Finance Receivables, Net - Summary of Components of Finance Receivables (Details) - USD ($) $ in Thousands	Jul. 31, 2026	Apr. 30, 2026	Jul. 31, 2025	Apr. 30, 2025
Receivables [Abstract]
Gross contract amount	$ 1,519,915	$ 1,821,480
Less unearned finance charges	(328,965)	(408,421)
Principal balance	1,190,950	1,413,059	$ 1,515,681
Less: estimated insurance receivables for accident protection plan claims	(2,147)	(2,149)
Less: allowance for accident protection plan claims	(2,495)	(2,420)
Less allowance for credit losses	(276,952)	(329,901)	(326,070)	$ (323,100)
Finance receivables, net	909,356	1,078,589	$ 1,182,789	$ 1,180,010
Loan origination costs	441	578
Finance receivables, net, including loan origination costs	$ 909,797	$ 1,079,167

The principal balance of finance receivables after deducting unearned finance charges from gross contract amount.

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- Definition

Amortized cost, after allowance for credit loss, before loan origination cost, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.

+ References

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- Definition

Amount of insurance receivables for APP claims on financing receivables.

+ References

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Amount of allowance for APP claims on financing receivables.

+ References

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- Definition

Amount of unearned discount, finance charge, and interest included in face amount of receivable. Excludes cash or quantity discount or both.

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Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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Amortized cost, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.

+ References

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Amount of unamortized loan commitment, origination, and other costs (fees) on financing receivable recognized as adjustment to yield. Excludes financing receivable covered under loss sharing agreement.

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Amortized cost, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.

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