Issuer Free Writing Prospectus
Filed Pursuant to Rule 433
September 8, 2026
Registration Statement No. 333-295908
Supplementing the Prospectus Supplement and Prospectus, each dated May 14, 2026
John Deere Capital Corporation
$500 million 4.650% Senior Notes Due September 11, 2028
| Issuer: | John Deere Capital Corporation |
| Expected Ratings*: | A1 by Moody’s Investors Service, Inc. |
| A by Standard and Poor’s Ratings Services | |
| A+ by Fitch Ratings, Inc. | |
| Note Type: | Medium-Term Notes, Series J |
| Issue Size: | $500 million |
| Trade Date: | September 8, 2026 |
| Settlement Date (T+3): | September 11, 2026 |
| Maturity Date: | September 11, 2028 |
| Benchmark Treasury: | 4.125% due August 31, 2028 |
| Benchmark Treasury Yield | |
| and Price: | 4.389%; 99-16 1/8 |
| Spread to Treasury: | +30 basis points |
| Reoffer Yield: | 4.689% |
| Coupon: | 4.650% |
| Coupon Payment Dates: | Semi-annually on March 11 and September 11, commencing on March 11, 2027 and ending on the Maturity Date. |
| Day Count: | 30/360, Unadjusted |
| Denominations: | Minimum of $1,000 with increments of $1,000 thereafter. |
| Redemption Provision: | N/A |
| Price to Public: | 99.926% plus accrued interest from September 11, 2026 |
| Gross Spread: | 0.100% |
| Net Proceeds (%): | 99.826% plus accrued interest from September 11, 2026 |
| Net Proceeds ($): | $499,130,000 plus accrued interest from September 11, 2026 |
| CUSIP / ISIN: | 24422EYR4 / US24422EYR43 |
| Joint Book-Running Managers: | Barclays Capital Inc. |
| BofA Securities, Inc. | |
| Citigroup Global Markets Inc. | |
| Goldman Sachs & Co. LLC | |
| MUFG Securities Americas Inc. | |
| TD Securities (USA) LLC | |
| Co-Managers: | Academy Securities, Inc. |
| Commerz Markets LLC | |
| Loop Capital Markets LLC | |
| PNC Capital Markets LLC | |
| Santander US Capital Markets LLC | |
| Scotia Capital (USA) Inc. |
*Note: A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision or withdrawal at any time.
The Issuer has filed a Registration Statement (including a prospectus) with the Securities and Exchange Commission for the Offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the Issuer has filed with the Securities and Exchange Commission for more complete information about the Issuer and this Offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, the Issuer, any underwriter or any dealer participating in the Offering will arrange to send you the prospectus if you request it by calling Barclays Capital Inc. toll-free at 1-888-603-5847, BofA Securities, Inc. toll-free at 1-800-294-1322, Citigroup Global Markets Inc. toll-free at 1-800-831-9146, Goldman Sachs & Co. LLC toll-free at 1-866-471-2526, MUFG Securities Americas Inc. toll-free at 1-877-649-6848 or TD Securities (USA) LLC toll-free at 1-855-495-9846.
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