v3.26.1
Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Interest and dividend income:    
Loans, including fees $ 50,512 $ 43,813
Securities, taxable 6,502 6,719
Securities, tax-exempt 2,041 1,792
Equity securities 17 33
Federal bank and other restricted stocks 157 164
Federal funds sold and interest-bearing deposits 199 528
Total interest and dividend income 59,428 53,049
Interest expense:    
Deposits 19,119 18,367
Short-term borrowings 366 462
Federal Home Loan Bank advances 164 113
Total interest expense 19,649 18,942
Net interest income 39,779 34,107
Provision for credit losses on loans 990 1,137
Provision for credit losses on unfunded commitments 205 10
Net interest income after provision for credit losses 38,584 32,960
Noninterest income:    
Noninterest income (in scope of Topic 606) 4,913 4,617
Bank owned life insurance income 477 391
Mortgage banking activity 521 400
Securities losses, net (8) 0
Other 633 439
Total noninterest income 6,061 5,450
Noninterest expenses:    
Salaries and employee benefits 17,882 15,591
Occupancy and equipment 4,296 3,715
Data processing expenses 937 858
Debit card processing expenses 1,536 1,409
Professional and director fees 1,203 1,290
Federal Deposit Insurance Corporation assessments 831 772
Financial institutions tax 618 507
Marketing and advertising 900 821
Loan and collection expenses 215 209
Telephone and communications 340 324
Amortization of intangible 57 56
Other 2,653 2,534
Total noninterest expenses 31,468 28,086
Income before income taxes 13,177 10,324
Income tax expense [1] 2,013 1,657
Net income $ 11,164 $ 8,667
Basic and diluted earnings per share (in dollars per share) $ 3.55 $ 2.77
Deposit Account [Member]    
Noninterest income:    
Noninterest income (in scope of Topic 606) $ 1,754 $ 1,745
Debit Card [Member]    
Noninterest income:    
Noninterest income (in scope of Topic 606) $ 2,684 $ 2,475
[1] The Company does not have pretax income from continuing foreign operations or foreign tax expense.