EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.03 - Schedule 2

 

Loan ID Seller Loan ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN
2184450     xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 79.15 1.26 1.263 xxx xxx xxx 12                                                 xxx             No No 1.1 1 1 N/A 64.18 No     Vested Individual xxx xxx                                   N/A 0 N/A  
2182209     xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 57.06 1.752 1.752 xxx xxx xxx 12                                           0 xxx 0 xxx 0 0 0 0 0 0 No No 0.9 1 1 N/A 119.39 No     Vested Individual xxx xxx                                     0    
2183813     xxx xxx Full Documentation Present No                   No   N/A 0 xxx                                                   0 0                 No 0.0 1 1 N/A 12.39 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2188694     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 78.83 1.26 1.268 xxx                                                   xxx 0 xxx             No No 0.0 1 1 N/A 5.91 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2183812     xxx xxx Debt Service Coverage Ratio Present No xxx   N/A xxx xxx 12   xxx AirDNA Yes 78.17 1.27 1.279 xxx                                                   0 0 xxx             No No 0.0 1 1 N/A 8.51 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2183814     xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 68.21 1.466 1.466 xxx xxx xxx 12                                             xxx   xxx             No No 0.2 1 1 N/A 44.95 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2183815     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Short Term Rental   N/A     xxx Short Term Rental Yes 61.84 1.61 1.617 xxx                                                 0     xxx 0 0 0 0 0 0 Yes No 1.8 1 1 N/A 12.97 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2183816     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Short Term Rental xxx Other 12   xxx Short Term Rental Yes 72.01 1.617 1.389 xxx xxx   0                                           0   0 xxx 0 0 0 0 0 0 No No 4.5 1 1 N/A 12.88 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2185092     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Short Term Rental xxx Other 12   xxx Other Yes 61.84 1.61 1.617 xxx                                                 0     xxx 0 0 0 0 0 0 No No 4.5 1 1 N/A 12.86 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2183817     xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                   0 0                 No 0.0 1 1 N/A 21.54 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2185094     xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 63.98 1.84 1.563 xxx xxx xxx 12                                           0 0 0 xxx 0 0 0 0 0 0 No No 5.0 1 1 N/A 75.36 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2188695     xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Actual In Place Rent No 77.21 1.29 1.295 xxx xxx xxx 12                                             0 0 xxx             No No 3.4 1 1 N/A 20.39 No     Individual Guarantor xxx xxx                                   Yes 1 Full Recourse