EXHIBIT 99.7

RRMS CREDIT REVIEW REPORT


Deal ID    Brean ID    Due Diligence Results    Simple Id    Lender Case #    Exception Date    Exception Type    Exception    Follow-up Comments    Cleared Date   

Credit

Initial Loan
Grade

  

Credit

Final Loan Grade

93    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
94    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
95    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
96    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
97    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
98    XXXXXX    Passed    XXXXXX    XXXXXX    7/21/2026    Value    The loan file documents are missing a complete appraisal.    A copy of the complete document has been added to the loan file documents.    8/21/2026    B    A
99    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
100    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
101    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
102    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
103    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
104    XXXXXX    Passed    XXXXXX    XXXXXX    7/16/2026    Credit    The Note and Notice to Borrower at Loan Closing Regarding Prepayment
are unsigned by the lender.
   Copies of the signed documents have been added to the loan file documents.    7/20/2026    B    A
105    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
106    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
107    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
108    XXXXXX    Passed    XXXXXX    XXXXXX    7/17/2026    Credit    The loan file documents are missing a copy of the borrower’s W2’s and pay
stubs.
   Copies of the missing documents have been added to the loan file
documents.
   7/20/2026    B    A
109    XXXXXX    Passed    XXXXXX    XXXXXX    7/16/2026    Credit    The loan file documents are missing a copy of the purchase agreement. The
loan data tape has a different funding date than the HUD-1 Settlement
Statement and the Disbursement Confirmation.
   Copies of the correct documents have been added to the loan file documents.
A copy of the missing document has been added to the loan file documents.
   7/20/2026    B    A
110    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
111    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
112    XXXXXX    Passed    XXXXXX    XXXXXX    7/24/2026    Credit/Value    The loan data tape is missing the XXX XXX appraisal. The Note, Lender
Certification to Complete Blank Spaces, and Notice to Borrower at Closing
Regarding Prepayment are unsigned by the lender. The Disbursement
Confirmation is unsigned by the closing agent. The loan file documents are
missing a copy of the Financial Assessment worksheet and all of the closing
documents.
   A corrected loan date tape has been added to the loan file documents. Copies
of the missing documents have been added to the loan file documents.
Copies of the signed documents have been added to the loan file documents.
   7/28/2026    B    A
113    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
114    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
115    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
116    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
117    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
118    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
119    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
120    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
121    XXXXXX    Passed    XXXXXX    XXXXXX    7/16/2026    Credit    The loan data tape has a different funding date than the HUD-1 Settlement
Statement and Disbursement Confirmation. The loan file documents are
missing a copy of the HOA payment history.
   Copies of the correct documents have been added to the loan file documents.
A copy of the missing document has been added to the loan file documents.
   7/20/2026    B    A
122    XXXXXX    Passed    XXXXXX    XXXXXX    6/30/2026    Credit    The loan data tape is missing the Note amount, has an incorrect initial UPB,
and UPB. The loan data tape has a different funding date than the HUD-1
Settlement Statement and Disbursement Confirmation.
   A corrected loan data tape has been added to the loan file documents.    7/6/2026    B    A
123    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
124    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
125    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
126    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
127    XXXXXX    Passed    XXXXXX    XXXXXX    7/17/2026    Credit    The loan data tape has a blank amount in the wire amount.    A corrected loan data tape has been added to the loan file documents.    7/20/2026    B    A
128    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
129    XXXXXX    Passed    XXXXXX    XXXXXX    7/17/2026    Credit    The loan data tape has an incorrect UPB and initial UPB.    A corrected loan data tape has been added to the loan file documents.    7/20/2026    B    A
130    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
131    XXXXXX    Passed    XXXXXX    XXXXXX    7/23/2026    Credit    The loan data tape is missing both borrower’s sex.    A corrected loan data tape has been added to the loan file documents.    7/24/2026    B    A
132    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
133    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
134    XXXXXX    Passed    XXXXXX    XXXXXX    7/22/2026    Value    The loan data tape has an incorrect CDA value.    A corrected loan data tape has been added to the loan file documents.    7/23/2026    B    A
135    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
136    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
137    XXXXXX    Passed    XXXXXX    XXXXXX    7/22/2026    Credit    The loan data tape is missing the Note amount. The loan data tape has a
different funding date the HUD-1 Settlement Statement and the
Disbursement Confirmation.
   A corrected loan data tape has been added to the loan file documents.    7/23/2026    B    A
138    XXXXXX    Passed    XXXXXX    XXXXXX    7/22/2026    Value    The loan data tape has an incorrect CDA value.    A corrected loan data tape has been added to the loan file documents.    7/23/2026    B    A
139    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
140    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
141    XXXXXX    Passed    XXXXXX    XXXXXX    7/27/2026    Credit    The Notice to Borrower Regarding at Loan Closing Regarding Prepayment
is unsigned by the closing agent.
   A copy of the missing the documents has been added to the loan file
documents.
   7/29/2026    B    A
142    XXXXXX    Passed    XXXXXX    XXXXXX    7/28/2026    Credit    The loan file documents are missing a copy of the Financial Assessment
worksheet and all of the closing documents.
   Copies of the missing documents have been added to the loan file
documents.
   7/29/2026    B    A
143    XXXXXX    Passed    XXXXXX    XXXXXX    7/27/2026    Credit    The Lender Certification to Complete Blank Spaces and Notice to Borrower
at Closing Regarding Prepayment are unsigned by the lender.
   Copies of the signed documents have been added to the loan file documents.    7/28/2026    B    A
144    XXXXXX    Passed    XXXXXX    XXXXXX    7/28/2026    Credit    The loan data tape is missing the borrower’s sex.    A corrected loan data tape has been added to the loan file documents.    7/29/2026    B    A
145    XXXXXX    Passed    XXXXXX    XXXXXX    7/29/2026    Credit    The loan file documents are missing a copy of the HOA payment history and
tax returns to support the rental income.
   Copies of the missing documents have been added to the loan file
documents.
   7/30/2026    B    A
146    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
147    XXXXXX    Passed    XXXXXX    XXXXXX    7/23/2026    Value    The loan data tape is missing the CDA value.    A corrected loan data tape has been added to the loan file documents.    7/24/2026    B    A
148    XXXXXX    Passed    XXXXXX    XXXXXX    7/28/2026    Credit    The Notice to Borrower at Loan Closing Regarding Prepayment is unsigned
by the closing agent. The loan data tape has an incorrect Initial UPB and
UPB amounts.
   A copy of the signed document has been added to the loan file documents. A
corrected loan data tape has been added to the loan file documents.
   7/29/2026    B    A
149    XXXXXX    Passed    XXXXXX    XXXXXX    7/23/2026    Credit    The loan file documents are missing a copy of supporting rental income
documentation.
   A copy of the missing the documents has been added to the loan file
documents.
   7/24/2026    B    A
150    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
151    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
152    XXXXXX    Passed    XXXXXX    XXXXXX    7/23/2026    Credit/Value    The loan file documents are missing a copy of the purchase contract for the
subject property that includes the HOA amount. The loan file documents are
missing a copy of the supporting photo of the carbon monoxide detector.
   Copies of the missing documents have been added to the loan file
documents.
   7/24/2026    B    A
153    XXXXXX    Passed    XXXXXX    XXXXXX    7/27/2026    Credit    The loan file documents are missing a copy of the closing instruction and
general closing instructions. The loan file documents are missing a copy of
the Disbursement Confirmation.
   Copies of the missing documents have been added to the loan file
documents.
   7/28/2026    B    A
154    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
155    XXXXXX    Passed    XXXXXX    XXXXXX    7/27/2026    Credit    The loan data tape has an incorrect initial UPB and UPB. The loan file
documents are missing a copy of the Financial Assessment worksheet, all of
the closing documents, the supporting income documents, and the previous
mortgage payoff.
   A corrected loan data tape has been added to the loan file documents. Copies
of the missing documents have been added to the loan file documents.
   7/29/2026    B    A
156    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
157    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
158    XXXXXX    Passed    XXXXXX    XXXXXX    7/9/2026    Credit    The borrower answered on the final loan application No to being a US
Citizen and a lawful Resident Alien.
   A copy of a corrected loan application has been added to the loan file
documents.
   7/23/2026    B    A
159    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
160    XXXXXX    Passed    XXXXXX    XXXXXX    7/20/2026    Credit    The loan file documents are missing a copy of the Investor approval due to a
chapter 7 bankruptcy discharged XXX and a Investor approval for LESA
due the borrower’s credit score is less than 600.
   A copy of the missing document has been added to the loan file documents.    7/23/2026    B    A
161    XXXXXX    Passed    XXXXXX    XXXXXX    7/20/2026    Credit    The loan data tape has a different borrower FICO score than the 6/1/2026
credit bureau.
   A corrected loan data tape has been has been added to the loan file
documents.
   7/23/2026    B    A
162    XXXXXX    Passed    XXXXXX    XXXXXX    7/20/2026    Credit    The Financial Assessment worksheet is unsigned by the underwriter.    A copy of the signed document has been added to the loan file documents.    7/23/2026    B    A
163    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
164    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
165    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
166    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
167    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
168    XXXXXX    Passed    XXXXXX    XXXXXX    7/21/2026    Credit    The loan data tape is missing the borrower’s credit score from the 5/28/2026
credit bureau report.
   A corrected loan data tape has been added to the loan file documents.    8/11/2026    B    A
169    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
170    XXXXXX    Passed    XXXXXX    XXXXXX    7/21/2026    Credit    The loan file documents are missing a copy of the verification of
employment.
   A copy of the missing document has been added to the loan file documents.    7/24/2026    B    A
171    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
172    XXXXXX    Passed    XXXXXX    XXXXXX    7/23/2026    Value    The appraisal is missing a copy of the appraiser’s insurance documentation.    A copy of the missing document has been added to the loan file documents.    7/24/2026    B    A
173    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
174    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
175    XXXXXX    Passed    XXXXXX    XXXXXX    7/24/2026    Value    The appraisal is missing a copy of the appraiser’s insurance documentation.    A copy of the missing document has been added to the loan file documents.    7/24/2026    B    A
176    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
177    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
178    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
179    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
180    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
181    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
182    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
183    XXXXXX    Passed    XXXXXX    XXXXXX    7/30/2026    Credit/Value    The loan data tape has an incorrect 2nd appraisal amount and Incorrect BPO
value. The loan file documents are missing a copy of the Investor approval
due to the UPB is over a million dollars.
   A corrected loan data tape has been added to the loan file documents. A copy
of the missing document has been added to the loan file documents. Note:
INVESTOR APPROVED PROCEEDING AT VALUE $XXX
        B    A
184    XXXXXX    Passed    XXXXXX    XXXXXX    7/30/2026    Value    The loan data tape has an incorrect CDA value. The loan file documents are
missing a copy of the supporting 1004D CONDITIONS for the repair pool
to be fully operational. The investor will accept a professionally installed
pool cover, but it will need to be inspected first and confirmed that no
repairs are needed and that it is operational. Provide inspection report. Then
a cover can be placed with final picture. The only document in the file is an
invoice for the $XXX pool cover.
   A corrected loan data tape has been has been added to the loan file
documents. Copies of the missing documents have been added to the loan
file documents.
   8/4/2026    B    A
185    XXXXXX    Passed    XXXXXX    XXXXXX    7/31/2026    Credit/Value    The appraiser’s insurance expired 6/21/2023 and the appraiser’s license
expired 6/30/2024. The loan file documents are missing a copy of the
Investor approval for an active foreclosure and a credit score of 600.
   Copies of the valid and unexpired documents have been added to the loan
file documents. A copy of the Investor exception has been added to the loan
file documents.
   8/21/2026    B    A
186    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
187    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
188    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
189    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
190    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
191    XXXXXX    Passed    XXXXXX    XXXXXX    8/3/2026    Credit    The loan file documents are missing a copy of the Investor LESA Approval
due the borrower’s credit score is less than 600.
   A copy of the missing document has been added to the loan file documents.    8/4/2026    B    A
192    XXXXXX    Passed    XXXXXX    XXXXXX    8/3/2026    Value    The loan data tape has an incorrect appraisal value. Note: INVESTOR
APPROVED PROCEEDING AT XXX VALUE
   A corrected loan data tape has been has been added to the loan file
documents.
   8/4/2026    B    A
193    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
194    XXXXXX    Passed    XXXXXX    XXXXXX    8/3/2026    Credit/Value    The appraisal is missing a copy of the appraiser’s insurance documentation.
The Closing Instructions, the General Closing Instructions and
Disbursement Confirmation are unsigned by the closing agent.
   A copy of the missing document has been added to the loan file documents.
Copies of the signed documents have been added to the loan file documents.
   8/20/2026    B    A
195    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
196    XXXXXX    Passed    XXXXXX    XXXXXX    8/5/2026    Value    The loan data tape is missing the reconciliation of value to support the
appraisal value.
   A corrected loan data tape has been added to the loan file documents.    8/11/2026    B    A
197    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
198    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
199    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
200    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
201    XXXXXX    Passed    XXXXXX    XXXXXX    8/6/2026    Credit    The Closing Instructions, the General Closing Instructions and
Disbursement Confirmation are unsigned by the closing agent.
   Copies of the signed documents have been added to the loan file documents.    8/11/2026    B    A
202    XXXXXX    Passed    XXXXXX    XXXXXX    7/20/2026    Credit/Value    The loan file documents are missing the Appraiser’s insurance. The loan
data tape FICO score is incorrect.
   A corrected loan data tape has been added to the loan file documents. A copy
of the document has been added to the loan file documents.
   8/11/2026    B    A
203    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
204    XXXXXX    Passed    XXXXXX    XXXXXX    7/15/2026    Credit    The loan data tape has an incorrect Application Date.    A corrected loan data tape has been added to the loan file documents.    7/20/2026    B    A
205    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
206    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
207    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
208    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
209    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
210    XXXXXX    Passed    XXXXXX    XXXXXX    7/15/2026    Credit    The Letter of Explanation regarding delinquent credit, in the loan file
documents, is not signed.
   Received signed letter of explanation.    7/20/2026    B    A
211    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
212    XXXXXX    Passed    XXXXXX    XXXXXX    7/24/2026    Credit/Value    The loan file documents are missing the appraiser’s insurance. The loan data
tape has an incorrect Application Date.
   Received a corrected loan tape and appraiser’s insurance, which has been
added to the loan file documents.
   7/29/2026    B    A
213    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
214    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
215    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
216    XXXXXX    Passed    XXXXXX    XXXXXX    7/29/2026    Credit/Value    The loan file documents are missing a copy of the appraiser’s insurance. The
loan data tape has an incorrect application date.
   Copies of the missing documents have been added to the loan file
documents. A corrected loan data tape has been added to the loan file
documents.
   7/30/2026    B    A
217    XXXXXX    Passed    XXXXXX    XXXXXX    7/16/2026    Credit    The loan data tape has an incorrect Application Date.    A corrected loan data tape has been added to the loan file documents.    7/20/2026    B    A
218    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
219    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
220    XXXXXX    Passed    XXXXXX    XXXXXX    7/9/2026    Credit    The loan file documents are missing a copy of the Title and CDA
documentation.
   Copies of the missing documents have been added to the loan file.    7/16/2026    B    A
221    XXXXXX    Passed    XXXXXX    XXXXXX    7/20/2026    Credit    The loan tape Funding date is incorrect.    Received HUD 1 Settlement Statement evidencing the correct Funding Date
and has been added to the loan documents.
   7/29/2026    B    A
222    XXXXXX    Passed    XXXXXX    XXXXXX    7/20/2026    Credit    The loan data tape Funding Date differs from the HUD-1 Funding date.    Received HUD 1 Settlement Statement evidencing the correct Funding Date
and has been added to the loan documents.
   7/29/2026    B    A
223    XXXXXX    Passed    XXXXXX    XXXXXX    7/17/2026    Credit    The loan data tape has an incorrect Application Date.    A copy of the application evidencing the correct loan application date has
been added to the loan file documents.
   7/20/2026    B    A
224    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
225    XXXXXX    Passed    XXXXXX    XXXXXX    8/3/2026    Credit    The Loan file documents are missing the final Settlement Statement and the
final 4506-C.
   Copies of the missing documents have been added to the loan file
documents.
   8/6/2026    B    A
226    XXXXXX    Passed    XXXXXX    XXXXXX    7/21/2026    Value    The loan file documents are missing the CDA documentation.    A copy of the missing document has been added to the loan documents.    7/29/2026    B    A
227    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
228    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
229    XXXXXX    Passed    XXXXXX    XXXXXX    8/2/2026    Credit    The loan data tape has an incorrect application date.    A corrected loan data tape has been added to the loan file documents.    8/6/2026    B    A
230    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
231    XXXXXX    Passed    XXXXXX    XXXXXX                             a    A
232    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
233    XXXXXX    Passed    XXXXXX    XXXXXX    7/23/2026    Credit    The loan file documents are missing the 24-month tax history.    A copy of the missing document has been added to the loan documents.    7/29/2026    B    A
234    XXXXXX    Passed    XXXXXX    XXXXXX    7/23/2026    Credit    The loan data tape has an incorrect Application Date.    A corrected loan data tape has been added to the loan file documents.    7/29/2026    B    A
235    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
236    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
237    XXXXXX    Passed    XXXXXX    XXXXXX    7/24/2026    Credit    The Closing Instructions, in loan file documents, are not signed.    A copy of the signed document has been added to the loan file documents.    7/29/2026    B    A
238    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
239    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
240    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
241    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
242    XXXXXX    Passed    XXXXXX    XXXXXX    8/1/2026    Credit    The loan data tape has an incorrect Application Date.    A corrected loan data tape has been added to the loan file documents.    8/6/2026    B    A
243    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
244    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
245    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
246    XXXXXX    Passed    XXXXXX    XXXXXX    8/3/2026    Value    The loan file documents are missing the appraiser’s insurance.    A copy of the missing document has been added to the loan file documents.    8/6/2026    B    A
247    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
248    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
249    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
250    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
251    XXXXXX    Passed    XXXXXX    XXXXXX    7/30/2026    Credit    The loan file documents are missing a copy of the Allonge. The loan data
tape has an incorrect funding date.
   A copy of the missing document has been added to the loan file documents.
A corrected HUD has been added to the loan file documents.
   8/1/2026    B    A
252    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
253    XXXXXX    Passed    XXXXXX    XXXXXX    7/20/2026    Credit    The loan data tape application date and funding date are incorrect. The
Letters of Explanation regarding address variation in loan file documents are
not signed.
   A corrected loan data tape has been added to the loan file documents. A copy
of the signed document has been added to the loan file documents.
   7/29/2026    B    A
254    XXXXXX    Passed    XXXXXX    XXXXXX    8/4/2026    Credit    The Letter of Explanation regarding the reason for refinance is not signed.    A copy of the signed document has been added to the loan file documents.    8/6/2026    B    A
255    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
256    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
257    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
258    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
259    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
260    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
261    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
262    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
263    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
264    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
265    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
266    XXXXXX    Passed    XXXXXX    XXXXXX    7/14/2026    Credit    The loan data tape has an incorrect Application Date.    A corrected loan data tape has been added to the loan file documents.    7/16/2026    B    A
267    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
268    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
269    XXXXXX    Passed    XXXXXX    XXXXXX    7/14/2026    Credit    The Financial Worksheet does not include the HOA fee. The loan data tape
has an incorrect FICO score and Application Date.
   A copy of the corrected Financial Worksheet and corrected data tape have
been added to the loan file documents.
   7/16/2026    B    A
270    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
271    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
272    XXXXXX    Passed    XXXXXX    XXXXXX    7/17/2026    Credit    The Closing Instructions, in loan file documents, are not signed.    A copy of the signed document has been added to the loan file documents.    7/20/2026    B    A
273    XXXXXX    Passed    XXXXXX    XXXXXX    7/16/2026    Credit    The loan data tape Application Date is incorrect.    A corrected loan data tape has been added to the loan file documents.    7/20/2026    B    A
274    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
275    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
276    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
277    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
278    XXXXXX    Passed    XXXXXX    XXXXXX    7/29/2026    Credit    The loan file documents are missing a copy of the verification of income
and the original loan application.
   Copies of the missing documents have been added to the loan file
documents.
   8/7/2026    B    A
279    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
280    XXXXXX    Passed    XXXXXX    XXXXXX    7/27/2026    Credit/Value    The loan file documents are missing a copy of the Appraiser’s insurance.
The loan data tape has incorrect Application date.
   Copies of the missing documents have been added to the loan file
documents. A corrected loan data tape has been added to the loan file
documents.
   7/30/2026    B    A
281    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
282    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
283    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
284    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
285    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
286    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
287    XXXXXX    Passed    XXXXXX    XXXXXX    7/22/2026    Credit    The loan file documents are missing a copy of the Financial Worksheet    A copy of the missing document has been added to the loan file documents.    7/29/2026    B    A
288    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
289    XXXXXX    Passed    XXXXXX    XXXXXX    7/22/2026    Credit    The loan data tape Application date differs from loan application.    A corrected application has been added to the loan file documents.    7/29/2026    B    A
290    XXXXXX    Passed    XXXXXX    XXXXXX    7/24/2026    Credit    The loan file documents are missing a copy of the borrower’s ID.    A copy of the missing document has been added to the loan file documents.    7/30/2026    B    A
291    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
292    XXXXXX    Passed    XXXXXX    XXXXXX    8/5/2026    Credit    The loan file documents are missing a copy of the mortgage statement.    A copy of the missing document has been added to the loan file documents.    8/11/2026    B    A
293    XXXXXX    Passed    XXXXXX    XXXXXX    8/6/2026    Credit/Value    The loan data tape has an incorrect Application date. The Appraiser’s
license and insurance have expired.
   A corrected loan data tape has been added to the loan file documents. A copy
of the missing documents has been added to the loan file documents.
   8/11/2026    B    A
294    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
295    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
296    XXXXXX    Passed    XXXXXX    XXXXXX    7/22/2026    Credit/Value    The loan file documents are missing the Appraiser insurance. The loan data
tape has an incorrect FICO score for the borrower and the co-borrower.
   A copy of the missing document has been added to the loan file documents.
A corrected loan data tape has been added to the loan file documents.
   7/29/2026    B    A
297    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
298    XXXXXX    Passed    XXXXXX    XXXXXX    7/24/2026    Credit    The Letter of explanation regarding address variation in loan file documents
are not signed.
   A copy of the signed documents has been added to the loan file documents.    7/30/2026    B    A
299    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
300    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
301    XXXXXX    Passed    XXXXXX    XXXXXX                             A    A
302    XXXXXX    Passed    XXXXXX    XXXXXX    8/5/2026    Credit    The loan data tape has an incorrect Application Date.    A corrected loan data tape has been added to the loan file documents.    8/7/2026    B    A
303    XXXXXX    Passed    XXXXXX    XXXXXX    8/6/2026    Credit/Value    The loan file documents are missing the Appraisal and the borrower’s valid
picture ID.
   Copies of the missing documents have been added to the loan file
documents.
   8/7/2026    B    A