Client Name:

Client Project Name:

TPMT 2026-CES4

Start - End Dates:

12/15/2022 - 6/24/2026 

Deal Loan Count:

1,774

Rating Agency ATR QM Data Fields

Loans in Report:

1,774

Redaction ID

Loan Number

LoanUID

Loan Level ATR/QM Status

Application Date Prior to 1/10/2014

Lender Application Date

Broker Application Date

GSE Eligible

QRM Flag

ATR/QM Total Points and Fees

Rate Lock Date

APR

Bwr 1 Employment Indicator

Bwr 2 Employment Indicator

Bwr 1 Foreign National Indicator

Bwr 2 Foreign National Indicator

Borrowers Qualified Through a Non-Resident Alien Program

Residual Income Analysis in File

ATR/QM Residual Income

Seasoning

0A43DE23-A0C8-4AFB-8280-5B8A34A2FB50

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

4415

XXXXXX

8.125

Employed

Employed

Permanent Resident Alien

Permanent Resident Alien

(No Data)

No

0

Originated < 24 months Ago

3FDADD2A-67FB-425F-B62F-36AA1D5B9B67 

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

8125

XXXXXX

6.9207

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated < 24 months Ago

10369699-BB19-44D9-8D8D-170FB35242E3

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

3235.84

XXXXXX

8.1245

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated < 24 months Ago

EEDE989E-1EF4-4A1D-8338-BAC70B37F915

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

4393

XXXXXX

7.8871

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated < 24 months Ago

A7F5F9CE-4A77-44B1-B249-0751FA1A8F6C

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

1650

XXXXXX

8.8924

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

Yes

3927.23

Originated < 24 months Ago

4C7CC474-42B6-4C10-AEAA-D3B97D540D6F

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

11151.25

XXXXXX

7.4833

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated < 24 months Ago

30CDD1C3-2D4C-440E-93D6-3FB47B7C95BB

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

2200

XXXXXX

8.8439

Retired

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated < 24 months Ago

67514070-58A9-410E-A053-EE529FFFBE49

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors  

No

XXXXXX

XXXXXX

No

No

7058.67

XXXXXX

7.9377

Employed

Employed

U.S. Citizen

(No Data)

(No Data)

No

0

Originated < 24 months Ago

DF23722F-FE78-4023-BC9B-76EB52232BB9

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

3379.04

XXXXXX

9.0962

Employed

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated < 24 months Ago

384B3D6F-8523-4E53-BC45-7F1AA5C6AFF5

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

6034

XXXXXX

7.5356

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated < 24 months Ago

A0B070B5-664E-45EE-A7A3-C17E82C201F7

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

0

XXXXXX

8.125

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated < 24 months Ago

DB7ACF9D-79A5-4FF3-86E9-BE718DC373E3

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

2146

XXXXXX

8.8506

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated < 24 months Ago

F5A12CB1-EE28-4AA5-ABDA-A403AE670CD5

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

5086.72

XXXXXX

7.0533

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated < 24 months Ago

C895FE3E-ABA0-4DF8-8FAC-C348F4E517D8

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

7980

XXXXXX

7.157

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated < 24 months Ago

C30EDFC2-0A8F-452C-830B-B840290541B8

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

2100

XXXXXX

7.2365

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated < 24 months Ago

674C035C-1D6B-43D9-9A15-7EACE62658AB

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

8000

XXXXXX

7.1343

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated < 24 months Ago

5A1DAA59-00C5-4A7F-B09C-60F7A9517854

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

1143.75

XXXXXX

7.2606

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated < 24 months Ago

12AA8527-7E6F-43B6-8181-383684CAE2EB

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

723.2

XXXXXX

7.5904

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated < 24 months Ago

2A2770C9-B41A-4CE6-95EB-B225A9558C2B

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

4100

XXXXXX

7.3838

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated < 24 months Ago

AA2B3F17-8615-4D94-8FEB-AD8E62646E66

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

4113

XXXXXX

8.4006

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated < 24 months Ago

B4A60271-F288-4134-B8C4-543B642773CD

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2501.45

XXXXXX

9.2509

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

3A2DD926-F7E8-4B61-AD4B-039B6BF3B6B0

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

2912.5

XXXXXX

9.5365

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

49304E92-457A-48EE-B89B-0E914E08DDFA

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

6278.67

XXXXXX

9.6113

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

85164765-E8B3-4202-9F6C-6C0B3D3DB279

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1908.5

XXXXXX

9.5031

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

CAAC16FB-CEE7-490F-96CD-0A01AD7FA2ED

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2271.8

XXXXXX

11.1247

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

DC2CF31B-5060-4729-A014-37E0432DCE99

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

1946.16

XXXXXX

8.3213

Employed

Employed

U.S. Citizen

Non-Permanent Resident Alien

(No Data)

No

0

Originated > 24 months ago

31146721-B2D4-444C-BE66-505919C33EB5

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

3244

XXXXXX

9.7775

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

FBFA458B-0C43-4BC9-A6FA-464886F482AA

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1720.66

XXXXXX

11.143

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

D91C7B2E-867E-4025-8C0F-BEC2820EDB80

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

5871.6

XXXXXX

8.8556

Employed

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

A2CBBFA1-BEDD-4996-AB31-E695C03D18CD

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2352.5

XXXXXX

9.3729

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

9CD1C5BA-DA45-4D97-9425-962A937A4BEA

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

4707.51

XXXXXX

8.8138

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

AED7C050-319F-460B-8551-253854525A7F

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2821.8

XXXXXX

12.1617

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

C499CAC8-5979-4CDE-A1AD-0903A5C36FFE

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

3108.89

XXXXXX

10.2441

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

1BB18D62-6C67-49C7-9C0C-C804EA88FD0B

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

0

XXXXXX

9.08

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

67145A1A-8E07-446E-989B-33E9BD0FCA78

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2389.98

XXXXXX

10.5254

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

DDAAEB8D-77A6-408A-8F52-7B64AFCD53A9

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

6818.87

XXXXXX

10.8446

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

D4E919DD-AAAA-4E17-A49F-C957E74FE874

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

3496

XXXXXX

10.598

Retired

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

84316665-D4AC-4A88-AFC6-966F7BDEEC26

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2243

XXXXXX

10.6567

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

7C1209F1-2088-41F1-B6B7-8C992D17C737

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2221.45

XXXXXX

11.1255

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

D2B95E04-3413-4F78-8DF1-0F67DEF06331

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

2595.8

XXXXXX

9.1074

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

10ACBF19-9F42-4C28-8CC6-CEB56C72DADD

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

3133

XXXXXX

8.4796

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

C1FE2F93-AF4C-4C9C-80BF-0B75789F8DB1

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

4159

XXXXXX

8.7718

Employed

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

9BAED67A-B3B1-41CB-97FA-C8D81B5A8B1F

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

3484.35

XXXXXX

12.5325

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

B7F87DC7-F35C-49F0-AD0A-37570D512A28

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

957.6

XXXXXX

10.5759

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

AF85519E-F2F5-4165-B935-2D5ECF2B5084

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

2334.5

XXXXXX

12.492

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

D897EF4D-914E-4D83-ACFB-B52E566F5A41

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

500

XXXXXX

11.1652

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

3A3A791A-4EA7-4060-AFC4-17AF1696D5A1

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2337.1

XXXXXX

10.5342

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

67AB4EF8-EF79-47A0-B2F9-A52680328DB2

XXXXXX

XXXXXX

QM: Safe Harbor

No

XXXXXX

XXXXXX

No

Yes

2275.5

XXXXXX

10.1241

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

72295D05-D3F5-4CA4-8725-37A62AE9387C

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2377.4

XXXXXX

11.1762

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

3A8C3B8A-7043-4FDE-9E99-6F6F36741D1D

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1213.58

XXXXXX

11.8442

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

28EFA885-1907-4DE6-BCED-57E81A4CA117

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

1148

XXXXXX

13.0228

Retired

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

7BCD5BC9-EFEA-4854-A8FD-1D503644A30F

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2244.09

XXXXXX

11.1703

Retired

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

53584DFE-5B42-4E57-BE37-21577FE872E1

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2321

XXXXXX

11.1981

Employed

Employed

U.S. Citizen

Permanent Resident Alien

(No Data)

No

0

Originated > 24 months ago

008955A8-8216-45DB-8B68-0B76233ACA5A

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

5338.4

XXXXXX

9.7272

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

44A5AAE4-B09E-42A2-9BA7-DFF8E5E88B8C

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1487

XXXXXX

11.5731

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

4627A0AB-8B82-4D98-A81B-4E8751D39899

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

4045

XXXXXX

10.5197

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

D749350C-A793-4393-8E4E-B73A4A09B934

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2139.44

XXXXXX

10.8705

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

93A90CDB-A146-463E-A638-63C518058F7E

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

6619.93

XXXXXX

8.5358

Employed

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

F1D2DCE1-610A-4BBE-833B-B86395335128

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1921

XXXXXX

11.5048

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

F85792A4-12BD-4C73-8F6D-375995458F75

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2500.35

XXXXXX

12.4893

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

C304EA01-2DC4-49AE-BB09-0E366E353581

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2274.06

XXXXXX

12.0385

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

A1DF6CC0-24CB-4DE8-B618-CCD8C8954BD9

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

2556.85

XXXXXX

8.2472

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

669C4B70-A3A9-42A5-A498-258004CE7C5F

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2279.43

XXXXXX

11.4091

Retired

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

96EEF82B-2714-4182-9301-156CA39DB496

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

3306.6

XXXXXX

9.3654

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

D43D905A-11A2-48D2-9518-21DABB26EA6F

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2357.86

XXXXXX

10.3061

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

C568557A-31FA-4957-9AF2-7BFB7769938D

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

1828.5

XXXXXX

10.021

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

D0183880-0DD4-4467-82AC-1C07977E51BC

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1866

XXXXXX

12.3389

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

045044E8-B111-45BE-953D-B3A84A54ED7D

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1611.86

XXXXXX

12.076

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

13737EBF-1948-4AE4-9CAA-888D568F943E

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

155.69

XXXXXX

10.6061

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

27A64496-367C-4CAB-924F-DE144C43A9C8

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1930.5

XXXXXX

10.0455

Employed

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

C3BBEA47-BBF6-4967-94E3-A48C53536A1D

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

4156.9

XXXXXX

11.2276

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

18E9FDC6-451E-4704-BE21-FFEBE284BF44

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2013.5

XXXXXX

12.2594

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

468BF23F-1735-4E0E-968F-4873790DF897

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1769.95

XXXXXX

12.1146

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

1B52FFFA-0A6B-42DB-9BF5-0586A4A716CB

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2299.04

XXXXXX

10.6458

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

D30B8E53-AF56-402C-9393-E3EF0B9AF18C

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2245.5

XXXXXX

11.5879

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

56A4FF4D-E488-40D9-A299-ED83888FA5ED

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1727

XXXXXX

10.4959

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

F2BCDE16-9934-48B1-933D-F484E0590D9F

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2035.5

XXXXXX

11.1066

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

CEF5BE50-6772-4860-A3DC-B5FBF38852A8

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

1645.76

XXXXXX

12.1969

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

D3542E5F-8B3D-49B1-9CE5-AABB426DEA66

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2828.46

XXXXXX

10.9337

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

89681F51-AB17-4A62-ACFC-E64DEC65EFF4

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

984.5

XXXXXX

11.2666

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

A6AB42B8-942F-483A-8D5A-63F4F96D2A42

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2133.5

XXXXXX

12.8333

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

3A5C384E-806E-4A18-8226-66E6CABEC161

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1982

XXXXXX

11.5388

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

00C78589-7FA3-4B90-9147-63BA4DD87CCE

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2160.05

XXXXXX

11.5027

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

0F2618D2-0BB9-40C9-A293-10AE8B6D2EE3

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

10251

XXXXXX

8.4128

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

FD06A2B4-8E5C-485B-A4EF-8D44D039B64C

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

3489

XXXXXX

12.2877

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

F56F2E46-7E17-4C8D-A266-F9692C3A6E6F

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2241.75

XXXXXX

12.7644

Employed

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

166F51FC-6B1B-41CD-A484-EF359E63D170

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2505.18

XXXXXX

10.7855

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

7C70FBA2-5EA4-4901-9E0D-7828C36B2424

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2473.4

XXXXXX

11.8113

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

EECB48A9-4AF1-45C2-9FBB-F1B0ED65584F

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2345.46

XXXXXX

9.9972

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

3DA90EC5-3586-413B-8734-AE9527F40D51

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1632

XXXXXX

11.7389

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

5E49EDAF-AF02-46B8-B658-6D453F9BBE46

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

5543.5

XXXXXX

9.8108

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

3675D195-285A-4039-9505-6BF5B596C23E

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2175.08

XXXXXX

11.9676

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

C258CBF8-EAFF-4D22-8EF7-47CA22A01D4E

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

500

XXXXXX

11.1183

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

91FED857-4EC0-471A-91A6-09D6B7C3E920

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2833.07

XXXXXX

11.3228

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

CE2228C9-1D30-4E62-8400-117DE5B82FA2

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

3005.1

XXXXXX

10.3746

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

CAC0AF5A-56D6-4DA4-9476-92AB66883A4D

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2054.6

XXXXXX

11.6123

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

ADDC35CE-204E-4260-BAB3-2D722A641AC2

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2146

XXXXXX

11.4026

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

996B1DB7-4409-4515-BDA2-C2BC0C195D47

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

3249.1

XXXXXX

11.4938

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

55D7881F-1131-44FE-BEF9-682B810F006D

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

2387.65

XXXXXX

10.9046

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

D900A9CC-9C1D-40DE-B21F-85FACF758F34

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2296.5

XXXXXX

10.7647

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

AF0A5EF4-D13C-426F-8526-69DA8B4241AF

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

1845.5

XXXXXX

11.1761

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

661DADCE-F7D4-4833-ADFE-BE5C1FC4746D

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2277.47

XXXXXX

10.5102

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

ACDD74F0-3D33-460E-AFE8-40F7AC0124FD

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

3421.29

XXXXXX

9.831

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

99B1DDBD-7742-4F16-ADDD-7AEE5474EB63

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

4074.23

XXXXXX

10.521

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

826BCEBA-D5FA-487E-8544-FE723B59262F

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

3780.25

XXXXXX

10.1723

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

4FC0FA3D-FE56-4B03-9467-9CA49947DCC4

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2189.05

XXXXXX

10.9677

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

6B76DE04-9F59-47B8-B656-27CF5EC7A3CD

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2618.03

XXXXXX

11.2583

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

63A447E8-F668-4D96-B0B8-6F295AFDC5E4

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

3848

XXXXXX

10.257

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

1368999C-A189-40D8-9B60-4DC5FE1EC8B4

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

1977.75

XXXXXX

11.234

Employed

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

D4448DCE-A9FE-4E7D-8548-917F33EEE7EB

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

3605.16

XXXXXX

11.3387

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

1E0CC346-D9BB-4781-90EE-B8E4A8DEAFDB

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1807.5

XXXXXX

11.4628

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

F7BE10CB-8C51-46EB-9094-0C3C5FA9DA53

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

3369.63

XXXXXX

11.9322

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

2C7C3EAD-FB8B-4636-9A2F-6915678A645F

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2777.54

XXXXXX

11.016

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

7BC6448B-17A9-4F58-8462-E2440E1C4FE8

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2545.45

XXXXXX

10.7846

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

BC89E3EA-1CB4-4CB1-9EB3-4E5FB468FB65

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2200

XXXXXX

10.7726

Employed

(No Data)

Permanent Resident Alien

(No Data)

(No Data)

No

0

Originated > 24 months ago

CD1CCECC-B987-4E1A-8058-43BB0F075BC3

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1570.55

XXXXXX

11.267

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

6CC4FD68-B897-4297-8BB9-94BFBE80BAC1

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

500

XXXXXX

9.4102

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

A030F6FB-0B7B-44B5-8679-8532E92AC5FB

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

3000.03

XXXXXX

9.3538

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

18CD8B9B-8246-42CB-83ED-49D6BB61D0C0

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2232.5

XXXXXX

11.3002

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

7DDF7C45-DD9B-473D-8E5D-DFA6563FF742

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

2912.9

XXXXXX

10.9724

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

8D0F0BFA-C7CB-45BE-A233-1C65C0B81908

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

1915.53

XXXXXX

10.4304

Retired

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

FBF6015F-4E05-4828-84F6-069BF053BF5C

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

3143.9

XXXXXX

11.2512

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

FDD7E668-6B52-4495-A658-7B605E186BC3

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

3262.4

XXXXXX

9.5247

Retired

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

B73109C3-4E07-4DF9-BB78-C2EEFB9AAAA3

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1637.84

XXXXXX

12.0295

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

927C92ED-760C-462F-B0C5-C9EE60ADE1BB

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2080.26

XXXXXX

10.6666

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

5607D09D-9D38-4968-845C-9D1614E43260

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

586

XXXXXX

11.541

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

F72C0A64-0619-44CF-B098-23BE46B78799

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2086.31

XXXXXX

10.7724

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

B5A50090-C9EB-4C7B-BE3C-B896580EE19F

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2350.5

XXXXXX

10.9503

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

B9653C8D-B6BA-4088-B09F-C0F82E0D6A7B

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

3445

XXXXXX

11.0354

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

BD806FE3-C7D5-48BF-A8F9-4A179D6444EA

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

6208.4

XXXXXX

9.4332

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

7FFA227F-E306-4AD1-AA28-E4DB16CC71D1

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2029.5

XXXXXX

11.2341

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

2546D9EB-2BA7-494D-87DD-528E1301FDAD

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

2263.43

XXXXXX

11.2502

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

A84FCFBC-48AF-4C99-A85C-4E5D661E7562

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2252

XXXXXX

10.3098

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

8A308F37-370E-46B2-947C-E425A02A8B94

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1831

XXXXXX

11.3304

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

176AF655-D52A-4B98-BDE1-7DAAEF8622CE

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

2965.64

XXXXXX

9.0879

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

95B16AF6-9FD3-40D2-BD4E-35A9CBCDF54C

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2550.1

XXXXXX

11.0677

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

81D5875E-4430-402C-9CC1-BA480464D35E

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1717.37

XXXXXX

10.8454

Retired

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

4C9FC196-0059-4558-9557-409887B86422

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1641.8

XXXXXX

11.7722

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

B8E3F3B1-8523-4B57-8E23-2EF42F50E3F7

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2455.43

XXXXXX

10.0195

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

46818067-C93C-4E67-B489-E8610CB97887

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1799.5

XXXXXX

11.1319

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

00C73AC5-B348-4661-AF1E-23C77D1189C8

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

2440.21

XXXXXX

10.4197

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

D12869FD-1C0D-4100-ADFD-0696DB12B77E

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1568

XXXXXX

11.8868

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

FD14EDAD-3CA9-4D00-900D-184433234457

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

4306.25

XXXXXX

9.8422

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

32ACA9E4-D2EF-42A9-8E19-AF10CFA818CA

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2830.36

XXXXXX

10.8077

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

F449D1A5-AD55-4B63-BA34-6285563D13A0

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1143.5

XXXXXX

11.1341

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

6BD36311-62E0-436B-8D37-F16B0A2F34BF

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

3106.8

XXXXXX

9.296

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

5FD966DF-D4FC-4ABB-9045-DC50CD4980DA

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

584

XXXXXX

11.0654

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

C1107413-84C6-4CAE-AA79-9BD765ABBF94

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2552.4

XXXXXX

11.848

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

92443137-D4A8-48DF-ABBC-F87F7D7CC6C0

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2238.53

XXXXXX

11.026

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

0FE9DF96-0DD9-449E-95E8-C07C2E230E94

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1373.09

XXXXXX

11.216

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

2F02DB62-5874-46BD-A83C-D5B202F5AA4B

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

2158

XXXXXX

11.276

Retired

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

A6090F42-B109-4B32-9D44-170E7D20DB2F

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2684

XXXXXX

11.1537

Retired

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

1FEA98D6-C84A-4164-B52C-E1E65B07DCD2

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2231.95

XXXXXX

10.6313

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

19C0D8BC-E9DC-43A4-BADE-5A058EE6BA74

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2268.5

XXXXXX

11.301

Employed

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

8A9D2828-5775-49FC-AAD3-D15C5EF0588E

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2326.04

XXXXXX

10.9401

Unemployed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

D65411E3-5338-4623-9CF9-EF3A71912225

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

4738

XXXXXX

9.4537

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

0E015424-5966-45BB-8489-EB2998E94145

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

2448

XXXXXX

9.9944

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

E4DA66CC-A33D-4CC0-BFF0-7D4CCC25AFA4

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1730.84

XXXXXX

11.1142

Retired

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

F66E8AF9-8A15-4247-AC97-4A738CA58CBF

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2337.5

XXXXXX

10.6605

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

3F6C0343-5337-436D-9E9F-D5C28D172FEF

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

5772.5

XXXXXX

9.2045

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

8D7B5F3C-B107-4F15-93A6-6F236BBACD4C

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2159

XXXXXX

11.0444

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

45EF1E80-2947-4DEE-BC1F-F866EF59FE5A

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

3431.65

XXXXXX

10.0321

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

F0F5EFAE-C668-4CB0-AE77-DF9A5FBD9DF4

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2191.25

XXXXXX

10.5686

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

B3279EC7-E72E-4E2E-837B-88BA3CA07FFB

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2277.54

XXXXXX

10.5109

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

6DA5EC17-69ED-4872-B597-EF751FC69C0D

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2129

XXXXXX

9.859

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

2F42E7B0-A1DA-4A70-8B28-5B6093D4BD68

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2486.4

XXXXXX

11.9677

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

55EF89A9-05EB-4606-A228-8037DBA53D28

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1983

XXXXXX

11.767

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

7186876F-5684-48DC-8D81-334F735D905B

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

4946.4

XXXXXX

10.2315

Retired

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

A050FC8D-5367-43E4-9624-A62577494089

XXXXXX

XXXXXX

QM: Rebuttable Presumption

No

XXXXXX

XXXXXX

No

Yes

3152

XXXXXX

11.5387

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

2A072FC0-B7CC-49D9-8AEB-0E4E18060E80

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

3895.38

XXXXXX

10.5754

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

6276E907-B3BF-464B-AC1F-F8679B68EAAC

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1774.5

XXXXXX

11.2812

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

643C2434-D8F7-424B-874C-923EA7ECDE39

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1989.71

XXXXXX

11.5172

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

B813D5B8-5B8B-45C4-A94C-B95D6DF1C9C5

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1901.05

XXXXXX

11.3216

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

D9562CE4-1DCF-4DB3-96F9-F1765F1C271C

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2145

XXXXXX

11.4837

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

FFB6019F-7E08-4A7A-938E-CBA8E3678467

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

3803.72

XXXXXX

11.2359

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

449CF5FB-A216-45DE-97E1-2F13F3ADE3FA

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2224.5

XXXXXX

11.1688

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

322F1394-6966-4B38-8EF4-40E16CE0D697

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

5040.2

XXXXXX

10.4647

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

B8D83887-8232-4388-9DD2-D6A2E22C4F07

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1918.16

XXXXXX

12.0116

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

52305EBD-370C-4F26-914F-049A4DA45955

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2107.35

XXXXXX

10.9624

Employed

Unemployed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

BE0A5945-D07C-49DC-AF7E-05270B5E6536

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

4615.37

XXXXXX

11.0183

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

33EAEF0E-A189-4619-9799-0832180E1C95

XXXXXX

XXXXXX

QM: Safe Harbor (APOR)

No

XXXXXX

XXXXXX

No

Yes

6100

XXXXXX

9.5005

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

543240E6-FC01-496D-B654-EE4638E90B79

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

2102.16

XXXXXX

11.6292

Retired

Retired

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

0D690BDB-00EE-47F2-A56F-8768F38C31B4

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

1779.53

XXXXXX

10.7978

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

4A5E7E88-5D64-43D1-9669-C26AD0EF2BC9

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2632.08

XXXXXX

11.0374

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

5E880BF5-D04A-4A7E-BCF8-90DBF27CF3A6

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

1117.23

XXXXXX

11.5581

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

517537AD-51C1-42C4-A5A6-77B071AB1F10

XXXXXX

XXXXXX

Non-QM: Lender documented all ATR UW factors

No

XXXXXX

XXXXXX

No

No

4150.85

XXXXXX

9.9918

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

CB0D3DDD-43AE-4116-A263-1E2A63D42F70

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2221.16

XXXXXX

10.6509

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

DB21861A-5378-48DD-95C6-4B780F9670AE

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2006

XXXXXX

11.6195

Employed

(No Data)

U.S. Citizen

(No Data)

(No Data)

No

0

Originated > 24 months ago

0098F8C3-64A4-42C3-BE25-966184CC08BA

XXXXXX

XXXXXX

QM: Rebuttable Presumption (APOR)

No

XXXXXX

XXXXXX

No

Yes

2183.28

XXXXXX

10.6127

Employed

Employed

U.S. Citizen

U.S. Citizen

(No Data)

No

0

Originated > 24 months ago

06A871B5-1DEB-412D-B389-EC6CD71FD024

XXXXXX