MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUST 2026-NQM9 ABS-15G
Exhibit 99.3 - Schedule 3
| Loan ID | Seller Loan ID | Redaction ID | Transaction ID | Field Name | Source | Verified Value | Bid Tape Value | Comment |
| XXXX | XXXX | 9212935 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per Appraisal. |
| XXXX | XXXX | 9212935 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.53 | 41.85 | DTI inline with 1008 |
| XXXX | 10100946 | XXXX | First Payment Date | notePage | XXXX | XXXX | Per Note | |
| XXXX | 10100946 | XXXX | Maturity Date | notePage | XXXX | XXXX | Per Note | |
| XXXX | 10100946 | XXXX | Cash out Include Debt Paid at Close | finalCdDetailPage | XXXX | XXXX | Per CD | |
| XXXX | 10100946 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Note | |
| XXXX | 10100946 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.66 | 32.64 | Audit income slightly lower. Also, lender used old P&I from Prop 3B and prop was just refinanced w/new and higher P&I | |
| XXXX | XXXX | 10066020 | XXXX | Property Type | propertyValuationPage | PUD | Two to Four Unit | per appraisal |
| XXXX | XXXX | 10179743 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | Per Appraisal. |
| XXXX | XXXX | 10179743 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per Appraisal. |
| XXXX | XXXX | 10200494 | XXXX | Note Date | notePage | XXXX | XXXX | Per Notary Date. |
| XXXX | XXXX | 10200494 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.079 | 0.0 | Score matches Lender's loan approval |
| XXXX | XXXX | 10200460 | XXXX | Property Address | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10200460 | XXXX | Calculated DSCR | diligenceFinalLookPage | 2.785 | 2.658 | Score matches Lender's Loan Approval |
| XXXX | XXXX | 10162226 | XXXX | Calculated DSCR | diligenceFinalLookPage | 2.041 | 1.25 | Audit used Market Rent/ PITIA. Lender Calculation not provided |
| XXXX | XXXX | 10162219 | XXXX | Loan Amount | notePage | XXXX | XXXX | Per note |
| XXXX | XXXX | 10162219 | XXXX | Qualifying LTV | propertyValuationPage | 59.47 | 59.20 | Per loan amount and value. Matches 1008 |
| XXXX | XXXX | 10200437 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | Per appraisal. |
| XXXX | XXXX | 10200437 | XXXX | Qualifying LTV | propertyValuationPage | 68.16 | 70.00 | Per 1008 rounded. |
| XXXX | XXXX | 10200437 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.93 | 28.83 | Audit calculated lower income. |
| XXXX | XXXX | 10200476 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10200476 | XXXX | Loan Amount | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10200476 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10200476 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10200476 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | Per Appraisal |
| XXXX | XXXX | 10200476 | XXXX | Qualifying FICO | creditLiabilitiesPage | 776 | 782 | Per Credit Report |
| XXXX | XXXX | 10200476 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.775 | 1.64 | Matches Lender DSCR from 1008 |
| XXXX | XXXX | 10233156 | XXXX | Property Type | propertyValuationPage | Single Family Attached | Two to Four Unit | per appraisal |
| XXXX | XXXX | 10233108 | XXXX | Property Address | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10233108 | XXXX | Property Type | propertyValuationPage | Condominium | Single Family Detached | per appraisal |
| XXXX | XXXX | 10233108 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.836 | 2.0611 | matches approval |
| XXXX | XXXX | 10224738 | XXXX | Property Address | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10224738 | XXXX | Property Type | propertyValuationPage | Condominium | Single Family Detached | Per appraisal |
| XXXX | XXXX | 10224738 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.089 | 1.3908 | Matches Lender DSCR from Worksheet |
| XXXX | XXXX | 10262951 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.089 | 1.1 | Per audit and matches lender |
| XXXX | XXXX | 10224719 | XXXX | Interest Rate | notePage | 7.375 | 7.2500 | NOTE |
| XXXX | XXXX | 10224719 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.027 | 1.0 | TRUE data matches file calculation provided |
| XXXX | XXXX | 10233136 | XXXX | Term | notePage | 360 | 480 | Per Note |
| XXXX | XXXX | 10233136 | XXXX | Maturity Date | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10233136 | XXXX | Amortization Term | notePage | 360 | 480 | Per Note |
| XXXX | XXXX | 10224711 | XXXX | Qualifying FICO | creditLiabilitiesPage | 777 | 757 | Per credit Report , highest of both borrower scores |
| XXXX | XXXX | 10224711 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.164 | 1.0 | Audit matches lender |
| XXXX | XXXX | 10291266 | XXXX | Interest Rate | notePage | 7.5 | 7.3750 | Per Note |
| XXXX | XXXX | 10298537 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.031 | 1.02 | Audit DSCR matches lenders per wksht |
| XXXX | XXXX | 10291259 | XXXX | Property Address | notePage | XXXX | XXXX | Per note |
| XXXX | XXXX | 10298536 | XXXX | Property Zip Code | notePage | XXXX | XXXX | per Note |
| XXXX | XXXX | 10313463 | XXXX | Lender Name | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10268881 | XXXX | Property Type | propertyValuationPage | Condominium | Single Family Detached | appraisal |
| XXXX | XXXX | 10268881 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.01 | 1.05 | PITI difference |
| XXXX | XXXX | 10318754 | XXXX | Lender Name | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10318754 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10318754 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.67 | 41.33 | UW DTI is higher due to not counting transfers for income in bank account. |
| XXXX | XXXX | 10325966 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10325966 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Detached | Per appraisal |
| XXXX | XXXX | 10325966 | XXXX | QM Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 31.63 | 34.99 | Unable to determine exact discrepancy. Audit income and debts match lenders. Discrepancy most likely in REO calcs |
| XXXX | XXXX | 10268900 | XXXX | Qualifying FICO | creditLiabilitiesPage | 784 | 770 | Per credit report |
| XXXX | XXXX | 10326209 | XXXX | Qualifying FICO | creditLiabilitiesPage | 810 | 786 | Audit utilized qual score of PWE per guides. |
| XXXX | XXXX | 10233100 | XXXX | Lender Name | notePage | XXXX | XXXX | Per note |
| XXXX | XXXX | 10318818 | XXXX | Property Type | propertyValuationPage | Single Family Detached | Two to Four Unit | Per appraisal |
| XXXX | XXXX | 10298532 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.307 | 1.2742 | no calculation provided |
| XXXX | XXXX | 10327108 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.024 | 1.4089 | per 1008 DSCR matches lender |
| XXXX | XXXX | 10318762 | XXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Per appraisal |
| XXXX | XXXX | 10326201 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.16 | 34.87 | Audit used higher PITIA for primary home |
| XXXX | XXXX | 10327147 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.015 | 1.3126 | Tape incorrect - DSCR worksheet in file - matches to UW 1.105 |
| XXXX | XXXX | 10327142 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per Appraisal |
| XXXX | XXXX | 10327142 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.38 | 1.28 | Audit matches Lender’s DSCR Calculation |
| XXXX | XXXX | 10333102 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.365 | 1.7772 | Audit DSCR matches Lender DSCR from Worksheet/1008 |
| XXXX | XXXX | 10298527 | XXXX | Qualifying LTV | propertyValuationPage | 77.63 | 78.00 | Per 1008, rounded. |
| XXXX | XXXX | 10298527 | XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Confirmed - Appraiser shows property design as a townhome |
| XXXX | XXXX | 10298527 | XXXX | Qualifying FICO | creditLiabilitiesPage | 801 | 807 | Per guideline, used middle of 3 for single borrower |
| XXXX | XXXX | 10298527 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.044 | 1.057 | Confirmed - lender did not include HOA fee in their calc |
| XXXX | XXXX | 10333105 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Per appraisal |
| XXXX | XXXX | 10327122 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 1.1657 | Tape incorrect - file is not a DSCR - it is 24 month bk statement program |
| XXXX | XXXX | 10318778 | XXXX | Property Type | propertyValuationPage | Single Family Detached | Two to Four Unit | Appraisal |
| XXXX | XXXX | 10345424 | XXXX | Qualifying FICO | creditLiabilitiesPage | 795 | 770 | Per Credit Report |
| XXXX | XXXX | 10345400 | XXXX | Lender Name | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10345400 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.696 | 2.1539 | Per audit and matches lender with rounding |
| XXXX | XXXX | 10327152 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 17.83 | 44.17 | Audit calculated lower income than 1008, tape source unknown. |
| XXXX | XXXX | 10333153 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.104 | 1.4268 | Audit matches final DSCR |
| XXXX | XXXX | 10327136 | XXXX | Loan Amount | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10327136 | XXXX | Qualifying LTV | propertyValuationPage | 80.0 | 78.77 | Per 1008 |
| XXXX | XXXX | 10354208 | XXXX | Lender Name | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 10354170 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per title and appraisal. |
| XXXX | XXXX | 10354170 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.822 | 0.84 | Lender calculations used lower PITIA. |
| XXXX | XXXX | 10333124 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.866 | 0.85 | Per 1008. |
| XXXX | XXXX | 10268906 | XXXX | Property Type | propertyValuationPage | Single Family Detached | Two to Four Unit | Per appraisal |
| XXXX | XXXX | 10345379 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.818 | 0.8 | Match with 1008 |
| XXXX | XXXX | 10362183 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | Per Note |