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X1 14-1809721 302 Main Street Catskill NY 12414 518 943-2600 Common Stock, $0.10 par value GCBC NASDAQ Accelerated Filer true false true false false 147069000 17025485 Bonadio LLP Pittsford, New York 1884 <div style="text-align: justify;"> <span style="font-weight: bold;">Risk Management and Strategy Overall Process</span> </div><div style="text-align: justify;"> <span>The Company regards information and data as valuable assets. As a result, safeguards implemented protect corporate informational and data assets. Associated and established technology resources maintain the integrity, availability, and privacy of confidential information of the respective assets. Additionally, we maintain a similar risk-based approach to our third-party vendors, including identifying and overseeing cybersecurity risks they present.</span> </div><div style="text-align: justify;"> <span>The Company employs comprehensive methodologies for risk assessment and diligently identifies and evaluates potential cybersecurity threats and vulnerabilities across our systems, networks and data assets. This process involves regular examinations of emerging threats, conducting penetration tests, vulnerability scanning and thorough analysis of industry-specific risks.</span> </div><div style="text-align: justify;"> <span> The Company continues to expand investments in information technology security, including continuous end-user training, layered defenses, identifying and protecting critical assets, strengthening monitoring and alerting.</span> </div><div style="text-align: justify;"> <span style="color: #000000;">The Company’s Information Security Officer and Chief Information Officer are responsible for completing additional mandatory training to understand the processes, procedures, and technical requirements for securing information assets across the Company.</span> </div><div style="text-align: justify;"> <span style="color: #000000;">The Company has developed an Incident Response Plan to guide its actions in responding to real and suspected information security incidents. This includes unlawful, unauthorized, or unacceptable actions that involve a computer system or a computer network such as Distributed Denial of Service attacks, Corporate Account Takeover schemes, or ransomware. </span><span>Cybersecurity threats that are identified and deemed material are escalated and communicated directly to the Incident Response Team, in collaboration with relevant information technology personnel, insurance providers, legal counsels and, when necessary, external cybersecurity firms specializing in forensic investigations.</span> </div><div style="text-align: justify;"> <span style="color: #000000;">The Company sets forth enterprise-wide coordinated responses to identified threats, ensuring timely mitigation and remediation, and facilitating awareness and communication. Tabletop exercises are held regularly at the senior and executive management levels, and annually at the Board of Directors level, to validate roles and responsibilities, and response protocols respective to cybersecurity threats.</span> </div> true <div style="text-align: justify;"> <span style="color: #000000;">The Company has a fully integrated third-party risk management program to identify, assess, monitor and mitigate risks associated with third-party relationships, including cybersecurity risks. Under the program, risk ratings are assigned to each of the vendors based on an assessment of the vendor and its access to networks, systems, and confidential information. An assessment is conducted on each vendor to identify and measure the risks from cybersecurity threats that could impact our customer’s data and our environment. Third parties that have access to our systems or customer data must have appropriate technical and organizational security measures and security control principles based on commercially acceptable security standards, and we require third parties in this class to agree by contract to manage their cybersecurity risks.</span> </div> true <div style="text-align: justify;"> <span style="font-style: italic;">Material Cybersecurity Threat Risks</span> </div><div style="text-align: justify;"> <span>The Company has not experienced any material losses relating to cybersecurity threats or incidents for the year ended June 30, 2026. </span><span style="color: #000000;">We are not aware of any risks from cybersecurity threats, including as a result of any previous cybersecurity incidents that have materially affected or are reasonably likely to materially affect the Company, including our business strategy, results of operations or financial condition. Although we have a robust cybersecurity program that is designed to assess, identify, and manage material risks from cybersecurity threats, we cannot provide absolute surety that we have properly identified or mitigated all vulnerabilities or risks of incidents. The Company, and the third parties that the Company engages, are subject to constant and evolving threats of attack, cybersecurity incidents, and the increasing threat of actors supported by new technologies, including artificial intelligence (“AI”) which, may be more difficult to detect for periods of time. A cybersecurity incident or threat could harm our business strategy, results of operations, financial condition, reputation, and/or subject us to regulatory actions or litigation which may result in fines, judgments or indictments.</span> </div> true true <div style="text-align: justify;"> <span style="font-style: italic;">Board of Directors Oversight</span> </div><div style="text-align: justify;"> <span>The Board is responsible for the oversight of cybersecurity risk management and is composed of members with expertise in risk management, technology, and finance, thereby equipping them to manage and prevent cybersecurity risks effectively.</span> </div> <div style="text-align: justify;"> <span style="font-style: italic;">Board of Directors Oversight</span> </div><div style="text-align: justify;"> <span>The Board is responsible for the oversight of cybersecurity risk management and is composed of members with expertise in risk management, technology, and finance, thereby equipping them to manage and prevent cybersecurity risks effectively.</span> </div> <div style="text-align: justify;"> <span style="font-style: italic;">Management’s Role in Managing Risk</span> </div><div style="text-align: justify;"> <span>The Chief Information Security Officer (“CISO”), and the Chief Information Officer (“CIO”), each play a pivotal role in informing the Board of Directors on cybersecurity risks. They provide comprehensive briefings to both the Board and the Audit Committee as part of managements reporting. These briefings encompass a broad range of topics, including:</span> </div><div style="text-indent: -18pt; text-align: justify; padding-left: 36pt;"> <div style="float: left; width: 18.0pt; white-space: nowrap;"> <span>●</span> </div> <div> <span>Current cybersecurity landscape and emerging threats;</span> </div> </div><div style="text-indent: -18pt; text-align: justify; padding-left: 36pt;"> <div style="float: left; width: 18.0pt; white-space: nowrap;"> <span>●</span> </div> <div> <span>Status of ongoing cybersecurity initiatives and strategies;</span> </div> </div><div style="text-indent: -18pt; text-align: justify; padding-left: 36pt;"> <div style="float: left; width: 18.0pt; white-space: nowrap;"> <span>●</span> </div> <div> <span>Incident reports and issues identified from any cybersecurity events; and</span> </div> </div><div style="text-indent: -18pt; text-align: justify; padding-left: 36pt;"> <div style="float: left; width: 18.0pt; white-space: nowrap;"> <span>●</span> </div> <div> <span>Compliance with regulatory requirements and industry standards.</span> </div> </div><div style="text-align: justify;"> <span>In addition to our regularly scheduled Board meetings, the CISO and the CIO regularly communicate regarding emerging or potential cybersecurity risks. They discuss any significant developments in the cybersecurity domain, which when reported to the Board, ensures the Board’s oversight is proactive and responsive. The Board actively participates in strategic decisions related to cybersecurity, offering guidance and approval for major initiatives. This involvement ensures that cybersecurity considerations are integrated into the broader strategic objectives of the Company. The Board closely reviews these reports of the Bank’s cybersecurity posture and the effectiveness of its risk management strategies prior to approval. This review helps in identifying areas for improvement and ensuring the alignment of cybersecurity efforts with the overall risk management framework.</span> </div> <div style="text-align: justify;"> <span style="font-style: italic;">Management’s Role in Managing Risk</span> </div><div style="text-align: justify;"> <span>The Chief Information Security Officer (“CISO”), and the Chief Information Officer (“CIO”), each play a pivotal role in informing the Board of Directors on cybersecurity risks. They provide comprehensive briefings to both the Board and the Audit Committee as part of managements reporting. These briefings encompass a broad range of topics, including:</span> </div><div style="text-indent: -18pt; text-align: justify; padding-left: 36pt;"> <div style="float: left; width: 18.0pt; white-space: nowrap;"> <span>●</span> </div> <div> <span>Current cybersecurity landscape and emerging threats;</span> </div> </div><div style="text-indent: -18pt; text-align: justify; padding-left: 36pt;"> <div style="float: left; width: 18.0pt; white-space: nowrap;"> <span>●</span> </div> <div> <span>Status of ongoing cybersecurity initiatives and strategies;</span> </div> </div><div style="text-indent: -18pt; text-align: justify; padding-left: 36pt;"> <div style="float: left; width: 18.0pt; white-space: nowrap;"> <span>●</span> </div> <div> <span>Incident reports and issues identified from any cybersecurity events; and</span> </div> </div><div style="text-indent: -18pt; text-align: justify; padding-left: 36pt;"> <div style="float: left; width: 18.0pt; white-space: nowrap;"> <span>●</span> </div> <div> <span>Compliance with regulatory requirements and industry standards.</span> </div> </div><div style="text-align: justify;"> <span>In addition to our regularly scheduled Board meetings, the CISO and the CIO regularly communicate regarding emerging or potential cybersecurity risks. They discuss any significant developments in the cybersecurity domain, which when reported to the Board, ensures the Board’s oversight is proactive and responsive. The Board actively participates in strategic decisions related to cybersecurity, offering guidance and approval for major initiatives. This involvement ensures that cybersecurity considerations are integrated into the broader strategic objectives of the Company. The Board closely reviews these reports of the Bank’s cybersecurity posture and the effectiveness of its risk management strategies prior to approval. This review helps in identifying areas for improvement and ensuring the alignment of cybersecurity efforts with the overall risk management framework.</span> </div> <div style="text-align: justify;"> <span style="font-style: italic;">Management’s Role in Managing Risk</span> </div><div style="text-align: justify;"> <span>The Chief Information Security Officer (“CISO”), and the Chief Information Officer (“CIO”), each play a pivotal role in informing the Board of Directors on cybersecurity risks. They provide comprehensive briefings to both the Board and the Audit Committee as part of managements reporting. These briefings encompass a broad range of topics, including:</span> </div><div style="text-indent: -18pt; text-align: justify; padding-left: 36pt;"> <div style="float: left; width: 18.0pt; white-space: nowrap;"> <span>●</span> </div> <div> <span>Current cybersecurity landscape and emerging threats;</span> </div> </div><div style="text-indent: -18pt; text-align: justify; padding-left: 36pt;"> <div style="float: left; width: 18.0pt; white-space: nowrap;"> <span>●</span> </div> <div> <span>Status of ongoing cybersecurity initiatives and strategies;</span> </div> </div><div style="text-indent: -18pt; text-align: justify; padding-left: 36pt;"> <div style="float: left; width: 18.0pt; white-space: nowrap;"> <span>●</span> </div> <div> <span>Incident reports and issues identified from any cybersecurity events; and</span> </div> </div><div style="text-indent: -18pt; text-align: justify; padding-left: 36pt;"> <div style="float: left; width: 18.0pt; white-space: nowrap;"> <span>●</span> </div> <div> <span>Compliance with regulatory requirements and industry standards.</span> </div> </div><div style="text-align: justify;"> <span>In addition to our regularly scheduled Board meetings, the CISO and the CIO regularly communicate regarding emerging or potential cybersecurity risks. They discuss any significant developments in the cybersecurity domain, which when reported to the Board, ensures the Board’s oversight is proactive and responsive. The Board actively participates in strategic decisions related to cybersecurity, offering guidance and approval for major initiatives. This involvement ensures that cybersecurity considerations are integrated into the broader strategic objectives of the Company. The Board closely reviews these reports of the Bank’s cybersecurity posture and the effectiveness of its risk management strategies prior to approval. This review helps in identifying areas for improvement and ensuring the alignment of cybersecurity efforts with the overall risk management framework.</span> </div> true true <div style="text-align: justify;"> <span>Primary responsibility for assessing and providing strategic direction to our cybersecurity program resides with our CISO. The CISO’s experience includes prior leadership roles within the Company, where they developed an expert level of understanding of the intersection between financial regulations and cloud-based technologies. Their in-depth knowledge and experience are instrumental in developing and executing our cybersecurity strategies. The CIO and CISO oversee our governance programs, work with our technology-focused leaders and partners to align security and compliance and has developed our employee security awareness training program. </span> </div> <div style="text-align: justify;"> <span style="font-style: italic;">Monitoring Cybersecurity Incidents</span> </div><div style="text-align: justify;"> <span>The CIO and CISO utilize vendor relationships, the Financial Services Information Sharing and Analysis Center and various other internet based daily updates for the latest developments in cybersecurity, including potential threats and innovative risk management techniques. This knowledge is crucial for the effective prevention, detection, mitigation, and remediation of cybersecurity incidents. The CIO provides structure for clear processes to ensure the regular monitoring of our information systems. This includes the deployment of advanced security measures and regular system audits to identify potential vulnerabilities. In the event of a cybersecurity incident or threat, we believe we are equipped with a well-defined Incident Response Plan that is adequately resourced. This plan includes immediate actions to mitigate the impact and long-term strategies for remediation and prevent future incidents. </span> </div> 12306000 12788000 132599000 170290000 144905000 183078000 1225000 1425000 373810000 356062000 530000 548000 803553000 776147000 388000 402000 7777000 5504000 1753342000 1627406000 21859000 20146000 1731483000 1607260000 14839000 15232000 68895000 59795000 17184000 16381000 19368000 19323000 3183427000 3040609000 140229000 110163000 2573170000 2529672000 2713399000 2639835000 119000000 74000000 6166000 4189000 29979000 49867000 37052000 33881000 2905596000 2801772000 1000000 1000000 0 0 0 0 0.1 0.1 36000000 36000000 17222680 17222680 17025485 17026828 1722000 1722000 10156000 10156000 278376000 241403000 -11483000 -13536000 197195 195852 940000 908000 277831000 238837000 3183427000 3040609000 89465000 79979000 21677000 19648000 17921000 14574000 2064000 3504000 131127000 117705000 51141000 55058000 2072000 2526000 53213000 57584000 77914000 60121000 2033000 1316000 75881000 58805000 5077000 4874000 4494000 4382000 1168000 1088000 121000 110000 2755000 2545000 -576000 -665000 1628000 2899000 14667000 15233000 26717000 24415000 2873000 2629000 900000 791000 3196000 2931000 2000000 1631000 506000 486000 1480000 1373000 1487000 1353000 4557000 3763000 43716000 39372000 46832000 34666000 5810000 3528000 41022000 31138000 2.41 1.83 17025485 17026828 2.41 1.83 17025485 17026828 0.4 0.36 41022000 31138000 1657000 7609000 443000 2033000 1214000 5576000 -576000 -665000 -154000 -178000 -422000 -487000 -349000 122000 -94000 33000 -255000 89000 -13000 -30000 -4000 -8000 -9000 -22000 905000 0 242000 0 663000 0 2053000 6174000 43075000 37312000 1722000 10156000 214740000 -19710000 -908000 206000000 4475000 4475000 31138000 31138000 6174000 6174000 1722000 10156000 241403000 -13536000 -908000 238837000 32000 32000 4049000 4049000 41022000 41022000 2053000 2053000 1722000 10156000 278376000 -11483000 -940000 277831000 41022000 31138000 1134000 1065000 -1647000 -706000 2384000 301000 -404000 -383000 112000 186000 2033000 1316000 2755000 2545000 -576000 -665000 -14000 74000 437000 434000 803000 2112000 -416000 4075000 3740000 2604000 42299000 27978000 266800000 209744000 8299000 6676000 558112000 271781000 268032000 57430000 70652000 58204000 136086000 172377000 39320000 28102000 2273000 -1792000 200000 1400000 6345000 0 126678000 128665000 741000 691000 -176932000 -210166000 -45000000 41300000 1977000 4189000 0 34156000 20000000 0 32000 0 4049000 4475000 73564000 250613000 96460000 174871000 -38173000 -7317000 183078000 190395000 144905000 183078000 53229000 57864000 2268000 1168000 <div style="font-size: 12pt;"> <span style="font-size: 10.0pt; font-weight: bold;">Note 1. Summary of significant accounting policies</span> </div><div>  </div><div style="font-size: 12pt;"> <span style="font-size: 10.0pt; font-style: italic;">Basis of Presentation</span> </div><div>  </div><div style="text-align: justify;"> The consolidated financial statements include the accounts of Greene County Bancorp, Inc. (the “Company”) and its subsidiaries, the Bank of Greene County (the “Bank”), and the Bank’s subsidiaries Greene County Commercial Bank (the “Commercial Bank”) and Greene Property Holdings, Ltd. All material inter-company accounts and transactions have been eliminated in consolidation. The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”). These consolidated financial statements consider events that occurred through the date the consolidated financial statements were issued. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The consolidated financial statements include the accounts of certain Variable Interest Entities (“VIE(s)”). In accordance with the applicable accounting guidance for consolidations, the Company consolidates a VIE if it has (i) a variable interest in the entity; (ii) the power to direct activities of the VIE that most significantly affect the entity’s economic performance; and (iii) the obligation to absorb losses of the entity or the right to receive benefits from the entity that could potentially be significant to the VIE (<span style="font-style: italic;">i.e.,</span> we are considered to be the primary beneficiary). </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company uses the equity method to account for unconsolidated investments in VIEs if it has significant influence over the entity’s operating and financing decision. Unconsolidated investments in VIEs in which the Company does not have significant influence are carried at a cost measurement alternative. See Note 14, <span style="font-style: italic;">Variable Interest Entities</span> for information on our involvement with VIEs. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ. </div><div style="text-align: justify;">  </div><div style="font-size: 12pt;"> <span style="font-size: 10.0pt; font-style: italic;">Nature of Operations</span> </div><div>  </div><div style="text-align: justify;"> The Company’s primary business is the ownership and operation of its subsidiaries. At June 30, 2026, the Company operated 19 full-service banking offices, lending centers, an operations center, customer call center, administration center, and a wealth management center located in its market area consisting of the Hudson Valley and Capital District Regions of New York State. The Bank is primarily engaged in the business of attracting deposits from the general public in the Bank’s market area, and investing such deposits, together with other sources of funds, in loans and investment securities. The Commercial Bank’s primary business is to attract deposits from and provide banking services to local municipalities. Greene Property Holdings, Ltd. was formed as a New York corporation that has elected under the Internal Revenue Code to be a real estate investment trust. Currently, certain mortgages and loan notes held by the Bank are transferred and beneficially owned by Greene Property Holdings, Ltd. The Bank continues to service these loans. </div><div style="text-align: justify;">  </div><div style="text-align: justify; font-style: italic;"> Charter </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company and its parent mutual holding company, Greene County Bancorp, MHC (the “MHC”) are federally chartered and regulated and examined by the Federal Reserve Board. The Bank, the subsidiary of the Company, is also federally chartered and is regulated and examined by the Office of the Comptroller of the Currency (the “OCC”). </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Commercial Bank is a New York State-chartered financial institution, regulated and examined by the New York State Department of Financial Services. Greene Property Holdings, Ltd. is a New York corporation. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> As a federal savings association, the Bank must satisfy the qualified thrift lender, or “QTL”, requirement by meeting one of two tests: the Home Owners’ Loan Act (“HOLA”) QTL test or the Internal Revenue Service (IRS) Domestic Building and Loan Association (DBLA) test. The federal savings association may use either test to qualify and may switch from one test to the other. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Under the HOLA QTL test, the Bank must maintain at least 65% of its “portfolio assets” in “qualified thrift investments” in at least nine of the most recent 12-month period. “Portfolio assets” generally means total assets of a savings institution, less the sum of specified liquid assets up to 20% of total assets, goodwill and other intangible assets, and the value of property used in the conduct of the savings association’s business. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> “Qualified thrift investments” include various types of loans made for residential and housing purposes, investments related to such purposes, including certain mortgage-backed and related securities, and loans for personal, family, household and certain other purposes up to a limit of 20% of portfolio assets. “Qualified thrift investments” also include 100% of an institution’s credit card loans, education loans and small business loans.</div><div style="text-align: justify;"> Under the IRS DBLA test, the Bank must meet the business operations test and the 60% of assets test. The business operations test requires that the federal savings association’s business consists primarily of acquiring the savings of the public (75% of its deposits, withdrawable shares, and other obligations must be held by the general public) and investing in loans (more than 75% of its gross income consists of interest on loans and government obligations and various other specified types of operating income that federal savings associations ordinarily earn). For the 60% of assets test, the Bank must maintain at least 60% of its total in “qualified investments” as of the close of the taxable year or, at the option of the taxpayer, may be computed on the basis of the average assets outstanding during the taxable year. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> A savings association that fails the qualified thrift lender test must either convert to a bank charter or operate under specified restrictions. During the years ended June 30, 2026 and 2025, the Bank elected to utilize the IRS DBLA test and satisfied the requirements of this test. </div><div style="text-align: justify;">  </div><div style="text-align: justify; font-size: 12pt;"> <span style="font-size: 10.0pt; font-style: italic;">Segment Reporting</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> In accordance with the Accounting Standards Update (“ASU”) 2023-07, <span style="font-style: italic;">Segment Reporting</span> (Topic 280), <span style="font-style: italic;">Improvements to Reportable Segment Disclosures</span>, the Company operates as a <span style="-sec-ix-hidden: hidden-fact-4">single</span> operating segment, banking, providing financial services to retail, municipal and commercial customers in its market area, consisting of the Hudson Valley and Capital District Regions of New York State. The Company derives the majority of its revenue from banking operations within the local market. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company’s Chief Executive Officer (“CEO”) is designated as the Company’s Chief Operating Decision Maker (“CODM”). The CODM evaluates financial performance and allocates resources by reviewing the consolidated financial statements of the Company, analyzing revenue, expenses, capital levels and budget to actual variances. </div><div style="text-align: justify;">  </div><div style="text-align: justify; font-size: 12pt;"> <span style="font-size: 10.0pt; font-style: italic;">Cash and Cash Equivalents</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Cash and cash equivalents include cash on hand, amounts due from banks, interest-bearing deposits at other financial institutions, and overnight federal funds sold. </div><div style="text-align: justify;">  </div><div style="text-align: justify; font-size: 12pt;"> <span style="font-size: 10.0pt; font-style: italic;">Securities</span> </div><div>  </div><div style="text-align: justify;"> The Company has classified its investments in debt securities as either available-for-sale or held-to-maturity and equity securities. Securities available-for-sale are reported at fair value, with net unrealized gains and losses reflected in the accumulated other comprehensive loss component of shareholders’ equity, net of applicable income taxes. Securities held-to-maturity are those debt securities which management has the intent and the ability to hold to maturity and are reported at amortized cost. Equity securities are recorded at fair value, with net unrealized gains and losses recognized in income. The Company does not have trading securities in its portfolio. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Realized gains or losses on security transactions are reported in earnings and computed using the specific identification cost basis. Fair values of securities are based on quoted market prices, where available. Valuation of securities is further described in Note 18, <span style="font-style: italic;">Fair Value Measurements and Fair Value of Financial Instruments, </span>of this Annual Report. Amortization of bond premiums and accretion of bond discounts are amortized over the expected life of the securities using the interest method. Interest income is recognized when earned and dividend income is recognized when the right to receive payment is established. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Allowance for Credit Losses on Securities Held-to-Maturity (“HTM”)</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company is required to utilize the current expected credit losses approach to estimate expected credit losses. Management measures expected credit losses on HTM debt securities on a collective basis by major security types that share similar risk characteristics. Management classifies the HTM portfolio into the following major security types:<span style="font-weight: bold;"> </span>U.S. Treasury securities, state and political subdivisions, mortgage-backed securities-residential, mortgage-backed securities-multi-family, corporate debt securities and other securities. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Expected losses are calculated on a pooled basis using a probability of default/loss given default (PD/LGD) model, based on historical credit loss data from a reliable source. Management utilizes municipal and corporate default and loss rates which provide decades of data across all municipal and corporate sectors and geographies. Management may exercise discretion to make adjustments based on environmental factors. The model calculates the expected loss for each security over the contractual life. If the risk of a HTM debt security no longer matches the collective assessment pool, it is removed and individually assessed for credit deterioration.</div><div style="text-align: justify;"> U.S. Treasury and mortgage-backed securities are issued by U.S. government entities and agencies. These securities are either explicitly and/or implicitly guaranteed by the U.S. government as to timely repayment of principal and interest, are highly rated by major rating agencies, and have a long history of zero credit losses. Therefore, the Company determined a zero credit loss assumption and did not calculate or record an allowance for credit loss for these securities. An allowance for credit losses on investment securities held-to-maturity has been recorded for certain municipal securities issued by state and political subdivisions and corporate debt securities to account for expected lifetime credit loss using the CECL methodology. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Allowance for Credit Losses on Securities Available-for-Sale (“AFS”)</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The credit loss model for AFS debt securities requires credit losses to be presented as an allowance rather than a direct write-down of debt securities. AFS debt securities continue to be recorded at fair value with changes in fair value reflected in other comprehensive income. When the fair value of an AFS debt security falls below the amortized cost basis it is evaluated to determine if any of the decline in value is attributable to credit loss. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. The cash flows are estimated using information relevant to the collectability of the security, including information about past events, current conditions and reasonable and supportable forecasts. Decreases in fair value attributable to credit loss are recorded directly to earnings with a corresponding allowance for credit losses, limited to the amount that the fair value is less than the amortized cost basis. If the credit quality subsequently improves, the allowance is reversed up to a maximum of the previously recorded credit losses. When the Company intends to sell an impaired AFS debt security, or if it is more likely than not that the Company will be required to sell the security prior to recovering the amortized cost basis, the entire fair value adjustment will immediately be recognized in earnings with no corresponding allowance for credit losses. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Loans</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Loans are stated at their amortized basis, which is the amount of unpaid principal balance net of deferred loan origination fees and costs. An accounting policy election was made to exclude accrued interest receivable from the amortized cost basis of loans. Interest on loans is accrued and credited to income based upon the principal amount outstanding. Unearned discount or premium on installment loans is recognized as income or expense over the term of the loan, principally using a method that approximates the effective yield method. Nonrefundable loan fees and related direct costs are deferred and amortized over the life of the loan as an adjustment to loan yield using the effective interest method. </div><div style="text-align: justify;">  </div><div style="text-align: justify; font-style: italic;"> Income Recognition on Non-performing and Non-accrual loans </div><div>  </div><div style="text-align: justify;"> The Company generally places a loan on non-accrual status when principal and interest is delinquent for 90 days or more. Any unpaid interest previously accrued on these loans is reversed from income. When a loan is specifically determined to be non-performing, collection of interest and principal are generally applied as a reduction to principal outstanding until the collection of the remaining balance is reasonably assured. Interest income on all non-accrual loans is recognized on a cash basis. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Loan Modifications to Borrowers Experiencing Financial Difficulty</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company evaluates loan modifications to borrowers experiencing financial difficulty on the basis and extent of their direct impact on contractual cash flows. Modifications under this guidance include interest rate reductions, payment delays, term extensions, or a combination thereof. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Once a loan modification is determined to meet the aforementioned criteria, a determination is made as to whether the modification represents the continuation of an existing loan, or a new loan. The Company considers a loan modification to represent the establishment of a new loan if the resulting terms are at least as favorable to the Company as the terms made to other borrowers with similar risk profiles. If a modification is determined to represent a new loan, all unamortized deferred fees and costs are to be recognized through interest income at the time the modification is granted. Modifications that do not meet this criteria shall be considered a continuation of an existing loan, and all unamortized deferred fees and costs will be carried forward as part of the modified loan’s basis. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Allowance for Credit Losses on Loans</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Accounting Standards Update 2016-13, <span style="font-style: italic;">Financial Instruments - Credit Losses </span>(Topic 326)<span style="font-style: italic;">: Measurement of Credit Losses on Financial Instruments</span> (“CECL”), “including all subsequent amendments,” approach requires an estimate of the credit losses expected over the life of a loan (or pool of loans). The allowance is a valuation account that is deducted from the loans’ amortized cost basis to present the net, lifetime amount expected to be collected on the loans. Loan losses are charged off against the allowance when management believes a loan balance is confirmed to be uncollectible. Expected recoveries do not exceed the aggregate of amounts previously charged-off and amounts expected to be charged-off.</div><div style="text-align: justify;"> Collateral dependent loans that are on non-accrual status with a balance of $250,000 or greater, are evaluated on an individual basis and excluded from the pooled loan evaluation. The fair value of collateral for collateral dependent loans less selling costs will be compared to the loan balance to determine if an allowance for credit losses on loans is required. When management determines that foreclosure is probable, expected credit losses are based on the fair value of the collateral at the reporting date, adjusted for selling costs. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The loan portfolio is segmented based on the level at which the Company develops and documents a systematic methodology to determine its allowance for credit losses. Management developed the following segments for estimating loss based on type of borrower and collateral which is generally based upon federal call report segmentation and have been combined as needed to ensure loans of similar risk profiles are appropriately pooled: residential real estate, commercial real estate, home equity, consumer, and commercial loans. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Residential real estate- Residential mortgage and residential construction loans are generally secured by primary liens on the borrower’s residential property. Repayment is primarily dependent on the borrowers’ primary source of income. Significant risk factors include localized economic conditions that may impact the collateralized property’s value, as well as employment prospects for borrowers, regulatory risks specific to housing that may inhibit the Company’s ability to pursue means of repayment, and the accuracy of the estimate of the property’s value at the completion of construction. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Commercial real estate- Commercial mortgage and commercial construction loans generally are secured by property either occupied and maintained by the borrower or non-owner occupied, rented to a third-party tenant and managed by the borrower. Repayment cash flow includes rental income from the property, cash flows from the operation of the borrower’s and tenant businesses, and other income sources from the borrower. Significant risk factors include the borrower’s ability to attract and maintain tenants, the borrower’s industry, the successful operation of the borrower’s and tenant businesses, and the accuracy of the estimate of the property’s value at the completion of construction and estimated cost and duration of construction. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Home equity- Retail loans that are generally secured by secondary lien positions on 1-4 family residential real estate. Repayment sources primarily rely on the borrowers’ primary source of income and are determined based on the borrower’s equity position in the collateralized property. Default risks are greater, as a borrower is likely to prioritize payments on any outstanding indebtedness on the primary lien position. Additionally, home equity loans are exposed to greater market risk in the event of foreclosure and therefore are more sensitive to changes in underlying collateral valuations. To mitigate this risk, the Company generally does not underwrite terms exceeding 25 years with a loan to value of 85% when the Company holds the first mortgage. If the Company does not hold the first mortgage, these loans are underwritten with a higher interest rate and a lower maximum loan to value ratio of 65%. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Consumer- Retail loans generally consisting of direct loans on new and used automobiles, personal loans that are secured or unsecured, and other consumer installment loans, consisting of passbook loans, unsecured home improvement loans and recreational vehicle loans. Repayment is primarily dependent on borrowers’ primary income source. Economic conditions, as well as specific personal skill sets, can influence a borrower’s ability to maintain adequate employment to finance these loans. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Commercial- Commercial purpose loans that are generally secured by assets other than the real estate of borrowers’ businesses. Repayment is primarily the successful operation of the borrower’s business. Business assets may have significant variations in collateral values, and the value that may be realized by the Company, should the need to liquidate arise. Commercial loans are generally underwritten for terms not to exceed 20 years and depend primarily on the creditworthiness and cash flow of the borrower and any guarantors. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Management estimates the allowance for credit losses on loans by using relevant information, from internal and external sources, related to past events, current conditions, and reasonable and supportable forecasts that affect the collectability of loans. Historical loss experience was considered by the Company for estimating expected credit losses and determined the need to use peer data, with similar risk profiles, to develop and calculate the allowance for credit losses (“ACL”) on loan models. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Historical credit loss experience for the Company and peer losses by loan segments provide a foundation for estimating an expected credit loss. The observed credit losses are converted to probability of default (“PD”) rate curves through the use of loss given default (“LGD”) risk factors that convert default rates to estimated losses for each loan segment. This is based on industry-level, observed relationships between the PD and LGD variables for each segment. The historical PD curves correspond to economic variables through historical economic cycles, which establishes a quantitative relationship between forecasted economic conditions and loan performance. </div><div>  </div><div style="text-align: justify;"> Using the historical quantitative relationship between economic conditions and loan performance, management developed a model using selected external economic forecasts that is highly correlated for each loan segment. These forecasts are then applied over a period that management has determined to be reasonable and supportable. Beyond the period over which management can develop or source a reasonable and supportable forecast, the model will revert to long-term average economic conditions using a straight-line methodology.</div><div style="text-align: justify;"> The allowance for credit losses on loans is measured on a collective basis, when similar risk characteristics are present, with both a quantitative and qualitative analysis that is applied on a quarterly basis. The respective quantitative reserve for each segment is calculated using a PD/LGD modeling methodology with segment-specific regression models. The discounted cash flow methodology uses expected credit losses estimated over the effective life of each loan by measuring the difference between the net present value of modeled cash flows and amortized cost basis. Contractual cash flows over the contractual life of the loans are the basis for modeled cash flows, adjusted for modeled defaults and expected prepayments and discounted at the loan-level stated interest rate. </div><div>  </div><div style="text-align: justify;"> Management applies a qualitative adjustment for each segment as of the balance sheet date. The qualitative adjustments include limitations inherent in the quantitative model; changes in lending policies and procedures; changes in international, national, regional, and local economic conditions; changes in the nature and volume of the portfolio and terms of loans; the experience, ability and depth of lending management and staff; changes in the volume and severity of past due loans; changes in value of underlying collateral; existence and effect of any concentrations of credit and changes in the levels of such concentrations; and the effect of external factors; such as competition, legal and regulatory requirements. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Allowance for Credit Losses on Unfunded Commitments</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company estimates expected credit losses over the contractual period in which the Company has exposure to a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The allowance for credit losses on unfunded commitments exposure is recognized in other liabilities and is adjusted as an expense in other noninterest expense. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over the estimated contractual life. The Company considers the following segments of unfunded commitments exposure; home equity line of credits, commercial line of credits, consumer loans, residential and commercial real estate loans committed but not closed and the unfunded portion of the construction loans. The probable funding amount by segment is multiplied by the respective reserve percentage calculated in the allowance for credit losses on loans to calculate a reserve on unfunded commitments. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Accrued Interest Receivable</span> </div><div style="font-style: italic;">  </div><div style="text-align: justify;"> Accrued interest receivable balances are presented separately on the consolidated statements of financial condition and are not included in amortized loan and investment costs when determining the allowance for credit losses. Accrued interest receivable balances have been excluded from the amortized cost basis of loans and investment securities, and related disclosures. Accrued interest receivable that is deemed uncollectible is written off timely. For loans, write off typically occurs upon becoming over 90 to 120 days past due and therefore, the amount of such write offs are immaterial. Historically, the Company has not experienced uncollectible accrued interest receivable on investment securities. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Foreclosed Real Estate (“FRE”)</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Foreclosed real estate consists of properties acquired through mortgage loan foreclosure proceedings, deed in lieu of foreclosure or in full or partial satisfaction of loans. FRE is recorded at the estimated fair value of the property less estimated costs to dispose at the time of acquisition to establish a new carrying value. Write downs from the carrying value of the loan to estimated fair value, which are required at the time of foreclosure, are charged to the allowance for credit losses. Subsequent adjustments to the carrying value of such properties resulting from declines in fair value result in the establishment of a valuation allowance and are charged to operations in the period in which the declines occur. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Premises and Equipment</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify; font-size: 12pt;"> <span style="font-size: 10.0pt;">Land is carried at cost, while buildings, equipment, leasehold improvements and furniture are stated at cost less accumulated depreciation and amortization. Depreciation is computed using principally the straight-line method over the estimated useful lives of the related assets, which range from 15 to 50 years for buildings and from 3 to 10 years for equipment and furniture. Amortization of leasehold improvements and leased equipment is recognized using the straight-line method over the shorter of the lease term or the estimated life of the asset. Maintenance and repairs are typically charged to expense when incurred. Gains and losses from sales or other dispositions of premises and equipment are included in consolidated results of operations.</span></div><div style="text-align: justify; font-style: italic;"> Leases </div><div>  </div><div style="text-align: justify;"> Leases are classified as operating or finance leases. Lease right-of-use (“ROU”) assets and lease liabilities for operating leases are recognized at commencement date based on the present value of lease payments over the lease term, discounted using the Company’s incremental borrowing rate. Operating lease ROU assets are recorded in prepaid expenses and other assets while operating lease liabilities are recorded in accrued expenses and other liabilities. The Company has not entered into any finance leases. Options to renew or terminate the lease are recognized as part of ROU assets and liabilities when it is reasonably certain the options will be exercised. The Company has lease agreements that contain both lease and non-lease components. The lease components represent the right to use the underlying assets, while the non-lease components consist primarily of common area maintenance charges, real estate taxes and insurance which are accounted for separately. Operating lease expense associated with fixed lease payments is recognized on a straight-line basis over the lease term. Variable lease payments for common area maintenance charges, real estate taxes and insurance, which are generally based on a pro-rate share of the total property costs, are excluded from the measurement of the ROU assets or lease liabilities and are expensed as incurred. In addition, the Company does not recognize ROU assets or lease liabilities for short-term leases with a term of 12 months or less, and the related lease expense is recognized as incurred. </div><div>  </div><div> <span style="font-style: italic;">Bank Owned Life Insurance</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company has purchased Bank-Owned life insurance ("BOLI") as an investment vehicle on certain current and former officers and executive officers. BOLI is recorded at the amount that can be realized under the insurance contracts at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Changes in the cash surrender value are recorded in non-interest income. </div><div>  </div><div style="text-align: justify; font-style: italic;"> Treasury Stock </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Common stock repurchases are recorded at cost and then held as treasury stock. From time to time, the Company may repurchase shares of common stock under an approved plan if, in its judgment, such shares are an attractive investment, in view of the current price at which the common stock is trading relative to the Company’s earnings per share, book value per share and general market and economic factors. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Federal Home Loan Bank Stock</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Federal law requires a member institution of the Federal Home Loan Bank (“FHLB”) system to hold stock of its district FHLB according to a predetermined formula. This stock is restricted in that it can only be sold to the FHLB or to another member institution, and all sales of FHLB stock must be at par. As a result of these restrictions, FHLB stock is carried at cost. FHLB stock is held as a long-term investment and its value is determined based on the ultimate recoverability of the par value. Impairment of this investment is evaluated quarterly and is a matter of judgment that reflects management’s view of the FHLB’s long-term performance, which includes factors such as the following: its operating performance; the severity and duration of declines in the fair value of its net assets related to its capital stock amount; its commitment to make payments required by law or regulation and the level of such payments in relation to its operating performance; the impact of legislative and regulatory changes on the FHLB, and accordingly, on the members of the FHLB; and its liquidity and funding position. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Revenue Recognition</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Revenue from Contracts with Customers</span> (Topic 606) does not apply to the majority of the Company’s revenue-generating transactions, including revenue generated from financial instruments, such as loans and investment securities which are presented in our consolidated statements of income as components of net interest income. All of the Company's revenue from contracts with customers in the scope of Topic 606 is recognized within non-interest income, with the exception of net gains and losses from sales of foreclosed real estate, which is recognized within non-interest expense. The following is a summary of revenues subject to Topic 606 for the years ended June 30, 2026 and 2025. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="text-decoration: underline;">Service Charges on Deposit Accounts</span>: The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM use fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer's request. Account maintenance fees, which relate primarily to monthly maintenance, are recognized at the time the maintenance occurs. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer's account balance. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="text-decoration: underline;">Debit Card Interchange Fee Income</span>: The Company earns interchange fees from debit cardholder transactions conducted through the Visa payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="text-decoration: underline;">E-commerce Income</span>: The Company earns fees for merchant transaction processing services provided to its business customers by a third-party service provider. The fees represent a percentage of the monthly transaction activity net of related costs and are received from the service provider on a monthly basis. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="text-decoration: underline;">Investment Services Income</span>: The Company earns fees from investment brokerage services provided to its customers by a third-party service provider. The Company receives commissions from the third-party service provider on a monthly basis based upon customer activity for the month. The Company (i) acts as an agent in arranging the relationship between the customer and the third-party service provider and (ii) does not control the services rendered to the customers. Investment brokerage fees are presented net of related costs.</div><div style="text-align: justify;"> <span style="text-decoration: underline;">Net Gains/Losses on Sales of Foreclosed Real Estate</span>: The Company records a gain or loss from the sale of foreclosed real estate when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of foreclosed real estate to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the foreclosed real estate asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company adjusts the transaction price and related gain or loss on sale if a significant financing component is present. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Advertising</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company follows a policy of charging the costs of advertising to expense as incurred. Advertising costs included in advertising and promotion expenses were $506,000 and $486,000 for the years ended June 30, 2026 and 2025, respectively. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Derivatives</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company enters into interest rate swap agreements that are not designated as hedges for accounting purposes. As the interest rate swap agreements have substantially equivalent and offsetting terms, they do not present any material exposure to the Company’s consolidated statements of income. The Company records its interest rate swap agreements at fair value and they are presented on a gross basis within other assets and other liabilities on the consolidated statements of financial condition, as applicable. Changes in the fair value of assets and liabilities arising from these derivatives are included, net, in other operating income in the consolidated statements of income. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic;">Off-Balance Sheet Credit Related Financial Instruments</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> In the ordinary course of business, the Company has entered into commitments to extend credit, including loan commitments and lines of credit. Such financial instruments are recorded when they are funded. In the normal course of business, the Company utilizes risk participation agreements, which are guarantees issued by the Company to other parties for a fee, whereby the Company agrees to participate in the credit risk of a derivative customer of the other party. Under the terms of these agreements, the “participating bank” receives a fee from the “lead bank” in exchange for the guarantee of reimbursement if the customer defaults on an interest rate swap. The interest rate swap is transacted such that any and all exchanges of interest payments (favorable and unfavorable) are made between the lead bank and the customer. In the event that an early termination of the swap occurs and the customer is unable to make a required close out payment, the participating bank assumes that obligation and is required to make this payment. </div><div style="text-align: justify;">  </div><div style="text-align: justify; font-style: italic;"> Income Taxes </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Provisions for income taxes are accounted for under the asset and liability method and based on taxes currently payable or refundable and deferred income taxes on temporary differences between the tax basis of assets and liabilities and their reported amounts in the consolidated financial statements. Deferred tax assets and liabilities are reported at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company uses the proportional amortization method for solar tax credit investments, whereby the associated tax credits are recognized as a reduction to tax expense. Certain federal tax credits that are non-refundable and transferable under applicable regulations are accounted for as government grants and recorded as a reduction to the amortized cost or net investment in the applicable asset generating the credit, within “other assets.” Amounts are amortized through depreciation or as an adjustment to yield over the estimated life of the asset. Any gain or loss on the transfer of a tax credit is recorded within “other operating income.” </div><div style="text-align: justify;">  </div><div style="text-align: justify; font-style: italic;"> Earnings Per Share </div><div style="text-align: justify;">  </div><div style="text-align: justify; font-size: 12pt;"> <span style="font-size: 10.0pt;">Basic Earnings Per Share (“EPS”) is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted EPS is computed in a manner similar to that of basic EPS except that the weighted-average number of common shares outstanding is increased to reflect the effect of potentially dilutive common shares, such as stock options, using the treasury stock method, assuming such shares vested during the period. Unallocated common shares held by the ESOP are not included in the weighted-average number of common shares outstanding for either the basic or diluted EPS calculations.</span></div><div style="text-align: justify;"> <span style="font-style: italic;">Comprehensive Income (Loss)</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Comprehensive income (loss) represents net income plus other comprehensive income (loss), which consists primarily of the net change in unrealized gains (losses) on AFS debt securities for the period and changes in the funded status of the Company’s defined benefit pension plan, net of the related tax effect. </div><div>  </div><div> <span style="font-weight: bold;">Impact of Recent Accounting Pronouncements</span> </div><div>  </div><div> <span style="font-style: italic; text-decoration: underline;">Recently Adopted Accounting Standards</span> </div><div>  </div><div style="text-align: justify;"> In December 2023, the Financial Accounting Standards Board (“FASB”) issued ASU 2023-09, <span style="font-style: italic;">Income Taxes </span>(Topic 740), <span style="font-style: italic;">Improvements to Income Tax Disclosures,</span> which require public entities to disclose annually a tabular rate reconciliation, including specific items such as state and local income tax, tax credits, nontaxable or nondeductible items, among others, and a separate disclosure requiring disaggregation of reconciling items as described above which equal or exceed 5.0% of the product of multiplying income from continuing operations by the applicable statutory income tax rate. The ASU is effective for annual periods beginning after December 15, 2024. The Company adopted ASU 2023-09 during the year ended June 30, 2026, using the prospective method. The Company’s adoption of this standard did not have a material impact on the consolidated financial statements. </div><div>  </div><div> <span style="font-style: italic; text-decoration: underline;">Accounting Standards Issued Not Yet Adopted</span> </div><div>  </div><div style="text-align: justify;"> In October 2023, the FASB issued ASU 2023-06, <span style="font-style: italic;">Disclosure Improvements</span>, which amends the disclosure or presentation requirements related to various subtopics in the FASB Accounting Standards Codification. The ASU was issued in response to the SEC’s August 2018 final rule that updated and simplified disclosure requirements that the SEC believed were redundant, duplicative, overlapping, outdated, or superseded. The new guidance is intended to align GAAP requirements with those of the SEC. The ASU will become effective on the earlier of the date on which the SEC removes its disclosure requirements for the related disclosure or June 30, 2027. Early adoption is not permitted. The adoption is not expected to have a material impact on the consolidated financial statements. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> In November 2024, the FASB issued ASU 2024-03, <span style="font-style: italic;">Income Statement – Reporting Comprehensive Income – Expense Disaggregation Disclosure</span> (Subtopic 220-40), which will require enhanced disaggregation of certain expense categories in the notes to the financial statements. The disclosure will require disaggregation of certain income statement expenses including employee compensation, depreciation and intangible asset amortization. The ASU is effective for annual reporting periods beginning after December 15, 2026, and early adoption is permitted. The Company’s adoption of this standard is not expected to have a material impact on the consolidated financial statements. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> In December 2025, the FASB issued ASU 2025-11, <span style="font-style: italic;">Interim Reporting (Topic 270), Narrow-Scope Improvements</span>, which clarifies the interim reporting requirements by improving navigability and more clearly specifying what disclosures are required in an interim reporting period applicable to Topic 270. The ASU is effective for annual reporting periods beginning after December 15, 2027, and early adoption is permitted. The Company’s adoption of this standard is not expected to have a material impact on the consolidated financial statements. </div> <div style="font-size: 12pt;"> <span style="font-size: 10.0pt; font-style: italic;">Basis of Presentation</span> </div><div style="text-align: justify;"> The consolidated financial statements include the accounts of Greene County Bancorp, Inc. (the “Company”) and its subsidiaries, the Bank of Greene County (the “Bank”), and the Bank’s subsidiaries Greene County Commercial Bank (the “Commercial Bank”) and Greene Property Holdings, Ltd. All material inter-company accounts and transactions have been eliminated in consolidation. The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”). These consolidated financial statements consider events that occurred through the date the consolidated financial statements were issued. </div><div style="text-align: justify;"> The consolidated financial statements include the accounts of certain Variable Interest Entities (“VIE(s)”). In accordance with the applicable accounting guidance for consolidations, the Company consolidates a VIE if it has (i) a variable interest in the entity; (ii) the power to direct activities of the VIE that most significantly affect the entity’s economic performance; and (iii) the obligation to absorb losses of the entity or the right to receive benefits from the entity that could potentially be significant to the VIE (<span style="font-style: italic;">i.e.,</span> we are considered to be the primary beneficiary). </div><div style="text-align: justify;"> The Company uses the equity method to account for unconsolidated investments in VIEs if it has significant influence over the entity’s operating and financing decision. Unconsolidated investments in VIEs in which the Company does not have significant influence are carried at a cost measurement alternative. See Note 14, <span style="font-style: italic;">Variable Interest Entities</span> for information on our involvement with VIEs. </div><div style="text-align: justify;"> The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ. </div> <div style="font-size: 12pt;"> <span style="font-size: 10.0pt; font-style: italic;">Nature of Operations</span> </div><div style="text-align: justify;"> The Company’s primary business is the ownership and operation of its subsidiaries. At June 30, 2026, the Company operated 19 full-service banking offices, lending centers, an operations center, customer call center, administration center, and a wealth management center located in its market area consisting of the Hudson Valley and Capital District Regions of New York State. The Bank is primarily engaged in the business of attracting deposits from the general public in the Bank’s market area, and investing such deposits, together with other sources of funds, in loans and investment securities. The Commercial Bank’s primary business is to attract deposits from and provide banking services to local municipalities. Greene Property Holdings, Ltd. was formed as a New York corporation that has elected under the Internal Revenue Code to be a real estate investment trust. Currently, certain mortgages and loan notes held by the Bank are transferred and beneficially owned by Greene Property Holdings, Ltd. The Bank continues to service these loans. </div> 19 <div style="text-align: justify; font-style: italic;"> Charter </div><div style="text-align: justify;"> The Company and its parent mutual holding company, Greene County Bancorp, MHC (the “MHC”) are federally chartered and regulated and examined by the Federal Reserve Board. The Bank, the subsidiary of the Company, is also federally chartered and is regulated and examined by the Office of the Comptroller of the Currency (the “OCC”). </div><div style="text-align: justify;"> The Commercial Bank is a New York State-chartered financial institution, regulated and examined by the New York State Department of Financial Services. Greene Property Holdings, Ltd. is a New York corporation. </div><div style="text-align: justify;"> As a federal savings association, the Bank must satisfy the qualified thrift lender, or “QTL”, requirement by meeting one of two tests: the Home Owners’ Loan Act (“HOLA”) QTL test or the Internal Revenue Service (IRS) Domestic Building and Loan Association (DBLA) test. The federal savings association may use either test to qualify and may switch from one test to the other. </div><div style="text-align: justify;"> Under the HOLA QTL test, the Bank must maintain at least 65% of its “portfolio assets” in “qualified thrift investments” in at least nine of the most recent 12-month period. “Portfolio assets” generally means total assets of a savings institution, less the sum of specified liquid assets up to 20% of total assets, goodwill and other intangible assets, and the value of property used in the conduct of the savings association’s business. </div><div style="text-align: justify;"> “Qualified thrift investments” include various types of loans made for residential and housing purposes, investments related to such purposes, including certain mortgage-backed and related securities, and loans for personal, family, household and certain other purposes up to a limit of 20% of portfolio assets. “Qualified thrift investments” also include 100% of an institution’s credit card loans, education loans and small business loans.</div><div style="text-align: justify;"> Under the IRS DBLA test, the Bank must meet the business operations test and the 60% of assets test. The business operations test requires that the federal savings association’s business consists primarily of acquiring the savings of the public (75% of its deposits, withdrawable shares, and other obligations must be held by the general public) and investing in loans (more than 75% of its gross income consists of interest on loans and government obligations and various other specified types of operating income that federal savings associations ordinarily earn). For the 60% of assets test, the Bank must maintain at least 60% of its total in “qualified investments” as of the close of the taxable year or, at the option of the taxpayer, may be computed on the basis of the average assets outstanding during the taxable year. </div><div style="text-align: justify;"> A savings association that fails the qualified thrift lender test must either convert to a bank charter or operate under specified restrictions. During the years ended June 30, 2026 and 2025, the Bank elected to utilize the IRS DBLA test and satisfied the requirements of this test. </div> <div style="text-align: justify; font-size: 12pt;"> <span style="font-size: 10.0pt; font-style: italic;">Segment Reporting</span> </div><div style="text-align: justify;"> In accordance with the Accounting Standards Update (“ASU”) 2023-07, <span style="font-style: italic;">Segment Reporting</span> (Topic 280), <span style="font-style: italic;">Improvements to Reportable Segment Disclosures</span>, the Company operates as a <span style="-sec-ix-hidden: hidden-fact-4">single</span> operating segment, banking, providing financial services to retail, municipal and commercial customers in its market area, consisting of the Hudson Valley and Capital District Regions of New York State. The Company derives the majority of its revenue from banking operations within the local market. </div><div style="text-align: justify;"> The Company’s Chief Executive Officer (“CEO”) is designated as the Company’s Chief Operating Decision Maker (“CODM”). The CODM evaluates financial performance and allocates resources by reviewing the consolidated financial statements of the Company, analyzing revenue, expenses, capital levels and budget to actual variances. </div> <div style="text-align: justify; font-size: 12pt;"> <span style="font-size: 10.0pt; font-style: italic;">Cash and Cash Equivalents</span> </div><div style="text-align: justify;"> Cash and cash equivalents include cash on hand, amounts due from banks, interest-bearing deposits at other financial institutions, and overnight federal funds sold. </div> <div style="text-align: justify; font-size: 12pt;"> <span style="font-size: 10.0pt; font-style: italic;">Securities</span> </div><div style="text-align: justify;"> The Company has classified its investments in debt securities as either available-for-sale or held-to-maturity and equity securities. Securities available-for-sale are reported at fair value, with net unrealized gains and losses reflected in the accumulated other comprehensive loss component of shareholders’ equity, net of applicable income taxes. Securities held-to-maturity are those debt securities which management has the intent and the ability to hold to maturity and are reported at amortized cost. Equity securities are recorded at fair value, with net unrealized gains and losses recognized in income. The Company does not have trading securities in its portfolio. </div><div style="text-align: justify;"> Realized gains or losses on security transactions are reported in earnings and computed using the specific identification cost basis. Fair values of securities are based on quoted market prices, where available. Valuation of securities is further described in Note 18, <span style="font-style: italic;">Fair Value Measurements and Fair Value of Financial Instruments, </span>of this Annual Report. Amortization of bond premiums and accretion of bond discounts are amortized over the expected life of the securities using the interest method. Interest income is recognized when earned and dividend income is recognized when the right to receive payment is established. </div> <div style="text-align: justify;"> <span style="font-style: italic;">Allowance for Credit Losses on Securities Held-to-Maturity (“HTM”)</span> </div><div style="text-align: justify;"> The Company is required to utilize the current expected credit losses approach to estimate expected credit losses. Management measures expected credit losses on HTM debt securities on a collective basis by major security types that share similar risk characteristics. Management classifies the HTM portfolio into the following major security types:<span style="font-weight: bold;"> </span>U.S. Treasury securities, state and political subdivisions, mortgage-backed securities-residential, mortgage-backed securities-multi-family, corporate debt securities and other securities. </div><div style="text-align: justify;"> Expected losses are calculated on a pooled basis using a probability of default/loss given default (PD/LGD) model, based on historical credit loss data from a reliable source. Management utilizes municipal and corporate default and loss rates which provide decades of data across all municipal and corporate sectors and geographies. Management may exercise discretion to make adjustments based on environmental factors. The model calculates the expected loss for each security over the contractual life. If the risk of a HTM debt security no longer matches the collective assessment pool, it is removed and individually assessed for credit deterioration.</div><div style="text-align: justify;"> U.S. Treasury and mortgage-backed securities are issued by U.S. government entities and agencies. These securities are either explicitly and/or implicitly guaranteed by the U.S. government as to timely repayment of principal and interest, are highly rated by major rating agencies, and have a long history of zero credit losses. Therefore, the Company determined a zero credit loss assumption and did not calculate or record an allowance for credit loss for these securities. An allowance for credit losses on investment securities held-to-maturity has been recorded for certain municipal securities issued by state and political subdivisions and corporate debt securities to account for expected lifetime credit loss using the CECL methodology. </div> 0 0 <div style="text-align: justify;"> <span style="font-style: italic;">Allowance for Credit Losses on Securities Available-for-Sale (“AFS”)</span> </div><div style="text-align: justify;"> The credit loss model for AFS debt securities requires credit losses to be presented as an allowance rather than a direct write-down of debt securities. AFS debt securities continue to be recorded at fair value with changes in fair value reflected in other comprehensive income. When the fair value of an AFS debt security falls below the amortized cost basis it is evaluated to determine if any of the decline in value is attributable to credit loss. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. The cash flows are estimated using information relevant to the collectability of the security, including information about past events, current conditions and reasonable and supportable forecasts. Decreases in fair value attributable to credit loss are recorded directly to earnings with a corresponding allowance for credit losses, limited to the amount that the fair value is less than the amortized cost basis. If the credit quality subsequently improves, the allowance is reversed up to a maximum of the previously recorded credit losses. When the Company intends to sell an impaired AFS debt security, or if it is more likely than not that the Company will be required to sell the security prior to recovering the amortized cost basis, the entire fair value adjustment will immediately be recognized in earnings with no corresponding allowance for credit losses. </div> <div style="text-align: justify;"> <span style="font-style: italic;">Loans</span> </div><div style="text-align: justify;"> Loans are stated at their amortized basis, which is the amount of unpaid principal balance net of deferred loan origination fees and costs. An accounting policy election was made to exclude accrued interest receivable from the amortized cost basis of loans. Interest on loans is accrued and credited to income based upon the principal amount outstanding. Unearned discount or premium on installment loans is recognized as income or expense over the term of the loan, principally using a method that approximates the effective yield method. Nonrefundable loan fees and related direct costs are deferred and amortized over the life of the loan as an adjustment to loan yield using the effective interest method. </div> <div style="text-align: justify; font-style: italic;"> Income Recognition on Non-performing and Non-accrual loans </div><div style="text-align: justify;"> The Company generally places a loan on non-accrual status when principal and interest is delinquent for 90 days or more. Any unpaid interest previously accrued on these loans is reversed from income. When a loan is specifically determined to be non-performing, collection of interest and principal are generally applied as a reduction to principal outstanding until the collection of the remaining balance is reasonably assured. Interest income on all non-accrual loans is recognized on a cash basis. </div> P90D <div style="text-align: justify;"> <span style="font-style: italic;">Loan Modifications to Borrowers Experiencing Financial Difficulty</span> </div><div style="text-align: justify;"> The Company evaluates loan modifications to borrowers experiencing financial difficulty on the basis and extent of their direct impact on contractual cash flows. Modifications under this guidance include interest rate reductions, payment delays, term extensions, or a combination thereof. </div><div style="text-align: justify;"> Once a loan modification is determined to meet the aforementioned criteria, a determination is made as to whether the modification represents the continuation of an existing loan, or a new loan. The Company considers a loan modification to represent the establishment of a new loan if the resulting terms are at least as favorable to the Company as the terms made to other borrowers with similar risk profiles. If a modification is determined to represent a new loan, all unamortized deferred fees and costs are to be recognized through interest income at the time the modification is granted. Modifications that do not meet this criteria shall be considered a continuation of an existing loan, and all unamortized deferred fees and costs will be carried forward as part of the modified loan’s basis. </div> <div style="text-align: justify;"> <span style="font-style: italic;">Allowance for Credit Losses on Loans</span> </div><div style="text-align: justify;"> The Accounting Standards Update 2016-13, <span style="font-style: italic;">Financial Instruments - Credit Losses </span>(Topic 326)<span style="font-style: italic;">: Measurement of Credit Losses on Financial Instruments</span> (“CECL”), “including all subsequent amendments,” approach requires an estimate of the credit losses expected over the life of a loan (or pool of loans). The allowance is a valuation account that is deducted from the loans’ amortized cost basis to present the net, lifetime amount expected to be collected on the loans. Loan losses are charged off against the allowance when management believes a loan balance is confirmed to be uncollectible. Expected recoveries do not exceed the aggregate of amounts previously charged-off and amounts expected to be charged-off.</div><div style="text-align: justify;"> Collateral dependent loans that are on non-accrual status with a balance of $250,000 or greater, are evaluated on an individual basis and excluded from the pooled loan evaluation. The fair value of collateral for collateral dependent loans less selling costs will be compared to the loan balance to determine if an allowance for credit losses on loans is required. When management determines that foreclosure is probable, expected credit losses are based on the fair value of the collateral at the reporting date, adjusted for selling costs. </div><div style="text-align: justify;"> The loan portfolio is segmented based on the level at which the Company develops and documents a systematic methodology to determine its allowance for credit losses. Management developed the following segments for estimating loss based on type of borrower and collateral which is generally based upon federal call report segmentation and have been combined as needed to ensure loans of similar risk profiles are appropriately pooled: residential real estate, commercial real estate, home equity, consumer, and commercial loans. </div><div style="text-align: justify;"> Residential real estate- Residential mortgage and residential construction loans are generally secured by primary liens on the borrower’s residential property. Repayment is primarily dependent on the borrowers’ primary source of income. Significant risk factors include localized economic conditions that may impact the collateralized property’s value, as well as employment prospects for borrowers, regulatory risks specific to housing that may inhibit the Company’s ability to pursue means of repayment, and the accuracy of the estimate of the property’s value at the completion of construction. </div><div style="text-align: justify;"> Commercial real estate- Commercial mortgage and commercial construction loans generally are secured by property either occupied and maintained by the borrower or non-owner occupied, rented to a third-party tenant and managed by the borrower. Repayment cash flow includes rental income from the property, cash flows from the operation of the borrower’s and tenant businesses, and other income sources from the borrower. Significant risk factors include the borrower’s ability to attract and maintain tenants, the borrower’s industry, the successful operation of the borrower’s and tenant businesses, and the accuracy of the estimate of the property’s value at the completion of construction and estimated cost and duration of construction. </div><div style="text-align: justify;"> Home equity- Retail loans that are generally secured by secondary lien positions on 1-4 family residential real estate. Repayment sources primarily rely on the borrowers’ primary source of income and are determined based on the borrower’s equity position in the collateralized property. Default risks are greater, as a borrower is likely to prioritize payments on any outstanding indebtedness on the primary lien position. Additionally, home equity loans are exposed to greater market risk in the event of foreclosure and therefore are more sensitive to changes in underlying collateral valuations. To mitigate this risk, the Company generally does not underwrite terms exceeding 25 years with a loan to value of 85% when the Company holds the first mortgage. If the Company does not hold the first mortgage, these loans are underwritten with a higher interest rate and a lower maximum loan to value ratio of 65%. </div><div style="text-align: justify;"> Consumer- Retail loans generally consisting of direct loans on new and used automobiles, personal loans that are secured or unsecured, and other consumer installment loans, consisting of passbook loans, unsecured home improvement loans and recreational vehicle loans. Repayment is primarily dependent on borrowers’ primary income source. Economic conditions, as well as specific personal skill sets, can influence a borrower’s ability to maintain adequate employment to finance these loans. </div><div style="text-align: justify;"> Commercial- Commercial purpose loans that are generally secured by assets other than the real estate of borrowers’ businesses. Repayment is primarily the successful operation of the borrower’s business. Business assets may have significant variations in collateral values, and the value that may be realized by the Company, should the need to liquidate arise. Commercial loans are generally underwritten for terms not to exceed 20 years and depend primarily on the creditworthiness and cash flow of the borrower and any guarantors. </div><div style="text-align: justify;"> Management estimates the allowance for credit losses on loans by using relevant information, from internal and external sources, related to past events, current conditions, and reasonable and supportable forecasts that affect the collectability of loans. Historical loss experience was considered by the Company for estimating expected credit losses and determined the need to use peer data, with similar risk profiles, to develop and calculate the allowance for credit losses (“ACL”) on loan models. </div><div style="text-align: justify;"> Historical credit loss experience for the Company and peer losses by loan segments provide a foundation for estimating an expected credit loss. The observed credit losses are converted to probability of default (“PD”) rate curves through the use of loss given default (“LGD”) risk factors that convert default rates to estimated losses for each loan segment. This is based on industry-level, observed relationships between the PD and LGD variables for each segment. The historical PD curves correspond to economic variables through historical economic cycles, which establishes a quantitative relationship between forecasted economic conditions and loan performance. </div><div style="text-align: justify;"> Using the historical quantitative relationship between economic conditions and loan performance, management developed a model using selected external economic forecasts that is highly correlated for each loan segment. These forecasts are then applied over a period that management has determined to be reasonable and supportable. Beyond the period over which management can develop or source a reasonable and supportable forecast, the model will revert to long-term average economic conditions using a straight-line methodology.</div><div style="text-align: justify;"> The allowance for credit losses on loans is measured on a collective basis, when similar risk characteristics are present, with both a quantitative and qualitative analysis that is applied on a quarterly basis. The respective quantitative reserve for each segment is calculated using a PD/LGD modeling methodology with segment-specific regression models. The discounted cash flow methodology uses expected credit losses estimated over the effective life of each loan by measuring the difference between the net present value of modeled cash flows and amortized cost basis. Contractual cash flows over the contractual life of the loans are the basis for modeled cash flows, adjusted for modeled defaults and expected prepayments and discounted at the loan-level stated interest rate. </div><div style="text-align: justify;"> Management applies a qualitative adjustment for each segment as of the balance sheet date. The qualitative adjustments include limitations inherent in the quantitative model; changes in lending policies and procedures; changes in international, national, regional, and local economic conditions; changes in the nature and volume of the portfolio and terms of loans; the experience, ability and depth of lending management and staff; changes in the volume and severity of past due loans; changes in value of underlying collateral; existence and effect of any concentrations of credit and changes in the levels of such concentrations; and the effect of external factors; such as competition, legal and regulatory requirements. </div> 250000 P25Y 0.85 0.65 P20Y <div style="text-align: justify;"> <span style="font-style: italic;">Allowance for Credit Losses on Unfunded Commitments</span> </div><div style="text-align: justify;"> The Company estimates expected credit losses over the contractual period in which the Company has exposure to a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The allowance for credit losses on unfunded commitments exposure is recognized in other liabilities and is adjusted as an expense in other noninterest expense. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over the estimated contractual life. The Company considers the following segments of unfunded commitments exposure; home equity line of credits, commercial line of credits, consumer loans, residential and commercial real estate loans committed but not closed and the unfunded portion of the construction loans. The probable funding amount by segment is multiplied by the respective reserve percentage calculated in the allowance for credit losses on loans to calculate a reserve on unfunded commitments. </div> <div style="text-align: justify;"> <span style="font-style: italic;">Accrued Interest Receivable</span> </div><div style="text-align: justify;"> Accrued interest receivable balances are presented separately on the consolidated statements of financial condition and are not included in amortized loan and investment costs when determining the allowance for credit losses. Accrued interest receivable balances have been excluded from the amortized cost basis of loans and investment securities, and related disclosures. Accrued interest receivable that is deemed uncollectible is written off timely. For loans, write off typically occurs upon becoming over 90 to 120 days past due and therefore, the amount of such write offs are immaterial. Historically, the Company has not experienced uncollectible accrued interest receivable on investment securities. </div> P90D P120D <div style="text-align: justify;"> <span style="font-style: italic;">Foreclosed Real Estate (“FRE”)</span> </div><div style="text-align: justify;"> Foreclosed real estate consists of properties acquired through mortgage loan foreclosure proceedings, deed in lieu of foreclosure or in full or partial satisfaction of loans. FRE is recorded at the estimated fair value of the property less estimated costs to dispose at the time of acquisition to establish a new carrying value. Write downs from the carrying value of the loan to estimated fair value, which are required at the time of foreclosure, are charged to the allowance for credit losses. Subsequent adjustments to the carrying value of such properties resulting from declines in fair value result in the establishment of a valuation allowance and are charged to operations in the period in which the declines occur. </div> <div style="text-align: justify;"> <span style="font-style: italic;">Premises and Equipment</span> </div><div style="text-align: justify; font-size: 12pt;"> <span style="font-size: 10.0pt;">Land is carried at cost, while buildings, equipment, leasehold improvements and furniture are stated at cost less accumulated depreciation and amortization. Depreciation is computed using principally the straight-line method over the estimated useful lives of the related assets, which range from 15 to 50 years for buildings and from 3 to 10 years for equipment and furniture. Amortization of leasehold improvements and leased equipment is recognized using the straight-line method over the shorter of the lease term or the estimated life of the asset. Maintenance and repairs are typically charged to expense when incurred. Gains and losses from sales or other dispositions of premises and equipment are included in consolidated results of operations.</span></div> P15Y P50Y P3Y P10Y <div style="text-align: justify; font-style: italic;"> Leases </div><div style="text-align: justify;"> Leases are classified as operating or finance leases. Lease right-of-use (“ROU”) assets and lease liabilities for operating leases are recognized at commencement date based on the present value of lease payments over the lease term, discounted using the Company’s incremental borrowing rate. Operating lease ROU assets are recorded in prepaid expenses and other assets while operating lease liabilities are recorded in accrued expenses and other liabilities. The Company has not entered into any finance leases. Options to renew or terminate the lease are recognized as part of ROU assets and liabilities when it is reasonably certain the options will be exercised. The Company has lease agreements that contain both lease and non-lease components. The lease components represent the right to use the underlying assets, while the non-lease components consist primarily of common area maintenance charges, real estate taxes and insurance which are accounted for separately. Operating lease expense associated with fixed lease payments is recognized on a straight-line basis over the lease term. Variable lease payments for common area maintenance charges, real estate taxes and insurance, which are generally based on a pro-rate share of the total property costs, are excluded from the measurement of the ROU assets or lease liabilities and are expensed as incurred. In addition, the Company does not recognize ROU assets or lease liabilities for short-term leases with a term of 12 months or less, and the related lease expense is recognized as incurred. </div> <div> <span style="font-style: italic;">Bank Owned Life Insurance</span> </div><div style="text-align: justify;"> The Company has purchased Bank-Owned life insurance ("BOLI") as an investment vehicle on certain current and former officers and executive officers. BOLI is recorded at the amount that can be realized under the insurance contracts at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Changes in the cash surrender value are recorded in non-interest income. </div> <div style="text-align: justify; font-style: italic;"> Treasury Stock </div><div style="text-align: justify;"> Common stock repurchases are recorded at cost and then held as treasury stock. From time to time, the Company may repurchase shares of common stock under an approved plan if, in its judgment, such shares are an attractive investment, in view of the current price at which the common stock is trading relative to the Company’s earnings per share, book value per share and general market and economic factors. </div> <div style="text-align: justify;"> <span style="font-style: italic;">Federal Home Loan Bank Stock</span> </div><div style="text-align: justify;"> Federal law requires a member institution of the Federal Home Loan Bank (“FHLB”) system to hold stock of its district FHLB according to a predetermined formula. This stock is restricted in that it can only be sold to the FHLB or to another member institution, and all sales of FHLB stock must be at par. As a result of these restrictions, FHLB stock is carried at cost. FHLB stock is held as a long-term investment and its value is determined based on the ultimate recoverability of the par value. Impairment of this investment is evaluated quarterly and is a matter of judgment that reflects management’s view of the FHLB’s long-term performance, which includes factors such as the following: its operating performance; the severity and duration of declines in the fair value of its net assets related to its capital stock amount; its commitment to make payments required by law or regulation and the level of such payments in relation to its operating performance; the impact of legislative and regulatory changes on the FHLB, and accordingly, on the members of the FHLB; and its liquidity and funding position. </div> <div style="text-align: justify;"> <span style="font-style: italic;">Revenue Recognition</span> </div><div style="text-align: justify;"> <span style="font-style: italic;">Revenue from Contracts with Customers</span> (Topic 606) does not apply to the majority of the Company’s revenue-generating transactions, including revenue generated from financial instruments, such as loans and investment securities which are presented in our consolidated statements of income as components of net interest income. All of the Company's revenue from contracts with customers in the scope of Topic 606 is recognized within non-interest income, with the exception of net gains and losses from sales of foreclosed real estate, which is recognized within non-interest expense. The following is a summary of revenues subject to Topic 606 for the years ended June 30, 2026 and 2025. </div><div style="text-align: justify;"> <span style="text-decoration: underline;">Service Charges on Deposit Accounts</span>: The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM use fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer's request. Account maintenance fees, which relate primarily to monthly maintenance, are recognized at the time the maintenance occurs. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer's account balance. </div><div style="text-align: justify;"> <span style="text-decoration: underline;">Debit Card Interchange Fee Income</span>: The Company earns interchange fees from debit cardholder transactions conducted through the Visa payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. </div><div style="text-align: justify;"> <span style="text-decoration: underline;">E-commerce Income</span>: The Company earns fees for merchant transaction processing services provided to its business customers by a third-party service provider. The fees represent a percentage of the monthly transaction activity net of related costs and are received from the service provider on a monthly basis. </div><div style="text-align: justify;"> <span style="text-decoration: underline;">Investment Services Income</span>: The Company earns fees from investment brokerage services provided to its customers by a third-party service provider. The Company receives commissions from the third-party service provider on a monthly basis based upon customer activity for the month. The Company (i) acts as an agent in arranging the relationship between the customer and the third-party service provider and (ii) does not control the services rendered to the customers. Investment brokerage fees are presented net of related costs.</div><div style="text-align: justify;"> <span style="text-decoration: underline;">Net Gains/Losses on Sales of Foreclosed Real Estate</span>: The Company records a gain or loss from the sale of foreclosed real estate when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of foreclosed real estate to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the foreclosed real estate asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company adjusts the transaction price and related gain or loss on sale if a significant financing component is present. </div> <div style="text-align: justify;"> <span style="font-style: italic;">Advertising</span> </div><div style="text-align: justify;"> The Company follows a policy of charging the costs of advertising to expense as incurred. Advertising costs included in advertising and promotion expenses were $506,000 and $486,000 for the years ended June 30, 2026 and 2025, respectively. </div> 506000 486000 <div style="text-align: justify;"> <span style="font-style: italic;">Derivatives</span> </div><div style="text-align: justify;"> The Company enters into interest rate swap agreements that are not designated as hedges for accounting purposes. As the interest rate swap agreements have substantially equivalent and offsetting terms, they do not present any material exposure to the Company’s consolidated statements of income. The Company records its interest rate swap agreements at fair value and they are presented on a gross basis within other assets and other liabilities on the consolidated statements of financial condition, as applicable. Changes in the fair value of assets and liabilities arising from these derivatives are included, net, in other operating income in the consolidated statements of income. </div> <div style="text-align: justify;"> <span style="font-style: italic;">Off-Balance Sheet Credit Related Financial Instruments</span> </div><div style="text-align: justify;"> In the ordinary course of business, the Company has entered into commitments to extend credit, including loan commitments and lines of credit. Such financial instruments are recorded when they are funded. In the normal course of business, the Company utilizes risk participation agreements, which are guarantees issued by the Company to other parties for a fee, whereby the Company agrees to participate in the credit risk of a derivative customer of the other party. Under the terms of these agreements, the “participating bank” receives a fee from the “lead bank” in exchange for the guarantee of reimbursement if the customer defaults on an interest rate swap. The interest rate swap is transacted such that any and all exchanges of interest payments (favorable and unfavorable) are made between the lead bank and the customer. In the event that an early termination of the swap occurs and the customer is unable to make a required close out payment, the participating bank assumes that obligation and is required to make this payment. </div> <div style="text-align: justify; font-style: italic;"> Income Taxes </div><div style="text-align: justify;"> Provisions for income taxes are accounted for under the asset and liability method and based on taxes currently payable or refundable and deferred income taxes on temporary differences between the tax basis of assets and liabilities and their reported amounts in the consolidated financial statements. Deferred tax assets and liabilities are reported at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled. </div><div style="text-align: justify;"> The Company uses the proportional amortization method for solar tax credit investments, whereby the associated tax credits are recognized as a reduction to tax expense. Certain federal tax credits that are non-refundable and transferable under applicable regulations are accounted for as government grants and recorded as a reduction to the amortized cost or net investment in the applicable asset generating the credit, within “other assets.” Amounts are amortized through depreciation or as an adjustment to yield over the estimated life of the asset. Any gain or loss on the transfer of a tax credit is recorded within “other operating income.” </div> <div style="text-align: justify; font-style: italic;"> Earnings Per Share </div><div style="text-align: justify; font-size: 12pt;"> <span style="font-size: 10.0pt;">Basic Earnings Per Share (“EPS”) is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted EPS is computed in a manner similar to that of basic EPS except that the weighted-average number of common shares outstanding is increased to reflect the effect of potentially dilutive common shares, such as stock options, using the treasury stock method, assuming such shares vested during the period. Unallocated common shares held by the ESOP are not included in the weighted-average number of common shares outstanding for either the basic or diluted EPS calculations.</span></div> <div style="text-align: justify;"> <span style="font-style: italic;">Comprehensive Income (Loss)</span> </div><div style="text-align: justify;"> Comprehensive income (loss) represents net income plus other comprehensive income (loss), which consists primarily of the net change in unrealized gains (losses) on AFS debt securities for the period and changes in the funded status of the Company’s defined benefit pension plan, net of the related tax effect. </div> <div> <span style="font-weight: bold;">Impact of Recent Accounting Pronouncements</span> </div><div> <span style="font-style: italic; text-decoration: underline;">Recently Adopted Accounting Standards</span> </div><div style="text-align: justify;"> In December 2023, the Financial Accounting Standards Board (“FASB”) issued ASU 2023-09, <span style="font-style: italic;">Income Taxes </span>(Topic 740), <span style="font-style: italic;">Improvements to Income Tax Disclosures,</span> which require public entities to disclose annually a tabular rate reconciliation, including specific items such as state and local income tax, tax credits, nontaxable or nondeductible items, among others, and a separate disclosure requiring disaggregation of reconciling items as described above which equal or exceed 5.0% of the product of multiplying income from continuing operations by the applicable statutory income tax rate. The ASU is effective for annual periods beginning after December 15, 2024. The Company adopted ASU 2023-09 during the year ended June 30, 2026, using the prospective method. The Company’s adoption of this standard did not have a material impact on the consolidated financial statements. </div><div> <span style="font-style: italic; text-decoration: underline;">Accounting Standards Issued Not Yet Adopted</span> </div><div style="text-align: justify;"> In October 2023, the FASB issued ASU 2023-06, <span style="font-style: italic;">Disclosure Improvements</span>, which amends the disclosure or presentation requirements related to various subtopics in the FASB Accounting Standards Codification. The ASU was issued in response to the SEC’s August 2018 final rule that updated and simplified disclosure requirements that the SEC believed were redundant, duplicative, overlapping, outdated, or superseded. The new guidance is intended to align GAAP requirements with those of the SEC. The ASU will become effective on the earlier of the date on which the SEC removes its disclosure requirements for the related disclosure or June 30, 2027. Early adoption is not permitted. The adoption is not expected to have a material impact on the consolidated financial statements. </div><div style="text-align: justify;"> In November 2024, the FASB issued ASU 2024-03, <span style="font-style: italic;">Income Statement – Reporting Comprehensive Income – Expense Disaggregation Disclosure</span> (Subtopic 220-40), which will require enhanced disaggregation of certain expense categories in the notes to the financial statements. The disclosure will require disaggregation of certain income statement expenses including employee compensation, depreciation and intangible asset amortization. The ASU is effective for annual reporting periods beginning after December 15, 2026, and early adoption is permitted. The Company’s adoption of this standard is not expected to have a material impact on the consolidated financial statements. </div><div style="text-align: justify;"> In December 2025, the FASB issued ASU 2025-11, <span style="font-style: italic;">Interim Reporting (Topic 270), Narrow-Scope Improvements</span>, which clarifies the interim reporting requirements by improving navigability and more clearly specifying what disclosures are required in an interim reporting period applicable to Topic 270. The ASU is effective for annual reporting periods beginning after December 15, 2027, and early adoption is permitted. The Company’s adoption of this standard is not expected to have a material impact on the consolidated financial statements. </div> <div style="font-style: italic;"> <span style="font-weight: bold; font-style: normal;">Note 2. Balances at Other Banks</span> </div><div>  </div><div style="text-align: justify;"> The Bank is required to maintain certain balances with the Federal Reserve Bank which are included in cash and due from banks on the Company’s consolidated statements of financial condition. In April 2020, the Board of Governors of the Federal Reserve System announced an interim rule to amend Regulation D requirements and reduce reserve requirement ratios to zero, therefore there was no reserve requirement included in cash and due from banks at June 30, 2026 and 2025. </div> 0 0 <div style="text-align: justify;"> <span style="font-weight: bold;">Note 3. Securities</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company’s current policies generally limit securities investments to U.S. government and securities of government sponsored enterprises, federal funds sold, municipal bonds, corporate debt obligations, subordinated debt of banks and certain mutual funds. In addition, the Company’s policies permit investments in mortgage-backed securities, including securities issued and guaranteed by Fannie Mae, Freddie Mac, and GNMA, and collateralized mortgage obligations issued by these entities. As of June 30, 2026 and 2025, all mortgage-backed securities including collateralized mortgage obligations were securities of government sponsored enterprises, no private-label mortgage-backed securities or collateralized mortgage obligations were held in the securities portfolio. The Company’s investments in state and political subdivision securities, generally are municipal obligations that are general obligations supported by the taxing authority of the issuer, and in some cases are insured. The obligations issued by school districts are supported by state aid. Primarily, these investments are issued by municipalities within New York State. </div><div style="text-align: justify;">The Company’s current securities investment strategy utilizes a risk management approach of diversified investing among three categories: short-, intermediate- and long-term. The emphasis of this approach is to increase overall securities investment yield while managing interest rate risk. The Company will only invest in high quality securities as determined by management’s analysis at the time of purchase. The Company generally does not engage in any balance sheet derivative or hedging transactions, such as balance sheet interest rate swaps or caps. </div><div>  </div><div> The following tables summarize the amortized cost and fair value of securities available-for-sale by major type: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 52%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"><br/></td><td colspan="14" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2026</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: center; border-color: currentcolor currentcolor rgb(0, 0, 0); border-width: medium medium 2px; border-style: none none solid; width: 9%;"> Amortized cost<span style="font-size: .83em; vertical-align: super;">(1)</span> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Unrealized gains </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Unrealized losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Fair value </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> U.S. Treasury securities </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,826</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">15</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,811</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> U.S. government sponsored enterprises </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">7,087</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">746</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">6,341</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">216,477</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,163</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">   - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">217,640</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">59,969</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">180</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,145</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">57,004</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">86,161</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">12,796</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">73,365</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">15,961</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">43</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">355</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">15,649</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Total securities available-for-sale </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">389,481</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,386</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">17,057</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">373,810</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 52%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"><br/></td><td colspan="14" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2025</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Amortized cost<span style="font-size: .83em; vertical-align: super;">(1)</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Unrealized gains </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Unrealized losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Fair value </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> U.S. Treasury securities </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%;"> </td><td style="border-width: medium; border-style: none; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-color: currentcolor; white-space: nowrap; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">10,815</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%;"> </td><td style="border-width: medium; border-style: none; text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-color: currentcolor; white-space: nowrap; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%;"> </td><td style="border-width: medium; border-style: none; text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-color: currentcolor; white-space: nowrap; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">362</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%;"> </td><td style="border-width: medium; border-style: none; text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-color: currentcolor; white-space: nowrap; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">10,453</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> U.S. government sponsored enterprises </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">13,029</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,385</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">11,644</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">208,450</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,394</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">209,844</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">34,382</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">212</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,007</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">31,587</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">88,874</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">14,277</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">74,597</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">18,416</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">81</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">560</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">17,937</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Total securities available-for-sale </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">373,966</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,687</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">19,591</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">356,062</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table><div> </div><div style="margin-left: 18.0pt;"> <div style="float: left; text-align: right;"> <span style="min-width: 18.0pt; display: inline-block; text-align: left;">(1)</span> </div> <div style="margin-left: 18pt;"> Amortized cost excludes accrued interest receivable of $4.1 million and $4.5 million at June 30, 2026 and 2025, respectively, which is included in <span style="-sec-ix-hidden: hidden-fact-5"><span style="-sec-ix-hidden: hidden-fact-6">accrued interest receivable</span></span> in the consolidated statements of financial condition. </div> </div><div>  </div><div> There was no allowance for credit losses on securities available-for-sale for the years ended June 30, 2026 and 2025, respectively. </div><div> The following tables summarize the amortized cost, fair value, and the allowance for credit losses on securities held-to-maturity by major type: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><br/></td><td colspan="21" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2026</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Amortized<br/> cost<span style="font-size: .83em; vertical-align: super;">(1)</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> gains </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair value </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Allowance </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Net carrying <br/>value </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">Securities held-to-maturity:</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> U.S. Treasury securities </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%;">13,903</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%;">639</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%;">13,264</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%;">13,903</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">473,174</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">11,474</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">24,700</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">459,948</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">52</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">473,122</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">170,248</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">752</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">3,263</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">167,737</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">170,248</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">119,232</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">9,840</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">109,392</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">119,232</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">27,500</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">168</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">873</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">26,795</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">477</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">27,023</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Other securities </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">26</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">26</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">25</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities held-to-maturity </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">804,083</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">12,394</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">39,315</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">777,162</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">530</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">803,553</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr style="height: 0px; font-size: 0px;"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="22" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2025</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Amortized <br/>cost<span style="font-size: .83em; vertical-align: super;">(1)</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> gains </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;">     Fair value </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Allowance </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Net carrying <br/>value </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> U.S. Treasury securities </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium; border-style: none; border-color: currentcolor;">15,850</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium; border-style: none; border-color: currentcolor;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium; border-style: none; border-color: currentcolor;">868</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium; border-style: none; border-color: currentcolor;">14,982</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium; border-style: none; border-color: currentcolor;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium; border-style: none; border-color: currentcolor;">15,850</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">460,959</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">8,938</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">32,028</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">437,869</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">40</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">460,919</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">138,468</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">1,388</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">2,327</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">137,529</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">138,468</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">130,119</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">11,963</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">118,156</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">130,119</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">31,270</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">55</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">1,756</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">29,569</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">507</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">30,763</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Other securities </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">29</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">29</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">28</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities held-to-maturity </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">776,695</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">10,381</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">48,942</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">738,134</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">548</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">776,147</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="margin-left: 36pt;">  </div><div style="text-indent: -18pt; padding-left: 36pt;"> <div style="float: left; width: 18pt; white-space: nowrap;"> ⁽¹⁾ </div> <div> Amortized cost excludes accrued interest receivable of $5.4 million and $4.9 million at June 30, 2026 and 2025, respectively, which is included in <span style="-sec-ix-hidden: hidden-fact-7"><span style="-sec-ix-hidden: hidden-fact-8">accrued interest receivable</span></span> in the consolidated statements of financial condition. </div> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> U.S. Treasury and mortgage-backed securities are issued by U.S. government entities and agencies. These securities are either explicitly and/or implicitly guaranteed by the U.S. government as to timely repayment of principal and interest, are highly rated by major rating agencies, and have a long history of zero credit losses. Therefore, the Company determined a zero credit loss assumption and did not calculate or record an allowance for credit loss for these securities. An allowance for credit losses on investment securities held-to-maturity has been recorded for certain municipal securities issued by state and political subdivisions and corporate debt securities to account for expected lifetime credit loss using the CECL methodology. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Management assesses the change in fair value of investment securities on a regular basis. Unrealized losses may occur from current market conditions, increases in interest rates since the time of purchase and deterioration in credit quality of issuers. Management assesses both qualitative and quantitative factors to determine whether any credit-related allowance is required. There was no allowance for credit losses on securities available-for-sale for the years ended June 30, 2026 and 2025, as the securities in the portfolio are investment grade, current as to principal and interest and their price changes are consistent with interest and credit spreads when adjusting for convexity, rating, and industry differences. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The following table summarizes the activity in the allowance for credit losses on securities held-to-maturity at the year ended: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 9%; text-align: center;"> June 30, 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> June 30, 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Balance at beginning of year </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">548</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">483</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Provision (benefit) for credit losses </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(18</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">) </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">65</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Balance at end of year </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">530</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">548</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div> The following table shows fair value and gross unrealized losses, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2026. </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 10%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td><td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td><td colspan="10" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Less than 12 months</span> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td colspan="10" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">More than 12 months</span> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td colspan="10" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Total</span> </td><td style="border-bottom: 1pt solid black; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align : bottom; white-space : nowrap; "> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands, except number of securities)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair<br/>  value</td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Number<br/>  of<br/> securities </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair  <br/>value</td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Number <br/> of <br/>securities</td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair<br/> value</td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Number<br/>  of<br/> securities</td><td style="border-top: 1pt solid black; border-bottom: 1pt solid black; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">Securities available-for-sale:</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> U.S. Treasury securities </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">2,996</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">6</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">815</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">9</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">2</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">3,811</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">15</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">3</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> U.S. government sponsored enterprises </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">6,341</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">746</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">2</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">6,341</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">746</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">2</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">22</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">   - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">22</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">   - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">20,168</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">538</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">10</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">29,045</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">2,607</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">19</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">49,213</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">3,145</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">29</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">8,300</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">1,842</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">4</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">65,065</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">10,954</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">25</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">73,365</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">12,796</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">29</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,854</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">144</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">10,790</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">211</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">7</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">13,644</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">355</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">9</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities available-for-sale </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">34,340</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,530</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">18</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">112,056</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">14,527</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">55</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">146,396</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">17,057</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">73</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">Securities held-to-maturity:</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> U.S. Treasury securities </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">11,313</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">596</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">3</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">1,951</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">43</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">13,264</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">639</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">4</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">34,212</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">3,732</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">249</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">200,240</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">20,968</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1,238</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">234,452</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">24,700</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1,487</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">12,807</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">262</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">11</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">75,637</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">3,001</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">34</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">88,444</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">3,263</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">45</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">27,690</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">2,276</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">9</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">81,702</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">7,564</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">32</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">109,392</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">9,840</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">41</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,457</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">43</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">14,419</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">830</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">9</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">16,876</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">873</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">12</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities held-to-maturity </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">88,479</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">6,909</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">275</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">373,949</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">32,406</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,314</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">462,428</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">39,315</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,589</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">122,819</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">9,439</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">293</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">486,005</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">46,933</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,369</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">608,824</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">56,372</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,662</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent;"> </td> </tr> </table><div>  </div><div> The following table shows fair value and gross unrealized losses, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2025. </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 10%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td><td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td><td colspan="10" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Less than 12 months</span> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td colspan="9" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">More than 12 months</span> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td colspan="10" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Total</span> </td><td style="vertical-align : bottom; text-align : center; "> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align : bottom; white-space : nowrap; "> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands, except number of securities)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair<br/> value </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Number <br/> of <br/>securities </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair  <br/> value </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Number <br/> of<br/> securities </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair <br/> value </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="vertical-align : bottom; text-align : center; "> Number<br/> of<br/> securities </td><td style="border-width: medium medium 0.909091px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">Securities available-for-sale:</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> U.S. Treasury securities </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">241</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">10,212</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">361</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">5</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">10,453</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">362</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">6</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> U.S. government sponsored enterprises </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">11,644</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">1,385</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">5</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">11,644</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">1,385</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">5</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">43</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">43</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">20,872</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">3,007</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">21</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">20,872</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">3,007</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">21</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">74,597</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">14,277</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">30</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">74,597</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">14,277</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">30</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">15,919</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">560</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">11</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">15,919</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">560</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">11</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities available-for-sale </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">241</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">133,287</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">19,590</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">73</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">133,528</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">19,591</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">74</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">Securities held-to-maturity:</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> U.S. Treasury securities </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">14,982</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">868</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">5</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">14,982</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">868</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">5</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">23,577</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">339</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">154</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">231,645</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">31,689</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1,511</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">255,222</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">32,028</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1,665</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">9,470</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">151</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">4</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">26,541</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">2,176</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">26</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">36,011</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">2,327</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">30</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">118,156</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">11,963</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">45</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">118,156</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">11,963</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">45</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,705</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">45</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">22,209</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,711</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">17</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">25,914</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,756</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">20</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities held-to-maturity </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">36,752</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">535</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">161</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">413,533</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">48,407</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,604</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">450,285</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">48,942</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,765</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">36,993</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">536</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">162</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">546,820</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">67,997</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,677</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">583,813</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">68,533</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,839</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent;"> </td> </tr> </table><div>  </div><div style="text-align: justify;"> There were no transfers of securities available-for-sale to held-to-maturity during the year ended June 30, 2026 or 2025. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> During the year ended June 30, 2026, a loss of $576,000 was recognized from a sale of four securities available-for-sale with a total par value of $8.3 million. During the year ended June 30, 2025, a loss of $665,000 was recognized from a sale of two securities available-for-sale with a total par value of $6.7 million. The proceeds were used to fund higher yielding investments. </div><div style="text-align: justify;"> The estimated fair values of debt securities at June 30, 2026, by contractual maturity are shown below. Expected maturities may differ from contractual maturities, because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. </div><div>  </div><div> <span style="font-style: italic;">(In thousands)</span> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Securities available-for-sale </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Amortized cost </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair value </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Within one year </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">225,843</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">226,875</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> After one year through five years </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">16,008</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">15,242</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> After five years through ten years </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,500</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,324</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> After ten years </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">   - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Total securities available-for-sale </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">243,351</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">243,441</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Mortgage-backed and asset-backed securities </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">146,130</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">130,369</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities available-for-sale </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">389,481</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">373,810</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Securities held-to-maturity </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Within one year </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">54,756</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">54,929</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> After one year through five years </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">164,013</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">164,756</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> After five years through ten years </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">222,205</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">207,522</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> After ten years </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">73,629</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">72,826</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Total securities held-to-maturity </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">514,603</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">500,033</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Mortgage-backed securities </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">289,480</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">277,129</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities held-to-maturity </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">804,083</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">777,162</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,193,564</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,150,972</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="text-align: justify;">  </div><div style="text-align: justify;"> As of June 30, 2026 and 2025, securities with an aggregate fair value of $1.1 billion and $1.0 billion, respectively, were pledged as collateral for deposits in excess of FDIC insurance limits for various municipalities placing deposits with the Commercial Bank. As of June 30, 2026 and 2025, securities with an aggregate fair value of $15.9 million and $18.2 million, respectively, were pledged as collateral for potential borrowings at the Federal Reserve Bank discount window. The Company did not participate in any securities lending programs during the years ended June 30, 2026 or 2025. </div> 3 <div> The following tables summarize the amortized cost and fair value of securities available-for-sale by major type: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 52%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"><br/></td><td colspan="14" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2026</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: center; border-color: currentcolor currentcolor rgb(0, 0, 0); border-width: medium medium 2px; border-style: none none solid; width: 9%;"> Amortized cost<span style="font-size: .83em; vertical-align: super;">(1)</span> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Unrealized gains </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Unrealized losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Fair value </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> U.S. Treasury securities </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,826</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">15</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,811</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> U.S. government sponsored enterprises </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">7,087</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">746</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">6,341</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">216,477</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,163</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">   - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">217,640</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">59,969</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">180</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,145</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">57,004</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">86,161</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">12,796</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">73,365</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">15,961</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">43</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">355</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">15,649</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Total securities available-for-sale </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">389,481</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,386</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">17,057</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">373,810</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 52%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"><br/></td><td colspan="14" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2025</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Amortized cost<span style="font-size: .83em; vertical-align: super;">(1)</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Unrealized gains </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Unrealized losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Fair value </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> U.S. Treasury securities </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%;"> </td><td style="border-width: medium; border-style: none; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-color: currentcolor; white-space: nowrap; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">10,815</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%;"> </td><td style="border-width: medium; border-style: none; text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-color: currentcolor; white-space: nowrap; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%;"> </td><td style="border-width: medium; border-style: none; text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-color: currentcolor; white-space: nowrap; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">362</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%;"> </td><td style="border-width: medium; border-style: none; text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-color: currentcolor; white-space: nowrap; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">10,453</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> U.S. government sponsored enterprises </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">13,029</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,385</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">11,644</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">208,450</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,394</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">209,844</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">34,382</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">212</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,007</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">31,587</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">88,874</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">14,277</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">74,597</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">18,416</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">81</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">560</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">17,937</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Total securities available-for-sale </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">373,966</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,687</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">19,591</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; white-space: nowrap; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">356,062</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table><div> </div><div style="margin-left: 18.0pt;"> <div style="float: left; text-align: right;"> <span style="min-width: 18.0pt; display: inline-block; text-align: left;">(1)</span> </div> <div style="margin-left: 18pt;"> Amortized cost excludes accrued interest receivable of $4.1 million and $4.5 million at June 30, 2026 and 2025, respectively, which is included in <span style="-sec-ix-hidden: hidden-fact-5"><span style="-sec-ix-hidden: hidden-fact-6">accrued interest receivable</span></span> in the consolidated statements of financial condition. </div> </div> 3826000 0 15000 3811000 7087000 0 746000 6341000 216477000 1163000 0 217640000 59969000 180000 3145000 57004000 86161000 0 12796000 73365000 15961000 43000 355000 15649000 389481000 1386000 17057000 373810000 10815000 0 362000 10453000 13029000 0 1385000 11644000 208450000 1394000 0 209844000 34382000 212000 3007000 31587000 88874000 0 14277000 74597000 18416000 81000 560000 17937000 373966000 1687000 19591000 356062000 4100000 4500000 0 0 <div> The following tables summarize the amortized cost, fair value, and the allowance for credit losses on securities held-to-maturity by major type: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><br/></td><td colspan="21" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2026</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Amortized<br/> cost<span style="font-size: .83em; vertical-align: super;">(1)</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> gains </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair value </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Allowance </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Net carrying <br/>value </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">Securities held-to-maturity:</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> U.S. Treasury securities </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%;">13,903</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%;">639</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%;">13,264</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%;">13,903</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">473,174</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">11,474</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">24,700</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">459,948</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">52</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">473,122</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">170,248</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">752</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">3,263</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">167,737</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">170,248</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">119,232</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">9,840</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">109,392</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">119,232</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">27,500</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">168</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">873</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">26,795</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">477</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">27,023</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Other securities </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">26</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">26</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">25</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities held-to-maturity </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">804,083</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">12,394</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">39,315</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">777,162</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">530</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">803,553</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 7%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr style="height: 0px; font-size: 0px;"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="22" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2025</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Amortized <br/>cost<span style="font-size: .83em; vertical-align: super;">(1)</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> gains </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;">     Fair value </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Allowance </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Net carrying <br/>value </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> U.S. Treasury securities </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium; border-style: none; border-color: currentcolor;">15,850</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium; border-style: none; border-color: currentcolor;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium; border-style: none; border-color: currentcolor;">868</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium; border-style: none; border-color: currentcolor;">14,982</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium; border-style: none; border-color: currentcolor;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium; border-style: none; border-color: currentcolor;">15,850</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">460,959</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">8,938</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">32,028</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">437,869</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">40</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">460,919</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">138,468</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">1,388</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">2,327</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">137,529</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">138,468</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">130,119</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">11,963</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">118,156</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">130,119</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">31,270</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">55</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">1,756</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">29,569</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">507</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%;">30,763</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Other securities </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">29</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">29</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">28</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities held-to-maturity </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">776,695</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">10,381</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">48,942</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">738,134</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">548</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 7%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">776,147</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="margin-left: 36pt;">  </div><div style="text-indent: -18pt; padding-left: 36pt;"> <div style="float: left; width: 18pt; white-space: nowrap;"> ⁽¹⁾ </div> <div> Amortized cost excludes accrued interest receivable of $5.4 million and $4.9 million at June 30, 2026 and 2025, respectively, which is included in <span style="-sec-ix-hidden: hidden-fact-7"><span style="-sec-ix-hidden: hidden-fact-8">accrued interest receivable</span></span> in the consolidated statements of financial condition. </div> </div> 13903000 0 639000 13264000 0 13903000 473174000 11474000 24700000 459948000 52000 473122000 170248000 752000 3263000 167737000 0 170248000 119232000 0 9840000 109392000 0 119232000 27500000 168000 873000 26795000 477000 27023000 26000 0 0 26000 1000 25000 804083000 12394000 39315000 777162000 530000 803553000 15850000 0 868000 14982000 0 15850000 460959000 8938000 32028000 437869000 40000 460919000 138468000 1388000 2327000 137529000 0 138468000 130119000 0 11963000 118156000 0 130119000 31270000 55000 1756000 29569000 507000 30763000 29000 0 0 29000 1000 28000 776695000 10381000 48942000 738134000 548000 776147000 5400000 4900000 0 0 <div style="text-align: justify;"> The following table summarizes the activity in the allowance for credit losses on securities held-to-maturity at the year ended: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 9%; text-align: center;"> June 30, 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> June 30, 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Balance at beginning of year </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">548</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">483</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Provision (benefit) for credit losses </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(18</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">) </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">65</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Balance at end of year </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">530</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">548</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table> 548000 483000 -18000 65000 530000 548000 <div> The following table shows fair value and gross unrealized losses, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2026. </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 10%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td><td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td><td colspan="10" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Less than 12 months</span> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td colspan="10" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">More than 12 months</span> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td colspan="10" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Total</span> </td><td style="border-bottom: 1pt solid black; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align : bottom; white-space : nowrap; "> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands, except number of securities)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair<br/>  value</td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Number<br/>  of<br/> securities </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair  <br/>value</td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Number <br/> of <br/>securities</td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair<br/> value</td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Number<br/>  of<br/> securities</td><td style="border-top: 1pt solid black; border-bottom: 1pt solid black; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">Securities available-for-sale:</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> U.S. Treasury securities </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">2,996</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">6</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">815</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">9</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">2</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">3,811</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">15</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">3</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> U.S. government sponsored enterprises </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">6,341</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">746</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">2</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">6,341</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">746</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">2</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">22</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">   - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">22</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">   - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">20,168</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">538</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">10</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">29,045</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">2,607</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">19</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">49,213</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">3,145</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">29</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">8,300</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">1,842</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">4</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">65,065</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">10,954</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">25</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">73,365</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">12,796</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">29</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,854</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">144</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">10,790</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">211</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">7</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">13,644</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">355</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">9</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities available-for-sale </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">34,340</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,530</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">18</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">112,056</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">14,527</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">55</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">146,396</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">17,057</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">73</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">Securities held-to-maturity:</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> U.S. Treasury securities </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">11,313</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">596</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">3</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">1,951</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">43</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">13,264</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">639</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">4</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">34,212</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">3,732</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">249</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">200,240</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">20,968</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1,238</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">234,452</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">24,700</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1,487</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">12,807</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">262</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">11</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">75,637</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">3,001</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">34</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">88,444</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">3,263</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">45</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">27,690</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">2,276</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">9</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">81,702</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">7,564</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">32</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">109,392</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">9,840</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">41</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,457</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">43</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">14,419</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">830</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">9</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">16,876</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">873</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">12</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities held-to-maturity </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">88,479</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">6,909</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">275</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">373,949</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">32,406</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,314</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">462,428</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">39,315</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,589</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">122,819</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">9,439</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">293</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">486,005</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">46,933</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,369</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">608,824</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">56,372</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,662</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent;"> </td> </tr> </table><div>  </div><div> The following table shows fair value and gross unrealized losses, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2025. </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 10%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td><td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td><td colspan="10" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Less than 12 months</span> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td colspan="9" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">More than 12 months</span> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td colspan="10" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Total</span> </td><td style="vertical-align : bottom; text-align : center; "> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align : bottom; white-space : nowrap; "> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands, except number of securities)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair<br/> value </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Number <br/> of <br/>securities </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair  <br/> value </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Number <br/> of<br/> securities </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair <br/> value </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Unrealized<br/> losses </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td><td style="vertical-align : bottom; text-align : center; "> Number<br/> of<br/> securities </td><td style="border-width: medium medium 0.909091px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">Securities available-for-sale:</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> U.S. Treasury securities </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">241</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">10,212</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">361</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">5</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">10,453</td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">362</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">6</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> U.S. government sponsored enterprises </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">11,644</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">1,385</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">5</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">11,644</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">1,385</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">5</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">43</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">43</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">20,872</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">3,007</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">21</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">20,872</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">3,007</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">21</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">74,597</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">14,277</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">30</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">74,597</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">14,277</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">30</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">15,919</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">560</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">11</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">15,919</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">560</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">11</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities available-for-sale </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">241</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">133,287</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">19,590</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">73</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">133,528</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">19,591</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">74</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">Securities held-to-maturity:</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> U.S. Treasury securities </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">14,982</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">868</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">5</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">14,982</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">868</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">5</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> State and political subdivisions </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">23,577</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">339</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">154</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">231,645</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">31,689</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1,511</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">255,222</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">32,028</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">1,665</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-residential </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">9,470</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">151</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">4</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">26,541</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">2,176</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">26</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">36,011</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">2,327</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">30</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Mortgage-backed securities-multi-family </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">  - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> - </td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">118,156</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">11,963</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">45</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">118,156</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right;">11,963</td><td style="vertical-align: bottom; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;"> </td><td style="vertical-align: bottom; text-align: right;">45</td><td style="vertical-align: bottom; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Corporate debt securities </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,705</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">45</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">22,209</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,711</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">17</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">25,914</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,756</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">20</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities held-to-maturity </div> </td> <td style="vertical-align: bottom; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">36,752</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">535</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">161</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">413,533</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">48,407</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,604</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">450,285</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">48,942</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,765</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">36,993</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">536</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">162</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">546,820</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">67,997</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,677</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">583,813</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">68,533</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,839</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent;"> </td> </tr> </table> 2996000 6000 1 815000 9000 2 3811000 15000 3 0 0 0 6341000 746000 2 6341000 746000 2 22000 0 1 0 0 0 22000 0 1 20168000 538000 10 29045000 2607000 19 49213000 3145000 29 8300000 1842000 4 65065000 10954000 25 73365000 12796000 29 2854000 144000 2 10790000 211000 7 13644000 355000 9 34340000 2530000 18 112056000 14527000 55 146396000 17057000 73 11313000 596000 3 1951000 43000 1 13264000 639000 4 34212000 3732000 249 200240000 20968000 1238 234452000 24700000 1487 12807000 262000 11 75637000 3001000 34 88444000 3263000 45 27690000 2276000 9 81702000 7564000 32 109392000 9840000 41 2457000 43000 3 14419000 830000 9 16876000 873000 12 88479000 6909000 275 373949000 32406000 1314 462428000 39315000 1589 122819000 9439000 293 486005000 46933000 1369 608824000 56372000 1662 241000 1000 1 10212000 361000 5 10453000 362000 6 0 0 0 11644000 1385000 5 11644000 1385000 5 0 0 0 43000 0 1 43000 0 1 0 0 0 20872000 3007000 21 20872000 3007000 21 0 0 0 74597000 14277000 30 74597000 14277000 30 0 0 0 15919000 560000 11 15919000 560000 11 241000 1000 1 133287000 19590000 73 133528000 19591000 74 0 0 0 14982000 868000 5 14982000 868000 5 23577000 339000 154 231645000 31689000 1511 255222000 32028000 1665 9470000 151000 4 26541000 2176000 26 36011000 2327000 30 0 0 0 118156000 11963000 45 118156000 11963000 45 3705000 45000 3 22209000 1711000 17 25914000 1756000 20 36752000 535000 161 413533000 48407000 1604 450285000 48942000 1765 36993000 536000 162 546820000 67997000 1677 583813000 68533000 1839 0 0 -576000 4 8300000 -665000 2 6700000 <div style="text-align: justify;"> The estimated fair values of debt securities at June 30, 2026, by contractual maturity are shown below. Expected maturities may differ from contractual maturities, because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Securities available-for-sale </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Amortized cost </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Fair value </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Within one year </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">225,843</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">226,875</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> After one year through five years </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">16,008</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">15,242</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> After five years through ten years </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,500</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,324</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> After ten years </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">   - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Total securities available-for-sale </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">243,351</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">243,441</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Mortgage-backed and asset-backed securities </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">146,130</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">130,369</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities available-for-sale </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">389,481</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">373,810</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Securities held-to-maturity </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Within one year </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">54,756</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">54,929</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> After one year through five years </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">164,013</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">164,756</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> After five years through ten years </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">222,205</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">207,522</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> After ten years </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">73,629</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">72,826</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; padding-left: 20px;"> <div> Total securities held-to-maturity </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">514,603</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">500,033</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Mortgage-backed securities </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">289,480</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">277,129</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities held-to-maturity </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">804,083</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">777,162</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total securities </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,193,564</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,150,972</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table> 225843000 226875000 16008000 15242000 1500000 1324000 0 0 243351000 243441000 146130000 130369000 389481000 373810000 54756000 54929000 164013000 164756000 222205000 207522000 73629000 72826000 514603000 500033000 289480000 277129000 804083000 777162000 1193564000 1150972000 1100000000 1000000000 15900000 18200000 <div> <span style="font-weight: bold;">Note 4. Loans and Allowance for Credit Losses on Loans</span> </div><div>  </div><div> Loan segments are summarized below as of the dates indicated: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;"> (In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> June 30, 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> June 30, 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Residential real estate </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">415,702</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">417,719</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Commercial real estate </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,146,786</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,054,504</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Home equity </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">45,443</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">34,103</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Consumer </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,887</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,311</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Commercial </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">141,524</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">116,769</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Total gross loans<span style="font-size: .83em; vertical-align: super;">(1)(2)</span> </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,753,342</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,627,406</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Allowance for credit losses on loans </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(21,859</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">) </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(20,146</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Loans receivable, net </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,731,483</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,607,260</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="margin-left: 36pt;">  </div><div style="text-indent: -18pt; padding-left: 36pt;"> <div style="float: left; width: 18pt; white-space: nowrap;"> ⁽¹⁾ </div> <div> Loan balances include net deferred (fees)/costs of ($397,000) and ($567,000) at June 30, 2026 and 2025, respectively.</div> <div> </div></div><div style="text-indent: -18pt; padding-left: 36pt;"> <div style="float: left; width: 18pt; white-space: nowrap;"> ⁽²⁾ </div> <div> Loan balances exclude accrued interest receivable of $7.7 million and $7.0 million at June 30, 2026 and 2025, respectively, which is included in <span style="-sec-ix-hidden: hidden-fact-9"><span style="-sec-ix-hidden: hidden-fact-10">accrued interest receivable</span></span> in the consolidated statements of financial condition. </div> </div><div>  </div><div style="text-align: justify;"> At June 30, 2026 and 2025, loans to related parties including officers and directors were immaterial as a percentage of the Company’s loan portfolio. </div><div>  </div><div style="text-align: justify;"> <span style="font-style: italic; text-decoration: underline;">Non-accrual Loans</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Management places loans on non-accrual status once the loans have become 90 days or more delinquent. A non-accrual loan is defined as a loan in which collectability is questionable and therefore interest on the loan will no longer be recognized on an accrual basis. A loan is not placed back on accrual status until the borrower has demonstrated the ability and willingness to make timely payments on the loan. A loan does not have to be 90 days delinquent in order to be classified as non-accrual. Loans on non-accrual status totaled $3.9 million at June 30, 2026, of which there were four residential real estate loans totaling $745,000 in the process of foreclosure. Included in non-accrual loans were $1.7 million of loans which were less than 90 days past due at June 30, 2026, but have a recent history of delinquency greater than 90 days past due. These loans will be returned to accrual status once they have demonstrated a history of timely payments. Loans on non-accrual status totaled $3.1 million at June 30, 2025, of which there were one commercial real estate loan totaling $142,000 and three residential real estate loans totaling $841,000 in the process of foreclosure. Included in non-accrual loans were $1.2 million of loans which were less than 90 days past due at June 30, 2025, but have a recent history of delinquency greater than 90 days past due. These loans will be returned to accrual status once they have demonstrated a history of timely payments.</div><div style="text-align: justify;"> The following table sets forth information regarding delinquent and/or non-accrual loans as of June 30, 2026:</div><div style="text-align: justify;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 16%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> 30-59 <br/>days <br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> 60-89 <br/> days <br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> 90 days<br/> or more<br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> Total<br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> Current </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> <div> Total loans </div> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> Loans<br/>  on non-<br/> accrual </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Residential real estate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">85</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,598</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,542</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">3,225</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">412,477</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">415,702</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,806</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Commercial real estate </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">299</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">568</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">867</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,145,919</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,146,786</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">790</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Home equity </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">86</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">29</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">115</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">45,328</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">45,443</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">238</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Consumer </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">14</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">   - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">14</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,873</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,887</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">   - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Commercial </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">102</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">102</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">141,422</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">141,524</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">102</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Total gross loans </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">185</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,897</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,241</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,323</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,749,019</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,753,342</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,936</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="text-align: justify;">  </div><div> The following table sets forth information regarding delinquent and/or non-accrual loans as of June 30, 2025: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 16%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> 30-59 <br/>days<br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> 60-89 <br/> days <br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> 90 days<br/> or more<br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> Total<br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> Current </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> <div> Total loans </div> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> Loans  <br/>on non-<br/> accrual </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Residential real estate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">775</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,362</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,137</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">415,582</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">417,719</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,265</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Commercial real estate </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">209</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">367</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">576</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,053,928</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,054,504</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">628</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Home equity </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">85</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">13</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">30</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">128</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">33,975</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">34,103</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">30</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Consumer </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">20</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">25</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,286</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,311</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Commercial </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">106</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">106</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">116,663</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">116,769</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">135</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Total gross loans </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">105</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,000</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,867</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,972</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,624,434</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,627,406</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,060</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company had no accruing loans delinquent 90 days or more at June 30, 2026 and 2025. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic; text-decoration: underline;">Allowance for Credit Losses on Loans</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The allowance for credit losses for the loan portfolio is established through a provision for credit losses based on the results of life of loan quantitative models, reserves associated with collateral-dependent loans individually evaluated and adjustments for the impact of current economic conditions not accounted for in the quantitative models. The discounted cash flow methodology is used to calculate the ACL on loans for the residential real estate, commercial real estate, home equity and commercial loan segments. The Company uses a four-quarter reasonable and supportable forecast period based on the one-year percent change in national gross domestic product and the national unemployment rate, as economic variables. The forecast will revert to long-term economic conditions over a four-quarter reversion period on a straight-line basis. The remaining life method will be utilized to determine the ACL for the consumer loan segment. A qualitative factor framework has been developed to adjust the quantitative loss rates for asset-specific risk characteristics or current conditions at the reporting date. The Company elected to use the practical expedient to evaluate loans individually, if they are collateral dependent loans that are on non-accrual status with a balance of $250,000 or greater, which is consistent with regulatory requirements. The fair value of the collateral dependent loan less selling expenses will be compared to the loan balance to determine if an ACL on loans is required. While management uses available information to recognize losses on loans, additions or reductions to the allowance may fluctuate from one reporting period to another. These fluctuations are reflective of changes in the reasonable and supportable forecast, analysis of loans individually evaluated, and/or changes in management’s assessment of the qualitative factors. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for credit losses. Such agencies may require the Company to recognize additions to the allowance based on their judgment about information available to them at the time of their examination. The Company charges loans off against the allowance for credit losses when it becomes evident that a loan cannot be collected within a reasonable amount of time, or that it will cost the Company more than it will receive and all possible avenues of repayment have been analyzed, including the potential of future cash flow, the value of the underlying collateral, and strength of any guarantors or co-borrowers. Generally, consumer loans and smaller business loans (not secured by real estate) in excess of 90 days are charged-off against the allowance for credit losses, unless equitable arrangements are made. Included within consumer loan charge-offs and recoveries are deposit accounts that have been overdrawn in excess of 60 days. For loans secured by real estate, a charge-off is recorded when it is determined that the collection of all or a portion of a loan may not be collected and the amount of that loss can be reasonably estimated. The allowance for credit losses is increased by a provision for credit losses (which results in a charge to expense), and recoveries of loans previously charged off and is reduced by charge-offs.</div><div style="text-align: justify;"> The following tables set forth the activity and allocation of the allowance for credit losses on loans by segment: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 28%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="22" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Activity for the years ended June 30, 2026</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Residential <br/> real estate </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Commercial real estate </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Home equity </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Consumer </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Commercial </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Total </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Balance at June 30, 2025 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">4,613</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">12,614</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">260</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">381</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,278</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">20,146</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Charge-offs </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(43</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(352</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(87</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(482</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Recoveries </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">104</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">34</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">144</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Provision </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">65</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,002</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">118</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">187</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">679</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,051</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Balance at June 30, 2026 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,637</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">13,620</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">378</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">320</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,904</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">21,859</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 28%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td><td colspan="21" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Activity for the years ended June 30, 2025</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Residential <br/> real estate </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Commercial real estate </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Home equity </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Consumer </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Commercial </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Total </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Balance at June 30, 2024 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">4,237</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">12,218</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">212</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">500</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,077</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">19,244</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Charge-offs </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(44</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(5</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(13</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(386</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(66</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(514</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Recoveries </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">119</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">40</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">165</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Provision </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">418</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">397</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">61</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">148</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">227</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,251</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Balance at June 30, 2025 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,613</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">12,614</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">260</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">381</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,278</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">20,146</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="text-align: justify;">  </div><div style="text-align: justify;"> The allowance for credit losses on unfunded commitments was $1.4 million and $1.8 million as of June 30, 2026 and 2025, respectively. </div><div style="text-align: justify;">  </div><div> <span style="font-style: italic; text-decoration: underline;">Credit monitoring process</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Management closely monitors the quality of the loan portfolio and has established a loan review process designed to help monitor any change in borrower risk during the life cycle of their loan. The Company utilizes a credit quality grading system that is used at loan inception and updated as appropriate based on an annual review process. The credit quality grade helps management make a consistent assessment of each loan relationship’s credit risk and identify any portfolio trends that could impact profitability. Consistent with regulatory guidelines, the Company provides for classification of loans, such as “Pass,” Special Mention,” “Substandard,” “Doubtful” and “Loss” classifications. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic; text-decoration: underline;">Commercial grading system</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Loss </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Loss ratings are loans that are considered uncollectible and of such little value that their continuance as active assets of the Company is not warranted. Loss rating does not necessarily mean that the loan has no recovery or salvage value, however, it is not practical or desirable to defer charging off the loan. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Doubtful </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Doubtful ratings are loans that have all the weakness inherent in loans classified as substandard with the added characteristic that the weaknesses present make collection or liquidation in full, on the basis of currently existing facts, highly questionable and improbable. Doubtful ratings generally are non-performing and considered to have a high risk of default. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Substandard </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Substandard ratings are loans that possess well-defined weaknesses that jeopardize the orderly liquidation of debt and are characterized by the distinct possibility that the Company will sustain some loss, if the deficiencies are not corrected. Substandard ratings are inadequately protected by the current sound worth and paying capacity of the borrower or the collateral pledged, if any.</div><div style="text-align: justify;"> Special mention </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Special mention ratings are loans that have potential weaknesses or emerging problems which require close attention. These weaknesses, if left uncorrected, could lead to deterioration in the repayment prospects for the loan or the Company’s collateral position in the future. Special mention loans are less risky than substandard assets as no loss of principal or interest is anticipated unless the potential problems continue for a prolonged basis. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Pass </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Pass ratings are loans that do not encompass loans graded as Loss, Doubtful, Substandard, or Special mention. Pass loans range from Pass/Watch, Acceptable, Average, Satisfactory, Good and Excellent. Pass loans demonstrate sufficient cash flow to ensure full repayment of the loan, with Pass ratings being determined by the quality of the collateral and equity position, stability of operations or management, and the guarantors. </div><div>  </div><div style="text-align: justify;"> <span style="font-style: italic; text-decoration: underline;">Residential and consumer grading system</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Residential real estate, home equity and consumer loans are graded as either non-performing or performing. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Non-performing </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Non-performing loans are loans in which the borrower has not made the scheduled payments of principal or interest, and are generally loans over 90 days past due, and loans on non-accrual status. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Performing </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Performing loans are those loans in which the borrower is making timely payments of both principal and interest as upon the agreed loan terms. </div><div style="text-align: justify;"> The following tables present the amortized cost basis of the Company’s loans by class and vintage and includes gross charge-offs by loan class and vintage as of the twelve months ended June 30, 2026: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 12pt; font-size: 0px;"><td style="width: 10%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td></tr><tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"> </td><td colspan="34" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"><span style="font-size: 8pt;"><span style="font-size: 10pt">At June 30, 2026</span></span><br/> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"> </td><td colspan="22" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Term loans amortized cost basis by origination year</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> <div> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Revolving</span><br/>loans </div> <div> amortized </div> <div> cost basis </div> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> Revolving loans converted to term </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> Total </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span>  </div> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> <br/><br/>2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> 2025 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> 2024 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> 2023 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> 2022 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> Prior </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Residential real estate</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td colspan="8" style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By payment activity status: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Performing </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">38,599</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">43,734</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">51,900</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">51,117</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">76,934</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">150,612</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">412,896</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Non-performing </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">765</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,041</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,806</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total residential real estate </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">38,599</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">43,734</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">51,900</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">51,117</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">77,699</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">152,653</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">415,702</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align : bottom; height : 12pt; white-space : nowrap; "> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">43</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">43</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Commercial real estate</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By internally assigned grade: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Pass </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">137,569</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">221,047</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">115,271</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">165,798</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">214,559</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">255,347</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">2,726</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">612</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">1,112,929</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Special mention </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">592</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">1,047</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">325</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">749</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">1,587</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">4,300</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Substandard </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">11,023</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">5,996</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">12,468</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">70</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">29,557</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total commercial real estate </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">137,569</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">221,639</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">116,318</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">177,146</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">221,304</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">269,402</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,726</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">682</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1,146,786</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Home equity</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By payment activity status: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Performing </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">4,792</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">2,109</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">3,468</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">1,884</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">179</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">836</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">31,435</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">502</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">45,205</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Non-performing </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">238</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">238</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total home equity </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">4,792</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,109</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">3,468</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1,884</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">179</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">836</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">31,673</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">502</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">45,443</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Consumer</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By payment activity status: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Performing </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">1,623</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">855</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">739</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">330</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">127</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">137</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">76</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">3,887</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Non-performing </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total Consumer </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1,623</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">855</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">739</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">330</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">127</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">137</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">76</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">3,887</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">299</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">8</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">43</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">352</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Commercial</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By internally assigned grade: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Pass </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">30,977</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">9,606</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">8,897</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">6,194</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">3,248</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">21,678</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">54,646</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">169</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">135,415</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Special mention </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">128</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">96</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">224</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Substandard </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">8</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">5,177</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">526</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">150</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">24</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">5,885</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total Commercial </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">30,977</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">9,606</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">8,897</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">6,202</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">8,553</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">22,300</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">54,796</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">193</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">141,524</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">28</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">59</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">87</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> </table><div style="text-align: justify;"> The following tables present the amortized cost basis of the Company’s loans by class and vintage and includes gross charge-offs by loan class and vintage as of the twelve months ended June 30, 2025: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; height: 12pt;"> </td><td colspan="22" style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2025</span> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td rowspan="2" style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"> </td><td colspan="22" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Term loans amortized cost basis by origination year</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> Revolving loans amortized cost basis </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> </td> <td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; height: 12pt;"> </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> Revolving loans converted to term </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> </td> <td rowspan="2" style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; height: 12pt;"> </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; height: 12pt;"> </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> <div> Total </div> </td><td rowspan="2" style="border-top: 1pt solid black; vertical-align: bottom; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> <div> <br/><br/>2025 </div> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> </td> <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> <div> 2024 </div> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> <div> 2023 </div> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> <div> 2022 </div> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> <div> 2021 </div> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; border-right-width: medium; border-right-style: none; border-right-color: currentcolor; height: 12pt;"> <div> Prior </div> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Residential real estate</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By payment activity status: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Performing </div> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">42,672</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">55,665</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">58,277</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">85,153</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">71,560</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">102,127</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">415,454</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Non-performing </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">56</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,209</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,265</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total residential real estate </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">42,672</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">55,665</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">58,277</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">85,209</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">71,560</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">104,336</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">417,719</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align : bottom; height : 12pt; white-space : nowrap; "> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">44</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">44</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Commercial real estate</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By internally assigned grade: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Pass </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">192,619</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">120,883</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">177,469</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">228,960</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">116,680</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">177,025</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">3,913</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">5,032</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">1,022,581</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Special mention </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">479</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">1,339</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">656</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">263</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">4,747</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">7,484</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Substandard </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">9,078</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">209</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">14,942</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">210</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">24,439</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total commercial real estate </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">192,619</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">121,362</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">187,886</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">229,616</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">117,152</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">196,714</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">3,913</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">5,242</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1,054,504</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 5pt;"> <td style="vertical-align: bottom; height: 5pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;">5</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;">5</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 5pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 1%;"> <td style="vertical-align: bottom; height: 1%;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Home equity</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By payment activity status: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Performing </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">2,753</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">4,761</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">2,437</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">229</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">315</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">791</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">22,637</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">150</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">34,073</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Non-performing </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">30</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">30</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total home equity </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,753</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">4,761</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,437</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">229</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">315</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">791</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">22,667</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">150</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">34,103</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">13</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">13</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Consumer</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By payment activity status: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Performing </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">1,631</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">1,371</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">689</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">346</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">149</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">51</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">72</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">4,309</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Non-performing </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total Consumer </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1,633</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1,371</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">689</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">346</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">149</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">51</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">72</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">4,311</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">335</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">40</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">10</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">386</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Commercial</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By internally assigned grade: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Pass </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">11,917</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">11,031</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">8,157</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">4,584</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">12,482</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">15,106</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">45,905</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">68</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">109,250</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Special mention </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">50</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">93</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">238</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">183</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">564</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Substandard </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">6,279</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">30</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">568</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">78</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">6,955</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total Commercial </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">11,917</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">11,031</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">8,157</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">10,913</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">12,512</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">15,767</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">46,221</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">251</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">116,769</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-bottom: 2px solid black; height: 12pt;">- </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">38</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">28</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">66</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> </table><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company had no loans classified doubtful or loss at June 30, 2026 or June 30, 2025. During the year ended June 30, 2026, the Company upgraded 3 commercial real estate relationships and 2 commercial relationships to pass and 5 commercial real estate relationships and 4 commercial relationships were paid-off. This was offset by 7 commercial real estate relationships and 4 commercial relationships that were downgraded to classified from pass, due to the deterioration in the borrower cash flows and financial performance during the year end June 30, 2026. During the year ended June 30, 2025, the Company upgraded 10 commercial real estate relationships and 15 commercial relationships to pass, and 10 commercial real estate relationships and 5 commercial relationships were paid-off. This was offset by 14 commercial real estate relationships and 11 commercial relationships that were downgraded to classified from pass, due to the deterioration in the borrower cash flows and financial performance during the year end June 30, 2025. </div><div style="text-align: justify;"> <span style="font-style: italic; text-decoration: underline;">Individually Evaluated Loans</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Loans individually evaluated had an amortized cost basis of $1.6 million and $751,000, with an allowance for credit losses on loans of $466,000 and $549,000 at June 30, 2026 and 2025, respectively. At June 30, 2026, the amortized cost basis of collateral dependent loans was $1.4 million for residential real estate loans and $170,000 for home equity loans. At June 30, 2025, the amortized cost basis of collateral dependent loans was $751,000 for residential real estate loans. The allowance for credit loss for collateral dependent loans is individually assessed based on the fair value of the collateral less costs to sell at the reporting date. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-style: italic; text-decoration: underline;">Loan Modifications to Borrowers Experiencing Financial Difficulties</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> When the Company modifies a loan for borrowers experiencing financial difficulty, such modifications generally include one or a combination of the following: an extension of the maturity date; a stated rate of interest not at the market rate for new debt with similar risk; a change in the scheduled payment amount; or principal forgiveness. The Company works with loan customers experiencing financial difficulty and may enter into loan modifications to achieve the best mutual outcome given the financial circumstances of the borrower. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The following tables present the amortized cost basis of the loans modified to borrowers experiencing financial difficulty by type of concession granted at the dates indicated: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 28%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td> <td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="22" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">For the year ended June 30, 2026</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Payment deferral </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Term extension </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Interest rate reduction </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(Dollars in thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Amortized cost </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Percentage of <br/>total class </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Amortized cost </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Percentage of<br/> total class </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Amortized cost </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: 1pt medium 2px; border-style: solid none; border-color: black currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Percentage of<br/>total class </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Commercial real estate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,425</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-bottom: 2px solid black;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">0.12</td> <td style="text-align: left; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;">%</td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">369</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-bottom: 2px solid black;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">0.03</td> <td style="text-align: left; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;">%</td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,427</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">0.21</td> <td style="text-align: left; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;">%</td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,425</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">369</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,427</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> </tr> </table><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 52%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td> <td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="14" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">For the year ended June 30, 2025</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Term extension</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Term extension and interest rate reduction</span><br/> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(Dollars in thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Amortized cost </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Percentage of <br/> total class </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Amortized cost </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Percentage of <br/> total class </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Commercial real estate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">299</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">0.03</td> <td style="text-align: left; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;">%</td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,522</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">0.24</td> <td style="text-align: left; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;">%</td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">299</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,522</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> </tr> </table><div style="text-align: justify;">  </div><div style="text-align: justify;"> The following table presents the financial effect of the modifications made to borrowers experiencing financial difficulty: </div><div style="text-align: justify;">  </div><table style="border-spacing: 0px; border-collapse: collapse; width: 100%; font-size: 10pt;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 20%;"> </td> <td style="width: 1%;"> </td> <td style="width: 24%;"> </td> <td style="width: 1%;"> </td> <td style="width: 25%;"> </td> <td style="width: 1%;"> </td> <td style="width: 28%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td colspan="5" style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> For the year ended June 30, 2026 </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Loan type </div> </td> <td style="padding: 0px; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Payment deferral </td> <td style="padding: 0px; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Term extension </td> <td style="padding: 0px; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Interest rate reduction </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Commercial real estate </div> </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom; text-align: center;"> Added a weighted-average of 6 months of no principal or interest payments </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom; text-align: center;"> Added a weighted-average of 12.2 months to the life of the loans </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom; text-align: center;"> Interest rates were reduced by an average of 1.00% </td> </tr> </table><div style="text-align: justify;">  </div><table style="border-spacing: 0px; border-collapse: collapse; width: 100%; font-size: 10pt;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 20%;"> </td> <td style="width: 1%;"> </td> <td style="width: 37%;"> </td> <td style="width: 1%;"> </td> <td style="width: 41%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td colspan="3" style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> For the year ended June 30, 2025 </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Loan type </div> </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Term extension </td> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Interest rate reduction </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom;"> <div> Commercial real estate </div> </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom; text-align: center;"> Added a weighted-average of 12 months to the life of the loan </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom; text-align: center;"> Interest rates were reduced by an average of 1.45% </td> </tr> </table><div style="text-align: justify;">  </div><div style="text-align: justify;"> There was one commercial real loan that had been modified in the form of a term extension with a borrower experiencing financial difficulty in the prior twelve months ended June 30, 2026, that had a payment default during the twelve months ended June 30, 2026. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> There were no loans that were modified with borrowers experiencing financial difficulty in the prior twelve months ended June 30, 2025, that had a payment default during the twelve months ended June 30, 2025. </div><div style="text-align: justify;"> The Company closely monitors the performance of loans that have been modified. The following table depicts the performance of loans that have been modified to borrowers experiencing financial difficulty that were modified in the prior twelve months at amortized cost basis: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 40%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="18" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2026</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Current </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> 30-59 days<br/> past due </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> 60-89 days <br/> past due </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> 90 days <br/> or more past <br/>due </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Total </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Commercial real estate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,922</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">299</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,221</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,922</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">299</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,221</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="18" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2025</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Current </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> 30-59 days <br/> past due </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> 60-89 days <br/> past due </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> 90 days <br/> or more past <br/>due </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Total </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Commercial real estate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,821</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,821</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,821</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,821</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="text-align: justify;">  </div><div> <span style="font-style: italic; text-decoration: underline;">Loans serving as collateral</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Loans designated as qualified collateral and pledged for borrowing and standby letters of credit to the Federal Home Loan Bank of New York, amounted to approximately $721.4 million and $634.6 million of its residential and commercial mortgage portfolios at June 30, 2026 and 2025, respectively. </div><div>  </div><div> <span style="font-style: italic; text-decoration: underline;">Foreclosed real estate</span> </div><div>  </div><div style="text-align: justify;"> Foreclosed real estate consists of properties acquired through mortgage loan foreclosure proceedings, deed in lieu of foreclosure or in full or partial satisfaction of loans. At June 30, 2026 and 2025, the Company had no foreclosed real estate. </div> <div> Loan segments are summarized below as of the dates indicated: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;"> (In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> June 30, 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> June 30, 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Residential real estate </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">415,702</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">417,719</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Commercial real estate </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,146,786</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,054,504</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Home equity </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">45,443</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">34,103</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Consumer </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,887</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,311</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Commercial </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">141,524</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">116,769</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Total gross loans<span style="font-size: .83em; vertical-align: super;">(1)(2)</span> </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,753,342</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,627,406</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Allowance for credit losses on loans </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(21,859</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">) </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(20,146</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Loans receivable, net </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,731,483</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,607,260</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="margin-left: 36pt;">  </div><div style="text-indent: -18pt; padding-left: 36pt;"> <div style="float: left; width: 18pt; white-space: nowrap;"> ⁽¹⁾ </div> <div> Loan balances include net deferred (fees)/costs of ($397,000) and ($567,000) at June 30, 2026 and 2025, respectively.</div> <div> </div></div><div style="text-indent: -18pt; padding-left: 36pt;"> <div style="float: left; width: 18pt; white-space: nowrap;"> ⁽²⁾ </div> <div> Loan balances exclude accrued interest receivable of $7.7 million and $7.0 million at June 30, 2026 and 2025, respectively, which is included in <span style="-sec-ix-hidden: hidden-fact-9"><span style="-sec-ix-hidden: hidden-fact-10">accrued interest receivable</span></span> in the consolidated statements of financial condition. </div> </div> 415702000 417719000 1146786000 1054504000 45443000 34103000 3887000 4311000 141524000 116769000 1753342000 1627406000 21859000 20146000 1731483000 1607260000 -397000 -567000 7700000 7000000 3900000 4 745000 1700000 3100000 1 142000 3 841000 1200000 <div style="text-align: justify;"> The following table sets forth information regarding delinquent and/or non-accrual loans as of June 30, 2026:</div><div style="text-align: justify;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 16%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> 30-59 <br/>days <br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> 60-89 <br/> days <br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> 90 days<br/> or more<br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> Total<br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> Current </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> <div> Total loans </div> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> Loans<br/>  on non-<br/> accrual </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Residential real estate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">85</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,598</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,542</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">3,225</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">412,477</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">415,702</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,806</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Commercial real estate </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">299</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">568</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">867</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,145,919</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,146,786</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">790</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Home equity </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">86</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">29</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">115</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">45,328</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">45,443</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">238</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Consumer </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">14</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">   - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">14</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,873</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,887</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">   - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Commercial </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">102</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">102</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">141,422</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">141,524</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">102</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Total gross loans </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">185</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,897</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,241</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,323</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,749,019</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,753,342</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,936</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="text-align: justify;">  </div><div> The following table sets forth information regarding delinquent and/or non-accrual loans as of June 30, 2025: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 16%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> 30-59 <br/>days<br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> 60-89 <br/> days <br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> 90 days<br/> or more<br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> Total<br/> past due </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> Current </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> <div> Total loans </div> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;"> </td><td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom;"> </td> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center;"> Loans  <br/>on non-<br/> accrual </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Residential real estate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">775</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,362</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,137</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">415,582</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">417,719</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,265</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Commercial real estate </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">209</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">367</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">576</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,053,928</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,054,504</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">628</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Home equity </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">85</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">13</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">30</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">128</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">33,975</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">34,103</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">30</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Consumer </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">20</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">25</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,286</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,311</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Commercial </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">106</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">106</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">116,663</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">116,769</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">135</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Total gross loans </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">105</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,000</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,867</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,972</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,624,434</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,627,406</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,060</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table> 85000 1598000 1542000 3225000 412477000 415702000 2806000 0 299000 568000 867000 1145919000 1146786000 790000 86000 0 29000 115000 45328000 45443000 238000 14000 0 0 14000 3873000 3887000 0 0 0 102000 102000 141422000 141524000 102000 185000 1897000 2241000 4323000 1749019000 1753342000 3936000 0 775000 1362000 2137000 415582000 417719000 2265000 0 209000 367000 576000 1053928000 1054504000 628000 85000 13000 30000 128000 33975000 34103000 30000 20000 3000 2000 25000 4286000 4311000 2000 0 0 106000 106000 116663000 116769000 135000 105000 1000000 1867000 2972000 1624434000 1627406000 3060000 0 0 250000 P90D P60D <div style="text-align: justify;"> The following tables set forth the activity and allocation of the allowance for credit losses on loans by segment: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 28%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="22" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Activity for the years ended June 30, 2026</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Residential <br/> real estate </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Commercial real estate </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Home equity </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Consumer </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Commercial </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Total </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Balance at June 30, 2025 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">4,613</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">12,614</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">260</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">381</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,278</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">20,146</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Charge-offs </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(43</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(352</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(87</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(482</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Recoveries </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">104</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">34</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">144</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Provision </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">65</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,002</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">118</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">187</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">679</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,051</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Balance at June 30, 2026 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,637</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">13,620</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">378</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">320</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,904</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">21,859</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 28%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td><td colspan="21" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Activity for the years ended June 30, 2025</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Residential <br/> real estate </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Commercial real estate </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Home equity </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Consumer </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Commercial </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Total </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Balance at June 30, 2024 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">4,237</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">12,218</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">212</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">500</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,077</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">19,244</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Charge-offs </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(44</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(5</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(13</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(386</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(66</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(514</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Recoveries </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">119</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">40</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">165</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Provision </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">418</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">397</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">61</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">148</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">227</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,251</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Balance at June 30, 2025 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,613</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">12,614</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">260</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">381</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,278</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">20,146</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table> 4613000 12614000 260000 381000 2278000 20146000 43000 0 0 352000 87000 482000 2000 4000 0 104000 34000 144000 65000 1002000 118000 187000 679000 2051000 4637000 13620000 378000 320000 2904000 21859000 4237000 12218000 212000 500000 2077000 19244000 44000 5000 13000 386000 66000 514000 2000 4000 0 119000 40000 165000 418000 397000 61000 148000 227000 1251000 4613000 12614000 260000 381000 2278000 20146000 1400000 1800000 <div style="text-align: justify;"> The following tables present the amortized cost basis of the Company’s loans by class and vintage and includes gross charge-offs by loan class and vintage as of the twelve months ended June 30, 2026: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 12pt; font-size: 0px;"><td style="width: 10%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td><td style="width: 7%; height: 12pt;"> </td><td style="width: 1%; height: 12pt;"> </td></tr><tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"> </td><td colspan="34" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"><span style="font-size: 8pt;"><span style="font-size: 10pt">At June 30, 2026</span></span><br/> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"> </td><td colspan="22" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Term loans amortized cost basis by origination year</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> <div> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Revolving</span><br/>loans </div> <div> amortized </div> <div> cost basis </div> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> Revolving loans converted to term </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> Total </td><td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span>  </div> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> <br/><br/>2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> 2025 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> 2024 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> 2023 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> 2022 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> Prior </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Residential real estate</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td colspan="8" style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By payment activity status: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Performing </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">38,599</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">43,734</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">51,900</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">51,117</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">76,934</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">150,612</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; height: 12pt;">412,896</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Non-performing </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">765</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,041</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,806</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total residential real estate </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">38,599</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">43,734</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">51,900</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">51,117</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">77,699</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">152,653</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">415,702</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align : bottom; height : 12pt; white-space : nowrap; "> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">43</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">43</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Commercial real estate</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By internally assigned grade: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Pass </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">137,569</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">221,047</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">115,271</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">165,798</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">214,559</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">255,347</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">2,726</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">612</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">1,112,929</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Special mention </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">592</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">1,047</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">325</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">749</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">1,587</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">4,300</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Substandard </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">11,023</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">5,996</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">12,468</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">70</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">29,557</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total commercial real estate </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">137,569</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">221,639</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">116,318</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">177,146</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">221,304</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">269,402</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,726</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">682</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1,146,786</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Home equity</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By payment activity status: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Performing </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">4,792</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">2,109</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">3,468</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">1,884</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">179</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">836</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">31,435</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">502</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">45,205</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Non-performing </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">238</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">238</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total home equity </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">4,792</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,109</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">3,468</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1,884</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">179</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">836</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">31,673</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">502</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">45,443</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Consumer</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By payment activity status: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Performing </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">1,623</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">855</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">739</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">330</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">127</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">137</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">76</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">3,887</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Non-performing </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total Consumer </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1,623</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">855</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">739</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">330</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">127</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">137</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">76</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">3,887</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">299</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">8</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">43</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">352</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Commercial</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By internally assigned grade: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Pass </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">30,977</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">9,606</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">8,897</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">6,194</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">3,248</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">21,678</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">54,646</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">169</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">135,415</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Special mention </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">128</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">96</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; height: 12pt;">224</td><td style="vertical-align: bottom; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Substandard </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">8</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">5,177</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">526</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">150</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">24</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">5,885</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total Commercial </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">30,977</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">9,606</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">8,897</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">6,202</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">8,553</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">22,300</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">54,796</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">193</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">141,524</td><td style="vertical-align: bottom; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">28</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">59</td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">87</td><td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> </table><div style="text-align: justify;"> The following tables present the amortized cost basis of the Company’s loans by class and vintage and includes gross charge-offs by loan class and vintage as of the twelve months ended June 30, 2025: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; height: 12pt;"> </td><td colspan="22" style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2025</span> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; text-align: center; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td rowspan="2" style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"> </td><td colspan="22" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Term loans amortized cost basis by origination year</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> Revolving loans amortized cost basis </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> </td> <td rowspan="2" style="vertical-align: bottom; text-align: right; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; height: 12pt;"> </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> Revolving loans converted to term </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> </td> <td rowspan="2" style="vertical-align: bottom; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; height: 12pt;"> </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; height: 12pt;"> </td><td rowspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> <div> Total </div> </td><td rowspan="2" style="border-top: 1pt solid black; vertical-align: bottom; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> <div> <br/><br/>2025 </div> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> </td> <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> <div> 2024 </div> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> <div> 2023 </div> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> <div> 2022 </div> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> <div> 2021 </div> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td> <td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; height: 12pt;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; text-align: center; border-right-width: medium; border-right-style: none; border-right-color: currentcolor; height: 12pt;"> <div> Prior </div> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Residential real estate</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By payment activity status: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Performing </div> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">42,672</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">55,665</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">58,277</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">85,153</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">71,560</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">102,127</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; width: 1%; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">415,454</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Non-performing </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">56</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,209</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,265</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total residential real estate </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">42,672</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">55,665</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">58,277</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">85,209</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">71,560</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">104,336</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">417,719</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align : bottom; height : 12pt; white-space : nowrap; "> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">44</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">44</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Commercial real estate</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By internally assigned grade: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Pass </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">192,619</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">120,883</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">177,469</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">228,960</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">116,680</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">177,025</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">3,913</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">5,032</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">1,022,581</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Special mention </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">479</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">1,339</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">656</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">263</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">4,747</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">7,484</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Substandard </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">9,078</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">209</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">14,942</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">210</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">24,439</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total commercial real estate </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">192,619</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">121,362</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">187,886</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">229,616</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">117,152</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">196,714</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">3,913</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">5,242</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1,054,504</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 5pt;"> <td style="vertical-align: bottom; height: 5pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;">5</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 5pt;">5</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 5pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 1%;"> <td style="vertical-align: bottom; height: 1%;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Home equity</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By payment activity status: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Performing </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">2,753</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">4,761</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">2,437</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">229</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">315</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">791</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">22,637</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">150</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">34,073</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Non-performing </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">30</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">30</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total home equity </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,753</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">4,761</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2,437</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">229</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">315</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">791</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">22,667</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">150</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">34,103</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">13</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">13</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Consumer</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By payment activity status: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Performing </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">1,631</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">1,371</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">689</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">346</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">149</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">51</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">72</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">4,309</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Non-performing </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">2</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total Consumer </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1,633</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1,371</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">689</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">346</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">149</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">51</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">72</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">4,311</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">335</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">40</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">10</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">1</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">386</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold;">Commercial</span> </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> By internally assigned grade: </div> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> <td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td><td style="vertical-align: bottom; font-size: 0px; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Pass </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">11,917</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">11,031</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">8,157</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">4,584</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">12,482</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">15,106</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">45,905</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">68</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">109,250</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-indent: -10px; padding-left: 20px; height: 12pt;"> <div> Special mention </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">50</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">93</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">238</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">183</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; height: 12pt;">564</td><td style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt; padding-left: 10px;"> <div> Substandard </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">6,279</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">30</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">568</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">78</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">6,955</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total Commercial </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">11,917</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">11,031</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">8,157</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">10,913</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">12,512</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">15,767</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">46,221</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">251</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">116,769</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 4px double transparent; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td style="vertical-align: bottom; height: 12pt;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Current period gross charge-offs </div> </td> <td style="vertical-align: bottom; height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black; height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-bottom: 2px solid black; height: 12pt;">- </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">38</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">28</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> - </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">$</td><td style="vertical-align: bottom; width: 7%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;">66</td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid transparent; height: 12pt;"> </td> </tr> </table> 38599000 43734000 51900000 51117000 76934000 150612000 0 0 412896000 0 0 0 0 765000 2041000 0 0 2806000 38599000 43734000 51900000 51117000 77699000 152653000 0 0 415702000 0 0 0 0 0 43000 0 0 43000 137569000 221047000 115271000 165798000 214559000 255347000 2726000 612000 1112929000 0 592000 1047000 325000 749000 1587000 0 0 4300000 0 0 0 11023000 5996000 12468000 0 70000 29557000 137569000 221639000 116318000 177146000 221304000 269402000 2726000 682000 1146786000 0 0 0 0 0 0 0 0 0 4792000 2109000 3468000 1884000 179000 836000 31435000 502000 45205000 0 0 0 0 0 0 238000 0 238000 4792000 2109000 3468000 1884000 179000 836000 31673000 502000 45443000 0 0 0 0 0 0 0 0 0 1623000 855000 739000 330000 127000 137000 76000 0 3887000 0 0 0 0 0 0 0 0 0 1623000 855000 739000 330000 127000 137000 76000 0 3887000 299000 8000 43000 0 0 1000 1000 0 352000 30977000 9606000 8897000 6194000 3248000 21678000 54646000 169000 135415000 0 0 0 0 128000 96000 0 0 224000 0 0 0 8000 5177000 526000 150000 24000 5885000 30977000 9606000 8897000 6202000 8553000 22300000 54796000 193000 141524000 0 0 0 0 0 28000 59000 0 87000 42672000 55665000 58277000 85153000 71560000 102127000 0 0 415454000 0 0 0 56000 0 2209000 0 0 2265000 42672000 55665000 58277000 85209000 71560000 104336000 0 0 417719000 0 0 0 0 44000 0 0 0 44000 192619000 120883000 177469000 228960000 116680000 177025000 3913000 5032000 1022581000 0 479000 1339000 656000 263000 4747000 0 0 7484000 0 0 9078000 0 209000 14942000 0 210000 24439000 192619000 121362000 187886000 229616000 117152000 196714000 3913000 5242000 1054504000 0 0 0 0 0 5000 0 0 5000 2753000 4761000 2437000 229000 315000 791000 22637000 150000 34073000 0 0 0 0 0 0 30000 0 30000 2753000 4761000 2437000 229000 315000 791000 22667000 150000 34103000 0 0 0 0 0 0 13000 0 13000 1631000 1371000 689000 346000 149000 51000 72000 0 4309000 2000 0 0 0 0 0 0 0 2000 1633000 1371000 689000 346000 149000 51000 72000 0 4311000 335000 40000 0 10000 1000 0 0 0 386000 11917000 11031000 8157000 4584000 12482000 15106000 45905000 68000 109250000 0 0 0 50000 0 93000 238000 183000 564000 0 0 0 6279000 30000 568000 78000 0 6955000 11917000 11031000 8157000 10913000 12512000 15767000 46221000 251000 116769000 0 0 0 0 0 38000 28000 0 66000 0 0 0 0 3 2 5 4 7 4 10 15 10 5 14 11 1600000 751000 466000 549000 1400000 170000 751000 <div style="text-align: justify;"> The following tables present the amortized cost basis of the loans modified to borrowers experiencing financial difficulty by type of concession granted at the dates indicated: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 28%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td> <td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="22" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">For the year ended June 30, 2026</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Payment deferral </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Term extension </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Interest rate reduction </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(Dollars in thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Amortized cost </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Percentage of <br/>total class </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Amortized cost </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Percentage of<br/> total class </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Amortized cost </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: 1pt medium 2px; border-style: solid none; border-color: black currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Percentage of<br/>total class </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Commercial real estate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,425</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-bottom: 2px solid black;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">0.12</td> <td style="text-align: left; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;">%</td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">369</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-bottom: 2px solid black;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">0.03</td> <td style="text-align: left; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;">%</td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,427</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">0.21</td> <td style="text-align: left; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;">%</td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,425</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">369</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,427</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> </tr> </table><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 52%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td> <td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="14" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">For the year ended June 30, 2025</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Term extension</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Term extension and interest rate reduction</span><br/> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align : top; height : 1pt; white-space : nowrap; "> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(Dollars in thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Amortized cost </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Percentage of <br/> total class </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Amortized cost </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> Percentage of <br/> total class </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Commercial real estate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">299</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">0.03</td> <td style="text-align: left; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;">%</td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,522</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">0.24</td> <td style="text-align: left; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;">%</td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">299</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,522</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> </tr> </table> 1425000 0.0012 369000 0.0003 2427000 0.0021 1425000 369000 2427000 299000 0.0003 2522000 0.0024 299000 2522000 <div style="text-align: justify;"> The following table presents the financial effect of the modifications made to borrowers experiencing financial difficulty: </div><div style="text-align: justify;">  </div><table style="border-spacing: 0px; border-collapse: collapse; width: 100%; font-size: 10pt;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 20%;"> </td> <td style="width: 1%;"> </td> <td style="width: 24%;"> </td> <td style="width: 1%;"> </td> <td style="width: 25%;"> </td> <td style="width: 1%;"> </td> <td style="width: 28%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td colspan="5" style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> For the year ended June 30, 2026 </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Loan type </div> </td> <td style="padding: 0px; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Payment deferral </td> <td style="padding: 0px; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Term extension </td> <td style="padding: 0px; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Interest rate reduction </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Commercial real estate </div> </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom; text-align: center;"> Added a weighted-average of 6 months of no principal or interest payments </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom; text-align: center;"> Added a weighted-average of 12.2 months to the life of the loans </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom; text-align: center;"> Interest rates were reduced by an average of 1.00% </td> </tr> </table><div style="text-align: justify;">  </div><table style="border-spacing: 0px; border-collapse: collapse; width: 100%; font-size: 10pt;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 20%;"> </td> <td style="width: 1%;"> </td> <td style="width: 37%;"> </td> <td style="width: 1%;"> </td> <td style="width: 41%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td colspan="3" style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> For the year ended June 30, 2025 </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Loan type </div> </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Term extension </td> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="padding: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Interest rate reduction </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom;"> <div> Commercial real estate </div> </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom; text-align: center;"> Added a weighted-average of 12 months to the life of the loan </td> <td style="padding: 0px; vertical-align: bottom;"> </td> <td style="padding: 0px; border-top: 1pt solid black; vertical-align: bottom; text-align: center;"> Interest rates were reduced by an average of 1.45% </td> </tr> </table> P6M P12M6D 0.01 P12M 0.0145 1 The following table depicts the performance of loans that have been modified to borrowers experiencing financial difficulty that were modified in the prior twelve months at amortized cost basis:<table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 40%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="18" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2026</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Current </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> 30-59 days<br/> past due </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> 60-89 days <br/> past due </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> 90 days <br/> or more past <br/>due </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Total </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Commercial real estate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,922</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">299</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,221</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,922</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">299</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,221</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><br/></td><td colspan="18" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">At June 30, 2025</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Current </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> 30-59 days <br/> past due </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> 60-89 days <br/> past due </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> 90 days <br/> or more past <br/>due </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Total </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Commercial real estate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,821</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,821</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,821</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,821</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table> 3922000 0 299000 0 4221000 3922000 0 299000 0 4221000 2821000 0 0 0 2821000 2821000 0 0 0 2821000 721400000 634600000 0 0 <div> <span style="font-weight: bold;">Note 5. Premises and Equipment</span> </div><div>  </div><div> A summary of premises and equipment at June 30, 2026 and 2025, is as follows: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Land </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,916</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,916</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Building and improvements </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;">20,829</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;">20,253</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Furniture and equipment </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,179</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,014</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Less: accumulated depreciation </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(14,085</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">) </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(12,951</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;">) </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total premises and equipment </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">14,839</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">15,232</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div>  </div><div> Depreciation expense was $1.1 million for the years ended June 30, 2026 and 2025. </div> <div> A summary of premises and equipment at June 30, 2026 and 2025, is as follows: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Land </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,916</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,916</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Building and improvements </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;">20,829</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;">20,253</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Furniture and equipment </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,179</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,014</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Less: accumulated depreciation </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(14,085</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">) </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(12,951</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;">) </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total premises and equipment </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">14,839</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">15,232</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table> 2916000 2916000 20829000 20253000 5179000 5014000 14085000 12951000 14839000 15232000 1100000 1100000 <div> <span style="font-weight: bold;">Note 6. Deposits</span> </div><div>  </div><div> Major classifications of deposits at June 30, 2026 and 2025 are summarized as follows:</div><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Noninterest-bearing deposits </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">140,229</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">110,163</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Certificates of deposit </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">248,723</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">228,174</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Savings deposits </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">242,782</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">246,488</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Money market deposits </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">99,210</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">102,787</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> NOW deposits </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,982,455</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,952,223</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total deposits </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,713,399</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,639,835</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div>  </div><div style="text-align: justify;"> Advance payments by borrowers for taxes and insurance, which are included in savings deposits totaled $10.1 million at June 30, 2026 and 2025. </div><div style="text-align: justify;"> As needed, to enhance strong levels of liquidity and to fund loan demand, the Bank and Commercial Bank (the “Banks”) may accept brokered deposits, generally in denominations of less than $250,000, from national brokerage networks, custodial deposit networks or through IntraFi’s one-way CDARS and ICS products including IntraFi’s Insured Network Deposits. The Banks combined can place and obtain brokered deposits up to 30% of total deposits, in the amount of $761.6 million based on policy. Additionally, both Banks participate in the IntraFi reciprocal (“two-way”) CDARS and the ICS products, which provides for reciprocal two-way transactions among other institutions, facilitated by IntraFi, for the purpose of maximizing FDIC insurance for depositors. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Company had $52.4 million and $51.6 million brokered deposits as of June 30, 2026 and 2025, respectively which was included in NOW accounts and certificates of deposits. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Related-party deposits were not material at June 30, 2026 and 2025. </div><div>  </div><div> The following indicates the amount of certificates of deposit by time remaining to maturity as of June 30, 2026.</div><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;" width="100%"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:25.5pt"> <td style="height: 25.5pt;" valign="bottom"> <div style="margin: 0in 0in 0.05pt;"><i style="mso-bidi-font-style: normal">(In thousands)</i></div> </td> <td style="height: 25.5pt;" valign="bottom"> </td> <td style="height: 25.5pt; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> <div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">3 Months</div><div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">or Less</div> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 25.5pt; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> <div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">3 to 6</div><div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">Months</div> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 25.5pt; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> <div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">7 to 12</div><div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">Months</div> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 25.5pt; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> <div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">Over 12</div><div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">Months</div> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 25.5pt; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Total</span></td><td style="text-align: center;" valign="bottom"> </td> </tr> <tr style="height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="height: 12.75pt;" valign="bottom"> <div style="margin: 0in 0in 0.05pt;">Certificates of deposit less than $250,000</div> </td> <td style="height: 12.75pt; text-align: right;" valign="bottom"> </td> <td style="margin: 0in 0in 0.05pt; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%;" valign="bottom">105,969</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%;" valign="bottom">29,332</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%;" valign="bottom">18,938</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%;" valign="bottom">43,432</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%;" valign="bottom">197,671</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%;" valign="bottom"> </td> </tr> <tr style="mso-yfti-irow:2;height:12.75pt;mso-height-rule:exactly"> <td style="height: 12.75pt;" valign="bottom"> <div style="margin: 0in 0in 0.05pt;">Certificates of deposit $250,000 or more</div> </td> <td style="height: 12.75pt; text-align: right;" valign="bottom"> </td> <td style="height: 12.75pt; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom"> </td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">12,881</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="height: 12.75pt; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom"> </td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">26,111</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="height: 12.75pt; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom"> </td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">6,545</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="height: 12.75pt; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom"> </td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">5,515</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="height: 12.75pt; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom"> </td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">51,052</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> </tr> <tr style="height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="height: 12.75pt; padding-left: 10px;" valign="bottom"> <div style="margin: 0in;">Total certificates of deposit</div> </td> <td style="height: 12.75pt; text-align: right;" valign="bottom"> </td> <td style="margin: 0in 0in 0.05pt; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">118,850</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">55,443</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">25,483</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">48,947</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">248,723</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> </tr> </table><div> </div><div> Scheduled maturities of certificates of deposit at June 30, 2026 were as follows: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 88%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: middle;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: middle;"> </td><td style="vertical-align: middle;"> </td> <td style="vertical-align: middle;"> </td><td style="vertical-align: middle;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> The year ended June 30, </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> 2027 </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">199,776</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> 2028 </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">10,592</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> 2029 </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">32,598</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> 2030 </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,517</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> 2031 </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">2,240</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">248,723</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table> <div> Major classifications of deposits at June 30, 2026 and 2025 are summarized as follows:</div><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Noninterest-bearing deposits </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">140,229</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">110,163</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Certificates of deposit </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">248,723</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">228,174</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Savings deposits </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">242,782</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">246,488</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Money market deposits </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">99,210</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">102,787</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> NOW deposits </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,982,455</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,952,223</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total deposits </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,713,399</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,639,835</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table> 140229000 110163000 248723000 228174000 242782000 246488000 99210000 102787000 1982455000 1952223000 2713399000 2639835000 10100000 10100000 0.30 761600000 52400000 51600000 <div> The following indicates the amount of certificates of deposit by time remaining to maturity as of June 30, 2026.</div><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;" width="100%"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:25.5pt"> <td style="height: 25.5pt;" valign="bottom"> <div style="margin: 0in 0in 0.05pt;"><i style="mso-bidi-font-style: normal">(In thousands)</i></div> </td> <td style="height: 25.5pt;" valign="bottom"> </td> <td style="height: 25.5pt; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> <div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">3 Months</div><div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">or Less</div> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 25.5pt; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> <div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">3 to 6</div><div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">Months</div> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 25.5pt; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> <div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">7 to 12</div><div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">Months</div> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 25.5pt; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> <div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">Over 12</div><div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in 0in 0.05pt;">Months</div> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 25.5pt; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Total</span></td><td style="text-align: center;" valign="bottom"> </td> </tr> <tr style="height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="height: 12.75pt;" valign="bottom"> <div style="margin: 0in 0in 0.05pt;">Certificates of deposit less than $250,000</div> </td> <td style="height: 12.75pt; text-align: right;" valign="bottom"> </td> <td style="margin: 0in 0in 0.05pt; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%;" valign="bottom">105,969</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%;" valign="bottom">29,332</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%;" valign="bottom">18,938</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%;" valign="bottom">43,432</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%;" valign="bottom">197,671</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%;" valign="bottom"> </td> </tr> <tr style="mso-yfti-irow:2;height:12.75pt;mso-height-rule:exactly"> <td style="height: 12.75pt;" valign="bottom"> <div style="margin: 0in 0in 0.05pt;">Certificates of deposit $250,000 or more</div> </td> <td style="height: 12.75pt; text-align: right;" valign="bottom"> </td> <td style="height: 12.75pt; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom"> </td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">12,881</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="height: 12.75pt; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom"> </td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">26,111</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="height: 12.75pt; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom"> </td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">6,545</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="height: 12.75pt; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom"> </td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">5,515</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="height: 12.75pt; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom"> </td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">51,052</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> </tr> <tr style="height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="height: 12.75pt; padding-left: 10px;" valign="bottom"> <div style="margin: 0in;">Total certificates of deposit</div> </td> <td style="height: 12.75pt; text-align: right;" valign="bottom"> </td> <td style="margin: 0in 0in 0.05pt; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">118,850</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">55,443</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">25,483</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">48,947</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> <td valign="bottom"> </td><td style="margin: 0in; height: 12.75pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;" valign="bottom">$</td> <td style="height: 12.75pt; text-align: right; margin: 0in 0.05in 0in 0in; width: 9%; border-bottom: 2px solid black;" valign="bottom">248,723</td><td style="text-align: left; margin: 0in 0.05in 0in 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> </tr> </table> 105969000 29332000 18938000 43432000 197671000 12881000 26111000 6545000 5515000 51052000 118850000 55443000 25483000 48947000 248723000 <div> Scheduled maturities of certificates of deposit at June 30, 2026 were as follows: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 88%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: middle;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: middle;"> </td><td style="vertical-align: middle;"> </td> <td style="vertical-align: middle;"> </td><td style="vertical-align: middle;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> The year ended June 30, </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> 2027 </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">199,776</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> 2028 </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">10,592</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> 2029 </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">32,598</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> 2030 </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,517</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> 2031 </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">2,240</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">248,723</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table> 199776000 10592000 32598000 3517000 2240000 248723000 <div> <span style="font-weight: bold;">Note 7. Borrowings</span> </div><div>  </div><div style="text-align: justify;"> At June 30, 2026, the Bank had pledged approximately $721.4 million of its residential and commercial mortgage portfolios as collateral for borrowings and irrevocable municipal letters of credit at the Federal Home Loan Bank of New York (“FHLB”). The maximum amount of funding available from the FHLB was $450.6 million at June 30, 2026, of which there were $119.0 million of overnight borrowings, $6.2 million long-term fixed rate borrowings and $70.0 million irrevocable municipal letters of credit outstanding. At June 30, 2025, the Bank had $74.0 million in overnight borrowings, $4.2 million in long-term fixed rate borrowings and $90.0 million in irrevocable municipal letters of credit outstanding at the FHLB. Interest rates on overnight borrowings are determined at the time of borrowing. The irrevocable municipal letters of credit with the FHLB have been issued to secure municipal transactional deposit accounts, on behalf of Greene County Commercial Bank. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The FHLB term borrowings include long-term fixed rate borrowings from the “FHLB 0.0% Development (ZDA) Advance Program.” The Company receives a corresponding credit related to the FHLB term fixed rate borrowings, which effectively reduces the interest rate paid to zero percent. At June 30, 2026, the Bank had a FHLB long-term fixed rate borrowing of $2.2 million at a stated rate of 3.8%, maturing <span style="-sec-ix-hidden: hidden-fact-11">October 2027</span>, a FHLB long-term fixed rate borrowing of $2.0 million at a stated rate of 4.2%, maturing <span style="-sec-ix-hidden: hidden-fact-12">June 2028</span>, and a FHLB long-term fixed rate borrowing of $2.0 million at a stated rate of 4.2%, maturing <span style="-sec-ix-hidden: hidden-fact-13">June 2029</span>. At June 30, 2025, the Bank had a FHLB long-term fixed rate borrowing of $2.2 million at a stated rate of 3.8%, maturing <span style="-sec-ix-hidden: hidden-fact-14">October 2027</span> and a FHLB long-term fixed rate borrowing of $2.0 million at a stated rate of 4.2%, maturing <span style="-sec-ix-hidden: hidden-fact-15">June 2028</span>. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Bank pledges securities and certificates of deposit as collateral at the Federal Reserve Bank discount window for overnight borrowings. At June 30, 2026 and 2025, approximately $15.9 million and $18.2 million, respectively, of collateral was available to be pledged against potential borrowings at the Federal Reserve Bank discount window. There were zero overnight borrowings outstanding with the Federal Reserve Bank at June 30, 2026 and 2025. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Bank has established unsecured lines of credit with Atlantic Community Bankers Bank for $15.0 million and three other financial institutions for $90.0 million. The lines of credit provide for overnight borrowing and the interest rate is determined at the time of the borrowing. There were zero borrowings outstanding with these lines of credit for the Bank at June 30, 2026 and 2025. </div><div style="text-align: justify;"> On September 17, 2020, the Company entered into Subordinated Note Purchase Agreements (“SNPAs”) with 14 qualified institutional investors, issued at 4.75% Fixed-to-Floating Rate due <span style="-sec-ix-hidden: hidden-fact-16">September 17, 2030</span>, in the aggregate principal amount of $20.0 million, carried net of issuance costs of $424,000 amortized over a period of 60 months. These notes were callable on September 17, 2025 and had a floating interest rate of 8.99%. On October 1, 2025, the Company redeemed the entire outstanding principal amount of $20.0 million. The redemption was funded by cash on hand. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> On September 15, 2021, the Company entered into SNPAs with 18 qualified institutional investors, issued at 3.00% Fixed-to-Floating Rate due <span style="-sec-ix-hidden: hidden-fact-17">September 15, 2031</span>, in the aggregate principal amount of $30.0 million, carried net of issuance costs of $499,000 amortized over a period of 60 months. These notes are callable on September 15, 2026. As June 30, 2026 and 2025, there were $29.9 million of these SNPAs outstanding, net of issuance costs. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The sales of the SNPAs were made in a private placement to accredited investors under the exemption from registration provided under Securities and Exchange Commission Rule 506. The Notes are not registered under the Securities Act of 1933, as amended, and may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> For regulatory purposes, the Company allocated the SNPAs to the Bank of Greene County to qualify as Tier 1 capital subject to a 25% of capital limitation under risk-based capital guidelines. The portion that exceeds 25% of capital limitation qualifies as Tier 2 capital. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> At June 30, 2026, there were zero other long-term borrowings and therefore no scheduled maturities of long-term borrowings. </div> 721400000 450600000 119000000 6200000 70000000 74000000 4200000 90000000 0 2200000 0.038 2000000 0.042 2000000 0.042 2200000 0.038 2000000 0.042 15900000 18200000 0 0 15000000 3 90000000 0 0 14 0.0475 20000000 424000 P60M 0.0899 20000000 18 0.03 30000000 499000 P60M 29900000 29900000 0 <div> <span style="font-weight: bold;">Note 8. Accumulated Other Comprehensive Loss</span> </div><div>  </div><div style="text-align: justify;"> The balances and changes in the components of accumulated other comprehensive loss as of June 30, 2026 and 2025, are presented in the following table: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 64%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; font-size: 0px;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Unrealized losses on securities available- <br/> for-sale </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Pension benefits </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Total </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Balance - June 30, 2024 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">(19,182</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;">) </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">(528</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;">) </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">(19,710</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;">) </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div> Other comprehensive income before reclassification, net of tax </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,576</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">89</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,665</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Reclassification adjustment for loss on sale of securities available-for-sale realized in net income, gross </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">665</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">665</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Tax expense effect recognized in provision for income taxes </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">178</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">178</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; padding-left: 10px;"> <div> Net of tax </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">487</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">487</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div> Amortization of pension actuarial losses recognized in other expense </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">30</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">30</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Tax expense effect recognized in provision for income taxes </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">8</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">8</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: 2px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentcolor currentcolor; vertical-align: bottom; padding-left: 10px;"> <div> Net of tax </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">22</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">22</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: 2px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentcolor currentcolor; vertical-align: bottom;"> <div> Other comprehensive income for the year ended June 30, 2025 </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">6,063</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">111</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">6,174</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Balance - June 30, 2025 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">(13,119</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;">) </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">(417</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;">) </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">(13,536</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;">) </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div> Other comprehensive income (loss) before reclassification, net of tax </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="border-top: 3px double black; vertical-align: bottom; text-align: right; width: 9%;">1,214</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="border-top: 3px double black; vertical-align: bottom; text-align: right; width: 9%;">(255</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="border-top: 3px double black; vertical-align: bottom; text-align: right; width: 9%;">959</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Reclassification adjustment for loss on sale of securities available-for-sale realized in net income, gross </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">576</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">576</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Tax expense effect recognized in provision for income taxes </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">154</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">154</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: 2px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentcolor currentcolor; vertical-align: bottom; padding-left: 10px;"> <div> Net of tax </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">422</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">422</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: 2px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentcolor currentcolor; vertical-align: bottom;"> <div> Amortization of pension actuarial losses recognized in other expense </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">13</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">13</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> <div> Tax expense effect recognized in provision for income taxes </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">4</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">4</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-top: 1pt solid black; vertical-align: bottom; padding-left: 10px;"> <div> Net of tax </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">9</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">9</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: 2px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentcolor currentcolor; vertical-align: bottom;"> <div> Pension termination settlement charge recognized in other expense </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">905</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">905</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Tax expense effect recognized in provision for income taxes </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">242</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">242</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom; padding-left: 10px;"> <div> Net of tax </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">663</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">663</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: 2px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentcolor currentcolor; vertical-align: bottom;"> <div> Other comprehensive income for the year ended June 30, 2026 </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">1,636</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">417</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">2,053</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Balance - June 30, 2026 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">(11,483</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;">) </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">(11,483</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;">) </td> </tr> </table> <div style="text-align: justify;"> The balances and changes in the components of accumulated other comprehensive loss as of June 30, 2026 and 2025, are presented in the following table: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 64%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; font-size: 0px;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Unrealized losses on securities available- <br/> for-sale </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Pension benefits </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> Total </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Balance - June 30, 2024 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">(19,182</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;">) </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">(528</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;">) </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">(19,710</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;">) </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div> Other comprehensive income before reclassification, net of tax </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,576</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">89</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,665</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Reclassification adjustment for loss on sale of securities available-for-sale realized in net income, gross </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">665</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">665</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Tax expense effect recognized in provision for income taxes </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">178</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">178</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; padding-left: 10px;"> <div> Net of tax </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">487</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">487</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div> Amortization of pension actuarial losses recognized in other expense </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">30</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">30</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Tax expense effect recognized in provision for income taxes </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">8</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">8</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: 2px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentcolor currentcolor; vertical-align: bottom; padding-left: 10px;"> <div> Net of tax </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">22</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">22</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: 2px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentcolor currentcolor; vertical-align: bottom;"> <div> Other comprehensive income for the year ended June 30, 2025 </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">6,063</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">111</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">6,174</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Balance - June 30, 2025 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">(13,119</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;">) </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">(417</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;">) </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">(13,536</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;">) </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div> Other comprehensive income (loss) before reclassification, net of tax </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="border-top: 3px double black; vertical-align: bottom; text-align: right; width: 9%;">1,214</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="border-top: 3px double black; vertical-align: bottom; text-align: right; width: 9%;">(255</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="border-top: 3px double black; vertical-align: bottom; text-align: right; width: 9%;">959</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div> Reclassification adjustment for loss on sale of securities available-for-sale realized in net income, gross </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">576</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">576</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Tax expense effect recognized in provision for income taxes </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">154</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">154</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: 2px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentcolor currentcolor; vertical-align: bottom; padding-left: 10px;"> <div> Net of tax </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">422</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">422</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: 2px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentcolor currentcolor; vertical-align: bottom;"> <div> Amortization of pension actuarial losses recognized in other expense </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">13</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">13</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> <div> Tax expense effect recognized in provision for income taxes </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">4</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">4</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-top: 1pt solid black; vertical-align: bottom; padding-left: 10px;"> <div> Net of tax </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">9</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">9</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: 2px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentcolor currentcolor; vertical-align: bottom;"> <div> Pension termination settlement charge recognized in other expense </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">905</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">905</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Tax expense effect recognized in provision for income taxes </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">242</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">242</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom; padding-left: 10px;"> <div> Net of tax </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">663</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">663</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: 2px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentcolor currentcolor; vertical-align: bottom;"> <div> Other comprehensive income for the year ended June 30, 2026 </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">1,636</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">417</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">2,053</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Balance - June 30, 2026 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">(11,483</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;">) </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">(11,483</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;">) </td> </tr> </table> -19182000 -528000 -19710000 5576000 89000 5665000 -665000 0 -665000 -178000 0 -178000 -487000 0 -487000 0 -30000 -30000 0 -8000 -8000 0 -22000 -22000 6063000 111000 6174000 -13119000 -417000 -13536000 1214000 -255000 959000 -576000 0 -576000 -154000 0 -154000 -422000 0 -422000 0 -13000 -13000 0 -4000 -4000 0 -9000 -9000 0 -905000 -905000 0 -242000 -242000 0 -663000 -663000 1636000 417000 2053000 -11483000 0 -11483000 <div> <span style="font-weight: bold;">Note 9. Employee Benefit Plans</span> </div><div>  </div><div style="text-align: justify;"> <span style="font-weight: bold;">Defined Benefit Plan</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Bank maintained a single-employer defined benefit pension plan (the “Pension Plan”). Effective January 1, 2006, the Board of Directors of the Bank resolved to exclude from membership in the Pension Plan employees hired on or after January 1, 2006, and elected to cease additional benefit accruals to existing Pension Plan participants effective July 1, 2006. Substantially all Bank employees who were hired before January 1, 2006 and attained the age of 21 were covered by the Pension Plan. Under the Pension Plan, retirement benefits are primarily a function of both years of service and level of compensation at July 1, 2006. This defined benefit pension plan is accounted for in accordance with FASB ASC Topic 715 guidance on “<span style="font-style: italic;">Compensation – Retirement Benefits, Defined Benefit Plans – Pension”,</span> which requires the Company to recognize in its consolidated financial statements an asset for a plan’s overfunded status or a liability for a plan’s underfunded status. Changes in the funded status of the single-employer defined benefit pension plan were reported as a component of other comprehensive income, net of applicable taxes, in the year in which changes occur. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> On September 16, 2025, the Board of Directors approved the termination of the Pension Plan effective as of September 30, 2025. The Pension Plan assets were sufficient to cover the estimated Pension Plan obligations. </div><div style="text-align: justify;"> During the quarter ended December 31, 2025, the Company initiated the Pension Plan termination process and partially settled benefit obligations, recognizing a settlement charge of $199,000, included in other expenses in the accompanying consolidated statements of income. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> During the quarter ended March 31, 2026, the Company settled the remaining Pension Plan obligations with the purchase of annuities from a third-party insurer for approximately $3.5 million. As a result of the final settlement, the Company recognized an additional settlement charge of approximately $706,000, included in other expenses on the consolidated statements of income. </div><div>  </div><div> Information regarding the Pension Plan at June 30, 2026 and 2025 is as follows:</div><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px; margin-left: auto; margin-right: auto;" width="100%"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><i>(In thousands)</i></div> </td> <td valign="bottom"> </td><td style="height: 1pt;" valign="bottom"> </td> <td style="height: 1pt;" valign="bottom"> </td><td valign="bottom"> </td> <td valign="bottom"> </td><td style="height: 1pt;" valign="bottom"> </td> <td style="height: 1pt;" valign="bottom"> </td><td valign="bottom"> </td> </tr> <tr style="mso-yfti-irow:1;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Change in projected benefit obligation:</div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; border-image: none; height: 1pt; text-align: right;" valign="bottom"> <div style="margin: 0in;"><br/></div> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; text-align: right;" valign="bottom"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; text-align: right;" valign="bottom"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2026</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; text-align: right;" valign="bottom"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; height: 1pt; text-align: right;" valign="bottom"> <div style="margin: 0in;"><br/></div> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; text-align: right;" valign="bottom"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; text-align: right;" valign="bottom"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2025</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; border-image: none; text-align: right;" valign="bottom"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Benefit obligation at beginning of period</div> </td> <td style="margin: 0in; border-collapse: collapse; border-spacing: 0px; width: 1%;" valign="bottom"> </td><td style="margin: 0in; height: 1pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">4,075</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="margin: 0in; border-collapse: collapse; border-spacing: 0px; width: 1%;" valign="bottom"> </td><td style="margin: 0in; height: 1pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">4,119</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> </tr> <tr style="mso-yfti-irow:3;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Interest cost</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">115</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">213</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Actuarial loss</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">250</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">(1</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom">) </td> </tr> <tr style="mso-yfti-irow:5;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Benefits paid</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">(4,440</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">) </td> <td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">(256</td><td style="text-align: left; margin: 0in; width: 1%; vertical-align: middle; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent;" valign="bottom">) </td> </tr> <tr style="height: 8.5pt; background-color: rgb(204, 238, 255);"> <td style="height: 8.5pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Benefit obligation at June 30</div> </td> <td style="width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td><td style="height: 8.5pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 8.5pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">   - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="height: 8.5pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 8.5pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">4,075</td><td style="text-align: left; margin: 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td><td valign="bottom"> </td> <td valign="bottom"> </td><td valign="bottom"> </td> <td valign="bottom"> </td><td valign="bottom"> </td> <td valign="bottom"> </td><td valign="bottom"> </td> </tr><tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Change in fair value of plan assets:</div> </td> <td valign="bottom"> </td><td style="height: 1pt;" valign="bottom"> </td> <td style="height: 1pt;" valign="bottom"> </td><td valign="bottom"> </td> <td valign="bottom"> </td><td style="height: 1pt;" valign="bottom"> </td> <td style="height: 1pt;" valign="bottom"> </td><td valign="bottom"> </td> </tr> <tr style="mso-yfti-irow:8;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Fair value of plan assets at beginning of period</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">4,746</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">4,654</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Actual return on plan assets</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">28</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">348</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> </tr> <tr style="mso-yfti-irow:10;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Employer contributions</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; white-space: nowrap; text-align: right; margin: 0in; width: 9%;" valign="bottom">   - </td><td style="white-space: nowrap; text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; white-space: nowrap; text-align: right; margin: 0in; width: 9%;" valign="bottom">   - </td><td style="white-space: nowrap; text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Benefits paid</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">(4,440</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom">) </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">(256</td><td style="text-align: left; margin: 0in; width: 1%; vertical-align: middle;" valign="bottom">) </td> </tr> <tr style="mso-yfti-irow:12;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Assets transferred to a qualified replacement plan</div> </td> <td style="width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">(334</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">) </td> <td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Fair value of plan assets at June 30</div> </td> <td style="width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">   - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">4,746</td><td style="text-align: left; margin: 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> </tr> <tr style="mso-yfti-irow:14;mso-yfti-lastrow:yes;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Over funded status at June 30 included in other liabilities</div> </td> <td style="margin: 0in; border-collapse: collapse; border-spacing: 0px; width: 1%;" valign="bottom"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-image: none; margin: 0in; height: 1pt; border-collapse: collapse; border-spacing: 0px; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%; text-align: right;" valign="bottom">$</td> <td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">  - </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="margin: 0in; border-collapse: collapse; border-spacing: 0px; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-image: none; margin: 0in; height: 1pt; border-collapse: collapse; border-spacing: 0px; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%; text-align: right;" valign="bottom">$</td> <td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">(671</td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor transparent; border-image: none; text-align: left; margin: 0in; width: 1%; vertical-align: top;" valign="bottom">) </td> </tr> </table><div>  </div><div style="text-align: justify;"> The components of net periodic pension costs related to the Pension Plan for the years ended June 30, 2026 and 2025 were as follows: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 76%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; text-align: justify;"> <span style="font-style: italic;">(In thousands)</span> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2026</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2025</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-align: justify;"> Interest cost </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;"><div style="-sec-ix-hidden: hidden-fact-18">115</div></td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;"><div style="-sec-ix-hidden: hidden-fact-19">213</div></td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; text-align: justify;"> Expected return on plan assets </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;"><div style="-sec-ix-hidden: hidden-fact-20">(126</div></td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;"><div style="-sec-ix-hidden: hidden-fact-21">(228</div></td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-align: justify;"> Amortization of net loss </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;"><div style="-sec-ix-hidden: hidden-fact-22">13</div></td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;"><div style="-sec-ix-hidden: hidden-fact-23">30</div></td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; text-align: justify;"> Effect of settlement </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><div style="-sec-ix-hidden: hidden-fact-24">905</div></td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><div style="-sec-ix-hidden: hidden-fact-25">  - </div></td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-align: justify;"> Net periodic pension expense </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">907</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">15</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table><div>  </div><div style="text-align: justify;"> The accumulated benefit obligation for the pension plan was zero and $4.1 million at June 30, 2026 and 2025, respectively. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Changes in plan assets and benefit obligations recognized in other comprehensive income during the years ended June 30, 2026 and 2025 consisted of the following: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2026</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2025</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Actuarial loss on plan assets and benefit obligations </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">569</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">152</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Deferred tax expense </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">152</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">41</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Net change in plan assets and benefit obligations recognized in other comprehensive income </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">417</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">111</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div> Amounts recognized in our consolidated statements of financial condition related to the Pension Plan for the year ended presented as follows: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 88%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"><i> (In thousands) </i></div> </td> <td colspan="4" style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Other liabilities: </div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td><td colspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">June 30, 2025</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Projected benefit obligation in surplus of fair value of pension plan </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(671</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Accumulated other comprehensive loss, net of taxes: </div> </td> <td style="vertical-align: bottom; font-size: 0px;"> </td><td style="vertical-align: bottom; font-size: 0px;"> </td> <td style="vertical-align: bottom; font-size: 0px;"> </td><td style="vertical-align: bottom; font-size: 0px;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Net losses and past service liability </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(417</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> </table><div>  </div><div style="text-align: justify;"> As of June 30, 2026, there was zero remaining in plan assets and zero remaining benefit obligation after the final termination. </div><div>  </div><div> The principal actuarial assumptions used at June 30, 2025: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 88%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td> <td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Projected benefit obligation: </div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td><td colspan="2" style="vertical-align: bottom; text-align: right; width: 1%; border-color: currentcolor currentcolor rgb(0, 0, 0); white-space: nowrap; border-width: medium medium 2px; border-style: none none solid;">  <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">June 30, 2025</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Discount rate </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">5.37</td> <td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: left;">%</td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Net periodic pension expense: </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 9%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Amortization period, in years </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">11</td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Discount rate </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">5.30</td> <td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: left;">%</td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Expected long-term rate of return on plan assets </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">5.00</td> <td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: left;">%</td> </tr> </table><div>  </div><div style="text-align: justify;"> The discount rate used in the measurement of the Bank’s pension obligation was based on the FTSE Pension Discount Curve and Liability index based on expected benefit payments of the Pension Plan. The discount rates were evaluated at each measurement date to give effect to changes in the general interest rates. The expected long-term rate of return on plan assets reflects the average rate of earnings expected on the funds invested or to be invested to provide for the benefits included in the projected benefit obligation. The selected rate considers the historical and expected future investment trends of the present and expected assets in the plan. Since this is a frozen plan, the compensation rate was zero percent. </div><div style="text-align: justify;">  </div><div> The weighted average asset allocation and fair value of our Pension Plan assets at June 30, 2025 was as follows: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td> <td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(Dollars in thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair Value</span><br/> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Money market </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,382</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">29.1</td> <td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;">%</td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Mutual funds – fixed income </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,364</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">70.9</td> <td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total plan assets </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,746</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">100.0</td> <td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-bottom: 2px solid transparent;">%</td> </tr> </table><div>  </div><div style="text-align: justify;"> The fair value of assets within the Pension Plan was determined utilizing quoted prices in active markets at the measurement date. As such, these assets are classified as Level 1 within the “Fair Value Measurement” hierarchy. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> As of June 30, 2026, there was zero remaining in the plan assets. </div><div style="text-align: justify; font-weight: bold;">  </div><div style="text-align: justify; font-weight: bold;"> Defined Contribution Plan </div><div>  </div><div style="text-align: justify;"> The Bank of Greene County also participates in a defined contribution plan (the “Contribution Plan”) covering substantially all employees who have completed three months of service and perform a minimum of 250 hours of service. The plan includes Section 401(k) and thrift provisions as defined under the Internal Revenue Code (“IRC”). The provisions permit employees to contribute up to 50% of pre-tax and post-tax annual compensation, as defined in the Contribution Plan, up to the maximum allowable under the IRC. The Bank of Greene County matches employee contributions 100% of each participant’s contributions up to 3% of compensation plus 50% of the next 3% of compensation for a total matching contribution of up to 4.5% of compensation as defined by the Contribution Plan. Contributions are subject to certain limitations. The Company contributions associated with the Contribution Plan amounted to $581,000 and $530,000 in the years ended June 30, 2026 and 2025, respectively. </div><div style="text-align: justify;">  </div><div> <span style="font-weight: bold;">Employee Stock Ownership Plan (“ESOP”)</span> </div><div>  </div><div style="text-align: justify; font-weight: bold;"> <span style="font-weight: normal;">All Bank employees meeting certain age and service requirements are eligible to participate in the ESOP. Participants’ benefits become fully vested after three years of service. During the years ended June 30, 2026 and 2025, the Board of Directors authorized the payment of $200,000 and $190,000, respectively, to the ESOP trustee for the purposes of purchasing additional shares of stock to be allocated to employees as of December 2026 and 2025, respectively. ESOP expense was $195,000 and $194,000 for the years ended June 30, 2026 and 2025, respectively. There were no unearned shares at June 30, 2026 or 2025.</span></div><div style="text-align: justify;"> <span style="font-weight: bold;">Supplemental Executive Retirement Plan</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> On June 21, 2010, the Board of Directors of the Bank of Greene County adopted The Bank of Greene County Supplemental Executive Retirement Plan (the “SERP Plan”), effective as of July 1, 2010. The SERP Plan provides a benefit from the Bank upon retirement, death, disability or voluntary or involuntary termination of service (other than “for cause”) to certain key senior executives of the Bank who are selected by the Board to participate. Accordingly, the SERP Plan obligates the Bank to make an allocation to each executive’s account on the first business day of each July and permits each executive to defer up to 50% of their base salary and 100% of their annual bonus to the SERP Plan, subject to the requirements of Section 409A of the Internal Revenue Code (“Code”). In addition, the Bank may but is not required to, make additional discretionary contributions to the executives’ accounts from time to time. An executive becomes vested in the Bank’s contributions based on the terms of their SERP Plan agreement, ranging from 10 to 20 years of service as defined in the SERP Plan, and is fully vested immediately for all deferral of salary and bonus. However, the executive will vest in the present value of their account in the event of death, disability or a change in control of the Bank or the Company. In the event the executive is terminated involuntarily or resigns for good reason following a change in control, the present value of all remaining Bank contributions is accelerated and paid to the executive’s account, subject to potential reduction to avoid an excess parachute payment under Code Section 280G. In the event of the executive’s death, disability or termination within two years after a change in control, executive’s account will be paid in a lump sum to the executive or his beneficiary, as applicable. In the event the executive is entitled to a benefit from the SERP Plan due to retirement or other termination of employment, the benefit will be paid in 10 annual installments. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The net periodic pension costs related to the SERP Plan for the years ended June 30, 2026 and 2025 were $2.6 million and $2.4 million, respectively, consisting primarily of service and interest costs, included within compensation expense on the consolidated statements of income. The total liability for the SERP Plan was $20.3 million and $17.6 million as of June 30, 2026 and 2025, respectively, and is included in accrued expenses and other liabilities on the consolidated statements of financial condition. The total liability for the SERP Plan includes both accumulated net periodic pension costs and participant contributions. </div> P21Y -199000 3500000 -706000 <div> Information regarding the Pension Plan at June 30, 2026 and 2025 is as follows:</div><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px; margin-left: auto; margin-right: auto;" width="100%"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><i>(In thousands)</i></div> </td> <td valign="bottom"> </td><td style="height: 1pt;" valign="bottom"> </td> <td style="height: 1pt;" valign="bottom"> </td><td valign="bottom"> </td> <td valign="bottom"> </td><td style="height: 1pt;" valign="bottom"> </td> <td style="height: 1pt;" valign="bottom"> </td><td valign="bottom"> </td> </tr> <tr style="mso-yfti-irow:1;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Change in projected benefit obligation:</div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; border-image: none; height: 1pt; text-align: right;" valign="bottom"> <div style="margin: 0in;"><br/></div> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; text-align: right;" valign="bottom"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; text-align: right;" valign="bottom"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2026</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; text-align: right;" valign="bottom"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; height: 1pt; text-align: right;" valign="bottom"> <div style="margin: 0in;"><br/></div> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; text-align: right;" valign="bottom"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; text-align: right;" valign="bottom"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2025</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; border-image: none; text-align: right;" valign="bottom"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Benefit obligation at beginning of period</div> </td> <td style="margin: 0in; border-collapse: collapse; border-spacing: 0px; width: 1%;" valign="bottom"> </td><td style="margin: 0in; height: 1pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">4,075</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="margin: 0in; border-collapse: collapse; border-spacing: 0px; width: 1%;" valign="bottom"> </td><td style="margin: 0in; height: 1pt; border-collapse: collapse; border-spacing: 0px; width: 1%; text-align: right;" valign="bottom">$</td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">4,119</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> </tr> <tr style="mso-yfti-irow:3;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Interest cost</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">115</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">213</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Actuarial loss</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">250</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">(1</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom">) </td> </tr> <tr style="mso-yfti-irow:5;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Benefits paid</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">(4,440</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">) </td> <td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">(256</td><td style="text-align: left; margin: 0in; width: 1%; vertical-align: middle; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent;" valign="bottom">) </td> </tr> <tr style="height: 8.5pt; background-color: rgb(204, 238, 255);"> <td style="height: 8.5pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Benefit obligation at June 30</div> </td> <td style="width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td><td style="height: 8.5pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 8.5pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">   - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="height: 8.5pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 8.5pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">4,075</td><td style="text-align: left; margin: 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td><td valign="bottom"> </td> <td valign="bottom"> </td><td valign="bottom"> </td> <td valign="bottom"> </td><td valign="bottom"> </td> <td valign="bottom"> </td><td valign="bottom"> </td> </tr><tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Change in fair value of plan assets:</div> </td> <td valign="bottom"> </td><td style="height: 1pt;" valign="bottom"> </td> <td style="height: 1pt;" valign="bottom"> </td><td valign="bottom"> </td> <td valign="bottom"> </td><td style="height: 1pt;" valign="bottom"> </td> <td style="height: 1pt;" valign="bottom"> </td><td valign="bottom"> </td> </tr> <tr style="mso-yfti-irow:8;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Fair value of plan assets at beginning of period</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">4,746</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">4,654</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Actual return on plan assets</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">28</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">348</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> </tr> <tr style="mso-yfti-irow:10;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Employer contributions</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; white-space: nowrap; text-align: right; margin: 0in; width: 9%;" valign="bottom">   - </td><td style="white-space: nowrap; text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; white-space: nowrap; text-align: right; margin: 0in; width: 9%;" valign="bottom">   - </td><td style="white-space: nowrap; text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Benefits paid</div> </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">(4,440</td><td style="text-align: left; margin: 0in; width: 1%;" valign="bottom">) </td> <td style="width: 1%;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right;" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">(256</td><td style="text-align: left; margin: 0in; width: 1%; vertical-align: middle;" valign="bottom">) </td> </tr> <tr style="mso-yfti-irow:12;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Assets transferred to a qualified replacement plan</div> </td> <td style="width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">(334</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">) </td> <td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Fair value of plan assets at June 30</div> </td> <td style="width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">   - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="height: 1pt; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td> <td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom">4,746</td><td style="text-align: left; margin: 0in; width: 1%; border-bottom: 2px solid transparent;" valign="bottom"> </td> </tr> <tr style="mso-yfti-irow:14;mso-yfti-lastrow:yes;height:1.0pt"> <td style="height: 1pt;" valign="bottom"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Over funded status at June 30 included in other liabilities</div> </td> <td style="margin: 0in; border-collapse: collapse; border-spacing: 0px; width: 1%;" valign="bottom"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-image: none; margin: 0in; height: 1pt; border-collapse: collapse; border-spacing: 0px; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%; text-align: right;" valign="bottom">$</td> <td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">  - </td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; text-align: left; margin: 0in; width: 1%;" valign="bottom"> </td> <td style="margin: 0in; border-collapse: collapse; border-spacing: 0px; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="bottom"> </td><td style="border-width: medium medium 4px; border-style: none none double; border-image: none; margin: 0in; height: 1pt; border-collapse: collapse; border-spacing: 0px; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%; text-align: right;" valign="bottom">$</td> <td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); border-image: none; height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="bottom">(671</td><td style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor transparent; border-image: none; text-align: left; margin: 0in; width: 1%; vertical-align: top;" valign="bottom">) </td> </tr> </table> 4075000 4119000 115000 213000 -250000 1000 4440000 256000 0 4075000 4746000 4654000 28000 348000 0 0 4440000 256000 -334000 0 0 4746000 0 -671000 <div style="text-align: justify;"> The components of net periodic pension costs related to the Pension Plan for the years ended June 30, 2026 and 2025 were as follows: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 76%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; text-align: justify;"> <span style="font-style: italic;">(In thousands)</span> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2026</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2025</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-align: justify;"> Interest cost </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;"><div style="-sec-ix-hidden: hidden-fact-18">115</div></td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;"><div style="-sec-ix-hidden: hidden-fact-19">213</div></td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; text-align: justify;"> Expected return on plan assets </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;"><div style="-sec-ix-hidden: hidden-fact-20">(126</div></td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;"><div style="-sec-ix-hidden: hidden-fact-21">(228</div></td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-align: justify;"> Amortization of net loss </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;"><div style="-sec-ix-hidden: hidden-fact-22">13</div></td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;"><div style="-sec-ix-hidden: hidden-fact-23">30</div></td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom; text-align: justify;"> Effect of settlement </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><div style="-sec-ix-hidden: hidden-fact-24">905</div></td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><div style="-sec-ix-hidden: hidden-fact-25">  - </div></td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-align: justify;"> Net periodic pension expense </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">907</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">15</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table> 115000 213000 126000 228000 -13000 -30000 -905000 0 907000 15000 0 4100000 <div style="text-align: justify;"> Changes in plan assets and benefit obligations recognized in other comprehensive income during the years ended June 30, 2026 and 2025 consisted of the following: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2026</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2025</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Actuarial loss on plan assets and benefit obligations </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">569</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">152</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Deferred tax expense </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">152</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">41</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Net change in plan assets and benefit obligations recognized in other comprehensive income </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">417</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: right; vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">111</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table> -569000 -152000 -152000 -41000 417000 111000 <div> Amounts recognized in our consolidated statements of financial condition related to the Pension Plan for the year ended presented as follows: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 88%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"><i> (In thousands) </i></div> </td> <td colspan="4" style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Other liabilities: </div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td><td colspan="2" style="border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor; vertical-align: bottom; text-align: right;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">June 30, 2025</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Projected benefit obligation in surplus of fair value of pension plan </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(671</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Accumulated other comprehensive loss, net of taxes: </div> </td> <td style="vertical-align: bottom; font-size: 0px;"> </td><td style="vertical-align: bottom; font-size: 0px;"> </td> <td style="vertical-align: bottom; font-size: 0px;"> </td><td style="vertical-align: bottom; font-size: 0px;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Net losses and past service liability </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: right;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(417</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> </table> -671000 417000 0 0 <div> The principal actuarial assumptions used at June 30, 2025: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td style="width: 88%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td> <td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Projected benefit obligation: </div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td><td colspan="2" style="vertical-align: bottom; text-align: right; width: 1%; border-color: currentcolor currentcolor rgb(0, 0, 0); white-space: nowrap; border-width: medium medium 2px; border-style: none none solid;">  <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">June 30, 2025</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Discount rate </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">5.37</td> <td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: left;">%</td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Net periodic pension expense: </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 9%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Amortization period, in years </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">11</td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Discount rate </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">5.30</td> <td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: left;">%</td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Expected long-term rate of return on plan assets </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">5.00</td> <td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%; text-align: left;">%</td> </tr> </table> 0.0537 P11Y 0.053 0.05 0 <div> The weighted average asset allocation and fair value of our Pension Plan assets at June 30, 2025 was as follows: </div><div>  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td><td> </td> <td> </td><td> </td> <td> </td><td> </td><td> </td> <td> </td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(Dollars in thousands)</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair Value</span><br/> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Money market </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,382</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">29.1</td> <td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;">%</td> </tr> <tr style="vertical-align: top; height: 1.0pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Mutual funds – fixed income </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,364</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">70.9</td> <td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 1pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total plan assets </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,746</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">100.0</td> <td style="vertical-align: top; height: 1pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-bottom: 2px solid transparent;">%</td> </tr> </table> 1382000 0.291 3364000 0.709 4746000 1 0 P3M 250 0.50 1 0.03 0.50 0.03 0.045 581000 530000 P3Y 200000 190000 195000 194000 0 0 0.50 1 P10Y P20Y P2Y 10 2600000 2400000 20300000 17600000 <div> <span style="font-weight: bold;">Note 10. Stock-Based Compensation</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> <span style="font-weight: bold;">Phantom Stock Option Plan and Long-term Incentive Plan</span> </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The Greene County Bancorp, Inc. 2011 Phantom Stock Option and Long Term Incentive Plan (the “Plan”) was adopted effective July 1, 2011, to promote the long-term financial success of the Company and its subsidiaries by providing a means to attract, retain and reward individuals who contribute to such success and to further align their interests with those of the Company’s shareholders. At June 30, 2026 and 2025, the Plan had 16,000,000 options authorized, of which, 14,312,099 and 13,677,694 options had been granted, respectively. The Plan is intended to provide benefits to employees and directors of the Company or any subsidiary as designated by the Compensation Committee of the Board of Directors of the Company (“Committee”). A phantom stock option represents the right to receive a cash payment on the date the award vests. The participant receives an amount equal to the positive difference between the strike price on the grant date and the book value of a share of the Company stock on the determination date, which is the last day of the plan year that is the end of the third plan year after the grant date of the award, unless otherwise specified by the Committee. The strike price will be the price established by the Committee, which will not be less than 100% of the book value of a share on a specified date, as determined under generally accepted accounting principles as of the last day of the quarter ending on or immediately preceding the valuation date with adjustments made, in the sole discretion of the Committee, to exclude accumulated other comprehensive income (loss). The liability for the phantom stock option plan is re-measured at each reporting period based on the difference between the strike price and the current period end book value per share of the Company’s common stock, excluding accumulated other comprehensive income (loss). </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> A summary of the Company’s phantom stock option activity and related information for its option plan for the years ended June 30, 2026 and 2025 is as follows: </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="width: 100%; border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; font-size: 0px;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td> <div> Number of options outstanding at beginning of year </div> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="width: 9%; text-align: right;">1,871,590</td><td style="width: 1%; text-align: left;"> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="width: 9%; text-align: right;">2,253,535</td><td style="width: 1%; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Options granted </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">634,405</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">651,595</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Options forfeited </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">(14,000</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Options paid in cash upon vesting </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(711,200</td><td style="text-align: left; width: 1%; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent;">) </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(1,019,540</td><td style="text-align: left; width: 1%; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent;">) </td> </tr> <tr style="vertical-align: top; height: 13.5pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Number of options outstanding at period end </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,794,795</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,871,590</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; text-align: justify;"> <span style="font-style: italic;">(In thousands)</span> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-align: justify;"> Cash paid out on options vested </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">3,131</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">4,249</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; text-align: justify;"> Compensation expense recognized </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,666</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,095</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> </table><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The total liability for the long-term incentive plan was $4.9 million and $4.4 million at June 30, 2026 and 2025, respectively, and is included in accrued expenses and other liabilities on the consolidated statements of financial condition. </div> 16000000 16000000 14312099 13677694 1 <div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> A summary of the Company’s phantom stock option activity and related information for its option plan for the years ended June 30, 2026 and 2025 is as follows: </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="width: 100%; border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; margin-left: auto; margin-right: auto; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; font-size: 0px;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td> <div> Number of options outstanding at beginning of year </div> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="width: 9%; text-align: right;">1,871,590</td><td style="width: 1%; text-align: left;"> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="width: 9%; text-align: right;">2,253,535</td><td style="width: 1%; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Options granted </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">634,405</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">651,595</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Options forfeited </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">(14,000</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Options paid in cash upon vesting </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(711,200</td><td style="text-align: left; width: 1%; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent;">) </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(1,019,540</td><td style="text-align: left; width: 1%; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent;">) </td> </tr> <tr style="vertical-align: top; height: 13.5pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Number of options outstanding at period end </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,794,795</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,871,590</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; text-align: justify;"> <span style="font-style: italic;">(In thousands)</span> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-align: justify;"> Cash paid out on options vested </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">3,131</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">4,249</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; text-align: justify;"> Compensation expense recognized </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,666</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,095</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> </table> 1871590 2253535 634405 651595 0 14000 711200 1019540 1794795 1871590 3131000 4249000 3666000 3095000 4900000 4400000 <div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> <span style="font-weight: bold;">Note 11. Earnings Per Share</span> </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> Basic earnings per share (“EPS”) is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted EPS is computed in a manner similar to that of basic EPS except that the weighted-average number of common shares outstanding is increased to reflect the effect of potentially dilutive common shares, such as stock options, using the treasury stock method, assuming such shares vested during the period. There were no anti-dilutive securities or contracts outstanding during the years ended June 30, 2026 and 2025. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="width: 100%; border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; border-spacing: 0px;"> <tr> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> 2026 </td><td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> 2025 </td><td style="width: 1%;"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td> <div> Net income </div> </td> <td style="width: 1%; border-bottom: 2px solid transparent;"> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">41,022,000</td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">31,138,000</td><td style="width: 1%; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr> <td> <div> Weighted average shares – basic </div> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="width: 9%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">17,025,485</td><td style="width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="width: 9%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">17,026,828</td><td style="width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td> <div> Weighted average shares – dilute </div> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="width: 9%; text-align: right;">17,025,485</td><td style="width: 1%; text-align: left;"> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="width: 9%; text-align: right;">17,026,828</td><td style="width: 1%; text-align: left;"> </td> </tr> <tr> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td> <div> Earnings per share – basic </div> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;">$</td><td style="width: 9%; text-align: right;">2.41</td><td style="width: 1%; text-align: left;"> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;">$</td><td style="width: 9%; text-align: right;">1.83</td><td style="width: 1%; text-align: left;"> </td> </tr> <tr> <td> <div> Earnings per share – diluted </div> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;">$</td><td style="width: 9%; text-align: right;">2.41</td><td style="width: 1%; text-align: left;"> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;">$</td><td style="width: 9%; text-align: right;">1.83</td><td style="width: 1%; text-align: left;"> </td> </tr> </table> <div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> Basic earnings per share (“EPS”) is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted EPS is computed in a manner similar to that of basic EPS except that the weighted-average number of common shares outstanding is increased to reflect the effect of potentially dilutive common shares, such as stock options, using the treasury stock method, assuming such shares vested during the period. There were no anti-dilutive securities or contracts outstanding during the years ended June 30, 2026 and 2025. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="width: 100%; border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; border-spacing: 0px;"> <tr> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> 2026 </td><td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> 2025 </td><td style="width: 1%;"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td> <div> Net income </div> </td> <td style="width: 1%; border-bottom: 2px solid transparent;"> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">41,022,000</td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">31,138,000</td><td style="width: 1%; text-align: left; border-bottom: 2px solid transparent;"> </td> </tr> <tr> <td> <div> Weighted average shares – basic </div> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="width: 9%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">17,025,485</td><td style="width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="width: 9%; text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">17,026,828</td><td style="width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td> <div> Weighted average shares – dilute </div> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="width: 9%; text-align: right;">17,025,485</td><td style="width: 1%; text-align: left;"> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="width: 9%; text-align: right;">17,026,828</td><td style="width: 1%; text-align: left;"> </td> </tr> <tr> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td> <div> Earnings per share – basic </div> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;">$</td><td style="width: 9%; text-align: right;">2.41</td><td style="width: 1%; text-align: left;"> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;">$</td><td style="width: 9%; text-align: right;">1.83</td><td style="width: 1%; text-align: left;"> </td> </tr> <tr> <td> <div> Earnings per share – diluted </div> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;">$</td><td style="width: 9%; text-align: right;">2.41</td><td style="width: 1%; text-align: left;"> </td> <td style="width: 1%;"> </td><td style="width: 1%; text-align: left;">$</td><td style="width: 9%; text-align: right;">1.83</td><td style="width: 1%; text-align: left;"> </td> </tr> </table> 0 0 41022000 31138000 17025485 17026828 17025485 17026828 2.41 1.83 2.41 1.83 <div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> <span style="font-weight: bold;">Note 12. Income Taxes</span> </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The provision for income taxes consists of the following for the years ended June 30, 2026 and 2025: </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; margin-left: auto; margin-right: auto; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div> Current: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Federal </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,923</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,238</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; padding-left: 10px;"> <div> State </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,534</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">996</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Total current </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">7,457</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,234</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div> Deferred: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Federal </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(1,464</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(659</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; padding-left: 10px;"> <div> State </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(183</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">) </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(47</td><td style="text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent; vertical-align: middle;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Total deferred </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(1,647</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">) </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(706</td><td style="text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent; vertical-align: middle;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div> Total provision for income taxes: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Federal </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,459</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,579</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; padding-left: 10px;"> <div> State </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,351</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">949</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;"> <div> Total provision for income taxes </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td><td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">5,810</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">3,528</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> </table><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following table reconciles the statutory federal income tax rate to the effective income tax rate for the year ended June 30, 2026, presenting both dollar amounts and percentages in accordance with ASC 740-10-50-12A. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td> <td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td> <td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands, except percentages)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> For the year ended June 30, 2026 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> Amount </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> Percentage </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;"> <div> <span style="-sec-ix-hidden: hidden-fact-26">Federal</span> income tax at the statutory rate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">9,835</td> <td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">21.00</td> <td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left;">%</td> </tr><tr style="vertical-align: top;"> <td style="vertical-align: bottom; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">State income taxes, net of federal effect ⁽¹⁾</td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-bottom: 2px solid transparent; width: 1%;"> </td><td style="text-align: left; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor; width: 9%;">1,028</td> <td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; border-bottom: 2px solid transparent; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor; width: 9%;">2.20</td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; text-align: left; border-bottom: 2px solid transparent; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Tax credits, net of amortization </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(40</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">(0.08</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Nontaxable or nondeductible items: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Tax-exempt income </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(4,730</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">(10.10</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Increase in cash surrender value of bank-owned life insurance </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(579</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">(1.24</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Other </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">296</td> <td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">0.63</td> <td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Total provision for income taxes </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">5,810</td> <td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double black;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">12.41</td> <td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-bottom: 4px double transparent;">%</td> </tr> </table><div style="margin-left: 36pt; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-indent: -18pt; padding-left: 36pt;"> <div style="float: left; width: 18pt; white-space: nowrap; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> ⁽¹⁾ </div> <div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> State taxes in <span style="-sec-ix-hidden: hidden-fact-27">New York</span> contribute to the majority (greater than 50%) of the tax effect in this category. </div> </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company had no income taxes in foreign jurisdictions for the years ended June 30, 2026. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following table presents income taxes paid, net of refunds received, disaggregated by federal, state, and by individual jurisdictions that meet the 5% disclosure threshold under ASU 2023-09, for the year ended June 30, 2026. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> U.S. Federal </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,486</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> New York State </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">717</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Other States </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">65</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Total income taxes paid </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; padding-left: 10px; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; padding-left: 10px; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,268</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The effective tax rate differs from the federal statutory rate as follows for the years ended June 30, 2025, in accordance with the guidance prior to the adoption of ASU 2023-09: </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Tax based on federal statutory rate </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">21.00</td> <td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> State income taxes, net of federal benefit </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">2.14</td> <td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Tax-exempt income </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">(11.71</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Other, net </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(1.25</td> <td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 4px double transparent;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Total income tax expense </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">10.18</td> <td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-bottom: 2px solid transparent;">%</td> </tr> </table><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The components of the deferred tax assets and liabilities at June 30, 2026 and 2025 were as follows: </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Deferred tax assets: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Allowance for credit losses </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,984</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,531</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Allowance for credit losses on unfunded commitments </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">382</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">474</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Unrealized losses on securities </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,101</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,694</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Other benefit plans </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,314</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,108</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Solar tax credit investments </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,077</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">253</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Lease liability </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">611</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">632</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Other </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">73</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">129</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Total deferred tax assets </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">17,542</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">16,821</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Deferred tax liabilities: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Depreciation </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,198</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,204</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Net loan costs </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,275</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,296</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Real estate investment trust income </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,955</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,990</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Lease right of use asset </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">587</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">610</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Pension benefits </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">88</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">179</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Total deferred tax liabilities </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">6,103</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">6,279</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Net deferred tax asset included in prepaid expenses and other assets </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"></td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">11,439</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"></td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">10,542</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> Income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are reduced by a valuation allowance if, based on the weight of the evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized. Realization of deferred tax assets is dependent upon the generation of future taxable income. A valuation allowance is recorded when it is more likely than not that some portion of the deferred tax asset will not be realized. Based on available evidence, gross deferred tax assets will ultimately be realized and a valuation allowance was not deemed necessary at June 30, 2026 and 2025. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company accounts for uncertain tax positions if it is more likely than not, based on technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management’s judgments. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> As of June 30, 2026 and 2025, the Company did not have any uncertain tax positions. The Company does not expect to have any changes in unrecognized tax benefits as a result of settlements with taxing authorities during the next twelve months. At June 30, 2026 and 2025, the Bank of Greene County had an unrecaptured pre-1988 Federal bad debt reserve of approximately $1.8 million for which no Federal income tax provision has been made. A deferred tax liability has not been provided on this amount as management does not intend to redeem stock, make distributions or take other actions that would result in recapture of the reserve. As of <span style="-sec-ix-hidden: hidden-fact-28"><span style="-sec-ix-hidden: hidden-fact-29">June 30, 2026, tax years ended June 30, 2023 through June 30, 2026</span></span>, remain open and are subject to Federal, New York and Massachusetts State taxing authority examinations. </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company recognizes interest and penalties on income taxes, if any, as a component of the provision for income taxes. </div> <div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The provision for income taxes consists of the following for the years ended June 30, 2026 and 2025: </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; margin-left: auto; margin-right: auto; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div> Current: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Federal </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,923</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">3,238</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; padding-left: 10px;"> <div> State </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,534</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">996</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Total current </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">7,457</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,234</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div> Deferred: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Federal </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(1,464</td><td style="vertical-align: bottom; text-align: left; width: 1%;">) </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(659</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; padding-left: 10px;"> <div> State </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(183</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">) </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(47</td><td style="text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent; vertical-align: middle;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> <div> Total deferred </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(1,647</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">) </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(706</td><td style="text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent; vertical-align: middle;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-top: 1pt solid black; vertical-align: bottom;"> <div> Total provision for income taxes: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Federal </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,459</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,579</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; padding-left: 10px;"> <div> State </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,351</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">949</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;"> <div> Total provision for income taxes </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td><td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">5,810</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">3,528</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> </table> 5923000 3238000 1534000 996000 7457000 4234000 -1464000 -659000 -183000 -47000 -1647000 -706000 4459000 2579000 1351000 949000 5810000 3528000 <div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following table reconciles the statutory federal income tax rate to the effective income tax rate for the year ended June 30, 2026, presenting both dollar amounts and percentages in accordance with ASC 740-10-50-12A. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td> <td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td> <td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands, except percentages)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"> For the year ended June 30, 2026 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> Amount </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> Percentage </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;"> <div> <span style="-sec-ix-hidden: hidden-fact-26">Federal</span> income tax at the statutory rate </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">9,835</td> <td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">21.00</td> <td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left;">%</td> </tr><tr style="vertical-align: top;"> <td style="vertical-align: bottom; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">State income taxes, net of federal effect ⁽¹⁾</td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-bottom: 2px solid transparent; width: 1%;"> </td><td style="text-align: left; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor; width: 9%;">1,028</td> <td style="vertical-align: bottom; text-align: left; border-bottom: 2px solid transparent; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; border-bottom: 2px solid transparent; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor; width: 9%;">2.20</td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; text-align: left; border-bottom: 2px solid transparent; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Tax credits, net of amortization </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(40</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">(0.08</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Nontaxable or nondeductible items: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Tax-exempt income </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(4,730</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">(10.10</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Increase in cash surrender value of bank-owned life insurance </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">(579</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">(1.24</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Other </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">296</td> <td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">0.63</td> <td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Total provision for income taxes </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">5,810</td> <td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double black;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">12.41</td> <td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-bottom: 4px double transparent;">%</td> </tr> </table><div style="margin-left: 36pt; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-indent: -18pt; padding-left: 36pt;"> <div style="float: left; width: 18pt; white-space: nowrap; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> ⁽¹⁾ </div> <div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> State taxes in <span style="-sec-ix-hidden: hidden-fact-27">New York</span> contribute to the majority (greater than 50%) of the tax effect in this category. </div> </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The effective tax rate differs from the federal statutory rate as follows for the years ended June 30, 2025, in accordance with the guidance prior to the adoption of ASU 2023-09: </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Tax based on federal statutory rate </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">21.00</td> <td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> State income taxes, net of federal benefit </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">2.14</td> <td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Tax-exempt income </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">(11.71</td> <td style="vertical-align: bottom; width: 1%; text-align: left;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Other, net </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(1.25</td> <td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 4px double transparent;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Total income tax expense </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">10.18</td> <td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-bottom: 2px solid transparent;">%</td> </tr> </table> 9835000 0.21 1028000 0.022 40000 0.0008 4730000 0.101 579000 0.0124 296000 0.0063 5810000 0.1241 0 <div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following table presents income taxes paid, net of refunds received, disaggregated by federal, state, and by individual jurisdictions that meet the 5% disclosure threshold under ASU 2023-09, for the year ended June 30, 2026. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> U.S. Federal </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">1,486</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> New York State </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">717</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Other States </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 4px double transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">65</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Total income taxes paid </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; padding-left: 10px; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; padding-left: 10px; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,268</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table> 1486000 717000 65000 2268000 0.21 0.0214 0.1171 -0.0125 0.1018 <div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The components of the deferred tax assets and liabilities at June 30, 2026 and 2025 were as follows: </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Deferred tax assets: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Allowance for credit losses </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,984</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,531</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Allowance for credit losses on unfunded commitments </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">382</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">474</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Unrealized losses on securities </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,101</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,694</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Other benefit plans </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,314</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">5,108</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Solar tax credit investments </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,077</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">253</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Lease liability </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">611</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">632</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Other </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">73</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">129</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Total deferred tax assets </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">17,542</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">16,821</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom; width: 9%;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Deferred tax liabilities: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Depreciation </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,198</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,204</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Net loan costs </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,275</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">1,296</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Real estate investment trust income </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,955</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,990</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Lease right of use asset </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">587</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%;">610</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Pension benefits </div> </td> <td style="vertical-align: bottom; width: 1%;"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">88</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">179</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Total deferred tax liabilities </div> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">6,103</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"></td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">6,279</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Net deferred tax asset included in prepaid expenses and other assets </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"></td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">11,439</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"></td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">10,542</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> </table> 5984000 5531000 382000 474000 4101000 4694000 5314000 5108000 1077000 253000 611000 632000 73000 129000 17542000 16821000 1198000 1204000 1275000 1296000 2955000 2990000 587000 610000 88000 179000 6103000 6279000 11439000 10542000 0 0 1800000 <div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> <span style="font-weight: bold;">Note 13. Commitments and Contingent Liabilities</span> </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> In the normal course of business, the Company offers financial instruments with off-balance sheet risk to meet the financing needs of its customers. These transactions include commitments to extend credit, standby letters of credit, and lines of credit, which involve to varying degrees, elements of credit risk, which are not reflected in the accompanying consolidated financial statements. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company’s unfunded loan commitments and unused lines of credit are as follows at June 30, 2026 and 2025:</div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12pt;"> <td colspan="2" style="vertical-align: bottom; height: 12pt;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> </td> <td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; height: 12pt;"> 2026 </td> <td colspan="2" style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%; height: 12pt;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%; height: 12pt;"> 2025 </td><td style="border-bottom: 1pt solid black; vertical-align: bottom; text-align: right; width: 1%; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td colspan="2" style="vertical-align: bottom; height: 12pt;"> <div> Unfunded loan commitments </div> </td> <td colspan="2" style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; height: 12pt;"> <div> $ </div> </td> <td colspan="2" style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> 137,063 </td> <td colspan="2" style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; height: 12pt; border-bottom: 2px solid transparent;"> </td><td colspan="2" style="text-align: left; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; height: 12pt; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; height: 12pt; border-width: medium; border-style: none; border-color: currentcolor;">164,348</td><td style="vertical-align: bottom; text-align: left; width: 1%; height: 12pt; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr><tr style="vertical-align: top; height: 12pt;"> <td colspan="2" style="vertical-align: bottom; height: 12pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Unused lines of credit</span></td> <td colspan="2" style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; height: 12pt;"> </td> <td colspan="2" style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">133,004</span></td> <td colspan="2" style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-bottom: 2px solid transparent; height: 12pt; width: 1%;"> </td><td colspan="2" style="text-align: left; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; height: 12pt; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor; height: 12pt; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">110,943</span></td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor; height: 12pt; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td colspan="2" style="vertical-align: bottom; height: 12pt;"> <div> Standby letters of credit </div> </td> <td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> </td> <td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; height: 12pt;"> 794 </td> <td colspan="2" style="vertical-align: bottom; width: 1%; height: 12pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td colspan="2" style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; height: 12pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">793</td><td style="vertical-align: bottom; text-align: left; width: 1%; height: 12pt; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td colspan="2" style="vertical-align: bottom; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; height: 12pt;"> <div> Total credit-related financial instruments with off-balance sheet risk </div> </td> <td colspan="2" style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> <div> $ </div> </td> <td colspan="2" style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; height: 12pt;"> 270,861 </td> <td colspan="2" style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; height: 12pt; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: left; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; height: 12pt; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; height: 12pt; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">276,084</td><td style="vertical-align: bottom; text-align: left; width: 1%; height: 12pt; border-bottom: 2px solid transparent;"> </td> </tr> </table><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company enters into contractual commitments to extend credit to its customers in the form of loan commitments and lines of credit, generally with fixed expiration dates and other termination clauses, and may require payment of a fee. Substantially all of the Company’s commitments to extend credit are contingent upon its customers maintaining specific credit standards at the time of loan funding and are often secured by real estate collateral. Since the majority of the Company’s commitments typically expire without being funded, the total contractual amount does not necessarily represent the Company’s future payment requirements. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company evaluates each customer’s credit worthiness on a case-by-case basis. The amount of collateral, if any, required upon an extension of credit is based on management’s evaluation of customer credit. Commitments to extend mortgage credit are primarily collateralized by first liens on real estate. Collateral on extensions of commercial lines of credit vary but may include accounts receivable, inventory, property, plant and equipment, and income producing commercial property. </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> <span style="font-style: italic; text-decoration: underline;">Allowance for Credit Losses on Unfunded Commitments</span> </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> At June 30, 2026, the allowance for credit losses on unfunded commitments totaled $1.4 million as compared to $1.8 million at June 30, 2025, a decrease of $342,000, or 19.3%. Provision for credit losses on unfunded commitments amounted to a benefit of $342,000 and a charge of $522,000 for the years ended June 30, 2026 and 2025, respectively. The provision for the year ended June 30, 2026, was primarily attributable to a decrease in the unfunded balance of commercial real estate loans, commercial construction loans and home equity lines of credits. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company and its subsidiaries are, from time to time, parties to various legal proceedings arising out of their ordinary course of business. Legal contingencies are evaluated based on information currently available and management reviews the status of such matters on an ongoing basis and records accruals for loss contingencies when losses are considered probable and the amount can be reasonably estimated. Legal contingencies are subject to inherent uncertainties and unfavorable rulings that may cause the Company to adjust its accrual or incur losses which may have a material impact on the Company’s financial condition or operating results. </div> <div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company’s unfunded loan commitments and unused lines of credit are as follows at June 30, 2026 and 2025:</div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12pt;"> <td colspan="2" style="vertical-align: bottom; height: 12pt;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> </td> <td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; height: 12pt;"> 2026 </td> <td colspan="2" style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); height: 12pt;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%; height: 12pt;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%; height: 12pt;"> 2025 </td><td style="border-bottom: 1pt solid black; vertical-align: bottom; text-align: right; width: 1%; height: 12pt;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td colspan="2" style="vertical-align: bottom; height: 12pt;"> <div> Unfunded loan commitments </div> </td> <td colspan="2" style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; height: 12pt;"> <div> $ </div> </td> <td colspan="2" style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"> 137,063 </td> <td colspan="2" style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; height: 12pt; border-bottom: 2px solid transparent;"> </td><td colspan="2" style="text-align: left; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; height: 12pt; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; height: 12pt; border-width: medium; border-style: none; border-color: currentcolor;">164,348</td><td style="vertical-align: bottom; text-align: left; width: 1%; height: 12pt; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr><tr style="vertical-align: top; height: 12pt;"> <td colspan="2" style="vertical-align: bottom; height: 12pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Unused lines of credit</span></td> <td colspan="2" style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; height: 12pt;"> </td> <td colspan="2" style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; height: 12pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">133,004</span></td> <td colspan="2" style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-bottom: 2px solid transparent; height: 12pt; width: 1%;"> </td><td colspan="2" style="text-align: left; vertical-align: top; border-spacing: 0px; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; height: 12pt; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; border-width: medium; border-style: none; border-color: currentcolor; height: 12pt; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">110,943</span></td><td style="vertical-align: bottom; text-align: left; border-width: medium; border-style: none; border-color: currentcolor; height: 12pt; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12pt; background-color: rgb(204, 238, 255);"> <td colspan="2" style="vertical-align: bottom; height: 12pt;"> <div> Standby letters of credit </div> </td> <td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> </td> <td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; height: 12pt;"> 794 </td> <td colspan="2" style="vertical-align: bottom; width: 1%; height: 12pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td colspan="2" style="vertical-align: bottom; width: 1%; text-align: left; height: 12pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; height: 12pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">793</td><td style="vertical-align: bottom; text-align: left; width: 1%; height: 12pt; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12pt;"> <td colspan="2" style="vertical-align: bottom; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; height: 12pt;"> <div> Total credit-related financial instruments with off-balance sheet risk </div> </td> <td colspan="2" style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; height: 12pt;"> <div> $ </div> </td> <td colspan="2" style="border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; height: 12pt;"> 270,861 </td> <td colspan="2" style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; height: 12pt; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: left; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; height: 12pt; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; height: 12pt; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">276,084</td><td style="vertical-align: bottom; text-align: left; width: 1%; height: 12pt; border-bottom: 2px solid transparent;"> </td> </tr> </table> 137063000 164348000 133004000 110943000 794000 793000 270861000 276084000 1400000 1800000 342000 0.193 -342000 522000 <div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> <span style="font-weight: bold;">Note 14. Variable Interest Entities</span> </div><div style="text-align: center; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> <span style="font-style: italic; text-decoration: underline;">Solar Tax Credit Investments</span> </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company makes non-marketable equity investments in entities that sponsor solar development projects that qualify for the Solar Tax Credit Program.<span style="font-weight: bold;"> </span>The purpose of these investments is to assist the Company in meeting its responsibilities under the Community Reinvestment Act (“CRA”), and to provide a return, primarily through the realization of tax benefits. The Company does not have controlling interest and is not the primary beneficiary of the solar tax credit investments, therefore the entity is not consolidated. The Company has determined that it is not the primary beneficiary due to its inability to direct activities that most significantly impact economic performance. The Company applies the proportional amortization method to subsequently measure its investment in solar tax credit projects. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following table summarizes the Company’s solar tax credit investments and related unfunded commitments: </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; margin-left: auto; margin-right: 0px; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> June 30, 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> June 30, 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> Gross investment in solar tax credit investments </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">8,866</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,586</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> Accumulated amortization </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(7,142</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">) </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(2,586</td><td style="text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent; vertical-align: middle;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> Net investment in solar tax credit investments </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,724</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 9%;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 9%;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> Unfunded commitments for solar tax credit investments </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">3,579</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">6,381</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> </table><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The aggregate carrying value of the Company’s solar tax credit investments is included in prepaid expenses and other assets within the Company’s consolidated statements of financial condition and represents the Company’s maximum exposure to loss. </div> <div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following table summarizes the Company’s solar tax credit investments and related unfunded commitments: </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; margin-left: auto; margin-right: 0px; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> June 30, 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> June 30, 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> Gross investment in solar tax credit investments </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">8,866</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,586</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> Accumulated amortization </div> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(7,142</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">) </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(2,586</td><td style="text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent; vertical-align: middle;">) </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> Net investment in solar tax credit investments </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,724</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);"> - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 9%;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 9%;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> Unfunded commitments for solar tax credit investments </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">3,579</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: top; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">6,381</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> </table> 8866000 2586000 7142000 2586000 1724000 0 3579000 6381000 <div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> <span style="font-weight: bold;">Note 15. Derivative Instruments</span> </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, primarily by managing the amount, sources and duration of its assets and liabilities. The Company has interest rate derivatives that result from a service provided to certain qualifying customers, and therefore, are not used to manage interest rate risk in the Company’s assets or liabilities. The Company manages a matched book with respect to its derivative instruments in order to minimize its net risk exposure resulting from such transactions. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> <span style="font-style: italic; text-decoration: underline;">Derivatives Not Designated as Hedging Instruments</span> </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company enters into interest rate swap agreements with its commercial customers to provide them with a long-term fixed rate, while simultaneously entering into offsetting interest rate swap agreements with a counterparty to swap the fixed rate to a variable rate to manage interest rate exposure. These interest rate swap agreements are not designated as hedges for accounting purposes. As the interest rate swap agreements have substantially equivalent and offsetting terms, they do not present any material exposure to the Company’s consolidated statements of income. The Company records its interest rate swap agreements at fair value and are presented within other assets and other liabilities on the consolidated statements of financial condition. Changes in the fair value of assets and liabilities arising from these derivatives are included net, in other operating income in the consolidated statements of income. Under the terms of the agreements with the third-party counterparties, the Company provides cash collateral to the counterparty, when required, for the initial trade. Subsequent to the trade, the margin is exchanged in either direction based upon the estimated fair value of the underlying contracts. Cash collateral represents the amount that is exchanged under master netting agreements that allows the Company to offset the derivative position with the related collateral. The notional amount of the interest rate swaps does not represent amounts exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest rate swap agreements. </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following tables present the notional amount and fair values of interest rate derivative positions: </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 10.35pt;"> <td style="vertical-align: bottom;"> </td> <td colspan="17" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> At June 30, 2026 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.2pt;"> <td style="vertical-align: bottom;"> </td> <td colspan="8" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Asset derivatives </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> <td colspan="8" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Liability derivatives </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 30.65pt;"> <td style="vertical-align: bottom;"> <div> (<span style="font-style: italic;">In thousands</span>) </div> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Statement of <br/>financial condition <br/>location </td> <td colspan="4" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Notional amount </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair value</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Statement of<br/> financial condition <br/>location </td> <td colspan="4" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Notional amount </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair value</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 21.6pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;"> <div> Interest rate derivatives </div> </td> <td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; vertical-align: bottom; text-align: center; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor;"><div style="-sec-ix-hidden: hidden-fact-30"> Prepaid expenses <br/>and other assets </div></td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">158,007</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,106</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; vertical-align: bottom; text-align: center; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor;"><div style="-sec-ix-hidden: hidden-fact-31"> Accrued expenses <br/>and other liabilities </div></td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">158,007</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,106</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 21.6pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Less cash collateral </div> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; text-align: center;"><div style="-sec-ix-hidden: hidden-fact-32"> Accrued expenses <br/>and other liabilities </div></td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">(1,790</td><td style="text-align: left; width: 1%; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent;">) </td> </tr> <tr style="vertical-align: top; height: 21.6pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Total after netting </div> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">2,106</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">316</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 10.35pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td colspan="17" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> At June 30, 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.2pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td colspan="8" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Asset derivatives </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td><td colspan="8" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Liability derivatives</span> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 30.2pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> (<span style="font-style: italic;">In thousands</span>) </div> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Statement of <br/>financial condition <br/>location </td> <td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Notional amount <br/> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair value</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Statement of <br/>financial condition <br/>location </td> <td colspan="4" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Notional amount </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair value</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 21.6pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> Interest rate derivatives </div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><div style="-sec-ix-hidden: hidden-fact-33"> Prepaid expenses <br/>and other assets </div></td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">140,777</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,733</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><div style="-sec-ix-hidden: hidden-fact-34"> Accrued expenses<br/> and other liabilities </div></td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">140,777</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,733</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 21.6pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor; padding-left: 10px;"> <div> Less cash collateral </div> </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;"><div style="-sec-ix-hidden: hidden-fact-35"> Accrued expenses <br/>and other liabilities </div></td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">(4,280</td><td style="width: 1%; text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent;">) </td> </tr> <tr style="vertical-align: top; height: 21.6pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> Total after netting </div> </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">4,733</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">453</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> <span style="font-weight: bold;">Risk Participation Agreements</span> </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> Risk participation agreements (“RPAs”) are guarantees issued by the Company to other parties for a fee, whereby the Company agrees to participate in the credit risk of a derivative customer of the other party. Under the terms of these agreements, the “participating bank” receives a fee from the “lead bank” in exchange for the guarantee of reimbursement if the customer defaults on an interest rate swap. The interest rate swap is transacted such that any and all exchanges of interest payments (favorable and unfavorable) are made between the lead bank and the customer. In the event that an early termination of the swap occurs and the customer is unable to make a required close out payment, the participating bank assumes that obligation and is required to make this payment. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> RPAs in which the Company acts as the lead bank are referred to as “participations-out,” in reference to the credit risk associated with the customer derivatives being transferred out of the Company. Participations-out generally occur concurrently with the sale of new customer derivatives. The RPAs participations-out are spread out over three financial institution counterparties and terms range between three to nine years. The Company’s credit exposure transferred out was $39,000 and $506,000 as of June 30, 2026 and 2025, respectively. The Company transferred out RPAs with a notional amount of $22.3 million and $18.9 million as of June 30, 2026 and 2025, respectively. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> RPAs where the Company acts as the participating bank are referred to as “participations-in,” in reference to the credit risk associated with the counterparty’s derivatives being assumed by the Company. The Company’s maximum credit exposure is based on its proportionate share of the settlement amount of the referenced interest rate swap. Settlement amounts are generally calculated based on the fair value of the swap plus outstanding accrued interest receivables from the customer. The RPAs participations-ins are spread out over five financial institution counterparties and terms range between one to eleven years. The credit exposure associated with risk participations-ins was $231,000 and $1.0 million as of June 30, 2026 and 2025, respectively. The Company held RPAs with a notional amount of $152.4 million and $130.9 million as of June 30, 2026 and 2025, respectively. </div> <div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following tables present the notional amount and fair values of interest rate derivative positions: </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 10.35pt;"> <td style="vertical-align: bottom;"> </td> <td colspan="17" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> At June 30, 2026 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.2pt;"> <td style="vertical-align: bottom;"> </td> <td colspan="8" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Asset derivatives </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> <td colspan="8" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Liability derivatives </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 30.65pt;"> <td style="vertical-align: bottom;"> <div> (<span style="font-style: italic;">In thousands</span>) </div> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Statement of <br/>financial condition <br/>location </td> <td colspan="4" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Notional amount </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair value</span></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Statement of<br/> financial condition <br/>location </td> <td colspan="4" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Notional amount </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair value</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 21.6pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;"> <div> Interest rate derivatives </div> </td> <td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; vertical-align: bottom; text-align: center; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor;"><div style="-sec-ix-hidden: hidden-fact-30"> Prepaid expenses <br/>and other assets </div></td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">158,007</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,106</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; vertical-align: bottom; text-align: center; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor;"><div style="-sec-ix-hidden: hidden-fact-31"> Accrued expenses <br/>and other liabilities </div></td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">158,007</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,106</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 21.6pt;"> <td style="vertical-align: bottom; padding-left: 10px;"> <div> Less cash collateral </div> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; text-align: center;"><div style="-sec-ix-hidden: hidden-fact-32"> Accrued expenses <br/>and other liabilities </div></td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">(1,790</td><td style="text-align: left; width: 1%; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent;">) </td> </tr> <tr style="vertical-align: top; height: 21.6pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Total after netting </div> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">2,106</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">316</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"> <td> </td> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> <td style="width: 1%;"> </td><td style="width: 1%;"> </td> <td style="width: 9%;"> </td><td style="width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 10.35pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td colspan="17" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> At June 30, 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.2pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td colspan="8" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Asset derivatives </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td><td colspan="8" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Liability derivatives</span> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 30.2pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> (<span style="font-style: italic;">In thousands</span>) </div> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Statement of <br/>financial condition <br/>location </td> <td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Notional amount <br/> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair value</span> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Statement of <br/>financial condition <br/>location </td> <td colspan="4" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;"> Notional amount </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"><br/></td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; width: 9%;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair value</span></td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 21.6pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> Interest rate derivatives </div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><div style="-sec-ix-hidden: hidden-fact-33"> Prepaid expenses <br/>and other assets </div></td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">140,777</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,733</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: center;"><div style="-sec-ix-hidden: hidden-fact-34"> Accrued expenses<br/> and other liabilities </div></td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">140,777</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">4,733</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 21.6pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor; padding-left: 10px;"> <div> Less cash collateral </div> </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">  - </td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> <td style="vertical-align: bottom; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;"><div style="-sec-ix-hidden: hidden-fact-35"> Accrued expenses <br/>and other liabilities </div></td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-bottom: 2px solid transparent;"> </td><td style="vertical-align: bottom; width: 1%; text-align: left; border-bottom: 2px solid black;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid black;">(4,280</td><td style="width: 1%; text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor transparent;">) </td> </tr> <tr style="vertical-align: top; height: 21.6pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div> Total after netting </div> </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">4,733</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: center; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"> </td><td style="text-align: left; height: 21.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom; border-bottom: 4px double black;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double black;">453</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table> 158007000 2106000 158007000 2106000 0 1790000 2106000 316000 140777000 4733000 140777000 4733000 0 4280000 4733000 453000 3 P3Y P9Y 39000 506000 22300000 18900000 5 P1Y P11Y 231000 1000000 152400000 130900000 <div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> <span style="font-weight: bold;">Note 16. Operating Leases</span> </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company leases certain branch properties under long-term operating lease agreements. The Company’s operating lease agreements contain non-lease components, which are generally accounted for separately. The Company’s lease agreements do not contain any residual value guarantees. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following includes quantitative data related to the Company’s operating leases as of June 30, 2026 and 2025: </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Operating lease amounts: </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Right-of-use assets </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,198</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,284</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Lease liabilities </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,284</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,366</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 9%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Other information: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Operating outgoing cash flows from operating leases </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">561</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">502</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Right-of-use assets obtained in exchange for new operating lease liabilities </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">398</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">648</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> </table><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom; text-align: justify;"> <span style="font-style: italic;">(In thousands)</span> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom; text-align: justify;"> Lease costs </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-align: justify; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;"> Operating lease cost </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"></td><td style="vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">531</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">454</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Variable lease cost </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">44</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">44</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> </table><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following is a schedule by year of the undiscounted cash flows of the operating lease liabilities, excluding common area maintenance charges and real estate taxes, as of June 30, 2026: </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands, except weighted-average information)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Within the twelve months ended June 30, </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> 2027 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">583</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> 2028 </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">563</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> 2029 </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">415</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> 2030 </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">381</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> 2031 </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">262</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Thereafter </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">346</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Total undiscounted cash flow </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 4px double transparent;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,550</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Less net present value adjustment </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(266</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;">) </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Lease liability </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"></td><td style="text-align: left; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,284</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Weighted-average remaining lease term (years) </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-bottom: 2px solid transparent;"></td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">5.35</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-bottom: 2px solid transparent;"></td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">5.79</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Weighted-average discount rate </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">3.87</td><td style="vertical-align: bottom; text-align: left; width: 1%;">%</td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">3.56</td><td style="vertical-align: bottom; text-align: left; width: 1%;">%</td> </tr> </table><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> Right-of-use assets are included in <span style="-sec-ix-hidden: hidden-fact-36"><span style="-sec-ix-hidden: hidden-fact-37">prepaid expenses and other assets</span></span>, and lease liabilities are included in <span style="-sec-ix-hidden: hidden-fact-38"><span style="-sec-ix-hidden: hidden-fact-39">accrued expenses and other liabilities</span></span> within the Company’s consolidated statements of financial condition. </div> <div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following includes quantitative data related to the Company’s operating leases as of June 30, 2026 and 2025: </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Operating lease amounts: </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Right-of-use assets </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 2px solid transparent;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,198</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,284</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Lease liabilities </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,284</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">2,366</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; font-size: 0px;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 9%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Other information: </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Operating outgoing cash flows from operating leases </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">561</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">502</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Right-of-use assets obtained in exchange for new operating lease liabilities </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">398</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">648</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> </table><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom; text-align: justify;"> <span style="font-style: italic;">(In thousands)</span> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> <td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom; text-align: justify;"> Lease costs </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; width: 1%;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom; text-align: justify; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;"> Operating lease cost </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"></td><td style="vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">531</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">454</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Variable lease cost </div> </td> <td style="vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">44</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%;">44</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> </table> 2198000 2284000 2284000 2366000 561000 502000 398000 648000 531000 454000 44000 44000 <div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following is a schedule by year of the undiscounted cash flows of the operating lease liabilities, excluding common area maintenance charges and real estate taxes, as of June 30, 2026: </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> <span style="font-style: italic;">(In thousands, except weighted-average information)</span> </div> </td> <td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Within the twelve months ended June 30, </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; font-size: 0px; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; font-size: 0px; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> 2027 </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%;"></td><td style="text-align: left; vertical-align: top; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">583</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> 2028 </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">563</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> 2029 </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">415</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> 2030 </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">381</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> 2031 </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">262</td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Thereafter </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">346</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Total undiscounted cash flow </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 4px double transparent;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">2,550</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Less net present value adjustment </div> </td> <td style="vertical-align: bottom; font-size: 0px; width: 1%; border-bottom: 2px solid transparent;"></td><td style="vertical-align: bottom; font-size: 0px; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(266</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 2px solid transparent;">) </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Lease liability </div> </td> <td style="text-align: right; vertical-align: top; border-spacing: 0px; border-collapse: collapse; width: 1%; border-bottom: 4px double transparent;"></td><td style="text-align: left; height: 12.95pt; border-spacing: 0px; border-collapse: collapse; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">$</td> <td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,284</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-bottom: 4px double transparent;"> </td> </tr> </table><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; width: 100%; border-spacing: 0px;"> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2026 </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: right; width: 9%;"> 2025 </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom; text-align: right; width: 1%;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Weighted-average remaining lease term (years) </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-bottom: 2px solid transparent;"></td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">5.35</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> <td style="vertical-align: bottom; text-align: right; width: 1%; border-bottom: 2px solid transparent;"></td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%; border-width: medium; border-style: none; border-color: currentcolor;">5.79</td><td style="vertical-align: bottom; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.95pt;"> <td style="vertical-align: bottom;"> <div> Weighted-average discount rate </div> </td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">3.87</td><td style="vertical-align: bottom; text-align: left; width: 1%;">%</td> <td style="vertical-align: bottom; text-align: right; width: 1%;"> </td><td style="vertical-align: bottom; text-align: left; width: 1%;"> </td><td style="vertical-align: bottom; text-align: right; width: 9%;">3.56</td><td style="vertical-align: bottom; text-align: left; width: 1%;">%</td> </tr> </table> 583000 563000 415000 381000 262000 346000 2550000 266000 2284000 P5Y4M6D P5Y9M14D 0.0387 0.0356 <div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> <span style="font-weight: bold;">Note 17. Concentrations of Credit Risk</span> </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The Company grants residential, consumer and commercial loans to customers primarily located in the Hudson Valley and Capital District Regions of New York State, including Greene County. Over the last several years the Company has emphasized expansion into new markets in Albany, Columbia, Ulster, Rensselaer, and Saratoga counties. Although the Company has a diversified loan portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent upon employment and other economic factors throughout Greene and its contiguous counties. </div> <div style="font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif; font-size: 10pt;"> <span style="font-weight: bold;">Note 18. Fair Value Measurements and Fair Value of Financial Instruments</span> </div><div style="font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sale transaction on the dates indicated. The estimated fair value amounts have been measured as of June 30, 2026 and 2025 and have not been re-evaluated or updated for purposes of these consolidated financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period-end. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful. </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> The FASB ASC Topic 820 on “<span style="font-style: italic;">Fair Value Measurement”</span> established a fair value hierarchy that prioritized the inputs to valuation techniques used to measure fair value. The fair value is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Fair value measurements are not adjusted for transaction costs. A fair value hierarchy exists within GAAP that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows: </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; margin-left: 21.6pt; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> Level 1: Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. </div><div style="text-align: justify; margin-left: 21.6pt; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; margin-left: 21.6pt; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> Level 2: Quoted prices for similar assets or liabilities in active markets, quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability. </div><div style="text-align: justify; margin-left: 21.6pt; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; margin-left: 21.6pt; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> Level 3: Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity). </div><div style="text-align: justify; margin-left: 21.6pt; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;">  </div><div style="text-align: justify; font-size: 10pt; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;"> An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. </div><div style="text-align: justify;"> For assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used are as follows: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 52%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt;" valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td style="white-space: nowrap;" valign="top"> </td><td colspan="10" style="white-space: nowrap; text-align: center; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;" valign="top"> <div style="margin: 0in;">Fair Value Measurements Using</div> </td> <td valign="top"> </td> </tr> <tr style="height : 1pt; white-space : nowrap; "> <td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td colspan="2" style="text-align: center;" valign="top"> <div style="margin: 0in;">Quoted prices<br/></div> <div style="margin: 0in;">in active markets<br/> for identical assets</div> </td><td style="text-align: center;" valign="top"> </td> <td valign="top"> </td><td colspan="2" style="text-align: center;" valign="top"> <div style="margin: 0in;">Significant<br/></div> <div style="margin: 0in;">other observable<br/> inputs</div> </td><td style="text-align: center;" valign="top"> </td> <td valign="top"> </td><td colspan="2" style="text-align: center;" valign="top"> <div style="margin: 0in;">Significant<br/> unobservable<br/> inputs</div> </td><td valign="top"> </td> </tr> <tr style="mso-yfti-irow:2;height:1.0pt"> <td style="height: 1pt; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; text-align: left;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><i style="mso-bidi-font-style:normal">(In thousands)</i></div> </td> <td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td colspan="2" style="text-align : center; border-bottom : 2px solid black; border-top-color : black; border-right-color : black; border-left-color : black; white-space : nowrap; " valign="top"> <div style="margin: 0in;">June 30, 2026</div> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td colspan="2" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;">(Level 1)</div> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td colspan="2" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;">(Level 2)</div> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td colspan="2" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;">(Level 3)</div> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:3;height:1.0pt"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Assets:</div> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">U.S. Treasury securities</div> </td> <td style="margin: 0in; text-align: right; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">3,811</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">3,811</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:5;height:1.0pt"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">U.S. government sponsored enterprises</div> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">6,341</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">6,341</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">State and political subdivisions</div> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">217,640</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">217,640</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:7;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Mortgage-backed securities-residential</div> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">57,004</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">57,004</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Mortgage-backed securities-multi-family</div> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">73,365</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">73,365</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:9;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Corporate debt securities</div> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">15,649</td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">15,649</td><td style="margin: 0in; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Securities available-for-sale</div> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">373,810</td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">  - </td><td style="margin: 0in; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">373,810</td><td style="margin: 0in; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:11;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Equity securities</div> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">388</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">388</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Interest rate swaps</div> </td> <td style="margin: 0in; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td> <td style="margin: 0in; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> - </td><td style="margin: 0in; text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top">2,106</td><td style="margin: 0in; text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:13;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Total</div> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">376,304</td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">388</td><td style="margin: 0in; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">375,916</td><td style="margin: 0in; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:15;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Liabilities:</div> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Interest rate swaps</div> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">2,106</td><td style="margin: 0in; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:17;mso-yfti-lastrow:yes;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Total</div> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">2,106</td><td style="margin: 0in; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> </table><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 52%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="height: 1pt; text-align: justify; white-space: nowrap;" valign="top"> </td><td colspan="10" style="white-space: nowrap; text-align: center; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;" valign="top"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair Value Measurements Using</span>  </td> <td style="text-align: justify;" valign="top"> </td> </tr> <tr style="height : 1pt; white-space : nowrap; "> <td valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td colspan="2" style="text-align: center;" valign="top"> <div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in;">Quoted prices<br/></div><div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in;">in active markets<br/></div><div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in;">for identical assets<br/></div> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td colspan="2" style="text-align: center;" valign="top"> <div style="margin: 0in;">Significant<br/></div> <div style="margin: 0in;">other observable<br/> </div> <div style="margin: 0in;">inputs<br/></div> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: center;" valign="top"> </td><td colspan="2" style="text-align: center;" valign="top"> <div style="margin: 0in;">Significant<br/> unobservable<br/> inputs</div> </td><td style="text-align: justify;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:2;height:1.0pt"> <td style="height: 1pt; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; text-align: left;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><i style="mso-bidi-font-style:normal">(In thousands)</i></div> </td> <td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td colspan="2" style="text-align : center; border-bottom : 2px solid black; border-top-color : black; border-right-color : black; border-left-color : black; white-space : nowrap; " valign="top"> <div style="margin: 0in;">June 30, 2025</div> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td colspan="2" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;">(Level 1)</div> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td colspan="2" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;">(Level 2)</div> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td colspan="2" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;">(Level 3)</div> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:3;height:1.0pt"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Assets:</div> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">U.S. Treasury securities</div> </td> <td style="text-align: right; margin: 0in; width: 1%;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">10,453</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in; width: 1%;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in; width: 1%;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">10,453</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in; width: 1%;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:5;height:1.0pt"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">U.S. government sponsored enterprises</div> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">11,644</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">11,644</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">State and political subdivisions</div> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">209,844</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">209,844</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:7;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Mortgage-backed securities-residential</div> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">31,587</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">31,587</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Mortgage-backed securities-multi-family</div> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">74,597</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">74,597</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:9;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Corporate debt securities</div> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">17,937</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">17,937</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Securities available-for-sale</div> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">356,062</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">356,062</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:11;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Equity securities</div> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">402</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">402</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Interest rate swaps</div> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">4,733</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">4,733</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:13;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Total</div> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">361,197</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">402</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">360,795</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:15;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Liabilities:</div> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Interest rate swaps</div> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">4,733</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">4,733</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:17;mso-yfti-lastrow:yes;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Total</div> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">4,733</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">4,733</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> </table><div> </div><div style="text-align: justify;"> Certain investments that are actively traded and have quoted market prices have been classified as Level 1 valuations. Other investment securities available-for-sale have been valued by reference to prices for similar securities or through model-based techniques in which all significant inputs are observable, and therefore, such valuations have been classified as Level 2. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> In addition to disclosures of the fair value of assets on a recurring basis, FASB ASC Topic 820 on “<span style="font-style: italic;">Fair Value Measurement”</span> requires disclosures for assets and liabilities measured at fair value on a nonrecurring basis, such as loans individually evaluated for expected credit losses in the period in which a re-measurement at fair value is performed. The Company uses the fair value of underlying collateral, less costs to sell, to estimate the allowance for credit losses for individually evaluated loans. Management may modify the appraised values, for qualitative factors such as economic conditions and estimated liquidation expenses ranging from 13.2% to 34.2%. Such modifications to the appraised values could result in lower valuations of such collateral. Based on the valuation techniques used, the fair value measurements for loans individually evaluated are classified as Level 3. </div><div style="text-align: justify;"> Fair values for foreclosed real estate are initially recorded at the estimated fair value of the property less estimated costs to dispose at the time of acquisition to establish a new carrying value. Values are derived from appraisals, similar to loans individually evaluated for expected credit loss, of underlying collateral. Any write downs from the carrying value of the loan to estimated fair value, which are required at the time of foreclosure, are charged to the allowance for credit losses. Subsequent adjustments to the carrying value of such properties resulting from declines in fair value result in the establishment of a valuation allowance and are charged to operations in the period in which the declines occur. In the determination of fair value subsequent to foreclosure, management may modify the appraised values, for qualitative factors such as economic conditions and estimated liquidations expenses. Such modifications to the appraised values could result in lower valuations of such collateral. Based on the valuation techniques used, the fair value measurements for foreclosed real estate are classified as Level 3.</div><div style="text-align: justify;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in;"><br/></div> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td colspan="5" style="height: 1pt; vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <div style="margin: 0in;">June 30, 2026</div> </td> <td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td colspan="6" style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">June 30, 2025</span></td> <td style="vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:1;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: left;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><i style="mso-bidi-font-style:normal">(In thousands)</i></div> </td> <td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; border-top-width: medium; border-top-style: none;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;">Fair value<br/> hierarchy</div> </td><td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; border-top-width: medium; border-top-style: none;" valign="top"> </td> <td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;">Carrying<br/> amount</div> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> </td> <td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;">Estimated fair<br/> value</div> </td><td style="vertical-align: bottom; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; white-space: nowrap;" valign="top"> </td> <td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;">Carrying<br/> amount</div> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> </td> <td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;">Estimated fair<br/> value</div> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: currentcolor; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none; border-right-width: medium; border-right-style: none;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:2;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Loans individually evaluated</div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">3</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,617</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1151</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">751</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">202</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> </table><div> </div><div> No other financial assets or liabilities were re-measured during the year on a nonrecurring basis. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> The carrying amounts reported in the statements of financial condition for total cash and cash equivalents, long-term certificates of deposit, accrued interest receivable and accrued interest payable approximate their fair values. Fair values of securities are based on quoted market prices (Level 1), where available, or matrix pricing (Level 2), which is a mathematical technique, used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. The carrying amount of Federal Home Loan Bank stock approximates fair value due to its restricted nature. The fair values for loans are measured using the "exit price" notion which is a reasonable estimate of what another party might pay in an orderly transaction. Fair values for variable rate loans that reprice frequently, with no significant credit risk, are based on carrying value. Fair values for fixed rate loans are estimated using discounted cash flows and interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Fair values disclosed for demand and savings deposits are equal to carrying amounts at the reporting date. The carrying amounts for variable rate money market deposits approximate fair values at the reporting date. Fair values for long-term certificates of deposit are estimated using discounted cash flows and interest rates currently being offered in the market on similar certificates. Fair value for Federal Home Loan Bank long-term borrowings are estimated using discounted cash flows and interest rates currently being offered on similar borrowings. The carrying value of short-term Federal Home Loan Bank borrowings approximates its fair value. Fair value for subordinated notes payable is estimated based on a discounted cash flow methodology or observations of recent highly-similar transactions. Fair value for interest rate swaps include any accrued interest and are valued using the present value of cash flows discounted using observable forward rate assumptions. The Company has determined that the majority of the inputs used to value its derivatives fall within Level 2 of the fair value hierarchy. </div><div> The carrying amounts and estimated fair value of financial instruments are as follows: </div><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> </td> <td style="text-align: center; vertical-align: bottom;" valign="top"> <div style="margin: 0in;"><br/></div> </td><td colspan="6" style="text-align: center; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">June 30, 2026</span> </td><td style="text-align: center; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: center; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <div style="margin: 0in;"><br/></div> </td><td colspan="10" style="text-align: center; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair value measurements using</span> </td><td style="text-align: center; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height : 1pt; white-space : nowrap; "> <td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: left; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><i style="mso-bidi-font-style:normal"><span style="mso-bidi-font-weight:bold">(In thousands)</span></i></div> </td> <td colspan="1" style="text-align: center; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td colspan="1" style="text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; vertical-align: bottom; border-top-width: medium; border-top-style: none;" valign="top"> </td><td colspan="1" style="text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; vertical-align: bottom; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">Carrying<br/> amount</span></div> </td><td colspan="1" style="text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; vertical-align: bottom; border-top-width: medium; border-top-style: none;" valign="top"> </td> <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td colspan="1" style="text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; vertical-align: bottom; border-top-width: medium; border-top-style: none;" valign="top"> </td><td colspan="1" style="text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; vertical-align: bottom; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">Fair value</span></div> </td><td colspan="1" style="text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; vertical-align: bottom; border-top-width: medium; border-top-style: none;" valign="top"> </td> <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">(Level 1)</span></div> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> </td> <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">(Level 2)</span></div> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> </td> <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">(Level 3)</span></div> </td><td colspan="1" style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Cash and cash equivalents</span></div> </td> <td style="margin: 0in; text-align: right; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">144,905</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">144,905</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">144,905</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:3;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Long-term certificate of deposit</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,225</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,223</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,223</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Securities available-for-sale</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">373,810</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">373,810</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">373,810</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:5;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Securities held-to-maturity</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">803,553</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">777,162</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">777,162</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Equity securities</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">388</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">388</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">388</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:7;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Federal Home Loan Bank stock</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">7,777</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">7,777</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">7,777</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net loans receivable</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,731,483</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,674,947</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,674,947</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:9;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Accrued interest receivable</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">17,184</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">17,184</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">17,184</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Interest rate swap asset</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:11;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Deposits</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,713,399</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,712,319</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,712,319</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:13;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Borrowings</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">125,166</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">125,356</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">125,356</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Subordinated notes payable, net</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">29,979</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">29,399</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">29,399</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:15;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Accrued interest payable</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,255</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,255</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,255</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Interest rate swap liability</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> </table><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom; white-space: nowrap;" valign="top"> </td><td colspan="6" style="vertical-align: bottom; white-space: nowrap; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">June 30, 2025</span></div> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="vertical-align: bottom; white-space: nowrap; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td colspan="10" style="vertical-align: bottom; white-space: nowrap; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">Fair value measurements using</span></div> </td> <td style="vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:1;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor; text-align: left;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><i style="mso-bidi-font-style:normal"><span style="mso-bidi-font-weight:bold">(In thousands)</span></i></div> </td> <td style="vertical-align: bottom; white-space: nowrap; border-width: medium; border-style: none; border-color: currentcolor; text-align: center;" valign="top"> </td><td style="vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">Carrying<br/> amount</span></div> </td><td style="vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">Fair value</span></div> </td><td style="vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">(Level 1)</span></div> </td><td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">(Level 2)</span></div> </td><td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">(Level 3)</span></div> </td><td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor; text-align: center;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Cash and cash equivalents</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">183,078</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">183,078</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">183,078</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:3;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Long-term certificate of deposit</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,425</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,421</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,421</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Securities available-for-sale</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">356,062</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">356,062</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">356,062</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:5;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Securities held-to-maturity</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">776,147</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">738,134</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">738,134</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Equity securities</span></div> </td> <td style="margin: 0in; text-align: left; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">402</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">402</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">402</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:7;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Federal Home Loan Bank stock</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">5504</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">5,504</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">5,504</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net loans receivable</span></div> </td> <td style="margin: 0in; text-align: left; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,607,260</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,536,150</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,536,150</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:9;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Accrued interest receivable</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">16,381</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">16,381</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">16,381</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Interest rate swap asset</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">4,733</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">4,733</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">4,733</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:11;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Deposits</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">2,639,835</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">2,639,246</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">2,639,246</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:13;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Borrowings</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">78,189</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">78,346</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">78,346</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Subordinated notes payable, net</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">49,867</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">48,485</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">48,485</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:15;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Accrued interest payable</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,271</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,271</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,271</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Interest rate swap liability</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">4,733</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">4,733</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">4,733</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> </table> <div style="text-align: justify;"> For assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used are as follows: </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 52%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt;" valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td style="white-space: nowrap;" valign="top"> </td><td colspan="10" style="white-space: nowrap; text-align: center; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;" valign="top"> <div style="margin: 0in;">Fair Value Measurements Using</div> </td> <td valign="top"> </td> </tr> <tr style="height : 1pt; white-space : nowrap; "> <td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td colspan="2" style="text-align: center;" valign="top"> <div style="margin: 0in;">Quoted prices<br/></div> <div style="margin: 0in;">in active markets<br/> for identical assets</div> </td><td style="text-align: center;" valign="top"> </td> <td valign="top"> </td><td colspan="2" style="text-align: center;" valign="top"> <div style="margin: 0in;">Significant<br/></div> <div style="margin: 0in;">other observable<br/> inputs</div> </td><td style="text-align: center;" valign="top"> </td> <td valign="top"> </td><td colspan="2" style="text-align: center;" valign="top"> <div style="margin: 0in;">Significant<br/> unobservable<br/> inputs</div> </td><td valign="top"> </td> </tr> <tr style="mso-yfti-irow:2;height:1.0pt"> <td style="height: 1pt; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; text-align: left;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><i style="mso-bidi-font-style:normal">(In thousands)</i></div> </td> <td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td colspan="2" style="text-align : center; border-bottom : 2px solid black; border-top-color : black; border-right-color : black; border-left-color : black; white-space : nowrap; " valign="top"> <div style="margin: 0in;">June 30, 2026</div> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td colspan="2" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;">(Level 1)</div> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td colspan="2" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;">(Level 2)</div> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td colspan="2" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;">(Level 3)</div> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:3;height:1.0pt"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Assets:</div> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">U.S. Treasury securities</div> </td> <td style="margin: 0in; text-align: right; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">3,811</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">3,811</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:5;height:1.0pt"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">U.S. government sponsored enterprises</div> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">6,341</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">6,341</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">State and political subdivisions</div> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">217,640</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">217,640</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:7;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Mortgage-backed securities-residential</div> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">57,004</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">57,004</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Mortgage-backed securities-multi-family</div> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">73,365</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">73,365</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:9;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Corporate debt securities</div> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">15,649</td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">15,649</td><td style="margin: 0in; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Securities available-for-sale</div> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">373,810</td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">  - </td><td style="margin: 0in; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">373,810</td><td style="margin: 0in; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:11;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Equity securities</div> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">388</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top">388</td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Interest rate swaps</div> </td> <td style="margin: 0in; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td> <td style="margin: 0in; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> - </td><td style="margin: 0in; text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top">2,106</td><td style="margin: 0in; text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:13;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Total</div> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">376,304</td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">388</td><td style="margin: 0in; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">375,916</td><td style="margin: 0in; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:15;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Liabilities:</div> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Interest rate swaps</div> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">2,106</td><td style="margin: 0in; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:17;mso-yfti-lastrow:yes;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Total</div> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">2,106</td><td style="margin: 0in; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> </table><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 52%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="height: 1pt; text-align: justify; white-space: nowrap;" valign="top"> </td><td colspan="10" style="white-space: nowrap; text-align: center; border-width: 2px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentcolor;" valign="top"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair Value Measurements Using</span>  </td> <td style="text-align: justify;" valign="top"> </td> </tr> <tr style="height : 1pt; white-space : nowrap; "> <td valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td colspan="2" style="text-align: center;" valign="top"> <div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in;">Quoted prices<br/></div><div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in;">in active markets<br/></div><div style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0in;">for identical assets<br/></div> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td colspan="2" style="text-align: center;" valign="top"> <div style="margin: 0in;">Significant<br/></div> <div style="margin: 0in;">other observable<br/> </div> <div style="margin: 0in;">inputs<br/></div> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: center;" valign="top"> </td><td colspan="2" style="text-align: center;" valign="top"> <div style="margin: 0in;">Significant<br/> unobservable<br/> inputs</div> </td><td style="text-align: justify;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:2;height:1.0pt"> <td style="height: 1pt; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; text-align: left;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><i style="mso-bidi-font-style:normal">(In thousands)</i></div> </td> <td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td colspan="2" style="text-align : center; border-bottom : 2px solid black; border-top-color : black; border-right-color : black; border-left-color : black; white-space : nowrap; " valign="top"> <div style="margin: 0in;">June 30, 2025</div> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td colspan="2" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;">(Level 1)</div> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td colspan="2" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;">(Level 2)</div> </td><td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td colspan="2" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;">(Level 3)</div> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:3;height:1.0pt"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Assets:</div> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">U.S. Treasury securities</div> </td> <td style="text-align: right; margin: 0in; width: 1%;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">10,453</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in; width: 1%;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in; width: 1%;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">10,453</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in; width: 1%;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:5;height:1.0pt"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">U.S. government sponsored enterprises</div> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">11,644</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">11,644</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">State and political subdivisions</div> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">209,844</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">209,844</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:7;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Mortgage-backed securities-residential</div> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">31,587</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">31,587</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Mortgage-backed securities-multi-family</div> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">74,597</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">74,597</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:9;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Corporate debt securities</div> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">17,937</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">17,937</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Securities available-for-sale</div> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">356,062</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">  - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">356,062</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:11;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Equity securities</div> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">402</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top">402</td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td> <td style="text-align: right; margin: 0in;" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%;" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%;" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Interest rate swaps</div> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">4,733</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">4,733</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:13;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Total</div> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">361,197</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">402</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">360,795</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:15;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Liabilities:</div> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td> <td style="text-align: justify;" valign="top"> </td><td style="text-align: justify;" valign="top"> </td><td style="height: 1pt; text-align: justify;" valign="top"> </td><td style="text-align: justify; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Interest rate swaps</div> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">4,733</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">4,733</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:17;mso-yfti-lastrow:yes;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Total</div> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">4,733</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">4,733</td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: right; margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; text-align: right; margin: 0in; width: 9%; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="text-align: left; margin: 0in; width: 1%; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> </table> 3811000 0 3811000 0 6341000 0 6341000 0 217640000 0 217640000 0 57004000 0 57004000 0 73365000 0 73365000 0 15649000 0 15649000 0 373810000 0 373810000 0 388000 388000 0 0 2106000 0 2106000 0 376304000 388000 375916000 0 2106000 0 2106000 0 2106000 0 2106000 0 10453000 0 10453000 0 11644000 0 11644000 0 209844000 0 209844000 0 31587000 0 31587000 0 74597000 0 74597000 0 17937000 0 17937000 0 356062000 0 356062000 0 402000 402000 0 0 4733000 0 4733000 0 361197000 402000 360795000 0 4733000 0 4733000 0 4733000 0 4733000 0 0.132 0.342 Such modifications to the appraised values could result in lower valuations of such collateral. Based on the valuation techniques used, the fair value measurements for foreclosed real estate are classified as Level 3.<table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in;"><br/></div> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td colspan="5" style="height: 1pt; vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <div style="margin: 0in;">June 30, 2026</div> </td> <td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td colspan="6" style="vertical-align: bottom; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">June 30, 2025</span></td> <td style="vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:1;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: left;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><i style="mso-bidi-font-style:normal">(In thousands)</i></div> </td> <td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; border-top-width: medium; border-top-style: none;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;">Fair value<br/> hierarchy</div> </td><td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; border-top-width: medium; border-top-style: none;" valign="top"> </td> <td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;">Carrying<br/> amount</div> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> </td> <td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;">Estimated fair<br/> value</div> </td><td style="vertical-align: bottom; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; white-space: nowrap;" valign="top"> </td> <td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;">Carrying<br/> amount</div> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> </td> <td style="vertical-align: bottom; text-align: center; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;">Estimated fair<br/> value</div> </td><td style="vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: currentcolor; border-left-color: black; white-space: nowrap; border-top-width: medium; border-top-style: none; border-right-width: medium; border-right-style: none;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:2;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Loans individually evaluated</div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">3</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,617</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1151</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">751</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">202</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> </table> 1617000 1151000 751000 202000 <div> The carrying amounts and estimated fair value of financial instruments are as follows: </div><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> </td> <td style="text-align: center; vertical-align: bottom;" valign="top"> <div style="margin: 0in;"><br/></div> </td><td colspan="6" style="text-align: center; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">June 30, 2026</span> </td><td style="text-align: center; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="text-align: center; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <div style="margin: 0in;"><br/></div> </td><td colspan="10" style="text-align: center; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair value measurements using</span> </td><td style="text-align: center; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height : 1pt; white-space : nowrap; "> <td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: left; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><i style="mso-bidi-font-style:normal"><span style="mso-bidi-font-weight:bold">(In thousands)</span></i></div> </td> <td colspan="1" style="text-align: center; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td colspan="1" style="text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; vertical-align: bottom; border-top-width: medium; border-top-style: none;" valign="top"> </td><td colspan="1" style="text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; vertical-align: bottom; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">Carrying<br/> amount</span></div> </td><td colspan="1" style="text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; vertical-align: bottom; border-top-width: medium; border-top-style: none;" valign="top"> </td> <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td colspan="1" style="text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; vertical-align: bottom; border-top-width: medium; border-top-style: none;" valign="top"> </td><td colspan="1" style="text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; vertical-align: bottom; border-top-width: medium; border-top-style: none;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">Fair value</span></div> </td><td colspan="1" style="text-align: center; border-bottom: 2px solid rgb(0, 0, 0); border-top-color: currentcolor; border-right-color: black; border-left-color: black; vertical-align: bottom; border-top-width: medium; border-top-style: none;" valign="top"> </td> <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">(Level 1)</span></div> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> </td> <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">(Level 2)</span></div> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> </td> <td colspan="1" style="text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> </td><td colspan="1" style="border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">(Level 3)</span></div> </td><td colspan="1" style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Cash and cash equivalents</span></div> </td> <td style="margin: 0in; text-align: right; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">144,905</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">144,905</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">144,905</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:3;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Long-term certificate of deposit</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,225</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,223</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,223</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Securities available-for-sale</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">373,810</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">373,810</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">373,810</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:5;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Securities held-to-maturity</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">803,553</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">777,162</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">777,162</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Equity securities</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">388</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">388</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">388</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:7;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Federal Home Loan Bank stock</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">7,777</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">7,777</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">7,777</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net loans receivable</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,731,483</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,674,947</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,674,947</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:9;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Accrued interest receivable</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">17,184</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">17,184</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">17,184</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Interest rate swap asset</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:11;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Deposits</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,713,399</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,712,319</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,712,319</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:13;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Borrowings</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">125,166</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">125,356</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">125,356</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Subordinated notes payable, net</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">29,979</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">29,399</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">29,399</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:15;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Accrued interest payable</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,255</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,255</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">1,255</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">  - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Interest rate swap liability</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top">2,106</td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; width: 9%; vertical-align: bottom;" valign="top"> - </td><td style="margin: 0in; text-align: left; width: 1%; vertical-align: bottom;" valign="top"> </td> </tr> </table><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 40%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom; white-space: nowrap;" valign="top"> </td><td colspan="6" style="vertical-align: bottom; white-space: nowrap; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">June 30, 2025</span></div> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="vertical-align: bottom; white-space: nowrap; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td colspan="10" style="vertical-align: bottom; white-space: nowrap; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">Fair value measurements using</span></div> </td> <td style="vertical-align: bottom;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:1;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor; text-align: left;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><i style="mso-bidi-font-style:normal"><span style="mso-bidi-font-weight:bold">(In thousands)</span></i></div> </td> <td style="vertical-align: bottom; white-space: nowrap; border-width: medium; border-style: none; border-color: currentcolor; text-align: center;" valign="top"> </td><td style="vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">Carrying<br/> amount</span></div> </td><td style="vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">Fair value</span></div> </td><td style="vertical-align: bottom; white-space: nowrap; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">(Level 1)</span></div> </td><td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">(Level 2)</span></div> </td><td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td> <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; text-align: center;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight: bold">(Level 3)</span></div> </td><td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor; text-align: center;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Cash and cash equivalents</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">183,078</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">183,078</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">183,078</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top">$</td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:3;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Long-term certificate of deposit</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,425</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,421</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,421</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Securities available-for-sale</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">356,062</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">356,062</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">356,062</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:5;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Securities held-to-maturity</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">776,147</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">738,134</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">738,134</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Equity securities</span></div> </td> <td style="margin: 0in; text-align: left; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">402</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">402</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">402</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:7;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Federal Home Loan Bank stock</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">5504</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">5,504</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">5,504</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net loans receivable</span></div> </td> <td style="margin: 0in; text-align: left; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,607,260</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,536,150</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: left; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,536,150</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:9;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Accrued interest receivable</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">16,381</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">16,381</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">16,381</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Interest rate swap asset</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">4,733</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">4,733</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">4,733</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:11;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> <td style="vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td><td style="height: 1pt; vertical-align: bottom;" valign="top"> </td><td style="vertical-align: bottom;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Deposits</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">2,639,835</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">2,639,246</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">2,639,246</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:13;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Borrowings</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">78,189</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">78,346</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">78,346</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Subordinated notes payable, net</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">49,867</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">48,485</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">48,485</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:15;height:1.0pt"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Accrued interest payable</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,271</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,271</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">1,271</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">  - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; vertical-align: bottom;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Interest rate swap liability</span></div> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">4,733</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">4,733</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top">4,733</td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> <td style="margin: 0in; text-align: right; vertical-align: bottom;" valign="top"> </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td><td style="height: 1pt; margin: 0in; text-align: right; vertical-align: bottom; width: 9%;" valign="top"> - </td><td style="margin: 0in; text-align: left; vertical-align: bottom; width: 1%;" valign="top"> </td> </tr> </table> 144905000 144905000 144905000 0 0 1225000 1223000 0 1223000 0 373810000 373810000 0 373810000 0 803553000 777162000 0 777162000 0 388000 388000 388000 0 0 7777000 7777000 0 7777000 0 1731483000 1674947000 0 0 1674947000 17184000 17184000 0 17184000 0 2106000 2106000 0 2106000 0 2713399000 2712319000 0 2712319000 0 125166000 125356000 0 125356000 0 29979000 29399000 0 29399000 0 1255000 1255000 0 1255000 0 2106000 2106000 0 2106000 0 183078000 183078000 183078000 0 0 1425000 1421000 0 1421000 0 356062000 356062000 0 356062000 0 776147000 738134000 0 738134000 0 402000 402000 402000 0 0 5504000 5504000 0 5504000 0 1607260000 1536150000 0 0 1536150000 16381000 16381000 0 16381000 0 4733000 4733000 0 4733000 0 2639835000 2639246000 0 2639246000 0 78189000 78346000 0 78346000 0 49867000 48485000 0 48485000 0 1271000 1271000 0 1271000 0 4733000 4733000 0 4733000 0 <div> <span style="font-weight: bold;">Note 19. Regulatory Matters</span> </div><div>  </div><div style="text-align: justify;"> Greene County Bancorp, Inc., The Bank of Greene County and its wholly-owned subsidiary, Greene County Commercial Bank, are subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can result in certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material impact on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, Greene County Bancorp, Inc., The Bank of Greene County and Greene County Commercial Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Quantitative measures established by regulation to ensure capital adequacy require Greene County Bancorp, Inc., The Bank of Greene County and Greene County Commercial Bank to maintain minimum amounts and ratios (set forth in the table below) of Total capital, Tier 1 capital and Common equity Tier 1 capital to risk-weighted assets. In addition to maintaining minimum capital ratios, Greene County Bancorp, Inc., The Bank of Greene County and Greene County Commercial Bank are subject to a Leverage Ratio (capital conservation buffer) of 2.50% above the minimum to avoid restriction on capital distributions and certain discretionary bonus payments. Management believes that, as of June 30, 2026 and 2025, Greene County Bancorp, Inc., The Bank of Greene County and Greene County Commercial Bank met all capital adequacy requirements to which they are subject. </div><div style="text-align: justify;">  </div><div style="text-align: justify;"> Under their prompt corrective action regulations, regulatory authorities are required to take certain supervisory actions (and may take additional discretionary actions) with respect to an undercapitalized institution. Such actions could have a direct material effect on an institution’s financial statements. The regulations establish a framework for the classification of banks into five categories: well-capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized. As of June 30, 2026 and 2025, the most recent notification from regulators categorized the Bank as “well capitalized” under the regulatory framework for prompt corrective action. To be categorized as well-capitalized the Bank must maintain minimum capital ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed the Bank’s category. </div><div style="text-align: justify;">  </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 28%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr style="height: 0px; font-size: 0px;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td colspan="5" style="text-align : center; vertical-align : bottom; white-space : nowrap; "> To be well </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td colspan="5" style="text-align : center; vertical-align : bottom; white-space : nowrap; "> capitalized under </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td colspan="5" style="text-align : center; vertical-align : bottom; white-space : nowrap; "> For capital </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td colspan="5" style="text-align : center; vertical-align : bottom; white-space : nowrap; "> prompt corrective </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td colspan="5" style="text-align : center; vertical-align : bottom; white-space : nowrap; "> Capital conservation </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(Dollars in thousands)</span> </div> </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; vertical-align: bottom;"> Actual </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="text-align: center; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); white-space: nowrap;"> adequacy purposes </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="text-align: center; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); white-space: nowrap;"> action provisions </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; vertical-align: bottom;"> buffer </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 13.5pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic; text-decoration: underline;"><b>Greene County Bancorp, Inc.</b></span> </div> </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Amount </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Ratio </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Amount </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Ratio </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Amount </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Ratio </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Actual </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Required </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> As of June 30, 2026: </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.6pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total risk-based capital </div> </td> <td style="border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">343,112</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">17.9</td> <td style="height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">153,618</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">192,023</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.0</td> <td style="height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">9.87</td> <td style="height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 risk-based capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">289,314</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">15.1</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">115,214</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">153,618</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">9.07</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Common equity tier 1 capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">289,314</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">15.1</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">86,410</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">124,815</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">10.57</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 leverage ratio </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">289,314</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">9.4</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">123,301</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">154,126</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">5.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">5.39</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> As of June 30, 2025: </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total risk-based capital </div> </td> <td style="border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">324,323</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">18.4</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">141,308</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">176,636</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">10.36</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 risk-based capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">252,373</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">14.3</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">105,981</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">141,308</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">8.29</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Common equity tier 1 capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">252,373</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">14.3</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">79,486</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">114,813</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">9.79</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 leverage ratio </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">252,373</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.6</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">117,627</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">147,034</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">5.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">4.58</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 13.5pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold; font-style: italic; text-decoration: underline;">The Bank of Greene County</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> As of June 30, 2026: </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total risk-based capital </div> </td> <td style="border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">328,258</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">17.1</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">153,615</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">192,018</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">9.10</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 risk-based capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">304,439</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">15.9</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">115,211</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">153,615</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">9.86</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Common equity tier 1 capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">304,439</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">15.9</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">86,408</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">124,812</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">11.36</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 leverage ratio </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">304,439</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">9.9</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">123,300</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">154,125</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">5.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">5.88</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> As of June 30, 2025: </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total risk-based capital </div> </td> <td style="border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">293,952</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">16.6</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">141,305</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">176,632</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">8.64</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 risk-based capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">271,869</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">15.4</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">105,979</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">141,305</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">9.39</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Common equity tier 1 capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">271,869</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">15.4</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">79,484</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">114,811</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">10.89</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 leverage ratio </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">271,869</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">9.2</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">117,646</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">147,057</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">5.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">5.24</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> </table><table cellpadding="0" style="font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 28%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr style="height: 0px; font-size: 0px;"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="vertical-align: top;"> <td style="vertical-align: bottom;"><span style="font-style: italic; font-weight: 700; letter-spacing: normal; text-decoration: underline; float: none; display: inline !important;">Greene County Commercial Bank</span></td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr><tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> As of June 30, 2026: </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Total risk-based capital </div> </td> <td style="border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">136,943</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">51.3</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">21,365</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">26,706</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">43.28</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; width: 1%;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Tier 1 risk-based capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">136,943</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">51.3</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">16,024</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">21,365</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">45.28</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; width: 1%;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Common equity tier 1 capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">136,943</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">51.3</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">12,018</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">17,359</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">46.78</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; width: 1%;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Tier 1 leverage ratio </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">136,943</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.1</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">54,484</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">68,105</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">5.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">6.05</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; width: 1%;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> </table><div>  </div><table cellpadding="0" style="font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 28%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td></tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> As of June 30, 2025: </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total risk-based capital </div> </td> <td style="border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">122,243</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">46.9</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">20,871</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">26,089</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">38.86</td><td style="text-align: left; width: 1%; vertical-align: bottom;">%</td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 risk-based capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">122,243</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">46.9</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">15,654</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">20,871</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">40.86</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Common equity tier 1 capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">122,243</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">46.9</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">11740</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">16,958</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">42.36</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 leverage ratio </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">122,243</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">9.1</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">53,543</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">66,929</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">5.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">5.13</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> </table> 0.025 0.025 0.025 0.025 0.025 0.025 <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 28%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr style="height: 0px; font-size: 0px;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td colspan="5" style="text-align : center; vertical-align : bottom; white-space : nowrap; "> To be well </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td colspan="5" style="text-align : center; vertical-align : bottom; white-space : nowrap; "> capitalized under </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td colspan="5" style="text-align : center; vertical-align : bottom; white-space : nowrap; "> For capital </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td colspan="5" style="text-align : center; vertical-align : bottom; white-space : nowrap; "> prompt corrective </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td colspan="5" style="text-align : center; vertical-align : bottom; white-space : nowrap; "> Capital conservation </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic;">(Dollars in thousands)</span> </div> </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; vertical-align: bottom;"> Actual </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="text-align: center; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); white-space: nowrap;"> adequacy purposes </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="text-align: center; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); white-space: nowrap;"> action provisions </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td colspan="5" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; vertical-align: bottom;"> buffer </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 13.5pt;"> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-style: italic; text-decoration: underline;"><b>Greene County Bancorp, Inc.</b></span> </div> </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Amount </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Ratio </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Amount </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Ratio </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Amount </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Ratio </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Actual </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"> </td> <td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right; vertical-align: bottom;"> Required </td> <td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> As of June 30, 2026: </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td><td style="border-top: 1pt solid black; vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.6pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total risk-based capital </div> </td> <td style="border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">343,112</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">17.9</td> <td style="height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">153,618</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">192,023</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.0</td> <td style="height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">9.87</td> <td style="height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="height: 12.6pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 risk-based capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">289,314</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">15.1</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">115,214</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">153,618</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">9.07</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Common equity tier 1 capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">289,314</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">15.1</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">86,410</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">124,815</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">10.57</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 leverage ratio </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">289,314</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">9.4</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">123,301</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">154,126</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">5.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">5.39</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> As of June 30, 2025: </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total risk-based capital </div> </td> <td style="border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">324,323</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">18.4</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">141,308</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">176,636</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">10.36</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 risk-based capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">252,373</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">14.3</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">105,981</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">141,308</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">8.29</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Common equity tier 1 capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">252,373</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">14.3</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">79,486</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">114,813</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">9.79</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 leverage ratio </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">252,373</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.6</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">117,627</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">147,034</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">5.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">4.58</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 13.5pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> <span style="font-weight: bold; font-style: italic; text-decoration: underline;">The Bank of Greene County</span> </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> As of June 30, 2026: </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total risk-based capital </div> </td> <td style="border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">328,258</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">17.1</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">153,615</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">192,018</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">9.10</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 risk-based capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">304,439</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">15.9</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">115,211</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">153,615</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">9.86</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Common equity tier 1 capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">304,439</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">15.9</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">86,408</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">124,812</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">11.36</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 leverage ratio </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">304,439</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">9.9</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">123,300</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">154,125</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">5.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">5.88</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> As of June 30, 2025: </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total risk-based capital </div> </td> <td style="border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">293,952</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">16.6</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">141,305</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">176,632</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">8.64</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 risk-based capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">271,869</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">15.4</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">105,979</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">141,305</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">9.39</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Common equity tier 1 capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">271,869</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">15.4</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">79,484</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">114,811</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">10.89</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 leverage ratio </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">271,869</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">9.2</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">117,646</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">147,057</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">5.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">5.24</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> </table><table cellpadding="0" style="font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 28%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr style="height: 0px; font-size: 0px;"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="vertical-align: top;"> <td style="vertical-align: bottom;"><span style="font-style: italic; font-weight: 700; letter-spacing: normal; text-decoration: underline; float: none; display: inline !important;">Greene County Commercial Bank</span></td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr><tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> As of June 30, 2026: </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Total risk-based capital </div> </td> <td style="border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">136,943</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">51.3</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">21,365</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">26,706</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">43.28</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; width: 1%;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Tier 1 risk-based capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">136,943</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">51.3</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">16,024</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">21,365</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">45.28</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; width: 1%;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div> Common equity tier 1 capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">136,943</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">51.3</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">12,018</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">17,359</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">46.78</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; width: 1%;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div> Tier 1 leverage ratio </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">136,943</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.1</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">54,484</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">68,105</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">5.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">6.05</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; width: 1%;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> </table><div>  </div><table cellpadding="0" style="font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 28%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td></tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> As of June 30, 2025: </div> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td> <td style="vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Total risk-based capital </div> </td> <td style="border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">122,243</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">46.9</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">20,871</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="text-align: right; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; vertical-align: bottom;">$</td> <td style="text-align: right; width: 6%; vertical-align: bottom;">26,089</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">10.0</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">38.86</td><td style="text-align: left; width: 1%; vertical-align: bottom;">%</td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="height: 12.75pt; border-spacing: 0px; border-collapse: collapse; width: 1%; text-align: left; vertical-align: bottom;">%</td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 risk-based capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">122,243</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">46.9</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">15,654</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">20,871</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">8.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">40.86</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt; background-color: rgb(204, 238, 255);"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Common equity tier 1 capital </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">122,243</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">46.9</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">11740</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">16,958</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">6.5</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">42.36</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> <tr style="vertical-align: top; height: 12.75pt;"> <td style="vertical-align: bottom;"> <div style="text-indent: -7.2pt; padding-left: 7.2pt;"> Tier 1 leverage ratio </div> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">122,243</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">9.1</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">53,543</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">4.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">66,929</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">5.0</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="width: 1%; vertical-align: bottom;"> </td><td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> <td style="text-align: right; width: 6%; vertical-align: bottom;">5.13</td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td> <td style="text-align: right; width: 1%; vertical-align: bottom;"> </td><td style="text-align: left; width: 1%; vertical-align: bottom;"> </td><td style="text-align: right; width: 6%; vertical-align: bottom;">2.50</td> <td style="width: 1%; text-align: left; vertical-align: bottom;"> </td> </tr> </table> 343112000 0.179 153618000 0.08 192023000 0.10 0.0987 0.025 289314000 0.151 115214000 0.06 153618000 0.08 0.0907 0.025 289314000 0.151 86410000 0.045 124815000 0.065 0.1057 0.025 289314000 0.094 123301000 0.04 154126000 0.05 0.0539 0.025 324323000 0.184 141308000 0.08 176636000 0.10 0.1036 0.025 252373000 0.143 105981000 0.06 141308000 0.08 0.0829 0.025 252373000 0.143 79486000 0.045 114813000 0.065 0.0979 0.025 252373000 0.086 117627000 0.04 147034000 0.05 0.0458 0.025 328258000 0.171 153615000 0.08 192018000 0.10 0.091 0.025 304439000 0.159 115211000 0.06 153615000 0.08 0.0986 0.025 304439000 0.159 86408000 0.045 124812000 0.065 0.1136 0.025 304439000 0.099 123300000 0.04 154125000 0.05 0.0588 0.025 293952000 0.166 141305000 0.08 176632000 0.10 0.0864 0.025 271869000 0.154 105979000 0.06 141305000 0.08 0.0939 0.025 271869000 0.154 79484000 0.045 114811000 0.065 0.1089 0.025 271869000 0.092 117646000 0.04 147057000 0.05 0.0524 0.025 136943000 0.513 21365000 0.08 26706000 0.10 0.4328 0.025 136943000 0.513 16024000 0.06 21365000 0.08 0.4528 0.025 136943000 0.513 12018000 0.045 17359000 0.065 0.4678 0.025 136943000 0.101 54484000 0.04 68105000 0.05 0.0605 0.025 122243000 0.469 20871000 0.08 26089000 0.10 0.3886 0.025 122243000 0.469 15654000 0.06 20871000 0.08 0.4086 0.025 122243000 0.469 11740000 0.045 16958000 0.065 0.4236 0.025 122243000 0.091 53543000 0.04 66929000 0.05 0.0513 0.025 <div> <span style="font-weight: bold;">Note 20. Condensed Financial Statements of Greene County Bancorp, Inc.</span> </div><div>  </div><div style="text-align: justify;"> The following condensed financial statements summarize the financial position and the results of operations and cash flows of Greene County Bancorp, Inc., for the periods indicated. </div><div style="text-align: center;">  </div><div style="text-align: center;"> <span style="font-weight: bold;">Greene County Bancorp, Inc.</span> </div><div style="text-align: center;"> <span style="font-weight: bold;">Condensed Statements of Financial Condition</span> </div><div style="text-align: center; font-weight: bold;"> At June 30, 2026 and 2025 </div><div style="text-align: center;"> <span style="font-style: italic;">(In thousands)</span> </div><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">ASSETS</div> </td> <td valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right;" valign="top"> <div style="margin: 0in;">2026</div> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right;" valign="top"> <div style="margin: 0in;">2025</div> </td><td valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Cash and cash equivalents</div> </td> <td style="margin: 0in; width: 1%;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">15,121</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in; width: 1%;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">30,925</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:2;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Investment in subsidiaries</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">292,956</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">258,333</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Prepaid expenses and other assets</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">42</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">40</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:4;height:1.0pt"> <td style="text-indent: -10px; padding-left: 20px; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div>Total assets</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">308,119</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">289,298</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:6;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">LIABILITIES AND SHAREHOLDERS’ EQUITY</div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Subordinated notes payable, net</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">29,979</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">49,867</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:8;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Accrued expenses and other liabilities</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">309</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">594</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="text-indent: -10px; padding-left: 20px; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div>Total liabilities</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">30,288</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">50,461</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:10;height:1.0pt"> <td style="text-indent: -10px; padding-left: 20px; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div>Total shareholders’ equity</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">277,831</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">238,837</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="text-indent: -10px; padding-left: 20px; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div>Total liabilities and shareholders’ equity</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">308,119</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">289,298</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> </table><div> </div><div style="text-align: center;"> <span style="font-weight: bold;">Greene County Bancorp, Inc.</span> </div><div style="text-align: center;"> <span style="font-weight: bold;">Condensed Statements of Income</span> </div><div style="text-align: center; font-weight: bold;"> For the Years Ended June 30, 2026 and 2025 </div><div style="text-align: center;"> <span style="font-style: italic;">(In thousands)</span> </div><div style="text-align: center;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt;" valign="top"> </td> <td valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right;" valign="top"> <div style="margin: 0in;">2026</div> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right;" valign="top"> <div style="margin: 0in;">2025</div> </td><td valign="top"> </td> </tr> <tr style="mso-yfti-irow:1;height:1.0pt"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">INCOME:</div> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Equity in undistributed net income of subsidiaries</div> </td> <td style="margin: 0in; width: 1%;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">32,570</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in; width: 1%;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">18,401</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:3;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Dividend distributed by subsidiary</div> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top"><div style="-sec-ix-hidden: hidden-fact-40">10,000</div></td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top"><div style="-sec-ix-hidden: hidden-fact-41">15,000</div></td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Interest-earning deposits</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">8</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">19</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:5;height:1.0pt"> <td style="border-width: medium; border-style: none; border-color: currentcolor; text-indent: -10px; padding-left: 30px;" valign="top"> <div>Total Income</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">42,578</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">33,420</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> <td style="border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:7;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">OPERATING EXPENSES:</div> </td> <td style="border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="text-indent: -10px; padding-left: 20px;" valign="top"> <div>Legal fees</div> </td> <td style="margin: 0in; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">99</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">94</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:9;height:1.0pt"> <td style="text-indent: -10px; padding-left: 20px;" valign="top"> <div>Interest on borrowings</div> </td> <td style="margin: 0in; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">1,178</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">1,850</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium; border-style: none; border-color: currentcolor; text-indent: -10px; padding-left: 20px;" valign="top"> <div>Other expense</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">279</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">338</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:11;height:1.0pt"> <td style="border-width: medium; border-style: none; border-color: currentcolor; text-indent: -10px; padding-left: 30px;" valign="top"> <div>Total operating expenses</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">1,556</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">2,282</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium; border-style: none; border-color: currentcolor; text-indent: -10px; padding-left: 10px;" valign="top"> <div>Net income</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">41,022</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">31,138</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> </table><div style="text-align: center;"> <span style="font-weight: bold;">Greene County Bancorp, Inc.</span> </div><div style="text-align: center;"> <span style="font-weight: bold;">Condensed Statements of Cash Flows</span> </div><div style="text-align: center; font-weight: bold;"> For the Years Ended June 30, 2026 and 2025 </div><div style="text-align: center; font-weight: bold;"> <span style="font-weight: normal; font-style: italic;">(In thousands)</span> </div><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Cash flow from operating activities:</span></div> </td> <td valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight:bold">2026</span></div> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" valign="top"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight:bold">2025</span></div> </td><td valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net Income</span></div> </td> <td style="margin: 0in; width: 1%;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">41,022</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in; width: 1%;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">31,138</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> </tr> <tr> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Adjustments to reconcile net income to net cash provided by operating activities:</span></div> </td> <td valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Undistributed earnings of subsidiaries</span></div> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(32,570</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(18,401</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> </tr> <tr> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Amortization of subordinated debt issuance costs</span></div> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">112</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">186</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net increase in prepaid expenses and other assets</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(2</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(2</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> </tr> <tr> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net (decrease) increase in accrued expenses and other liabilities</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">(285</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">) </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">10</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net cash provided by operating activities</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">8,277</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">12,931</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Cash flows from financing activities:</span></div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Payment of cash dividends</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(4,049</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(4,475</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top">) </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Purchase of treasury stock</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(32</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top"> - </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Repayment of subordinated notes payable</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">(20,000</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">) </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net cash used by financing activities</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(24,081</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(4,475</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top">) </td> </tr> <tr> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net (decrease) increase in cash and cash equivalents</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(15,804</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">8,456</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Cash and cash equivalents at beginning of year</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">30,925</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">22,469</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Cash and cash equivalents at end of year</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top">$</td><td style="margin: 0in; width: 9%; text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top">15,121</td><td style="margin: 0in; width: 1%; text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td> <td style="margin: 0in; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top">$</td><td style="margin: 0in; width: 9%; text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top">30,925</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> </table> <div style="text-align: center;"> <span style="font-weight: bold;">Greene County Bancorp, Inc.</span> </div><div style="text-align: center;"> <span style="font-weight: bold;">Condensed Statements of Financial Condition</span> </div><div style="text-align: center; font-weight: bold;"> At June 30, 2026 and 2025 </div><div style="text-align: center;"> <span style="font-style: italic;">(In thousands)</span> </div><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">ASSETS</div> </td> <td valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right;" valign="top"> <div style="margin: 0in;">2026</div> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right;" valign="top"> <div style="margin: 0in;">2025</div> </td><td valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Cash and cash equivalents</div> </td> <td style="margin: 0in; width: 1%;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">15,121</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in; width: 1%;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">30,925</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:2;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Investment in subsidiaries</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">292,956</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">258,333</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Prepaid expenses and other assets</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">42</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">40</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:4;height:1.0pt"> <td style="text-indent: -10px; padding-left: 20px; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div>Total assets</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">308,119</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">289,298</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:6;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">LIABILITIES AND SHAREHOLDERS’ EQUITY</div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Subordinated notes payable, net</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">29,979</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">49,867</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:8;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Accrued expenses and other liabilities</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">309</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">594</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="text-indent: -10px; padding-left: 20px; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div>Total liabilities</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">30,288</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">50,461</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:10;height:1.0pt"> <td style="text-indent: -10px; padding-left: 20px; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div>Total shareholders’ equity</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">277,831</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">238,837</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="text-indent: -10px; padding-left: 20px; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div>Total liabilities and shareholders’ equity</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">308,119</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">289,298</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> </table> 15121000 30925000 292956000 258333000 42000 40000 308119000 289298000 29979000 49867000 309000 594000 30288000 50461000 277831000 238837000 308119000 289298000 <div style="text-align: center;"> <span style="font-weight: bold;">Greene County Bancorp, Inc.</span> </div><div style="text-align: center;"> <span style="font-weight: bold;">Condensed Statements of Income</span> </div><div style="text-align: center; font-weight: bold;"> For the Years Ended June 30, 2026 and 2025 </div><div style="text-align: center;"> <span style="font-style: italic;">(In thousands)</span> </div><div style="text-align: center;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:1.0pt"> <td style="height: 1pt;" valign="top"> </td> <td valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right;" valign="top"> <div style="margin: 0in;">2026</div> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right;" valign="top"> <div style="margin: 0in;">2025</div> </td><td valign="top"> </td> </tr> <tr style="mso-yfti-irow:1;height:1.0pt"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">INCOME:</div> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Equity in undistributed net income of subsidiaries</div> </td> <td style="margin: 0in; width: 1%;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">32,570</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in; width: 1%;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">18,401</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:3;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Dividend distributed by subsidiary</div> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top"><div style="-sec-ix-hidden: hidden-fact-40">10,000</div></td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top"><div style="-sec-ix-hidden: hidden-fact-41">15,000</div></td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">Interest-earning deposits</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">8</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">19</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:5;height:1.0pt"> <td style="border-width: medium; border-style: none; border-color: currentcolor; text-indent: -10px; padding-left: 30px;" valign="top"> <div>Total Income</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">42,578</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">33,420</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> <td style="border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:7;height:1.0pt"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;">OPERATING EXPENSES:</div> </td> <td style="border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td style="height: 1pt;" valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="text-indent: -10px; padding-left: 20px;" valign="top"> <div>Legal fees</div> </td> <td style="margin: 0in; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">99</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">94</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:9;height:1.0pt"> <td style="text-indent: -10px; padding-left: 20px;" valign="top"> <div>Interest on borrowings</div> </td> <td style="margin: 0in; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">1,178</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right;" valign="top">1,850</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium; border-style: none; border-color: currentcolor; text-indent: -10px; padding-left: 20px;" valign="top"> <div>Other expense</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">279</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">338</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="mso-yfti-irow:11;height:1.0pt"> <td style="border-width: medium; border-style: none; border-color: currentcolor; text-indent: -10px; padding-left: 30px;" valign="top"> <div>Total operating expenses</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">1,556</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">2,282</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="height: 1pt; background-color: rgb(204, 238, 255);"> <td style="border-width: medium; border-style: none; border-color: currentcolor; text-indent: -10px; padding-left: 10px;" valign="top"> <div>Net income</div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">41,022</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">$</td><td style="height: 1pt; margin: 0in; width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">31,138</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> </table> 32570000 18401000 10000000 15000000 8000 19000 42578000 33420000 99000 94000 1178000 1850000 279000 338000 1556000 2282000 41022000 31138000 <div style="text-align: center;"> <span style="font-weight: bold;">Greene County Bancorp, Inc.</span> </div><div style="text-align: center;"> <span style="font-weight: bold;">Condensed Statements of Cash Flows</span> </div><div style="text-align: center; font-weight: bold;"> For the Years Ended June 30, 2026 and 2025 </div><div style="text-align: center; font-weight: bold;"> <span style="font-weight: normal; font-style: italic;">(In thousands)</span> </div><div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"> <tr style="height: 0px; font-size: 0px;"><td style="width: 76%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Cash flow from operating activities:</span></div> </td> <td valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight:bold">2026</span></div> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" valign="top"> </td> <td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" valign="top"> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: right;" valign="top"> <div style="margin: 0in;"><span style="mso-bidi-font-weight:bold">2025</span></div> </td><td valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net Income</span></div> </td> <td style="margin: 0in; width: 1%;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">41,022</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in; width: 1%;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">$</td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">31,138</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> </tr> <tr> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Adjustments to reconcile net income to net cash provided by operating activities:</span></div> </td> <td valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Undistributed earnings of subsidiaries</span></div> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(32,570</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(18,401</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> </tr> <tr> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Amortization of subordinated debt issuance costs</span></div> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">112</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">186</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net increase in prepaid expenses and other assets</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(2</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(2</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> </tr> <tr> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net (decrease) increase in accrued expenses and other liabilities</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">(285</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">) </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">10</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net cash provided by operating activities</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">8,277</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">12,931</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Cash flows from financing activities:</span></div> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Payment of cash dividends</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(4,049</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(4,475</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top">) </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Purchase of treasury stock</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(32</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top"> - </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Repayment of subordinated notes payable</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">(20,000</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">) </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> - </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net cash used by financing activities</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(24,081</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(4,475</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top">) </td> </tr> <tr> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> <td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td valign="top"> </td> <td valign="top"> </td><td valign="top"> </td><td valign="top"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Net (decrease) increase in cash and cash equivalents</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">(15,804</td><td style="margin: 0in; width: 1%; text-align: left;" valign="top">) </td> <td style="margin: 0in;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left;" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right;" valign="top">8,456</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Cash and cash equivalents at beginning of year</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">30,925</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td> <td style="margin: 0in; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top"> </td><td style="margin: 0in; width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" valign="top">22,469</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> <tr style="background-color: rgb(204, 238, 255);"> <td style="height: 1pt; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> <div style="margin: 0in 0in 0in 0.1in; text-indent: -0.1in;"><span style="mso-bidi-font-weight:bold">Cash and cash equivalents at end of year</span></div> </td> <td style="margin: 0in; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top">$</td><td style="margin: 0in; width: 9%; text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top">15,121</td><td style="margin: 0in; width: 1%; text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td> <td style="margin: 0in; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top"> </td><td style="margin: 0in; width: 1%; text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top">$</td><td style="margin: 0in; width: 9%; text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" valign="top">30,925</td><td style="margin: 0in; width: 1%; text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" valign="top"> </td> </tr> </table> 41022000 31138000 32570000 18401000 112000 186000 2000 2000 -285000 10000 8277000 12931000 4049000 4475000 32000 0 20000000 0 -24081000 -4475000 -15804000 8456000 30925000 22469000 15121000 30925000 <div> <span style="font-weight: bold;">Note 21. Subsequent events</span> </div><div>  </div><div style="text-align: justify;"> On July 22, 2026, Greene County Bancorp, Inc. announced that its Board of Directors had approved a quarterly cash dividend of $0.11 per share on the Company’s common stock. The dividend reflects an annual cash dividend rate of $0.44 per share which represents a 10.0% increase from the previous annual cash dividend rate of $0.40 per share. The dividend was payable to stockholders of record as of August 14, 2026, and was paid on August 31, 2026. Greene County Bancorp, MHC waived its receipt of this dividend. </div> 2026-07-22 0.11 0.44 0.10 0.4 2026-08-14 2026-08-31 false false false false true No No Yes Yes 1 http://fasb.org/us-gaap/2026#InterestReceivable http://fasb.org/us-gaap/2026#InterestReceivable http://fasb.org/us-gaap/2026#InterestReceivable http://fasb.org/us-gaap/2026#InterestReceivable http://fasb.org/us-gaap/2026#InterestReceivable http://fasb.org/us-gaap/2026#InterestReceivable 2027-10-31 2028-06-30 2029-06-30 2027-10-31 2028-06-30 2030-09-17 2031-09-15 http://fasb.org/us-gaap/2026#OtherNoninterestExpense http://fasb.org/us-gaap/2026#OtherNoninterestExpense http://fasb.org/us-gaap/2026#OtherNoninterestExpense http://fasb.org/us-gaap/2026#OtherNoninterestExpense http://fasb.org/us-gaap/2026#OtherNoninterestExpense http://fasb.org/us-gaap/2026#OtherNoninterestExpense http://fasb.org/us-gaap/2026#OtherNoninterestExpense http://fasb.org/us-gaap/2026#OtherNoninterestExpense http://xbrl.sec.gov/country/2026#US http://xbrl.sec.gov/stpr/2026#NY 2022 2023 2024 2025 2022 2023 2024 2025 http://fasb.org/us-gaap/2026#PrepaidExpenseAndOtherAssets http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#PrepaidExpenseAndOtherAssets http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#PrepaidExpenseAndOtherAssets http://fasb.org/us-gaap/2026#PrepaidExpenseAndOtherAssets http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#InvestmentsInMajorityOwnedSubsidiariesMember http://fasb.org/us-gaap/2026#InvestmentsInMajorityOwnedSubsidiariesMember 0001070524 false FY Amortized cost excludes accrued interest receivable of $4.1 million and $4.5 million at June 30, 2026 and 2025, respectively, which is included in accrued interest receivable in the consolidated statements of financial condition. Amortized cost excludes accrued interest receivable of $5.4 million and $4.9 million at June 30, 2026 and 2025, respectively, which is included in accrued interest receivable in the consolidated statements of financial condition. Loan balances include net deferred (fees)/costs of ($397,000) and ($567,000) at June 30, 2026 and 2025, respectively. Loan balances exclude accrued interest receivable of $7.7 million and $7.0 million at June 30, 2026 and 2025, respectively, which is included in accrued interest receivable in the consolidated statements of financial condition. State taxes in New York contribute to the majority (greater than 50%) of the tax effect in this category.