v3.26.1
Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Interest income:    
Loans $ 89,465 $ 79,979
Investment securities - tax exempt 21,677 19,648
Investment securities - taxable 17,921 14,574
Interest-bearing deposits and federal funds sold 2,064 3,504
Total interest income 131,127 117,705
Interest expense:    
Interest on deposits 51,141 55,058
Interest on borrowings 2,072 2,526
Total interest expense 53,213 57,584
Net interest income 77,914 60,121
Provision for credit losses 2,033 1,316
Net interest income after provision for credit losses 75,881 58,805
Noninterest income:    
Service charges on deposit accounts 5,077 4,874
Debit card fees 4,494 4,382
Investment services 1,168 1,088
E-commerce fees 121 110
Bank-owned life insurance 2,755 2,545
Loss on sale of securities available-for-sale (576) (665)
Other operating income 1,628 2,899
Total noninterest income 14,667 15,233
Noninterest expense:    
Salaries and employee benefits 26,717 24,415
Occupancy expense 2,873 2,629
Equipment and furniture expense 900 791
Service and data processing fees 3,196 2,931
Computer software, supplies and support 2,000 1,631
Advertising and promotion 506 486
FDIC insurance premiums 1,480 1,373
Legal and professional fees 1,487 1,353
Other expenses 4,557 3,763
Total noninterest expense 43,716 39,372
Income before provision for income taxes 46,832 34,666
Provision for income taxes 5,810 3,528
Net income $ 41,022 $ 31,138
Basic earnings per share (in Dollars per share) $ 2.41 $ 1.83
Basic average shares outstanding (in Shares) 17,025,485 17,026,828
Diluted earnings per share (in Dollars per share) $ 2.41 $ 1.83
Diluted average shares outstanding (in Shares) 17,025,485 17,026,828
Dividends per share (in Dollars per share) $ 0.4 $ 0.36