v3.26.1
Stockholders' Equity and Regulatory Capital (Details)
$ in Thousands
Jun. 30, 2026
USD ($)
Jun. 30, 2025
USD ($)
Southern Bank | Total Capital (to Risk-Weighted Assets)    
Stockholders' Equity and Regulatory Capital    
Capital $ 592,351 $ 545,293
Capital to Risk Weighted Assets 0.1337 0.1334
Capital Required for Capital Adequacy $ 354,515 $ 326,920
Capital Required for Capital Adequacy to Risk Weighted Assets 0.08 0.08
Capital Required to be Well Capitalized $ 443,143 $ 408,650
Capital Required to be Well Capitalized to Risk Weighted Assets 0.10 0.10
Southern Bank | Tier I Capital (to Risk-Weighted Assets)    
Stockholders' Equity and Regulatory Capital    
Capital $ 536,920 $ 494,186
Capital to Risk Weighted Assets 0.1212 0.1209
Capital Required for Capital Adequacy $ 265,886 $ 245,190
Capital Required for Capital Adequacy to Risk Weighted Assets 0.06 0.06
Capital Required to be Well Capitalized $ 354,515 $ 326,920
Capital Required to be Well Capitalized to Risk Weighted Assets 0.08 0.08
Southern Bank | Tier I Capital (to Average Assets)    
Stockholders' Equity and Regulatory Capital    
Capital $ 536,920 $ 494,186
Capital to Risk Weighted Assets 0.1045 0.1005
Capital Required for Capital Adequacy $ 205,606 $ 196,782
Capital Required for Capital Adequacy to Risk Weighted Assets 0.04 0.04
Capital Required to be Well Capitalized $ 257,007 $ 245,977
Capital Required to be Well Capitalized to Risk Weighted Assets 0.05 0.05
Southern Bank | Common Equity Tier I Capital (to Risk-Weighted Assets)    
Stockholders' Equity and Regulatory Capital    
Capital $ 536,920 $ 494,186
Capital to Risk Weighted Assets 0.1212 0.1209
Capital Required for Capital Adequacy $ 199,414 $ 183,892
Capital Required for Capital Adequacy to Risk Weighted Assets 0.045 0.045
Capital Required to be Well Capitalized $ 288,043 $ 265,622
Capital Required to be Well Capitalized to Risk Weighted Assets 0.065 0.065
Consolidated | Total Capital (to Risk-Weighted Assets)    
Stockholders' Equity and Regulatory Capital    
Capital $ 618,987 $ 577,150
Capital to Risk Weighted Assets 0.1381 0.1395
Capital Required for Capital Adequacy $ 358,650 $ 331,050
Capital Required for Capital Adequacy to Risk Weighted Assets 0.08 0.08
Consolidated | Tier I Capital (to Risk-Weighted Assets)    
Stockholders' Equity and Regulatory Capital    
Capital $ 562,917 $ 517,842
Capital to Risk Weighted Assets 0.1256 0.1251
Capital Required for Capital Adequacy $ 268,988 $ 248,288
Capital Required for Capital Adequacy to Risk Weighted Assets 0.06 0.06
Consolidated | Tier I Capital (to Average Assets)    
Stockholders' Equity and Regulatory Capital    
Capital $ 562,917 $ 517,842
Capital to Risk Weighted Assets 0.1103 0.1061
Capital Required for Capital Adequacy $ 204,072 $ 195,249
Capital Required for Capital Adequacy to Risk Weighted Assets 0.04 0.04
Consolidated | Common Equity Tier I Capital (to Risk-Weighted Assets)    
Stockholders' Equity and Regulatory Capital    
Capital $ 547,151 $ 502,197
Capital to Risk Weighted Assets 0.122 0.1214
Capital Required for Capital Adequacy $ 201,741 $ 186,216
Capital Required for Capital Adequacy to Risk Weighted Assets 0.045 0.045