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DEBT
3 Months Ended
Jul. 31, 2026
DEBT  
DEBT

NOTE 8. DEBT

The following is a summary of Barnes & Noble Education’s outstanding borrowing as of July 31, 2026 and April 30, 2026 (in thousands):

 

 

 

 

 

As of

 

 

Maturity Date

 

July 31, 2026

 

 

April 30, 2026

 

Total debt - Barnes & Noble Education credit facility

 

June 9, 2028

 

$

123,500

 

 

$

71,000

 

Balance sheet classification:

 

 

 

 

 

 

 

 

Long-term borrowings

 

 

 

$

123,500

 

 

$

71,000

 

 

In connection with the delayed filing of Barnes & Noble Education Annual Report on Form 10-K for fiscal 2025 and the Quarterly Reports on Form 10-Q for the first and second quarters of fiscal 2026, Barnes & Noble Education entered into a series of limited consent and waiver agreements with the lenders under its asset-based revolving credit facility (the “Credit Facility”) to extend certain financial reporting deadlines. These waivers related solely to the timing of the Barnes & Noble Education’s filings and did not arise from noncompliance with any financial covenants.

 

On August 8, 2025, Barnes & Noble Education and the administrative agent entered into a limited consent and waiver providing a 75-day extension of the applicable reporting deadlines to October 22, 2025, in exchange for a fee equal to 0.10% of the aggregate revolving commitments. On October 21, 2025, Barnes & Noble Education exercised an additional 45-day extension option under the waiver, extending the reporting deadline to December 6, 2025, in exchange for an additional fee equal to 0.10% of the revolving commitments. On December 5, 2025, Barnes & Noble Education entered into a Second Limited Consent and Waiver, further extending the reporting deadlines to January 20, 2026, in exchange for an additional fee equal to 0.10% of each consenting lender’s revolving commitment.

 

During the applicable extension periods, Barnes & Noble Education was subject to certain customary conditions, including enhanced reporting requirements, periodic update calls with lenders, and a minimum excess availability requirement of $30 million. Failure to comply with these conditions would have constituted an event of default.

 

The Credit Facility provides for aggregate revolving commitments of up to $325 million and matures on June 9, 2028. Barnes & Noble Education has interest-only obligations under the Credit Facility until maturity, at which time all outstanding principal is due and payable. Interest accrues, at Barnes & Noble Education's election, either (i) at a rate based on the Secured Overnight Financing Rate, subject to a floor of 2.50%, plus an applicable margin of 3.50%, or (ii) at an alternate base rate, subject to a floor of 3.50%, plus an applicable margin of 2.50%. The applicable margins may be reduced by 0.25% upon achievement of certain financial performance thresholds. The Credit Facility contains customary negative covenants, as well as financial maintenance covenants including a minimum Availability requirement, a minimum Consolidated EBITDA requirement, and a minimum Consolidated Fixed Charge Coverage Ratio of not less than 1.10 to 1.00. The Credit Facility is secured by substantially all of the inventory, accounts receivable, and related assets of the borrower. This is considered an all-assets lien (inclusive of proceeds from tax refunds payable to Barnes & Noble Education and a pledge of equity from subsidiaries, exclusive of real estate), subject to customary exclusions.

As of July 31, 2026, Barnes & Noble Education remained in compliance with all covenants under the A&R Credit Agreement.

 

Interest

 

The following table disaggregates interest expense, net (in thousands):

 

 

 

Three Months Ended July 31,

 

 

2026

 

 

2025

 

Interest Incurred

 

 

 

 

 

 

Credit Facility

 

$

1,821

 

 

$

2,839

 

Total Interest Incurred

 

$

1,821

 

 

$

2,839

 

 

 

 

 

 

 

 

Interest income

 

$

(19

)

 

$

(10

)

Total Interest Expense, net

 

$

1,802

 

 

$

2,829