EXHIBIT 10.2D

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EXECUTION

for and on behalf of the Bank

Signed by: /s/ Mauli Nanavati

Name: Mauli Nanavati

Title: Authorized Signatory

for and on behalf of the Obligor

Signed by: /s/ Nadeem Arshad Elahi

Name: Nadeem Arshad Elahi

Title: Authorized Signatory

Signed by: /s/ Syed Mohammad Adnan

Name: Syed Mohammad Adnan

Title: Authorized Signatory