EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.03 - Schedule 7

 

Loan ID Seller Loan ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
2179961     xxx Borrower 2 Last Name notePage xxx xxx xxx
2179961     xxx Qualifying Interest Rate notePage 7.25 0.072  
2179961     xxx Interest Rate notePage xxx xxx  
2179961     xxx Qualifying Monthly P&I Amount notePage xxx xxx xxx
2179961     xxx Borrower 2 First Name notePage xxx xxx  
2179961     xxx Refinance Type the1003Page NA N/A  
2179961     xxx Borrower 1 FTHB the1003Page false N  
2179961     xxx Qualifying LTV propertyValuationPage 85.0 0.85  
2179961     xxx Property Type propertyValuationPage PUD Detached  
2179961     xxx Final Qualifying Property Value propertyValuationPage xxx xxx xxx
2179961     xxx Qualifying CLTV propertyValuationPage 85.0 0.85  
2179961     xxx Verified Doc Type employmentIncomePage 12 Month Bank Statement Full Documentation  
2179961     xxx Qualifying Total Housing Expense PITIA diligenceFinalLookPage xxx xxx  
2179961     xxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 43.27 43.32 xxx
2179961     xxx Calculated DSCR diligenceFinalLookPage 0 N/A  
2179961     xxx Qualifying Housing Debt Income Ratio diligenceFinalLookPage 29.58 29.48 xxx
2179961     xxx Date Last Rate Was Set tridLePageInitial xxx xxx  
2179961     xxx Escrow Flag disclosuresPage Yes N  
2173122     xxx First Payment Date notePage xxx xxx  
2173122     xxx Maturity Date notePage xxx xxx  
2173121     xxx First Payment Date notePage xxx xxx  
2173121     xxx Maturity Date notePage xxx xxx  
2173120     xxx First Payment Date notePage xxx xxx  
2173120     xxx Maturity Date notePage xxx xxx  
2173120     xxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 6.87 6.875  
2173126     xxx First Payment Date notePage xxx xxx  
2173126     xxx Maturity Date notePage xxx xxx  
2173126     xxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.34 42.630  
2173124     xxx Maturity Date notePage xxx xxx  
2173124     xxx First Payment Date notePage xxx xxx  
2179047     xxx Maturity Date notePage xxx xxx xxx
2179047     xxx First Payment Date notePage xxx xxx xxx
2184450     xxx Prepayment Penalty Total Term notePage 48 0 xxx
2184450     xxx Cash Disbursement Date closingDetailsNonCompliancePage xxx xxx xxx
2185091     xxx Borrower 2 First Name notePage xxx xxx xxx
2185091     xxx Qualifying Monthly P&I Amount notePage xxx xxx xxx
2185091     xxx Borrower 1 Last Name notePage xxx xxx xxx
2185091     xxx Qualifying Interest Rate notePage 6.875 0.069 xxx
2185091     xxx Borrower 2 Last Name notePage xxx xxx xxx
2185091     xxx Borrower 1 FTHB the1003Page true N xxx
2185091     xxx Qualifying CLTV propertyValuationPage 74.4 0.74 xxx
2185091     xxx Qualifying LTV propertyValuationPage 74.4 0.74 xxx
2185091     xxx Verified Doc Type employmentIncomePage 12 Month Bank Statement BBS xxx
2185091     xxx Qualifying FICO creditLiabilitiesPage xxx xxx xxx
2185091     xxx Calculated DSCR diligenceFinalLookPage 0 N/A xxx
2185091     xxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 27.15 26.37 xxx
2182211     xxx Maturity Date notePage xxx xxx xxx
2182211     xxx First Payment Date notePage xxx xxx xxx
2184708     xxx Maturity Date notePage xxx xxx xxx
2184708     xxx First Payment Date notePage xxx xxx xxx
2184708     xxx Qualifying FICO creditLiabilitiesPage xxx xxx xxx
2182210     xxx First Payment Date notePage xxx xxx xxx
2182210     xxx Maturity Date notePage xxx xxx xxx
2183813     xxx Qualifying Monthly P&I Amount notePage xxx xxx xxx
2183813     xxx Final Qualifying Property Value propertyValuationPage xxx xxx xxx
2183813     xxx Calculated DSCR diligenceFinalLookPage 0 N/A xxx
2183813     xxx Qualifying Housing Debt Income Ratio diligenceFinalLookPage 16.33 13.43 xxx
2183813     xxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.81 44.27 xxx
2188694     xxx Qualifying Monthly P&I Amount notePage xxx xxx xxx
2188694     xxx Final Qualifying Property Value propertyValuationPage xxx xxx xxx
2183812     xxx Property Address notePage xxx xxx xxx
2183812     xxx Qualifying Monthly P&I Amount notePage xxx xxx xxx
2183812     xxx Borrower 1 Self-Employment Flag employmentIncomePage Unknown No  
2183814     xxx Qualifying Monthly P&I Amount notePage xxx xxx xxx
2183814     xxx Calculated DSCR diligenceFinalLookPage 1.466 1.54 xxx
2183816     xxx Vested Business Entity Name notePage xxx xxx  
2183816     xxx Qualifying Monthly P&I Amount notePage xxx xxx  
2183816     xxx Property Address notePage xxx xxx xxx
2183816     xxx Vested Business Entity Type notePage xxx Y  
2183816     xxx Borrower 1 Self-Employment Flag the1003Page Unknown No  
2183816     xxx Qualifying Rent Income Source businessPurposePage Third Party Market Rent Estimate Actual Short Term Rent xxx
2185092     xxx Qualifying Monthly P&I Amount notePage xxx xxx  
2185092     xxx Vested Business Entity Name notePage xxx xxx  
2185092     xxx Property Address notePage xxx xxx xxx
2185092     xxx Vested Business Entity Type notePage xxx Y  
2185092     xxx Qualifying Housing Debt Income Ratio diligenceFinalLookPage 0 N/A  
2183817     xxx Qualifying Monthly P&I Amount notePage xxx xxx xxx
2183817     xxx Vested Business Entity Type notePage xxx Y  
2185094     xxx Qualifying Monthly P&I Amount notePage xxx xxx xxx
2185094     xxx Vested Business Entity Type notePage xxx Y xxx
2185094     xxx Calculated DSCR diligenceFinalLookPage 1.563 1.84 xxx
2185093     xxx Qualifying Monthly P&I Amount notePage xxx xxx  
2185093     xxx Qualifying LTV propertyValuationPage 89.9 0.90 xxx
2185093     xxx Qualifying CLTV propertyValuationPage 89.9 0.90 xxx
2185093     xxx Verified Doc Type employmentIncomePage 12 Month Bank Statement 12m BBS xxx
2185093     xxx Date Last Rate Was Set tridLePageInitial xxx xxx  
2185093     xxx Escrow Flag disclosuresPage Yes N xxx
2188695     xxx Interest Rate notePage xxx xxx  
2188695     xxx Qualifying Interest Rate notePage 7.375 0.074  
2188695     xxx Qualifying Rent Income Source businessPurposePage Actual In Place Rent N  
2188695     xxx Calculated DSCR diligenceFinalLookPage 1.295 1.29