Exhibit 99.05 - Schedule 6
| Rating Agency ATR QM Data Fields | |
| Loans in Report: | 29 |
| Loan Number | Loan Level ATR/QM Status | Application Date Prior to 1/10/2014 | Lender Application Date | Broker Application Date | GSE Eligible | QRM Flag | ATR/QM Total Points and Fees | Rate Lock Date | APR | Bwr 1 Employment Indicator | Bwr 2 Employment Indicator | Borrower 1 Citizenship | Borrower 2 Citizenship | Borrowers Qualified Through a Non-Resident Alien Program | Residual Income Analysis in File | ATR/QM Residual Income |
| 2186735 | Non-QM: Lender documented all ATR UW factors | No | XXXXXX | XXXXXX | No | No | 7597.66 | XXXXXX | 9.017 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 2192297 | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 9304.95 | XXXXXX | 7.0318 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 2192306 | Non-QM: Lender documented all ATR UW factors | No | XXXXXX | XXXXXX | No | No | 19324.84 | XXXXXX | 7.8449 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 2186740 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 8.75 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| 2186729 | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 7.4705 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 54253.86 |
| 2186730 | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 36044 | XXXXXX | 7.3274 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 2192315 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.6251 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| 2186741 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.5 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| 2186739 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.99 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| 2192298 | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 31444 | XXXXXX | 7.5232 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 59374.55 |
| 2186736 | Non-QM: Lender documented all ATR UW factors | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.3415 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 2186788 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.75 | Unemployed | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| 2192313 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.1251 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| 2192312 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.99 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| 2192300 | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 7075 | XXXXXX | 7.1084 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 2192319 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.1251 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| 2192301 | Non-QM: Lender documented all ATR UW factors | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.5 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 2186731 | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 6625.88 | XXXXXX | 7.1195 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | No | 0 |
| 2186732 | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 13388 | XXXXXX | 6.7892 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 2186733 | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 9099.71 | XXXXXX | 7.072 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 2186737 | Non-QM: Lender documented all ATR UW factors | No | XXXXXX | XXXXXX | No | No | 9682 | XXXXXX | 8.5271 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 2500.45 |
| 2186738 | QM: Rebuttable Presumption (APOR) | No | XXXXXX | XXXXXX | No | Yes | 12244 | XXXXXX | 8.1587 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| 2192311 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.9901 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| 2186734 | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 18988.16 | XXXXXX | 7.3197 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 2186743 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.5 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 2192320 | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.375 | Unemployed | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| 2192308 | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 22694 | XXXXXX | 7.478 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 2192303 | Non-QM: Lender documented all ATR UW factors | No | XXXXXX | XXXXXX | No | No | 26436.5 | XXXXXX | 7.8123 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 2192305 | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 14944 | XXXXXX | 7.5633 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
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