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  <xsd:element abstract="true" id="cbkm_statement-statement-note-3-loans-and-allowance-for-credit-losses-nonaccrual-loans-details" name="statement-statement-note-3-loans-and-allowance-for-credit-losses-nonaccrual-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-3-loans-and-allowance-for-credit-losses-nonaccrual-loans-detailsB56F0CCB-47C9-4B2F-8DEE-7200EAD891D6" name="statement-statement-note-3-loans-and-allowance-for-credit-losses-nonaccrual-loans-detailsB56F0CCB-47C9-4B2F-8DEE-7200EAD891D6" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-3-loans-and-allowance-for-credit-losses-recorded-investment-by-risk-category-details" name="statement-statement-note-3-loans-and-allowance-for-credit-losses-recorded-investment-by-risk-category-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-3-loans-and-allowance-for-credit-losses-recorded-investment-by-risk-category-details0B5DDBB0-EFA9-4CDB-8694-1D125152CEFA" name="statement-statement-note-3-loans-and-allowance-for-credit-losses-recorded-investment-by-risk-category-details0B5DDBB0-EFA9-4CDB-8694-1D125152CEFA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-3-loans-and-allowance-for-credit-losses-recorded-investment-by-risk-category-details51FCA1A2-8DB0-4904-8A1F-B8F6E3BDEEA4" name="statement-statement-note-3-loans-and-allowance-for-credit-losses-recorded-investment-by-risk-category-details51FCA1A2-8DB0-4904-8A1F-B8F6E3BDEEA4" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-3-loans-and-allowance-for-credit-losses-recorded-investment-by-risk-category-detailsAE7B0020-57B4-4922-9505-774A1575B195" name="statement-statement-note-3-loans-and-allowance-for-credit-losses-recorded-investment-by-risk-category-detailsAE7B0020-57B4-4922-9505-774A1575B195" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-3-loans-and-allowance-for-credit-losses-recorded-investment-by-risk-category-detailsF07E7242-F755-4448-92C6-702A6A0E3F5D" name="statement-statement-note-3-loans-and-allowance-for-credit-losses-recorded-investment-by-risk-category-detailsF07E7242-F755-4448-92C6-702A6A0E3F5D" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-3-loans-and-allowance-for-credit-losses-tables" name="statement-statement-note-3-loans-and-allowance-for-credit-losses-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-4-premises-and-equipment-major-classifications-of-premises-and-equipment-details" name="statement-statement-note-4-premises-and-equipment-major-classifications-of-premises-and-equipment-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-4-premises-and-equipment-maturities-of-lease-liabilities-details" name="statement-statement-note-4-premises-and-equipment-maturities-of-lease-liabilities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-4-premises-and-equipment-tables" name="statement-statement-note-4-premises-and-equipment-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-5-goodwill-and-acquired-intangible-assets-goodwill-and-intangible-assets-details" name="statement-statement-note-5-goodwill-and-acquired-intangible-assets-goodwill-and-intangible-assets-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-5-goodwill-and-acquired-intangible-assets-tables" name="statement-statement-note-5-goodwill-and-acquired-intangible-assets-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-6-deposits-interestbearing-deposits-details" name="statement-statement-note-6-deposits-interestbearing-deposits-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-6-deposits-maturities-of-time-deposits-details" name="statement-statement-note-6-deposits-maturities-of-time-deposits-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-6-deposits-tables" name="statement-statement-note-6-deposits-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-7-shortterm-borrowings-schedule-of-repurchase-agreements-details" name="statement-statement-note-7-shortterm-borrowings-schedule-of-repurchase-agreements-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-7-shortterm-borrowings-summary-of-shortterm-borrowings-details" name="statement-statement-note-7-shortterm-borrowings-summary-of-shortterm-borrowings-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-7-shortterm-borrowings-tables" name="statement-statement-note-7-shortterm-borrowings-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-8-federal-home-loan-bank-advances-summary-of-federal-home-loan-bank-fhlb-advances-details" name="statement-statement-note-8-federal-home-loan-bank-advances-summary-of-federal-home-loan-bank-fhlb-advances-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-8-federal-home-loan-bank-advances-summary-of-the-scheduled-principal-payments-details" name="statement-statement-note-8-federal-home-loan-bank-advances-summary-of-the-scheduled-principal-payments-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-8-federal-home-loan-bank-advances-tables" name="statement-statement-note-8-federal-home-loan-bank-advances-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-9-employee-benefit-plans-summary-of-the-restricted-stock-awards-details" name="statement-statement-note-9-employee-benefit-plans-summary-of-the-restricted-stock-awards-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-note-9-employee-benefit-plans-tables" name="statement-statement-note-9-employee-benefit-plans-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="cbkm_statement-statement-significant-accounting-policies-policies" name="statement-statement-significant-accounting-policies-policies" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
</xsd:schema>
