|
Page 1 of 9
|
Trust 2013-2 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026 |
|
I.
|
Deal Parameters
|
|
A
|
Student Loan Portfolio Characteristics
|
04/11/2013
|
06/30/2026
|
07/31/2026
|
|||||||||
|
Principal Balance
|
$
|
1,199,855,662.11
|
$
|
226,325,502.17
|
$
|
223,933,242.29
|
|||||||
|
Interest to be Capitalized Balance
|
22,726,208.62
|
3,195,408.48
|
3,257,090.63
|
||||||||||
|
Pool Balance
|
$
|
1,222,581,870.73
|
$
|
229,520,910.65
|
$
|
227,190,332.92
|
|||||||
|
Specified Reserve Account Balance
|
7,490,748.00
|
- N/A -
|
- N/A -
|
||||||||||
|
Adjusted Pool (1)
|
$
|
1,230,072,618.73
|
$
|
229,520,910.65
|
$
|
227,190,332.92
|
|||||||
|
Weighted Average Coupon (WAC)
|
6.73%
|
|
6.88%
|
|
6.85%
|
|
|||||||
|
Number of Loans
|
289,265
|
33,144
|
32,756
|
||||||||||
|
Aggregate Outstanding Principal Balance - Tbill
|
$
|
523,952.24
|
$
|
513,124.12
|
|||||||||
|
Aggregate Outstanding Principal Balance - SOFR
|
$
|
228,996,958.41
|
$
|
226,677,208.80
|
|||||||||
|
Pool Factor
|
0.183843522
|
0.181976757
|
|||||||||||
|
Since Issued Constant Prepayment Rate
|
(84.29)%
|
|
(84.03)%
|
|
|||||||||
| (1) |
The Specified Reserve Account balance is included in the Adjusted Pool until the Pool Balance is less than or equal to 40% of the original pool.
|
|
B
|
Debt Securities
|
Cusip/Isin
|
07/27/2026
|
08/25/2026
|
|||||
| A |
78446CAA9
|
$
|
192,231,986.14
|
$
|
189,918,429.59
|
||||
| B |
78446CAB7
|
$
|
35,000,000.00
|
$
|
35,000,000.00
|
||||
| C |
Account Balances
|
07/27/2026
|
08/25/2026
|
|||||
|
Reserve Account Balance
|
$
|
1,248,458.00
|
$
|
1,248,458.00
|
||||
|
Capitalized Interest Account Balance
|
-
|
-
|
||||||
|
Floor Income Rebate Account
|
$
|
371,125.21
|
$
|
552,998.04
|
||||
|
Supplemental Loan Purchase Account
|
-
|
-
|
||||||
|
D
|
Asset / Liability
|
07/27/2026
|
08/25/2026
|
|||||
|
Adjusted Pool Balance + Supplemental Loan Purchase
|
$
|
229,520,910.65
|
$
|
227,190,332.92
|
||||
|
Total Notes
|
$
|
227,231,986.14
|
$
|
224,918,429.59
|
||||
|
Difference
|
$
|
2,288,924.51
|
$
|
2,271,903.33
|
||||
|
Parity Ratio
|
1.01007
|
1.01010
|
||||||
|
Page 2 of 9
|
Trust 2013-2 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026 |
|
II.
|
Trust Activity 07/01/2026 through 07/31/2026
|
|
A
|
Student Loan Principal Receipts
|
||||
|
Borrower Principal
|
535,059.98
|
||||
|
Guarantor Principal
|
1,701,102.12
|
||||
|
Consolidation Activity Principal
|
871,684.59
|
||||
|
Seller Principal Reimbursement
|
-
|
||||
|
Servicer Principal Reimbursement
|
186.38
|
||||
|
Rejected Claim Repurchased Principal
|
-
|
||||
|
Other Principal Deposits
|
10,235.00
|
||||
|
Total Principal Receipts
|
$
|
3,118,268.07
|
|||
|
B
|
Student Loan Interest Receipts
|
||||
|
Borrower Interest
|
282,173.48
|
||||
|
Guarantor Interest
|
75,680.75
|
||||
|
Consolidation Activity Interest
|
35,239.51
|
||||
|
Special Allowance Payments
|
0.00
|
||||
|
Interest Subsidy Payments
|
0.00
|
||||
|
Seller Interest Reimbursement
|
0.00
|
||||
|
Servicer Interest Reimbursement
|
(19.17)
|
||||
|
Rejected Claim Repurchased Interest
|
0.00
|
||||
|
Other Interest Deposits
|
14,716.78
|
||||
|
Total Interest Receipts
|
$
|
407,791.35
|
|||
|
C
|
Reserves in Excess of Requirement
|
|
-
|
||
|
D
|
Investment Income
|
$
|
14,630.09
|
||
|
E
|
Funds Borrowed from Next Collection Period
|
-
|
|||
|
F
|
Funds Repaid from Prior Collection Period
|
-
|
|||
|
G
|
Loan Sale or Purchase Proceeds
|
-
|
|||
|
H
|
Initial Deposits to Collection Account
|
-
|
|||
|
I
|
Excess Transferred from Other Accounts
|
-
|
|||
|
J
|
Other Deposits
|
-
|
|||
|
K
|
Funds Released from Capitalized Interest Account
|
-
|
|||
|
L
|
Less: Funds Previously Remitted:
|
||||
|
Servicing Fees to Servicer
|
-
|
||||
|
Consolidation Loan Rebate Fees to Dept. of Education
|
-
|
||||
|
Floor Income Rebate Fees to Dept. of Education
|
-
|
|
|||
|
Funds Allocated to the Floor Income Rebate Account
|
$
|
(181,872.83)
|
|
||
|
M
|
AVAILABLE FUNDS
|
$
|
3,358,816.68
|
||
|
N
|
Non-Cash Principal Activity During Collection Period
|
$
|
(726,008.19)
|
|
|
|
O
|
Non-Reimbursable Losses During Collection Period
|
$
|
35,860.63
|
||
|
P
|
Aggregate Purchased Amounts by the Depositor, Servicer or Seller
|
$
|
11,472.84
|
||
|
Q
|
Aggregate Loan Substitutions
|
-
|
|||
|
Page 3 of 9
|
Trust 2013-2 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026 |
|
III.
|
2013-2 Portfolio Characteristics
|
|
07/31/2026
|
06/30/2026
|
||||||||||||||||||||||||||||
|
Wtd Avg
Coupon
|
# Loans
|
Principal
|
% of Principal
|
Wtd Avg
Coupon
|
# Loans
|
Principal
|
% of Principal
|
||||||||||||||||||||||
|
INTERIM:
|
IN SCHOOL
|
6.80%
|
|
13
|
$
|
66,470.34
|
0.030%
|
|
6.80%
|
|
13
|
$
|
66,470.34
|
0.029%
|
|
||||||||||||||
|
DEFERMENT
|
6.75%
|
|
1,915
|
$
|
12,357,179.24
|
5.518%
|
|
6.80%
|
|
1,960
|
$
|
12,323,223.85
|
5.445%
|
|
|||||||||||||||
|
REPAYMENT:
|
CURRENT
|
6.85% |
|
22,148 |
$
|
144,187,087.45 |
64.388% |
|
6.89% |
|
22,635 |
$
|
147,036,858.06 |
64.967% |
|
||||||||||||||
|
31-60 DAYS DELINQUENT
|
6.80%
|
|
1,073
|
$
|
8,415,839.07
|
3.758%
|
|
6.96%
|
|
1,092
|
$
|
8,477,218.83
|
3.746%
|
|
|||||||||||||||
|
61-90 DAYS DELINQUENT
|
6.85%
|
|
717
|
$
|
5,417,536.60
|
2.419%
|
|
6.88%
|
|
679
|
$
|
5,650,165.06
|
2.496%
|
|
|||||||||||||||
|
91-120 DAYS DELINQUENT
|
6.83%
|
|
481
|
$
|
3,970,377.11
|
1.773%
|
|
6.80%
|
|
390
|
$
|
3,203,760.09
|
1.416%
|
|
|||||||||||||||
|
> 120 DAYS DELINQUENT
|
6.83%
|
|
1,486
|
$
|
12,022,564.91
|
5.369%
|
|
6.89%
|
|
1,571
|
$
|
12,164,177.01
|
5.375%
|
|
|||||||||||||||
|
FORBEARANCE
|
6.89%
|
|
4,616 |
$
|
35,156,635.11 |
15.700% |
|
6.87% |
|
4,460
|
$
|
34,430,185.67 |
15.213%
|
|
|||||||||||||||
|
CLAIMS IN PROCESS
|
6.89%
|
|
307
|
$
|
2,339,552.46
|
1.045%
|
|
6.88%
|
|
344
|
$
|
2,973,443.26
|
1.314%
|
|
|||||||||||||||
|
TOTAL
|
32,756
|
$
|
223,933,242.29
|
100.00%
|
|
33,144
|
$
|
226,325,502.17
|
100.00%
|
|
|||||||||||||||||||
|
*
|
Percentages may not total 100% due to rounding
|
|
Page 4 of 9
|
Trust 2013-2 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026 |
| IV. |
2013-2 Portfolio Characteristics (cont’d) |
|
07/31/2026
|
06/30/2026
|
|||||||
|
Pool Balance
|
$
|
227,190,332.92
|
$
|
229,520,910.65
|
||||
|
Outstanding Borrower Accrued Interest
|
$
|
12,788,895.37
|
$
|
12,706,124.90
|
||||
|
Borrower Accrued Interest to be Capitalized
|
$
|
3,257,090.63
|
$
|
3,195,408.48
|
||||
|
Borrower Accrued Interest >30 Days Delinquent
|
$
|
1,100,987.37
|
$
|
1,068,035.44
|
||||
|
Total # Loans
|
32,756
|
33,144
|
||||||
|
Total # Borrowers
|
13,993
|
14,156
|
||||||
|
Weighted Average Coupon
|
6.85%
|
|
6.88%
|
|
||||
|
Weighted Average Remaining Term
|
207.84
|
207.18
|
||||||
|
Non-Reimbursable Losses
|
$
|
35,860.63
|
$
|
26,413.31
|
||||
|
Cumulative Non-Reimbursable Losses
|
$
|
7,038,239.23
|
$
|
7,002,378.60
|
||||
|
Since Issued Constant Prepayment Rate (CPR)
|
-84.03 %
|
|
-84.29 %
|
|
||||
|
Loan Substitutions
|
-
|
-
|
||||||
|
Cumulative Loan Substitutions
|
-
|
-
|
||||||
|
Rejected Claim Repurchases
|
-
|
-
|
||||||
|
Cumulative Rejected Claim Repurchases
|
$
|
586,546.80
|
$
|
586,546.80
|
||||
|
Unpaid Primary Servicing Fees
|
-
|
-
|
||||||
|
Unpaid Administration Fees
|
-
|
-
|
||||||
|
Unpaid Carryover Servicing Fees
|
-
|
-
|
||||||
|
Note Principal Shortfall
|
-
|
$ |
6,284.60
|
|||||
|
Note Interest Shortfall
|
-
|
-
|
||||||
|
Unpaid Interest Carryover
|
-
|
-
|
||||||
|
Non-Cash Principal Activity - Capitalized Interest
|
$
|
761,225.70
|
$
|
780,617.15
|
||||
|
Borrower Interest Accrued
|
$
|
1,250,190.51
|
$
|
1,226,858.70
|
||||
|
Interest Subsidy Payments Accrued
|
$
|
46,855.30
|
$
|
45,394.01
|
||||
|
Special Allowance Payments Accrued
|
$
|
41,448.48
|
$
|
38,768.05
|
||||
|
Page 5 of 9
|
Trust 2013-2 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026 |
| V. |
2013-2 Portfolio Statistics by School and Program |
|
A
|
LOAN TYPE
|
Weighted
Average Coupon
|
# LOANS
|
$ AMOUNT
|
%*
|
|
||||||||
|
- GSL (1) - Subsidized
|
6.74%
|
|
17,529
|
87,830,934.63
|
39.222%
|
|
||||||||
|
- GSL - Unsubsidized
|
6.75%
|
|
14,519
|
122,997,549.98
|
54.926%
|
|
||||||||
|
- PLUS (2) Loans
|
8.49%
|
|
703
|
13,093,006.40
|
5.847%
|
|
||||||||
|
- SLS (3) Loans
|
7.16%
|
|
5
|
11,751.28
|
0.005%
|
|
||||||||
|
- Consolidation Loans
|
0.00%
|
|
0
|
-
|
0.000%
|
|
||||||||
|
Total
|
6.85%
|
|
32,756
|
$
|
223,933,242.29
|
100.000%
|
|
|||||||
|
B
|
SCHOOL TYPE
|
Weighted
Average Coupon
|
# LOANS
|
$ AMOUNT
|
%*
|
|
||||||||
|
- Four Year
|
6.86%
|
|
27,207
|
193,491,905.33
|
86.406%
|
|
||||||||
|
- Two Year
|
6.83%
|
|
4,610
|
24,848,389.15
|
11.096%
|
|
||||||||
|
- Technical
|
6.81%
|
|
923
|
5,546,486.21
|
2.477%
|
|
||||||||
|
- Other
|
6.43%
|
|
16
|
46,461.60
|
0.021%
|
|
||||||||
|
Total
|
6.85%
|
|
32,756
|
$
|
223,933,242.29
|
100.000%
|
|
|||||||
|
*
|
Percentages may not total 100% due to rounding.
|
|
(1)
|
Guaranteed Stafford Loan
|
|
(2)
|
Parent Loans for Undergraduate Students
|
|
(3)
|
Supplemental Loans to Students. The Unsubsidized Stafford Loan program replaced the SLS program on July 1, 1994.
|
|
Page 6 of 9
|
Trust 2013-2 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026 |
|
VI.
|
2013-2 Waterfall for Distributions |
|
Paid
|
Remaining
Funds Balance
|
|||||||
|
Total Available Funds
|
$
|
3,358,816.68
|
||||||
|
A
|
Trustee Fees |
|
- |
$
|
3,358,816.68
|
|||
|
B
|
Primary Servicing Fee
|
$
|
73,442.58
|
$
|
3,285,374.10
|
|||
|
C
|
Administration Fee
|
$
|
6,667.00
|
$
|
3,278,707.10
|
|||
|
D
|
Class A Noteholders’ Interest Distribution Amount
|
$
|
647,374.53
|
$
|
2,631,332.57
|
|||
|
E
|
Class B Noteholders’ Interest Distribution Amount
|
$ |
147,472.73
|
$
|
2,483,859.84
|
|||
|
F
|
Reserve Account Reinstatement
|
|
- |
$
|
2,483,859.84
|
|||
|
G
|
Class A Noteholders’ Principal Distribution Amount
|
$ |
2,313,556.55
|
$
|
170,303.29
|
|||
|
H
|
Class B Noteholders’ Principal Distribution Amount
|
-
|
$
|
170,303.29
|
||||
|
I
|
Unpaid Expenses of The Trustees
|
-
|
$
|
170,303.29
|
||||
|
J
|
Carryover Servicing Fee
|
-
|
$
|
170,303.29
|
||||
|
K
|
Remaining Amounts to the Noteholders after the first auction date
|
|
- | $ |
170,303.29
|
|||
| L |
Excess Distribution Certificateholder
|
$ | 170,303.29 |
- |
||||
|
Waterfall Triggers
|
|||||
| A |
Student Loan Principal Outstanding
|
$
|
223,933,242.29
|
||
| B |
Interest to be Capitalized
|
$
|
3,257,090.63
|
||
| C |
Capitalized Interest Account Balance
|
-
|
|||
| D |
Reserve Account Balance (after any reinstatement)
|
$
|
1,248,458.00
|
||
| E |
Less: Specified Reserve Account Balance
|
$
|
(1,248,458.00)
|
|
|
| F |
Total
|
$
|
227,190,332.92
|
||
| G |
Class A Notes Outstanding (after application of available funds)
|
$
|
189,918,429.59
|
||
| H |
Insolvency Event or Event of Default Under Indenture
|
N | |||
| I |
Available Funds Applied to Class A Noteholders’ Distribution Amount Before Any Amounts are Applied to the Class B Noteholders’ Distribution Amount (G>F or H=Y)
|
N | |||
|
Page 7 of 9
|
Trust 2013-2 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026 |
|
VII.
|
2013-2 Distributions |
| A |
|
B
|
|
|||||
|
Cusip/Isin
|
78446CAA9
|
78446CAB7
|
||||||
|
Beginning Balance
|
$
|
192,231,986.14
|
$
|
35,000,000.00
|
||||
|
Index
|
SOFR
|
SOFR
|
||||||
|
Spread/Fixed Rate
|
0.45%
|
|
1.50%
|
|
||||
|
Record Date (Days Prior to Distribution)
|
1 NEW YORK BUSINESS DAY
|
1 NEW YORK BUSINESS DAY
|
||||||
|
Accrual Period Begin
|
7/27/2026
|
7/27/2026
|
||||||
|
Accrual Period End
|
8/25/2026
|
8/25/2026
|
||||||
|
Daycount Fraction
|
0.08055556
|
0.08055556
|
||||||
|
Interest Rate*
|
4.18056%
|
|
5.23056%
|
|
||||
|
Accrued Interest Factor
|
0.003367673
|
0.004213507
|
||||||
|
Current Interest Due
|
$
|
647,374.53
|
$
|
147,472.73
|
||||
|
Interest Shortfall from Prior Period Plus Accrued Interest
|
-
|
-
|
||||||
|
Total Interest Due
|
$
|
647,374.53
|
$
|
147,472.73
|
||||
|
Interest Paid
|
$
|
647,374.53
|
$
|
147,472.73
|
||||
|
Interest Shortfall
|
-
|
-
|
||||||
|
Principal Paid
|
$
|
2,313,556.55
|
-
|
|||||
|
Ending Principal Balance
|
$
|
189,918,429.59
|
$
|
35,000,000.00
|
||||
|
Paydown Factor
|
0.001910451
|
0.000000000 | ||||||
|
Ending Balance Factor
|
0.156827770
|
1.000000000
|
||||||
|
Page 8 of 9
|
Trust 2013-2 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026 |
|
VIII.
|
2013-2 Reconciliations |
|
A
|
Principal Distribution Reconciliation
|
||||
|
Notes Outstanding Principal Balance
|
$
|
227,231,986.14
|
|||
|
Adjusted Pool Balance
|
$
|
227,190,332.92
|
|||
|
Overcollateralization Amount
|
$
|
2,271,903.33
|
|||
|
Principal Distribution Amount
|
$
|
2,313,556.55
|
|||
|
Principal Distribution Amount Paid
|
$
|
2,313,556.55
|
|||
|
B
|
Reserve Account Reconciliation
|
||||
|
Beginning Period Balance
|
$
|
1,248,458.00
|
|||
|
Reserve Funds Utilized
|
0.00
|
||||
|
Reserve Funds Reinstated
|
0.00
|
||||
|
Balance Available
|
$
|
1,248,458.00
|
|||
|
Required Reserve Acct Balance
|
$
|
1,248,458.00
|
|||
|
Release to Collection Account
|
-
|
||||
|
Ending Reserve Account Balance
|
$
|
1,248,458.00
|
|||
|
C
|
Floor Income Rebate Account
|
||||
|
Beginning Period Balance
|
$
|
371,125.21
|
|||
|
Deposits for the Period
|
$
|
181,872.83
|
|||
|
Release to Collection Account
|
|
- |
|
||
|
Ending Balance
|
$
|
552,998.04
|
|||
|
D
|
Supplemental Purchase Account
|
||||
|
Beginning Period Balance
|
-
|
||||
|
Supplemental Loan Purchases
|
-
|
||||
|
Transfers to Collection Account
|
-
|
||||
|
Ending Balance
|
-
|
||||
|
Page 9 of 9
|
Trust 2013-2 Monthly Servicing Report: Collection Period 07/01/2026 - 07/31/2026, Distribution Date 08/25/2026 |