EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.11 - Schedule 8

 

Loan ID Seller Loan ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN Primary Appraisal Occupancy
XXXX XXXX 2179058 XXXX XXXX Debt Service Coverage Ratio Present No - Owner Occupied 0 XXXX Appraisal - 1007   N/A     5100 Appraisal - 1007 No 87.45 1.12 1.144 XXXX                                             Yes 56500       5100             No No   1 1 N/A 1627.35 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Owner
XXXX XXXX 2182152 XXXX XXXX Debt Service Coverage Ratio Present No - Vacant 0 XXXX Appraisal - 1007   N/A     7000 Appraisal - 1007 No 99.29 1.01 1.007 XXXX                                             Yes 101400       7000             No No 23.0 1 1 N/A 970.02 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Vacant
XXXX XXXX 2182375 XXXX XXXX Debt Service Coverage Ratio Present                 6800   No 61.48 1.627 1.627 XXXX                                                       6800               Yes   5 5 N/A 88.86 Yes XXXX Corporation Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX  
XXXX XXXX 2185079 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     1025 Actual In Place Rent No 86.14 1.161 1.161 XXXX XXXX XXXX 12                                       Yes 19700 0     1025 0 0 0 0 0 0 No No 3.3 1 1 N/A 96.52 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2182374 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1025   N/A     5865 Actual In Place Rent No 92.67 1.079 1.079 XXXX XXXX XXXX 12 XXXX XXXX 12 XXXX XXXX 0                           Yes 37890       5865             No No 1.2 4 1 N/A 180.98 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2190755 XXXX XXXX 12 Month Bank Statement Present No - Vacant 0 XXXX Appraisal - 1007         9000 Appraisal - 1007 No 108.44   0 XXXX                                             Yes 119400   XXXX   9000             No No 1.4 1 1 N/A 20.11 Yes XXXX Limited Partnership Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Vacant
XXXX XXXX 2190754 XXXX XXXX Debt Service Coverage Ratio Present No - Vacant 0 XXXX Appraisal - 1007   N/A     4200 Appraisal - 1007 No 99.54 1.005 1.005 XXXX                                             Yes 36000   XXXX   4200             No No 0.8 1 1 N/A 6.62 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Vacant
XXXX XXXX 2185071 XXXX XXXX Debt Service Coverage Ratio Present No - Vacant 0 XXXX Appraisal - 1025   N/A     1950 Appraisal - 1025 No 86.7 1.153 1.153 XXXX                                             No         1950             No No 0.3 1 1 N/A 121.22 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Vacant
XXXX XXXX 2185070 XXXX XXXX 12 Month Bank Statement Present No 0 XXXX Appraisal - 1007           Actual In Place Rent No     0 XXXX                                             Yes 41300       0             No No 5.2 4 1 N/A 54.46 Yes XXXX Corporation Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2185072 XXXX XXXX 12 Month Bank Statement Present No 0 XXXX Appraisal - 1007   N/A       Actual In Place Rent No     0 XXXX                                             Yes 47100       0             No No 1.5 4 1 N/A 45.09 Yes XXXX Corporation Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2182376 XXXX XXXX Debt Service Coverage Ratio Present No 0 XXXX Appraisal - 1007   N/A     1650 Appraisal - 1007 No 60.84 1.644 1.644 XXXX                                             Yes 10000       1650             No No 2.7 1 1 N/A 88.62 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2185080 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     1400 Appraisal - 1007 No 63.8 1.56 1.567 XXXX XXXX XXXX 12                                       Yes 10719.24   XXXX   1400             No No 0.3 1 1 N/A 68.31 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Vacant
XXXX XXXX 2185068 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     1680 Appraisal - 1007 No 68.89 1.452 1.452 XXXX XXXX XXXX 12                                       Yes 31100       1680             No No 2.3 4 1 N/A 170.42 Yes XXXX Corporation Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2185069 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007         1900 Actual In Place Rent No 96.84 1.033 1.033 XXXX XXXX XXXX 12                                       Yes 36200   XXXX   1900             No No 1.7 4 1 N/A 102.99 Yes XXXX Corporation Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2185073 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     3300 Appraisal - 1007 No 95.23 1.05 1.05 XXXX XXXX XXXX 12                                       Yes 39600   XXXX   3300             No No 2.9 1 1 N/A 102.65 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2187508 XXXX XXXX Debt Service Coverage Ratio Present No XXXX XXXX Appraisal - 1007         1109 Actual In Place Rent No 82.27 1.217 1.215 XXXX XXXX XXXX 1                                       Yes 15000   XXXX   1109             No No 1.1 1 1 N/A 163.91 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2187503 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007         1109 Actual In Place Rent No 84.65 1.181 1.181 XXXX XXXX XXXX 1                                       Yes 15000   XXXX   1109             No No 1.1 1 1 N/A 161.86 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Vacant
XXXX XXXX 2187505 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     1385 Actual In Place Rent No 73.14 1.369 1.367 XXXX XXXX XXXX 1                                       Yes 15000   XXXX 0 1385             No No 1.1 23 1 N/A 157.94 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2187502 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     1109 Actual In Place Rent No 83.89 1.181 1.192 XXXX XXXX XXXX 1                                       Yes 15000   XXXX   1109             No No 1.1 1 1 N/A 162.79 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Vacant
XXXX XXXX 2187506 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     1385 Actual In Place Rent No 73.14 1.369 1.367 XXXX XXXX XXXX 12                                       Yes 15000   XXXX   1385             No No 1.1 1 1 N/A 157.94 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2187504 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007         1109 Actual In Place Rent No 84.83 1.181 1.179 XXXX XXXX XXXX 1                                       Yes 15000   XXXX   1109             No No 1.1 23 1 N/A 161.73 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Vacant
XXXX XXXX 2187511 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007         1125 Actual In Place Rent No 87.21 1.148 1.147 XXXX XXXX XXXX 1                                       Yes 15000   XXXX   1125             No No 1.1 23 1 N/A 150.41 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2187507 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007         1083.75 Actual In Place Rent No 83.55 1.197 1.197 XXXX XXXX XXXX 1                                       Yes 15000       1083.75             No No 1.1 23 1 N/A 145.13 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Vacant
XXXX XXXX 2187501 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     1109 Actual In Place Rent No 84.01 1.192 1.19 XXXX XXXX XXXX 12                                       Yes 15000       1109             No No 1.2 23 1 N/A 163.95 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2185078 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     7500 Actual In Place Rent No 90.28 1.1 1.108 XXXX XXXX XXXX 12                                       Yes 60000   XXXX   7500             No No 4.2 1 1 N/A 28.52 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2191883 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007   N/A     1450 Actual In Place Rent No 87.37 1.138 1.145 XXXX XXXX XXXX 12                                       Yes 21695   0   1450             No No 2.0 1 1 N/A 3.05 No XXXX   Vested Individual XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     N/A 0   XXXX Tenant
XXXX XXXX 2187510 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1025   N/A     2700 Appraisal - 1025 No 99.56 1.004 1.004 XXXX XXXX XXXX 1 XXXX XXXX 1                                 Yes 44120   XXXX   2700             No No 0.7 2 1 N/A 195.39 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2187509 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1025   N/A     5000 Appraisal - 1025 No 86.05 1.162 1.162 XXXX XXXX XXXX 1 XXXX XXXX 1                                 Yes 67670   XXXX   5000             No No 1.5 2 1 N/A 122.35 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Tenant
XXXX XXXX 2191884 XXXX XXXX Debt Service Coverage Ratio Present Yes XXXX XXXX Appraisal - 1007         2000 Actual In Place Rent No 98.84 1.012 1.012 XXXX XXXX XXXX 12                                       Yes 25200   0 0 2000             No No 7.5 1 1 N/A 57.71 No XXXX   Vested Individual XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     N/A 0 N/A XXXX Tenant
XXXX XXXX 2190758 XXXX XXXX Debt Service Coverage Ratio Present No - Vacant 0 XXXX Appraisal - 1007   N/A     1300 Appraisal - 1007 No 118.6 0.843 0.843 XXXX                                             Yes 25000   XXXX   1300             No No 0.2 1 1 N/A 62.13 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Vacant
XXXX XXXX 2190756 XXXX XXXX 12 Month Bank Statement Present No 0 XXXX Appraisal - 1007   N/A       Actual In Place Rent No     0 XXXX                                             Yes 117900   XXXX   0             No No 1.5 2 1 N/A 19.25 Yes XXXX Limited Partnership Individual Guarantor XXXX XXXX   XXXX XXXX   XXXX XXXX   XXXX XXXX XXXX XXXX     XXXX XXXX     Yes 1 Full Recourse XXXX Vacant