Finance Receivables, Net - Summary of Financing Receivables Analysis (Details) - USD ($) |
3 Months Ended | |
|---|---|---|
Jul. 31, 2026 |
Jul. 31, 2025 |
|
| Receivables [Abstract] | ||
| Average total collected per active customer per month | $ 594 | $ 585 |
| Principal collected as a percent of average finance receivables | 8.30% | 7.90% |
| Average down-payment percentage | 5.40% | 4.90% |
| Average originating contract term (in months) | 47 months | 44 months 27 days |
| Portfolio weighted average contract term, including modifications (in months) (Month) | 49 months 9 days | 48 months 9 days |