Date of Report (Date of earliest event reported)

(Exact name of registrant as specified in its charter)

(State or other jurisdiction

of incorporation)

(Commission File Number)

(IRS Employer

Identification No.)

501 Knowles Avenue, Southampton, Pennsylvania

(Address of principal executive offices)

(Zip Code)

Registrant's telephone number, including area code

(215) 364-4059

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):

☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Title of each class

Trading symbol(s)

Name of each exchange on which registered

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   ☐

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

On September 9, 2026, the Board of Directors (the “Board”) of Quaint Oak Bancorp, Inc. (the “Company”) appointed Mr. Ray S. Greenberg, CFP, to serve as a director of the Company effective September 9, 2026.  Mr. Greenberg’s initial term will expire at the Company’s 2029 annual meeting of shareholders. Mr. Greenberg has served on the Board of Directors (the “Bank Board”) of Quaint Oak Bank (the “Bank”), the Company’s wholly owned subsidiary since 2016.

 

Mr. Greenberg previously served as an Advisory Board Member of the Company from May 2017 to September 2026. Mr. Greenberg is the owner of Financial Expertise, a sole proprietorship based in Feasterville, Pennsylvania, where he provides financial planning and related services to individuals and small business owners. He has held the Certified Financial Planner designation since 1990 and brings decades of experience in financial services. Mr. Greenberg contributes financial expertise and governance oversight through his service on various committees. He has also been active in local business and community organizations, including leadership roles with the Feasterville and Southampton business associations.

 

Effective September 9, 2026, Mr. Greenberg was appointed to the Company’s Audit Committee. Mr. Greenberg currently serves on the Bank Board’s Directors’ Compliance Oversight Committee, Loan Committee and Pandemic Committee and serves as Chair of each of such committees.

 

There are no arrangements or understandings between Mr. Greenberg and any other person pursuant to which he was selected as a director of the Company.

 

There are no family relationships between Mr. Greenberg and any director or executive officer of the Company or the Bank that are required to be disclosed pursuant to Item 401(d) of Regulation S‑K.

 

Mr. Greenberg is not a party to any transaction, and there are no currently proposed transactions, requiring disclosure under Item 404(a) of Regulation S‑K.

(e)

Not applicable.

(f)

Not applicable.

  (a)

Not applicable.

  (b)

Not applicable.

  (c)

Not applicable.

  (d)

Exhibits

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

Date: September 9, 2026

By:

 

Robert T. Strong

 

Chief Executive Officer