| CONSOLIDATED BALANCE SHEET | Citigroup Inc. and Subsidiaries |
| June 30, 2026 | December 31, | |||||||
| In millions of dollars | (Unaudited) | 2025 | ||||||
| Assets | ||||||||
| Cash and due from banks (including segregated cash and other deposits) | $ | 24,663 | $ | 23,717 | ||||
| Deposits with banks, net of allowance | 341,750 | 325,862 | ||||||
| Securities borrowed and purchased under agreements to resell (including $214,711 and $206,110 as of June 30, 2026 and December 31, 2025, respectively, at fair value), net of allowance | 404,655 | 356,195 | ||||||
| Brokerage receivables, net of allowance | 83,322 | 62,679 | ||||||
| Trading account assets (including $283,649 and $228,816 pledged to creditors as of June 30, 2026 and December 31, 2025, respectively) | 634,356 | 537,139 | ||||||
| Investments: | ||||||||
| Available-for-sale debt securities (including $7,136 and $4,931 pledged to creditors as of June 30, 2026 and December 31, 2025, respectively) | 286,765 | 246,720 | ||||||
| Held-to-maturity debt securities, net of allowance (fair value of which is $157,524 and $179,520 as of June 30, 2026 and December 31, 2025, respectively) (includes $125 and $70 pledged to creditors as of June 30, 2026 and December 31, 2025, respectively) | 167,893 | 189,831 | ||||||
| Equity securities (including $538 and $921 as of June 30, 2026 and December 31, 2025, respectively, at fair value) | 8,263 | 7,678 | ||||||
| Total investments | $ | 462,921 | $ | 444,229 | ||||
| Loans: | ||||||||
| Consumer (including $26 and $51 as of June 30, 2026 and December 31, 2025, respectively, at fair value) | 416,520 | 408,533 | ||||||
| Corporate (including $8,204 and $6,804 as of June 30, 2026 and December 31, 2025, respectively, at fair value) | 377,138 | 343,697 | ||||||
| Loans, net of unearned income | $ | 793,658 | $ | 752,230 | ||||
| Allowance for credit losses on loans (ACLL) | (19,961 | ) | (19,247 | ) | ||||
| Total loans, net | $ | 773,697 | $ | 732,983 | ||||
| Goodwill | 19,012 | 19,098 | ||||||
| Intangible assets (including MSRs of $788 and $759 as of June 30, 2026 and December 31, 2025, respectively) | 5,004 | 4,284 | ||||||
| Premises and equipment, net of depreciation and amortization | 33,897 | 33,339 | ||||||
| Other assets (including $16,460 and $15,840 as of June 30, 2026 and December 31, 2025, respectively, at fair value), net of allowance | 111,377 | 117,677 | ||||||
| Total assets | $ | 2,894,654 | $ | 2,657,202 | ||||
Statement continues on the next page.
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| CONSOLIDATED BALANCE SHEET | Citigroup Inc. and Subsidiaries |
| (Continued) |
| June 30, 2026 | December 31, | |||||||
| In millions of dollars, except shares and par value per share amounts | (Unaudited) | 2025 | ||||||
| Liabilities | ||||||||
| Deposits (including $4,873 and $4,222 as of June 30, 2026 and December 31, 2025, respectively, at fair value) | $ | 1,492,607 | $ | 1,403,573 | ||||
| Securities loaned and sold under agreements to repurchase (including $150,621 and $199,422 as of June 30, 2026 and December 31, 2025, respectively, at fair value) | 411,126 | 348,098 | ||||||
| Brokerage payables (including $3,210 and $5,492 as of June 30, 2026 and December 31, 2025, respectively, at fair value) | 116,076 | 74,836 | ||||||
| Trading account liabilities | 187,193 | 162,798 | ||||||
| Short-term borrowings (including $27,017 and $21,567 as of June 30, 2026 and December 31, 2025, respectively, at fair value) | 68,978 | 51,878 | ||||||
| Long-term debt (including $143,494 and $130,726 as of June 30, 2026 and December 31, 2025, respectively, at fair value) | 333,749 | 315,827 | ||||||
| Other liabilities, plus allowances | 70,475 | 86,370 | ||||||
| Total liabilities | $ | 2,680,204 | $ | 2,443,380 | ||||
| Stockholders’ equity | ||||||||
| Preferred stock ($1.00 par value; authorized shares: 30 million), issued shares: as of June 30, 2026— 782,000 and as of December 31, 2025—802,000, at aggregate liquidation value | $ | 19,550 | $ | 20,050 | ||||
| Common stock ($0.01 par value; authorized shares: 6 billion), issued shares: as of June 30, 2026— 3,099,786,399 and as of December 31, 2025—3,099,752,593 | 31 | 31 | ||||||
| Additional paid-in capital | 107,343 | 108,452 | ||||||
| Retained earnings | 223,989 | 215,128 | ||||||
| Treasury stock, at cost: June 30, 2026—1,422,349,616 shares and December 31, 2025— 1,352,205,592 shares | (99,398 | ) | (89,473 | ) | ||||
| Accumulated other comprehensive income (loss) (AOCI) | (39,500 | ) | (41,897 | ) | ||||
| Total Citigroup stockholders’ equity | $ | 212,015 | $ | 212,291 | ||||
| Noncontrolling interests—equity (NCI—equity) | 2,435 | 1,531 | ||||||
| Total equity | $ | 214,450 | $ | 213,822 | ||||
| Total liabilities and equity | $ | 2,894,654 | $ | 2,657,202 | ||||
The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.
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