v3.26.1
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2026
Jun. 30, 2025
Assets    
Cash and cash equivalents $ 90,966 $ 192,859
Interest-bearing time deposits   246
Available-for-sale-securities (Note 2) 450,775 460,844
Stock in FHLB 10,930 9,361
Stock in Federal Reserve Bank of St. Louis 9,181 9,139
Loans held for sale 1,787 431
Loans receivable, net of ACL of $54,912 and $51,629 at June 30, 2026 and June 30, 2025, respectively (Note 3) 4,336,896 4,048,961
Accrued interest receivable 26,868 26,018
Premises and equipment, net (Note 4) 93,191 95,982
Bank owned life insurance - cash surrender value 77,117 75,691
Goodwill 50,727 50,727
Other intangible assets, net 19,893 22,994
Prepaid expenses and other assets 68,050 26,354
TOTAL ASSETS 5,236,381 5,019,607
Liabilities and Stockholders' Equity    
Deposits (Note 5) 4,407,846 4,281,368
Securities sold under agreements to repurchase (Note 6) 20,000 15,000
Advances from FHLB (Note 7) 130,424 104,052
Accounts payable and other liabilities 59,885 37,101
Accrued interest payable 11,782 14,186
Subordinated debt (Note 8) 15,766 23,208
TOTAL LIABILITIES 4,645,703 4,474,915
Commitments and contingencies (Note 13)
Common stock, $.01 par value; 25,000,000 shares authorized; 12,009,617 and 11,980,887 shares issued at June 30, 2026 and June 30, 2025, respectively 120 120
Additional paid-in capital 223,597 221,347
Retained earnings 420,283 359,576
Treasury stock of 998,508 and 681,420 shares at June 30, 2026 and June 30, 2025, respectively, at cost (43,550) (24,973)
Accumulated other comprehensive loss (9,772) (11,378)
TOTAL STOCKHOLDERS' EQUITY 590,678 544,692
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 5,236,381 $ 5,019,607