|
Page 1 of 9
|
Trust 2013-4 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026
|
| I. |
Deal Parameters
|
|
A
|
Student Loan Portfolio Characteristics
|
08/15/2013
|
06/30/2026
|
07/31/2026
|
|||||||||
| Principal Balance |
$
|
721,402,856.22
|
$
|
118,866,239.71
|
$
|
117,825,882.38
|
|||||||
| Interest to be Capitalized Balance |
12,923,603.00
|
1,589,652.16
|
1,539,656.25
|
||||||||||
| Pool Balance |
$
|
734,326,459.22
|
$
|
120,455,891.87
|
$
|
119,365,538.63
|
|||||||
| Specified Reserve Account Balance |
3,744,487.00
|
- N/A -
|
- N/A -
|
||||||||||
| |
Adjusted Pool(1) |
$
|
738,070,946.22
|
$
|
120,455,891.87
|
$
|
119,365,538.63
|
||||||
|
Weighted Average Coupon (WAC)
|
6.28%
|
|
6.94%
|
|
6.85%
|
|
|||||||
| Number of Loans |
163,648
|
17,149
|
16,959
|
||||||||||
| Aggregate Outstanding Principal Balance - Tbill |
-
|
-
|
|||||||||||
| Aggregate Outstanding Principal Balance - SOFR |
$
|
120,455,891.87
|
$
|
119,365,538.63
|
|||||||||
| Pool Factor |
0.160844318
|
0.159388373
|
|||||||||||
| Since Issued Constant Prepayment Rate |
(71.99)%
|
|
(71.72)%
|
|
|||||||||
|
(1)
|
The Specified Reserve Account balance is included in the Adjusted Pool until the Pool Balance is less than or equal to 40% of the original pool.
|
|
B
|
Debt Securities
|
Cusip/Isin
|
07/27/2026
|
08/25/2026
|
|||||||
| A |
|
78448AAA1
|
$
|
98,672,219.76
|
$
|
97,588,627.34
|
|||||
| B |
|
78448AAD5
|
$
|
20,600,000.00
|
$
|
20,600,000.00
|
|||||
|
C
|
Account Balances
|
07/27/2026
|
08/25/2026
|
||||||
| Reserve Account Balance |
$
|
748,897.00
|
$
|
748,897.00
|
|||||
| Capitalized Interest Account Balance |
-
|
-
|
|||||||
| Floor Income Rebate Account |
$
|
182,922.99
|
$
|
272,095.19
|
|||||
| Supplemental Loan Purchase Account |
-
|
-
|
|||||||
|
D
|
Asset / Liability
|
07/27/2026
|
08/25/2026
|
||||||
| Adjusted Pool Balance + Supplemental Loan Purchase |
$
|
120,455,891.87
|
$
|
119,365,538.63
|
|||||
| Total Notes |
$
|
119,272,219.76
|
$
|
118,188,627.34
|
|||||
| Difference |
$
|
1,183,672.11
|
$
|
1,176,911.29
|
|||||
| Parity Ratio |
1.00992
|
1.00996
|
|||||||
|
Page 2 of 9
|
Trust 2013-4 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026
|
| II. |
Trust Activity 07/01/2026 through 07/31/2026
|
| A |
Student Loan Principal Receipts
|
||||
|
Borrower Principal
|
297,673.64
|
||||
|
Guarantor Principal
|
916,651.53
|
||||
|
Consolidation Activity Principal
|
199,574.73
|
||||
|
Seller Principal Reimbursement
|
-
|
||||
|
Servicer Principal Reimbursement
|
-
|
||||
|
Rejected Claim Repurchased Principal
|
-
|
||||
|
Other Principal Deposits
|
-
|
||||
|
Total Principal Receipts
|
$
|
1,413,899.90
|
|||
| B |
Student Loan Interest Receipts
|
||||
|
Borrower Interest
|
169,873.57
|
||||
|
Guarantor Interest
|
32,780.65
|
||||
|
Consolidation Activity Interest
|
4,783.99
|
||||
|
Special Allowance Payments
|
0.00
|
||||
|
Interest Subsidy Payments
|
0.00
|
||||
|
Seller Interest Reimbursement
|
0.00
|
||||
|
Servicer Interest Reimbursement
|
(71.06)
|
|
|||
|
Rejected Claim Repurchased Interest
|
0.00
|
||||
|
Other Interest Deposits
|
4,706.87
|
||||
|
Total Interest Receipts
|
$
|
212,074.02
|
|||
| C |
Reserves in Excess of Requirement
|
|
-
|
||
| D |
Investment Income
|
$
|
8,052.28
|
||
|
E
|
Funds Borrowed from Next Collection Period
|
-
|
|||
|
F
|
Funds Repaid from Prior Collection Period
|
-
|
|||
|
G
|
Loan Sale or Purchase Proceeds
|
-
|
|||
|
H
|
Initial Deposits to Collection Account
|
-
|
|||
|
I
|
Excess Transferred from Other Accounts
|
-
|
|||
|
J
|
Other Deposits
|
-
|
|||
|
K
|
Funds Released from Capitalized Interest Account
|
-
|
|||
|
L
|
Less: Funds Previously Remitted:
|
||||
|
Servicing Fees to Servicer
|
-
|
||||
|
Consolidation Loan Rebate Fees to Dept. of Education
|
-
|
||||
|
Floor Income Rebate Fees to Dept. of Education
|
-
|
|
|||
|
Funds Allocated to the Floor Income Rebate Account
|
$
|
(89,172.20)
|
|
||
|
M
|
AVAILABLE FUNDS
|
$
|
1,544,854.00
|
||
|
N
|
Non-Cash Principal Activity During Collection Period
|
$
|
(373,542.57)
|
|
|
|
O
|
Non-Reimbursable Losses During Collection Period
|
$
|
16,562.83
|
||
|
P
|
Aggregate Purchased Amounts by the Depositor, Servicer or Seller
|
|
-
|
||
|
Q
|
Aggregate Loan Substitutions
|
-
|
|||
|
Page 3 of 9
|
Trust 2013-4 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026
|
| III. |
2013-4 Portfolio Characteristics
|
|
07/31/2026
|
06/30/2026
|
|||||||||||||||||||||||||||||||||
|
Wtd Avg Coupon
|
# Loans
|
Principal
|
% of Principal
|
Wtd Avg Coupon
|
# Loans
|
Principal
|
% of Principal
|
|||||||||||||||||||||||||||
|
INTERIM:
|
IN SCHOOL
|
6.73%
|
|
18
|
$
|
153,417.00
|
0.130%
|
|
6.77%
|
|
18
|
$
|
153,417.00
|
0.129%
|
|
|||||||||||||||||||
| DEFERMENT |
6.69%
|
|
851
|
$
|
6,254,616.09
|
5.308%
|
|
6.81%
|
|
862
|
$
|
6,374,544.92
|
5.363%
|
|
||||||||||||||||||||
|
REPAYMENT:
|
CURRENT
|
6.84%
|
|
11,768
|
$
|
75,317,922.73
|
63.923%
|
|
6.94%
|
|
11,963
|
$
|
76,667,164.51
|
64.499%
|
|
|||||||||||||||||||
| 31-60 DAYS DELINQUENT |
6.92%
|
|
557
|
$
|
4,859,203.37
|
4.124%
|
|
6.84%
|
|
533
|
$
|
4,067,000.30
|
3.421%
|
|
||||||||||||||||||||
| 61-90 DAYS DELINQUENT |
6.73%
|
|
379
|
$
|
3,050,615.57
|
2.589%
|
|
6.97%
|
|
396
|
$
|
3,380,515.44
|
2.844%
|
|
||||||||||||||||||||
| 91-120 DAYS DELINQUENT |
6.87%
|
|
249
|
$
|
2,234,564.66
|
1.896%
|
|
6.91%
|
|
321
|
$
|
2,658,444.15
|
2.237%
|
|
||||||||||||||||||||
| > 120 DAYS DELINQUENT |
6.88%
|
|
750
|
$
|
6,583,371.36
|
5.587%
|
|
6.93%
|
|
732
|
$
|
6,329,887.79
|
5.325%
|
|
||||||||||||||||||||
| FORBEARANCE |
6.90%
|
|
2,193
|
$
|
17,892,515.02
|
15.186%
|
|
6.99%
|
|
2,111
|
$
|
17,622,099.50
|
14.825%
|
|
||||||||||||||||||||
| CLAIMS IN PROCESS |
6.80%
|
|
194
|
$
|
1,479,656.58
|
1.256%
|
|
6.98%
|
|
213
|
$
|
1,613,166.10
|
1.357%
|
|
||||||||||||||||||||
|
TOTAL
|
16,959
|
$
|
117,825,882.38
|
100.00%
|
|
17,149
|
$
|
118,866,239.71
|
100.00%
|
|
||||||||||||||||||||||||
|
Page 4 of 9
|
Trust 2013-4 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026
|
| IV. |
2013-4 Portfolio Characteristics (cont'd)
|
|
07/31/2026
|
06/30/2026
|
|||||||
|
Pool Balance
|
$
|
119,365,538.63
|
$
|
120,455,891.87
|
||||
|
Outstanding Borrower Accrued Interest
|
$
|
6,853,454.81
|
$
|
6,791,169.46
|
||||
|
Borrower Accrued Interest to be Capitalized
|
$
|
1,539,656.25
|
$
|
1,589,652.16
|
||||
|
Borrower Accrued Interest >30 Days Delinquent
|
$
|
629,125.31
|
$
|
591,946.12
|
||||
|
Total # Loans
|
16,959
|
17,149
|
||||||
|
Total # Borrowers
|
5,370
|
5,438
|
||||||
|
Weighted Average Coupon
|
6.85%
|
|
6.94%
|
|
||||
|
Weighted Average Remaining Term
|
199.99
|
199.92
|
||||||
|
Non-Reimbursable Losses
|
$
|
16,562.83
|
$
|
10,970.98
|
||||
|
Cumulative Non-Reimbursable Losses
|
$
|
2,928,448.47
|
$
|
2,911,885.64
|
||||
|
Since Issued Constant Prepayment Rate (CPR)
|
-71.72 %
|
|
-71.99 %
|
|
||||
|
Loan Substitutions
|
-
|
-
|
||||||
|
Cumulative Loan Substitutions
|
-
|
-
|
||||||
|
Rejected Claim Repurchases
|
-
|
-
|
||||||
|
Cumulative Rejected Claim Repurchases
|
$
|
145,788.07
|
$
|
145,788.07
|
||||
|
Unpaid Primary Servicing Fees
|
-
|
-
|
||||||
|
Unpaid Administration Fees
|
-
|
-
|
||||||
|
Unpaid Carryover Servicing Fees
|
-
|
-
|
||||||
|
Note Principal Shortfall
|
$
|
16,744.10
|
$ |
20,886.81
|
||||
|
Note Interest Shortfall
|
-
|
-
|
||||||
|
Unpaid Interest Carryover
|
-
|
-
|
||||||
|
Non-Cash Principal Activity - Capitalized Interest
|
$
|
389,876.89
|
$
|
395,867.18
|
||||
|
Borrower Interest Accrued
|
$
|
660,919.38
|
$
|
653,273.09
|
||||
|
Interest Subsidy Payments Accrued
|
$
|
20,067.33
|
$
|
19,977.36
|
||||
|
Special Allowance Payments Accrued
|
$
|
24,660.92
|
$
|
21,692.26
|
||||
|
Page 5 of 9
|
Trust 2013-4 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026
|
| V. |
2013-4 Portfolio Statistics by School and Program
|
|
A
|
LOAN TYPE
|
Weighted
Average Coupon
|
# LOANS
|
$ AMOUNT
|
%*
|
|
|||||||||||
| |
- GSL (1) - Subsidized |
6.63%
|
|
9,059
|
43,083,110.21
|
36.565%
|
|
||||||||||
| - GSL - Unsubsidized |
6.68%
|
|
7,439
|
62,269,589.88
|
52.849%
|
|
|||||||||||
| |
- PLUS (2) Loans |
8.45%
|
|
461
|
12,473,182.29
|
10.586%
|
|
||||||||||
| |
- SLS (3) Loans |
0.00%
|
|
0
|
-
|
0.000%
|
|
||||||||||
| - Consolidation Loans |
0.00%
|
|
0
|
-
|
0.000%
|
|
|||||||||||
| Total |
6.85%
|
|
16,959
|
$
|
117,825,882.38
|
100.000%
|
|
||||||||||
|
B
|
SCHOOL TYPE
|
Weighted
Average Coupon
|
# LOANS
|
$ AMOUNT
|
%*
|
|
|||||||||||
| - Four Year |
6.86%
|
|
14,977
|
109,029,704.52
|
92.535%
|
|
|||||||||||
| - Two Year |
6.65%
|
|
1,595
|
6,998,351.10
|
5.940%
|
|
|||||||||||
| - Technical |
6.66%
|
|
387
|
1,797,826.76
|
1.526%
|
|
|||||||||||
| - Other |
0.00%
|
|
0
|
-
|
0.000%
|
|
|||||||||||
| Total |
6.85%
|
|
16,959
|
$
|
117,825,882.38
|
100.000%
|
|
||||||||||
|
(1)
|
Guaranteed Stafford Loan
|
|
(2)
|
Parent Loans for Undergraduate Students
|
|
(3)
|
Supplemental Loans to Students. The Unsubsidized Stafford Loan program replaced the SLS program on July 1, 1994.
|
|
Page 6 of 9
|
Trust 2013-4 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026
|
| VI. |
2013-4 Waterfall for Distributions
|
|
Paid
|
Remaining
Funds Balance
|
||||||||
|
Total Available Funds
|
$
|
1,544,854.00
|
|||||||
| A |
Trustee Fees |
-
|
$ | 1,544,854.00 |
|||||
| B |
Primary Servicing Fee
|
$
|
27,551.94
|
$
|
1,517,302.06
|
||||
| C |
Administration Fee
|
$
|
6,667.00
|
$
|
1,510,635.06
|
||||
| D |
Class A Noteholders' Interest Distribution Amount
|
$
|
340,244.40
|
$
|
1,170,390.66
|
||||
| E |
Class B Noteholders' Interest Distribution Amount
|
$
|
86,798.24
|
$
|
1,083,592.42
|
||||
|
F
|
Reserve Account Reinstatement
|
-
|
$
|
1,083,592.42
|
|||||
|
G
|
Class A Noteholders' Principal Distribution Amount
|
$
|
1,083,592.42
|
-
|
|||||
|
H
|
Class B Noteholders' Principal Distribution Amount
|
-
|
-
|
||||||
|
I
|
Unpaid Expenses of The Trustees
|
-
|
-
|
||||||
|
J
|
Carryover Servicing Fee
|
-
|
-
|
||||||
|
K
|
Remaining Amounts to the Noteholders after the first auction date
|
-
|
-
|
||||||
|
L
|
Excess Distribution Certificateholder
|
-
|
-
|
||||||
|
Waterfall Triggers
|
|||||
| A |
Student Loan Principal Outstanding
|
$
|
117,825,882.38
|
||
| B |
Interest to be Capitalized
|
$
|
1,539,656.25
|
||
| C |
Capitalized Interest Account Balance
|
-
|
|||
| D |
Reserve Account Balance (after any reinstatement)
|
$
|
748,897.00
|
||
|
E
|
Less: Specified Reserve Account Balance
|
$
|
(748,897.00)
|
|
|
|
F
|
Total
|
$
|
119,365,538.63
|
||
|
G
|
Class A Notes Outstanding (after application of available funds)
|
$
|
97,588,627.34
|
||
|
H
|
Insolvency Event or Event of Default Under Indenture
|
N |
|
||
|
I
|
Available Funds Applied to Class A Noteholders’ Distribution Amount Before Any Amounts are Applied to the Class B Noteholders’ Distribution Amount (G>F or H=Y)
|
N |
|
||
|
Page 7 of 9
|
Trust 2013-4 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026
|
| VII. |
2013-4 Distributions
|
| A |
|
B |
|
|||||
|
Cusip/Isin
|
78448AAA1
|
78448AAD5
|
||||||
|
Beginning Balance
|
$
|
98,672,219.76
|
$
|
20,600,000.00
|
||||
|
Index
|
SOFR
|
SOFR
|
||||||
|
Spread/Fixed Rate
|
0.55%
|
|
1.50%
|
|
||||
|
Record Date (Days Prior to Distribution)
|
1 NEW YORK BUSINESS DAY
|
1 NEW YORK BUSINESS DAY
|
||||||
|
Accrual Period Begin
|
7/27/2026
|
7/27/2026
|
||||||
|
Accrual Period End
|
8/25/2026
|
8/25/2026
|
||||||
|
Daycount Fraction
|
0.08055556
|
0.08055556
|
||||||
|
Interest Rate*
|
4.28056%
|
|
5.23056%
|
|
||||
|
Accrued Interest Factor
|
0.003448229
|
0.004213507
|
||||||
|
Current Interest Due
|
$
|
340,244.40
|
$
|
86,798.24
|
||||
|
Interest Shortfall from Prior Period Plus Accrued Interest
|
-
|
-
|
||||||
|
Total Interest Due
|
$
|
340,244.40
|
$
|
86,798.24
|
||||
|
Interest Paid
|
$
|
340,244.40
|
$
|
86,798.24
|
||||
|
Interest Shortfall
|
-
|
-
|
||||||
|
Principal Paid
|
$
|
1,083,592.42
|
-
|
|||||
|
Ending Principal Balance
|
$
|
97,588,627.34
|
$
|
20,600,000.00
|
||||
|
Paydown Factor
|
0.001492552
|
0.000000000
|
||||||
|
Ending Balance Factor
|
0.134419597
|
1.000000000
|
||||||
|
Page 8 of 9
|
Trust 2013-4 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026
|
| VIII. |
2013-4 Reconciliations
|
|
A
|
Principal Distribution Reconciliation
|
||||
| Notes Outstanding Principal Balance |
$
|
119,272,219.76
|
|||
| Adjusted Pool Balance |
$
|
119,365,538.63
|
|||
| Overcollateralization Amount |
$
|
1,193,655.39
|
|||
| Principal Distribution Amount |
$
|
1,100,336.52
|
|||
| Principal Distribution Amount Paid |
$
|
1,083,592.42
|
|||
|
B
|
Reserve Account Reconciliation
|
||||
| Beginning Period Balance |
$
|
748,897.00
|
|||
| Reserve Funds Utilized |
0.00
|
||||
| Reserve Funds Reinstated |
0.00
|
||||
| Balance Available |
$
|
748,897.00
|
|||
| Required Reserve Acct Balance |
$
|
748,897.00
|
|||
| Release to Collection Account |
|
-
|
|||
| Ending Reserve Account Balance |
$
|
748,897.00
|
|||
|
C
|
Floor Income Rebate Account
|
||||
| Beginning Period Balance |
$
|
182,922.99
|
|||
| Deposits for the Period |
$
|
89,172.20
|
|||
| Release to Collection Account |
-
|
|
|||
| Ending Balance |
$
|
272,095.19
|
|||
|
D
|
Supplemental Purchase Account
|
||||
| Beginning Period Balance |
-
|
||||
| Supplemental Loan Purchases |
-
|
||||
| Transfers to Collection Account |
-
|
||||
| Ending Balance |
-
|
||||
|
Page 9 of 9
|
Trust 2013-4 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026
|