UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
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Item 7.01. Regulation FD Disclosure.
On September 8, 2026, United Community Banks, Inc. (“United” or the “Company”) issued the press release that is furnished as Exhibit 99.1 to this Current Report on Form 8-K, which by this reference is incorporated herein as if copied verbatim, announcing various strategic initiatives of the Company, including a strategic balance sheet repositioning (the “Repositioning”).
United management will host a conference call to discuss various strategic initiatives of the Company, including the Repositioning, on Tuesday, September 8, 2026 at 9:00 a.m. ET. Participants can pre-register for the conference call by navigating to https://dpregister.com/sreg/10211527/104bd4e70f5. Those without internet access or unable to pre-register may dial in by calling 1-844-676-1337. The conference call will also be webcast and can be accessed by selecting “Events and Presentations” under “News and Events” within the Investor Relations section of the company's website, ucbi.com. A transcript and a replay of the conference call will be available following the call.
A copy of the presentation materials that the Company intends to use during the call is furnished herewith as Exhibit 99.2 and is incorporated by reference herein. The materials will also be posted on the Company’s website following the call.
Item 9.01 Financial Statements and Exhibits.
| (d) | Exhibits. |
See exhibit index below for the list of exhibits filed or furnished with this Current Report on Form 8-K.
EXHIBIT INDEX
| Exhibit No. | Description |
| 99.1 | Press release dated September 8, 2026 (furnished only) |
| 99.2 | Conference call presentation materials (furnished only) |
| 104 | The cover page from this Current Report on Form 8-K, formatted in Inline XBRL. |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| UNITED COMMUNITY BANKS, INC. | ||
| By: | /s/ Melinda Davis Lux | |
| Melinda Davis Lux | ||
| Chief Administrative Officer, General Counsel and | ||
| Corporate Secretary | ||
| Date: September 8, 2026 | ||