EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.05 - Schedule 7

 

Loan Number Seller Loan Number Borrower 1 Last Name Borrower 1 First Name Borrower 2 Guarantor Flag Borrower 2 Last Name Borrower 2 First Name Borrower 3 Guarantor Flag Borrower 3 Last Name Borrower 3 First Name Borrower 4 Guarantor Flag Borrower 4 Last Name Borrower 4 First Name Borrowing Entity Name Borrower 2 Borrowing Entity Name Address Street Address Street 2 Address City Address State Address Zip Loan Type Product Type Amortization Type Note Status Original Principal Balance Note Date First Payment Date Note Rate Note P&I Payment Frequency Maturity Date Note Term Amortized Term Balloon Balloon Term Interest Only Period Interest Only Term Prepayment Penalty Prepayment Penalty Term Prepayment Penalty Type Buydown Buydown Period Index Look Back Period Margin Rounding Method Max Rate At First Adj Min Rate At First Adj Rate Change Frequency Payment Change Frequency First Rate Change Date First Payment Change Date Next Rate Change Date Next Pay Change Date Periodic Rate Cap Negative Amortization Principal Cap Periodic Payment Cap Code Maximum Rate Minimum Rate Lender Name Origination Channel Loan Modified Reason For Modification Mod Product Type Modified Note Status Modified Note Date Note Amort Type Mod Loan Amount Mod Note Rate Mod Note P&I Mod Payment Frequency Mod First Payment Date Mod Maturity Date Mod Loan Term Mod Balloon Mod Balloon Term Mod Interest Only Period Mod Interest Only Term Mod Index Mod Lookback Period Mod Margin Mod Rounding Method Mod Max Rate At First Adj Mod Min Rate At First Adj Mod Rate Change Frequency Mod Pay Change Frequency Mod First Rate Change Date Mod First Payment Change Date Mod Next Rate Change Date Mod Next Pay Change Date Mod Periodic Rate Cap Mod Negative Amortization Principal Cap Mod Periodic Payment Cap Code Mod Maximum Rate Mod Minimum Rate Mod Occupancy Loan Purpose Cash To Borrower At Close Total Cash Out Appraisal Status Appraisal Form Appraisal Date Appraised Value Sales Price Value for LTV Property Type Number of Units Year Built Location Occupancy Status Appraisal Made Site Value Appraisal Review Type Appraisal Review Value LTV CLTV HCLTV Mortgage Status County MIN Number Transaction Date Assumable Mandatory Arbitration Mortgage Insurance Required Indicator Mortgage Cert in File MI Paid By Borrower or Lender MI Cert Number MI Company MI Percent of Coverage MI Monthly Payment Lien Position Title Status Other Liens Other Lien Balance Other Lien Payment Title Doc Type Title Interest Type Property Tax Amount Hazard Insurance Premium Amount Flood Insurance Issuer Flood Insurance Policy Mandatory Flood Insurance Premium Amount HOA Monthly Premium Amount Application Status Application Date Number In Household Relocation Loan Credit Report Status Credit Report Date Longest Tradeline Max Tradeline Amount Number of Tradelines Open Late Payments x30 Late Payments x60 Late Payments x90 Borrower 1 SSN Borrower 1 Date of Birth Borrower 1 Age Borrower 1 Occupation Borrower 1 Years On Job Borrower 1 Years In Field Borrower 1 Self Employed Borrower 1 First Time Home Buyer Borrower 1 Gender Borrower 1 US Citizen Borrower 1 Permanent Resident Borrower 1 Non Permanent Resident Borrower 1 Residency Basis Type Borrower 1 Residency Duration Years Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Race 2 Borrower 1 Race 3 Borrower 1 Race 4 Borrower 1 Race 5 Borrower 1 Equifax Credit Score Borrower 1 Experian Credit Score Borrower 1 Transunion Credit Score Borrower 1 Total Income Borrower 2 SSN Borrower 2 Date Of Birth Borrower 2 Age Borrower 2 Occupation Borrower 2 Years On Job Borrower 2 Years In Field Borrower 2 Self Employed Borrower 2 First Time Home Buyer Borrower 2 Gender Borrower 2 US Citizen Borrower 2 Permanent Resident Borrower 2 Non Permanent Resident Borrower 2 Residency Basis Type Borrower 2 Residency Duration Years Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Race 2 Borrower 2 Race 3 Borrower 2 Race 4 Borrower 2 Race 5 Borrower 2 Equifax Credit Score Borrower 2 Experian Credit Score Borrower 2 Transunion Credit Score Borrower 2 Total Income Current Balance Current P&I Representative Credit Score Total Monthly Income Total Remaining Gross Monthly Income DTI (Front) DTI (Back) Total Monthly Expenses Primary Residence Expense Total Assets Effective Amount (Assets Used) Liquid Assets Total Cash Required From Borrower Cash Reserves Months PITI Reserves Months PITI Reserves (Qual Rate) Qualification Method Qualifying Rate Qualifying P&I DTI Qualifying (Front) DTI Qualifying (Back) Loan Doc Type AUS Underwritten What AUS Was Used AUS Grade HUD 1 Status Disbursement Date Good Faith Estimate Status ROR Status Early TIL Status Corrected TIL Status Final TIL Status Active Material Exceptions Active Non-Material Exceptions Satisfied Exceptions Waived Exceptions Compensating Factors General Comments Loan Level ATR/QM Status Initial Securitization Overall Grade Initial Securitization Credit Grade Initial Securitization Property Valuation Grade Initial Securitization Compliance Grade Final Securitization Overall Grade Final Securitization Credit Grade Final Securitization Property Valuations Grade Final Securitization Compliance Grade Initial S&P Overall Grade Initial S&P Credit Grade Initial S&P Property Valuation Grade Initial S&P Compliance Grade Final S&P Overall Grade Final S&P Credit Grade Final S&P Property Valuations Grade Final S&P Compliance Grade Borrower 1 Income Doc Type Summary Borrower 2 Income Doc Type Summary Borrower 3 Income Doc Type Summary Borrower 4 Income Doc Type Summary
2186735 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Attached PUD 1 XXXXXX Suburban Vacant As-Is XXXXXX None XXXXXX 85.00 85.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) XXXX Present XXXXXX 1 No Present XXXXXX 36 4000.00 18 0 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 683 647 692 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 683 XXXXXX XXXXXX 20.62 34.72 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 34.77 34.77 Fully Amortized XXXX XXXX 20.62 34.72 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors C C A A B B A A C C A A B B A A IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 33 months		 (No Data) (No Data) (No Data)
2192297 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional Jumbo 30yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Retail No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) 0.00 0.00 Present XXXXXX 2 No Present XXXXXX 294 23400.00 12 0 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 731 745 728 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 731 XXXXXX XXXXXX 35.36 45.62 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 11.94 11.94 Fully Amortized XXXX XXXX 35.36 45.62 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) A A A A A A A A A A A A A A A A Business Bank Statements - 12 months;
CPA Letter - 12 months		 (No Data) (No Data) (No Data)
2192306 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) 0.00 XXXX Present XXXXXX 2 No Present XXXXXX 240 54256.00 30 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 662 661 668 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 660 651 672 XXXXXX (No Data) (No Data) 660 XXXXXX XXXXXX 27.87 53.73 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 0.68 0.68 Fully Amortized XXXX XXXX 27.87 53.73 Full Doc No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors C B A C B B A B C B A C B B A B IRS Transcripts – W2(s) - 12 months;
Paystub - 1 months;
W2 - 12 months;
Written VOE - 17 months		 1099 - 12 months;
Award Letter - 12 months		 (No Data) (No Data)
2186740 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 24 1% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Rural Tenant As-Is XXXXXX (No Data) XXXXXX 70.00 70.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) XXXX Present XXXXXX Not Applicable No Present XXXXXX 188 49917.00 6 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 750 772 779 XXXXXX (No Data) (No Data) 772 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 20.1 20.10 Fully Amortized XXXX XXXX 0 0 DSCR No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D C D N/A A A A N/A D C D N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2186729 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional Jumbo 30yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) 0.00 0.00 Present XXXXXX 1 No Present XXXXXX 204 29000.00 18 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 715 713 708 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 713 XXXXXX XXXXXX 12.56 37.42 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 22.85 22.85 Fully Amortized XXXX XXXX 12.56 37.42 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) A A A A A A A A A A A A A A A A Business Bank Statements - 12 months;
CPA Letter with Income - 24 months		 (No Data) (No Data) (No Data)
2186730 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional Jumbo 30yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) 0.00 Present XXXXXX 5 No Present XXXXXX 348 42700.00 2 0 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 715 740 700 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 789 797 810 XXXXXX (No Data) (No Data) 715 XXXXXX XXXXXX 25.69 28.28 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 27.91 27.91 Fully Amortized XXXX XXXX 25.69 28.28 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) C A A C B A A B C A A C B A A B Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2192315 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 40 Yr Fixed Interest Only Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 480 480 No (No Data) Yes 120 Yes 12 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Tenant As-Is XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) XXXX Present XXXXXX Not Applicable No Present XXXXXX 82 40400.00 5 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 744 760 739 XXXXXX (No Data) (No Data) 744 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 6.13 5.86 Fully Amortized XXXX XXXX 0 0 DSCR No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D D A N/A A A A N/A D D A N/A A A A N/A DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months (No Data) (No Data)
2186741 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 12 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Tenant As-Is XXXXXX (No Data) XXXXXX 72.36 72.36 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) XXXX Present XXXXXX Not Applicable No Present XXXXXX 422 11450.00 30 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 751 735 734 XXXXXX (No Data) (No Data) 735 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 24.22 24.22 Fully Amortized XXXX XXXX 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D D A N/A A A A N/A D D A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2186739 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 40 Yr Fixed Interest Only Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 480 480 No (No Data) Yes 120 Yes 60 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Rate and Term Refi XXXXXX XXXXXX Present 1073 Condo (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Low Rise Condo (1-4) 1 XXXXXX Suburban Tenant As-Is XXXXXX (No Data) XXXXXX 70.00 70.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) 349.67 XXXX Present XXXXXX Not Applicable No Present XXXXXX 254 41000.00 11 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 767 768 750 XXXXXX (No Data) (No Data) 767 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 134.54 131.95 Fully Amortized XXXX XXXX 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2192298 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional Jumbo 30yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) 0.00 0.00 Present XXXXXX 2 No Present XXXXXX 288 18500.00 7 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 701 680 701 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 701 XXXXXX XXXXXX 18.53 28.49 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 6.02 6.02 Fully Amortized XXXX XXXX 18.53 28.49 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) C B A C B B A B C B A C B B A B Business Bank Statements - 12 months;
CPA Letter - 180 months		 (No Data) (No Data) (No Data)
2186736 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Vacant Subject to Completion(cert in file) XXXXXX (No Data) XXXXXX 68.56 68.56 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) XXXX Present XXXXXX 3 No Present XXXXXX 95 6200.00 1 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 798 795 796 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 796 XXXXXX XXXXXX 52.2 53.05 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 20.16 20.16 Fully Amortized XXXX XXXX 52.2 53.05 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors C B A C B B A B C B A C B B A B Award Letter - 12 months;
CPA Letter - 84 months;
Personal Bank Statements - 12 months		 (No Data) (No Data) (No Data)
2186788 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 40 Yr Fixed Interest Only Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 480 480 No (No Data) Yes 120 Yes 24 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Tenant Subject to Completion(cert in file) XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 210 18000.00 5 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 770 722 743 XXXXXX (No Data) (No Data) 743 XXXXXX XXXXXX 7.62 32.93 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 16 15.34 Fully Amortized XXXX XXXX 7.62 33.15 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D D A N/A A A A N/A D D A N/A A A A N/A (No Data) Business Bank Statements - 12 months;
CPA Letter without Income - 60 months		 (No Data) (No Data)
2192313 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Tenant As-Is XXXXXX (No Data) XXXXXX 78.46 78.46 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 187 51982.00 6 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 735 721 717 XXXXXX (No Data) (No Data) 721 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 19.14 19.14 Fully Amortized XXXX XXXX 0 0 DSCR No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D D A N/A A A A N/A D D A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2192312 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX Yes XXXXXX XXXXXX Yes XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 40 Yr Fixed Interest Only Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 480 480 No (No Data) Yes 120 Yes 60 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Rate and Term Refi XXXXXX XXXXXX Present 1073 Condo (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Low Rise Condo (1-4) 1 XXXXXX Urban Tenant As-Is XXXXXX (No Data) XXXXXX 76.41 76.41 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) XXXX Present XXXXXX Not Applicable No Present XXXXXX 180 50000.00 5 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 778 775 744 XXXXXX (No Data) (No Data) 775 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 9.37 8.91 Fully Amortized XXXX XXXX 0 0 DSCR No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D B D N/A B B A N/A D B D N/A B B A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months
2192300 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Retail No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) 0.00 Present XXXXXX 1 No Present XXXXXX 54 20000.00 6 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 722 728 725 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 725 XXXXXX XXXXXX 25.96 39.66 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 12.19 12.19 Fully Amortized XXXX XXXX 25.96 39.66 Full Doc No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) A A A A A A A A A A A A A A A A Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months		 (No Data) (No Data) (No Data)
2192319 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 60 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1025 Multi-Fam (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX 3 Family 3 XXXXXX Urban Tenant As-Is XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 99 24000.00 15 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 727 729 670 XXXXXX (No Data) (No Data) 727 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 56.75 56.75 Fully Amortized XXXX XXXX 0 0 DSCR No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data)
2192301 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional Jumbo 30yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX XXXX (No Data) (No Data) 0.00 0.00 Present XXXXXX 6 No Present XXXXXX 99 30500.00 12 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 714 698 703 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 688 727 694 XXXXXX (No Data) (No Data) 703 XXXXXX XXXXXX 25.22 47 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 9.19 9.19 Fully Amortized XXXX XXXX 25.22 47 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors C A A C B A A B C A A C B A A B Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2186731 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Vacant As-Is XXXXXX (No Data) XXXXXX 85.00 85.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) 0.00 0.00 Present XXXXXX 2 No Present XXXXXX 57 41040.00 6 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 743 753 678 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 731 720 726 XXXXXX (No Data) (No Data) 726 XXXXXX XXXXXX 19.33 46.02 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 13.98 13.98 Fully Amortized XXXX XXXX 19.33 46.02 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) A A A A A A A A A A A A A A A A IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months		 Business Bank Statements - 12 months (No Data) (No Data)
2186732 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional Jumbo 30yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX XXXX (No Data) (No Data) 0.00 XXXX Present XXXXXX 4 No Present XXXXXX 203 30000.00 11 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 763 791 787 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 774 796 766 XXXXXX (No Data) (No Data) 787 XXXXXX XXXXXX 36.37 38.88 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 28.4 28.40 Fully Amortized XXXX XXXX 36.37 38.88 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) D C A D B A A B D C A D B A A B Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2186733 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional Jumbo 30yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 78.78 78.78 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX XXXX (No Data) (No Data) 0.00 0.00 Present XXXXXX 2 No Present XXXXXX 491 57900.00 7 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 742 683 708 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 708 XXXXXX XXXXXX 29.08 49.21 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 6.94 6.94 Fully Amortized XXXX XXXX 29.08 49.21 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) C A A C B A A B C A A C B A A B Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2186737 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Retail No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 60.00 60.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX XXXX (No Data) (No Data) 0.00 XXXX Present XXXXXX 2 No Present XXXXXX 318 6000.00 12 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 643 626 592 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 626 XXXXXX XXXXXX 44.75 49.47 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 19.38 19.38 Fully Amortized XXXX XXXX 44.75 49.47 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors D A D A A A A A D A D A A A A A Personal Bank Statements - 12 months (No Data) (No Data) (No Data)
2186738 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Second Home Purchase XXXXXX XXXXXX Present 1073 Condo (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX High Rise Condo (9+) 1 XXXXXX Urban Owner As-Is XXXXXX (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) 0.00 XXXX Present XXXXXX 3 No Present XXXXXX 78 45071.00 6 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 629 646 659 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 646 XXXXXX XXXXXX 6.12 9.51 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 67.75 67.75 Fully Amortized XXXX XXXX 6.12 9.51 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Rebuttable Presumption (APOR) C B A C B B A A C B A C B B A A Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2192311 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 12 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Urban Vacant As-Is XXXXXX (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 332 11000.00 16 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 713 725 710 XXXXXX (No Data) (No Data) 713 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 19.77 19.77 Fully Amortized XXXX XXXX 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2186734 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Second Home Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 85.00 85.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) XXXX Present XXXXXX 2 No Present XXXXXX 516 38900.00 13 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 805 800 774 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 798 813 807 XXXXXX (No Data) (No Data) 800 XXXXXX XXXXXX 14.45 45.87 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 9.8 9.80 Fully Amortized XXXX XXXX 14.45 45.87 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) C A A C B A A B C A A C B A A B Business Bank Statements - 24 months (No Data) (No Data) (No Data)
2186743 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 12 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Tenant As-Is XXXXXX (No Data) XXXXXX 70.00 70.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) 0.00 Present XXXXXX 3 No Present XXXXXX 432 40500.00 8 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 763 780 780 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 730 731 752 XXXXXX (No Data) (No Data) 780 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 99.78 99.78 Fully Amortized XXXX XXXX 0 0 DSCR No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D A D A A A A A D A D A A A A A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2192320 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 40 Yr Fixed Interest Only Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 480 480 No (No Data) Yes 120 No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Tenant As-Is XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) 416.92 0.00 Present XXXXXX Not Applicable No Present XXXXXX 379 50000.00 12 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 760 746 771 XXXXXX (No Data) (No Data) 760 XXXXXX XXXXXX 4.64 24.62 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 4.98 4.78 Fully Amortized XXXX XXXX 4.64 24.85 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt B B A N/A B B A N/A B B A N/A B B A N/A (No Data) Business Bank Statements - 12 months (No Data) (No Data)
2192308 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional Jumbo 30yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) 0.00 Present XXXXXX 2 No Present XXXXXX 182 32000.00 7 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 723 741 726 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 726 XXXXXX XXXXXX 11.24 12.34 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 9.64 9.64 Fully Amortized XXXX XXXX 11.24 12.34 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) C A A C B A A B C A A C B A A B Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2192303 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Vacant As-Is XXXXXX (No Data) XXXXXX 85.00 85.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX XXXX (No Data) (No Data) 0.00 0.00 Present XXXXXX 2 No Present XXXXXX 207 6000.00 11 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 656 806 689 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 689 XXXXXX XXXXXX 24.43 49.71 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 5.93 5.93 Fully Amortized XXXX XXXX 24.43 49.71 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors B B A A B B A A B B A A B B A A Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2192305 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional Jumbo 30yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX XXXX XXXX Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is XXXXXX (No Data) XXXXXX 80.00 81.73 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present Yes XXXXXX XXXX Preliminary Title Fee Simple XXXXXX XXXX (No Data) (No Data) (No Data) 0.00 Present XXXXXX 1 No Present XXXXXX 253 14482.00 5 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 702 683 674 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 683 XXXXXX XXXXXX 29.12 30.7 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 28.15 28.15 Fully Amortized XXXX XXXX 29.12 30.7 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) C B A C B B A B C B A C B B A B Business Bank Statements - 12 months (No Data) (No Data) (No Data)