EXHIBIT 21

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Parent

Southern Missouri Bancorp, Inc.

Subsidiaries (a)

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Percentage of Ownership

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Jurisdiction or State of
Incorporation

Southern Bank

100%

Missouri

SMS Financial Services, Inc.(b)

100%

Missouri

SB Corning, LLC(c)

100%

Missouri

SB Real Estate Investment, LLC(c)

100%

Missouri

Southern Bank Real Estate Investments, LLC(d)

100%

Missouri

Southern Insurance Services, LLC(b)

100%

Missouri

Fortune Investment Group, LLC(b)

100%

Missouri

Fortune Insurance Group, LLC(b)

100%

Missouri

Fortune SBA, LLC(b)

100%

Missouri


(a)   The operation of the Company's wholly owned subsidiaries are included in the Company's Financial Statements contained in Item 8 hereof.

(b)   Wholly owned subsidiary of Southern Bank; subsidiary is inactive.

(c)   Wholly owned active subsidiary of Southern Bank.

(d)   Wholly owned active subsidiary of SB Real Estate Investments, LLC.