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LONG-TERM BUSINESS LOAN
9 Months Ended
Jul. 31, 2026
Debt Disclosure [Abstract]  
LONG-TERM BUSINESS LOAN

NOTE 13 – LONG-TERM BUSINESS LOAN

 

The Company has a $70,000 long-term business loan bearing interest at a rate of 15% per annum following an initial three-month interest-free period.

 

In November 2025, the loan agreement was amended to defer the first annual interest payment until November 13, 2026, with interest continuing to accrue during the deferral period.

 

As of July 31, 2026, the outstanding principal balance was $70,000, and accrued interest payable was $15,750.