Exhibit 99.3

EXECUTIVE SUMMARY
Third Party Due Diligence Review

September 8, 2026

Overview

Consolidated Analytics, Inc (“Consolidated Analytics”), a third-party due diligence provider, performed the review described below on residential mortgage loans acquired by Santander Bank, N.A. (the “Client”) through a bulk purchase. The review included a total of 100 residential mortgage loans in connection with the securitization identified as SAN 2026-NQM7 (the “Securitization”). The Review was conducted from March 2026 through July 2026 on mortgage loans originated between March 2026 and July 2026.

Scope of Review

Credit Review

Consolidated Analytics performed a “Credit Review” to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

QM or ATR Validation / Review of 8 Key Underwriting Factors

Income / Assets

Validate borrower(s) monthly gross income

Validate funds required to close, required reserves

Review file documentation for required level of income and asset verifications

ii.

Employment Status

Review file documentation for required level of employment

iii.

Monthly Mortgage Payment

Confirm program, qualifying rate, terms

iv.

Simultaneous Loans

Validate all concurrent loans are included in the DTI to properly assess the ability to repay

Mortgage Related Obligations : PITI, HOA, PMI, etc.

Validate subject loan monthly payment (PITI) and associated obligations

vi.

Debts / Obligations

Validate monthly recurring liabilities

vii.

DTI and/or Residual Income

Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

Documentation meets Appendix Q requirements for QM Loans

viii.

Credit History

Review credit report for credit history and required credit depth including any / all inquiries

Determine representative credit score from credit report

Validate loan-to-value (LTV) and combined loan-to-value

Review borrower's occupancy

Validation through third party resource of the subject properties most recent twelve (12) month sales history

Confirm sufficient evidence in loan file, by reviewing the underwriter’s decision to approve the loan based upon the borrower’s income, debt, and credit history, to support borrower's willingness and ability to repay the debt

Confirm that Final 1003 is sufficiently completed

Provide Audit 1008 with accurate data based on file documentation

Confirm Loan Approval conditions were met

Review condominium questionnaire to verify all information is complete, prepared by an authorized representative, and address any red flags that may deem condominium project ineligible

General QM for any loans originated under the GQM Rule

Pricing Thresholds:

Pricing for First Lien Loans:

2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

ii.

3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

iii.

6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

Pricing for Subordinate Lien Loans:

3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

ii.

6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

Pricing for Manufactured Homes:

2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable dollar amount threshold; and

ii.

6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold.

ii.

Consider Income and Assets:

Consumer’s current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

The consumer’s debt obligations, alimony, child support; and

The monthly DTI or residual income.

iii.

Verification of Income and Assets:

Verification of compliance with one of the “safe harbor” guidelines will meet the QM verification requirement. A creditor is allowed to “mix and match” provisions of the different guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer’s income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

ii.

Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020;

iii.

Sections II.A.1 and II.A.4-5 of the Federal Housing Administration’s Single Family Housing Policy Handbook, issued October 24, 2019;

iv.

Chapter 4 of the U.S. Department of Veterans Affairs’ Lenders Handbook, revised February 22, 2019;

Chapter 4 of the U.S. Department of Agriculture’s Field Office Handbook for the Direct Single Family Housing Program, revised March 15, 2019; and

vi.

Chapters 9 through 11 of the U.S. Department of Agriculture’s Handbook for the Single Family Guaranteed Loan Program, revised March 19, 2020.

Compliance Review

Consolidated Analytics performed a “Compliance Review” to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a “Compliance Review” of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID Regulations

Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by TRID Regulations

Tolerance Testing

Compare Loan Estimate and Closing Disclosures

ii.

Identify Tolerance Violations and applicable cost to cure

Comprehensive review of Closing Disclosure to determine transaction accuracy

Recalculation of APR and Finance Charge

Testing of:

Federal High-Cost Mortgage provisions

ii.

Federal Higher Priced Mortgage Loans provisions

iii.

Local and/or State Anti-predatory and High-Cost provisions

iv.

HOEPA Points and Fees

Determine whether specified federal disclosures were provided timely based upon comparison of the application date to the dates on such disclosures

Service Provider List

ii.

Home Ownership Counselling Disclosure

iii.

ARM Disclosure

Compliance with QM as it relates to:

APR Test

ii.

Points & Fees Test

iii.

Prepayment Penalty Test

iv.

Product Eligibility Testing

Notice of Right to Cancel (Rescission) Review

Confirm transaction date, expiration date, and disbursement date

ii.

Confirm document is properly executed by all required parties to the transaction

iii.

Confirm the correct Right of Rescission document was executed for the transaction type

Confirm through NMLS the loan originator and originating firm's license status was active and properly disclosed on appropriate loan documents

Check the Loan participants against the exclusionary list provided by Client or by the purchaser of the Loan(s)

Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and consistent with other documents; Confirm collateral documents have been recorded or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

Valuation Review

Consolidated Analytics performed a “Valuation Review,” which included the following:

Review original appraisal, determination that property is in "average" condition or better, or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern be identified with the condition of the property, Consolidated Analytics will alert Client.

Review appraisal, determination that property is completely constructed and appraisal is on an “as is basis,” or property is identified as not completely constructed by originating appraiser.

Review and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards.

Review and determine the relevance of the comparable properties and ensure that a rational and reliable value was provided and supported as of the effective date of the Origination Appraisal.

Review adjustments (line item, net and gross adjustments) to ensure they are reasonable.

Ensure that the appraisal conforms to the guidelines provided from the Client.

Review appraisal to ensure all required documents were included.

Review location map provided within the appraisal for external obsolescence.

Ensure highest and best use and zoning complies with guidelines.

Confirm there are no marketability issues that affect the subject property.

Ensure subject property does not suffer any functional obsolescence.

Where applicable, determine if the file did not contain the appraisal or other valuation method and a review could not be performed.

Additional valuation products were not required when the CU score provided was 2.5 or below or the appraisal was eligible for FHLMC Collateral Rep and Warrant Relief. In the event the CU score was greater than 2.5, or the appraisal was Not Eligible for FHLMC Collateral R&W Relief, an additional valuation product was obtained to confirm value was supported within 10% tolerance. Based on guidance from the seller, secondary valuation products may have been provided on loans that had an acceptable CU score or were Eligible for FHLMC R&W Relief.

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product.

For loans reviewed in a post-close valuation review scenario (100 loans in total):

Zero (0) loans had an AVM, four (4) loans had a Secondary Appraisal, and eighty-eight (88) loans had Desk Reviews. Consolidated Analytics has independent access to the valuation products ordered by the Client.

If a loan with an AVM or Desk Review fell outside of a -10% tolerance, had an AVM FSD score that exceeded allowable thresholds, or was inconclusive, then an additional secondary valuation product was obtained. There were zero (0) occurrences of this.

There were zero (0) PIW loans.

Product totals may not sum due to multiple products for each loan

TAPE INTEGRITY REVIEW RESULTS SUMMARY

Of the one hundred (100) mortgage loans reviewed, forty-six (46) unique mortgage loans (46.00% by loan count) had a total of three hundred twenty-six (326) discrepancies across thirty (30) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

Fields Reviewed	Discrepancy Count	Percentage
Originator Doc Type	35	10.74%
Prepayment Penalty Flag	29	8.90%
Total Qualified Assets Available	23	7.06%
Qualifying Total Housing Expense PITIA	23	7.06%
Borrower 1 FTHB	23	7.06%
Qualifying Total Reserves Number of Months	23	7.06%
Loan Program	22	6.75%
Borrower Appraisal Receipt Date	22	6.75%
Borrower 1 First Name	21	6.44%
Qualifying Total Monthly Liabilities	19	5.83%
Borrower 1 Last Name	18	5.52%
Total Liquid Assets Available For Close	16	4.91%
Loan Type	12	3.68%
Qualifying Total Debt Income Ratio	7	2.15%
Property Type	7	2.15%
Cash Disbursement Date	4	1.23%
Calculated DSCR	3	0.92%
Qualifying FICO	3	0.92%
Property County	2	0.61%
Borrower 1 Total Years Employment/Self-Employment Verified	2	0.61%
Reviewed Appraised Property Value	2	0.61%
Qualifying Monthly P&I Amount	2	0.61%
Number of Units	1	0.31%
Cash out Include Debt Paid at Close	1	0.31%
All Borrower Total Income	1	0.31%
Qualifying CLTV	1	0.31%
Primary Appraised Property Value	1	0.31%
Loan Purpose	1	0.31%
Qualifying LTV	1	0.31%
Borrower 1 Citizen	1	0.31%
Grand Total	326	100.00%

Summary of Results

OVERALL RESULTS SUMMARY

Final Loan Grades

Overall Loan Results:
Event Grade	Loan Count	Original Principal Balance	Percent of Sample
Event Grade A	86	$15,838,001.00	86.00%
Event Grade B	14	$3,684,500.00	14.00%
Event Grade C	0	$0.00	0%
Event Grade D	0	$0.00	0%
Total Sample	100	$19,522,501.00	100.00%

Credit Results:
Event Grade	Loan Count	Percent of Sample
Event Grade A	88	88.00%
Event Grade B	12	12.00%
Event Grade C	0	0%
Event Grade D	0	0%
Total Sample	100	100.00%

Compliance Results: (As applicable, 53 loans within the population did not receive a Compliance Review)
Event Grade	Loan Count	Percent of Sample
Event Grade A	47	100.00%
Event Grade B	0	0%
Event Grade C	0	0%
Event Grade D	0	0%
Total Sample	47	100.00%

Valuation Results:
Event Grade	Loan Count	Percent of Sample
Event Grade A	98	98.00%
Event Grade B	2	2.00%
Event Grade C	0	0%
Event Grade D	0	0%
Total Sample	100	100.00%

Exception Category Summary

The table below summarizes the individual exceptions which carried an associated “A”, “B”, “C”, or “D” level exception grade. One loan may have more than one exception. In such cases, the exception resulting in the lowest grade would drive the loan grade for that component of the review. The overall loan grade is the lowest grade for any one review scope (ex. a loan with a Compliance Grade of “B”, a Credit Grade of “A”, and a Property Grade of “A” would receive an overall Loan Grade of “B”).

Exception Type	Exception Level Grade	Exception Category	Total
Credit	A	No Credit Findings	64
		Background Check Missing or Defective	7
		Credit Report Missing or Defective	7
		Hazard Insurance Missing or Defective	4
		Closing Protection Letter Missing or Defective	3
		Loan Application Missing or Defective	2
		Payoff Statement Missing or Defective	2
		Calculated Initial Payment and Initial Principal and Interest Payment do not match	2
		Excessive LTV Ratio	2
		Flood Certificate Missing or Defective	2
		Deed Missing or Defective	2
		Asset Documentation Missing or Defective	1
		Credit Report Aged	1
		Purchase Contract Expiration Date is prior to Note Date	1
		Business Purpose Affidavit/Disclosure Missing	1
		Borrower 1 Credit Report is Missing	1
		Audited DTI Exceeds Guideline DTI	1
		Purchase Contract does not Match Final CD	1
		Guarantor Identification Missing or Defective	1
		Entity Documentation - Missing or Defective	1
		Background Report Aged	1
		*Total Credit Grade (A) Exceptions:*	*107*
	B	Closing Disclosure/Settlement Statement Missing or Defective	9
		Excessive LTV Ratio	3
		Insufficient Assets for Reserves	1
		Citizenship Does Not Meet Guideline Requirements	1
		Audited Loan Amount is greater than Guideline Maximum Loan Amount	1
		*Total Credit Grade (B) Exceptions:*	15

Compliance	A	No Compliance Findings	41
		Higher-Priced Mortgage Loan Test	5
		eSigned Documents Consent is Missing	1
		*Total Compliance Grade (A) Exceptions:*	47
Property	A	No Property Findings	44
		Appraisal Review - Missing	19
		Subject Property Lease - Missing or Defective	1
		Flood Insurance Missing or Defective	1
		Ineligible Property	1
		Guideline Required Appraisal Review Product Is Not Provided	1
		*Total Property Grade (A) Exceptions:*	67
	B	Ineligible Property – Square Footage	1
		Appraisal Missing or Defective	1
		*Total Credit Grade (B) Exceptions:*	2

Event Grade Definitions

Final Loan Grade
A	Loan meets Credit, Compliance, and Valuation Guidelines
B	The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines.
C	The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines.
D	Loan is missing documentation to perform a sufficient review.

Credit Event Grades
A	The loan meets the published guidelines without any exceptions. Employment, income, assets and occupancy are supported and justifiable. The borrower’s willingness and ability to repay the loan is documented and reasonable.
B	The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. Employment, income, assets and occupancy are supported and justifiable. The borrower’s willingness and ability to repay the loan is documented and reasonable.
C	The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the guidelines published. Employment, income, assets or occupancy are not supported and justifiable. The borrower’s willingness and ability to repay the loan were not documented or are unreasonable.
D	There was not sufficient documentation to perform a review, or the credit file was not furnished.

Compliance Event Grades
A	The loan complies with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties.
B	Nonmaterial exceptions identified but do not impact the enforceability of the mortgage loan or statute of limitations has expired on the loan. Remedy to cure or reasonably good faith effort to re-disclose was made to conform to applicable laws and regulations. All cures are fully documented by copies of the originator refund letter to the borrower, referencing the violation, canceled check, and proof of delivery.
C	The loan violates one material law or regulation. A benefit to the borrower cannot be determined. Required material disclosures are absent from the loan file, or the legal documents do not accurately reflect the loan terms agreed upon. All required applicants did not execute the documents.
D	There was not sufficient documentation to perform a review, or the required legal documents were not furnished.

Valuation Event Grades
A	Secondary value is supported within 10% of the original appraisal value. AVM used as a secondary valuation product has a value within 10% of the original appraised value and an FSD score less than or equal to .15. The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed, and the appraisal form is compliant with Uniform Standards of Professional Appraisal Practices (USPAP), Financial Institutions Reform, Recovery and Enforcement Act of 1989 (FIRREA) and satisfies applicable legal and regulatory requirements.
B	Additional secondary valuation products were obtained to support the original appraised value within 10%. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms.
C	The value cannot be supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below “average” condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an “as is” basis. The appraiser was not appropriately licensed, or the appraisal was not performed using USPAP and FIRREA compliant appraisal forms
D	The appraisal is missing from the loan file or there was not sufficient valuation documentation to perform a review. AVM was used as a secondary value with a FSD > 0.15, or an AVM performed by a non-Fitch-reviewed vendor.

Loan ID

Seller Loan ID

Investor Loan ID

Seller Name

Loan Program

Documentation Type

Executed NOO Docs in File

Lease In Place Flag

Actual In Place Rent

Third Party Market Rent Estimate

Third Party Rent Source

Actual Short Term Rent Amount

Actual Short Term Rent Source

Short Term Rent Number of Months

Short Term Rental Occupancy Factor

Rental Income Used for Property DSCR Calculation

Rental Source for Property DSCR Calculation

DSCR Calculation Based On Short Rental Income Flag

Property DTI

Originator DSCR

TPR DSCR

PITIA

Gross Rental Income Unit 1

Lease End Date Unit 1

Lease Term Unit 1

Gross Rental Income Unit 2

Lease End Date Unit 2

Lease Term Unit 2

Gross Rental Income Unit 3

Lease End Date Unit 3

Lease Term Unit 3

Gross Rental Income Unit 4

Lease End Date Unit 4

Lease Term Unit 4

Gross Rental Income Unit 5

Lease End Date Unit 5

Lease Term Unit 5

Gross Rental Income Unit 6

Lease End Date Unit 6

Lease Term Unit 6

Gross Rental Income Unit 7

Lease End Date Unit 7

Lease Term Unit 7

Gross Rental Income Unit 8+

Rent Loss Insurance

Rent Loss Insurance Amount

Fee Amount

Acquisition Cost

Renovation Cost

Effective Gross Income

Turnover Costs

Repairs and Maintenance

Marketing and Leasing Costs

Utilities

Other Costs

Cap Ex Reserve

Section 8

Blanket Mortgage/Cross Collateral Flag

Number of Years Property Owned

Number of Mortgaged Properties With Lender

Number of Properties Securing Loan

Foreign National Alternative Credit Documentation

Months Reserves

Loan Closed in the name of Business Entity

Vested Business Entity Name

Vested Business Entity Type

Qualifying Primary Borrower Type

Qualifying Primary Borrower First Name

Qualifying Primary Borrower Last Name

Qualifying CoBorrower Type

Qualifying CoBorrower First Name

Qualifying CoBorrower Last Name

Qualifying CoBorrower 2 Type

Qualifying CoBorrower 2 First Name

Qualifying CoBorrower 2 Last Name

Qualifying CoBorrower 3 Type

Qualifying CoBorrower 3 First Name

Qualifying CoBorrower 3 Last Name

Non-Qualifying Guarantor 1 First Name

Non-Qualifying Guarantor 1 Last Name

Non-Qualifying Guarantor 1 Citizenship

Non-Qualifying Guarantor 1 Country Name

Non-Qualifying Guarantor 2 First Name

Non-Qualifying Guarantor 2 Last Name

Non-Qualifying Guarantor 2 Citizenship

Non-Qualifying Guarantor 2 Country Name

Personal Guaranty

Total Number of Guarantors

Personal Guaranty Recourse Level

Business Entity EIN

Primary Appraisal Occupancy

400193871

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1025

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400193869

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

1007

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182884

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182885

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

1007

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182897

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

105% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182908

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182946

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

105% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182947

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

3rd Party Rent Report

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182949

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182950

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

1025

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182951

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

1025

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182881

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182918

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

1007

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182919

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182920

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182921

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182922

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182923

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

1007

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182924

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182925

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182926

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

1007

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182887

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1025

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182891

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

1007

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182892

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

105% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182894

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182916

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182927

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1025

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182928

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1025

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182938

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

105% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182941

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1025

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400193902

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

1025

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400193917

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400193885

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1025

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182952

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

1007

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182955

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1025

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182896

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182900

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

105% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182901

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182904

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1025

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182906

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1025

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182913

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

105% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182929

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

3rd Party Rent Report

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400193912

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

3rd Party Rent Report

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182944

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

1007

XXX

$XXX

100% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400193916

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400193939

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400193944

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182956

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1025

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182959

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400182960

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

105% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400193938

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1025

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400193949

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

105% Market Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400193940

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

1007

XXX

$XXX

Lease Rent

XXX

$XXX

XXX

Yes

$XXX

XXX

Yes

XXX

XXXXX

Yes

XXX

Full Recourse

XXX

400175730

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1025

XXX

$XXX

Appraisal - 1025

XXX

$XXX

N/A

XXX

Yes

XXX

Individual Guarantor

XXX

XXXXX

XXX

Full Recourse

XXX

400188124

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

Appraisal - 1025

XXX

$XXX

Appraisal - 1025

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

$XXX

XXX

N/A

XXX

Vested Individual

XXX

XXXXX

Vested Individual

XXX

XXXXX

XXX

400188071

XXXXX

XXX

2YR Full Doc

Present

XXX

$XXX

XXX

N/A

XXX

Yes

XXX

Individual Guarantor

XXX

XXXXX

XXX

Full Recourse

XXX

400188081

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

Appraisal - 1007

XXX

$XXX

Actual In Place Rent

XXX

$XXX

XXX

XX/XX/XXXX

XXX

$XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400188118

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

XXX

XX/XX/XXXX

XXX

$XXX

XXX

N/A

XXX

Yes

XXX

Individual Guarantor

XXX

XXXXX

XXX

Full Recourse

XXX

400188109

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400188122

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

XXX

XX/XX/XXXX

XXX

$XXX

XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400188092

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400188115

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

Appraisal - 1025

XXX

$XXX

Appraisal - 1025

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

$XXX

XXX

N/A

XXX

Vested Individual

XXX

XXXXX

Vested Individual

XXX

XXXXX

XXX

400188099

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1025

XXX

$XXX

Appraisal - 1025

XXX

$XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400188066

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

XXX

XX/XX/XXXX

XXX

$XXX

XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400188065

XXXXX

XXX

Written Verification of Employment

N/A

XXX

$XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400188128

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

N/A

XXX

Vested Individual

XXX

XXXXX

Vested Individual

XXX

XXXXX

XXX

400188084

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

Appraisal - 1025

XXX

$XXX

Appraisal - 1025

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

$XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400196020

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

Appraisal - 1007

XXX

$XXX

Actual In Place Rent

XXX

$XXX

XXX

XX/XX/XXXX

XXX

$XXX

XXX

$XXX

XXX

N/A

XXX

Vested Individual

XXX

XXXXX

Vested Individual

XXX

XXXXX

Vested Individual

XXX

XXXXX

XXX

400195961

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

Appraisal - 1007

XXX

$XXX

Actual In Place Rent

XXX

$XXX

XXX

XX/XX/XXXX

XXX

$XXX

XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400195967

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400195972

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400196003

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

XXX

N/A

XXX

Yes

XXX

Individual Guarantor

XXX

XXXXX

Individual Guarantor

XXX

XXXXX

XXX

Full Recourse

XXX

400195997

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400195977

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

N/A

XXX

Yes

XXX

Individual Guarantor

XXX

XXXXX

XXX

Full Recourse

XXX

400195992

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

Appraisal - 1007

XXX

$XXX

Actual In Place Rent

XXX

$XXX

XXX

XX/XX/XXXX

XXX

$XXX

XXX

N/A

XXX

Yes

XXX

Individual Guarantor

XXX

XXXXX

XXX

Full Recourse

XXX

400195893

XXXXX

XXX

12 Month Bank Statement

Present

XXX

$XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400195988

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

XXX

N/A

XXX

Yes

XXX

Individual Guarantor

XXX

XXXXX

XXX

Full Recourse

XXX

400195998

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1007

XXX

$XXX

Appraisal - 1007

XXX

$XXX

N/A

XXX

Yes

XXX

Individual Guarantor

XXX

XXXXX

XXX

Full Recourse

XXX

400195924

XXXXX

XXX

2YR Full Doc

Present

XXX

$XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400195962

XXXXX

XXX

Debt Service Coverage Ratio

Present

XXX

Appraisal - 1007

XXX

$XXX

Other

Yes

XXX

$XXX

N/A

XXX

Yes

XXX

Individual Guarantor

XXX

XXXXX

XXX

Full Recourse

XXX

400195978

XXXXX

XXX

Debt Service Coverage Ratio

Present

Subject Owner Occupied/Vacant

XXX

AVM

XXX

$XXX

AVM

XXX

$XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

400195996

XXXXX

XXX

Debt Service Coverage Ratio

Present

Yes

XXX

Appraisal - 1007

XXX

$XXX

Actual In Place Rent

XXX

$XXX

XXX

XX/XX/XXXX

XXX

$XXX

XXX

N/A

XXX

Vested Individual

XXX

XXXXX

XXX

Loan ID

Seller Loan ID

Investor Loan ID

Lender Name

Transaction ID

ULI

Borrower 1 First Name

Borrower 1 Last Name

Borrower 1 SSN

Borrower 1 Birthdate

Borrower 1 Gender

Borrower 1 Ethnicity

Borrower 1 Race

Borrower 1 Citizen

Borrower 1 Self-Employment Flag

Borrower 1 FTHB

Borrower 1 FICO Date

Borrower 1 Origination FICO

Borrower 1 Origination Equifax

Borrower 1 Origination Experian

Borrower 1 Origination TransUnion

Borrower 2 First Name

Borrower 2 Last Name

Borrower 2 SSN

Borrower 2 Birthdate

Borrower 2 Gender

Borrower 2 Ethnicity

Borrower 2 Race

Borrower 2 Citizen

Borrower 2 Self-Employment Flag

Borrower 2 FTHB

Borrower 2 FICO Date

Borrower 2 Origination FICO

Borrower 2 Origination Equifax

Borrower 2 Origination Experian

Borrower 2 Origination TransUnion

Borrower 3 First Name

Borrower 3 Last Name

Borrower 3 SSN

Borrower 3 Birthdate

Borrower 3 Gender

Borrower 3 Ethnicity

Borrower 3 Race

Borrower 3 Citizen

Borrower 3 Self-Employment Flag

Borrower 3 FTHB

Borrower 3 FICO Date

Borrower 3 Origination FICO

Borrower 3 Origination Equifax

Borrower 3 Origination Experian

Borrower 3 Origination TransUnion

Borrower 4 First Name

Borrower 4 Last Name

Borrower 4 SSN

Borrower 4 Birthdate

Borrower 4 Gender

Borrower 4 Ethnicity

Borrower 4 Race

Borrower 4 Citizen

Borrower 4 Self-Employment Flag

Borrower 4 FTHB

Borrower 4 FICO Date

Borrower 4 Origination FICO

Borrower 4 Origination Equifax

Borrower 4 Origination Experian

Borrower 4 Origination TransUnion

Subject Address

Subject City

Subject Sate

Subject Zip Code

Subject County

Originator Doc Type

Occupancy

Loan Purpose

Refinance Type

Qualifying Front End DTI

Qualifying DTI

Borrower 1 Qualifying Income

Borrower 2 Qualifying Income

Borrower 3 Qualifying Income

Borrower 4 Qualifying Income

All Borrower Total Qualifying Income

Borrower 1 Employment Status

Borrower 2 Employment Status

Borrower 3 Employment Status

Borrower 4 Employment Status

Borrower 1 Length of Employment

Borrower 2 Length of Employment

Borrower 3 Length of Employment

Borrower 4 Length of Employment

4506-T Flag

All Borrower Residual Income

All Borrower Monthly Debt

Escrow Flag

Months Reserves

Liquid Cash Reserves

Orignal Note Loan Amount

Orignal Qualifying Loan Amount

Original Qualifying Base LTV

Orignal Qualifying LTV

Original Qualifying CLTV

Application Date

Note Date

Cash Disbursement Date

Mortgage Type

Loan Product

Loan Program

Original Note Interest Rate

Original Qualifying Interest Rate

Original P&I Payment

Original Qualifying P&I Payment

Monthly Escrow Payment

Orignal Total Housing Expense (PITIA)

First Payment Date

Amortization Type

Original Amortization Term

Original Term to Maturity

Maturity Date

ARM Gross Margin

ARM Rounding Method

ARM Rounding Factor

ARM Lookback Days

ARM Rate Index Type

Origination ARM Rate Index Value

ARM Initial Interest Rate Cap

ARM Subsequent Interest Rate Cap

ARM Initial Interest Rate Floor

ARM Lifetime Interest Rate Floor

ARM Initial Interest Rate Maximum

ARM Lifetime Interest Rate Maximum

ARM First Rate Reset Date

ARM First Payment Reset Date

ARM Subsequent Interest Rate Reset Frequency

ARM Subsequent Payment Reset Frequency

Interest Only Flag

Original Interest Only Term

Balloon Flag

Buydown Flag

Assumable Flag

Prepayment Penalty Flag

Prepayment Penalty Total Term

Prepayment Penalty Type

Origination Channel

PMI Flag

MI Certificate Number

Mortgage Insurance Percent

Mortgage Insurance Type

Mortgage Insurance Company Name

MERS MOM Flag

MERS Loan ID

Property Type

Number of Units

Year Built

Primary Value Property Valuation Date

Primary Value Property Valuation Type

Primary Value Property Value

Secondary Value Property Valuation Date

Secondary Value Property Form Type

Secondary Value Property Value

Sales Price

Qualifying Property Value

Date of Prior Sale

Days Since Prior Sale

Total Adjusted Prior Purchase Price

Flood Zone Flag

Flood Zone Code

Flood Policy Number

Other Lien Amount

Other Lien Position

Originator QM Status

Final QM Status

Total Number of Borrowers

Cash Out Amount

Total Origination and Discount Points

Number of Mortgaged Properties

Credit Report: Max Trade Line

Credit Report: Longest Trade Line

Credit Report: Number of Trade Lines

Credit Line Usage Ratio

Borrower 1 Years in Home

GSE Eligible Flag

AUS Case Number

AUS Recommendation

QM Points and Fees

Annual Percent Rate (APR)

Higher Priced Mortgage Loan (HPML) Flag

Covered/High Cost Loan Flag

Borrower Business Ownership %

CoBorrower Business Ownership %

Guideline Name

UW Guideline Author

Blanket Mortgage Flag

400193871

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

Yes

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400193869

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182884

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182885

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182897

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

20- 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

Yes

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182908

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182946

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182947

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182949

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XX/XX/XXXX

XXX

FALSE

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182950

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

27- 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182951

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

27- 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182881

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182918

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182919

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182920

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182921

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182922

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182923

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182924

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182925

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182926

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182887

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182891

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182892

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182894

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182916

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182927

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182928

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182938

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182941

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400193902

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400193917

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400193885

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

TRUE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182952

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182955

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182896

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182900

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182901

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182904

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182906

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182913

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182929

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400193912

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182944

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400193916

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed IO

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400193939

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

98- Other

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400193944

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

98- Other

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182956

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182959

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400182960

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400193938

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400193949

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

41- 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400193940

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

FALSE

XX/XX/XXXX

XXX

Debt Service Coverage Ratio (DSCR)

XXX

$XXXXX

XXX

XX/XX/XXXX

Non-QM

30 Year Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

50- 5%, 4%, 3%, 2%, 1%

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

ATR/QM: Exempt

XXX

$XXX

XXX

400159063

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Desk Review

$XXX

XX/XX/XXXX

$XXX

XXX

None

Non-QM: Lender documented all ATR UW factors

XXX

$XXX

XXX

400175730

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400188124

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400188071

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

2YR Full Doc

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400188081

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400188118

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400188109

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400188122

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400188129

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Desk Review

$XXX

Yes

XXX

None

Non-QM: Lender documented all ATR UW factors

XXX

$XXX

XXX

400188092

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400188083

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

None

Non-QM: Lender documented all ATR UW factors

XXX

$XXX

XXX

400188115

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400188098

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

true

XX/XX/XXXX

XXX

Written Verification of Employment

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

None

Non-QM: Lender documented all ATR UW factors

XXX

$XXX

XXX

400188095

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Asset Depletion – Debt Ratio Calculation

XXX

$XXX

XXX

Not Employed

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

None

Non-QM: Lender documented all ATR UW factors

XXX

$XXX

XXX

400188085

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

1YR Full Doc

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

None

QM: Average Prime Offer Rate (APOR)

XXX

$XXX

XXX

400188127

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

None

QM: Average Prime Offer Rate (APOR)

Non-QM: Lender documented all ATR UW factors

XXX

$XXX

XXX

400188099

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400188120

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

true

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Desk Review

$XXX

XXX

None

Non-QM: Lender documented all ATR UW factors

XXX

$XXX

XXX

400188100

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Asset Depletion – Total Asset Calculation

XXX

$XXX

XXX

Not Employed

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Desk Review

$XXX

XXX

None

Non-QM: Lender documented all ATR UW factors

XXX

$XXX

XXX

400188069

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Desk Review

$XXX

XXX

None

Non-QM: Lender documented all ATR UW factors

XXX

$XXX

XXX

400188066

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400188065

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

true

XX/XX/XXXX

XXX

Written Verification of Employment

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

None

QM: Average Prime Offer Rate (APOR)

XXX

$XXX

XXX

400188128

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400188084

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400196020

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

Idonotwishtoprovidethisinformation

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XX/XX/XXXX

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195940

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: CDFI Lender Exempt

XXX

$XXX

XXX

400195961

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195967

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195972

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XX/XX/XXXX

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195897

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

true

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: CDFI Lender Exempt

XXX

$XXX

XXX

400196003

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XX/XX/XXXX

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195997

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195877

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

1YR Full Doc

XXX

$XXX

XXX

Not Employed

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: CDFI Lender Exempt

XXX

$XXX

XXX

400195923

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

true

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: CDFI Lender Exempt

XXX

$XXX

XXX

400195977

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

1004 URAR

$XXX

Yes

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195992

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195893

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

1004 URAR

$XXX

XX/XX/XXXX

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195988

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

1004 URAR

$XXX

XX/XX/XXXX

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195894

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: CDFI Lender Exempt

XXX

$XXX

XXX

400195944

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

Not Employed

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

1004 URAR

$XXX

XXX

None

ATR/QM: CDFI Lender Exempt

XXX

$XXX

XXX

400195998

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Yes

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XX/XX/XXXX

$XXX

Yes

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195884

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

12 Month Bank Statement

XXX

$XXX

XXX

Not Employed

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: CDFI Lender Exempt

XXX

$XXX

XXX

400195924

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

2YR Full Doc

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195962

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

Yes

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195978

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

400195928

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

2YR Full Doc

XXX

$XXX

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

Conventional

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XX/XX/XXXX

XXX

$XXX

XXX

None

ATR/QM: CDFI Lender Exempt

XXX

$XXX

XXX

400195996

XXXXX

XXX

XXXXX

XXX

XX/XX/XXXX

XXX

false

XX/XX/XXXX

XXX

Debt Service Coverage Ratio

XXX

$XXX

XXX

$XXXXX

XXX

XX/XX/XXXX

DSCR

Fixed

XXX

$XXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

$XXX

XX/XX/XXXX

Enhanced Desk Review

$XXX

XXX

None

ATR/QM: Exempt

XXX

$XXX

XXX

Loan Number

Seller Loan Number

Originator

Last Name

Note Date

Original Balance

State

TPR QM ATR Status

Loan Status

Exception Date

Remediation Status

Exception ID

Exception Type

Exception Category

Exceptions

Exception Rebuttal

Exception Rebuttal Date

Exception Rebuttal Response

Exception Rebuttal Response Date

Compensating Factors

Initial Overall Loan Grade

Final Overall Loan Grade

Initial Exception Grade

Final Exception Grade

Initial Credit Grade

Final Credit Grade

Initial Property Valuation Grade

Final Property Valuation Grade

Initial Compliance Grade

Final Compliance Grade

Initial Overall Grade (DBRS)

Initial Credit Grade (DBRS)

Initial Property Valuation Grade (DBRS)

Initial Compliance Grade (DBRS)

Initial Overall Grade (Fitch)

Initial Credit Grade (Fitch)

Initial Property Valuation Grade (Fitch)

Initial Compliance Grade (Fitch)

Initial Overall Grade (KBRA)

Initial Credit Grade (KBRA)

Initial Property Valuation Grade (KBRA)

Initial Compliance Grade (KBRA)

Initial Overall Grade (Moody's)

Initial Credit Grade (Moody's)

Initial Property Valuation Grade (Moody's)

Initial Compliance Grade (Moody's)

Initial Overall Grade (S&P)

Initial Credit Grade (S&P)

Initial Property Valuation Grade (S&P)

Initial Compliance Grade (S&P)

Final Overall Grade (DBRS)

Final Credit Grade (DBRS)

Final Property Valuation Grade (DBRS)

Final Compliance Grade (DBRS)

Final Overall Grade (Fitch)

Final Credit Grade (Fitch)

Final Property Valuation Grade (Fitch)

Final Compliance Grade (Fitch)

Final Overall Grade (KBRA)

Final Credit Grade (KBRA)

Final Property Valuation Grade (KBRA)

Final Compliance Grade (KBRA)

Final Overall Grade (Moody's)

Final Credit Grade (Moody's)

Final Property Valuation Grade (Moody's)

Final Compliance Grade (Moody's)

Final Overall Grade (S&P)

Final Credit Grade (S&P)

Final Property Valuation Grade (S&P)

Final Compliance Grade (S&P)

400193871

EV27818

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

3/31/2026

Cleared

EV27818

No Findings

The loan meets all applicable guidelines.

3/31: Clear

20260331: Clear

3/31/2026

N/A

400193869

EV27692

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

4/13/2026

Cleared

EV27692

No Findings

The loan meets all applicable guidelines.

4/13: Clear

20260413: Clear

4/13/2026

N/A

400182884

EV28633

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/25/2026

Cleared

EV28633

No Findings

The loan meets all applicable guidelines.

6/25: Clear

20260625: Clear

6/25/2026

N/A

400182885

EV28737

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/25/2026

Cleared

EV28737

No Findings

The loan meets all applicable guidelines.

6/25: Clear

20260625: Clear

6/25/2026

N/A

400182897

EV28934

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

EV28934

No Findings

The loan meets all applicable guidelines.

6/26: Clear

20260626: Clear

6/26/2026

N/A

400182908

EV29021

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

EV29021

No Findings

The loan meets all applicable guidelines.

6/26: Clear

20260626: Clear

6/26/2026

N/A

400182950

LQ28XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385078967

Credit

Loan Application Missing or Defective

Missing Loan Application for Subject Property: XXX XXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182950

LQ28XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385035462

Credit

Background Check Missing or Defective

Missing Background Report for Guarantor: XXX XXXXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182950

LQ28XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385079582

Credit

Background Check Missing or Defective

Missing Background Report for Guarantor: XXX XXXXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182950

LQ28XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385012353

Credit

Background Check Missing or Defective

Missing Background Report for Guarantor: XXX XXXXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182950

LQ28XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385079472

Credit

Credit Report Missing or Defective

Missing Credit Report for Guarantor: XXX XXXXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182950

LQ28XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385012422

Credit

Credit Report Missing or Defective

Missing Credit Report for Guarantor: XXX XXXXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182950

LQ28XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385010775

Credit

Credit Report Missing or Defective

Missing Credit Report for Guarantor: XXX XXXXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182950

LQ28XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385080234

Property

Appraisal Review - Missing

Missing Guideline Approved Appraisal Review for subject property: XXX XXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182950

LQ28XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385024319

Credit

Hazard Insurance Missing or Defective

Missing Evidence of Hazard Insurance for subject property: XXX XXX

7/9: Clear

20260709: Document sufficient

7/9/2026

N/A

400182951

LQ28732

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385184991

Credit

Loan Application Missing or Defective

Missing Evidence of Loan Application for Subject Property: XXX XXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182951

LQ28732

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385185182

Credit

Background Check Missing or Defective

Missing Background Report for Guarantor: XXX XXXXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182951

LQ28732

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385206285

Credit

Background Check Missing or Defective

Missing Background Report for Guarantor: XXX XXXXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182951

LQ28732

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385206500

Credit

Background Check Missing or Defective

Missing Background Report for Guarantor: XXX XXXXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182951

LQ28732

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385261702

Credit

Credit Report Missing or Defective

Missing Credit Report for Guarantor: XXX XXXXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182951

LQ28732

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385192919

Credit

Credit Report Missing or Defective

Missing Credit Report for Guarantor: XXX XXXXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182951

LQ28732

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385261242

Credit

Credit Report Missing or Defective

Missing Credit Report for Guarantor: XXX XXXXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182951

LQ28732

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385193059

Credit

Deed Missing or Defective

Deed on file for subject property: XXX XXXis not executed. Please provide fully executed Deed.

7/17: Clear

20260717: Document sufficient

7/17/2026

N/A

400182950

LQ28XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385118388

Credit

Deed Missing or Defective

Missing Evidence of Deed for subject property: XXX XXX

7/17: Clear

20260717: Document sufficient

7/17/2026

N/A

400182950

LQ28XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385145117

Credit

Closing Protection Letter Missing or Defective

Missing Evidence of Closing Protection Letter for subject property: XXX XXX

7/14: title company is the underwriter therefor a CPL is not needed

20260714: Clear

7/14/2026

N/A

400182951

LQ28732

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385192987

Credit

Closing Protection Letter Missing or Defective

Missing Evidence of Closing Protection Letter for subject property: XXX XXX

7/14: title company is the underwriter therefor a CPL is not needed

20260714: Clear

7/14/2026

N/A

400182951

LQ28732

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385183497

Property

Appraisal Review - Missing

Missing Guideline Approved Appraisal Review for subject property: XXX XXX

7/2: Clear

20260702: Document sufficient

7/2/2026

N/A

400182951

LQ28732

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12385261554

Credit

Hazard Insurance Missing or Defective

Missing Evidence of Hazard Insurance for subject property: XXX XXX

7/9: Clear

20260709: Document sufficient

7/9/2026

N/A

400182946

LQ28217

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Cleared

12397193840

Credit

Payoff Statement Missing or Defective

Missing payoff letter/VOM to BSI Financial Services for subject property: XXX XXX. Required document per guidelines.

7/9: Clear

20260709: Document sufficient

7/9/2026

N/A

400182946

LQ28217

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Cleared

12397183407

Property

Appraisal Review - Missing

Missing Guideline Approved Appraisal Review for subject property: XXX XXX

7/9: Clear

20260709: Document sufficient

7/9/2026

N/A

400182946

LQ28217

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Cleared

12397156645

Credit

Excessive LTV Ratio

XXX% LTV > 55% max LTV allowed, XXX, Refinance (Cash Out), -10% for vacant Refinance. No lease in file but tape shows the subject property is leased, please provide lease agreement.

7/9: Clear

20260709: Lease agreement uploaded

7/9/2026

N/A

400182947

LQ28377

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12397511820

Property

Ineligible Property – Square Footage

Subject Property square footage is XXX square feet for XXX and XXX. Minimum square footage for 2-9 units is 500 square feet per guidelines.

7/1: Due to management please waived based off the following 1.) DSCR XXX 2.)60% LTV

20260701: Waived

7/1/2026

DSCR XXX, XXX% LTV, XXX + months reserves

N/A

400182947

LQ28377

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Cleared

12397524944

Credit

Hazard Insurance Missing or Defective

Missing hazard insurance for subject property: XXX

7/1: Clear

20260701: Document sufficient

7/1/2026

N/A

400182949

LQ28613

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12397854018

Property

Appraisal Review - Missing

Missing Guideline Approved Appraisal Review for subject property: XXX.

6/30: Clear

20260630: Document sufficient

6/30/2026

N/A

400182946

LQ28217

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12398030469

Credit

Insufficient Assets for Reserves

Insufficient assets for reserves. Verified Liquidity: $XXX < $XXX minimum liquidity required, XXX months reserves < 6 months minimum required. ( 6 months PITIA: $XXX) Not using funds from XXX Acct XXX because the most recent statement dated XX/XX/XXXX is dated outside 2 months of origination, not allowed per guidelines. Please provide more updated assets.

7/10: Due to managemnt please waive based on the following - they are less than $40 short 1.) DSCR XXX 2.) 5 year PPP

20260710: Waived

7/10/2026

XXX DSCR, XXX% LTV, X year PPP

N/A

400182881

LQ28777

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/26/2026

Cleared

12398343872

Property

Appraisal Review - Missing

Missing Guideline Approved Appraisal Review for subject property: XXX

6/30: Clear

20260630: Document sufficient

6/30/2026

N/A

400182926

EV29119

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12413532710

Credit

Excessive LTV Ratio

XXX% LTV > 70% LTV Limit. FICO: XXX+, Refinance (Cash Out), -10% for a vacant refinance

7/1: Due to management please waive based on the following 1.)Both Guarantors have over XXX FICO 2.) Verified liquidity is over 20x the required amount

20260701: Waived

7/1/2026

XXX FICO, X x XX x XX, XXX + months reserves

N/A

400182925

EV29118

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12413585303

Credit

Closing Disclosure/Settlement Statement Missing or Defective

Lender needs to collect escrows at closing equal to the sum of 2 months of taxes and insurance per guidelines. No escrows present for taxes or insurance on HUD.

7/1: Due to management please waive based on the following 1.)Both Guarantors have over XXX FICO 2.) Verified liquidity is over 20x the required amount

20260701: Waived

7/1/2026

XXX FICO, X x XX x XX, XXX + months reserves

N/A

400182918

EV29102

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12411848891

Credit

Excessive LTV Ratio

XXX% LTV > 70% LTV Limit. FICO: XXX+, Refinance (Cash Out), -10% for a vacant refinance

7/1: Due to management please waive based on the following 1.)Both Guarantors have over XXX FICO 2.) Verified liquidity is over 20x the required amount

20260701: Waived

7/1/2026

XXX FICO, X x XX x XX, XXX + months reserves

N/A

400182924

EV29114

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12413460293

Credit

Closing Disclosure/Settlement Statement Missing or Defective

Lender needs to collect escrows at closing equal to the sum of 2 months of taxes and insurance per guidelines. No escrows present for taxes or insurance on HUD.

7/1: Due to management please waive based on the following 1.)Both Guarantors have over XXX FICO 2.) Verified liquidity is over 20x the required amount

20260701: Waived

7/1/2026

XXX FICO, X x XX x XX, XXX + months reserves

N/A

400182923

EV29110

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12413381921

Credit

Excessive LTV Ratio

XXX% LTV > 70% LTV Limit. FICO: 780+, Refinance (Cash Out), -10% for a vacant refinance

7/1: Due to management please waive based on the following 1.)Both Guarantors have over XXX FICO 2.) Verified liquidity is over 20x the required amount

20260701: Waived

7/1/2026

XXX FICO, X x XX x XX, XXX + months reserves

N/A

400182919

EV29104

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12411962810

Credit

Closing Disclosure/Settlement Statement Missing or Defective

Lender needs to collect escrows at closing equal to the sum of 2 months of taxes and insurance per guidelines. No escrows present for taxes or insurance on HUD.

7/1: Due to management please waive based on the following 1.)Both Guarantors have over XXX FICO 2.) Verified liquidity is over 20x the required amount

20260701: Waived

7/1/2026

XXX FICO, X x XX x XX, XXX + months reserves

N/A

400182922

EV29108

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12413213055

Credit

Closing Disclosure/Settlement Statement Missing or Defective

Lender needs to collect escrows at closing equal to the sum of 2 months of taxes and insurance per guidelines. No escrows present for taxes or insurance on HUD.

7/1: Due to management please waive based on the following 1.)Both Guarantors have over XXX FICO 2.) Verified liquidity is over 20x the required amount

20260701: Waived

7/1/2026

XXX FICO, X x XX x XX, XXX + months reserves

N/A

400182920

EV29105

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12412221463

Credit

Closing Disclosure/Settlement Statement Missing or Defective

Lender needs to collect escrows at closing equal to the sum of 2 months of taxes and insurance per guidelines. No escrows present for taxes or insurance on HUD.

7/1: Due to management please waive based on the following 1.)Both Guarantors have over XXX FICO 2.) Verified liquidity is over 20x the required amount

20260701: Waived

7/1/2026

XXX FICO, X x XX x XX, XXX + months reserves

N/A

400182921

EV29107

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12412325856

Credit

Closing Disclosure/Settlement Statement Missing or Defective

Lender needs to collect escrows at closing equal to the sum of 2 months of taxes and insurance per guidelines. No escrows present for taxes or insurance on HUD.

7/1: Due to management please waive based on the following 1.)Both Guarantors have over XXX FICO 2.) Verified liquidity is over 20x the required amount

20260701: Waived

7/1/2026

XXX FICO, X x XX x XX, XXX + months reserves

N/A

400182918

EV29102

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12411832888

Credit

Closing Disclosure/Settlement Statement Missing or Defective

Lender needs to collect escrows at closing equal to the sum of 2 months of taxes and insurance per guidelines. No escrows present for taxes or insurance on HUD.

7/1: Due to management please waive based on the following 1.)Both Guarantors have over XXX FICO 2.) Verified liquidity is over 20x the required amount

20260701: Waived

7/1/2026

XXX FICO, X x XX x XX, XXX + months reserves

N/A

400182923

EV29110

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12413386856

Credit

Closing Disclosure/Settlement Statement Missing or Defective

Lender needs to collect escrows at closing equal to the sum of 2 months of taxes and insurance per guidelines. No escrows present for taxes or insurance on HUD.

7/1: Due to management please waive based on the following 1.)Both Guarantors have over XXX FICO 2.) Verified liquidity is over 20x the required amount

20260701: Waived

7/1/2026

XXX FICO, X x XX x XX, XXX + months reserves

N/A

400182926

EV29119

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

6/29/2026

Acknowledged

12413511283

Credit

Closing Disclosure/Settlement Statement Missing or Defective

Lender needs to collect escrows at closing equal to the sum of 2 months of taxes and insurance per guidelines. No escrows present for taxes or insurance on HUD.

7/1: Due to management please waive based on the following 1.)Both Guarantors have over XXX FICO 2.) Verified liquidity is over 20x the required amount

20260701: Waived

7/1/2026

XXX FICO, X x XX x XX, XXX + months reserves

N/A

400193902

EV29241

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

EV29241

No Findings

The loan meets all applicable guidelines.

7/10: Clear

20260710: Clear

7/10/2026

N/A

400182952

LQ28817

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

12501930727

Property

Appraisal Review - Missing

Missing appraisal review for subject property: XXX

7/13: Clear

20260713: Document sufficient

7/13/2026

N/A

400193885

EV29302

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

12502633409

Credit

Entity Documentation - Missing or Defective

Missing Entity Documents (Operating agreement and Articles of incorporation) For : XXX

7/14: Clear

20260714: Document sufficient

7/14/2026

N/A

400193885

EV29302

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

12502610382

Credit

Credit Report Missing or Defective

Missing Credit report for borrower: XXX XXXXX

7/14: Clear

20260714: Document sufficient

7/14/2026

N/A

400193885

EV29302

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

12502639759

Credit

Background Check Missing or Defective

Missing Background report for borrower: XXX XXXXX

7/14: Clear

20260714: Document sufficient

7/14/2026

N/A

400193885

EV29302

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

12502627053

Credit

Closing Protection Letter Missing or Defective

Missing Closing Protection Letter

7/14: Clear

20260714: Document sufficient

7/14/2026

N/A

400193885

EV29302

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

12502644084

Property

Subject Property Lease - Missing or Defective

Missing lease agreement for subject property: XXX. Our quailyfing rents do not match and tape reflects subject property to be leased. Please provide lease agreement.

7/14: Clear

20260714: Document sufficient

7/14/2026

N/A

400193885

EV29302

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

12502661178

Credit

Asset Documentation Missing or Defective

Missing Asset Documentation

7/14: Clear

20260714: Document sufficient

7/14/2026

N/A

400193885

EV29302

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

12502611967

Property

Appraisal Review - Missing

Missing Appraisal Review for subject property: XXX

7/14: Clear

20260714: Document sufficient

7/14/2026

N/A

400193885

EV29302

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

12502639553

Credit

Flood Certificate Missing or Defective

Missing Flood Certificate for subject property: XXX

7/14: Clear

20260714: Document sufficient

7/14/2026

N/A

400193885

EV29302

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

12502626433

Credit

Hazard Insurance Missing or Defective

Missing Hazard Insurance for subject property: XXX

7/14: Clear

20260714: Document sufficient

7/14/2026

N/A

400182894

EV28882

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

EV28882

No Findings

The loan meets all applicable guidelines.

7/10: Clear

20260710: Clear

7/10/2026

N/A

400182955

LQ28920

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/9/2026

Cleared

12495234716

Property

Appraisal Review - Missing

Missing appraisal review for subject property: XXX

7/10: Clear

20260710: Document sufficient

7/10/2026

N/A

400182955

LQ28920

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/9/2026

Cleared

12495239611

Property

Flood Insurance Missing or Defective

Missing flood certificate for subject property: XXX

7/10: Clear

20260710: Document sufficient

7/10/2026

N/A

400193917

EV29248

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

EV29248

No Findings

The loan meets all applicable guidelines.

7/10: Clear

20260710: Clear

7/10/2026

N/A

400182927

EV29121

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

EV29121

No Findings

The loan meets all applicable guidelines.

7/10: Clear

20260710: Clear

7/10/2026

N/A

400182928

EV29123

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

EV29123

No Findings

The loan meets all applicable guidelines.

7/10: Clear

20260710: Clear

7/10/2026

N/A

400182941

EV29219

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

EV29219

No Findings

The loan meets all applicable guidelines.

7/10: Clear

20260710: Clear

7/10/2026

N/A

400182938

EV29198

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

EV29198

No Findings

The loan meets all applicable guidelines.

7/10: Clear

20260710: Clear

7/10/2026

N/A

400182916

EV29097

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

EV29097

No Findings

The loan meets all applicable guidelines.

7/10: Clear

20260710: Clear

7/10/2026

N/A

400193939

EV29499

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/15/2026

Cleared

EV29499

No Findings

The loan meets all applicable guidelines.

7/15: Clear

20260715: Clear

7/15/2026

N/A

400182892

EV28876

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12504857810

Property

Appraisal Review - Missing

Missing Appraisal Review for subject property: XXX

7/13: Clear

20260713: Document sufficient

7/13/2026

N/A

400182891

EV28874

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

EV28874

No Findings

The loan meets all applicable guidelines.

7/10/2026

N/A

400182887

EV28811

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

EV28811

No Findings

The loan meets all applicable guidelines.

7/10/2026

N/A

400193885

EV29302

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/10/2026

Cleared

12502641846

Credit

Guarantor Identification Missing or Defective

Missing identification for guarantor: XXX XXXXX

7/14: Clear

20260714: Document sufficient

7/14/2026

N/A

400193949

LQ29055

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12520584951

Property

Appraisal Review - Missing

Missing Appraisal Review for subject property: XXX

7/15: Clear

20260715: Document Sufficient

7/15/2026

N/A

400182929

EV29126

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/15/2026

Cleared

EV29126

No Findings

The loan meets all applicable guidelines.

7/15: Clear

20260715: Clear

7/15/2026

N/A

400193912

EV29239

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/15/2026

Cleared

12541993591

Property

Appraisal Review - Missing

Missing Appraisal Review for subject property: XXX

7/17: Clear

20260717: Document sufficient

7/17/2026

N/A

400193938

LQ29050

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12520410229

Property

Appraisal Review - Missing

Missing Appraisal Review for subject property: XXX

7/15: Clear

20260715: Document Sufficient

7/15/2026

N/A

400182896

EV28918

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/15/2026

Cleared

12546044099

Property

Appraisal Review - Missing

Missing Appraisal Review for subject property: XXX

7/17: Clear

20260717: Document sufficient

7/17/2026

N/A

400182960

LQ28959

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12520260954

Credit

Flood Certificate Missing or Defective

Missing Flood Certificate for subject property: XXX

7/15: Clear

20260715: Document Sufficient

7/15/2026

N/A

400182960

LQ28959

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12520135667

Property

Appraisal Review - Missing

Missing Appraisal Review for subject property: XXX

7/15: Clear

20260715: Document Sufficient

7/15/2026

N/A

400182900

EV28963

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/15/2026

Cleared

12545658217

Property

Appraisal Review - Missing

Missing Appraisal Review for subject property: XXX

7/17: Clear

20260717: Document sufficient

7/17/2026

N/A

400182956

LQ28955

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12519669399

Property

Appraisal Review - Missing

Missing Appraisal Review for subject property: XXX

7/15: Clear

20260715: Document Sufficient

7/15/2026

N/A

400182959

LQ28958

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12519984730

Property

Appraisal Review - Missing

Missing Appraisal Review for subject property: XXX

7/15: Clear

20260715: Document Sufficient

7/15/2026

N/A

400182901

EV28966

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12545602462

Property

Appraisal Review - Missing

Missing Appraisal Review for subject property: XXX

7/17: Clear

20260717: Document sufficient

7/17/2026

N/A

400193944

LQ28549

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12518943243

Credit

Credit Report Aged

Credit Report for guarantor: XXX XXX XXXXX dated XX/XX/XXXX is aged XXX days. Must be within 90 days of origination per guidelines. Please provide an updated credit report.

7/16: Clear

20260716: Document sufficient

7/16/2026

N/A

400193944

LQ28549

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12518936272

Credit

Background Report Aged

Background Report for guarantor: XXX XXX XXXXX dated XX/XX/XXXX is aged XXX days. Must be within 90 days of origination per guidelines. Please provide an updated background report.

7/16: Clear

20260716: Document sufficient

7/16/2026

N/A

400193944

LQ28549

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12518943367

Credit

Payoff Statement Missing or Defective

Missing payoff letter/VOM for subject property: XXX. Required document per guidelines.

7/16: Clear

20260716: Document sufficient

7/16/2026

N/A

400193944

LQ28549

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12518937416

Property

Appraisal Review - Missing

Missing Appraisal Review for subject property: XXX

7/16: Clear

20260716: Document sufficient

7/16/2026

N/A

400193944

LQ28549

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

125189XXX67

Credit

Excessive LTV Ratio

73.67% LTV > 70% max allowed LTV. FICO: XXX - XXX, Refinance (No Cash Out), -10% for a vacant refinace. Missing lease agreement for subject property: XXX. Our qualifying lease amounts do not match and tape reflects that subject property is leased. Please provide lease agreement.

7/16: Clear

20260716: Lease agreement uploaded, not a vacant refinance

7/16/2026

N/A

400182960

LQ28959

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

12520099956

Property

Ineligible Property

Subject Property: XXX is zoned agricultural. Agricultural properties are ineligible per guidelines.

7/15: Clear

20260715: Subject property is considered residential in nature

7/15/2026

N/A

400193940

LQ29484

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/13/2026

Cleared

LQ29484

No Findings

The loan meets all applicable guidelines.

7/13: Clear

20260713: Clear

7/13/2026

N/A

400193916

EV29437

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/15/2026

Cleared

EV29437

No Findings

The loan meets all applicable guidelines.

7/15: Clear

20260715: Clear

7/15/2026

N/A

400182944

EV29272

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/15/2026

Cleared

EV29272

No Findings

The loan meets all applicable guidelines.

7/15: Clear

20260715: Clear

7/15/2026

N/A

400193912

EV29239

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/15/2026

Acknowledged

12541972292

Property

Appraisal Missing or Defective

Ineligible appraisal for 5-8 Unit properties. Appraisal is on form 71A. Acceptable appraisals per guidelines are MAI/Narrative appraisal.

7/17: Due to management please waive based on the following 1.) Borrower FICO of XXX 2.) 5 year PPP

20260717: Waived

7/17/2026

XXX FICO, XXX DSCR, XXX% LTV

N/A

400182913

EV29039

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/15/2026

Cleared

EV29039

No Findings

The loan meets all applicable guidelines.

7/15: Clear

20260715: Clear

7/15/2026

N/A

400182906

EV29009

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/15/2026

Cleared

EV29009

No Findings

The loan meets all applicable guidelines.

7/15: Clear

20260715: Clear

7/15/2026

N/A

400182904

EV29006

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Closed

7/15/2026

Cleared

EV29006

No Findings

The loan meets all applicable guidelines.

7/15: Clear

20260715: Clear

7/15/2026

N/A

400159063

1000260228675

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

04/23/2026

Acknowledged

FCRE7375

Credit

Citizenship Does Not Meet Guideline Requirements

Guidelines used for rate lock do not allow for non permanent resident alien borrowers. New guidelines dated 3/16/26 do allow. Exception request made for allowance of NPRA borrower is approved.

Borrower has stable job time - Borrower has XXX years on job.
Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%
Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

400159063

1000260228675

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

04/23/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

information

04/24/2026

Borrower has stable job time - Borrower has XXX years on job.

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

400159063

1000260228675

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

04/23/2026

Resolved

finding-3352

Compliance

Higher-Priced Mortgage Loan Test

This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A.

information

04/24/2026

400175730

1000260329XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

XX/XX/XXXX

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

XX/XX/XXXX

400175730

1000260329XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

XX/XX/XXXX

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

XX/XX/XXXX

400175730

1000260329XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

XX/XX/XXXX

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

XX/XX/XXXX

400188124

1000260431215

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/01/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/03/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.
Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%
Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

400188124

1000260431215

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/01/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/03/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

400188124

1000260431215

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/02/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/03/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

400188071

1000260430563

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/02/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/03/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.
Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

400188071

1000260430563

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/02/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/03/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

400188071

1000260430563

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/02/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/03/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

400188081

1000260531934

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/05/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/08/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188081

1000260531934

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/05/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/08/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188081

1000260531934

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/05/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/08/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188118

1000260431089

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/08/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/09/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188118

1000260431089

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/08/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/09/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188118

1000260431089

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/09/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/09/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188109

5000260531907

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/09/2026

Rescinded

FPRO5800

Property

Guideline Required Appraisal Review Product Is Not Provided

Properties with ownership seasoning between 6-12 months where appreciation is > 25% from acquisition cost
▪ Field Review and documented improvements by licensed contractor required: or
▪ 2nd full Appraisal from XXX approved AMC and 5% reduction from Program Max LTV
Title shows Borrower took title XX/XX/XXXX // appraisal date XX/XX/XXXX // no updates since taking title , C4;Kitchen-updated-eleven to fifteen years
ago;Bathrooms-updated-eleven to fifteen years ago;The home is considered to be a lower tier Q3 structure with some fenestration details and
interior upgrades. The interior of the subject appeared to be C4, with no obvious signs of needed repair but also no recent remodel or renovation
effort. The subject has no physical issues that were noticed on inspection, and no signs of any systems having failures. Roof & A/C both
replaced in 2021
Purchase Closing settlement statement dated XX/XX/XXXX

Document Uploaded. Please see updated 1008 that indicates this is a delayed financing. Please waive condition. ; Per UW: The subject was transferred by warranty deed from living trust to borrower.
There has been no other transfer in the past 3 years.

06/12/2026

Cash-out seasoning not applicable as loan is a delayed financing transaction. Exception rescinded.; On May 2026, the property was transferred from the XXX to the borrower. Because there is no evidence the borrower is a Trust member and seasoning is < 6 months, guideline policy requires two appraisals from XXX-approved AMCs.

06/15/2026

400188109

5000260531907

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/08/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/09/2026

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%
Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188109

5000260531907

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/09/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/09/2026

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188122

1000260430841

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/11/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/12/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188122

1000260430841

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/11/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/12/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188122

1000260430841

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/12/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/12/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188129

1000260531642

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/11/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/15/2026

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
Borrower has stable job time - Borrower has XXX years on job.

400188129

1000260531642

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/12/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/15/2026

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Borrower has stable job time - Borrower has XXX years on job.

400188129

1000260531642

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/12/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/15/2026

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Borrower has stable job time - Borrower has XXX years on job.

400188092

1000260532795

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/15/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188092

1000260532795

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/15/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188092

1000260532795

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/15/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188083

1000260532693

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/16/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/17/2026

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Borrower has stable job time - Borrower has XXX years on job.

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188083

1000260532693

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/16/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/17/2026

400188083

1000260532693

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/16/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/17/2026

400188115

1000260431377

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/17/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/18/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

400188098

1000260531971

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/17/2026

Resolved

finding-3352

Compliance

Higher-Priced Mortgage Loan Test

Informational ; HPML compliant

06/18/2026

Borrower has stable job time - Borrower has X.XX years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188095

5000260532221

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/17/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/19/2026

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188095

5000260532221

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/17/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/19/2026

400188095

5000260532221

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/18/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/19/2026

400188085

1000260531902

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

QM: Safe Harbor APOR (APOR SH)

Loan Review Complete

06/22/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/23/2026

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

Borrower has stable job time - Borrower has X.X years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188085

1000260531902

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

QM: Safe Harbor APOR (APOR SH)

Loan Review Complete

06/22/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/23/2026

400188085

1000260531902

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

QM: Safe Harbor APOR (APOR SH)

Loan Review Complete

06/22/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/23/2026

400188127

1000260228186

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/23/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/25/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Borrower has stable job time - Borrower has X.XX years on job.

400188127

1000260228186

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/23/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/25/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Borrower has stable job time - Borrower has X.XX years on job.

400188127

1000260228186

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/24/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/25/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Borrower has stable job time - Borrower has X.XX years on job.

400188099

1000260430859

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/23/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/25/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188099

1000260430859

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/23/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/25/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188099

1000260430859

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

06/24/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

06/25/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188120

5000260531592

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/29/2026

Resolved

FCOM3813

Credit

Purchase Contract does not Match Final CD

The final CD does not reflect the correct sales price when compared to the Purchase Contract. Truth in Lending Act (Regulation Z)
12 CFR 1026.38(a)(3)(vii). The sale prices on the FINAL CD is $XXX and there is no addendum to the purchase prices reflecting a new sale prices.

Document Uploaded. Please see purchase contract addendum and updated title report

07/01/2026

The sales price on the Purchase Contract and Final CD match.

07/06/2026

Borrower has stable job time - Borrower has X.XX years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Qualifying DTI below max allowed. - Calculated DTI of X.XXX% is less than Guideline DTI of XXX%

400188120

5000260531592

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/29/2026

Resolved

finding-3352

Compliance

Higher-Priced Mortgage Loan Test

Informational

06/30/2026

400188120

5000260531592

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/29/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

06/30/2026

400188120

5000260531592

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

06/29/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

06/30/2026

400188100

1000260532258

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

07/01/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/02/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Qualifying DTI below max allowed. - Calculated DTI of XX.X% is less than Guideline DTI of XXX%

400188100

1000260532258

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

07/01/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/02/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Qualifying DTI below max allowed. - Calculated DTI of XX.X% is less than Guideline DTI of XXX%

400188100

1000260532258

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

07/01/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/02/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Qualifying DTI below max allowed. - Calculated DTI of XX.X% is less than Guideline DTI of XXX%

400188069

1000260532317

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

07/06/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/06/2026

Borrower has stable job time - Borrower has X.XX years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

400188069

1000260532317

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

07/06/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/06/2026

Borrower has stable job time - Borrower has X.XX years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

400188069

1000260532317

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

Non-QM: Lender documented all ATR UW factors

Loan Review Complete

07/06/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/06/2026

Borrower has stable job time - Borrower has X.XX years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

400188066

5000260532492

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/06/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational ; .; Informational

07/07/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188066

5000260532492

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/06/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational ; .; Informational

07/07/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188066

5000260532492

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/07/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/07/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188065

1000260532925

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

QM: Safe Harbor APOR (APOR SH)

Loan Review Complete

07/06/2026

Resolved

FCOM9186

Compliance

eSigned Documents Consent is Missing

The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before.

Document Uploaded. econsent attached

07/09/2026

Evidence of eConsent is provided.; The eSigned consent disclosure is missing. The eSigned documents consent is missing.; The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before.

07/09/2026

Borrower has stable job time - Borrower has X.XX years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188065

1000260532925

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

QM: Safe Harbor APOR (APOR SH)

Loan Review Complete

07/06/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational ; .; Informational

07/09/2026

Borrower has stable job time - Borrower has X.XX years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188065

1000260532925

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

QM: Safe Harbor APOR (APOR SH)

Loan Review Complete

07/06/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational ; .; Informational

07/09/2026

Borrower has stable job time - Borrower has X.XX years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188128

1000260634174

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/10/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/10/2026

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

400188128

1000260634174

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/10/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/10/2026

400188128

1000260634174

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/10/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/10/2026

400188084

1000260531899

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/10/2026

Resolved

FCRE1133

Credit

Purchase Contract Expiration Date is prior to Note Date

Please provide an extension agreement up to XX/XX/XXXX.

Document Uploaded. Please see attached purchase contract addendum that extends the closing date to 6/30

07/13/2026

Lender provided Purchase contract extension agreement extending to 06/30/2026.

07/14/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188084

1000260531899

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/10/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/10/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400188084

1000260531899

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/10/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/10/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400196020

6000068273

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/15/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/16/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400196020

6000068273

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/15/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/16/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400196020

6000068273

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/15/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/16/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195940

6000069588

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/15/2026

Resolved

FCRE5770

Credit

Borrower 1 Credit Report is Missing

Borrower 1 Credit Report is Missing. Missing credit report.

Document Uploaded.

07/17/2026

Documentation is sufficient. Credit report provided. Exception resolved.; Borrower 1 Credit Report is not missing.

07/20/2026

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

Borrower has stable job time - Borrower has X.XX years on job.

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195940

6000069588

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/15/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/16/2026

400195940

6000069588

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/15/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/16/2026

400195961

2850003427

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195961

2850003427

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195961

2850003427

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195967

6000067766

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195967

6000067766

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195967

6000067766

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195972

6000069514

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/17/2026

400195972

6000069514

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/17/2026

400195972

6000069514

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/17/2026

400195897

6000069XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/16/2026

Resolved

finding-3352

Compliance

Higher-Priced Mortgage Loan Test

Informational

07/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Borrower has stable job time - Borrower has X.XX years on job.

400195897

6000069XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/16/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Borrower has stable job time - Borrower has X.XX years on job.

400195897

6000069XXX

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/16/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Borrower has stable job time - Borrower has X.XX years on job.

400196003

6000069910

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400196003

6000069910

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400196003

6000069910

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/17/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195997

6000070140

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/17/2026

400195997

6000070140

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/17/2026

400195997

6000070140

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/16/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/17/2026

400195877

6000069600

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/17/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/20/2026

400195877

6000069600

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/17/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/20/2026

400195877

6000069600

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/17/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/20/2026

400195923

6000069775

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/17/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/20/2026

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
Borrower has stable job time - Borrower has XXX years on job.

400195923

6000069775

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/17/2026

Resolved

finding-3352

Compliance

Higher-Priced Mortgage Loan Test

No Cure required. HPML with established escrows and appraisal requirements met. Exception downgraded to a A. This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.

Informational

07/20/2026

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Borrower has stable job time - Borrower has XXX years on job.

400195923

6000069775

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/17/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/20/2026

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Borrower has stable job time - Borrower has XXX years on job.

400195977

6000069803

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/17/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/20/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195977

6000069803

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/17/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/20/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195977

6000069803

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/20/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/20/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195992

6000069971

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/17/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/20/2026

400195992

6000069971

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/17/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/20/2026

400195992

6000069971

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/17/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/20/2026

400195893

6000070363

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/21/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/21/2026

Borrower has stable job time - Borrower has XXX years on job.

400195893

6000070363

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/21/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/21/2026

Borrower has stable job time - Borrower has XXX years on job.

400195893

6000070363

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/21/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/21/2026

Borrower has stable job time - Borrower has XXX years on job.

400195988

6000069660

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/21/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/22/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

400195988

6000069660

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/21/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/22/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

400195988

6000069660

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/21/2026

Acknowledged

FCRE1199

Credit

Audited Loan Amount is greater than Guideline Maximum Loan Amount

Audited Loan Amount of $XXXXX is greater than the Guideline Maximum Loan Amount of $XXXXX. The loan file loan amount is $XXXXX and per guidelines the max loan amount is $XXXXX. However; the loan contains a lender approved exception allowing loan amount to exceed the threshold even though the amount does not meet guidelines. The lender identified the following compensating factors to justify the exception; Excellent credit history with a credit score that is 20 plus points above guidelines and excessive reserves of 96 months. Exception downgraded to a level 2/B.

Exception downgraded to a level 2/B.

07/22/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%

Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%

400195894

6000070206

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/22/2026

Rescinded

FCRE1108

Credit

Calculated Initial Payment and Initial Principal and Interest Payment do not match

The calculated monthly payment based upon the terms of the Note is, $XXXXX. The monthly payment disclosed on the Note, $XXXXX, is not supported by the terms of the Note. Step payment loan product.

Document Uploaded. Are you reviewing the step addendum?

07/29/2026

Documentation in file is sufficient. Step payment loan. Exception rescinded.

07/30/2026

400195894

6000070206

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/23/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/24/2026

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Borrower has stable job time - Borrower has XX.X years on job.

400195894

6000070206

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/23/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/24/2026

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Borrower has stable job time - Borrower has XX.X years on job.

400195894

6000070206

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/22/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/24/2026

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Borrower has stable job time - Borrower has XX.X years on job.

400195944

6000070549

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/22/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/23/2026

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195944

6000070549

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/23/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/23/2026

400195944

6000070549

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/23/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/23/2026

400195998

6000069610

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/24/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/24/2026

400195998

6000069610

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/24/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/24/2026

400195998

6000069610

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/24/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/24/2026

400195884

1300014060

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/24/2026

Rescinded

FCRE9780

Credit

Business Purpose Affidavit/Disclosure Missing

Business Purpose Affidavit/Disclosure Missing. Provide missing Business Purpose Affidavit.

Not a business purpose loan... this is not required.

07/28/2026

Documentation in file is sufficient. Not a business purpose loan. Exception rescinded.; Business Purpose Affidavit/Disclosure Provided

07/29/2026

400195884

1300014060

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/24/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/27/2026

Borrower has stable job time - Borrower has XXX years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195884

1300014060

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/24/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/27/2026

Borrower has stable job time - Borrower has XXX years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195924

2070009363

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/27/2026

Rescinded

FCRE1193

Credit

Audited DTI Exceeds Guideline DTI

Audited DTI of 32.7% exceeds Guideline DTI of 0%

Rescind or clarify- there are no GLS with a threshold of 0% DTI, and this program goes to 55%, we are at XXX%

07/28/2026

Documentation in file is sufficient. Loan amount within guidelines. Exception rescinded.; Audited DTI of 32.7% is less than or equal to Guideline DTI of 55%

07/29/2026

400195924

2070009363

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/27/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/27/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Borrower has stable job time - Borrower has X.XX years on job.

Qualifying DTI below max allowed. - Calculated DTI of XX.X% is less than Guideline DTI of XXX%

400195924

2070009363

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/27/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/27/2026

400195924

2070009363

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/24/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/27/2026

400195962

6000069383

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/27/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/27/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195962

6000069383

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/27/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/27/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195962

6000069383

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/24/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/27/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195978

6000069890

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/28/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/28/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195978

6000069890

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/28/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/28/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195978

6000069890

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/24/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/28/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195928

6000070501

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/27/2026

Rescinded

FCRE1108

Credit

Calculated Initial Payment and Initial Principal and Interest Payment do not match

The calculated monthly payment based upon the terms of the Note is, $XXXXX. The monthly payment disclosed on the Note, $XXXXX, is not supported by the terms of the Note. Step payment loan

Document Uploaded. Are you reviewing the Note addendum?

07/29/2026

Documentation in file is sufficient. Step payment loan. Exception rescinded.

07/30/2026

400195928

6000070501

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/27/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/28/2026

400195928

6000070501

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/27/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/28/2026

400195928

6000070501

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: CDFI Lender Exempt

Loan Review Complete

07/27/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/28/2026

400195996

6000067476

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/31/2026

Resolved

FCOM8997

Compliance

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Informational

07/31/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195996

6000067476

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/30/2026

Resolved

FCRE8999

Credit

No Credit Findings

The loan meets all applicable credit guidelines.

Informational

07/31/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

400195996

6000067476

XXX

XXXXX

XX/XX/XXXX

$XXXXXX

XXX

ATR/QM: Exempt

Loan Review Complete

07/30/2026

Resolved

FPRO8998

Property

No Property Findings

Property and valuations related findings were not identified on the loan.

Informational

07/31/2026

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX.

Loan Number

Seller Loan ID

Investor Loan ID

Original Loan Amount

Initial Credit Loan Grades DBRS

Initial Credit Loan Grades Fitch

Initial Credit Loan Grades Kroll

Initial Credit Loan Grades Moody's

Initial Credit Loan Grades S&P

Initial Compliance Loan Grades DBRS

Initial Compliance Loan Grades Fitch

Initial Compliance Loan Grades Kroll

Initial Compliance Loan Grades Moody's

Initial Compliance Loan Grades S&P

Initial Property Loan Grades DBRS

Initial Property Loan Grades Fitch

Initial Property Loan Grades Kroll

Initial Property Loan Grades Moody's

Initial Property Loan Grades S&P

Initial Overall Loan Grades DBRS

Initial Overall Loan Grades Fitch

Initial Overall Loan Grades Kroll

Initial Overall Loan Grades Moody's

Initial Overall Loan Grades S&P

Final Credit Loan Grades DBRS

Final Credit Loan Grades Fitch

Final Credit Loan Grades Kroll

Final Credit Loan Grades Moody's

Final Credit Loan Grades S&P

Final Compliance Loan Grades DBRS

Final Compliance Loan Grades Fitch

Final Compliance Loan Grades Kroll

Final Compliance Loan Grades Moody's

Final Compliance Loan Grades S&P

Final Property Loan Grades DBRS

Final Property Loan Grades Fitch

Final Property Loan Grades Kroll

Final Property Loan Grades Moody's

Final Property Loan Grades S&P

Final Overall Loan Grades DBRS

Final Overall Loan Grades Fitch

Final Overall Loan Grades Kroll

Final Overall Loan Grades Moody's

Final Overall Loan Grades S&P

400193871

XXXXX

$XXXXXX

N/A

400193869

XXXXX

$XXXXXX

N/A

400182884

XXXXX

$XXXXXX

N/A

400182885

XXXXX

$XXXXXX

N/A

400182897

XXXXX

$XXXXXX

N/A

400182908

XXXXX

$XXXXXX

N/A

400182946

XXXXX

$XXXXXX

N/A

400182947

XXXXX

$XXXXXX

N/A

400182949

XXXXX

$XXXXXX

N/A

400182950

XXXXX

$XXXXXX

N/A

400182951

XXXXX

$XXXXXX

N/A

400182881

XXXXX

$XXXXXX

N/A

400182918

XXXXX

$XXXXXX

N/A

400182919

XXXXX

$XXXXXX

N/A

400182920

XXXXX

$XXXXXX

N/A

400182921

XXXXX

$XXXXXX

N/A

400182922

XXXXX

$XXXXXX

N/A

400182923

XXXXX

$XXXXXX

N/A

400182924

XXXXX

$XXXXXX

N/A

400182925

XXXXX

$XXXXXX

N/A

400182926

XXXXX

$XXXXXX

N/A

400182887

XXXXX

$XXXXXX

N/A

400182891

XXXXX

$XXXXXX

N/A

400182892

XXXXX

$XXXXXX

N/A

400182894

XXXXX

$XXXXXX

N/A

400182916

XXXXX

$XXXXXX

N/A

400182927

XXXXX

$XXXXXX

N/A

400182928

XXXXX

$XXXXXX

N/A

400182938

XXXXX

$XXXXXX

N/A

400182941

XXXXX

$XXXXXX

N/A

400193902

XXXXX

$XXXXXX

N/A

400193917

XXXXX

$XXXXXX

N/A

400193885

XXXXX

$XXXXXX

N/A

400182952

XXXXX

$XXXXXX

N/A

400182955

XXXXX

$XXXXXX

N/A

400182896

XXXXX

$XXXXXX

N/A

400182900

XXXXX

$XXXXXX

N/A

400182901

XXXXX

$XXXXXX

N/A

400182904

XXXXX

$XXXXXX

N/A

400182906

XXXXX

$XXXXXX

N/A

400182913

XXXXX

$XXXXXX

N/A

400182929

XXXXX

$XXXXXX

N/A

400193912

XXXXX

$XXXXXX

N/A

400182944

XXXXX

$XXXXXX

N/A

400193916

XXXXX

$XXXXXX

N/A

400193939

XXXXX

$XXXXXX

N/A

400193944

XXXXX

$XXXXXX

N/A

400182956

XXXXX

$XXXXXX

N/A

400182959

XXXXX

$XXXXXX

N/A

400182960

XXXXX

$XXXXXX

N/A

400193938

XXXXX

$XXXXXX

N/A

400193949

XXXXX

$XXXXXX

N/A

400193940

XXXXX

$XXXXXX

N/A

400159063

XXXXX

$XXXXXX

400175730

XXXXX

$XXXXXX

400188124

XXXXX

$XXXXXX

400188071

XXXXX

$XXXXXX

400188081

XXXXX

$XXXXXX

400188118

XXXXX

$XXXXXX

400188109

XXXXX

$XXXXXX

400188122

XXXXX

$XXXXXX

400188129

XXXXX

$XXXXXX

400188092

XXXXX

$XXXXXX

400188083

XXXXX

$XXXXXX

400188115

XXXXX

$XXXXXX

400188098

XXXXX

$XXXXXX

400188095

XXXXX

$XXXXXX

400188085

XXXXX

$XXXXXX

400188127

XXXXX

$XXXXXX

400188099

XXXXX

$XXXXXX

400188120

XXXXX

$XXXXXX

400188100

XXXXX

$XXXXXX

400188069

XXXXX

$XXXXXX

400188066

XXXXX

$XXXXXX

400188065

XXXXX

$XXXXXX

400188128

XXXXX

$XXXXXX

400188084

XXXXX

$XXXXXX

400196020

XXXXX

$XXXXXX

400195940

XXXXX

$XXXXXX

400195961

XXXXX

$XXXXXX

400195967

XXXXX

$XXXXXX

400195972

XXXXX

$XXXXXX

400195897

XXXXX

$XXXXXX

400196003

XXXXX

$XXXXXX

400195997

XXXXX

$XXXXXX

400195877

XXXXX

$XXXXXX

400195923

XXXXX

$XXXXXX

400195977

XXXXX

$XXXXXX

400195992

XXXXX

$XXXXXX

400195893

XXXXX

$XXXXXX

400195988

XXXXX

$XXXXXX

400195894

XXXXX

$XXXXXX

400195944

XXXXX

$XXXXXX

400195998

XXXXX

$XXXXXX

400195884

XXXXX

$XXXXXX

400195924

XXXXX

$XXXXXX

400195962

XXXXX

$XXXXXX

400195978

XXXXX

$XXXXXX

400195928

XXXXX

$XXXXXX

400195996

XXXXX

$XXXXXX

Loan ID

Seller Loan ID

Property Address

City

State

Zip

County

Property Type

Note Date

Allocated Loan Amount

Total Loan Amount

Sales Price

Total Adjusted Prior Purchase Price

Primary Appraised Value

Primary Appraisal Date

Primary Appraisal Type

Allocated Property Value

Value for LTV

LTV

CLTV

Loan Reviewed Property Value

Loan Reviewed Variance Amount

Loan Reviewed Variance Percent

Loan Reviewed Product Type

Loan Post-Close Reviewed Property Value

Loan Post-Close Reviewed Variance Amount

Loan Post-Close Reviewed Variance Percent

Loan Post-Close Reviewed Product Type

Second Appraisal Value

Second Appraisal Variance Amount

Second Appraisal Variance Percent

Second Appraisal Date

Second Appraisal Type

AVM Appraised Value

AVM Variance Amount

AVM Variance Percent

AVM Confidence Score

FSD Score

AVM Company Name

AVM Product Name

AVM Appraisal Date

Desk Review Appraised Value

Desk Review Variance Amount

Desk Review Variance Percent

Desk Review Company

Desk Review Risk Score

Desk Review Appraisal Date

Second Desk Review Variance Amount

Second Desk Review Variance Percent

Second Desk Review Appraisal Date

Second Desk Review Appraised Value

Desk Top Appraised Value

Desk Top Variance Amount

Desk Top Variance Percent

Desk Top Company

Desk Top Appraisal Date

BPO Appraised Value

BPO Variance Amount

BPO Variance Percent

BPO Company

BPO Appraisal Date

Field Review Appraised Value

Field Review Variance Amount

Field Review Variance Percent

Field Review Company

Field Review Appraisal Date

2055 Appraised Value

2055 Variance Amount

2055 Variance Percent

2055 Company

2055 Appraisal Date

AVE/CMA Appraised Value

AVE/CMA Variance Amount

AVE/CMA Variance Percent

AVE/CMA Company

AVE/CMA Appraisal Date

Other Appraised Value

Other Variance Amount

Other Variance Percent

Other Appraisal Date

Updated Appraised Value

Updated Variance Amount

Updated Variance Percent

Updated Company

Updated Appraisal Date

Updated Appraisal Type

Loan Collateral Advisor Risk Score

Loan Collateral Advisor Risk Score Date

Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?

Collateral Underwriter Risk Score

Collateral Underwriter Risk Score Date

Flood Zone Designation

Flood Coverage Amount

Flood Policy Effective Date

Flood Expiration Date

Flood Policy #

Flood Coverage Indicator

Hazard Policy Amount

Hazard Expiration Date

Hazard Insurer Name

Hazard Policy Number

Hazard Coverage Amount

400193871

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

74.84%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

Yes

$XXX

XX/XX/XXXX

XXX

$XXX

400193869

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

70.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182884

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182885

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182897

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

65.66%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

Yes

$XXX

XX/XX/XXXX

XXX

$XXX

400182908

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

65.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182946

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

65.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182947

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

60.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182949

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

65.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182950

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

57.99%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182951

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

58.01%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182881

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182918

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182919

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182920

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182921

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182922

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182923

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182924

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182925

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182926

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182887

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182891

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

70.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182892

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182894

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

60.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182916

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

56.61%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182927

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182928

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

74.43%

$XXX

-3.41%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182938

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182941

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400193902

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

76.92%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400193917

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

$XXX

XX/XX/XXXX

URAR Form 1004 Form 70

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400193885

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

68.57%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182952

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

70.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182955

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

63.22%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182896

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

23.49%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182900

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

65.00%

$XXX

-1.82%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182901

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

62.56%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182904

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

55.00%

$XXX

0.00%

XXX

XX/XX/XXXX

$XXX

XX/XX/XXXX

Form 1025

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182906

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

55.00%

$XXX

0.00%

XXX

XX/XX/XXXX

$XXX

XX/XX/XXXX

Form 1025

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182913

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182929

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

65.00%

$XXX

4.35%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400193912

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182944

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

62.65%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400193916

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

55.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400193939

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

70.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400193944

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

73.67%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182956

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182959

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400182960

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400193938

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400193949

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.00%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400193940

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

62.95%

$XXX

0.00%

XXX

XX/XX/XXXX

Not Eligible

N/A

$XXX

XX/XX/XXXX

XXX

$XXX

400159063

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

65.0

$XXX

.0000

Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

400175730

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

79.99

$XXX

.0000

Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

400188124

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

42.79

$XXX

.0000

Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

400188071

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

Eligible

400188081

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

85.0

Not Eligible

400188118

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.0

$XXX

.0000

Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

3.4

400188109

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

65.0

400188122

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.0

Eligible

400188129

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

70.0

$XXX

.0000

Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

3.5

400188092

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.0

$XXX

.0000

Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Unavailable

4.1

400188083

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

Eligible

400188115

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

32.89

$XXX

.0000

Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

400188098

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

79.34

Eligible

400188095

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

50.42

Eligible

2.4

400188085

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

59.09

Eligible

400188127

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

74.56

Eligible

400188099

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.0

$XXX

.0000

Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

400188120

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

$XXX

.0000

Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

400188100

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.0

$XXX

.0000

Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

2.5

Eligible

3.7

400188069

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

39.11

$XXX

.0000

Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

400188066

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

85.0

Eligible

400188065

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

Eligible

400188128

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.0

Eligible

400188084

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

$XXX

.0000

Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

400196020

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

74.16

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Eligible

400195940

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

47.62

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

3.8

Not Eligible

3.8

400195961

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

70.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

400195967

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

2.5

Eligible

2.4

400195972

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

71.27

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Eligible

1.9

400195897

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

89.97

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

1.5

Eligible

400196003

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

70.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

1.9

400195997

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

85.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

2.8

Not Eligible

2.8

400195877

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

400195923

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

85.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Eligible

400195977

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

75.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0123

XX/XX/XXXX

1004 URAR

$XXX

.0000

XXX

XX/XX/XXXX

3.5

Not Eligible

3.5

400195992

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

59.95

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Eligible

3.6

400195893

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XX/XX/XXXX

1004 URAR

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

3.8

400195988

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

59.09

$XXX

-.1499

Enhanced Desk Review

$XXX

-.0572

XX/XX/XXXX

1004 URAR

$XXX

-.1499

XXX

XX/XX/XXXX

Not Eligible

400195894

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

3.5

Not Eligible

2.4

400195944

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0347

XX/XX/XXXX

1004 URAR

$XXX

.0347

XXX

XX/XX/XXXX

Not Eligible

3.1

400195998

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

74.99

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Eligible

1.9

400195884

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

63.33

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

400195924

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Eligible

2.6

400195962

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

70.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Not Eligible

400195978

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Eligible

1.4

400195928

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

80.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Eligible

400195996

XXXXX

XXX

XX/XX/XXXX

$XXXXXX

$XXX

XX/XX/XXXX

XXX

$XXX

70.0

$XXX

.0000

Enhanced Desk Review

$XXX

.0000

XXX

XX/XX/XXXX

Eligible

Loan ID

Seller Loan ID

Investor Loan ID

Loan Program

Guideline Product Name

Originator Name

Originating Entity CDFI Flag

Guideline Name

Guideline Author

Guideline Date

Guideline Version

Application Date

TILA Status

TRID

GSE

Verified Safe Harbor Flag

Verified Safe Harbor Reference Document

QM Regulation Failures

ATR QM Total Points and Fees Audit

Loan Regulation Benchmark Date

Benchmark Rate

AUS Decision System

Rating Result

Property Inspection Waiver (PIW)

Calculated APR

HUD 1 Page 1 Credits Total

Verified Qualifying Rate

Originator Qualifying Rate

Qualifying P&I

Default Interest Rate Present

Default Interest Rate

Annual Property Tax

Monthly Property Tax

Annual Insurance Costs

Monthly Insurance Cost

Annual HOA Costs

Monthly HOA Costs

Monthly Other Costs

PITIA

Residual Income

HOA Questionnaire Flag

HOA Name

HOA Address State

HOA Fee Amount

HOA Next Due Date

HOA Payment Frequency

Originator DTI

TPR Verified DTI

QM DTI

Is Borrower Non Occupant

Is Co Borrower Non Occupant

Co Borrower 2 Asset Verification Level

Co Borrower 3 Asset Verification Level

Co Borrower 2 Income Verification Level

Co Borrower 3 Income Verification Level

Co Borrower 2 Employment Verification Level

Co Borrower 3 Employment Verification Level

Borrower Employment Indicator

Co Borrower Employment Indicator

Co Borrower 2 Employment Indicator

Co Borrower 3 Employment Indicator

Co Borrower 2 Length of Employment

Co Borrower 3 Length of Employment

Document Level

Borrower Years of W2s/1099

CoBorrower Years of W2s/1099

Borrower Months of Paystubs Verified

Co Borrower Months of Paystubs Verified

Borrower Employment Gap Letter

Borrower Months of Employment Gap

Co Borrower Employment Gap Letter

Co Borrower Months of Employment Gap

Borrower Years of Personal Tax Returns

Borrower Years of Business Tax Returns

CoBorrower Years of Personal Tax Returns

CoBorrower Years of Business Tax Returns

Years of 4506T

Years of Tax Transcripts

Borrower Award/Offer Letter

Co Borrower Award/Offer Letter

Asset Depletion Flag

Partial Asset Depletion Flag

Asset Depletion Months Amortized

Asset Utilization Flag (No DTI)

Borrower Bank Statements Flag

Borrower Bank Statement Summary/Lender Worksheet

Borrower Number of Personal Bank Statements

Borrower Number of Business Bank Statements

CoBorrower Bank Statements Flag

Co Borrower Bank Statement Summary/Lender Worksheet

CoBorrower Number of Personal Bank Statements

CoBorrower Number of Business Bank Statements

Percent of Income From Statements

Borrower Business Ownership %

CoBorrower Business Ownership %

Bespoke Eligible Assets

Borrower P&L Type

Borrower Number of Months P&L

Borrower P&L Prepared By

CoBorrower P&L Type

CoBorrower P&L Prepared By

CoBorrower Number of Months P&L

Borrower CPA Letter Flag

# of Months CPA verified income

CoBorrower CPA Letter Flag

CoBorrower # of Months CPA verified income

Borrower WVOE Flag

Borrower # of Months Employment Validated WVOE

Borrower # of Months Income Validated WVOE

Borrower WVOE Form Type

CoBorrower WVOE Flag

CoBorrower # of Months WVOE

CoBorrower # of Months Income Validated WVOE

CoBorrower WVOE Form Type

DSCR Flag

TPR DSCR

Originator DSCR

Expense Letter

Income Doc Detail

Tax Return Doc Details

Property Address

Property City

Property State

Property Zip

Property County

Original Credit Report Date

Borrower 1 Credit Report Date

Borrower 2 Credit Report Date

Borrower 3 Credit Report Date

Borrower 4 Credit Report Date

Qualifying Credit Score

Third Wage Earner Original FICO Equifax

Third Wage Earner Original FICO Experian

Third Wage Earner Original FICO Transunion

Fourth Wage Earner Original FICO Equifax

Fourth Wage Earner Original FICO Experian

Fourth Wage Earner Original FICO Transunion

Most Recent Co Borrower 2 FICO

Most Recent Co Borrower 3 FICO

Updated Credit Report Flag

Updated Credit Report Date

Updated FICO Method

Primary Wage Earner Updated FICO Equifax

Primary Wage Earner Updated FICO Experian

Primary Wage Earner Updated FICO Transunion

Secondary Wage Earner Updated FICO Equifax

Secondary Wage Earner Updated FICO Experian

Secondary Wage Earner Updated FICO Transunion

Third Wage Earner Updated FICO Equifax

Third Wage Earner Updated FICO Experian

Third Wage Earner Updated FICO Transunion

Fourth Wage Earner Updated FICO Equifax

Fourth Wage Earner Updated FICO Experian

Fourth Wage Earner Updated FICO Transunion

Updated Primary Borrower FICO

Updated Co Borrower FICO

Updated Co Borrower 2 FICO

Updated Co Borrower 3 FICO

Updated Qualifying FICO

Most Recent Bankruptcy Type

Most Recent Bankruptcy Filing Date

Most Recent Bankruptcy Discharge Date

Number of Bankruptcy Events

Months Bankruptcy 7 11

Months Bankruptcy 13

Most Recent Deed in Lieu Date

Number of Deed in Lieu Events

Months Deed in Lieu

Most Recent Short Sale Date

Number of Short Sale Events

Months Short Sale (or Pre FC)

Most Recent Foreclosure Date

Number of Foreclosure Events

Months Foreclosure

Prior Mortgage/Rent Lates 30d in 0-12m

Prior Mortgage/Rent Lates 60d in 0-12m

Prior Mortgage/Rent Lates 90d in 0-12m

Prior Mortgage/Rent Lates 120d+ in 0-12m

Prior Mortgage/Rent Lates 30d in 13-24m

Prior Mortgage/Rent Lates 60d in 13-24m

Prior Mortgage/Rent Lates 90d in 13-24m

Prior Mortgage/Rent Lates 120d+ in 13-24m

Prior Mortgage/Rent Late 30d in 24m

Prior Mortgage/Rent Late 60d in 24m

Prior Mortgage/Rent Late 90d in 24m

Has ACH

Is Equity Shared Loan

Subordinate Lien Type

Subordinate Lien Max Draw Amount (HELOC)

Is Shared Appreciation Mortgage

Borrower Originator Citizenship Designation

Borrower Verified Citizenship Designation

Borrower Individual Tax Identification Number (ITIN)?

Borrower Photo Identification Type

Borrower Photo Identification Other Type

Borrower Photo ID State of Issuance

Borrower Photo ID Country of Issuance

Borrower Photo ID Expiration Date

Borrower Passport Country of Origin

Borrower Passport Expiration Date

Borrower Non-US Citizen Identification Document

Borrower Date of Resident Since/Valid Date

Borrower Non-US Document Expiration Date

Co Borrower Originator Citizenship Designation

Co Borrower Verified Citizenship Designation

Co Borrower Individual Tax Identification Number (ITIN)?

Co Borrower Photo Identification Type

Co Borrower Photo Identification Other Type

Co Borrower Photo ID State of Issuance

Co Borrower Photo ID Country of Issuance

Co Borrower Photo ID Expiration Date

Co Borrower Passport Country of Origin

Co Borrower Passport Expiration Date

Co Borrower Non-US Citizen Identification Document

Co Borrower Date of Resident Since/Valid Date

Co Borrower Non-US Document Expiration Date

Co Borrower 2 Originator Citizenship Designation

Co Borrower 2 Verified Citizenship Designation

Co Borrower 2 Individual Tax Identification Number (ITIN)?

Co Borrower 2 Photo Identification Type

Co Borrower 2 Photo Identification Other Type

Co Borrower 2 Photo ID State of Issuance

Co Borrower 2 Photo ID Country of Issuance

Co Borrower 2 Photo ID Expiration Date

Co Borrower 2 Passport Country of Origin

Co Borrower 2 Passport Expiration Date

Co Borrower 2 Non-US Citizen Identification Document

Co Borrower 2 Date of Resident Since/Valid Date

Co Borrower 2 Non-US Document Expiration Date

Co Borrower 3 Originator Citizenship Designation

Co Borrower 3 Verified Citizenship Designation

Co Borrower 3 Individual Tax Identification Number (ITIN)?

Co Borrower 3 Photo Identification Type

Co Borrower 3 Photo Identification Other Type

Co Borrower 3 Photo ID State of Issuance

Co Borrower 3 Photo ID Country of Issuance

Co Borrower 3 Photo ID Expiration Date

Co Borrower 3 Passport Country of Origin

Co Borrower 3 Passport Expiration Date

Co Borrower 3 Non-US Citizen Identification Document

Co Borrower 3 Date of Resident Since/Valid Date

Co Borrower 3 Non-US Document Expiration Date

Property Rights

Leasehold Lease Expiration Date

Buydown Flag

Assumable Mortgage Flag

Foreign National Alternative Credit Documentation

Liquid / Cash Reserves (ASF)

Months Liquid Reserves

Total Assets Available for Reserves

Months Reserves

Blanket Mortgage Flag

Qualifying HCLTV

Condo Warrantability Flag

E-Note Flag

O&E in lieu of Title Insurance

Business Purpose Flag

Borrower Note Executed As

Co Borrower Note Executed As

Co Borrower 2 Note Executed As

Co Borrower 3 Note Executed As

Borrower 1 Trust Name

Borrower 2 Trust Name

Borrower 3 Trust Name

Borrower 4 Trust Name

Lease in Place 1007/Lease in file

Market Rents

Subject Rental Income

MERS Number

400159063

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

12 Month Bank Statement

N/A

Yes

100.00%

XXX

N/A

XXX

N/A

Borrower - Other - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Fee Simple

N/A

$XXX

XXX

65.0

XXX

Borrower As Individual

N/A

400175730

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

79.99

XXX

Yes

Member on Behalf of Entity

N/A

400188124

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

N/A

XXX

XX/XX/XXXX

XXX

Fee Simple

Unknown

N/A

$XXX

XXX

42.79

XXX

Yes

Borrower As Individual

N/A

400188071

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

2YR Full Doc

2+ Months

N/A

Yes

0.00%

XXX

Yes

XXX

Work Number

XXX

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, Written VOE Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - XXX

Borrower - XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

Unknown

N/A

$XXX

XXX

80.0

XXX

Yes

Member on Behalf of Entity

N/A

400188081

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

Annually

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

Unknown

N/A

$XXX

XXX

85.0

XXX

Yes

Borrower As Individual

N/A

400188118

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

Unknown

N/A

$XXX

XXX

75.0

XXX

Yes

Member on Behalf of Entity

N/A

400188109

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

65.0

XXX

Yes

Borrower As Individual

N/A

400188122

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

75.0

XXX

Yes

Borrower As Individual

N/A

400188129

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

12 Month Bank Statement

N/A

Yes

100.00%

XXX

N/A

XXX

N/A

Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

70.0

XXX

Borrower As Individual

N/A

400188092

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

Unknown

N/A

$XXX

XXX

75.0

XXX

Yes

Borrower As Individual

N/A

400188083

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

12 Month Bank Statement

N/A

Yes

100.00%

XXX

N/A

XXX

Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Personal Bank Statements Verified, Lease Agreements Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

80.0

XXX

Borrower As Individual

N/A

400188115

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

N/A

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

32.89

XXX

Yes

Borrower As Individual

N/A

400188098

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

Annually

XXX%

XXX

Written Verification of Employment

N/A

Yes

0.00%

XXX

Yes

XXX

FNMA 1005

XXX

Borrower - Wage, Wage - Written VOE Verified, XXX YRS Executed 4506T Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

79.34

XXX

Borrower As Individual

N/A

400188095

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Asset Depletion – Debt Ratio Calculation

N/A

Yes

0.0

Yes

N/A

0.00%

XXX

N/A

XXX

N/A

XXX

Borrower - Asset Depletion - XXX YRS Executed 4506T Verified, Personal Bank Statements Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified, Personal Bank Statements Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

N/A

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

50.42

XXX

Borrower As Individual

N/A

400188085

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

1YR Full Doc

1 Month

N/A

Yes

0.00%

XXX

N/A

XXX

Borrower - SESCorp - XXX YR Personal Tax Returns Verified, XXX YR Business Tax Returns Verified(XXX, K1), YTD Profit And Loss Verified, XXX YR W2 XXX Verified, XXX Month Paystubs Verified, XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX

Borrower - XXX YR Personal Tax Returns Verified, XXX YR Business Tax Returns Verified(XXX, K1), XXX YRS Executed 4506T Verified, XXX YR IRS Transcripts Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

59.09

XXX

Borrower As Individual

N/A

400188127

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

12 Month Bank Statement

N/A

Yes

100.00%

XXX

N/A

XXX

N/A

Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Fee Simple

N/A

$XXX

XXX

74.56

XXX

Borrower As Individual

N/A

400188099

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

Unknown

N/A

$XXX

XXX

75.0

XXX

Yes

Borrower As Individual

N/A

400188120

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

12 Month Bank Statement

N/A

Yes

100.00%

XXX

N/A

XXX

Borrower - Other - XXX YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

80.0

XXX

Borrower As Individual

N/A

400188100

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

Annually

XXX%

XXX

Asset Depletion – Total Asset Calculation

N/A

Yes

48.0

Yes

0.00%

XXX

N/A

XXX

N/A

XXX

Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - XXX || Co Borrower - Personal Bank Statements Verified - XXX

Borrower - XXX || Co Borrower - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

N/A

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

75.0

XXX

Borrower As Individual

N/A

400188069

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

12 Month Bank Statement

N/A

Yes

100.00%

XXX

N/A

XXX

Borrower - Other - Business Bank Statements Verified - XXX

Borrower - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

39.11

XXX

Borrower As Individual

N/A

400188066

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

85.0

XXX

Yes

Borrower As Individual

N/A

400188065

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Written Verification of Employment

N/A

Yes

0.00%

XXX

Yes

XXX

Other

XXX

Borrower - Wage - Written VOE Verified, XXX YRS Executed 4506T Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

80.0

XXX

Yes

Borrower As Individual

N/A

400188128

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

N/A

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

75.0

XXX

Yes

Borrower As Individual

N/A

400188084

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

Unknown

N/A

$XXX

XXX

80.0

XXX

Yes

Borrower As Individual

N/A

400196020

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

1 - Not Stated Not Verified

1 - Not Stated, Not Verified

XXX

Unknown

.00

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

N/A

XXX

XX/XX/XXXX

XXX

N/A

XXX

XX/XX/XXXX

N/A

Fee Simple

N/A

$XXX

XXX

74.16

XXX

Yes

Borrower As Individual

N/A

400195940

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

Annually

XXX%

XXX

12 Month Bank Statement

N/A

Yes

100.00%

XXX

N/A

XXX

N/A

Borrower - Other - XXX YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

47.62

XXX

Borrower As Individual

N/A

400195961

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

70.0

XXX

Yes

Borrower As Individual

N/A

400195967

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

80.0

XXX

Yes

Borrower As Individual

N/A

400195972

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

71.27

XXX

Yes

Borrower As Individual

N/A

400195897

XXXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

08/01/2026

Monthly

XXX%

XXX

12 Month Bank Statement

N/A

Yes

100.00%

XXX

N/A

XXX

Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

89.97

XXX

Borrower As Individual

N/A

400196003

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

N/A

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

70.0

XXX

Yes

Member on Behalf of Entity

N/A

400195997

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

85.0

XXX

Yes

Borrower As Individual

N/A

400195877

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

1YR Full Doc

N/A

Yes

N/A

0.00%

XXX

N/A

XXX

N/A

XXX

Borrower - Other, Other, Other, Other REO Net Rental Income(Loss) - XXX YR W2 XXX Verified, XXX YRS Executed 4506T Verified, Award Letter Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

N/A

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

80.0

XXX

Borrower As Individual

N/A

400195923

XXXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

12 Month Bank Statement

N/A

Yes

100.00%

XXX

N/A

XXX

Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Personal Bank Statements Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

85.0

XXX

Borrower As Individual

N/A

400195977

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

75.0

XXX

Yes

Member on Behalf of Entity

N/A

400195992

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

59.95

XXX

Yes

Member on Behalf of Entity

N/A

400195893

XXXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

12 Month Bank Statement

N/A

Yes

100.00%

XXX

N/A

XXX

N/A

Borrower - Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

80.0

XXX

Yes

Borrower As Individual

N/A

400195988

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, XXX YRS Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), XXX YRS Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

59.09

XXX

Yes

Member on Behalf of Entity

N/A

400195894

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

12 Month Bank Statement

N/A

Yes

100.00%

XXX

N/A

XXX

Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

Fee Simple

N/A

$XXX

XXX

80.0

XXX

Borrower As Individual

N/A

400195944

XXXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

12 Month Bank Statement

N/A

Yes

N/A

100.00%

XXX

N/A

XXX

N/A

XXX

N/A

Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified

Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower - XXX YRS Executed 4506T Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

N/A

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

80.0

XXX

Borrower As Individual

N/A

400195998

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

74.99

XXX

Yes

Member on Behalf of Entity

N/A

400195884

XXXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

12 Month Bank Statement

N/A

Yes

N/A

100.00%

XXX

N/A

XXX

N/A

XXX

Borrower - Other, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX || Co Borrower

Borrower - XXX YRS Executed 4506T Verified - XXX || Co Borrower

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

N/A

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

63.33

XXX

Borrower As Individual

N/A

400195924

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

Annually

XXX%

XXX

2YR Full Doc

2+ Months

N/A

Yes

0.00%

XXX

N/A

XXX

Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, XXX YRS Executed 4506T Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

80.0

XXX

Yes

Borrower As Individual

N/A

400195962

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

70.0

XXX

Yes

Member on Behalf of Entity

N/A

400195978

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

80.0

XXX

Yes

Borrower As Individual

N/A

400195928

XXXXX

XXX

Yes

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: CDFI Lender Exempt

Yes

N/A

$XXX

XX/XX/XXXX

XXX%

Manual Underwriting

XXX%

$XXX

XXX

$XXX

Monthly

XXX%

XXX

2YR Full Doc

1 Month

N/A

Yes

120.0

Yes

0.00%

XXX

N/A

XXX

Borrower - Asset Depletion, Wage, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS W2 XXX Verified, XXX Month Paystubs Verified, XXX YRS Executed 4506T Verified, Award Letter Verified - XXX

Borrower - XXX YRS Executed 4506T Verified - XXX

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

80.0

XXX

Borrower As Individual

N/A

400195996

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

XXX

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

70.0

XXX

Yes

Borrower As Individual

N/A

400193871

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.24

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

74.84

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400193869

XXXXX

XXX

XX/XX/XXXX

XXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

XXX

400182884

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.35

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182885

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.18

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

XXX

400182897

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.17

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

65.66

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182908

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182946

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.17

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182947

XXXXX

XXX

XX/XX/XXXX

XXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182949

XXXXX

XXX

XX/XX/XXXX

XXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.17

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182950

XXXXX

XXX

XX/XX/XXXX

XXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

57.99

XXX

Yes

Member on Behalf of Entity

N/A

Member on Behalf of Entity

N/A

XXX

400182951

XXXXX

XXX

XX/XX/XXXX

XXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

58.01

XXX

Yes

Member on Behalf of Entity

N/A

Member on Behalf of Entity

N/A

XXX

400182881

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182918

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.1687

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

XXX

400182919

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.16875

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182920

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.16875

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182921

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.1675

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182922

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.16875

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182923

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.16875

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

XXX

400182924

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.1675

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182925

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.1675

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182926

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.1675

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

XXX

400182887

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182891

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.17

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

XXX

400182892

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182894

XXXXX

XXX

XX/XX/XXXX

XXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182916

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

56.61

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182927

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182928

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

74.43

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182938

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182941

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400193902

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

76.92

XXX

Yes

Member on Behalf of Entity

N/A

XXX

400193917

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400193885

XXXXX

XXX

XX/XX/XXXX

XXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

68.57

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182952

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.22

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

XXX

400182955

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.26

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

63.22

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182896

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.24

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

23.49

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182900

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.18

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182901

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

62.56

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182904

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.24

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182906

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.24

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182913

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.18

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182929

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.18

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400193912

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

XXX

400182944

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.18

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

62.65

XXX

Yes

Member on Behalf of Entity

N/A

XXX

400193916

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.17

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400193939

XXXXX

XXX

XX/XX/XXXX

XXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400193944

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

73.67

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182956

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182959

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400182960

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400193938

XXXXX

XXX

XX/XX/XXXX

XXX

XX/XX/XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400193949

XXXXX

XXX

XX/XX/XXXX

XXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.45

$XXX

XXX

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

400193940

XXXXX

XXX

XX/XX/XXXX

XXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXX%

$XXX

Yes

0.22

$XXX

XXX

$XXX

Monthly

XXX%

XXX

Debt Service Coverage Ratio

0.00%

XXX

Yes

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified

XXX

XX/XX/XXXX

XXX

Unknown

XXX

XX/XX/XXXX

XXX

Fee Simple

N/A

$XXX

XXX

62.95

XXX

Yes

Member on Behalf of Entity

N/A

Yes

XXX

Loan ID	Seller Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
400159063	XXXXX	Prepayment Penalty Flag	XXX	XXX	Same data
400159063	XXXXX	Property Type	XXX	XXX	Double wide per appraisal
400159063	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	Housing expense listed, lenders figure is the DTI
400175730	XXXXX	Loan Type	XXX	XXX	Loan Type is DSCR
400175730	XXXXX	Prepayment Penalty Flag	XXX	XXX	Prepayment penalty was not provided.
400175730	XXXXX	Property Type	XXX	XXX	Subject property is a XXX unit
400175730	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	PI XXX Taxes XXX HOI XXX - XXX PITI
400175730	XXXXX	Qualifying Total Debt Income Ratio	XXX	XXX	Loan is DSCR. Debt to income ratio does not apply
400175730	XXXXX	Calculated DSCR	XXX	XXX	Lender PITI XXX the actual is XXX
400188124	XXXXX	Loan Type	XXX	XXX	This loan was underwritten as DSCR
400188124	XXXXX	Borrower 1 First Name	XXX	XXX	The borrowers first name is XXX
400188124	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is a prepayment penalty
400188124	XXXXX	Originator Doc Type	XXX	XXX	This loan was underwritten as DSCR
400188124	XXXXX	Qualifying FICO	XXX	XXX	XXX is the lowest score of both borrowers and the XXX is the mid score of both borrowers.
400188124	XXXXX	Property Type	XXX	XXX	Per the appraisal the property is a XXX unit
400188124	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The PITIA is XXX per supportive documentation in the file.
400188071	XXXXX	Borrower 1 Last Name	XXX	XXX	The borrowers last name is XXXXX
400188071	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is a prepayment penalty
400188071	XXXXX	Borrower 1 First Name	XXX	XXX	The borrower first name is XXX
400188071	XXXXX	Originator Doc Type	XXX	XXX	This file was underwritten with the borrower's income. The file was not underwritten as a DSCR file.
400188071	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The PITIA is XXX per documentation provided in the file
400188071	XXXXX	Qualifying Total Debt Income Ratio	XXX	XXX	All debt included per the credit report. DTI is under XXX% per guidelines requirements
400188081	XXXXX	Loan Type	XXX	XXX	Loan Type is DSCR
400188081	XXXXX	Borrower 1 First Name	XXX	XXX	B1 first name is XXX
400188081	XXXXX	Borrower 1 Last Name	XXX	XXX	B1 last name is XXXXX
400188081	XXXXX	Prepayment Penalty Flag	XXX	XXX	Prepayment Penalty addendum was provided
400188081	XXXXX	Originator Doc Type	XXX	XXX	Doc Type is DSCR
400188081	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	PI per the note XXX taxes XXX HOI XXX HOA XXX = XXX
400188118	XXXXX	Loan Type	XXX	XXX	Loan Type is DSCR
400188118	XXXXX	Borrower 1 Last Name	XXX	XXX	Borrowers last name is XXXXX
400188118	XXXXX	Prepayment Penalty Flag	XXX	XXX	Prepayment penalty addendum was provided.
400188118	XXXXX	Borrower 1 First Name	XXX	XXX	Borrowers first name is XXX
400188118	XXXXX	Originator Doc Type	XXX	XXX	Doc type is DSCR
400188118	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	PI XXX taxes XXX HOI XXX = XXX
400188118	XXXXX	Qualifying Total Debt Income Ratio	XXX	XXX	NO DIT on DSCR laons
400188109	XXXXX	Loan Type	XXX	XXX	Loan Type is DSCR
400188109	XXXXX	Borrower 1 Last Name	XXX	XXX	last name is XXXXX
400188109	XXXXX	Borrower 1 First Name	XXX	XXX	Borrowers first name is XXX
400188109	XXXXX	Prepayment Penalty Flag	XXX	XXX	Prepayment penalty Rider was provided.
400188109	XXXXX	Loan Purpose	XXX	XXX
400188109	XXXXX	Originator Doc Type	XXX	XXX	Doc type is DSCR
400188109	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	PI XXX taxes XXX HOI XXX = XXX
400188109	XXXXX	Qualifying Total Debt Income Ratio	XXX	XXX	No DTI loan is DSCR
400188122	XXXXX	Loan Type	XXX	XXX	Loan Type is DSCR
400188122	XXXXX	Borrower 1 First Name	XXX	XXX	First name is XXX
400188122	XXXXX	Prepayment Penalty Flag	XXX	XXX	Prepayment rider was privided
400188122	XXXXX	Originator Doc Type	XXX	XXX	Doc type is DSCR
400188122	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	PI XXX taxes XXX HOI XXX = XXX
400188129	XXXXX	Borrower 1 Last Name	XXX	XXX	The borrower's last name is XXXXX
400188129	XXXXX	Borrower 1 First Name	XXX	XXX	The borrower's first name is XXX
400188129	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is no prepayment penalty
400188129	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The PITIA is XXX
400188092	XXXXX	Loan Type	XXX	XXX	This loan was underwritten as DSCR
400188092	XXXXX	Borrower 1 Last Name	XXX	XXX	The borrower's last name is XXXXX
400188092	XXXXX	Borrower 1 First Name	XXX	XXX	The borrower's first name is XXX
400188092	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is a prepayment penalty
400188092	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The PITIA is XXX
400188083	XXXXX	Borrower 1 First Name	XXX	XXX	The borrower's first name is XXX
400188083	XXXXX	Borrower 1 Last Name	XXX	XXX	The borrower's last name is XXXXX
400188083	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is no prepayment penalty
400188083	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The full PITIA is XXX
400188115	XXXXX	Loan Type	XXX	XXX	This loan was underwritten as DSCR
400188115	XXXXX	Borrower 1 First Name	XXX	XXX	The borrower's first name XXX
400188115	XXXXX	Borrower 1 Last Name	XXX	XXX	The borrower's last name is XXXXX
400188115	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is a prepayment penalty
400188115	XXXXX	Originator Doc Type	XXX	XXX	This loan was underwritten as DSCR
400188115	XXXXX	Property Type	XXX	XXX	Per the appraisal the property is XX/XX/XXXX units.
400188115	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The PITIA is XXX
400188095	XXXXX	Borrower 1 First Name	XXX	XXX	The borrower's first name is XXX
400188095	XXXXX	Borrower 1 Last Name	XXX	XXX	The last name is XXXXX
400188095	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is no prepayment penalty
400188095	XXXXX	Originator Doc Type	XXX	XXX	Asset Depletion was used for qualifying income
400188095	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The PITIA is XXX
400188095	XXXXX	Qualifying Total Debt Income Ratio	XXX	XXX	Variance is the Lender's first mtg payment of XXX and the Note is XXX
400188085	XXXXX	Borrower 1 First Name	XXX	XXX	The borrowers first name is XXX
400188085	XXXXX	Borrower 1 Last Name	XXX	XXX	The borrower's last name is XXXXX
400188085	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is no pre-paymnt penalty
400188085	XXXXX	Originator Doc Type	XXX	XXX	The file is documented with XXX year of income documentation.
400188085	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The PITIA is XXX
400188085	XXXXX	Qualifying Total Debt Income Ratio	XXX	XXX	Variance is in the 1120S calculation. The lender did not count the meal and entertainment of $XXX. Lender’s income $XXX. Audit income XXX
400188127	XXXXX	Borrower 1 First Name	XXX	XXX	The borrowers name is XXX
400188127	XXXXX	Borrower 1 Last Name	XXX	XXX	The borrower's Last Name is XXXXX
400188127	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is no pre payment penalty
400188127	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The PITIA is XXX
400188099	XXXXX	Loan Type	XXX	XXX	This file was underwritten as DSCR
400188099	XXXXX	Borrower 1 First Name	XXX	XXX	The borrower's first name is XXX
400188099	XXXXX	Borrower 1 Last Name	XXX	XXX	The borrower's Last Name is XXXXX
400188099	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is a pre payment penalty
400188099	XXXXX	Originator Doc Type	XXX	XXX	This file was underwritten as DSCR
400188099	XXXXX	Property Type	XXX	XXX	Per the appraisal the property is XX/XX/XXXX units
400188099	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The PITIA is XXX
400188120	XXXXX	Borrower 1 Last Name	XXX	XXX	The borrower's Last Name is XXXXX
400188120	XXXXX	Borrower 1 First Name	XXX	XXX	The borrower's first name is XXX
400188120	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The PITIA is XXX
400188120	XXXXX	Qualifying Total Debt Income Ratio	XXX	XXX	The DTI does match the final XXX present in the file of XXX%
400188100	XXXXX	Borrower 1 Last Name	XXX	XXX	The borrower's XXXXX
400188100	XXXXX	Borrower 1 First Name	XXX	XXX	The borrower's first name is XXXXX
400188100	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is no prepayment penalty
400188100	XXXXX	Originator Doc Type	XXX	XXX	The file is asset depletion
400188100	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The PITIA is XXX
400188069	XXXXX	Borrower 1 First Name	XXX	XXX
400188069	XXXXX	Borrower 1 Last Name	XXX	XXX
400188069	XXXXX	Prepayment Penalty Flag	XXX	XXX
400188069	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX
400188066	XXXXX	Loan Type	XXX	XXX	The file was underwritten as DSCR
400188066	XXXXX	Borrower 1 First Name	XXX	XXX	The borrower's first name is XXX
400188066	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is a prepayment penalty
400188066	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The PITIA is XXX
400188066	XXXXX	Calculated DSCR	XXX	XXX	DSCR is reporting XX/XX/XXXX per LTV min DSCR is XX/XX/XXXX
400188065	XXXXX	Borrower 1 First Name	XXX	XXX	The borrower's first name is XXX
400188065	XXXXX	Borrower 1 Last Name	XXX	XXX	The borrowers Last Name is XXXXX
400188065	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is no prepayment penalty
400188065	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The full PITIA is XXX
400188128	XXXXX	Loan Type	XXX	XXX	The file was underwritten as a DSCR
400188128	XXXXX	Borrower 1 First Name	XXX	XXX	The borrower's first name is XXX.
400188128	XXXXX	Borrower 1 Last Name	XXX	XXX	The borrower's Last Name is XXXXX
400188128	XXXXX	Prepayment Penalty Flag	XXX	XXX	Per the note there is a pre payment penalty
400188128	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	The pull PITIA is XXX
400188084	XXXXX	Loan Type	XXX	XXX	File is DSCR per XXX
400188084	XXXXX	Borrower 1 First Name	XXX	XXX	Tape data is Last Name
400188084	XXXXX	Prepayment Penalty Flag	XXX	XXX	Same data
400188084	XXXXX	Originator Doc Type	XXX	XXX	Same data
400188084	XXXXX	Property Type	XXX	XXX	Per appraisal
400188084	XXXXX	Primary Appraised Property Value	XXX	XXX	Tape data is showing purchase price not appraised value
400188084	XXXXX	Qualifying Total Housing Expense PITIA	XXX	XXX	Per documents in the file
400196020	XXXXX	Borrower 1 FTHB	XXX	XXX	Not a FTHB. Mapping issue.
400196020	XXXXX	Cash Disbursement Date	XXX	XXX	Disbursement date verified via final CD.
400196020	XXXXX	Property County	XXX	XXX	County verified via DOT.
400196020	XXXXX	Loan Program	XXX	XXX	Loan program selected from drop down.
400196020	XXXXX	Originator Doc Type	XXX	XXX	Doc type selected from drop down.
400196020	XXXXX	Total Qualified Assets Available	XXX	XXX	Assets verified.
400196020	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Rounding issue. Total months verified.
400196020	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Liquid assets verified via cash-out reserves and asset docs.
400196020	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	DSCR loan product.
400196020	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Appraisal receipt date verified.
400195940	XXXXX	Borrower 1 FTHB	XXX	XXX	Not first time homebuyer
400195940	XXXXX	Loan Program	XXX	XXX	Mapping
400195940	XXXXX	Originator Doc Type	XXX	XXX	XXX month bank Statement per lender loan approval
400195940	XXXXX	Total Qualified Assets Available	XXX	XXX	Taken from assets in file
400195940	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Taken from assets in file
400195940	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Taken from appraisal receipt date
400195961	XXXXX	Loan Program	XXX	XXX	Mapping.
400195961	XXXXX	Borrower 1 FTHB	XXX	XXX	Formatting.
400195961	XXXXX	Originator Doc Type	XXX	XXX	Mapping.
400195961	XXXXX	Total Qualified Assets Available	XXX	XXX	Does not include equity.
400195961	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Does not include cash out proceeds.
400195961	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Based on cash out proceeds.
400195961	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	DSCR does not require the REO to be completed.
400195961	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Data entry.
400195967	XXXXX	Borrower 1 FTHB	XXX	XXX	Not a FTHB. Mapping issue.
400195967	XXXXX	Loan Program	XXX	XXX	Loan program selected from drop down.
400195967	XXXXX	Originator Doc Type	XXX	XXX	Doc type selected from drop down.
400195967	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Total months reserves verified.
400195967	XXXXX	Total Qualified Assets Available	XXX	XXX	Assets verified.
400195967	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Liquid assets verified via asset docs.
400195967	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	DSCR loan product.
400195967	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Appraisal receipt date verified.
400195972	XXXXX	Loan Program	XXX	XXX	CHM Investor
400195972	XXXXX	Borrower 1 FTHB	XXX	XXX	Borrower is not FTHB
400195972	XXXXX	Originator Doc Type	XXX	XXX	DSCR Loan Program
400195972	XXXXX	Property Type	XXX	XXX	Per appraisal
400195972	XXXXX	Total Qualified Assets Available	XXX	XXX	Per asset Statement
400195972	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	XXX months reserves
400195972	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Per credit report
400195972	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Per appraisal receipt
400195897	XXXXX	Borrower 1 FTHB	XXX	XXX	Formatting.
400195897	XXXXX	Loan Program	XXX	XXX	Mapping.
400195897	XXXXX	Originator Doc Type	XXX	XXX	Mapping.
400195897	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Rounding.
400195897	XXXXX	Total Qualified Assets Available	XXX	XXX	Does not include EM XXX
400195897	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Based on the documented assets in the loan file. Matches the Final 1003.
400195897	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Rounding.
400195897	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Data entry.
400196003	XXXXX	Loan Program	XXX	XXX	Loan program selected from drop down.
400196003	XXXXX	Borrower 1 FTHB	XXX	XXX	Not a FTHB. Cash-out refinance.
400196003	XXXXX	Originator Doc Type	XXX	XXX	Doc type selected from drop down.
400196003	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Total months reserves verified.
400196003	XXXXX	Total Qualified Assets Available	XXX	XXX	Assets verified.
400196003	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Liquid assets verified via cash-out reserves.
400196003	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	DSCR loan product.
400196003	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Appraisal receipt date verified.
400195997	XXXXX	Borrower 1 FTHB	XXX	XXX	First time home homebuyer
400195997	XXXXX	Originator Doc Type	XXX	XXX	DSCR per lender loan approval
400195997	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Taken from assets
400195997	XXXXX	Total Qualified Assets Available	XXX	XXX	Taken from assets
400195997	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Calculated based on documents
400195997	XXXXX	Calculated DSCR	XXX	XXX	Rounding
400195997	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Taken from appraisal receipt
400195877	XXXXX	Borrower 1 FTHB	XXX	XXX	Not a FTHB.
400195877	XXXXX	Loan Program	XXX	XXX	Loan program selected from drop down.
400195877	XXXXX	All Borrower Total Income	XXX	XXX	All income verified via REO positive rental and income docs in file.
400195877	XXXXX	Qualifying FICO	XXX	XXX	Primary wage earner FICO used for audit.
400195877	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Liquid assets verified via asset docs.
400195877	XXXXX	Total Qualified Assets Available	XXX	XXX	Assets verified.
400195877	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Total months reserves verified.
400195877	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Appraisal receipt date verified.
400195877	XXXXX	Originator Doc Type	XXX	XXX	Doc type selected from drop down.
400195923	XXXXX	Borrower 1 FTHB	XXX	XXX	Borrower is FTHB
400195923	XXXXX	Loan Program	XXX	XXX	CHM Alt Doc Prime XXX Yr Fixed
400195923	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	XXX months reserves are required per Investor Guidelines
400195923	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Per asset Statement
400195923	XXXXX	Total Qualified Assets Available	XXX	XXX	Per asset Statement
400195923	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Per appraisal receipt
400195923	XXXXX	Originator Doc Type	XXX	XXX	XXX Month Bank Statement
400195923	XXXXX	Borrower 1 Total Years Employment/Self-Employment Verified	XXX	XXX	Borrower has been self employed for over XXX years
400195977	XXXXX	Borrower 1 FTHB	XXX	XXX	Not first time homebuyer
400195977	XXXXX	Loan Program	XXX	XXX	Mapping
400195977	XXXXX	Reviewed Appraised Property Value	XXX	XXX	Review appraisal value not used, sales price was the lowest of all XXX reviews
400195977	XXXXX	Total Qualified Assets Available	XXX	XXX	Taken from assets provided
400195977	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Taken from assets provided
400195977	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Calculated based on documents provided
400195977	XXXXX	Originator Doc Type	XXX	XXX	DSCR doc type per lender loan approval and documents provided
400195992	XXXXX	Borrower 1 FTHB	XXX	XXX	Not a FTHB. Mapping issue.
400195992	XXXXX	Loan Program	XXX	XXX	Loan program selected from drop down.
400195992	XXXXX	Originator Doc Type	XXX	XXX	Doc type selected from drop down.
400195992	XXXXX	Total Qualified Assets Available	XXX	XXX	Assets verified.
400195992	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Total months reserves verified.
400195992	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Liquid assets verified via cash-out reserves.
400195992	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	DSCR loan product.
400195992	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Appraisal receipt date verified.
400195893	XXXXX	Borrower 1 FTHB	XXX	XXX	Confirmed borrower is not a FTHB using 1003.
400195893	XXXXX	Loan Program	XXX	XXX	Confirmed loan program using the loan approval.
400195893	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Rounding of values.
400195893	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Rounding of values.
400195893	XXXXX	Total Qualified Assets Available	XXX	XXX	Confirmed assets using current asset Statements minus reserves.
400195893	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Confirmed liabilities using credit report.
400195893	XXXXX	Originator Doc Type	XXX	XXX	Confirmed Doc type using loan approval.
400195893	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Confirmed date using desk review.
400195988	XXXXX	Borrower 1 FTHB	XXX	XXX	Confirmed on the Final 1003 and credit report.
400195988	XXXXX	Loan Program	XXX	XXX	Confirmed on the Loan Approval.
400195988	XXXXX	Originator Doc Type	XXX	XXX	Confirmed on the Loan Approval.
400195988	XXXXX	Cash out Include Debt Paid at Close	XXX	XXX	Confirmed on the final CD.
400195988	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Confirmed based on the asset docs in file.
400195988	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Confirmed based on the asset docs in file.
400195988	XXXXX	Total Qualified Assets Available	XXX	XXX	Confirmed based on the asset docs in file.
400195988	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Confirmed on the appraisal receipt docs.
400195894	XXXXX	Borrower 1 Citizen	XXX	XXX	XXXhip verified via docs provided.
400195894	XXXXX	Borrower 1 FTHB	XXX	XXX	Not a FTHB. Mapping issue.
400195894	XXXXX	Originator Doc Type	XXX	XXX	Doc type selected from drop down.
400195894	XXXXX	Qualifying Monthly P&I Amount	XXX	XXX	Step payment loan product.
400195894	XXXXX	Loan Program	XXX	XXX	Loan program selected from drop down.
400195894	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Total months reserves verified.
400195894	XXXXX	Total Qualified Assets Available	XXX	XXX	Assets verified.
400195894	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Liquid assets verified via asset docs in file.
400195894	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Liabilities verified via credit report and REO Statements.
400195894	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Appraisal receipt date verified.
400195944	XXXXX	Borrower 1 FTHB	XXX	XXX	Confirmed borrower is not a FTHB using 1003.
400195944	XXXXX	Cash Disbursement Date	XXX	XXX	Confirmed cash out date using Final CD.
400195944	XXXXX	Originator Doc Type	XXX	XXX	Confirmed Doc type using loan approval.
400195944	XXXXX	Loan Program	XXX	XXX	Confirmed loan program using the Loan Approval.
400195944	XXXXX	Qualifying FICO	XXX	XXX	Confirmed score using Primary Wage Earner.
400195944	XXXXX	Total Qualified Assets Available	XXX	XXX	Confirmed assets using current asset Statements minus reserves.
400195944	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Confirmed assets using current asset Statements minus reserves.
400195944	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Rounding of values.
400195944	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Rounding of values.
400195944	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Confirmed date using desk review.
400195998	XXXXX	Borrower 1 FTHB	XXX	XXX	Confirmed borrower is not a FTHB using 1003.
400195998	XXXXX	Prepayment Penalty Flag	XXX	XXX	Confirmed loan has a prepayment penalty using the Prepayment penalty rider, Note, and Final CD.
400195998	XXXXX	Property County	XXX	XXX	Confirmed county using Note. Values match.
400195998	XXXXX	Loan Program	XXX	XXX	Confirmed loan program using the Loan Approval.
400195998	XXXXX	Originator Doc Type	XXX	XXX	Confirmed Doc type using loan approval.
400195998	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Confirmed assets using current asset Statements minus reserves.
400195998	XXXXX	Total Qualified Assets Available	XXX	XXX	Confirmed assets using current asset Statements minus reserves.
400195998	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Confirmed liabilities using credit report; however, DSCR loan, DTI is N/A.
400195998	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Confirmed date using desk review.
400195884	XXXXX	Prepayment Penalty Flag	XXX	XXX	No PPP on loan.
400195884	XXXXX	Loan Program	XXX	XXX	Loan program selected from drop down.
400195884	XXXXX	Borrower 1 FTHB	XXX	XXX	Not a FTHB. Mapping issue.
400195884	XXXXX	Originator Doc Type	XXX	XXX	Doc type selected from drop down.
400195884	XXXXX	Borrower 1 Total Years Employment/Self-Employment Verified	XXX	XXX	Total years of employment verified.
400195884	XXXXX	Reviewed Appraised Property Value	XXX	XXX	Appraised value verified via Appraisal report in file.
400195884	XXXXX	Qualifying CLTV	XXX	XXX	CLTV verified via Appraisal report in file.
400195884	XXXXX	Qualifying LTV	XXX	XXX	LTV verified with Appraisal report in file.
400195884	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Liquid assets verified via cash-out reserves.
400195884	XXXXX	Total Qualified Assets Available	XXX	XXX	Assets verified.
400195884	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Total months reserves verified.
400195884	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Total liabilities verified via REO documents in file.
400195884	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Appraisal receipt date verified.
400195924	XXXXX	Borrower 1 Last Name	XXX	XXX	Last Name verified.
400195924	XXXXX	Borrower 1 FTHB	XXX	XXX	Not a FTHB.
400195924	XXXXX	Prepayment Penalty Flag	XXX	XXX	No Prepayment penalty on loan.
400195924	XXXXX	Loan Program	XXX	XXX	Loan program selected from drop down.
400195924	XXXXX	Originator Doc Type	XXX	XXX	Doc type selected from drop down.
400195924	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Total months reserves verified.
400195924	XXXXX	Total Qualified Assets Available	XXX	XXX	Assets verified.
400195924	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Total liabilities verified.
400195924	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Appraisal receipt date verified.
400195962	XXXXX	Prepayment Penalty Flag	XXX	XXX	No Prepayment Penalty
400195962	XXXXX	Number of Units	XXX	XXX	XXX Unit Condo
400195962	XXXXX	Loan Program	XXX	XXX	CHM Investor
400195962	XXXXX	Borrower 1 FTHB	XXX	XXX	Borrower is not FTHB
400195962	XXXXX	Originator Doc Type	XXX	XXX	DSCR Loan Program
400195962	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Per asset Statement
400195962	XXXXX	Total Qualified Assets Available	XXX	XXX	Per asset Statement
400195962	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	XXX months reserves per Investor Guidelines
400195962	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Per credit report
400195962	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Per appraisal receipt
400195978	XXXXX	Borrower 1 FTHB	XXX	XXX	First time homebuyer
400195978	XXXXX	Cash Disbursement Date	XXX	XXX	Taken final CD
400195978	XXXXX	Prepayment Penalty Flag	XXX	XXX	Taken from note
400195978	XXXXX	Loan Program	XXX	XXX	Mapping
400195978	XXXXX	Originator Doc Type	XXX	XXX	DSCR per lender loan approval
400195978	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Taken from assets
400195978	XXXXX	Total Qualified Assets Available	XXX	XXX	Taken from assets
400195978	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Taken from assets
400195978	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Calculated based documents in file
400195978	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Taken from appraisal receipt date
400195928	XXXXX	Prepayment Penalty Flag	XXX	XXX	Updated per note.
400195928	XXXXX	Qualifying Monthly P&I Amount	XXX	XXX	Updated per note.
400195928	XXXXX	Loan Program	XXX	XXX	Updated per income type and lender approval.
400195928	XXXXX	Borrower 1 FTHB	XXX	XXX	Updated per Final 1003.
400195928	XXXXX	Originator Doc Type	XXX	XXX	Updated per income type and lender approval.
400195928	XXXXX	Total Qualified Assets Available	XXX	XXX	Updated per asset Statements.
400195928	XXXXX	Total Liquid Assets Available For Close	XXX	XXX	Updated per asset Statements.
400195928	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Updated per asset Statements and gifts wired to title.
400195928	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Updated per credit report and escrow verifications.
400195928	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Updated per appraisal.
400195996	XXXXX	Borrower 1 FTHB	XXX	XXX	Bwr is not a FTHB, Refinance loan
400195996	XXXXX	Cash Disbursement Date	XXX	XXX	Updated to match Final CD
400195996	XXXXX	Prepayment Penalty Flag	XXX	XXX	PPP on file, XXX mos
400195996	XXXXX	Loan Program	XXX	XXX	DSCR loan, drop down box updated
400195996	XXXXX	Originator Doc Type	XXX	XXX	DSCR loan, drop down box updated
400195996	XXXXX	Total Qualified Assets Available	XXX	XXX	Updated assets
400195996	XXXXX	Qualifying Total Reserves Number of Months	XXX	XXX	Updated assets
400195996	XXXXX	Qualifying Total Monthly Liabilities	XXX	XXX	Updated liabilities excluding subj loss
400195996	XXXXX	Borrower Appraisal Receipt Date	XXX	XXX	Appraisal receipt date updated