EXHIBIT 99.10
CONSOLIDATED ANALYTICS ATR QM REPORT
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 342 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Not Employed | Employed | No | No | No | ||||||||||||||
| 350 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 346 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A | |||||||||||||
| 347 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 1 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 5 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 261 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 1081 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 262 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | Yes | Present | ||||||||||||
| 354 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 355 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 353 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 356 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 9 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 345 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | Present | ||||||||||||||
| 343 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 352 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 1082 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 344 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 359 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 348 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 1083 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 3 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 360 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 4 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 8 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 317 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 366 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 357 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 358 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 361 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 365 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 363 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 7 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | N/A | ||||||||||||||
| 10 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 349 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 351 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 2 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 320 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 364 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 362 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 368 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 390 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 374 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 416 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 461 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 480 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | No | ||||||||||||||||
| 385 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 466 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 382 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 402 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 476 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 481 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 475 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 473 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 457 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 491 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A+CA43:M58 | |||||||||||||||
| 502 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 487 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 509 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 497 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 453 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 387 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 462 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 469 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | Present | ||||||||||||||
| 1086 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 484 | XXX | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | $XXX | XXX | $XXX | Employed | No | No |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 490 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 492 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 477 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | N/A | ||||||||||||||
| 458 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 456 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 511 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 1092 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 1097 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 384 | XXX | XX/XX/XXXX | ATR/QM: Exempt | $XXX | XXX | $XXX | Employed | No | Yes | N/A | ||||||||||||||
| 516 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 488 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 489 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 393 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 520 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 1096 | XXX | XX/XX/XXXX | ATR/QM: Exempt | $XXX | XXX | $XXX | Employed | No | Yes | Present | ||||||||||||||
| 486 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 496 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | Employed | No | No | Yes | Present | |||||||||||||
| 483 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 525 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 383 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 499 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 519 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 1094 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 498 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 533 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 536 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 510 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 1091 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 534 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | No | Yes | Present | |||||||||||||||
| 1098 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 508 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 482 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 538 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 547 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Unknown | No | No | Yes | Present | |||||||||||||
| 470 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 465 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A | |||||||||||||
| 542 | XXX | XX/XX/XXXX | ATR/QM: Exempt | $XXX | XXX | $XXX | Employed | No | Yes | N/A | ||||||||||||||
| 548 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 1085 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 460 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 494 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 535 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 537 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | N/A | ||||||||||||||
| 478 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 545 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 541 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 543 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 507 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 518 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 1095 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 500 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 467 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 1093 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 464 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 546 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 386 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 455 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 409 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | ||||||||||||
| 20 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 370 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 501 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 39 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | No | ||||||||||||||||
| 24 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 46 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 506 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 32 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 42 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 43 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 28 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 38 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 21 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 25 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 1067 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | No | ||||||||||||||||
| 26 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 53 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 1068 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 405 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 388 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 17 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 36 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 27 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 33 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 503 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 54 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Not Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 47 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A | |||||||||||||
| 50 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 29 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 30 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 376 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 504 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 1064 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 523 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Retired | No | No | Yes | Present |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 495 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 459 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 48 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 380 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | Retired | No | No | Yes | Present | |||||||||||||
| 375 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 1065 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 35 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 549 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Not Employed | No | Yes | Present | |||||||||||||||
| 371 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 378 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 407 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | Not Employed | No | No | No | |||||||||||||
| 418 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 408 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 1089 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 515 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 372 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 449 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 454 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 379 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 532 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | Retired | No | No | Yes | N/A | |||||||||||||
| 400 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 448 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | No | Yes | Present | |||||||||||||||
| 582 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 580 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 617 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | No | ||||||||||||||
| 591 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 399 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 540 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 600 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | No | ||||||||||||||||
| 583 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 615 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 439 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 599 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 1084 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A | |||||||||||||
| 414 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Retired | No | No | No | |||||||||||||
| 413 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | ||||||||||||
| 614 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | Retired | No | No | Yes | N/A | |||||||||||||
| 524 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 613 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 1088 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A | |||||||||||||
| 528 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 1101 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 605 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | Employed | No | No | No | |||||||||||||
| 419 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 479 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 642 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | Not Employed | No | No | No |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 394 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 629 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | N/A | ||||||||||||||
| 592 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 636 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 474 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 559 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 581 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 401 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 584 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | Employed | No | No | Yes | N/A | |||||||||||||
| 611 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 627 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 586 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | Employed | No | No | No | |||||||||||||
| 579 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 70 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 596 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 638 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 513 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 587 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Not Employed | No | Yes | Present | |||||||||||||||
| 645 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 610 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | Retired | No | No | Yes | Present | |||||||||||||
| 512 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Retired | No | No | Yes | Present | |||||||||||||
| 625 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 608 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 630 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 639 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 618 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | Retired | No | No | No | |||||||||||||
| 1104 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | N/A | ||||||||||||||
| 316 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | Retired | No | No | No | |||||||||||||
| 628 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 623 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 544 | XXX | XX/XX/XXXX | ATR/QM: Exempt | $XXX | XXX | $XXX | Employed | No | Yes | Present | ||||||||||||||
| 646 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | N/A | ||||||||||||||
| 637 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 52 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 71 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 404 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 61 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 381 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 264 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 59 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | Yes | Present | ||||||||||||
| 68 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 530 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 267 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 51 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 335 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | N/A | ||||||||||||||
| 65 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 76 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 367 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 644 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 66 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 49 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 389 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 603 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 37 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 327 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | No | Yes | N/A | |||||||||||||||
| 67 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 471 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Not Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 1103 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 1066 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 79 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 420 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 58 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 593 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 80 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 330 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | N/A | ||||||||||||||
| 632 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 15 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 60 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | Retired | No | No | Yes | N/A | |||||||||||||
| 332 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | No |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 505 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 412 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 619 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | Retired | No | No | Yes | N/A | ||||||||||||
| 325 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Unknown | No | No | Yes | N/A | ||||||||||||
| 34 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 606 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 1072 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 438 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 1069 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 373 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 406 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Not Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 641 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 626 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 62 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 577 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 621 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 263 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 585 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | Retired | No | No | No | |||||||||||||
| 514 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 74 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 75 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 1076 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 273 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 90 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 6 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 607 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 391 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Not Employed | Not Employed | No | No | No | |||||||||||||
| 765 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 403 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | N/A | ||||||||||||||
| 1087 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | Employed | No | No | No | |||||||||||||
| 430 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 446 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 436 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 709 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 410 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 550 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 411 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 1090 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 650 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 696 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | Present | ||||||||||||||
| 711 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 693 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 561 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 710 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 703 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 640 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 658 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | No | ||||||||||||||||
| 647 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 732 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 699 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 1109 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 1108 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 734 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 700 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 712 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | No | ||||||||||||||
| 730 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 736 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 702 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 751 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 733 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 714 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 738 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 753 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A | |||||||||||||
| 522 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 63 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Not Employed | No | Yes | N/A | |||||||||||||||
| 77 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 78 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 1070 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 1073 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 268 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 271 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 272 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 274 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 1078 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Retired | No | No | Yes | Present | |||||||||||||
| 333 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 620 | XXX | XX/XX/XXXX | ATR/QM: Exempt | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 634 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A | |||||||||||||
| 109 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Not Employed | No | Yes | N/A | |||||||||||||||
| 442 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 427 | XXX | XX/XX/XXXX | ATR/QM: Exempt | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 440 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 326 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 398 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Retired | No | No | Yes | N/A | |||||||||||||
| 97 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | Present | ||||||||||||||
| 417 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 452 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 41 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 100 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 99 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | Yes | Present | ||||||||||||
| 421 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 422 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 95 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 428 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 432 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 119 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | No | ||||||||||||||
| 19 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Retired | No | No | Yes | Present | |||||||||||||
| 96 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 415 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Unknown | Employed | No | No | Yes | N/A | |||||||||||||
| 431 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 429 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 527 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 392 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 69 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | Yes | Present | ||||||||||||
| 103 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Retired | No | No | Yes | Present | |||||||||||||
| 739 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 124 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | ||||||||||||
| 111 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 1071 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Retired | No | No | Yes | Present | |||||||||||||
| 143 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 114 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 116 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 89 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | No | ||||||||||||||
| 87 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 94 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 126 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 105 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 397 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 768 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 771 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Not Employed | No | No | |||||||||||||||
| 130 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 104 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 726 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A | |||||||||||||
| 723 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 717 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 746 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | No | ||||||||||||||||
| 1102 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 1105 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 721 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 318 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 743 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 690 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 718 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 758 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 707 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 759 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | No | Yes | Present | |||||||||||||||
| 725 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 769 | XXX | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 750 | XXX | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | $XXX | XXX | $XXX | Employed | No | No |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 741 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 724 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 774 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 691 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 1112 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 1106 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 720 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 762 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 705 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | No | ||||||||||||||
| 602 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 727 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 767 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 754 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 770 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 692 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 763 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 775 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 748 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Not Employed | Employed | No | No | No | |||||||||||||
| 766 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 106 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 761 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 719 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 773 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 722 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 742 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Unknown | No | No | No | |||||||||||||
| 752 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 777 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 1111 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 110 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 16 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 92 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 149 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | Retired | No | No | No | |||||||||||||
| 287 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | Present | ||||||||||||||
| 144 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 328 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 12 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 269 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 633 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 56 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 113 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 265 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 289 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 280 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 64 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 81 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 108 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 98 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 107 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 115 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 756 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Unknown | Employed | No | No | Yes | Present | |||||||||||||
| 324 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | ||||||||||||
| 123 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 331 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 139 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 73 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 737 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 704 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 635 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 747 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 698 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 463 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | Yes | N/A | ||||||||||||||
| 778 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 1113 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 708 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 295 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 321 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 279 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 83 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 319 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 129 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 118 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 18 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 1079 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | Retired | No | No | No | |||||||||||||
| 117 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 288 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 101 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A | |||||||||||||
| 276 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | Retired | No | No | No | |||||||||||||
| 283 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 141 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 760 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 590 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 1107 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 631 | XXX | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 716 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Not Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 757 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 601 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 697 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 745 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 695 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Not Employed | No | Yes | N/A | ||||||||||||||
| 772 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 286 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 323 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Retired | No | No |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 1077 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 93 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 275 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 322 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 174 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 85 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 169 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 179 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 180 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 160 | XXX | XX/XX/XXXX | ATR/QM: Exempt | $XXX | XXX | $XXX | Employed | No | Yes | Present | ||||||||||||||
| 44 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 215 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 173 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 163 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A | |||||||||||||
| 202 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 208 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 197 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 210 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | No | Yes | Present | |||||||||||||||
| 186 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Retired | No | No | Yes | N/A | |||||||||||||
| 182 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 218 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 1074 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 185 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 196 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 167 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 944 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 209 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 755 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 706 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 849 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 950 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 960 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 947 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 679 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 1075 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 451 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 655 | XXX | XX/XX/XXXX | ATR/QM: Exempt | $XXX | XXX | $XXX | Employed | No | Yes | Present | ||||||||||||||
| 678 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 553 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 238 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 946 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 949 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 1115 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | Retired | No | No | Yes | Present | |||||||||||||
| 254 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 939 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 132 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 222 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | Retired | No | No | Yes | Present | |||||||||||||
| 940 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 563 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 340 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 281 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 643 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 297 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 875 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 847 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | No | Yes | Present | |||||||||||||||
| 1110 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 669 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 568 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 521 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 1100 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 594 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 425 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 437 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 310 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 1099 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 735 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Retired | No | No | Yes | Present | |||||||||||||
| 302 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 312 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 230 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | No |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 936 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Retired | Employed | No | No | Yes | Present | |||||||||||||
| 952 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | N/A | |||||||||||||
| 957 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 945 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 953 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 934 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 954 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 956 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 961 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Retired | No | No | No | |||||||||||||
| 937 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Not Employed | No | No | Yes | Present | |||||||||||||
| 1114 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 565 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 556 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 433 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 598 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 558 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 578 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 616 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 424 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 444 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 445 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 266 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 305 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No |
| Deal ID | Loan ID |
Lender Application Date |
Final QM Status |
QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower
1 Foreign National Indicator |
Borrower
2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 338 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 242 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Retired | No | No | No | |||||||||||||
| 891 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 862 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 942 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 951 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 958 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 933 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | N/A | |||||||||||||
| 935 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 948 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 941 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 938 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Not Employed | No | No | No | |||||||||||||
| 959 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 943 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 1116 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 624 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 239 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 249 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 225 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 395 | XXX | XX/XX/XXXX | ATR/QM: Exempt | $XXX | XXX | $XXX | Retired | Employed | No | No | Yes | Present | ||||||||||||
| 1117 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | Present | |||||||||||||||
| 178 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | Employed | No | No | No | |||||||||||||
| 1080 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 955 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | Employed | No | No | Yes | Present | |||||||||||||
| 200 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A | |||||||||||||||
| 128 | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | XXX | $XXX | Employed | No | No | |||||||||||||||
| 485 | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | $XXX | Employed | No | Yes | N/A |