Exhibit 99.11 - Schedule 2
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | XXXX | XXXX | 2161459 | Closed | 2026-03-13 02:10 | 2026-03-17 05:31 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Requested Lock confirmation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX Open-Provide Evidence of rate lock. Only received float agreement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX |
Resolved-Requested Lock confirmation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 8088074 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2161459 | Closed | 2026-03-13 02:20 | 2026-03-17 03:31 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Business Narrative | Resolved-Requested Business narrative for both the business of BX & BX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX Open-Provide Business Narrative. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX |
Resolved-Requested Business narrative for both the business of BX & BX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XX XXXXXXXX XXXXXXXXX.XXX XX XXXXXXXX XXXXXXXXX.XXX |
XXXX | Primary Residence | Purchase | NA | 8088121 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2161459 | Closed | 2026-03-13 02:17 | 2026-03-13 08:26 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Loan does not conform to program guidelines Exception provided on page #XXX. Exception Request for Total combined expanded port loan amounts of $X,XXX,XXX (this loan is providing down-payment for $X.XM purchase. - Due Diligence Vendor-XX/XX/XXXX | Waived-Loan does not conform to program guidelines Exception provided on page #XXX. Exception Request for Total combined expanded port loan amounts of $X,XXX,XXX (this loan is providing down-payment for $X.XM purchase. - Due Diligence Vendor-XX/XX/XXXX |
Exception provided on page #XXX. Exception Request for Total combined expanded port loan amounts of $X,XXX,XXX (this loan is providing down-payment for $X.XM purchase. Client elects to waive with the following compensating factors: XX.XX% LTV is below the maximum XX% LTV by X.XX%. XX.XX% DTI is below the maximum XX% DTI by X.XX%. Housing payment history XxXX for XX months. |
XXXX | Primary Residence | Purchase | NA | 8088106 | Originator Pre-Close | Yes | |||
| XXXX | XXXX | XXXX | 2175374 | Closed | 2026-06-01 09:04 | 2026-06-03 06:22 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Vesting will be in name as it shows in DOT received e-mail from title company as they are X to X weeks out for the policy - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Counter-DOT is vested as XXXXX XXXX XXXXX XXXX X XXXXXXX XXXXXX, husband and wife - Due Diligence Vendor-XX/XX/XXXX Ready for Review-The seller is XXXXXXXX XXXXXX XXX and the buyer is XXXXX XXXX XXXXX - Buyer-XX/XX/XXXX Open-Title Document is missing Vesting should reflect XXXXX XXXX and XXXX X XXXXXXX XXXXXX, husband and wife currently shows vesting as from XXXXXXXX XXXXXX, XXX to XXXXX XXXX XXXXX - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Vesting will be in name as it shows in DOT received e-mail from title company as they are X to X weeks out for the policy - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XX XXX XXX XXXXXXX.XXX XXXX XXXXX XXXX XX XXXXX.XXX |
XXXX | Primary Residence | Purchase | NA | 9479601 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2175376 | Closed | 2026-06-05 05:04 | 2026-06-10 08:17 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-exception received - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please find attached Lender exception for housing history, thank you. - Buyer-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Primary housing History Does Not Meet Guideline Requirements, Only XX months rent checks on file where XX months needed missing may and april canceled checks - Due Diligence Vendor-XX/XX/XXXX |
Waived-exception received - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXXXXX - XXXXXX XXXXXXXXX - XXXXXXX XXXXXXX.XXX | XX.XX% DTI is below the maximum XX% DTI by XX.XX%. XXX Representative credit score exceeds the minimum required of XXX by XX points Borrower has been employed at current job for XX years. |
XXXX | Primary Residence | Purchase | NA | 9575983 | Originator Pre-Close | Yes | ||
| XXXX | XXXX | XXXX | 2177188 | Closed | 2026-06-10 06:06 | 2026-06-12 06:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-soft credit is not required since credit report is dated within XX days of closing, - Seller-XX/XX/XXXX Open-Borrower X Gap Credit Report is Missing in file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-soft credit is not required since credit report is dated within XX days of closing, - Seller-XX/XX/XXXX |
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 9652049 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2177188 | Closed | 2026-06-10 06:06 | 2026-06-12 06:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-soft credit is not required since credit report is dated within XX days of closing, - Seller-XX/XX/XXXX Open-Borrower X Gap Credit Report is Missing in file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-soft credit is not required since credit report is dated within XX days of closing, - Seller-XX/XX/XXXX |
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 9652050 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2177188 | Closed | 2026-06-10 05:36 | 2026-06-12 06:35 | Resolved | 1 - Information | C | A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming) | Resolved-This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s __XXX__ and the Final Closing disclosure on Pg#’s _XXX___ reflects escrows. Rate lock date was entered correctly – see Pg#’s __XXX___ An interior and exterior appraisal was completed for this property – see pg _XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#XXX , and copy of the appraisal was given to the borrower – see Pg#’s __XX___ for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Please see appraisal delivery X/XX/XX on pg XXX of original package. - Buyer-XX/XX/XXXX Open-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) Appraisal Delivery disclosure missing in file - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Resolved-This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s __XXX__ and the Final Closing disclosure on Pg#’s _XXX___ reflects escrows. Rate lock date was entered correctly – see Pg#’s __XXX___ An interior and exterior appraisal was completed for this property – see pg _XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#XXX , and copy of the appraisal was given to the borrower – see Pg#’s __XX___ for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 9651657 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2177188 | Closed | 2026-06-10 05:36 | 2026-06-12 06:34 | Resolved | 1 - Information | C | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s __XXX__ and the Final Closing disclosure on Pg#’s _XXX___ reflects escrows. Rate lock date was entered correctly – see Pg#’s __XXX___ An interior and exterior appraisal was completed for this property – see pg _XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#XXX , and copy of the appraisal was given to the borrower – see Pg#’s __XX___ for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Please see appraisal delivery X/XX/XX on pg XXX of original package. - Seller-XX/XX/XXXX Open-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) Appraisal Delivery disclosure missing in file - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Please see appraisal delivery X/XX/XX on pg XXX of original package. - Seller-XX/XX/XXXX |
Resolved-This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s __XXX__ and the Final Closing disclosure on Pg#’s _XXX___ reflects escrows. Rate lock date was entered correctly – see Pg#’s __XXX___ An interior and exterior appraisal was completed for this property – see pg _XX___ , the appraisal disclosure was provided to the borrower(s)- see Pg#XXX , and copy of the appraisal was given to the borrower – see Pg#’s __XX___ for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 9651656 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2177189 | Closed | 2026-06-09 23:39 | 2026-06-12 06:22 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Please see pg XXX of original package - Buyer-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation is missing in this file. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 9646519 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2177189 | Closed | 2026-06-10 01:22 | 2026-06-12 06:10 | Waived | 2 - Non-Material | B | B | Compliance | Mavent | System: RuleEngine | Waived- - Due Diligence Vendor-XX/XX/XXXX Waived-Failed to execute Rule[Washington - Maximum Lender Fees (XX/XX)]. Error = Invalid data found of boolean-Argument FUNC[ToBoolean] for Variable: ToBoolean. Per WA DFI - X%/X% RCW is outdated and does not apply to creditors, as defined in TILA. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Waived- - Due Diligence Vendor-XX/XX/XXXX Waived-Failed to execute Rule[Washington - Maximum Lender Fees (XX/XX)]. Error = Invalid data found of boolean-Argument FUNC[ToBoolean] for Variable: ToBoolean. Per WA DFI - X%/X% RCW is outdated and does not apply to creditors, as defined in TILA. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 9647366 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2177189 | Closed | 2026-06-10 01:22 | 2026-06-12 06:10 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. In final CD Appraisal Desk Review fee is added with $XXX but we have Lender only to cover $XXX.XX - we need additional cure to cover the Tolerance. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved- - Due Diligence Vendor-XX/XX/XXXX |
XXX X.X.XXX | XXXX | Primary Residence | Purchase | NA | 9647368 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2177189 | Closed | 2026-06-10 00:01 | 2026-06-11 22:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Requested Fraud Report provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open-Missing Third Party Fraud Report Fraud Report missing in this file. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Requested Fraud Report provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXXXX - XXXXX XXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 9646683 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2177189 | Closed | 2026-06-10 01:22 | 2026-06-12 06:10 | Resolved | 1 - Information | A | A | Compliance | Mavent | Fees: Limited | Open- - Due Diligence Vendor-XX/XX/XXXX Resolved-Washington requires every borrower in a residential mortgage loan to pay an $XX Foreclosure Prevention Fee. The System did not find an $XX fee titled "Foreclosure Prevention", "Foreclosure Prevention Fee", nor "Washington Foreclosure Prevention Fee". "Residential mortgage loan" means any loan primarily for personal, family, or household use that is secured by a mortgage, deed of trust, or other consensual security interest on a dwelling, as defined in the Truth in Lending Act, or residential real estate upon which is constructed or intended to be constructed a dwelling. (RCW XX.XX; RCW XX.XX.XXX(XX)) Recording fee includes foreclosure prevention fee as listed on the settlement statement - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Washington requires every borrower in a residential mortgage loan to pay an $XX Foreclosure Prevention Fee. The System did not find an $XX fee titled "Foreclosure Prevention", "Foreclosure Prevention Fee", nor "Washington Foreclosure Prevention Fee". "Residential mortgage loan" means any loan primarily for personal, family, or household use that is secured by a mortgage, deed of trust, or other consensual security interest on a dwelling, as defined in the Truth in Lending Act, or residential real estate upon which is constructed or intended to be constructed a dwelling. (RCW XX.XX; RCW XX.XX.XXX(XX)) Recording fee includes foreclosure prevention fee as listed on the settlement statement - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 9647365 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2179058 | Closed | 2026-06-15 07:31 | 2026-06-16 09:31 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV. | Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX Ready for Review-The matrix provided is used for all Xth Street Xst liens. Please apply to this file and all Xst lien loans, - Buyer-XX/XX/XXXX Counter-Subject loan does not appear to be XXXXXX product. - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Due Diligence Vendor-XX/XX/XXXX Resolved-As per the Matrix, For Max LA $X,XXX,XXX with XXX FICO value, LTV is XX% for DSCR, Audited LTV of XX% is less than or equal to Guideline LTV of XX%, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. please see attached - Buyer-XX/XX/XXXX Open-Audited LTV of XX% exceeds Guideline LTV of XX% The audited LTV is XX%. As per guidelines borrower loan amount and FICO borrower qualified the maximum eligible LTV is XX% only, Its exceeds Guideline limit. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX Resolved-As per the Matrix, For Max LA $X,XXX,XXX with XXX FICO value, LTV is XX% for DSCR, Audited LTV of XX% is less than or equal to Guideline LTV of XX%, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXX XXXXXX.XXX | XXXX | Investment | Purchase | NA | 9743464 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2182152 | Closed | 2026-06-17 02:43 | 2026-06-18 09:23 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV. | Resolved-Updated taxes DSCR is now at X.XX LTV meets guidelines - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is the correct and most accurate tax estimate that we used along with the updated income worksheet and XXXX. The LTV and DSCR exceptions also no longer apply now that the DSCR ratio is X.XX vs less than X. - Buyer-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open-Audited LTV of XX% exceeds Guideline LTV of XX% The audited LTV is XX%. As per guidelines borrower loan amount and FICO borrower qualified guidelines the maximum eligible LTV is XX% only, Its exceeds Guideline limit DSCR is less than X requires X% LTV reduction DSCR is at X,XXX/XXXX.XX= X.XXXX - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Updated taxes DSCR is now at X.XX LTV meets guidelines - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXXXXXX XXXXXX XXXXXXXX XXX.XXX XXXX.XXX XXXXXXXXXX XXXXXXXX XXXXXX XXXX XXXXXXXXX XXXXXXXXX.XXX XXXXXXXXXX XXXXXXXX XXXXXX XXXXXX XXXXXXXXX XXXXXXXXX.XXX XXXXXXXX XXXXX.XXX |
XXXX | Investment | Purchase | NA | 9784936 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2182152 | Closed | 2026-06-17 03:54 | 2026-06-18 06:10 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR is less than 1.00 | Resolved-Received updated taxes for the subject Updated XXXX, Title page and Business approval page. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is the correct and most accurate tax estimate that we used along with the updated income worksheet and XXXX. The LTV and DSCR exceptions also no longer apply now that the DSCR ratio is X.XX vs less than X. - Buyer-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open-Verified subject loan was qualified with DSCR program. Minimum DSCR meets guideline. Gross Rental Amount $XXXX.XX / $X,XXX.XX PITI =X.XXX % DSCR DSCR is less than X.XX% - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Received updated taxes for the subject Updated XXXX, Title page and Business approval page. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXXXXXX XXXXXX XXXXXXXX XXX.XXX XXXXXXXX XXXXX.XXX XXXXXXXXXX XXXXXXXX XXXXXX XXXXXX XXXXXXXXX XXXXXXXXX.XXX XXXXXXXXXX XXXXXXXX XXXXXX XXXX XXXXXXXXX XXXXXXXXX.XXX XXXX.XXX |
XXXX | Investment | Purchase | NA | 9786463 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2182375 | Closed | 2026-06-23 06:29 | 2026-06-26 12:52 | Resolved | 1 - Information | C | A | Property | Appraisal | Missing Core Valuation Product | Resolved-Complete appraisal received. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The provided XXXX Appraisal is still cut off at the bottom. The bottom inch or two of the document is missing. (It appears the Page Size of the PDF is formatted at X.XX x XX.XX, which is regular paper size. The document is likely meant to be X.XX x XX.XX for Legal Size paper). - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Core Valuation Product Due to poor imaging, the entire XXXX Appraisal for "XXXX XXth Street" is cut off at the bottom. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Complete appraisal received. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXX XX - XXXXXXXXX XX.XXX XXXXXXXXX XXX_XXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9885820 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2182375 | Closed | 2026-06-23 08:16 | 2026-06-23 11:40 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-The document provided for XXXX XXXXXXX XX (taxes paid of$X,XXX.XX) shows the Tax Payer is "XXX XXXXX XXXXXXX XXX", which the fraud report shows the borrower owns. The other document for XXXX XXXXXXX XX (taxes paid of $X,XXX.XX) shows the Tax Payer is "XXXXXX XXXXX XXX, which the fraud report shows the borrower also owns. The borrower rents his primary residence from his own company. Evidence that the tax on the parcels was paid. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Per the Loan Application, the borrower rents the primary residence at XXXX Xxxxxxx Road. A VOR for satisfactory rent payments for housing history is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-The document provided for XXXX XXXXXXX XX (taxes paid of$X,XXX.XX) shows the Tax Payer is "XXX XXXXX XXXXXXX XXX", which the fraud report shows the borrower owns. The other document for XXXX XXXXXXX XX (taxes paid of $X,XXX.XX) shows the Tax Payer is "XXXXXX XXXXX XXX, which the fraud report shows the borrower also owns. The borrower rents his primary residence from his own company. Evidence that the tax on the parcels was paid. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXXX - XXXXXXX XXXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9888198 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179057 | Closed | 2026-06-17 00:04 | 2026-06-18 07:49 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | Missing Initial Escrow Disclosure | Resolved- - Due Diligence Vendor-XX/XX/XXXX Open-Variance is slight -$X.XX. - Due Diligence Vendor-XX/XX/XXXX Resolved- Initial Escrow Account Disclosure uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open-require Initial Escrow Disclosure - Due Diligence Vendor-XX/XX/XXXX |
Resolved- Initial Escrow Account Disclosure uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | XXXX | Primary Residence | Purchase | NA | 9783889 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2185079 | Closed | 2026-06-26 07:29 | 2026-07-06 07:17 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Other Required mortgage rider | Resolved-Received assignment of lease rider - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Assignment of Leases mortgage rider - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received assignment of lease rider - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XX XXXXXX XXX XXXXX XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9954873 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2185079 | Closed | 2026-06-26 07:30 | 2026-07-06 07:16 | Resolved | 1 - Information | B | A | Credit | Doc Issue | Other Required mortgage rider missing | Resolved-Received assignment of lease rider - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Rents Rider mortgage rider missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received assignment of lease rider - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XX XXXXXX XXX XXXXX XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9954892 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2182374 | Closed | 2026-06-26 05:53 | 2026-06-29 07:32 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9953670 | Investor Post-Close | No | |||
| XXXX | XXXX | XXXX | 2190755 | Closed | 2026-07-06 03:53 | 2026-07-15 06:05 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Operating Agreement for the A/C company confirms the one and only guarantor on this file has only XX% ownership in the A/C company. Only XX% of the A/C company income calculated will be used. Validation Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Bank Statement calculator provided show the borrower/guarantor "XXXXXXX XXXXXX XXXXXXX" has XXX% ownership in the business "XXX XXXXX XXXXXXXXX & XXX XXXXXXX XXXXXX XXX." Document to confirm ownership and the percentage-of is missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. The lender's Bank Statement calculation worksheet is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Operating Agreement for the A/C company confirms the one and only guarantor on this file has only XX% ownership in the A/C company. Only XX% of the A/C company income calculated will be used. Validation Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXX - XXXXX, XXXX - XXXX #XXXX X-X-XXXX X.XXX XX XXX XXXXX XXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10059275 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2190754 | Closed | 2026-06-30 01:35 | 2026-07-16 05:38 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy Number was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. apologies, thought this was provided - policy # XXXX-XXXXXXX - Seller-XX/XX/XXXX Counter-The screenshot of the confirmation from XXXXXXXXXX addresses the Binder date. It does not address the fact that the policy number is missing from insurance documentation. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXXXXXXXX is alright with the error. Exception approval snip uploaded. - Seller-XX/XX/XXXX Counter-The policy number is still missing off of the provided documents. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided The Policy Number on the hazard insurance document is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. apologies, thought this was provided - policy # XXXX-XXXXXXX - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. XXXXXXXXXX is alright with the error. Exception approval snip uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy Number was provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXXXXX XXXX XX XXXX.XXX XXXX XX XXXX XX - XXX XXXXX.XXX XXXXXXXXXX XXXX-XX-XX XXXXXX.XXX XXXX XX XXXX XX - XX-XX - XXX - XXXXX XXX XXXXXXXXXX (X).XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9994112 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2185071 | Closed | 2026-06-30 06:54 | 2026-07-02 13:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy was provided in full. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy The Insurance Declaration page is missing from the file. The only document provided was the payment invoice. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy was provided in full. - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXX X XXXX XX.XXX XXX XXXXXXX - XXX X XXXX XX - $X,XXX.XX.XXX XXX XXXXXX - XXX X XXXX XX - $X,XXX.XX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 9999032 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2185071 | Closed | 2026-06-30 06:54 | 2026-07-02 13:25 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Flood Certificate The Flood Cert is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Flood Certificate was provided. - Due Diligence Vendor-XX/XX/XXXX |
XX XXXXX- XXX X XXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9999031 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2185070 | Closed | 2026-07-09 04:51 | 2026-07-14 06:48 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. The lender's Bank Statement calculation worksheet is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXX XXX - XXXXXXX_ XXXX - XXXX _XXXX XX-XX-XXXX (X) (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 10146419 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2185072 | Closed | 2026-07-01 03:25 | 2026-07-14 06:55 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. The lender's Bank Statement calculation worksheet is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXX XXX - XXXXXXX_ XXXX - XXXX _XXXX XX-XX-XXXX (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10016157 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2184559 | Closed | 2026-07-02 00:11 | 2026-07-09 23:46 | Acknowledged | 1 - Information | A | A | Compliance | Fees:Limited | Washington - Maximum Lender Fees (01/09) | Acknowledged-Per XX XXX - X%/X% XXX is outdated and does not apply to creditors, as defined in XXXX - Due Diligence Vendor-XX/XX/XXXX Waived-Per XX XXX - X%/X% XXX is outdated and does not apply to creditors, as defined in XXXX - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Waived-Per XX XXX - X%/X% XXX is outdated and does not apply to creditors, as defined in XXXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-The loan origination fee is $XXXX on line XX and is less than the maximum amount allowed - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The "loan origination fee" ($X,XXX.XX) exceeds the Washington Consumer Loan Act limit of X% of the first $XX,XXX plus X% of the remaining loan amount ($X,XXX.XX). (XXX XX.XX.XXX(X)). The "loan origination fee" ($X,XXX.XX) exceeds the Washington Consumer Loan Act limit of X% of the first $XX,XXX plus X% of the remaining loan amount ($X,XXX.XX). - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-The loan origination fee is $XXXX on line XX and is less than the maximum amount allowed - Seller-XX/XX/XXXX |
Acknowledged-Per XX XXX - X%/X% XXX is outdated and does not apply to creditors, as defined in XXXX - Due Diligence Vendor-XX/XX/XXXX Waived-Per XX XXX - X%/X% XXX is outdated and does not apply to creditors, as defined in XXXX - Due Diligence Vendor-XX/XX/XXXX Waived-Per XX XXX - X%/X% XXX is outdated and does not apply to creditors, as defined in XXXX - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 10035290 | Investor Post-Close | No | |||
| XXXX | XXXX | XXXX | 2184559 | Closed | 2026-07-02 00:11 | 2026-07-09 08:26 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX, and the Final Closing disclosure on Pg#XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX, An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’XXX, in file and confirmation the appraisal was delivered to the borrower – see Pg#XX The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX, and the Final Closing disclosure on Pg#XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX, An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’XXX, in file and confirmation the appraisal was delivered to the borrower – see Pg#XX The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX, and the Final Closing disclosure on Pg#XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX, An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’XXX, in file and confirmation the appraisal was delivered to the borrower – see Pg#XX The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX, and the Final Closing disclosure on Pg#XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX, An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’XXX, in file and confirmation the appraisal was delivered to the borrower – see Pg#XX The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Primary Residence | Purchase | NA | 10035289 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2182376 | Closed | 2026-07-01 12:15 | 2026-07-02 13:29 | Resolved | 1 - Information | C | A | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Resolved-Clarification received that the Credit Report in file is correct & the Tape Data is wrong. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-data tape is inaccurate, the borrower's FICO is XXX. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Partially Present. Per Tape Data, the qualifying FICO score was XXX. However, the Credit Report provided (dated X/XX/XXXX) shows a middle credit score of XXX. The document to validate a FICO of XXX was not provided. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-data tape is inaccurate, the borrower's FICO is XXX. - Seller-XX/XX/XXXX |
Resolved-Clarification received that the Credit Report in file is correct & the Tape Data is wrong. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | Investment | Purchase | NA | 10027343 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2182376 | Closed | 2026-06-30 22:54 | 2026-07-01 12:42 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-XXXXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | XXXX | Investment | Purchase | NA | 10014096 | Investor Post-Close | No | |||
| XXXX | XXXX | XXXX | 2185080 | Closed | 2026-07-06 07:52 | 2026-07-08 07:07 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Evidence of Mortgage Recording is present or Mortgage has been sent for Recording - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Recording for Mortgage is highlighted on the final HUD - Seller-XX/XX/XXXX Open-Missing evidence of Mortgage recording - HUD missing from loan file - once HUD is received, this will be re-reviewed/cleared based on recording fees listed on Final HUD for subject refinance. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Recording for Mortgage is highlighted on the final HUD - Seller-XX/XX/XXXX |
Resolved-Evidence of Mortgage Recording is present or Mortgage has been sent for Recording - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10062445 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2185080 | Closed | 2026-07-05 23:42 | 2026-07-07 00:54 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Final Settlement Statement uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Provide final settlement statement or HUDX as it is not included in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Final Settlement Statement uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10056260 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2185069 | Closed | 2026-07-10 06:18 | 2026-07-10 06:52 | Resolved | 1 - Information | D | A | Credit | Credit | Payment Letter is missing | Resolved-Document received from the other file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-The First Payment Letter is missing for this property. The document provided is for a different property. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Document received from the other file. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXX XXXXXX - XX XXXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10171472 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2185073 | Closed | 2026-07-09 03:03 | 2026-07-14 05:46 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy with premium amount received X/XX/XXXX @ X:XXpm EDT. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The Quote with the total premium for this subject property was not received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. quote include the total premium - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided Hazard Insurance Premium amount is missing in the State Farm insurance documents. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. quote include the total premium - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy with premium amount received X/XX/XXXX @ X:XXpm EDT. - Due Diligence Vendor-XX/XX/XXXX |
X XXXXXX - XXXXX.XXX XXXXXXXXX XXXXXXXXXXXX XXXXXXXX.XXX XXX-XXX XXXXXX XX - XXX XXX XXXX XX XXXX.XXX XXX-XXX XXXXXX XX - XXX XX XX XX.XXX XXX XXXXXX XXX - XXXX.XXX XXX XXXXXX XXX - XXXXXXXXXXX XXXXX XXXXXX.XXX XXX XXXXXX XXX - XXXXXXXXX XXXX.XXX XXX XXXXXX XXX - XXX XXXX - XXX XX XXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10142852 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2185073 | Closed | 2026-07-09 03:03 | 2026-07-14 05:45 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX Resolved-XXXX-XXXX Policy received in conjunction with XXXX-XXXX. No lapse in coverage. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. original insurance policy and renewal - Seller-XX/XX/XXXX Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. original insurance policy and renewal - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX Resolved-XXXX-XXXX Policy received in conjunction with XXXX-XXXX. No lapse in coverage. - Due Diligence Vendor-XX/XX/XXXX |
XXX-XXX XXXXXX XX - XXXXXXX XXX.XXX XXX-XXX XXXXXX XX - XXXXXXX XXX XX XX XX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10142850 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2185073 | Closed | 2026-07-09 06:39 | 2026-07-13 13:38 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Updated COI received showing XX months of actual loss for Rent Loss Insurance. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The insurance document ("EVIDENCE OF COMMERCIAL PROPERTY INSURANCE") is checked "Yes" that this policy is covered for Business Income / Rental Value. However, there is no limit stated. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated COI received showing XX months of actual loss for Rent Loss Insurance. - Due Diligence Vendor-XX/XX/XXXX |
XXX-XXX XXXXXX XX - XXXXXXX XXX.XXX XXX-XXX XXXXXX XX - XXXXXXX XXX XX XX XX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10148296 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2185073 | Closed | 2026-07-09 01:38 | 2026-07-09 06:54 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-XXXXXXXXX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10141439 | Investor Post-Close | No | |||
| XXXX | XXXX | XXXX | 2187502 | Closed | 2026-07-08 10:44 | 2026-07-10 06:31 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Expiration Date is before the Note Date | Resolved-Updated hazard insurance policy provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. updated insurance is attached - Seller-XX/XX/XXXX Open-Hazard Insurance Expiration Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Hazard policy in file on page XXX expired on XX/XX/XXXX. Please provide updated policy information. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. updated insurance is attached - Seller-XX/XX/XXXX |
Resolved-Updated hazard insurance policy provided - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXX XX- XXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10124615 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2187506 | Closed | 2026-07-08 12:31 | 2026-07-10 06:46 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Pages X and X out of X pages of the Personal Guaranty are missing from the loan file. Please provide. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10128300 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2187507 | Closed | 2026-07-13 12:29 | 2026-07-18 12:08 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-Lender used XX% of the Market Rent ($X,XXX x XX% = $X,XXX.XX) since the Rent Roll shows a new tenant as opposed to the expired lease in file. This could not be verified. Using the XX% of Market Rent for an unleased/unverified property ($X,XXX.XX) is less than the actual rent ($X,XXX) even if if could be verified. Loan qualifies. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-unable to verify rents - we treated this loan as unleased, and went XX% of market rent ($X,XXX) which comes to $X,XXX.XX. - Seller-XX/XX/XXXX Counter-This has been reviewed. However, the documentation to support a rental amount of $XXXX to support a ratio of X.XXX is missing from the loan file. Lease reflects an amount of $XXXX and the appraisal reflects a market rent amount of $XXXX. Both amounts result in a higher DSCR score and out of tolerance. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-This has been reviewed. However, the documentation to support a rental amount of $XXXX to support a ratio of X.XXX is missing from the loan file. Lease reflects an amount of $XXXX and the appraisal reflects a market rent amount of $XXXX. Both amounts result in a higher DSCR score and out of tolerance. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Documentation to support the rent amount of $XXXX used at origination is missing from the loan file. Documentation is required to support the DSCR found at origination. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-unable to verify rents - we treated this loan as unleased, and went XX% of market rent ($X,XXX) which comes to $X,XXX.XX. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender used XX% of the Market Rent ($X,XXX x XX% = $X,XXX.XX) since the Rent Roll shows a new tenant as opposed to the expired lease in file. This could not be verified. Using the XX% of Market Rent for an unleased/unverified property ($X,XXX.XX) is less than the actual rent ($X,XXX) even if if could be verified. Loan qualifies. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXX XXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10211170 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2185078 | Closed | 2026-07-07 05:11 | 2026-07-07 21:39 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested final settlement statement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Provide final settlement statement or HUDX as the one in file on page #XXX is labelled as estimated - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested final settlement statement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10090240 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2191883 | Closed | 2026-07-13 03:21 | 2026-07-22 07:55 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Received updated asset stmt, resulting in enough reserves per GL - resolved - Due Diligence Vendor-XX/XX/XXXX Counter-Provide assets showing a starting balance of at least $XXXX.XX prior to the funds needed for closing. Reserves needed $XXXX.XX + Cash to close $XXX.XX= $XXXX.XX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Assets - Bank Statement - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Bank Statement - Seller-XX/XX/XXXX Open-Provide assets to meet reserve requirement of $X,XXX.XX as bank statements are missing in file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Assets - Bank Statement - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Bank Statement - Seller-XX/XX/XXXX |
Resolved-Received updated asset stmt, resulting in enough reserves per GL - resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX_XXXX XXXXXXXXX #XXXX.XXX XXXXXX_XXXXXXXX XXXX XXXXXXXXX.XXX XXXXXX_XXXX XXXXXXXXX.XXX |
Provide assets showing a starting balance of at least $XXXX.XX prior to the funds needed for closing. Reserves needed $XXXX.XX + Cash to close $XXX.XX= $XXXX.XX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10197481 | N/A | N/A | |
| XXXX | XXXX | XXXX | 2191883 | Closed | 2026-07-13 02:41 | 2026-07-19 22:31 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Requested hazard insurance document Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Insurance showing effective date of X/XX - Seller-XX/XX/XXXX Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Provide updated HOI which shows effective date of XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Insurance showing effective date of X/XX - Seller-XX/XX/XXXX |
Resolved-Requested hazard insurance document Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXXXXXXX XXXXXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10197161 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2191883 | Closed | 2026-07-13 02:46 | 2026-07-19 22:30 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-There are Uncleared alerts in Fraud Report, provided, updated Fraud Report, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
Resolved-There are Uncleared alerts in Fraud Report, provided, updated Fraud Report, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10197202 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2191883 | Closed | 2026-07-13 03:00 | 2026-07-17 00:19 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Requested final HUD-X Provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final HUD-X - Seller-XX/XX/XXXX Open-TRID: Missing Final Closing Disclosure Provide Final CD as it is missing in file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final HUD-X - Seller-XX/XX/XXXX |
Resolved-Requested final HUD-X Provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX_XXXXX XX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 10197318 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2187510 | Closed | 2026-07-15 01:51 | 2026-07-20 07:43 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-XXXXXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10252094 | Investor Post-Close | No | |||
| XXXX | XXXX | XXXX | 2187509 | Closed | 2026-07-20 07:59 | 2026-07-20 12:33 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Application received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The application for this loan transaction is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Application received. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXXXX - X XXXXXX XX (X) (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 10350323 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2187509 | Closed | 2026-07-15 03:03 | 2026-07-20 08:22 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXX acknowledged - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a XXXXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-XXXXXXXXX acknowledged - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10252622 | Investor Post-Close | No | |||
| XXXX | XXXX | XXXX | 2190758 | Closed | 2026-07-22 07:32 | 2026-07-22 13:44 | Waived | 2 - Non-Material | C | B | Credit | Credit | Guidelines - Occupancy does not meet eligibility requirement(s) | Waived-XXXXXXXXX accepts that the property is Vacant after a rehab/remodel. Client elects to waive with the following compensating factors: - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. recently rehabbed c/o. We discussed with XXXXX this was vacant, along with uploading the appraisal to his review that reflects vacant and we received approval with a XX bp hit for vacant/sub X dscr. - Seller-XX/XX/XXXX Counter-The provided document makes no mention of the property being vacant with the DSCR under X.XX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Per the XXXXXXXXX Non-QM Eligibility Matrix, DSCR Program (effective X/XX/XXXX): "Vacant properties ineligible for refinances" for DSCR >.XX < X.XX. The qualifying DSCR was X.XXXXX. Per the appraisal (see page #XX of the XXXXXXXXXXXXXXXX.XXX), the property is Vacant. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. recently rehabbed c/o. We discussed with XXXXX this was vacant, along with uploading the appraisal to his review that reflects vacant and we received approval with a XX bp hit for vacant/sub X dscr. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Waived-XXXXXXXXX accepts that the property is Vacant after a rehab/remodel. Client elects to waive with the following compensating factors: - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXX-XX-XX XXXXXX.XXX XXXXXXXXXX - XXXXX XXXXXX - XXXXX XX XXXX - XXXX XXXXXXX XXXX XXXX - $XX,XXX.XX.XXX XXXXXXXXXX XXXX-XX-XX XXXXXX.XXX |
XX% LTV is below the maximum XX% LTV by XX%. $XX,XXX reserves exceed the minimum required of $XX,XXX.XX exceeds the minimum by XX.XX months over the required minimum. XxXX mortgage history for XX months. |
XXXX | Investment | Refinance | Cash Out - Other | 10399904 | Investor Post-Close | No | |
| XXXX | XXXX | XXXX | 2190756 | Closed | 2026-07-21 22:26 | 2026-07-27 13:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-X Different Bank Statement Calculation Worksheets received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. The lender's Bank Statement income calculation worksheet is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-X Different Bank Statement Calculation Worksheets received. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXX XXXXXXX & XXX XXXXXXX XXXXXX XXX - XXX.XXX XXX XXX - XXXXX, XXXX - XXXX #XXXX X-X-XXXX X.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 10392921 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2190756 | Closed | 2026-07-27 08:54 | 2026-07-27 08:55 | Resolved | 1 - Information | C | A | Credit | Credit | Unable to verify PITI on other mortgage related obligations (ATR) | Resolved-Payment Letter received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-File is missing evidence of the PITIA on the other Brick City loan refinanced in June XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Payment Letter received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX - XX#XXXXXXXXXX - XXXX XXXXX XXXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 10469137 | N/A | N/A |