,208.00 | $595.60 | $184.00 | 25.163% | 25.163% | 25.163% | 03/06/2026 | 787 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,857.50 | 5.750% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $274,003.00 | $2,023.00 | No | Individual | No | No | Fair Isaac | Beacon | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000204 | Higher Priced QM (APOR) | Yes | No | $1,983.00 | $2,041.40 | 10.230% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,754.01 | 1 | $4,680.36 | $2,508.96 | $390.03 | $209.08 | 38.991% | 38.991% | 38.991% | 03/09/2026 | 694 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,983.00 | 5.700% | $0.00 | 999.0 | None | N/A | No | 9.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $147,275.13 | $835.94 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000205 | Safe Harbor QM (APOR) | Yes | No | $2,857.50 | $2,836.55 | 9.112% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $3,238.19 | 1 | $693.00 | $1,716.00 | $57.75 | $143.00 | 41.049% | 41.049% | 41.049% | 03/06/2026 | 757 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Pension]; Account Statements - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,857.50 | 5.750% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $102,924.39 | $553.00 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000206 | Safe Harbor QM (APOR) | Yes | No | $3,535.78 | $3,805.47 | 9.164% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $7,524.30 | 1 | $2,633.28 | $2,006.04 | $219.44 | $167.17 | 36.902% | 36.902% | 36.902% | 03/06/2026 | 701 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,535.78 | 5.750% | $0.00 | None | N/A | No | 8.775% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $326,389.82 | $1,644.60 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,423.51 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000207 | Safe Harbor QM (APOR) | Yes | No | $2,029.00 | $1,928.57 | 8.772% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $1,840.68 | 1 | $1,084.20 | $1,062.24 | $90.35 | $88.52 | 47.409% | 47.409% | 47.409% | 03/06/2026 | 755 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,029.00 | 5.750% | $0.00 | None | N/A | No | 8.175% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $85,137.52 | $796.86 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000208 | Safe Harbor QM (APOR) | Yes | No | $2,388.30 | $2,218.35 | 7.979% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $5,797.61 | 1 | $2,922.36 | $1,299.96 | $243.53 | $108.33 | 24.824% | 24.824% | 24.824% | 03/07/2026 | 812 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Primary Income - IRA Distribution]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,388.30 | 5.750% | $0.00 | None | N/A | No | 7.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $95,392.09 | $972.12 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 140.93 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000209 | Safe Harbor QM (APOR) | Yes | No | $3,207.50 | $3,185.53 | 7.912% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Not Employed | US Citizen | US Citizen | $7,746.45 | 1 | $4,527.24 | $909.96 | $377.27 | $75.83 | 22.586% | 22.586% | 22.586% | 03/06/2026 | 797 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,207.50 | 5.750% | $0.00 | None | N/A | No | 7.375% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $178,707.77 | $762.50 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000210 | Safe Harbor QM (APOR) | Yes | No | $1,879.00 | $1,815.30 | 8.950% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,633.95 | 1 | $3,966.72 | $842.04 | $330.56 | $70.17 | 40.872% | 40.872% | 40.872% | 03/06/2026 | 790 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,879.00 | 5.980% | $0.00 | 1.0 | None | N/A | No | 8.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $136,427.27 | $700.31 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000211 | Non QM | Yes | No | $5,613.75 | $5,579.41 | 10.793% | [Redacted] | [Redacted] | [Redacted] | No | No | Not Employed | Employed | US Citizen | US Citizen | $9,553.03 | 1 | $6,228.60 | $11,906.16 | $519.05 | $992.18 | 43.920% | 43.920% | 43.920% | 03/13/2026 | 690 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,613.75 | 5.940% | $0.00 | 1.5 | None | N/A | No | 10.400% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $401,818.36 | $1,765.65 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $17,034.51 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000212 | Safe Harbor QM (APOR) | Yes | No | $3,432.50 | $3,160.85 | 8.458% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $9,041.47 | 1 | $4,451.40 | $1,044.00 | $370.95 | $87.00 | 25.788% | 25.788% | 25.788% | 03/07/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,432.50 | 5.750% | $0.00 | None | N/A | No | 7.875% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $165,995.85 | $1,598.41 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $6,933.33 | No | No | No | No | 1 | 240 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000213 | Safe Harbor QM (APOR) | Yes | No | $3,970.00 | $3,721.75 | 8.946% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,957.41 | 1 | $3,701.40 | $2,240.04 | $308.45 | $186.67 | 30.281% | 30.281% | 30.281% | 03/10/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,970.00 | 5.700% | $0.00 | None | N/A | No | 8.425% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $140,137.88 | $901.65 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000214 | Non QM | Yes | No | $4,700.00 | $4,532.11 | 10.510% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $7,574.38 | 1 | $9,800.52 | $1,766.04 | $816.71 | $147.17 | 44.077% | 44.077% | 44.077% | 03/09/2026 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $4,700.00 | 5.750% | $0.00 | 1.0 | None | N/A | No | 10.150% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | 27 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.450% | [Redacted] | $468,706.35 | $2,037.36 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,640.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000215 | Safe Harbor QM (APOR) | Yes | No | $2,080.00 | $2,001.77 | 8.771% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,562.31 | 1 | $206.04 | $3,726.00 | $17.17 | $310.50 | 49.670% | 49.670% | 49.670% | 03/07/2026 | 762 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,080.00 | 5.980% | $0.00 | None | N/A | No | 8.300% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $102,934.00 | $480.37 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,371.13 | $0.00 | No | No | No | No | 1 | 360 | AO | 06/07/2026 | $200,000.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000216 | Safe Harbor QM (APOR) | Yes | No | $3,432.50 | $3,178.56 | 9.097% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,137.32 | 1 | $3,188.64 | $849.84 | $265.72 | $70.82 | 49.732% | 49.732% | 49.732% | 03/11/2026 | 753 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,432.50 | 5.700% | $0.00 | None | N/A | No | 8.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $111,335.00 | $649.47 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000217 | Higher Priced QM (APOR) | Yes | No | $2,250.50 | $2,128.85 | 11.027% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $11,189.06 | 1 | $3,799.92 | $2,178.00 | $316.66 | $181.50 | 33.025% | 33.025% | 33.025% | 03/07/2026 | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,250.50 | 5.940% | $0.00 | 1.0 | None | N/A | No | 10.375% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 6.545% | [Redacted] | $366,205.13 | $2,397.87 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 7.59 | No | No | $0.00 | $4,133.91 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000218 | Safe Harbor QM (APOR) | Yes | No | $1,888.00 | $2,017.61 | 8.330% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Self-Employed | US Citizen | US Citizen | $10,728.04 | 1 | $2,916.36 | $2,016.96 | $243.03 | $168.08 | 33.870% | 33.870% | 33.870% | 03/08/2026 | 797 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,888.00 | 5.750% | $0.00 | 2.5 | None | N/A | No | 7.875% | 2 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $213,550.62 | $998.86 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $12,699.65 | $0.00 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000219 | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $983.35 | 9.659% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $2,072.03 | 1 | $3,592.44 | $1,290.96 | $299.37 | $107.58 | 42.942% | 42.942% | 42.942% | 03/09/2026 | 728 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,094.00 | 5.700% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $144,109.02 | $690.46 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000220 | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,058.80 | 8.891% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $8,067.33 | 1 | $3,197.64 | $1,455.00 | $266.47 | $121.25 | 24.278% | 24.278% | 24.278% | 03/07/2026 | 791 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,094.00 | 5.580% | $0.00 | None | N/A | No | 8.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $138,188.57 | $661.52 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000221 | Safe Harbor QM (APOR) | Yes | No | $3,370.00 | $3,326.27 | 9.134% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,374.30 | 1 | $4,913.88 | $2,202.96 | $409.49 | $183.58 | 40.337% | 40.337% | 40.337% | 03/08/2026 | 738 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,370.00 | 5.750% | $0.00 | None | N/A | No | 8.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $137,949.27 | $665.87 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000222 | Higher Priced QM (APOR) | Yes | No | $1,895.50 | $2,173.85 | 9.747% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,858.15 | 1 | $1,218.00 | $0.00 | $101.50 | $0.00 | 43.029% | 43.029% | 43.029% | 03/08/2026 | 755 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,895.50 | 5.700% | $0.00 | 1.0 | None | N/A | No | 9.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $184,774.73 | $926.24 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000223 | Safe Harbor QM (APOR) | Yes | No | $1,472.10 | $1,350.00 | 8.321% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,027.76 | 1 | $1,047.60 | $852.00 | $87.30 | $71.00 | 19.219% | 19.218% | 19.218% | 03/10/2026 | 754 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,472.10 | 5.700% | $0.00 | None | N/A | No | 7.925% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.500% | [Redacted] | $75,025.25 | $425.62 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,883.13 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000224 | Non QM | Yes | No | $3,513.75 | $3,649.90 | 10.840% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $4,964.23 | 1 | $2,736.96 | $1,826.04 | $228.08 | $152.17 | 44.848% | 44.848% | 44.848% | 03/14/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,513.75 | 5.940% | $0.00 | 2.6 | None | N/A | No | 10.300% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $285,165.39 | $1,357.85 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,083.84 | $1,146.75 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000225 | Higher Priced QM (APOR) | Yes | No | $1,663.75 | $1,546.32 | 9.519% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,682.79 | 1 | $3,331.56 | $923.04 | $277.63 | $76.92 | 40.200% | 40.200% | 40.200% | 03/09/2026 | 725 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,663.75 | 5.700% | $0.00 | None | N/A | No | 9.050% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $100,615.30 | $482.65 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000226 | Safe Harbor QM (APOR) | Yes | No | $3,655.00 | $3,525.65 | 7.478% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $3,695.15 | 1 | $15,717.96 | $2,235.96 | $1,309.83 | $186.33 | 49.130% | 49.130% | 49.130% | 03/10/2026 | 798 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,655.00 | 5.700% | $0.00 | None | N/A | No | 7.050% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $238,857.89 | $1,150.98 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,222.18 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000227 | Safe Harbor QM (APOR) | Yes | No | $4,006.96 | $3,784.45 | 8.925% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,599.66 | 1 | $3,627.96 | $3,440.16 | $302.33 | $286.68 | 45.771% | 45.771% | 45.771% | 03/09/2026 | 734 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $4,006.96 | 5.700% | $0.00 | None | N/A | No | 8.425% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $211,074.20 | $1,097.91 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $2,450.15 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000228 | Safe Harbor QM (APOR) | Yes | No | $1,537.53 | $1,415.88 | 8.910% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,833.07 | 1 | $6,577.32 | $2,414.04 | $548.11 | $201.17 | 37.297% | 37.297% | 37.297% | 03/11/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,537.53 | 5.700% | $0.00 | None | N/A | No | 8.775% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.990% | [Redacted] | $355,900.76 | $2,091.22 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000229 | Safe Harbor QM (APOR) | Yes | No | $3,270.00 | $3,245.15 | 8.873% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,465.67 | 1 | $3,589.44 | $2,087.04 | $299.12 | $173.92 | 40.647% | 40.647% | 40.647% | 03/16/2026 | 749 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,270.00 | 5.750% | $0.00 | None | N/A | No | 8.425% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $76,821.00 | $537.14 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000230 | Safe Harbor QM (APOR) | Yes | No | $1,670.00 | $1,493.12 | 8.860% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $11,445.97 | 1 | $1,119.36 | $1,928.04 | $93.28 | $160.67 | 31.349% | 31.349% | 31.349% | 03/09/2026 | 765 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,670.00 | 5.700% | $0.00 | None | N/A | No | 8.425% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $126,088.66 | $591.34 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000231 | Safe Harbor QM (APOR) | Yes | No | $3,350.00 | $3,331.81 | 9.361% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $5,017.80 | 1 | $0.00 | $2,120.64 | $0.00 | $176.72 | 46.152% | 46.152% | 46.152% | 03/09/2026 | 757 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $3,350.00 | 6.120% | $0.00 | 2.8 | None | N/A | No | 8.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.250% | [Redacted] | $76,456.17 | $333.38 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000232 | Higher Priced QM (APOR) | Yes | No | $3,207.52 | $3,078.32 | 9.447% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | Permanent Resident Alien | US Citizen | $5,903.04 | 1 | $5,141.76 | $1,565.64 | $428.48 | $130.47 | 34.255% | 34.255% | 34.255% | 03/17/2026 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,207.52 | 5.700% | $0.00 | None | N/A | No | 8.875% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $189,325.06 | $1,194.89 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | $0.00 | $4,506.67 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000233 | Safe Harbor QM (APOR) | Yes | No | $2,903.75 | $2,873.50 | 8.601% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,300.07 | 1 | $782.28 | $2,494.92 | $65.19 | $207.91 | 30.536% | 30.536% | 30.536% | 03/13/2026 | 749 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,903.75 | 5.700% | $0.00 | None | N/A | No | 8.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $153,338.53 | $752.91 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000234 | Non QM | Yes | No | $3,746.97 | $3,632.56 | 10.574% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $7,117.20 | 1 | $4,368.00 | $2,388.12 | $364.00 | $199.01 | 38.782% | 38.781% | 38.781% | 03/10/2026 | 713 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $3,746.97 | 5.700% | $0.00 | 2.1 | None | N/A | No | 10.050% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $483,420.78 | $2,558.09 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $2,030.39 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000235 | Safe Harbor QM (APOR) | Yes | No | $3,346.25 | $3,105.07 | 9.123% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $13,855.33 | 1 | $13,033.92 | $4,878.96 | $1,086.16 | $406.58 | 39.852% | 39.852% | 39.852% | 03/11/2026 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,346.25 | 5.750% | $0.00 | 2.8 | None | N/A | No | 8.775% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $557,438.43 | $2,661.27 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $8,035.44 | No | No | No | No | 1 | 240 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000236 | Safe Harbor QM (APOR) | Yes | No | $1,540.86 | $1,285.52 | 8.682% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $3,723.82 | 1 | $2,410.68 | $1,475.52 | $200.89 | $122.96 | 43.489% | 43.489% | 43.489% | 03/12/2026 | 774 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,540.86 | 5.580% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $177,743.94 | $1,568.61 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000237 | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $1,056.50 | 10.016% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $6,135.64 | 1 | $4,299.12 | $2,078.04 | $358.26 | $173.17 | 45.926% | 45.926% | 45.926% | 03/10/2026 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,094.00 | 5.700% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $318,560.82 | $1,606.40 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000238 | Safe Harbor QM (APOR) | Yes | No | $1,963.07 | $1,872.00 | 8.140% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $11,711.21 | 1 | $6,062.76 | $1,770.24 | $505.23 | $147.52 | 25.074% | 25.074% | 25.074% | 03/11/2026 | 764 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Annuity]; 1099 - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,963.07 | 5.700% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.000% | [Redacted] | $146,904.23 | $693.54 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000239 | Higher Priced QM (APOR) | Yes | No | $2,406.50 | $2,326.85 | 9.533% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $9,711.40 | 1 | $14,353.92 | $2,678.04 | $1,196.16 | $223.17 | 40.927% | 40.927% | 40.927% | 03/10/2026 | 737 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,406.50 | 5.750% | $0.00 | 1.8 | None | N/A | No | 9.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 5.990% | [Redacted] | $436,326.36 | $2,717.55 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000240 | Safe Harbor QM (APOR) | Yes | No | $2,847.50 | $2,725.85 | 8.457% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,334.77 | 1 | $1,420.32 | $914.04 | $118.36 | $76.17 | 29.912% | 29.912% | 29.912% | 03/17/2026 | 776 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,847.50 | 6.120% | $0.00 | None | N/A | No | 8.000% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $129,467.13 | $639.75 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000241 | Higher Priced QM (APOR) | Yes | No | $1,957.50 | $1,844.00 | 9.880% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,615.21 | 1 | $3,278.76 | $844.20 | $273.23 | $70.35 | 39.760% | 39.760% | 39.760% | 03/11/2026 | 725 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,957.50 | 5.700% | $0.00 | None | N/A | No | 9.300% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $221,074.37 | $1,105.92 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000242 | Higher Priced QM (APOR) | Yes | No | $2,563.75 | $2,328.04 | 9.351% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $5,339.40 | 1 | $2,144.88 | $3,650.04 | $178.74 | $304.17 | 43.722% | 43.722% | 43.722% | 03/11/2026 | 738 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Annuity]; Account Statements - 2026 [Borrower - | Non-Primary Income - Annuity]; 1099 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,563.75 | 5.650% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.311% | [Redacted] | $224,458.86 | $1,980.37 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000243 | Safe Harbor QM (APOR) | Yes | No | $2,585.00 | $2,502.79 | 9.226% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,809.54 | 1 | $3,699.96 | $1,649.16 | $308.33 | $137.43 | 49.095% | 49.095% | 49.095% | 03/11/2026 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,585.00 | 6.020% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $339,389.04 | $1,551.32 | No | Individual | No | No | Fair Isaac | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000244 | Safe Harbor QM (APOR) | Yes | No | $3,507.50 | $3,328.80 | 8.521% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $2,471.62 | 1 | $3,290.04 | $1,626.96 | $274.17 | $135.58 | 42.861% | 42.861% | 42.861% | 03/10/2026 | 766 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $3,507.50 | 5.580% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $133,793.98 | $638.09 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000245 | Higher Priced QM (APOR) | Yes | No | $1,500.00 | $1,653.35 | 9.633% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $5,488.96 | 1 | $3,302.88 | $1,964.04 | $275.24 | $163.67 | 49.146% | 49.146% | 49.146% | 03/11/2026 | 741 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,500.00 | 5.580% | $0.00 | 1.0 | None | N/A | No | 9.125% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $159,131.65 | $1,629.26 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,116.58 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000246 | Higher Priced QM (APOR) | Yes | No | $1,925.00 | $1,667.16 | 11.626% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $5,318.34 | 1 | $1,463.28 | $1,730.04 | $121.94 | $144.17 | 43.249% | 43.249% | 43.249% | 03/13/2026 | 701 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Housing Allowance]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Housing Allowance]; WVOE - 2026 [Coborrower(s) - | Non-Primary Income - Housing Allowance]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,925.00 | 5.940% | $0.00 | 1.0 | None | N/A | No | 11.050% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | 1 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $271,608.00 | $1,402.87 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,250.00 | $1,233.34 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000247 | Safe Harbor QM (APOR) | Yes | No | $3,720.00 | $3,469.32 | 8.018% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,162.40 | 1 | $0.00 | $2,397.12 | $0.00 | $199.76 | 37.610% | 37.610% | 37.610% | 03/11/2026 | 796 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,720.00 | 5.700% | $0.00 | None | N/A | No | 7.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $43,707.25 | $394.78 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000248 | Non QM | Yes | No | $2,586.00 | $2,489.35 | 9.769% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,648.34 | 1 | $1,175.64 | $2,184.00 | $97.97 | $182.00 | 33.628% | 33.628% | 33.628% | 03/11/2026 | 771 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,586.00 | 5.610% | $0.00 | 1.0 | None | N/A | No | 9.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $120,368.69 | $604.50 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000249 | Safe Harbor QM (APOR) | Yes | No | $2,635.00 | $2,468.63 | 9.319% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,473.69 | 1 | $2,175.12 | $1,404.96 | $181.26 | $117.08 | 23.607% | 23.607% | 23.607% | 03/11/2026 | 723 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,635.00 | 6.020% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.500% | [Redacted] | $96,186.00 | $874.83 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000250 | Safe Harbor QM (APOR) | Yes | No | $3,301.25 | $618.60 | 6.667% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Not Employed | US Citizen | US Citizen | $12,742.06 | 1 | $15,076.68 | $6,113.04 | $1,256.39 | $509.42 | 48.168% | 48.168% | 48.168% | 03/11/2026 | 776 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,301.25 | 5.700% | $0.00 | None | N/A | No | 6.650% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.375% | [Redacted] | $393,441.00 | $1,748.94 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000251 | Safe Harbor QM (APOR) | Yes | No | $1,445.00 | $1,484.98 | 8.786% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,655.51 | 1 | $3,062.16 | $1,236.00 | $255.18 | $103.00 | 35.436% | 35.436% | 35.436% | 03/12/2026 | 754 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,445.00 | 5.700% | $0.00 | None | N/A | No | 8.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Commitment | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $137,929.88 | $1,379.01 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000252 | Higher Priced QM (APOR) | Yes | No | $1,395.00 | $1,407.98 | 10.026% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $2,270.05 | 1 | $2,189.64 | $3,138.12 | $182.47 | $261.51 | 49.997% | 49.997% | 49.997% | 03/12/2026 | 797 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,395.00 | 6.020% | $0.00 | None | N/A | No | 9.675% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 6.625% | [Redacted] | $214,567.74 | $1,408.68 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000253 | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $1,009.41 | 9.528% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,704.01 | 1 | $4,169.52 | $1,310.04 | $347.46 | $109.17 | 37.470% | 37.470% | 37.470% | 03/12/2026 | 727 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,094.00 | 5.700% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $133,792.04 | $1,224.50 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $4,386.75 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000254 | Safe Harbor QM (APOR) | Yes | No | $2,526.25 | $2,354.60 | 8.595% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,411.14 | 1 | $4,949.28 | $1,922.16 | $412.44 | $160.18 | 43.225% | 43.225% | 43.225% | 03/17/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,526.25 | 5.940% | $0.00 | None | N/A | No | 8.000% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $200,981.03 | $975.66 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000255 | Non QM | Yes | No | $3,527.05 | $3,612.35 | 10.800% | [Redacted] | [Redacted] | [Redacted] | No | No | Self-Employed | US Citizen | $3,346.23 | 1 | $3,559.80 | $2,415.96 | $296.65 | $201.33 | 48.159% | 48.159% | 48.159% | 03/23/2026 | 705 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Non-Primary Income - Social Security]; Other - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,527.05 | 6.220% | $0.00 | 1.7 | None | N/A | No | 10.425% | 0 | 1 | 0 | 2 | 0 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $205,554.69 | $1,370.91 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000256 | Safe Harbor QM (APOR) | Yes | No | $2,182.50 | $2,068.87 | 9.437% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $7,825.83 | 1 | $5,848.08 | $1,674.12 | $487.34 | $139.51 | 22.363% | 22.363% | 22.363% | 03/12/2026 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,182.50 | 6.020% | $0.00 | None | N/A | No | 9.125% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $136,331.98 | $798.09 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000257 | Non QM | Yes | No | $1,640.00 | $1,578.35 | 11.031% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $8,327.99 | 1 | $7,115.64 | $5,124.00 | $592.97 | $427.00 | 49.323% | 49.323% | 49.323% | 03/13/2026 | 701 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,640.00 | 5.940% | $0.00 | 1.0 | None | N/A | No | 10.800% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $358,963.31 | $1,684.26 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000258 | Safe Harbor QM (APOR) | Yes | No | $1,118.95 | $983.35 | 8.602% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | US Citizen | $4,936.12 | 1 | $6,966.36 | $1,152.00 | $580.53 | $96.00 | 30.884% | 30.884% | 30.884% | 03/13/2026 | 810 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $1,118.95 | 5.700% | $0.00 | None | N/A | No | 8.300% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.750% | [Redacted] | $69,420.94 | $347.34 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 2.51 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000259 | Safe Harbor QM (APOR) | Yes | No | $1,520.00 | $1,329.04 | 8.962% | [Redacted] | [Redacted] | [Redacted] | No | No | Not Employed | Employed | US Citizen | US Citizen | $7,624.51 | 1 | $5,845.92 | $2,760.96 | $487.16 | $230.08 | 35.850% | 35.850% | 35.850% | 03/13/2026 | 763 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,520.00 | 5.700% | $0.00 | None | N/A | No | 8.550% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $235,698.27 | $1,416.77 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $11,885.47 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000260 | Safe Harbor QM (APOR) | Yes | No | $3,108.00 | $2,941.40 | 8.964% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $11,213.78 | 1 | $5,113.44 | $2,576.04 | $426.12 | $214.67 | 25.555% | 25.555% | 25.555% | 03/13/2026 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,108.00 | 5.700% | $0.00 | None | N/A | No | 8.550% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $218,854.88 | $1,035.57 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $10,979.80 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000261 | Higher Priced QM (APOR) | Yes | No | $1,500.00 | $1,414.82 | 9.625% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,329.49 | 1 | $2,906.40 | $1,643.04 | $242.20 | $136.92 | 39.296% | 39.296% | 39.296% | 03/14/2026 | 765 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,500.00 | 5.700% | $0.00 | None | N/A | No | 9.175% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 5.375% | [Redacted] | $193,894.16 | $1,341.72 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000262 | Higher Priced QM (APOR) | Yes | No | $1,730.00 | $1,458.35 | 9.261% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,296.63 | 1 | $679.80 | $1,926.96 | $56.65 | $160.58 | 29.245% | 29.245% | 29.245% | 03/14/2026 | 740 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,730.00 | 5.750% | $0.00 | 2.5 | None | N/A | No | 8.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.490% | [Redacted] | $129,967.58 | $746.23 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000263 | Non QM | Yes | No | $3,212.12 | $3,218.57 | 10.010% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,134.86 | 1 | $770.76 | $1,729.08 | $64.23 | $144.09 | 35.881% | 35.881% | 35.881% | 03/14/2026 | 728 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,212.12 | 6.120% | $0.00 | 2.6 | None | N/A | No | 9.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.250% | [Redacted] | $125,426.33 | $731.46 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000264 | Higher Priced QM (APOR) | Yes | No | $1,620.00 | $1,483.35 | 9.491% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $14,906.71 | 1 | $10,107.00 | $3,498.96 | $842.25 | $291.58 | 28.990% | 28.990% | 28.990% | 03/15/2026 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,620.00 | 5.650% | $0.00 | None | N/A | No | 9.000% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $393,316.98 | $2,729.12 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000265 | Safe Harbor QM (APOR) | Yes | No | $2,970.62 | $2,829.12 | 8.439% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $9,382.39 | 1 | $4,494.48 | $3,161.40 | $374.54 | $263.45 | 28.010% | 28.010% | 28.010% | 03/16/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,970.62 | 5.750% | $0.00 | None | N/A | No | 8.150% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.500% | [Redacted] | $185,285.11 | $929.52 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000266 | Safe Harbor QM (APOR) | Yes | No | $2,001.25 | $1,882.25 | 8.999% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,903.46 | 1 | $8,171.04 | $1,544.04 | $680.92 | $128.67 | 30.489% | 30.489% | 30.489% | 03/14/2026 | 759 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,001.25 | 5.700% | $0.00 | None | N/A | No | 8.425% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.125% | [Redacted] | $175,045.77 | $856.75 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000267 | Safe Harbor QM (APOR) | Yes | No | $3,070.00 | $2,984.33 | 7.970% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $10,278.36 | 1 | $3,519.36 | $2,147.04 | $293.28 | $178.92 | 39.808% | 39.808% | 39.808% | 03/14/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,070.00 | 5.580% | $0.00 | None | N/A | No | 7.525% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $322,583.00 | $1,498.15 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000268 | Higher Priced QM (APOR) | Yes | No | $3,161.25 | $3,205.45 | 11.351% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $7,964.56 | 1 | $2,932.92 | $2,925.60 | $244.41 | $243.80 | 33.391% | 33.391% | 33.391% | 03/15/2026 | 697 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,161.25 | 5.580% | $0.00 | None | N/A | No | 10.625% | 2 | 1 | 0 | 0 | 1 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $272,624.80 | $1,442.62 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,916.78 | $3,825.47 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000269 | Safe Harbor QM (APOR) | Yes | No | $2,020.00 | $1,908.26 | 8.509% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,366.41 | 1 | $1,616.28 | $2,138.04 | $134.69 | $178.17 | 28.798% | 28.798% | 28.798% | 03/16/2026 | 766 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,020.00 | 5.750% | $0.00 | None | N/A | No | 7.925% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $122,061.00 | $686.85 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000270 | Safe Harbor QM (APOR) | Yes | No | $3,763.75 | $3,562.52 | 9.136% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,849.02 | 1 | $2,792.64 | $1,595.04 | $232.72 | $132.92 | 43.862% | 43.862% | 43.862% | 03/15/2026 | 746 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,763.75 | 6.220% | $0.00 | None | N/A | No | 8.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 6.500% | [Redacted] | $138,825.41 | $904.11 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000271 | Higher Priced QM (APOR) | Yes | No | $1,660.00 | $1,896.58 | 10.513% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $2,811.21 | 1 | $1,905.36 | $972.60 | $158.78 | $81.05 | 42.289% | 42.289% | 42.289% | 03/18/2026 | 690 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $1,660.00 | 5.750% | $0.00 | None | N/A | No | 9.925% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.375% | [Redacted] | $76,185.21 | $484.31 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000272 | Safe Harbor QM (APOR) | Yes | No | $3,525.00 | $3,403.54 | 9.133% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $11,657.25 | 1 | $13,235.88 | $1,005.00 | $1,102.99 | $83.75 | 39.107% | 39.107% | 39.107% | 03/16/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,525.00 | 5.750% | $0.00 | None | N/A | No | 8.900% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 4.250% | [Redacted] | $359,732.00 | $1,896.93 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000273 | Safe Harbor QM (APOR) | Yes | No | $2,691.00 | $2,691.00 | 9.082% | [Redacted] | [Redacted] | [Redacted] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,502.55 | 1 | $3,362.76 | $1,249.92 | $280.23 | $104.16 | 36.877% | 36.877% | 36.877% | 03/16/2026 | 738 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | [Redacted] | $2,691.00 | 6.120% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 3.875% | [Redacted] | $174,750.00 | $932.95 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,285.26 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000274 | Higher Priced QM (APOR) | Yes | No | $2,154.07 | $2,012.23 | 10.604% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,971.37 | 1 | $901.44 | $2,665.08 | $75.12 | $222.09 | 44.104% | 44.104% | 44.104% | 03/17/2026 | 707 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,154.07 | 6.120% | $0.00 | None | N/A | No | 10.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 5.625% | [Redacted] | $59,212.95 | $540.95 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000275 | Safe Harbor QM (APOR) | Yes | No | $3,271.50 | $3,122.94 | 9.214% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $3,398.87 | 1 | $2,805.96 | $1,764.96 | $233.83 | $147.08 | 39.655% | 39.655% | 39.655% | 03/17/2026 | 783 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,271.50 | 5.750% | $0.00 | None | N/A | No | 8.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 3.625% | [Redacted] | $67,818.00 | $383.09 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000276 | Safe Harbor QM (APOR) | Yes | No | $3,907.50 | $3,667.58 | 8.905% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $4,596.19 | 1 | $2,625.72 | $2,164.32 | $218.81 | $180.36 | 43.390% | 43.390% | 43.390% | 03/18/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,907.50 | 5.750% | $0.00 | None | N/A | No | 8.525% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $301,964.00 | $1,417.73 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000277 | Safe Harbor QM (APOR) | Yes | No | $3,620.00 | $3,471.75 | 8.909% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $8,301.13 | 1 | $8,450.52 | $830.28 | $704.21 | $69.19 | 32.041% | 32.041% | 32.041% | 03/18/2026 | 778 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $3,620.00 | 5.750% | $0.00 | None | N/A | No | 8.425% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.990% | [Redacted] | $292,448.81 | $1,385.30 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000278 | Safe Harbor QM (APOR) | Yes | No | $2,230.00 | $280.99 | 8.178% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $12,212.62 | 1 | $6,320.28 | $1,583.04 | $526.69 | $131.92 | 39.479% | 39.479% | 39.479% | 03/19/2026 | 788 | No | No | [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,230.00 | 6.120% | $0.00 | None | N/A | No | 8.150% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.750% | [Redacted] | $424,780.17 | $1,959.56 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,082.24 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000279 | Non QM | Yes | No | $5,150.00 | $5,050.99 | 7.745% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | Employed | US Citizen | US Citizen | $5,829.30 | 1 | $441.60 | $1,718.16 | $36.80 | $143.18 | 35.443% | 35.442% | 35.442% | 02/18/2026 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $5,150.00 | 5.610% | $0.00 | None | N/A | No | 7.025% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | [Redacted] | 2.625% | [Redacted] | $110,500.66 | $1,104.08 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,064.80 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redacted] | [Redacted] | [Redacted] | GCAT2026CES1000280 | Safe Harbor QM (APOR) | Yes | No | $2,913.75 | $2,742.10 | 8.365% | [Redacted] | [Redacted] | [Redacted] | No | No | Employed | US Citizen | $5,265.39 | 1 | $4,236.00 | $2,609.88 | $353.00 | $217.49 | 41.917% | 41.917% | 41.917% | 03/19/2026 | 780 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redacted] | $2,913.75 | 5.750% | $0.00 | None | N/A | No | 7.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redacted] | [Redacted] | No | Yes | Title Search | Individual | Individual | 1 | [Redacted] | 2.875% | [Redacted] | $146,273.80 | $695.36 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X |