MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUST 2026-NQM9 ABS-15G

Exhibit 99.5 - Schedule 3

 

MSID Loan ID Seller Loan ID Original Loan Amount Initial Credit Loan Grades DBRS Initial Credit Loan Grades Fitch Initial Credit Loan Grades Kroll Initial Credit Loan Grades Moody's Initial Credit Loan Grades S&P Initial Compliance Loan Grades DBRS Initial Compliance Loan Grades Fitch Initial Compliance Loan Grades Kroll Initial Compliance Loan Grades Moody's Initial Compliance Loan Grades S&P Initial Property Loan Grades DBRS Initial Property Loan Grades Fitch Initial Property Loan Grades Kroll Initial Property Loan Grades Moody's Initial Property Loan Grades S&P Initial Overall Loan Grades DBRS Initial Overall Loan Grades Fitch Initial Overall Loan Grades Kroll Initial Overall Loan Grades Moody's Initial Overall Loan Grades S&P Final Credit Loan Grades DBRS Final Credit Loan Grades Fitch Final Credit Loan Grades Kroll Final Credit Loan Grades Moody's Final Credit Loan Grades S&P Final Compliance Loan Grades DBRS Final Compliance Loan Grades Fitch Final Compliance Loan Grades Kroll Final Compliance Loan Grades Moody's Final Compliance Loan Grades S&P Final Property Loan Grades DBRS Final Property Loan Grades Fitch Final Property Loan Grades Kroll Final Property Loan Grades Moody's Final Property Loan Grades S&P Final Overall Loan Grades DBRS Final Overall Loan Grades Fitch Final Overall Loan Grades Kroll Final Overall Loan Grades Moody's Final Overall Loan Grades S&P
9986721 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
9986752 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
9986779 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
9986788 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
9986791 XXXXX   $XXXXXX D D D D D B B B B B A A A A A D D D D D A A A A A B B B B B A A A A A B B B B B
10084938 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10110080 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10162640 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10162635 XXXXX   $XXXXXX B B B B B A A A A A A A A A A B B B B B B B B B B A A A A A A A A A A B B B B B
10162639 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10162649 XXXXX   $XXXXXX A A A A A B B B B B B B B B B B B B B B A A A A A B B B B B B B B B B B B B B B
10162638 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10162645 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10162633 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
10162637 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10162634 XXXXX   $XXXXXX D D D D D B B B B B A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
10162646 XXXXX   $XXXXXX D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10162648 XXXXX   $XXXXXX D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10162647 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10162650 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10162642 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
10162652 XXXXX   $XXXXXX D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A A A A A A A A A A A
10162653 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
10161294 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10162651 XXXXX   $XXXXXX A A A A A A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
10161155 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10161161 XXXXX   $XXXXXX B B B B B B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
10161175 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10248957 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B
10220130 XXXXX   $XXXXXX D D D D D C C C C C A A A A A D D D D D B B B B B B B B B B A A A A A B B B B B
10220292 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10220350 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
10287747 XXXXX XXXXX $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10287739 XXXXX XXXXX $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10287693 XXXXX XXXXX $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
10287727 XXXXX XXXXX $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
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10161321 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
10220192 XXXXX   $XXXXXX D D D D D B B B B B A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
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10308865 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10308887 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B
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10308872 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10286388 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10250586 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10308893 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10308874 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10286394 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10308864 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10308869 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10308871 XXXXX   $XXXXXX D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10308862 XXXXX   $XXXXXX C C C C C B B B B B A A A A A C C C C C B B B B B B B B B B A A A A A B B B B B
10308866 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10308897 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10308877 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10333274 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10286389 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
10263050 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10308873 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
10308875 XXXXX   $XXXXXX D D D D D B B B B B A A A A A D D D D D A A A A A B B B B B A A A A A B B B B B
10308876 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10308878 XXXXX   $XXXXXX C C C C C C C C C C A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
10308881 XXXXX   $XXXXXX D D D D D B B B B B A A A A A D D D D D A A A A A B B B B B A A A A A B B B B B
10308883 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10308886 XXXXX   $XXXXXX D D D D D C C C C C A A A A A D D D D D A A A A A B B B B B A A A A A B B B B B
10308882 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10308879 XXXXX   $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10308880 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B
10308884 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10308889 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B
10308860 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
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10308868 XXXXX   $XXXXXX B B B B B A A A A A A A A A A B B B B B B B B B B A A A A A A A A A A B B B B B
10323374 XXXXX   $XXXXXX D D D D D B B B B B A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
10323466 XXXXX   $XXXXXX C C C C C C C C C C A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
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10323450 XXXXX   $XXXXXX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
10323455 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
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10318796 XXXXX XXXXX $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
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10333233 XXXXX XXXXX $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
10323399 XXXXX   $XXXXXX A A A A A B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A