Exhibit 99.10 - Schedule 4
| ALT Loan ID | Loan ID | Seller Loan ID | Investor Loan ID | Loan Program | Guideline Product Name | Originator Name | Originating Entity CDFI Flag | Guideline Name | Guideline Author | Guideline Date | Guideline Version | Application Date | TILA Status | TRID | GSE | Verified Safe Harbor Flag | Verified Safe Harbor Reference Document | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | AUS Decision System | Rating Result | Property Inspection Waiver (PIW) | Calculated APR | HUD 1 Page 1 Credits Total | Verified Qualifying Rate | Originator Qualifying Rate | Qualifying P&I | Default Interest Rate Present | Default Interest Rate | Annual Property Tax | Monthly Property Tax | Annual Insurance Costs | Monthly Insurance Cost | Annual HOA Costs | Monthly HOA Costs | Monthly Other Costs | PITIA | Residual Income | HOA Questionnaire Flag | HOA Name | HOA Address State | HOA Fee Amount | HOA Next Due Date | HOA Payment Frequency | Originator DTI | TPR Verified DTI | QM DTI | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 2 Length of Employment | Co Borrower 3 Length of Employment | Document Level | Borrower Years of W2s/1099 | CoBorrower Years of W2s/1099 | Borrower Months of Paystubs Verified | Co Borrower Months of Paystubs Verified | Borrower Employment Gap Letter | Borrower Months of Employment Gap | Co Borrower Employment Gap Letter | Co Borrower Months of Employment Gap | Borrower Years of Personal Tax Returns | Borrower Years of Business Tax Returns | CoBorrower Years of Personal Tax Returns | CoBorrower Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Borrower Award/Offer Letter | Co Borrower Award/Offer Letter | Asset Depletion Flag | Partial Asset Depletion Flag | Asset Depletion Months Amortized | Asset Utilization Flag (No DTI) | Borrower Bank Statements Flag | Borrower Bank Statement Summary/Lender Worksheet | Borrower Number of Personal Bank Statements | Borrower Number of Business Bank Statements | CoBorrower Bank Statements Flag | Co Borrower Bank Statement Summary/Lender Worksheet | CoBorrower Number of Personal Bank Statements | CoBorrower Number of Business Bank Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | Bespoke Eligible Assets | Borrower P&L Type | Borrower Number of Months P&L | Borrower P&L Prepared By | CoBorrower P&L Type | CoBorrower P&L Prepared By | CoBorrower Number of Months P&L | Borrower CPA Letter Flag | # of Months CPA verified income | CoBorrower CPA Letter Flag | CoBorrower # of Months CPA verified income | Borrower WVOE Flag | Borrower # of Months Employment Validated WVOE | Borrower # of Months Income Validated WVOE | Borrower WVOE Form Type | CoBorrower WVOE Flag | CoBorrower # of Months WVOE | CoBorrower # of Months Income Validated WVOE | CoBorrower WVOE Form Type | DSCR Flag | TPR DSCR | Originator DSCR | Expense Letter | Income Doc Detail | Tax Return Doc Details | Property Address | Property City | Property State | Property Zip | Property County | Original Credit Report Date | Borrower 1 Credit Report Date | Borrower 2 Credit Report Date | Borrower 3 Credit Report Date | Borrower 4 Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Co Borrower 2 FICO | Most Recent Co Borrower 3 FICO | Updated Credit Report Flag | Updated Credit Report Date | Updated FICO Method | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Updated Primary Borrower FICO | Updated Co Borrower FICO | Updated Co Borrower 2 FICO | Updated Co Borrower 3 FICO | Updated Qualifying FICO | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Lates 30d in 0-12m | Prior Mortgage/Rent Lates 60d in 0-12m | Prior Mortgage/Rent Lates 90d in 0-12m | Prior Mortgage/Rent Lates 120d+ in 0-12m | Prior Mortgage/Rent Lates 30d in 13-24m | Prior Mortgage/Rent Lates 60d in 13-24m | Prior Mortgage/Rent Lates 90d in 13-24m | Prior Mortgage/Rent Lates 120d+ in 13-24m | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Is Equity Shared Loan | Subordinate Lien Type | Subordinate Lien Max Draw Amount (HELOC) | Subordinate Lien 2 Type | Subordinate Lien 2 Max Draw Amount (HELOC) | Subordinate Lien 3 Type | Subordinate Lien 3 Max Draw Amount (HELOC) | Is Shared Appreciation Mortgage | ITIN Flag | Borrower Originator Citizenship Designation | Borrower Verified Citizenship Designation | Borrower Individual Tax Identification Number (ITIN)? | Borrower Photo Identification Type | Borrower Photo Identification Other Type | Borrower Photo ID State of Issuance | Borrower Photo ID Country of Issuance | Borrower Photo ID Expiration Date | Borrower Passport Country of Origin | Borrower Passport Expiration Date | Borrower Non-US Citizen Identification Document | Borrower Date of Resident Since/Valid Date | Borrower Non-US Document Expiration Date | Co Borrower Originator Citizenship Designation | Co Borrower Verified Citizenship Designation | Co Borrower Individual Tax Identification Number (ITIN)? | Co Borrower Photo Identification Type | Co Borrower Photo Identification Other Type | Co Borrower Photo ID State of Issuance | Co Borrower Photo ID Country of Issuance | Co Borrower Photo ID Expiration Date | Co Borrower Passport Country of Origin | Co Borrower Passport Expiration Date | Co Borrower Non-US Citizen Identification Document | Co Borrower Date of Resident Since/Valid Date | Co Borrower Non-US Document Expiration Date | Co Borrower 2 Originator Citizenship Designation | Co Borrower 2 Verified Citizenship Designation | Co Borrower 2 Individual Tax Identification Number (ITIN)? | Co Borrower 2 Photo Identification Type | Co Borrower 2 Photo Identification Other Type | Co Borrower 2 Photo ID State of Issuance | Co Borrower 2 Photo ID Country of Issuance | Co Borrower 2 Photo ID Expiration Date | Co Borrower 2 Passport Country of Origin | Co Borrower 2 Passport Expiration Date | Co Borrower 2 Non-US Citizen Identification Document | Co Borrower 2 Date of Resident Since/Valid Date | Co Borrower 2 Non-US Document Expiration Date | Co Borrower 3 Originator Citizenship Designation | Co Borrower 3 Verified Citizenship Designation | Co Borrower 3 Individual Tax Identification Number (ITIN)? | Co Borrower 3 Photo Identification Type | Co Borrower 3 Photo Identification Other Type | Co Borrower 3 Photo ID State of Issuance | Co Borrower 3 Photo ID Country of Issuance | Co Borrower 3 Photo ID Expiration Date | Co Borrower 3 Passport Country of Origin | Co Borrower 3 Passport Expiration Date | Co Borrower 3 Non-US Citizen Identification Document | Co Borrower 3 Date of Resident Since/Valid Date | Co Borrower 3 Non-US Document Expiration Date | Property Rights | Leasehold Lease Expiration Date | Buydown Flag | Assumable Mortgage Flag | Foreign National Alternative Credit Documentation | Liquid / Cash Reserves (ASF) | Months Liquid Reserves | Total Assets Available for Reserves | Months Reserves | Blanket Mortgage Flag | Qualifying HCLTV | Condo Warrantability Flag | E-Note Flag | O&E in lieu of Title Insurance | Business Purpose Flag | Borrower Note Executed As | Co Borrower Note Executed As | Co Borrower 2 Note Executed As | Co Borrower 3 Note Executed As | Maturity Date | Borrower 1 Trust Name | Borrower 2 Trust Name | Borrower 3 Trust Name | Borrower 4 Trust Name | Delayed Financing Flag | Title Company Name | Settlement Agent Company | Neighborhood Location | Gift Funds | Gift Funds Percentage of Total Funds Required |
| 2184477 | XXXXX | XXXXX | Accelerator DSCR 30 Yr Fixed | Accelerator DSCR 30 Yr Fixed | XXXXX | Yes | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: CDFI Lender Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.00% | 7.00% | $4,097.85 | Yes | 18.00% | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.033 | 1.033 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | NY | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 735 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal use | NY | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 58276.93 | 11.2 | 58276.93 | 11.2 | No | 80 | N/A | No | $X,XXX.XX | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2173097 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.37% | Manual Underwriting | Manual Underwriting | No | 6.62% | 6.13% | 6.13% | $3,363.12 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 43.86% | 43.86% | 43.86% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 57 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower | XXXXX | XXXXX | CO | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 740 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | CO | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 29054.14 | 7 | 29054.14 | 7 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 79.12 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2173104 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.32% | Manual Underwriting | Manual Underwriting | No | 7.69% | 7.38% | 7.38% | $6,311.04 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 4.18% | 4.18% | 4.18% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 787 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | CA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 97612.84 | 12.9 | 97612.84 | 12.9 | No | 85 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2173107 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.41% | Manual Underwriting | Manual Underwriting | No | 7.21% | 6.88% | 6.88% | $3,044.87 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 25.59% | 25.59% | 25.59% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | CO | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 757 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | CO | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 23602.44 | 6.6 | 23602.44 | 6.6 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2175207 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.42% | Manual Underwriting | Manual Underwriting | No | 7.35% | 7.13% | 7.13% | $6,615.24 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 39.98% | 39.98% | 39.98% | No | No | Self-Employed | Self-Employed | 24 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | Yes | Yes | 0 | 24 | 100.00% | 37.50% | 37.50% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | NA | 0 | XX/XX/XXXX | N/A | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXXX | XXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 766 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal use | CA | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal Use | CA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 170172.41 | 21.7 | 170172.41 | 21.7 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 27.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2175201 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Full Doc) | XXX 18 Prime 30 Year Fixed (Full Doc) | XXXXX | No | NonQM Underwirting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.32% | Manual Underwriting | Manual Underwriting | No | 7.53% | 7.38% | 7.38% | $6,837.68 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 44.80% | 44.80% | 44.80% | No | No | Employed | Employed | Retirement Income Doc Verified | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | XX/XX/XXXX | XX/XX/XXXX | Work Number | NA | 0 | XX/XX/XXXX | N/A | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 | XXXXX | XXXXX | NC | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 744 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | NC | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | NC | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 1559962.24 | 188.5 | 1559962.24 | 188.5 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2175211 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.42% | Manual Underwriting | Manual Underwriting | No | 8.16% | 7.88% | 7.88% | $1,633.22 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | XXXXX | FL | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 44.90% | 44.85% | 44.85% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 2026, 2025 | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 713 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 38463.44 | 15 | 38463.44 | 15 | No | 85 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 103.65 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2175203 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.41% | Manual Underwriting | Manual Underwriting | No | 7.77% | 7.38% | 7.38% | $4,096.39 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | XXXXX | NC | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 6.91% | 6.91% | 6.91% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower | XXXXX | XXXXX | NC | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 727 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 249092.46 | 51.4 | 249092.46 | 51.4 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2177305 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Full Doc) | XXX 18 Prime 30 Year Fixed (Full Doc) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.52% | Manual Underwriting | Manual Underwriting | No | 7.84% | 7.50% | 7.50% | $2,265.46 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 41.73% | 41.73% | 41.73% | No | Self-Employed | W2/1099 Verified | 1 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | CT | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 786 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | NY | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 57011.58 | 17.6 | 57011.58 | 17.6 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 138.89 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2177302 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.32% | Manual Underwriting | Manual Underwriting | No | 8.06% | 7.75% | 7.75% | $3,520.45 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | XXXXX | MN | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 43.13% | 43.13% | 43.13% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | NA | 0 | XX/XX/XXXX | N/A | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | MN | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 708 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | MN | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | MN | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 55567.28 | 12.9 | 55567.28 | 12.9 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 82.42 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2179996 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NON-QM Underwriting Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.52% | Manual Underwriting | Manual Underwriting | No | 8.17% | 7.88% | 7.88% | $3,132.23 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 44.18% | 43.54% | 43.54% | No | No | Self-Employed | Employed | 12 Month Bank Statement | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 70.89% | 100.00% | 0.24% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | NA | 0 | XX/XX/XXXX | N/A | No | 0 | $X,XXX.XX | Borrower - 2026, 2025 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 | XXXXX | XXXXX | TX | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 710 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | TX | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | TX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 95953.71 | 23.9 | 72439.9 | 18.1 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 62.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2179992 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.41% | Manual Underwriting | Manual Underwriting | No | 8.01% | 7.63% | 7.63% | $4,459.10 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | XXXXX | FL | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 39.32% | 39.32% | 39.32% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 707 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | GA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 61985.51 | 11.6 | 61985.51 | 11.6 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2179997 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.52% | Manual Underwriting | Manual Underwriting | No | 7.70% | 7.38% | 7.63% | $2,542.38 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | Yes | XXXXX | FL | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 17.47% | 15.46% | 15.46% | No | No | Self-Employed | Not Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | NA | 0 | XX/XX/XXXX | N/A | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 729 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 70579.53 | 23.2 | 70579.53 | 23.2 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2180001 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.52% | Manual Underwriting | Manual Underwriting | No | 7.49% | 7.13% | 7.13% | $1,947.05 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 43.02% | 43.02% | 43.02% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 745 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 27162.67 | 11.7 | 27162.67 | 11.7 | No | 85 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2179998 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.52% | Manual Underwriting | Manual Underwriting | No | 7.30% | 7.00% | 7.00% | $2,484.90 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 37.93% | 37.93% | 37.93% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | TX | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 777 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | TX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 94174.43 | 30.5 | 94174.43 | 30.5 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2180003 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.51% | Manual Underwriting | Manual Underwriting | No | 8.10% | 7.75% | 7.75% | $1,708.64 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 27.29% | 27.29% | 27.29% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | NA | 0 | XX/XX/XXXX | N/A | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | MI | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 773 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | MI | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | MI | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 23886.63 | 10.5 | 23886.63 | 10.5 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182310 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.25% | 7.25% | $692.41 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | XX/XX/XXXX | XX/XX/XXXX | 0 | XX/XX/XXXX | Yes | 1.245 | 1.245 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | TN | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 748 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | TN | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | TN | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 0 | 0 | 35313.59 | 44 | No | 70 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182311 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.25% | 7.25% | $682.18 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Yes | 1 - Not Stated Not Verified | $X,XXX.XX | 1 - Not Stated, Not Verified | Unknown | Unknown | Unknown | 0 | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | XX/XX/XXXX | XX/XX/XXXX | 0 | XX/XX/XXXX | Yes | 1.37 | 1.37 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | TN | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 803 | 803 | 812 | 795 | 803 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | TN | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | TN | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | TN | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 0 | 0 | 91321.89 | 113.7 | No | 62.5 | N/A | No | $X,XXX.XX | Yes | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182309 | XXXXX | XXXXX | XXX 8 Investment Prime DTI 30 Year Fixed | XXX 8 Investment Prime DTI 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | 0 | 0.00% | Manual Underwriting | Manual Underwriting | No | 7.71% | $0.00 | 7.38% | 7.38% | $7,459.29 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 43.96% | 43.96% | 43.96% | Yes | Employed | 1YR Full Doc | 1 | Less than 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | ME | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 772 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | AZ | United States | XX/XX/XXXX | N/A | Fee Simple | No | N/A | 0 | 0 | 77934.87 | 9.4 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182312 | XXXXX | XXXXX | XXX 18 Prime Minus Investment 30 Year Fixed (Grade A) | XXX 18 Prime Minus Investment 30 Year Fixed (Grade A) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | 0 | 0.00% | Manual Underwriting | Manual Underwriting | No | 7.49% | 7.00% | 7.00% | $2,770.98 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 22.88% | 22.88% | 22.88% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | NJ | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 815 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | NJ | United States | XX/XX/XXXX | N/A | Fee Simple | No | N/A | 60686.15 | 17.6 | 60686.15 | 17.6 | No | 85 | N/A | No | $X,XXX.XX | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182313 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 6.88% | 6.88% | $2,286.11 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.737 | 1.737 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | CT | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 753 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal use | NY | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 64612.14 | 20.8 | 64612.14 | 20.8 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182318 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.51% | Manual Underwriting | Manual Underwriting | No | 9.03% | 9.00% | 9.00% | $10,600.90 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | XXXXX | UT | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 38.69% | 38.69% | 38.69% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | UT | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 681 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | UT | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 97877.55 | 8.4 | 97877.55 | 8.4 | No | 85 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182321 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.49% | Manual Underwriting | Manual Underwriting | No | 7.73% | 7.50% | 7.50% | $6,922.22 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 9.79% | 9.78% | 9.78% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 727 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 83093.67 | 9.7 | 73720.47 | 8.6 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 118.18 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182319 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.49% | Manual Underwriting | Manual Underwriting | No | 8.42% | 8.25% | 8.25% | $1,468.73 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 29.85% | 29.85% | 29.85% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 698 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | CA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 43784.3 | 24.5 | 31784.3 | 17.8 | No | 85 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 69.57 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182314 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.52% | Manual Underwriting | Manual Underwriting | No | 8.04% | 7.63% | 7.63% | $2,866.56 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 17.06% | 26.71% | 26.71% | No | No | Not Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 0 | 12 | 100.00% | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | NA | 0 | XX/XX/XXXX | N/A | No | 0 | $X,XXX.XX | Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 715 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 55584.25 | 7.4 | 55584.25 | 7.4 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182317 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Full Doc) | XXX 18 Prime 30 Year Fixed (Full Doc) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.51% | Manual Underwriting | Manual Underwriting | No | 7.56% | 7.38% | 7.38% | $7,117.41 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 40.76% | 40.76% | 40.76% | No | Employed | 1YR Full Doc | 1 | 1 Month | N/A | 0 | 0 | 0 | 2 | 2 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | NA | 0 | No | Yes | XX/XX/XXXX | XX/XX/XXXX | Work Number | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 755 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 134957.13 | 15 | 134957.13 | 15 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182323 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed I/O | XXX 18 Investor DSCR 30 Year Fixed I/O | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 6.63% | 6.63% | $1,618.98 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.023 | 1.022 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 753 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 0 | 0 | 20096.85 | 7.6 | No | 75 | N/A | No | $X,XXX.XX | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182316 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | 0.00% | Manual Underwriting | Manual Underwriting | No | 7.02% | 6.75% | 6.75% | $2,698.17 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | Yes | XXXXX | FL | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 40.43% | 40.35% | 40.35% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 763 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | NJ | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 102082.7 | 29.9 | 102082.7 | 29.9 | No | 80 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182315 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting & Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.52% | Manual Underwriting | Manual Underwriting | No | 7.73% | 7.50% | 7.50% | $3,586.97 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | XXXXX | IN | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 44.64% | 44.64% | 44.64% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | NA | 0 | XX/XX/XXXX | N/A | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | IN | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 778 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | IN | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | IN | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 86826.59 | 20.8 | 86826.59 | 20.8 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2182322 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.49% | Manual Underwriting | Manual Underwriting | No | 7.86% | 7.50% | 7.50% | $2,201.90 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | Yes | XXXXX | FL | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 0.67% | 0.67% | 0.67% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 711 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | I-551 Permanent Resident Card | XX/XX/XXXX | Fee Simple | No | No | N/A | 159182.32 | 57.7 | 159182.32 | 57.7 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2186179 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | 0 | 0.00% | Manual Underwriting | Manual Underwriting | No | 7.35% | 7.00% | 7.00% | $1,297.34 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.956 | 1.955 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | IL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 775 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal use | IL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 12455.22 | 7.8 | 44282.66 | 27.8 | No | 69.64 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2186180 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.63% | 7.63% | $1,008.61 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.226 | 1.226 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | NY | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 751 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | NY | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 0 | 0 | 10061.95 | 6.2 | No | 75 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2186178 | XXXXX | XXXXX | XXX 18 Foreign National 30 Year Fixed | XXX 18 Foreign National 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | 0.00% | Manual Underwriting | Manual Underwriting | No | 7.37% | 7.00% | 7.00% | $3,857.09 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | Yes | XXXXX | CA | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 12.84% | 12.84% | 12.84% | Yes | Yes | Employed | Employed | CPA Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 29 | Yes | 29 | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | NA | 0 | XX/XX/XXXX | N/A | No | 0 | $X,XXX.XX | Borrower || Co Borrower | XXXXX | XXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Passport | N/A | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | Work Visa | XX/XX/XXXX | XXXXX | XXXXX | N/A | Passport | N/A | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | Work Visa | XX/XX/XXXX | Fee Simple | No | No | N/A | 920846.62 | 153.1 | 920846.62 | 153.1 | No | 75 | Yes | No | $X,XXX.XX | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2186182 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed I/O | XXX 18 Investor DSCR 30 Year Fixed I/O | XXXXX | No | NonQM Underwriting & Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 6.88% | 6.88% | $870.83 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | XX/XX/XXXX | XX/XX/XXXX | 0 | XX/XX/XXXX | Yes | 1.326 | 1.326 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | OH | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 777 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal use | PA | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal Use | PA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 60471 | 51.7 | 60471 | 51.7 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2186183 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting & Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.38% | 7.38% | $4,409.96 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | XXXXX | FL | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 0.751 | 0.751 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 695 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | NY | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 74407.46 | 12.7 | 74407.46 | 12.7 | No | 69.78 | N/A | No | $X,XXX.XX | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2186181 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.49% | Manual Underwriting | Manual Underwriting | No | 7.84% | 7.63% | 7.63% | $3,662.83 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 22.27% | 22.27% | 22.27% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 50.00% | Stocks/Bonds | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 782 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 500206.21 | 102.8 | 500206.21 | 102.8 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2186175 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.25% | 7.25% | $1,933.97 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | Yes | XXXXX | NJ | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.015 | 1.015 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | NJ | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 683 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | VA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 0 | 0 | 45860.08 | 15.5 | No | 70 | Yes | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2186174 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting & Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.50% | 7.50% | $581.75 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | Stocks/Bonds | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.446 | 1.446 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | IN | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 778 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | IN | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 2610287.42 | 2961.2 | 2610287.42 | 2961.2 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | Yes | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189427 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 6.88% | 6.88% | $1,113.49 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.531 | 1.531 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | MS | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 749 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | MS | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 15000 | 10 | 21554.5 | 14.4 | No | 75 | N/A | No | $X,XXX.XX | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2186185 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.25% | 7.25% | $4,195.38 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | XX/XX/XXXX | XX/XX/XXXX | 0 | XX/XX/XXXX | Yes | 1.026 | 1.026 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | NY | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 758 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | NY | United States | XX/XX/XXXX | Work Visa | XX/XX/XXXX | XXXXX | XXXXX | N/A | Passport | N/A | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | I-551 Stamp and Passport | XX/XX/XXXX | Fee Simple | No | No | N/A | 22694.91 | 4 | 22694.91 | 4 | No | 75 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2186176 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.51% | Manual Underwriting | Manual Underwriting | No | 8.10% | 7.75% | 7.75% | $4,255.49 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 27.21% | 27.21% | 27.21% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 770 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | I-151 Permanent Resident Card | XX/XX/XXXX | Fee Simple | No | No | N/A | 49659.58 | 9.4 | 49659.58 | 9.4 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2186184 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed I/O | XXX 18 Investor DSCR 30 Year Fixed I/O | XXXXX | No | NonQM Underwriting & Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.38% | 7.38% | $1,336.72 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | Yes | XXXXX | PA | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.132 | 1.132 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | PA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 708 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal use | NY | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 362810.25 | 186.7 | 362810.25 | 186.7 | No | 75 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2186177 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.57% | Manual Underwriting | Manual Underwriting | No | 7.48% | 7.25% | 7.25% | $2,580.33 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | XXXXX | FL | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 32.19% | 32.19% | 32.19% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 684 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Other | Patriot Act Form | NJ | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 107832.5 | 34.4 | 78487.16 | 25.1 | No | 85 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 153.85 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189432 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting & Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.13% | 7.13% | $2,499.50 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | XX/XX/XXXX | XX/XX/XXXX | 0 | XX/XX/XXXX | Yes | 1.115 | 1.115 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 665 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | NY | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | NY | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 82858.62 | 21.7 | 82858.62 | 21.7 | No | 70 | N/A | No | $X,XXX.XX | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189433 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 YR Fix | XXX 18 Investor DSCR 30 YR Fix` | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.38% | 7.38% | $3,626.04 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.125 | 1.125 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | NJ | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 700 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal use | NJ | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 0 | 0 | 96002.03 | 21.2 | No | 70 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189434 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 YR Fix | XXX 18 Investor DSCR 30 YR Fix | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.50% | 7.50% | $3,475.10 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.182 | 1.182 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | NJ | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 700 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal use | NJ | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 0 | 0 | 45849.29 | 10.9 | No | 70 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189428 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.13% | 7.13% | $571.31 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.003 | 1.003 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | NC | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 726 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | NC | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 13209.94 | 17.1 | 13209.94 | 17.1 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189424 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.52% | Manual Underwriting | Manual Underwriting | No | 7.23% | 7.00% | 7.00% | $3,951.90 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 24.37% | 24.37% | 24.37% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 798 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | I-151 Permanent Resident Card | XX/XX/XXXX | Fee Simple | No | No | N/A | 22836.27 | 4.5 | 22836.27 | 4.5 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189435 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 YR Fix | XXX 18 Investor DSCR 30 YR Fix | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.50% | 7.50% | $3,548.51 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | Yes | XXXXX | NJ | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.057 | 1.057 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | NJ | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 700 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | NJ | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 0 | 0 | 68499.01 | 14.7 | No | 70 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189429 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.38% | 7.38% | $2,348.30 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.138 | 1.138 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | CT | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 801 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | CT | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 323633.65 | 105.2 | 323633.65 | 105.2 | No | 85 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189600 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.63% | 7.63% | $690.81 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | XXXXX | AL | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.035 | 1.035 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | AL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 764 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | MA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 127471.75 | 135.3 | 127471.75 | 135.3 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189426 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.75% | 7.75% | $634.02 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.485 | 1.485 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | MS | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 730 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | MS | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 30913.09 | 30.1 | 30913.09 | 30.1 | No | 75 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189610 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.63% | 7.63% | $530.85 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.953 | 1.953 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | MS | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 758 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | CA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 257751.55 | 359.6 | 257751.55 | 359.6 | No | 83.1 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189607 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting & Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | 0 | 0.00% | Manual Underwriting | Manual Underwriting | No | 7.42% | 7.00% | 7.00% | $1,949.34 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | Yes | XXXXX | IL | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1 | 1 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | IL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 758 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | KS | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 38343.46 | 14.2 | 38343.46 | 14.2 | No | 84.93 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189609 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.52% | Manual Underwriting | Manual Underwriting | No | 7.57% | 7.38% | 7.38% | $2,261.68 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | XXXXX | TX | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 45.93% | 45.20% | 45.20% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | TX | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 721 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | TX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 106541.69 | 37.2 | 31353.08 | 11 | No | 80 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 99.18 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189602 | XXXXX | XXXXX | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.42% | Manual Underwriting | Manual Underwriting | No | 7.81% | 7.50% | 7.50% | $4,562.37 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 32.38% | 32.84% | 32.84% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | NY | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 745 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | NY | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 185393.32 | 30.8 | 185393.32 | 30.8 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189425 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting & Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.38% | 7.38% | $663.05 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.58 | 1.58 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 767 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 179426.11 | 189 | 179426.11 | 189 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189431 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | Non QM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 6.75% | 6.75% | $1,219.36 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.013 | 1.013 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 761 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | CA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 225295.22 | 132.3 | 225295.22 | 132.3 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189601 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.51% | Manual Underwriting | Manual Underwriting | No | 7.74% | 7.63% | 7.63% | $4,108.74 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 44.78% | 44.78% | 44.78% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | NA | 0 | XX/XX/XXXX | N/A | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 729 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Passport | N/A | United States | XX/XX/XXXX | United States of America | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 55143.75 | 11.9 | 55143.75 | 11.9 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189604 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.49% | Manual Underwriting | Manual Underwriting | No | 7.35% | 6.88% | 6.88% | $991.96 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 1.15% | 1.16% | 1.16% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 50.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | IN | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 743 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | IN | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 0 | 0 | 52061.31 | 29.8 | No | 29.61 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189430 | XXXXX | XXXXX | XXX 18 Prime Minus 30 Year Fixed (Grade A) | XXX 18 Prime Minus 30 Year Fixed (Grade A) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.49% | Manual Underwriting | Manual Underwriting | No | 7.95% | 7.63% | 7.63% | $5,037.72 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | Yes | XXXXX | CA | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 27.46% | 27.46% | 27.46% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 656 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal use | CA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 167079.82 | 25 | 167079.82 | 25 | No | 75 | Yes | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189606 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.49% | Manual Underwriting | Manual Underwriting | No | 7.78% | 7.50% | 7.50% | $6,066.39 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 19.53% | 19.53% | 19.53% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 753 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 49914.39 | 6.9 | 49914.39 | 6.9 | No | 90 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189612 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.51% | Manual Underwriting | Manual Underwriting | No | 7.95% | 7.38% | 7.38% | $1,356.14 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | XXXXX | FL | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 36.33% | 36.33% | 36.33% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 770 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 38568.89 | 19.2 | 38568.89 | 19.2 | No | 85 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 57.72 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189611 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting & Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.50% | 7.50% | $1,032.04 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | Stocks/Bonds | 0 | 0 | 0 | No | 0 | XX/XX/XXXX | XX/XX/XXXX | 0 | XX/XX/XXXX | Yes | 1.105 | 1.105 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | OK | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 760 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | WA | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | WA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 71625.57 | 52.9 | 71625.57 | 52.9 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189605 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting & Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.25% | 7.25% | $549.15 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | XX/XX/XXXX | XX/XX/XXXX | 0 | XX/XX/XXXX | Yes | 1.766 | 1.766 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | NY | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 753 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal use | NY | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Passport | N/A | United States | XX/XX/XXXX | US | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 68062.38 | 66.8 | 68062.38 | 66.8 | No | 70 | N/A | No | $X,XXX.XX | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2189608 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.49% | Manual Underwriting | Manual Underwriting | No | 7.30% | 6.88% | 6.88% | $2,135.02 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 30.55% | 30.55% | 30.55% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 675 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 497331.77 | 176.3 | 497331.77 | 176.3 | No | 61.9 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 371.41 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2194142 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 6.88% | 6.88% | $645.43 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.397 | 1.397 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | WV | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 731 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | WV | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 8260.22 | 10 | 21046.55 | 25.6 | No | 75 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2194150 | XXXXX | XXXXX | XXX 18 Foreign National 30 Year Fixed | XXX 18 Foreign National 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | 0.00% | Manual Underwriting | Manual Underwriting | No | 7.46% | 7.13% | 7.13% | $6,063.47 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | Yes | XXXXX | CA | $X,XXX.XX | XX/XX/XXXX | $X,XXX.XX | 15.16% | 15.16% | 15.16% | Yes | Self-Employed | CPA Verified | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 99.00% | N/A | 0 | N/A | Yes | 101 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 | XXXXX | XXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Passport | N/A | United States | XX/XX/XXXX | USA | XX/XX/XXXX | Work Visa | XX/XX/XXXX | Fee Simple | No | No | N/A | 432244.42 | 49.8 | 432244.42 | 49.8 | No | 75 | Yes | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | Yes | 103.33 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2194145 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | Non QM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 8.25% | 8.25% | $673.75 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.143 | 1.143 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | LA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 682 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | LA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 6409.53 | 6.1 | 44378.16 | 42.3 | No | 70 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2194144 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.13% | 7.13% | $512.03 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.561 | 1.56 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | MS | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 761 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | CA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 261956.51 | 371.6 | 261956.51 | 371.6 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2194153 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.53% | Manual Underwriting | Manual Underwriting | No | 7.52% | 7.13% | 7.13% | $4,581.29 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 37.58% | 37.58% | 37.58% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 | XXXXX | XXXXX | FL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 722 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | FL | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 54321.3 | 10.4 | 54321.3 | 10.4 | No | 85 | N/A | No | $X,XXX.XX | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2194143 | XXXXX | XXXXX | XXX 18 Prime Minus Investment 30 Year Fixed (Grade A) | XXX 18 Prime Minus Investment 30 Year Fixed (Grade A) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | 0 | 0.00% | Manual Underwriting | Manual Underwriting | No | 6.87% | 6.63% | 6.63% | $2,253.89 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 40.20% | 47.09% | 47.09% | Yes | Employed | 1YR Full Doc | 1 | 1 Month | N/A | 0 | 0 | 0 | 1 | 1 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | XX/XX/XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | No | 0 | $X,XXX.XX | Borrower - 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 | XXXXX | XXXXX | IL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 747 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | IL | United States | XX/XX/XXXX | N/A | Fee Simple | No | N/A | 52283.85 | 18.8 | 52283.85 | 18.8 | No | 80 | N/A | No | $X,XXX.XX | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2194151 | XXXXX | XXXXX | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | XXXXX | N/A | 0 | XX/XX/XXXX | 6.49% | Manual Underwriting | Manual Underwriting | No | 7.38% | 7.13% | 7.13% | $6,467.70 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | $X,XXX.XX | N/A | $X,XXX.XX | 41.75% | 41.75% | 41.75% | No | No | Employed | Self-Employed | 12 Month Bank Statement | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 0 | 12 | 46.76% | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | XX/XX/XXXX | XX/XX/XXXX | FNMA 1005 | NA | 0 | XX/XX/XXXX | N/A | No | 0 | $X,XXX.XX | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXXX | XXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 714 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | CA | United States | XX/XX/XXXX | N/A | XXXXX | XXXXX | N/A | Real ID Driver's License | CA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 79501.35 | 10 | 79501.35 | 10 | No | 80 | N/A | No | $X,XXX.XX | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2194149 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.75% | 7.75% | $544.47 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.48 | 1.479 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | OH | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 799 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | CA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 116638.35 | 123.3 | 116638.35 | 123.3 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2194148 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.13% | 7.13% | $669.51 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.865 | 1.865 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | OH | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 799 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | CA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 109756.65 | 107.7 | 109756.65 | 107.7 | No | 77.33 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2194152 | XXXXX | XXXXX | XXX 1 Investor DSCR - 30 YR FIX | XXX 1 Investor DSCR - 30 YR FIX | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.38% | 7.38% | $4,061.17 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.55 | 1.549 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | NJ | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 700 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal use | NJ | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 61525.93 | 11.2 | 71244.24 | 13 | No | 70 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2194146 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.50% | 7.50% | $587.34 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | Stocks/Bonds | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.456 | 1.456 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | AL | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 729 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Standard Driver's License - Not for federal use | CA | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 25600.75 | 33.3 | 25600.75 | 33.3 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2194154 | XXXXX | XXXXX | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXX | No | NonQM Underwriting and Sales Guide | XXXXX | XX/XX/XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | XXXXX | N/A | Manual Underwriting | Manual Underwriting | No | 7.38% | 7.38% | $2,762.70 | No | $XXXX | $XXXX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $XXXX | N/A | $X,XXX.XX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Yes | 1.021 | 1.02 | $X,XXX.XX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXX | XXXXX | CT | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | 759 | XX/XX/XXXX | NA | 0 | 0 | 0 | 0 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Unknown | No | No | No | XXXXX | XXXXX | N/A | Real ID Driver's License | CT | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 116092.96 | 29 | 116092.96 | 29 | No | 80 | N/A | No | $X,XXX.XX | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | No | XXXXX | XXXXX | XXXXX | No |