Note 10 - Income Taxes (Tables)

12 Months Ended

Jun. 30, 2026

Notes Tables

Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]

Federal Tax Provision		2026				2025
Current		$	2,161			$	2,115
Deferred			(148	)			(458	)
Total tax provision from continuing operations*		$	2,013			$	1,657

Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]

		2026								2025
		Amount				% of Pretax Income				Amount				% of Pretax Income
U.S. Federal statutory tax rate		$	2,767				21.0	%		$	2,168				21.0	%
State and local income taxes, net of federal income tax effect (1)			—				—				—				—
Tax Credits
Affordable housing tax credit (2)			(184	)			(1.40	)			(118	)			(1.14	)
Other			(17	)			(0.13	)			(16	)			(0.15	)
Nontaxable or Nondeductible Items
Tax-exempt income, net of TEFRA			(459	)			(3.48	)			(308	)			(2.98	)
Cash surrender value income			(100	)			(0.76	)			(82	)			(0.79	)
Other			6				0.05				13				0.13
Total		$	2,013				15.28	%		$	1,657				16.07	%

Schedule of Deferred Tax Assets and Liabilities [Table Text Block]

		2026				2025
Deferred tax assets:
Allowance for credit losses		$	2,069			$	1,859
Deferred compensation			1,225				1,160
Limited partnership interests			594				503
Deferred income			102				116
Non-accrual loan interest income			19				19
Net unrealized securities loss			4,747				5,995
Other			—				25
Gross deferred tax asset			8,756				9,677

Deferred tax liabilities:
Depreciation			(832	)			(771	)
Loan fees			(735	)			(711	)
FHLB stock dividends			(102	)			(102	)
Prepaid expenses			(252	)			(205	)
Intangible assets			(373	)			(330	)
Other			(4	)			—
Gross deferred tax liabilities			(2,298	)			(2,119	)
Net deferred tax asset		$	6,458			$	7,558