| Condensed Financial Information of Parent Company Only Disclosure [Text Block] |
NOTE 16—PARENT COMPANY FINANCIAL STATEMENTS
The condensed financial information of Consumers Bancorp. Inc. (parent company only) follows:
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June 30,
2026
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June 30,
2025
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| Condensed Balance Sheets |
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Assets:
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Cash
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$ |
161 |
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|
$ |
299 |
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Equity securities, at fair value
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— |
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|
392 |
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Other assets
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|
86 |
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|
20 |
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Investment in subsidiary
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|
89,942 |
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|
75,643 |
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Total assets
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|
$ |
90,189 |
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$ |
76,354 |
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Liabilities and Shareholders’ Equity:
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Short-term borrowings
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$ |
225 |
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$ |
— |
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Other liabilities
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|
79 |
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|
83 |
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Total liabilities
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$ |
304 |
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$ |
83 |
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Shareholders’ equity
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|
89,885 |
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|
76,271 |
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Total liabilities & shareholders’ equity
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$ |
90,189 |
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$ |
76,354 |
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Year Ended
June 30, 2026
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Year Ended
June 30, 2025
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| Condensed Statements of Income and Comprehensive Income |
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Cash dividends from Bank subsidiary
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$ |
1,800 |
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$ |
2,400 |
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Dividend income
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17 |
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|
33 |
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Net change in market value of equity securities
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8 |
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|
11 |
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Interest expense
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(12 |
) |
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— |
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Other expenses
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(319 |
) |
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(364 |
) |
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Income before income taxes and equity in undistributed net income of subsidiary
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1,494 |
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|
2,080 |
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Income tax benefit
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(66 |
)
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(71 |
)
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Income before equity in undistributed net income of Bank subsidiary
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|
1,560 |
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|
2,151 |
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Equity in undistributed net income of subsidiary
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|
9,604 |
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|
6,516 |
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Net income
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$ |
11,164 |
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$ |
8,667 |
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Comprehensive income
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$ |
15,859 |
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$ |
14,445 |
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Year Ended
June 30, 2026
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Year Ended
June 30, 2025
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| Condensed Statements of Cash Flows |
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Cash flows from operating activities:
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Net income
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$ |
11,164 |
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$ |
8,667 |
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Equity in undistributed net income of Bank subsidiary
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|
(9,604 |
)
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(6,516 |
)
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Net change in market value of equity securities
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(8 |
) |
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(11 |
) |
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Change in other assets and liabilities
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(70 |
) |
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(11 |
) |
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Net cash flows from operating activities
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1,482 |
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|
2,129 |
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Cash flows from investing activities:
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Redemption of equity securities
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|
400 |
|
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|
— |
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Cash flows from financing activities:
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Dividends paid
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(2,644 |
) |
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(2,383 |
) |
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Issuance of stock-based incentive plan shares
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|
313 |
|
|
|
212 |
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Net change in short-term borrowings
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|
225 |
|
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|
— |
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Proceeds from dividend reinvestment and stock purchase plan
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|
— |
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|
147 |
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Issuance of treasury stock for stock awards
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|
86 |
|
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|
165 |
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Net cash flows from financing activities
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|
(2,020 |
) |
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(1,859 |
) |
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Change in cash and cash equivalents
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|
(138 |
) |
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|
270 |
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Beginning cash and cash equivalents
|
|
|
299 |
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|
29 |
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Ending cash and cash equivalents
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$ |
161 |
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$ |
299 |
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