| Schedule of balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment methods |
| | | | | | | | | | | | | | | | | | Balance | | Provision | | | | | | | Balance | (dollars in thousands) | | beginning | | (benefit) charged | | Losses | | | | | end | June 30, 2026 | | of period | | to expense | | charged off | | Recoveries | | of period | Allowance for credit losses on loans: | | | | | | | | | | | | | | | | 1-4 Family residential real estate | | $ | 10,274 | | $ | 2,623 | | $ | (813) | | $ | 1 | | $ | 12,085 | Non-owner occupied commercial real estate | | | 12,241 | | | (303) | | | (2,986) | | | 2,000 | | | 10,952 | Owner occupied commercial real estate | | | 4,521 | | | 703 | | | (81) | | | 122 | | | 5,265 | Multi-family real estate | | | 4,329 | | | (1,234) | | | — | | | — | | | 3,095 | Construction and land development | | | 4,788 | | | (1,395) | | | (192) | | | 1 | | | 3,202 | Agriculture real estate | | | 4,194 | | | 2,194 | | | — | | | — | | | 6,388 | Commercial and industrial | | | 6,952 | | | 2,050 | | | (2,467) | | | 69 | | | 6,604 | Agriculture production | | | 3,374 | | | 5,531 | | | (2,696) | | | 66 | | | 6,275 | Consumer | | | 952 | | | 805 | | | (1,103) | | | 389 | | | 1,043 | All other loans | | | 4 | | | (3) | | | — | | | 2 | | | 3 | Total | | $ | 51,629 | | $ | 10,971 | | $ | (10,338) | | $ | 2,650 | | $ | 54,912 |
| | | | | | | | | | | | | | | | | | Balance | | Provision | | | | | | | Balance | (dollars in thousands) | | beginning | | (benefit) charged | | Losses | | | | | end | June 30, 2025 | | of period | | to expense | | charged off | | Recoveries | | of period | Allowance for credit losses on loans: | | | | | | | | | | | | | | | | 1-4 Family residential real estate | | $ | 10,528 | | $ | (211) | | $ | (89) | | $ | 46 | | $ | 10,274 | Non-owner occupied commercial real estate | | | 19,055 | | | (3,014) | | | (3,800) | | | — | | | 12,241 | Owner occupied commercial real estate | | | 4,815 | | | (172) | | | (122) | | | — | | | 4,521 | Multi-family real estate | | | 5,447 | | | (1,165) | | | — | | | 47 | | | 4,329 | Construction and land development | | | 2,901 | | | 1,888 | | | (1) | | | — | | | 4,788 | Agriculture real estate | | | 2,107 | | | 2,087 | | | — | | | — | | | 4,194 | Commercial and industrial | | | 6,233 | | | 2,160 | | | (1,508) | | | 67 | | | 6,952 | Agriculture production | | | 835 | | | 3,589 | | | (1,052) | | | 2 | | | 3,374 | Consumer | | | 578 | | | 698 | | | (411) | | | 87 | | | 952 | All other loans | | | 17 | | | (13) | | | — | | | — | | | 4 | Total | | $ | 52,516 | | $ | 5,847 | | $ | (6,983) | | $ | 249 | | $ | 51,629 |
| | | | | | | | | | | | | | | | | | Balance | | Provision | | | | | | | Balance | (dollars in thousands) | | beginning | | (benefit) charged | | Losses | | | | | end | June 30, 2024 | | of period | | to expense | | charged off | | Recoveries | | of period | Allowance for credit losses on loans: | | | | | | | | | | | | | | | | 1-4 Family residential real estate | | $ | 9,474 | | $ | 1,067 | | $ | (46) | | $ | 33 | | $ | 10,528 | Non-owner occupied commercial real estate | | | 13,863 | | | 5,688 | | | (496) | | | — | | | 19,055 | Owner occupied commercial real estate | | | 5,168 | | | (353) | | | — | | | — | | | 4,815 | Multi-family real estate | | | 6,806 | | | (880) | | | (479) | | | — | | | 5,447 | Construction and land development | | | 3,414 | | | (242) | | | (289) | | | 18 | | | 2,901 | Agriculture real estate | | | 2,567 | | | (460) | | | — | | | — | | | 2,107 | Commercial and industrial | | | 5,235 | | | 1,356 | | | (395) | | | 37 | | | 6,233 | Agriculture production | | | 782 | | | 53 | | | — | | | — | | | 835 | Consumer | | | 490 | | | 400 | | | (350) | | | 38 | | | 578 | All other loans | | | 21 | | | (4) | | | — | | | — | | | 17 | Total | | $ | 47,820 | | $ | 6,625 | | $ | (2,055) | | $ | 126 | | $ | 52,516 |
|
| Schedule of credit risk profile of the Company's loan portfolio based on rating category and payment activity |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Revolving | | | | (dollars in thousands) | | 2026 | | 2025 | | 2024 | | 2023 | | 2022 | | Prior | | loans | | Total | 1-4 Family residential real estate | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 267,372 | | $ | 144,308 | | $ | 79,615 | | $ | 102,798 | | $ | 145,247 | | $ | 206,727 | | $ | 133,453 | | $ | 1,079,520 | Watch | | | 730 | | | 620 | | | 285 | | | 45 | | | 316 | | | 150 | | | 11 | | | 2,157 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | 393 | | | 332 | | | 893 | | | 414 | | | 1,062 | | | 727 | | | 14 | | | 3,835 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total 1-4 Family residential real estate | | $ | 268,495 | | $ | 145,260 | | $ | 80,793 | | $ | 103,257 | | $ | 146,625 | | $ | 207,604 | | $ | 133,478 | | $ | 1,085,512 | | | | | | | | | | | | | | | | | | | | | | | | | | Non-owner occupied commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 253,267 | | $ | 114,283 | | $ | 58,459 | | $ | 137,095 | | $ | 223,813 | | $ | 98,749 | | $ | 10,864 | | $ | 896,530 | Watch | | | 1,512 | | | 165 | | | — | | | — | | | 188 | | | — | | | — | | | 1,865 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | 1,393 | | | 2,086 | | | 22,270 | | | — | | | — | | | 25,749 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Non-owner occupied commercial real estate | | $ | 254,779 | | $ | 114,448 | | $ | 59,852 | | $ | 139,181 | | $ | 246,271 | | $ | 98,749 | | $ | 10,864 | | $ | 924,144 | | | | | | | | | | | | | | | | | | | | | | | | | | Owner occupied commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 134,106 | | $ | 56,579 | | $ | 49,383 | | $ | 51,235 | | $ | 63,481 | | $ | 80,131 | | $ | 24,821 | | $ | 459,736 | Watch | | | 1,564 | | | 724 | | | 3,844 | | | 498 | | | 1,997 | | | 148 | | | 351 | | | 9,126 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | 559 | | | — | | | 983 | | | 870 | | | 283 | | | 433 | | | — | | | 3,128 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Owner occupied commercial real estate | | $ | 136,229 | | $ | 57,303 | | $ | 54,210 | | $ | 52,603 | | $ | 65,761 | | $ | 80,712 | | $ | 25,172 | | $ | 471,990 | | | | | | | | | | | | | | | | | | | | | | | | | | Multi-family real estate | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 61,626 | | $ | 78,690 | | $ | 15,190 | | $ | 184,640 | | $ | 61,734 | | $ | 58,412 | | $ | 8,142 | | $ | 468,434 | Watch | | | — | | | 1,534 | | | — | | | — | | | — | | | — | | | — | | | 1,534 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Multi-family real estate | | $ | 61,626 | | $ | 80,224 | | $ | 15,190 | | $ | 184,640 | | $ | 61,734 | | $ | 58,412 | | $ | 8,142 | | $ | 469,968 | | | | | | | | | | | | | | | | | | | | | | | | | | Construction and land development | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 159,733 | | $ | 86,681 | | $ | 26,671 | | $ | 23,875 | | $ | 4,274 | | $ | 193 | | $ | 2,238 | | $ | 303,665 | Watch | | | — | | | — | | | — | | | — | | | — | | | 53 | | | — | | | 53 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | 355 | | | 5,743 | | | 190 | | | — | | | — | | | — | | | 6,288 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Construction and land development | | $ | 159,733 | | $ | 87,036 | | $ | 32,414 | | $ | 24,065 | | $ | 4,274 | | $ | 246 | | $ | 2,238 | | $ | 310,006 | | | | | | | | | | | | | | | | | | | | | | | | | | Agriculture real estate | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 86,362 | | $ | 29,729 | | $ | 18,924 | | $ | 23,922 | | $ | 33,715 | | $ | 34,350 | | $ | 24,771 | | $ | 251,773 | Watch | | | 22,209 | | | 9,767 | | | 211 | | | 494 | | | 5,285 | | | 3,450 | | | 903 | | | 42,319 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | 3 | | | 940 | | | — | | | — | | | 768 | | | — | | | 1,711 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Agriculture real estate | | $ | 108,571 | | $ | 39,499 | | $ | 20,075 | | $ | 24,416 | | $ | 39,000 | | $ | 38,568 | | $ | 25,674 | | $ | 295,803 | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 193,173 | | $ | 84,533 | | $ | 18,829 | | $ | 7,633 | | $ | 23,615 | | $ | 13,235 | | $ | 185,896 | | $ | 526,914 | Watch | | | 5,388 | | | 810 | | | 4,028 | | | 2,066 | | | — | | | 214 | | | 8,414 | | | 20,920 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | 1,196 | | | 3,225 | | | 136 | | | 20 | | | 17 | | | 129 | | | — | | | 4,723 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Commercial and industrial | | $ | 199,757 | | $ | 88,568 | | $ | 22,993 | | $ | 9,719 | | $ | 23,632 | | $ | 13,578 | | $ | 194,310 | | $ | 552,557 |
| | | | | | | | | | | | | | | | | | | | | | | | | Agriculture production | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 46,222 | | $ | 13,214 | | $ | 5,622 | | $ | 2,533 | | $ | 723 | | $ | 511 | | $ | 114,435 | | $ | 183,260 | Watch | | | 9,340 | | | 3,170 | | | 1,303 | | | 151 | | | 69 | | | 621 | | | 13,076 | | | 27,730 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | 5,611 | | | 2,346 | | | 141 | | | 17 | | | 50 | | | — | | | 8,165 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Agriculture production | | $ | 55,562 | | $ | 21,995 | | $ | 9,271 | | $ | 2,825 | | $ | 809 | | $ | 1,182 | | $ | 127,511 | | $ | 219,155 | | | | | | | | | | | | | | | | | | | | | | | | | | Consumer | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 29,342 | | $ | 11,259 | | $ | 5,148 | | $ | 3,584 | | $ | 1,373 | | $ | 871 | | $ | 1,502 | | $ | 53,079 | Watch | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | 15 | | | 27 | | | 18 | | | — | | | — | | | 5 | | | 65 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Consumer | | $ | 29,342 | | $ | 11,274 | | $ | 5,175 | | $ | 3,602 | | $ | 1,373 | | $ | 871 | | $ | 1,507 | | $ | 53,144 | | | | | | | | | | | | | | | | | | | | | | | | | | All other loans | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 1,625 | | $ | 6,027 | | $ | 691 | | $ | 102 | | $ | 41 | | $ | 1,043 | | $ | — | | $ | 9,529 | Watch | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total All other loans | | $ | 1,625 | | $ | 6,027 | | $ | 691 | | $ | 102 | | $ | 41 | | $ | 1,043 | | $ | — | | $ | 9,529 | | | | | | | | | | | | | | | | | | | | | | | | | | Total Loans | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 1,232,828 | | $ | 625,303 | | $ | 278,532 | | $ | 537,417 | | $ | 558,016 | | $ | 494,222 | | $ | 506,122 | | $ | 4,232,440 | Watch | | | 40,743 | | | 16,790 | | | 9,671 | | | 3,254 | | | 7,855 | | | 4,636 | | | 22,755 | | | 105,704 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | 2,148 | | | 9,541 | | | 12,461 | | | 3,739 | | | 23,649 | | | 2,107 | | | 19 | | | 53,664 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total | | $ | 1,275,719 | | $ | 651,634 | | $ | 300,664 | | $ | 544,410 | | $ | 589,520 | | $ | 500,965 | | $ | 528,896 | | $ | 4,391,808 |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Revolving | | | | (dollars in thousands) | | 2025 | | 2024 | | 2023 | | 2022 | | 2021 | | Prior | | loans | | Total | 1-4 Family residential real estate | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 204,048 | | $ | 110,823 | | $ | 133,616 | | $ | 167,711 | | $ | 126,851 | | $ | 132,126 | | $ | 112,346 | | $ | 987,521 | Watch | | | 620 | | | 261 | | | 376 | | | 360 | | | 277 | | | 250 | | | — | | | 2,144 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | 734 | | | 190 | | | 346 | | | 33 | | | 1,359 | | | 118 | | | 2,780 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total 1-4 Family residential real estate | | $ | 204,668 | | $ | 111,818 | | $ | 134,182 | | $ | 168,417 | | $ | 127,161 | | $ | 133,735 | | $ | 112,464 | | $ | 992,445 | | | | | | | | | | | | | | | | | | | | | | | | | | Non-owner occupied commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 115,266 | | $ | 82,983 | | $ | 213,647 | | $ | 273,348 | | $ | 76,522 | | $ | 70,869 | | $ | 7,570 | | $ | 840,205 | Watch | | | — | | | 1,770 | | | 15,146 | | | 213 | | | — | | | — | | | — | | | 17,129 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | 64 | | | 4,490 | | | 26,429 | | | — | | | — | | | — | | | 30,983 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Non-owner occupied commercial real estate | | $ | 115,266 | | $ | 84,817 | | $ | 233,283 | | $ | 299,990 | | $ | 76,522 | | $ | 70,869 | | $ | 7,570 | | $ | 888,317 | | | | | | | | | | | | | | | | | | | | | | | | | | Owner occupied commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 72,469 | | $ | 57,047 | | $ | 87,899 | | $ | 79,946 | | $ | 73,291 | | $ | 43,764 | | $ | 21,206 | | $ | 435,622 | Watch | | | 1,440 | | | 2,234 | | | 287 | | | 83 | | | — | | | 73 | | | — | | | 4,117 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | 868 | | | 969 | | | 901 | | | 71 | | | 436 | | | — | | | 3,245 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Owner occupied commercial real estate | | $ | 73,909 | | $ | 60,149 | | $ | 89,155 | | $ | 80,930 | | $ | 73,362 | | $ | 44,273 | | $ | 21,206 | | $ | 442,984 | | | | | | | | | | | | | | | | | | | | | | | | | | Multi-family real estate | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 79,658 | | $ | 19,078 | | $ | 179,905 | | $ | 69,862 | | $ | 56,328 | | $ | 13,577 | | $ | 1,402 | | $ | 419,810 | Watch | | | 1,571 | | | — | | | — | | | 1,377 | | | — | | | — | | | — | | | 2,948 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Multi-family real estate | | $ | 81,229 | | $ | 19,078 | | $ | 179,905 | | $ | 71,239 | | $ | 56,328 | | $ | 13,577 | | $ | 1,402 | | $ | 422,758 | | | | | | | | | | | | | | | | | | | | | | | | | | Construction and land development | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 161,995 | | $ | 32,148 | | $ | 117,395 | | $ | 9,144 | | $ | 1,829 | | $ | 1,396 | | $ | 2,020 | | $ | 325,927 | Watch | | | — | | | — | | | — | | | — | | | — | | | 63 | | | — | | | 63 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | 5,743 | | | — | | | — | | | — | | | 672 | | | — | | | 6,415 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Construction and land development | | $ | 161,995 | | $ | 37,891 | | $ | 117,395 | | $ | 9,144 | | $ | 1,829 | | $ | 2,131 | | $ | 2,020 | | $ | 332,405 | | | | | | | | | | | | | | | | | | | | | | | | | | Agriculture real estate | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 56,350 | | $ | 24,526 | | $ | 36,351 | | $ | 40,456 | | $ | 37,094 | | $ | 11,570 | | $ | 18,747 | | $ | 225,094 | Watch | | | 3,883 | | | 1,092 | | | 2,145 | | | 5,603 | | | 4,043 | | | — | | | 475 | | | 17,241 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | 35 | | | 2,206 | | | 257 | | | 150 | | | — | | | — | | | — | | | 2,648 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Agriculture real estate | | $ | 60,268 | | $ | 27,824 | | $ | 38,753 | | $ | 46,209 | | $ | 41,137 | | $ | 11,570 | | $ | 19,222 | | $ | 244,983 | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 169,734 | | $ | 38,321 | | $ | 36,459 | | $ | 31,607 | | $ | 16,918 | | $ | 6,016 | | $ | 192,310 | | $ | 491,365 | Watch | | | 3,966 | | | 4,565 | | | 2,453 | | | — | | | 250 | | | 13 | | | 4,437 | | | 15,684 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | 753 | | | 111 | | | 165 | | | 935 | | | 53 | | | 239 | | | 954 | | | 3,210 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — |
Total Commercial and industrial | | $ | 174,453 | | $ | 42,997 | | $ | 39,077 | | $ | 32,542 | | $ | 17,221 | | $ | 6,268 | | $ | 197,701 | | $ | 510,259 | | | | | | | | | | | | | | | | | | | | | | | | | | Agriculture production | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 43,446 | | $ | 13,230 | | $ | 5,631 | | $ | 1,910 | | $ | 4,363 | | $ | 302 | | $ | 119,345 | | $ | 188,227 | Watch | | | 3,319 | | | 888 | | | — | | | 83 | | | — | | | — | | | 13,357 | | | 17,647 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | 26 | | | 127 | | | 81 | | | 8 | | | — | | | 12 | | | — | | | 254 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Agriculture production | | $ | 46,791 | | $ | 14,245 | | $ | 5,712 | | $ | 2,001 | | $ | 4,363 | | $ | 314 | | $ | 132,702 | | $ | 206,128 | | | | | | | | | | | | | | | | | | | | | | | | | | Consumer | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 29,912 | | $ | 11,264 | | $ | 8,330 | | $ | 3,189 | | $ | 938 | | $ | 172 | | $ | 1,483 | | $ | 55,288 | Watch | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | 50 | | | 20 | | | 12 | | | 17 | | | — | | | — | | | — | | | 99 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Consumer | | $ | 29,962 | | $ | 11,284 | | $ | 8,342 | | $ | 3,206 | | $ | 938 | | $ | 172 | | $ | 1,483 | | $ | 55,387 | | | | | | | | | | | | | | | | | | | | | | | | | | All other loans | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 2,334 | | $ | 869 | | $ | 245 | | $ | 82 | | $ | 132 | | $ | 1,440 | | $ | — | | $ | 5,102 | Watch | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total All other loans | | $ | 2,334 | | $ | 869 | | $ | 245 | | $ | 82 | | $ | 132 | | $ | 1,440 | | $ | — | | $ | 5,102 | | | | | | | | | | | | | | | | | | | | | | | | | | Total Loans | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 935,212 | | $ | 390,289 | | $ | 819,478 | | $ | 677,255 | | $ | 394,266 | | $ | 281,232 | | $ | 476,429 | | $ | 3,974,161 | Watch | | | 14,799 | | | 10,810 | | | 20,407 | | | 7,719 | | | 4,570 | | | 399 | | | 18,269 | | | 76,973 | Special Mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | 864 | | | 9,873 | | | 6,164 | | | 28,786 | | | 157 | | | 2,718 | | | 1,072 | | | 49,634 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total | | $ | 950,875 | | $ | 410,972 | | $ | 846,049 | | $ | 713,760 | | $ | 398,993 | | $ | 284,349 | | $ | 495,770 | | $ | 4,100,768 |
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| Schedule of company's loan portfolio aging analysis |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Greater Than | | | | | | | | | | | Greater Than 90 | (dollars in thousands) | | 30-59 Days | | 60-89 Days | | 90 Days | | Total | | | | | Total Loans | | Days Past Due | June 30, 2026 | | Past Due | | Past Due | | Past Due | | Past Due | | Current | | Receivable | | and Accruing | 1-4 Family residential real estate | | $ | 1,077 | | $ | 2,232 | | $ | 2,475 | | $ | 5,784 | | $ | 1,079,728 | | $ | 1,085,512 | | $ | — | Non-owner occupied commercial real estate | | | — | | | — | | | — | | | — | | | 924,144 | | | 924,144 | | | — | Owner occupied commercial real estate | | | 590 | | | 292 | | | 889 | | | 1,771 | | | 470,219 | | | 471,990 | | | — | Multi-family real estate | | | — | | | — | | | — | | | — | | | 469,968 | | | 469,968 | | | — | Construction and land development | | | 196 | | | 101 | | | 5,933 | | | 6,230 | | | 303,776 | | | 310,006 | | | — | Agriculture real estate | | | — | | | 408 | | | 1,708 | | | 2,116 | | | 293,687 | | | 295,803 | | | — | Commercial and industrial | | | 1,231 | | | 635 | | | 1,066 | | | 2,932 | | | 549,625 | | | 552,557 | | | — | Agriculture production | | | 864 | | | 5,302 | | | 2,192 | | | 8,358 | | | 210,797 | | | 219,155 | | | — | Consumer | | | 326 | | | 96 | | | 32 | | | 454 | | | 52,690 | | | 53,144 | | | — | All other loans | | | — | | | — | | | — | | | — | | | 9,529 | | | 9,529 | | | — | Total loans | | $ | 4,284 | | $ | 9,066 | | $ | 14,295 | | $ | 27,645 | | $ | 4,364,163 | | $ | 4,391,808 | | $ | — |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Greater Than | | | | | | | | | | | Greater Than 90 | (dollars in thousands) | | 30-59 Days | | 60-89 Days | | 90 Days | | Total | | | | | Total Loans | | Days Past Due | June 30, 2025 | | Past Due | | Past Due | | Past Due | | Past Due | | Current | | Receivable | | and Accruing | 1-4 Family residential real estate | | $ | 1,317 | | $ | 1,973 | | $ | 2,442 | | $ | 5,732 | | $ | 986,713 | | $ | 992,445 | | $ | — | Non-owner occupied commercial real estate | | | 62 | | | — | | | 5,784 | | | 5,846 | | | 882,471 | | | 888,317 | | | — | Owner occupied commercial real estate | | | — | | | 116 | | | 989 | | | 1,105 | | | 441,879 | | | 442,984 | | | — | Multi-family real estate | | | — | | | — | | | — | | | — | | | 422,758 | | | 422,758 | | | — | Construction and land development | | | 315 | | | 12 | | | 5,743 | | | 6,070 | | | 326,335 | | | 332,405 | | | — | Agriculture real estate | | | 178 | | | 11 | | | 2,613 | | | 2,802 | | | 242,181 | | | 244,983 | | | — | Commercial and industrial | | | 1,055 | | | 219 | | | 1,837 | | | 3,111 | | | 507,148 | | | 510,259 | | | — | Agriculture production | | | 163 | | | 164 | | | 78 | | | 405 | | | 205,723 | | | 206,128 | | | — | Consumer | | | 380 | | | 98 | | | 74 | | | 552 | | | 54,835 | | | 55,387 | | | — | All other loans | | | — | | | — | | | — | | | — | | | 5,102 | | | 5,102 | | | — | Total loans | | $ | 3,470 | | $ | 2,593 | | $ | 19,560 | | $ | 25,623 | | $ | 4,075,145 | | $ | 4,100,768 | | $ | — |
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