Class ADV

This semi-annual shareholder report contains important information about Voya Global Bond Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$58	1.18%

1.18%

806

Fund Statistics

Total Net Assets$80,600,596
# of Portfolio Holdings806
Portfolio Turnover Rate86%

Top 10 Holdings

Table Summary
Voya VACS Series HYB Fund	7.8%
Voya VACS Series EMHCD Fund	5.5%
Uniform Mortgage-Backed Securities, 2.500%, 07/01/55	1.9%
Fannie Mae REMIC Trust - Class IN, 2.500%, 02/25/51	1.7%
United Kingdom Gilt, 4.125%, 07/22/29	1.6%
United States Treasury Notes, 4.375%, 05/15/36	1.6%
Uniform Mortgage-Backed Securities, 2.000%, 02/01/52	1.5%
Republic of Poland Government Bond, 5.000%, 10/25/35	1.4%
United States Treasury Bonds, 5.000%, 05/15/46	1.4%
Uniform Mortgage-Backed Securities, 3.500%, 07/01/55	1.4%

Class I

This semi-annual shareholder report contains important information about Voya Global Bond Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$34	0.68%

0.68%

806

Fund Statistics

Total Net Assets$80,600,596
# of Portfolio Holdings806
Portfolio Turnover Rate86%

Top 10 Holdings

Table Summary
Voya VACS Series HYB Fund	7.8%
Voya VACS Series EMHCD Fund	5.5%
Uniform Mortgage-Backed Securities, 2.500%, 07/01/55	1.9%
Fannie Mae REMIC Trust - Class IN, 2.500%, 02/25/51	1.7%
United Kingdom Gilt, 4.125%, 07/22/29	1.6%
United States Treasury Notes, 4.375%, 05/15/36	1.6%
Uniform Mortgage-Backed Securities, 2.000%, 02/01/52	1.5%
Republic of Poland Government Bond, 5.000%, 10/25/35	1.4%
United States Treasury Bonds, 5.000%, 05/15/46	1.4%
Uniform Mortgage-Backed Securities, 3.500%, 07/01/55	1.4%

Class S

This semi-annual shareholder report contains important information about Voya Global Bond Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$46	0.93%

0.93%

806

Fund Statistics

Total Net Assets$80,600,596
# of Portfolio Holdings806
Portfolio Turnover Rate86%

Top 10 Holdings

Table Summary
Voya VACS Series HYB Fund	7.8%
Voya VACS Series EMHCD Fund	5.5%
Uniform Mortgage-Backed Securities, 2.500%, 07/01/55	1.9%
Fannie Mae REMIC Trust - Class IN, 2.500%, 02/25/51	1.7%
United Kingdom Gilt, 4.125%, 07/22/29	1.6%
United States Treasury Notes, 4.375%, 05/15/36	1.6%
Uniform Mortgage-Backed Securities, 2.000%, 02/01/52	1.5%
Republic of Poland Government Bond, 5.000%, 10/25/35	1.4%
United States Treasury Bonds, 5.000%, 05/15/46	1.4%
Uniform Mortgage-Backed Securities, 3.500%, 07/01/55	1.4%

Class ADV

This semi-annual shareholder report contains important information about Voya Global Insights Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$66	1.27%

1.27%

74

Fund Statistics

Total Net Assets$963,728,317
# of Portfolio Holdings74
Portfolio Turnover Rate51%

Top 10 Holdings

Table Summary
Taiwan Semiconductor Manufacturing Co. Ltd.	3.9%
Samsung Electronics Co. Ltd.	3.9%
Infineon Technologies AG	3.7%
Cisco Systems, Inc.	3.1%
Twist Bioscience Corp.	3.1%
Freeport-McMoRan, Inc.	3.0%
Rockwell Automation, Inc.	2.7%
ARM Holdings PLC	2.7%
Barclays PLC	2.6%
Bank of America Corp.	2.4%

Class I

This semi-annual shareholder report contains important information about Voya Global Insights Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$40	0.77%

0.77%

74

Fund Statistics

Total Net Assets$963,728,317
# of Portfolio Holdings74
Portfolio Turnover Rate51%

Top 10 Holdings

Table Summary
Taiwan Semiconductor Manufacturing Co. Ltd.	3.9%
Samsung Electronics Co. Ltd.	3.9%
Infineon Technologies AG	3.7%
Cisco Systems, Inc.	3.1%
Twist Bioscience Corp.	3.1%
Freeport-McMoRan, Inc.	3.0%
Rockwell Automation, Inc.	2.7%
ARM Holdings PLC	2.7%
Barclays PLC	2.6%
Bank of America Corp.	2.4%

Class S

This semi-annual shareholder report contains important information about Voya Global Insights Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$53	1.02%

1.02%

74

Fund Statistics

Total Net Assets$963,728,317
# of Portfolio Holdings74
Portfolio Turnover Rate51%

Top 10 Holdings

Table Summary
Taiwan Semiconductor Manufacturing Co. Ltd.	3.9%
Samsung Electronics Co. Ltd.	3.9%
Infineon Technologies AG	3.7%
Cisco Systems, Inc.	3.1%
Twist Bioscience Corp.	3.1%
Freeport-McMoRan, Inc.	3.0%
Rockwell Automation, Inc.	2.7%
ARM Holdings PLC	2.7%
Barclays PLC	2.6%
Bank of America Corp.	2.4%

Class S2

This semi-annual shareholder report contains important information about Voya Global Insights Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$61	1.17%

1.17%

74

Fund Statistics

Total Net Assets$963,728,317
# of Portfolio Holdings74
Portfolio Turnover Rate51%

Top 10 Holdings

Table Summary
Taiwan Semiconductor Manufacturing Co. Ltd.	3.9%
Samsung Electronics Co. Ltd.	3.9%
Infineon Technologies AG	3.7%
Cisco Systems, Inc.	3.1%
Twist Bioscience Corp.	3.1%
Freeport-McMoRan, Inc.	3.0%
Rockwell Automation, Inc.	2.7%
ARM Holdings PLC	2.7%
Barclays PLC	2.6%
Bank of America Corp.	2.4%

Class ADV

This semi-annual shareholder report contains important information about Voya Index Solution 2030 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$29	0.56%

0.56%

12

Fund Statistics

Total Net Assets$1,041,422,832
# of Portfolio Holdings12
Portfolio Turnover Rate17%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	33.7%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	24.1%
Voya VACS Index Series I Portfolio	17.6%
Voya VACS Index Series EM Portfolio	4.5%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%
Schwab U.S. TIPS ETF	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.8%
Voya VACS Index Series MC Portfolio	2.1%
Voya VACS Index Series SC Portfolio	2.0%

Class I

This semi-annual shareholder report contains important information about Voya Index Solution 2030 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$3	0.06%

0.06%

12

Fund Statistics

Total Net Assets$1,041,422,832
# of Portfolio Holdings12
Portfolio Turnover Rate17%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	33.7%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	24.1%
Voya VACS Index Series I Portfolio	17.6%
Voya VACS Index Series EM Portfolio	4.5%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%
Schwab U.S. TIPS ETF	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.8%
Voya VACS Index Series MC Portfolio	2.1%
Voya VACS Index Series SC Portfolio	2.0%

Class S

This semi-annual shareholder report contains important information about Voya Index Solution 2030 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$16	0.31%

0.31%

12

Fund Statistics

Total Net Assets$1,041,422,832
# of Portfolio Holdings12
Portfolio Turnover Rate17%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	33.7%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	24.1%
Voya VACS Index Series I Portfolio	17.6%
Voya VACS Index Series EM Portfolio	4.5%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%
Schwab U.S. TIPS ETF	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.8%
Voya VACS Index Series MC Portfolio	2.1%
Voya VACS Index Series SC Portfolio	2.0%

Class S2

This semi-annual shareholder report contains important information about Voya Index Solution 2030 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$24	0.46%

0.46%

12

Fund Statistics

Total Net Assets$1,041,422,832
# of Portfolio Holdings12
Portfolio Turnover Rate17%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	33.7%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	24.1%
Voya VACS Index Series I Portfolio	17.6%
Voya VACS Index Series EM Portfolio	4.5%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%
Schwab U.S. TIPS ETF	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.8%
Voya VACS Index Series MC Portfolio	2.1%
Voya VACS Index Series SC Portfolio	2.0%

Class Z

This semi-annual shareholder report contains important information about Voya Index Solution 2030 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class Z	$1	0.01%

0.01%

12

Fund Statistics

Total Net Assets$1,041,422,832
# of Portfolio Holdings12
Portfolio Turnover Rate17%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	33.7%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	24.1%
Voya VACS Index Series I Portfolio	17.6%
Voya VACS Index Series EM Portfolio	4.5%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%
Schwab U.S. TIPS ETF	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.8%
Voya VACS Index Series MC Portfolio	2.1%
Voya VACS Index Series SC Portfolio	2.0%

Class ADV

This semi-annual shareholder report contains important information about Voya Index Solution 2035 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$28	0.54%

0.54%

10

Fund Statistics

Total Net Assets$1,814,452,532
# of Portfolio Holdings10
Portfolio Turnover Rate14%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	39.9%
Voya VACS Index Series I Portfolio	20.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	17.5%
Voya U.S. Bond Index Portfolio - Class I	5.2%
Voya VACS Index Series EM Portfolio	5.0%
Voya VACS Index Series MC Portfolio	3.1%
Vanguard Long-Term Treasury ETF	3.0%
Voya VACS Index Series SC Portfolio	2.1%
Vanguard Total International Bond ETF	2.0%
Xtrackers USD High Yield Corporate Bond ETF	2.0%

Class I

This semi-annual shareholder report contains important information about Voya Index Solution 2035 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$2	0.04%

0.04%

10

Fund Statistics

Total Net Assets$1,814,452,532
# of Portfolio Holdings10
Portfolio Turnover Rate14%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	39.9%
Voya VACS Index Series I Portfolio	20.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	17.5%
Voya U.S. Bond Index Portfolio - Class I	5.2%
Voya VACS Index Series EM Portfolio	5.0%
Voya VACS Index Series MC Portfolio	3.1%
Vanguard Long-Term Treasury ETF	3.0%
Voya VACS Index Series SC Portfolio	2.1%
Vanguard Total International Bond ETF	2.0%
Xtrackers USD High Yield Corporate Bond ETF	2.0%

Class S

This semi-annual shareholder report contains important information about Voya Index Solution 2035 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$15	0.29%

0.29%

10

Fund Statistics

Total Net Assets$1,814,452,532
# of Portfolio Holdings10
Portfolio Turnover Rate14%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	39.9%
Voya VACS Index Series I Portfolio	20.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	17.5%
Voya U.S. Bond Index Portfolio - Class I	5.2%
Voya VACS Index Series EM Portfolio	5.0%
Voya VACS Index Series MC Portfolio	3.1%
Vanguard Long-Term Treasury ETF	3.0%
Voya VACS Index Series SC Portfolio	2.1%
Vanguard Total International Bond ETF	2.0%
Xtrackers USD High Yield Corporate Bond ETF	2.0%

Class S2

This semi-annual shareholder report contains important information about Voya Index Solution 2035 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$23	0.44%

0.44%

10

Fund Statistics

Total Net Assets$1,814,452,532
# of Portfolio Holdings10
Portfolio Turnover Rate14%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	39.9%
Voya VACS Index Series I Portfolio	20.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	17.5%
Voya U.S. Bond Index Portfolio - Class I	5.2%
Voya VACS Index Series EM Portfolio	5.0%
Voya VACS Index Series MC Portfolio	3.1%
Vanguard Long-Term Treasury ETF	3.0%
Voya VACS Index Series SC Portfolio	2.1%
Vanguard Total International Bond ETF	2.0%
Xtrackers USD High Yield Corporate Bond ETF	2.0%

Class Z

This semi-annual shareholder report contains important information about Voya Index Solution 2035 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class Z	$1	0.01%

0.01%

10

Fund Statistics

Total Net Assets$1,814,452,532
# of Portfolio Holdings10
Portfolio Turnover Rate14%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	39.9%
Voya VACS Index Series I Portfolio	20.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	17.5%
Voya U.S. Bond Index Portfolio - Class I	5.2%
Voya VACS Index Series EM Portfolio	5.0%
Voya VACS Index Series MC Portfolio	3.1%
Vanguard Long-Term Treasury ETF	3.0%
Voya VACS Index Series SC Portfolio	2.1%
Vanguard Total International Bond ETF	2.0%
Xtrackers USD High Yield Corporate Bond ETF	2.0%

Class ADV

This semi-annual shareholder report contains important information about Voya Index Solution 2040 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$30	0.57%

0.57%

9

Fund Statistics

Total Net Assets$1,240,414,619
# of Portfolio Holdings9
Portfolio Turnover Rate13%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	45.3%
Voya VACS Index Series I Portfolio	23.4%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	11.0%
Voya VACS Index Series EM Portfolio	6.5%
Voya VACS Index Series MC Portfolio	4.1%
Vanguard Long-Term Treasury ETF	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.5%
Voya VACS Index Series SC Portfolio	2.1%
Xtrackers USD High Yield Corporate Bond ETF	2.0%

Class I

This semi-annual shareholder report contains important information about Voya Index Solution 2040 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$4	0.07%

0.07%

9

Fund Statistics

Total Net Assets$1,240,414,619
# of Portfolio Holdings9
Portfolio Turnover Rate13%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	45.3%
Voya VACS Index Series I Portfolio	23.4%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	11.0%
Voya VACS Index Series EM Portfolio	6.5%
Voya VACS Index Series MC Portfolio	4.1%
Vanguard Long-Term Treasury ETF	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.5%
Voya VACS Index Series SC Portfolio	2.1%
Xtrackers USD High Yield Corporate Bond ETF	2.0%

Class S

This semi-annual shareholder report contains important information about Voya Index Solution 2040 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$17	0.32%

0.32%

9

Fund Statistics

Total Net Assets$1,240,414,619
# of Portfolio Holdings9
Portfolio Turnover Rate13%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	45.3%
Voya VACS Index Series I Portfolio	23.4%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	11.0%
Voya VACS Index Series EM Portfolio	6.5%
Voya VACS Index Series MC Portfolio	4.1%
Vanguard Long-Term Treasury ETF	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.5%
Voya VACS Index Series SC Portfolio	2.1%
Xtrackers USD High Yield Corporate Bond ETF	2.0%

Class S2

This semi-annual shareholder report contains important information about Voya Index Solution 2040 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$24	0.47%

0.47%

9

Fund Statistics

Total Net Assets$1,240,414,619
# of Portfolio Holdings9
Portfolio Turnover Rate13%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	45.3%
Voya VACS Index Series I Portfolio	23.4%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	11.0%
Voya VACS Index Series EM Portfolio	6.5%
Voya VACS Index Series MC Portfolio	4.1%
Vanguard Long-Term Treasury ETF	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.5%
Voya VACS Index Series SC Portfolio	2.1%
Xtrackers USD High Yield Corporate Bond ETF	2.0%

Class Z

This semi-annual shareholder report contains important information about Voya Index Solution 2040 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class Z	$1	0.01%

0.01%

9

Fund Statistics

Total Net Assets$1,240,414,619
# of Portfolio Holdings9
Portfolio Turnover Rate13%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	45.3%
Voya VACS Index Series I Portfolio	23.4%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	11.0%
Voya VACS Index Series EM Portfolio	6.5%
Voya VACS Index Series MC Portfolio	4.1%
Vanguard Long-Term Treasury ETF	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.5%
Voya VACS Index Series SC Portfolio	2.1%
Xtrackers USD High Yield Corporate Bond ETF	2.0%

Class ADV

This semi-annual shareholder report contains important information about Voya Index Solution 2045 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$29	0.55%

0.55%

9

Fund Statistics

Total Net Assets$1,597,329,243
# of Portfolio Holdings9
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	50.0%
Voya VACS Index Series I Portfolio	25.7%
Voya VACS Index Series EM Portfolio	7.5%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	5.5%
Voya VACS Index Series MC Portfolio	4.1%
Voya VACS Index Series SC Portfolio	2.1%
Vanguard Long-Term Treasury ETF	2.0%
Xtrackers USD High Yield Corporate Bond ETF	2.0%
Voya U.S. Bond Index Portfolio - Class I	1.0%

Class I

This semi-annual shareholder report contains important information about Voya Index Solution 2045 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$3	0.05%

0.05%

9

Fund Statistics

Total Net Assets$1,597,329,243
# of Portfolio Holdings9
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	50.0%
Voya VACS Index Series I Portfolio	25.7%
Voya VACS Index Series EM Portfolio	7.5%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	5.5%
Voya VACS Index Series MC Portfolio	4.1%
Voya VACS Index Series SC Portfolio	2.1%
Vanguard Long-Term Treasury ETF	2.0%
Xtrackers USD High Yield Corporate Bond ETF	2.0%
Voya U.S. Bond Index Portfolio - Class I	1.0%

Class S

This semi-annual shareholder report contains important information about Voya Index Solution 2045 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$16	0.30%

0.30%

9

Fund Statistics

Total Net Assets$1,597,329,243
# of Portfolio Holdings9
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	50.0%
Voya VACS Index Series I Portfolio	25.7%
Voya VACS Index Series EM Portfolio	7.5%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	5.5%
Voya VACS Index Series MC Portfolio	4.1%
Voya VACS Index Series SC Portfolio	2.1%
Vanguard Long-Term Treasury ETF	2.0%
Xtrackers USD High Yield Corporate Bond ETF	2.0%
Voya U.S. Bond Index Portfolio - Class I	1.0%

Class S2

This semi-annual shareholder report contains important information about Voya Index Solution 2045 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$23	0.45%

0.45%

9

Fund Statistics

Total Net Assets$1,597,329,243
# of Portfolio Holdings9
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	50.0%
Voya VACS Index Series I Portfolio	25.7%
Voya VACS Index Series EM Portfolio	7.5%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	5.5%
Voya VACS Index Series MC Portfolio	4.1%
Voya VACS Index Series SC Portfolio	2.1%
Vanguard Long-Term Treasury ETF	2.0%
Xtrackers USD High Yield Corporate Bond ETF	2.0%
Voya U.S. Bond Index Portfolio - Class I	1.0%

Class Z

This semi-annual shareholder report contains important information about Voya Index Solution 2045 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class Z	$1	0.01%

0.01%

9

Fund Statistics

Total Net Assets$1,597,329,243
# of Portfolio Holdings9
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	50.0%
Voya VACS Index Series I Portfolio	25.7%
Voya VACS Index Series EM Portfolio	7.5%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	5.5%
Voya VACS Index Series MC Portfolio	4.1%
Voya VACS Index Series SC Portfolio	2.1%
Vanguard Long-Term Treasury ETF	2.0%
Xtrackers USD High Yield Corporate Bond ETF	2.0%
Voya U.S. Bond Index Portfolio - Class I	1.0%

Class ADV

This semi-annual shareholder report contains important information about Voya Index Solution 2050 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$30	0.58%

0.58%

8

Fund Statistics

Total Net Assets$1,089,726,249
# of Portfolio Holdings8
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	52.5%
Voya VACS Index Series I Portfolio	27.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.1%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	3.0%
Voya U.S. Bond Index Portfolio - Class I	1.0%
Vanguard Long-Term Treasury ETF	1.0%

Class I

This semi-annual shareholder report contains important information about Voya Index Solution 2050 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$4	0.08%

0.08%

8

Fund Statistics

Total Net Assets$1,089,726,249
# of Portfolio Holdings8
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	52.5%
Voya VACS Index Series I Portfolio	27.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.1%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	3.0%
Voya U.S. Bond Index Portfolio - Class I	1.0%
Vanguard Long-Term Treasury ETF	1.0%

Class S

This semi-annual shareholder report contains important information about Voya Index Solution 2050 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$17	0.33%

0.33%

8

Fund Statistics

Total Net Assets$1,089,726,249
# of Portfolio Holdings8
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	52.5%
Voya VACS Index Series I Portfolio	27.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.1%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	3.0%
Voya U.S. Bond Index Portfolio - Class I	1.0%
Vanguard Long-Term Treasury ETF	1.0%

Class S2

This semi-annual shareholder report contains important information about Voya Index Solution 2050 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$25	0.48%

0.48%

8

Fund Statistics

Total Net Assets$1,089,726,249
# of Portfolio Holdings8
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	52.5%
Voya VACS Index Series I Portfolio	27.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.1%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	3.0%
Voya U.S. Bond Index Portfolio - Class I	1.0%
Vanguard Long-Term Treasury ETF	1.0%

Class Z

This semi-annual shareholder report contains important information about Voya Index Solution 2050 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class Z	$1	0.01%

0.01%

8

Fund Statistics

Total Net Assets$1,089,726,249
# of Portfolio Holdings8
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	52.5%
Voya VACS Index Series I Portfolio	27.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.1%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	3.0%
Voya U.S. Bond Index Portfolio - Class I	1.0%
Vanguard Long-Term Treasury ETF	1.0%

Class ADV

This semi-annual shareholder report contains important information about Voya Index Solution 2055 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$30	0.57%

0.57%

7

Fund Statistics

Total Net Assets$1,107,633,235
# of Portfolio Holdings7
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	27.7%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	2.0%
Vanguard Long-Term Treasury ETF	1.0%

Class I

This semi-annual shareholder report contains important information about Voya Index Solution 2055 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$4	0.07%

0.07%

7

Fund Statistics

Total Net Assets$1,107,633,235
# of Portfolio Holdings7
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	27.7%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	2.0%
Vanguard Long-Term Treasury ETF	1.0%

Class S

This semi-annual shareholder report contains important information about Voya Index Solution 2055 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$17	0.32%

0.32%

7

Fund Statistics

Total Net Assets$1,107,633,235
# of Portfolio Holdings7
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	27.7%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	2.0%
Vanguard Long-Term Treasury ETF	1.0%

Class S2

This semi-annual shareholder report contains important information about Voya Index Solution 2055 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$25	0.47%

0.47%

7

Fund Statistics

Total Net Assets$1,107,633,235
# of Portfolio Holdings7
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	27.7%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	2.0%
Vanguard Long-Term Treasury ETF	1.0%

Class Z

This semi-annual shareholder report contains important information about Voya Index Solution 2055 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class Z	$1	0.01%

0.01%

7

Fund Statistics

Total Net Assets$1,107,633,235
# of Portfolio Holdings7
Portfolio Turnover Rate12%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	27.7%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	2.0%
Vanguard Long-Term Treasury ETF	1.0%

Class ADV

This semi-annual shareholder report contains important information about Voya Index Solution 2060 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$30	0.57%

0.57%

7

Fund Statistics

Total Net Assets$757,877,396
# of Portfolio Holdings7
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	28.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.5%
Vanguard Long-Term Treasury ETF	1.0%

Class I

This semi-annual shareholder report contains important information about Voya Index Solution 2060 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$4	0.07%

0.07%

7

Fund Statistics

Total Net Assets$757,877,396
# of Portfolio Holdings7
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	28.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.5%
Vanguard Long-Term Treasury ETF	1.0%

Class S

This semi-annual shareholder report contains important information about Voya Index Solution 2060 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$17	0.32%

0.32%

7

Fund Statistics

Total Net Assets$757,877,396
# of Portfolio Holdings7
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	28.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.5%
Vanguard Long-Term Treasury ETF	1.0%

Class S2

This semi-annual shareholder report contains important information about Voya Index Solution 2060 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$25	0.47%

0.47%

7

Fund Statistics

Total Net Assets$757,877,396
# of Portfolio Holdings7
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	28.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.5%
Vanguard Long-Term Treasury ETF	1.0%

Class Z

This semi-annual shareholder report contains important information about Voya Index Solution 2060 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class Z	$1	0.01%

0.01%

7

Fund Statistics

Total Net Assets$757,877,396
# of Portfolio Holdings7
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	28.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.5%
Vanguard Long-Term Treasury ETF	1.0%

Class ADV

This semi-annual shareholder report contains important information about Voya Index Solution 2065 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$31	0.60%

0.60%

7

Fund Statistics

Total Net Assets$270,141,121
# of Portfolio Holdings7
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	28.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.5%
Vanguard Long-Term Treasury ETF	1.0%

Class I

This semi-annual shareholder report contains important information about Voya Index Solution 2065 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$5	0.10%

0.10%

7

Fund Statistics

Total Net Assets$270,141,121
# of Portfolio Holdings7
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	28.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.5%
Vanguard Long-Term Treasury ETF	1.0%

Class S

This semi-annual shareholder report contains important information about Voya Index Solution 2065 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$18	0.35%

0.35%

7

Fund Statistics

Total Net Assets$270,141,121
# of Portfolio Holdings7
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	28.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.5%
Vanguard Long-Term Treasury ETF	1.0%

Class S2

This semi-annual shareholder report contains important information about Voya Index Solution 2065 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$26	0.50%

0.50%

7

Fund Statistics

Total Net Assets$270,141,121
# of Portfolio Holdings7
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	28.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.5%
Vanguard Long-Term Treasury ETF	1.0%

Class Z

This semi-annual shareholder report contains important information about Voya Index Solution 2065 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class Z	$1	0.01%

0.01%

7

Fund Statistics

Total Net Assets$270,141,121
# of Portfolio Holdings7
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.5%
Voya VACS Index Series I Portfolio	28.2%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.5%
Vanguard Long-Term Treasury ETF	1.0%

Class ADV

This semi-annual shareholder report contains important information about Voya Index Solution 2070 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$33	0.62%

0.62%

8

Fund Statistics

Total Net Assets$13,514,254
# of Portfolio Holdings8
Portfolio Turnover Rate16%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.6%
Voya VACS Index Series I Portfolio	28.1%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.3%
Vanguard Long-Term Treasury ETF	1.2%

Class I

This semi-annual shareholder report contains important information about Voya Index Solution 2070 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$6	0.12%

0.12%

8

Fund Statistics

Total Net Assets$13,514,254
# of Portfolio Holdings8
Portfolio Turnover Rate16%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.6%
Voya VACS Index Series I Portfolio	28.1%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.3%
Vanguard Long-Term Treasury ETF	1.2%

Class S

This semi-annual shareholder report contains important information about Voya Index Solution 2070 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$19	0.37%

0.37%

8

Fund Statistics

Total Net Assets$13,514,254
# of Portfolio Holdings8
Portfolio Turnover Rate16%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.6%
Voya VACS Index Series I Portfolio	28.1%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.3%
Vanguard Long-Term Treasury ETF	1.2%

Class S2

This semi-annual shareholder report contains important information about Voya Index Solution 2070 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$27	0.52%

0.52%

8

Fund Statistics

Total Net Assets$13,514,254
# of Portfolio Holdings8
Portfolio Turnover Rate16%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.6%
Voya VACS Index Series I Portfolio	28.1%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.3%
Vanguard Long-Term Treasury ETF	1.2%

Class Z

This semi-annual shareholder report contains important information about Voya Index Solution 2070 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class Z	$4	0.08%

0.08%

8

Fund Statistics

Total Net Assets$13,514,254
# of Portfolio Holdings8
Portfolio Turnover Rate16%

Top 10 Holdings

Table Summary
Voya VACS Index Series S Portfolio	53.6%
Voya VACS Index Series I Portfolio	28.1%
Voya VACS Index Series EM Portfolio	8.0%
Voya VACS Index Series MC Portfolio	4.6%
Voya VACS Index Series SC Portfolio	3.1%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	1.3%
Vanguard Long-Term Treasury ETF	1.2%

Class ADV

This semi-annual shareholder report contains important information about Voya Index Solution Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$27	0.54%

0.54%

13

Fund Statistics

Total Net Assets$1,401,508,007
# of Portfolio Holdings13
Portfolio Turnover Rate16%

Top 10 Holdings

Table Summary
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	34.2%
Voya VACS Index Series S Portfolio	19.8%
Voya VACS Index Series I Portfolio	11.1%
Schwab U.S. TIPS ETF	8.9%
Voya Short Duration Bond Fund - Class R6	8.0%
Xtrackers USD High Yield Corporate Bond ETF	4.0%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%
Voya VACS Index Series EM Portfolio	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.7%

Class I

This semi-annual shareholder report contains important information about Voya Index Solution Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$2	0.04%

0.04%

13

Fund Statistics

Total Net Assets$1,401,508,007
# of Portfolio Holdings13
Portfolio Turnover Rate16%

Top 10 Holdings

Table Summary
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	34.2%
Voya VACS Index Series S Portfolio	19.8%
Voya VACS Index Series I Portfolio	11.1%
Schwab U.S. TIPS ETF	8.9%
Voya Short Duration Bond Fund - Class R6	8.0%
Xtrackers USD High Yield Corporate Bond ETF	4.0%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%
Voya VACS Index Series EM Portfolio	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.7%

Class S

This semi-annual shareholder report contains important information about Voya Index Solution Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$15	0.29%

0.29%

13

Fund Statistics

Total Net Assets$1,401,508,007
# of Portfolio Holdings13
Portfolio Turnover Rate16%

Top 10 Holdings

Table Summary
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	34.2%
Voya VACS Index Series S Portfolio	19.8%
Voya VACS Index Series I Portfolio	11.1%
Schwab U.S. TIPS ETF	8.9%
Voya Short Duration Bond Fund - Class R6	8.0%
Xtrackers USD High Yield Corporate Bond ETF	4.0%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%
Voya VACS Index Series EM Portfolio	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.7%

Class S2

This semi-annual shareholder report contains important information about Voya Index Solution Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$22	0.44%

0.44%

13

Fund Statistics

Total Net Assets$1,401,508,007
# of Portfolio Holdings13
Portfolio Turnover Rate16%

Top 10 Holdings

Table Summary
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	34.2%
Voya VACS Index Series S Portfolio	19.8%
Voya VACS Index Series I Portfolio	11.1%
Schwab U.S. TIPS ETF	8.9%
Voya Short Duration Bond Fund - Class R6	8.0%
Xtrackers USD High Yield Corporate Bond ETF	4.0%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%
Voya VACS Index Series EM Portfolio	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.7%

Class Z

This semi-annual shareholder report contains important information about Voya Index Solution Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class Z	$1	0.01%

0.01%

13

Fund Statistics

Total Net Assets$1,401,508,007
# of Portfolio Holdings13
Portfolio Turnover Rate16%

Top 10 Holdings

Table Summary
WisdomTree Voya Yield Enhanced USD Universal Bond Fund	34.2%
Voya VACS Index Series S Portfolio	19.8%
Voya VACS Index Series I Portfolio	11.1%
Schwab U.S. TIPS ETF	8.9%
Voya Short Duration Bond Fund - Class R6	8.0%
Xtrackers USD High Yield Corporate Bond ETF	4.0%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%
Voya VACS Index Series EM Portfolio	3.0%
Voya U.S. Bond Index Portfolio - Class I	2.7%

Class ADV

This semi-annual shareholder report contains important information about Voya International High Dividend Low Volatility Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$65	1.26%

1.26%

177

Fund Statistics

Total Net Assets$171,465,964
# of Portfolio Holdings177
Portfolio Turnover Rate41%

Top 10 Holdings

Table Summary
Allianz SE	2.3%
Shell PLC	2.1%
British American Tobacco PLC	1.5%
Enel SpA	1.4%
Intesa Sanpaolo SpA	1.4%
ING Groep NV	1.4%
BP PLC	1.4%
Iberdrola SA	1.3%
BNP Paribas SA	1.2%
Oversea-Chinese Banking Corp. Ltd.	1.2%

Class I

This semi-annual shareholder report contains important information about Voya International High Dividend Low Volatility Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$39	0.76%

0.76%

177

Fund Statistics

Total Net Assets$171,465,964
# of Portfolio Holdings177
Portfolio Turnover Rate41%

Top 10 Holdings

Table Summary
Allianz SE	2.3%
Shell PLC	2.1%
British American Tobacco PLC	1.5%
Enel SpA	1.4%
Intesa Sanpaolo SpA	1.4%
ING Groep NV	1.4%
BP PLC	1.4%
Iberdrola SA	1.3%
BNP Paribas SA	1.2%
Oversea-Chinese Banking Corp. Ltd.	1.2%

Class S

This semi-annual shareholder report contains important information about Voya International High Dividend Low Volatility Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$50	0.98%

0.98%

177

Fund Statistics

Total Net Assets$171,465,964
# of Portfolio Holdings177
Portfolio Turnover Rate41%

Top 10 Holdings

Table Summary
Allianz SE	2.3%
Shell PLC	2.1%
British American Tobacco PLC	1.5%
Enel SpA	1.4%
Intesa Sanpaolo SpA	1.4%
ING Groep NV	1.4%
BP PLC	1.4%
Iberdrola SA	1.3%
BNP Paribas SA	1.2%
Oversea-Chinese Banking Corp. Ltd.	1.2%

Class S2

This semi-annual shareholder report contains important information about Voya International High Dividend Low Volatility Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$60	1.16%

1.16%

177

Fund Statistics

Total Net Assets$171,465,964
# of Portfolio Holdings177
Portfolio Turnover Rate41%

Top 10 Holdings

Table Summary
Allianz SE	2.3%
Shell PLC	2.1%
British American Tobacco PLC	1.5%
Enel SpA	1.4%
Intesa Sanpaolo SpA	1.4%
ING Groep NV	1.4%
BP PLC	1.4%
Iberdrola SA	1.3%
BNP Paribas SA	1.2%
Oversea-Chinese Banking Corp. Ltd.	1.2%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution 2030 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$41	0.79%

0.79%

19

Fund Statistics

Total Net Assets$78,501,443
# of Portfolio Holdings19
Portfolio Turnover Rate32%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	19.8%
Voya Intermediate Bond Fund - Class R6	18.1%
Voya Multi-Manager International Equity Fund - Class I	11.5%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	10.0%
Vanguard FTSE Developed Markets ETF	5.9%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	5.0%
Voya Large Cap Value Fund - Class R6	4.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%

Class I

This semi-annual shareholder report contains important information about Voya Solution 2030 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$15	0.29%

0.29%

19

Fund Statistics

Total Net Assets$78,501,443
# of Portfolio Holdings19
Portfolio Turnover Rate32%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	19.8%
Voya Intermediate Bond Fund - Class R6	18.1%
Voya Multi-Manager International Equity Fund - Class I	11.5%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	10.0%
Vanguard FTSE Developed Markets ETF	5.9%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	5.0%
Voya Large Cap Value Fund - Class R6	4.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%

Class S

This semi-annual shareholder report contains important information about Voya Solution 2030 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$28	0.54%

0.54%

19

Fund Statistics

Total Net Assets$78,501,443
# of Portfolio Holdings19
Portfolio Turnover Rate32%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	19.8%
Voya Intermediate Bond Fund - Class R6	18.1%
Voya Multi-Manager International Equity Fund - Class I	11.5%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	10.0%
Vanguard FTSE Developed Markets ETF	5.9%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	5.0%
Voya Large Cap Value Fund - Class R6	4.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%

Class S2

This semi-annual shareholder report contains important information about Voya Solution 2030 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$35	0.69%

0.69%

19

Fund Statistics

Total Net Assets$78,501,443
# of Portfolio Holdings19
Portfolio Turnover Rate32%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	19.8%
Voya Intermediate Bond Fund - Class R6	18.1%
Voya Multi-Manager International Equity Fund - Class I	11.5%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	10.0%
Vanguard FTSE Developed Markets ETF	5.9%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	5.0%
Voya Large Cap Value Fund - Class R6	4.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Vanguard Long-Term Treasury ETF	3.0%
Vanguard Total International Bond ETF	3.0%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution 2035 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$40	0.78%

0.78%

17

Fund Statistics

Total Net Assets$644,556,538
# of Portfolio Holdings17
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	26.0%
Voya Intermediate Bond Fund - Class R6	14.8%
Voya Multi-Manager International Equity Fund - Class I	13.9%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	10.0%
Vanguard FTSE Developed Markets ETF	6.0%
Voya Large Cap Value Fund - Class R6	4.1%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	4.0%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Vanguard Long-Term Treasury ETF	3.0%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	2.6%

Class I

This semi-annual shareholder report contains important information about Voya Solution 2035 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$14	0.28%

0.28%

17

Fund Statistics

Total Net Assets$644,556,538
# of Portfolio Holdings17
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	26.0%
Voya Intermediate Bond Fund - Class R6	14.8%
Voya Multi-Manager International Equity Fund - Class I	13.9%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	10.0%
Vanguard FTSE Developed Markets ETF	6.0%
Voya Large Cap Value Fund - Class R6	4.1%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	4.0%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Vanguard Long-Term Treasury ETF	3.0%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	2.6%

Class S

This semi-annual shareholder report contains important information about Voya Solution 2035 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$27	0.53%

0.53%

17

Fund Statistics

Total Net Assets$644,556,538
# of Portfolio Holdings17
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	26.0%
Voya Intermediate Bond Fund - Class R6	14.8%
Voya Multi-Manager International Equity Fund - Class I	13.9%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	10.0%
Vanguard FTSE Developed Markets ETF	6.0%
Voya Large Cap Value Fund - Class R6	4.1%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	4.0%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Vanguard Long-Term Treasury ETF	3.0%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	2.6%

Class S2

This semi-annual shareholder report contains important information about Voya Solution 2035 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$35	0.68%

0.68%

17

Fund Statistics

Total Net Assets$644,556,538
# of Portfolio Holdings17
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	26.0%
Voya Intermediate Bond Fund - Class R6	14.8%
Voya Multi-Manager International Equity Fund - Class I	13.9%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	10.0%
Vanguard FTSE Developed Markets ETF	6.0%
Voya Large Cap Value Fund - Class R6	4.1%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	4.0%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Vanguard Long-Term Treasury ETF	3.0%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	2.6%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution 2040 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$39	0.75%

0.75%

17

Fund Statistics

Total Net Assets$68,235,857
# of Portfolio Holdings17
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	29.0%
Voya Multi-Manager International Equity Fund - Class I	16.2%
Voya Intermediate Bond Fund - Class R6	7.6%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.5%
Vanguard FTSE Developed Markets ETF	7.0%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	4.1%
Voya Large Cap Value Fund - Class R6	4.1%
Vanguard Long-Term Treasury ETF	3.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	3.0%

Class I

This semi-annual shareholder report contains important information about Voya Solution 2040 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$13	0.25%

0.25%

17

Fund Statistics

Total Net Assets$68,235,857
# of Portfolio Holdings17
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	29.0%
Voya Multi-Manager International Equity Fund - Class I	16.2%
Voya Intermediate Bond Fund - Class R6	7.6%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.5%
Vanguard FTSE Developed Markets ETF	7.0%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	4.1%
Voya Large Cap Value Fund - Class R6	4.1%
Vanguard Long-Term Treasury ETF	3.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	3.0%

Class S

This semi-annual shareholder report contains important information about Voya Solution 2040 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$26	0.50%

0.50%

17

Fund Statistics

Total Net Assets$68,235,857
# of Portfolio Holdings17
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	29.0%
Voya Multi-Manager International Equity Fund - Class I	16.2%
Voya Intermediate Bond Fund - Class R6	7.6%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.5%
Vanguard FTSE Developed Markets ETF	7.0%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	4.1%
Voya Large Cap Value Fund - Class R6	4.1%
Vanguard Long-Term Treasury ETF	3.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	3.0%

Class S2

This semi-annual shareholder report contains important information about Voya Solution 2040 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$34	0.65%

0.65%

17

Fund Statistics

Total Net Assets$68,235,857
# of Portfolio Holdings17
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	29.0%
Voya Multi-Manager International Equity Fund - Class I	16.2%
Voya Intermediate Bond Fund - Class R6	7.6%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.5%
Vanguard FTSE Developed Markets ETF	7.0%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	4.1%
Voya Large Cap Value Fund - Class R6	4.1%
Vanguard Long-Term Treasury ETF	3.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	3.0%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution 2045 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$40	0.76%

0.76%

16

Fund Statistics

Total Net Assets$537,221,568
# of Portfolio Holdings16
Portfolio Turnover Rate19%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	33.7%
Voya Multi-Manager International Equity Fund - Class I	18.4%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.5%
Vanguard FTSE Developed Markets ETF	7.0%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.9%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.1%
Voya Large Cap Value Fund - Class R6	4.1%
Voya Intermediate Bond Fund - Class R6	3.5%
Vanguard FTSE Emerging Markets ETF	2.5%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.4%

Class I

This semi-annual shareholder report contains important information about Voya Solution 2045 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$14	0.26%

0.26%

16

Fund Statistics

Total Net Assets$537,221,568
# of Portfolio Holdings16
Portfolio Turnover Rate19%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	33.7%
Voya Multi-Manager International Equity Fund - Class I	18.4%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.5%
Vanguard FTSE Developed Markets ETF	7.0%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.9%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.1%
Voya Large Cap Value Fund - Class R6	4.1%
Voya Intermediate Bond Fund - Class R6	3.5%
Vanguard FTSE Emerging Markets ETF	2.5%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.4%

Class S

This semi-annual shareholder report contains important information about Voya Solution 2045 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$27	0.51%

0.51%

16

Fund Statistics

Total Net Assets$537,221,568
# of Portfolio Holdings16
Portfolio Turnover Rate19%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	33.7%
Voya Multi-Manager International Equity Fund - Class I	18.4%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.5%
Vanguard FTSE Developed Markets ETF	7.0%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.9%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.1%
Voya Large Cap Value Fund - Class R6	4.1%
Voya Intermediate Bond Fund - Class R6	3.5%
Vanguard FTSE Emerging Markets ETF	2.5%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.4%

Class S2

This semi-annual shareholder report contains important information about Voya Solution 2045 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$34	0.66%

0.66%

16

Fund Statistics

Total Net Assets$537,221,568
# of Portfolio Holdings16
Portfolio Turnover Rate19%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	33.7%
Voya Multi-Manager International Equity Fund - Class I	18.4%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.5%
Vanguard FTSE Developed Markets ETF	7.0%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.9%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.1%
Voya Large Cap Value Fund - Class R6	4.1%
Voya Intermediate Bond Fund - Class R6	3.5%
Vanguard FTSE Emerging Markets ETF	2.5%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.4%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution 2050 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$40	0.76%

0.76%

15

Fund Statistics

Total Net Assets$63,452,340
# of Portfolio Holdings15
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	36.2%
Voya Multi-Manager International Equity Fund - Class I	19.5%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.5%
Vanguard FTSE Developed Markets ETF	7.4%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.2%
Voya Large Cap Value Fund - Class R6	4.1%
Vanguard FTSE Emerging Markets ETF	2.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.3%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class I

This semi-annual shareholder report contains important information about Voya Solution 2050 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$14	0.26%

0.26%

15

Fund Statistics

Total Net Assets$63,452,340
# of Portfolio Holdings15
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	36.2%
Voya Multi-Manager International Equity Fund - Class I	19.5%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.5%
Vanguard FTSE Developed Markets ETF	7.4%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.2%
Voya Large Cap Value Fund - Class R6	4.1%
Vanguard FTSE Emerging Markets ETF	2.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.3%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class S

This semi-annual shareholder report contains important information about Voya Solution 2050 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$27	0.51%

0.51%

15

Fund Statistics

Total Net Assets$63,452,340
# of Portfolio Holdings15
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	36.2%
Voya Multi-Manager International Equity Fund - Class I	19.5%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.5%
Vanguard FTSE Developed Markets ETF	7.4%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.2%
Voya Large Cap Value Fund - Class R6	4.1%
Vanguard FTSE Emerging Markets ETF	2.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.3%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class S2

This semi-annual shareholder report contains important information about Voya Solution 2050 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$35	0.66%

0.66%

15

Fund Statistics

Total Net Assets$63,452,340
# of Portfolio Holdings15
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	36.2%
Voya Multi-Manager International Equity Fund - Class I	19.5%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.5%
Vanguard FTSE Developed Markets ETF	7.4%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.2%
Voya Large Cap Value Fund - Class R6	4.1%
Vanguard FTSE Emerging Markets ETF	2.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.3%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution 2055 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$41	0.79%

0.79%

14

Fund Statistics

Total Net Assets$215,721,835
# of Portfolio Holdings14
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	38.7%
Voya Multi-Manager International Equity Fund - Class I	19.9%
Vanguard FTSE Developed Markets ETF	7.4%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	5.0%
Voya Large Cap Value Fund - Class R6	4.1%
Vanguard FTSE Emerging Markets ETF	3.0%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class I

This semi-annual shareholder report contains important information about Voya Solution 2055 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$15	0.29%

0.29%

14

Fund Statistics

Total Net Assets$215,721,835
# of Portfolio Holdings14
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	38.7%
Voya Multi-Manager International Equity Fund - Class I	19.9%
Vanguard FTSE Developed Markets ETF	7.4%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	5.0%
Voya Large Cap Value Fund - Class R6	4.1%
Vanguard FTSE Emerging Markets ETF	3.0%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class S

This semi-annual shareholder report contains important information about Voya Solution 2055 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$28	0.54%

0.54%

14

Fund Statistics

Total Net Assets$215,721,835
# of Portfolio Holdings14
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	38.7%
Voya Multi-Manager International Equity Fund - Class I	19.9%
Vanguard FTSE Developed Markets ETF	7.4%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	5.0%
Voya Large Cap Value Fund - Class R6	4.1%
Vanguard FTSE Emerging Markets ETF	3.0%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class S2

This semi-annual shareholder report contains important information about Voya Solution 2055 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$36	0.69%

0.69%

14

Fund Statistics

Total Net Assets$215,721,835
# of Portfolio Holdings14
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	38.7%
Voya Multi-Manager International Equity Fund - Class I	19.9%
Vanguard FTSE Developed Markets ETF	7.4%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	5.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	5.0%
Voya Large Cap Value Fund - Class R6	4.1%
Vanguard FTSE Emerging Markets ETF	3.0%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution 2060 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$41	0.78%

0.78%

14

Fund Statistics

Total Net Assets$47,218,066
# of Portfolio Holdings14
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.4%
Voya Multi-Manager International Equity Fund - Class I	20.5%
Vanguard FTSE Developed Markets ETF	7.4%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	6.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.2%
Voya Large Cap Value Fund - Class R6	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	3.7%
Vanguard FTSE Emerging Markets ETF	3.0%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class I

This semi-annual shareholder report contains important information about Voya Solution 2060 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$15	0.28%

0.28%

14

Fund Statistics

Total Net Assets$47,218,066
# of Portfolio Holdings14
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.4%
Voya Multi-Manager International Equity Fund - Class I	20.5%
Vanguard FTSE Developed Markets ETF	7.4%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	6.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.2%
Voya Large Cap Value Fund - Class R6	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	3.7%
Vanguard FTSE Emerging Markets ETF	3.0%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class S

This semi-annual shareholder report contains important information about Voya Solution 2060 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$28	0.53%

0.53%

14

Fund Statistics

Total Net Assets$47,218,066
# of Portfolio Holdings14
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.4%
Voya Multi-Manager International Equity Fund - Class I	20.5%
Vanguard FTSE Developed Markets ETF	7.4%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	6.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.2%
Voya Large Cap Value Fund - Class R6	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	3.7%
Vanguard FTSE Emerging Markets ETF	3.0%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class S2

This semi-annual shareholder report contains important information about Voya Solution 2060 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$36	0.68%

0.68%

14

Fund Statistics

Total Net Assets$47,218,066
# of Portfolio Holdings14
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.4%
Voya Multi-Manager International Equity Fund - Class I	20.5%
Vanguard FTSE Developed Markets ETF	7.4%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	6.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.2%
Voya Large Cap Value Fund - Class R6	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	3.7%
Vanguard FTSE Emerging Markets ETF	3.0%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution 2065 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$41	0.78%

0.78%

14

Fund Statistics

Total Net Assets$31,204,371
# of Portfolio Holdings14
Portfolio Turnover Rate24%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.4%
Voya Multi-Manager International Equity Fund - Class I	20.5%
Vanguard FTSE Developed Markets ETF	7.3%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	6.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.2%
Voya Large Cap Value Fund - Class R6	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	3.8%
Vanguard FTSE Emerging Markets ETF	2.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class I

This semi-annual shareholder report contains important information about Voya Solution 2065 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$15	0.28%

0.28%

14

Fund Statistics

Total Net Assets$31,204,371
# of Portfolio Holdings14
Portfolio Turnover Rate24%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.4%
Voya Multi-Manager International Equity Fund - Class I	20.5%
Vanguard FTSE Developed Markets ETF	7.3%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	6.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.2%
Voya Large Cap Value Fund - Class R6	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	3.8%
Vanguard FTSE Emerging Markets ETF	2.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class S

This semi-annual shareholder report contains important information about Voya Solution 2065 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$28	0.53%

0.53%

14

Fund Statistics

Total Net Assets$31,204,371
# of Portfolio Holdings14
Portfolio Turnover Rate24%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.4%
Voya Multi-Manager International Equity Fund - Class I	20.5%
Vanguard FTSE Developed Markets ETF	7.3%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	6.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.2%
Voya Large Cap Value Fund - Class R6	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	3.8%
Vanguard FTSE Emerging Markets ETF	2.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class S2

This semi-annual shareholder report contains important information about Voya Solution 2065 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$36	0.68%

0.68%

14

Fund Statistics

Total Net Assets$31,204,371
# of Portfolio Holdings14
Portfolio Turnover Rate24%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.4%
Voya Multi-Manager International Equity Fund - Class I	20.5%
Vanguard FTSE Developed Markets ETF	7.3%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	6.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.2%
Voya Large Cap Value Fund - Class R6	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	3.8%
Vanguard FTSE Emerging Markets ETF	2.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution 2070 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$46	0.88%

0.88%

15

Fund Statistics

Total Net Assets$5,904,846
# of Portfolio Holdings15
Portfolio Turnover Rate22%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.4%
Voya Multi-Manager International Equity Fund - Class I	20.7%
Vanguard FTSE Developed Markets ETF	7.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	6.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.3%
Voya Large Cap Value Fund - Class R6	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	3.8%
Vanguard FTSE Emerging Markets ETF	2.8%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class I

This semi-annual shareholder report contains important information about Voya Solution 2070 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$20	0.38%

0.38%

15

Fund Statistics

Total Net Assets$5,904,846
# of Portfolio Holdings15
Portfolio Turnover Rate22%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.4%
Voya Multi-Manager International Equity Fund - Class I	20.7%
Vanguard FTSE Developed Markets ETF	7.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	6.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.3%
Voya Large Cap Value Fund - Class R6	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	3.8%
Vanguard FTSE Emerging Markets ETF	2.8%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class S

This semi-annual shareholder report contains important information about Voya Solution 2070 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$33	0.63%

0.63%

15

Fund Statistics

Total Net Assets$5,904,846
# of Portfolio Holdings15
Portfolio Turnover Rate22%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.4%
Voya Multi-Manager International Equity Fund - Class I	20.7%
Vanguard FTSE Developed Markets ETF	7.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	6.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.3%
Voya Large Cap Value Fund - Class R6	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	3.8%
Vanguard FTSE Emerging Markets ETF	2.8%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class S2

This semi-annual shareholder report contains important information about Voya Solution 2070 Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$41	0.78%

0.78%

15

Fund Statistics

Total Net Assets$5,904,846
# of Portfolio Holdings15
Portfolio Turnover Rate22%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.4%
Voya Multi-Manager International Equity Fund - Class I	20.7%
Vanguard FTSE Developed Markets ETF	7.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	6.8%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	5.3%
Voya Large Cap Value Fund - Class R6	5.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	3.8%
Vanguard FTSE Emerging Markets ETF	2.8%
Voya Multi-Manager Mid Cap Value Fund - Class I	2.6%
Voya MI Dynamic Small Cap Fund - Class R6	2.1%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution Aggressive Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$38	0.73%

0.73%

14

Fund Statistics

Total Net Assets$228,906,293
# of Portfolio Holdings14
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.2%
Voya Multi-Manager International Equity Fund - Class I	9.4%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.4%
Voya Multi-Manager Mid Cap Value Fund - Class I	6.2%
Voya Large Cap Value Fund - Class R6	6.1%
VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio - Class R6	5.9%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	4.9%
Voya MI Dynamic Small Cap Fund - Class R6	4.7%
Voya Large-Cap Growth Fund - Class R6	3.9%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	3.6%

Class I

This semi-annual shareholder report contains important information about Voya Solution Aggressive Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$12	0.23%

0.23%

14

Fund Statistics

Total Net Assets$228,906,293
# of Portfolio Holdings14
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.2%
Voya Multi-Manager International Equity Fund - Class I	9.4%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.4%
Voya Multi-Manager Mid Cap Value Fund - Class I	6.2%
Voya Large Cap Value Fund - Class R6	6.1%
VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio - Class R6	5.9%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	4.9%
Voya MI Dynamic Small Cap Fund - Class R6	4.7%
Voya Large-Cap Growth Fund - Class R6	3.9%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	3.6%

Class R6

This semi-annual shareholder report contains important information about Voya Solution Aggressive Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class R6	$12	0.22%

0.22%

14

Fund Statistics

Total Net Assets$228,906,293
# of Portfolio Holdings14
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.2%
Voya Multi-Manager International Equity Fund - Class I	9.4%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.4%
Voya Multi-Manager Mid Cap Value Fund - Class I	6.2%
Voya Large Cap Value Fund - Class R6	6.1%
VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio - Class R6	5.9%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	4.9%
Voya MI Dynamic Small Cap Fund - Class R6	4.7%
Voya Large-Cap Growth Fund - Class R6	3.9%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	3.6%

Class S

This semi-annual shareholder report contains important information about Voya Solution Aggressive Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$25	0.48%

0.48%

14

Fund Statistics

Total Net Assets$228,906,293
# of Portfolio Holdings14
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.2%
Voya Multi-Manager International Equity Fund - Class I	9.4%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.4%
Voya Multi-Manager Mid Cap Value Fund - Class I	6.2%
Voya Large Cap Value Fund - Class R6	6.1%
VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio - Class R6	5.9%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	4.9%
Voya MI Dynamic Small Cap Fund - Class R6	4.7%
Voya Large-Cap Growth Fund - Class R6	3.9%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	3.6%

Class S2

This semi-annual shareholder report contains important information about Voya Solution Aggressive Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$33	0.63%

0.63%

14

Fund Statistics

Total Net Assets$228,906,293
# of Portfolio Holdings14
Portfolio Turnover Rate20%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	37.2%
Voya Multi-Manager International Equity Fund - Class I	9.4%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	7.4%
Voya Multi-Manager Mid Cap Value Fund - Class I	6.2%
Voya Large Cap Value Fund - Class R6	6.1%
VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio - Class R6	5.9%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	4.9%
Voya MI Dynamic Small Cap Fund - Class R6	4.7%
Voya Large-Cap Growth Fund - Class R6	3.9%
Voya Multi-Manager Emerging Markets Equity Fund - Class I	3.6%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution Balanced Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$40	0.78%

0.78%

15

Fund Statistics

Total Net Assets$210,422,807
# of Portfolio Holdings15
Portfolio Turnover Rate19%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	28.2%
Voya Intermediate Bond Fund - Class R6	17.6%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
Voya Short Duration Bond Fund - Class R6	8.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	6.0%
Voya Multi-Manager International Equity Fund - Class I	5.5%
Voya Large Cap Value Fund - Class R6	5.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	3.1%
Voya Large-Cap Growth Fund - Class R6	2.9%

Class I

This semi-annual shareholder report contains important information about Voya Solution Balanced Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$14	0.28%

0.28%

15

Fund Statistics

Total Net Assets$210,422,807
# of Portfolio Holdings15
Portfolio Turnover Rate19%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	28.2%
Voya Intermediate Bond Fund - Class R6	17.6%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
Voya Short Duration Bond Fund - Class R6	8.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	6.0%
Voya Multi-Manager International Equity Fund - Class I	5.5%
Voya Large Cap Value Fund - Class R6	5.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	3.1%
Voya Large-Cap Growth Fund - Class R6	2.9%

Class R6

This semi-annual shareholder report contains important information about Voya Solution Balanced Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class R6	$11	0.22%

0.22%

15

Fund Statistics

Total Net Assets$210,422,807
# of Portfolio Holdings15
Portfolio Turnover Rate19%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	28.2%
Voya Intermediate Bond Fund - Class R6	17.6%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
Voya Short Duration Bond Fund - Class R6	8.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	6.0%
Voya Multi-Manager International Equity Fund - Class I	5.5%
Voya Large Cap Value Fund - Class R6	5.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	3.1%
Voya Large-Cap Growth Fund - Class R6	2.9%

Class S

This semi-annual shareholder report contains important information about Voya Solution Balanced Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$27	0.53%

0.53%

15

Fund Statistics

Total Net Assets$210,422,807
# of Portfolio Holdings15
Portfolio Turnover Rate19%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	28.2%
Voya Intermediate Bond Fund - Class R6	17.6%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
Voya Short Duration Bond Fund - Class R6	8.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	6.0%
Voya Multi-Manager International Equity Fund - Class I	5.5%
Voya Large Cap Value Fund - Class R6	5.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	3.1%
Voya Large-Cap Growth Fund - Class R6	2.9%

Class S2

This semi-annual shareholder report contains important information about Voya Solution Balanced Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$35	0.68%

0.68%

15

Fund Statistics

Total Net Assets$210,422,807
# of Portfolio Holdings15
Portfolio Turnover Rate19%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	28.2%
Voya Intermediate Bond Fund - Class R6	17.6%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
Voya Short Duration Bond Fund - Class R6	8.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	6.0%
Voya Multi-Manager International Equity Fund - Class I	5.5%
Voya Large Cap Value Fund - Class R6	5.1%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%
Voya Multi-Manager Mid Cap Value Fund - Class I	3.1%
Voya Large-Cap Growth Fund - Class R6	2.9%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution Conservative Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$38	0.75%

0.75%

18

Fund Statistics

Total Net Assets$88,280,498
# of Portfolio Holdings18
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya Intermediate Bond Fund - Class R6	32.5%
Voya Short Duration Bond Fund - Class R6	14.0%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	9.0%
Voya High Yield Bond Fund - Class R6	5.0%
Schwab U.S. TIPS ETF	4.9%
Voya U.S. Stock Index Portfolio - Class I	4.4%
Voya Large Cap Value Fund - Class R6	3.1%
Voya Large-Cap Growth Fund - Class R6	2.9%
Vanguard Total International Bond ETF	2.5%

Class I

This semi-annual shareholder report contains important information about Voya Solution Conservative Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$13	0.25%

0.25%

18

Fund Statistics

Total Net Assets$88,280,498
# of Portfolio Holdings18
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya Intermediate Bond Fund - Class R6	32.5%
Voya Short Duration Bond Fund - Class R6	14.0%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	9.0%
Voya High Yield Bond Fund - Class R6	5.0%
Schwab U.S. TIPS ETF	4.9%
Voya U.S. Stock Index Portfolio - Class I	4.4%
Voya Large Cap Value Fund - Class R6	3.1%
Voya Large-Cap Growth Fund - Class R6	2.9%
Vanguard Total International Bond ETF	2.5%

Class R6

This semi-annual shareholder report contains important information about Voya Solution Conservative Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class R6	$13	0.25%

0.25%

18

Fund Statistics

Total Net Assets$88,280,498
# of Portfolio Holdings18
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya Intermediate Bond Fund - Class R6	32.5%
Voya Short Duration Bond Fund - Class R6	14.0%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	9.0%
Voya High Yield Bond Fund - Class R6	5.0%
Schwab U.S. TIPS ETF	4.9%
Voya U.S. Stock Index Portfolio - Class I	4.4%
Voya Large Cap Value Fund - Class R6	3.1%
Voya Large-Cap Growth Fund - Class R6	2.9%
Vanguard Total International Bond ETF	2.5%

Class S

This semi-annual shareholder report contains important information about Voya Solution Conservative Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$25	0.50%

0.50%

18

Fund Statistics

Total Net Assets$88,280,498
# of Portfolio Holdings18
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya Intermediate Bond Fund - Class R6	32.5%
Voya Short Duration Bond Fund - Class R6	14.0%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	9.0%
Voya High Yield Bond Fund - Class R6	5.0%
Schwab U.S. TIPS ETF	4.9%
Voya U.S. Stock Index Portfolio - Class I	4.4%
Voya Large Cap Value Fund - Class R6	3.1%
Voya Large-Cap Growth Fund - Class R6	2.9%
Vanguard Total International Bond ETF	2.5%

Class S2

This semi-annual shareholder report contains important information about Voya Solution Conservative Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$33	0.65%

0.65%

18

Fund Statistics

Total Net Assets$88,280,498
# of Portfolio Holdings18
Portfolio Turnover Rate25%

Top 10 Holdings

Table Summary
Voya Intermediate Bond Fund - Class R6	32.5%
Voya Short Duration Bond Fund - Class R6	14.0%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	9.0%
Voya High Yield Bond Fund - Class R6	5.0%
Schwab U.S. TIPS ETF	4.9%
Voya U.S. Stock Index Portfolio - Class I	4.4%
Voya Large Cap Value Fund - Class R6	3.1%
Voya Large-Cap Growth Fund - Class R6	2.9%
Vanguard Total International Bond ETF	2.5%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$40	0.79%

0.79%

18

Fund Statistics

Total Net Assets$478,443,848
# of Portfolio Holdings18
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya Intermediate Bond Fund - Class R6	24.2%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	10.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	9.0%
Voya Short Duration Bond Fund - Class R6	8.0%
Voya U.S. Stock Index Portfolio - Class I	7.9%
Voya Multi-Manager International Equity Fund - Class I	6.9%
Schwab U.S. TIPS ETF	6.9%
Vanguard FTSE Developed Markets ETF	4.1%
Voya High Yield Bond Fund - Class R6	4.0%
Voya Large Cap Value Fund - Class R6	3.1%

Class I

This semi-annual shareholder report contains important information about Voya Solution Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$15	0.29%

0.29%

18

Fund Statistics

Total Net Assets$478,443,848
# of Portfolio Holdings18
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya Intermediate Bond Fund - Class R6	24.2%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	10.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	9.0%
Voya Short Duration Bond Fund - Class R6	8.0%
Voya U.S. Stock Index Portfolio - Class I	7.9%
Voya Multi-Manager International Equity Fund - Class I	6.9%
Schwab U.S. TIPS ETF	6.9%
Vanguard FTSE Developed Markets ETF	4.1%
Voya High Yield Bond Fund - Class R6	4.0%
Voya Large Cap Value Fund - Class R6	3.1%

Class S

This semi-annual shareholder report contains important information about Voya Solution Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$27	0.54%

0.54%

18

Fund Statistics

Total Net Assets$478,443,848
# of Portfolio Holdings18
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya Intermediate Bond Fund - Class R6	24.2%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	10.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	9.0%
Voya Short Duration Bond Fund - Class R6	8.0%
Voya U.S. Stock Index Portfolio - Class I	7.9%
Voya Multi-Manager International Equity Fund - Class I	6.9%
Schwab U.S. TIPS ETF	6.9%
Vanguard FTSE Developed Markets ETF	4.1%
Voya High Yield Bond Fund - Class R6	4.0%
Voya Large Cap Value Fund - Class R6	3.1%

Class S2

This semi-annual shareholder report contains important information about Voya Solution Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$35	0.69%

0.69%

18

Fund Statistics

Total Net Assets$478,443,848
# of Portfolio Holdings18
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya Intermediate Bond Fund - Class R6	24.2%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	10.0%
VY^® BrandywineGLOBAL - Bond Portfolio - Class I	9.0%
Voya Short Duration Bond Fund - Class R6	8.0%
Voya U.S. Stock Index Portfolio - Class I	7.9%
Voya Multi-Manager International Equity Fund - Class I	6.9%
Schwab U.S. TIPS ETF	6.9%
Vanguard FTSE Developed Markets ETF	4.1%
Voya High Yield Bond Fund - Class R6	4.0%
Voya Large Cap Value Fund - Class R6	3.1%

Class ADV

This semi-annual shareholder report contains important information about Voya Solution Moderately Aggressive Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$40	0.78%

0.78%

15

Fund Statistics

Total Net Assets$90,371,546
# of Portfolio Holdings15
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	30.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
Voya Intermediate Bond Fund - Class R6	8.5%
Voya Multi-Manager International Equity Fund - Class I	7.4%
VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio - Class R6	5.7%
Voya Multi-Manager Mid Cap Value Fund - Class I	5.7%
Voya Short Duration Bond Fund - Class R6	5.5%
Voya Large Cap Value Fund - Class R6	5.1%
Voya Large-Cap Growth Fund - Class R6	3.9%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%

Class I

This semi-annual shareholder report contains important information about Voya Solution Moderately Aggressive Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$15	0.28%

0.28%

15

Fund Statistics

Total Net Assets$90,371,546
# of Portfolio Holdings15
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	30.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
Voya Intermediate Bond Fund - Class R6	8.5%
Voya Multi-Manager International Equity Fund - Class I	7.4%
VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio - Class R6	5.7%
Voya Multi-Manager Mid Cap Value Fund - Class I	5.7%
Voya Short Duration Bond Fund - Class R6	5.5%
Voya Large Cap Value Fund - Class R6	5.1%
Voya Large-Cap Growth Fund - Class R6	3.9%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%

Class R6

This semi-annual shareholder report contains important information about Voya Solution Moderately Aggressive Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class R6	$15	0.28%

0.28%

15

Fund Statistics

Total Net Assets$90,371,546
# of Portfolio Holdings15
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	30.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
Voya Intermediate Bond Fund - Class R6	8.5%
Voya Multi-Manager International Equity Fund - Class I	7.4%
VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio - Class R6	5.7%
Voya Multi-Manager Mid Cap Value Fund - Class I	5.7%
Voya Short Duration Bond Fund - Class R6	5.5%
Voya Large Cap Value Fund - Class R6	5.1%
Voya Large-Cap Growth Fund - Class R6	3.9%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%

Class S

This semi-annual shareholder report contains important information about Voya Solution Moderately Aggressive Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$28	0.53%

0.53%

15

Fund Statistics

Total Net Assets$90,371,546
# of Portfolio Holdings15
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	30.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
Voya Intermediate Bond Fund - Class R6	8.5%
Voya Multi-Manager International Equity Fund - Class I	7.4%
VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio - Class R6	5.7%
Voya Multi-Manager Mid Cap Value Fund - Class I	5.7%
Voya Short Duration Bond Fund - Class R6	5.5%
Voya Large Cap Value Fund - Class R6	5.1%
Voya Large-Cap Growth Fund - Class R6	3.9%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%

Class S2

This semi-annual shareholder report contains important information about Voya Solution Moderately Aggressive Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$35	0.68%

0.68%

15

Fund Statistics

Total Net Assets$90,371,546
# of Portfolio Holdings15
Portfolio Turnover Rate21%

Top 10 Holdings

Table Summary
Voya U.S. Stock Index Portfolio - Class I	30.1%
VY^® T. Rowe Price Capital Appreciation Portfolio - Class R6	9.9%
Voya Intermediate Bond Fund - Class R6	8.5%
Voya Multi-Manager International Equity Fund - Class I	7.4%
VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio - Class R6	5.7%
Voya Multi-Manager Mid Cap Value Fund - Class I	5.7%
Voya Short Duration Bond Fund - Class R6	5.5%
Voya Large Cap Value Fund - Class R6	5.1%
Voya Large-Cap Growth Fund - Class R6	3.9%
Voya Russell TM Large Cap Growth Index Portfolio - Class I	3.9%

Class ADV

This semi-annual shareholder report contains important information about VY^® American Century Small-Mid Cap Value Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$72	1.36%

1.36%

236

Fund Statistics

Total Net Assets$271,177,648
# of Portfolio Holdings236
Portfolio Turnover Rate37%

Top 10 Holdings

Table Summary
Kimberly-Clark Corp.	1.6%
Commerce Bancshares, Inc.	1.4%
Zimmer Biomet Holdings, Inc.	1.4%
Henry Schein, Inc.	1.4%
Labcorp Holdings, Inc.	1.3%
Evergy, Inc.	1.1%
Packaging Corp. of America	1.1%
Xcel Energy, Inc.	1.1%
Becton Dickinson and Co.	1.1%
Enterprise Products Partners L.P.	1.1%

Class I

This semi-annual shareholder report contains important information about VY^® American Century Small-Mid Cap Value Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$46	0.86%

0.86%

236

Fund Statistics

Total Net Assets$271,177,648
# of Portfolio Holdings236
Portfolio Turnover Rate37%

Top 10 Holdings

Table Summary
Kimberly-Clark Corp.	1.6%
Commerce Bancshares, Inc.	1.4%
Zimmer Biomet Holdings, Inc.	1.4%
Henry Schein, Inc.	1.4%
Labcorp Holdings, Inc.	1.3%
Evergy, Inc.	1.1%
Packaging Corp. of America	1.1%
Xcel Energy, Inc.	1.1%
Becton Dickinson and Co.	1.1%
Enterprise Products Partners L.P.	1.1%

Class S

This semi-annual shareholder report contains important information about VY^® American Century Small-Mid Cap Value Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$59	1.11%

1.11%

236

Fund Statistics

Total Net Assets$271,177,648
# of Portfolio Holdings236
Portfolio Turnover Rate37%

Top 10 Holdings

Table Summary
Kimberly-Clark Corp.	1.6%
Commerce Bancshares, Inc.	1.4%
Zimmer Biomet Holdings, Inc.	1.4%
Henry Schein, Inc.	1.4%
Labcorp Holdings, Inc.	1.3%
Evergy, Inc.	1.1%
Packaging Corp. of America	1.1%
Xcel Energy, Inc.	1.1%
Becton Dickinson and Co.	1.1%
Enterprise Products Partners L.P.	1.1%

Class S2

This semi-annual shareholder report contains important information about VY^® American Century Small-Mid Cap Value Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$67	1.26%

1.26%

236

Fund Statistics

Total Net Assets$271,177,648
# of Portfolio Holdings236
Portfolio Turnover Rate37%

Top 10 Holdings

Table Summary
Kimberly-Clark Corp.	1.6%
Commerce Bancshares, Inc.	1.4%
Zimmer Biomet Holdings, Inc.	1.4%
Henry Schein, Inc.	1.4%
Labcorp Holdings, Inc.	1.3%
Evergy, Inc.	1.1%
Packaging Corp. of America	1.1%
Xcel Energy, Inc.	1.1%
Becton Dickinson and Co.	1.1%
Enterprise Products Partners L.P.	1.1%

Class ADV

This semi-annual shareholder report contains important information about VY^® Baron Growth Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$70	1.50%

1.50%

38

Fund Statistics

Total Net Assets$211,297,850
# of Portfolio Holdings38
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
MSCI, Inc.	9.2%
IDEXX Laboratories, Inc.	5.5%
Guidewire Software, Inc.	5.2%
Arch Capital Group Ltd.	5.0%
Vail Resorts, Inc.	4.6%
Choice Hotels International, Inc.	4.5%
Primerica, Inc.	4.5%
Kinsale Capital Group, Inc.	4.3%
Gartner, Inc.	3.7%
Red Rock Resorts, Inc. - Class A	3.7%

Class I

This semi-annual shareholder report contains important information about VY^® Baron Growth Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$46	1.00%

1.00%

38

Fund Statistics

Total Net Assets$211,297,850
# of Portfolio Holdings38
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
MSCI, Inc.	9.2%
IDEXX Laboratories, Inc.	5.5%
Guidewire Software, Inc.	5.2%
Arch Capital Group Ltd.	5.0%
Vail Resorts, Inc.	4.6%
Choice Hotels International, Inc.	4.5%
Primerica, Inc.	4.5%
Kinsale Capital Group, Inc.	4.3%
Gartner, Inc.	3.7%
Red Rock Resorts, Inc. - Class A	3.7%

Class R6

This semi-annual shareholder report contains important information about VY^® Baron Growth Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class R6	$46	1.00%

1.00%

38

Fund Statistics

Total Net Assets$211,297,850
# of Portfolio Holdings38
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
MSCI, Inc.	9.2%
IDEXX Laboratories, Inc.	5.5%
Guidewire Software, Inc.	5.2%
Arch Capital Group Ltd.	5.0%
Vail Resorts, Inc.	4.6%
Choice Hotels International, Inc.	4.5%
Primerica, Inc.	4.5%
Kinsale Capital Group, Inc.	4.3%
Gartner, Inc.	3.7%
Red Rock Resorts, Inc. - Class A	3.7%

Class S

This semi-annual shareholder report contains important information about VY^® Baron Growth Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$58	1.25%

1.25%

38

Fund Statistics

Total Net Assets$211,297,850
# of Portfolio Holdings38
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
MSCI, Inc.	9.2%
IDEXX Laboratories, Inc.	5.5%
Guidewire Software, Inc.	5.2%
Arch Capital Group Ltd.	5.0%
Vail Resorts, Inc.	4.6%
Choice Hotels International, Inc.	4.5%
Primerica, Inc.	4.5%
Kinsale Capital Group, Inc.	4.3%
Gartner, Inc.	3.7%
Red Rock Resorts, Inc. - Class A	3.7%

Class S2

This semi-annual shareholder report contains important information about VY^® Baron Growth Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$65	1.40%

1.40%

38

Fund Statistics

Total Net Assets$211,297,850
# of Portfolio Holdings38
Portfolio Turnover Rate11%

Top 10 Holdings

Table Summary
MSCI, Inc.	9.2%
IDEXX Laboratories, Inc.	5.5%
Guidewire Software, Inc.	5.2%
Arch Capital Group Ltd.	5.0%
Vail Resorts, Inc.	4.6%
Choice Hotels International, Inc.	4.5%
Primerica, Inc.	4.5%
Kinsale Capital Group, Inc.	4.3%
Gartner, Inc.	3.7%
Red Rock Resorts, Inc. - Class A	3.7%

Class ADV

This semi-annual shareholder report contains important information about VY^® Columbia Contrarian Core Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$63	1.21%

1.21%

79

Fund Statistics

Total Net Assets$75,585,501
# of Portfolio Holdings79
Portfolio Turnover Rate26%

Top 10 Holdings

Table Summary
NVIDIA Corp.	8.2%
Apple, Inc.	6.2%
Microsoft Corp.	5.2%
Amazon.com, Inc.	4.8%
Alphabet, Inc. - Class A	3.4%
Broadcom, Inc.	3.3%
Alphabet, Inc. - Class C	2.7%
Eli Lilly & Co.	2.5%
Micron Technology, Inc.	2.4%
Meta Platforms, Inc. - Class A	2.4%

Class I

This semi-annual shareholder report contains important information about VY^® Columbia Contrarian Core Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$37	0.71%

0.71%

79

Fund Statistics

Total Net Assets$75,585,501
# of Portfolio Holdings79
Portfolio Turnover Rate26%

Top 10 Holdings

Table Summary
NVIDIA Corp.	8.2%
Apple, Inc.	6.2%
Microsoft Corp.	5.2%
Amazon.com, Inc.	4.8%
Alphabet, Inc. - Class A	3.4%
Broadcom, Inc.	3.3%
Alphabet, Inc. - Class C	2.7%
Eli Lilly & Co.	2.5%
Micron Technology, Inc.	2.4%
Meta Platforms, Inc. - Class A	2.4%

Class S

This semi-annual shareholder report contains important information about VY^® Columbia Contrarian Core Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$50	0.96%

0.96%

79

Fund Statistics

Total Net Assets$75,585,501
# of Portfolio Holdings79
Portfolio Turnover Rate26%

Top 10 Holdings

Table Summary
NVIDIA Corp.	8.2%
Apple, Inc.	6.2%
Microsoft Corp.	5.2%
Amazon.com, Inc.	4.8%
Alphabet, Inc. - Class A	3.4%
Broadcom, Inc.	3.3%
Alphabet, Inc. - Class C	2.7%
Eli Lilly & Co.	2.5%
Micron Technology, Inc.	2.4%
Meta Platforms, Inc. - Class A	2.4%

Class ADV

This semi-annual shareholder report contains important information about VY^® Columbia Small Cap Value and Inflection Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$79	1.43%

1.43%

105

Fund Statistics

Total Net Assets$74,811,169
# of Portfolio Holdings105
Portfolio Turnover Rate59%

Top 10 Holdings

Table Summary
Phillips Edison & Co., Inc.	2.0%
Amneal Pharmaceuticals, Inc.	1.9%
Fulton Financial Corp.	1.7%
Associated Banc-Corp.	1.7%
Polaris, Inc.	1.6%
Texas Capital Bancshares, Inc.	1.6%
Essent Group Ltd.	1.6%
Reynolds Consumer Products, Inc.	1.6%
OPENLANE, Inc.	1.6%
BankUnited, Inc.	1.5%

Class I

This semi-annual shareholder report contains important information about VY^® Columbia Small Cap Value and Inflection Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$52	0.93%

0.93%

105

Fund Statistics

Total Net Assets$74,811,169
# of Portfolio Holdings105
Portfolio Turnover Rate59%

Top 10 Holdings

Table Summary
Phillips Edison & Co., Inc.	2.0%
Amneal Pharmaceuticals, Inc.	1.9%
Fulton Financial Corp.	1.7%
Associated Banc-Corp.	1.7%
Polaris, Inc.	1.6%
Texas Capital Bancshares, Inc.	1.6%
Essent Group Ltd.	1.6%
Reynolds Consumer Products, Inc.	1.6%
OPENLANE, Inc.	1.6%
BankUnited, Inc.	1.5%

Class R6

This semi-annual shareholder report contains important information about VY^® Columbia Small Cap Value and Inflection Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class R6	$50	0.90%

0.90%

105

Fund Statistics

Total Net Assets$74,811,169
# of Portfolio Holdings105
Portfolio Turnover Rate59%

Top 10 Holdings

Table Summary
Phillips Edison & Co., Inc.	2.0%
Amneal Pharmaceuticals, Inc.	1.9%
Fulton Financial Corp.	1.7%
Associated Banc-Corp.	1.7%
Polaris, Inc.	1.6%
Texas Capital Bancshares, Inc.	1.6%
Essent Group Ltd.	1.6%
Reynolds Consumer Products, Inc.	1.6%
OPENLANE, Inc.	1.6%
BankUnited, Inc.	1.5%

Class S

This semi-annual shareholder report contains important information about VY^® Columbia Small Cap Value and Inflection Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$66	1.18%

1.18%

105

Fund Statistics

Total Net Assets$74,811,169
# of Portfolio Holdings105
Portfolio Turnover Rate59%

Top 10 Holdings

Table Summary
Phillips Edison & Co., Inc.	2.0%
Amneal Pharmaceuticals, Inc.	1.9%
Fulton Financial Corp.	1.7%
Associated Banc-Corp.	1.7%
Polaris, Inc.	1.6%
Texas Capital Bancshares, Inc.	1.6%
Essent Group Ltd.	1.6%
Reynolds Consumer Products, Inc.	1.6%
OPENLANE, Inc.	1.6%
BankUnited, Inc.	1.5%

Class S2

This semi-annual shareholder report contains important information about VY^® Columbia Small Cap Value and Inflection Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$74	1.33%

1.33%

105

Fund Statistics

Total Net Assets$74,811,169
# of Portfolio Holdings105
Portfolio Turnover Rate59%

Top 10 Holdings

Table Summary
Phillips Edison & Co., Inc.	2.0%
Amneal Pharmaceuticals, Inc.	1.9%
Fulton Financial Corp.	1.7%
Associated Banc-Corp.	1.7%
Polaris, Inc.	1.6%
Texas Capital Bancshares, Inc.	1.6%
Essent Group Ltd.	1.6%
Reynolds Consumer Products, Inc.	1.6%
OPENLANE, Inc.	1.6%
BankUnited, Inc.	1.5%

Class ADV

This semi-annual shareholder report contains important information about VY^® Invesco Comstock Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$63	1.21%

1.21%

81

Fund Statistics

Total Net Assets$232,989,639
# of Portfolio Holdings81
Portfolio Turnover Rate19%

Top 10 Holdings

Table Summary
Alphabet, Inc. - Class A	4.0%
Bank of America Corp.	3.4%
Cisco Systems, Inc.	3.0%
Wells Fargo & Co.	2.5%
CVS Health Corp.	2.5%
Microsoft Corp.	2.2%
Merck & Co., Inc.	2.2%
State Street Corp.	2.0%
Chevron Corp.	1.9%
Caterpillar, Inc.	1.8%

Class I

This semi-annual shareholder report contains important information about VY^® Invesco Comstock Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$37	0.71%

0.71%

81

Fund Statistics

Total Net Assets$232,989,639
# of Portfolio Holdings81
Portfolio Turnover Rate19%

Top 10 Holdings

Table Summary
Alphabet, Inc. - Class A	4.0%
Bank of America Corp.	3.4%
Cisco Systems, Inc.	3.0%
Wells Fargo & Co.	2.5%
CVS Health Corp.	2.5%
Microsoft Corp.	2.2%
Merck & Co., Inc.	2.2%
State Street Corp.	2.0%
Chevron Corp.	1.9%
Caterpillar, Inc.	1.8%

Class S

This semi-annual shareholder report contains important information about VY^® Invesco Comstock Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$50	0.96%

0.96%

81

Fund Statistics

Total Net Assets$232,989,639
# of Portfolio Holdings81
Portfolio Turnover Rate19%

Top 10 Holdings

Table Summary
Alphabet, Inc. - Class A	4.0%
Bank of America Corp.	3.4%
Cisco Systems, Inc.	3.0%
Wells Fargo & Co.	2.5%
CVS Health Corp.	2.5%
Microsoft Corp.	2.2%
Merck & Co., Inc.	2.2%
State Street Corp.	2.0%
Chevron Corp.	1.9%
Caterpillar, Inc.	1.8%

Class ADV

This semi-annual shareholder report contains important information about VY^® Invesco Equity and Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$59	1.15%

1.15%

349

Fund Statistics

Total Net Assets$463,526,757
# of Portfolio Holdings349
Portfolio Turnover Rate63%

Top 10 Holdings

Table Summary
United States Treasury Notes, 4.125%, 06/30/31	2.4%
United States Treasury Notes, 4.125%, 06/15/29	2.2%
Amazon.com, Inc.	2.1%
Alphabet, Inc. - Class A	2.1%
Wells Fargo & Co.	2.1%
Bank of America Corp.	1.9%
Philip Morris International, Inc.	1.8%
Microsoft Corp.	1.7%
Johnson Controls International PLC	1.5%
Citizens Financial Group, Inc.	1.5%

Class I

This semi-annual shareholder report contains important information about VY^® Invesco Equity and Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$33	0.65%

0.65%

349

Fund Statistics

Total Net Assets$463,526,757
# of Portfolio Holdings349
Portfolio Turnover Rate63%

Top 10 Holdings

Table Summary
United States Treasury Notes, 4.125%, 06/30/31	2.4%
United States Treasury Notes, 4.125%, 06/15/29	2.2%
Amazon.com, Inc.	2.1%
Alphabet, Inc. - Class A	2.1%
Wells Fargo & Co.	2.1%
Bank of America Corp.	1.9%
Philip Morris International, Inc.	1.8%
Microsoft Corp.	1.7%
Johnson Controls International PLC	1.5%
Citizens Financial Group, Inc.	1.5%

Class S

This semi-annual shareholder report contains important information about VY^® Invesco Equity and Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$46	0.90%

0.90%

349

Fund Statistics

Total Net Assets$463,526,757
# of Portfolio Holdings349
Portfolio Turnover Rate63%

Top 10 Holdings

Table Summary
United States Treasury Notes, 4.125%, 06/30/31	2.4%
United States Treasury Notes, 4.125%, 06/15/29	2.2%
Amazon.com, Inc.	2.1%
Alphabet, Inc. - Class A	2.1%
Wells Fargo & Co.	2.1%
Bank of America Corp.	1.9%
Philip Morris International, Inc.	1.8%
Microsoft Corp.	1.7%
Johnson Controls International PLC	1.5%
Citizens Financial Group, Inc.	1.5%

Class S2

This semi-annual shareholder report contains important information about VY^® Invesco Equity and Income Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$53	1.03%

1.03%

349

Fund Statistics

Total Net Assets$463,526,757
# of Portfolio Holdings349
Portfolio Turnover Rate63%

Top 10 Holdings

Table Summary
United States Treasury Notes, 4.125%, 06/30/31	2.4%
United States Treasury Notes, 4.125%, 06/15/29	2.2%
Amazon.com, Inc.	2.1%
Alphabet, Inc. - Class A	2.1%
Wells Fargo & Co.	2.1%
Bank of America Corp.	1.9%
Philip Morris International, Inc.	1.8%
Microsoft Corp.	1.7%
Johnson Controls International PLC	1.5%
Citizens Financial Group, Inc.	1.5%

Class ADV

This semi-annual shareholder report contains important information about VY^® JPMorgan Mid Cap Value Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$71	1.36%

1.36%

105

Fund Statistics

Total Net Assets$189,093,407
# of Portfolio Holdings105
Portfolio Turnover Rate45%

Top 10 Holdings

Table Summary
IQVIA Holdings, Inc.	2.3%
MKS Instruments, Inc.	2.2%
Silgan Holdings, Inc.	1.8%
Healthpeak Properties, Inc.	1.7%
AMETEK, Inc.	1.7%
Fidelity National Information Services, Inc.	1.6%
Ameriprise Financial, Inc.	1.6%
M&T Bank Corp.	1.6%
GE HealthCare Technologies, Inc.	1.6%
First Citizens BancShares, Inc. - Class A	1.5%

Class I

This semi-annual shareholder report contains important information about VY^® JPMorgan Mid Cap Value Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$45	0.86%

0.86%

105

Fund Statistics

Total Net Assets$189,093,407
# of Portfolio Holdings105
Portfolio Turnover Rate45%

Top 10 Holdings

Table Summary
IQVIA Holdings, Inc.	2.3%
MKS Instruments, Inc.	2.2%
Silgan Holdings, Inc.	1.8%
Healthpeak Properties, Inc.	1.7%
AMETEK, Inc.	1.7%
Fidelity National Information Services, Inc.	1.6%
Ameriprise Financial, Inc.	1.6%
M&T Bank Corp.	1.6%
GE HealthCare Technologies, Inc.	1.6%
First Citizens BancShares, Inc. - Class A	1.5%

Class S

This semi-annual shareholder report contains important information about VY^® JPMorgan Mid Cap Value Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$58	1.11%

1.11%

105

Fund Statistics

Total Net Assets$189,093,407
# of Portfolio Holdings105
Portfolio Turnover Rate45%

Top 10 Holdings

Table Summary
IQVIA Holdings, Inc.	2.3%
MKS Instruments, Inc.	2.2%
Silgan Holdings, Inc.	1.8%
Healthpeak Properties, Inc.	1.7%
AMETEK, Inc.	1.7%
Fidelity National Information Services, Inc.	1.6%
Ameriprise Financial, Inc.	1.6%
M&T Bank Corp.	1.6%
GE HealthCare Technologies, Inc.	1.6%
First Citizens BancShares, Inc. - Class A	1.5%

Class S2

This semi-annual shareholder report contains important information about VY^® JPMorgan Mid Cap Value Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$66	1.26%

1.26%

105

Fund Statistics

Total Net Assets$189,093,407
# of Portfolio Holdings105
Portfolio Turnover Rate45%

Top 10 Holdings

Table Summary
IQVIA Holdings, Inc.	2.3%
MKS Instruments, Inc.	2.2%
Silgan Holdings, Inc.	1.8%
Healthpeak Properties, Inc.	1.7%
AMETEK, Inc.	1.7%
Fidelity National Information Services, Inc.	1.6%
Ameriprise Financial, Inc.	1.6%
M&T Bank Corp.	1.6%
GE HealthCare Technologies, Inc.	1.6%
First Citizens BancShares, Inc. - Class A	1.5%

Class ADV

This semi-annual shareholder report contains important information about VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class ADV	$68	1.31%

1.31%

307

Fund Statistics

Total Net Assets$963,157,359
# of Portfolio Holdings307
Portfolio Turnover Rate48%

Top 10 Holdings

Table Summary
Datadog, Inc. - Class A	2.6%
Cloudflare, Inc. - Class A	2.3%
Astera Labs, Inc.	2.1%
Comfort Systems USA, Inc.	2.1%
Snowflake, Inc. - Class A	1.7%
Teradyne, Inc.	1.6%
Cencora, Inc.	1.5%
Targa Resources Corp.	1.5%
Rocket Lab Corp.	1.5%
Simon Property Group, Inc.	1.5%

Class I

This semi-annual shareholder report contains important information about VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class I	$42	0.81%

0.81%

307

Fund Statistics

Total Net Assets$963,157,359
# of Portfolio Holdings307
Portfolio Turnover Rate48%

Top 10 Holdings

Table Summary
Datadog, Inc. - Class A	2.6%
Cloudflare, Inc. - Class A	2.3%
Astera Labs, Inc.	2.1%
Comfort Systems USA, Inc.	2.1%
Snowflake, Inc. - Class A	1.7%
Teradyne, Inc.	1.6%
Cencora, Inc.	1.5%
Targa Resources Corp.	1.5%
Rocket Lab Corp.	1.5%
Simon Property Group, Inc.	1.5%

Class R6

This semi-annual shareholder report contains important information about VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class R6	$40	0.78%

0.78%

307

Fund Statistics

Total Net Assets$963,157,359
# of Portfolio Holdings307
Portfolio Turnover Rate48%

Top 10 Holdings

Table Summary
Datadog, Inc. - Class A	2.6%
Cloudflare, Inc. - Class A	2.3%
Astera Labs, Inc.	2.1%
Comfort Systems USA, Inc.	2.1%
Snowflake, Inc. - Class A	1.7%
Teradyne, Inc.	1.6%
Cencora, Inc.	1.5%
Targa Resources Corp.	1.5%
Rocket Lab Corp.	1.5%
Simon Property Group, Inc.	1.5%

Class S

This semi-annual shareholder report contains important information about VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S	$55	1.06%

1.06%

307

Fund Statistics

Total Net Assets$963,157,359
# of Portfolio Holdings307
Portfolio Turnover Rate48%

Top 10 Holdings

Table Summary
Datadog, Inc. - Class A	2.6%
Cloudflare, Inc. - Class A	2.3%
Astera Labs, Inc.	2.1%
Comfort Systems USA, Inc.	2.1%
Snowflake, Inc. - Class A	1.7%
Teradyne, Inc.	1.6%
Cencora, Inc.	1.5%
Targa Resources Corp.	1.5%
Rocket Lab Corp.	1.5%
Simon Property Group, Inc.	1.5%

Class S2

This semi-annual shareholder report contains important information about VY^® T. Rowe Price Diversified Mid Cap Growth Portfolio for the period of January 1, 2026 to June 30, 2026.

What were the Fund’s costs for the last six months? (based on a hypothetical $10,000 investment)

Table Summary
Class Name	Costs of $10K investment	Costs paid as % of $10K investment (Annualized)
Class S2	$63	1.21%

1.21%

307

Fund Statistics

Total Net Assets$963,157,359
# of Portfolio Holdings307
Portfolio Turnover Rate48%