EXHIBIT 99.13

 

CLARIFII DATA COMPARE REPORT

 

 

 

 

Loan ID Seller Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
855850 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Pud Rider. 
855863 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached per appraisal
855865 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached SFR located within a PUD per Appraisal
855866 xxxxxx xxxxxx Sales Price propertyValuationPage xxxxxx xxxxxx Sales price higher. Appraised value lower used for LTV
855866 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per appraisal and title
855868 xxxxxx xxxxxx Property Type propertyValuationPage Townhouse Single Family Detached Per Appraisal.
855868 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.64 35.21 Due to including all student loan debt for B2.
855874 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Audit value per PUD Rider and appraisal.
855875 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Appraisal.
855875 xxxxxx xxxxxx Sales Price propertyValuationPage xxxxxx xxxxxx Per Purchase Contract Addendum.
855877 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Appraisal 
855879 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Appraisal
855882 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached per appraisal
855887 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per appraisal
855890 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per appraisal
855893 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached per DOT
855897 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Pud Rider. 
855905 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Subj is a SFR located within a PUD
855906 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.71 37.46 Audit calculated less income.
855908 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Appraisal
855910 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached per appraisal
855910 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 24.44 21.20 Audit calculated lower income
855913 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per appraisal
855916 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.37 48.84 Lender included an HOA fee
855917 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.74 42.64 Lender excluded auto payment however no evidence of payoff
855919 xxxxxx xxxxxx Property Type propertyValuationPage Townhouse Single Family Attached Appraisal reflects subject is a townhouse.
855922 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Appraisal.
855922 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.76 38.26 Lender did not account for the full primary home payment in the DTI.
855933 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Pud Rider. 
855942 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Appraisal.
855947 xxxxxx xxxxxx Sales Price propertyValuationPage xxxxxx xxxxxx Sales price higher. Tape reflects appraised value used for LTV
855947 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per 1008 and Appraisal
855951 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 37.29 39.73 Lender overstated payment on departure
855953 xxxxxx xxxxxx Property Type propertyValuationPage Single Family Detached Single Family Attached Per Appraisal.
855957 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per appraisal
855957 xxxxxx xxxxxx Qualifying FICO creditLiabilitiesPage 773 716 Per Credit Report. matches 1008
855958 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 53.77 40.48 Lender excluded student loans
855962 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 25.3 21.36 Lender used higher tax payment and lower monthly debts.
855964 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Appraisal, title
855965 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Title
855977 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached per appraisal
855977 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.79 44.30 Variance due to higher liabilities payment.
855983 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Appraisal.
855990 xxxxxx xxxxxx Borrower 1 SSN the1003Page xxxxxx xxxxxx Per 1003
855990 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Pud Rider
855991 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Title
855998 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per title/PUD rider
855999 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Appraisal.
856001 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per DOT rider
856005 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per title and appraisal
856005 xxxxxx xxxxxx Qualifying FICO creditLiabilitiesPage 773 707 Per credit report
856005 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 31.32 41.62 Lender did not use rental income
856006 xxxxxx xxxxxx Sales Price propertyValuationPage xxxxxx xxxxxx Per contract of sale
856006 xxxxxx xxxxxx Qualifying FICO creditLiabilitiesPage 763 725 per credit report
856007 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per 1008 and appraisal report 
856010 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per 1008 and Executed DOT 
856010 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 53.93 48.61 Audit calculated less total income for qualification.
856015 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Appraisal.
856018 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.48 32.47 DTI higher due to debt payment higher, income lower and lender did not qualify at fully index rate
856026 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per pud rider
856028 xxxxxx xxxxxx Maturity Date notePage xxxxxx xxxxxx Per Mortgage
856028 xxxxxx xxxxxx First Payment Date notePage xxxxxx xxxxxx Per Note
856028 xxxxxx xxxxxx Loan Purpose the1003Page Refinance Purchase Per Approval
856028 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Title
856034 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Property type confirmed
856034 xxxxxx xxxxxx Qualifying CLTV propertyValuationPage 88.89 90.91 2 appraisals in file- used lower value of the 2.  
856034 xxxxxx xxxxxx Sales Price propertyValuationPage xxxxxx xxxxxx Per CD
856037 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Title
856042 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per PUD Rider in file
856046 xxxxxx xxxxxx Qualifying LTV propertyValuationPage 90.0 89.21 Matches 1008
856049 xxxxxx xxxxxx Property Type propertyValuationPage Townhouse Single Family Detached Per appraisal subject is a townhome.
856053 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per title/PUD rider
856066 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per appraisal
856069 xxxxxx xxxxxx Property Type propertyValuationPage Townhouse Single Family Attached Per appraisal
856074 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per appraisal
856074 xxxxxx xxxxxx Qualifying LTV propertyValuationPage 79.61 79.24 Based on PP/loan amount
856074 xxxxxx xxxxxx Qualifying FICO creditLiabilitiesPage 742 736 Borr 1 mid-score confirmed - borr 2 only has 1 score
856077 xxxxxx xxxxxx Qualifying LTV propertyValuationPage 86.92 85.48 Matches 1008
856077 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per appraisal
856077 xxxxxx xxxxxx Qualifying FICO creditLiabilitiesPage 785 789 Per credit, lowest mid score
861829 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Appraisal
861832 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.39 48.69 Tape data not supported by DU or 1008 in file
861837 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 27.77 15.44 As per Audit, Match AUS/1008
861839 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Property Type is a PUD-Per Appraisal, Title, 1008 & PUD rider.
861839 xxxxxx xxxxxx Sales Price propertyValuationPage xxxxxx xxxxxx Tape reflects appraised value used for LTV. Sales price higher.
861840 xxxxxx xxxxxx ARM Lifetime Interest Rate Minimum notePage 6.45 3.0000 per note
861845 xxxxxx xxxxxx ARM Lifetime Interest Rate Minimum notePage 6.325 3.0000 Per Note
861845 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Title
861846 xxxxxx xxxxxx ARM Lifetime Interest Rate Minimum notePage 5.575 3.0000 per note
861846 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached per appraisal
861847 xxxxxx xxxxxx Property Type propertyValuationPage Townhouse Single Family Detached Per appraisal.
861849 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.32 38.22 REO income calculation
861850 xxxxxx xxxxxx ARM Lifetime Interest Rate Minimum notePage 6.15 3.0000 Per Note
861850 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Appraisal
861851 xxxxxx xxxxxx ARM Lifetime Interest Rate Minimum notePage 5.675 3.0000 Per Note
861853 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 30.35 24.65 Per DU, lender used higher taxes than required.
861859 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Title
861860 xxxxxx xxxxxx Property Type propertyValuationPage Single Family Attached Single Family Detached Verified on appraisal.
861865 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per title and appraisal
861866 xxxxxx xxxxxx ARM Lifetime Interest Rate Minimum notePage 6.35 3.0000 Per Note
861867 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Title
861869 xxxxxx xxxxxx ARM Lifetime Interest Rate Minimum notePage 2.75 3.0000 Per ARM Rider
861869 xxxxxx xxxxxx Sales Price propertyValuationPage xxxxxx xxxxxx Per Final CD
861872 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per rider and appraisal
861874 xxxxxx xxxxxx ARM Lifetime Interest Rate Minimum notePage 2.75 3.0000 Per Note
861874 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.99 49.30 Audit DTI matches final AUS & 1008
861877 xxxxxx xxxxxx ARM Lifetime Interest Rate Minimum notePage 6.975 3.0000 Per executed note in file.
861877 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached per appraisal
861878 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per appraisal, SFR located within a PUD
861880 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per 1008/appraisal
861881 xxxxxx xxxxxx ARM Lifetime Interest Rate Minimum notePage 6.275 3.0000 per Note 
861882 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per Appraisal 
861883 xxxxxx xxxxxx ARM Lifetime Interest Rate Minimum notePage 6.35 3.0000 Per note
861883 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached Per PUD Rider and appraisal.
861890 xxxxxx xxxxxx Mortgage Insurance Company Name mortgageInsurancePage xxxxxx xxxxxx Per MI cert
861896 xxxxxx xxxxxx Number of Units propertyValuationPage 3 4 Per appraisal, subject is 3 units
861898 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached per appraisal
861901 xxxxxx xxxxxx Number of Units propertyValuationPage 2 4 Per Appraisal
861902 xxxxxx xxxxxx Number of Units propertyValuationPage 2 4 per appraisal
861902 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 50.46 49.03 Due to rental property was washed and could not duplicate numbers. 
861909 xxxxxx xxxxxx Sales Price propertyValuationPage xxxxxx xxxxxx per contract of sale
861915 xxxxxx xxxxxx Sales Price propertyValuationPage xxxxxx xxxxxx Per final 1008 & addendum to contract
861915 xxxxxx xxxxxx Mortgage Insurance Company Name mortgageInsurancePage xxxxxx xxxxxx Per PMI Cert.
861916 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.03 31.48 Per 1008 and LP 
861921 xxxxxx xxxxxx Number of Units propertyValuationPage 2 4 Per appraisal
861935 xxxxxx xxxxxx Property Type propertyValuationPage PUD Single Family Detached per appraisal and title
861936 xxxxxx xxxxxx Property Type propertyValuationPage Townhouse Single Family Detached Appraisal
861941 xxxxxx xxxxxx Sales Price propertyValuationPage xxxxxx xxxxxx Per purchase contract
861953 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 46.03 39.68 Matches AUS
861955 xxxxxx xxxxxx Number of Units propertyValuationPage 3 4 per 1008 and appraisal
861958 xxxxxx xxxxxx Number of Units propertyValuationPage 2 4 Per 1008/appraisal
861958 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 50.43 44.64 Variance as lender included rental income for the subject property - not permitted per guides.
861959 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.46 48.80 Lender other payments lower than what appears on the credit report.
861961 xxxxxx xxxxxx Qualifying Total Debt Income Ratio diligenceFinalLookPage 30.71 23.61 Within 2% of AUS
861962 xxxxxx xxxxxx Mortgage Insurance Company Name mortgageInsurancePage xxxxxx xxxxxx Per MI Cert in file.
861963 xxxxxx xxxxxx Number of Units propertyValuationPage 2 4 Per Appraisal subject is a 2 units.