Exhibit 99.2

Selene Diligence LLC (“Selene”) Due Diligence Review Narrative (“Report”)

Selene’s Report, which is to be made available to the recipients by the Client, includes the loan level results of Selene’s independent, third-party due diligence review conducted on behalf of the Client. The scope of review for these loans is as follows:

DESCRIPTION OF SERVICES:

(1) Type of assets that were reviewed.

Selene Diligence LLC performed certain due diligence services described below on residential mortgage loans originated by numerous entities and obtained by Santander Bank N.A. (the “Client”). The review was conducted between April 30, 2026 and August 12, 2026 via files imaged and provided for review (the “Review”).

(2) Sample size of the assets reviewed.

This Review consisted of 100% of the loan population.

FINAL SECURITIZATION POPULATION

Selene was instructed to perform a review on a population totaling 40 Non-QM loans and 74 ATR-QM exempt loans for a total of 114 loans the “Final Securitization Population”.

Credit Reviews (114):

During the Review, Selene performed a credit review on 114 mortgage loans in the Final Securitization Population.

Compliance Review (114)

During the Review, Selene performed a compliance review when applicable on 114 mortgage loans in the Final Securitization Population.

Valuation Reviews (114):

During the Review, Selene performed a property valuation review on 114 mortgage loans in the Final Securitization

Population.

Data Integrity Review (114):

During the Review, Selene performed a Data Integrity Review on 114 mortgage loans in the Final Securitization Population.

SAN 2026-NQM7 Executive Summary – Selene Diligence LLC

FINAL SECURITIZATION POPULATION

After Selene’s initial review was completed, the Client provided Selene with a confirmed list of 114 mortgage loans that formed the Final Securitization Population. The table below summarizes the reviews conducted by Selene.

Review	Reviewed Total	% of Final Securitization Population
Credit Population	114	100%
Compliance Population	114	100%
Valuation Population	114	100%
Data Integrity Population	114	100%

(3) Determination of the sample size and computation.

The Review was conducted with sample size criteria that has been communicated by the Client to Selene to be consistent with the criteria for the nationally recognized statistical ratings organizations identified in Item 3 of the ABS Due Diligence-15E, S&P Global Ratings (“S&P”) (the “NRSRO(s)”).

(4) Quality or integrity of information or data about the assets: review and methodology.

Where available, Selene compared the data fields on the bid tape provided by the Client to the data found in the actual loan file as captured by Selene. This information may not have been available for all mortgage loans.

(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.

Selene assessed the underwriting guidelines and compared the documentation in the loan file against the stated guidelines for adherence.

GUIDELINES

Kind Lending Non-Agency Program Guidelines, American Pacific Mortgage DSCR Guidelines, Deephaven Eligibility Guidelines, Vontive Guidelines, (collectively the “Guidelines”)

LOAN GRADING

The Guidelines referenced above served as the benchmark for grading loans with respect to credit, compliance, underwriting, property valuation and data integrity. Each loan received an “initial” and a “final” grade. The “initial” grade was assigned during the initial loan review. The “final” grade considers additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Selene’s loan grading is solely based on Selene’s independent assessment of all Guideline exceptions and compensating factors for each of the component reviews. Selene is providing a comprehensive loan-level analysis that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

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SCOPE OF REVIEW

Selene examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Selene relied on the accuracy of information contained in loan documentation provided to Selene (for more detail, please refer to Appendix A, B, and C, attached hereto).

CREDIT REVIEW

Selene’s credit scope of review conducted on this transaction included the following elements:

	·	Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Guidelines cited above;
	·	Re-calculated LTV, CLTV, income, liabilities and compared these against the Guidelines;
	·	Analyzed asset statements to determine whether funds to close and reserves were within the Guidelines;
	·	Confirmed that credit scores (FICO) and credit histories were within the Guidelines.

COMPLIANCE REVIEW

Selene’s compliance scope determined whether the mortgage loans comply with the Federal Truth in Lending Act, the Federal Real Estate Settlement Procedures Act, Sections 1098 and 1100A of Dodd Frank, Sections 1411 and 1412 of the Wall Street Reform and Consumer Protection Act, and the Equal Credit Opportunity Act.

PROPERTY VALUATION REVIEW

Selene’s Property Valuation scope of review conducted on this transaction included the following elements.

Original Appraisal Assessment

Selene reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

Value Supported Analysis

Selene applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product provided by the Client.

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DATA INTEGRITY REVIEW

Selene uploads tape data into its due diligence application and compares it to the actual documents provided.

Tape data received from lender/client is stored in a secured FTP folder;

Tape data is uploaded into the application;

Loan Reviewer collects validated loan data;

Each received data point is compared to its counterpart collected data point; and

Discrepancies found during comparison are stored and reported.

Selene provided the Client with a copy of the initial loan level tape discrepancy report which shows the differences between the data received by the Client versus the data captured by Selene during the loan review.

SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs.

With respect to the Final Securitization Population, Selene conducted (i) a Credit Review on 114 mortgage loans, (ii) a Compliance Review on 114 mortgage loans (iii) a Valuation Review on 114 mortgage loans, and (iv) a Data Integrity Review on 114 mortgage loans; the results of these reviews are discussed below. All grades shown below are based upon the NRSRO grading methodologies utilized by the NRSROs.

REVIEW RESULTS SUMMARY

After review of the 114 mortgage loans; 100 mortgage loans had a rating grade of A, 14 mortgage loan had a rating grade of B, 0 mortgage loans had a rating grade of C, and 0 mortgage loans had a rating grade of D.

Grades per loan (114 overall loans):

	INITIAL RA GRADES - OVERALL		FINAL RA GRADES - OVERALL
NRSRO Grade	S&P	%	NRSRO Grade	S&P	%
A	25	21.93%	A	100	87.72%
B	0	0.00%	B	14	12.28%
C	40	35.09%	C	0	0.00%
D	49	42.98%	D	0	0.00%

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Final Grades per loan broken out by compliance, credit and property:

	FINAL RA GRADES - COMPLIANCE			FINAL RA GRADES - CREDIT
NRSRO Grade	S&P	%	NRSRO Grade	S&P	%
A	113	99.12%	A	101	88.60%
B	1	0.88%	B	13	11.40%
C	0	0.00%	C	0	0.00%
D	0	0.00%	D	0	0.00%


	FINAL RA GRADES - PROPERTY
NRSRO Grade	S&P	%
A	113	99.12%
B	1	0.88%
C	0	0.00%
D	0	0.00%

REVIEW RESULTS SUMMARY (EXCEPTION LISTING)

Review of the Final Grading Summary (redacted) provides the exceptions in detail and the migration from the initial rating agency grade to the final rating agency grade, based on mitigation/resolution from the client.

Disclaimer: Please be advised that Selene did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with all applicable laws and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Selene is relying in reaching such findings.

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Please be further advised that Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. Information contained in any Selene report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Selene to prepare its reports pursuant to its instructions and Guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Selene are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Selene does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Selene.

THIRD PARTY REVIEW REPORTING DELIVERED

Selene furnished the following reports on this transaction:

Selene Due Diligence Narrative Report

ASF Report

Grading Summary

Exception Detail

Tape Discrepancies

Valuations Report

Supplemental Data

Third Party (TPR) Attestation Form

Attestation Form 15E

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APPENDIX A – CREDIT REVIEW SCOPE

Selene reviewed the origination documentation contained in the mortgage loan file to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements that are provided to Selene and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

Credit Application

For the Credit Application, Selene verified whether:

The application is signed by all listed borrowers;

The application is substantially filled out; and

All known borrower-owned properties are disclosed on the Real Estate Owned section.

Credit Report

Selene verified:

A credit report and/or other credit history documentation is present for each borrower;

Capture the monthly consumer debt payments for use in the debt to income and/or residual income calculation, as applicable;

Note the Real Estate Owned and fraud alerts; and

Gather data required for ASF Report submission which may include:

Most recent FICO Score (scores from Equifax, Experian, and Transunion if available)

Most recent FICO date

Longest Trade Line

Maximum Trade Line

Number of trade lines

Credit Usage Ratio

Employment and Income

Selene determined whether all applicable supporting documentation as required by the guidelines is in the file and note indications of potentially fraudulent documents. The documentation was also be used to verify whether the income used to qualify the loan was calculated in accordance with applicable guidelines. Documentation verifying employment and income may include:

Verbal or Written VOE’s

Pay stubs

W-2 forms

Tax returns

Financial statements

Award letters

Bank statements

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Asset Review

Selene assessed whether the asset documentation required by the guidelines is present in the file. In addition, a review of the reserve calculation was performed. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may include:

VOD’s

Depository account statements

Stock or security account statements

Gift funds

Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved

Hazard/Flood insurance

A review of the insurance present on the loan was also be performed:

Verify that the hazard insurance meets the minimum required amount of coverage in the guidelines;

For condominium properties, confirm that the blanket policy meets the minimum amount of coverage;

Confirm that the flood cert is for the correct borrower, property, lender and loan number and is a “Life of Loan” certification;

For properties is in a flood zone per the flood cert, confirm that flood insurance in the file meets the minimum required amount of coverage and meets guideline requirements;

Confirm that the mortgagee clause lists the lender’s name and “its successors and assigns”; and

Confirm that the premium amount on both the hazard and flood insurance match what was used in the DTI calculations.

Title

Verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower and review the Title Commitment for the disclosure issues.

Fraud

To the extent potentially fraudulent activity is identified as part of the document review, such information was reported to Client. In addition, when required, Selene looked for an independent, third party fraud report in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan. If the loan does not contain a fraud report and the counterparty cannot produce one, Selene conditioned the loan for the missing product.

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On this Fraud report Selene:

Reviewed for any name variations for the borrowers and confirm that the variations have been addressed in the loan file;

Reviewed for any social security number variations for the borrowers and confirm that the variations have been addressed in the loan file;

Reviewed for any potential occupancy issues based on the borrowers’ address history and confirm that any issues have been addressed in the loan file;

Reviewed for any employment issues and confirm that any issues have been addressed in the loan file;

Reviewed for any additional consumers associated with the borrowers’ profiles and confirm the materiality and material issues have been addressed in the loan file; and

Addressed all red flag issues.

Additional Review

Selene’s review procedures also included:

A review of the completeness and accuracy of the information obtained in the mortgage origination process;

A review of closing documents to ensure that the mortgage file information is complete, accurate, and consistent with other documents in the mortgage file;

Selene will review the mortgage file documents to determine that the mortgage was properly underwritten;

Verification that the DTI, LTV, asset reserves, property type, transaction type (maximum loan amount, loan purpose, occupancy, etc.), and FICO scores meet or exceed the guideline requirements;

Verification that all borrowers are eligible based on the guidelines and information in the loan file; and

Verify there is appropriate documentation present to confirm that applicable documents have been recorded or have been sent for recording.

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APPENDIX B – COMPLIANCE REVIEW SCOPE

Selene reviewed the Non-QM loans to determine, as applicable, to the extent possible and/or applicable and subject to the caveats below, whether the loan complies with:

Federal Truth in Lending Act (“TILA”), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:

Rescission (§1026.23):

	i)	failure to provide the right of rescission notice;
	ii)	failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);
	iii)	errors in the right of rescission notice;
	iv)	failure to provide the correct form of right of rescission notice;
	v)	failure to provide the three (3) business day rescission period;
	vi)	any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and
	vii)	with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

TIL Disclosure (§§1026.17, 18 and 19) as applicable for loans with application dates prior to October 3, 2015:

	i)	review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);
	ii)	proper execution by all required parties;
	iii)	principal and interest calculations, and proper completion of the interest rate and payment summary; and
	iv)	timing of initial and re-disclosed TIL(s).

Tolerances (§§1026.18, 22 and 23):

	i)	inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and
	ii)	inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

High-cost Mortgage (§§1026.31, 32 and 33):

	i)	points and fees threshold test;
	ii)	APR threshold test;
	iii)	prepayment penalty test; and
	iv)	compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

Higher-priced Mortgage Loan (§1026.35):

	i)	APR threshold test; and
	ii)	compliance with the escrow account and appraisal requirements.

With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):

	i)	review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;
	ii)	review relevant document to determine if there was dual compensation; and
	iii)	review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

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Homeownership counseling (§1026.36):

determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan to a first-time homebuyer that contains a negative amortization feature.

Prohibition on Financing Credit Insurance (§1026.36):

determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):

review for presence of mortgage loan originator organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure; and (ii) verify the data against the NMLSR database, as available.

Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):

a)	Loan Estimate (LE) (§§1026.19 and 37):

	i)	confirm the presence of LE for applications on or after October 3, 2015;
	ii)	confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;
	iii)	confirm that certain sections of each LE determined to carry assignee liability were completed and that information was reflected in the appropriate locations, which was based solely on the information disclosed on the LE;
	iv)	confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;
	v)	confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;
	vi)	confirm borrower received LE not later than four (4) business days prior to consummation; and
	vii)	confirm LE was not provided to the borrower on or after the date of the CD.

Closing Disclosure (CD) (§§1026.19 and 38):

	i)	confirm the presence of CD for applications on or after October 3, 2015;
	ii)	confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;
	iii)	confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;
	iv)	confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;
	v)	identify tolerance violations based on the charges disclosed on the initial and interim LE’s, initial CD, and reflected on the final CD; and
	vi)	with respect to tolerance violations based on the disclosed charges on the LE and CD and other applicable exceptions, confirm that the creditor cured or remediated the violations in accordance with the Structured Finance Association TRID 3.0, as may be updated from time to time.

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Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:

the general Ability to Repay (“ATR”) underwriting standards (12 C.F.R. 1026.43(c));

refinancing of non-standard mortgages (12 C.F.R. 1026.43(d)); and

Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

General Ability to Repay

Selene reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator’s determination of the ability to repay.

Selene reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities (“Authorities”). Selene does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Selene’s review is based on information contained in the mortgage loan file at the time it is provided to Selene to review, and only reflects information as of that point in time.

The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution.

Federal and state specific high-cost provisions, as further enumerated in Schedule 1, attached hereto.

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SCHEDULE I

Selene tests perform compliance checks by state license types for interest rate, late fees, grace periods, high cost, higher priced, anti-predatory lending and prepayment term requirements. Restrictive Fees test assess qualifiable mortgage loan fee restrictions under state/municipalities laws and regulations.

(Below are state regulations which test specifically for high cost, higher priced, and anti-predatory lending.)

AL Consumer Credit License- Mortgage Broker License

AK Small Loan Act-Mortgage Broker/Lender License-Mortgage Lending Regulation License Registered Depository Institution Registration

AR Home Loan Protection Act

AZ Mortgage Banker & Broker License-Consumer Lender License

CA AB 489/344 (Division 1.6 of the Financial Code)

CO Consumer Equity Protection Article

CO Consumer Credit Code

DE Licensed Lender License Broker License Lender License

Washington, DC Home Loan Protection Act of 2002

10.

Washington, DC Mortgage Disclosure Act of 2007

11.

FL Fair Lending Act

12.

GA Fair Lending Act (pre- and post-amendments)

13.

HW Financial Services Loan Company License -Mortgage Broker and Solicitor License- Foreign Lender License - Mortgage Loan Originator Company License

14.

ID Residential Mortgage Practices Act - (Home Loan Practices article)

15.

IN Home Loan Practices Article

16.

IA Mortgage Banker License Regulated Loan License - Industrial Loan License - Mortgage Banker Registrant- Mortgage Broker License- Master Loan Company Registration Nonprofit Mortgage Banker Registrant

17.

KS Consumer Credit Code - Kansas Supervised Lenders License- - Consumer credit code 16-207

18.

LA Residential Mortgage Lending License - Consumer Loan License- Licensed Lender License

19.

MA Mortgage Lender and Broker Regulations

20.

MD Commercial Law amended by Maryland Senate Bill 270

21.

Maryland Regulations under the Maryland Mortgage Lender Law HB 649 - 363amendments, and COMAR

22.

MI Consumer Mortgage Protection Act

23.

MN Mortgage Originator and Servicer Licensing Act

24.

MS Residential Mortgage Company License - Mortgage Lender License - Mortgage Broker Licen

25.

MO Mortgage Company License

26.

MT - Consumer Loan License - Residential Mortgage Lender License-Mortgage Broker License Mortgage Lender License

27.

NC Rate Spread Home Loan Provisions (original 2008 provisions and 2009,2013 amendments)

28.

ND Money Broker License

29.

NE Mortgage Bankers Registration and Licensing Act

30.

NH First Mortgage Banker License – Second Mortgage Home Loan – Mortgage Banker License – Mortgage Broker License

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31.

NJ Home Ownership Security Act 2002 (pre- and post-amendments)

32.

NM Home Loan Protection Act (pre- and post-amendments)

33.

OH Consumer Sales Practices Act

34.

Cleveland Heights, OH Ordinance Prohibiting Predatory Loans

35.

Summit County, OH Consumer Affairs Board Ordinance

36.

Summit County, OH Consumer Protection Ordinance

37.

OK Home Ownership and Equity Protection Act (original provisions & 2009 higher-priced amendments)

38.

OR Consumer Finance License – Consumer Finance Registration – Mortgage Lender License

39.

PA Consumer Equity Protection Act

40.

RI Home Loan Protection Act and Regulation 3

41.

SD Mortgage Lender License – Mortgage Broker License

42.

TN Home Loan Protection Act

43.

UT Residential Mortgage Practices and Licensing Act

44.

VA Mortgage Lender and Broker Act

45.

WA House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008 – Consumer Loan Company License – Mortgage Broker License

46.

WV Residential Mortgage Lender, Broker and Servicer Act

47.

WY Consumer Credit Code – Registered Consumer Loan Lender – Mortgage Lender Broker License

The following state specific regulations which address high cost, higher priced and anti-predatory lending.

48.

CA AB 260 (Division 1.9 of the Financial Code) higher-priced mortgage loan provisions - Anti-Predatory Lending Statute - Amendment

49.

CT Abusive Home Lending Practices Act

50.

CT Nonprime Home Loans Statute

51.

IL Office of Banks and Real Estate High Risk Home Loan Regulations

52.

IL High Risk Home Loan ActL Predatory Lending Database Program

53.

Chicago, IL Predatory Lending Ordinance

54.

Cook County, IL Predatory Lending Ordinance

55.

KY Predatory Lending and High Cost Home Loan Act (pre- and post-amendments)

56.

ME Title 9-A Residential Mortgage Loan, High-Rate, High-Fee Provisions, High Cost, Subprime, Rate Spread Home Loan, and Higher-Priced Mortgage Loan Provisions (original 2003 provisions and 2008, 2009, 2011 & 2013 amendments)

57.

MA High Cost Home Loan Regulations (pre- and post-amendments) - MA Predatory Home Loan Practices Act - MA 209 CMR 32.35 Higher-Priced Mortgage Loan Provisions - MA “Borrower’s Interest” Standard

58.

Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law

59.

NC Restrictions and Limitations of Home Loans and High-Cost Home Loans

60.

NV Unfair Lending Practices Act – Anti Predatory Lending Law

61.

NY GRBB Part 41 (pre- and post-amendments)

62.

NY Banking Law 6-L

63.

NY Banking Law 6-M

64.

OH Anti - Predatory Lending Act (pre- and post-amendments)

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65.

Cleveland Heights, OH Ordinance Prohibiting Predatory Loans

66.

RI Providence Ordinance Regarding Predatory Lending (post-amendment)

67.

SC High-Cost and Consumer Home Loan Act (original provisions & 2010 ARM amendments)

68.

TX Home Loan and High Cost Home Loan Act

69.

UT High Cost Home Loan Act

70.

VT High Rate Loans

71.

VI VA SB 797 Hight Risk Mortgage – Mortgage Broker License

72.

WI Responsible High Cost Mortgage Lending Act

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APPENDIX C – VALUATION REVIEW SCOPE

Selene reviewed the valuation materials utilized during the origination of the loan which confirmed the value of the underlying property. Selene verified the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an “as is” basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities; and (viii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same.

If more than one valuation is provided for review, Selene confirmed consistency among the valuation products and if there are discrepancies that cannot be resolved, Selene created an exception and worked with the Client on the next steps, which may include ordering of additional valuation products such as collateral desktop analyses, broker’s price opinions, and full appraisals. If the property valuation products included in Selene’s review results in a variance of more than 10% then the Client shall be notified of such variance and a second independent valuation product shall be ordered. On all loans, Selene makes a determination as to whether appraised value is supported based on documentation available at the time of review and adds exceptions or comments as appropriate.

Selene confirmed consistency among the valuation products and where applicable, if there was a discrepancy in value between two appraisals in the form of a variance greater than 10%, Selene would review the file for a desktop analysts/evaluation of the appraisals and determine which appraised value was used for qualification purposes. If there were discrepancies that could not be resolved, Selene created an exception and worked with the client on the next steps for resolution.

Disclaimer

The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice (“USPAP”) or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute “appraisal reviews” for purposes of USPAP or Federal or State law.

Selene makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Selene may have reviewed valuation information for reasonableness.

Selene is not an ‘AMC’ (appraisal management company) and therefore Selene does not opine on the actual value of the underlying property.

Selene is not a ‘creditor’ within the meaning of ECOA or other lending laws and regulations, and therefore Selene will not have any communication with or responsibility to any individual consumer concerning property valuation.

Selene does not confirm whether the appraiser is on the Freddie Mac exclusionary list.

SAN 2026-NQM7 Executive Summary – Selene Diligence LLC

Page 16 of 16

LOAN INFORMATION

INITIAL CREDIT LOAN GRADES

INITIAL COMPLIANCE LOAN GRADES

INITIAL PROPERTY LOAN GRADES

INITIAL OVERALL LOAN GRADES

FINAL CREDIT LOAN GRADES

FINAL COMPLIANCE LOAN GRADES

FINAL PROPERTY LOAN GRADES

FINAL OVERALL LOAN GRADES

Loan ID

Seller Loan ID

Investor Loan ID

Original Loan Amount

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

xxxxxx1719

XXXX

xxxxxx0134

XXXX

xxxxxx2421

XXXX

xxxxxx0931

XXXX

xxxxxx4838

XXXX

xxxxxx1546

XXXX

xxxxxx9844

XXXX

xxxxxx3641

XXXX

xxxxxx6203

XXXX

xxxxxx1617

XXXX

xxxxxx1608

XXXX

xxxxxx2979

XXXX

xxxxxx4075

XXXX

xxxxxx2277

XXXX

xxxxxx4690

XXXX

xxxxxx9373

XXXX

xxxxxx1744

XXXX

xxxxxx2189

XXXX

xxxxxx3266

XXXX

xxxxxx1976

XXXX

xxxxxx0964

XXXX

xxxxxx4417

XXXX

xxxxxx2109

XXXX

xxxxxx1808

XXXX

xxxxxx2265

XXXX

xxxxxx4634

XXXX

xxxxxx2237

XXXX

xxxxxx4283

XXXX

xxxxxx2304

XXXX

xxxxxx1487

XXXX

xxxxxx5275

XXXX

xxxxxx2317

XXXX

xxxxxx8937

XXXX

xxxxxx3427

XXXX

xxxxxx3424

XXXX

xxxxxx5058

XXXX

xxxxxx2304

XXXX

xxxxxx2321

XXXX

xxxxxx4607

XXXX

xxxxxx9797

XXXX

xxxxxx3799

XXXX

xxxxxx2344

XXXX

xxxxxx2326

XXXX

xxxxxx2337

XXXX

xxxxxx4292

XXXX

xxxxxx4408

XXXX

xxxxxx4889

XXXX

xxxxxx2697

XXXX

xxxxxx2700

XXXX

xxxxxx3123

XXXX

xxxxxx1902

XXXX

xxxxxx5422

XXXX

xxxxxx2718

XXXX

xxxxxx5289

XXXX

xxxxxx5500

XXXX

xxxxxx0618

XXXX

xxxxxx4636

XXXX

xxxxxx1603

XXXX

xxxxxx2882

XXXX

xxxxxx0247

XXXX

xxxxxx3907

XXXX

xxxxxx0559

XXXX

xxxxxx4445

XXXX

xxxxxx4719

XXXX

xxxxxx2707

XXXX

xxxxxx4846

XXXX

xxxxxx8361

XXXX

xxxxxx2276

XXXX

xxxxxx5284

XXXX

xxxxxx2287

XXXX

xxxxxx3206

XXXX

xxxxxx1521

XXXX

xxxxxx5081

XXXX

xxxxxx5154

XXXX

xxxxxx2313

XXXX

xxxxxx2540

XXXX

xxxxxx5193

XXXX

xxxxxx4025

XXXX

xxxxxx5026

XXXX

xxxxxx1370

XXXX

xxxxxx7643

XXXX

xxxxxx8984

XXXX

xxxxxx8376

XXXX

xxxxxx4330

XXXX

xxxxxx6920

XXXX

xxxxxx4876

XXXX

xxxxxx0638

XXXX

xxxxxx8299

XXXX

xxxxxx9719

XXXX

xxxxxx7368

XXXX

xxxxxx5525

XXXX

xxxxxx2072

XXXX

xxxxxx7875

XXXX

xxxxxx4735

XXXX

xxxxxx8476

XXXX

xxxxxx8953

XXXX

xxxxxx6418

XXXX

xxxxxx7113

XXXX

xxxxxx7794

XXXX

xxxxxx5678

XXXX

xxxxxx0166

XXXX

xxxxxx7835

XXXX

xxxxxx7645

XXXX

xxxxxx4311

XXXX

xxxxxx7247

XXXX

xxxxxx3506

XXXX

xxxxxx9271

XXXX

xxxxxx6163

XXXX

xxxxxx6511

XXXX

xxxxxx6517

XXXX

xxxxxx4236

XXXX

xxxxxx6343

XXXX

xxxxxx7558

XXXX

xxxxxx6338

XXXX

Seller

Loan ID

Seller Loan ID

Investor Loan ID

Queue

Created Date

Last Modified Date

Finding Status

Event Level

Initial Finding Grade

Current/Final Finding Grade

Finding Category

Finding Sub Category

Finding Name

Reviewer Comments

Seller Comments

Finding Resolution

Finding Document

Reviewer Comp Factors

Originator Comp Factors

State

Occupancy

Loan Purpose

Refinance Purpose

Unique Finding ID

Acknowledged / Waived By

Waiver in File?

XXXX

xxxxxx0134

Closed

2026-05-08 01:39

2026-05-19 11:35

Resolved

1 - Information

Compliance

Tolerance:FinanceCharge

Federal - Finance Charge Disclosure Tolerance (Closed End)

Resolved-Document Provided to clear Finance Charge Test. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. lender provided clear report passing finance charge test  - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (XX CFR XXXX.XX(d)(X); OSC XX(c)(X)(ii)-X) The disclosed finance charge $XXX,XXX.XX and the actual finance charge is $XXX,XXX.XX is above the limit of $XXX ($XXX above the limit).  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Document Provided to clear Finance Charge Test. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX.XXX

Primary Residence

Purchase

9097850

N/A

XXXX

xxxxxx2421

Closed

2026-05-15 02:17

2026-05-26 23:32

Resolved

1 - Information

Property

Missing Doc

1004D Completion Report is Missing

Resolved-XXXX Completion Report uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-XXXX Completion Report is Missing in loan file.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-XXXX Completion Report uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX - XXXXXXXXX - XXXXX XXXXXXXXXX - XXXXXX.XXX

Investment

Purchase

9212525

N/A

XXXX

xxxxxx2421

Closed

2026-05-15 01:29

2026-05-20 23:59

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-Requested Complete/Full Pages note provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The Note is Incomplete NOTE Xnd page is missing, provide full NOTE document.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Complete/Full Pages note provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXX XXXX.XXX

Investment

Purchase

9212219

N/A

XXXX

xxxxxx4838

Closed

2026-05-22 01:13

2026-05-27 00:58

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Business Purpose Affidavit uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached. - Buyer-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Business Purpose Affidavit uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXX - XXXXXXXX XXXXXXX XXX XXXXXXXXX XXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

9339093

N/A

XXXX

xxxxxx1546

Closed

2026-05-27 00:58

2026-07-21 09:01

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount

Waived-Audited Loan Amount of $XXXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Exception for loan amount not meeting guideline requirement is on page#XXX - Due Diligence Vendor-XX/XX/XXXX

XXX Representative credit score exceeds the minimum required of XXX by XXX points
$XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX months over the required minimum.

Second Home

Purchase

9387111

Originator Pre-Close

Yes

XXXX

xxxxxx1546

Closed

2026-05-27 00:55

2026-07-20 19:05

Cured

2 - Non-Material

Compliance

Tolerance:FinanceCharge

Federal - Finance Charge Disclosure Tolerance (Closed End)

Cured-Refund check with letter to borrower along with PCCD provided and updated. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Cured-Refund check with letter to borrower along with PCCD provided and updated.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated letter and PCCD are attached and uploaded.  The PCCD has the same figures, however, we revised the letter to include the specific detailed finance charge verbiage, which should be sufficient.

- Seller-XX/XX/XXXX
Counter-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (XX CFR XXXX.XX(d)(X); OSC XX(c)(X)(ii)-X) Updated Fees with PCCD provided. To cure this, the PCCD calculations must be updated to reflect for the cure. Expiring timeline to cure  XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Updated Fees with PCCD provided. To cure this, the PCCD calculations must be updated to reflect for the cure. Expiring time line to cure  XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Cured-Cured - Due Diligence Vendor-XX/XX/XXXX
Cured-Cured - Due Diligence Vendor-XX/XX/XXXX
Cured-Updated Fees with PCCD provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated Fees with PCCD provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. updated PCCD, Refund Cover letter, copy of check + proof of delivery - Seller-XX/XX/XXXX
Counter-This is a valid fail. Any origination fees in Section A are normal finance chargeable fees to borrower. The warehouse fee is a finance charge fee. Please provide the PCCD, LOE, Proof of refund to borrower, Proof of delivery - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-reviewing - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (XX CFR XXXX.XX(d)(X); OSC XX(c)(X)(ii)-X) The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated letter and PCCD are attached and uploaded.  The PCCD has the same figures, however, we revised the letter to include the specific detailed finance charge verbiage, which should be sufficient.

- Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. updated PCCD, Refund Cover letter, copy of check + proof of delivery - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX

Cured-Refund check with letter to borrower along with PCCD provided and updated. - Due Diligence Vendor-XX/XX/XXXX
Cured-Refund check with letter to borrower along with PCCD provided and updated.  - Due Diligence Vendor-XX/XX/XXXX
Cured-Cured - Due Diligence Vendor-XX/XX/XXXX
Cured-Cured - Due Diligence Vendor-XX/XX/XXXX
Cured-Updated Fees with PCCD provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated Fees with PCCD provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX XXXXX.XXX
XXXXXXX XXXXXXXXXX XX XXXX XXX XXXXXX XXXXX XXXXXX.XXX
XXXXX.XXX
XXXXXXX XXXXXXXXXX XX XXXXXX XXXXX XXXXXX.XXX
XXXX_XXXXXXXXXX_XXXXXXXXX_XXXX-XX-XXXXX_XX_XX.XXXX (X).XXX

Second Home

Purchase

9387091

N/A

XXXX

xxxxxx1546

Closed

2026-06-26 12:23

2026-07-20 19:05

Cured

2 - Non-Material

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Cured- - Due Diligence Vendor-XX/XX/XXXX
Cured- - Due Diligence Vendor-XX/XX/XXXX
Cured- - Due Diligence Vendor-XX/XX/XXXX
Cured- - Due Diligence Vendor-XX/XX/XXXX
Cured- - Due Diligence Vendor-XX/XX/XXXX
Cured- - Due Diligence Vendor-XX/XX/XXXX
Cured- - Due Diligence Vendor-XX/XX/XXXX
Cured- - Due Diligence Vendor-XX/XX/XXXX
Cured- - Due Diligence Vendor-XX/XX/XXXX
Cured-Updated file with PCCD provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. . - Due Diligence Vendor-XX/XX/XXXX

Cured- - Due Diligence Vendor-XX/XX/XXXX
Cured-Updated file with PCCD provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX

Second Home

Purchase

9958527

N/A

XXXX

xxxxxx9844

Closed

2026-05-27 02:34

2026-06-23 08:21

Resolved

1 - Information

Credit

Unable to verify PITI on other mortgage related obligations (ATR)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-No taxes  borrower is exempt   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Evidence of no taxes on REO property

- Seller-XX/XX/XXXX
Counter-Doc was not attached with exemption  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-borrower is exempt from property tax on Puerto Rico home, we have asked for some type of documentation. Yes, homeowners in Puerto Rico can receive a property tax exemption through the Institute of Puerto Rican Culture (ICP, or Instituto de Cultura Puertorriqueña). This exemption is specifically designed to incentivize the restoration and conservation of historic buildings and homes. - Seller-XX/XX/XXXX
Open-Unable to verify the rental loss for the REO property  "XX XXXXX XX XXX XXXX # XXX-X XXX XX", Provide supporting documents (tax & HOI) to verify the same. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Evidence of no taxes on REO property

- Seller-XX/XX/XXXX
Ready for Review-borrower is exempt from property tax on Puerto Rico home, we have asked for some type of documentation. Yes, homeowners in Puerto Rico can receive a property tax exemption through the Institute of Puerto Rican Culture (ICP, or Instituto de Cultura Puertorriqueña). This exemption is specifically designed to incentivize the restoration and conservation of historic buildings and homes. - Seller-XX/XX/XXXX

XXXX XXXXX_XXXXXXXX XX XX XXX - XXXXXXXXXXX.XXX
XXXX XXXXX_XXXXXXXX XXXXX XXXXXXXXXXXX.XXX
XXXX XXXXX_XX XXX XX XXXXXXXX.XXX

Second Home

Purchase

9387808

N/A

XXXX

xxxxxx9844

Closed

2026-05-27 01:07

2026-06-16 08:27

Resolved

1 - Information

Credit

Eligibility

Audited DTI Exceeds Guideline DTI Requirements

Resolved-Updated income and employment page received updated XXXX and XXXX and updated all pages  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated Income Worksheet with source of large deposits that were added back into the income - Seller-XX/XX/XXXX
Counter-Income calculation worksheet has the income at XX,XXX.XX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Income Worksheet, Invoice and XXXX.XXXX - Seller-XX/XX/XXXX
Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% As per GL & Matrix XX.XX.XXXX for A+ program max DTI is XX%, subject DTI XX.XX% exceeds the max DTI XX%,  This is due to client only using taxes and insurance for the primary not including the Payment for the primary   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated Income Worksheet with source of large deposits that were added back into the income - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Income Worksheet, Invoice and XXXX.XXXX - Seller-XX/XX/XXXX

Resolved-Updated income and employment page received updated XXXX and XXXX and updated all pages - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXXX XXXXXXXXX.XXX
XXXXX.XXX
XXXX XXXX.XXX
XXXXXX XXXXXXXX XXXXXXXXX.XXX
XXXXXX XX XXXXX XXX.XXX

Second Home

Purchase

9387158

N/A

XXXX

xxxxxx3641

Closed

2026-05-26 08:04

2026-07-01 11:02

Resolved

1 - Information

Compliance

TRID Tolerance

Fees: Limited

Resolved-COC in findings and PCCD - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Rescinded-Duplicate.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Rescinded- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Rescinded-NonQM  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. This loan is a Non-QM product and is designated as Non QM throughout. The loan is not subject to QM eligibility requirements. - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The total amount of the XX% category fees on the last Closing Disclosure ($XX.XX) has increased by more than XX% over the current baseline value of ($XX.XX). The total amount of fees in the XX% category cannot exceed ($XX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXX.XX(e)(X)(ii); XX CFR XXXX.XX(e)(X)(iv)). A Valid COC is required - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. This loan is a Non-QM product and is designated as Non QM throughout. The loan is not subject to QM eligibility requirements. - Seller-XX/XX/XXXX

Resolved-COC in findings and PCCD - Due Diligence Vendor-XX/XX/XXXX
Rescinded-Duplicate.  - Due Diligence Vendor-XX/XX/XXXX
Rescinded-  - Due Diligence Vendor-XX/XX/XXXX
Rescinded-NonQM  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX XXXXX.XXX

Primary Residence

Purchase

9368360

N/A

XXXX

xxxxxx3641

Closed

2026-05-26 08:04

2026-07-01 11:02

Resolved

1 - Information

Compliance

TRID Tolerance

Fees: Limited

Resolved-COC in findings and PCCD - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X. XX% tolerance overage ($X.XX) was already cured, a refund check was issued to the borrower, and I’ve attached the corrected CD with a copy of the check and refund letter reflecting the $X.XX credit. No COC was required for this type of fix since it’s a refund cure, not a redisclosed increase

X. The QM points and fees limit doesn’t apply here. This loan is designated NonQM throughout, so the X% QM cap under XXXX.XX(e)(X) isn’t applicable.
- Seller-XX/XX/XXXX
Counter-Please provide the COC for this file. - Due Diligence Vendor-XX/XX/XXXX
Open-Provide COC for change over the XX% tolerance  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. This loan is a Non-QM product and is designated as Non QM throughout. The loan is not subject to QM eligibility requirements. - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The total amount of the XX% category fees ($XX.XX) has increased by more than XX% over the current baseline value of ($XX.XX). The total amount of fees in the XX% category cannot exceed ($XX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXX.XX(e)(X)(ii); XX CFR XXXX.XX(e)(X)(iv)). A Valid COC is required - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X. XX% tolerance overage ($X.XX) was already cured, a refund check was issued to the borrower, and I’ve attached the corrected CD with a copy of the check and refund letter reflecting the $X.XX credit. No COC was required for this type of fix since it’s a refund cure, not a redisclosed increase

X. The QM points and fees limit doesn’t apply here. This loan is designated NonQM throughout, so the X% QM cap under XXXX.XX(e)(X) isn’t applicable.
- Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. This loan is a Non-QM product and is designated as Non QM throughout. The loan is not subject to QM eligibility requirements. - Seller-XX/XX/XXXX

Resolved-COC in findings and PCCD - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX XXXXX.XXX
XXXXX XXX.XXX
XXXXX XXXX XXXXXXXXXXXXX.XXX

Primary Residence

Purchase

9368361

N/A

XXXX

xxxxxx6203

Closed

2026-05-26 03:18

2026-06-29 18:51

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-Updated with uploaded disclosures provided.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Counter- - Due Diligence Vendor-XX/XX/XXXX
Counter-Please provide COC for recording service fee in amount of XX.XX  that occurred on X/X/XXXX   - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Recording Service Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Recording Service Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. The notary was first disclosed upon receipt of the settlement statement and was included on the Initial CD in section C. The fee amount did not increase after disclosure. During preparation of the PCCD, the fee was inadvertently categorized in section B. this has been correct and returned to its original section with the payee information added. There was no increase to the borrower charge. Discount points, The increase to the discount points was a result of a lock extension, on X/X the rate lock was extended and as a result, discount points increased from $X,XXX.XX to $X,XXX.XX. A change of circumstances was completed and I have attached this Additional supporting documentation has been attached for the Notary fee.  - Seller-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee, Recording Service Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-This condition was resolved but still says open, please advise - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Points-Loan Discount Fee increased from X,XXX.XX to X,XXX.XX. Required COC - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. The notary was first disclosed upon receipt of the settlement statement and was included on the Initial CD in section C. The fee amount did not increase after disclosure. During preparation of the PCCD, the fee was inadvertently categorized in section B. this has been correct and returned to its original section with the payee information added. There was no increase to the borrower charge. Discount points, The increase to the discount points was a result of a lock extension, on X/X the rate lock was extended and as a result, discount points increased from $X,XXX.XX to $X,XXX.XX. A change of circumstances was completed and I have attached this Additional supporting documentation has been attached for the Notary fee.  - Seller-XX/XX/XXXX
Ready for Review-This condition was resolved but still says open, please advise - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX

Resolved-Updated with uploaded disclosures provided.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXX.XXX
XXXX XXXXXXXXXX.XXX
XXXX XXXXXXXXXX.XXX
XXXXXXXXXX XXX.XXX
XXXXXXX XX XXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9364124

N/A

XXXX

xxxxxx6203

Closed

2026-05-26 03:18

2026-06-29 18:47

Resolved

1 - Information

Compliance

TRID Tolerance

Fees: Limited

Resolved-Updated with PCCD provided.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-This condition was resolved but still says open, please advise - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The total amount of the XX% category fees on the last Closing Disclosure ($X,XXX.XX) has increased by more than XX% over the current baseline value of ($X,XXX.XX). The total amount of fees in the XX% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Title Endorsement Fee, Settlement or Closing Fee, Notary Fee). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXX.XX(e)(X)(ii); XX CFR XXXX.XX(e)(X)(iv)).  Required COC for fee increased of Notary fee - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-This condition was resolved but still says open, please advise - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Updated with PCCD provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX XXXXX.XXX
XXXXXXXXXX XXX.XXX
XXXX XXXXXXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9364121

N/A

XXXX

xxxxxx6203

Closed

2026-05-26 04:24

2026-06-05 08:48

Resolved

1 - Information

Property

Missing Doc

Missing Appraisal photos

Resolved-Document Uploaded. Appraisal attached - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Appraisal attached - Seller-XX/XX/XXXX
Open-Exterior and interior Appraisal photos missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Appraisal attached - Seller-XX/XX/XXXX

Resolved-Document Uploaded. Appraisal attached - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9364548

N/A

XXXX

xxxxxx6203

Closed

2026-05-26 01:21

2026-06-05 00:30

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Statement from sale of property shows no mortgage was paid off so supports previous property was paid in full, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Housing History – Statement from sale of property shows no mortgage was paid off so supports previous property was paid in full - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Required VOM or LOX for property XXXX XXXX to verify XX months of housing history. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Housing History – Statement from sale of property shows no mortgage was paid off so supports previous property was paid in full - Seller-XX/XX/XXXX

XXXX XXX XXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9362650

N/A

XXXX

xxxxxx1617

Closed

2026-05-28 02:05

2026-06-02 06:14

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-Resolved, Liquid assets of $XX,XXX minus cash to close of $XXXXX leaves over three months of reserves meeting guideline requirements. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Liquid assets of  $XX,XXX minus cash to close of $XXXXX leaves over three months of reserves  - Buyer-XX/XX/XXXX
Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s)   . - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved, Liquid assets of $XX,XXX minus cash to close of $XXXXX leaves over three months of reserves meeting guideline requirements. - Due Diligence Vendor-XX/XX/XXXX

Provide additional assets to meet reserve requirement. Borrower is not meeting the reserve requirement of X months with shortage of -$XX,XXX.XX.

Investment

Purchase

9414570

N/A

XXXX

xxxxxx1608

Closed

2026-05-29 02:21

2026-06-03 10:25

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Initial Closing Disclosure

Resolved-Initial CDs received with COCs - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded  - Buyer-XX/XX/XXXX
Open-TRID: Missing Closing Disclosure  Missing Initial Closing Disclosure from loan file.
- Due Diligence Vendor-XX/XX/XXXX

Resolved-Initial CDs received with COCs - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXXXXXXX_XXXXXXXX__XXXXXXXX_XXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9442080

N/A

XXXX

xxxxxx2979

Closed

2026-05-28 03:48

2026-06-03 04:15

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Photo ID of DL provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX and XXXX uploaded for review. - Buyer-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Missing photo ID and Patriot Act Disclosure was not fully completed - Due Diligence Vendor-XX/XX/XXXX

Resolved-Photo ID of DL provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX XX.XXX

Investment

Refinance

Cash Out - Other

9415389

N/A

XXXX

xxxxxx4075

Closed

2026-05-28 09:23

2026-06-09 07:49

Resolved

1 - Information

Compliance

Disclosure

Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect

Resolved-Received updated CD with accurate PPP. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Final CD states PPP amount is $X,XXX however Note calculation is $X,XXX - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received updated CD with accurate PPP. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XX.XXX

Investment

Refinance

Cash Out - Other

9420250

N/A

XXXX

xxxxxx2277

Closed

2026-05-28 01:40

2026-06-04 02:46

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Effective Date is after the Note Date

Resolved-Requested PCCD provided for Insurance effective date is after note date, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Provided PCCD dated XX/XXX/XXXX, which is after the hazard insurance effective date - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Primary Residence

Purchase

9414325

N/A

XXXX

xxxxxx4690

Closed

2026-05-29 07:52

2026-07-01 09:28

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-LOE provided and reviewed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see the attached email from the borrower. X. Under applicable USCIS regulations, a renewal application (Form [I-XXX / I-XX], as applicable) may not be filed more than XX days before the card's expiration date. Accordingly, the borrower is not yet eligible to file my renewal application. - Seller-XX/XX/XXXX
Counter-Per G/L a copy of USCIS Form I-XXX requesting removal of the conditions is needed for Permanent Resident Card (Green Card) issued for X years that has an expiration date. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see the attached ID.  - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. BX US ID missing from loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see the attached email from the borrower. X. Under applicable USCIS regulations, a renewal application (Form [I-XXX / I-XX], as applicable) may not be filed more than XX days before the card's expiration date. Accordingly, the borrower is not yet eligible to file my renewal application. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see the attached ID. - Seller-XX/XX/XXXX

Resolved-LOE provided and reviewed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX XX.XXX
XXXXXXXXXX_XXXXXXXXXX_X-XXX XXXXX.XXX

Investment

Purchase

9447416

N/A

XXXX

xxxxxx4690

Closed

2026-05-29 00:42

2026-06-25 09:48

Resolved

1 - Information

Compliance

Closing

The Deed of Trust is Not Executed

Resolved-Document uploaded and entered. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Executed DOT attached. - Seller-XX/XX/XXXX
Open-The Deed of Trust is Not Executed Deed of Trust Final sign document is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Executed DOT attached. - Seller-XX/XX/XXXX

Resolved-Document uploaded and entered. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXXXX_XXX.XXX

Investment

Purchase

9441222

N/A

XXXX

xxxxxx4690

Closed

2026-05-29 00:39

2026-06-25 09:47

Resolved

1 - Information

Compliance

Closing

The Note is Not Executed

Resolved-Document uploaded and entered. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Executed - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Executed note attached.  - Buyer-XX/XX/XXXX
Open-The Note is Not Executed Note final sign document is missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Document uploaded and entered. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Executed - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXXXX_XXXX.XXX

Investment

Purchase

9441203

N/A

XXXX

xxxxxx4690

Closed

2026-05-29 01:40

2026-06-08 01:29

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Verification of Rent uploaded, Housing History Meets Guideline Requirements, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. On this one, we have a VOR from back in XXXX thru X/XXXX.
We have the VOR from an LLC so that is the same as a property management company in our eyes so wouldn’t need cancelled checks.
- Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements
Borrower is staying in rent, unable to verify rent of $X,XXX. Provide X months of rent proof. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXX.XXX

Investment

Purchase

9441638

N/A

XXXX

xxxxxx4690

Closed

2026-05-29 02:14

2026-06-04 23:48

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Photo Identification Type Missing

Resolved-Borrower X Photo Identification Driver's License uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Borrower X ID attached. - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X ID proof is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Borrower X ID attached. - Seller-XX/XX/XXXX

Resolved-Borrower X Photo Identification Driver's License uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XX.XXX

Investment

Purchase

9442024

N/A

XXXX

xxxxxx4690

Closed

2026-05-29 00:19

2026-06-03 12:49

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Document uploaded and reviewed. Condition resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Executed business purpose affidavit attached.  - Buyer-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan. Final signed Business Purpose Affidavit is missing in the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Document uploaded and reviewed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXXXX_XXXXXXXX XXXXXXX XXXXXXXX.XXX

Investment

Purchase

9441135

N/A

XXXX

xxxxxx4690

Closed

2026-05-29 03:10

2026-06-03 05:07

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Executed CD attached. - Buyer-XX/XX/XXXX
Open-TRID: Missing Final Closing Disclosure Executed final CD is missing from loan file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXXXX_XX.XXX

Investment

Purchase

9442577

N/A

XXXX

xxxxxx9373

Closed

2026-05-29 07:58

2026-07-17 11:16

Waived

2 - Non-Material

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Waived-Exception for Low Ratio DSCR max of XX% LTV for a Condo to XX% LTV with comp factors. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated Exception Approval with supporting documentation  - Seller-XX/XX/XXXX
Counter-Exception comp factor must meet the secondary market requirements in order to be acceptable by diligence.  Short $X,XXX.XX for reserves and investor experience is not a minimum of three years.  Additional comp factors will be considered for review. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-This is the approved exception that we are giving based on our guidelines from our executive leadership. We are not sure where XXXXXX is seeing what the minimum requirements are, so our approval should be sufficient. Also to note the borrower is only short a little over $XXX to be at a full X months reserves, but either way this was approved as is. Please escalate if necessary, and review to clear. - Seller-XX/XX/XXXX
Counter-Reserves (X mo's) and investor experience (X.X) do not meet the minimum requirement in order to be considered compensating factors. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated Exception Approval for LTV - Seller-XX/XX/XXXX
Counter-In order to use reserves as a comp factor, X months over the requirement is needed. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. We do not need gift funds per the information below the borrower is on this file. Thank you

We have a letter from XXXX X dated XX/XX/XX indicating that our borrower is a signer for #XXXX. The most recent statement we have in file for #XXXX is XX/XX/XX with an ending balance of $XX,XXX.XX, which is enough to cover the reserves requirement.
Since the bank letter was dated XX/XX/XX and the loan funded XX/XX/XX, we would not have been able to obtain an updated statement showing she was added as an account holder, which is why the UW was using the letter from the bank to document her assets for reserves. - Seller-XX/XX/XXXX
Counter-The GL requires X months reserves which totals $XX,XXX.XX in reserves for the subject transaction. The statement provided has $XX,XXX.XX in reserves available, however in order to be used as a comp factor the reserves would need to be over X mos in additional reserves to be considered as a comp factor. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Secondary market does not allow gift funds to be used for reserves and requires X years minimum investor experience in order to be utilized as a comp factor. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Neither of these is using assets as a comp factor.  - Seller-XX/XX/XXXX
Counter-Exception on gift funds cannot be used as comp factor. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Approval for use of Gift funds. Also per property report in file, borrower has owned investment property since XX/XXXX; just shy of X yrs - Seller-XX/XX/XXXX
Counter-The credit score is the only applicable comp factor.  The gift funds cannot be used as reserves and the borrower does not have the minimum X year investor experience per the secondary market.  Additional comp factors required to make exception. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX
Open-Audited LTV Exceeds Guideline LTV As per matrix XX.XX.XXXX for Low Ratio DSCR - program for condo properties max LTV is XX%, subject LTV is XX% which exceeds the max LTV XX%. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated Exception Approval with supporting documentation  - Seller-XX/XX/XXXX
Ready for Review-This is the approved exception that we are giving based on our guidelines from our executive leadership. We are not sure where XXXXXX is seeing what the minimum requirements are, so our approval should be sufficient. Also to note the borrower is only short a little over $XXX to be at a full X months reserves, but either way this was approved as is. Please escalate if necessary, and review to clear. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated Exception Approval for LTV - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. We do not need gift funds per the information below the borrower is on this file. Thank you

We have a letter from XXXX X dated XX/XX/XX indicating that our borrower is a signer for #XXXX. The most recent statement we have in file for #XXXX is XX/XX/XX with an ending balance of $XX,XXX.XX, which is enough to cover the reserves requirement.
Since the bank letter was dated XX/XX/XX and the loan funded XX/XX/XX, we would not have been able to obtain an updated statement showing she was added as an account holder, which is why the UW was using the letter from the bank to document her assets for reserves. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Neither of these is using assets as a comp factor.  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Approval for use of Gift funds. Also per property report in file, borrower has owned investment property since XX/XXXX; just shy of X yrs - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX

Waived-Exception for Low Ratio DSCR max of XX% LTV for a Condo to XX% LTV with comp factors. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXX.XXX
XXXXXXXXX XXXXXXXX.XXX
XXXXXXX XX XXXXX.XXX
XXXXXXXXX XXXXXXXX.XXX
XXXXXXX XX XXXXX.XXX
XXXXXXX XX XXXXX.XXX
XXXXXX XXXXXX.XXX
XXXXXXXX XXXXXXXXX.XXX
XXXXXXXXX XXXXXXXX.XXX
XXXXXXXX XXXXXXX XXX XXXX XXXXXXXX XX.XXX
XXX XXX XXXX'X XXXXXXXXXX XXX.XXX
XXXX XX XXXX XXX XXXXX XXXXX XX.XXXX.XXX

XXX Representative credit score exceeds the minimum required of XXX by XXX points.
Investor has XX years of experience with investment properties.

Investment

Purchase

9447525

Originator Post-Close

Yes

XXXX

xxxxxx9373

Closed

2026-05-29 07:37

2026-06-04 21:58

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX

XXXXXXXXX XXXXXXX XXX.XXX

Investment

Purchase

9447194

N/A

XXXX

xxxxxx1744

Closed

2026-06-08 08:57

2026-06-10 09:26

Resolved

1 - Information

Credit

Missing Doc

Missing income documentation

Resolved-Income documentation provided, finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached - XX month bank statements, ownership confirmation, and lender income calculator - Due Diligence Vendor-XX/XX/XXXX
Counter-No attachment present.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached  - Due Diligence Vendor-XX/XX/XXXX
Open-Loan qualified under the expanded prime program. Brw income and lender income calculator is missing in the loan file.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Income documentation provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9603209

N/A

XXXX

xxxxxx1744

Closed

2026-06-01 14:58

2026-06-08 08:52

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-RCE provided, coverage is more than RCE, finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached coverage meets RCE + ERC buffer given coverage amount is less than the loan amount.  - Due Diligence Vendor-XX/XX/XXXX
Counter-Coverage adjustment still appears to be insufficient.  Dwelling - XXX,XXX, Extended Replacement cost XX%.  XXX,XXX X XX% = XXX,XXX.  XXX,XXX + XXXXXX = XXX,XXX.XX total coverage.  No replacement cost estimator was provided in the file.  Loan amount is X,XXX,XXX.  Per GL, Haz coverage is insufficient.    - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See attached insurance coverage amount adjustment  - Due Diligence Vendor-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXXXX.XX is less than Required Coverage Amount of $XXXXXXX and Guaranteed Replacement Coverage indicator is 'No' - Due Diligence Vendor-XX/XX/XXXX

Resolved-RCE provided, coverage is more than RCE, finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9485798

N/A

XXXX

xxxxxx1744

Closed

2026-06-01 01:43

2026-06-03 02:10

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached - Due Diligence Vendor-XX/XX/XXXX
Open-Missing Third Party Fraud Report - Due Diligence Vendor-XX/XX/XXXX

Resolved-Third Party Fraud Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9470424

N/A

XXXX

xxxxxx2189

Closed

2026-06-03 03:15

2026-06-18 00:38

Resolved

1 - Information

Credit

Appraisal deficiency.

Resolved-Requested XXXX Appraisal document provided, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Appraisal and SSR - Due Diligence Vendor-XX/XX/XXXX
Open-The property is condo  and appraisal is showing as PUD. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Updated XXXX Appraisal document provided, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Investment

Purchase

9521221

N/A

XXXX

xxxxxx3266

Closed

2026-06-01 05:44

2026-06-09 01:23

Resolved

1 - Information

Compliance

Missing Doc

Undiscounted Rate is Missing

Resolved-Undiscounted Rate uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX
Open-Discount points is there in final CD, Undiscounted rate disclosure is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-Undiscounted Rate uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXX XXXX - XX XX XXXXX, XXXXXX.XXX

Primary Residence

Purchase

9474691

N/A

XXXX

xxxxxx3266

Closed

2026-06-01 02:15

2026-06-08 23:52

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Fraud report on page $XXXX shows uncleared alerts need updated fraud report. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

XX XXXXXXXX XXXXXXX - XX XX XXXXX, XXXXXX.XXX
XX XXX XXXXXXX - XX XX XXXXX, XXXXXX.XXX

Primary Residence

Purchase

9470737

N/A

XXXX

xxxxxx3266

Closed

2026-06-01 05:45

2026-06-08 02:30

Resolved

1 - Information

Credit

Missing Doc

Bank Statement Summary / Lender Worksheet Missing

Resolved-Requested Income Worksheet provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Lender worksheet is missing in the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Income Worksheet provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXX - XX XX XXXXX, XXXXXX.XXX

Primary Residence

Purchase

9474703

N/A

XXXX

xxxxxx3266

Closed

2026-06-01 00:54

2026-06-08 02:30

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-Requested XXXX document provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file.  XXXX is missing in the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-Requested XXXX document provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXX - XX XX XXXXX, XXXXXX.XXX

Primary Residence

Purchase

9470081

N/A

XXXX

xxxxxx1976

Closed

2026-06-02 03:24

2026-06-29 08:56

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PCCD, Refund Cover letter, copy of check + proof of delivery - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Appraisal fee increased from initial CD $XXX to Final CD $XXX. Provide COC for same. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PCCD, Refund Cover letter, copy of check + proof of delivery - Seller-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX XXXXX XXXXXX .XXXX
XXXXXX XXXX XXXX XXXXXX.XXX
XXXXX.XXX

Primary Residence

Purchase

9493866

N/A

XXXX

xxxxxx1976

Closed

2026-06-02 02:59

2026-06-10 04:29

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.X.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX.XXX

Primary Residence

Purchase

9493658

N/A

XXXX

xxxxxx1976

Closed

2026-06-02 02:12

2026-06-09 02:45

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Requested secondary valuation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX

XXXXXXX XXX.XXX

Primary Residence

Purchase

9493239

N/A

XXXX

xxxxxx0964

Closed

2026-06-02 09:11

2026-06-23 09:25

Resolved

1 - Information

Credit

DTI discrepancy or failure.

Resolved-received updated XXXX and XXXX - DTI is inline - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX.XXXX - Seller-XX/XX/XXXX
Counter-excluding all rent loss except for XXXX XXXXXXX,XXXXX XXXXXX, and XXXXX XXXXXXXXX gives amount of $X,XXX.XX unless the business is paying off some of the liabilities - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Seller Certificate and XXXX - Seller-XX/XX/XXXX
Counter-not locating a rent loss of XXXX.XX in the file - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-there is a rental loss missed in investor calc. Total obligations XXXX.XX+Neg Cash flow (subject) XXXX.XX + rental loss XXXX.XX = XXXX.XX /XXXXX.XX = XX.XX% - Seller-XX/XX/XXXX
Open-Asper XXXX Total payments included by the UW $XXXX.XX / Gross Monthly income of $XXXXX.XX = XX.XXX% DTI, whereas asper documentation Verified Subject PITIA $XXXX.XX + All other monthly payment verified from Credit Report $X,XXX.X (XXXX #XXXXX XX day account excluded) $XXXX.XX - All the Mortgage payment of Investment properties listed in XXXX are paid by Business (Excluded). $XXXX.XX / Gross Monthly income of $XXXXX.XX = XX.XX% DTI. Difference is X.XX%. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX.XXXX - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Seller Certificate and XXXX - Seller-XX/XX/XXXX
Ready for Review-there is a rental loss missed in investor calc. Total obligations XXXX.XX+Neg Cash flow (subject) XXXX.XX + rental loss XXXX.XX = XXXX.XX /XXXXX.XX = XX.XX% - Seller-XX/XX/XXXX

Resolved-received updated XXXX and XXXX - DTI is inline - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX
XXXXXXXXX_XXXXXX XXXXXXXXXXX.XXX
XXXXXXXXX - XXXX XXXX.XXX

Investment

Purchase

9501439

N/A

XXXX

xxxxxx4417

Closed

2026-06-02 02:37

2026-07-01 12:15

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Approved Housing History Exception provided in Findings. Waived.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXXXXXXXX approved exception attached. - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements of XX-month history. Current Primary Mortgage verified as X months from VOM in file. Prior primary address: There is no mortgage history provided for the borrower’s prior address of XXXX XXXXXX XXXX XX reflected on the Fraud report, p XXX, that shows the date recorded of XX/XX/XXXX. Fraud Page XXX reflects First Reported as X/X/XXXX. Fraud Page XXX reflects Recording Date of X/XX/XXXX with Transaction History on p XXX. XX months mortgage history not provided.

- Due Diligence Vendor-XX/XX/XXXX

Waived-Approved Housing History Exception provided in Findings. Waived. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX XXXXXXXXX.XXX
XXXXXXXXXX_XXXXXXXXX.XXX

XX% LTV is below the maximum XX% LTV by X%.
XXX Representative credit score exceeds the minimum required of XXX by XX points

Investment

Refinance

Cash Out - Other

9493487

Investor Post-Close

XXXX

xxxxxx2109

Closed

2026-06-02 07:00

2026-06-05 18:19

Waived

2 - Non-Material

Credit

Corporation/LLC: Operating Agreement Document is missing

Waived-Exception Approved
- Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-Unable to resolve; XX agrees with approved exception - Buyer-XX/XX/XXXX
Open-Exception review - approved to accept the revised OA (dated in XXXX) and now updated with state.
Exception On page #XXX.
- Due Diligence Vendor-XX/XX/XXXX

Waived-Exception Approved
- Due Diligence Vendor-XX/XX/XXXX

XX% LTV is below the maximum XX% LTV by XX%.
XXX Representative credit score exceeds the minimum required of XXX by X points.
XX.XX Reserves and guideline reserve X months

Investment

Purchase

9498834

Investor Post-Close

XXXX

xxxxxx1808

Closed

2026-06-02 03:30

2026-06-10 00:27

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Requested gap credit report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Credit Soft Pull - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing The Borrower X Gap Credit Report is Missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested gap credit report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

9493906

N/A

XXXX

xxxxxx2265

Closed

2026-06-02 00:19

2026-06-18 17:27

Acknowledged

2 - Non-Material

Credit

Missing Doc

Business Purpose Affidavit is Missing

Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-XX Agrees to waive; please downgrade to a Non-Material Grade X.  We have a copy of the one signed at application. - Buyer-XX/XX/XXXX
Counter-The document we have in file was signed a month prior to closing. Per XX guidlines "Business Purpose & Occupancy Affidavit: all Borrowers, Borrowing Entities, and/or Personal
Guarantors are required to sign at closing to declare that the property is, or will be, for
commercial business or investment purpose only". With that being said, we need the final signed affidavit.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-We have one copy in file and that is all that is required.  - Buyer-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure is 'Missing' from the file.
- Due Diligence Vendor-XX/XX/XXXX

Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX

Investment

Purchase

9492475

Investor Post-Close

XXXX

xxxxxx2265

Closed

2026-06-02 03:51

2026-06-05 18:22

Waived

2 - Non-Material

Credit

Eligibility

Excessive Seller Contributions

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-XX agrees with this exception - Buyer-XX/XX/XXXX
Open-Manager Notes: Exception approved for IPC X% vs X% max for DSCR purchase with preferred seller.
Exception vetted and approved by SVP of UW and capital markets.
But the calculated IPC as per Final CD is X.XX%
Underwriting Exception History is on page- XXXX - Due Diligence Vendor-XX/XX/XXXX

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX

XXX Representative credit score exceeds the minimum required of XXX by XX points
$XXX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX months over the required minimum.

Investment

Purchase

9494047

Investor Post-Close

XXXX

xxxxxx4634

Closed

2026-06-03 22:47

2026-06-08 03:11

Resolved

1 - Information

Credit

Missing Doc

Missing VOM or VOR

Resolved-Requested Rent Payment History along with Lease agreement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Buyer-XX/XX/XXXX
Open-VOR/VOM Doc Status should not be 'Missing'. Borrower primary address is in Rent . Required VOR or proof of rents  - Due Diligence Vendor-XX/XX/XXXX

XXXXX + XXXXXXXX.XXX

Investment

Purchase

9547078

N/A

XXXX

xxxxxx2237

Closed

2026-06-05 07:49

2026-06-11 05:44

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-Cash out at closing of $XX,XXX, Audited Reserves XX.X months are greater than the Guideline Required Reserves of X Months, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Client received $XX,XXX cash out at closing, equivalent to XX.X Months of PITIA reserves.  - Due Diligence Vendor-XX/XX/XXXX
Open-Audited Reserves of  month(s) are less than Guideline Required Reserves of X month(s)   Audited Reserves of  months are less than Guideline Required Reserves ) - Due Diligence Vendor-XX/XX/XXXX

Resolved-Cash out at closing of $XX,XXX, Audited Reserves XX.X months are greater than the Guideline Required Reserves of X Months, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

Investment

Refinance

Cash Out - Other

9576431

N/A

XXXX

xxxxxx2237

Closed

2026-06-05 06:02

2026-06-11 05:41

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Evidence of Property Tax uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Due Diligence Vendor-XX/XX/XXXX
Open-Missing Evidence of Property Tax Documents  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Property Tax uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9575349

N/A

XXXX

xxxxxx2237

Closed

2026-06-05 08:09

2026-06-10 04:24

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-Requested final settlement statement with cash to close provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Due Diligence Vendor-XX/XX/XXXX
Open-TRID: Missing Final Closing Disclosure Final CD is missing in file  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested final settlement statement with cash to close provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9576656

N/A

XXXX

xxxxxx2237

Closed

2026-06-05 07:56

2026-06-10 01:10

Resolved

1 - Information

Credit

Assets

Cash Out Does Not Meet Guideline Requirements

Resolved-Requested final settlement statement with cash to close provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Due Diligence Vendor-XX/XX/XXXX
Open-Cash Out is not completed according to the guideline requirements Cash Out is not completed as final CD is missing - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested final settlement statement with cash to close provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9576485

N/A

XXXX

xxxxxx2237

Closed

2026-06-05 05:28

2026-06-10 00:54

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Requested final signed Business Purpose Affidavit Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Due Diligence Vendor-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan.  Business Purpose Affidavit is missing - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9573500

N/A

XXXX

xxxxxx4283

Closed

2026-06-05 05:22

2026-06-09 13:37

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))  This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’sXXXX. An interior and exterior appraisal was completed for this property – see pg XXX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXXX, and confirmation the appraisal was delivered to the borrower – see Pg#XXX’ The loan meets HPML guidelines, resolved.
- Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’sXXXX. An interior and exterior appraisal was completed for this property – see pg XXX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXXX, and confirmation the appraisal was delivered to the borrower – see Pg#XXX’ The loan meets HPML guidelines, resolved.
- Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9573448

N/A

XXXX

xxxxxx2304

Closed

2026-06-08 01:48

2026-07-09 08:29

Resolved

1 - Information

Credit

Income/Employment

Income and Employment Do Not Meet Guidelines

Resolved-Exception approved by XX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XX approved exception attached. - Buyer-XX/XX/XXXX
Open-Income and Employment Do Not Meet Guidelines Exception at the page #XXXX
Exception approved to proceed with declining income trend > XX%. Bwr’s largest
earning months were in mid XXXX, but UW has disqualified these months by using the most recent X
mo avg only. In most recent X mo income is stable and consistently above amount needed to qualify.
XX% LTV refi. > $XXK residual and > XX mo reserves from loan proceeds. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Exception approved by XX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXX_XX XXXXXXXX XXXXXXXXX.XXX

XX.XX% DTI is below the maximum XX.XX% DTI by XX.X%.
Borrower has $XX,XXX residual income after all expenses. Minimum required per guideline is $X,XXX.

Second Home

Refinance

Cash Out - Other

9597346

N/A

XXXX

xxxxxx1487

Closed

2026-06-05 08:07

2026-06-22 09:49

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Title used a CD instead of a HUD X at closing.

- Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. Final HUD-X on closing XX/XX/XXXX Document is Missing from file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Title used a CD instead of a HUD X at closing.

- Seller-XX/XX/XXXX

Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX X.XXX

Investment

Purchase

9576636

N/A

XXXX

xxxxxx1487

Closed

2026-06-05 07:53

2026-06-18 00:02

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a X Low alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

XXXXX.XXX

Investment

Purchase

9576456

N/A

XXXX

xxxxxx1487

Closed

2026-06-10 14:39

2026-06-12 09:50

Resolved

1 - Information

Property

Missing Doc

1004D Completion Report is Missing

Resolved-Photo provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Appraisal Completion Report - Seller-XX/XX/XXXX
Open-Missing copy of the XXXXD photo of toilet installation in Unit X - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Appraisal Completion Report - Seller-XX/XX/XXXX

Resolved-Photo provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXXX XXXXXX.XXX

Investment

Purchase

9666413

N/A

XXXX

xxxxxx2317

Closed

2026-06-15 06:19

2026-07-16 09:07

Resolved

1 - Information

Credit

Missing Doc

Title Document Missing

Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Final Title - Due Diligence Vendor-XX/XX/XXXX
Counter-Title Commitment provided is for XX,XXX.  Subject loan amount is XXX,XXX.  Title coverage is in sufficient .  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Title - Due Diligence Vendor-XX/XX/XXXX
Open-Title Document is missing Provide Title Commitment for the subject property. Available Title Commitment is not for the subject property.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9740675

N/A

XXXX

xxxxxx2317

Closed

2026-06-15 08:46

2026-07-06 05:45

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-ALTA statement provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-This is not a product that generates a closing disclosure-final settlement statement attached - Due Diligence Vendor-XX/XX/XXXX
Open-TRID: Missing Final Closing Disclosure Provide Final Closing Disclosure for the loan.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-ALTA statement provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9742624

N/A

XXXX

xxxxxx2317

Closed

2026-06-15 10:22

2026-07-06 02:24

Resolved

1 - Information

Credit

Doc Issue

Initial Escrow Acct Disclosure missing; loan has escrows

Resolved-Requested IEAD provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-IEADS - Due Diligence Vendor-XX/XX/XXXX
Open-Provide Initial Escrow Account Disclosure.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested IEAD provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9744934

N/A

XXXX

xxxxxx2317

Closed

2026-06-15 08:52

2026-07-06 02:23

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-Requested HUD-X provided for cash out to use for closing , updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Final Closing - Due Diligence Vendor-XX/XX/XXXX
Open-Cash-out refinance. Final CD/HUD-X settlement statement is missing to confirm the proceeds. Required reserves of $X,XXX.XX.
- Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested HUD-X provided for cash out to use for closing , updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9742727

N/A

XXXX

xxxxxx2317

Closed

2026-06-15 08:14

2026-06-22 03:27

Resolved

1 - Information

Compliance

Missing Doc

The Note is Missing

Resolved-Requested Note Document provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Note - Due Diligence Vendor-XX/XX/XXXX
Open-The Note is Missing Provide Note for the Loan.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Note Document provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9742216

N/A

XXXX

xxxxxx8937

Closed

2026-06-09 09:05

2026-06-23 20:53

Resolved

1 - Information

Credit

Missing Doc

Title Document is Incomplete

Resolved-Title Document is Incomplete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Title Document is Incomplete Title is vested in XXXXXXX XXXXX,  Loan is closing  as XXXX XXXXXXXXXXX XXXXX XXX.  Note and DOT is closing in Entity - Due Diligence Vendor-XX/XX/XXXX

Resolved-Title Document is Incomplete - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXX XXXX.XXX

Investment

Refinance

Cash Out - Other

9627354

N/A

XXXX

xxxxxx3427

Closed

2026-06-12 13:41

2026-06-22 10:08

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-DOT with Exhibit A legal description was provided in Findings: XXXXXXXXXX_XXXXXXXXXXXXXXXX.PDF. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Corrected DOT attached.  - Buyer-XX/XX/XXXX
Open-The DOT references Exhibit "A" however the Exhibit "A" included as part of the DOT is blank. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXX_XXXXXXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

9723876

N/A

XXXX

xxxxxx2304

Closed

2026-06-16 00:28

2026-07-02 16:54

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount

Waived-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XX approves exception.  Comp Factors:  XX mos reserves, X.XX DSCR - Buyer-XX/XX/XXXX
Ready for Review-We have a permanent variance with XXXXXXXXX for loan amounts down to XXK for DSCR please discuss with our XXXXXXXXX rep, XXX XXXXXXXX as this is true for all XXXX with XX and should not be conditioned - Due Diligence Vendor-XX/XX/XXXX
Counter-Formal exception is required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please consult with XXXXXXXXX regarding this. We have a variance approval for DSCR loan amounts as loan as XXK - Due Diligence Vendor-XX/XX/XXXX
Open-Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount Audited loan amount of $XX,XXX is less than XXXXXXXXX minimum loan amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Waived-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX

Investment

Refinance

Cash Out - Other

9757853

Investor Post-Close

XXXX

xxxxxx2304

Closed

2026-06-16 00:26

2026-06-30 00:04

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-There are uncleared alerts in Fraud Report, provided updated fraud Report, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Fraud - Due Diligence Vendor-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Fraud report on page #XXX shows high alerts which are uncleared. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9757846

N/A

XXXX

xxxxxx2321

Closed

2026-06-15 07:20

2026-06-25 18:49

Waived

2 - Non-Material

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Waived-Formal exception in loan file - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-$XX,XXX reserves exceed the minimum required of $XX,XXX exceeds the minimum by X months over the required minimum.
Borrower has owned subject investment property X years.
Investor has X years of experience with investment properties.
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see exception approval - Due Diligence Vendor-XX/XX/XXXX
Open-Audited LTV Exceeds XXXXXXXXX LTV Audited CLTV of XX% exceeds XXXXXXXXX CLTV of XX%.  FICO of XXX, LTV MAX is XX% - Due Diligence Vendor-XX/XX/XXXX

Waived-Formal exception in loan file - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

$XX,XXX reserves exceed the minimum required of $XX,XXX exceeds the minimum by X months over the required minimum. Borrower has owned subject investment property X years. Investor has X years of experience with investment properties

Investment

Refinance

Cash Out - Other

9741461

Originator Pre-Close

Yes

XXXX

xxxxxx2321

Closed

2026-06-18 10:02

2026-06-25 09:05

Resolved

1 - Information

Credit

Hazard insurance coverage amount is insufficient.

Resolved-Guaranteed replacement coverage and RCV estimator provided, finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see EOI RCE - Due Diligence Vendor-XX/XX/XXXX
Open-Dwelling coverage is XXX,XXX, loan amount is XXX,XXX.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Guaranteed replacement coverage and RCV estimator provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9817419

N/A

XXXX

xxxxxx3799

Closed

2026-06-11 02:11

2026-07-02 16:04

Waived

2 - Non-Material

Property

Property Zoning Does Not Meet Program Requirements

Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-UNABLE TO RESOLVE; XX AGREES WITH APPROVED EXCEPTION. - Buyer-XX/XX/XXXX
Open-Exception approved to proceed with property with business/office zone. Subject is
residential in nature, legal/conforming use, appraiser has used comp X on similar busy road with
similar influence.
Exception on page no. XXX-XXX - Due Diligence Vendor-XX/XX/XXXX

Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX

XX% LTV is below the maximum XX% LTV by X%.
XXX Representative credit score exceeds the minimum required of XXX by XX points
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.
Exception on page no. XXX-XXX

Investment

Refinance

Cash Out - Other

9677281

Originator Pre-Close

Yes

XXXX

xxxxxx2344

Closed

2026-06-15 06:42

2026-07-02 16:54

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount

Waived-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Xx approves exception.  Compensating Factors:
XXX Representative credit score exceeds the minimum required of XXX by XX points
XX.XX month reserves exceed the minimum required of X months by XX.XX months. - Buyer-XX/XX/XXXX
Ready for Review-XXXXXXXXX approves exception.  Compensating Factors:
XXX Representative credit score exceeds the minimum required of XXX by XX points
XX.XX month reserves exceed the minimum required of X months by XX.XX months. - Buyer-XX/XX/XXXX
Ready for Review-Please escalate with XXXXXXXXX as we have a variance for loan amounts down to XXK for DSCR products. - Due Diligence Vendor-XX/XX/XXXX
Open-Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount The Audited Loan Amount of $XX,XXX is less than XXXXXXXXX Minimum Loan Amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Waived-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX

Compensating Factors:
XXX Representative credit score exceeds the minimum required of XXX by XX points
XX.XX month reserves exceed the minimum required of X months by XX.XX months.

Investment

Purchase

9741037

Investor Post-Close

XXXX

xxxxxx2326

Closed

2026-06-15 07:40

2026-06-25 08:09

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Co signers signature is not required on DOT - Due Diligence Vendor-XX/XX/XXXX
Open-The Deed of Trust is Incomplete Deed of Trust was marked as partial as only X borrower is present and signed in the deed while, there are X borrowers present in the file. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

9741755

N/A

XXXX

xxxxxx2326

Closed

2026-06-15 09:25

2026-06-22 03:23

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-LOE for Rent Free & Prior housing VOR uploaded, Housing History Meets XXXXXXXXX Requirements, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Rent - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Unable to verify primary mortgage history for the primary address "XX XXXX XXXX XX" stated by all the borrowers, due to insufficient documentation. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

9743314

N/A

XXXX

xxxxxx2337

Closed

2026-06-12 09:16

2026-06-16 07:59

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated report received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated Fraud Guard uploaded - Buyer-XX/XX/XXXX
Open-Fraud has uncleared alerts - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated report received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX XXXXXXXXXX XXX (XX).XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9714677

N/A

XXXX

xxxxxx2337

Closed

2026-06-12 01:38

2026-06-16 03:10

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Missing

Resolved-Hazard Insurance Policy uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated HOI uploaded - Buyer-XX/XX/XXXX
Open-Missing Hazard Insurance Policy Hazard Insurance Policy with Premium of $XXX is missing from the file.

Provide complete Hazard Insurance Policy. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX XXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9707862

N/A

XXXX

xxxxxx4292

Closed

2026-06-29 09:08

2026-06-29 09:13

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9977862

N/A

XXXX

xxxxxx4292

Closed

2026-06-15 04:22

2026-06-29 09:09

Resolved

1 - Information

Compliance

TRID Tolerance

Fees: Limited

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. There is a credit from the seller for title insurance as shown on our attached PCCD - Seller-XX/XX/XXXX
Counter-Sellers Credit shows $X and document is for another loan.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. It appears that the Closer notated that the increase in the fee is offset by a Seller Credit itemized on page X of our CD.    Please see attached and let me know if you require anything additional.  - Seller-XX/XX/XXXX
Open-The total amount of the XX% category fees on the last Closing Disclosure ($X,XXX.XX) has increased by more than XX% over the current baseline value of ($X,XXX.XX). The total amount of fees in the XX% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Lender’s Title Policy). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXX.XX(e)(X)(ii); XX CFR XXXX.XX(e)(X)(iv)).  TITLE – LENDER'S TITLE INSURANCE amount of $X,XXX in Revised CD XX/XX/XXXX has increased to $X,XXX.XX in Final CD XX/XX/XXXX, require COC to cure this tolerance - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. There is a credit from the seller for title insurance as shown on our attached PCCD - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. It appears that the Closer notated that the increase in the fee is offset by a Seller Credit itemized on page X of our CD. Please see attached and let me know if you require anything additional. - Seller-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX XXXXX.XXX
XXXX XXXX.XXX

Primary Residence

Purchase

9739040

N/A

XXXX

xxxxxx4292

Closed

2026-06-15 04:22

2026-06-29 09:09

Resolved

1 - Information

Compliance

TRID Tolerance

Fees: Limited

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. There is a credit from the seller for title insurance as shown on our attached PCCD - Seller-XX/XX/XXXX
Counter-Sellers Credit shows $X and document is for another loan.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. It appears that the Closer notated that the increase in the fee is offset by a Seller Credit itemized on page X of our CD.    Please see attached and let me know if you require anything additional.  - Seller-XX/XX/XXXX
Open-The total amount of the XX% category fees ($X,XXX.XX) has increased by more than XX% over the current baseline value of ($X,XXX.XX). The total amount of fees in the XX% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Lender’s Title Policy). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXX.XX(e)(X)(ii); XX CFR XXXX.XX(e)(X)(iv)).   TITLE – LENDER'S TITLE INSURANCE amount of $X,XXX in Revised CD XX/XX/XXXX has increased to $X,XXX.XX in Final CD XX/XX/XXXX, require COC to cure this tolerance - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX XXXXX.XXX
XXXX XXXX.XXX

Primary Residence

Purchase

9739041

N/A

XXXX

xxxxxx4408

Closed

2026-06-15 05:49

2026-06-23 02:51

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-Initial Closing Disclosure uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-TRID: Missing Closing Disclosure Initial Closing Disclosure is missing in the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Initial Closing Disclosure uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX_XXXXXXX_XXXXXXX_XX.XXX

Primary Residence

Purchase

9740165

N/A

XXXX

xxxxxx4408

Closed

2026-06-23 02:47

2026-06-23 02:49

Resolved

1 - Information

Compliance

Mavent

CA Fee Not Allowed- IA Title Guaranty Fee (Fee ID: 61)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open-California law does not allow IA Title Guaranty Fee (Fee ID: XX) to be charged to the Borrower in XX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9880740

N/A

XXXX

xxxxxx4408

Closed

2026-06-15 05:50

2026-06-23 02:29

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Loan Estimate

Resolved-Requested initial LE provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Initial Loan Estimate is missing in the file - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested initial LE provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX_XXXXXXX_XXXXXXX_XX.XXX

Primary Residence

Purchase

9740183

N/A

XXXX

xxxxxx4408

Closed

2026-06-15 08:28

2026-06-19 07:34

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-property owned free and clear.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-property owned free and clear LOX not required  - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Unable to verify Borrowers housing history, LOX is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-property owned free and clear. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9742388

N/A

XXXX

xxxxxx4889

Closed

2026-06-15 14:54

2026-06-21 23:34

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-There are Uncleared alerts in fraud report, provided Updated Fraud Report, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Second Home

Purchase

9752238

N/A

XXXX

xxxxxx4889

Closed

2026-06-15 14:23

2026-06-18 00:28

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-LCA (Freddie SSR) uploaded, verified & entered in system - Resolved.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Per the XXXXXXXXX version XX/XX/XXXX on page#XX, Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X • Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX

XXXXXXX XXX.XXX

Second Home

Purchase

9751470

N/A

XXXX

xxxxxx2697

Closed

2026-06-15 02:36

2026-06-18 16:36

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount

Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-XX agrees with this exception  - Buyer-XX/XX/XXXX
Open-Exception to be reviewed and approved. - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount Exception request - approved to allow loan amount of $XX,XXX Exception at page XXX - Due Diligence Vendor-XX/XX/XXXX

Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX

XX.XX% LTV is below the maximum XX% LTV by XX.XX%.
XXX Representative credit score exceeds the minimum required of XXX by XX points
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

Investment

Refinance

No Cash Out - Borrower Initiated

9738363

Originator Pre-Close

Yes

XXXX

xxxxxx2697

Closed

2026-06-15 03:17

2026-06-18 16:35

Waived

2 - Non-Material

Credit

Debt

Borrower Exposure exceeds client guidelines Limit

Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-XX agrees with exception  - Buyer-XX/XX/XXXX
Open-Exception to be reviewed and approved. - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Exception review - approved to allow loan #XX for borrower (max XX per guideline.) The borrower have XX REO property in file there is exception at page XXX - Due Diligence Vendor-XX/XX/XXXX

Waived-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

9738676

Originator Pre-Close

Yes

XXXX

xxxxxx3123

Closed

2026-06-16 10:01

2026-06-25 09:13

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Document Uploaded. cleared alerts - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Counter-cleared fraud report not uploaded - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Ready for Review-cleared alerts - Seller-XX/XX/XXXX

Resolved-Document Uploaded. cleared alerts - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXXX XXXXXX.XXX

Primary Residence

Purchase

9765789

N/A

XXXX

xxxxxx3123

Closed

2026-06-16 10:13

2026-06-23 10:26

Resolved

1 - Information

Credit

Missing Doc

Flood Certificate Partially Provided

Resolved-Document Uploaded. Seller Certificate
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Seller Certificate - Seller-XX/XX/XXXX
Open-Flood Certificate is Partially Provided NFIP Map number and NFIP MAP PANEL EFFECTIVE DATES are missing in flood cert  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Seller Certificate - Seller-XX/XX/XXXX

Resolved-Document Uploaded. Seller Certificate
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXX_XXXXXX XXXXXXXXXXX.XXX

Primary Residence

Purchase

9766021

N/A

XXXX

xxxxxx3123

Closed

2026-06-16 10:55

2026-06-23 10:21

Resolved

1 - Information

Credit

Deficient non-subject rental income documentation.

Resolved-Document Uploaded. Updated XXXX/XXXX for REO property - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX/XXXX for REO property - Seller-XX/XX/XXXX
Open-Provide supporting document for the "XXXX XXXX XXXXXXXXXX XXXXX" - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX/XXXX for REO property - Seller-XX/XX/XXXX

Resolved-Document Uploaded. Updated XXXX/XXXX for REO property - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXX.XXXX.XXX

Primary Residence

Purchase

9766878

N/A

XXXX

xxxxxx3123

Closed

2026-06-17 07:32

2026-06-23 08:42

Resolved

1 - Information

Credit

Missing Doc

Missing Tax Cert

Resolved-received tax information - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Property Tax Rate - Seller-XX/XX/XXXX
Open-Provide the tax cert, it is not available in the file and in XX tax information updated as 'new construction' and considered X.XX% of sales price - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Property Tax Rate - Seller-XX/XX/XXXX

Resolved-received tax information - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXXXX XXX.XXX

Primary Residence

Purchase

9787787

N/A

XXXX

xxxxxx1902

Closed

2026-06-15 23:49

2026-06-22 10:02

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-Guaranty Agreement Doc uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial Provide Guaranty Agreement document as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX

Resolved-Guaranty Agreement Doc uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX.XXX

Investment

Purchase

9757721

N/A

XXXX

xxxxxx1902

Closed

2026-06-15 23:58

2026-06-22 06:55

Resolved

1 - Information

Credit

Missing Doc

Missing VOM or VOR

Resolved-Requested XX months rent receipts provided in findings, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. VOR - Seller-XX/XX/XXXX
Open-VOR/VOM Doc Status should not be 'Missing'. Per GL XX.XX.XXXX page #XX, XX-month housing history required for primary residence. As borrower is renting at their current address, provide VOR verifying XX months rent history. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. VOR - Seller-XX/XX/XXXX

Resolved-Requested XX months rent receipts provided in findings, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

Investment

Purchase

9757751

N/A

XXXX

xxxxxx1902

Closed

2026-06-16 00:19

2026-06-22 06:51

Resolved

1 - Information

Credit

Missing Doc

Asset 3 Missing

Resolved-Requested proof of EMD provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. EMD - Seller-XX/XX/XXXX
Open-Provide proof of evidence to earnest money deposit in the amount of $X,XXX being received as it is not located in the loan file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. EMD - Seller-XX/XX/XXXX

Resolved-Requested proof of EMD provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

Investment

Purchase

9757822

N/A

XXXX

xxxxxx1902

Closed

2026-06-16 00:25

2026-06-22 06:49

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Purchase

9757839

N/A

XXXX

xxxxxx5422

Closed

2026-06-16 07:02

2026-07-06 08:14

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-they did not verify because they met the guideline provided to you. waive this condition please. they were unable to verify the rent - Seller-XX/XX/XXXX
Counter-Provide VOR for primary residence application state borrower rent for $XXXX.XX monthly - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Couldn't verify the Housing history for the borrower as no Rental proof given in the document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-they did not verify because they met the guideline provided to you. waive this condition please. they were unable to verify the rent - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

Primary Residence

Purchase

9763080

N/A

XXXX

xxxxxx5422

Closed

2026-06-16 01:17

2026-07-02 07:57

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Missing Evidence of Property Tax Property Tax Missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXX XXX.XXX

Primary Residence

Purchase

9758097

N/A

XXXX

xxxxxx5422

Closed

2026-06-17 01:37

2026-07-02 07:57

Resolved

1 - Information

Credit

Missing Doc

Title Document is Incomplete

Resolved-Requested complete title document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Seller-XX/XX/XXXX
Open-Title Document is Incomplete Missing complete title document in file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-Requested complete title document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX

XXXXX.XXX

Primary Residence

Purchase

9783158

N/A

XXXX

xxxxxx5422

Closed

2026-06-17 02:46

2026-07-02 06:24

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Requested business narrative provided in findings, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX
Open-Missing business narrative in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-Requested business narrative provided in findings, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXX.XXX

Primary Residence

Purchase

9784267

N/A

XXXX

xxxxxx5422

Closed

2026-06-16 00:55

2026-06-26 04:28

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-Requested XXXX document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX attahced  - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. XXXX document missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX attahced - Seller-XX/XX/XXXX

Resolved-Requested XXXX document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXX - XXXXXXXXXXX XXXXXXX.XXX

Primary Residence

Purchase

9757963

N/A

XXXX

xxxxxx2718

Closed

2026-06-17 06:22

2026-06-23 20:23

Waived

1 - Information

Credit

Assets

Asset Qualifications do not meet requirements.

Waived-Unable to Resolve-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-unable to resolve; XX agrees with approved exception  - Buyer-XX/XX/XXXX
Ready for Review-Unable to resolve; XX agrees with approved exception  - Buyer-XX/XX/XXXX
Open-Asset Qualification Does Not Meet Guideline Requirements Review of Exception approved to use recently opened XXXXXX XXXXXX individual brokerage
account for asset utilization. Funds were transferred from another seasoned XXXXXX XXXXXX
account in the name of the bwr’s trust. Trust account was ineligible due to spouse as trustee and
family listed as beneficiaries but funds belonged to bwr who established the trust for estate planning
purposes and have now been moved into an individual account that he has unfettered access to.
Exception on page #XXX. - Due Diligence Vendor-XX/XX/XXXX

Waived-Unable to Resolve-Formal exception in loan file. - Due Diligence Vendor-XX/XX/XXXX

XXX Representative credit score exceeds the minimum required of XXX by XX points
XX.XX% LTV is below the maximum XX.XX% LTV by XX.XX%.

Primary Residence

Purchase

9786805

Originator Pre-Close

Yes

XXXX

xxxxxx5289

Closed

2026-06-22 07:39

2026-06-25 06:43

Resolved

1 - Information

Credit

Deficient Income Documentation

Resolved-Resolved, the income calc, and all other docs are supporting income docs provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. "merged doc" is the income calc, and all other docs are supporting income docs. - Buyer-XX/XX/XXXX
Open-Provide income documentation to support the calculation of S-Corp income. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved, the income calc, and all other docs are supporting income docs provided. - Due Diligence Vendor-XX/XX/XXXX

XX XXXX.XXX
XX XXXX XXXXX XXX XXXX XXXX XXX.XXX
XX XXXX X.XXX
X&X.XXX
XXXXXXXXXXXXXX.XXX

Primary Residence

Purchase

9860057

N/A

XXXX

xxxxxx5289

Closed

2026-06-17 04:07

2026-06-25 04:02

Resolved

1 - Information

Credit

Borrower

Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO

Resolved-There is Mis match in fico from XXXX to credit report, provided Updated XXXX, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Buyer-XX/XX/XXXX
Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match.  Please confirm the correct Qualifying FICO value. Qualifying FICO on the XXXX Page is 'XXX'  but the Qualifying FICO from the Credit Liabilities Page is 'XXX'. Provide updated report confirming the Fico used to qualify. - Due Diligence Vendor-XX/XX/XXXX

XXXX - XXXXXXXXXXX XXXXXXX.XXX

Primary Residence

Purchase

9784773

N/A

XXXX

xxxxxx0618

Closed

2026-06-18 13:04

2026-06-22 07:57

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Fraud report with all alerts cleared. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Fraud report in the file shows uncleared alerts. Provide report that shows alerts cleared.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-Fraud report with all alerts cleared. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

9823894

N/A

XXXX

xxxxxx2882

Closed

2026-06-18 02:44

2026-06-23 00:19

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Requested XX months rent ledger provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Borrower currently living in current address Since only X Years. Unable to verify primary or current rent history. Provide VOM or VOR or to verify Housing History or Current Rent History.
- Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

9810239

N/A

XXXX

xxxxxx0247

Closed

2026-06-18 01:01

2026-07-17 12:16

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Approved exception for housing history not meeting guideline requirements. Finding waived.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see XX exception approval and rescind finding, thank you. - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Borrower is living in a rental, VOR is required. - Due Diligence Vendor-XX/XX/XXXX

Waived-Approved exception for housing history not meeting guideline requirements. Finding waived. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXX.XXX

XX% LTV is below the maximum XX% LTV by X%.
XXX Representative credit score exceeds the minimum required of XXX by XX points

Investment

Refinance

Cash Out - Other

9809442

Originator Post-Close

XXXX

xxxxxx0247

Closed

2026-06-18 03:06

2026-07-15 12:13

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Lender provided tax cert. Finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see property taxes to satisfy the finding and rescind, thank you. - Buyer-XX/XX/XXXX
Open-Missing Evidence of Property Tax Property Tax is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Lender provided tax cert. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXX XXXX XXXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

9810441

N/A

XXXX

xxxxxx0247

Closed

2026-06-18 07:00

2026-07-14 11:54

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-Lender provided updated XXXX and XXXX confirming EOI monthly premium values are correct. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. HOI policy premium is $X,XXX/XX= $XXX.XX per declaration page; see updated XXXX/XXXX reflecting the revised amount. Escrows will be adjusted accordingly by our servicing department. Please rescind finding, thank you. - Seller-XX/XX/XXXX
Open-Hazard Insurance Policy Partially Provided Hazard insurance is not matching with final XX and IEAD document, provide updated document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. HOI policy premium is $X,XXX/XX= $XXX.XX per declaration page; see updated XXXX/XXXX reflecting the revised amount. Escrows will be adjusted accordingly by our servicing department. Please rescind finding, thank you. - Seller-XX/XX/XXXX

Resolved-Lender provided updated XXXX and XXXX confirming EOI monthly premium values are correct. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX
XXXX.XXX

Investment

Refinance

Cash Out - Other

9813529

N/A

XXXX

xxxxxx0247

Closed

2026-06-18 01:39

2026-06-25 17:16

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount.

Waived-Audited Loan Amount of $XXXXX is less than the XXXXXXXXX Minimum Loan Amount of $XXXXXX Lender provided approved Exception in file, p. XXXX, for loan amount <$XXXk is approved. Loan amount is $XX,XXX at XX% LTV Comp factors include: good cash flow with DSCR >X.X, >XX months reserves. Finding waived. - Due Diligence Vendor-XX/XX/XXXX

XX% LTV is below the maximum XX% LTV by X%.
XXX Representative credit score exceeds the minimum required of XXX by XX points
$XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX months over the required minimum.

Investment

Refinance

Cash Out - Other

9809772

Originator Pre-Close

Yes

XXXX

xxxxxx3907

Closed

2026-06-18 14:38

2026-06-22 08:06

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared. Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Fraud report in the file reflects uncleared alerts. Provide report showing all alerts have been cleared.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared. Finding Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9826644

N/A

XXXX

xxxxxx0559

Closed

2026-06-18 06:27

2026-06-22 08:34

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.X.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

9813054

N/A

XXXX

xxxxxx4445

Closed

2026-06-18 06:25

2026-06-29 11:04

Resolved

1 - Information

Compliance

Tolerance:Disclosure

Federal - Closing Disclosure Total of Payments Foreclosure Rescission Tolerance

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PCCD - it appears the interest collected at closing for $XXXX was used, however, the interest was updated to $XXXX.XX, Please confirm if this changes your APR Vioolation - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The disclosed Total of Payments ($XXX,XXX.XX) is understated by more than $XX when compared to the actual Total of Payments of ($XXX,XXX.XX). The difference is ($XX.XX). After the initiation of foreclosure on the consumer's principal dwelling that secures the credit obligation, Regulation Z considers the disclosed Total of Payments inaccurate if it is understated by more than $XX. (XX CFR XXXX.XX(h)(X)(ii)) The disclosed Total of Payments $XXX,XXX.XX is understated by more than $XX when compared to the actual Total of Payments of $XXX,XXX.XX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PCCD - it appears the interest collected at closing for $XXXX was used, however, the interest was updated to $XXXX.XX, Please confirm if this changes your APR Vioolation - Seller-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9813024

N/A

XXXX

xxxxxx4445

Closed

2026-06-18 06:25

2026-06-29 11:04

Resolved

1 - Information

Compliance

Tolerance:FinanceCharge

Federal - Foreclosure Rescission Finance Charge Tolerance

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - it appears the interest collected at closing for $XXXX was used, however, the interest was updated to $XXXX.XX, Please confirm if this changes your APR Vioolation - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The disclosed finance charge ($XXX,XXX.XX) is ($XX.XX) below the actual finance charge ($XXX,XXX.XX). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XX below the actual finance charge. (XX USC Sec. XXXX(i)(X); XXX XX(c)(X)(ii)-X) The disclosed finance charge $XXX,XXX.XX is $XX.XX below the actual finance charge $XXX,XXX.XX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX - it appears the interest collected at closing for $XXXX was used, however, the interest was updated to $XXXX.XX, Please confirm if this changes your APR Vioolation - Seller-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9813025

N/A

XXXX

xxxxxx4445

Closed

2026-06-18 06:25

2026-06-29 10:51

Resolved

1 - Information

Compliance

Fees:Limited

Texas - Maximum Fees Allowed

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Initial Lock pricing and Seller certificate - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The Xxxxx Constitution prohibits fees from exceeding X% of the principal balance on a non-purchase money loan. (Tex. Const. Art. XX Sec. XX(a)(X)(X)(X); X XX XXX Sec. XXX.X) Xxxxx Constitution prohibits fees from exceeding X% of the principal balance - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Initial Lock pricing and Seller certificate - Seller-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXX XXXXXXXXXXX.XXX
XXXXXXXX_XXXXXXX XXXX XXXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9813021

N/A

XXXX

xxxxxx4445

Closed

2026-06-18 06:25

2026-06-29 10:51

Resolved

1 - Information

Compliance

Enterprise:FeeLimits

ER - Texas Constitution 2% Fee Limit

Ready for Review-Document Uploaded. Initial Lock pricing and Seller certificate - Seller-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXX XXXX XXXXXXX.XXX
XXXXXXXX_XXXXXX XXXXXXXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9813022

N/A

XXXX

xxxxxx4445

Closed

2026-06-18 16:46

2026-06-24 11:26

Resolved

1 - Information

Credit

Missing Doc

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Resolved-Resolved with all props owned by XXX  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. All properties are owned and paid for by the XXX, see attached

- Seller-XX/XX/XXXX
Open-Provide taxes, Insurance and XXX dues for all properties listed in the REO section  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. All properties are owned and paid for by the XXX, see attached

- Seller-XX/XX/XXXX

Resolved-Resolved with all props owned by XXX - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXX XXXXXXXXXX XXX XXXXX XXX XXXX XXX XX XXX XXX.XXX

Primary Residence

Refinance

Cash Out - Other

9830716

N/A

XXXX

xxxxxx2707

Closed

2026-06-22 00:30

2026-06-23 16:59

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the XX XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alerts. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

9852193

N/A

XXXX

xxxxxx4846

Closed

2026-06-23 08:38

2026-07-09 11:54

Resolved

1 - Information

Property

Missing Doc

1004D Completion Report is Missing

Resolved-XXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Confirmed okay to clear with invoice and payment confirmation documentation provided. - Due Diligence Vendor-XX/XX/XXXX
Counter-The appraisal identifies multiple deferred maintenance issue (deck, crack in floor, exterior windows & gutter).  The invoice and proof of payment is only for the deck and does not indicate whether the repair was performed by a licensed contractor and the appraiser has not gone back out to inspect the repairs noted on the original appraisal.  XXXX is missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Completion Cert is not needed just an inspection. The attached shows it was completed by a professional service - Seller-XX/XX/XXXX
Counter-Provide the XXXX completion cert for the items noted by the appraiser. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. The lifting of the deck and the gap near the stair area were the only Healthy and Safety concerns noted by the appraiser. Any other areas of the deck and the windows are all considered deferred maintenance and can be taken care of at a later time. - Seller-XX/XX/XXXX
Counter-XXXX is missing with two parts of the deck in need of repair (only one section per the photo provided) including the window and gutter. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Appraisal Completion - Seller-XX/XX/XXXX
Open-XXXX Completion Report is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Completion Cert is not needed just an inspection. The attached shows it was completed by a professional service - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. The lifting of the deck and the gap near the stair area were the only Healthy and Safety concerns noted by the appraiser. Any other areas of the deck and the windows are all considered deferred maintenance and can be taken care of at a later time. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Appraisal Completion - Seller-XX/XX/XXXX

XXXXXXXXX XXXXXXXXXX.XXX
XXXXXXX XX XXXXX.XXX
XXXXXXXXX XXXXXXXXXX.XXX
XXXXXXX XX XXXXX.XXX

Investment

Purchase

9885915

N/A

XXXX

xxxxxx4846

Closed

2026-06-23 10:41

2026-06-26 12:23

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-Exception for XX XXX XXXXXXX score below XX (market score is XX) with comp factors. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX
Open-Property Guard is missing.  XX X.X.X.X page XX-XX requires a market score of XX while XXXXXXX on page #XXX has a score of XX.
- Due Diligence Vendor-XX/XX/XXXX
Open-Loan does not conform to program guidelines As per XX XX.XX.XXXX at page #XX Market score by zip code:  Market grade must be XX or greater but the estimate provided in file at page #XXX score XX.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX

Waived-Exception for XX XXX XXXXXXX score below XX (market score is XX) with comp factors. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXX.XXX

XXXX ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.
$XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by X months over the required minimum.
XXX Representative credit score exceeds the minimum required of XXX by XX points.

Investment

Purchase

9889196

Originator Post-Close

Yes

XXXX

xxxxxx4846

Closed

2026-06-23 08:54

2026-06-26 00:50

Resolved

1 - Information

Credit

Eligibility

Potential Fraud Reflected on Fraud Report

Resolved-Fraud Report Has Uncleared alerts, Provided updated Fraud report, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Potential Fraud Reflected on Fraud Report is Resolved or None Exists - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Potential Fraud Reflected on Fraud Report Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a X High alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Purchase

9886241

N/A

XXXX

xxxxxx4846

Closed

2026-06-23 10:09

2026-06-25 01:32

Resolved

1 - Information

Credit

Doc Issue

HUD/Closing Statement not signed by Borrower or Title Agent

Resolved-Executed copy of Settlement Statement uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Settlement agent sign is missing for HUD at page #X and Final HUD at page #XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Executed copy of Settlement Statement uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX - XXXXXX XXXXXX.XXX
XXX - XXXXX XXXXXX XX-XXXX.XXX

Investment

Purchase

9887652

N/A

XXXX

xxxxxx4846

Closed

2026-06-23 07:50

2026-06-24 14:29

Acknowledged

2 - Non-Material

Credit

Spousal Consent Missing

Open-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. Spousal consent is missing from file. - Due Diligence Vendor-XX/XX/XXXX

Investment

Purchase

9885174

Originator Post-Close

XXXX

xxxxxx2276

Closed

2026-06-29 18:19

2026-07-06 13:50

Resolved

1 - Information

Compliance

Disclosure

Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect

Resolved-PPP reflecting $X,XXX.XX which matches the PPP calculation on the Note screen was provided in FIndings: XXXXXXX_X.XXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please find revised HUD for PPP attached. Thank you - Due Diligence Vendor-XX/XX/XXXX
Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. The PPP calculated on the Note screen is $X,XXX.XX while the maximum prepayment penalty reflected on the HUD is $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-PPP reflecting $X,XXX.XX which matches the PPP calculation on the Note screen was provided in FIndings: XXXXXXX_X.XXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Refinance

Cash Out - Other

9988558

N/A

XXXX

xxxxxx5284

Closed

2026-06-25 09:53

2026-06-30 08:07

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XX XXXXXXXXXXXXX.XXX

Investment

Purchase

9934813

N/A

XXXX

xxxxxx3206

Closed

2026-06-30 05:24

2026-07-06 06:41

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-Requested Updated XXXX provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Based on the LOX on page #XXX XXXX Final housing section should be "No primary housing expense" but XXXX shows rent of $X,XXX, Need updated final with updated housing selection to No primary housing expense. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Updated XXXX provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX.XXX

Second Home

Refinance

No Cash Out - Borrower Initiated

9994653

N/A

XXXX

xxxxxx3206

Closed

2026-06-30 05:23

2026-07-06 06:40

Resolved

1 - Information

Compliance

Missing Doc

Homeownership Counseling Disclosure Is Missing

Resolved-Requested Homeownership Counseling Disclosure provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Homeownership Counseling Disclosure Is Missing in file which is required on primary and second homes. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Homeownership Counseling Disclosure provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXX XXXXXXXXXX XXXXXXXXXXXX XXXX - XXXXXXXXXX #X.XXX

Second Home

Refinance

No Cash Out - Borrower Initiated

9994634

N/A

XXXX

xxxxxx3206

Closed

2026-06-25 02:41

2026-07-06 04:07

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Requested Gap Credit Report provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Buyer-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Gap Credit Report is Missing for BX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Gap Credit Report provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX.XXX

Second Home

Refinance

No Cash Out - Borrower Initiated

9928855

N/A

XXXX

xxxxxx5081

Closed

2026-07-02 11:05

2026-07-17 09:04

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Received fraud report with the alerts cleared - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report with cleared alerts uploaded for review. - Buyer-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Missing alerts being cleared on the fraud report - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received fraud report with the alerts cleared - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXX XXXXX XXXXXX.XXX

Investment

Purchase

10043791

N/A

XXXX

xxxxxx5154

Closed

2026-07-01 01:22

2026-07-13 06:01

Resolved

1 - Information

Compliance

Missing Doc

Undiscounted Rate is Missing

Resolved-Resolved, undiscounted rates updated. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested undiscounted rate provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Buyer-XX/XX/XXXX
Open-Provide undiscounted rate Disclosure. Discount point fee charged in final Closing Disclosure.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved, undiscounted rates updated. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested undiscounted rate provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXX XXXX - XXXXX, XXXX.XXX

Primary Residence

Purchase

10014301

N/A

XXXX

xxxxxx2313

Closed

2026-06-30 05:11

2026-07-06 17:03

Resolved

1 - Information

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Rescinded-Audited Loan Amount is less than Guideline Minimum Loan Amount Per XXX overlay, minimum loan amount is $XX,XXX.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See attached  - Due Diligence Vendor-XX/XX/XXXX
Open-Audited Loan Amount is less than Guideline Minimum Loan Amount Audited Loan Amount $XX,XXX is less than Guideline Minimum Loan Amount $XXX,XXX. Exception review and approval is required.  - Due Diligence Vendor-XX/XX/XXXX

Rescinded-Audited Loan Amount is less than Guideline Minimum Loan Amount Per XXX overlay, minimum loan amount is $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

XXX Representative credit score exceeds the minimum required of XXX by XX points.
XxXX mortgage history for XX months.

Investment

Purchase

9994577

N/A

XXXX

xxxxxx2313

Closed

2026-07-06 12:23

2026-07-06 16:48

Resolved

1 - Information

Credit

Title

Property Title Issue

Resolved-Revised title provided with corrected address XXXX XXXXXXXXXXX XXXXXX XXXXX X Unit XXXX and matches all closing documents.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Property Title Issue Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See title - Due Diligence Vendor-XX/XX/XXXX
Open-Property Title Issue The title provided list the subject address as  XXXX XXXXXXXXXXX XXXXXX, XA, XXXXXXXX, XX XXXXX. The Appraisal, Deed and Note list the subject property address as XXXX XXXXXXXXXXX XXXXXX XXXXX X Unit XXXX. Missing title with accurate subject address that matches the closing documents.  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Purchase

10072889

N/A

XXXX

xxxxxx4025

Closed

2026-07-08 04:10

2026-07-20 10:57

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-There are uncleared alerts in fraud report, provided updated Fraud Report, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the XX XX/XX/XXXX page #XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

X'XXXXXXXX_XXXXXXX XXXXXX.XXX

Primary Residence

Purchase

10110527

N/A

XXXX

xxxxxx5026

Closed

2026-07-14 17:35

2026-07-20 19:11

Resolved

1 - Information

Credit

DTI discrepancy or failure.

Resolved-Time share obligation is paid by the business per bank statements in file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-This is incorrect. The only added payment was the $XXX Cardless payment and that just takes dti XX%. Please clear this condition  - Buyer-XX/XX/XXXX
Open-There is a variance is the back end DTI.  Underwriter's calculated rate is XX.XX% and the reviewed rate is XX.XX% (which is still below guideline requirement).  The difference is due to other monthly liabilities captured per the gap report.  Provide updated XXXX.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Time share obligation is paid by the business per bank statements in file. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Refinance

Cash Out - Other

10246008

N/A

XXXX

xxxxxx5026

Closed

2026-07-10 06:07

2026-07-17 00:12

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Updated Title Commitment uploaded, Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s), Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Buyer-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title Coverage Amount of $XXX,XXX is Less than Loan Amount $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXX_XXXX_XXXXXXXXXX_XXX_XXXXXXXX_X.XXX

Primary Residence

Refinance

Cash Out - Other

10168835

N/A

XXXX

xxxxxx5026

Closed

2026-07-13 00:47

2026-07-16 05:36

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Initial Closing Disclosure

Resolved-Requested Initial CD provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-TRID: Missing Closing Disclosure Initial Closing Disclosure is missing in loan file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Initial CD provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX-XXXXXXXXXXXX.XXX
XXXXXXX-XXXXXXXXXXXXXXXXX.XXX
XXXXXXX-XXXXXXXXXXXXXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

10195139

N/A

XXXX

xxxxxx1370

Closed

2026-07-10 01:10

2026-07-17 07:10

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Requested secondary appraisal provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. We have X appraisals on this file so SSRs should not be needed as a secondary value - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provide updated Secondary Valuation document with CU score as the one in file is above the guideline requirements - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. We have X appraisals on this file so SSRs should not be needed as a secondary value - Seller-XX/XX/XXXX

Resolved-Requested secondary appraisal provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX X.XXX
XXXXXXXXX X.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

10163750

N/A

XXXX

xxxxxx7643

Closed

2026-08-04 11:03

2026-08-11 06:13

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Updated title document with required loan coverage amount provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. FTP - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $X is Less than Loan Amount Provide Title Coverage Amount of $XXX,XXX is Greater than or equal to Loan Amount. Title policy on page#XXX coverage amount showing as $X it is less than the Loan amount. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. FTP - Seller-XX/XX/XXXX

Resolved-Updated title document with required loan coverage amount provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXX_(XXXXXXXXXX).XXX

Investment

Refinance

Cash Out - Other

10617077

N/A

XXXX

xxxxxx7643

Closed

2026-07-31 00:09

2026-08-06 03:45

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required.  The fraud report in file pg#XXX is showing a High alert.  The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud - Seller-XX/XX/XXXX

Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX.XXX

Investment

Refinance

Cash Out - Other

10551590

N/A

XXXX

xxxxxx8984

Closed

2026-08-03 14:47

2026-08-05 09:06

Resolved

1 - Information

Credit

Doc Issue

Transmittal (1008) is Missing

Resolved-Special assessments were included in the total taxes. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Tax Certificate shows special assessments were included in the total taxes. - Seller-XX/XX/XXXX
Open-File  reflects a $XXX special assessment but not reflected on XXXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Tax Certificate shows special assessments were included in the total taxes. - Seller-XX/XX/XXXX

Resolved-Special assessments were included in the total taxes. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX XXXX.XXX

Investment

Purchase

10600967

N/A

XXXX

xxxxxx8376

Closed

2026-07-30 23:02

2026-08-05 16:29

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts The fraud report in file (page # XXX) is showing X high uncleared alerts. The required clear fraud report is missing from file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXX XXXXXXX XXXXXX.XXX

Investment

Purchase

10551252

N/A

XXXX

xxxxxx8376

Closed

2026-07-30 22:48

2026-08-05 01:39

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Requested secondary valuation CDA with low risk provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cda - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provide updated Secondary Valuation document with CU scores as one in the file page#XXX was not performed - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cda - Seller-XX/XX/XXXX

XXXXXXX XXX.XXX

Investment

Purchase

10551201

N/A

XXXX

xxxxxx6920

Closed

2026-08-03 01:32

2026-08-07 18:07

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Fraud report provided with cleared alerts - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts The fraud report in file (page # XXX) is showing X high uncleared alert. The required clear fraud report is missing from file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-Fraud report provided with cleared alerts - Due Diligence Vendor-XX/XX/XXXX

XXXXX.XXX

Primary Residence

Purchase

10585717

N/A

XXXX

xxxxxx4876

Closed

2026-07-31 06:36

2026-08-12 06:41

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-Updated Final XXXX uploaded with corrected housing, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX
Open-Provided XXXX not showing X years of address history for borrower. Provide final XXXX with X years of address history for borrower. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX

Resolved-Updated Final XXXX uploaded with corrected housing, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXXXX XXXX XXXXXXX XXXXXXX.XXX

Investment

Purchase

10555541

N/A

XXXX

xxxxxx4876

Closed

2026-07-31 06:00

2026-08-06 03:07

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX    a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXXX XXXXXXX XXXXX.XXX

Investment

Purchase

10554832

N/A

XXXX

xxxxxx0638

Closed

2026-07-31 08:47

2026-08-10 00:42

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Updated settlement statement with borrower and settlement agent sign provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Escrow Settlement Statement - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Preliminary/Estimated Only. The provided Settlement statement in page #XXX is not signed by borrower and settlement agent. Provide Final Settlement statement document signed by both parties.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Escrow Settlement Statement - Seller-XX/XX/XXXX

Resolved-Updated settlement statement with borrower and settlement agent sign provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX_XXXXXXXXXX XXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

10558349

N/A

XXXX

xxxxxx8299

Closed

2026-07-31 08:13

2026-08-07 07:46

Resolved

1 - Information

Credit

Missing Doc

Asset 2 Missing

Resolved-Clarification from client that the EMD was backed out with no evidence of receipt. Therefore, verification of Funds will be $XX,XXX.XX (cash to close on the HUD) + $XX,XXX EMD = $XX,XXX.XX Total assets, which was fully verified with enough for reserves. Issue is resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - see UW comments - Seller-XX/XX/XXXX
Open-Evidence of receipt of the $XX,XXX Earnest Money Deposit was not provided. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX - see UW comments - Seller-XX/XX/XXXX

XXXXXXX_XXXX.XXX

Investment

Purchase

10557789

N/A

XXXX

xxxxxx9719

Closed

2026-07-31 06:09

2026-08-06 14:00

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL X/XX/XXXX page # XX a clear fraud report is required. The fraud report in file (page #XXX) is showing X high uncleared alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXX.XXX

Investment

Refinance

Cash Out - Other

10555079

N/A

XXXX

xxxxxx9719

Closed

2026-07-31 09:09

2026-08-05 23:23

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Final HUD-X Document with borrower and settlement agent signs provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. FSS  - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Preliminary/Estimated Only. The provided Settlement statement in pg #X-X,  is not signed by borrower & Settlement agent. Provide Final Settlement document signed by both parties. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. FSS - Seller-XX/XX/XXXX

Resolved-Final HUD-X Document with borrower and settlement agent signs provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX.XXX

Investment

Refinance

Cash Out - Other

10559016

N/A

XXXX

xxxxxx7368

Closed

2026-07-31 05:23

2026-08-07 09:28

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report provide clear third party fraud report as it is required per  GL XX.XX.XXXX page #XX but not included in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXX.XXX

Investment

Purchase

10553596

N/A

XXXX

xxxxxx7368

Closed

2026-07-31 03:56

2026-08-07 09:27

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Guaranty agreement provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial Provide Guaranty agreement is it is not included in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Guaranty agreement provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXX XXXXXXXXX.XXX

Investment

Purchase

10553135

N/A

XXXX

xxxxxx5525

Closed

2026-07-31 08:27

2026-08-07 09:55

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Counter-No document attached. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX  a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing.

- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Ready for Review-Fraud Report - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXX.XXX

Investment

Refinance

Cash Out - Other

10558016

N/A

XXXX

xxxxxx2072

Closed

2026-07-31 06:37

2026-08-11 09:31

Resolved

1 - Information

Compliance

Fees:Limited

New Jersey - Recording Service Fee (MLFOP)(First Lien)

Resolved-Fee is included in title fees. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. This is not charged by the lender and is charged by title accordingly.  We have a pass on our end and attached is the response from Compliance Ease, regarding Title fees - Seller-XX/XX/XXXX
Open-You charged a ($XX.XX) Recording Service Fee. The New Jersey Residential Mortgage Loans, Fees, Obligations Provisions limit the amount of the additional service fee for recording a cancellation of a mortgage to $XX. (N.J.A.C. X:X-XX.X(a)(X))  State Finding-You charged a ($XX.XX) Recording Service Fee. The New Jersey Residential Mortgage Loans, Fees, Obligations Provisions limit the amount of the additional service fee for recording a cancellation of a mortgage to $XX. (N.J.A.C. X:X-XX.X(a)(X)) - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. This is not charged by the lender and is charged by title accordingly. We have a pass on our end and attached is the response from Compliance Ease, regarding Title fees - Seller-XX/XX/XXXX

Resolved-Fee is included in title fees. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX XXXXX.XXX

Primary Residence

Purchase

10555554

N/A

XXXX

xxxxxx7875

Closed

2026-08-03 07:54

2026-08-07 21:05

Resolved

1 - Information

Credit

DSCR Does Not Meet Guideline Requirements

Resolved-Market rent $XXXX. Lease $XXXX. Per guidelines for refinance transactions, Monthly Gross Rents are determined by the higher of actual lease amount or market rent from XXXX/XXXX. Lender used $XXXX which is within XXX% of the market rent. Bank statements present in file with two months receipt and an active unexpired lease.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. DSCR - Seller-XX/XX/XXXX
Open-Kind DSCR program requires a minimum ratio of X.X. Lender's ratio X.XXX as per income worksheet in file (page XXX) and audited ratio is X.XXX which is less than the minimum required X.X. XXXX (page XX) list rental amount of $XXXX, however, lease in file (page XXX) reflects rental amount as $X,XXX which is the amount the lender used to qualify - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. DSCR - Seller-XX/XX/XXXX

XXXXXXXX XXXX XXXXX XXXX.XXX

Investment

Refinance

Cash Out - Other

10590061

N/A

XXXX

xxxxxx4735

Closed

2026-08-05 12:25

2026-08-07 10:57

Resolved

1 - Information

Credit

Escrow information insufficient or has discrepancy

Resolved-Uploaded communication between Homeowners Association and Flood Policy Insurer, Homeowners Association Dues includes annual premium payment for Flood policy.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. HOA and Flood insurance emails to show policy in HOA Name as they pay it. Property address on Policy. - Seller-XX/XX/XXXX
Open-Guidelines Page XX Escrow funds include, but are not limited to, taxes, insurance (hazard, flood, and other insurance)
premiums, water/sewer taxes and ground rents. Impounds for Flood Insurance not shown on Settlement Statement.  Underwriter Notes Planned Unit Development Homeowners Association Dues pays Annual Flood Insurance Policy Premium. Missing documentation supporting HOA pays Flood Policy.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. HOA and Flood insurance emails to show policy in HOA Name as they pay it. Property address on Policy. - Seller-XX/XX/XXXX

XXXXXXX XXXXXX XXXXX XXXXXX.XXX
XXXXXXX XXX XXX XXXXX XXXX XXX XXX XXXXXXXXX XXX XX XXX XXXX.XXX

Investment

Purchase

10643602

N/A

XXXX

xxxxxx8476

Closed

2026-08-03 09:21

2026-08-07 06:58

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Property is free and clear per property report page #XXX in file. No finding needed. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  House history and property profile to show ownership - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Provide the XX months  primary housing history for "XXX XXX XXXXXX XX" - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. House history and property profile to show ownership - Seller-XX/XX/XXXX

Resolved-Property is free and clear per property report page #XXX in file. No finding needed. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX_XXXXXXX XXX.XXX
XXXXXX XXXXXXX XXXXXXX.XXX

Investment

Purchase

Cash Out - Other

10591343

N/A

XXXX

xxxxxx8476

Closed

2026-08-03 08:30

2026-08-06 03:49

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Freddie SSR provided. Hence resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - LCA score of X.X - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provide Secondary Valuation or Additional Valuation (with acceptable variance to Primary) per guideline requirements and CU Score, in provided one CU Score is X.X - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - LCA score of X.X - Seller-XX/XX/XXXX

Resolved-Freddie SSR provided. Hence resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXXX_XXXXXXX XXX.XXX

Investment

Purchase

Cash Out - Other

10590556

N/A

XXXX

xxxxxx8953

Closed

2026-08-03 01:46

2026-08-06 11:59

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Primary Residence

Purchase

10585843

N/A

XXXX

xxxxxx8953

Closed

2026-08-03 01:01

2026-08-05 15:50

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Validation Resolved' received lender income asset worksheet - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Asset worksheet  - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers.  Asset Utilization worksheet missing in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Asset worksheet - Seller-XX/XX/XXXX

Resolved-Validation Resolved' received lender income asset worksheet - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXXX XXXXXXXXX.XXX

Primary Residence

Purchase

10585503

N/A

XXXX

xxxxxx8953

Closed

2026-08-03 03:02

2026-08-05 15:48

Resolved

1 - Information

Compliance

Disclosure

Missing Intent to Proceed

Resolved-received ITP - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Intent to Proceed - Seller-XX/XX/XXXX
Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Borrower signature missing on  Intent to Proceed on page#XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Intent to Proceed - Seller-XX/XX/XXXX

Resolved-received ITP - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XX XXXXXX XX XXXXXXX XXXX XXXX XXXXXXXXXXX.XXX

Primary Residence

Purchase

10586489

N/A

XXXX

xxxxxx6418

Closed

2026-07-31 11:13

2026-08-05 22:28

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Fraud report provided with cleared alerts - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-Fraud report provided with cleared alerts - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Investment

Purchase

10562372

N/A

XXXX

xxxxxx6418

Closed

2026-07-31 10:57

2026-08-05 01:24

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Requested secondary valuation LCA with risk score of X provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Per the Guideline version XX/XX/XXXX on page#XX, Secondary Valuation or Additional Valuation(with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X. Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X or the file needs an Appraisal Desk Review
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX

XXXXXXX XXX.XXX

Investment

Purchase

10561649

N/A

XXXX

xxxxxx7113

Closed

2026-08-03 02:21

2026-08-07 10:24

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXX.XXX

Primary Residence

Purchase

10586145

N/A

XXXX

xxxxxx7794

Closed

2026-08-03 05:45

2026-08-06 10:05

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL X/XX/XXXX page # XX a clear fraud report is required. The fraud report in file (page #XXX) is showing X high uncleared alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

XXXX_XXXXX.XXX

Investment

Purchase

10587487

N/A

XXXX

xxxxxx7794

Closed

2026-08-03 05:15

2026-08-05 01:29

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Requested secondary valuation LCA with risk score of X provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - LCA score of X - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - LCA score of X - Seller-XX/XX/XXXX

XXXX_XXXXXXX XXX.XXX

Investment

Purchase

10587208

N/A

XXXX

xxxxxx0166

Closed

2026-07-31 07:08

2026-08-07 09:42

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Attached is final CD - resolved  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Escrow Settlement Statement - Seller-XX/XX/XXXX
Counter-Attached is an estimate, provide Final executed HUD showing payoffs for XXXX and XXX-XXXXX XXXXXXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Escrow Settlement Statement - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. The final HUD Doesn't reflect the pay off amount XXXX #XXXX & XXX-XXXXX XXXXXXXXXXX #XXXX, settlement agent sign is missing from HUD addendum at page #XXX, Need updated HUD with pay off and settlement agent sign. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Escrow Settlement Statement - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Escrow Settlement Statement - Seller-XX/XX/XXXX

Resolved-Attached is final CD - resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXX XXXXXXXXXX XXXXXXXXX.XXX
XXXXXXXX_XXXXXX.XXXXXX.XXXX.XXX

Investment

Refinance

Cash Out - Other

10556209

N/A

XXXX

xxxxxx7645

Closed

2026-08-04 01:54

2026-08-10 11:00

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Resolved-Uploaded clear Fraud report.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page #XX a clear fraud report is required. The fraud report in file (page #XXX) is showing X high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXX XXXXXXX XXXXX.XXX

Primary Residence

Purchase

10609144

N/A

XXXX

xxxxxx7645

Closed

2026-08-05 18:51

2026-08-10 10:50

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Uploaded Undisclosed Debt Monitoring X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. UDM - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Guidelines Page XX Debt monitoring runs from registration through loan disbursement. Missing Undisclosed Debt Monitoring. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. UDM - Seller-XX/XX/XXXX

Resolved-Uploaded Undisclosed Debt Monitoring X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX.XXX

Primary Residence

Purchase

10650414

N/A

XXXX

xxxxxx7645

Closed

2026-08-04 01:33

2026-08-07 11:25

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Uploaded Freddie Mac LCA X.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Freddie SSR provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Guidelines page XX Secondary Valuation or Desk review with acceptable variance to Primary valuation. Missing Secondary valuation.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX

Resolved-Uploaded Freddie Mac LCA X. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Freddie SSR provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX.XXX

Primary Residence

Purchase

10608960

N/A

XXXX

xxxxxx4311

Closed

2026-08-06 11:13

2026-08-11 08:48

Resolved

1 - Information

Compliance

Mavent

ApplicationRule: General

Resolved-Name affidavit and updated XXXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Name affidavit and updated XXXX - Seller-XX/XX/XXXX
Open-All Lender's documentation reflects XXXXXXXXX. But her ID reflects XXXXXXXX (with no E) - Due Diligence Vendor-XX/XX/XXXX
Open-Provide updated documents which reflect the correct spelling of XXXXXXXX XXXXXXXXX. ie. Note, XXXX, XXXX, disclosures, etc - Borrower X Name on XXXXXX 'XXXXXXXXX XXXXXX XXXXXXXXX' or on XXXX 'XXXXXXXXX XXXXXX XXXXXXXXX' or True Data 'XXXXXXXXX XXXXXX XXXXXXXXX' or on Deed of Trust 'XXXXXXXXX XXXXXX XXXXXXXXX' or on BPVX 'XXXXXXXXX XXXXXX XXXXXXXXX' does not match Borrower X Name on Note 'XXXXXXXXX XXXXXX XXXXXXXXX'.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Name affidavit and updated XXXX - Seller-XX/XX/XXXX

Resolved-Name affidavit and updated XXXX - Due Diligence Vendor-XX/XX/XXXX

XXXXXX_XXXX.XXX
XXXXXX_XXXX XXXXXXXXX.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

10665770

N/A

XXXX

xxxxxx4311

Closed

2026-08-03 04:53

2026-08-07 05:46

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Fannie SSR provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fannie SSR - CU score X - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X The file is missing secondary valuation or additional valuation. Provide FNMA or FHLMC UCDP/SSR report with a score less than X.X, or an appraisal desk review.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fannie SSR - CU score X - Seller-XX/XX/XXXX

Resolved-Fannie SSR provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXXX XXX.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

10587082

N/A

XXXX

xxxxxx7247

Closed

2026-08-04 03:15

2026-08-12 07:46

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Cleared Fraud - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts The fraud report in file (page # XXX) is showing X high uncleared alert. The required clear fraud report is missing from file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Fraud - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXX XXXXX.XXX

Investment

Refinance

Cash Out - Other

10609840

N/A

XXXX

xxxxxx3506

Closed

2026-08-04 07:55

2026-08-12 08:16

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

XXXXX XXXXXXX XXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

10613612

N/A

XXXX

xxxxxx3506

Closed

2026-08-04 08:29

2026-08-12 08:15

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-i - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing,  escrow disclosures and loan information is on Pg#’s #XXX and the Final Closing disclosure on Pg#’s XXX  reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX An interior and exterior appraisal was completed for this property – see pg XX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#’XX-XX,and copy of the appraisal was given to the borrower – see Pg#’s XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-i - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s #XXX and the Final Closing disclosure on Pg#’s XXX reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX An interior and exterior appraisal was completed for this property – see pg XX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#’XX-XX,and copy of the appraisal was given to the borrower – see Pg#’s XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Refinance

Cash Out - Other

10614088

N/A

XXXX

xxxxxx9271

Closed

2026-08-04 05:37

2026-08-10 04:39

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Missing

Resolved-Deed of Trust document uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Deed of Trust with Riders - Seller-XX/XX/XXXX
Open-The Deed of Trust is Missing  Deed of Trust and Associated riders missing in file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Deed of Trust with Riders - Seller-XX/XX/XXXX

Resolved-Deed of Trust document uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

10611648

N/A

XXXX

xxxxxx6163

Closed

2026-08-05 05:02

2026-08-11 12:44

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX/XX/XXXX page #XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXX XXXXXXX XXXXX.XXX

Primary Residence

Purchase

10632441

N/A

XXXX

xxxxxx6163

Closed

2026-08-05 04:57

2026-08-11 11:27

Waived

2 - Non-Material

Credit

Eligibility

Audited LTV Exceeds Guideline LTV.

Waived-exception for LTV in findings - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X% LTV exception - Seller-XX/XX/XXXX
Open-Audited LTV of XX% exceeds Guideline LTV of XX% As per appraisal page XX property is in Rural, per program A+ Max LTV for Rural Property is XX% which is less than Audited LTV XX%. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X% LTV exception - Seller-XX/XX/XXXX

Waived-exception for LTV in findings - Due Diligence Vendor-XX/XX/XXXX

X% XXX XXXXXXXXX.XXX

XX.XX% DTI is below the maximum XX% DTI by XX.XX%.
$XXX,XXX reserves exceed the minimum required of $XXXX.XX exceeds the minimum by XX months over the required minimum.
Borrower has $XX,XXX residual income after all expenses. Minimum required per guideline is $X,XXX.

Primary Residence

Purchase

10632407

Originator Pre-Close

Yes

XXXX

xxxxxx6163

Closed

2026-08-05 04:40

2026-08-07 05:52

Resolved

1 - Information

Property

Value

Secondary Valuation or Additional Valuation has not been entered per securitization requirements

Resolved-Freddie SSR provided. Hence resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX
Open-For securitization, a second property valuation needs to be provided. File needs a FNMA and/or FHLMC UCDP/SSR report with scores less than X.X; or the file needs an Appraisal Desk Review.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX

Resolved-Freddie SSR provided. Hence resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX.XXX

Primary Residence

Purchase

10632304

N/A

XXXX

xxxxxx6511

Closed

2026-08-04 05:42

2026-08-12 10:21

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-Exception provided for GL not allowing rent free borrowers with compensating factors. Borrower letter on page #XXX states the borrower lives rent free in a property owned by an entity that the managing members are his wife and her sister. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Rent Free approval attached - Seller-XX/XX/XXXX
Open-Loan does not conform to program guidelines Per GL XX.XX.XXXX page #XX, rent-free is not allowed for DSCR Max programs. However borrower is living rent free per final XXXX and LOE page #XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Rent Free approval attached - Seller-XX/XX/XXXX

XXXXX XXXX XXXX XXXXXXXXX XXXXXXXX.XXX

XX.XX% LTV is below the maximum XX% LTV by XX.XX%.
XXX Representative credit score exceeds the minimum required of XXX by XX points.
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.
Borrower has owned subject investment property XX years.

Investment

Refinance

Cash Out - Other

10611769

Originator Post-Close

Yes

XXXX

xxxxxx6511

Closed

2026-08-04 03:39

2026-08-11 10:42

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page #XX a clear fraud report is required. The fraud report in file (page #XXX) is showing X high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXX XXXXXXX XXXXX.XXX

Investment

Refinance

Cash Out - Other

10610013

N/A

XXXX

xxxxxx4236

Closed

2026-08-04 01:23

2026-08-11 06:03

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Fraud report reflecting uncleared alerts, per kind lending guidelines required updated fraud report. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

Resolved-Updated fraud report with cleared alerts provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXXXX XXXXX.XXX

Primary Residence

Purchase

10608891

N/A

XXXX

xxxxxx7558

Closed

2026-08-06 06:02

2026-08-12 05:20

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Requested Secondary Valuation(LCA)Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - LCA score of X - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - LCA score of X - Seller-XX/XX/XXXX

XXXXXX_XXXXXXX XXX.XXX

Investment

Purchase

10658253

N/A

Loan ID

Seller Loan ID

Investor Loan ID

Note Date

Original Loan Amount

Sales Price

Total Adjusted Prior Purchase Price

Primary Appraised Value

Primary Appraisal Date

Primary Appraisal Type

Primary Appraisal Company

Primary Appraiser Name

Primary Appraiser License Number

Value for LTV

LTV

CLTV

Loan Reviewed Property Value

Loan Reviewed Variance Amount

Loan Reviewed Variance Percent

Loan Reviewed Product Type

Loan Post-Close Reviewed Property Value

Loan Post-Close Reviewed Variance Amount

Loan Post-Close Reviewed Variance Percent

Loan Post-Close Reviewed Product Type

Second Appraisal Value

Second Appraisal Variance Amount

Second Appraisal Variance Percent

Second Appraisal Date

Second Appraisal Type

AVM Appraised Value

AVM Variance Amount

AVM Variance Percent

AVM Confidence Score

FSD Score

AVM Company Name

AVM Product Name

AVM Appraisal Date

Desk Review Appraised Value

Desk Review Variance Amount

Desk Review Variance Percent

Desk Review Company

Desk Review Risk Score

Desk Review Appraisal Date

Desk Top Appraised Value

Desk Top Variance Amount

Desk Top Variance Percent

Desk Top Company

Desk Top Appraisal Date

BPO Appraised Value

BPO Variance Amount

BPO Variance Percent

BPO Company

BPO Appraisal Date

Field Review Appraised Value

Field Review Variance Amount

Field Review Variance Percent

Field Review Company

Field Review Appraisal Date

2055 Appraised Value

2055 Variance Amount

2055 Variance Percent

2055 Company

2055 Appraisal Date

AVE/CMA Appraised Value

AVE/CMA Variance Amount

AVE/CMA Variance Percent

AVE/CMA Company

AVE/CMA Appraisal Date

Completion Report (1004D) Date

Other Appraised Value

Other Variance Amount

Other Variance Percent

Other Appraisal Date

Updated Appraised Value

Updated Variance Amount

Updated Variance Percent

Updated Company

Updated Appraisal Date

Updated Appraisal Type

Loan Collateral Advisor Risk Score

Loan Collateral Advisor Risk Score Date

Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?

Collateral Underwriter Risk Score

Collateral Underwriter Risk Score Date

xxxxxx1719

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

Eligible

XXXX

xxxxxx0134

XXXX

1004 URAR

XXXX

84.96

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2421

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx0931

XXXX

1004 URAR

XXXX

69.97

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

XXXX

xxxxxx4838

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx1546

XXXX

1073 Individual Condo Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx9844

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx3641

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx6203

XXXX

1004 URAR

XXXX

50.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx1617

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx1608

XXXX

1004 URAR

XXXX

28.45

XXXX

-.0301

AVM

XXXX

-.0301

93.0

0.07

XXXX

xxxxxx2979

XXXX

1025 Small Residential Income Report

XXXX

70.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx4075

XXXX

1004 URAR

XXXX

70.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2277

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.3

XXXX

xxxxxx4690

XXXX

1025 Small Residential Income Report

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx9373

XXXX

1073 Individual Condo Report

XXXX

70.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

XXXX

xxxxxx1744

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx2189

XXXX

1073 Individual Condo Report

XXXX

70.0

XXXX

.0000

Desk Review

XXXX

.0000

Collateral Underwriter (CU)

XXXX

.0000

XXXX

Low Risk

XXXX

1.5

XXXX

Eligible

1.8

XXXX

xxxxxx3266

XXXX

1004 URAR

XXXX

80.0

XXXX

-.0037

AVM

XXXX

-.0037

97.0

0.03

XXXX

xxxxxx1976

XXXX

1004 URAR

XXXX

65.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

XXXX

xxxxxx0964

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx4417

XXXX

1004 URAR

XXXX

65.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx2109

XXXX

1004 URAR

XXXX

55.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx1808

XXXX

1004 URAR

XXXX

25.1

XXXX

.0000

Collateral Underwriter (CU)

XXXX

Eligible

1.6

XXXX

xxxxxx2265

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx4634

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2237

XXXX

1004 URAR

XXXX

48.89

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.7

XXXX

xxxxxx4283

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.6

XXXX

xxxxxx2304

XXXX

1073 Individual Condo Report

XXXX

35.09

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.1

XXXX

xxxxxx1487

XXXX

1025 Small Residential Income Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx5275

XXXX

1073 Individual Condo Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

2.4

XXXX

xxxxxx2317

XXXX

1025 Small Residential Income Report

XXXX

70.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx8937

XXXX

1004 URAR

XXXX

70.0

XXXX

-.0533

Collateral Underwriter (CU)

XXXX

xxxxxx3427

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx3424

XXXX

1004 URAR

XXXX

73.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx5058

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx2304

XXXX

1004 URAR

XXXX

62.5

XXXX

-.0833

Desk Review

XXXX

-.0833

XXXX

Moderate Risk

XXXX

xxxxxx2321

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx4607

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx9797

XXXX

1004 URAR

XXXX

35.7

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.6

XXXX

xxxxxx3799

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx2344

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx2326

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2337

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

2.3

XXXX

xxxxxx4292

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx4408

XXXX

1004 URAR

XXXX

78.6

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx4889

XXXX

1004 URAR

XXXX

85.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

2.5

XXXX

Eligible

XXXX

xxxxxx2697

XXXX

1004 URAR

XXXX

55.36

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx2700

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx3123

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx1902

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx5422

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx2718

XXXX

1073 Individual Condo Report

XXXX

55.78

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx5289

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

2.4

XXXX

xxxxxx5500

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.3

XXXX

xxxxxx0618

XXXX

1004 URAR

XXXX

53.16

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx4636

XXXX

1004 URAR

XXXX

54.13

XXXX

.0092

Collateral Underwriter (CU)

XXXX

xxxxxx1603

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2882

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

.0000

XXXX

Low Risk

XXXX

2.5

XXXX

xxxxxx0247

XXXX

1004 URAR

XXXX

65.0

XXXX

-.0876

Desk Review

XXXX

-.0876

XXXX

Moderate Risk

XXXX

xxxxxx3907

XXXX

1004 URAR

XXXX

68.64

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx0559

XXXX

1004 URAR

XXXX

55.0

XXXX

.0000

2000 One Unit Appraisal Field Review

XXXX

.0000

XXXX

xxxxxx4445

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx4719

XXXX

1004 URAR

XXXX

72.68

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx2707

XXXX

1004 URAR

XXXX

33.33

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx4846

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx8361

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2276

XXXX

1025 Small Residential Income Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx5284

XXXX

1025 Small Residential Income Report

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx2287

XXXX

1004 URAR

XXXX

60.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx3206

XXXX

1004 URAR

XXXX

79.99

XXXX

.0000

Collateral Underwriter (CU)

XXXX

Eligible

XXXX

xxxxxx1521

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx5081

XXXX

1073 Individual Condo Report

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx5154

XXXX

1073 Individual Condo Report

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

Eligible

XXXX

xxxxxx2313

XXXX

1073 Individual Condo Report

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx2540

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx5193

XXXX

1004 URAR

XXXX

77.74

XXXX

.0000

Collateral Underwriter (CU)

XXXX

2.3

XXXX

xxxxxx4025

XXXX

1004 URAR

XXXX

58.14

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx5026

XXXX

1004 URAR

XXXX

52.22

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx1370

XXXX

1004 URAR

XXXX

62.98

XXXX

.0547

XXXX

1004 URAR

XXXX

3.7

XXXX

xxxxxx7643

XXXX

1004 URAR

XXXX

33.95

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate RIsk

XXXX

xxxxxx8984

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx8376

XXXX

1025 Small Residential Income Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx4330

XXXX

1004 URAR

XXXX

73.28

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx6920

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx4876

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

.0000

XXXX

LOW RISK

XXXX

2.5

XXXX

xxxxxx0638

XXXX

1004 URAR

XXXX

70.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx8299

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx9719

XXXX

1004 URAR

XXXX

61.26

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx7368

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx5525

XXXX

1004 URAR

XXXX

60.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2072

XXXX

1004 URAR

XXXX

70.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx7875

XXXX

1004 URAR

XXXX

70.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx4735

XXXX

1004 URAR

XXXX

53.33

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx8476

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

2.5

XXXX

Eligible

3.7

XXXX

xxxxxx8953

XXXX

1004 URAR

XXXX

69.26

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx6418

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

XXXX

xxxxxx7113

XXXX

1004 URAR

XXXX

51.06

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx7794

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

XXXX

xxxxxx5678

XXXX

1025 Small Residential Income Report

XXXX

54.36

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx0166

XXXX

1004 URAR

XXXX

19.86

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

1.4

XXXX

xxxxxx7835

XXXX

1004 URAR

XXXX

78.91

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx7645

XXXX

1004 URAR

XXXX

85.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

XXXX

xxxxxx4311

XXXX

1004 URAR

XXXX

71.77

XXXX

.0000

Collateral Underwriter (CU)

XXXX

Eligible

XXXX

xxxxxx7247

XXXX

1025 Small Residential Income Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

MODERATE RISK

XXXX

xxxxxx3506

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.1

XXXX

xxxxxx9271

XXXX

1004 URAR

XXXX

76.11

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx6163

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

XXXX

xxxxxx6511

XXXX

1025 Small Residential Income Report

XXXX

44.31

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx6517

XXXX

1004 URAR

XXXX

76.87

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx4236

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.9

XXXX

xxxxxx6343

XXXX

1004 URAR

XXXX

73.71

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.6

XXXX

xxxxxx7558

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

XXXX

xxxxxx6338

XXXX

1025 Small Residential Income Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

Seller Loan ID

Loan ID

Investor Loan ID

Lender Name

Transaction ID

ULI

Borrower 1 First Name

Borrower 1 Last Name

Borrower 1 SSN

Borrower 1 Birthdate

Borrower 1 Gender

Borrower 1 Ethnicity

Borrower 1 Race

Borrower 1 Citizen

Borrower 1 Self-Employment Flag

Borrower 1 FTHB

Borrower 1 FICO Date

Borrower 1 Origination FICO

Borrower 1 Origination Equifax

Borrower 1 Origination Experian

Borrower 1 Origination TransUnion

Borrower 2 First Name

Borrower 2 Last Name

Borrower 2 SSN

Borrower 2 Birthdate

Borrower 2 Gender

Borrower 2 Ethnicity

Borrower 2 Race

Borrower 2 Citizen

Borrower 2 Self-Employment Flag

Borrower 2 FTHB

Borrower 2 FICO Date

Borrower 2 Origination FICO

Borrower 2 Origination Equifax

Borrower 2 Origination Experian

Borrower 2 Origination TransUnion

Borrower 3 First Name

Borrower 3 Last Name

Borrower 3 SSN

Borrower 3 Birthdate

Borrower 3 Gender

Borrower 3 Ethnicity

Borrower 3 Race

Borrower 3 Citizen

Borrower 3 Self-Employment Flag

Borrower 3 FTHB

Borrower 3 FICO Date

Borrower 3 Origination FICO

Borrower 3 Origination Equifax

Borrower 3 Origination Experian

Borrower 3 Origination TransUnion

Borrower 4 First Name

Borrower 4 Last Name

Borrower 4 SSN

Borrower 4 Birthdate

Borrower 4 Gender

Borrower 4 Ethnicity

Borrower 4 Race

Borrower 4 Citizen

Borrower 4 Self-Employment Flag

Borrower 4 FTHB

Borrower 4 FICO Date

Borrower 4 Origination FICO

Borrower 4 Origination Equifax

Borrower 4 Origination Experian

Borrower 4 Origination TransUnion

Subject Address

Subject City

Subject Sate

Subject Zip Code

Subject County

Originator Doc Type

Occupancy

Loan Purpose

Refinance Type

Qualifying Front End DTI

Qualifying DTI

Borrower 1 Qualifying Income

Borrower 2 Qualifying Income

Borrower 3 Qualifying Income

Borrower 4 Qualifying Income

All Borrower Total Qualifying Income

Borrower 1 Employment Status

Borrower 2 Employment Status

Borrower 3 Employment Status

Borrower 4 Employment Status

Borrower 1 Length of Employment

Borrower 2 Length of Employment

Borrower 3 Length of Employment

Borrower 4 Length of Employment

4506-T Flag

All Borrower Residual Income

All Borrower Monthly Debt

Escrow Flag

Months Reserves

Liquid Cash Reserves

Original Note Loan Amount

Original Qualifying Loan Amount

Original Qualifying Base LTV

Original Qualifying LTV

Original Qualifying CLTV

Application Date

Note Date

Cash Disbursement Date

Mortgage Type

Loan Product

Loan Program

Original Note Interest Rate

Original Qualifying Interest Rate

Original P&I Payment

Original Qualifying P&I Payment

Monthly Escrow Payment

Original Total Housing Expense (PITIA)

First Payment Date

Amortization Type

Original Amortization Term

Original Term to Maturity

Maturity Date

ARM Gross Margin

ARM Rounding Method

ARM Rounding Factor

ARM Lookback Days

ARM Rate Index Type

Origination ARM Rate Index Value

ARM Initial Interest Rate Cap

ARM Subsequent Interest Rate Cap

ARM Initial Interest Rate Floor

ARM Lifetime Interest Rate Floor

ARM Initial Interest Rate Maximum

ARM Lifetime Interest Rate Maximum

ARM First Rate Reset Date

ARM First Payment Reset Date

ARM Subsequent Interest Rate Reset Frequency

ARM Subsequent Payment Reset Frequency

Interest Only Flag

Original Interest Only Term

Balloon Flag

Buydown Flag

Assumable Flag

Prepayment Penalty Flag

Prepayment Penalty Total Term

Prepayment Penalty Type

Origination Channel

PMI Flag

MI Certificate Number

Mortgage Insurance Percent

Mortgage Insurance Type

Mortgage Insurance Company Name

MERS MOM Flag

MERS Loan ID

Property Type

Number of Units

Year Built

Primary Value Property Valuation Date

Primary Value Property Valuation Type

Primary Value Property Value

Secondary Value Property Valuation Date

Secondary Value Property Form Type

Secondary Value Property Value

Sales Price

Qualifying Property Value

Date of Prior Sale

Days Since Prior Sale

Total Adjusted Prior Purchase Price

Flood Zone Flag

Flood Zone Code

Flood Policy Number

Other Lien Amount

Other Lien Position

Originator QM Status

Final QM Status

Total Number of Borrowers

Cash Out Amount

Total Origination and Discount Points

Number of Mortgaged Properties

Credit Report: Max Trade Line

Credit Report: Longest Trade Line

Credit Report: Number of Trade Lines

Credit Line Usage Ratio

Borrower 1 Years in Home

GSE Eligible Flag

AUS Case Number

AUS Recommendation

QM Points and Fees

Annual Percent Rate (APR)

Higher Priced Mortgage Loan (HPML) Flag

Covered/High Cost Loan Flag

Guideline Name

UW Guideline Author

Blanket Mortgage Flag

xxxxxx1719

XXXX

US Citizen

XXXX

705

697

735

705

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

1973.25

Taxes and Insurance

15.65

28220.68

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.5

1269.77

533.71

1803.48

XXXX

Fixed

360

XXXX

6 months interest on amount that exceeds 20%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

2637.80

9736

212

0.14449130879345604

XXXX

Manual Underwriting

XXXX

xxxxxx0134

XXXX

US Citizen

Yes

XXXX

802

823

793

XXXX

12 Month Bank Statement

Primary Residence

Purchase

5.2

10.09

109981.56

.00

109981.56

Employed

6.17

3 YRS

98881.58

11099.98

Taxes and Insurance

12.74

72863.88

XXXX

84.96

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

7.25

3854.3

1864.68

5718.98

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2815.00

123806

197

0.010125245933106194

XXXX

Manual Underwriting

2815.0

7.370

XXXX

xxxxxx2421

XXXX

US Citizen

XXXX

788

777

795

XXXX

US Citizen

false

XXXX

775

781

775

760

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

6461.49

Taxes and Insurance

18.45

24365.38

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.875

825.1

364.24

1320.34

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

6303.92

18600

432

0.17151612541574798

37.5

XXXX

Manual Underwriting

XXXX

xxxxxx0931

XXXX

US Citizen

XXXX

776

768

776

789

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

41658.35

No Escrow

103.85

394971.25

XXXX

69.97

XXXX

DSCR

Fixed

Wholesale - DSCR

6.875

2739.39

3803.36

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

ATR/QM: Exempt

394971.25

2440.00

280353

535

0.06177871303577362

XXXX

Manual Underwriting

XXXX

xxxxxx4838

XXXX

US Citizen

XXXX

698

746

677

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

26363.93

Taxes and Insurance

106.05

187910.92

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.99

1323.34

448.59

1771.93

XXXX

Fixed

240

360

XXXX

Yes

120

Yes

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

187910.92

2990.00

159947

144

0.17142222222222223

XXXX

Manual Underwriting

XXXX

xxxxxx1546

XXXX

US Citizen

XXXX

801

799

804

XXXX

US Citizen

false

XXXX

795

797

795

780

XXXX

1YR Full Doc

Second Home

Purchase

11.77

38.63

5477.96

15000.01

.00

20477.97

Employed

3.92

12567.5

7910.47

Taxes and Insurance

42.3

58486.71

XXXX

75.0

XXXX

Conventional

Fixed

A+

7.5

786.62

356.11

1382.73

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

Condotel

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

4870.00

60255

543

0.049036144578313255

6.67

XXXX

Manual Underwriting

4870.0

8.103

XXXX

xxxxxx9844

XXXX

US Citizen

Yes

XXXX

792

789

808

792

XXXX

12 Month Bank Statement

Second Home

Purchase

7.83

48.93

25243.92

.00

25243.92

Employed

42.83

2 YRS

12891.13

12352.79

Taxes and Insurance

240.01

554936.85

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.0

1836.23

475.94

2312.17

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

54500

383

0.2037079233557742

29.5

XXXX

Manual Underwriting

8730.0

7.107

XXXX

xxxxxx3641

XXXX

US Citizen

Yes

XXXX

724

711

755

724

XXXX

US Citizen

false

XXXX

745

801

709

XXXX

12 Month Bank Statement

Primary Residence

Purchase

31.81

44.8

12528.91

4867.73

.00

17396.64

Employed

1.25

0.33

2 YRS

9603.32

7793.32

Taxes and Insurance

41.82

231405.87

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.125

4850.77

683.18

5533.95

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

4823.40

34993

355

0.42013634119985593

XXXX

Manual Underwriting

22823.4

7.243

XXXX

xxxxxx6203

XXXX

US Citizen

XXXX

687

706

687

XXXX

2YR Full Doc

Primary Residence

Refinance

Cash Out - Other

21.56

34.22

11453.35

.00

11453.35

Employed

3.17

Yes

7533.46

3919.89

No Escrow

63.47

156767.62

XXXX

50.0

XXXX

Conventional

Fixed

7.75

1970.13

2469.89

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

265210.24

2731.25

72664

144

0.21165048543689322

0.08

XXXX

Manual Underwriting

9262.5

7.913

XXXX

xxxxxx1617

XXXX

US Citizen

XXXX

716

719

706

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

11913.71

Taxes and Insurance

6.13

7923

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.75

945.66

129

1291.55

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

4534.92

29541

259

0.4100514804175318

XXXX

Manual Underwriting

XXXX

xxxxxx1608

XXXX

US Citizen

XXXX

752

735

752

760

XXXX

US Citizen

false

XXXX

689

697

669

689

XXXX

1YR Full Doc

Primary Residence

Refinance

Cash Out - Other

37.05

46.67

1622.20

3023.60

.00

4645.80

Not Employed

3 YRS

2477.65

2168.15

Taxes and Insurance

49.11

84523.01

XXXX

28.45

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

7.375

953.13

768.02

1721.15

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

AVM

XXXX

None

Non-QM: Lender documented all ATR UW factors

128591.01

.00

34158

576

0.2682321440207572

XXXX

Manual Underwriting

995.0

7.548

XXXX

xxxxxx2979

XXXX

US Citizen

XXXX

662

676

662

621

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

25859.45

Taxes and Insurance

13.93

122918.65

XXXX

70.0

XXXX

DSCR

Fixed

Correspondent - DSCR

8.125

7204.17

1622.95

8827.12

XXXX

Fixed

240

360

XXXX

Yes

120

Correspondent Bulk

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

49310.21

1640.00

23000

301

0.14354597823767867

XXXX

Manual Underwriting

XXXX

xxxxxx4075

XXXX

US Citizen

XXXX

675

678

675

640

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

4617.72

Taxes and Insurance

86.71

143569.23

XXXX

70.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.875

1141.98

513.74

1655.73

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

Yes

XXXX

None

ATR/QM: Exempt

143569.23

9440.00

22400

237

0.5075951864273032

XXXX

Manual Underwriting

XXXX

xxxxxx2277

XXXX

US Citizen

XXXX

777

808

777

XXXX

US Citizen

false

XXXX

772

792

766

XXXX

Asset Utilization (No DTI)

Primary Residence

Purchase

.00

Not Employed

3 YRS

13302.87

Taxes and Insurance

238.78

2634456.39

XXXX

75.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

6.75

9364.14

1448.73

11032.87

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

32669.69

89436

538

0.12689509504811078

3.75

XXXX

Manual Underwriting

32669.69

6.993

XXXX

xxxxxx4690

XXXX

Permanent Non-US Citizen

XXXX

734

741

729

734

XXXX

US Citizen

false

XXXX

780

774

782

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

6451.52

Taxes and Insurance

39.97

40751.12

XXXX

80.0

XXXX

DSCR

Fixed

Wholesale - DSCR

7.5

721.59

297.93

1019.52

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

2383.60

33000

188

0.04176846372405306

0.33

XXXX

Manual Underwriting

XXXX

xxxxxx9373

XXXX

US Citizen

XXXX

777

748

778

777

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

1787

Taxes and Insurance

8.02

152983.48

XXXX

70.0

XXXX

DSCR

Fixed

Low Ratio - DSCR

7.25

1981.72

507.99

3704.71

XXXX

Fixed

360

XXXX

Wholesale

XXXX

Yes

XXXX

Condominium

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

ATR/QM: Exempt

0.0

7024.42

23585

257

XXXX

Manual Underwriting

XXXX

xxxxxx1744

XXXX

US Citizen

Yes

false

XXXX

750

755

750

692

XXXX

12 Month Bank Statement

Investment

Refinance

Cash Out - Other

26.85

81852.73

.00

81852.73

Employed

59874.73

21978

Taxes and Insurance

27.36

277538.95

XXXX

80.0

XXXX

Conventional

Fixed

Vontive Bank Statement

6.75

8302.06

1840.11

10142.17

XXXX

Fixed

360

XXXX

3%, 2%, 1%

Correspondent Bulk

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

277538.95

12800.00

33071

249

XXXX

Manual Underwriting

XXXX

xxxxxx2189

XXXX

US Citizen

XXXX

783

807

761

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

7920

Taxes and Insurance

110.71

203968.35

XXXX

70.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.875

1374.95

157.39

1842.34

XXXX

Fixed

360

XXXX

6 months interest on amount that exceeds 20%

Correspondent Bulk

XXXX

Yes

XXXX

Condominium

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

10016.12

86794

230

0.3595747295968535

5.08

XXXX

Manual Underwriting

XXXX

xxxxxx3266

XXXX

US Citizen

Yes

XXXX

689

678

697

689

XXXX

12 Month Bank Statement

Primary Residence

Purchase

12.2

18.64

57904.93

.00

57904.93

Employed

7.67

2 YRS

47108.93

10796

Taxes and Insurance

46.61

329331.36

XXXX

80.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

7.25

5479.24

1352.76

7066

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

AVM

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

18259.00

27000

359

0.030684089162182935

XXXX

Manual Underwriting

18259.0

7.537

XXXX

xxxxxx1976

XXXX

US Citizen

XXXX

757

751

775

757

XXXX

US Citizen

false

XXXX

773

784

770

XXXX

Asset Utilization (DTI)

Primary Residence

Purchase

29.72

32.05

13251.53

.00

13251.53

Not Employed

2 YRS

9004.21

4247.32

Taxes and Insurance

285.79

1125522.13

XXXX

65.0

XXXX

Conventional

Fixed

A+

6.625

2726.12

1212.2

3938.32

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

6942.72

15400

335

0.20878213802435724

6.75

XXXX

Manual Underwriting

1425.0

6.814

XXXX

xxxxxx0964

XXXX

US Citizen

Yes

XXXX

703

761

682

703

XXXX

12 Month Bank Statement

Investment

Purchase

31.76

14586.38

.00

14586.38

Employed

6.58

2 YRS

9953.63

4632.75

Taxes and Insurance

46.11

92563.13

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.25

1500.24

410.31

2007.55

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

2345.00

30894

341

0.12401426253631664

0.33

XXXX

Manual Underwriting

XXXX

xxxxxx4417

XXXX

US Citizen

XXXX

667

654

667

690

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

7436.45

No Escrow

120.29

257491.88

XXXX

65.0

XXXX

DSCR

Fixed

Wholesale - DSCR

6.625

1748.05

2140.63

XXXX

Fixed

360

XXXX

5%, 4%, 3%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

257491.88

4060.75

20000

218

0.883554469273743

1.25

XXXX

Manual Underwriting

XXXX

xxxxxx2109

XXXX

US Citizen

XXXX

708

684

725

708

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

7477.91

Taxes and Insurance

12.16

40386.43

XXXX

55.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.875

1933.01

1387.9

3320.91

XXXX

Fixed

360

XXXX

1%, 1%, 1%, 1%, 1%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

Yes

XXXX

None

ATR/QM: Exempt

0.0

13240.00

58869

227

0.5907151819322459

XXXX

Manual Underwriting

XXXX

xxxxxx1808

XXXX

US Citizen

XXXX

747

745

753

747

XXXX

Asset Utilization (No DTI)

Primary Residence

Refinance

Rate and Term

.00

Not Employed

0.75

25732.03

No Escrow

726.41

3688089.84

XXXX

25.1

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

6.99

3655.19

5077.12

XXXX

Fixed

240

360

XXXX

Yes

120

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

1386.0

2365.00

43483

265

0.2877130673784936

2.5

XXXX

Manual Underwriting

2365.0

7.050

XXXX

xxxxxx2265

XXXX

US Citizen

XXXX

783

750

783

812

XXXX

US Citizen

false

XXXX

782

804

727

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

3946.7

Taxes and Insurance

111.77

108157.29

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.5

778.71

117.47

967.7

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

7884.56

37064

388

0.1186804657179819

XXXX

Manual Underwriting

XXXX

xxxxxx4634

XXXX

US Citizen

XXXX

782

795

778

782

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

6282

Taxes and Insurance

20.79

34103.93

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.875

1332.45

207.93

1640.38

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

9540.09

23400

200

0.03528880866425993

7.42

XXXX

Manual Underwriting

XXXX

xxxxxx2237

XXXX

US Citizen

XXXX

656

637

673

656

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

2191

Taxes and Insurance

28.58

89134.16

XXXX

48.89

XXXX

DSCR

Fixed

Correspondent - DSCR

7.875

2165.63

953.67

3119.3

XXXX

Fixed

300

360

XXXX

Yes

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

89134.16

3160.20

7500

237

0.5676418613783625

XXXX

Manual Underwriting

XXXX

xxxxxx4283

XXXX

US Citizen

Yes

XXXX

664

666

664

643

XXXX

12 Month Bank Statement

Primary Residence

Purchase

28.84

37.68

9773.18

.00

9773.18

Employed

8.33

6090.93

3682.25

Taxes and Insurance

88.24

248672.4

XXXX

75.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

7.75

2337.29

449.71

2818.25

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

7612.69

38960

129

0.5522388059701493

0.5

XXXX

Manual Underwriting

7612.69

8.055

Yes

XXXX

xxxxxx2304

XXXX

US Citizen

Yes

XXXX

732

749

714

732

XXXX

12 Month Bank Statement

Second Home

Refinance

Cash Out - Other

32.41

50.12

68288.00

.00

68288.00

Employed

2 YRS

34064.51

34223.49

No Escrow

78.04

190613.32

XXXX

35.09

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

7.5

1398.43

2442.66

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Condominium

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

190613.32

6000.00

68828

387

0.23624181060154853

1.5

XXXX

Manual Underwriting

6000.0

7.890

XXXX

xxxxxx1487

XXXX

US Citizen

XXXX

808

837

800

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

3420

No Escrow

134.23

205187.27

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

7.375

1155.15

1528.59

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

2060.38

19000

400

0.02976798143851508

XXXX

Manual Underwriting

XXXX

xxxxxx5275

XXXX

US Citizen

XXXX

812

786

832

812

XXXX

1YR Full Doc

Second Home

Purchase

5.72

16.1

131462.82

.00

131462.82

Employed

33.08

2 YRS

110298.94

21163.88

Taxes and Insurance

823.83

8309038.7

XXXX

75.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

6.99

6729.39

1538.47

10085.86

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Condominium

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

4533.75

32200

408

0.03964732650739477

XXXX

Manual Underwriting

4533.75

7.109

XXXX

xxxxxx2317

XXXX

US Citizen

XXXX

668

657

670

668

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

13583.64

Taxes and Insurance

15.35

26584.14

XXXX

70.0

XXXX

DSCR

Fixed

Correspondent - DSCR

8.375

1409.93

321.71

1731.63

XXXX

Fixed

360

XXXX

3%, 2%, 1%

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

26584.14

3667.50

52921

263

0.6407131620346094

XXXX

Manual Underwriting

XXXX

xxxxxx8937

XXXX

US Citizen

XXXX

662

705

662

645

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

1556.15

Taxes and Insurance

98.02

148124.6

XXXX

70.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.625

1114.78

396.37

1511.15

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

146858.9

5533.75

14200

106

0.08533582089552239

2.25

XXXX

Manual Underwriting

XXXX

xxxxxx3427

XXXX

US Citizen

XXXX

694

675

694

709

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

10220.67

Taxes and Insurance

6.03

7176.91

XXXX

75.0

XXXX

DSCR

Fixed

Wholesale - DSCR

8.25

833.91

356.76

1190.67

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Attached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

17515.15

2440.00

38500

373

0.7584196547144755

XXXX

Manual Underwriting

XXXX

xxxxxx3424

XXXX

US Citizen

XXXX

694

675

694

709

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

10021.33

Taxes and Insurance

5.33

5287.35

XXXX

73.0

XXXX

DSCR

Fixed

Wholesale - DSCR

7.625

663.31

328.02

991.33

XXXX

Fixed

240

360

XXXX

Yes

120

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Attached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

2440.00

38500

372

0.7584196547144755

XXXX

Manual Underwriting

XXXX

xxxxxx5058

XXXX

US Citizen

Yes

XXXX

681

648

689

681

XXXX

12 Month Bank Statement

Investment

Refinance

Cash Out - Other

6.69

24.23

66622.26

.00

66622.26

Employed

4.33

50476.96

16145.3

Taxes and Insurance

60.15

370592.02

XXXX

75.0

XXXX

Conventional

Fixed

Wholesale - Expanded Prime

7.5

4667.26

1454.96

6161.14

XXXX

Fixed

360

XXXX

5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

370592.02

3074.13

48000

210

0.3916176470588235

5.5

XXXX

Manual Underwriting

7.805

Yes

XXXX

xxxxxx2304

XXXX

US Citizen

XXXX

662

631

691

662

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

2534

Taxes and Insurance

57.3

37968.68

XXXX

62.5

XXXX

DSCR

Fixed

Correspondent - DSCR

7.5

524.41

138.25

662.65

XXXX

Fixed

360

XXXX

3%, 2%, 1%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

37968.68

5377.50

28444

101

0.10417142857142857

XXXX

Manual Underwriting

XXXX

xxxxxx2321

XXXX

US Citizen

XXXX

680

641

691

680

XXXX

US Citizen

false

XXXX

617

595

672

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

12022.91

Taxes and Insurance

21.18

73688.96

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.625

2458.79

763.07

3479.86

XXXX

Fixed

360

XXXX

5%, 4%, 3%, 2%, 1%

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

Yes

XXXX

None

ATR/QM: Exempt

73688.96

18010.80

7600

149

0.40441201716738195

0.17

XXXX

Manual Underwriting

XXXX

xxxxxx4607

XXXX

US Citizen

XXXX

775

762

787

775

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

1129

No Escrow

16.54

30672.66

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.625

1413.81

1854.43

XXXX

Fixed

360

XXXX

6 months interest on amount that exceeds 20%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

615.61

1985.00

50036

242

0.15354581673306772

0.5

XXXX

Manual Underwriting

XXXX

xxxxxx9797

XXXX

US Citizen

XXXX

772

773

772

XXXX

Asset Utilization (No DTI)

Primary Residence

Refinance

Rate and Term

42.98

46.39

4597.42

.00

4597.42

Not Employed

2 YRS

2464.64

2132.78

Taxes and Insurance

16.6

32794.01

XXXX

35.7

XXXX

Conventional

Fixed

A+

7.0

1104.4

871.38

1975.78

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

3320.0

5030.00

25000

269

0.042154451549434334

XXXX

Manual Underwriting

5030.0

7.373

XXXX

xxxxxx3799

XXXX

US Citizen

XXXX

763

770

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

3152.53

Taxes and Insurance

106.34

93207.38

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.625

711.33

165.2

876.53

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

93207.38

3480.00

30478

200

0.009102828244989699

XXXX

Manual Underwriting

XXXX

xxxxxx2344

XXXX

US Citizen

XXXX

750

724

760

750

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

8150.27

Taxes and Insurance

87.21

87057.45

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.875

667.06

331.19

998.25

XXXX

Fixed

360

XXXX

6 months interest on amount that exceeds 20%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

3306.25

23000

325

0.08285957001895053

1.83

XXXX

Manual Underwriting

XXXX

xxxxxx2326

XXXX

US Citizen

Yes

XXXX

791

790

794

791

XXXX

US Citizen

Yes

false

XXXX

814

803

819

XXXX

US Citizen

false

XXXX

816

824

816

XXXX

2YR Full Doc

Primary Residence

Purchase

18.3

23.75

15171.33

15705.07

2349.20

.00

33225.60

Employed

Not Employed

2.17

3.33

3 YRS

25335.9

7889.7

No Escrow

26.76

162685.07

XXXX

75.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

6.99

5592.0

6079.7

XXXX

Fixed

360

480

XXXX

Yes

120

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

4662.00

73000

404

0.011493030080704328

0.42

XXXX

Manual Underwriting

4662.0

7.089

XXXX

xxxxxx2337

XXXX

US Citizen

XXXX

724

759

713

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

7122.71

Taxes and Insurance

372.35

411530.42

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.875

968.69

208.02

1105.21

XXXX

Fixed

360

XXXX

1%, 1%, 1%, 1%, 1%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

1957.00

237000

253

0.2889241682148286

XXXX

Manual Underwriting

XXXX

xxxxxx4292

XXXX

US Citizen

Yes

XXXX

708

707

737

XXXX

US Citizen

false

XXXX

757

785

757

754

XXXX

12 Month Bank Statement

Primary Residence

Purchase

14.86

38.39

32703.36

.00

32703.36

Employed

Not Employed

1.92

3 YRS

20149.73

12553.63

Taxes and Insurance

46.84

227655.6

XXXX

75.0

XXXX

Conventional

Fixed

A+

6.875

3882.45

978.18

4860.63

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

88119

182

0.06170383112301924

5.08

XXXX

Manual Underwriting

10290.0

7.125

XXXX

xxxxxx4408

XXXX

US Citizen

XXXX

788

800

788

XXXX

Asset Utilization (No DTI)

Primary Residence

Purchase

.00

Not Employed

10505.08

Taxes and Insurance

146.16

1520033.3

XXXX

78.6

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

7.125

8084.62

2026.9

10400.08

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1880.00

34500

240

0.008619354838709677

XXXX

Manual Underwriting

1880.0

7.226

XXXX

xxxxxx4889

XXXX

US Citizen

Yes

XXXX

757

737

757

758

XXXX

12 Month Bank Statement

Second Home

Purchase

1.02

3.86

1348489.00

.00

1348489.00

Employed

18.75

2 YRS

1296375.46

52113.54

Taxes and Insurance

414.08

3006537.62

XXXX

85.0

XXXX

Conventional

Fixed

A+

7.875

6532.88

727.84

7260.72

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

.00

308516

0.6656358645928637

XXXX

Manual Underwriting

21398.0

8.206

XXXX

xxxxxx2697

XXXX

US Citizen

XXXX

813

793

819

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

15626.71

Taxes

139.37

177522.36

XXXX

55.36

XXXX

DSCR

Fixed

Correspondent - DSCR

6.99

528.38

600.02

1288.71

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Desk Review

XXXX

Yes

XXXX

None

ATR/QM: Exempt

0.0

3975.12

60000

183

0.003988888888888889

2.75

XXXX

Manual Underwriting

XXXX

xxxxxx2700

XXXX

US Citizen

XXXX

813

793

819

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

15717.12

No Escrow

146.59

199919.01

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.375

699.31

1363.76

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Desk Review

XXXX

Yes

XXXX

None

ATR/QM: Exempt

0.0

4470.63

60000

183

0.003988888888888889

2.75

XXXX

Manual Underwriting

XXXX

xxxxxx3123

XXXX

Non-Permanent Non-US Citizen

Yes

XXXX

777

778

757

XXXX

12 Month Bank Statement

Primary Residence

Purchase

11.23

28.89

31466.68

.00

31466.68

Employed

8.92

22376.03

9090.65

Taxes and Insurance

72.29

252045.47

XXXX

80.0

XXXX

Conventional

Fixed

A+

6.875

2759.1

775.11

3534.19

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

6169.80

69505

114

0.028325964770365825

XXXX

Manual Underwriting

7.086

XXXX

xxxxxx1902

XXXX

US Citizen

XXXX

807

799

822

807

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

2622

Taxes and Insurance

461.89

510162.47

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

6.125

846.71

229.18

1104.5

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Retail

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

6317.25

15900

222

0.0023829787234042553

XXXX

Manual Underwriting

XXXX

xxxxxx5422

XXXX

US Citizen

Yes

XXXX

671

559

734

671

XXXX

12 Month Bank Statement

Primary Residence

Purchase

10.39

12.17

116425.10

.00

116425.10

Employed

3.33

3 YRS

102258.72

14166.38

No Escrow

9.9

119764.11

XXXX

80.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

8.625

10882.83

12094.38

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2195.00

39824

0.41415384615384615

XXXX

Manual Underwriting

2195.0

8.710

XXXX

xxxxxx2718

XXXX

US Citizen

Unknown

XXXX

787

798

787

804

XXXX

Asset Utilization (No DTI)

Primary Residence

Purchase

.00

Unknown

3 YRS

2877.93

Taxes and Insurance

82.27

202472.53

XXXX

55.78

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

6.875

985.39

361.54

2460.93

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Condominium

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

.00

17000

266

0.08365957446808511

0.67

XXXX

Manual Underwriting

0.0

6.917

XXXX

xxxxxx5289

XXXX

US Citizen

Yes

XXXX

791

807

791

XXXX

US Citizen

Yes

false

XXXX

664

670

661

XXXX

2YR Full Doc

Primary Residence

Purchase

36.93

44.58

19250.00

16218.67

.00

35468.67

Employed

31.83

30.67

2 YRS

19655.99

15812.68

Taxes and Insurance

29.28

383559.37

XXXX

80.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

7.99

10878.72

2046.54

13097.68

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

4550.00

50000

355

0.026277316424279

0.83

XXXX

Manual Underwriting

4550.0

8.088

XXXX

xxxxxx5500

XXXX

US Citizen

XXXX

708

706

713

708

XXXX

US Citizen

false

XXXX

721

696

721

722

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

7488.01

Taxes and Insurance

17.19

13979.68

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.875

670.07

133.03

813.1

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

6994.80

40550

187

0.14580104712041886

XXXX

Manual Underwriting

XXXX

xxxxxx0618

XXXX

US Citizen

XXXX

823

813

831

823

XXXX

US Citizen

false

XXXX

823

813

828

823

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

2784

No Escrow

148.08

202281.21

XXXX

53.16

XXXX

DSCR

Fixed

Kind - DSCR

6.75

1181.25

1366

XXXX

Fixed

360

480

XXXX

Yes

120

5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

202281.21

4789.20

26900

300

0.0005993150684931507

15.17

XXXX

Manual Underwriting

XXXX

xxxxxx4636

XXXX

US Citizen

Unknown

XXXX

672

692

666

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

4840.86

Taxes and Insurance

46.44

94349.89

XXXX

54.13

XXXX

DSCR

Fixed

Correspondent - DSCR

6.625

1628.65

403.22

2031.87

XXXX

Fixed

240

360

XXXX

Yes

120

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

94349.89

13421.25

14519

226

0.3649040511727079

7.83

XXXX

Manual Underwriting

XXXX

xxxxxx1603

XXXX

US Citizen

XXXX

792

786

812

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

4954.94

Taxes and Insurance

106.15

96202.17

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.5

734.18

172.11

906.28

XXXX

Fixed

360

XXXX

12 months interest on amount that exceeds 20%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

96202.17

4322.81

4757

246

0.03855901520637219

XXXX

Manual Underwriting

XXXX

xxxxxx2882

XXXX

US Citizen

Unknown

XXXX

693

689

727

693

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

156843

Taxes and Insurance

97.18

142402.61

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.99

1116.1

349.28

1465.36

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

Yes

XXXX

None

ATR/QM: Exempt

142402.61

5635.75

26156

198

0.30350943396226415

XXXX

Manual Underwriting

XXXX

xxxxxx0247

XXXX

US Citizen

Unknown

XXXX

676

615

685

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

2255.7

Taxes and Insurance

83.65

64508.62

XXXX

65.0

XXXX

DSCR

Fixed

Wholesale - DSCR

7.875

645.67

155.83

771.15

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

64508.62

2484.53

5368

237

0.7181227436823104

2.25

XXXX

Manual Underwriting

XXXX

xxxxxx3907

XXXX

US Citizen

XXXX

666

658

666

667

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

36412

Taxes and Insurance

10.76

25483.2

XXXX

68.64

XXXX

DSCR

Fixed

Low Ratio - DSCR

8.25

1711.93

657.06

2368.99

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

Yes

XXXX

None

ATR/QM: Exempt

217.84

6822.49

43015

209

0.6426283048211509

XXXX

Manual Underwriting

XXXX

xxxxxx0559

XXXX

Permanent Non-US Citizen

XXXX

675

700

649

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

Taxes and Insurance

102.31

152565.8

XXXX

55.0

XXXX

DSCR

Fixed

Kind - DSCR

7.125

1111.64

348.32

1491.21

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

2000 One Unit Appraisal Field Review

XXXX

None

ATR/QM: Exempt

152565.8

666.60

3600

275

0.10158966716343766

6.67

XXXX

Manual Underwriting

XXXX

xxxxxx4445

XXXX

US Citizen

Yes

XXXX

722

737

722

706

XXXX

US Citizen

Yes

false

XXXX

731

698

752

731

XXXX

24 Month Bank Statement

Primary Residence

Refinance

Cash Out - Other

9.29

19.33

13973.20

.00

27946.40

Employed

14.67

2 YRS

22543.98

5402.42

Taxes and Insurance

15.37

39911.1

XXXX

75.0

XXXX

Conventional

Fixed

Super Kind - Non-QM

7.25

2077.23

498.31

2596.37

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

241377.36

4147.23

31000

371

0.5857811072705656

XXXX

Manual Underwriting

10940.63

7.491

XXXX

xxxxxx4719

XXXX

US Citizen

Unknown

XXXX

707

712

678

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

3554.62

Taxes and Insurance

3.45

6550.68

XXXX

72.68

XXXX

DSCR

Fixed

Correspondent - DSCR

6.5

1403.0

387.91

1900.91

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

12441.04

65289

280

0.29318627450980395

XXXX

Manual Underwriting

XXXX

xxxxxx2707

XXXX

US Citizen

XXXX

798

786

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

6838

No Escrow

123.37

443672.61

XXXX

33.33

XXXX

DSCR

Fixed

Kind - DSCR

7.375

2765.63

3596.32

XXXX

Fixed

240

360

XXXX

Yes

120

Wholesale

XXXX

Yes

XXXX

Single Family Attached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

443672.61

1638.00

20000

217

XXXX

Manual Underwriting

XXXX

xxxxxx4846

XXXX

US Citizen

XXXX

790

794

770

790

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

9914.49

Taxes and Insurance

14.67

43629.37

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

7.625

2406.5

426.67

2974.17

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

14455.00

102677

237

0.2845144413697682

XXXX

Manual Underwriting

XXXX

xxxxxx8361

XXXX

US Citizen

Unknown

XXXX

752

767

752

735

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

8808.71

Taxes and Insurance

12.58

14618.68

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.75

974.32

188.06

1162.38

XXXX

Fixed

360

XXXX

5%, 4%, 3%, 2%, 1%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

2597.00

55198

267

0.2994867256637168

2.5

XXXX

Manual Underwriting

XXXX

xxxxxx2276

XXXX

US Citizen

XXXX

695

727

673

695

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

2656

Taxes and Insurance

22.98

50312.84

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

8.75

1445.56

744.33

2189.88

XXXX

Fixed

360

XXXX

6 months interest on amount that exceeds 20%

Correspondent Bulk

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

50312.84

4436.61

60386

245

0.9091291135966897

XXXX

Manual Underwriting

XXXX

xxxxxx5284

XXXX

US Citizen

XXXX

817

810

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

1158.26

Taxes and Insurance

29.43

31146.16

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.99

738.93

319.33

1058.25

XXXX

Fixed

360

XXXX

1%, 1%, 1%, 1%, 1%

Correspondent Bulk

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

4636.00

26400

318

0.016775631500742943

7.17

XXXX

Manual Underwriting

XXXX

xxxxxx2287

XXXX

US Citizen

false

XXXX

666

679

663

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

6135.84

Taxes and Insurance

112.71

224836.85

XXXX

60.0

XXXX

DSCR

Fixed

Vontive DSCR

7.5

1661.33

333.51

1994.84

XXXX

Fixed

360

XXXX

5%, 4%, 3%, 2%, 1%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

224836.85

5371.00

12000

0.019872611464968153

XXXX

Manual Underwriting

XXXX

xxxxxx3206

XXXX

US Citizen

XXXX

688

701

521

688

XXXX

1YR Full Doc

Second Home

Refinance

Rate and Term

35.75

9447.62

.00

9447.62

Employed

0.58

1 YR

6070.09

3377.53

Taxes and Insurance

25.83

77726.75

XXXX

79.99

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

7.875

2238.65

769.96

3008.61

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

10110.06

36892

202

XXXX

Manual Underwriting

10110.06

8.275

XXXX

xxxxxx1521

XXXX

US Citizen

Unknown

XXXX

771

788

771

770

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

19580.09

Taxes and Insurance

216.77

513960.46

XXXX

75.0

XXXX

DSCR

Fixed

Wholesale - DSCR

7.5

1818.75

552.28

2371.02

XXXX

Fixed

240

360

XXXX

Yes

120

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Townhouse

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

9545.07

2554.25

250000

213

0.6990667390124796

2.5

XXXX

Manual Underwriting

XXXX

xxxxxx5081

XXXX

US Citizen

Unknown

XXXX

761

774

736

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

4506.04

Taxes and Insurance

11.91

20963.73

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.875

1022.18

237.86

1760.04

XXXX

Fixed

360

XXXX

6 months interest on amount that exceeds 20%

Correspondent Bulk

XXXX

Yes

XXXX

Condominium

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

5474.94

35634

101

0.1829525032092426

2.08

XXXX

Manual Underwriting

XXXX

xxxxxx5154

XXXX

Permanent Non-US Citizen

Yes

XXXX

707

702

707

712

XXXX

12 Month Bank Statement

Primary Residence

Purchase

38.16

38.77

11683.00

.00

11683.00

Employed

3.83

3 YRS

7153.48

4529.52

Taxes and Insurance

6.98

31134.02

XXXX

80.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

7.375

2887.02

1204.5

4458.52

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Condominium

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

8883.00

4800

0.355679012345679

4.58

XXXX

Manual Underwriting

7.688

XXXX

xxxxxx2313

XXXX

US Citizen

XXXX

787

785

787

790

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

5116

Taxes and Insurance

37.6

45449.12

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.625

639.85

168.97

1208.82

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Condominium

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

5726.00

44047

249

0.05399256843861379

7.25

XXXX

Manual Underwriting

XXXX

xxxxxx2540

XXXX

US Citizen

XXXX

707

697

707

710

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

6115

Taxes and Insurance

10.86

14554.19

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.99

909.0

431.17

1340.15

XXXX

Fixed

360

XXXX

6 Months Interest

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

4946.00

102705

376

0.33394321766561513

25.5

XXXX

Manual Underwriting

XXXX

xxxxxx5193

XXXX

US Citizen

XXXX

768

774

768

761

XXXX

US Citizen

false

XXXX

766

750

769

766

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

4421.14

No Escrow

65.91

227637.91

XXXX

77.74

XXXX

DSCR

Fixed

Correspondent - DSCR

6.99

2970.9

3453.71

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

1999.00

18600

214

0.19159722222222222

2.42

XXXX

Manual Underwriting

XXXX

xxxxxx4025

XXXX

US Citizen

Yes

XXXX

727

749

716

XXXX

12 Month Bank Statement

Primary Residence

Purchase

30.58

42.36

6827.92

.00

6827.92

Employed

6.58

Yes

3935.77

2892.15

Taxes and Insurance

20.52

42844.62

XXXX

58.14

XXXX

Conventional

Fixed

Super Kind - Non-QM

6.625

1600.78

414.87

2088.15

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2947.50

15000

287

0.4991875

XXXX

Manual Underwriting

7947.5

6.794

XXXX

xxxxxx5026

XXXX

US Citizen

Yes

XXXX

668

672

652

XXXX

12 Month Bank Statement

Primary Residence

Refinance

Cash Out - Other

20.39

49.96

15111.05

.00

15111.05

Employed

7560.93

7550.12

Taxes and Insurance

7.27

22389.91

XXXX

52.22

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

7.125

2533.18

547.45

3080.62

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

5261.93

4281.32

11000

363

1.0296280991735538

XXXX

Manual Underwriting

4281.32

7.299

XXXX

xxxxxx1370

XXXX

US Citizen

Yes

XXXX

781

784

760

XXXX

US Citizen

false

XXXX

785

799

773

XXXX

12 Month Bank Statement

Primary Residence

Refinance

Rate and Term

9.52

14.48

187821.44

.00

187821.44

Employed

Not Employed

17.33

3 YRS

160633.27

27188.17

Taxes and Insurance

53.45

956041.66

XXXX

62.98

XXXX

Conventional

Fixed

Super Kind - Non-QM

6.625

16059.17

1829.0

17888.17

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

1004 URAR

XXXX

None

Non-QM: Lender documented all ATR UW factors

3192.21

7348.52

178334

362

0.6626347291343323

0.17

XXXX

Manual Underwriting

6.659

XXXX

xxxxxx7643

XXXX

US Citizen

Unknown

XXXX

689

667

704

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

6158

Taxes and Insurance

25.54

112391.66

XXXX

33.95

XXXX

DSCR

Fixed

DSCR Max

7.25

3751.97

665.75

4400.88

XXXX

Fixed

360

XXXX

Retail

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

112391.66

3899.50

31192

283

0.957649104038513

0.58

XXXX

Manual Underwriting

XXXX

xxxxxx8984

XXXX

US Citizen

Unknown

XXXX

729

797

729

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

1854

Taxes and Insurance

8.23

38512.89

XXXX

80.0

XXXX

DSCR

Fixed

DSCR Max

7.125

3638.08

1040.93

4679.01

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

15460.20

37714

215

0.008163434158180327

12.33

XXXX

Manual Underwriting

XXXX

xxxxxx8376

XXXX

US Citizen

Unknown

XXXX

692

671

696

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

3573

Taxes and Insurance

22.11

28875.24

XXXX

75.0

XXXX

DSCR

Fixed

DSCR Max

8.25

845.17

460.76

1305.93

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

3006.00

28077

248

0.061218956729205076

5.08

XXXX

Manual Underwriting

XXXX

xxxxxx4330

XXXX

US Citizen

Unknown

XXXX

746

749

746

741

XXXX

US Citizen

Unknown

false

XXXX

729

757

726

729

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

2051

Taxes and Insurance

21.33

125215.96

XXXX

73.28

XXXX

DSCR

Fixed

Kind - DSCR

7.5

5312.5

557.75

5870.25

XXXX

Fixed

240

360

XXXX

Yes

120

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

1192.00

61568

123

0.21818181818181817

XXXX

Manual Underwriting

XXXX

xxxxxx6920

XXXX

US Citizen

Yes

XXXX

729

764

729

716

XXXX

12 Month Bank Statement

Primary Residence

Purchase

12.99

29.43

27481.02

.00

27481.02

Employed

2.25

3 YRS

19392.22

8088.8

Taxes and Insurance

85.07

303606.37

XXXX

80.0

XXXX

Conventional

Fixed

Super Kind - Non-QM

7.375

2900.84

668.01

3568.85

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

100718

218

XXXX

Manual Underwriting

12975.0

7.461

XXXX

xxxxxx4876

XXXX

US Citizen

Unknown

XXXX

776

772

806

776

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

969

Taxes and Insurance

69.16

352426.69

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

7.375

4144.05

951.6

5095.65

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

11451.00

27475

194

0.23253867151956323

XXXX

Manual Underwriting

XXXX

xxxxxx0638

XXXX

US Citizen

Unknown

XXXX

767

784

767

748

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

1508

No Escrow

10.02

40222.66

XXXX

70.0

XXXX

DSCR

Fixed

Low Ratio - DSCR

6.875

2920.05

4013.31

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

.00

36601

277

0.3530645161290323

XXXX

Manual Underwriting

XXXX

xxxxxx8299

XXXX

US Citizen

Unknown

XXXX

733

694

733

742

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

8469

Taxes and Insurance

114.67

225261.79

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

6.875

1392.69

571.72

1964.41

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

2569.44

14500

193

0.2005045045045045

XXXX

Manual Underwriting

XXXX

xxxxxx9719

XXXX

US Citizen

Unknown

XXXX

677

675

677

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

586

Taxes and Insurance

67.98

134920.49

XXXX

61.26

XXXX

DSCR

Fixed

Kind - DSCR

8.375

1406.13

578.46

1984.59

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

47200.71

.00

12600

245

0.38033457249070635

XXXX

Manual Underwriting

XXXX

xxxxxx7368

XXXX

US Citizen

Unknown

XXXX

800

773

806

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

4870

Taxes and Insurance

71.26

787724.09

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

7.25

10096.21

862.34

11054.55

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Retail

XXXX

Yes

XXXX

PUD

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

14800.00

48900

267

0.026298557158712543

XXXX

Manual Underwriting

XXXX

xxxxxx5525

XXXX

US Citizen

Unknown

XXXX

733

717

767

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

726.7

No Escrow

139.83

201274.87

XXXX

60.0

XXXX

DSCR

Fixed

Kind - DSCR

7.125

1152.06

1439.44

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

165124.57

4216.86

10723

191

0.23325171093112326

0.08

XXXX

Manual Underwriting

XXXX

xxxxxx2072

XXXX

US Citizen

Yes

XXXX

712

713

712

687

XXXX

1YR Business P&L

Primary Residence

Purchase

30.82

37.81

8433.33

.00

8433.33

Employed

12.17

3 YRS

5245.04

3188.29

Taxes and Insurance

51.22

133131.13

XXXX

70.0

XXXX

Conventional

Fixed

A+

7.375

2006.41

592.88

2599.29

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

12500

147

0.9566286513757578

XXXX

Manual Underwriting

8687.5

7.477

XXXX

xxxxxx7875

XXXX

US Citizen

Unknown

XXXX

719

745

719

717

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

1422

Taxes and Insurance

113.92

128813.23

XXXX

70.0

XXXX

DSCR

Fixed

Kind - DSCR

7.125

872.47

258.29

1130.76

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

120650.68

5520.00

38862

185

0.4353404353867531

XXXX

Manual Underwriting

XXXX

xxxxxx4735

XXXX

US Citizen

Unknown

XXXX

698

712

696

698

XXXX

US Citizen

Unknown

false

XXXX

790

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

3471

Taxes and Insurance

7.23

31109.64

XXXX

53.33

XXXX

DSCR

Fixed

Low Ratio - DSCR

7.375

2210.16

915.94

4300.18

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Townhouse

XXXX

Collateral Underwriter (CU)

XXXX

Yes

XXXX

None

ATR/QM: Exempt

0.0

7203.40

51823

427

0.1760909090909091

19.5

XXXX

Manual Underwriting

XXXX

xxxxxx8476

XXXX

US Citizen

Unknown

XXXX

789

742

799

789

XXXX

Debt Service Coverage Ratio

Investment

Purchase

Cash Out - Other

.00

147.07

Taxes and Insurance

6.42

11537.89

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

7.0

1586.67

210.41

1797.08

XXXX

Fixed

240

360

XXXX

Yes

120

5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

ATR/QM: Exempt

0.0

8053.64

30000

242

0.23229649925792156

4.17

XXXX

Manual Underwriting

XXXX

xxxxxx8953

XXXX

US Citizen

XXXX

715

741

711

715

XXXX

Asset Utilization (DTI)

Primary Residence

Purchase

42.77

11797.17

.00

11797.17

Not Employed

Yes

6751.22

5045.95

Taxes and Insurance

170.11

858378.96

XXXX

69.26

XXXX

Conventional

Fixed

A+

7.25

4133.99

903.63

5045.95

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

10000

3.08

XXXX

Manual Underwriting

10515.0

7.456

XXXX

xxxxxx6418

XXXX

Permanent Non-US Citizen

Unknown

XXXX

700

774

692

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

Taxes and Insurance

26.55

57685.67

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

7.0

1723.97

448.87

2172.84

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

ATR/QM: Exempt

0.0

1197.16

3600

277

0.4186111111111111

6.67

XXXX

Manual Underwriting

XXXX

xxxxxx7113

XXXX

US Citizen

Yes

XXXX

696

687

713

XXXX

US Citizen

Yes

false

XXXX

718

791

705

718

XXXX

12 Month Bank Statement

Primary Residence

Purchase

13.38

41.8

9149.02

.00

9149.02

Employed

4.25

3 YRS

5324.85

3824.17

Taxes and Insurance

42.79

52364.43

XXXX

51.06

XXXX

Conventional

Fixed

A+

7.375

828.81

395.01

1223.82

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2058.00

21900

233

0.3558609992028783

XXXX

Manual Underwriting

4008.0

7.636

XXXX

xxxxxx7794

XXXX

US Citizen

Unknown

XXXX

700

699

708

700

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

722

No Escrow

14.46

33951.81

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

7.0

1825.59

2347.56

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

ATR/QM: Exempt

0.0

2508.88

35600

154

0.045229681978798585

1.08

XXXX

Manual Underwriting

XXXX

xxxxxx5678

XXXX

US Citizen

Unknown

XXXX

788

786

788

802

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

12431

No Escrow

501.62

1153755.52

XXXX

54.36

XXXX

DSCR

Fixed

DSCR Max

7.25

1705.44

2300.06

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

3553.45

40000

402

0.09869747899159664

6.08

XXXX

Manual Underwriting

XXXX

xxxxxx0166

XXXX

US Citizen

Unknown

XXXX

815

813

820

815

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

4795

Taxes and Insurance

105.82

138855.08

XXXX

19.86

XXXX

DSCR

Fixed

DSCR Max

7.25

989.16

322.99

1312.15

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

138855.08

1710.65

15000

478

0.038923654568210266

41.75

XXXX

Manual Underwriting

XXXX

xxxxxx7835

XXXX

US Citizen

Yes

XXXX

747

784

724

747

XXXX

US Citizen

Unknown

false

XXXX

778

775

783

XXXX

12 Month Bank Statement

Primary Residence

Refinance

Cash Out - Other

31.04

42.7

14457.53

.00

14457.53

Employed

Unknown

5.5

2 YRS

8284.38

6173.15

Taxes and Insurance

24.64

110571.57

XXXX

78.91

XXXX

Conventional

Fixed

A+

7.25

3956.62

531.53

4488.15

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

110571.57

6679.80

28183

173

0.8876315789473684

XXXX

Manual Underwriting

20229.8

7.386

XXXX

xxxxxx7645

XXXX

US Citizen

Yes

XXXX

784

799

775

784

XXXX

12 Month Bank Statement

Primary Residence

Purchase

14.32

21.49

52995.56

.00

52995.56

Employed

8.33

2 YRS

41604.66

11390.9

Taxes and Insurance

10.62

80627.13

XXXX

85.0

XXXX

Conventional

Fixed

Super Kind - Non-QM

7.125

6871.93

669.39

7591.32

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

275

1.25

XXXX

Manual Underwriting

21825.0

7.377

XXXX

xxxxxx4311

XXXX

US Citizen

Yes

XXXX

786

790

775

786

XXXX

12 Month Bank Statement

Primary Residence

Refinance

Rate and Term

23.8

24.74

14046.97

.00

14046.97

Employed

2 YRS

10571.25

3475.72

Taxes and Insurance

3.12

10419.86

XXXX

71.77

XXXX

Conventional

Fixed

A+

6.25

2916.53

427.19

3343.72

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

698.93

2344.19

13000

149

0.10783333333333334

XXXX

Manual Underwriting

13198.0

6.602

XXXX

xxxxxx7247

XXXX

US Citizen

Unknown

XXXX

795

782

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

4809

Taxes and Insurance

89.51

253524.98

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

6.375

2479.88

352.62

2832.5

XXXX

Fixed

360

XXXX

5%, 5%

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

168027.23

8295.83

150000

211

0.004583706356311549

3.42

XXXX

Manual Underwriting

XXXX

xxxxxx3506

XXXX

US Citizen

Yes

XXXX

710

714

679

710

XXXX

12 Month Bank Statement

Primary Residence

Refinance

Cash Out - Other

13.68

22.93

68028.73

.00

68028.73

Employed

52426.79

15601.94

Taxes and Insurance

6.13

57023.41

XXXX

80.0

XXXX

Conventional

Fixed

A+

8.25

8564.44

704.5

9306.94

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

57023.41

2565.00

40165

323

0.30195618615401487

XXXX

Manual Underwriting

33915.0

8.288

Yes

XXXX

xxxxxx9271

XXXX

US Citizen

Unknown

XXXX

689

694

663

689

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

10190.54

Taxes and Insurance

6.02

8093.16

XXXX

76.11

XXXX

DSCR

Fixed

Kind - DSCR

7.875

993.35

350.18

1343.53

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

2203.95

.00

66669

231

0.7685072287058003

5.83

XXXX

Manual Underwriting

XXXX

xxxxxx6163

XXXX

US Citizen

Yes

XXXX

781

783

766

XXXX

12 Month Bank Statement

Primary Residence

Purchase

10.85

39.68

23204.50

.00

23204.50

Employed

1.33

Yes

13995.89

9208.61

Taxes and Insurance

43.05

108405

XXXX

80.0

XXXX

Conventional

Fixed

A+

6.875

1708.01

810.05

2518.06

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

5490.00

80623

228

1.33

XXXX

Manual Underwriting

5490.0

7.157

XXXX

xxxxxx6511

XXXX

US Citizen

Unknown

XXXX

666

663

671

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

17377.15

Taxes and Insurance

81.05

272642.49

XXXX

44.31

XXXX

DSCR

Fixed

DSCR Max

7.25

2046.53

1317.33

3363.86

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

276534.19

.00

24826

465

0.33766917293233084

XXXX

Manual Underwriting

XXXX

xxxxxx6517

XXXX

US Citizen

Yes

XXXX

804

803

804

XXXX

US Citizen

false

XXXX

790

772

806

790

XXXX

12 Month Bank Statement

Primary Residence

Purchase

5.87

8.29

37625.32

.00

37625.32

Employed

Not Employed

2.42

1 YR

34507.43

3117.89

Taxes and Insurance

22.64

50029.77

XXXX

76.87

XXXX

Conventional

Fixed

A+

7.0

1635.98

485.25

2209.89

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

582.78

19500

305

0.08081967213114755

XXXX

Manual Underwriting

4918.0

7.061

XXXX

xxxxxx4236

XXXX

US Citizen

Yes

XXXX

807

777

807

809

XXXX

1YR Business P&L

Primary Residence

Purchase

12.91

32.23

32722.46

.00

32722.46

Employed

3 YRS

22176.1

10546.36

Taxes and Insurance

16.49

69680.07

XXXX

75.0

XXXX

Conventional

Fixed

A+

7.125

3865.46

216.12

4225.25

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

18126

413

0.3191170316641094

XXXX

Manual Underwriting

17203.13

7.189

XXXX

xxxxxx6343

XXXX

US Citizen

Yes

XXXX

784

797

781

784

XXXX

US Citizen

Unknown

false

XXXX

807

810

788

807

XXXX

12 Month Bank Statement

Primary Residence

Refinance

Rate and Term

36.66

37.66

19842.37

.00

19842.37

Employed

Not Employed

2 YRS

12368.83

7473.54

No Escrow

5.54

40315.74

XXXX

73.71

XXXX

Conventional

Fixed

A+

6.25

6046.88

7273.54

XXXX

Fixed

240

360

XXXX

Yes

120

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

243.2

7740.84

34500

165

0.07361363070465621

1.17

XXXX

Manual Underwriting

15159.63

6.378

XXXX

xxxxxx7558

XXXX

US Citizen

Unknown

XXXX

730

722

730

738

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

8838

Insurance

17.16

38568.03

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

7.0

1409.33

241.42

2247.4

XXXX

Fixed

240

360

XXXX

Yes

120

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

Yes

XXXX

None

ATR/QM: Exempt

0.0

4260.26

20700

281

0.315352798053528

XXXX

Manual Underwriting

XXXX

xxxxxx6338

XXXX

US Citizen

Unknown

XXXX

736

761

736

721

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

6581

Taxes and Insurance

33.84

246580.64

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

7.25

2658.96

1085.15

3744.11

XXXX

Fixed

480

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

6566.91

36617

161

0.16288875207552098

5.17

XXXX

Manual Underwriting

XXXX

Loan ID

Seller Loan ID

Investor Loan ID

Loan Program

Guideline Product Name

Originator Name

Originating Entity CDFI Flag

Guideline Name

Guideline Author

Guideline Date

Guideline Version

Application Date

TILA Status

TRID

GSE

Verified Safe Harbor Flag

Verified Safe Harbor Reference Document

QM Regulation Failures

ATR QM Total Points and Fees Audit

Loan Regulation Benchmark Date

Benchmark Rate

AUS Decision System

Rating Result

Property Inspection Waiver (PIW)

Calculated APR

HUD 1 Page 1 Credits Total

Verified Qualifying Rate

Originator Qualifying Rate

Qualifying P&I

Default Interest Rate Present

Default Interest Rate

Annual Property Tax

Monthly Property Tax

Annual Insurance Costs

Monthly Insurance Cost

Annual HOA Costs

Monthly HOA Costs

Monthly Other Costs

PITIA

Residual Income

HOA Questionnaire Flag

HOA Name

HOA Address State

HOA Fee Amount

HOA Next Due Date

HOA Payment Frequency

Originator DTI

TPR Verified DTI

QM DTI

Is Borrower Non Occupant

Is Co Borrower Non Occupant

Co Borrower 2 Asset Verification Level

Co Borrower 3 Asset Verification Level

Co Borrower 2 Income Verification Level

Co Borrower 3 Income Verification Level

Co Borrower 2 Employment Verification Level

Co Borrower 3 Employment Verification Level

Borrower Employment Indicator

Co Borrower Employment Indicator

Co Borrower 2 Employment Indicator

Co Borrower 3 Employment Indicator

Co Borrower 2 Length of Employment

Co Borrower 3 Length of Employment

Document Level

Borrower Years of W2s/1099

CoBorrower Years of W2s/1099

Borrower Months of Paystubs Verified

Co Borrower Months of Paystubs Verified

Borrower Employment Gap Letter

Borrower Months of Employment Gap

Co Borrower Employment Gap Letter

Co Borrower Months of Employment Gap

Borrower Years of Personal Tax Returns

Borrower Years of Business Tax Returns

CoBorrower Years of Personal Tax Returns

CoBorrower Years of Business Tax Returns

Years of 4506T

Years of Tax Transcripts

Borrower Award/Offer Letter

Co Borrower Award/Offer Letter

Asset Depletion Flag

Partial Asset Depletion Flag

Asset Depletion Months Amortized

Asset Utilization Flag (No DTI)

Borrower Bank Statements Flag

Borrower Bank Statement Summary/Lender Worksheet

Borrower Number of Personal Bank Statements

Borrower Number of Business Bank Statements

CoBorrower Bank Statements Flag

Co Borrower Bank Statement Summary/Lender Worksheet

CoBorrower Number of Personal Bank Statements

CoBorrower Number of Business Bank Statements

Percent of Income From Statements

Borrower Business Ownership %

CoBorrower Business Ownership %

Bespoke Eligible Assets

Borrower P&L Type

Borrower Number of Months P&L

Borrower P&L Prepared By

CoBorrower P&L Type

CoBorrower P&L Prepared By

CoBorrower Number of Months P&L

Borrower CPA Letter Flag

# of Months CPA verified income

CoBorrower CPA Letter Flag

CoBorrower # of Months CPA verified income

Borrower WVOE Flag

Borrower # of Months Employment Validated WVOE

Borrower # of Months Income Validated WVOE

Borrower WVOE Form Type

CoBorrower WVOE Flag

CoBorrower # of Months WVOE

CoBorrower # of Months Income Validated WVOE

CoBorrower WVOE Form Type

DSCR Flag

TPR DSCR

Originator DSCR

Expense Letter

Income Doc Detail

Tax Return Doc Details

Property Address

Property City

Property State

Property Zip

Property County

Original Credit Report Date

Borrower 1 Credit Report Date

Borrower 2 Credit Report Date

Borrower 3 Credit Report Date

Borrower 4 Credit Report Date

xxxxxx1719

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$1,269.77

$5,892.96

$491.08

$511.56

$42.63

$0.00

$1,803.48

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.026

1.03

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0134

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

2815.0

04/20/2026

6.300%

Manual Underwriting

7.370%

7.250%

$3,854.30

$19,604.16

$1,633.68

$2,772.00

$231.00

$0.00

$5,718.98

$98,881.58

N/A

XXXX

$0.00

XXXX

11.68%

10.09%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx2421

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$825.10

$3,637.92

$303.16

$732.96

$61.08

$1,572.00

$131.00

$0.00

$1,320.34

N/A

XXXX

$131.00

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.174

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0931

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$2,739.39

Yes

6.875%

$10,092.24

$841.02

$2,435.40

$202.95

$240.00

$20.00

$0.00

$3,803.36

N/A

XXXX

$20.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.052

1.011

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4838

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.990%

$1,323.34

Yes

7.990%

$2,525.04

$210.42

$2,858.04

$238.17

$0.00

$1,771.93

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.005

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1546

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

4870.0

05/05/2026

6.320%

Manual Underwriting

8.103%

7.500%

$786.62

$3,445.32

$287.11

$828.00

$69.00

$2,880.00

$240.00

$0.00

$1,382.73

$12,567.50

Yes

XXXX

$240.00

XXXX

Monthly

31.88%

38.63%

Yes

Employed

1YR Full Doc

2+ Months

N/A

Yes

0.00%

N/A

Borrower - Retirement, SSI and Disability - 2025 || Co Borrower - Wage - 2+ Months Paystubs Verified, Executed 4506T Verified - 2026, 2025

Borrower - 2025 || Co Borrower - Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx9844

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

8730.0

04/20/2026

6.300%

Manual Underwriting

7.107%

7.000%

$1,836.23

$3,357.00

$279.75

$2,354.28

$196.19

$0.00

$2,312.17

$12,891.13

N/A

XXXX

$0.00

XXXX

40.76%

48.93%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

Stocks/Bonds,Stocks/Bonds

N/A

Yes

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx3641

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

22823.4

05/07/2026

6.320%

Manual Underwriting

7.243%

7.125%

$4,850.77

$3,823.44

$318.62

$4,374.72

$364.56

$0.00

$5,533.95

$9,603.32

N/A

XXXX

$0.00

XXXX

44.80%

Self-Employed

Employed

12 Month Bank Statement

2 YRS W2

1 Month

N/A

Yes

72.02%

100.00%

0.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx6203

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

9262.5

04/03/2026

6.430%

Manual Underwriting

7.913%

7.750%

$1,970.13

$3,999.12

$333.26

$1,998.00

$166.50

$0.00

$2,469.89

$7,533.46

N/A

XXXX

$0.00

XXXX

34.22%

Employed

2YR Full Doc

2 YRS W2

1 Month

N/A

Yes

0.00%

N/A

Yes

FNMA 1005

N/A

Borrower - Wage, Overtime, Military and Government Assistance, Retirement - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2026

Borrower - Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx1617

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

$945.66

$2,989.80

$249.15

$884.88

$73.74

$276.00

$23.00

$0.00

$1,291.55

N/A

XXXX

$23.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.471

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1608

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

995.0

04/13/2026

6.370%

Manual Underwriting

7.548%

7.375%

$953.13

$6,075.24

$506.27

$3,141.00

$261.75

$0.00

$1,721.15

$2,477.65

N/A

XXXX

$0.00

XXXX

49.47%

46.67%

Not Employed

1YR Full Doc

N/A

Yes

0.00%

N/A

Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx2979

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.125%

$7,204.17

$15,061.44

$1,255.12

$4,413.96

$367.83

$0.00

$8,827.12

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.076

1.07

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4075

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.875%

$1,141.98

$1,215.96

$101.33

$4,949.04

$412.42

$0.00

$1,655.73

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.087

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2277

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

32669.69

04/20/2026

6.300%

Manual Underwriting

6.993%

6.750%

$9,364.14

$12,922.68

$1,076.89

$4,462.08

$371.84

$2,640.00

$220.00

$0.00

$11,032.87

N/A

XXXX

$220.00

XXXX

Monthly

0.00%

Not Employed

Asset Utilization (No DTI)

N/A

Yes

N/A

0.00%

Stocks/Bonds

N/A

Borrower - N/A - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified

Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified

XXXX

xxxxxx4690

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$721.59

Yes

7.500%

$2,373.12

$197.76

$1,202.04

$100.17

$0.00

$1,019.52

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.422

1.471

N/A

XXXX

xxxxxx9373

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,981.72

$5,133.60

$427.80

$962.28

$80.19

$14,580.00

$1,215.00

$0.00

$3,704.71

Yes

XXXX

$1,215.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.891

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1744

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$8,302.06

Yes

18.000%

$18,664.32

$1,555.36

$3,417.00

$284.75

$0.00

$10,142.17

$59,874.73

N/A

XXXX

$0.00

XXXX

0.00%

26.85%

Unknown

Self-Employed

12 Month Bank Statement

Yes

0.00%

Borrower - SESCorp - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified - 2025, 2026

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified - 2025, 2026

XXXX

xxxxxx2189

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$1,374.95

$863.40

$71.95

$1,025.28

$85.44

$3,720.00

$310.00

$0.00

$1,842.34

Yes

XXXX

$310.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.868

0.88

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3266

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

18259.0

05/18/2026

6.420%

Manual Underwriting

7.537%

7.250%

$5,479.24

$12,590.16

$1,049.18

$3,642.96

$303.58

$2,808.00

$234.00

$0.00

$7,066.00

$47,108.93

N/A

XXXX

$234.00

XXXX

Monthly

18.07%

18.64%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025

Borrower - 2 YRS Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx1976

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

1425.0

05/08/2026

6.320%

Manual Underwriting

6.814%

6.625%

$2,726.12

$10,634.40

$886.20

$3,912.00

$326.00

$0.00

$3,938.32

$9,004.21

N/A

XXXX

$0.00

XXXX

32.05%

Not Employed

Asset Utilization (DTI)

N/A

60.0

Yes

N/A

0.00%

Stocks/Bonds,Stocks/Bonds,Proceeds from Sale

N/A

Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified

Borrower - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified

XXXX

xxxxxx0964

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,500.24

$3,827.16

$318.93

$1,096.56

$91.38

$1,164.00

$97.00

$0.00

$2,007.55

$9,953.63

N/A

XXXX

$97.00

XXXX

Monthly

45.52%

31.76%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx4417

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$1,748.05

Yes

6.625%

$2,767.32

$230.61

$1,943.64

$161.97

$0.00

$2,140.63

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.121

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2109

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$1,933.01

Yes

11.000%

$8,774.40

$731.20

$7,880.40

$656.70

$0.00

$3,320.91

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.753

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1808

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

2365.0

05/01/2026

6.260%

Manual Underwriting

7.050%

6.990%

$3,655.19

$7,050.24

$587.52

$5,856.96

$488.08

$4,155.96

$346.33

$0.00

$5,077.12

N/A

XXXX

$346.33

XXXX

Annually

0.00%

Not Employed

Asset Utilization (No DTI)

N/A

84.0

Yes

0.00%

N/A

Borrower - Asset Depletion - 2026

Borrower - 2026

XXXX

xxxxxx2265

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$778.71

$0.00

$695.88

$57.99

$1,572.00

$131.00

$0.00

$967.70

N/A

XXXX

$131.00

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.602

1.509

N/A

XXXX

xxxxxx4634

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$1,332.45

$1,418.16

$118.18

$1,077.00

$89.75

$1,200.00

$100.00

$0.00

$1,640.38

N/A

XXXX

$100.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.219

0.883

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2237

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.875%

$2,165.63

$8,377.08

$698.09

$3,066.96

$255.58

$0.00

$3,119.30

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.074

1.07

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4283

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

7612.69

05/13/2026

6.410%

Manual Underwriting

8.055%

7.750%

$2,337.29

$3,130.56

$260.88

$2,265.96

$188.83

$375.00

$31.25

$0.00

$2,818.25

$6,090.93

N/A

XXXX

$31.25

XXXX

Annually

37.48%

37.68%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - 2026, 2025

Borrower - 2026, 2025

XXXX

xxxxxx2304

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

6000.0

05/19/2026

6.420%

Manual Underwriting

7.890%

7.500%

$1,398.43

$5,664.72

$472.06

$2,546.04

$212.17

$4,320.00

$360.00

$0.00

$2,442.66

$34,064.51

Yes

XXXX

$360.00

XXXX

Monthly

48.34%

50.12%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx1487

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$1,155.15

$3,013.20

$251.10

$1,468.08

$122.34

$0.00

$1,528.59

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.243

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx5275

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

4533.75

05/07/2026

6.320%

Manual Underwriting

7.109%

6.990%

$6,729.39

$17,622.60

$1,468.55

$839.04

$69.92

$21,816.00

$1,818.00

$0.00

$10,085.86

$110,298.94

Yes

XXXX

$1,818.00

XXXX

Monthly

16.10%

Yes

Employed

1YR Full Doc

2 YRS W2

1 Month

N/A

Yes

0.00%

Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds

N/A

Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026

Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026

XXXX

xxxxxx2317

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.375%

$1,409.93

Yes

8.375%

$2,005.44

$167.12

$1,854.96

$154.58

$0.00

$1,731.63

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.037

1.036

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx8937

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$1,114.78

$2,293.44

$191.12

$2,463.00

$205.25

$0.00

$1,511.15

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.059

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3427

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.250%

$833.91

$3,087.12

$257.26

$1,194.00

$99.50

$0.00

$1,190.67

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.008

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3424

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$663.31

Yes

7.625%

$2,966.28

$247.19

$969.96

$80.83

$0.00

$991.33

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.009

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx5058

XXXX

ATR/QM: Exempt

N/A

05/22/2026

6.420%

Manual Underwriting

7.805%

7.500%

$4,667.26

Yes

7.500%

$8,568.72

$714.06

$8,890.80

$740.90

$467.04

$38.92

$0.00

$6,161.14

$50,476.96

N/A

XXXX

$38.92

XXXX

Annually

23.38%

24.23%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

50.00%

N/A

Borrower - SEPartnership, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2025, 2026

Borrower - 2025, 2026

XXXX

xxxxxx2304

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.500%

$524.41

Yes

7.500%

$838.92

$69.91

$819.96

$68.33

$0.00

$662.65

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.811

1.72

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2321

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$2,458.79

$6,328.68

$527.39

$2,828.16

$235.68

$3,096.00

$258.00

$0.00

$3,479.86

N/A

XXXX

$258.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.006

XXXX

xxxxxx4607

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$1,413.81

$3,758.52

$313.21

$1,528.92

$127.41

$0.00

$1,854.43

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.078

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx9797

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

5030.0

05/11/2026

6.410%

Manual Underwriting

7.373%

7.000%

$1,104.40

$8,232.48

$686.04

$2,224.08

$185.34

$0.00

$1,975.78

$2,464.64

N/A

XXXX

$0.00

XXXX

0.00%

Not Employed

Asset Utilization (No DTI)

N/A

12.0

Yes

0.00%

N/A

Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2026

Borrower - 2 YRS Executed 4506T Verified - 2026

XXXX

xxxxxx3799

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

8.375%

$711.33

Yes

11.000%

$1,278.36

$106.53

$704.04

$58.67

$0.00

$876.53

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.255

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2344

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.875%

$667.06

$1,710.24

$142.52

$2,264.04

$188.67

$0.00

$998.25

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.052

1.05

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2326

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

4662.0

05/27/2026

6.600%

Manual Underwriting

7.089%

6.990%

$5,592.00

$3,356.40

$279.70

$2,496.00

$208.00

$0.00

$6,079.70

$25,335.90

N/A

XXXX

$0.00

XXXX

55.08%

23.75%

26.12%

Yes

1 - Not Stated Not Verified

1 - Not Stated, Not Verified

Self-Employed

Not Employed

.00

2YR Full Doc

1 YR W2

N/A

Yes

N/A

0.00%

100.00%

12.50%

Borrower Prepared

Borrower

N/A

Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 1 YR W2 Verified, 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - Other, SSI and Disability, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2026 || Co Borrower 2 - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2026

Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2026 || Co Borrower 2 - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2026

XXXX

xxxxxx2337

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.875%

$968.69

$1,638.24

$136.52

$858.00

$71.50

$0.00

$1,105.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.298

1.23

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4292

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

10290.0

05/06/2026

6.320%

Manual Underwriting

7.125%

6.875%

$3,882.45

$9,897.12

$824.76

$1,841.04

$153.42

$0.00

$4,860.63

$20,149.73

N/A

XXXX

$0.00

XXXX

38.52%

38.39%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

30.00%

N/A

Borrower - SEPartnership - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower

XXXX

xxxxxx4408

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

1880.0

05/27/2026

6.600%

Manual Underwriting

7.226%

7.125%

$8,084.62

$19,085.52

$1,590.46

$5,928.00

$494.00

$2,772.00

$231.00

$0.00

$10,400.08

N/A

XXXX

$231.00

XXXX

Monthly

0.00%

Not Employed

Asset Utilization (No DTI)

N/A

84.0

Yes

0.00%

N/A

Borrower - Asset Depletion

Borrower

XXXX

xxxxxx4889

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

21398.0

05/08/2026

6.320%

Manual Underwriting

8.206%

7.875%

$6,532.88

$5,024.04

$418.67

$3,710.04

$309.17

$0.00

$7,260.72

$1,296,375.46

N/A

XXXX

$0.00

XXXX

3.86%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025

Borrower - 2 YRS Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx2697

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$528.38

$3,557.04

$296.42

$3,802.92

$316.91

$1,764.00

$147.00

$0.00

$1,288.71

N/A

XXXX

$147.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.001

1.011

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2700

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$699.31

$2,911.32

$242.61

$3,058.08

$254.84

$2,004.00

$167.00

$0.00

$1,363.76

N/A

XXXX

$167.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.144

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3123

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

05/04/2026

6.320%

Manual Underwriting

7.086%

6.875%

$2,759.10

$6,376.08

$531.34

$2,925.00

$243.75

$0.00

$3,534.19

$22,376.03

N/A

XXXX

$0.00

XXXX

29.09%

28.89%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

50.00%

N/A

Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2026

Borrower - 2025, 2026

XXXX

xxxxxx1902

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.125%

$846.71

$1,969.44

$164.12

$794.04

$66.17

$330.00

$27.50

$0.00

$1,104.50

N/A

XXXX

$27.50

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Proceeds from Sale

Yes

1.177

1.178

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx5422

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

2195.0

05/28/2026

6.600%

Manual Underwriting

8.710%

8.625%

$10,882.83

$10,677.60

$889.80

$3,861.00

$321.75

$0.00

$12,094.38

$102,258.72

N/A

XXXX

$0.00

XXXX

12.93%

12.17%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx2718

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

0.0

04/30/2026

6.260%

Manual Underwriting

6.917%

6.875%

$985.39

$2,923.44

$243.62

$1,415.04

$117.92

$13,368.00

$1,114.00

$0.00

$2,460.93

Yes

XXXX

$1,114.00

XXXX

Monthly

0.00%

Unknown

Asset Utilization (No DTI)

N/A

12.0

Yes

0.00%

Stocks/Bonds,Stocks/Bonds

N/A

Borrower - N/A - 3 YRS Executed 4506T Verified - 2026

Borrower - 3 YRS Executed 4506T Verified - 2026

XXXX

xxxxxx5289

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

4550.0

05/27/2026

6.600%

Manual Underwriting

8.088%

7.990%

$10,878.72

$17,507.04

$1,458.92

$7,051.44

$587.62

$2,069.04

$172.42

$0.00

$13,097.68

$19,655.99

N/A

XXXX

$172.42

XXXX

Annually

47.62%

44.58%

Self-Employed

2YR Full Doc

2 YRS W2

2+ Months

N/A

Yes

0.00%

100.00%

N/A

Borrower - Wage, Bonus - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor - 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - 2024, 2023

Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - 2024, 2023

XXXX

xxxxxx5500

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$670.07

$472.80

$39.40

$1,123.56

$93.63

$120.00

$10.00

$0.00

$813.10

N/A

XXXX

$10.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.66

XXXX

xxxxxx0618

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$1,181.25

$1,335.96

$111.33

$881.04

$73.42

$0.00

$1,366.00

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.464

XXXX

xxxxxx4636

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$1,628.65

$3,735.60

$311.30

$1,103.04

$91.92

$0.00

$2,031.87

N/A

XXXX

$0.00

XXXX

135.81%

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.083

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1603

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$734.18

$1,178.16

$98.18

$887.04

$73.92

$0.00

$906.28

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.545

1.58

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2882

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.990%

$1,116.10

$1,430.40

$119.20

$2,760.72

$230.06

$0.00

$1,465.36

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.242

1.194

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0247

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.875%

$645.67

Yes

7.875%

$279.72

$23.31

$1,226.04

$102.17

$0.00

$771.15

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.075

1.996

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3907

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

8.250%

$1,711.93

$4,382.04

$365.17

$3,502.68

$291.89

$0.00

$2,368.99

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.916

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0559

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$1,111.64

$2,908.80

$242.40

$1,271.04

$105.92

$375.00

$31.25

$0.00

$1,491.21

N/A

XXXX

$31.25

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.408

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4445

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

10940.63

05/18/2026

6.420%

Manual Underwriting

7.491%

7.250%

$2,077.23

$4,735.68

$394.64

$1,244.04

$103.67

$249.96

$20.83

$0.00

$2,596.37

$22,543.98

N/A

XXXX

$20.83

XXXX

Annually

19.76%

19.33%

Self-Employed

24 Month Bank Statement

N/A

Yes

100.00%

50.00%

N/A

Borrower - SEPartnership - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - SEPartnership - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026

XXXX

xxxxxx4719

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$1,403.00

$3,817.68

$318.14

$837.24

$69.77

$1,320.00

$110.00

$0.00

$1,900.91

N/A

XXXX

$110.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.0

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2707

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$2,765.63

$7,654.32

$637.86

$2,313.96

$192.83

$0.00

$3,596.32

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.21

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4846

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$2,406.50

$2,536.20

$211.35

$2,583.84

$215.32

$1,692.00

$141.00

$0.00

$2,974.17

N/A

XXXX

$141.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.228

1.226

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx8361

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

$974.32

$1,076.04

$89.67

$1,180.68

$98.39

$0.00

$1,162.38

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.372

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2276

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.750%

$1,445.56

$7,865.88

$655.49

$1,065.96

$88.83

$0.00

$2,189.88

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.279

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx5284

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.990%

$738.93

$1,576.92

$131.41

$2,254.92

$187.91

$0.00

$1,058.25

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.268

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2287

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$1,661.33

Yes

18.000%

$1,830.12

$152.51

$2,172.00

$181.00

$0.00

$1,994.84

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.103

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3206

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

10110.06

04/30/2026

6.260%

Manual Underwriting

8.275%

7.875%

$2,238.65

$7,330.92

$610.91

$1,908.60

$159.05

$0.00

$3,008.61

$6,070.09

N/A

XXXX

$0.00

XXXX

46.33%

35.75%

Yes

Employed

1YR Full Doc

1 Month

N/A

Yes

0.00%

N/A

Yes

Work Number

N/A

Borrower - Wage, Child Support, Subject Property Net Rental Income(Loss) if NOO - 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2025, 2026

Borrower - 1 YR Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx1521

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$1,818.75

Yes

7.500%

$5,198.28

$433.19

$1,428.96

$119.08

$0.00

$2,371.02

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.168

1.38

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx5081

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$1,022.18

$2,424.36

$202.03

$429.96

$35.83

$6,000.00

$500.00

$0.00

$1,760.04

Yes

XXXX

$500.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.08

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx5154

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

05/26/2026

6.600%

Manual Underwriting

7.688%

7.375%

$2,887.02

$12,396.00

$1,033.00

$2,058.00

$171.50

$4,404.00

$367.00

$0.00

$4,458.52

$7,153.48

Yes

XXXX

$367.00

XXXX

Monthly

38.77%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx2313

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.625%

$639.85

$1,578.60

$131.55

$449.04

$37.42

$4,800.00

$400.00

$0.00

$1,208.82

Yes

XXXX

$400.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.117

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2540

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.990%

$909.00

$4,398.84

$366.57

$774.96

$64.58

$0.00

$1,340.15

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.007

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx5193

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$2,970.90

$2,125.68

$177.14

$3,668.04

$305.67

$0.00

$3,453.71

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.013

XXXX

xxxxxx4025

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

7947.5

05/08/2026

6.320%

Manual Underwriting

6.794%

6.625%

$1,600.78

$2,988.24

$249.02

$1,990.20

$165.85

$870.00

$72.50

$0.00

$2,088.15

$3,935.77

N/A

XXXX

$72.50

XXXX

Annually

42.36%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx5026

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

4281.32

05/22/2026

6.420%

Manual Underwriting

7.299%

7.125%

$2,533.18

$3,039.12

$253.26

$3,530.16

$294.18

$0.00

$3,080.62

$7,560.93

N/A

XXXX

$0.00

XXXX

41.64%

49.96%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2026

Borrower - 2025, 2026

XXXX

xxxxxx1370

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

04/24/2026

6.300%

Manual Underwriting

6.659%

6.625%

$16,059.17

$18,875.04

$1,572.92

$3,072.96

$256.08

$0.00

$17,888.17

$160,633.27

N/A

XXXX

$0.00

XXXX

14.48%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

N/A

Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - 2 YRS Executed 4506T Verified

Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 2 YRS Executed 4506T Verified

XXXX

xxxxxx7643

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.250%

$3,751.97

$2,756.64

$229.72

$5,030.28

$419.19

$0.00

$4,400.88

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.045

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx8984

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$3,638.08

$9,607.20

$800.60

$2,883.96

$240.33

$0.00

$4,679.01

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.004

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx8376

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.250%

$845.17

$3,241.20

$270.10

$2,287.92

$190.66

$0.00

$1,305.93

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.512

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4330

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$5,312.50

$2,988.96

$249.08

$3,704.04

$308.67

$0.00

$5,870.25

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.022

1.007

N/A

XXXX

xxxxxx6920

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

12975.0

07/01/2026

6.520%

Manual Underwriting

7.461%

7.375%

$2,900.84

$5,103.96

$425.33

$2,912.16

$242.68

$0.00

$3,568.85

$19,392.22

N/A

XXXX

$0.00

XXXX

29.43%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025

Borrower - 3 YRS Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx4876

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$4,144.05

$9,375.00

$781.25

$2,044.20

$170.35

$0.00

$5,095.65

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.099

1.114

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0638

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$2,920.05

$10,645.80

$887.15

$2,473.32

$206.11

$0.00

$4,013.31

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.822

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx8299

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.875%

$1,392.69

$5,178.60

$431.55

$1,682.04

$140.17

$0.00

$1,964.41

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.044

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx9719

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.375%

$1,406.13

$2,470.92

$205.91

$4,470.60

$372.55

$0.00

$1,984.59

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.058

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx7368

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.250%

$10,096.21

$7,609.08

$634.09

$2,739.00

$228.25

$1,152.00

$96.00

$0.00

$11,054.55

N/A

XXXX

$96.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.621

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx5525

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$1,152.06

$1,818.60

$151.55

$597.96

$49.83

$1,032.00

$86.00

$0.00

$1,439.44

N/A

XXXX

$86.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.146

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2072

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

8687.5

07/07/2026

6.490%

Manual Underwriting

7.477%

7.375%

$2,006.41

$5,406.48

$450.54

$1,708.08

$142.34

$0.00

$2,599.29

$5,245.04

N/A

XXXX

$0.00

XXXX

34.75%

37.81%

Self-Employed

1YR Business P&L

N/A

Yes

0.00%

50.00%

Audited

Tax Preparer

N/A

Borrower - SESoleProprietor - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx7875

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$872.47

$371.04

$30.92

$2,728.44

$227.37

$0.00

$1,130.76

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.061

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4735

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$2,210.16

$9,784.32

$815.36

$1,206.96

$100.58

$5,400.00

$450.00

$724.08

$4,300.18

N/A

XXXX

$450.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.802

XXXX

xxxxxx8476

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.000%

$1,586.67

$1,065.96

$88.83

$1,458.96

$121.58

$0.00

$1,797.08

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.002

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx8953

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

10515.0

07/09/2026

6.490%

Manual Underwriting

7.456%

7.250%

$4,133.99

$8,887.32

$740.61

$1,956.24

$163.02

$99.96

$8.33

$0.00

$5,045.95

$6,751.22

N/A

XXXX

$8.33

XXXX

Annually

42.77%

Not Employed

Asset Utilization (DTI)

N/A

60.0

Yes

0.00%

N/A

Borrower - Asset Depletion - Executed 4506T Verified - 2025, 2026

Borrower - Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx6418

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.000%

$1,723.97

$4,128.48

$344.04

$1,257.96

$104.83

$0.00

$2,172.84

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.059

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx7113

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

4008.0

07/01/2026

6.520%

Manual Underwriting

7.636%

7.375%

$828.81

$2,785.44

$232.12

$1,954.68

$162.89

$0.00

$1,223.82

$5,324.85

N/A

XXXX

$0.00

XXXX

41.80%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

50.00%

N/A

Borrower - SESoleProprietor, SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx7794

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.000%

$1,825.59

$5,009.64

$417.47

$1,254.00

$104.50

$0.00

$2,347.56

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.065

1.069

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx5678

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.250%

$1,705.44

$5,180.40

$431.70

$1,955.04

$162.92

$0.00

$2,300.06

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.304

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0166

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$989.16

$2,397.84

$199.82

$1,478.04

$123.17

$0.00

$1,312.15

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.886

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx7835

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

20229.8

07/16/2026

6.530%

Manual Underwriting

7.386%

7.250%

$3,956.62

$4,149.36

$345.78

$2,229.00

$185.75

$0.00

$4,488.15

$8,284.38

N/A

XXXX

$0.00

XXXX

42.70%

Self-Employed

Unknown

12 Month Bank Statement

N/A

Yes

N/A

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified

XXXX

xxxxxx7645

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

21825.0

07/09/2026

6.490%

Manual Underwriting

7.377%

7.125%

$6,871.93

$5,992.68

$499.39

$2,040.00

$170.00

$600.00

$50.00

$0.00

$7,591.32

$41,604.66

N/A

XXXX

$50.00

XXXX

Annually

20.88%

21.49%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Yes

N/A

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx4311

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

13198.0

07/14/2026

6.530%

Manual Underwriting

6.602%

6.250%

$2,916.53

$2,465.16

$205.43

$2,661.12

$221.76

$0.00

$3,343.72

$10,571.25

N/A

XXXX

$0.00

XXXX

24.74%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - Wage - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025

Borrower - 2 YRS Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx7247

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

$2,479.88

$1,920.48

$160.04

$2,310.96

$192.58

$0.00

$2,832.50

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.553

1.594

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3506

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

33915.0

07/09/2026

6.490%

Manual Underwriting

8.288%

8.250%

$8,564.44

$4,227.00

$352.25

$4,227.00

$352.25

$456.00

$38.00

$0.00

$9,306.94

$52,426.79

N/A

XXXX

$38.00

XXXX

Monthly

22.82%

22.93%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - null Personal Bank Statements Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 2025, 2026

XXXX

xxxxxx9271

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.875%

$993.35

$3,193.56

$266.13

$1,008.60

$84.05

$0.00

$1,343.53

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.116

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx6163

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

5490.0

06/30/2026

6.520%

Manual Underwriting

7.157%

6.875%

$1,708.01

$3,737.52

$311.46

$5,983.08

$498.59

$0.00

$2,518.06

$13,995.89

N/A

XXXX

$0.00

XXXX

39.32%

39.68%

Self-Employed

12 Month Bank Statement

2 YRS W2

Less than 1 Month

N/A

Yes

63.93%

100.00%

N/A

Yes

Work Number

N/A

Borrower - SESoleProprietor, Wage, Commission - 2 YRS W2 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026

Borrower - Executed 4506T Verified - 2024, 2025, 2026

XXXX

xxxxxx6511

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$2,046.53

$10,326.00

$860.50

$5,481.96

$456.83

$0.00

$3,363.86

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.917

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx6517

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

4918.0

06/30/2026

6.520%

Manual Underwriting

7.061%

7.000%

$1,635.98

$4,382.88

$365.24

$1,440.00

$120.00

$1,064.04

$88.67

$0.00

$2,209.89

$34,507.43

N/A

XXXX

$88.67

XXXX

Annually

8.29%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

N/A

Borrower - SESoleProprietor - 1 YR Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026 || Co Borrower - 1 YR Executed 4506T Verified

Borrower - 1 YR Executed 4506T Verified - 2025, 2026 || Co Borrower - 1 YR Executed 4506T Verified

XXXX

xxxxxx4236

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

17203.13

07/15/2026

6.530%

Manual Underwriting

7.189%

7.125%

$3,865.46

$1,677.48

$139.79

$915.96

$76.33

$1,724.04

$143.67

$0.00

$4,225.25

$22,176.10

N/A

XXXX

$143.67

XXXX

Annually

29.81%

32.23%

Self-Employed

1YR Business P&L

N/A

Yes

0.00%

100.00%

Audited

CPA

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx6343

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

15159.63

07/14/2026

6.530%

Manual Underwriting

6.378%

6.250%

$6,046.88

$13,332.96

$1,111.08

$1,386.96

$115.58

$0.00

$7,273.54

$12,368.83

N/A

XXXX

$0.00

XXXX

49.96%

37.66%

49.96%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

98.75%

60.00%

N/A

Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified

XXXX

xxxxxx7558

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.000%

$1,409.33

$4,956.24

$413.02

$5,100.60

$425.05

$0.00

$2,247.40

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.039

1.036

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx6338

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$2,658.96

$10,587.96

$882.33

$2,433.84

$202.82

$0.00

$3,744.11

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.015

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

Loan ID

Qualifying Credit Score

Third Wage Earner Original FICO Equifax

Third Wage Earner Original FICO Experian

Third Wage Earner Original FICO Transunion

Fourth Wage Earner Original FICO Equifax

Fourth Wage Earner Original FICO Experian

Fourth Wage Earner Original FICO Transunion

Most Recent Co Borrower 2 FICO

Most Recent Co Borrower 3 FICO

Updated Credit Report Flag

Updated Credit Report Date

Updated FICO Method

Primary Wage Earner Updated FICO Equifax

Primary Wage Earner Updated FICO Experian

Primary Wage Earner Updated FICO Transunion

Secondary Wage Earner Updated FICO Equifax

Secondary Wage Earner Updated FICO Experian

Secondary Wage Earner Updated FICO Transunion

Third Wage Earner Updated FICO Equifax

Third Wage Earner Updated FICO Experian

Third Wage Earner Updated FICO Transunion

Fourth Wage Earner Updated FICO Equifax

Fourth Wage Earner Updated FICO Experian

Fourth Wage Earner Updated FICO Transunion

Updated Primary Borrower FICO

Updated Co Borrower FICO

Updated Co Borrower 2 FICO

Updated Co Borrower 3 FICO

Updated Qualifying FICO

Most Recent Bankruptcy Type

Most Recent Bankruptcy Filing Date

Most Recent Bankruptcy Discharge Date

Number of Bankruptcy Events

Months Bankruptcy 7 11

Months Bankruptcy 13

Most Recent Deed in Lieu Date

Number of Deed in Lieu Events

Months Deed in Lieu

Most Recent Short Sale Date

Number of Short Sale Events

Months Short Sale (or Pre FC)

Most Recent Foreclosure Date

Number of Foreclosure Events

Months Foreclosure

Prior Mortgage/Rent Lates 30d in 0-12m

Prior Mortgage/Rent Lates 60d in 0-12m

Prior Mortgage/Rent Lates 90d in 0-12m

Prior Mortgage/Rent Lates 120d+ in 0-12m

Prior Mortgage/Rent Lates 30d in 13-24m

Prior Mortgage/Rent Lates 60d in 13-24m

Prior Mortgage/Rent Lates 90d in 13-24m

Prior Mortgage/Rent Lates 120d+ in 13-24m

Prior Mortgage/Rent Late 30d in 24m

Prior Mortgage/Rent Late 60d in 24m

Prior Mortgage/Rent Late 90d in 24m

Has ACH

Is Equity Shared Loan

Subordinate Lien Type

Subordinate Lien Max Draw Amount (HELOC)

Subordinate Lien 2 Type

Subordinate Lien 2 Max Draw Amount (HELOC)

Subordinate Lien 3 Type

Subordinate Lien 3 Max Draw Amount (HELOC)

Is Shared Appreciation Mortgage

Borrower Originator Citizenship Designation

Borrower Verified Citizenship Designation

Borrower Individual Tax Identification Number (ITIN)?

Borrower Photo Identification Type

Borrower Photo Identification Other Type

Borrower Photo ID State of Issuance

Borrower Photo ID Country of Issuance

Borrower Photo ID Expiration Date

Borrower Passport Country of Origin

Borrower Passport Expiration Date

Borrower Non-US Citizen Identification Document

Borrower Date of Resident Since/Valid Date

Borrower Non-US Document Expiration Date

Co Borrower Originator Citizenship Designation

Co Borrower Verified Citizenship Designation

Co Borrower Individual Tax Identification Number (ITIN)?

Co Borrower Photo Identification Type

Co Borrower Photo Identification Other Type

Co Borrower Photo ID State of Issuance

Co Borrower Photo ID Country of Issuance

Co Borrower Photo ID Expiration Date

Co Borrower Passport Country of Origin

Co Borrower Passport Expiration Date

Co Borrower Non-US Citizen Identification Document

Co Borrower Date of Resident Since/Valid Date

Co Borrower Non-US Document Expiration Date

Co Borrower 2 Originator Citizenship Designation

Co Borrower 2 Verified Citizenship Designation

Co Borrower 2 Individual Tax Identification Number (ITIN)?

Co Borrower 2 Photo Identification Type

Co Borrower 2 Photo Identification Other Type

Co Borrower 2 Photo ID State of Issuance

Co Borrower 2 Photo ID Country of Issuance

Co Borrower 2 Photo ID Expiration Date

Co Borrower 2 Passport Country of Origin

Co Borrower 2 Passport Expiration Date

Co Borrower 2 Non-US Citizen Identification Document

Co Borrower 2 Date of Resident Since/Valid Date

Co Borrower 2 Non-US Document Expiration Date

Co Borrower 3 Originator Citizenship Designation

Co Borrower 3 Verified Citizenship Designation

Co Borrower 3 Individual Tax Identification Number (ITIN)?

Co Borrower 3 Photo Identification Type

Co Borrower 3 Photo Identification Other Type

Co Borrower 3 Photo ID State of Issuance

Co Borrower 3 Photo ID Country of Issuance

Co Borrower 3 Photo ID Expiration Date

Co Borrower 3 Passport Country of Origin

Co Borrower 3 Passport Expiration Date

Co Borrower 3 Non-US Citizen Identification Document

Co Borrower 3 Date of Resident Since/Valid Date

Co Borrower 3 Non-US Document Expiration Date

Property Rights

Leasehold Lease Expiration Date

Buydown Flag

Assumable Mortgage Flag

Foreign National Alternative Credit Documentation

Liquid / Cash Reserves (ASF)

Months Liquid Reserves

Total Assets Available for Reserves

Months Reserves

Blanket Mortgage Flag

Qualifying HCLTV

Condo Warrantability Flag

E-Note Flag

O&E in lieu of Title Insurance

Business Purpose Flag

Borrower Note Executed As

Co Borrower Note Executed As

Co Borrower 2 Note Executed As

Co Borrower 3 Note Executed As

Borrower 1 Trust Name

Borrower 2 Trust Name

Borrower 3 Trust Name

Borrower 4 Trust Name

xxxxxx1719

705

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

28220.68

15.7

28220.68

15.7

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx0134

802

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

72863.88

12.7

72863.88

12.7

84.96

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2421

788

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

24365.38

18.5

24365.38

18.5

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx0931

776

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

394971.25

103.9

69.97

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4838

698

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

187910.92

106.1

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1546

795

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

58486.71

42.3

58486.71

42.3

75.0

Borrower As Individual

N/A

XXXX

xxxxxx9844

792

XXXX

Unknown

US Citizen

N/A

Passport

N/A

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

554936.85

240.0

554936.85

240.0

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx3641

724

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

231405.87

41.8

231405.87

41.8

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx6203

687

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

156767.62

63.5

50.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1617

716

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

7923.00

6.1

7923.00

6.1

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1608

689

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

84523.01

49.1

28.45

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2979

662

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

USA Patriot Act

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

73608.44

8.3

122918.65

13.9

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4075

675

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

143569.23

86.7

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2277

777

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2634456.39

238.8

2634456.39

238.8

75.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx4690

780

XXXX

Unknown

Non Permanent Resident Alien

Permanent Non-US Citizen

N/A

Missing

N/A

XXXX

I-551 Permanent Resident Card

XXXX

US Citizen

N/A

Real ID Driver's License

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

40751.12

40.0

40751.12

40.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx9373

777

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

152983.48

41.3

29707.80

8.0

70.0

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1744

750

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

277538.95

27.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2189

783

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

203968.35

110.7

203968.35

110.7

70.0

Yes

Borrower As Individual

N/A

XXXX

xxxxxx3266

689

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

329331.36

46.6

329331.36

46.6

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1976

751

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1125522.13

285.8

1125522.13

285.8

65.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx0964

703

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

92563.13

46.1

92563.13

46.1

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4417

667

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

257491.88

120.3

65.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2109

708

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

40386.43

12.2

40386.43

12.2

55.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx1808

747

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

3688089.84

726.4

3688089.84

726.4

25.1

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2265

783

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

108157.29

111.8

108157.29

111.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx4634

782

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

34103.93

20.8

34103.93

20.8

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2237

656

XXXX

Unknown

US Citizen

N/A

Passport

N/A

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

89134.16

28.6

48.89

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4283

664

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

248672.40

88.2

248672.40

88.2

75.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2304

732

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

190613.32

78.0

35.09

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1487

808

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

205187.27

134.2

205187.27

134.2

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx5275

812

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8309038.70

823.8

8309038.70

823.8

75.0

Borrower As Individual

N/A

XXXX

xxxxxx2317

668

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

26584.14

15.4

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx8937

662

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1265.70

0.8

148124.60

98.0

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx3427

694

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

7176.91

6.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx3424

694

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

5287.35

5.3

5287.35

5.3

73.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx5058

681

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

370592.02

60.2

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2304

662

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

37968.68

57.3

62.5

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2321

680

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

73688.96

21.2

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4607

775

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

30672.66

16.5

30672.66

16.5

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx9797

772

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

32794.01

16.6

32794.01

16.6

35.7

N/A

Borrower As Individual

N/A

XXXX

xxxxxx3799

763

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

93207.38

106.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2344

750

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

87057.45

87.2

87057.45

87.2

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2326

814

816

824

816

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Passport

N/A

XXXX

N/A

XXXX

US Citizen

N/A

Passport

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

162685.07

26.8

162685.07

26.8

75.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2337

724

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

411530.42

372.4

411530.42

372.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx4292

708

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

227655.60

46.8

227655.60

46.8

75.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx4408

788

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1520033.30

146.2

1520033.30

146.2

78.6

N/A

Borrower As Individual

N/A

XXXX

xxxxxx4889

757

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

3006537.62

414.1

3006537.62

414.1

85.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2697

813

XXXX

Unknown

US Citizen

N/A

Passport

N/A

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

177522.36

139.4

177522.36

139.4

55.36

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2700

813

XXXX

Unknown

US Citizen

N/A

Passport

N/A

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

199919.01

146.6

199919.01

146.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx3123

777

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

252045.47

72.3

252045.47

72.3

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1902

807

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

510162.47

461.9

510162.47

461.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx5422

671

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

119764.11

9.9

119764.11

9.9

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2718

787

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

202472.53

82.3

202472.53

82.3

55.78

Yes

Borrower As Individual

N/A

XXXX

xxxxxx5289

791

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

383559.37

29.3

383559.37

29.3

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx5500

721

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

13979.68

17.2

13979.68

17.2

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx0618

823

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

202281.21

148.1

53.16

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4636

672

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

94349.89

46.4

54.13

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1603

792

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

96202.17

106.2

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2882

693

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

142402.61

97.2

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx0247

676

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

64508.62

83.7

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx3907

666

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

25483.20

10.8

25483.20

10.8

68.64

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx0559

675

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-151 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

.00

0.0

152565.80

102.3

55.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4445

752

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

39911.10

15.4

39911.10

15.4

75.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx4719

707

XXXX

Unknown

Permanent Resident Alien

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6550.68

3.5

6550.68

3.5

72.68

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2707

798

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

443672.61

123.4

33.33

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4846

790

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

43629.37

14.7

43629.37

14.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx8361

752

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

14618.68

12.6

14618.68

12.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2276

695

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

50312.84

23.0

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx5284

817

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

31146.16

29.4

31146.16

29.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2287

666

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

224836.85

112.7

60.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx3206

688

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

77726.75

25.8

77726.75

25.8

79.99

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1521

771

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

504415.39

212.7

513960.46

216.8

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx5081

761

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

20963.73

11.9

20963.73

11.9

80.0

Yes

Borrower As Individual

N/A

XXXX

xxxxxx5154

707

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

31134.02

7.0

31134.02

7.0

80.0

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2313

787

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

45449.12

37.6

45449.12

37.6

80.0

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2540

707

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

14554.19

10.9

14554.19

10.9

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx5193

768

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

227637.91

65.9

227637.91

65.9

77.74

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4025

727

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

42844.62

20.5

42844.62

20.5

58.14

N/A

Borrower As Individual

N/A

XXXX

xxxxxx5026

668

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

22389.91

7.3

22389.91

7.3

52.22

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1370

781

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

956041.66

53.5

956041.66

53.5

62.98

N/A

Borrower As Individual

N/A

XXXX

xxxxxx7643

689

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

112391.66

25.5

33.95

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx8984

729

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

38512.89

8.2

38512.89

8.2

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx8376

692

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

28875.24

22.1

28875.24

22.1

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4330

729

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Driving License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Other

USA Patriot Act ID Card

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

125215.96

21.3

125215.96

21.3

73.28

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx6920

729

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

303606.37

85.1

303606.37

85.1

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx4876

776

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

352426.69

69.2

352426.69

69.2

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx0638

767

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

40222.66

10.0

40222.66

10.0

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx8299

733

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

225261.79

114.7

225261.79

114.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx9719

677

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

87719.78

44.2

134920.49

68.0

61.26

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx7368

800

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

787724.09

71.3

787724.09

71.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx5525

733

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

36150.30

25.1

201274.87

139.8

60.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2072

712

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

133131.13

51.2

133131.13

51.2

70.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx7875

719

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8162.55

7.2

128813.23

113.9

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4735

698

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

31109.64

7.2

31109.64

7.2

53.33

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx8476

789

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11537.89

6.4

11537.89

6.4

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx8953

715

XXXX

Unknown

US Citizen

N/A

Other

Patriot Act Disclosure

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

858378.96

170.1

858378.96

170.1

69.26

N/A

Borrower As Individual

N/A

XXXX

xxxxxx6418

700

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

57685.67

26.6

57685.67

26.6

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx7113

791

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

52364.43

42.8

52364.43

42.8

51.06

N/A

Borrower As Individual

N/A

XXXX

xxxxxx7794

700

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

33951.81

14.5

33951.81

14.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx5678

788

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1153755.52

501.6

1153755.52

501.6

54.36

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx0166

815

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

138855.08

105.8

19.86

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx7835

747

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

110571.57

24.6

78.91

N/A

Borrower As Individual

N/A

XXXX

xxxxxx7645

784

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

80627.13

10.6

80627.13

10.6

85.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx4311

786

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

10419.86

3.1

10419.86

3.1

71.77

N/A

Borrower As Individual

N/A

XXXX

xxxxxx7247

795

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

85497.75

30.2

253524.98

89.5

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx3506

710

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

57023.41

6.1

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx9271

689

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8093.16

6.0

8093.16

6.0

76.11

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx6163

781

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

108405.00

43.1

108405.00

43.1

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx6511

666

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

272642.49

81.1

44.31

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx6517

804

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

50029.77

22.6

50029.77

22.6

76.87

N/A

Borrower As Individual

N/A

XXXX

xxxxxx4236

807

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

69680.07

16.5

69680.07

16.5

75.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx6343

784

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

40315.74

5.5

40315.74

5.5

73.71

N/A

Borrower As Individual

N/A

XXXX

xxxxxx7558

730

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

38568.03

17.2

38568.03

17.2

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx6338

736

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

246580.64

65.9

126685.24

33.8

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

Loan ID

Seller Loan ID

Investor Loan ID

Seller Name

Loan Program

Documentation Type

Executed NOO Docs in File

Lease In Place Flag

Actual In Place Rent

Third Party Market Rent Estimate

Third Party Rent Source

Actual Short Term Rent Amount

Actual Short Term Rent Source

Short Term Rent Number of Months

Short Term Rental Occupancy Factor

Rental Income Used for Property DSCR Calculation

Rental Source for Property DSCR Calculation

DSCR Calculation Based On Short Rental Income Flag

Property DTI

Originator DSCR

TPR DSCR

PITIA

Gross Rental Income Unit 1

Lease End Date Unit 1

Lease Term Unit 1

Gross Rental Income Unit 2

Lease End Date Unit 2

Lease Term Unit 2

Gross Rental Income Unit 3

Lease End Date Unit 3

Lease Term Unit 3

Gross Rental Income Unit 4

Lease End Date Unit 4

Lease Term Unit 4

Gross Rental Income Unit 5

Lease End Date Unit 5

Lease Term Unit 5

Gross Rental Income Unit 6

Lease End Date Unit 6

Lease Term Unit 6

Gross Rental Income Unit 7

Lease End Date Unit 7

Lease Term Unit 7

Gross Rental Income Unit 8+

Rent Loss Insurance

Rent Loss Insurance Amount

Fee Amount

Acquisition Cost

Renovation Cost

Effective Gross Income

Turnover Costs

Repairs and Maintenance

Marketing and Leasing Costs

Utilities

Other Costs

Cap Ex Reserve

Section 8

Blanket Mortgage/Cross Collateral Flag

Number of Years Property Owned

Number of Mortgaged Properties With Lender

Number of Properties Securing Loan

Foreign National Alternative Credit Documentation

Months Reserves

Loan Closed in the name of Business Entity

Vested Business Entity Name

Vested Business Entity Type

Qualifying Primary Borrower Type

Qualifying Primary Borrower First Name

Qualifying Primary Borrower Last Name

Qualifying CoBorrower Type

Qualifying CoBorrower First Name

Qualifying CoBorrower Last Name

Qualifying CoBorrower 2 Type

Qualifying CoBorrower 2 First Name

Qualifying CoBorrower 2 Last Name

Qualifying CoBorrower 3 Type

Qualifying CoBorrower 3 First Name

Qualifying CoBorrower 3 Last Name

Non-Qualifying Guarantor 1 First Name

Non-Qualifying Guarantor 1 Last Name

Non-Qualifying Guarantor 1 Citizenship

Non-Qualifying Guarantor 1 Country Name

Non-Qualifying Guarantor 2 First Name

Non-Qualifying Guarantor 2 Last Name

Non-Qualifying Guarantor 2 Citizenship

Non-Qualifying Guarantor 2 Country Name

Personal Guaranty

Total Number of Guarantors

Personal Guaranty Recourse Level

Business Entity EIN

Primary Appraisal Occupancy

xxxxxx1719

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1850

Appraisal - 1007

N/A

1850

Appraisal - 1007

97.49

1.03

1.026

1803.48

Yes

10820.88

1850

0.2

N/A

15.65

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx2421

XXXX

Debt Service Coverage Ratio

Present

1550

Appraisal - 1007

N/A

1550

Appraisal - 1007

85.18

1.174

1320.34

Yes

7136.04

1550

1.6

N/A

18.45

XXXX

Individual

XXXX

Individual

XXXX

N/A

XXXX

Vacant

xxxxxx0931

XXXX

Debt Service Coverage Ratio

Present

Yes

4000

Appraisal - 1007

N/A

4000

Actual In Place Rent

95.08

1.011

1.052

3803.36

4000

04-30-2027

Yes

22820.1

4000

5.9

N/A

103.85

Yes

XXXX

Limited Liability Corporation (LLC)

Individual

XXXX

Vacant

xxxxxx4838

XXXX

Debt Service Coverage Ratio

Present

Yes

1800

1780

Appraisal - 1007

N/A

1780

Appraisal - 1007

99.55

1.005

1771.93

1800

11-30-2026

Yes

21130

150000

1780

2.0

N/A

106.05

XXXX

Vested Individual

XXXX

Tenant

xxxxxx1617

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1900

Appraisal - 1007

N/A

1900

Appraisal - 1007

67.98

1.471

1291.55

Yes

7749.3

525993

1900

0.1

N/A

6.13

Yes

XXXX

Individual

XXXX

N/A

XXXX

Vacant

xxxxxx2979

XXXX

Debt Service Coverage Ratio

Present

Yes

9500

10200

Appraisal - 1025

N/A

9500

Actual In Place Rent

92.92

1.07

1.076

8827.12

3100

09-30-2026

3300

10-14-2026

3100

08-30-2026

1400000

9500

0.9

N/A

13.93

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Tenant

xxxxxx4075

XXXX

Debt Service Coverage Ratio

Present

Yes

1800

Appraisal - 1007

N/A

1800

Actual In Place Rent

91.98

1.087

1655.73

1800

06-30-2026

Yes

9934.32

1800

2.5

N/A

86.71

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx4690

XXXX

Debt Service Coverage Ratio

Missing

Yes

1450

1500

Appraisal - 1025

N/A

1450

Actual In Place Rent

70.31

1.471

1.422

1019.52

725

12-31-2026

725

06-30-2026

Yes

29615

1450

11.2

N/A

39.97

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx9373

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

3300

Appraisal - 1007

3300

Appraisal - 1007

112.26

0.891

3704.71

Yes

8000

100

3300

1.2

N/A

8.02

XXXX

Vested Individual

XXXX

Owner

xxxxxx1744

XXXX

12 Month Bank Statement

Present

4200

Appraisal - 1007

4200

Appraisal - 1007

241.48

0.0

10142.17

Yes

25200

4200

N/A

27.36

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx2189

XXXX

Debt Service Coverage Ratio

Present

1600

Appraisal - 1007

1600

Appraisal - 1007

115.15

0.88

0.868

1842.34

Yes

9600

270000

1600

N/A

110.71

XXXX

Vested Individual

XXXX

Vacant

xxxxxx0964

XXXX

12 Month Bank Statement

Present

No - Vacant

N/A

0.0

2007.55

Yes

24348

2.4

N/A

46.11

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx4417

XXXX

Debt Service Coverage Ratio

Present

Yes

2700

2400

Appraisal - 1007

N/A

2400

Appraisal - 1007

89.19

1.121

2140.63

2700

07-01-2026

Yes

44100

2400

0.5

N/A

120.29

XXXX

Vested Individual

XXXX

Vacant

xxxxxx2109

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2500

Appraisal - 1007

N/A

2500

Appraisal - 1007

132.84

0.753

3320.91

Yes

76616

2500

0.0

N/A

12.16

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx2265

XXXX

Debt Service Coverage Ratio

Missing

1550

Appraisal - 1007

N/A

1550

Appraisal - 1007

62.43

1.509

1.602

967.7

Yes

18600

1550

0.6

N/A

111.77

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Individual Guarantor

XXXX

Vacant

xxxxxx4634

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2000

Appraisal - 1007

2000

Appraisal - 1007

82.02

0.883

1.219

1640.38

Yes

70000

2000

4.4

N/A

20.79

XXXX

Vested Individual

XXXX

Vacant

xxxxxx2237

XXXX

Debt Service Coverage Ratio

Present

Yes

3350

4500

Appraisal - 1007

N/A

3350

Actual In Place Rent

93.11

1.07

1.074

3119.3

3350

04-30-2027

Yes

19195.8

3350

2.3

N/A

28.58

XXXX

Vested Individual

XXXX

Tenant

xxxxxx1487

XXXX

Debt Service Coverage Ratio

Present

1900

Appraisal - 1025

N/A

1900

Appraisal - 1025

80.45

1.243

1528.59

Yes

22800

95000

1900

14.7

N/A

134.23

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx2317

XXXX

Debt Service Coverage Ratio

Present

Yes

1795

2800

Appraisal - 1025

1795

Actual In Place Rent

96.47

1.036

1.037

1731.63

900

05-31-2026

895

05-31-2026

Yes

12000

1795

0.9

N/A

15.35

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx8937

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1600

1625

Appraisal - 1007

N/A

1600

Actual In Place Rent

94.45

1.059

1511.15

1600

03-31-2026

Yes

37660

50000

1600

1.4

N/A

98.02

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx3427

XXXX

Debt Service Coverage Ratio

Present

Yes

1200

Appraisal - 1007

N/A

1200

Appraisal - 1007

99.22

1.008

1190.67

1200

08-01-2026

Yes

32870

1200

N/A

6.03

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx3424

XXXX

Debt Service Coverage Ratio

Present

Yes

1000

1100

Appraisal - 1007

N/A

1000

Actual In Place Rent

99.13

1.009

991.33

1000

07-01-2026

Yes

26050

1000

3.5

N/A

5.33

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx5058

XXXX

12 Month Bank Statement

Present

Yes

4100

3800

Appraisal - 1007

N/A

3800

Appraisal - 1007

162.14

0.0

6161.14

4100

07-10-2027

3800

5.9

N/A

60.15

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx2304

XXXX

Debt Service Coverage Ratio

Present

Yes

1200

Appraisal - 1007

N/A

1200

Appraisal - 1007

55.22

1.72

1.811

662.65

1200

05-01-2027

Yes

14400

1200

5.1

N/A

57.3

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2321

XXXX

Debt Service Coverage Ratio

Present

Yes

3600

3500

Appraisal - 1007

N/A

3500

Appraisal - 1007

99.42

1.006

3479.86

3600

03-31-2027

Yes

25000

3500

7.3

N/A

21.18

Yes

XXXX

Limited Liability Corporation (LLC)

Individual

XXXX

Individual

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx4607

XXXX

Debt Service Coverage Ratio

Present

Yes

2375

2000

Appraisal - 1007

N/A

2000

Appraisal - 1007

92.72

1.078

1854.43

2375

10-31-2026

Yes

11126.58

2000

17.0

N/A

16.54

XXXX

Vested Individual

XXXX

Tenant

xxxxxx3799

XXXX

Debt Service Coverage Ratio

Present

Yes

1100

1200

Appraisal - 1007

N/A

1100

Actual In Place Rent

79.68

1.255

876.53

1100

07-31-2026

Yes

12838

100000

1100

1.4

N/A

106.34

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2344

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1050

Appraisal - 1007

N/A

1050

Appraisal - 1007

95.07

1.05

1.052

998.25

Yes

21031

1050

1.6

N/A

87.21

Yes

XXXX

Limited Liability Corporation (LLC)

Individual

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx2337

XXXX

Debt Service Coverage Ratio

Present

Yes

1435

1450

Appraisal - 1007

N/A

1435

Actual In Place Rent

77.02

1.23

1.298

1105.21

1435

05-31-2027

Yes

13360

128000

1435

3.2

N/A

372.35

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx2697

XXXX

Debt Service Coverage Ratio

Present

Yes

1290

1740

Appraisal - 1007

N/A

1290

Actual In Place Rent

99.9

1.011

1.001

1288.71

1290

12-31-2026

Yes

15000

1290

5.2

N/A

139.37

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2700

XXXX

Debt Service Coverage Ratio

Present

Yes

1560

1583

Appraisal - 1007

N/A

1560

Actual In Place Rent

87.42

1.144

1363.76

1560

08-01-2026

Yes

18720

1560

5.2

N/A

146.59

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx1902

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1300

Appraisal - 1007

N/A

1300

Appraisal - 1007

84.96

1.178

1.177

1104.5

253500

1300

0.8

N/A

461.89

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx5500

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1350

Appraisal - 1007

N/A

1350

Appraisal - 1007

60.23

1.66

813.1

Yes

50400

1350

0.5

N/A

17.19

XXXX

Vested Individual

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx0618

XXXX

Debt Service Coverage Ratio

Present

Yes

2000

2200

Appraisal - 1007

N/A

2000

Actual In Place Rent

68.3

1.464

1366

2000

07-31-2026

Yes

82800

440000

2000

10.2

N/A

148.08

XXXX

Vested Individual

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx4636

XXXX

Debt Service Coverage Ratio

Present

Yes

2200

2500

Appraisal - 1007

N/A

2200

Actual In Place Rent

92.36

1.083

2031.87

2200

08-01-2026

Yes

38268

2200

8.9

N/A

46.44

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx1603

XXXX

Debt Service Coverage Ratio

Present

Yes

1400

Appraisal - 1007

N/A

1400

Appraisal - 1007

64.73

1.58

1.545

906.28

1400

08-01-2026

Yes

16800

1400

14.5

N/A

106.15

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx2882

XXXX

Debt Service Coverage Ratio

Present

Yes

1820

1850

Appraisal - 1007

N/A

1820

Actual In Place Rent

80.51

1.194

1.242

1465.36

1820

04-20-2027

Yes

21840

60000

1820

0.4

N/A

97.18

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx0247

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1600

Appraisal - 1007

N/A

1600

Appraisal - 1007

48.2

1.996

2.075

771.15

Yes

20000

1600

0.3

N/A

83.65

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx3907

XXXX

Debt Service Coverage Ratio

Present

Yes

2400

2170

Appraisal - 1007

N/A

2170

Appraisal - 1007

109.17

0.916

2368.99

2400

06-30-2027

Yes

25000

170000

2170

1.1

N/A

10.76

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx0559

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2100

Appraisal - 1007

N/A

2100

Appraisal - 1007

71.01

1.408

1491.21

Yes

25200

2100

6.6

N/A

102.31

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx4719

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1900

Appraisal - 1007

N/A

1900

Appraisal - 1007

100.05

1.0

1900.91

Yes

32000

1900

N/A

3.45

XXXX

Vested Individual

XXXX

Vacant

xxxxxx2707

XXXX

Debt Service Coverage Ratio

Present

Yes

4350

Appraisal - 1007

N/A

4350

Actual In Place Rent

82.67

1.21

3596.32

4350

06-12-2026

4350

27.0

N/A

123.37

XXXX

Individual

XXXX

Tenant

xxxxxx4846

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

N/A

3653.33

AirDNA

3653.33

AirDNA

Yes

81.41

1.226

1.228

2974.17

3653.33

5.9

N/A

14.67

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Owner

xxxxxx8361

XXXX

Debt Service Coverage Ratio

Present

Yes

1595

1750

Appraisal - 1007

N/A

1595

Actual In Place Rent

72.88

1.372

1162.38

1595

05-31-2027

Yes

6974.28

20000

1595

1.7

N/A

12.58

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2276

XXXX

Debt Service Coverage Ratio

Present

Yes

2900

2800

Appraisal - 1025

N/A

2800

Appraisal - 1025

78.21

0.0

1.279

2189.88

1400

11-14-2026

1500

12-31-2026

Yes

28800

2800

10.8

N/A

22.98

XXXX

Vested Individual

XXXX

Tenant

xxxxxx5284

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2400

Appraisal - 1025

N/A

2400

Appraisal - 1025

44.09

2.268

1058.25

Yes

6349.56

2400

4.8

N/A

29.43

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2287

XXXX

Debt Service Coverage Ratio

Present

Yes

2200

Appraisal - 1007

N/A

2200

Actual In Place Rent

90.67

1.103

1994.84

2200

08-31-2026

Yes

48600

2200

9.8

N/A

112.71

XXXX

Vested Individual

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx1521

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

N/A

2769.47

Airbnb

2769.47

Airbnb

Yes

85.61

1.38

1.168

2371.02

2769.47

4.2

N/A

216.77

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx5081

XXXX

Debt Service Coverage Ratio

Present

Yes

1900

Appraisal - 1007

N/A

1900

Actual In Place Rent

92.63

1.08

1760.04

1900

08-01-2025

Yes

11400

172000

1900

1.2

N/A

11.91

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx2313

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1350

Appraisal - 1007

N/A

1350

Appraisal - 1007

89.54

1.117

1208.82

4852.92

1350

0.7

N/A

37.6

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx2540

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1350

Appraisal - 1007

N/A

1350

Appraisal - 1007

99.27

1.007

1340.15

8040.84

1350

40.2

N/A

10.86

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx5193

XXXX

Debt Service Coverage Ratio

Present

Yes

3500

Appraisal - 1007

N/A

3500

Appraisal - 1007

98.68

1.013

3453.71

3500

07-31-2026

Yes

30390

3500

0.8

N/A

65.91

XXXX

Vested Individual

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx7643

XXXX

Debt Service Coverage Ratio

Present

Yes

4600

5350

Appraisal - 1007

N/A

4600

Actual In Place Rent

95.67

1.045

4400.88

4600

07-01-2026

Yes

158662

4600

22.0

N/A

25.54

XXXX

Vested Individual

XXXX

Tenant

xxxxxx8984

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

4700

Appraisal - 1007

N/A

4700

Appraisal - 1007

99.55

1.004

4679.01

Yes

84100

4700

5.9

N/A

8.23

XXXX

Vested Individual

XXXX

Owner

xxxxxx8376

XXXX

Debt Service Coverage Ratio

Present

1975

Appraisal - 1025

N/A

1975

Appraisal - 1025

66.12

1.512

1305.93

1975

3.9

N/A

22.11

XXXX

Vested Individual

XXXX

Tenant

xxxxxx4330

XXXX

Debt Service Coverage Ratio

Present

6000

Appraisal - 1007

6000

Appraisal - 1007

97.84

1.007

1.022

5870.25

Yes

75000

6000

20.8

N/A

21.33

XXXX

Vested Individual

XXXX

Vested Individual

XXXX

Owner

xxxxxx4876

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

5600

Appraisal - 1007

5600

Appraisal - 1007

90.99

1.114

1.099

5095.65

Yes

35700

5600

25.8

N/A

69.16

XXXX

Vested Individual

XXXX

Owner

xxxxxx0638

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

3300

Appraisal - 1007

N/A

3300

Appraisal - 1007

121.62

0.822

4013.31

Yes

90000

405000

3300

1.3

N/A

10.02

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx8299

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

2050

Appraisal - 1007

N/A

2050

Appraisal - 1007

95.82

1.044

1964.41

Yes

30711

84400

2050

15.8

N/A

114.67

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Owner

xxxxxx9719

XXXX

Debt Service Coverage Ratio

Present

Yes

2100

Appraisal - 1007

N/A

2100

Actual In Place Rent

94.5

1.058

1984.59

2100

04-30-2027

Yes

48000

155000

2100

1.2

N/A

67.98

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx7368

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

17916.67

Appraisal - 1007

N/A

17916.67

Appraisal - 1007

61.7

1.621

11054.55

Yes

140000

17916.67

0.9

N/A

71.26

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx5525

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1650

Appraisal - 1007

1650

Appraisal - 1007

87.24

1.146

1439.44

Yes

35310

1650

3.8

N/A

139.83

XXXX

Vested Individual

XXXX

Vacant

xxxxxx7875

XXXX

Debt Service Coverage Ratio

Present

Yes

1200

1500

Appraisal - 1007

N/A

1200

Actual In Place Rent

94.23

1.061

1130.76

1200

12-01-2028

Yes

58600

74700

1200

0.5

N/A

113.92

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx4735

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

3450

Appraisal - 1007

N/A

3450

Appraisal - 1007

124.64

0.802

4300.18

Yes

40000

3450

5.3

N/A

7.23

XXXX

Vested Individual

XXXX

Vested Individual

XXXX

Owner

xxxxxx8476

XXXX

Debt Service Coverage Ratio

Present

1800

Appraisal - 1007

1800

Appraisal - 1007

99.84

1.002

1797.08

Yes

30400

1800

0.2

N/A

6.42

XXXX

Vested Individual

XXXX

Vacant

xxxxxx6418

XXXX

Debt Service Coverage Ratio

Present

2300

Appraisal - 1007

2300

Appraisal - 1007

94.47

1.059

2172.84

375000

2300

2.2

N/A

26.55

XXXX

Vested Individual

XXXX

N/A

XXXX

Owner

xxxxxx7794

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2500

Appraisal - 1007

2500

Appraisal - 1007

93.9

1.069

1.065

2347.56

Yes

30000

2500

3.2

N/A

14.46

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx5678

XXXX

Debt Service Coverage Ratio

Present

3000

Appraisal - 1025

N/A

3000

Appraisal - 1025

76.67

1.304

2300.06

Yes

72500

3000

1.2

N/A

501.62

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Owner

xxxxxx0166

XXXX

Debt Service Coverage Ratio

Present

Yes

2475

3370

Appraisal - 1007

N/A

2475

Actual In Place Rent

53.02

1.886

1312.15

2475

08-01-2026

Yes

41600

2475

4.3

N/A

105.82

XXXX

Individual

XXXX

N/A

XXXX

Tenant

xxxxxx7247

XXXX

Debt Service Coverage Ratio

Present

Yes

2450

4400

Appraisal - 1025

N/A

4400

Appraisal - 1025

64.38

1.594

1.553

2832.5

2450

04-30-2027

09-01-2026

Yes

56250

255000

4400

0.5

N/A

89.51

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx9271

XXXX

Debt Service Coverage Ratio

Present

Yes

1500

Appraisal - 1007

N/A

1500

Actual In Place Rent

89.57

1.116

1343.53

1500

04-28-2027

1500

0.9

N/A

6.02

XXXX

Vested Individual

XXXX

Tenant

xxxxxx6511

XXXX

Debt Service Coverage Ratio

Present

Yes

6450

Appraisal - 1025

N/A

6450

Actual In Place Rent

52.15

1.917

3363.86

2300

05-31-2027

2500

05-31-2027

1650

05-31-2027

6450

27.7

N/A

81.05

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx7558

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2335

Appraisal - 1007

N/A

2335

Appraisal - 1007

96.25

1.036

1.039

2247.4

2335

10.3

N/A

17.16

XXXX

Vested Individual

XXXX

Vacant

xxxxxx6338

XXXX

Debt Service Coverage Ratio

Present

3800

Appraisal - 1025

N/A

3800

Appraisal - 1025

98.53

1.015

3744.11

Yes

36000

3800

2.0

N/A

33.84

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

Loan ID	Seller Loan ID	Investor Loan ID	Transaction ID	Field Name	Source	Verified Value	Bid Tape Value	Comment
xxxxxx1719			XXXX	Loan Type	the1008Page	XXXX	XXXX	XXXX
xxxxxx1719			XXXX	Qualifying FICO	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx1719			XXXX	Final Qualifying Property Value	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1719			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0134			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx0134			XXXX	Qualifying Total Debt Income Ratio	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0134			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx2421			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx2421			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx0931			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx0931			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4838			XXXX	Balloon Flag	notePage	XXXX	XXXX	XXXX
xxxxxx4838			XXXX	Prepayment Penalty Flag	notePage	XXXX	XXXX	XXXX
xxxxxx1546			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx1546			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx9844			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx9844			XXXX	Qualifying Total Debt Income Ratio	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx3641			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx6203			XXXX	Borrower 1 Self-Employment Flag	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx6203			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx6203			XXXX	Interest Rate	notePage	XXXX	XXXX	XXXX
xxxxxx6203			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx6203			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1617			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx1617			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx2979			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx2979			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4075			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx2277			XXXX	Property Zip Code	notePage	XXXX	XXXX	XXXX
xxxxxx2277			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx4690			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx4690			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx4690			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx9373			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx9373			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1744			XXXX	Qualifying FICO	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx1744			XXXX	Borrower 1 Self-Employment Flag	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2189			XXXX	Loan Type	the1008Page	XXXX	XXXX	XXXX
xxxxxx2189			XXXX	Property Address	notePage	XXXX	XXXX	XXXX
xxxxxx2189			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1976			XXXX	Qualifying FICO	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx1976			XXXX	Borrower 1 Self-Employment Flag	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1976			XXXX	Interest Rate	notePage	XXXX	XXXX	XXXX
xxxxxx1976			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1976			XXXX	Loan Program	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx0964			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx0964			XXXX	Qualifying Total Debt Income Ratio	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4417			XXXX	Borrower 1 Total Income	the1008Page	XXXX	XXXX	XXXX
xxxxxx4417			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx2109			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx1808			XXXX	Initial Monthly P&I Or IO Payment	notePage	XXXX	XXXX	XXXX
xxxxxx1808			XXXX	Amortization Term	notePage	XXXX	XXXX	XXXX
xxxxxx2265			XXXX	Sales Price	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx2265			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx2265			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2265			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx4634			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx4634			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4634			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx2237			XXXX	Loan Type	the1008Page	XXXX	XXXX	XXXX
xxxxxx2237			XXXX	Qualifying LTV	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx2237			XXXX	Qualifying CLTV	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx2237			XXXX	Amortization Term	notePage	XXXX	XXXX	XXXX
xxxxxx2237			XXXX	Initial Monthly P&I Or IO Payment	notePage	XXXX	XXXX	XXXX
xxxxxx2237			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2304			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx2304			XXXX	Qualifying Total Debt Income Ratio	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2304			XXXX	Qualifying Housing Debt Income Ratio	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1487			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx1487			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx1487			XXXX	Prepayment Penalty Type	notePage	XXXX	XXXX	XXXX
xxxxxx1487			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1487			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2317			XXXX	Loan Type	the1008Page	XXXX	XXXX	XXXX
xxxxxx2317			XXXX	Borrower 1 Last Name	notePage	XXXX	XXXX	XXXX
xxxxxx2317			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx8937			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx8937			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx3427			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx3424			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx5058			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx5058			XXXX	Qualifying Housing Debt Income Ratio	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5058			XXXX	Qualifying Total Debt Income Ratio	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5058			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx2304			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2321			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx9797			XXXX	Borrower 1 Self-Employment Flag	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx9797			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx3799			XXXX	Borrower 1 Total Income	the1008Page	XXXX	XXXX	XXXX
xxxxxx3799			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx3799			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx2344			XXXX	Loan Type	the1008Page	XXXX	XXXX	XXXX
xxxxxx2344			XXXX	Final Qualifying Property Value	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx2344			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2326			XXXX	Qualifying FICO	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx2326			XXXX	Amortization Term	notePage	XXXX	XXXX	XXXX
xxxxxx2326			XXXX	Initial Monthly P&I Or IO Payment	notePage	XXXX	XXXX	XXXX
xxxxxx2337			XXXX	Prepayment Penalty Flag	notePage	XXXX	XXXX	XXXX
xxxxxx2337			XXXX	Prepayment Penalty Total Term	notePage	XXXX	XXXX	XXXX
xxxxxx4292			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx4292			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx4292			XXXX	Loan Program	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx4292			XXXX	Qualifying Total Debt Income Ratio	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4408			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx4889			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx4889			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx4889			XXXX	Loan Program	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx2697			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx2697			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2700			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx1902			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1902			XXXX	Prepayment Penalty Type	notePage	XXXX	XXXX	XXXX
xxxxxx1902			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx1902			XXXX	Interest Rate	notePage	XXXX	XXXX	XXXX
xxxxxx1902			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1902			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2718			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx5289			XXXX	Borrower 1 Total Income	the1008Page	XXXX	XXXX	XXXX
xxxxxx5289			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx5289			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx5289			XXXX	Qualifying Total Debt Income Ratio	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5500			XXXX	Origination BK Flag	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx5500			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx5500			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5500			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx0618			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx0618			XXXX	Prepayment Penalty Type	notePage	XXXX	XXXX	XXXX
xxxxxx0618			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx0618			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0618			XXXX	Loan Program	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx0618			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx4636			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1603			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx2882			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2882			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx0247			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0247			XXXX	Interest Rate	notePage	XXXX	XXXX	XXXX
xxxxxx3907			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx3907			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx0559			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0559			XXXX	Qualifying FICO	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx4445			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx4445			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx4445			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx4445			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4445			XXXX	Prepayment Penalty Total Term	notePage	XXXX	XXXX	XXXX
xxxxxx4719			XXXX	Prepayment Penalty Flag	notePage	XXXX	XXXX	XXXX
xxxxxx4719			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx4719			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx2707			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx2707			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2707			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2707			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx4846			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx4846			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx4846			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4846			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4846			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx8361			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx8361			XXXX	Loan Type	the1008Page	XXXX	XXXX	XXXX
xxxxxx2276			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2276			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx5284			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx5284			XXXX	Property Address	notePage	XXXX	XXXX	XXXX
xxxxxx2287			XXXX	Qualifying FICO	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx2287			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2287			XXXX	Mortgage Origination Channel	disclosuresPage	XXXX	XXXX	XXXX
xxxxxx3206			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1521			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx1521			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1521			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx5154			XXXX	Loan Type	the1008Page	XXXX	XXXX	XXXX
xxxxxx2313			XXXX	Final Qualifying Property Value	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx2313			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2313			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx2540			XXXX	Application Date	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx2540			XXXX	Borrower 1 Total Income	the1008Page	XXXX	XXXX	XXXX
xxxxxx5193			XXXX	Qualifying Total Reserves Number of Months	assetPage	XXXX	XXXX	XXXX
xxxxxx5193			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5193			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx4025			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx4025			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4025			XXXX	Qualifying Total Debt Income Ratio	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5026			XXXX	Interest Rate	notePage	XXXX	XXXX	XXXX
xxxxxx1370			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx1370			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1370			XXXX	Loan Program	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx1370			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx7643			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx7643			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx7643			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx7643			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx7643			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx8376			XXXX	Interest Rate	notePage	XXXX	XXXX	XXXX
xxxxxx8376			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx8376			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx8376			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx4330			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx4330			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4330			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx6920			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx4876			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx4876			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx4876			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx0638			XXXX	Prepayment Penalty Type	notePage	XXXX	XXXX	XXXX
xxxxxx0638			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx0638			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0638			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0638			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx8299			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx8299			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx7368			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx7368			XXXX	Prepayment Penalty Type	notePage	XXXX	XXXX	XXXX
xxxxxx7368			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx7368			XXXX	Interest Rate	notePage	XXXX	XXXX	XXXX
xxxxxx7368			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx7368			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx7368			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx7368			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx5525			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx5525			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx5525			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5525			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5525			XXXX	Prepayment Penalty Flag	notePage	XXXX	XXXX	XXXX
xxxxxx2072			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2072			XXXX	Loan Program	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx2072			XXXX	Qualifying Total Debt Income Ratio	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2072			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx4735			XXXX	Interest Rate	notePage	XXXX	XXXX	XXXX
xxxxxx4735			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4735			XXXX	Interest Rate	notePage	XXXX	XXXX	XXXX
xxxxxx8476			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx8476			XXXX	Loan Program	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx8476			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx8476			XXXX	Borrower 1 Self-Employment Flag	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx8953			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx8953			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx6418			XXXX	Prepayment Penalty Type	notePage	XXXX	XXXX	XXXX
xxxxxx6418			XXXX	Prepayment Penalty Flag	notePage	XXXX	XXXX	XXXX
xxxxxx6418			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx6418			XXXX	Loan Program	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx6418			XXXX	B1 Verified Citizenship Designation	fraudReportPage	XXXX	XXXX	XXXX
xxxxxx6418			XXXX	Qualifying FICO	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx7113			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx7113			XXXX	Loan Program	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx7113			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx7794			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5678			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx0166			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx0166			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx0166			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx7835			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx7835			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx7645			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx7645			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx7645			XXXX	Borrower 1 First Name	notePage	XXXX	XXXX	XXXX
xxxxxx4311			XXXX	Interest Rate	notePage	XXXX	XXXX	XXXX
xxxxxx4311			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx4311			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx4311			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx7247			XXXX	Prepayment Penalty Type	notePage	XXXX	XXXX	XXXX
xxxxxx7247			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx7247			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx3506			XXXX	Interest Rate	notePage	XXXX	XXXX	XXXX
xxxxxx3506			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx3506			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx3506			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx3506			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx9271			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx9271			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx9271			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx6163			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx6511			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx6511			XXXX	Qualifying FICO	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx6517			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx6517			XXXX	Loan Program	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx6517			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx4236			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx4236			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4236			XXXX	Qualifying Total Debt Income Ratio	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4236			XXXX	Note Date	notePage	XXXX	XXXX	XXXX
xxxxxx6343			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx6343			XXXX	Interest Rate	notePage	XXXX	XXXX	XXXX
xxxxxx7558			XXXX	Qualifying Total Housing Expense PITIA	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx7558			XXXX	Escrow Indicator	hudClosingDetailPage	XXXX	XXXX	XXXX
xxxxxx7558			XXXX	Property Type	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx6338			XXXX	Borrower 1 Self-Employment Flag	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx6338			XXXX	Verified Doc Type	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx6338			XXXX	Calculated DSCR	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx6338